National Compensation Survey: Employee
Benefits in the United States, March 2010
U.S. Department of Labor
Hilda L. Solis, Secretary
U.S. Bureau of Labor Statistics
Keith Hall, Commissioner
September 2010
Bulletin 2752
Contents
Overview
Tables organized by ownership

Civilian (includes private industry and State and local government establishments)

Private industry (excludes agricultural establishments, private households, and the selfemployed)

State and local government (excludes Federal employees)
Technical note
Appendix table 1: Survey establishment response
Appendix table 2: Number of workers represented
Overview
The National Compensation Survey (NCS) provides comprehensive measures of occupational
earnings, compensation cost trends, as well as incidence and detailed provisions of employee
benefit plans. This bulletin presents estimates of the incidence and key provisions of selected
employee benefit plans. Estimates presented are on benefits for civilian workers–-workers in
private industry and in State and local government–-by various employee and employer
characteristics. For the purposes of the NCS, Federal Government, agricultural, and household
workers, and the self-employed, are excluded.
Questions regarding these data and recent and historical NCS benefits data can be addressed by
calling the information line at (202) 691–6199 or by e-mailing [email protected]. Information
is available to sensory-impaired individuals upon request, telephone: (202) 691–5200; Federal
Relay Service: (800) 877–8339. Data requests may also be sent by mail to the U.S. Bureau of
Labor Statistics, Division of Compensation Data Analysis and Planning, 2 Massachusetts
Avenue, NE., Room 4175, Washington, DC 20212. Material in this publication is in the public
domain and, with appropriate credit, may be reproduced without permission.
U. S. Bureau of Labor Statistics (BLS) field economists collected and reviewed the survey data.
The Office of Compensation and Working Conditions, in cooperation with the Office of Field
Operations and the Office of Technology and Survey Processing (all in the BLS National
Office), designed the survey, processed the data, and prepared the survey for publication. The
survey could not have been conducted without the cooperation of the many private businesses
and State and local government agencies and jurisdictions that provided benefits data included in
this bulletin. BLS thanks these respondents for their cooperation.
Civilian Tables
___________________________________________________________________________
Types of Benefits






Retirement Benefits
Health Care Benefits
Life, Short-term Disability, and Long-term Disability Insurance Benefits
Holiday, Vacation, Sick, and Other Leave Benefits
Other Benefits
Benefit Combinations
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2010
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
69
55
80
31
28
92
54
37
69
83
86
82
86
74
78
73
81
89
90
88
95
46
43
47
73
43
40
44
69
93
93
93
94
61
74
56
31
46
59
42
20
76
81
74
64
92
82
49
75
71
66
74
67
89
69
32
63
56
43
63
55
96
85
66
84
78
66
84
81
86
38
19
55
25
14
31
32
83
35
18
51
22
10
28
31
97
94
94
94
86
71
91
97
21
66
36
38
62
61
62
54
12
48
18
20
44
39
47
38
59
72
50
53
71
64
75
70
65
70
67
66
68
50
59
52
52
53
78
84
78
80
77
31
33
28
25
30
31
32
26
24
28
98
97
94
96
93
48
59
54
58
50
32
44
37
41
32
66
74
68
71
65
Full time .................................................................
Part time ................................................................
78
39
65
23
84
58
36
14
34
11
94
80
61
30
45
14
72
47
Union .....................................................................
Nonunion ...............................................................
92
65
87
49
94
77
82
21
78
19
96
90
41
57
29
39
71
69
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
43
31
70
80
88
90
24
12
54
68
81
83
56
39
78
86
92
92
10
5
26
37
54
54
8
3
23
35
51
50
77
61
91
94
95
94
37
28
57
62
64
67
18
9
38
46
51
54
49
34
67
75
79
80
Goods-producing industries ...................................
73
60
83
30
28
95
65
49
75
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
68
78
87
90
87
72
89
90
55
67
82
87
79
56
78
86
80
85
94
96
91
78
87
96
31
46
74
85
56
25
50
84
28
43
69
82
47
23
47
80
92
93
93
96
84
92
93
96
52
49
32
20
62
62
71
32
36
33
21
11
46
42
51
18
68
68
66
54
75
68
71
57
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2010—Continued
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
52
48
65
84
79
88
37
34
46
72
63
80
70
71
70
86
80
91
12
10
19
47
31
63
11
9
17
44
28
59
90
92
87
93
90
94
46
43
56
61
64
58
30
28
36
44
46
42
65
65
65
72
71
73
67
72
69
72
70
68
66
70
66
55
60
56
58
54
54
52
55
54
83
84
81
81
76
79
78
79
82
31
36
33
29
29
31
26
27
32
29
33
30
26
26
29
24
25
31
94
91
91
88
90
93
95
96
95
51
53
55
58
60
49
53
56
49
37
39
38
42
38
33
36
38
36
74
74
68
73
63
68
68
68
72
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or
participating in at least one of these plan types.
4 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2010
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.5
0.6
0.4
0.5
0.5
0.6
0.6
0.5
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
1.0
0.8
1.1
0.7
1.1
0.8
1.1
0.5
0.6
0.6
0.5
0.9
1.4
1.0
1.6
0.8
1.2
1.0
1.6
0.8
0.8
0.9
1.0
0.9
1.1
1.1
1.7
0.8
1.2
0.9
1.4
0.7
1.1
0.9
2.3
1.1
1.5
1.1
2.9
0.8
1.1
1.0
1.4
1.1
1.7
0.8
2.8
0.7
1.0
0.9
1.3
0.5
1.4
1.3
2.1
0.6
1.1
0.6
0.9
1.4
1.9
0.8
2.9
0.6
0.9
0.8
1.3
1.4
1.8
0.7
2.8
0.6
0.7
0.7
1.2
0.5
1.4
0.7
1.1
1.0
2.5
0.8
0.4
2.0
1.9
1.1
2.7
0.8
1.2
1.0
1.4
1.5
1.9
0.6
1.6
0.6
1.0
0.9
1.1
3.1
1.7
1.3
3.3
0.7
1.2
0.7
1.1
1.9
1.9
1.2
1.6
1.8
1.7
1.7
1.2
1.5
1.7
1.6
1.0
0.9
1.3
1.2
1.8
1.7
1.1
1.2
1.7
1.8
1.6
1.1
1.2
1.5
0.6
0.6
0.6
0.8
0.9
1.9
1.8
1.1
1.6
1.5
1.4
1.6
0.9
1.4
1.2
1.8
1.2
0.9
1.4
1.3
Full time .................................................................
Part time ................................................................
0.6
1.1
0.6
0.7
0.4
1.3
0.6
0.6
0.6
0.5
0.6
1.5
0.6
1.0
0.5
0.6
0.5
1.4
Union .....................................................................
Nonunion ...............................................................
0.7
0.6
0.8
0.6
0.4
0.5
1.1
0.5
1.0
0.5
0.5
0.8
1.3
0.6
1.2
0.5
1.3
0.5
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.4
0.9
0.9
0.6
0.7
0.7
0.9
0.9
0.8
0.6
0.8
1.2
2.3
0.7
0.5
0.4
0.4
0.5
0.5
0.8
0.7
0.9
1.2
0.5
0.5
0.7
0.7
0.8
1.1
2.0
4.7
0.8
0.8
0.5
0.7
1.0
1.4
0.9
1.0
0.8
1.2
0.6
0.8
0.7
0.8
0.8
1.2
1.2
2.3
0.8
0.7
0.6
0.9
Goods-producing industries ...................................
