Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2009
(All workers = 100 percent)
Medical care
Dental care
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
74
56
76
48
38
79
29
22
77
87
94
84
84
69
76
67
67
80
81
79
80
59
66
56
50
49
56
46
43
83
85
83
85
36
38
36
32
29
31
28
26
79
81
78
81
92
78
51
75
73
63
79
78
73
60
35
60
53
41
59
63
80
77
69
80
72
65
75
81
55
57
32
44
48
41
52
46
47
45
24
37
36
28
41
39
85
78
75
84
75
67
79
86
34
30
20
31
25
21
28
32
27
23
14
24
19
15
22
26
80
75
71
76
75
71
77
82
73
85
77
82
72
59
68
59
66
52
82
80
76
81
71
40
52
50
53
46
35
44
39
44
34
87
85
79
83
74
27
37
30
31
30
23
30
24
25
22
84
81
78
81
76
Full time .................................................................
Part time ................................................................
88
24
68
14
77
58
57
16
46
10
81
65
34
10
27
7
78
67
Union .....................................................................
Nonunion ...............................................................
92
70
78
51
84
73
70
44
61
34
87
77
53
24
45
18
85
74
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
26
42
79
87
92
92
13
25
58
69
74
75
51
59
74
80
81
81
14
23
49
56
66
70
9
15
37
46
56
59
63
65
76
83
85
85
10
13
27
34
42
44
6
8
20
28
34
36
60
64
75
80
81
81
Goods-producing industries ...................................
85
70
82
56
47
85
33
27
84
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
71
80
86
88
87
76
88
88
53
61
70
70
73
55
69
76
74
76
81
80
83
72
79
86
46
49
50
50
55
49
69
59
36
39
42
42
46
37
55
51
78
80
84
84
84
77
79
86
28
29
32
33
34
27
40
43
21
22
26
26
27
20
31
35
76
76
80
80
80
73
76
80
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2009—Continued
(All workers = 100 percent)
Medical care
Dental care
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
60
56
72
86
81
89
43
40
53
66
61
71
72
72
73
77
75
80
31
27
41
62
57
67
24
21
32
50
44
55
78
77
79
80
77
83
18
15
27
38
31
43
14
11
20
30
25
34
74
74
73
78
79
78
72
75
73
71
75
78
70
72
75
53
59
54
54
55
60
52
51
59
73
79
74
77
74
78
74
71
79
51
50
48
46
44
45
36
47
59
41
40
37
37
34
35
27
38
49
80
81
79
81
76
77
75
80
83
22
34
26
19
28
–
18
27
43
17
28
20
15
19
–
14
21
35
76
81
75
81
68
–
75
79
81
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up
rates,1 civilian workers,2 National Compensation Survey, March
2009—Continued
(All workers = 100 percent)
Outpatient prescription drug
coverage
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
72
54
75
85
92
83
83
68
75
65
66
79
81
79
80
89
76
50
73
71
61
77
75
71
59
34
58
51
40
58
61
80
77
69
80
72
65
75
80
69
82
75
79
71
56
65
57
63
50
81
79
76
80
71
Full time .................................................................
Part time ................................................................
86
23
66
14
77
58
Union .....................................................................
Nonunion ...............................................................
90
68
76
50
84
73
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
24
40
76
84
90
91
13
24
56
67
73
73
51
59
74
79
81
81
Goods-producing industries ...................................
82
67
82
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
70
79
85
87
87
74
86
87
52
60
68
69
72
53
67
75
74
76
80
80
83
72
78
86
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up
rates,1 civilian workers,2 National Compensation Survey, March
2009—Continued
(All workers = 100 percent)
Outpatient prescription drug
coverage
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
58
54
69
84
79
88
42
39
51
65
59
70
72
72
73
77
74
80
70
72
72
69
73
76
68
70
72
51
56
53
53
54
58
50
50
57
73
79
74
76
73
77
74
71
79
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the
percentage of workers with access to a plan
who participate in the plan, rounded for
presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2009
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
82
18
71
29
84
83
84
89
16
17
16
11
71
72
71
69
29
28
29
31
89
82
82
85
80
76
82
83
11
18
18
15
20
24
18
17
67
71
69
76
68
65
70
72
33
29
31
24
32
35
30
28
85
81
82
82
83
15
19
18
18
17
73
71
74
75
73
27
29
26
25
27
Full time .................................................................
Part time ................................................................
83
79
17
21
71
68
29
32
Union .....................................................................
Nonunion ...............................................................
91
80
9
20
84
67
16
33
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
75
77
81
83
85
85
25
23
19
17
15
15
61
63
68
72
74
76
39
37
32
28
26
24
Goods-producing industries ...................................
82
18
75
25
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
82
85
88
89
87
83
82
90
18
15
12
11
13
17
18
10
70
69
69
68
71
69
74
79
30
31
31
32
29
31
26
21
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2009—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
81
81
81
83
82
85
19
19
19
17
18
15
66
66
67
73
71
75
34
34
33
27
29
25
79
84
81
82
81
81
83
82
85
21
16
19
18
19
19
17
18
15
73
77
75
71
66
64
63
67
73
27
23
25
29
34
36
37
33
27
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The percentile groupings are based on the
average wage for each occupation surveyed, which may
include workers both above and below the threshold.
The percentile values are based on the estimates
published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2009
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$338.32
25
$421.70
75
$310.28
$89.86
100
100
100
100
358.98
344.27
365.16
423.14
26
22
27
39
421.84
433.10
417.97
452.32
74
78
73
61
337.25
318.93
345.48
404.23
88.05
84.91
89.45
90.71
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
434.90
368.70
337.83
359.38
313.49
270.80
331.24
355.81
41
19
24
28
21
16
23
36
466.25
441.13
435.46
433.16
390.43
344.55
404.05
460.21
59
81
76
72
79
84
77
64
412.97
351.59
306.35
330.36
293.49
256.68
310.07
296.79
92.11
94.73
90.90
77.08
93.30
101.43
89.64
94.84
100
100
100
100
100
391.06
321.77
320.35
317.87
323.42
44
28
25
22
28
497.15
404.47
415.75
402.93
428.09
56
72
75
78
72
306.99
289.12
288.63
293.72
281.73
97.59
92.78
84.63
84.29
85.09
Full time .................................................................
Part time ................................................................
100
100
338.53
334.88
25
24
420.43
443.36
75
76
310.91
299.98
88.83
106.66
Union .....................................................................
Nonunion ...............................................................
100
100
440.51
309.24
46
19
498.94
370.09
54
81
391.71
294.62
80.13
91.73
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
263.32
285.05
315.71
343.86
370.23
372.96
16
17
22
27
29
26
342.19
346.86
392.17
426.04
451.72
453.91
84
83
78
73
71
74
248.09
271.99
294.03
314.00
336.82
344.14
96.89
98.82
91.49
87.70
86.56
85.47
Goods-producing industries ...................................
100
331.11
26
438.85
74
293.05
86.85
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
340.09
379.06
408.04
420.76
377.84
351.78
358.23
417.62
25
28
37
41
26
19
14
35
417.30
424.64
436.73
444.86
395.20
402.83
421.97
452.03
75
72
63
59
74
81
86
65
314.43
361.70
391.49
403.73
371.65
339.72
347.44
399.24
90.59
89.99
88.04
91.21
82.85
91.44
87.02
69.21
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2009—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$319.04
317.61
322.15
349.24
339.39
357.17
31
33
27
22
20
24
$405.88
395.44
433.71
434.41
450.29
423.66
69
67
73
78
80
76
$280.00
279.44
281.13
325.41
312.00
336.72
$100.42
102.82
95.62
84.58
87.37
82.23
100
100
100
100
100
100
100
100
100
347.41
354.33
340.85
340.63
312.61
311.17
323.78
337.29
365.44
20
30
21
26
19
26
26
25
33
464.84
415.86
456.89
430.69
370.39
362.93
377.58
451.66
457.51
80
70
79
74
81
74
74
75
67
318.85
328.02
310.37
309.30
298.85
293.29
305.01
300.16
320.60
106.55
88.27
88.44
87.34
90.06
93.61
90.00
93.24
84.48
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2009
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
78
1
8
1
(5)
11
1
100
100
100
100
78
77
79
83
1
1
1
1
10
11
9
9
2
3
2
2
(5)
(5)
(5)
–
8
8
8
5
1
1
1
–
100
100
100
100
100
100
100
100
84
75
77
78
74
68
77
82
1
–
1
–
(5)
–
(5)
1
8
10
8
7
9
7
10
6
2
2
1
1
1
–
1
(5)
–
–
–
–
(5)
–
–
–
5
12
12
12
15
24
11
10
–
–
1
–
(5)
(5)
1
1
100
100
100
100
100
79
84
83
83
83
–
–
1
1
1
7
5
5
5
4
1
–
(5)
(5)
1
–
–
–
–
–
11
9
10
10
10
2
–
1
–
2
Full time .................................................................
