Veterinary Pet Insurance

Sonya Kim Vaughn
Business Development Executive
562-631-0626
[email protected]
CA License: #0I20782
We Invented Pet Insurance
Nation’s oldest and largest provider of pet health insurance
Created the pet insurance industry in the U.S. in 1982
More than one million pets insured since 1982
More policies sold than all other competitors combined
Products available in all 50 states
Coverage available for Dogs, Cats, Birds and Exotics
More than 150 customer care experts and licensed sales agents
We are part of the
Insurance family of companies
*of veterinarians who recommend pet insurance; 2010 AAU Study
Voluntary Benefits
Benefits to Employer
Benefits to Employees
Zero cost to your company
Group discounts up to 15% with multiple pet
enrollment*
No minimum enrollment
Plans designed by veterinarians ensure quality
coverage
No administrative hassles – participants deal
directly with VPI
Visit any licensed veterinarian, including
specialist and emergency providers
Differentiates and value to your benefits
package
Receive valuable pet health news and
information throughout the year
Complimentary marketing materials
Exclusive discounts on pet products and
services
*Rate discounts apply to the base medical plan only. Pet owners will receive an additional 5% multiple-pet
discount by insuring two to three pets or a 10% discount on each policy for four or more pets. All applications are
subject to underwriting approval. Read your policy for complete coverage details
Dog & Cat Plans
Dogs and cats must be between 8 weeks and 9 years old for new enrollment
*Per-paycheck pricing is based on a 26 pay period per year cycle. Your pricing may vary depending on your employer’s payment schedule. Premiums
vary based on the age of the pet, species, size (as an adult), plan type and state of residence. † New illnesses only. Does not include conditions preexisting to enrollment. ‡ Limited hereditary condition coverage after the first year of enrollment. ◊ Testing benefit t includes coverage for one of the
following tests per year: health screen (blood test), X-rays or EKG (electrocardiogram).
Avian and Exotic Pet Plan
For Avian & Exotic Pet Plan coverage: Birds must be 3 months old and have been in the owner’s possession for
a minimum of 60 days prior to enrollment. Rabbits, guinea pigs, snakes and other common exotic pets must
be at least 6 weeks of age.
†Per-paycheck pricing is based on a 26 pay period per year cycle, your pricing may vary depending on your
employer’s payment schedule.
◊Premiums vary based on the age of the pet, species, size (as an adult), plan type and deductible and state of
residence.
Filing a Claim is Easy
Two Convenient Ways to Enroll
Easy to Set Up Payroll Deduction
Easy to Implement
It’s “As Easy as 1-2-3”
Step 1
Group Information
Step 2
Implementation Information
Step 3
Contact Information
Implementation takes under 48 hours
and is started by emailing or faxing us a
Group Application.
Easy to Communicate
Thank You!
Appendix
Frequently Asked Questions
Can I still use my vet?
Absolutely. You're free to visit any licensed veterinarian, anywhere in the world—even
specialists and emergency providers.
What do the plans cover?
Our plans provide nose-to-tail coverage for a wide range of accidents, injuries and illnesses.
You can even add routine care coverage to any plan. Added bonus: we cover new chronic
and recurring conditions at no additional cost!
What's not covered?
Unfortunately, there are some things we can't cover. These include elective procedures,
congenital conditions, pet foods, grooming, behavioral problems and pre-existing
conditions. Worried about hereditary conditions? We cover them, but only through the VPI
Major Medical.
Frequently Asked Questions
How does the VPI benefit schedule work?
Each plan has a benefit schedule that shows exactly what's covered, with no guesswork
involved. When you submit a claim, we reimburse you according to your plan's benefit
allowance once you've met your deductible. It's as easy as that. Here's the best part: All
benefit allowances renew in full each year—no matter how many claims you've filed!
Will you drop a pet from coverage because of age?
Never. As long as your pet is enrolled before age 10 and you keep your policy continually in
force (translation: don't let it lapse or expire), we promise not to drop your pet. After all,
we're pet lovers, too!
Will my premium increase when I file a claim?
No. We don't think it's fair to penalize you if your pet gets sick or hurt. So go ahead and get
your pet the care that he needs, as often as he needs it—it won't affect your premium.