1.1
1.1
0.7
1.2
1.2
0.6
1.1
1.0
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.2
0.8
0.7
1.2
1.9
1.0
1.2
0.6
1.1
0.9
0.8
1.6
1.7
1.2
1.3
0.5
0.8
0.5
0.5
1.2
1.2
0.9
0.6
0.6
1.1
1.1
1.0
2.5
1.3
2.1
1.4
0.5
1.0
1.2
1.1
1.9
1.1
1.9
1.6
0.6
1.3
1.4
0.5
5.1
1.9
1.9
0.7
0.7
1.4
1.5
1.6
2.5
2.0
1.8
2.4
0.5
1.0
1.1
1.1
1.9
1.6
1.6
1.7
0.6
1.1
1.9
2.9
2.2
1.3
1.1
4.4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2010—Continued
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.2
1.8
0.8
1.0
1.2
0.8
1.0
1.5
0.8
1.0
1.4
0.9
1.1
1.5
0.4
0.7
0.5
0.5
0.6
1.1
0.9
1.0
1.7
0.5
0.5
1.0
0.8
0.9
1.6
1.2
1.8
1.8
0.6
0.8
0.9
0.9
1.1
1.9
0.7
1.1
1.0
0.7
0.9
1.5
0.7
1.0
0.9
0.9
1.1
1.8
0.6
0.7
0.9
3.0
1.3
1.4
1.7
1.1
4.2
1.7
2.0
1.6
2.4
1.6
1.2
2.1
1.1
4.4
1.5
2.2
1.6
1.7
0.8
1.2
1.6
1.0
2.4
1.4
1.5
0.9
1.9
1.5
1.3
2.3
1.0
5.0
1.1
2.1
1.0
1.7
1.3
1.2
1.4
0.8
4.6
1.1
2.1
1.0
1.1
1.1
1.3
5.4
1.1
2.0
0.9
0.6
0.6
2.6
1.6
1.4
1.6
1.3
3.1
1.9
2.2
1.7
1.8
1.4
1.2
1.4
1.0
2.2
1.6
2.1
1.6
1.6
0.8
1.5
1.7
1.2
1.8
1.4
1.8
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or
participating in at least one of these plan types.
4 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 4. Defined benefit retirement plans: Open and frozen plans,
civilian workers,1 National Compensation Survey, March 2010
(All workers participating in defined benefit plans = 100 percent)
Characteristics
All workers .............................................................
Open plans2
Frozen plans3
84
16
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
84
78
85
91
16
22
15
9
92
85
89
90
81
68
84
91
8
15
11
10
19
32
16
9
95
86
80
73
86
5
14
20
27
14
Full time .................................................................
Part time ................................................................
84
87
16
13
Union .....................................................................
Nonunion ...............................................................
87
81
13
19
Average wage within the following categories:4
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
80
86
86
83
80
20
14
14
17
20
Goods-producing industries ...................................
76
24
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
85
89
91
91
92
85
84
89
15
11
9
9
8
15
16
11
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Defined benefit retirement plans: Open and frozen plans,
civilian workers,1 National Compensation Survey, March
2010—Continued
(All workers participating in defined benefit plans = 100 percent)
Open plans2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Frozen plans3
86
87
85
83
80
85
14
13
15
17
20
15
76
83
78
89
88
85
84
87
24
17
22
11
12
15
16
13
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Plans open to new participants.
3 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, civilian workers,1 National Compensation Survey,
March 2010
Characteristics
All workers .............................................................
Open plans2
Frozen plans3
0.7
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.4
1.0
0.8
0.9
1.4
1.0
0.8
0.8
1.8
1.3
1.6
1.1
3.2
1.2
1.0
0.8
1.8
1.3
1.6
1.1
3.2
1.2
1.0
0.7
1.6
1.4
2.2
1.6
0.7
1.6
1.4
2.2
1.6
Full time .................................................................
Part time ................................................................
0.7
1.5
0.7
1.5
Union .....................................................................
Nonunion ...............................................................
0.8
0.9
0.8
0.9
Average wage within the following categories:4
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.1
0.9
0.8
0.9
1.2
3.1
0.9
0.8
0.9
1.2
Goods-producing industries ...................................
1.7
1.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.0
0.8
0.8
1.7
2.5
1.8
1.5
0.7
1.0
0.8
0.8
1.7
2.5
1.8
1.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, civilian workers,1 National Compensation Survey,
March 2010—Continued
Open plans2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Frozen plans3
1.2
1.4
2.3
0.8
1.5
0.8
1.2
1.4
2.3
0.8
1.5
0.8
2.8
0.9
1.5
1.7
1.3
3.8
2.3
1.7
2.8
0.9
1.5
1.7
1.3
3.8
2.3
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Plans open to new participants.
3 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
civilian workers,2 National Compensation Survey, March 2010
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual3
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
79
5
16
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
78
69
83
100
7
6
7
–
15
25
10
–
100
87
86
98
77
83
75
88
–
–
–
–
3
3
3
2
–
–
–
–
20
14
22
10
93
86
75
75
76
–
3
5
–
7
–
11
20
–
17
Full time .................................................................
Part time ................................................................
79
82
5
–
16
–
Union .....................................................................
Nonunion ...............................................................
94
71
2
6
4
23
Average wage within the following categories:4
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
76
77
81
80
–
3
5
6
7
–
20
17
13
13
Goods-producing industries ...................................
74
9
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
80
94
99
100
93
88
85
100
4
2
–
–
–
3
5
–
16
4
–
–
–
8
10
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
civilian workers,2 National Compensation Survey, March
2010—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
66
62
71
81
84
79
3
–
–
5
–
6
31
–
–
14
–
14
78
82
76
74
76
74
83
85
–
–
–
–
5
–
4
–
–
–
–
–
19
–
13
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
3 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, civilian workers,2 National Compensation Survey,
March 2010
Retirement benefit accrual3
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
1.4
1.1
1.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.3
2.8
2.5
0.1
2.1
1.9
2.3
–
1.6
2.5
1.5
–
0.0
4.1
5.2
1.2
2.5
2.8
2.9
2.6
–
–
–
–
0.8
0.9
1.0
0.8
–
–
–
–
2.3
2.7
2.7
2.5
5.4
3.1
3.1
3.9
4.7
–
1.0
1.8
–
2.8
–
2.9
2.8
–
4.3
Full time .................................................................
Part time ................................................................
1.4
3.6
1.2
–
1.3
–
Union .....................................................................
Nonunion ...............................................................
1.5
1.9
0.8
1.6
1.3
1.8
Average wage within the following categories:4
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6.0
2.5
2.5
1.9
2.5
–
0.9
1.5
1.7
2.4
–
2.5
2.2
1.3
1.6
Goods-producing industries ...................................
3.1
2.4
2.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.5
1.2
0.9
0.0
4.2
3.0
3.2
0.1
1.3
0.6
–
–
–
1.5
1.9
–
1.5
0.9
–
–
–
2.3
2.5
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, civilian workers,2 National Compensation Survey,
March 2010—Continued
Retirement benefit accrual3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
4.6
5.4
8.3
1.5
2.4
2.0
1.3
–
–
1.3
–
1.8
4.4
–
–
1.1
–
1.4
6.5
2.9
3.9
9.1
4.1
8.8
2.9
3.5
–
–
–
–
1.6
–
1.4
–
–
–
–
–
3.3
–
2.2
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
3 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
civilian workers,2 National Compensation Survey, March 2010
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
8
43
50
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
7
13
4
–
35
39
32
5
59
48
64
95
–
–
3
–
15
15
15
5
–
52
23
–
45
61
38
58
97
–
74
88
40
23
47
37
–
5
3
–
4
–
64
68
79
50
55
31
29
–
46
Full time .................................................................
Part time ................................................................
7
17
43
33
50
50
Union .....................................................................
Nonunion ...............................................................
1
11
30
49
69
40
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
16
9
6
6
7
41
45
44
41
34
43
46
50
52
59
Goods-producing industries ...................................
7
64
29
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
8
1
–
–
–
–
4
–
37
27
9
2
37
49
56
–
55
72
91
98
63
–
40
94
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
civilian workers,2 National Compensation Survey, March
2010—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2 to 5 years
Greater than
5 years
9
12
–
7
12
5
51
50
52
41
46
38
40
38
–
51
42
57
–
–
4
5
–
–
17
–
–
44
68
50
59
29
57
63
52
27
–
–
55
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, civilian workers,2 National Compensation Survey,
March 2010
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
1.0
1.8
2.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
2.3
0.9
–
2.7
3.3
3.0
1.6
2.7
3.6
3.0
1.6
–
–
1.0
–
2.3
3.6
2.3
1.8
–
5.6
3.1
–
2.7
5.4
3.0
5.0
1.8
–
3.2
3.7
3.3
5.2
3.9
4.9
–
2.3
1.2
–
1.7
–
5.3
3.0
3.0
6.5
7.9
5.0
3.3
–
6.6
Full time .................................................................
