Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2009
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
48
11
47
63
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
43
36
54
11
12
10
40
32
53
61
52
76
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
49
52
63
48
43
94
73
67
75
89
55
52
50
55
37
58
44
88
59
21
21
36
11
11
11
9
–
73
44
28
34
53
13
16
5
–
6
7
–
16
–
3
3
7
48
51
62
47
42
93
73
64
73
87
55
45
49
54
36
57
42
87
59
21
21
34
63
69
83
62
76
96
90
75
83
95
68
58
64
66
58
61
62
89
61
42
41
51
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
47
45
76
83
81
93
10
9
20
30
26
54
45
44
73
80
79
90
61
60
87
95
95
96
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2009—Continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans. The total is less than the
sum of the individual items because some employers
offered both types of plans.
42
51
56
57
52
36
42
42
44
–
14
14
–
10
–
8
10
10
41
48
55
54
52
36
41
41
42
56
63
70
65
59
70
59
60
64
NOTE: Dash indicates no establishments in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2009
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
67
51
77
21
20
93
61
43
70
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
86
77
45
44
71
67
74
68
69
77
65
26
23
54
44
60
53
87
90
85
57
51
75
66
81
79
30
35
27
8
7
20
15
24
26
28
33
25
8
5
18
12
22
26
95
95
94
92
70
89
80
93
98
75
83
72
41
42
67
61
70
58
60
69
56
21
21
47
39
52
41
80
83
78
51
49
70
63
74
71
64
72
69
70
68
49
59
53
56
50
76
81
77
80
74
25
28
26
27
25
25
27
24
26
23
98
97
95
97
93
52
65
60
63
56
36
48
41
45
37
69
74
68
71
65
Full time .................................................................
Part time ................................................................
76
39
61
22
80
55
25
11
24
9
95
80
70
34
51
16
74
48
Union .....................................................................
Nonunion ...............................................................
87
65
82
48
94
74
68
16
66
15
97
91
54
62
44
43
81
69
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
35
43
69
76
84
86
15
23
50
63
75
78
43
52
73
83
89
90
5
8
16
25
39
39
3
6
15
24
38
37
67
77
91
96
96
95
33
39
64
69
77
81
13
19
43
52
62
68
40
49
67
75
81
84
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
75
62
81
62
47
68
83
76
85
31
19
35
29
18
34
96
97
96
67
51
74
51
36
56
75
71
76
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
65
73
80
69
76
95
49
53
64
44
64
93
75
72
81
63
84
98
19
22
17
16
35
85
18
19
16
12
33
83
92
86
96
74
94
98
60
64
75
60
61
91
41
44
58
37
46
73
69
68
77
61
75
80
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2009—Continued
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
84
90
94
85
65
59
73
38
71
75
88
70
39
38
45
74
73
82
86
78
42
48
62
25
56
63
78
55
18
17
31
88
87
92
92
91
64
80
85
67
79
84
88
78
46
44
68
49
43
51
57
47
12
13
10
9
21
18
18
22
3
3
9
48
41
49
55
45
12
13
10
9
20
15
15
21
2
2
9
97
96
96
97
95
98
97
100
99
94
87
84
95
89
96
92
81
81
87
91
83
60
58
73
36
64
67
87
63
37
37
40
60
62
69
69
69
35
44
60
23
45
55
75
43
16
15
24
74
76
79
76
83
58
77
83
64
71
82
86
69
43
41
62
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
53
48
66
83
79
88
36
33
46
68
61
77
69
69
69
82
77
88
10
8
15
34
24
48
9
8
13
32
22
46
91
93
86
94
92
95
49
46
61
74
72
78
32
30
40
55
51
60
65
65
66
74
71
77
63
69
70
70
68
69
62
66
63
50
58
55
55
49
49
44
50
49
80
84
78
79
72
71
71
76
77
21
27
26
22
18
–
18
17
23
20
25
24
20
16
–
17
16
22
95
95
91
94
90
–
94
95
96
58
60
62
63
65
65
60
62
56
42
47
44
46
44
43
38
44
39
73
77
71
73
67
67
64
70
70
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans. The
total is less than the sum of the individual items because some employees had access to
and participated in both types of plans.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 3. Defined benefit retirement plans: Employee contribution requirement and method
of contribution, private industry workers, National Compensation Survey, March 2009
(All workers participating in defined benefit plans = 100 percent)
Fixed percent of earnings1
Characteristics
All workers .............................................................
Employee
contribution
required
Mean fixed
percent of
earnings
Total
Employee
Median fixed contibution
percent of not required
earnings
4
2
4.8
–
96
3
2
4
3
1
4
4.6
4.6
4.5
–
5.0
–
97
98
96
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Sales and office:
Sales and related ...............................................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
5
–
2
–
3.5
–
–
99
95
4
6
5
4
6
–
–
1
–
2
–
–
3.3
–
3.4
–
–
–
–
–
96
94
95
96
94
Full time .................................................................
Part time ................................................................
4
5
2
–
4.7
–
–
–
96
95
Union .....................................................................
Nonunion ...............................................................
4
4
–
3
–
4.3
–
–
96
96
Wage percentiles:2
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
2
3
4
3
2
1
2
2
–
4.3
4.3
4.9
–
3.9
–
–
98
97
96
97
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3
4
2
1
–
1
3.0
–
3.0
3.0
–
3.0
97
96
98
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Transportation and warehousing ...................
Financial activities:
Finance and insurance ..................................
4
4
–
6
3
2
–
–
5.0
2.9
–
–
–
–
–
–
96
96
100
94
1
(3)
2.6
–
99
Establishment characteristics
See footnotes at end of table.
Table 3. Defined benefit retirement plans: Employee contribution requirement and method
of contribution, private industry workers, National Compensation Survey, March
2009—Continued
(All workers participating in defined benefit plans = 100 percent)
Fixed percent of earnings1
Characteristics
Credit intermediation and related activities
Insurance carriers and related activities ....
Education and health services:
Educational services:
Junior colleges, colleges, and universities
Leisure and hospitality:
Accomodation and food services .................
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Mean fixed
percent of
earnings
Total
Employee
Median fixed contibution
percent of not required
earnings
1
–
1
–
2.2
–
–
–
99
100
2
2
4.3
5.0
98
–
–
–
–
100
4
5
2
4
6
2
2
3
–
2
–
1
3.3
3.2
–
5.3
–
2.9
–
–
–
–
–
3.0
96
95
98
96
94
98
3
2
2
6
5
2
1
1
1
–
2
1
5.4
4.3
5.4
–
3.8
4.8
7.3
–
–
–
3.9
–
97
98
98
94
95
98
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
Pacific ....................................................................
1 The employee contributes a fixed percentage of his or her
earnings to the retirement plan.
2 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are based
on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical
Note for more details.
3 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 4. Defined benefit retirement plans: Open and
frozen plans, private industry workers, National
Compensation Survey, March 2009
(All workers participating in defined benefit plans = 100 percent)
Characteristics
All workers .............................................................
Open
plans1
Frozen
plans2
81
19
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
78
76
79
85
79
68
83
92
22
24
21
15
21
32
17
8
97
87
79
74
85
3
13
21
26
15
Full time .................................................................
Part time ................................................................
80
84
20
16
Union .....................................................................
Nonunion ...............................................................
90
76
10
24
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
58
67
81
85
81
78
42
33
19
15
19
22
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
79
100
73
21
–
27
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
81
77
77
66
90
86
19
23
23
34
10
14
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Defined benefit retirement plans: Open and
frozen plans, private industry workers, National
Compensation Survey, March 2009—Continued
(All workers participating in defined benefit plans = 100 percent)
Open
plans1
Characteristics
Frozen
plans2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Junior colleges, colleges, and universities
Health care and social assistance .................
Accommodation and food services ................
73
85
86
87
88
82
85
–
85
–
27
15
14
13
12
18
15
–
15
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
86
89
80
79
77
81
14
11
20
21
23
19
83
86
74
82
79
78
90
17
14
26
18
21
22
10
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans open to new participants.
2 Plans closed to new workers or
plans that cease accruals for some or all
plan participants.
3 The percentile groupings are
based on the average wage for each
occupation surveyed, which may include
workers both above and below the
threshold. The percentile values are
based on the estimates published in the
"National
Compensation
Survey:
Occupational Earnings in the United
States, 2008." See Technical Note for
more details.
NOTE: Because of rounding, sums of
individual items may not equal totals.
Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans,
key provisions, and related terms, see
the "Glossary of Employee Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March 2009
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
75
6
19
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
70
69
70
74
79
83
90
78
85
12
9
–
–
–
4
2
5
3
18
23
–
–
–
13
8
17
12
90
84
70
68
74
–
4
–
–
–
–
12
–
–
–
Full time .................................................................
Part time ................................................................
74
86
7
–
19
–
Union .....................................................................
Nonunion ...............................................................
84
72
–
7
–
21
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
75
84
71
72
74
72
–
–
4
5
10
13
–
–
25
23
16
15
Goods-producing industries ...................................
Manufacturing ....................................................
68
68
8
8
24
24
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
77
90
84
93
85
89
6
–
–
–
–
–
17
–
–
7
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March
2009—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
78
61
58
64
71
54
–
89
91
91
88
–
7
7
–
–
–
69
–
–
–
–
21
32
34
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
72
77
67
75
82
70
4
3
–
7
–
10
24
20
–
18
–
20
69
69
70
66
82
73
84
85
78
–
–
–
–
–
–
4
–
–
–
30
–
–
–
–
13
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
3 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March 2009
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
6
61
33
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Sales and office:
Office and administrative support ......................
Natural resources, construction, and
maintenance:
Installation, maintenance, and repair .................
10
10
11
50
53
47
40
37
42
7
54
40
1
80
19
Full time .................................................................
Part time ................................................................
6
–
62
58
32
42
Nonunion ...............................................................
7
59
34
Wage percentiles:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
5
9
13
57
67
58
47
–
28
33
40
Service-providing industries ..................................
Wholesale trade .............................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Education and health services ...........................
Health care and social assistance .................
Other services ...................................................
7
26
26
–
–
5
–
–
3
–
–
57
49
17
70
55
60
53
63
47
–
94
36
25
56
–
–
35
–
36
49
54
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more:
100 to 499 workers ............................................
2
–
–
63
56
69
35
–
31
7
60
33
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March
2009—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
2 to 5 years
Greater than
5 years
Geographic areas
New England .........................................................
South Atlantic ........................................................
East South Central ................................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
–
–
–
–
–
56
69
54
–
57
–
–
–
72
–
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers,
National Compensation Survey, March 2009
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives for employees in frozen plans2
Characteristics
All workers .............................................................
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
6
94
11
28
56
1
5
7
3
95
93
97
11
11
12
25
33
20
59
49
66
3
4
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service:
Protective service ...............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Production, transportation, and material moving ...
Transportation and material moving ..................
–
7
9
5
100
93
91
95
–
4
5
24
–
36
29
13
65
54
57
62
–
1
–
–
12
8
4
88
92
96
42
21
–
–
23
27
40
51
57
–
–
–
Full time .................................................................
Part time ................................................................
6
2
94
98
12
4
28
–
55
70
1
–
Union .....................................................................
Nonunion ...............................................................
3
7
97
93
30
7
8
32
62
54
–
2
Wage percentiles:3
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
10
9
4
4
90
91
96
96
5
9
18
13
29
29
23
27
57
54
56
57
–
–
2
–
Goods-producing industries ...................................
Manufacturing ....................................................
7
7
93
93
21
21
24
24
51
51
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
6
2
–
–
26
94
98
100
100
74
7
11
1
–
43
29
42
51
–
–
58
46
47
84
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers,
National Compensation Survey, March 2009—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives for employees in frozen plans2
Characteristics
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
Financial activities .............................................
Finance and insurance ..................................
Education and health services ...........................
23
17
5
77
83
95
10
10
–
41
44
7
27
29
86
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
4
–
7
8
6
98
96
100
93
92
94
5
–
–
13
8
16
38
35
41
26
26
25
54
55
52
56
57
56
2
–
–
–
–
–
11
4
11
–
89
96
89
100
10
17
–
–
37
25
21
–
40
57
60
74
–
–
–
–
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
Mountain ................................................................
1 Plans closed to new workers or plans that cease accruals for some
or all plan participants.
2 The sum of the individual components may be greater than the total
because some employers offer more than one alternative.
