Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2009
Medical care
Dental care
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.5
0.4
0.7
0.6
0.4
0.8
0.7
0.6
0.7
0.7
0.8
1.1
0.6
0.8
0.7
1.2
0.5
0.6
0.6
0.9
0.9
1.4
1.0
1.5
0.8
1.4
0.9
1.4
0.5
0.8
0.6
0.8
0.9
1.3
1.1
1.4
0.8
1.2
0.8
1.3
0.9
1.2
1.0
1.7
1.6
2.4
1.6
2.3
0.7
1.1
1.0
1.3
1.4
2.4
1.4
2.3
0.7
0.9
0.9
1.3
1.1
1.4
1.3
1.9
0.7
1.2
0.7
0.8
2.0
2.5
2.1
2.7
0.9
1.2
1.1
1.3
1.7
2.4
2.0
2.3
0.7
0.9
0.9
1.2
0.9
1.7
1.7
1.4
0.6
1.2
0.6
0.9
1.7
2.0
2.3
2.4
0.8
1.1
0.8
1.3
1.6
1.6
2.0
2.0
0.6
0.9
0.7
1.2
1.9
1.6
2.3
3.3
0.9
1.6
1.0
1.2
1.9
1.5
1.2
1.5
1.7
1.9
1.4
1.0
1.3
1.3
1.2
1.0
0.7
0.7
1.0
1.7
1.9
1.3
1.7
1.6
1.6
1.6
1.1
1.5
1.1
1.3
1.0
1.0
1.0
1.4
1.7
1.9
0.9
1.2
1.3
1.6
1.6
0.8
1.1
1.0
1.8
1.4
1.1
1.5
1.4
Full time .................................................................
Part time ................................................................
0.4
0.8
0.5
0.6
0.4
1.4
0.7
0.7
0.6
0.5
0.4
1.3
0.9
0.4
0.8
0.4
0.6
1.6
Union .....................................................................
Nonunion ...............................................................
0.8
0.7
1.0
0.6
0.7
0.4
1.4
0.8
1.3
0.6
0.5
0.5
1.3
0.9
1.2
0.7
0.8
0.8
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.5
1.3
0.9
0.6
0.6
0.9
1.9
1.1
0.7
0.7
0.6
1.0
3.3
1.3
0.5
0.5
0.5
0.7
2.6
1.5
1.0
0.9
0.8
1.3
2.4
1.3
0.8
0.8
0.8
1.3
7.0
2.1
0.6
0.5
0.5
0.7
2.6
1.6
1.0
0.9
0.9
1.1
2.3
1.3
0.8
0.8
0.8
1.0
8.1
3.1
0.9
0.8
0.9
1.2
Goods-producing industries ...................................
0.8
0.8
0.5
1.3
1.1
0.6
1.0
0.9
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.0
0.7
0.6
1.0
1.6
1.0
1.1
0.6
1.0
1.0
1.0
1.8
1.4
1.3
1.3
0.5
0.8
0.8
1.0
1.5
1.3
1.0
0.8
0.8
1.3
1.4
1.6
2.9
2.0
1.8
2.3
0.7
1.0
1.3
1.4
2.6
1.5
1.5
2.1
0.4
0.7
0.7
0.9
1.1
1.1
1.0
0.9
0.9
1.1
1.3
1.5
2.9
1.7
2.1
1.9
0.7
1.0
1.2
1.3
2.7
1.4
1.6
1.6
0.7
1.2
1.6
2.0
2.3
1.8
1.4
1.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2009—Continued
Medical care
Dental care
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.1
1.3
0.5
0.9
0.5
0.8
0.8
1.2
0.6
0.9
0.6
0.7
0.9
1.0
0.4
0.6
0.5
0.8
0.9
1.4
0.9
1.1
1.3
0.7
0.7
1.2
0.8
1.0
1.1
0.8
1.0
1.1
0.4
0.6
0.5
0.6
0.8
1.4
1.2
1.1
1.9
0.5
0.6
1.2
1.1
0.9
1.6
1.1
1.5
1.6
0.7
0.9
0.9
1.1
1.7
1.1
1.2
1.3
4.2
1.7
2.8
1.3
1.4
1.2
0.8
1.5
1.2
2.9
1.7
3.0
1.3
2.2
1.5
0.5
1.1
0.8
1.5
1.3
1.5
0.9
2.1
1.2
1.4
2.0
1.5
6.5
2.0
4.5
1.2
2.0
0.9
1.0
1.8
1.1
5.6
1.6
3.8
1.0
2.2
0.8
0.8
1.0
1.1
2.6
1.3
1.6
0.8
1.3
1.6
1.0
1.7
1.4
–
1.6
3.0
1.1
0.9
1.7
0.8
1.4
1.0
–
1.4
2.6
0.9
3.8
1.6
1.2
2.0
1.6
–
2.3
1.7
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access,
participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2009—Continued
Outpatient prescription drug
coverage
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
0.6
0.5
0.4
0.7
0.8
0.8
1.2
0.6
0.9
0.7
1.2
0.5
0.6
0.6
0.9
1.8
2.4
1.7
2.4
0.7
1.1
0.9
1.2
1.5
2.5
1.4
2.4
0.7
1.0
0.9
1.2
1.1
1.4
1.3
1.9
0.7
1.2
0.7
0.8
1.7
1.6
1.2
1.6
1.8
1.7
1.5
1.0
1.5
1.4
1.2
1.0
0.7
0.9
1.0
Full time .................................................................
Part time ................................................................
0.4
0.8
0.5
0.6
0.4
1.5
Union .....................................................................
Nonunion ...............................................................
0.9
0.7
1.1
0.6
0.7
0.4
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.5
1.3
0.9
0.7
0.6
0.9
1.8
1.1
0.7
0.7
0.6
0.9
3.0
1.2
0.6
0.5
0.5
0.7
Goods-producing industries ...................................
0.9
0.9
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.0
0.8
0.7
1.1
1.6
1.3
1.2
0.6
1.0
1.0
1.0
1.7
1.5
1.5
1.3
0.5
0.8
0.8
1.0
1.5
1.3
1.0
0.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access,
participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2009—Continued
Outpatient prescription drug
coverage
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
0.9
1.1
1.4
0.5
0.9
0.6
0.7
0.8
1.2
0.6
0.9
0.7
0.7
0.9
0.9
0.4
0.6
0.5
1.2
1.6
1.0
1.0
1.3
4.5
2.0
2.8
1.2
1.5
1.1
0.7
1.5
1.1
3.0
1.8
2.9
1.1
2.3
1.4
0.5
1.3
0.7
1.7
1.2
1.4
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the
percentage of workers with access to a plan
who participate in the plan, rounded for
presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2009
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.3
0.3
0.3
0.5
0.4
0.4
0.3
0.5
0.4
0.4
0.5
0.6
0.5
0.9
0.5
0.6
0.5
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
1.3
0.7
1.0
0.3
0.5
0.4
0.6
0.5
1.3
0.7
1.0
0.3
0.5
0.4
0.6
1.0
1.4
0.8
1.0
0.4
0.5
0.4
0.9
1.0
1.4
0.8
1.0
0.4
0.5
0.4
0.9
0.8
0.6
0.5
0.6
0.7
0.8
0.6
0.5
0.6
0.7
1.3
0.8
0.6
0.8
0.9
1.3
0.8
0.6
0.8
0.9
Full time .................................................................
Part time ................................................................
0.2
0.8
0.2
0.8
0.3
1.0
0.3
1.0
Union .....................................................................
Nonunion ...............................................................
0.3
0.2
0.3
0.2
0.5
0.3
0.5
0.3
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
1.3
0.6
0.3
0.3
0.3
0.4
1.3
0.6
0.3
0.3
0.3
0.4
1.7
0.7
0.5
0.4
0.4
0.6
1.7
0.7
0.5
0.4
0.4
0.6
Goods-producing industries ...................................
0.4
0.4
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.2
0.4
0.4
0.5
0.9
0.5
0.6
0.4
0.2
0.4
0.4
0.5
0.9
0.5
0.6
0.4
0.3
0.7
0.9
0.9
2.2
0.9
0.7
0.7
0.3
0.7
0.9
0.9
2.2
0.9
0.7
0.7
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2009—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.4
0.4
0.7
0.3
0.4
0.4
0.4
0.4
0.7
0.3
0.4
0.4
0.5
0.6
1.0
0.3
0.5
0.5
0.5
0.6
1.0
0.3
0.5
0.5
0.7
0.5
0.5
1.0
0.5
1.5
0.7
1.0
0.4
0.7
0.5
0.5
1.0
0.5
1.5
0.7
1.0
0.4
0.8
0.8
0.6
1.1
0.7
1.9
0.9
1.0
0.7
0.8
0.8
0.6
1.1
0.7
1.9
0.9
1.0
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The percentile groupings are based on the
average wage for each occupation surveyed, which may
include workers both above and below the threshold.
The percentile values are based on the estimates
published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See
Technical Note for more details.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2009
Total
Characteristics
All workers .............................................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$2.63
0.6
$5.99
0.6
$2.08
$0.88
3.99
7.17
3.88
6.21
0.9
1.1
1.1
1.6
8.41
21.50
7.47
9.97
0.9
1.1
1.1
1.6
3.38
5.19
3.78
7.24
1.33
1.51
1.73
2.86
7.83
14.09
7.80
13.07
2.72
3.42
3.22
6.85
2.0
3.5
1.4
2.6
0.9
1.4
1.0
1.5
12.91
38.53
21.38
13.65
8.36
10.43
9.60
11.64
2.0
3.5
1.4
2.6
0.9
1.4
1.0
1.5
9.23
11.99
5.34
15.70
2.19
3.37
2.67
6.41
3.37
4.69
2.46
4.45
1.15
2.17
1.37
2.67
11.81
6.51
4.41
4.88
6.61
2.0
1.8
1.1
1.6
2.1
18.09
11.48
10.81
9.58
17.54
2.0
1.8
1.1
1.6
2.1
11.32
7.64
3.46
4.94
3.94
4.92
2.44
1.63
2.31
2.00
Full time .................................................................
Part time ................................................................
2.61
9.55
0.7
1.6
5.91
22.60
0.7
1.6
2.13
6.43
0.87
3.81
Union .....................................................................
Nonunion ...............................................................
5.80
2.27
1.2
0.7
10.34
5.01
1.2
0.7
4.35
2.15
1.92
0.94
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
8.40
4.11
2.95
3.77
3.69
5.67
3.1
1.4
0.8
1.0
0.8
1.2
32.50
11.64
7.81
10.60
7.20
14.69
3.1
1.4
0.8
1.0
0.8
1.2
7.69
4.02
2.55
2.72
3.24
4.77
4.06
1.93
1.47
1.27
0.98
1.41
Goods-producing industries ...................................