Part time ................................................................
100
100
78
76
1
–
8
8
1
1
(5)
–
11
14
1
–
Union .....................................................................
Nonunion ...............................................................
100
100
79
78
1
1
9
8
1
1
(5)
(5)
8
11
2
(5)
Wage percentiles:6
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
72
73
79
81
78
76
–
1
1
1
1
2
8
7
8
7
10
11
–
(5)
1
1
2
2
–
–
–
(5)
(5)
(5)
18
18
11
10
8
8
–
–
(5)
1
1
1
Goods-producing industries ...................................
100
82
–
5
(5)
–
10
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
77
79
81
83
78
78
74
81
1
–
(5)
1
–
–
–
–
9
11
11
8
17
11
11
10
1
2
2
2
1
1
1
3
(5)
–
(5)
(5)
–
–
–
–
11
7
5
6
4
9
12
4
1
1
–
–
–
1
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2009—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
81
80
84
77
80
74
(5)
(5)
–
1
1
1
8
9
5
8
5
11
1
1
1
1
1
2
–
–
–
(5)
–
–
9
9
9
12
12
11
1
1
–
1
(5)
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
100
100
100
100
100
100
100
100
100
85
78
77
79
83
75
74
74
77
–
–
1
–
–
–
–
(5)
2
5
8
8
10
6
8
11
10
8
1
1
2
–
–
–
2
1
2
–
1
–
–
–
–
–
–
–
9
11
12
10
9
–
12
13
8
–
–
–
–
1
–
–
1
2
Average monthly employer premium7 ...................
$310.28
$307.99
$330.03
$336.08
$336.77
$282.08
$298.79
$385.39
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Geographic areas
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5 percent.
6 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
7 Average premium is for all workers.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2009
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$758.65
12
$936.01
88
$734.38
$347.93
100
100
100
100
805.79
810.43
803.86
796.42
10
9
11
15
972.84
1,007.48
960.85
993.42
90
91
89
85
786.51
790.85
784.65
762.06
352.47
326.62
363.48
417.84
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
788.36
835.36
720.79
821.60
721.72
634.97
757.84
730.34
15
8
12
11
8
7
9
22
1,027.41
882.90
905.97
1,043.44
911.85
735.41
969.91
924.88
85
92
88
89
92
93
91
78
746.52
831.13
696.68
793.72
704.57
627.45
737.34
674.06
440.58
365.87
360.17
282.09
359.79
372.15
354.54
351.74
100
100
100
100
100
701.73
756.97
759.16
782.19
730.23
29
16
16
15
17
861.95
1,032.27
929.31
945.03
912.74
71
84
84
85
83
635.17
704.51
727.19
754.41
691.82
369.19
338.09
303.35
293.79
315.78
Full time .................................................................
Part time ................................................................
100
100
759.83
738.47
12
13
943.59
815.70
88
87
734.81
727.02
345.06
397.48
Union .....................................................................
Nonunion ...............................................................
100
100
920.51
713.18
33
6
950.91
913.44
67
94
905.49
700.09
291.36
359.26
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
553.71
633.13
707.47
768.33
834.25
862.51
8
7
9
12
16
15
480.43
726.17
877.86
923.99
998.95
969.12
92
93
91
88
84
85
560.24
626.29
691.42
746.34
802.45
843.06
379.53
384.44
360.19
334.62
334.85
319.72
Goods-producing industries ...................................
100
769.73
18
901.31
82
741.43
303.78
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
755.95
787.42
781.66
771.72
804.55
793.00
847.12
897.88
11
10
13
16
6
7
5
12
950.04
959.95
1,008.51
1,009.11
975.23
871.00
830.34
1,015.34
89
90
87
84
94
93
95
88
732.80
768.53
747.85
725.70
794.49
787.26
848.08
881.24
357.83
394.34
402.85
435.82
338.49
386.64
311.21
267.92
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2009—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$677.79
670.92
692.42
803.59
783.01
820.07
14
14
14
11
9
12
$926.40
932.46
912.75
943.00
915.64
959.73
86
86
86
89
91
88
$636.70
626.81
657.56
786.64
769.49
800.82
$393.18
396.31
386.58
323.72
339.60
310.58
100
100
100
100
100
100
100
100
100
841.96
848.86
815.70
765.13
699.69
625.18
670.08
701.12
782.57
12
22
14
12
4
6
5
10
16
1,033.02
935.45
965.32
893.43
1,027.28
786.28
931.64
836.97
923.11
88
78
86
88
96
94
95
90
84
816.64
824.04
791.02
747.29
684.80
614.51
656.53
685.99
754.87
349.36
323.49
297.87
337.54
363.64
367.34
402.87
379.56
345.03
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2009
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
81
1
7
1
(5)
10
1
100
100
100
100
81
79
82
86
1
–
–
–
8
9
7
7
2
2
1
1
(5)
(5)
(5)
–
8
8
8
5
(5)
(5)
(5)
–
100
100
100
100
100
100
100
100
86
76
80
81
77
70
79
83
–
(5)
–
–
(5)
–
(5)
(5)
6
9
7
6
7
5
8
5
1
1
1
1
1
–
1
1
–
–
–
–
–
–
–
–
6
12
11
10
15
23
11
10
–
–
–
–
(5)
–
(5)
1
100
100
100
100
100
80
85
85
85
86
–
–
1
–
–
6
4
4
5
3
(5)
1
(5)
(5)
(5)
–
–
–
–
–
11
9
9
9
9
2
–
1
–
–
Full time .................................................................
Part time ................................................................
100
100
81
79
1
–
7
5
1
1
(5)
–
10
15
1
–
Union .....................................................................
Nonunion ...............................................................
100
100
82
80
1
1
7
7
1
1
(5)
(5)
8
11
1
(5)
Wage percentiles:6
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
79
76
81
83
81
80
–
1
(5)
(5)
–
–
4
5
7
6
8
9
–
(5)
1
1
2
2
–
–
–
(5)
(5)
(5)
16
18
11
9
8
8
–
–
(5)
1
1
1
Goods-producing industries ...................................
100
83
–
5
(5)
–
10
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
80
82
84
86
82
79
76
84
(5)
–
–
–
–
–
(5)
–
7
9
8
6
13
9
10
8
1
1
1
1
1
1
1
3
(5)
–
(5)
(5)
–
–
–
–
11
7
6
6
3
9
11
5
1
(5)
–
–
–
1
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2009—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
83
82
85
79
82
77
(5)
(5)
–
1
1
–
6
6
4
7
5
9
(5)
1
(5)
1
1
2
–
–
–
(5)
–
–
10
10
9
11
12
10
1
(5)
–
(5)
(5)
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
100
100
100
100
100
100
100
100
100
86
79
79
80
86
82
78
74
80
–
–
1
–
–
–
–
–
–
4
8
7
8
4
7
8
10
7
1
1
2
–
(5)
–
2
1
2
–
1
–
–
–
–
–
–
–
9
11
12
11
9
–
11
15
9
–
–
( )
–
–
–
–
–
2
Average monthly employer premium7 ...................
$734.38
$733.24
$737.32
$770.56
$793.45
$788.51
$715.56
$691.03
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Geographic areas
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5 percent.