3 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below
the threshold. The percentile values are based on the estimates published
in the "National Compensation Survey: Occupational Earnings in the
United States, 2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2009
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
66
34
80
20
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
68
72
66
67
70
62
56
66
69
32
28
34
33
30
38
44
34
31
83
86
82
86
79
74
62
80
82
17
14
18
14
21
26
38
20
18
57
78
66
68
63
43
22
34
32
37
74
88
80
82
76
26
12
20
18
24
Full time .................................................................
Part time ................................................................
66
61
34
39
80
78
20
22
Union .....................................................................
Nonunion ...............................................................
60
66
40
34
79
80
21
20
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
73
62
61
68
69
68
27
38
39
32
31
32
88
76
75
82
83
83
12
24
25
18
17
17
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
68
55
71
32
45
29
81
72
84
19
28
16
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
65
58
71
50
58
90
35
42
29
50
42
10
80
68
84
57
71
97
20
32
16
43
29
3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2009—Continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
74
74
75
77
78
67
63
71
60
57
59
61
–
–
61
17
26
26
25
23
22
33
37
29
40
43
41
39
–
–
39
90
85
85
86
87
83
85
83
84
82
81
84
82
92
96
87
10
15
15
14
13
17
15
17
16
18
19
16
18
8
4
13
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
65
65
65
66
62
71
35
35
35
34
38
29
81
81
81
79
75
83
19
19
19
21
25
17
70
62
60
64
64
75
66
67
75
30
38
40
36
36
25
34
33
25
81
83
76
81
78
83
77
79
84
19
17
24
19
22
17
23
21
16
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average
wage for each occupation surveyed, which may include
workers both above and below the threshold. The
percentile values are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2008." See Technical Note
for more details.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2009
(All workers = 100 percent)
Medical care
Dental care
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
71
52
74
46
36
78
27
21
76
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
86
94
82
46
56
72
63
78
77
67
76
63
29
36
51
41
57
61
78
81
77
63
65
70
65
73
80
61
68
57
28
22
47
41
51
44
50
57
46
20
16
35
27
40
38
82
84
81
71
71
74
66
78
85
36
36
35
18
16
24
20
26
31
28
30
27
12
9
18
14
20
25
78
81
76
67
57
74
70
76
83
70
84
77
82
72
57
66
58
66
51
81
79
76
81
71
38
51
49
53
45
33
43
39
44
33
87
84
79
83
74
26
36
30
31
29
22
29
24
25
22
86
80
78
81
75
Full time .................................................................
Part time ................................................................
86
24
65
13
75
56
56
16
45
10
79
63
33
10
25
6
77
65
Union .....................................................................
Nonunion ...............................................................
90
69
76
49
85
72
69
44
61
33
88
76
54
24
46
18
84
74
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
25
38
77
86
89
90
13
22
54
67
72
73
50
57
71
78
81
80
13
22
49
54
66
69
8
14
36
44
55
58
62
63
74
81
84
85
–
12
26
32
41
41
–
8
19
26
33
33
–
63
73
80
80
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
85
71
91
70
56
75
82
79
83
55
35
64
47
29
54
85
83
85
33
23
37
27
20
31
84
86
83
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
68
73
87
64
82
95
48
50
69
39
60
83
71
69
79
62
73
87
44
46
52
40
58
66
34
32
43
25
43
60
76
71
83
62
75
90
26
25
33
19
36
40
19
18
27
13
25
35
74
73
82
68
69
87
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Medical care
Dental care
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
87
87
91
93
88
73
68
84
45
75
78
90
74
37
36
52
70
66
70
71
68
55
50
64
32
53
58
71
53
24
22
37
80
76
77
76
77
76
74
76
71
71
75
79
71
63
61
72
70
66
72
77
65
43
42
51
24
48
49
66
47
27
26
27
60
54
59
60
57
35
34
42
18
36
38
52
36
18
17
22
86
82
82
78
87
81
81
83
74
76
76
78
76
68
66
82
58
28
29
28
32
27
27
33
18
26
28
36
26
–
–
19
47
22
22
21
26
23
20
25
12
19
19
25
19
–
–
14
81
79
78
75
81
83
74
76
69
72
69
69
73
–
–
73
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
59
55
71
84
81
88
42
39
51
63
59
69
72
71
72
75
73
78
30
27
40
64
58
73
23
21
31
51
43
60
77
76
78
79
75
82
18
15
26
37
31
46
13
11
19
29
24
35
73
74
72
78
78
77
70
72
72
68
72
74
66
69
72
50
55
53
52
51
56
47
48
56
71
76
73
75
71
75
71
70
78
51
49
45
44
44
51
39
42
54
40
38
35
36
33
39
29
33
44
79
79
78
81
74
77
74
79
81
22
32
23
20
26
–
19
25
37
16
26
17
16
18
–
14
20
29
74
79
74
81
69
–
75
78
78
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up
rates,1 private industry workers, National Compensation Survey,
March 2009—Continued
(All workers = 100 percent)
Outpatient prescription drug
coverage
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
69
51
73
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
84
92
80
44
53
70
61
76
73
65
74
61
28
34
49
39
55
58
78
81
76
63
64
70
65
73
80
67
81
74
79
70
54
63
56
63
49
81
79
76
80
70
Full time .................................................................
Part time ................................................................
83
23
62
13
75
57
Union .....................................................................
Nonunion ...............................................................
88
67
74
48
84
72
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
24
37
75
83
87
89
12
21
52
65
70
71
50
57
70
78
81
80
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
67
88
67
52
73
81
78
82
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
66
71
85
62
82
92
47
49
67
38
59
80
71
69
78
62
72
88
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up
rates,1 private industry workers, National Compensation Survey,
March 2009—Continued
(All workers = 100 percent)
Outpatient prescription drug
coverage
Characteristics
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
84
85
88
92
85
72
65
81
43
73
76
89
73
36
35
48
67
65
67
69
65
55
48
61
30
52
56
70
52
23
22
35
80
76
76
76
77
76
73
76
70
71
74
78
71
63
61
72
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
57
53
68
82
79
86
41
38
49
61
57
67
71
71
72
75
72
78
69
69
71
67
70
71
63
68
69
48
53
52
51
50
53
45
47
53
71
76
73
75
71
74
71
70
78
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the
percentage of workers with access to a plan
who participate in the plan, rounded for
presentation. See Technical Note for more
details.
NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2009
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
20
70
30
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
81
81
78
71
79
76
81
82
19
19
19
22
29
21
24
19
18
71
71
71
66
66
67
64
69
71
29
29
29
34
34
33
36
31
29
85
80
82
82
82
15
20
18
18
18
72
71
74
75
73
28
29
26
25
27
Full time .................................................................
Part time ................................................................
81
78
19
22
70
67
30
33
Union .....................................................................
Nonunion ...............................................................
90
79
10
21
86
67
14
33
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
75
76
79
81
83
82
25
24
21
19
17
18
63
63
67
70
74
74
37
37
33
30
26
26
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
84
82
18
16
18
75
69
76
25
31
24
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
80
78
81
75
81
84
20
22
19
25
19
16
68
68
70
64
73
79
32
32
30
36
27
21
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2009—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
82
81
80
82
84
79
80
75
82
82
80
82
76
75
83
17
18
19
20
18
16
21
20
25
18
18
20
18
24
25
17
77
70
71
68
72
67
68
66
66
68
68
69
68
65
64
67
23
30
29
32
28
33
32
34
34
32
32
31
32
35
36
33
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
80
81
79
81
80
81
20
19
21
19
20
19
66
66
66
73
70
76
34
34
34
27
30
24
78
82
79
80
79
78
82
79
84
22
18
21
20
21
22
18
21
16
71
74
73
71
66
66
66
67
71
29
26
27
29
34
34
34
33
29
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the
average wage for each occupation surveyed, which may
include workers both above and below the threshold.
The percentile values are based on the estimates
published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2009
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$317.63
22
$412.45
78
$291.20
$92.43
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
327.63
327.03
327.98
307.90
215.48
299.98
268.85
315.20
348.35
20
19
20
18
7
18
15
20
36
397.40
435.26
376.26
445.02
373.94
374.99
343.32
387.15
463.85
80
81
80
82
93
82
85
80
64
310.55
300.89
316.06
276.78
203.15
283.24
255.28
297.63
282.40
90.42
87.12
92.29
96.88
92.66
95.55
102.00
92.23
98.20
100
100
100
100
100
391.08
308.35
315.37
315.74
314.88
46
27
24
22
27
506.69
395.53
412.97
401.85
424.81
54
73
76
78
73
291.79
275.91
284.68
292.04
274.11
103.95
94.22
85.24
84.55
86.23
Full time .................................................................
Part time ................................................................
100
100
317.60
318.12
22
22
410.89
435.72
78
78
291.65
284.30
91.42
108.02
Union .....................................................................
Nonunion ...............................................................
100
100
430.02
297.59
49
17
508.18
362.78
51
83
354.26
284.33
79.29
93.86
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
259.48
275.43
297.32
320.72
345.90
341.08
15
16
18
24
26
22
329.92
344.17
373.46
416.65
444.97
438.24
85
84
82
76
74
78
246.89
262.56
281.15
290.85
311.81
313.97
94.25
99.92
94.51
91.31
88.61
87.61
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
330.93
386.13
313.06
26
47
20
438.93
509.24
387.79
74
53
80
292.64
276.63
294.71
87.06
111.12
81.80
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
313.28
288.70
298.57
268.22
312.41
333.48
20
19
22
17
21
16
401.32
374.73
352.01
370.77
416.34
372.93
80
81
78
83
79
84
290.76
268.12
283.55
246.97
284.17
325.94
94.06
94.65
89.69
103.40
83.25
81.23
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2009—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$326.75
310.84
307.06
300.93
316.51
328.05
316.84
307.25
311.49
348.41
360.29
358.46
346.33
272.39
273.18
337.38
25
21
17
16
18
35
22
24
21
18
17
12
18
18
17
39
$428.84
404.07
388.09
389.27
395.41
440.40
429.09
371.16
481.77
404.22
458.65
426.52
395.17
391.21
406.91
400.58
75
79
83
84
82
65
78
76
79
82
83
88
82
82
83
61
$293.53
286.67
289.93
284.20
299.00
267.88
284.48
286.94
267.57
336.50
340.33
349.42
335.82
246.75
245.78
297.36
$85.50
86.73
87.45
88.36
86.78
82.54
98.01
97.13
105.34
94.21
98.84
103.22
93.40
95.48
95.95
101.93
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
311.43
312.30
309.46
322.24
320.50
324.18
30
32
25
16
15
16
402.23
393.36
428.23
427.06
435.63
417.83
70
68
75
84
85
84
272.46
273.76
269.78
302.78
299.45
306.48
101.97
104.37
97.04
86.53
88.44
84.42
100
100
100
100
100
100
100
100
100
322.38
339.97
318.12
325.71
294.22
283.47
316.22
312.87
331.01
18
24
20
20
16
18
21
22
32
458.10
419.75
437.52
434.23
358.34
345.82
386.03
442.77
421.00
82
76
80
80
84
82
79
78
68
293.30
314.09
288.59
298.21
282.10
269.70
297.83
277.04
288.93
108.53
91.48
92.67
87.64
94.21
98.76
87.99
97.98
84.85
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2009
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
78
1
7
1
(4)
12
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
78
76
79
75
67
74
68
76
82
2
2
2
–
–
(4)
–
(4)
1
9
11
8
7
3
8
7
9
5
2
2
2
1
–
1
–
1
–
(4)
(4)
–
–
–
–
–
–
–
9
9
10
15
27
16
24
12
11
1
1
1
–
–
(4)
(4)
1
2
100
100
100
100
100
79
84
83
83
83
–
–
1
1
–
5
5
5
5
4
–
–
(4)
(4)
1
–
–
–
–
–
13
10
10
10
10
3
–
1
–
2
Full time .................................................................
Part time ................................................................
100
100
78
75
1
–
7
8
1
1
(4)
–
12
15
1
–
Union .....................................................................
Nonunion ...............................................................