4.98
1.1
10.01
1.1
4.04
1.92
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
2.93
4.38
4.78
6.31
4.83
6.97
7.22
7.48
0.7
1.4
1.7
1.9
3.6
1.9
1.7
2.2
7.55
10.98
9.01
10.75
12.08
26.29
25.20
17.71
0.7
1.4
1.7
1.9
3.6
1.9
1.7
2.2
2.22
3.83
5.12
7.39
5.24
5.19
7.54
5.51
0.91
1.76
2.39
3.54
3.07
2.49
2.82
2.05
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2009—Continued
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$3.75
4.10
6.71
3.28
3.82
4.62
1.0
1.3
1.7
0.8
1.0
1.0
$7.33
7.45
17.26
9.32
9.86
13.89
1.0
1.3
1.7
0.8
1.0
1.0
$3.19
3.75
5.62
2.67
3.46
3.89
$1.58
1.83
2.54
1.00
1.37
1.44
6.15
6.12
7.29
11.36
3.50
8.05
5.65
7.25
9.77
2.8
1.2
1.2
2.7
1.7
4.2
2.2
2.5
1.1
11.06
16.51
16.15
25.24
7.06
9.08
11.90
15.41
17.30
2.8
1.2
1.2
2.7
1.7
4.2
2.2
2.5
1.1
6.66
3.36
6.29
9.23
3.53
9.25
5.48
6.47
7.04
1.81
2.90
2.20
3.38
1.65
2.99
2.92
4.45
1.72
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below
the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational Earnings
in the United States, 2008." See Technical Note for more details.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2009
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.9
0.2
0.4
0.1
(5)
0.7
0.2
0.0
0.0
0.0
0.0
1.0
1.2
1.1
1.5
0.5
0.6
0.5
0.1
0.7
1.1
0.7
1.0
0.3
0.5
0.3
0.6
(5)
(5)
(5)
–
0.6
0.7
0.7
1.0
0.2
0.2
0.2
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.9
2.5
2.7
3.3
0.9
1.6
1.0
1.5
0.1
–
0.3
–
(5)
–
(5)
0.2
1.2
1.5
0.8
1.6
0.6
0.8
0.8
0.8
0.9
0.6
0.2
0.3
0.2
–
0.3
(5)
–
–
–
–
(5)
–
–
–
1.4
1.8
2.6
2.7
0.7
1.6
0.6
1.2
–
–
0.5
–
(5)
5
( )
0.2
0.5
0.0
0.0
0.0
0.0
0.0
2.4
1.8
1.2
1.5
1.5
–
–
0.3
0.5
0.4
1.2
0.8
0.7
1.0
0.7
0.1
–
(5)
(5)
0.2
–
–
–
–
–
2.2
1.6
0.9
1.1
1.2
1.1
–
0.3
–
0.7
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
1.8
0.2
–
0.4
1.0
0.1
0.3
(5)
–
0.7
1.4
0.2
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.3
0.9
0.5
0.2
0.9
0.5
0.4
0.2
(5)
(5)
0.9
0.7
0.6
(5)
Wage percentiles:6
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.0
0.0
0.0
0.0
0.0
0.0
5.4
2.3
1.2
1.0
0.9
1.3
–
0.3
0.2
0.1
0.6
0.7
1.0
0.7
0.7
0.6
0.6
0.8
–
(5)
0.2
0.2
0.3
0.4
–
–
–
(5)
(5)
(5)
5.3
2.0
0.9
0.7
0.6
0.8
–
–
(5)
0.1
0.3
0.3
Goods-producing industries ...................................
0.0
1.6
–
0.8
(5)
–
1.0
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.3
1.2
1.6
2.2
2.0
2.0
2.6
0.2
–
(5)
0.1
–
–
–
–
0.5
1.1
1.0
1.2
2.0
1.7
1.5
1.7
0.2
0.3
0.3
0.5
0.1
0.4
0.4
0.9
(5)
–
(5)
(5)
–
–
–
–
0.8
0.7
0.7
1.1
0.8
1.0
1.6
1.2
0.2
0.2
–
–
–
0.3
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2009—Continued
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.2
1.7
1.1
0.8
1.7
(5)
(5)
–
0.3
0.3
0.5
0.7
1.0
0.9
0.5
0.5
0.8
0.2
0.2
0.2
0.2
0.3
0.3
–
–
–
5
( )
–
–
0.8
0.9
1.3
0.9
0.6
1.6
0.3
0.3
–
0.2
(5)
0.3
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.6
1.9
1.9
1.5
1.5
8.2
2.4
2.8
1.8
–
–
0.1
–
–
–
–
(5)
0.9
1.8
0.8
0.8
1.6
0.9
1.6
1.7
2.1
1.3
0.3
0.2
0.3
–
–
–
0.8
0.2
0.5
–
0.3
–
–
–
–
–
–
–
1.4
1.5
1.6
1.2
0.9
–
1.1
1.9
0.8
–
–
–
–
0.3
–
–
0.3
0.8
Average monthly employer premium7 ...................
$2.08
$2.31
$24.64
$8.49
$9.79
$29.97
$5.86
$46.84
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Geographic areas
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
7 Average premium is for all workers.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2009
Total
Characteristics
All workers .............................................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$5.40
0.4
$13.42
0.4
$5.31
$3.58
8.06
15.99
8.31
14.57
0.6
0.7
0.8
1.2
22.48
34.12
25.47
28.77
0.6
0.7
0.8
1.2
8.16
16.99
8.27
15.52
5.17
5.56
6.52
13.43
17.06
25.44
14.70
26.90
5.95
8.35
6.74
12.88
1.4
2.2
0.8
1.3
0.5
0.7
0.6
1.3
34.65
73.42
43.15
39.91
24.48
36.64
30.77
25.01
1.4
2.2
0.8
1.3
0.5
0.7
0.6
1.3
18.26
25.67
13.22
28.92
5.65
8.54
6.41
13.29
15.58
14.36
7.18
13.83
4.55
7.12
5.03
7.73
17.37
17.15
9.97
13.74
14.34
1.8
1.4
1.1
1.4
1.5
29.11
48.26
22.60
27.67
36.64
1.8
1.4
1.1
1.4
1.5
20.34
16.30
10.06
14.94
12.78
12.07
9.10
6.52
8.05
8.81
Full time .................................................................
Part time ................................................................
5.54
19.10
0.4
1.3
13.92
64.86
0.4
1.3
5.40
16.60
3.67
12.29
Union .....................................................................
Nonunion ...............................................................
9.60
5.69
1.1
0.4
15.88
24.86
1.1
0.4
10.78
5.72
10.00
3.79
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
30.29
11.07
7.42
7.01
7.41
10.09
1.9
0.6
0.6
0.7
0.7
1.0
88.68
69.85
25.23
16.30
18.63
28.83
1.9
0.6
0.6
0.7
0.7
1.0
29.25
10.34
7.32
7.19
8.24
10.89
17.27
6.93
6.87
4.85
4.43
5.83
Goods-producing industries ...................................
9.50
1.0
16.93
1.0
10.82
6.36
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
5.73
11.10
12.77
13.96
27.47
17.39
15.21
13.04
0.4
0.7
0.9
1.1
1.0
1.2
0.8
1.0
17.85
27.34
21.31
22.63
68.40
62.26
39.43
25.38
0.4
0.7
0.9
1.1
1.0
1.2
0.8
1.0
5.45
10.74
13.35
14.30
27.97
15.98
15.82
13.93
3.93
8.60
11.87
14.79
18.74
13.29
8.54
8.15
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2009—Continued
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$7.74
8.72
15.51
6.97
9.60
9.07
0.8
0.9
1.3
0.4
0.6
0.5
$23.82
27.72
39.60
17.49
20.51
29.14
0.8
0.9
1.3
0.4
0.6
0.5
$7.32
8.65
16.47
6.92
10.41
8.95
$5.57
6.21
8.64
4.09
6.78
5.77
14.72
15.07
12.62
14.64
13.20
19.86
14.28
12.54
15.58
1.6
1.3
1.1
1.2
0.8
0.8
0.7
1.8
1.3
27.19
27.87
20.92
54.52
56.65
31.63
88.69
102.22
25.56
1.6
1.3
1.1
1.2
0.8
0.8
0.7
1.8
1.3
14.71
12.05
13.84
13.01
12.24
21.05
13.65
14.21
17.97
10.47
8.59
8.34
16.67
7.57
16.83
10.36
10.95
7.88
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below
the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational Earnings
in the United States, 2008." See Technical Note for more details.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2009
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.7
0.2
0.4
0.1
(5)
0.5
0.1
0.0
0.0
0.0
0.0
1.0
1.1
1.1
1.3
0.4
–
–
–
0.6
0.9
0.6
0.8
0.2
0.4
0.2
0.5
(5)
(5)
(5)
–
0.6
0.7
0.7
1.0
(5)
(5)
(5)
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.7
2.4
2.1
2.7
0.9
1.7
0.8
1.4
–
(5)
–
–
(5)
–
(5)
(5)
0.9
1.7
0.7
1.5
0.5
0.6
0.6
0.8
0.7
0.5
0.2
0.2
0.2
–
0.2
0.1
–
–
–
–
–
–
–
–
1.4
1.7
1.8
2.2
0.7
1.8
0.6
1.1
–
–
–
–
(5)
–
(5)
0.5
0.0
0.0
0.0
0.0
0.0
2.3
1.5
1.1
1.4
1.3
–
–
0.3
–
–
1.2
0.7
0.6
0.9
0.6
(5)
0.2
(5)
(5)
(5)
–
–
–
–
–
2.1
1.1
0.8
1.0
1.1
0.9
–
0.2
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
1.7
0.2
–
0.4
0.8
0.1
0.2
(5)
–
0.6
1.4
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.1
0.8
0.3
0.2
0.8
0.4
0.3
0.1
(5)
(5)
0.7
0.6
0.5
(5)
Wage percentiles:6
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.0
0.0
0.0
0.0
0.0
0.0
3.2
1.7
1.0
0.8
0.9
1.2
–
0.3
(5)
(5)
–
–
1.2
0.7
0.6
0.5
0.5
0.7
–
(5)
0.2
0.1
0.2
0.4
–
–
–
(5)
(5)
(5)
2.5
1.4
0.7
0.6
0.6
0.7
–
–
(5)
0.1
0.2
0.2
Goods-producing industries ...................................