5
6 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
7 Average premium is for all workers.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 15. Medical care benefits: Employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2009
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$25.00
$46.28
$75.00
$112.46
$164.29
$99.02
$179.99
$290.24
$461.35
$663.37
24.62
26.58
23.52
19.00
45.00
46.00
44.67
40.58
73.24
73.00
73.39
74.50
109.96
108.33
110.98
121.35
160.64
151.66
165.65
191.22
99.60
100.70
97.74
86.40
180.00
173.05
180.00
189.96
296.75
280.95
301.23
367.46
470.80
440.00
482.83
562.44
670.47
618.36
701.67
812.53
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
19.00
30.32
22.92
20.00
26.00
28.69
25.13
25.00
39.49
46.00
43.33
31.35
50.00
53.84
48.80
47.80
75.30
75.83
74.00
57.83
78.00
87.18
75.81
79.44
125.56
121.76
115.99
89.16
116.99
128.50
110.10
123.34
195.00
183.00
163.71
139.77
171.07
186.38
161.77
181.97
90.94
99.60
96.63
72.69
104.48
104.33
105.30
99.20
191.95
200.14
190.71
130.77
192.00
215.82
187.44
179.99
415.14
323.37
297.74
234.00
305.17
317.35
299.66
300.00
591.51
445.66
479.68
375.00
474.71
484.91
472.56
480.47
852.00
737.68
659.51
561.21
675.29
698.60
663.82
697.61
17.00
28.85
26.08
26.02
26.47
46.72
48.90
46.00
45.08
46.58
80.79
79.00
71.49
70.04
72.82
127.99
120.21
106.70
105.26
108.33
188.55
178.56
151.67
150.27
160.00
100.00
99.00
83.97
84.00
79.49
188.19
168.71
153.65
145.00
164.33
318.64
281.65
254.75
246.81
264.07
500.00
453.00
381.06
356.00
416.91
757.69
664.63
602.29
558.56
644.32
Full time .................................................................
Part time ................................................................
25.00
27.68
46.35
44.86
74.88
81.49
111.05
145.81
160.78
222.99
99.60
85.47
179.71
190.65
287.80
330.69
456.42
542.17
659.27
728.78
Union .....................................................................
Nonunion ...............................................................
20.76
26.47
36.94
49.00
62.14
77.00
96.63
116.32
143.68
167.01
63.65
110.00
118.00
193.71
211.64
305.48
343.07
479.14
600.30
668.45
Goods-producing industries ...................................
26.48
46.00
73.01
106.59
153.00
94.00
159.35
253.62
390.00
588.02
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
24.87
22.05
18.00
18.00
18.00
28.02
23.07
20.10
46.28
43.11
39.54
37.18
43.62
45.50
46.00
33.26
75.48
74.50
72.32
73.85
71.04
76.02
68.33
52.36
114.06
111.83
113.45
121.76
101.40
110.22
107.23
84.72
167.30
170.08
183.94
192.82
166.33
162.49
166.00
127.50
99.20
99.02
90.00
88.87
102.84
99.60
93.16
78.00
183.20
194.04
191.20
190.04
195.67
197.15
170.68
144.00
301.00
339.00
351.62
425.24
294.58
331.50
271.00
220.91
477.96
517.00
547.26
589.19
481.96
472.64
385.69
352.67
678.61
755.34
775.00
852.00
581.00
728.99
520.94
506.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30.54
31.00
28.50
22.75
26.00
20.88
52.87
53.83
50.34
43.33
45.49
40.63
86.61
89.35
81.00
70.00
74.18
65.62
127.56
132.87
124.00
105.93
110.22
100.99
181.53
188.65
169.90
151.66
153.76
151.00
113.00
110.36
120.00
93.16
99.60
85.30
206.40
210.00
202.00
167.54
178.30
158.59
331.45
343.98
317.00
269.00
287.15
253.15
522.93
524.47
519.96
418.26
441.97
400.72
733.17
752.50
720.75
603.34
648.64
581.00
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2009—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
$34.32
28.51
26.11
26.72
28.58
20.67
26.00
20.39
17.32
$65.92
46.83
43.33
47.80
50.00
47.02
47.47
41.77
40.00
$95.72
72.32
72.00
69.65
76.66
78.64
73.80
82.02
70.22
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
$135.85
111.42
109.62
104.83
110.84
118.98
114.92
120.00
107.44
$187.00
159.54
160.00
156.72
164.38
183.94
166.30
164.47
152.16
$105.00
86.66
72.69
108.00
127.82
132.49
152.57
99.02
86.66
$195.00
157.80
133.17
190.65
191.61
206.47
237.00
190.23
158.59
$301.97
258.00
237.82
282.73
308.59
330.69
360.00
305.45
273.51
$434.00
398.64
391.57
436.66
489.44
517.00
547.56
466.38
461.05
$644.10
659.27
562.22
639.03
673.20
617.71
733.15
705.01
697.61
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2009
(All workers = 100 percent)
Medical care
Dental care
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
71
52
74
46
36
78
27
21
76
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
86
94
82
46
56
72
63
78
77
67
76
63
29
36
51
41
57
61
78
81
77
63
65
70
65
73
80
61
68
57
28
22
47
41
51
44
50
57
46
20
16
35
27
40
38
82
84
81
71
71
74
66
78
85
36
36
35
18
16
24
20
26
31
28
30
27
12
9
18
14
20
25
78
81
76
67
57
74
70
76
83
70
84
77
82
72
57
66
58
66
51
81
79
76
81
71
38
51
49
53
45
33
43
39
44
33
87
84
79
83
74
26
36
30
31
29
22
29
24
25
22
86
80
78
81
75
Full time .................................................................
Part time ................................................................
86
24
65
13
75
56
56
16
45
10
79
63
33
10
25
6
77
65
Union .....................................................................
Nonunion ...............................................................
90
69
76
49
85
72
69
44
61
33
88
76
54
24
46
18
84
74
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
25
38
77
86
89
90
13
22
54
67
72
73
50
57
71
78
81
80
13
22
49
54
66
69
8
14
36
44
55
58
62
63
74
81
84
85
–
12
26
32
41
41
–
8
19
26
33
33
–
63
73
80
80
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
85
71
91
70
56
75
82
79
83
55
35
64
47
29
54
85
83
85
33
23
37
27
20
31
84
86
83
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
68
73
87
64
82
95
48
50
69
39
60
83
71
69
79
62
73
87
44
46
52
40
58
66
34
32
43
25
43
60
76
71
83
62
75
90
26
25
33
19
36
40
19
18
27
13
25
35
74
73
82
68
69
87
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Medical care
Dental care
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
87
87
91
93
88
73
68
84
45
75
78
90
74
37
36
52
70
66
70
71
68
55
50
64
32
53
58
71
53
24
22
37
80
76
77
76
77
76
74
76
71
71
75
79
71
63
61
72
70
66
72
77
65
43
42
51
24
48
49
66
47
27
26
27
60
54
59
60
57
35
34
42
18
36
38
52
36
18
17
22
86
82
82
78
87
81
81
83
74
76
76
78
76
68
66
82
58
28
29
28
32
27
27
33
18
26
28
36
26
–
–
19
47
22
22
21
26
23
20
25
12
19
19
25
19
–
–
14
81
79
78
75
81
83
74
76
69
72
69
69
73
–
–
73
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
59
55
71
84
81
88
42
39
51
63
59
69
72
71
72
75
73
78
30
27
40
64
58
73
23
21
31
51
43
60
77
76
78
79
75
82
18
15
26
37
31
46
13
11
19
29
24
35
73
74
72
78
78
77
70
72
72
68
72
74
66
69
72
50
55
53
52
51
56
47
48
56
71
76
73
75
71
75
71
70
78
51
49
45
44
44
51
39
42
54
40
38
35
36
33
39
29
33
44
79
79
78
81
74
77
74
79
81
22
32
23
20
26
–
19
25
37
16
26
17
16
18
–
14
20
29
74
79
74
81
69
–
75
78
78
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up
rates,1 private industry workers, National Compensation Survey,
March 2009—Continued
(All workers = 100 percent)
Outpatient prescription drug
coverage
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
69
51
73
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
84
92
80
44
53
70
61
76
73
65
74
61
28
34
49
39
55
58
78
81
76
63
64
70
65
73
80
67
81
74
79
70
54
63
56
63
49
81
79
76
80
70
Full time .................................................................