100
100
79
77
2
1
4
8
–
1
(4)
(4)
11
12
3
(4)
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
70
73
77
80
77
76
–
1
1
1
2
2
9
6
7
6
9
9
–
(4)
1
1
2
2
–
–
–
(4)
(4)
(4)
–
19
14
11
10
10
–
–
1
1
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
83
80
84
–
–
–
5
6
4
(4)
–
(4)
–
–
–
10
11
10
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
76
74
82
65
81
81
1
1
–
–
–
–
8
6
9
6
–
–
1
(4)
–
–
–
4
(4)
–
–
–
–
–
13
18
7
28
14
4
1
1
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2009—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
86
72
70
74
68
83
79
82
74
78
81
78
78
69
69
83
–
–
1
–
1
–
–
–
–
–
–
–
–
–
–
–
6
13
15
16
8
–
7
7
–
10
10
12
10
6
8
–
–
2
2
–
3
–
2
–
–
2
2
2
1
–
–
–
–
(4)
4
( )
–
–
–
–
–
–
–
–
–
–
–
–
–
7
11
11
8
17
–
9
9
–
9
7
7
9
–
–
–
–
1
1
–
–
–
–
–
–
1
–
–
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
82
80
84
75
80
70
(4)
1
–
1
1
2
7
8
5
7
5
10
(4)
(4)
–
1
1
2
–
–
–
(4)
–
–
10
9
10
14
14
15
1
1
–
1
(4)
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
100
100
100
100
100
100
100
100
100
84
79
76
79
80
73
72
73
79
–
–
1
–
–
–
–
1
–
6
6
7
8
7
7
12
10
6
1
1
2
–
–
–
–
–
2
–
1
–
–
–
–
–
–
–
9
12
14
11
11
–
14
15
9
–
–
–
–
1
–
–
1
2
Average monthly employer premium6 ...................
$291.20
$288.98
$299.63
$301.59
$307.00
$271.70
$291.73
$384.43
Geographic areas
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
6 Average premium is for all workers.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2009
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$737.68
12
$911.60
88
$714.83
$349.36
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
795.57
800.08
793.03
658.57
568.59
704.00
631.16
739.78
714.98
9
9
9
10
3
8
7
8
24
949.62
1,003.40
919.99
820.70
721.99
890.18
730.74
955.93
919.21
91
91
91
90
97
92
93
92
76
780.58
780.61
780.57
640.01
563.56
688.85
624.05
721.13
650.44
346.44
329.63
355.93
380.16
317.90
366.58
372.96
363.41
359.12
100
100
100
100
100
678.81
747.37
754.39
779.33
720.65
32
17
16
15
17
852.68
1,034.31
921.34
943.39
896.31
68
83
84
85
83
596.19
689.96
723.24
751.41
683.82
385.11
340.19
301.94
293.99
313.06
Full time .................................................................
Part time ................................................................
100
100
739.60
707.05
12
12
919.91
789.25
88
88
716.04
695.31
345.79
406.86
Union .....................................................................
Nonunion ...............................................................
100
100
879.80
713.12
42
6
917.26
905.31
58
94
853.22
699.87
262.30
358.77
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
560.91
624.20
686.47
735.17
819.79
826.16
9
8
8
12
16
13
434.47
720.45
823.75
898.67
985.18
937.06
91
92
92
88
84
87
572.78
616.36
674.94
713.36
788.47
809.95
366.64
382.35
364.75
345.20
327.24
321.30
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
769.09
633.51
808.64
18
33
14
899.97
806.11
979.64
82
67
86
740.70
549.85
781.02
304.04
427.29
276.42
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
727.42
687.75
717.00
606.21
783.65
905.25
10
10
10
9
14
10
918.67
849.95
899.52
635.44
1,102.38
1,000.67
90
90
90
91
86
90
707.15
668.94
696.65
603.27
732.43
894.30
362.81
348.90
337.52
384.20
295.70
282.61
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2009—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$835.87
736.82
749.43
711.99
788.75
679.26
742.28
727.49
669.65
778.97
773.40
809.68
779.98
589.47
578.29
737.73
17
9
8
5
8
17
10
8
11
6
6
2
7
9
8
17
$1,217.69
938.26
933.62
1,021.05
922.42
947.66
960.99
888.12
1,075.33
861.00
940.24
1,012.98
848.72
662.95
615.19
1,175.13
83
91
92
95
92
83
90
92
89
94
94
98
93
91
92
83
$756.72
716.01
734.19
697.17
776.43
623.38
719.17
712.62
619.10
773.40
763.57
804.77
775.20
581.87
575.06
650.44
$293.09
350.80
339.51
351.38
328.83
408.32
360.16
388.79
338.87
400.09
400.76
378.14
399.97
354.32
355.83
378.14
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
666.58
663.20
674.10
789.77
764.65
817.54
15
15
14
9
8
11
916.08
924.32
896.75
906.55
857.40
946.08
85
85
86
91
92
89
624.06
617.82
637.80
777.58
756.56
801.60
398.41
400.40
394.04
315.45
340.04
287.35
100
100
100
100
100
100
100
100
100
776.62
811.12
768.24
738.25
697.59
655.09
705.90
686.62
733.56
10
16
14
12
5
8
6
11
17
967.62
891.14
926.76
851.82
1,042.75
795.03
946.26
850.74
910.97
90
84
86
88
95
92
94
89
83
755.07
796.08
742.68
722.16
678.04
642.50
689.87
666.23
697.69
364.44
339.28
313.60
325.27
361.29
359.57
378.07
383.14
354.06
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2009
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
79
1
6
1
(4)
12
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
80
79
80
77
68
75
70
78
83
–
–
–
–
–
(4)
–
(4)
–
8
9
7
6
3
7
5
8
5
1
1
1
1
–
1
(4)
1
–
(4)
(4)
–
–
–
–
–
–
–
9
9
10
14
26
16
23
12
11
1
–
1
–
–
(4)
–
(4)
2
100
100
100
100
100
79
85
85
85
86
–
–
1
–
–
5
4
4
5
3
–
–
(4)
(4)
(4)
–
–
–
–
–
13
9
9
9
9
2
–
1
–
–
Full time .................................................................
Part time ................................................................
100
100
80
78
1
–
6
5
1
1
(4)
–
12
16
1
–
Union .....................................................................
Nonunion ...............................................................
100
100
83
79
1
1
3
7
–
1
–
(4)
9
12
3
(4)
Wage percentiles:5
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
100
100
100
100
100
100
77
75
78
82
80
79
–
–
(4)
(4)
–
–
5
5
6
6
7
8
–
(4)
(4)
1
1
2
–
–
–
(4)
(4)
–
16
18
14
11
9
9
–
–
(4)
1
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
84
81
84
–
–
–
4
6
4
(4)
–
(4)
–
–
–
10
12
9
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
78
76
83
67
83
82
(4)
1
–
–
–
–
7
5
7
4
2
–
1
(4)
–
–
–
4
(4)
–
–
–
–
–
13
18
8
27
13
4
1
1
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2009—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
84
76
74
76
73
86
83
85
79
79
80
80
79
73
74
84
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
6
11
13
15
6
–
5
5
6
9
8
11
9
6
7
–
–
2
2
–
3
–
2
–
–
1
2
2
1
–
–
–
–
(4)
4
( )
–
–
–
–
–
–
–
–
–
–
–
–
–
9
11
11
7
17
–
9
9
11
10
9
6
10
19
17
9
–
–
–
–
–
–
–
–
–
1
–
–
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
83
82
85
77
80
73
(4)
(4)
–
1
1
–
6
6
4
7
4
10
(4)
(4)
–
1
1
2
–
–
–
(4)
–
–
10
11
10
13
13
13
1
(4)
–
1
(4)
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
100
100
100
100
100
100
100
100
100
85
80
77
80
82
79
75
74
82
–
–
1
–
–
–
–
–
–
5
6
7
7
5
6
10
10
4
1
1
2
–
(4)
–
–
–
1
–
1
–
–
–
–
–
–
–
9
12
13
12
11
–
13
16
10
–
–
(4)
–
–
–
–
–
2
Average monthly employer premium6 ...................
$714.83
$715.87
$725.68
$718.15
$762.30
$771.38
$703.54
$677.60
Geographic areas
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
6 Average premium is for all workers.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 15. Medical care benefits: Employee contributions for single and family coverage, private industry workers, National
Compensation Survey, March 2009
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$28.21
$49.75
$77.88
$115.70
$165.65
$100.41
$183.62
$289.96
$450.09
$664.51
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
28.82
28.50
29.00
25.85
17.52
29.26
29.19
29.44
28.24
47.66
47.67
47.66
49.98
21.38
52.15
54.00
51.40
49.84
76.34
76.13
76.49
81.01
71.49
80.90
88.00
78.00
82.44
110.84
110.23
111.09
126.90
132.62
119.63
130.07
112.66
128.00
158.80
153.77
163.22
168.49
148.58
173.38
187.92
164.87
188.55
101.25
100.70
101.83
99.60
59.57
114.82
103.99
120.12
108.00
181.48
175.00
183.62
211.00
72.69
200.00
216.65
194.99
186.94
290.41
285.20
294.47
312.89
234.00
313.10
319.47
307.77
305.00
441.90
433.65
442.75
504.72
540.86
477.57
485.72
474.71
488.64
654.42
625.00
661.86
695.36
647.64
688.40
696.52
681.46
721.42
25.00
30.93
26.65
26.08
28.84
48.12
50.00
46.35
45.08
49.20
86.66
79.78
72.00
70.52
73.66
135.00
123.24
107.37
105.73
108.62
212.42
181.53
152.16
150.68
160.32
108.00
108.00
83.97
84.00
76.88
215.00
168.99
153.90
145.00
167.26
337.00
286.00
254.75
246.97
263.37
526.20
460.14
379.80
355.31
404.99
779.12
668.92
602.29
558.56
639.91
Full time .................................................................
Part time ................................................................
28.27
28.00
49.83
46.00
77.30
83.25
114.59
149.60
162.60
222.99
100.85
90.00
182.72
206.47
287.00
346.16
446.09
558.74
658.48
738.93
Union .....................................................................
Nonunion ...............................................................
22.32
29.59
39.00
50.00
65.34
80.00
96.63
118.97
132.02
170.08
65.00
110.00
113.00
193.58
203.79
300.38
297.29
469.45
466.15
673.20
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
26.65
28.00
26.02
46.28
53.86
44.98
73.01
92.40
69.33
106.80
149.13
101.80
153.76
221.00
144.92
94.00
140.08
85.00
159.54
240.65
145.00
254.00
407.30
231.00
389.97
588.02
327.00
588.02
801.26
507.45
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
29.00
29.04
25.29
28.60
30.00
28.71
19.92
26.87
27.06
25.66
28.01
25.00
50.00
51.00
47.66
55.90
50.61
48.00
41.99
46.84
48.29
49.00
46.84
43.25
80.00
78.00
73.00
91.00
70.52
75.26
74.88
76.00
77.17
76.99
77.00
71.17
119.31
120.03
107.17
138.00
107.00
106.00
105.10
108.00
109.34
108.95
112.38
103.84
170.91
178.44
161.13
198.00
173.33
151.46
145.54
154.99
153.40
152.04
159.20
162.27
103.00
99.67
100.00
102.46
99.00
108.00
80.41
124.99
122.00
127.65
116.00
143.00
192.50
182.72
174.62
225.14
172.08
165.35
145.54
205.50
201.48
205.75
188.72
230.17
305.45
290.15
278.34
333.64
242.65
273.38
230.92
307.82
300.00
312.33
295.00
327.44
473.19
460.08
450.45
522.21
346.64
366.17
330.48
463.11
436.00
448.96
437.46
565.62
685.21
682.53
646.00
730.88
631.98
488.64
547.86
643.57
618.00
644.00
598.00
693.75
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Employee contributions for single and family coverage, private industry workers, National
Compensation Survey, March 2009—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$32.31
32.00
23.26
29.60
32.32
33.34
29.60
20.39
22.65
37.59
$52.99
54.00
51.17
46.39
54.20
55.82
45.50
53.34
60.45
58.01
$84.91
85.08
93.95
79.28
85.98
92.00
77.90
82.86
89.70
84.40
$126.61
126.61
138.93
113.45
121.94
135.49
111.83
130.00
131.41
132.60
$177.20
174.00
222.99
166.58
190.00
210.00
163.71
168.00
168.99
192.40
$108.76
140.00
72.69
106.02
158.40
174.56
99.60
129.67
132.76
104.97
$190.65
201.42
191.72
208.03
243.06
253.77
202.07
227.07
229.62
207.00
$307.43
322.00
323.37
339.06
335.30
331.22
340.24
285.89
300.15
323.76
$488.21
523.82
478.00
498.35
486.00
478.25
498.35
448.47
448.47
491.19
$689.60
714.03
689.60
750.00
696.19
639.83
756.91
615.80
615.80
688.46
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
31.66
32.00
30.26
25.84
26.68
23.44
54.16
55.00
52.11
45.99
47.19
44.63
87.70
90.00
82.50
72.07
75.81
68.66
129.57
133.95
124.57
108.00
110.65
103.20
182.80
193.35
172.00
151.66
153.76
150.07
115.03
112.00
124.97
99.00
100.70
89.71
211.70
213.10
206.40
168.03
182.50
155.99
335.20
345.72
318.49
262.60
286.47
233.07
527.48
527.98
526.20
392.00
426.51
346.16
747.64
754.80
730.88
587.30
633.15
481.96
38.04
31.77
28.61
31.63
30.00
30.00
26.00
27.86
17.33
70.04
49.83
47.08
48.50
51.09
54.21
47.47
49.12
43.05
96.00
75.23
76.06
69.24
81.01
84.00
71.85
86.33
70.52
135.85
114.87
115.42
104.11
119.06
124.00
108.33
123.40
108.17
198.97
164.74
165.62
154.05
173.88
194.99
153.00
159.50
151.24
117.51
99.60
82.10
105.00
124.80
109.62
122.06
99.90
99.00
210.27
168.48
153.61
190.65
202.00
206.47
202.00
203.52
174.00
322.00
277.31
258.89
280.10
316.31
299.21
329.31
309.00
280.18
448.00
411.64
410.00
425.80
479.19
479.46
498.35
463.80
485.40
663.02
673.10
572.95
588.85
682.53
672.41
689.86
656.78
695.36
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2009
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disabilty
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
59
57
96
39
38
97
33
31
95
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
77
85
73
36
54
59
48
66
57
75
84
71
33
51
56
44
64
54
98
99
98
92
94
95
92
97
95
52
60
48
23
31
37
30
42
37
51
59
47
21
30
36
29
41
36
98
98
98
93
95
97
96
98
97
58
64
55
13
15
32
19
41
23
55
62
52
12
14
31
18
40
22
96
96
96
93
95
96
93
97
96
47
67
66
72
60
44
65
63
70
57
94
97
96
97
95
29
46
48
56
40
28
45
47
55
39
97
97
98
98
97
13
34
28
31
24
13
33
27
30
23
97
96
96
96
95
Full time .................................................................