0.0
1.5
–
0.6
(5)
–
1.0
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
1.2
1.3
1.7
1.9
1.9
2.0
2.0
(5)
–
–
–
–
–
(5)
–
0.4
0.9
0.8
0.9
1.6
1.5
1.7
1.3
0.1
0.2
0.3
0.4
0.1
0.4
0.3
0.7
(5)
–
(5)
(5)
–
–
–
–
0.6
0.8
1.0
1.5
0.7
1.1
1.6
1.0
0.2
(5)
–
–
–
0.3
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2009—Continued
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.2
1.6
0.9
0.9
1.3
(5)
(5)
–
0.3
0.2
–
0.6
0.8
0.7
0.5
0.5
0.7
(5)
0.1
(5)
0.2
0.2
0.3
–
–
–
(5)
–
–
0.8
0.9
1.3
0.7
0.7
1.1
0.2
(5)
–
(5)
(5)
0.3
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.9
2.2
1.8
1.7
1.4
5.4
1.9
2.6
1.3
–
–
0.1
–
–
–
–
–
–
1.5
0.8
0.8
1.6
0.7
1.7
1.4
2.0
1.0
0.3
0.2
0.2
–
(5)
–
0.6
0.2
0.4
–
0.3
–
–
–
–
–
–
–
1.9
1.5
1.5
1.4
0.9
–
0.8
2.5
0.8
–
–
(5)
–
–
–
–
–
0.6
Average monthly employer premium7 ...................
$5.31
$6.29
$48.51
$16.13
$27.15
$75.07
$12.53
$52.01
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Geographic areas
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
7 Average premium is for all workers.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 15. Standard errors for medical care benefits: Employee contributions for single and family coverage, civilian
workers,1 National Compensation Survey, March 2009
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$0.82
$0.79
$0.96
$1.91
$2.19
$2.03
$2.53
$4.22
$7.81
$8.13
1.51
2.27
0.91
2.05
1.20
2.13
1.15
1.64
1.48
2.29
1.68
2.78
2.64
3.04
3.36
6.31
3.37
2.63
4.80
9.87
1.74
1.26
4.47
9.68
3.26
5.18
2.76
14.30
4.52
7.99
6.20
30.64
8.15
15.65
8.62
9.87
14.37
19.79
25.42
31.36
2.16
4.09
2.95
3.30
1.21
1.91
1.19
2.41
2.58
1.72
2.66
6.98
0.42
2.57
1.47
1.04
3.40
4.22
2.57
6.44
1.58
3.07
0.87
1.81
6.07
9.54
8.15
8.91
2.88
5.62
2.19
5.24
8.46
30.80
5.10
6.85
4.83
6.93
5.07
11.84
6.84
11.20
11.08
8.54
5.97
11.54
6.88
6.46
16.88
14.52
10.01
20.52
4.21
8.90
4.21
6.97
18.26
11.60
7.21
20.86
6.05
5.91
6.01
8.61
17.71
28.33
18.31
19.42
9.01
12.06
13.09
9.90
48.12
70.65
18.56
49.57
14.86
21.51
19.67
28.62
7.15
2.94
2.24
2.68
3.57
3.21
1.99
1.57
2.07
2.53
4.03
1.79
1.66
2.66
1.69
8.38
5.88
2.30
3.31
2.09
31.63
10.46
2.59
3.48
10.84
19.89
7.62
5.37
5.65
11.74
11.65
7.24
5.63
6.07
6.02
13.95
9.32
5.63
8.63
8.46
27.69
25.01
11.00
16.69
22.27
34.74
25.56
22.22
34.26
23.21
Full time .................................................................
Part time ................................................................
0.86
2.05
0.87
2.38
0.97
4.24
1.62
12.46
2.37
18.14
1.26
7.70
2.77
15.21
3.92
18.03
7.02
30.36
6.64
25.36
Union .....................................................................
Nonunion ...............................................................
0.64
1.48
1.66
1.15
1.66
1.44
2.33
2.01
6.00
2.86
4.14
3.49
6.60
3.72
5.44
4.52
13.49
6.06
39.18
8.41
Goods-producing industries ...................................
1.74
1.37
2.36
2.28
5.72
6.89
6.98
4.51
14.24
17.03
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.22
1.61
1.05
1.27
4.71
2.87
3.12
1.10
1.04
1.48
2.92
3.00
7.45
1.88
1.51
3.16
0.91
1.90
1.36
3.17
7.43
2.72
4.23
1.36
1.98
2.56
3.48
6.00
4.78
3.87
3.97
4.00
2.85
4.89
8.25
9.50
12.31
8.97
11.12
7.21
1.46
1.81
7.85
5.53
43.09
9.33
7.83
4.59
3.56
7.77
11.45
12.75
20.11
9.58
14.71
5.17
4.35
9.84
23.05
17.57
25.35
13.34
10.61
12.54
6.99
10.56
18.52
19.27
42.99
22.57
11.68
13.36
11.38
22.85
35.37
58.24
16.81
34.65
33.45
18.16
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.29
1.58
3.75
0.93
2.29
1.17
1.61
1.85
1.85
0.62
1.85
1.22
2.11
1.80
2.36
1.23
1.91
1.38
3.01
5.17
4.87
1.53
2.16
2.47
3.72
8.24
5.28
1.93
5.01
3.43
7.88
9.22
16.44
3.02
0.86
4.72
5.93
6.17
6.90
3.25
5.62
3.54
6.78
11.13
9.61
5.33
5.00
5.94
8.74
11.57
16.39
9.26
14.55
13.49
21.98
17.88
15.91
8.76
20.06
13.71
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Employee contributions for single and family coverage, civilian
workers,1 National Compensation Survey, March 2009—Continued
Single coverage2
Characteristics
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
$2.94
2.44
3.49
4.88
2.29
3.39
2.49
2.13
1.18
$5.28
2.62
1.33
2.86
0.69
5.23
3.54
6.68
2.31
$0.50
2.07
2.33
4.55
1.94
2.91
3.66
4.66
1.89
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
$2.84
5.49
3.76
2.39
3.27
7.97
4.13
9.73
4.28
$6.01
6.84
3.43
7.29
6.26
6.98
9.14
21.07
4.50
$12.93
8.09
2.56
10.96
8.50
15.51
12.60
4.76
4.12
$5.19
6.45
8.14
8.75
7.92
20.15
17.09
19.16
9.09
$12.87
13.16
10.17
6.88
9.16
34.71
15.75
12.94
9.36
$21.50
13.85
12.36
35.37
1.13
9.02
29.97
18.35
20.97
$28.34
20.16
8.71
83.96
18.68
23.01
24.37
49.25
36.51
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2009
Medical care
Dental care
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.5
0.8
0.6
0.4
0.9
0.8
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
0.8
1.2
2.1
5.3
0.8
1.1
1.1
1.4
0.7
1.0
0.9
1.8
4.6
0.8
0.9
1.0
1.4
0.6
0.7
0.8
1.8
4.9
0.8
1.2
0.8
0.9
1.2
1.4
1.5
2.6
3.8
0.9
1.2
1.2
1.4
1.0
1.5
1.2
2.4
2.7
0.8
1.0
1.0
1.3
0.6
0.9
0.8
2.6
3.5
0.6
1.2
0.7
1.0
1.2
1.4
1.4
2.7
3.8
0.8
1.1
0.9
1.5
1.0
1.4
1.1
2.4
2.5
0.7
0.9
0.8
1.3
1.1
1.4
1.2
3.6
10.4
1.0
1.7
1.2
1.3
2.0
1.6
1.2
1.5
1.8
2.1
1.5
1.0
1.3
1.4
1.4
1.1
0.7
0.8
1.1
1.8
2.0
1.3
1.8
1.7
1.6
1.7
1.1
1.6
1.2
1.5
1.1
1.0
1.0
1.5
1.8
2.1
0.9
1.3
1.3
1.7
1.7
0.8
1.1
1.0
2.0
1.6
1.1
1.6
1.5
Full time .................................................................
Part time ................................................................
0.5
0.9
0.6
0.6
0.5
1.6
0.8
0.7
0.7
0.5
0.4
1.5
1.1
0.5
0.9
0.4
0.7
1.8
Union .....................................................................
Nonunion ...............................................................
1.4
0.8
1.6
0.6
0.9
0.5
1.9
0.9
1.8
0.7
0.8
0.5
2.0
0.9
1.9
0.8
1.1
0.8
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
3.0
1.4
1.0
0.7
0.8
1.1
2.3
1.2
0.8
0.8
0.8
1.3
4.0
1.5
0.6
0.6
0.6
0.9
3.0
1.7
1.2
1.1
1.0
1.6
2.9
1.5
0.9
0.9
0.9
1.5
9.0
2.7
0.6
0.6
0.6
0.9
–
1.7
1.2
1.1
1.1
1.4
–
1.5
1.0
0.9
1.1
1.2
–
3.6
1.1
0.8
1.1
1.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.8
2.0
0.8
0.8
1.9
0.8
0.5
1.3
0.5
1.3
1.7
1.7
1.1
1.5
1.5
0.6
1.6
0.7
1.0
1.5
1.4
0.9
1.4
1.2
0.9
2.0
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
0.8
1.4
1.1
2.5
1.9
0.7
0.8
1.6
0.9
2.1
2.2
0.6
0.8
1.3
1.1
1.6
1.4
1.0
1.0
2.3
1.3
2.8
5.7
0.8
0.8
2.2
0.9
2.3
5.2
0.5
0.8
1.4
1.2
1.6
1.4
1.1
0.8
2.2
1.0
2.7
5.1
0.9
0.7
1.8
0.8
2.4
4.5
0.9
1.1
1.4
1.9
2.8
1.9
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2009—Continued
Medical care
Dental care
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.5
1.0
0.7
0.7
1.4
3.3
1.8
1.9
3.1
1.5
2.4
1.1
1.7
5.0
5.1
3.3
2.6
1.0
0.8
0.9
1.7
3.0
1.7
1.8
2.6
1.3
2.4
1.9
1.5
4.3
4.5
2.6
1.7
0.7
0.7
0.8
1.6
2.2
1.2
1.6
2.3
1.2
1.6
1.7
1.3
3.8
4.6
2.6
3.3
1.6
1.2
1.5
2.4
4.0
2.1
3.0
2.7
1.8
2.3
2.2
2.1
5.7
5.8
3.0
3.2
1.6
1.3
1.7
2.2
3.5
1.7
2.7
2.2
1.4
2.1
2.3
1.6
5.0
5.2
2.6
1.5
0.9
0.8
1.1
0.9
3.1
1.6
2.1
3.4
1.1
1.7
1.5
1.2
4.8
6.0
2.7
3.5
1.3
1.3
1.9
2.5
3.9
1.9
2.7
3.0
1.6
2.2
3.3
1.8
–
–
2.9
3.3
1.0
1.0
1.5
1.9
3.4
1.4
2.2
2.0
1.3
2.0
3.1
1.5
–
–
2.2
2.1
1.2
1.2
1.7
2.2
2.8
2.6
3.3
5.1
1.7
3.4
4.0
2.0
–
–
3.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
1.4
0.7
1.0
0.8
0.8
0.9
1.3
0.7
1.0
0.9
0.8
0.9
1.0
0.5
0.7
0.6
0.9
1.0
1.5
1.0
1.3
1.7
0.7
0.7
1.3
0.9
1.1
1.4
0.8
1.0
1.2
0.5
0.7
0.6
0.7
0.8
1.5
1.6
1.2
2.7
0.5
0.6
1.2
1.4
1.0
2.4
1.1
1.6
1.8
0.8
1.0
1.1
1.1
2.0
1.2
1.4
1.5
5.6
2.1
3.0
1.5
1.7
1.4
0.8
1.8
1.3
4.2
2.1
3.2
1.4
2.7
1.7
0.6
1.3
0.9
1.7
1.6
1.7
1.0
2.3
1.3
1.5
2.1
1.5
7.1
2.4
4.8
1.3
2.1
0.9
1.0
2.1
1.0
6.3
1.8
4.0
1.1
2.6
0.9
0.8
1.2
1.2
3.0
1.4
2.0
1.0
1.2
1.8
0.9
2.1
1.4
–
1.8
2.7
1.4
0.7
1.8
0.7
1.6
1.1
–
1.6
2.4
1.1
4.3
2.0
1.5
1.8
1.6
–
2.5
2.0
1.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access,
participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2009—Continued
Outpatient prescription drug
coverage
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
0.7
0.6
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
0.9
1.2
2.1
5.3
0.8
1.1
1.1
1.3
0.8
1.0
1.0
1.8
4.7
0.8
1.0
1.0
1.3
0.6
0.7
0.8
1.8
5.2
0.8
1.2
0.8
0.9
1.9
1.7
1.2
1.6
1.9
1.8
1.6
1.0
1.5
1.4
1.4
1.1
0.7
0.9
1.1
Full time .................................................................