Part time ................................................................
83
23
62
13
75
57
Union .....................................................................
Nonunion ...............................................................
88
67
74
48
84
72
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
24
37
75
83
87
89
12
21
52
65
70
71
50
57
70
78
81
80
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
67
88
67
52
73
81
78
82
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
66
71
85
62
82
92
47
49
67
38
59
80
71
69
78
62
72
88
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up
rates,1 private industry workers, National Compensation Survey,
March 2009—Continued
(All workers = 100 percent)
Outpatient prescription drug
coverage
Characteristics
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
84
85
88
92
85
72
65
81
43
73
76
89
73
36
35
48
67
65
67
69
65
55
48
61
30
52
56
70
52
23
22
35
80
76
76
76
77
76
73
76
70
71
74
78
71
63
61
72
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
57
53
68
82
79
86
41
38
49
61
57
67
71
71
72
75
72
78
69
69
71
67
70
71
63
68
69
48
53
52
51
50
53
45
47
53
71
76
73
75
71
74
71
70
78
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the
percentage of workers with access to a plan
who participate in the plan, rounded for
presentation. See Technical Note for more
details.
NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2009
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
20
70
30
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
81
81
78
71
79
76
81
82
19
19
19
22
29
21
24
19
18
71
71
71
66
66
67
64
69
71
29
29
29
34
34
33
36
31
29
85
80
82
82
82
15
20
18
18
18
72
71
74
75
73
28
29
26
25
27
Full time .................................................................
Part time ................................................................
81
78
19
22
70
67
30
33
Union .....................................................................
Nonunion ...............................................................
90
79
10
21
86
67
14
33
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
75
76
79
81
83
82
25
24
21
19
17
18
63
63
67
70
74
74
37
37
33
30
26
26
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
84
82
18
16
18
75
69
76
25
31
24
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
80
78
81
75
81
84
20
22
19
25
19
16
68
68
70
64
73
79
32
32
30
36
27
21
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2009—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
82
81
80
82
84
79
80
75
82
82
80
82
76
75
83
17
18
19
20
18
16
21
20
25
18
18
20
18
24
25
17
77
70
71
68
72
67
68
66
66
68
68
69
68
65
64
67
23
30
29
32
28
33
32
34
34
32
32
31
32
35
36
33
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
80
81
79
81
80
81
20
19
21
19
20
19
66
66
66
73
70
76
34
34
34
27
30
24
78
82
79
80
79
78
82
79
84
22
18
21
20
21
22
18
21
16
71
74
73
71
66
66
66
67
71
29
26
27
29
34
34
34
33
29
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the
average wage for each occupation surveyed, which may
include workers both above and below the threshold.
The percentile values are based on the estimates
published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2009
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$317.63
22
$412.45
78
$291.20
$92.43
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
327.63
327.03
327.98
307.90
215.48
299.98
268.85
315.20
348.35
20
19
20
18
7
18
15
20
36
397.40
435.26
376.26
445.02
373.94
374.99
343.32
387.15
463.85
80
81
80
82
93
82
85
80
64
310.55
300.89
316.06
276.78
203.15
283.24
255.28
297.63
282.40
90.42
87.12
92.29
96.88
92.66
95.55
102.00
92.23
98.20
100
100
100
100
100
391.08
308.35
315.37
315.74
314.88
46
27
24
22
27
506.69
395.53
412.97
401.85
424.81
54
73
76
78
73
291.79
275.91
284.68
292.04
274.11
103.95
94.22
85.24
84.55
86.23
Full time .................................................................
Part time ................................................................
100
100
317.60
318.12
22
22
410.89
435.72
78
78
291.65
284.30
91.42
108.02
Union .....................................................................
Nonunion ...............................................................
100
100
430.02
297.59
49
17
508.18
362.78
51
83
354.26
284.33
79.29
93.86
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
259.48
275.43
297.32
320.72
345.90
341.08
15
16
18
24
26
22
329.92
344.17
373.46
416.65
444.97
438.24
85
84
82
76
74
78
246.89
262.56
281.15
290.85
311.81
313.97
94.25
99.92
94.51
91.31
88.61
87.61
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
330.93
386.13
313.06
26
47
20
438.93
509.24
387.79
74
53
80
292.64
276.63
294.71
87.06
111.12
81.80
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
313.28
288.70
298.57
268.22
312.41
333.48
20
19
22
17
21
16
401.32
374.73
352.01
370.77
416.34
372.93
80
81
78
83
79
84
290.76
268.12
283.55
246.97
284.17
325.94
94.06
94.65
89.69
103.40
83.25
81.23
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2009—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$326.75
310.84
307.06
300.93
316.51
328.05
316.84
307.25
311.49
348.41
360.29
358.46
346.33
272.39
273.18
337.38
25
21
17
16
18
35
22
24
21
18
17
12
18
18
17
39
$428.84
404.07
388.09
389.27
395.41
440.40
429.09
371.16
481.77
404.22
458.65
426.52
395.17
391.21
406.91
400.58
75
79
83
84
82
65
78
76
79
82
83
88
82
82
83
61
$293.53
286.67
289.93
284.20
299.00
267.88
284.48
286.94
267.57
336.50
340.33
349.42
335.82
246.75
245.78
297.36
$85.50
86.73
87.45
88.36
86.78
82.54
98.01
97.13
105.34
94.21
98.84
103.22
93.40
95.48
95.95
101.93
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
311.43
312.30
309.46
322.24
320.50
324.18
30
32
25
16
15
16
402.23
393.36
428.23
427.06
435.63
417.83
70
68
75
84
85
84
272.46
273.76
269.78
302.78
299.45
306.48
101.97
104.37
97.04
86.53
88.44
84.42
100
100
100
100
100
100
100
100
100
322.38
339.97
318.12
325.71
294.22
283.47
316.22
312.87
331.01
18
24
20
20
16
18
21
22
32
458.10
419.75
437.52
434.23
358.34
345.82
386.03
442.77
421.00
82
76
80
80
84
82
79
78
68
293.30
314.09
288.59
298.21
282.10
269.70
297.83
277.04
288.93
108.53
91.48
92.67
87.64
94.21
98.76
87.99
97.98
84.85
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2009
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
78
1
7
1
(4)
12
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
78
76
79
75
67
74
68
76
82
2
2
2
–
–
(4)
–
(4)
1
9
11
8
7
3
8
7
9
5
2
2
2
1
–
1
–
1
–
(4)
(4)
–
–
–
–
–
–
–
9
9
10
15
27
16
24
12
11
1
1
1
–
–
(4)
(4)
1
2
100
100
100
100
100
79
84
83
83
83
–
–
1
1
–
5
5
5
5
4
–
–
(4)
(4)
1
–
–
–
–
–
13
10
10
10
10
3
–
1
–
2
Full time .................................................................
Part time ................................................................
100
100
78
75
1
–
7
8
1
1
(4)
–
12
15
1
–
Union .....................................................................
Nonunion ...............................................................
100
100
79
77
2
1
4
8
–
1
(4)
(4)
11
12
3
(4)
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
70
73
77
80
77
76
–
1
1
1
2
2
9
6
7
6
9
9
–
(4)
1
1
2
2
–
–
–
(4)
(4)
(4)
–
19
14
11
10
10
–
–
1
1
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
83
80
84
–
–
–
5
6
4
(4)
–
(4)
–
–
–
10
11
10
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
76
74
82
65
81
81
1
1
–
–
–
–
8
6
9
6
–
–
1
(4)
–
–
–
4
(4)
–
–
–
–
–
13
18
7
28
14
4
1
1
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2009—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
86
72
70
74
68
83
79
82
74
78
81
78
78
69
69
83
–
–
1
–
1
–
–
–
–
–
–
–
–
–
–
–
6
13
15
16
8
–
7
7
–
10
10
12
10
6
8
–
–
2
2
–
3
–
2
–
–
2
2
2
1
–
–
–
–
(4)
4
( )
–
–
–
–
–
–
–
–
–
–
–
–
–
7
11
11
8
17
–
9
9
–
9
7
7
9
–
–
–
–
1
1
–
–
–
–
–
–
1
–
–
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
82
80
84
75
80
70
(4)
1
–
1
1
2
7
8
5
7
5
10
(4)
(4)
–
1
1
2
–
–
–
(4)
–
–
10
9
10
14
14
15
1
1
–
1
(4)
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
100
100
100
100
100
100
100
100
100
84
79
76
79
80
73
72
73
79
–
–
1
–
–
–
–
1
–
6
6
7
8
7
7
12
10
6
1
1
2
–
–
–
–
–
2
–
1
–
–
–
–
–
–
–
9
12
14
11
11
–
14
15
9
–
–
–
–
1
–
–
1
2
Average monthly employer premium6 ...................