Part time ................................................................
0.9
4.0
1.9
4.2
2.0
5.0
Union .....................................................................
Nonunion ...............................................................
0.5
1.3
2.7
2.2
2.7
2.4
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.3
1.8
1.1
1.0
1.3
6.8
3.0
2.8
2.5
3.2
9.1
3.3
2.9
2.4
3.3
Goods-producing industries ...................................
1.8
3.2
3.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.0
0.5
–
–
–
–
1.7
–
2.2
3.8
1.9
0.9
6.8
8.9
5.0
–
2.4
3.8
1.9
0.9
6.8
–
4.6
2.9
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, civilian workers,2 National Compensation Survey,
March 2010—Continued
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2 to 5 years
Greater than
5 years
2.2
3.5
–
1.1
2.2
0.9
4.7
6.2
7.4
2.0
3.9
2.1
4.4
5.7
–
2.2
4.1
2.3
–
–
1.2
1.9
–
–
3.5
–
–
3.9
3.6
8.7
4.5
5.7
5.9
3.5
4.1
3.8
–
–
6.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2010
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
62
38
78
22
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
66
69
65
55
34
31
35
45
83
84
82
76
17
16
18
24
44
64
62
69
57
49
61
67
56
36
38
31
43
51
39
33
66
84
82
80
71
57
79
82
34
16
18
20
29
43
21
18
57
74
63
65
61
43
26
37
35
39
75
86
79
81
76
25
14
21
19
24
Full time .................................................................
Part time ................................................................
63
57
37
43
79
72
21
28
Union .....................................................................
Nonunion ...............................................................
56
63
44
37
76
79
24
21
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
54
60
59
65
67
66
46
40
41
35
33
34
69
81
74
81
83
83
31
19
26
19
17
17
Goods-producing industries ...................................
66
34
81
19
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
62
59
55
44
60
60
68
59
38
41
45
56
40
40
32
41
78
80
75
65
79
81
83
83
22
20
25
35
21
19
17
17
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2010—Continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
63
62
64
62
58
67
37
38
36
38
42
33
81
82
80
77
72
82
19
18
20
23
28
18
67
61
58
62
62
65
65
62
65
33
39
42
38
38
35
35
38
35
80
83
76
79
77
76
76
78
80
20
17
24
21
23
24
24
22
20
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note
for more details.
NOTE: Because of rounding, sums of individual items may
not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March 2010
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
0.7
0.7
0.6
0.6
1.2
1.2
1.5
3.3
1.2
1.2
1.5
3.3
1.0
0.9
1.3
2.8
1.0
0.9
1.3
2.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
5.5
2.3
1.8
4.4
0.9
1.5
1.0
1.5
5.5
2.3
1.8
4.4
0.9
1.5
1.0
1.5
6.2
1.9
1.4
3.9
1.0
1.8
0.8
1.2
6.2
1.9
1.4
3.9
1.0
1.8
0.8
1.2
2.8
1.6
1.4
1.6
2.2
2.8
1.6
1.4
1.6
2.2
2.4
1.2
1.2
1.5
1.9
2.4
1.2
1.2
1.5
1.9
Full time .................................................................
Part time ................................................................
0.7
1.8
0.7
1.8
0.6
1.9
0.6
1.9
Union .....................................................................
Nonunion ...............................................................
2.2
0.7
2.2
0.7
2.1
0.6
2.1
0.6
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
3.5
1.1
1.0
1.1
1.5
1.6
3.5
1.1
1.0
1.1
1.5
1.4
2.0
1.0
1.0
0.8
1.1
1.4
2.0
1.0
1.0
0.8
1.1
Goods-producing industries ...................................
1.2
1.2
1.1
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.8
2.7
5.1
3.0
2.0
1.8
5.3
0.8
1.8
2.7
5.1
3.0
2.0
1.8
5.3
0.7
1.6
2.3
5.6
2.0
1.9
1.4
3.5
0.7
1.6
2.3
5.6
2.0
1.9
1.4
3.5
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March
2010—Continued
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
1.2
1.5
2.1
0.9
1.4
1.1
1.2
1.5
2.1
0.9
1.4
1.1
1.2
1.5
1.9
0.7
1.1
1.0
1.2
1.5
1.9
0.7
1.1
1.0
4.7
2.0
1.6
2.3
1.7
2.7
1.6
4.4
2.1
4.7
2.0
1.6
2.3
1.7
2.7
1.6
4.4
2.1
3.2
1.7
1.8
2.4
1.4
2.6
1.3
2.0
1.3
3.2
1.7
1.8
2.4
1.4
2.6
1.3
2.0
1.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2010
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
74
60
81
73
55
75
88
95
86
84
75
81
73
73
85
86
85
86
88
94
85
84
68
74
66
67
78
79
78
80
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
92
82
51
73
74
64
80
79
79
68
37
63
58
47
65
66
86
84
73
86
79
73
81
84
92
81
50
73
73
64
79
78
73
62
34
59
52
41
59
62
80
76
67
81
71
65
74
79
73
85
77
82
72
60
72
63
69
57
83
84
82
85
79
72
84
76
81
72
58
66
59
65
53
80
78
77
80
74
Full time .................................................................
Part time ................................................................
89
25
73
16
82
65
88
24
67
14
76
59
Union .....................................................................
Nonunion ...............................................................
94
70
84
55
90
79
93
70
78
50
84
72
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
41
25
79
88
93
94
27
15
61
75
81
83
66
59
78
85
88
88
41
25
78
88
92
94
25
13
56
70
74
75
60
54
72
79
80
80
Goods-producing industries ...................................
86
73
86
85
69
81
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
72
81
86
88
88
77
89
88
58
65
74
75
78
59
77
80
80
81
86
85
89
77
86
90
71
80
86
88
87
76
88
88
52
60
68
69
72
54
69
75
73
75
80
79
83
71
78
84
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
60
56
72
86
83
90
45
42
55
73
67
79
76
75
77
84
81
88
60
56
71
86
82
89
43
39
52
66
60
71
71
71
73
77
74
79
72
74
73
72
75
79
71
74
74
60
61
59
59
58
66
56
57
64
83
83
81
81
78
84
78
77
86
71
74
73
72
75
78
71
73
74
52
57
54
54
53
60
51
52
58
73
78
75
76
71
77
72
71
79
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2010—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
47
38
80
28
22
78
72
54
75
59
67
56
50
49
55
46
42
83
82
83
85
36
39
35
32
28
31
27
26
79
80
79
82
86
93
84
83
67
73
65
66
78
78
78
80
55
60
31
46
47
40
52
46
47
48
23
38
36
28
41
39
85
81
73
82
77
72
79
85
34
30
19
31
25
20
28
32
29
22
14
24
19
15
22
26
84
75
71
79
77
74
78
81
90
79
49
72
72
62
77
76
72
60
33
58
51
40
57
60
80
76
67
80
71
65
74
79
39
53
49
51
46
33
45
39
42
36
85
84
80
83
77
28
36
30
30
29
24
28
24
24
23
85
78
80
81
79
70
83
75
79
70
56
65
58
64
52
80
78
77
80
74
Full time .................................................................
Part time ................................................................
57
15
46
11
80
71
34
9
27
7
78
70
87
24
66
14
76
59
Union .....................................................................
Nonunion ...............................................................
71
43
62
33
87
77
53
23
45
18
85
75
91
68
76
49
84
72
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
21
13
48
58
66
71
14
8
37
47
56
60
67
58
77
82
85
85
12
8
26
35
43
45
8
5
19
28
35
36
68
62
75
80
81
81
40
24
76
86
91
93
24
13
55
68
73
74
60
54
72
79
80
80
Goods-producing industries ...................................