Part time ................................................................
73
15
70
14
96
89
47
14
46
14
97
96
41
6
39
6
96
92
Union .....................................................................
Nonunion ...............................................................
79
57
77
54
98
96
62
37
61
36
98
97
35
32
34
31
96
95
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
17
28
64
71
79
82
15
25
61
69
78
81
87
89
95
97
99
99
15
18
38
47
59
61
13
17
37
46
58
60
88
92
97
98
98
98
–
9
28
40
58
64
–
8
27
39
56
61
–
92
95
96
96
96
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
71
44
82
69
41
80
97
93
98
52
25
64
51
24
63
98
97
98
33
12
41
32
11
40
96
92
97
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
56
58
71
48
75
92
54
55
69
43
74
91
96
94
97
91
98
99
37
35
48
28
41
50
35
34
46
27
40
50
97
96
97
95
99
100
33
23
39
12
34
87
31
22
37
11
33
85
95
94
95
89
97
98
Establishment characteristics
See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2009—Continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
Participation
Short-term disabilty
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
81
79
86
90
80
53
57
71
36
64
68
86
63
28
27
37
81
77
85
89
79
49
56
71
33
62
67
85
61
25
24
35
99
98
99
99
99
93
97
99
93
96
99
99
96
91
90
93
71
63
69
69
67
39
41
52
25
32
36
44
32
21
21
25
69
61
68
68
67
38
40
49
25
32
36
43
31
19
19
24
98
98
98
98
99
97
97
96
97
98
98
97
98
90
90
96
62
65
74
77
73
32
40
58
15
39
59
79
35
–
–
25
61
61
70
73
68
31
38
56
15
37
56
76
34
–
–
24
98
95
95
96
93
95
97
97
97
95
96
96
95
–
–
95
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
43
39
56
77
71
85
41
36
53
75
68
84
95
94
96
97
95
98
27
24
36
53
47
62
26
23
35
52
45
60
97
96
97
97
97
98
20
18
27
46
36
60
20
17
26
44
34
57
95
95
96
96
96
96
58
56
64
60
62
64
58
57
53
56
55
62
58
60
61
53
53
51
97
98
97
97
96
96
91
94
96
41
73
42
32
34
39
29
27
28
40
73
41
31
33
36
27
26
27
97
100
96
98
95
93
95
97
97
36
32
36
31
34
36
33
29
29
34
31
34
29
32
35
32
27
28
95
97
95
95
95
97
96
95
95
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 17. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2009
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution not
required
Employee
contribution
required
95
5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
97
97
97
93
95
93
96
91
3
3
3
7
5
7
4
9
87
94
95
94
96
13
6
5
6
4
Full time .................................................................
Part time ................................................................
95
97
5
3
Union .....................................................................
Nonunion ...............................................................
96
95
4
5
Wage percentiles:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
92
94
95
97
97
8
6
5
3
3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
93
88
95
7
12
5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
95
94
94
93
98
95
5
6
6
7
2
5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2009—Continued
(All workers with basic life insurance coverage = 100 percent)
Employee
contribution not
required
Characteristics
Employee
contribution
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
97
96
97
97
96
96
98
93
97
96
98
98
95
3
4
3
3
4
4
2
7
3
4
2
2
5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
94
94
95
95
94
96
6
6
5
5
6
4
95
98
95
96
95
88
93
94
95
5
2
5
4
5
12
7
6
5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and
below the threshold. The percentile values are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major
plans, key provisions, and related terms, see
the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 18. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2009
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
earnings
Variable
multiple of
earnings
Flat dollar
amount
Variable
dollar
amount
Other
58
2
36
3
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
71
73
69
49
32
65
62
66
35
4
4
4
1
–
2
1
2
1
23
21
24
45
67
31
36
29
59
1
1
1
4
–
1
1
2
4
1
1
1
(1)
–
1
1
1
–
16
50
44
42
46
1
1
1
1
–
78
45
49
50
47
4
4
5
5
4
–
1
1
1
–
Full time .................................................................
Part time ................................................................
58
50
2
1
36
46
3
2
1
2
Union .....................................................................
Nonunion ...............................................................
39
61
1
2
51
34
7
2
1
1
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
46
47
55
55
67
70
–
1
2
2
4
5
45
48
41
40
25
22
7
4
2
2
2
1
–
–
1
1
2
2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
43
14
49
2
–
2
50
83
43
4
2
5
1
–
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
62
55
50
53
60
82
2
2
3
1
–
2
32
40
43
44
33
14
2
2
4
1
–
–
1
1
–
1
3
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2009—Continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
earnings
Variable
multiple of
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
85
80
83
87
80
59
64
67
49
61
59
64
62
53
53
46
3
3
3
4
3
–
2
1
–
3
6
–
3
–
–
–
11
15
11
8
15
38
31
30
47
32
30
23
33
40
39
54
–
1
1
–
1
–
–
–
–
3
3
1
3
7
8
–
–
1
1
1
1
–
–
–
–
1
2
2
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
45
45
45
66
61
71
1
2
–
3
2
4
51
51
51
27
34
20
2
2
2
3
2
4
1
1
–
1
1
1
69
62
52
54
61
55
61
54
57
4
2
2
3
2
–
2
2
2
25
32
42
41
34
36
33
43
38
–
3
4
1
2
6
2
–
2
–
1
1
1
1
–
2
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 19. Life insurance plans: Fixed multiple of earnings benefit formulas, private industry workers,
National Compensation Survey, March 2009
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Multiple of earnings amounts1
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
earnings
Greater
than 2.0
times
earnings
Median
multiple of
earnings
1
60
12
24
3
1.3
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
1
1
2
–
1
1
1
2
56
52
58
63
53
64
72
61
63
12
13
11
18
–
9
7
10
9
27
29
26
16
–
22
17
24
25
4
6
3
1
–
4
3
4
2
1.4
1.4
1.4
1.3
1.4
1.3
1.2
1.4
1.3
1.0
1.0
1.0
1.0
–
1.0
1.0
1.0
1.0
–
2
1
–
1
51
66
58
52
64
7
9
16
15
16
42
21
24
30
17
–
2
2
2
1
1.5
1.3
1.3
1.4
1.3
–
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
1
1
60
69
12
9
24
17
3
3
1.4
1.3
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
2
1
63
60
9
12
23
24
3
3
1.3
1.4
1.0
1.0
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
–
1
1
1
1
60
68
65
58
56
51
21
15
12
13
10
11
–
15
19
24
29
32
–
2
2
3
4
5
1.3
1.3
1.3
1.4
1.4
1.4
1.0
1.0
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1
–
1
49
67
48
14
–
15
31
26
31
6
–
6
1.5
1.3
1.5
–
1.0
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1
1
–
–
2
2
62
67
48
84
64
38
11
11
18
6
14
6
22
19
27
9
19
49
3
3
6
1
–
6
1.3
1.3
1.5
1.1
1.3
1.7
1.0
1.0
1.5
1.0
1.0
2.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of earnings benefit formulas, private industry workers,
National Compensation Survey, March 2009—Continued
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Multiple of earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
earnings
Greater
than 2.0
times
earnings
Median
multiple of
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
1
1
1
2
–
–
–
–
2
5
7
2
–
–
5
67
60
59
56
65
63
51
51
50
68
59
54
70
61
60
44
5
6
5
6
4
–
13
10
–
12
14
14
12
28
32
–
24
27
27
30
23
27
34
35
31
16
18
20
15
11
7
30
4
6
7
8
5
–
2
3
–
1
4
5
1
–
–
–
1.3
1.4
1.4
1.5
1.3
1.3
1.5
1.5
1.4
1.2
1.3
1.3
1.2
1.2
1.2
1.5
1.0
1.0
1.0
1.0
1.0
1.0
–
–
–
1.0
1.0
1.0
1.0
1.0
1.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
1
1
1
–
2
59
58
61
61
62
59
12
12
12
12
13
11
24
25
24
23
22
24
4
4
3
3
2
4
1.4
1.4
1.4
1.3
1.3
1.3
1.0
1.0
1.0
1.0
1.0
1.0
3
3
–
–
1
–
–
–
1
67
59
54
62
64
58
59
65
57
6
14
15
10
11
19
10
12
10
21
21
27
21
22
20
28
20
27
3
3
3
6
2
–
2
3
5
1.3
1.3
1.4
1.4
1.3
1.3
1.4
1.3
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount. Includes multiple of earnings not
shown separately.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 20. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2009
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$7,500
$10,000
$15,000
$25,000
$50,000
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10,000
10,000
10,000
5,000
5,000
10,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
5,000
10,000
10,000
10,000
10,000
20,000
20,000
20,000
10,000
5,000
15,000
15,000
20,000
15,000
50,000
40,000
50,000
20,000
10,000
25,000
20,000
25,000
25,000
50,000
50,000
50,000
30,000
10,000
50,000
50,000
50,000
50,000
5,000
10,000
10,000
10,000
6,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
20,000
15,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
46,000
46,000
46,000
Full time .................................................................
Part time ................................................................
10,000
5,000
10,000
5,000
15,000
10,000
25,000
20,000
50,000
25,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
10,000
15,000
15,000
29,000
25,000
50,000
50,000
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10,000
5,000
10,000
10,000
10,000
10,000
20,000
15,000
20,000
25,000
25,000
25,000
50,000
50,000
50,000
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
5,000
5,000
10,000
5,000
10,000
10,000
1,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
20,000
15,000
10,000
15,000
15,000
20,000
10,000
15,000
15,000
15,000
25,000
25,000
30,000
20,000
20,000
25,000
25,000
25,000
20,000
25,000
45,000
25,000
50,000
50,000
50,000
50,000
25,000
50,000
40,000
40,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
40,000
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2009—Continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$5,000
15,000
5,000
5,000
10,000
5,000
5,000
10,000
10,000
10,000
$10,000
15,000
5,000
10,000
15,000
10,000
10,000
10,000
10,000
10,000
$20,000
25,000
10,000
15,000
25,000
20,000
15,000
10,000
10,000
15,000
$25,000
50,000
20,000
25,000
50,000
50,000
25,000
20,000
20,000
30,000
$50,000
100,000
25,000
50,000
50,000
50,000
50,000
30,000
35,000
50,000
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10,000
10,000
8,000
5,000
8,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
15,000
15,000
25,000
25,000
25,000
25,000
25,000
30,000
50,000
50,000
50,000
50,000
50,000
50,000
8,000
6,000
5,000
5,000
5,000
10,000
10,000
10,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
20,000
20,000
15,000
20,000
15,000
15,000
15,000
15,000
15,000
50,000
30,000
25,000
25,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 21. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2009
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
45
36
16
2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
51
52
49
31
25
49
50
48
39
34
34
34
36
38
33
29
34
40
14
11
15
32
36
18
20
17
15
2
2
2
1
–
1
1
1
7
24
48
44
46
41
45
36
42
42
42
19
12
11
9
14
12
3
3
3
3
Full time .................................................................