Part time ................................................................
0.5
0.9
0.5
0.6
0.4
1.7
Union .....................................................................
Nonunion ...............................................................
1.6
0.8
1.7
0.6
1.0
0.4
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.9
1.4
1.1
0.8
0.8
1.1
2.1
1.2
0.8
0.8
0.8
1.2
3.6
1.5
0.7
0.6
0.6
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
1.9
1.0
0.9
1.7
1.0
0.5
1.4
0.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
0.8
1.4
1.1
2.6
2.3
0.7
0.8
1.5
1.0
2.2
2.4
0.5
0.7
1.3
1.1
1.6
1.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access,
participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2009—Continued
Outpatient prescription drug
coverage
Characteristics
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.7
1.1
0.9
0.7
1.8
3.2
1.9
2.0
3.2
1.6
2.7
1.2
1.8
5.0
5.2
3.3
2.7
1.1
1.0
0.9
2.0
3.0
1.6
1.9
2.6
1.3
2.5
1.7
1.5
4.2
4.4
2.5
1.7
0.7
0.7
0.8
1.6
2.3
1.2
1.5
2.5
1.2
1.5
1.5
1.4
3.5
4.2
2.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
1.5
0.7
1.0
0.9
0.7
0.8
1.3
0.7
0.9
0.9
0.7
0.9
1.0
0.5
0.7
0.7
1.3
1.8
1.1
1.1
1.5
6.0
2.4
3.0
1.3
1.8
1.3
0.7
1.7
1.2
4.1
2.1
3.0
1.2
2.8
1.7
0.6
1.6
0.8
1.9
1.5
1.6
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the
percentage of workers with access to a plan
who participate in the plan, rounded for
presentation. See Technical Note for more
details.
NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2009
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.3
0.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.6
0.6
0.8
1.8
0.3
0.5
0.4
0.6
0.4
0.6
0.6
0.8
1.8
0.3
0.5
0.4
0.6
0.6
0.7
0.7
1.1
2.8
0.3
0.5
0.5
1.0
0.6
0.7
0.7
1.1
2.8
0.3
0.5
0.5
1.0
0.9
0.7
0.5
0.6
0.7
0.9
0.7
0.5
0.6
0.7
1.6
0.9
0.7
0.8
1.0
1.6
0.9
0.7
0.8
1.0
Full time .................................................................
Part time ................................................................
0.3
0.9
0.3
0.9
0.3
1.1
0.3
1.1
Union .....................................................................
Nonunion ...............................................................
0.4
0.3
0.4
0.3
0.7
0.3
0.7
0.3
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
1.4
0.7
0.3
0.3
0.4
0.6
1.4
0.7
0.3
0.3
0.4
0.6
1.7
0.8
0.6
0.5
0.5
0.7
1.7
0.8
0.6
0.5
0.5
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.5
0.8
0.5
0.5
0.8
0.5
0.7
1.5
0.7
0.7
1.5
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
0.4
0.6
0.7
1.2
1.1
0.3
0.4
0.6
0.7
1.2
1.1
0.4
0.5
0.9
0.7
1.6
1.2
0.4
0.5
0.9
0.7
1.6
1.2
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2009—Continued
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.8
0.4
0.4
0.5
0.6
1.5
0.8
1.0
1.9
0.5
0.7
0.6
0.6
1.2
1.6
1.6
0.8
0.4
0.4
0.5
0.6
1.5
0.8
1.0
1.9
0.5
0.7
0.6
0.6
1.2
1.6
1.6
1.0
0.6
0.6
0.6
0.8
2.1
1.1
1.4
2.6
0.9
1.3
0.9
1.0
2.0
2.7
2.3
1.0
0.6
0.6
0.6
0.8
2.1
1.1
1.4
2.6
0.9
1.3
0.9
1.0
2.0
2.7
2.3
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.8
0.3
0.4
0.5
0.4
0.5
0.8
0.3
0.4
0.5
0.6
0.6
1.0
0.3
0.6
0.6
0.6
0.6
1.0
0.3
0.6
0.6
0.6
0.7
0.6
1.1
0.6
1.0
0.8
1.0
0.5
0.6
0.7
0.6
1.1
0.6
1.0
0.8
1.0
0.5
0.8
1.0
0.7
1.2
0.7
1.3
1.0
1.2
0.8
0.8
1.0
0.7
1.2
0.7
1.3
1.0
1.2
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each occupation surveyed, which may include
workers both above and below the threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2009
Total
Characteristics
All workers .............................................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$2.95
0.6
$7.74
0.6
$2.13
$1.00
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
4.92
8.54
4.40
10.49
24.03
2.81
3.47
3.45
7.83
1.0
1.2
1.4
1.6
1.9
0.9
1.4
1.0
1.6
13.57
29.18
10.37
38.25
22.16
9.62
11.01
11.63
12.77
1.0
1.2
1.4
1.6
1.9
0.9
1.4
1.0
1.6
3.72
5.47
4.33
5.57
24.44
2.38
3.39
2.99
7.22
1.65
1.69
2.30
3.04
13.93
1.25
2.19
1.53
2.94
13.69
7.10
4.56
4.92
7.06
2.3
1.9
1.1
1.6
2.2
19.87
12.27
11.76
9.97
20.03
2.3
1.9
1.1
1.6
2.2
13.27
8.28
3.54
4.96
4.02
5.76
2.66
1.68
2.34
2.12
Full time .................................................................
Part time ................................................................
2.91
9.86
0.6
1.9
7.62
25.94
0.6
1.9
2.17
6.79
0.99
4.21
Union .....................................................................
Nonunion ...............................................................
9.13
2.51
1.6
0.6
15.10
6.54
1.6
0.6
6.25
2.18
2.66
1.00
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
10.98
4.48
3.30
4.64
4.45
7.40
3.6
1.5
0.8
1.0
0.9
1.6
54.61
15.87
9.78
14.78
9.40
21.88
3.6
1.5
0.8
1.0
0.9
1.6
8.35
4.13
2.94
2.94
3.66
5.46
4.42
2.29
1.67
1.43
1.09
1.78
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
5.03
13.48
4.34
1.1
2.2
1.3
10.04
20.33
12.80
1.1
2.2
1.3
4.09
13.32
3.79
1.94
5.21
1.88
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
3.34
2.92
5.38
3.70
9.51
10.15
0.7
1.1
1.5
1.5
3.1
3.2
10.99
10.72
14.79
14.19
39.92
19.75
0.7
1.1
1.5
1.5
3.1
3.2
2.23
2.59
5.52
3.04
6.08
12.50
1.06
1.58
3.55
2.08
3.90
5.98
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2009—Continued
Total
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
Characteristics
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$10.77
4.04
3.48
3.21
7.86
14.90
7.76
7.35
19.51
6.60
9.36
6.75
7.72
10.54
11.77
13.29
2.4
1.3
1.3
1.6
1.7
4.7
2.0
2.8
3.7
1.8
2.5
2.1
2.1
3.0
3.4
4.5
$16.41
16.62
19.54
10.39
42.51
29.63
23.20
12.50
55.98
27.38
39.90
22.05
32.02
34.76
32.10
25.83
2.4
1.3
1.3
1.6
1.7
4.7
2.0
2.8
3.7
1.8
2.5
2.1
2.1
3.0
3.4
4.5
$10.96
2.10
2.20
3.24
4.19
8.70
6.48
8.23
14.53
4.83
6.10
6.60
5.64
9.19
10.56
11.55
$4.02
1.75
1.89
2.88
3.04
5.67
2.58
3.78
6.50
2.42
2.58
2.46
2.77
3.81
4.30
5.59
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3.83
4.29
6.48
3.84
4.03
5.96
1.0
1.3
1.8
0.7
0.9
0.8
7.91
7.95
19.74
16.31
11.77
31.78
1.0
1.3
1.8
0.7
0.9
0.8
3.10
3.91
4.94
2.73
3.57
4.08
1.67
1.90
2.73
1.19
1.50
1.78
4.87
7.56
7.74
13.18
3.68
5.35
7.87
7.22
10.57
2.8
1.2
1.4
2.0
1.7
2.2
2.0
2.0
1.2
11.44
24.79
18.33
40.52
9.49
11.16
16.72
19.80
19.55
2.8
1.2
1.4
2.0
1.7
2.2
2.0
2.0
1.2
7.72
3.46
6.43
10.80
3.65
5.29
6.48
7.91
6.95
2.39
3.32
2.41
3.33
1.87
1.96
3.41
4.95
2.17
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
NOTE: For definitions of major plans,
www.bls.gov/ncs/ebs/glossary20082009.htm.
key
provisions,
and
related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2009
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
1.0
0.3
0.5
0.1
(4)
0.8
0.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.3
1.5
3.5
8.4
1.0
1.7
1.1
1.7
0.7
0.7
0.7
–
–
(4)
–
(4)
0.2
0.8
1.3
0.8
0.9
1.2
0.7
0.8
0.8
0.8
0.3
0.4
0.3
0.3
–
0.2
–
0.3
–
(4)
(4)
–
–
–
–
–
–
–
0.7
0.8
1.0
3.3
7.6
0.8
1.6
0.7
1.4
0.2
0.2
0.3
–
–
(4)
(4)
0.2
0.6
0.0
0.0
0.0
0.0
0.0
2.8
2.0
1.2
1.6
1.6
–
–
0.4
0.5
–
1.2
0.8
0.7
1.0
0.7
–
–
(4)
(4)
0.2
–
–
–
–
–
2.7
1.7
1.0
1.1
1.3
1.3
–
0.3
–
0.7
Full time .................................................................