$291.20
$288.98
$299.63
$301.59
$307.00
$271.70
$291.73
$384.43
Geographic areas
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
6 Average premium is for all workers.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2009
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$737.68
12
$911.60
88
$714.83
$349.36
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
795.57
800.08
793.03
658.57
568.59
704.00
631.16
739.78
714.98
9
9
9
10
3
8
7
8
24
949.62
1,003.40
919.99
820.70
721.99
890.18
730.74
955.93
919.21
91
91
91
90
97
92
93
92
76
780.58
780.61
780.57
640.01
563.56
688.85
624.05
721.13
650.44
346.44
329.63
355.93
380.16
317.90
366.58
372.96
363.41
359.12
100
100
100
100
100
678.81
747.37
754.39
779.33
720.65
32
17
16
15
17
852.68
1,034.31
921.34
943.39
896.31
68
83
84
85
83
596.19
689.96
723.24
751.41
683.82
385.11
340.19
301.94
293.99
313.06
Full time .................................................................
Part time ................................................................
100
100
739.60
707.05
12
12
919.91
789.25
88
88
716.04
695.31
345.79
406.86
Union .....................................................................
Nonunion ...............................................................
100
100
879.80
713.12
42
6
917.26
905.31
58
94
853.22
699.87
262.30
358.77
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
560.91
624.20
686.47
735.17
819.79
826.16
9
8
8
12
16
13
434.47
720.45
823.75
898.67
985.18
937.06
91
92
92
88
84
87
572.78
616.36
674.94
713.36
788.47
809.95
366.64
382.35
364.75
345.20
327.24
321.30
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
769.09
633.51
808.64
18
33
14
899.97
806.11
979.64
82
67
86
740.70
549.85
781.02
304.04
427.29
276.42
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
727.42
687.75
717.00
606.21
783.65
905.25
10
10
10
9
14
10
918.67
849.95
899.52
635.44
1,102.38
1,000.67
90
90
90
91
86
90
707.15
668.94
696.65
603.27
732.43
894.30
362.81
348.90
337.52
384.20
295.70
282.61
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2009—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$835.87
736.82
749.43
711.99
788.75
679.26
742.28
727.49
669.65
778.97
773.40
809.68
779.98
589.47
578.29
737.73
17
9
8
5
8
17
10
8
11
6
6
2
7
9
8
17
$1,217.69
938.26
933.62
1,021.05
922.42
947.66
960.99
888.12
1,075.33
861.00
940.24
1,012.98
848.72
662.95
615.19
1,175.13
83
91
92
95
92
83
90
92
89
94
94
98
93
91
92
83
$756.72
716.01
734.19
697.17
776.43
623.38
719.17
712.62
619.10
773.40
763.57
804.77
775.20
581.87
575.06
650.44
$293.09
350.80
339.51
351.38
328.83
408.32
360.16
388.79
338.87
400.09
400.76
378.14
399.97
354.32
355.83
378.14
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
666.58
663.20
674.10
789.77
764.65
817.54
15
15
14
9
8
11
916.08
924.32
896.75
906.55
857.40
946.08
85
85
86
91
92
89
624.06
617.82
637.80
777.58
756.56
801.60
398.41
400.40
394.04
315.45
340.04
287.35
100
100
100
100
100
100
100
100
100
776.62
811.12
768.24
738.25
697.59
655.09
705.90
686.62
733.56
10
16
14
12
5
8
6
11
17
967.62
891.14
926.76
851.82
1,042.75
795.03
946.26
850.74
910.97
90
84
86
88
95
92
94
89
83
755.07
796.08
742.68
722.16
678.04
642.50
689.87
666.23
697.69
364.44
339.28
313.60
325.27
361.29
359.57
378.07
383.14
354.06
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2009
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
79
1
6
1
(4)
12
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
80
79
80
77
68
75
70
78
83
–
–
–
–
–
(4)
–
(4)
–
8
9
7
6
3
7
5
8
5
1
1
1
1
–
1
(4)
1
–
(4)
(4)
–
–
–
–
–
–
–
9
9
10
14
26
16
23
12
11
1
–
1
–
–
(4)
–
(4)
2
100
100
100
100
100
79
85
85
85
86
–
–
1
–
–
5
4
4
5
3
–
–
(4)
(4)
(4)
–
–
–
–
–
13
9
9
9
9
2
–
1
–
–
Full time .................................................................
Part time ................................................................
100
100
80
78
1
–
6
5
1
1
(4)
–
12
16
1
–
Union .....................................................................
Nonunion ...............................................................
100
100
83
79
1
1
3
7
–
1
–
(4)
9
12
3
(4)
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
77
75
78
82
80
79
–
–
(4)
(4)
–
–
5
5
6
6
7
8
–
(4)
(4)
1
1
2
–
–
–
(4)
(4)
–
16
18
14
11
9
9
–
–
(4)
1
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
84
81
84
–
–
–
4
6
4
(4)
–
(4)
–
–
–
10
12
9
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
78
76
83
67
83
82
(4)
1
–
–
–
–
7
5
7
4
2
–
1
(4)
–
–
–
4
(4)
–
–
–
–
–
13
18
8
27
13
4
1
1
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2009—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
84
76
74
76
73
86
83
85
79
79
80
80
79
73
74
84
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
6
11
13
15
6
–
5
5
6
9
8
11
9
6
7
–
–
2
2
–
3
–
2
–
–
1
2
2
1
–
–
–
–
(4)
4
( )
–
–
–
–
–
–
–
–
–
–
–
–
–
9
11
11
7
17
–
9
9
11
10
9
6
10
19
17
9
–
–
–
–
–
–
–
–
–
1
–
–
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
83
82
85
77
80
73
(4)
(4)
–
1
1
–
6
6
4
7
4
10
(4)
(4)
–
1
1
2
–
–
–
(4)
–
–
10
11
10
13
13
13
1
(4)
–
1
(4)
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
100
100
100
100
100
100
100
100
100
85
80
77
80
82
79
75
74
82
–
–
1
–
–
–
–
–
–
5
6
7
7
5
6
10
10
4
1
1
2
–
(4)
–
–
–
1
–
1
–
–
–
–
–
–
–
9
12
13
12
11
–
13
16
10
–
–
(4)
–
–
–
–
–
2
Average monthly employer premium6 ...................
$714.83
$715.87
$725.68
$718.15
$762.30
$771.38
$703.54
$677.60
Geographic areas
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
6 Average premium is for all workers.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 15. Medical care benefits: Employee contributions for single and family coverage, private industry workers, National
Compensation Survey, March 2009
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$28.21
$49.75
$77.88
$115.70
$165.65
$100.41
$183.62
$289.96
$450.09
$664.51
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
28.82
28.50
29.00
25.85
17.52
29.26
29.19
29.44
28.24
47.66
47.67
47.66
49.98
21.38
52.15
54.00
51.40
49.84
76.34
76.13
76.49
81.01
71.49
80.90
88.00
78.00
82.44
110.84
110.23
111.09
126.90
132.62
119.63
130.07
112.66
128.00
158.80
153.77
163.22
168.49
148.58
173.38
187.92
164.87
188.55
101.25
100.70
101.83
99.60
59.57
114.82
103.99
120.12
108.00
181.48
175.00
183.62
211.00
72.69
200.00
216.65
194.99
186.94
290.41
285.20
294.47
312.89
234.00
313.10
319.47
307.77
305.00
441.90
433.65
442.75
504.72
540.86
477.57
485.72
474.71
488.64
654.42
625.00
661.86
695.36
647.64
688.40
696.52
681.46
721.42
25.00
30.93
26.65
26.08
28.84
48.12
50.00
46.35
45.08
49.20
86.66
79.78
72.00
70.52
73.66
135.00
123.24
107.37
105.73
108.62
212.42
181.53
152.16
150.68
160.32
108.00
108.00
83.97
84.00
76.88
215.00
168.99
153.90
145.00
167.26
337.00
286.00
254.75
246.97
263.37
526.20
460.14
379.80
355.31
404.99
779.12
668.92
602.29
558.56
639.91
Full time .................................................................