Part time ................................................................
46
36
37
20
14
43
2
1
Union .....................................................................
Nonunion ...............................................................
44
46
34
36
15
17
7
1
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
34
36
42
44
52
54
24
32
41
39
32
30
41
31
16
14
14
13
–
1
1
3
3
3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
47
17
52
40
44
39
9
27
7
4
12
3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
45
49
48
51
45
63
35
30
35
25
37
21
19
19
16
22
–
–
2
2
–
2
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2009—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
65
64
69
73
63
29
36
36
24
35
53
69
31
–
–
15
25
27
24
21
30
47
44
45
50
41
26
24
44
34
31
35
9
9
7
6
6
–
19
18
26
21
20
7
22
–
–
50
–
–
–
–
–
–
2
–
–
3
–
–
3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30
28
33
54
48
60
40
40
40
34
38
30
28
30
25
10
12
7
2
2
2
2
2
2
48
20
59
59
54
56
59
54
44
49
23
37
38
44
43
39
41
40
–
55
–
–
–
–
–
–
14
–
1
4
4
1
–
2
–
2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employer assumes all risks and expenses of
providing the benefit.
2 The percentile groupings are based on the average
wage for each occupation surveyed, which may include
workers both above and below the threshold. The
percentile values are based on the estimates published in
the "National Compensation Survey: Occupational Earnings
in the United States, 2008." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 22. Short-term disability plans: Employee contribution
requirement, private industry workers, National
Compensation Survey, March 2009
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution
not required
20
80
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
16
14
16
38
20
23
18
20
84
86
84
62
80
77
82
80
17
23
17
15
20
83
77
83
85
80
Full time .................................................................
Part time ................................................................
18
38
82
62
Union .....................................................................
Nonunion ...............................................................
16
21
84
79
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
57
39
21
17
15
13
43
61
79
83
85
87
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
13
24
12
87
76
88
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
22
21
16
28
14
13
78
79
84
72
86
87
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Employee contribution
requirement, private industry workers, National
Compensation Survey, March 2009—Continued
(All workers with short-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution
not required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
15
8
8
7
7
18
14
32
25
26
12
25
51
54
55
85
92
92
93
93
82
86
68
75
74
88
75
49
46
45
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
29
30
25
15
17
14
71
70
75
85
83
86
9
48
7
6
8
7
4
13
91
52
93
94
92
93
96
87
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based
on the average wage for each occupation
surveyed, which may include workers both
above and below the threshold. The
percentile values are based on the
estimates published in the "National
Compensation
Survey:
Occupational
Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of
individual items may not equal totals. For
definitions of major plans, key provisions,
and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 23. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2009
(All workers with short-term disabilty coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
earnings
Percent
varies by
earnings
Other
7
2
66
22
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
1
1
4
–
4
4
3
17
1
1
1
2
2
1
1
1
6
63
58
66
84
88
66
67
65
58
32
39
29
7
8
27
26
28
16
3
1
3
3
–
3
2
3
2
24
13
18
20
16
8
5
6
7
4
59
58
65
62
70
7
22
10
10
10
2
3
1
1
–
Full time .................................................................
Part time ................................................................
8
3
3
1
65
78
22
16
2
3
Union .....................................................................
Nonunion ...............................................................
21
5
9
1
51
69
17
23
2
2
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
3
7
10
9
4
3
–
1
2
2
3
1
89
81
71
66
59
57
6
10
15
20
31
37
–
1
2
2
3
2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
19
25
19
6
5
7
58
64
57
15
5
16
1
1
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
3
8
7
6
12
8
1
3
6
1
–
–
69
68
61
71
77
50
24
19
23
20
10
33
3
2
3
1
–
–
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2009—Continued
(All workers with short-term disabilty coverage = 100 percent)
Characteristics
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
earnings
Percent
varies by
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
1
1
1
1
–
–
–
–
1
2
2
1
5
6
–
–
(2)
(2)
–
–
–
(2)
–
–
1
–
–
1
–
–
–
37
49
45
36
55
75
77
78
88
76
81
71
75
89
91
86
56
49
54
62
44
21
21
21
8
14
16
25
14
–
–
–
7
(2)
(2)
–
–
–
–
–
–
7
–
–
8
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7
7
9
7
9
5
1
2
1
3
2
4
74
73
76
62
66
58
16
17
13
25
21
29
1
1
2
3
2
4
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
5
4
14
11
8
–
7
6
2
1
1
5
3
3
4
–
–
2
68
82
55
65
62
79
53
59
58
24
13
24
19
26
9
33
28
31
1
1
2
3
2
–
–
–
6
1 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
2 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Geographic areas
Table 24. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2009
(All workers with short-term disabilty coverage = 100 percent)
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
89
13
24
26
26
26
11
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
87
88
95
94
88
86
89
87
13
13
12
13
12
13
13
13
13
24
21
24
26
12
21
21
21
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
13
13
12
5
6
12
14
11
13
94
82
90
89
92
13
13
13
13
13
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
6
18
10
11
8
Full time .................................................................
Part time ................................................................
88
93
13
13
24
26
26
26
26
26
26
26
12
7
Union .....................................................................
Nonunion ...............................................................
85
90
13
13
26
24
26
26
26
26
52
26
15
10
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
90
95
90
13
13
13
26
26
26
26
26
26
26
26
26
26
26
26
10
5
10
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
89
86
88
81
71
66
85
84
82
87
91
13
13
12
13
13
12
13
13
13
12
12
24
21
24
20
25
21
20
20
20
13
13
26
26
26
26
26
26
26
26
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
52
26
26
26
26
26
11
14
12
19
29
34
15
16
18
13
9
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2009—Continued
(All workers with short-term disabilty coverage = 100 percent)
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities ...
Health care and social assistance .................
93
94
96
93
12
12
12
13
22
16
20
24
26
26
26
26
26
26
26
26
26
26
26
26
7
6
4
7
91
94
12
13
24
24
26
26
26
26
26
26
9
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
92
92
92
87
88
87
13
13
13
13
13
13
25
25
22
24
21
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
8
8
8
13
12
13
91
94
85
86
91
82
83
86
13
25
13
12
12
13
12
13
24
26
20
13
16
21
13
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
9
6
15
14
9
18
17
14
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 25. Short-term disability plans: Fixed percent of earnings, private industry workers, National Compensation
Survey, March 2009
(All workers with fixed percent of earnings short-term disability coverage = 100 percent)
Fixed percent of earnings
Characteristics
Greater
than 69
percent
50 percent
1
22
1
33
26
18
64.4
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
–
1
–
–
(1)
–
(1)
3
15
16
15
38
–
21
23
21
23
1
1
1
2
–
1
1
1
–
33
35
32
26
43
32
30
33
31
25
21
27
26
–
25
24
26
34
25
28
24
7
5
20
22
18
9
67.6
67.1
67.8
59.6
61.6
64.8
65.1
64.6
61.6
65.0
60.0
65.0
60.0
60.0
60.0
60.0
60.0
60.0
5
1
2
2
1
16
28
19
17
21
–
–
1
1
1
27
33
39
42
36
45
27
25
25
25
7
10
14
13
16
62.0
61.4
63.6
62.5
65.0
66.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
20
38
1
–
35
15
25
33
18
13
64.6
62.2
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
2
1
25
21
2
1
19
35
36
25
17
18
64.7
64.3
66.0
60.0
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
–
–
1
1
1
1
50
36
23
18
17
16
–
–
1
1
1
1
20
25
38
35
30
28
24
29
25
26
25
25
6
9
13
17
26
30
58.0
60.4
62.6
64.7
67.4
68.8
60.0
60.0
60.0
60.0
65.0
66.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3
–
3
13
18
12
(1)
–
(1)
39
21
41
27
50
24
18
9
19
65.1
63.2
65.4
60.0
67.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
(1)
–
–
–
–
–
24
23
16
25
25
24
1
1
–
–
–
–
31
30
39
27
27
–
26
26
29
28
18
28
18
21
14
19
29
35
64.2
65.5
64.1
64.4
68.8
70.6
60.0
60.0
60.0
60.0
60.0
67.0
60 percent
61 to 69
percent
Median
fixed
percent of
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Fixed percent of earnings, private industry workers, National Compensation
Survey, March 2009—Continued
(All workers with fixed percent of earnings short-term disability coverage = 100 percent)
Fixed percent of earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
1
–
–
1
–
–
–
22
15
12
16
8
–
15
12
22
23
17
19
25
49
52
54
–
2
3
2
–
–
–
–
–
2
2
–
2
–
–
–
26
31
28
27
34
39
38
40
33
30
17
22
33
28
24
–
30
21
23
26
20
–
27
26
37
29
19
6
31
–
–
–
22
31
34
28
35
–
19
22
–
14
45
51
8
3
3
7
65.0
68.8
70.3
69.5
69.6
62.9
65.8
67.4
61.6
62.9
74.5
76.2
60.6
56.9
56.6
57.5
66.0
66.0
66.0
66.0
66.0
60.0
60.0
60.0
60.0
60.0
67.0
70.0
60.0
58.0
50.0
50.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
–
–
1
2
1
25
26
25
19
15
23
1
1
–
1
–
2
30
29
32
35
38
31
31
32
28
23
25
20
12
11
15
21
20
23
62.6
62.6
62.6
65.6
65.3
65.9
60.0
60.0
60.0
60.0
60.0
60.0
–
–
1
–
2
–
–
–
–
14
40
9
9
10
–
7
10
13
–
1
–
–
–
–
1
–
7
44
9
44
47
55
48
50
47
26
14
43
21
17
12
4
20
13
32
27
7
25
26
21
–
22
29
22
65.8
61.5
66.1
66.7
65.9
60.2
66.9
67.8
66.9
60.0
66.0
60.0
60.0
60.0
60.0
60.0
60.0
65.0
60 percent
61 to 69
percent
Mean fixed
percent of
earnings
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 26. Long-term disability plans: Employee contribution
requirement, private industry workers, National
Compensation Survey, March 2009
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution
not required
9
91
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
8
8
8
8
4
9
12
9
11
92
92
92
92
96
91
88
91
89
7
13
10
11
9
93
87
90
89
91
Full time .................................................................
Part time ................................................................
9
7
91
93
Union .....................................................................
Nonunion ...............................................................
8
9
92
91
Wage percentiles:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
8
9
10
8
9
92
91
90
92
91
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
11
7
11
89
93
89
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
9
12
11
16
6
24
91
88
89
84
94
76
Establishment characteristics
See footnotes at end of table.
Table 26. Long-term disability plans: Employee contribution
requirement, private industry workers, National
Compensation Survey, March 2009—Continued
(All workers with long-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution
not required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
8
9
9
11
6
7
8
9
9
11
9
4
92
91
91
89
94
93
92
91
91
89
91
96
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
8
10
5
9
9
10
92
90
95
91
91
90
8
8
9
6
9
8
10
10
92
92
91
94
91
92
90
90
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The percentile groupings are based
on the average wage for each occupation
surveyed, which may include workers both
above and below the threshold. The
percentile values are based on the
estimates published in the "National
Compensation
Survey:
Occupational
Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of
individual items may not equal totals. For
definitions of major plans, key provisions,
and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 27. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2009
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
earnings
Pecent
varies by
earnings
Flat dollar
amounts
Other
93
5
1
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
94
92
95
96
87
94
94
94
90
5
7
5
3
–
5
6
5
6
(1)
1
(1)
–
–
(1)
–
1
3
(1)
(1)
–
–
–
(1)
–
(1)
2
86
92
87
84
90
–
4
4
5
4
3
2
5
7
2
–
2
4
3
4
Full time .................................................................
Part time ................................................................
93
92
5
7
1
–
1
–
Union .....................................................................
Nonunion ...............................................................
78
95
7
5
9
(1)
6
(1)
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
97
96
95
93
91
92
–
3
4
5
6
7
–
–
1
1
2
(1)
–
–
(1)
1
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
88
90
89
5
8
4
5
–
5
2
–
2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
94
90
92
87
96
78
5
7
2
11
2
21
(1)
1
2
1
–
–
1
2
4
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2009—Continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
Fixed
percent of
earnings
Pecent
varies by
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
92
91
90
90
88
98
96
97
94
96
94
92
97
100
99
92
8
8
9
9
10
–
4
3
–
4
–
–
3
–
–
–
–
(1)
(1)
1
(1)
–
–
–
–
–
(1)
(1)
–
–
–
–
–
1
1
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
95
95
96
92
93
91
4
4
3
6
6
6
1
1
1
1
1
2
(1)
–
–
1
1
1
95
97
88
91
95
94
92
94
92
4
2
7
6
4
5
7
5
5
–
1
3
2
(1)
–
–
–
1
–
–
2
–
(1)
–
1
–
2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings
are based on the
average wage for each occupation surveyed, which may
include workers both above and below the threshold.