Part time ................................................................
0.0
0.0
1.1
2.0
0.3
–
0.5
1.1
0.1
0.3
(4)
–
0.9
1.5
0.2
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.2
1.0
0.9
0.3
1.5
0.5
–
0.2
(4)
(4)
1.4
0.8
1.2
(4)
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.0
0.0
0.0
0.0
0.0
0.0
6.5
2.6
1.4
1.1
1.2
1.5
–
0.5
0.2
0.2
0.8
0.9
1.6
0.7
0.7
0.6
0.7
0.9
–
(4)
0.2
0.2
0.3
0.5
–
–
–
(4)
(4)
(4)
–
2.3
1.1
0.7
0.7
1.0
–
–
0.2
0.2
0.4
0.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.7
2.8
1.9
–
–
–
0.8
1.6
0.9
(4)
–
(4)
–
–
–
1.0
2.3
1.1
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.1
1.8
1.7
2.7
6.1
0.2
0.3
–
–
–
–
0.6
0.6
1.1
0.9
–
–
0.2
(4)
–
–
–
1.8
(4)
–
–
–
–
–
0.9
0.8
1.1
1.5
2.3
1.7
0.2
0.4
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2009—Continued
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.4
1.8
2.1
2.3
3.3
6.0
2.5
3.0
6.6
1.9
2.3
2.8
2.2
9.3
8.5
4.6
–
–
0.2
–
0.6
–
–
–
–
–
–
–
–
–
–
–
1.4
1.3
1.6
2.2
1.4
–
1.5
1.7
–
1.5
1.7
2.2
1.8
2.4
2.7
–
–
0.8
0.9
–
1.5
–
0.7
–
–
0.4
0.9
0.2
0.4
–
–
–
–
(4)
(4)
–
–
–
–
–
–
–
–
–
–
–
–
–
1.7
1.2
1.3
1.2
2.5
–
1.6
2.2
–
1.0
1.4
1.5
1.1
–
–
–
–
0.3
0.3
–
–
–
–
–
–
0.3
–
–
0.4
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.3
1.8
1.3
0.9
2.3
(4)
0.2
–
0.4
0.3
0.8
0.7
1.0
0.9
0.6
0.5
1.0
(4)
(4)
–
0.2
0.3
0.4
–
–
–
(4)
–
–
0.9
1.0
1.4
1.1
0.7
2.2
0.3
0.3
–
0.2
(4)
0.5
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.1
2.0
2.1
1.1
1.8
9.6
2.7
3.1
2.1
–
–
0.2
–
–
–
–
0.2
–
2.1
0.7
0.9
1.2
1.2
2.2
1.7
2.2
1.4
0.4
0.3
0.3
–
–
–
–
–
0.6
–
0.3
–
–
–
–
–
–
–
1.6
1.6
1.9
1.5
1.1
–
1.3
2.2
1.0
–
–
–
–
0.3
–
–
0.3
0.9
Average monthly employer premium6 ...................
$2.13
$2.44
$23.61
$9.23
$8.80
$30.87
$5.85
$51.84
Geographic areas
1
2
3
4
5
A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.
Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.
Less than 0.05.
The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
6 Average premium is for all workers.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2009
Total
Characteristics
All workers .............................................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$6.04
0.5
$16.66
0.5
$5.85
$3.89
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9.89
19.18
10.26
20.70
56.34
6.18
8.28
7.32
14.42
0.9
0.8
1.2
1.1
1.3
0.5
0.7
0.6
1.5
35.13
42.48
43.88
72.79
208.52
28.20
37.15
38.92
26.53
0.9
0.8
1.2
1.1
1.3
0.5
0.7
0.6
1.5
9.93
20.23
10.04
18.26
57.55
6.03
8.52
7.09
14.81
5.95
6.04
8.41
10.27
48.34
5.03
7.19
5.79
8.71
19.46
18.93
10.38
13.99
15.17
2.2
1.5
1.1
1.4
1.6
30.17
51.55
24.05
28.14
40.75
2.2
1.5
1.1
1.4
1.6
23.15
17.91
10.44
15.20
13.38
14.20
9.68
6.80
8.17
9.54
Full time .................................................................
Part time ................................................................
6.23
17.55
0.5
1.6
17.64
67.55
0.5
1.6
5.94
15.96
3.96
13.40
Union .....................................................................
Nonunion ...............................................................
14.32
5.94
1.6
0.5
21.86
26.90
1.6
0.5
15.58
5.98
11.91
3.98
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
31.56
12.50
8.64
8.44
9.10
12.61
2.2
0.7
0.6
0.8
0.9
1.3
116.10
78.77
33.09
22.97
23.18
41.19
2.2
0.7
0.6
0.8
0.9
1.3
27.65
11.62
8.64
8.49
10.33
13.65
19.04
8.33
7.77
5.58
3.91
6.58
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
9.62
16.78
12.03
1.0
2.2
1.1
16.91
20.51
24.10
1.0
2.2
1.1
10.97
20.37
12.76
6.43
13.38
6.53
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
6.35
7.07
13.99
8.44
27.95
25.13
0.5
0.8
1.1
1.1
2.0
2.3
25.41
41.36
54.94
41.54
90.91
59.17
0.5
0.8
1.1
1.1
2.0
2.3
5.85
6.89
13.42
8.53
23.42
25.99
4.37
6.27
12.74
7.40
14.22
19.70
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2009—Continued
Total
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
Characteristics
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$22.41
8.41
9.21
10.30
14.49
29.53
20.25
25.31
39.06
16.38
19.82
23.48
19.08
31.74
35.51
45.93
2.3
1.0
0.9
1.0
1.3
3.7
1.4
1.9
3.3
1.2
1.8
1.0
1.4
1.8
2.1
3.5
$57.71
27.31
38.44
49.90
54.37
60.95
73.84
116.99
106.12
68.84
77.75
76.72
76.86
87.28
109.05
164.50
2.3
1.0
0.9
1.0
1.3
3.7
1.4
1.9
3.3
1.2
1.8
1.0
1.4
1.8
2.1
3.5
$17.24
8.71
8.58
10.75
15.19
27.32
20.02
23.46
33.57
14.67
18.84
23.72
17.29
30.76
34.34
32.71
$13.35
7.33
6.81
8.69
8.63
20.52
9.08
15.37
22.04
11.87
15.01
10.43
14.82
14.73
17.45
18.47
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7.97
9.10
16.54
8.40
9.87
12.69
0.8
1.0
1.5
0.5
0.6
0.6
24.60
28.58
41.66
26.00
21.84
50.92
0.8
1.0
1.5
0.5
0.6
0.6
7.52
9.12
17.62
8.12
10.88
11.95
5.90
6.49
9.48
4.34
7.83
5.69
15.31
18.57
13.23
17.75
14.74
15.52
13.82
11.67
18.42
1.8
1.2
1.3
1.3
1.0
1.2
0.9
2.0
1.7
24.44
47.76
22.81
60.81
59.16
34.49
90.40
114.52
28.98
1.8
1.2
1.3
1.3
1.0
1.2
0.9
2.0
1.7
16.41
13.37
14.45
17.84
13.50
15.99
13.26
14.86
20.92
12.15
9.60
9.36
18.60
6.38
11.51
14.24
13.49
8.91
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
NOTE: For definitions of major plans,
www.bls.gov/ncs/ebs/glossary20082009.htm.
key
provisions,
and
related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2009
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
0.9
0.2
0.4
0.1
(4)
0.6
0.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.3
1.5
2.8
8.1
1.0
1.8
1.0
1.5
–
–
–
–
–
(4)
–
(4)
–
0.7
1.1
0.8
0.9
1.2
0.5
0.7
0.7
0.8
0.3
0.3
0.3
0.3
–
0.2
(4)
0.2
–
(4)
(4)
–
–
–
–
–
–
–
0.7
0.8
1.0
2.4
7.4
0.8
1.8
0.7
1.2
0.2
–
0.3
–
–
(4)
–
(4)
0.6
0.0
0.0
0.0
0.0
0.0
2.8
1.6
1.1
1.4
1.4
–
–
0.3
–
–
1.2
0.8
0.6
0.9
0.7
–
–
(4)
(4)
(4)
–
–
–
–
–
2.5
1.2
0.9
1.1
1.1
1.1
–
0.2
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
1.9
0.2
–
0.4
0.9
0.1
0.2
(4)
–
0.7
1.5
0.2
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.7
0.9
0.5
0.2
1.4
0.4
–
0.1
–
(4)
1.0
0.7
1.0
(4)
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.0
0.0
0.0
0.0
0.0
0.0
3.7
1.8
1.2
0.9
1.1
1.4
–
–
(4)
(4)
–
–
1.5
0.7
0.7
0.6
0.6
0.8
–
(4)
(4)
0.1
0.3
0.4
–
–
–
(4)
(4)
–
2.7
1.7
0.9
0.7
0.7
0.8
–
–
(4)
0.2
0.3
0.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.5
2.7
1.7
–
–
–
0.6
1.4
0.7
(4)
–
(4)
–
–
–
1.0
2.3
1.0
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.0
1.7
1.8
2.4
5.7
(4)
0.2
–
–
–
–
0.5
0.5
1.1
0.7
0.8
–
0.2
(4)
–
–
–
1.7
(4)
–
–
–
–
–
0.7
0.9
1.3
1.8
2.1
1.4
0.2
0.3
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2009—Continued
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.6
1.5
1.9
2.2
3.0
4.6
1.9
2.8
4.4
1.9
2.5
2.5
2.2
6.5
5.4
3.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.7
1.2
1.4
2.0
1.2
–
1.1
1.4
2.6
1.4
1.4
2.0
1.7
2.2
2.6
–
–
0.7
0.8
–
1.3
–
0.7
–
–
0.4
0.8
0.2
0.4
–
–
–
–
(4)
(4)
–
–
–
–
–
–
–
–
–
–
–
–
–
1.7
1.0
1.2
1.1
2.4
–
1.3
2.0
3.1
1.2
2.1
1.4
1.3
4.9
3.7
2.5
–
–
–
–
–
–
–
–
–
0.3
–
–
0.3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.2
1.7
1.1
1.0
1.8
(4)
(4)
–
0.4
0.3
–
0.6
0.8
0.8
0.6
0.5
1.0
(4)
(4)
–
0.2
0.3
0.3
–
–
–
(4)
–
–
0.8
0.9
1.5
0.8
0.8
1.6
0.2
(4)
–
0.2
(4)
0.4
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.6
2.5
2.1
1.7
1.8
6.6
2.2
3.0
1.6
–
–
0.2
–
–
–
–
–
–
1.7
0.8
0.9
1.3
0.9
2.1
1.7
2.1
1.2
0.4
0.3
0.3
–
(4)
–
–
–
0.5
–
0.3
–
–
–
–
–
–
–
2.3
1.8
1.7
1.7
1.2
–
0.9
2.6
1.0
–
–
(4)
–
–
–
–
–
0.8
Average monthly employer premium6 ...................