Part time ................................................................
28.27
28.00
49.83
46.00
77.30
83.25
114.59
149.60
162.60
222.99
100.85
90.00
182.72
206.47
287.00
346.16
446.09
558.74
658.48
738.93
Union .....................................................................
Nonunion ...............................................................
22.32
29.59
39.00
50.00
65.34
80.00
96.63
118.97
132.02
170.08
65.00
110.00
113.00
193.58
203.79
300.38
297.29
469.45
466.15
673.20
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
26.65
28.00
26.02
46.28
53.86
44.98
73.01
92.40
69.33
106.80
149.13
101.80
153.76
221.00
144.92
94.00
140.08
85.00
159.54
240.65
145.00
254.00
407.30
231.00
389.97
588.02
327.00
588.02
801.26
507.45
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
29.00
29.04
25.29
28.60
30.00
28.71
19.92
26.87
27.06
25.66
28.01
25.00
50.00
51.00
47.66
55.90
50.61
48.00
41.99
46.84
48.29
49.00
46.84
43.25
80.00
78.00
73.00
91.00
70.52
75.26
74.88
76.00
77.17
76.99
77.00
71.17
119.31
120.03
107.17
138.00
107.00
106.00
105.10
108.00
109.34
108.95
112.38
103.84
170.91
178.44
161.13
198.00
173.33
151.46
145.54
154.99
153.40
152.04
159.20
162.27
103.00
99.67
100.00
102.46
99.00
108.00
80.41
124.99
122.00
127.65
116.00
143.00
192.50
182.72
174.62
225.14
172.08
165.35
145.54
205.50
201.48
205.75
188.72
230.17
305.45
290.15
278.34
333.64
242.65
273.38
230.92
307.82
300.00
312.33
295.00
327.44
473.19
460.08
450.45
522.21
346.64
366.17
330.48
463.11
436.00
448.96
437.46
565.62
685.21
682.53
646.00
730.88
631.98
488.64
547.86
643.57
618.00
644.00
598.00
693.75
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Employee contributions for single and family coverage, private industry workers, National
Compensation Survey, March 2009—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$32.31
32.00
23.26
29.60
32.32
33.34
29.60
20.39
22.65
37.59
$52.99
54.00
51.17
46.39
54.20
55.82
45.50
53.34
60.45
58.01
$84.91
85.08
93.95
79.28
85.98
92.00
77.90
82.86
89.70
84.40
$126.61
126.61
138.93
113.45
121.94
135.49
111.83
130.00
131.41
132.60
$177.20
174.00
222.99
166.58
190.00
210.00
163.71
168.00
168.99
192.40
$108.76
140.00
72.69
106.02
158.40
174.56
99.60
129.67
132.76
104.97
$190.65
201.42
191.72
208.03
243.06
253.77
202.07
227.07
229.62
207.00
$307.43
322.00
323.37
339.06
335.30
331.22
340.24
285.89
300.15
323.76
$488.21
523.82
478.00
498.35
486.00
478.25
498.35
448.47
448.47
491.19
$689.60
714.03
689.60
750.00
696.19
639.83
756.91
615.80
615.80
688.46
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
31.66
32.00
30.26
25.84
26.68
23.44
54.16
55.00
52.11
45.99
47.19
44.63
87.70
90.00
82.50
72.07
75.81
68.66
129.57
133.95
124.57
108.00
110.65
103.20
182.80
193.35
172.00
151.66
153.76
150.07
115.03
112.00
124.97
99.00
100.70
89.71
211.70
213.10
206.40
168.03
182.50
155.99
335.20
345.72
318.49
262.60
286.47
233.07
527.48
527.98
526.20
392.00
426.51
346.16
747.64
754.80
730.88
587.30
633.15
481.96
38.04
31.77
28.61
31.63
30.00
30.00
26.00
27.86
17.33
70.04
49.83
47.08
48.50
51.09
54.21
47.47
49.12
43.05
96.00
75.23
76.06
69.24
81.01
84.00
71.85
86.33
70.52
135.85
114.87
115.42
104.11
119.06
124.00
108.33
123.40
108.17
198.97
164.74
165.62
154.05
173.88
194.99
153.00
159.50
151.24
117.51
99.60
82.10
105.00
124.80
109.62
122.06
99.90
99.00
210.27
168.48
153.61
190.65
202.00
206.47
202.00
203.52
174.00
322.00
277.31
258.89
280.10
316.31
299.21
329.31
309.00
280.18
448.00
411.64
410.00
425.80
479.19
479.46
498.35
463.80
485.40
663.02
673.10
572.95
588.85
682.53
672.41
689.86
656.78
695.36
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2009
(All workers = 100 percent)
Medical care
Dental care
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
88
73
84
54
47
86
38
30
81
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
90
89
89
74
73
73
82
82
82
55
54
53
47
46
46
86
86
87
38
37
34
30
30
28
81
81
83
95
92
81
89
88
89
95
83
77
73
69
77
75
75
83
70
82
79
85
87
84
84
88
84
58
61
49
59
57
57
62
58
50
50
42
52
50
49
55
49
87
83
85
87
87
86
89
85
36
42
35
42
40
40
41
35
30
31
28
34
33
33
33
29
82
74
81
82
82
82
79
82
Full time .................................................................
Part time ................................................................
99
27
83
19
84
71
61
17
53
14
86
79
42
13
34
11
81
78
Union .....................................................................
Nonunion ...............................................................
95
81
80
68
84
83
70
42
61
35
87
85
51
27
43
20
85
74
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
51
68
91
95
97
97
40
56
79
79
80
80
78
81
86
84
83
83
21
34
59
58
68
70
16
28
51
51
58
60
76
83
86
88
86
86
13
22
42
39
47
50
9
17
33
33
39
44
71
74
79
83
84
88
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
88
89
88
89
86
91
94
88
73
73
72
72
74
76
76
76
83
82
82
81
86
83
81
86
54
52
51
51
49
62
62
59
47
45
43
43
43
52
51
51
86
86
86
85
88
84
84
86
38
35
34
34
33
43
40
43
30
28
27
27
28
33
30
35
81
81
82
80
87
78
75
80
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
75
69
85
89
84
91
64
59
73
74
72
75
86
86
85
83
86
82
42
35
52
56
56
56
36
31
45
48
50
48
86
88
85
86
89
85
31
24
41
39
37
39
25
19
34
31
31
31
81
80
83
81
85
79
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Medical care
Dental care
Vision care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
94
86
82
70
87
82
59
53
52
45
88
85
49
34
38
28
78
82
85
87
81
83
91
93
90
87
90
69
78
63
68
75
79
76
69
77
81
90
78
82
83
84
84
79
86
51
59
65
53
46
23
23
73
84
46
53
54
44
38
18
19
64
76
89
89
83
82
84
79
83
87
90
22
43
47
12
39
12
16
34
72
20
39
37
9
25
8
12
28
64
88
92
79
76
64
67
78
80
89
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up
rates,1 State and local government workers, National
Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Outpatient prescription drug
coverage
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
86
72
83
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
89
88
87
73
72
72
82
82
82
93
91
79
87
87
88
93
83
76
72
67
76
74
74
82
69
81
79
85
87
84
84
88
83
Full time .................................................................
Part time ................................................................
97
27
82
19
84
71
Union .....................................................................
Nonunion ...............................................................