55
47
85
34
28
83
83
67
81
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
46
49
50
50
56
48
70
59
36
40
42
42
46
37
56
50
79
81
84
85
83
78
79
86
27
29
32
32
35
26
39
43
21
22
26
26
27
19
29
34
77
77
80
82
76
74
75
79
70
79
84
86
87
74
87
87
51
59
67
68
72
53
67
74
73
75
79
78
83
71
77
84
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2010—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
30
27
41
62
56
68
23
21
32
50
44
56
77
77
77
81
79
82
18
16
26
37
30
43
14
12
19
29
24
34
76
77
73
79
79
79
58
54
69
84
81
88
41
38
50
64
59
70
71
71
73
76
73
79
50
48
48
46
43
45
35
47
59
41
39
38
38
33
33
27
38
49
81
81
79
82
77
74
77
79
83
21
33
26
17
27
29
19
28
42
17
26
20
14
19
22
15
22
35
80
81
76
79
68
76
76
81
83
70
72
72
71
74
77
69
72
72
51
56
53
53
52
60
49
50
56
72
78
74
76
71
78
72
70
79
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2010
Health care3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.5
0.3
0.6
0.5
0.4
0.6
0.6
0.7
1.1
0.6
1.2
0.6
1.1
0.4
0.9
0.5
0.8
0.6
0.6
0.7
1.1
0.6
1.0
0.7
1.1
0.5
0.9
0.6
0.8
1.5
1.5
1.4
2.8
0.8
1.2
1.0
1.3
1.1
1.9
1.4
2.6
0.7
1.1
0.9
1.2
1.0
1.3
1.3
1.5
0.6
0.9
0.6
0.8
1.5
1.5
1.4
2.8
0.8
1.2
1.0
1.3
1.1
1.9
1.1
2.5
0.7
1.0
0.9
1.3
1.0
1.4
1.2
1.5
0.6
0.9
0.7
0.9
1.9
1.5
1.2
1.4
1.8
1.7
1.5
1.1
1.5
1.6
1.0
1.1
0.7
0.9
1.0
1.9
1.5
1.1
1.4
1.8
1.8
1.5
1.0
1.4
1.4
1.1
1.3
0.7
0.9
1.0
Full time .................................................................
Part time ................................................................
0.5
0.9
0.5
0.6
0.3
1.6
0.4
0.9
0.5
0.6
0.4
1.4
Union .....................................................................
Nonunion ...............................................................
0.7
0.7
0.8
0.6
0.4
0.4
0.7
0.6
0.9
0.5
0.6
0.4
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
2.1
1.0
0.8
0.5
0.6
1.0
1.8
0.9
0.7
0.5
0.6
1.3
3.5
0.5
0.4
0.4
0.5
1.2
2.1
1.0
0.8
0.5
0.6
0.9
1.6
0.8
0.7
0.5
0.8
1.1
2.9
0.5
0.5
0.5
0.8
Goods-producing industries ...................................
0.8
0.8
0.5
0.8
0.8
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.0
0.7
0.6
1.0
1.6
0.7
1.1
0.6
0.9
0.8
0.8
1.4
1.5
0.9
1.2
0.4
0.7
0.7
0.8
1.1
1.2
0.7
0.7
0.6
1.0
0.7
0.6
1.0
1.6
0.8
1.1
0.5
1.0
0.9
0.9
1.8
1.4
1.1
1.3
0.5
0.7
0.7
0.9
1.5
1.1
1.0
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2010—Continued
Health care3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
1.0
1.1
1.6
0.5
0.9
0.6
0.7
0.8
1.4
0.6
0.9
0.7
0.7
0.9
1.1
0.4
0.7
0.4
0.9
1.0
1.6
0.5
0.9
0.6
0.7
0.8
1.3
0.5
0.8
0.7
0.8
0.9
1.1
0.4
0.6
0.6
1.7
2.0
1.0
1.9
1.4
3.4
1.5
2.4
1.2
1.4
1.6
1.0
2.0
1.3
3.3
1.4
2.1
1.3
1.1
0.7
0.6
1.1
1.0
1.8
0.9
1.1
0.6
1.8
1.9
1.0
1.8
1.4
3.6
1.5
2.3
1.3
1.4
1.1
0.9
1.9
1.2
2.1
1.4
2.1
1.4
1.8
1.3
0.6
1.1
0.9
1.9
1.0
1.3
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2010—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.5
0.4
0.7
0.5
0.6
0.6
0.5
0.4
0.9
1.3
0.9
1.6
0.8
1.4
0.9
1.3
0.5
0.9
0.5
0.9
0.9
1.4
1.0
1.4
0.7
1.0
0.8
1.3
0.8
1.6
0.9
1.8
0.6
0.6
0.8
1.2
0.6
1.1
0.7
1.2
0.5
0.9
0.6
0.8
2.1
2.3
1.6
2.8
0.9
1.2
1.1
1.3
1.7
2.2
1.1
2.4
0.7
1.0
0.8
1.1
1.1
1.2
1.4
1.6
0.7
1.2
0.7
1.0
1.9
1.9
1.7
2.4
0.8
0.9
0.9
1.2
1.8
1.5
1.4
2.0
0.6
0.8
0.7
1.0
1.8
1.6
1.8
2.5
0.8
1.3
1.0
1.4
1.7
1.7
1.4
2.8
0.8
1.1
1.0
1.3
1.2
1.9
1.1
2.5
0.7
1.0
0.9
1.2
1.0
1.5
1.2
1.6
0.6
1.0
0.7
0.9
1.8
1.8
1.4
1.7
1.8
1.6
1.5
1.2
1.5
1.5
1.4
1.3
0.9
1.1
1.3
1.6
1.9
0.9
1.3
1.3
1.4
1.3
0.8
1.1
1.1
1.6
1.9
1.1
1.5
1.6
1.8
1.5
1.1
1.4
1.8
1.7
1.6
1.0
1.4
1.4
1.1
1.3
0.7
0.9
1.0
Full time .................................................................
Part time ................................................................
0.7
0.6
0.6
0.5
0.4
1.6
0.8
0.5
0.6
0.4
0.6
1.9
0.5
0.9
0.5
0.5
0.4
1.5
Union .....................................................................
Nonunion ...............................................................
1.2
0.7
1.1
0.5
0.6
0.5
1.3
0.7
1.2
0.5
0.9
0.7
0.8
0.6
0.9
0.5
0.6
0.4
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
2.0
1.1
0.9
0.8
1.2
0.7
1.0
0.9
0.8
0.8
1.1
1.4
3.3
0.7
0.5
0.4
0.6
1.2
1.9
1.0
1.0
0.8
1.2
0.9
1.3
0.7
0.9
0.7
1.0
1.6
3.6
0.9
0.7
0.7
0.9
1.1
2.1
1.0
0.8
0.5
0.7
0.9
1.6
0.8
0.7
0.5
0.8
1.2
3.3
0.6
0.5
0.5
0.8
Goods-producing industries ...................................