$5.85
$7.03
$52.00
$18.18
$35.22
$80.21
$11.94
$53.52
Geographic areas
1
2
3
4
5
A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.
Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.
Less than 0.05.
The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
6 Average premium is for all workers.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 15. Standard errors for medical care benefits: Employee contributions for single and family coverage, private
industry workers, National Compensation Survey, March 2009
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.66
$1.01
$1.27
$2.00
$3.31
$1.56
$3.25
$4.07
$5.49
$9.74
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.24
2.96
2.61
6.34
2.49
1.18
1.90
1.89
2.67
1.77
2.70
1.92
5.62
28.63
1.50
2.45
1.63
2.03
1.70
2.44
2.35
3.66
24.63
1.09
3.02
1.82
2.93
2.75
3.42
3.58
4.49
21.79
2.31
5.66
3.85
5.01
4.44
4.08
6.78
6.38
105.84
4.99
7.08
6.67
14.73
1.85
2.86
3.47
14.79
8.26
5.86
10.26
7.42
7.92
3.96
6.26
5.14
11.28
51.67
4.37
7.72
4.62
6.89
6.57
7.34
8.37
20.46
92.77
6.97
5.01
9.43
8.36
10.10
18.01
11.55
24.13
136.19
8.99
12.62
12.79
11.20
18.32
24.55
24.36
30.06
230.93
16.15
21.09
20.16
26.58
15.42
2.11
2.43
2.99
3.28
2.64
2.60
1.86
2.09
3.02
6.23
2.26
1.73
2.58
2.25
9.77
5.57
2.32
3.36
2.04
20.99
10.99
2.87
3.06
14.12
13.53
10.98
5.92
6.14
14.47
16.90
9.37
6.18
6.60
6.77
27.52
10.02
5.90
8.60
8.33
35.27
24.55
12.34
16.72
22.46
40.23
23.87
21.63
34.53
24.27
Full time .................................................................
Part time ................................................................
1.86
2.01
0.66
2.72
1.23
4.97
2.28
13.18
2.63
16.24
2.30
5.68
3.16
13.75
3.36
22.67
4.53
31.86
7.41
28.27
Union .....................................................................
Nonunion ...............................................................
1.50
1.27
2.08
0.50
1.94
1.17
2.54
2.11
4.35
3.77
4.59
4.09
6.14
3.45
7.24
4.23
9.49
8.32
22.61
9.72
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.76
12.12
1.77
1.33
5.75
1.97
2.36
3.31
1.94
2.28
8.79
3.20
5.37
18.66
5.26
6.94
20.55
5.69
6.94
13.57
4.47
4.43
17.42
6.94
14.35
23.29
9.21
17.58
33.66
26.80
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
1.61
1.33
7.07
3.54
2.57
5.61
4.04
2.00
2.24
4.63
2.42
4.35
0.56
1.59
2.78
3.18
3.86
7.56
4.07
2.68
2.39
3.32
4.59
5.69
1.34
1.82
3.03
4.56
2.30
11.41
4.26
2.53
2.30
2.07
6.91
8.34
2.24
2.62
3.57
3.53
6.46
14.47
3.67
2.60
2.27
3.20
9.22
6.81
3.50
5.46
13.83
6.07
11.04
8.68
9.45
4.78
4.12
5.06
5.79
19.36
5.41
1.78
19.84
10.61
10.05
6.59
8.12
5.42
3.71
5.18
7.11
37.09
4.63
5.35
8.33
8.23
8.66
19.72
4.63
6.48
4.87
7.68
11.71
19.93
4.96
7.28
14.59
9.07
19.17
17.25
7.83
6.44
5.36
10.45
9.09
68.09
7.31
14.33
24.44
28.50
22.48
84.81
9.64
19.81
13.27
15.74
16.51
27.59
11.88
11.95
27.27
6.74
87.50
27.02
44.64
26.36
28.28
28.49
10.87
36.38
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Employee contributions for single and family coverage, private
industry workers, National Compensation Survey, March 2009—Continued
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$2.80
2.39
14.56
2.78
3.19
3.04
3.72
5.10
7.02
9.24
$1.94
2.72
8.90
2.11
3.18
3.48
2.00
11.24
11.63
4.01
$3.38
3.73
8.33
2.75
3.23
4.76
3.13
9.36
9.96
8.07
$4.26
6.58
12.00
4.56
5.65
4.06
4.82
2.12
3.58
4.19
$7.61
7.58
27.04
5.79
9.78
13.06
7.44
7.03
8.09
27.63
$16.25
15.43
14.32
12.37
14.20
8.93
8.76
16.77
18.02
29.70
$7.75
14.66
33.69
10.57
10.83
8.77
10.60
8.14
2.75
32.17
$14.87
9.55
19.26
11.02
10.50
15.54
13.49
35.30
42.20
46.63
$21.46
40.96
30.32
24.48
20.98
18.37
30.90
64.03
75.26
26.11
$32.91
33.13
93.45
26.75
59.49
44.87
28.72
15.87
12.84
75.85
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.60
1.53
4.10
1.67
2.66
2.20
1.48
1.88
3.54
1.23
2.48
1.18
1.63
2.32
2.87
1.32
1.51
1.82
3.95
4.55
3.55
2.03
2.62
2.85
5.54
8.83
5.92
1.70
5.21
5.38
5.98
8.47
11.10
1.83
7.83
6.17
6.48
6.38
12.34
3.65
6.29
4.72
7.53
11.72
9.23
4.46
5.30
4.81
13.83
15.30
27.31
9.62
15.83
12.44
15.82
11.44
13.97
12.48
22.89
11.10
4.62
1.63
3.47
3.33
1.98
2.19
3.23
4.01
3.59
5.49
2.58
2.01
3.29
1.56
1.99
4.02
6.82
2.86
0.19
3.58
2.32
5.23
1.10
3.50
3.41
3.59
2.11
2.91
6.73
4.53
1.92
3.46
9.05
4.15
7.07
5.49
13.68
9.25
5.46
8.58
6.61
11.05
8.48
19.66
4.60
14.65
2.38
9.83
7.60
9.21
11.87
13.73
9.60
4.06
12.89
9.13
8.52
8.29
9.03
15.67
15.50
19.40
6.55
1.47
7.61
8.14
11.26
6.26
19.70
17.19
12.17
9.76
13.43
11.13
17.01
31.70
14.01
14.25
26.12
23.07
32.68
9.39
27.18
19.91
52.59
17.94
51.03
29.44
62.93
40.52
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 State and local government
workers, National Compensation Survey, March 2009
Medical care
Dental care
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.5
0.7
0.6
1.4
1.3
0.6
1.3
1.1
1.3
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
0.6
0.6
0.7
0.9
1.0
1.1
0.8
0.8
0.9
1.4
1.4
1.8
1.4
1.3
1.6
0.6
0.7
0.8
1.4
1.4
1.6
1.2
1.3
1.5
1.5
1.6
1.8
0.5
1.9
1.3
1.1
1.4
1.3
1.8
4.1
1.1
3.5
1.3
1.3
1.6
1.5
1.8
4.2
1.1
3.1
0.8
0.9
1.0
1.0
1.0
1.8
1.9
4.5
1.8
2.7
2.5
2.5
3.7
3.8
1.7
3.8
1.7
2.5
2.4
2.4
3.4
3.5
0.9
3.7
0.9
1.1
1.1
1.1
1.8
2.1
1.8
4.7
1.7
2.7
2.3
2.2
3.3
3.4
1.8
3.9
1.4
2.5
1.9
1.9
2.6
3.1
1.9
4.2
1.5
2.4
2.1
2.3
2.9
3.1
Full time .................................................................
Part time ................................................................
0.2
2.0
0.6
1.3
0.6
2.6
1.5
1.4
1.4
1.2
0.5
2.2
1.4
1.2
1.2
1.0
1.3
3.0
Union .....................................................................
Nonunion ...............................................................
0.4
0.9
0.9
1.0
0.9
0.9
1.7
1.8
1.5
1.6
0.7
0.8
1.6
1.8
1.5
1.3
1.0
2.7
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.7
1.4
0.8
0.7
0.3
0.4
2.4
1.4
1.0
1.1
0.9
1.3
2.1
1.3
0.7
0.9
0.8
1.3
2.0
1.7
2.4
2.1
1.3
1.8
1.6
1.5
2.2
1.9
1.2
1.8
2.8
1.5
0.8
0.7
0.7
1.1
1.4
1.6
1.9
2.0
1.4
1.9
1.0
1.2
1.6
1.7
1.4
2.1
4.1
2.6
1.7
1.5
1.4
1.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
0.5
0.6
0.5
1.5
1.6
1.4
1.1
0.7
0.8
1.0
1.0
2.4
2.2
2.6
1.3
0.6
0.8
0.9
1.1
2.1
1.9
2.5
0.8
1.4
1.5
1.8
1.7
4.5
3.3
4.1
2.3
1.3
1.4
1.6
1.5
4.0
3.0
3.5
2.1
0.5
0.7
0.8
0.9
1.4
2.6
3.5
0.9
1.3
1.5
1.6
1.5
4.1
3.4
4.1
1.9
1.1
1.3
1.4
1.4
3.8
3.3
4.0
1.6
1.3
1.8
1.8
2.0
2.6
3.8
5.6
1.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.2
3.3
1.9
0.5
1.2
0.5
2.4
3.6
2.5
0.7
1.3
0.8
1.5
2.5
1.8
0.7
0.8
0.8
3.4
4.4
3.6
1.4
2.4
1.7
3.1
4.1
3.6
1.3
2.2
1.5
1.7
2.9
2.2
0.6
0.9
0.7
2.9
3.3
4.5
1.3
2.4
1.5
2.6
2.8
4.3
1.1
2.2
1.3
2.2
3.4
3.0
1.4
1.6
1.7
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 State and local government
workers, National Compensation Survey, March 2009—Continued
Medical care
Dental care
Vision care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
1.2
0.8
0.9
0.8
3.3
1.3
3.0
1.2
1.0
0.7
2.9
1.3
2.4
1.1
2.4
1.3
2.2
1.2
1.7
2.4
1.5
2.3
1.6
1.7
0.9
4.1
1.1
1.9
0.8
1.6
4.2
1.7
2.1
2.0
3.5
0.6
1.5
2.2
1.5
4.0
1.1
2.3
1.5
3.7
2.3
2.7
6.7
4.3
3.4
3.2
4.2
1.1
3.4
2.7
2.5
5.5
3.9
2.6
3.1
3.7
1.7
1.4
1.1
1.7
1.2
1.1
6.0
2.4
1.7
1.0
4.1
4.2
3.6
2.3
3.6
2.3
2.3
9.4
2.0
3.7
4.3
3.1
1.9
1.8
1.7
2.0
7.9
2.4
2.2
1.3
1.8
9.3
4.4
6.6
3.1
3.4
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access,
participation, and take-up rates,1 State and local government
workers, National Compensation Survey, March
2009—Continued
Outpatient prescription drug
coverage
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
0.6
0.7
0.6
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
0.6
0.7
0.8
0.9
1.0
1.1
0.8
0.8
0.9
0.6
2.2
1.3
1.3
1.5
1.4
1.6
4.2
1.1
3.7
1.3
1.5
1.7
1.6
1.8
4.2
1.1
3.1
0.8
0.9
1.0
1.0
1.1
1.8
Full time .................................................................