The percentile values are based on the estimates
published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 28. Long-term disability plans: Fixed percent of earnings, private industry workers, National
Compensation Survey, March 2009
(All workers with a fixed percent of earnings long-term disability coverage = 100 percent)
Fixed percent of earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
earnings
Less than
60 percent
60 percent
22
62
9
5
1
58.7
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
22
19
23
44
–
17
19
17
24
61
63
61
46
52
63
63
64
67
10
11
9
5
–
12
11
12
3
6
6
6
4
–
6
6
6
5
1
2
1
–
–
1
1
2
1
58.7
59.1
58.5
56.2
58.1
59.5
59.1
59.6
58.1
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
–
26
17
16
18
74
64
69
67
72
–
4
7
10
3
5
5
4
–
4
–
1
2
–
2
58.2
58.0
59.1
59.2
58.9
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
22
22
62
60
9
11
5
4
1
2
58.7
59.3
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
31
21
55
63
4
10
6
5
4
1
58.1
58.8
60.0
60.0
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
67
–
21
20
22
22
–
56
64
63
62
58
–
7
8
10
10
12
–
5
6
6
5
6
–
–
1
2
1
2
53.0
58.2
58.6
59.1
58.6
58.8
50.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
18
–
18
67
82
65
9
–
11
5
6
5
1
–
2
59.0
59.5
59.0
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
23
20
15
11
23
18
61
65
69
75
64
68
9
7
10
8
–
8
6
5
5
5
6
4
1
3
1
2
–
3
58.7
59.2
58.9
60.2
60.1
59.1
60.0
60.0
60.0
60.0
60.0
60.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
earnings
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Fixed percent of earnings, private industry workers, National
Compensation Survey, March 2009—Continued
(All workers with a fixed percent of earnings long-term disability coverage = 100 percent)
Fixed percent of earnings
Characteristics
61 to 66
percent
Mean fixed
percent of
earnings
Greater
than 67
percent
Median
fixed
percent of
earnings
Less than
60 percent
60 percent
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
16
15
13
19
24
18
12
–
27
8
8
32
18
58
57
54
61
68
60
60
56
63
74
74
60
75
17
19
22
14
–
15
17
–
4
7
8
4
3
6
7
9
4
–
8
10
6
5
8
8
4
–
2
2
2
2
–
–
–
–
1
3
2
–
–
60.1
60.4
60.9
59.7
58.5
59.2
60.1
58.0
57.6
60.7
60.2
56.8
58.5
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
16
16
15
25
15
33
66
65
68
60
67
55
10
11
8
9
10
7
7
6
7
5
7
3
1
1
2
1
1
2
59.7
59.6
59.7
58.2
59.5
57.3
60.0
60.0
60.0
60.0
60.0
60.0
19
18
20
14
21
–
19
21
26
61
67
67
68
65
–
63
65
49
7
9
6
9
9
3
8
13
16
11
4
5
7
4
–
8
1
6
1
2
2
1
1
–
2
–
3
59.0
59.2
58.9
59.5
58.5
55.8
58.7
58.3
59.3
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 29. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2009
(All workers participating in fixed percent of earnings long-term disabilty plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
80
$3,000
$5,000
$8,000
$10,000
$15,000
20
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
81
81
83
83
86
82
80
4,166
5,000
4,000
3,000
3,000
2,800
3,000
2,917
5,000
6,000
5,000
5,000
5,000
5,000
5,000
4,000
10,000
10,000
8,000
8,000
8,000
7,000
8,500
5,000
12,000
12,500
10,500
10,000
10,000
10,000
10,000
10,000
15,000
18,500
15,000
15,000
15,000
16,667
15,000
15,000
19
19
19
17
17
14
18
20
82
79
74
78
68
2,000
3,000
2,500
2,917
2,500
4,000
4,000
5,000
5,000
5,000
6,000
5,000
6,000
7,500
5,400
8,500
10,000
10,000
10,000
10,000
15,000
15,000
13,000
15,000
10,000
18
21
26
22
32
Full time .................................................................
Part time ................................................................
81
69
3,333
3,000
5,000
5,000
8,000
6,000
10,000
10,000
15,000
15,000
19
31
Union .....................................................................
Nonunion ...............................................................
66
82
2,118
3,399
4,000
5,000
5,000
8,000
10,000
10,000
15,000
15,000
34
18
Goods-producing industries ...................................
Manufacturing ....................................................
81
79
2,500
2,917
5,000
5,000
7,500
8,000
10,000
11,000
15,000
15,000
19
21
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
80
73
76
87
57
69
82
82
82
83
75
82
4,000
2,800
3,000
2,000
3,000
3,100
3,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
3,333
5,000
5,000
4,000
7,500
8,000
8,000
6,000
6,000
8,000
5,400
7,292
5,000
5,000
10,000
6,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
6,000
8,000
15,000
10,000
15,000
20,000
20,000
15,000
12,500
15,000
15,000
15,000
10,000
10,000
15,000
15,000
25,000
25,000
25,000
20,000
15,000
20
27
24
13
43
31
18
18
18
17
25
18
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2009—Continued
(All workers participating in fixed percent of earnings long-term disabilty plans = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
88
85
82
84
87
82
66
$5,000
3,000
3,000
4,000
4,000
3,000
3,000
$6,000
6,000
5,000
5,000
5,000
5,000
4,000
$10,000
10,000
6,000
6,000
7,500
6,000
5,000
$10,000
15,000
10,000
10,000
10,000
10,000
10,000
$15,000
17,300
15,000
14,000
15,000
15,000
10,000
12
15
18
16
13
18
34
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
82
82
83
80
84
76
3,000
3,000
3,000
4,000
3,500
4,000
5,000
5,000
5,000
5,000
5,000
6,000
6,000
6,000
6,000
10,000
7,500
10,000
10,000
10,000
10,000
12,000
10,000
15,000
15,000
15,000
10,000
15,000
15,000
17,300
18
18
17
20
16
24
82
80
74
85
83
76
81
81
3,100
3,000
3,000
4,000
3,000
3,000
5,000
4,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
7,500
7,500
6,500
8,000
7,500
8,500
7,500
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
12,500
15,000
15,000
15,000
15,000
15,000
15,000
15,000
17,300
18
20
26
15
17
24
19
19
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 30. Leave benefits: Access, private industry workers, National
Compensation Survey, March 2009
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid sick
Paid
leave
vacations
Paid jury
duty
leave
77
61
78
70
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
89
96
85
53
59
81
71
88
77
84
89
82
42
35
66
56
74
49
87
96
83
61
65
80
72
86
76
86
89
85
51
62
73
67
78
56
64
91
84
91
78
33
67
52
52
52
63
91
83
90
76
42
72
70
72
67
Full time .................................................................
Part time ................................................................
89
39
73
26
91
38
78
44
Union .....................................................................
Nonunion ...............................................................
86
76
69
61
85
77
83
68
Wage percentiles:1
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
36
52
84
89
88
88
21
33
64
73
81
84
42
55
85
89
88
88
37
47
73
78
85
88
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
87
66
95
52
35
59
86
65
95
70
41
81
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
75
79
93
73
80
98
63
61
77
52
66
94
76
79
93
73
83
96
70
72
77
67
78
92
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 30. Leave benefits: Access, private industry workers, National
Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Characteristics
Paid
holidays
Paid sick
Paid
leave
vacations
Paid jury
duty
leave
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
92
92
94
96
93
85
81
89
68
82
64
81
84
39
37
71
89
88
91
93
89
81
64
84
38
77
76
82
77
31
30
55
90
92
94
96
94
83
77
90
59
80
54
73
84
53
53
71
90
88
92
93
92
75
68
82
47
82
82
93
82
39
37
56
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
69
68
74
86
84
89
52
51
54
72
67
80
71
69
76
86
84
90
58
55
65
83
79
89
78
81
77
75
78
77
80
74
74
70
67
56
62
59
55
61
59
65
77
79
78
77
80
79
79
75
77
80
79
71
67
71
68
67
63
61
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 31. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March
2009
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
10
24
13
13
9
14
7
4
1
1
2
8
8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2
1
3
24
–
10
18
6
12
16
12
17
27
35
31
45
24
28
13
10
15
13
–
12
11
13
18
15
13
16
13
–
12
8
15
13
11
11
11
6
–
9
6
10
8
20
25
17
6
–
15
7
19
10
10
11
9
5
3
5
3
7
6
7
8
7
3
2
3
2
3
2
2
3
2
1
–
1
(1)
1
1
1
2
1
(1)
–
(1)
(1)
(1)
(1)
3
4
3
2
–
1
–
1
1
9
10
9
7
7
8
7
8
7
9
10
8
6
7
7
6
8
7
18
8
9
7
12
31
26
22
14
31
15
20
12
13
12
13
13
14
13
15
9
8
12
12
10
8
11
13
15
11
3
8
9
11
5
1
4
4
6
2
1
2
2
3
1
–
(1)
1
1
1
1
1
3
4
1
7
8
8
9
7
7
7
8
9
7
Full time .................................................................
Part time ................................................................
7
29
23
35
13
10
14
9
10
5
15
8
8
3
5
2
2
(1)
1
–
2
–
8
6
8
6
Union .....................................................................
Nonunion ...............................................................
3
11
15
26
11
13
14
13
11
9
15
14
12
7
7
4
4
1
2
1
6
2
9
8
9
8
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
42
27
10
6
3
1
29
35
31
21
14
11
11
12
14
13
12
10
8
10
15
15
14
13
5
6
9
10
11
12
2
5
12
16
21
23
–
3
6
9
10
12
–
1
2
5
7
9
–
(1)
1
2
2
3
–
–
(1)
1
1
1
–
–
1
2
4
3
5
6
8
8
9
9
6
6
7
8
9
10
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
7
18
4
16
35
10
10
17
9
13
14
12
13
8
13
17
3
19
11
3
14
6
–
9
3
1
4
1
–
1
3
–
4
9
7
10
9
6
10
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
11
14
3
21
8
–
27
39
21
54
23
–
14
12
20
10
8
–
14
10
16
6
17
6
9
8
12
4
13
20
14
9
14
2
19
16
6
4
5
1
8
16
4
2
4
1
3
–
1
1
–
–
1
16
1
(1)
1
–
–
–
2
1
3
–
–
–
8
7
8
6
8
10
7
6
8
6
8
11
All workers .............................................................
Less
than 6
days
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 31. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March
2009—Continued
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Less
than 6
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
Mean
number of
days
Median
number of
days
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
1
1
–
–
4
7
2
16
6
2
1
6
41
47
10
14
12
9
11
7
22
19
7
35
29
1
1
33
16
16
24
34
8
6
4
12
13
12
13
12
16
3
2
18
14
13
13
13
13
14
6
26
11
17
23
12
15
7
7
16
15
14
14
8
12
13
7
17
12
11
15
6
8
5
5
8
4
4
8
15
36
42
59
20
11
19
24
10
9
13
8
9
4
2
12
12
11
9
7
10
21
6
7
4
6
19
22
5
5
3
5
4
4
5
3
7
–
6
8
2
4
14
15
2
–
–
6
–
1
1
2
–
–
–
–
–
2
9
11
1
–
–
4
–
1
–
–
–
–
–
–
–
1
8
12
1
( )
–
–
2
–
1
( )
(1)
–
–
2
–
–
4
17
17
3
–
–
2
8
9
9
9
9
8
8
9
7
8
12
12
8
6
5
8
8
10
10
10
9
9
8
9
6
7
11
12
7
6
6
8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
14
14
12
7
8
5
26
26
26
23
26
19
16
15
17
11
11
10
13
13
12
14
14
14
9
9
10
10
10
9
13
14
12
15
13
18
5
4
6
9
9
10
2
2
3
6
5
7
1
1
1
2
2
3
1
1
–
1
(1)
1
1
1
1
3
2
4
7
7
7
9
8
9
7
7
7
8
8
9
6
8
6
7
13
22
14
9
9
15
19
27
32
27
27
24
26
20
7
12
16
16
13
12
12
13
13
9
12
12
14
12
17
12
20
17
10
10
10
7
9
6
12
9
10
24
14
13
10
15
8
14
11
18
15
10
5
9
5
4
7
7
7
9
7
3
2
4
2
3
3
4
2
2
2
1
1
–
1
2
1
1
1
1
–
(1)
–
(1)
–
(1)
3
4
4
1
1
–
–
(1)
1
9
9
8
8
8
7
8
8
8
10
8
8
7
7
7
7
8
8
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 32. Paid sick leave: Type of provision, private industry workers,
National Compensation Survey, March 2009
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
All workers .............................................................