1.3
1.2
0.6
1.2
1.0
0.9
0.9
0.9
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.2
1.4
1.6
2.7
1.8
1.6
2.3
0.6
1.0
1.2
1.4
2.5
1.4
1.3
2.1
0.5
0.7
0.7
1.0
1.0
1.1
0.8
0.9
0.8
1.3
1.3
1.5
2.9
2.0
2.1
1.9
0.6
0.9
1.1
1.4
2.5
1.4
1.6
1.6
0.6
1.3
1.6
1.9
2.7
1.6
1.3
2.2
0.6
1.1
0.8
0.8
1.0
1.6
0.9
1.2
0.6
1.0
0.9
1.0
1.8
1.5
1.1
1.4
0.5
0.7
0.7
0.9
1.5
1.2
1.0
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2010—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.9
1.6
0.8
1.2
1.2
0.6
0.7
1.3
0.6
1.0
0.9
0.8
1.0
1.3
0.5
0.8
0.7
0.6
0.7
1.3
1.1
1.2
1.6
0.5
0.6
1.2
0.8
0.9
1.3
0.9
1.3
1.7
0.7
1.1
1.0
0.9
1.0
1.6
0.6
0.9
0.7
0.7
0.7
1.3
0.6
0.8
0.7
0.7
0.9
1.1
0.4
0.6
0.6
1.7
1.4
1.3
2.1
1.1
5.6
2.1
3.2
1.4
1.5
1.2
1.1
2.0
1.0
3.4
1.6
2.2
1.2
1.4
1.0
1.0
1.2
1.1
2.3
1.4
1.6
0.7
2.0
1.9
1.2
1.1
1.3
7.1
1.1
3.2
1.2
1.6
1.4
1.0
1.0
1.0
5.3
1.1
2.5
1.1
2.4
1.4
1.1
2.0
1.8
1.8
2.2
1.4
0.9
1.7
1.9
1.0
1.7
1.4
3.4
1.7
2.3
1.1
1.2
1.2
0.9
1.8
1.3
2.4
1.5
2.2
1.2
1.8
1.2
0.7
1.2
0.9
1.9
1.0
1.5
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, civilian workers,2 National Compensation Survey, March 2010
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
21
68
32
81
79
81
88
19
21
19
12
69
69
69
70
31
31
31
30
89
76
80
85
76
71
78
82
11
24
20
15
24
29
22
18
69
65
67
74
65
61
67
70
31
35
33
26
35
39
33
30
84
81
79
80
79
16
19
21
20
21
70
71
72
74
70
30
29
28
26
30
Full time .................................................................
Part time ................................................................
80
77
20
23
68
66
32
34
Union .....................................................................
Nonunion ...............................................................
89
77
11
23
81
64
19
36
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
75
77
80
81
81
24
25
23
20
19
19
61
63
65
69
72
73
39
37
35
31
28
27
Goods-producing industries ...................................
80
20
73
27
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
79
83
88
89
84
78
75
88
21
17
12
11
16
22
25
12
67
67
70
70
70
64
66
76
33
33
30
30
30
36
34
24
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, civilian workers,2 National Compensation Survey, March
2010—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
79
79
80
78
81
21
21
21
20
22
19
64
63
65
70
68
72
36
37
35
30
32
28
75
82
80
79
77
79
79
79
82
25
18
20
21
23
21
21
21
18
69
75
73
67
62
63
61
65
70
31
25
27
33
38
37
39
35
30
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 10. Standard errors for health care benefits:1 Share of premiums paid
by employer and employee, civilian workers,2 National Compensation
Survey, March 2010
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.3
0.3
0.3
0.4
0.4
0.5
0.3
0.4
0.4
0.5
0.4
0.5
0.5
0.8
0.4
0.5
0.5
0.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.6
0.9
0.5
0.8
0.3
0.5
0.4
0.5
0.6
0.9
0.5
0.8
0.3
0.5
0.4
0.5
1.0
0.9
0.6
1.1
0.3
0.7
0.4
0.6
1.0
0.9
0.6
1.1
0.3
0.7
0.4
0.6
0.8
0.7
0.5
0.6
0.7
0.8
0.7
0.5
0.6
0.7
1.2
0.9
0.5
0.8
1.0
1.2
0.9
0.5
0.8
1.0
Full time .................................................................
Part time ................................................................
0.2
0.8
0.2
0.8
0.3
1.3
0.3
1.3
Union .....................................................................
Nonunion ...............................................................
0.3
0.2
0.3
0.2
0.6
0.3
0.6
0.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.5
1.2
0.3
0.3
0.3
0.4
0.5
1.2
0.3
0.3
0.3
0.4
0.7
1.9
0.4
0.4
0.3
0.4
0.7
1.9
0.4
0.4
0.3
0.4
Goods-producing industries ...................................
0.4
0.4
0.5
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.2
0.4
0.4
0.5
0.8
0.6
0.6
0.5
0.2
0.4
0.4
0.5
0.8
0.6
0.6
0.5
0.3
0.5
0.7
0.9
1.3
0.8
0.7
0.8
0.3
0.5
0.7
0.9
1.3
0.8
0.7
0.8
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for health care benefits:1 Share of premiums paid
by employer and employee, civilian workers,2 National Compensation
Survey, March 2010—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.4
0.5
0.8
0.2
0.4
0.3
0.4
0.5
0.8
0.2
0.4
0.3
0.5
0.6
1.0
0.3
0.4
0.4
0.5
0.6
1.0
0.3
0.4
0.4
0.9
0.5
0.5
1.0
0.4
1.3
0.6
1.1
0.5
0.9
0.5
0.5
1.0
0.4
1.3
0.6
1.1
0.5
0.8
0.7
0.7
0.7
0.6
1.9
0.8
0.9
0.6
0.8
0.7
0.7
0.7
0.6
1.9
0.8
0.9
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2010
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
82
18
70
30
84
82
84
88
16
18
16
12
72
72
71
69
28
28
29
31
89
81
82
86
80
76
82
83
11
19
18
14
20
24
18
17
67
72
68
75
68
65
69
70
33
28
32
25
32
35
31
30
85
82
82
81
82
15
18
18
19
18
70
71
73
74
72
30
29
27
26
28
Full time .................................................................
Part time ................................................................
82
80
18
20
70
70
30
30
Union .....................................................................
Nonunion ...............................................................
89
80
11
20
82
67
18
33
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
78
76
80
83
84
84
22
24
20
17
16
16
63
62
67
72
75
76
37
38
33
28
25
24
Goods-producing industries ...................................
82
18
74
26
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
82
85
88
89
86
82
82
89
18
15
12
11
14
18
18
11
69
69
69
68
71
69
75
79
31
31
31
32
29
31
25
21
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2010—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
81
80
83
81
84
20
19
20
17
19
16
65
64
66
73
71
75
35
36
34
27
29
25
79
84
82
82
80
81
83
83
83
21
16
18
18
20
19
17
17
17
74
77
76
71
65
63
63
69
71
26
23
24
29
35
37
37
31
29
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 11. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2010
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.3
0.3
0.3
0.4
0.3
0.4
0.3
0.4
0.3
0.4
0.4
0.6
0.5
1.0
0.4
0.6
0.5
1.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.9
0.6
0.8
0.3
0.5
0.4
0.5
0.5
0.9
0.6
0.8
0.3
0.5
0.4
0.5
1.2
1.1
0.8
1.2
0.4
0.7
0.5
0.7
1.2
1.1
0.8
1.2
0.4
0.7
0.5
0.7
0.8
0.6
0.4
0.6
0.6
0.8
0.6
0.4
0.6
0.6
1.2
0.8
0.6
0.7
1.0
1.2
0.8
0.6
0.7
1.0
Full time .................................................................
Part time ................................................................
0.2
0.8
0.2
0.8
0.3
0.9
0.3
0.9
Union .....................................................................
Nonunion ...............................................................
0.3
0.2
0.3
0.2
0.5
0.3
0.5
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
1.3
0.3
0.3
0.3
0.4
0.6
1.3
0.3
0.3
0.3
0.4
0.7
1.4
0.4
0.4
0.4
0.6
0.7
1.4
0.4
0.4
0.4
0.6
Goods-producing industries ...................................