Part time ................................................................
0.3
2.0
0.6
1.3
0.6
2.6
Union .....................................................................
Nonunion ...............................................................
0.4
0.9
0.8
1.0
0.8
0.9
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2.8
1.5
0.9
0.8
0.5
0.5
2.4
1.5
1.1
1.1
0.8
1.3
2.1
1.3
0.7
0.9
0.8
1.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
0.6
0.6
0.6
1.5
2.2
2.5
1.2
0.7
0.8
1.0
1.0
2.5
2.8
3.5
1.3
0.6
0.8
0.9
1.1
2.1
1.9
2.6
0.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.2
3.4
2.1
0.5
1.4
0.5
2.3
3.6
3.1
0.7
1.5
0.8
1.5
2.5
2.2
0.7
0.8
0.8
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access,
participation, and take-up rates,1 State and local government
workers, National Compensation Survey, March
2009—Continued
Outpatient prescription drug
coverage
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
0.7
0.7
1.2
0.8
0.9
0.8
2.5
1.6
1.7
2.6
1.6
2.2
2.0
1.7
0.9
3.8
1.4
1.8
1.3
1.7
4.2
1.9
2.0
1.8
3.2
0.6
1.5
2.0
1.5
4.0
1.2
2.2
1.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the
percentage of workers with access to a plan
who participate in the plan, rounded for
presentation. See Technical Note for more
details.
2 The percentile groupings are based on
the average wage for each occupation
surveyed, which may include workers both
above and below the threshold. The percentile
values are based on the estimates published
in the "National Compensation Survey:
Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, State and local government workers, National
Compensation Survey, March 2009
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.3
0.3
0.8
0.8
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
0.4
0.4
0.5
0.4
0.4
0.5
0.9
0.9
1.0
0.9
0.9
1.0
0.5
1.3
0.4
0.6
0.7
0.7
0.5
0.7
0.5
1.3
0.4
0.6
0.7
0.7
0.5
0.7
1.1
1.9
1.1
1.0
1.1
1.1
1.4
1.6
1.1
1.9
1.1
1.0
1.1
1.1
1.4
1.6
Full time .................................................................
Part time ................................................................
0.3
0.8
0.3
0.8
0.8
2.1
0.8
2.1
Union .....................................................................
Nonunion ...............................................................
0.4
0.5
0.4
0.5
0.8
1.3
0.8
1.3
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
1.0
0.6
0.5
0.4
0.4
0.5
1.0
0.6
0.5
0.4
0.4
0.5
2.5
1.4
1.0
1.1
0.7
1.0
2.5
1.4
1.0
1.1
0.7
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.3
0.4
0.5
0.5
1.1
1.0
1.4
0.4
0.3
0.4
0.5
0.5
1.1
1.0
1.4
0.4
0.8
1.0
1.1
1.0
3.3
1.4
1.9
0.7
0.8
1.0
1.1
1.0
3.3
1.4
1.9
0.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
1.0
0.9
0.4
0.6
0.4
0.7
1.0
0.9
0.4
0.6
0.4
1.5
2.0
2.0
0.8
1.7
0.9
1.5
2.0
2.0
0.8
1.7
0.9
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, State and local government workers, National
Compensation Survey, March 2009—Continued
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.7
0.4
0.7
0.4
1.7
0.8
1.7
0.8
1.6
0.8
0.6
1.6
0.9
1.1
1.2
1.6
0.7
1.6
0.8
0.6
1.6
0.9
1.1
1.2
1.6
0.7
0.3
0.9
1.3
1.9
1.7
5.2
1.7
1.8
0.7
0.3
0.9
1.3
1.9
1.7
5.2
1.7
1.8
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the
average wage for each occupation surveyed, which may
include workers both above and below the threshold.
The percentile values are based on the estimates
published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, National
Compensation Survey, March 2009
Total
Characteristics
All workers .............................................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$4.94
1.7
$8.88
1.7
$5.02
$1.74
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
6.13
6.31
6.81
1.7
1.7
1.8
10.47
10.87
10.69
1.7
1.7
1.8
6.12
6.11
8.20
2.28
2.49
3.19
8.16
13.32
5.38
7.67
7.20
7.39
9.50
8.68
2.1
4.8
2.2
3.0
2.9
2.9
3.2
4.0
13.60
32.88
9.81
14.67
15.91
16.40
16.66
14.59
2.1
4.8
2.2
3.0
2.9
2.9
3.2
4.0
9.76
13.14
6.30
8.94
5.43
5.68
9.78
10.70
3.55
6.29
2.43
3.14
2.49
2.58
3.37
3.08
Full time .................................................................
Part time ................................................................
4.96
16.35
1.8
3.9
8.76
35.07
1.8
3.9
5.15
13.60
1.76
7.38
Union .....................................................................
Nonunion ...............................................................
6.14
5.54
1.8
2.6
11.89
7.21
1.8
2.6
5.92
6.70
2.35
2.28
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
5.87
5.96
6.53
5.55
6.73
9.27
5.1
3.1
2.4
2.0
1.5
1.7
5.93
10.10
13.77
10.25
11.24
15.31
5.1
3.1
2.4
2.0
1.5
1.7
8.63
6.66
5.81
6.61
6.58
8.09
6.86
3.32
2.17
2.43
2.52
3.21
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
4.99
5.18
5.43
6.60
7.30
11.21
13.60
7.48
1.7
1.9
1.9
2.0
5.0
4.8
6.1
2.2
8.89
8.72
9.19
11.17
13.19
23.74
22.65
17.71
1.7
1.9
1.9
2.0
5.0
4.8
6.1
2.2
5.07
5.70
6.26
7.91
8.85
10.24
14.95
5.51
1.77
2.56
2.97
3.80
4.35
2.37
3.39
2.05
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
14.76
9.99
28.84
4.65
11.37
4.59
4.0
5.6
4.5
1.8
2.9
1.8
18.90
16.64
31.68
8.52
19.32
7.51
4.0
5.6
4.5
1.8
2.9
1.8
15.47
12.63
31.20
5.08
10.55
5.14
3.08
4.54
5.29
1.86
3.36
2.13
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, National
Compensation Survey, March 2009—Continued
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$9.73
5.62
3.6
1.7
$30.89
8.13
3.6
1.7
$5.47
6.70
$2.36
2.36
13.56
5.05
17.32
15.46
7.83
21.11
5.38
14.76
17.38
6.2
4.0
2.6
7.7
4.0
8.0
6.1
8.3
2.9
24.82
7.77
36.20
15.27
12.89
15.40
8.59
26.44
30.91
6.2
4.0
2.6
7.7
4.0
8.0
6.1
8.3
2.9
10.98
12.65
14.21
14.12
9.29
29.97
6.82
22.98
13.90
7.01
4.05
3.26
10.59
3.24
8.98
5.35
10.20
3.43
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below
the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational Earnings
in the United States, 2008." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of
contribution, State and local government workers, National Compensation Survey, March 2009
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
0.0
1.3
(4)
1.0
0.5
(4)
0.6
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
0.0
0.0
0.0
1.4
1.3
1.7
(4)
(4)
0.1
1.2
1.1
1.2
0.6
0.5
–
(4)
–
–
0.7
0.8
1.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.0
4.3
2.1
2.9
1.9
1.7
2.8
2.2
0.1
–
–
–
–
–
–
–
1.3
3.9
1.5
2.2
1.4
1.3
2.3
1.6
–
–
0.4
0.3
1.1
0.7
0.4
–
–
–
–
–
–
–
–
–
1.5
1.8
1.0
1.5
0.7
0.7
1.2
1.0
Full time .................................................................
Part time ................................................................
0.0
0.0
1.3
3.8
(4)
–
1.0
2.2
0.5
0.6
(4)
–
0.6
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.6
1.7
0.1
–
1.1
1.5
0.6
0.7
–
–
0.9
0.6
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.0
0.0
0.0
0.0
0.0
0.0
3.1
2.3
1.9
1.6
1.4
2.2
–
0.3
–
–
(4)
–
1.9
1.7
1.7
1.0
1.2
1.7
–
1.4
0.5
0.4
0.7
0.4
–
(4)
–
–
–
–
2.5
1.1
0.6
0.8
0.9
1.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.3
1.4
1.4
1.7
3.3
3.4
3.7
2.6
(4)
(4)
(4)
0.2
–
–
–
–
1.0
1.2
1.2
1.3
3.1
3.2
3.6
1.7
0.4
0.3
0.3
0.5
–
–
–
0.9
(4)
(4)
(4)
–
–
–
–
–
0.6
0.7
0.8
1.2
–
0.9
–
1.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
3.7
5.1
3.1
1.2
2.5
1.4
–
–
–
(4)
–
0.2
3.6
5.7
1.9
1.0
2.2
1.0
2.1
2.3
–
0.4
0.6
0.5
–
–
–
(4)
–
(4)
2.3
–
0.5
0.6
1.0
0.8
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of
contribution, State and local government workers, National Compensation Survey, March
2009—Continued
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
0.0
0.0
2.8
1.3
–
0.2
2.5
0.9
1.1
0.4
–
(4)
0.4
0.9
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.8
4.0
3.6
7.1
1.3
5.3
4.4
6.8
2.6
–
–
–
–
–
–
–
–
–
–
2.3
2.4
–
0.3
–
–
–
2.2
–
–
–
–
–
–
–
1.1
0.5
–
0.1
–
–
–
–
–
–
–
–
–
1.7
–
0.8
–
1.9
–
1.1
Average monthly employer premium6 ...................
$5.02
$5.27
$112.26
$11.73
$14.99
$19.52
$19.55
Geographic areas
1 A composite rate is a set contribution covering more than one benefit
area, for example, health care and life insurance. Cost data for individual plans
cannot be determined.