Fixed numer
of days per
year1
As needed2
Other basis3
69
9
22
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
65
66
64
67
70
71
78
68
66
13
12
13
4
–
9
9
9
13
23
22
23
29
–
20
13
23
21
68
65
75
72
77
15
12
6
6
7
17
23
19
22
16
Full time .................................................................
Part time ................................................................
68
70
10
7
22
23
Union .....................................................................
Nonunion ...............................................................
75
68
8
10
17
23
Wage percentiles:4
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
61
71
71
70
65
66
–
7
6
9
13
15
–
22
23
21
22
19
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
67
67
67
12
18
10
21
15
23
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
69
79
75
83
74
64
9
9
13
7
5
–
22
12
12
9
20
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 32. Paid sick leave: Type of provision, private industry workers,
National Compensation Survey, March 2009—Continued
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
Fixed numer
of days per
year1
As needed2
Other basis3
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
58
67
67
74
54
69
67
64
74
64
78
77
62
59
55
76
22
9
8
5
10
13
14
19
6
5
9
10
4
–
–
7
20
24
25
20
36
18
19
18
19
31
13
13
34
–
–
17
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
70
68
75
68
70
65
12
14
7
7
7
7
18
17
18
25
23
28
62
75
65
70
69
50
72
69
71
12
11
10
11
8
–
8
9
8
26
14
25
19
23
–
20
22
20
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
2 Plan does not specify maximum number of
days.
3 Includes sick leave plans, such as those
available as part of consolidated leave plans, which
may also provide vacations, personal leave, etc.
4 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 33. Paid sick leave: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2009
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 1 year
All workers .............................................................
18
56
22
3
1
8
6
Full time .................................................................
Part time ................................................................
16
31
57
50
23
17
3
2
1
–
8
6
6
5
Union .....................................................................
Nonunion ...............................................................
20
17
44
58
29
21
6
3
(3)
1
8
8
6
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
24
21
13
17
9
59
57
63
54
62
45
17
18
14
27
18
37
2
1
2
4
3
6
–
–
–
1
(3)
3
6
6
6
9
7
11
5
5
6
6
6
7
All workers .............................................................
16
56
24
3
2
8
6
Full time .................................................................
Part time ................................................................
14
30
56
51
24
17
4
2
2
–
8
6
6
5
Union .....................................................................
Nonunion ...............................................................
17
16
46
57
30
23
5
3
2
2
9
8
6
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
21
22
19
12
15
7
57
55
61
55
62
46
19
21
16
27
18
37
2
2
4
4
3
5
(3)
(3)
–
3
1
5
7
7
7
9
7
12
5
5
6
6
6
8
After 5 years
See footnotes at end of table.
Table 33. Paid sick leave: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2009—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 10 years
All workers .............................................................
16
55
24
4
2
9
6
Full time .................................................................
Part time ................................................................
14
29
56
49
25
19
4
2
2
–
9
6
6
6
Union .....................................................................
Nonunion ...............................................................
17
15
46
56
30
23
5
3
2
2
9
9
6
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
21
21
19
11
15
7
56
55
61
54
61
45
19
21
16
28
19
38
3
3
4
4
3
5
(3)
1
–
3
1
5
7
7
7
10
8
13
5
5
6
6
6
8
All workers .............................................................
15
55
24
4
2
9
6
Full time .................................................................
Part time ................................................................
14
30
56
49
25
19
4
2
2
–
9
6
6
6
Union .....................................................................
Nonunion ...............................................................
17
15
46
56
30
23
6
3
2
2
9
9
6
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
21
21
19
11
15
7
56
55
61
54
62
45
20
21
17
28
19
38
3
3
4
4
3
5
(3)
1
–
3
1
5
7
7
7
11
8
13
5
5
6
6
6
9
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
3 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 34. Paid vacations: Number of annual days by service requirement,1 private industry workers, National
Compensation Survey, March 2009
(All workers with paid vacations = 100 percent)
Paid vacations days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
Mean
number of
days
Greater
than 24
days
20 to 24
days
Median
number of
days
After 1 year
All workers .............................................................
7
39
36
10
6
2
9
10
Full time .................................................................
Part time ................................................................
4
29
38
46
39
16
11
3
6
4
2
1
10
7
10
5
Union .....................................................................
Nonunion ...............................................................
5
8
45
38
38
36
6
11
4
6
2
2
9
9
10
10
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
9
9
8
6
7
3
47
47
47
31
40
20
34
34
36
38
36
41
7
7
6
14
11
18
2
3
2
8
4
14
1
(3)
–
3
2
4
8
8
8
11
9
12
5
5
–
10
10
10
All workers .............................................................
2
10
37
34
11
6
14
15
Full time .................................................................
Part time ................................................................
1
11
8
29
38
31
36
18
12
4
6
6
14
11
15
10
Union .....................................................................
Nonunion ...............................................................
1
2
6
11
45
36
34
33
7
11
6
6
14
14
12
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
2
2
2
1
15
17
11
6
8
3
42
41
46
33
40
24
30
30
32
36
35
38
7
7
7
14
10
20
2
3
2
9
5
14
12
12
12
15
14
17
10
10
10
15
15
15
After 5 years
See footnotes at end of table.
Table 34. Paid vacations: Number of annual days by service requirement,1 private industry workers, National
Compensation Survey, March 2009—Continued
(All workers with paid vacations = 100 percent)
Paid vacations days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
2
7
16
41
22
12
17
15
Full time .................................................................
Part time ................................................................
1
10
5
22
15
19
43
30
23
12
13
8
17
13
15
15
Union .....................................................................
Nonunion ...............................................................
1
2
3
8
10
17
57
39
19
22
9
12
17
16
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
2
1
2
1
12
13
9
3
4
2
23
25
17
9
11
7
39
36
46
43
51
33
18
17
21
25
22
30
5
5
5
18
11
27
14
14
15
18
17
20
15
15
15
15
15
20
All workers .............................................................
2
7
13
18
37
24
19
20
Full time .................................................................
Part time ................................................................
1
10
5
19
13
16
18
15
38
24
25
16
19
15
20
15
Union .....................................................................
Nonunion ...............................................................
1
2
2
7
6
14
11
18
45
36
35
23
21
19
20
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
2
1
2
1
12
13
8
2
3
1
20
22
15
7
8
5
24
24
25
11
16
6
29
27
36
43
47
39
13
12
15
35
24
48
16
15
17
22
20
24
15
15
20
20
20
24
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days.
3 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 35. Quality of life benefits: Access, private industry workers, National
Compensation Survey, March 2009
(All workers = 100 percent)
Characteristics
All workers .............................................................
Childcare1
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
9
5
6
29
45
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
17
16
17
8
4
7
3
9
3
12
17
9
1
1
5
4
5
2
11
12
11
2
3
6
4
8
4
45
46
45
15
14
31
30
32
20
62
64
62
27
23
49
50
48
32
1
6
5
7
3
–
3
1
2
1
2
7
3
3
3
12
29
25
28
21
23
41
42
43
41
Full time .................................................................
Part time ................................................................
10
4
6
2
7
2
33
18
49
32
Union .....................................................................
Nonunion ...............................................................
15
8
2
5
7
6
43
28
68
42
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
5
5
7
9
16
19
1
1
2
5
12
15
2
2
4
7
12
14
9
14
27
33
45
48
22
28
42
49
63
67
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
7
(3)
10
5
2
6
2
3
2
29
10
38
44
19
54
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
9
2
5
1
2
16
5
2
4
1
–
–
7
4
3
3
5
–
29
29
19
30
32
70
45
50
39
51
56
86
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 35. Quality of life benefits: Access, private industry workers, National
Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Characteristics
Childcare1
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
9
24
30
33
24
4
8
13
1
15
15
19
15
–
–
4
10
13
15
14
14
6
10
15
5
3
6
8
3
(3)
–
3
15
16
19
19
17
–
10
14
2
7
12
21
6
2
1
3
54
44
52
49
54
16
25
28
13
40
40
64
40
8
8
13
76
61
68
64
71
34
38
45
22
54
51
76
54
21
20
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
3
15
7
25
3
3
3
6
4
9
3
2
5
9
6
13
12
10
19
48
37
61
24
20
35
68
58
81
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
9
7
10
9
8
–
8
7
10
5
6
5
4
4
3
4
4
5
8
7
4
6
4
2
4
7
10
33
30
34
31
25
26
27
26
29
45
43
46
45
46
45
44
43
44
1 A workplace program that provides for either the full or
partial cost of caring for an employee’s children in a nursery,
day care center, or a baby sitter in facilities either on or off the
employer’s premises.
2 The percentile groupings are based on the average wage
for each occupation surveyed, which may include workers both
above and below the threshold. The percentile values are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2008." See Technical Note for more details.
3 Less than 0.5 percent.
Geographic areas
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 36. Financial benefits: Access, private industry workers, National Compensation Survey, March 2009
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with
care
reimburse- no employer
reimbursecontributions
ment
ment
account
account
Financial
planning
Total1 Performance Signing Other
12
18
33
35
18
14
9
3
1
7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
17
23
14
6
–
16
18
15
8
31
32
30
9
10
17
9
22
11
55
56
54
18
16
36
31
39
18
57
60
56
20
18
38
31
42
20
24
24
23
13
25
20
20
20
13
25
30
23
6
6
15
9
18
8
12
17
10
4
4
11
12
10
7
5
7
4
1
–
3
2
3
2
3
5
3
(2)
–
1
1
2
1
9
12
7
–
4
9
10
8
4
3
14
9
9
8
7
16
15
18
13
8
30
27
30
24
10
31
29
34
23
9
18
17
17
16
4
13
10
12
8
2
11
7
8
7
–
5
1
1
1
1
1
1
2
1
2
6
6
6
6
Full time .................................................................
Part time ................................................................
14
5
21
8
38
18
41
18
21
11
16
6
10
6
3
1
2
(2)
7
5
Union .....................................................................
Nonunion ...............................................................
11
12
19
18
41
33
40
35
25
17
20
13
10
9
4
2
1
2
5
7
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
4
6
13
13
17
20
5
7
16
22
29
31
11
16
30
37
54
61
12
17
33
40
56
63
–
12
18
20
24
25
4
5
11
15
26
29
6
6
7
9
14
16
1
1
1
2
6
8
(2)
(2)
1
1
3
5
5
5
6
6
9
11
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10
3
14
18
6
22
32
9
41
35
12
45
16
8
19
15
4
21
9
1
11
2
–
3
2
1
3
6
1
8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
13
16
9
19
14
30
18
12
19
6
19
46
34
33
25
31
41
75
35
32
29
30
34
69
19
21
14
21
28
13
14
9
15
6
8
32
9
11
7
13
8
21
3
1
1
1
–
4
1
1
1
1
–
2
7
10
6
12
6
18
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 36. Financial benefits: Access, private industry workers, National Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with
care
reimburse- no employer
reimbursecontributions
ment
ment
account
account
Financial
planning
Total1 Performance Signing Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
30
26
31
36
28
9
11
13
5
9
8
9
9
–
–
5
30
35
41
45
36
12
20
24
11
25
24
27
26
5
–
10
65
57
67
69
64
21
33
43
13
44
47
70
43
9
8
10
70
62
71
71
70
28
33
43
15
48
51
72
47
13
12
12
26
20
23
24
19
10
20
25
16
19
33
47
16
–
–
13
27
40
49
47
47
7
16
23
6
14
14
22
14
4
5
5
37
19
23
25
23
5
9
11
4
1
2
3
1
–
–
2
25
8
9
11
8
–
3
4
–
(2)
–
–
1
1
1
–
2
4
4
5
4
–
3
4
1
(2)
2
3
(2)
–
–
–
15
16
19
20
19
5
7
9
3
1
(2)
(2)
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
6
9
19
16
22
9
8
13
27
22
35
17
14
25
52
43
62
18
15
27
55
47
65
11
9
17
26
23
30
6
6
6
22
15
33
4
3
7
13
11
16
1
1
2
4
3
6
1
1
(2)
2
1
4
3
2
6
10
9
12
8
9
13
13
13
20
11
11
13
17
15
18
21
19
18
19
18
15
38
33
35
37
34
18
32
36
33
40
34
36
42
35
29
35
36
34
20
22
18
17
15
–
15
18
17
15
12
16
15
11
12
13
13
18
8
7
9
6
10
–
9
6
9
2
2
3
1
3
2
3
2
4
1
1
2
1
2
1
1
1
2
7
5
7
4
7
–
6
6
5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of stock option.