94
81
79
67
84
83
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
50
67
90
94
95
96
39
55
78
78
79
80
78
81
86
84
83
83
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
86
88
87
88
86
90
91
87
72
72
71
71
73
74
73
75
83
82
82
81
85
83
80
86
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
74
68
84
88
83
90
63
58
71
73
71
74
85
86
84
83
86
82
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up
rates,1 State and local government workers, National
Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Outpatient prescription drug
coverage
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
93
84
82
69
87
82
82
85
79
82
90
93
88
87
89
67
77
62
66
74
78
74
68
77
81
91
78
80
82
84
84
79
86
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the
percentage of workers with access to a plan
who participate in the plan, rounded for
presentation. See Technical Note for more
details.
2 The percentile groupings are based on
the average wage for each occupation
surveyed, which may include workers both
above and below the threshold. The percentile
values are based on the estimates published
in the "National Compensation Survey:
Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2009
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
90
10
73
27
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
90
89
90
10
11
10
72
71
70
28
29
30
90
87
90
90
90
90
90
91
10
13
10
10
10
10
10
9
68
75
75
79
76
75
76
75
32
25
25
21
24
25
24
25
Full time .................................................................
Part time ................................................................
90
88
10
12
73
76
27
24
Union .....................................................................
Nonunion ...............................................................
91
89
9
11
81
66
19
34
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
89
90
90
90
90
91
11
10
10
10
10
9
61
67
76
73
76
81
39
33
24
27
24
19
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
90
90
90
90
90
87
88
90
10
10
10
10
10
13
12
10
73
70
69
68
72
76
75
79
27
30
31
32
28
24
25
21
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
91
92
91
90
90
89
9
8
9
10
10
11
72
71
74
73
74
73
28
29
26
27
26
27
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2009—Continued
(In percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
89
90
11
10
75
73
25
27
87
93
90
91
88
91
87
92
89
13
7
10
9
12
9
13
8
11
83
91
85
71
66
58
54
70
79
17
9
15
29
34
42
46
30
21
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the
average wage for each occupation surveyed, which may
include workers both above and below the threshold.
The percentile values are based on the estimates
published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2009
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$416.36
38
$441.77
62
$400.86
$77.67
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
423.65
423.37
433.77
38
39
43
447.89
451.40
454.58
62
61
57
408.74
405.70
418.24
81.70
83.64
87.51
100
100
100
100
100
100
100
100
441.39
391.26
403.68
408.88
409.23
411.46
410.03
413.37
42
27
37
35
38
37
34
44
469.08
431.87
425.05
437.31
443.56
448.83
432.37
443.83
58
73
63
65
62
63
66
56
421.04
376.35
390.95
393.26
388.57
389.47
398.27
389.25
91.33
79.31
73.81
69.37
72.47
73.12
71.16
69.07
Full time .................................................................
Part time ................................................................
100
100
415.80
429.26
38
36
440.62
470.34
62
64
400.60
406.51
76.79
97.38
Union .....................................................................
Nonunion ...............................................................
100
100
452.82
381.83
41
35
485.98
392.22
59
65
429.62
376.29
80.98
74.84
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
365.90
389.53
409.87
412.43
441.16
450.03
37
40
37
38
37
39
368.75
409.23
441.04
427.91
475.11
472.53
63
60
63
62
63
61
364.22
376.41
391.37
403.03
421.13
435.87
85.67
80.31
73.00
72.77
83.17
79.58
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
417.03
413.92
417.35
425.44
388.30
391.51
380.17
417.62
38
39
40
42
34
29
34
35
441.84
435.11
434.95
445.76
389.39
436.56
420.27
452.03
62
61
60
58
66
71
66
65
401.77
400.40
405.40
410.47
387.73
372.83
359.77
399.24
77.78
83.52
85.10
91.27
68.12
74.80
76.00
69.21
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
425.67
410.87
444.07
415.15
435.68
408.25
45
45
45
37
42
35
440.19
421.75
463.26
442.02
477.80
427.73
55
55
55
63
58
65
413.91
402.03
428.62
399.37
405.21
397.61
72.87
69.41
77.17
78.21
79.44
77.84
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2009—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$400.35
422.53
27
42
$443.65
441.31
73
58
$384.49
408.85
$69.82
81.50
100
100
100
100
100
100
100
100
100
453.76
411.94
459.18
397.53
374.06
386.66
347.19
439.86
492.74
28
52
26
47
30
46
41
37
36
483.06
408.49
534.25
424.90
391.50
381.11
364.42
473.69
576.83
72
48
74
53
70
54
59
63
64
442.53
415.66
432.99
373.12
366.47
391.45
335.01
420.28
445.35
96.99
68.08
64.64
85.63
73.28
72.18
98.42
68.58
83.02
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, State and
local government workers, National Compensation Survey, March 2009
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
100
81
(4)
12
2
(4)
4
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
80
81
82
(4)
(4)
1
12
12
11
3
2
–
(4)
–
–
4
4
5
100
100
100
100
100
100
100
100
83
77
82
83
82
83
81
84
1
–
–
–
–
–
–
–
9
15
10
9
11
12
12
10
–
–
1
1
3
2
2
–
–
–
–
–
–
–
–
–
5
5
5
5
2
3
4
5
Full time .................................................................
Part time ................................................................
100
100
81
81
(4)
–
12
10
2
3
(4)
–
4
–
Union .....................................................................
Nonunion ...............................................................
100
100
78
84
1
–
14
10
2
3
–
–
5
3
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
83
82
84
83
77
73
–
1
–
–
(4)
–
9
10
11
9
15
18
–
3
2
2
3
3
–
(4)
–
–
–
–
7
4
3
4
4
5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
81
81
82
83
77
78
82
81
(4)
(4)
(4)
1
–
–
–
–
11
12
12
8
21
17
13
10
2
2
1
2
–
–
–
3
(4)
(4)
(4)
–
–
–
–
–
4
4
4
5
–
2
–
4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
74
65
85
82
86
81
–
–
–
(4)
–
1
14
19
8
11
9
12
7
9
–
2
2
2
–
–
–
(4)
–
(4)
5
–
3
4
3
4
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, State and
local government workers, National Compensation Survey, March 2009—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
100
100
74
85
–
1
20
7
4
1
–
(4)
1
5
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
100
100
100
100
100
100
100
100
100
90
70
81
77
95
83
79
79
70
–
–
–
–
–
–
–
–
–
–
20
15
–
1
–
–
–
19
–
–
–
–
–
–
–
7
6
–
1
–
–
–
–
–
–
–
–
–
4
–
2
–
6
–
2
Average monthly employer premium6 ...................
$400.86
$394.18
$630.68
$440.47
$393.73
$387.70
$401.69
Geographic areas
1 A composite rate is a set contribution covering more than one benefit
area, for example, health care and life insurance. Cost data for individual plans
cannot be determined.
2 Based on worker attributes. For example, employee contributions may
vary based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
6 Average premium is for all workers.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2009
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$836.11
14
$1,012.97
86
$808.27
$342.50
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
826.64
820.67
802.52
13
14
16
1,004.22
1,001.52
1,003.34
87
86
84
799.21
791.37
763.02
365.40
375.88
412.85
100
100
100
100
100
100
100
100
795.44
891.86
853.29
906.78
845.06
846.27
837.67
846.92
15
8
14
14
13
13
11
18
1,042.16
1,066.95
1,037.67
1,068.24
996.03
1,011.46
1,007.91
1,060.96
85
92
86
86
87
87
89
82
750.46
876.20
822.86
880.81
821.54
821.40
815.66
801.48
433.63
290.96
315.66
268.54
309.24
308.52
307.52
329.97
Full time .................................................................
Part time ................................................................
100
100
833.13
905.61
14
15
1,016.84
931.93
86
85
804.38
900.92
342.36
346.00
Union .....................................................................
Nonunion ...............................................................