0.4
0.4
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.2
0.3
0.4
0.5
0.8
0.5
0.4
0.4
0.2
0.3
0.4
0.5
0.8
0.5
0.4
0.4
0.3
0.6
0.9
1.0
2.0
1.0
0.6
0.8
0.3
0.6
0.9
1.0
2.0
1.0
0.6
0.8
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2010—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.4
0.4
0.7
0.2
0.3
0.4
0.4
0.4
0.7
0.2
0.3
0.4
0.5
0.7
0.9
0.4
0.5
0.5
0.5
0.7
0.9
0.4
0.5
0.5
0.6
0.5
0.5
0.8
0.4
1.7
0.6
1.1
0.4
0.6
0.5
0.5
0.8
0.4
1.7
0.6
1.1
0.4
0.7
0.9
0.7
1.0
0.6
1.8
0.8
1.2
0.6
0.7
0.9
0.7
1.0
0.6
1.8
0.8
1.2
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2010
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$355.61
23
$441.25
77
$329.43
$96.56
100
100
100
100
376.69
358.27
384.05
435.66
24
21
25
37
446.44
437.05
449.52
472.84
76
79
75
63
355.04
337.93
362.27
413.68
94.74
95.60
94.38
97.32
100
100
100
100
100
100
100
100
451.08
372.74
355.78
394.30
337.99
303.43
352.12
340.15
40
15
23
28
19
16
20
35
489.71
481.58
461.02
446.01
432.03
387.69
446.52
416.76
60
85
77
72
81
84
80
65
425.50
353.11
324.76
374.04
315.82
287.16
328.15
299.60
98.40
96.00
94.99
84.57
99.74
110.34
95.18
100.92
100
100
100
100
100
344.18
336.54
343.62
335.50
353.17
41
29
24
21
26
420.11
412.58
445.82
432.15
458.79
59
71
76
79
74
292.26
305.13
312.12
309.45
315.48
98.19
102.98
94.62
92.72
97.02
Full time .................................................................
Part time ................................................................
100
100
355.37
359.27
23
24
440.36
454.46
77
76
329.47
328.82
95.52
112.75
Union .....................................................................
Nonunion ...............................................................
100
100
442.03
330.51
42
18
504.63
398.00
58
82
396.35
315.74
90.21
97.86
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
311.80
295.67
333.07
364.04
381.78
386.87
18
16
20
24
27
25
392.58
419.97
419.35
452.88
457.02
461.64
82
84
80
76
73
75
293.90
271.57
311.00
335.42
354.16
362.44
100.68
101.31
97.91
94.75
95.34
95.07
Goods-producing industries ...................................
100
333.59
24
416.14
76
308.01
89.25
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
360.56
394.72
419.63
435.07
389.13
371.51
373.06
431.77
23
25
35
41
23
17
12
32
446.98
456.86
456.40
467.27
411.67
457.73
492.22
474.26
77
75
65
59
77
83
88
68
334.24
373.62
400.15
412.92
382.42
354.23
356.19
411.61
98.20
94.90
96.53
100.31
90.99
93.71
89.93
74.27
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2010—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$332.27
335.52
325.01
369.02
357.58
378.41
29
30
24
20
18
22
$420.00
422.62
412.65
458.29
462.07
455.79
71
70
76
80
82
78
$297.25
297.44
296.86
346.06
334.47
356.08
$107.52
110.03
102.36
90.91
93.86
88.35
100
100
100
100
100
100
100
100
363.65
382.85
359.33
349.98
331.01
338.10
343.24
371.86
15
28
19
24
19
22
27
29
454.27
471.08
454.05
430.81
391.37
388.73
403.25
481.54
85
72
81
76
81
78
73
71
347.87
348.43
336.72
324.75
317.13
324.07
321.47
326.07
111.02
98.58
91.01
95.67
96.92
92.77
96.41
99.02
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2010
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$2.32
0.6
$5.11
0.6
$1.94
$0.78
2.99
3.75
3.55
5.62
0.9
1.3
1.1
1.7
7.07
10.60
7.50
9.38
0.9
1.3
1.1
1.7
2.58
3.38
3.22
6.73
1.22
2.19
1.29
2.85
7.18
11.19
6.51
8.11
2.26
3.78
2.94
4.56
2.0
3.3
1.4
2.4
0.8
1.5
0.9
1.6
10.85
39.89
15.75
13.27
8.43
14.29
10.17
8.49
2.0
3.3
1.4
2.4
0.8
1.5
0.9
1.6
8.85
7.61
4.64
9.42
2.29
3.97
2.86
5.36
3.40
2.85
2.25
3.96
1.20
1.93
1.44
2.38
6.81
6.34
4.82
5.26
6.95
2.1
1.9
1.1
1.5
1.8
11.84
11.15
11.71
10.84
18.44
2.1
1.9
1.1
1.5
1.8
6.22
7.97
4.11
5.12
5.85
3.45
3.51
1.50
1.72
2.37
Full time .................................................................
Part time ................................................................
2.33
8.40
0.7
1.8
5.32
16.61
0.7
1.8
1.92
8.37
0.79
3.69
Union .....................................................................
Nonunion ...............................................................
5.08
1.86
1.2
0.7
8.91
4.36
1.2
0.7
3.94
1.94
2.41
0.74
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.44
10.04
3.17
3.61
2.84
3.91
1.5
3.3
0.8
1.0
0.8
1.2
12.94
25.42
8.94
9.10
5.76
9.12
1.5
3.3
0.8
1.0
0.8
1.2
4.41
8.84
2.59
2.42
2.63
3.50
1.94
4.05
1.22
1.12
1.22
1.60
Goods-producing industries ...................................
3.78
1.1
6.69
1.1
3.83
1.45
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
2.53
3.73
4.49
6.42
5.39
5.48
5.81
9.00
0.7
1.2
1.8
1.9
3.6
1.5
1.4
2.2
5.97
8.93
8.25
9.76
14.77
19.21
22.97
22.10
0.7
1.2
1.8
1.9
3.6
1.5
1.4
2.2
2.17
3.69
5.21
7.87
5.45
4.90
4.02
5.98
0.91
1.80
2.34
3.06
3.44
2.48
1.77
2.06
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2010—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$3.24
3.66
5.05
2.79
3.60
3.68
1.0
1.2
1.8
0.8
1.0
1.0
$6.52
7.56
10.66
7.55
10.85
8.17
1.0
1.2
1.8
0.8
1.0
1.0
$3.31
3.68
5.42
2.27
3.17
3.27
$1.57
2.13
1.88
0.98
1.38
1.41
5.96
6.35
6.52
12.65
3.22
8.98
4.62
7.18
1.8
1.3
1.1
2.4
1.4
5.2
1.8
1.7
15.25
9.55
14.89
25.15
7.26
13.11
10.31
13.03
1.8
1.3
1.1
2.4
1.4
5.2
1.8
1.7
4.91
4.49
5.50
11.06
3.70
11.45
5.64
4.65
3.75
1.93
2.23
2.62
1.54
3.69
1.99
2.35
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2010
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
77
1
11
1
(5)
10
(5)
100
100
100
100
77
77
77
81
1
–
1
1
11
11
11
10
2
2
1
2
(5)
–
1
–
9
9
9
6
(5)
1
(5)
–
100
100
100
100
100
100
100
100
80
74
78
77
72
67
75
83
1
(5)
–
–
(5)
–
(5)
–
9
11
9
10
16
20
14
7
2
1
1
2
1
–
1
1
–
–
(5)
–
(5)
–
(5)
–
7
12
11
9
10
12
10
9
–
–
–
–
(5)
(5)
(5)
1
100
100
100
100
100
83
83
83
83
83
–
–
1
–
–
6
7
6
5
6
1
–
–
–
5
( )
–
–
–
–
–
9
9
10
10
9
–
–
(5)
–
–
Full time .................................................................
Part time ................................................................
100
100
77
74
1
1
10
16
1
1
(5)
–
10
7
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
77
77
1
(5)
9
11
2
1
1
(5)
9
10
1
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
76
81
76
80
76
75
–
–
(5)
(5)
–
1
13
9
12
9
10
10
(5)
–
1
1
2
2
–
–
(5)
(5)
–
1
10
–
10
9
10
10
–
–
(5)
(5)
1
1
Goods-producing industries ...................................
100
82
–
6
(5)
–
10
(5)
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
76
77
79
79
78
75
75
78
(5)
1
1
1
–
–
(5)
–
12
12
12
10
16
12
13
12
1
2
2
2
1
1
1
4
(5)
(5)
–
–
1
–
–
2
10
8
5
7
3
10
10
4
(5)
(5)
–
–
–
–
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2010—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
80
77
84
76
78
74
–
–
–
1
1
1
9
10
6
12
11
12
1
1
(5)
1
1
2
–
–
–
(5)
–
1
10
11
9
9
8
10
(5)
(5)
–
1
–
1
100
100
100
100
100
100
100
100
100
81
76
77
77
80
77
74
75
77
–
–
( )
–
–
–
–
–
–
7
9
12
12
10
13
13
12
11
1
(5)
1
–
(5)
–
2
1
3
–
2
–
–
–
–
–
–
–
11
11
10
9
9
–
10
11
8
–
–
–
–
–
–
–
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5 percent.