2 Less than 0.5 percent.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 37. Health-related benefits: Access, private industry workers,
National Compensation Survey, March 2009
(All workers = 100 percent)
Characteristics
All workers .............................................................
Long-term
care
insurance1
Retiree health care
benefits2
Under age Age 65 and
65
over
14
17
15
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
23
27
21
5
7
18
18
18
10
27
32
25
4
8
20
20
19
14
24
30
21
4
7
19
19
19
13
4
16
10
8
11
9
21
16
16
16
8
19
14
12
15
Full time .................................................................
Part time ................................................................
16
9
20
10
18
9
Union .....................................................................
Nonunion ...............................................................
20
14
37
15
34
13
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
4
7
11
15
26
30
5
8
13
18
33
35
4
7
11
16
29
33
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10
3
13
18
5
23
15
5
19
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
15
17
10
16
27
40
17
22
10
20
36
67
16
21
8
19
36
56
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 37. Health-related benefits: Access, private industry workers,
National Compensation Survey, March 2009—Continued
(All workers = 100 percent)
Long-term
care
insurance1
Characteristics
Retiree health care
benefits2
Under age Age 65 and
65
over
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
45
33
41
44
38
5
14
17
6
13
26
41
11
2
2
2
51
34
43
44
41
3
16
23
5
12
27
42
10
1
1
7
51
36
46
48
42
3
14
20
5
10
25
41
7
–
–
7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
5
8
24
18
31
7
5
10
29
22
38
6
4
9
26
21
33
15
14
16
13
15
12
13
13
14
16
17
18
17
19
13
19
14
17
15
17
16
14
16
11
16
13
16
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care.
2 A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws.
3 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and
below the threshold. The percentile values are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2008." See
Technical Note for more details.
NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 38. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2009
(All workers = 100 percent)
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses1
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus2
46
5
4
11
10
5
3
7
13
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
55
62
51
33
43
49
43
54
47
8
9
7
1
1
4
3
5
5
7
8
6
5
–
3
2
4
3
13
19
11
7
7
13
9
15
15
6
7
6
8
7
14
16
13
13
8
7
8
3
2
5
3
6
3
2
1
2
2
6
6
9
3
2
11
10
11
7
–
7
4
8
5
18
22
16
7
–
11
9
13
14
42
52
47
51
44
4
6
8
10
5
2
5
3
2
3
15
15
11
12
10
14
12
11
10
12
2
3
5
6
4
2
2
2
1
2
1
8
5
6
5
11
18
16
19
14
Full time .................................................................
Part time ................................................................
52
30
6
2
5
2
13
7
11
8
6
2
3
3
8
6
16
6
Union .....................................................................
Nonunion ...............................................................
38
47
8
5
5
4
5
12
4
11
7
5
1
3
6
8
19
13
Wage percentiles:3
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
27
33
48
51
56
58
1
1
4
6
10
12
3
3
3
3
8
9
6
7
12
14
14
14
9
10
14
11
6
5
1
2
5
6
7
8
1
3
5
2
1
1
5
6
8
6
10
10
5
6
12
15
21
21
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
52
44
55
11
4
15
3
1
3
14
18
12
11
15
9
6
2
8
1
2
1
5
1
7
18
9
22
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
45
46
56
42
46
58
4
4
8
2
9
5
5
3
2
1
7
–
11
11
19
8
7
26
10
16
14
18
11
2
5
3
6
2
2
6
3
7
2
11
3
–
8
4
5
4
4
–
12
10
15
7
16
21
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 38. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March
2009—Continued
(All workers = 100 percent)
Characteristics
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses1
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
64
67
72
72
70
51
50
65
33
43
23
22
46
29
29
36
3
8
10
6
16
–
7
14
1
2
(4)
(4)
2
1
1
1
15
8
9
6
13
3
5
7
3
4
3
2
4
6
6
4
11
24
25
27
18
21
13
20
6
6
3
1
7
7
7
12
5
9
8
7
10
13
8
11
5
8
3
1
9
8
7
11
4
4
4
5
4
5
5
5
4
9
11
13
9
1
–
3
–
1
1
1
–
–
1
1
2
3
–
–
3
1
1
1
21
11
12
11
15
6
9
11
9
11
2
2
13
5
6
3
38
23
25
25
25
13
14
15
9
10
3
3
11
6
7
4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
44
44
42
50
46
55
4
4
5
6
4
10
3
2
5
6
4
8
14
15
12
9
8
10
13
16
6
7
9
4
3
3
5
7
5
9
1
1
2
5
6
2
4
3
6
11
10
13
9
8
12
18
14
22
52
45
47
47
50
50
46
43
42
6
3
8
6
4
3
6
5
6
6
4
3
5
4
–
5
2
4
8
11
12
15
11
15
9
11
11
14
7
10
10
12
13
14
11
6
7
9
7
2
3
–
2
6
4
1
2
3
3
4
4
3
2
3
9
7
8
8
10
7
7
4
5
11
13
15
13
14
14
14
10
12
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of nonproduction bonus.
2 Includes all other bonuses provided to employees and not published separately.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.
4 Less than 0.5 percent.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 39. Benefit combinations: Access, private industry workers, National Compensation Survey, March 2009
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care
benefits
and life
insurance
Medical
care
benefits
and no life
insurance
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
60
11
7
22
58
13
2
28
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
76
84
72
34
36
62
53
68
64
10
10
10
12
–
10
10
9
13
4
2
5
11
–
9
13
6
4
10
4
13
43
36
19
24
16
19
75
84
71
34
47
57
47
64
55
11
10
11
12
–
14
16
13
21
2
1
2
2
–
1
1
1
1
13
5
16
53
37
27
36
21
22
58
70
64
67
62
12
14
12
15
10
6
2
5
3
6
24
14
19
15
22
45
66
64
70
58
25
17
13
11
14
2
1
2
2
1
28
15
22
17
27
Full time .................................................................
Part time ................................................................
73
20
13
4
3
20
11
57
72
13
14
10
1
2
13
74
Union .....................................................................
Nonunion ...............................................................
84
57
6
12
3
8
7
24
78
55
12
13
1
2
9
30
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
17
29
64
73
81
83
8
10
14
13
8
7
19
14
5
4
3
3
56
47
17
11
8
6
16
27
62
70
77
81
10
12
15
16
11
10
1
2
2
1
1
2
74
60
21
13
10
8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
72
56
78
13
15
12
4
6
2
11
23
7
70
43
81
15
28
10
2
1
1
13
27
8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
57
64
76
55
73
93
10
9
11
8
9
–
8
9
4
13
3
–
24
18
9
23
15
4
55
57
70
46
73
91
13
16
18
18
9
–
2
1
1
1
2
–
31
26
12
35
16
5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Benefit combinations: Access, private industry workers, National Compensation Survey, March
2009—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance
Retirement
benefits
No medical
and no
care and no
retirement
medical
care
benefits
benefits
Medical
care
benefits
and life
insurance
Medical
care
benefits
and no life
insurance
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
80
80
86
90
82
60
54
69
31
64
70
87
63
26
25
38
8
6
5
3
6
13
13
15
13
11
8
3
11
11
11
14
4
4
3
4
3
6
5
4
6
7
5
1
7
13
13
7
9
9
6
3
9
22
27
12
49
18
17
9
19
50
50
40
80
77
84
88
79
52
56
70
33
62
67
85
61
27
26
36
–
9
6
5
9
–
12
14
12
13
11
4
13
11
11
16
–
1
1
1
1
–
2
1
3
2
1
1
2
1
1
1
12
12
8
6
11
26
30
15
52
23
21
9
24
62
62
47
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
44
39
57
78
73
84
15
16
13
6
8
4
9
9
9
5
6
4
32
36
20
11
13
8
41
37
54
76
69
84
18
18
16
9
12
4
1
2
1
2
2
1
39
43
28
14
17
10
57
62
62
61
61
62
55
60
58
13
10
10
7
11
12
11
9
14
6
6
8
9
8
7
8
6
5
24
21
20
23
20
19
26
24
23
57
54
63
58
60
62
56
55
52
13
18
9
10
12
11
10
14
20
1
1
1
2
1
2
2
2
1
29
26
27
30
27
25
32
29
27
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 39. Benefit combinations: Access, private industry workers, National Compensation Survey, March
2009—Continued
(All workers = 100 percent)
Defined benefit retirement and medical care
benefits
Characteristics
All workers .............................................................
Defined
Defined
benefit and benefit and
medical
no medical
care
care
benefits
benefits
Medical
care
benefits
and no
defined
benefit
Defined contribution retirement and medical care
benefits
Defined
Defined
Medical
No defined
No defined
contribution contribution
care
contribution
benefit and
and
and no
benefits
and no
no medical
medical
medical
and no
medical
care
care
care
defined
care
benefits
benefits
benefits
contribution
benefits
20
1
51
28
55
6
16
23
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
29
35
26
8
6
18
11
23
26
1
(1)
1
1
1
2
3
1
1
57
59
56
38
50
54
52
55
51
13
6
17
54
43
26
34
21
23
72
81
68
30
35
59
50
65
54
4
2
4
11
7
8
11
5
4
14
13
14
16
21
13
13
13
23
11
4
14
44
37
21
26
17
19
–
27
25
26
24
–
1
1
(1)
1
46
56
52
56
48
29
16
22
18
27
46
63
56
60
51
5
2
4
3
5
24
21
21
22
21
24
14
19
15
23
Full time .................................................................
Part time ................................................................
24
7
(1)
3
61
16
14
73
67
16
3
17
19
8
11
59
Union .....................................................................
Nonunion ...............................................................
67
15
1
1
23
54
9
30
52
55
2
7
38
14
8
24
Wage percentiles:2
Lowest 10 percent .............................................
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ............................................
3
5
16
25
38
38
2
2
1
1
1
1
22
33
62
61
50
52
73
59
22
14
10
9
16
26
59
66
74
78
17
13
5
4
3
3
10
12
18
20
15
12
58
49
18
11
8
6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
30
–
35
1
–
1
55
53
56
14
28
9
64
46
71
3
5
2
21
25
19
12
23
7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
18
19
16
12
35
85
1
3
1
4
–
–
50
54
71
51
47
10
31
25
12
32
–
–
53
57
72
50
58
90
7
7
3
10
3
2
15
16
15
14
24
5
25
20
9
26
15
4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Benefit combinations: Access, private industry workers, National Compensation Survey, March
2009—Continued
(All workers = 100 percent)
Defined benefit retirement and medical care
benefits
Characteristics
Defined
Defined
benefit and benefit and
medical
no medical
care
care
benefits
benefits
Medical
care
benefits
and no
defined
benefit
Defined contribution retirement and medical care
benefits
Defined
Defined
Medical
No defined
No defined
contribution contribution
care
contribution
benefit and
and
and no
benefits
and no
no medical
medical
medical
and no
medical
care
care
care
defined
care
benefits
benefits
benefits
contribution
benefits
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
48
42
51
56
47
–
–
–
–
20
–
18
21
2
–
8
–
1
1
1
(1)
–
–
–
–
1
–
–
1
1
–
1
39
45
40
37
41
61
54
74
36
55
62
72
54
35
34
44
–
13
9
6
12
27
32
16
55
24
20
–
25
62
63
47
77
78
84
87
80
55
53
68
30
57
64
85
56
24
24
33
4
4
3
4
3
6
5
4
6
6
3
1
7
13
13
7
10
9
7
6
8
18
15
16
15
18
14
4
18
13
13
19
9
9
6
3
9
22
27
12
49
19
19
9
19
50
50
41
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
9
8
13
33
22
47
1
1
1
1
2
1
50
48
57
51
59
41
40
44
28
14
17
11
41
37
53
70
67
75
8
8
8
4
5
3
18
18
18
14
14
14
33
36
21
12
14
8
–
26
25
21
17
–
17
15
22
–
1
1
1
1
–
1
2
1
50
47
47
48
55
61
49
54
50
29
26
27
31
27
25
33
29
27
53
55
55
55
58
59
53
57
51
5
6
7
8
7
7
7
5
5
18
18
17
13
14
15
14
13
20
25
22
21
23
21
20
26
25
24
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2008." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.