2 Based on worker attributes. For example, employee contributions may
vary based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.05.
5 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
6 Average premium is for all workers.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, National
Compensation Survey, March 2009
Total
Characteristics
All workers .............................................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$12.17
0.7
$16.78
0.7
$13.02
$8.81
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
13.47
14.00
16.29
0.9
1.0
1.3
21.63
23.86
29.85
0.9
1.0
1.3
14.26
14.72
17.76
10.68
10.83
15.21
18.23
46.35
16.84
18.58
18.80
19.13
23.12
27.42
1.5
1.6
1.1
1.7
1.8
1.5
1.6
3.1
35.42
59.28
20.41
38.82
44.36
44.26
46.58
49.33
1.5
1.6
1.1
1.7
1.8
1.5
1.6
3.1
19.58
49.84
18.64
20.39
18.91
19.45
22.22
29.42
16.29
16.11
9.62
9.60
10.10
10.16
16.23
17.38
Full time .................................................................
Part time ................................................................
12.24
44.41
0.7
2.8
15.95
114.67
0.7
2.8
13.23
40.87
9.22
26.95
Union .....................................................................
Nonunion ...............................................................
12.04
18.10
1.2
0.4
16.39
51.79
1.2
0.4
14.33
18.32
15.07
12.16
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
36.42
20.98
16.73
17.06
12.77
16.04
0.8
0.9
1.0
1.0
1.1
1.4
96.48
33.31
30.59
30.65
22.19
24.79
0.8
0.9
1.0
1.0
1.1
1.4
36.39
21.72
17.19
18.26
13.53
19.24
21.32
11.43
11.10
12.34
11.31
14.75
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
12.29
14.37
14.84
14.73
40.50
29.68
39.27
13.04
0.7
0.8
1.0
1.1
1.5
1.3
1.8
1.0
16.24
21.68
22.10
22.61
79.08
42.16
52.43
25.38
0.7
0.8
1.0
1.1
1.5
1.3
1.8
1.0
13.19
15.29
15.78
15.18
41.80
32.12
42.77
13.93
8.89
12.82
14.21
15.71
30.18
11.79
13.19
8.15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
28.15
30.56
38.58
12.69
29.74
12.60
1.7
2.1
2.2
0.8
1.9
0.7
80.85
94.70
105.70
15.76
32.99
16.59
1.7
2.1
2.2
0.8
1.9
0.7
29.31
32.21
40.05
13.76
31.94
13.93
14.98
19.43
20.53
9.52
14.15
12.17
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, National
Compensation Survey, March 2009—Continued
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution not
required
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
employer
employer
employer
employee
employees
employees
premium
premium
premium contribution
$23.21
12.87
1.0
0.9
$66.62
17.42
1.0
0.9
$23.95
13.61
$14.71
9.80
20.30
15.42
34.37
34.72
25.44
51.52
23.58
39.03
15.85
2.5
4.0
2.6
2.7
0.4
0.1
–
2.2
1.3
62.60
16.25
51.04
101.43
163.14
66.72
–
149.21
38.69
2.5
4.0
2.6
2.7
0.4
0.1
–
2.2
1.3
19.51
26.71
35.54
27.54
25.23
51.57
–
38.08
13.79
10.85
12.18
14.36
28.27
24.53
45.45
–
17.16
12.79
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below
the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational Earnings
in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by
type of contribution, State and local government workers, National Compensation Survey, March
2009
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Flexible
benefits2
Percent of
earnings
Exists, but
unknown
0.0
1.0
0.8
0.3
(3)
0.6
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
0.0
0.0
0.0
1.3
1.2
1.5
1.0
1.0
0.9
0.4
0.4
0.5
(3)
(3)
–
0.8
0.8
1.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.7
3.7
1.4
2.3
1.3
1.3
2.1
2.3
1.0
3.2
1.2
1.9
0.9
0.9
1.9
1.4
0.7
–
0.2
–
0.8
0.5
0.5
–
–
–
–
–
–
–
–
–
1.4
1.5
0.8
1.1
0.8
0.8
1.2
1.7
Full time .................................................................
Part time ................................................................
0.0
0.0
1.0
3.6
0.8
1.7
0.4
0.4
(3)
–
0.6
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.3
1.3
0.9
1.2
–
0.5
–
–
1.1
0.5
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
0.0
0.0
0.0
0.0
0.0
0.0
2.3
1.7
1.4
1.3
1.3
1.7
1.3
1.2
1.3
0.8
1.0
1.4
–
0.9
0.3
0.3
0.6
0.2
–
(3)
–
–
–
–
1.9
0.9
0.5
0.9
0.9
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.4
1.5
1.8
2.5
2.8
3.0
2.0
0.8
1.0
0.9
1.0
2.3
2.6
2.7
1.3
0.3
0.3
0.3
0.4
–
–
–
0.7
(3)
(3)
(3)
(3)
–
–
–
–
0.6
1.0
1.1
1.5
0.7
0.7
1.2
1.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
2.9
4.1
2.9
0.9
1.9
1.2
2.5
–
2.2
0.7
1.6
0.8
1.4
1.5
–
0.3
0.4
0.4
–
–
–
(3)
–
(3)
1.4
2.4
1.1
0.8
1.0
0.9
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by
type of contribution, State and local government workers, National Compensation Survey, March
2009—Continued
Family coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Flexible
benefits2
Percent of
earnings
Exists, but
unknown
0.0
0.0
2.5
0.9
2.1
0.7
0.9
0.3
–
(3)
–
0.9
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.0
3.3
2.7
4.7
0.8
4.3
3.4
4.3
2.0
–
2.3
1.8
–
0.2
–
–
–
2.0
–
–
–
–
–
–
–
0.3
0.4
–
0.1
–
–
–
–
–
–
–
–
1.7
1.6
1.9
0.6
–
1.9
–
1.5
Average monthly employer premium5 ...................
$13.02
$15.07
$26.74
$43.06
$8.55
$52.54
Geographic areas
1 Based on worker attributes. For example, employee contributions
may vary based on earnings, length of service, or age.
2 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
3 Less than 0.05.
4 The percentile groupings are based on the average wage for
each occupation surveyed, which may include workers both above and
below the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational
Earnings in the United States, 2008." See Technical Note for more
details.
5 Average premium is for all workers.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 15. Standard errors for medical care benefits: Employee contributions for single and family coverage, State and
local government workers, National Compensation Survey, March 2009
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$0.49
$2.21
$2.79
$3.23
$7.57
$3.58
$7.23
$11.43
$9.57
$24.72
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
1.15
0.83
1.30
3.49
3.37
3.34
4.17
4.97
4.41
5.16
6.97
6.54
7.65
6.43
10.93
7.99
8.70
6.61
7.27
6.85
12.20
12.24
13.70
45.79
17.25
13.91
11.43
31.96
36.36
35.73
1.86
7.10
0.98
2.14
1.10
1.24
1.97
2.64
3.63
8.38
3.16
4.63
0.93
0.86
1.80
2.32
3.83
10.14
3.73
4.44
1.62
1.54
3.40
5.28
6.96
15.46
4.59
4.43
3.92
4.37
4.56
2.81
6.79
10.06
7.59
13.64
6.92
7.18
8.45
7.67
6.59
12.73
3.10
2.55
2.44
5.63
11.07
14.14
17.11
25.07
13.98
7.87
3.65
6.44
11.42
13.87
19.80
47.06
13.52
17.48
17.34
18.36
17.11
27.68
20.70
37.61
25.70
16.78
43.63
42.22
33.57
51.20
51.13
40.11
7.65
30.26
16.57
14.77
22.68
53.78
Full time .................................................................
Part time ................................................................
0.56
3.45
2.24
3.44
2.83
7.12
2.79
17.60
7.52
26.27
4.12
7.53
7.43
11.60
11.03
49.14
9.22
57.87
27.70
41.66
Union .....................................................................
Nonunion ...............................................................
1.20
1.51
2.15
3.62
4.02
3.98
4.21
4.46
8.51
4.51
3.30
15.37
8.75
12.51
1.09
19.92
17.20
22.71
49.65
28.52
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.56
1.39
1.52
1.04
4.43
7.05
9.18
1.10
2.24
2.97
2.97
2.61
5.50
4.45
5.17
3.16
2.78
5.25
6.48
3.44
7.75
5.16
3.51
1.36
3.33
5.93
7.84
6.76
5.53
7.83
9.66
4.00
7.43
7.45
10.09
9.08
15.68
8.71
13.96
7.21
3.62
7.95
7.76
5.06
11.83
17.23
17.16
4.59
7.27
6.05
9.71
12.84
21.15
15.56
22.13
5.17
11.45
20.27
47.98
15.82
55.36
34.09
28.81
12.54
10.07
18.32
14.84
21.56
93.97
11.95
27.39
13.36
25.11
38.56
38.54
58.88
24.38
56.90
53.82
18.16
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.72
6.77
3.62
0.56
2.14
0.99
5.71
9.27
10.44
2.30
3.21
2.42
4.16
9.50
5.32
2.85
6.66
2.79
3.98
4.97
7.54
4.09
5.91
3.73
9.08
15.92
10.77
7.73
14.12
9.89
8.01
13.05
11.00
3.70
17.13
6.15
13.34
20.11
11.30
8.57
17.78
9.82
30.37
69.41
32.23
12.27
24.11
14.94
30.56
38.65
31.78
13.68
43.08
11.94
36.75
65.52
53.17
27.27
34.20
52.10
State government ..................................................
Local government ..................................................
7.24
0.60
5.80
1.90
6.06
2.13
7.08
4.81
4.25
6.63
35.49
4.38
15.37
8.21
18.71
13.40
58.07
11.30
36.80
32.12
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Employee contributions for single and family coverage, State and
local government workers, National Compensation Survey, March 2009—Continued
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
$2.59
3.74
8.01
2.27
2.84
0.31
6.09
0.35
1.19
$4.88
5.55
0.46
8.56
2.11
6.66
5.33
2.79
2.90
$2.06
0.00
3.54
9.71
5.05
7.97
5.71
7.36
4.59
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
$23.54
0.66
7.83
7.81
5.03
13.77
7.10
5.24
6.12
$9.06
48.78
7.56
51.47
7.72
47.77
35.14
77.00
13.38
$18.02
9.35
5.08
32.73
11.71
28.54
45.24
7.42
9.51
$9.25
24.90
3.43
39.87
3.60
59.14
7.72
4.18
11.36
$19.32
5.25
4.15
34.52
11.79
116.26
13.57
34.64
12.29
$23.46
20.23
56.96
59.64
0.00
37.59
40.93
65.56
29.54
$37.56
31.75
46.73
58.56
59.20
14.58
87.51
54.55
87.80
logic.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.