5
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 13. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2010
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.7
0.1
0.4
0.1
(5)
0.5
0.1
0.0
0.0
0.0
0.0
1.0
1.2
1.1
1.6
0.3
–
0.2
0.1
0.7
1.0
0.9
1.2
0.2
0.5
0.2
0.6
0.1
–
0.1
–
0.6
0.8
0.7
1.1
0.2
0.3
0.2
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.1
2.0
1.8
2.8
0.9
1.6
1.1
1.4
0.2
(5)
–
–
0.1
–
0.1
–
1.6
1.5
0.9
1.9
0.7
1.2
0.8
0.8
0.8
0.5
0.3
0.8
0.2
–
0.3
0.1
–
–
0.1
–
(5)
–
0.1
–
1.5
1.6
1.7
2.3
0.7
1.0
0.9
1.1
–
–
–
–
0.1
0.1
0.1
0.4
0.0
0.0
0.0
0.0
0.0
2.4
1.7
1.1
1.4
1.5
–
–
0.3
–
–
1.1
0.9
0.6
0.8
0.9
0.1
–
–
–
0.2
–
–
–
–
–
2.0
1.4
0.9
1.2
1.1
–
–
0.2
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.7
2.0
0.2
0.2
0.4
1.5
0.1
0.3
(5)
–
0.5
1.1
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.3
0.7
0.2
0.2
1.2
0.4
0.4
0.1
0.1
(5)
0.7
0.6
0.3
0.1
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.6
3.7
1.1
0.7
0.9
1.1
–
–
0.1
0.1
–
0.3
0.9
1.2
0.7
0.6
0.6
0.7
0.2
–
0.3
0.2
0.2
0.2
–
–
0.1
(5)
–
0.1
1.3
–
0.8
0.5
0.5
0.7
–
–
0.1
0.1
0.2
0.3
Goods-producing industries ...................................
0.0
1.2
–
0.7
0.1
–
1.0
0.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
1.5
1.4
1.9
2.2
2.1
1.8
2.2
0.1
0.2
0.1
0.1
–
–
0.1
–
0.5
1.2
1.2
1.6
2.0
1.8
1.4
1.6
0.2
0.3
0.3
0.5
0.2
0.5
0.4
0.9
(5)
0.1
–
–
0.3
–
–
0.3
0.6
1.0
0.8
1.2
0.5
1.4
1.2
1.1
0.1
0.1
–
–
–
–
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2010—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.4
1.5
0.8
1.0
1.2
–
–
–
0.2
0.2
0.4
0.8
1.1
1.0
0.5
0.7
0.7
0.2
0.2
0.2
0.2
0.3
0.3
–
–
–
0.1
–
0.1
0.9
1.2
1.2
0.6
0.7
1.0
0.1
0.1
–
0.1
–
0.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.9
1.5
1.9
1.5
1.4
4.5
2.0
2.5
1.8
–
–
0.1
–
–
–
–
–
–
1.4
0.9
1.2
1.3
0.8
1.8
1.5
1.9
1.4
0.1
0.2
0.4
–
0.2
–
0.7
0.1
0.4
–
0.3
–
–
–
–
–
–
–
1.8
0.9
1.1
1.4
1.2
–
1.5
2.0
1.2
–
–
–
–
–
–
–
–
0.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2010
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$818.80
12
$1,071.00
88
$786.00
$376.96
100
100
100
100
864.19
857.20
866.96
841.80
10
9
11
13
1,111.33
1,074.46
1,124.13
1,144.73
90
91
89
87
835.80
834.77
836.21
795.03
375.65
365.34
379.80
426.30
100
100
100
100
100
100
100
100
840.58
875.01
784.09
904.35
783.00
716.40
810.30
789.44
14
8
10
11
8
8
8
20
1,209.87
1,098.51
1,108.30
1,164.24
1,009.28
856.36
1,065.75
1,092.84
86
92
90
89
92
92
92
80
780.56
856.47
747.51
871.59
762.94
704.96
786.92
713.04
447.85
365.16
393.83
320.65
388.75
416.61
377.22
391.45
100
100
100
100
100
769.67
806.72
815.98
821.92
808.94
25
16
16
14
18
1,083.27
–
1,023.55
1,034.98
1,012.70
75
84
84
86
82
666.55
749.46
777.07
786.78
765.06
411.74
375.56
336.76
315.22
363.42
Full time .................................................................
Part time ................................................................
100
100
819.48
808.23
11
14
1,097.40
736.39
89
86
783.90
819.94
374.12
422.82
Union .....................................................................
Nonunion ...............................................................
100
100
993.25
768.64
30
6
1,094.41
1,038.18
70
94
949.73
750.92
318.50
389.49
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
685.52
637.08
755.23
836.72
900.50
939.25
7
7
8
11
16
16
854.91
659.66
1,016.74
1,074.14
1,125.75
1,119.22
93
93
92
89
84
84
672.82
635.30
731.98
806.08
858.38
904.81
424.72
422.24
387.70
364.90
359.39
345.72
Goods-producing industries ...................................
100
819.78
16
1,020.36
84
781.00
324.48
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
818.58
833.52
822.37
813.85
849.98
844.21
920.43
950.67
10
9
12
16
4
7
5
12
1,088.59
1,072.13
1,124.75
1,127.01
1,111.97
980.69
1,189.65
1,094.67
90
91
88
84
96
93
95
88
787.05
809.24
781.19
755.12
837.66
834.55
905.73
931.84
387.97
412.86
413.78
447.03
349.29
412.02
311.75
284.32
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2010—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$729.83
721.91
746.95
868.85
845.20
888.17
14
14
13
10
9
11
$1,060.75
1,098.27
969.38
1,078.63
1,061.62
1,089.48
86
86
87
90
91
89
$677.56
659.90
715.03
844.73
823.99
862.17
$436.67
446.35
416.13
344.62
370.27
323.07
100
100
100
100
100
100
100
100
935.93
935.68
887.70
805.94
743.35
678.20
722.03
831.29
9
21
13
12
5
5
7
16
1,087.74
1,090.18
1,079.15
984.24
1,136.49
948.32
1,101.22
1,059.99
91
79
87
88
95
95
93
84
920.32
895.83
859.51
781.52
724.14
663.21
692.96
789.02
360.52
362.24
317.17
367.95
396.54
411.53
429.03
385.28
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2010
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$5.72
0.4
$14.37
0.4
$5.27
$3.17
7.61
10.85
9.05
15.03
0.7
0.9
0.8
1.0
27.61
29.28
35.31
27.18
0.7
0.9
0.8
1.0
7.27
10.47
8.75
15.52
4.84
6.49
5.85
12.21
18.85
21.25
13.32
21.17
6.77
10.76
8.18
12.82
1.2
2.3
1.1
1.4
0.5
0.7
0.6
1.1
34.46
63.07
33.70
59.90
28.07
61.00
33.93
30.53
1.2
2.3
1.1
1.4
0.5
0.7
0.6
1.1
19.39
21.57
12.20
20.87
6.79
12.17
8.11
12.36
14.24
10.39
7.20
11.55
4.38
8.27
5.25
6.05
20.34
15.13
9.81
12.62
15.62
1.8
1.5
1.0
1.3
1.5
38.89
–
21.50
30.83
29.25
1.8
1.5
1.0
1.3
1.5
19.86
14.42
9.88
12.76
15.88
11.71
7.63
6.61
6.41
11.04
Full time .................................................................
Part time ................................................................
5.71
18.33
0.4
1.5
14.06
40.31
0.4
1.5
5.25
19.88
3.42
11.48
Union .....................................................................
Nonunion ...............................................................