100
100
966.15
713.53
24
4
1,017.34
989.85
76
96
950.37
701.42
316.31
362.20
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
654.72
733.69
855.01
834.44
888.24
958.27
3
8
13
12
19
23
949.49
1,039.53
1,011.48
995.66
1,014.83
979.46
97
92
87
88
81
77
646.47
707.44
831.94
812.62
858.48
951.87
405.43
379.63
308.10
329.54
354.01
314.76
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
836.17
796.75
783.27
777.07
801.78
884.18
857.83
897.88
14
14
14
17
7
9
10
12
1,011.89
1,010.60
1,013.66
1,019.06
968.65
979.94
902.19
1,015.34
86
86
86
83
93
91
90
88
808.35
762.70
744.46
728.62
788.64
874.33
852.85
881.24
343.15
387.46
403.30
433.94
315.96
290.48
287.05
267.92
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
830.16
801.26
866.21
836.88
875.48
823.94
9
8
10
14
15
14
1,151.79
1,183.69
1,120.34
1,001.47
1,068.17
976.42
91
92
90
86
85
86
798.13
767.56
837.18
809.66
840.32
799.59
326.40
332.36
318.80
344.72
337.21
347.19
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2009—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$860.74
826.53
4
17
$1,104.02
1,004.02
96
83
$849.69
789.66
$278.69
371.17
100
100
100
100
100
100
100
100
100
1,114.99
997.80
1,060.64
866.60
706.50
546.05
559.69
763.76
954.12
18
48
16
11
1
1
–
6
15
1,184.91
993.42
1,142.84
1,063.94
776.43
550.75
–
719.26
969.98
82
52
84
89
99
99
–
94
85
1,099.39
1,001.81
1,045.48
841.12
705.74
546.01
–
766.39
951.27
280.07
223.07
215.08
383.34
370.90
386.34
–
364.98
314.04
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution,
State and local government workers, National Compensation Survey, March 2009
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Flexible
benefits2
Varies1
Percent of
earnings
Exists, but
unknown
100
85
8
2
(3)
5
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
84
85
86
9
9
8
2
1
1
(3)
(3)
–
4
4
5
100
100
100
100
100
100
100
100
86
82
86
86
86
86
84
85
6
11
8
8
8
8
8
7
1
–
1
–
2
2
2
–
–
–
–
–
–
–
–
–
6
5
5
5
4
4
6
6
Full time .................................................................
Part time ................................................................
100
100
85
83
8
8
2
1
(3)
–
5
–
Union .....................................................................
Nonunion ...............................................................
100
100
81
87
10
7
–
2
–
–
6
3
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
88
87
87
86
81
78
6
7
8
7
12
16
–
2
1
1
2
2
–
(3)
–
–
–
–
6
4
4
5
5
4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
85
85
85
86
84
82
87
84
8
9
8
6
15
13
9
8
2
1
1
1
–
–
–
3
(3)
(3)
(3)
(3)
–
–
–
–
5
4
5
6
2
2
3
5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
82
78
87
85
89
84
9
–
7
8
6
9
4
6
–
1
1
1
–
–
–
(3)
–
(3)
5
6
3
5
4
5
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution,
State and local government workers, National Compensation Survey, March 2009—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Flexible
benefits2
Percent of
earnings
Exists, but
unknown
100
100
79
87
15
5
3
1
–
(3)
–
6
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
100
100
100
100
100
100
100
100
100
91
73
85
81
97
89
85
74
75
–
19
11
–
1
–
–
–
14
–
–
–
–
–
–
–
5
4
–
1
–
–
–
–
–
–
–
–
7
3
5
2
–
6
–
6
Average monthly employer premium5 ...................
$808.27
$794.69
$918.91
$848.99
$955.26
$833.76
Geographic areas
1 Based on worker attributes. For example, employee contributions
may vary based on earnings, length of service, or age.
2 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
3 Less than 0.5 percent.
4 The percentile groupings are based on the average wage for
each occupation surveyed, which may include workers both above and
below the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational
Earnings in the United States, 2008." See Technical Note for more
details.
5 Average premium is for all workers.
NOTE: Because of rounding, sums of individual items may not equal
totals. Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 15. Medical care benefits: Employee contributions for single and family coverage, State and local government
workers, National Compensation Survey, March 2009
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$18.00
$35.00
$60.00
$94.99
$151.00
$79.13
$162.99
$292.90
$489.44
$661.00
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
18.00
18.00
18.00
38.66
38.40
37.39
64.21
67.31
71.83
104.14
110.10
116.15
165.74
171.46
190.26
86.03
85.21
79.09
176.57
179.49
176.57
312.85
321.42
365.19
509.92
517.00
563.00
725.70
751.59
815.04
19.00
23.77
19.96
22.73
15.75
15.94
16.88
18.18
38.66
41.18
35.49
34.71
30.00
30.00
29.00
33.09
75.15
60.56
55.68
54.16
52.27
52.00
54.07
55.56
125.00
105.09
87.45
80.79
90.00
92.15
88.57
84.12
195.00
146.55
138.16
124.00
139.20
140.00
141.42
143.10
90.94
86.66
78.83
78.00
78.00
78.00
61.10
84.58
187.13
169.26
158.59
143.08
149.90
149.90
149.32
137.86
417.00
235.78
266.99
234.00
258.80
253.48
239.00
255.80
589.19
398.60
430.00
357.00
453.31
453.31
431.80
457.30
852.00
536.54
584.48
514.52
584.26
581.00
563.00
643.68
Full time .................................................................
Part time ................................................................
18.00
24.22
34.86
41.00
60.00
59.49
94.02
114.82
149.03
184.00
80.38
63.75
166.10
132.87
294.58
255.80
489.44
474.79
661.00
696.23
Union .....................................................................
Nonunion ...............................................................
19.85
18.00
35.00
35.00
57.20
61.29
96.63
93.46
166.30
143.40
60.00
115.89
122.97
195.67
213.27
343.95
402.46
503.53
733.26
629.70
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
18.00
17.87
17.36
17.70
15.75
22.95
26.00
20.10
35.00
36.35
34.61
36.00
30.00
48.40
43.33
33.26
60.00
65.66
67.31
72.00
54.07
64.00
59.49
52.36
95.00
107.03
110.98
123.50
76.46
98.06
101.53
84.72
152.93
174.00
182.11
195.81
121.76
135.90
135.97
127.50
79.13
86.33
80.36
87.38
76.42
110.00
93.41
78.00
163.35
180.00
180.00
187.79
174.72
175.25
177.28
144.00
293.46
338.62
356.00
430.00
258.80
275.33
284.33
220.91
489.44
537.02
559.20
589.19
489.44
400.50
393.58
352.67
661.00
756.00
785.50
845.57
563.00
517.00
517.00
506.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
24.22
16.88
25.73
18.00
20.00
17.73
41.00
38.47
45.00
34.66
37.00
33.47
61.10
60.51
63.58
59.49
64.00
58.00
91.37
90.12
91.37
96.50
100.00
94.99
146.38
146.38
141.64
153.00
148.80
155.02
82.00
82.00
82.00
79.09
74.38
82.52
158.85
166.51
153.98
163.90
150.00
167.03
294.58
301.66
289.76
292.76
292.76
292.90
457.00
489.44
425.00
489.44
489.44
489.44
629.70
595.52
634.00
661.77
661.00
662.20
State government ..................................................
Local government ..................................................
23.30
17.00
44.00
32.46
55.68
60.66
86.85
103.95
123.00
168.74
89.79
78.83
164.92
162.83
228.70
311.48
363.47
515.60
517.00
736.94
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Employee contributions for single and family coverage, State and local government
workers, National Compensation Survey, March 2009—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
$27.21
21.23
20.00
17.00
21.67
18.00
25.00
10.00
15.75
$50.68
35.17
31.00
42.00
43.98
23.00
47.06
20.78
27.30
$76.46
48.80
50.54
69.65
59.45
54.07
86.00
33.47
65.81
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
$141.45
72.32
79.16
110.10
91.47
93.26
129.00
86.46
105.52
$169.24
130.57
127.86
195.00
129.29
171.11
208.03
207.14
161.24
$78.43
40.00
53.93
120.00
134.19
150.00
270.90
79.09
63.75
$161.68
95.54
78.00
192.60
180.00
216.25
343.98
150.00
114.90
$213.27
213.27
143.08
333.72
294.58
473.46
438.13
273.20
243.06
$357.00
247.62
275.72
526.15
489.44
545.35
606.16
514.52
380.69
$494.68
406.13
431.80
785.50
629.70
581.00
817.00
774.83
719.86
logic.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.