11.33
5.48
1.1
0.4
17.72
24.23
1.1
0.4
11.61
5.39
6.43
3.42
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
13.45
27.14
7.37
8.52
7.47
10.84
0.7
1.6
0.5
0.7
0.8
1.2
63.97
63.14
21.32
20.67
22.95
42.35
0.7
1.6
0.5
0.7
0.8
1.2
12.94
28.28
6.92
7.80
7.04
9.44
8.00
19.76
4.78
4.45
4.28
6.00
Goods-producing industries ...................................
10.27
0.9
18.24
0.9
11.44
5.71
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
6.44
10.80
12.99
15.76
27.64
16.79
15.93
15.54
0.5
0.7
0.7
1.0
0.8
1.2
0.9
0.9
17.94
29.37
22.67
25.11
36.19
61.87
75.56
25.72
0.5
0.7
0.7
1.0
0.8
1.2
0.9
0.9
6.00
11.01
13.51
15.65
28.42
16.90
14.78
16.26
3.61
6.88
9.32
10.26
17.15
11.39
5.91
7.77
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2010—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$9.58
10.47
16.20
6.05
9.11
7.44
0.8
0.9
1.5
0.5
0.6
0.6
$26.97
31.63
48.57
13.02
19.72
13.96
0.8
0.9
1.5
0.5
0.6
0.6
$9.09
9.39
16.95
5.86
9.18
7.29
$5.82
7.90
7.88
3.72
5.79
5.01
16.79
19.91
14.56
19.11
10.60
22.21
15.26
11.93
1.0
1.6
1.0
1.4
0.7
1.2
0.8
1.6
93.01
23.14
26.16
30.78
41.37
60.73
79.19
30.84
1.0
1.6
1.0
1.4
0.7
1.2
0.8
1.6
14.31
18.96
14.40
18.68
9.83
24.99
14.64
12.92
12.52
7.59
7.82
13.88
6.76
20.20
7.31
7.26
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note
for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2010
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
80
(5)
9
1
(5)
9
(5)
100
100
100
100
80
78
80
84
–
–
(5)
–
9
10
9
7
1
2
1
1
(5)
(5)
(5)
(5)
9
9
9
7
–
–
(5)
–
100
100
100
100
100
100
100
100
84
77
80
81
75
69
78
84
(5)
(5)
–
–
(5)
–
(5)
–
7
10
8
8
13
18
11
5
1
1
1
2
1
–
1
(5)
–
–
(5)
–
(5)
–
(5)
–
8
11
10
8
10
12
10
9
–
–
–
–
(5)
–
(5)
1
100
100
100
100
100
82
85
84
84
85
–
–
1
–
–
5
6
6
6
5
1
–
(5)
(5)
(5)
–
–
–
–
–
10
8
9
9
8
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
80
78
(5)
(5)
9
13
1
1
(5)
–
9
8
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
80
79
1
(5)
7
10
1
1
1
(5)
9
9
1
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
78
86
78
82
79
78
–
–
(5)
(5)
–
–
11
5
11
8
9
9
–
–
1
1
1
2
–
–
(5)
(5)
1
1
10
9
9
9
10
9
(5)
–
(5)
(5)
–
–
Goods-producing industries ...................................
100
83
–
6
(5)
–
10
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
79
80
83
83
82
78
77
82
(5)
–
–
(5)
–
–
(5)
–
10
10
9
7
13
11
11
8
1
1
1
1
1
1
1
3
(5)
(5)
(5)
–
1
–
–
1
9
8
6
8
3
10
10
5
(5)
–
–
–
–
(5)
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2010—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
82
80
86
79
80
77
–
–
–
1
1
–
7
8
5
10
10
10
1
1
–
1
1
1
–
–
–
(5)
–
1
11
12
9
9
8
9
(5)
(5)
–
(5)
–
–
100
100
100
100
100
100
100
100
100
82
79
77
79
83
83
78
74
79
–
–
( )
–
–
–
–
–
(5)
6
8
11
10
8
10
10
11
9
1
(5)
1
–
(5)
–
2
1
2
–
2
–
–
–
–
–
–
–
11
9
10
9
8
6
10
14
10
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5 percent.
5
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 15. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2010
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.6
0.1
0.4
0.1
(5)
0.4
(5)
0.0
0.0
0.0
0.0
0.9
1.3
1.0
1.4
–
–
0.2
–
0.6
0.8
0.8
0.9
0.2
0.4
0.2
0.5
(5)
0.1
0.1
0.1
0.6
1.0
0.7
1.0
–
–
0.1
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.8
2.0
1.4
2.3
0.9
1.7
1.0
1.2
0.1
0.1
–
–
0.1
–
0.1
–
1.1
1.5
0.8
1.6
0.6
1.2
0.7
0.6
0.6
0.4
0.3
0.6
0.2
–
0.2
0.1
–
–
0.1
–
(5)
–
0.1
–
1.3
1.5
1.2
1.8
0.7
1.4
0.7
1.0
–
–
–
–
(5)
–
(5)
0.4
0.0
0.0
0.0
0.0
0.0
2.2
1.5
1.1
1.4
1.3
–
–
0.3
–
–
0.9
0.7
0.8
1.2
0.8
0.1
–
0.1
0.1
0.1
–
–
–
–
–
1.9
1.3
0.9
1.1
0.9
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.6
1.8
0.1
0.2
0.4
1.3
0.1
0.3
(5)
–
0.5
1.2
(5)
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.2
0.7
0.2
0.1
1.0
0.4
0.3
0.1
0.1
(5)
0.9
0.5
0.2
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.4
2.3
0.9
0.7
0.8
1.1
–
–
0.1
0.1
–
–
0.8
1.0
0.6
0.5
0.6
0.7
–
–
0.2
0.1
0.2
0.2
–
–
0.1
(5)
0.1
0.1
1.1
1.7
0.6
0.5
0.6
0.8
(5)
–
(5)
0.1
–
–
Goods-producing industries ...................................
0.0
1.2
–
0.8
0.1
–
1.0
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.7
1.2
1.3
1.7
1.9
2.0
1.7
2.1
0.1
–
–
0.1
–
–
0.1
–
0.5
1.0
1.0
1.2
1.6
1.6
1.5
1.2
0.2
0.2
0.2
0.4
0.1
0.4
0.3
0.7
(5)
0.1
0.1
–
0.2
–
–
0.2
0.5
0.8
0.8
1.2
0.5
1.2
1.2
1.7
0.1
–
–
–
–
0.2
–
–
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2010—Continued
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.4
1.4
0.7
0.9
1.0
–
–
–
0.2
0.2
–
0.7
1.0
0.8
0.5
0.7
0.7
0.1
0.2
–
0.2
0.2
0.2
–
–
–
0.1
–
0.1
0.9
1.2
1.1
0.5
0.6
0.8
0.1
0.1
–
0.1
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.6
1.2
2.0
1.8
1.4
3.6
1.7
2.5
1.6
–
–
0.1
–
–
–
–
–
(5)
1.3
1.0
1.1
1.3
0.7
1.9
1.2
1.7
1.2
0.1
0.2
0.4
–
0.1
–
0.6
0.1
0.3
–
0.3
–
–
–
–
–
–
–
1.6
0.8
1.3
1.3
1.2
2.6
1.0
2.3
0.9
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2010
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$31.00
$51.60
$82.73
$121.33
$173.21
$117.80
$200.00
$316.33
$497.97
$713.92
30.00
33.69
28.75
22.04
50.00
51.60
49.27
41.42
80.13
83.18
78.49
73.92
118.47
118.91
118.42
120.34
172.40
172.02
172.59
175.18
115.00
126.00
109.28
92.08
197.82
203.77
194.78
180.00
316.24
309.52
320.98
368.54
508.16
492.24
514.73
563.00
723.93
713.08
734.07
804.44
23.82
30.76
26.15
26.14
33.04
41.02
30.10
30.00
40.66
49.93
49.43
42.69
54.47
67.47
51.00
54.50
73.53
82.71
80.06
66.00
86.67
97.82
82.38
85.00
118.15
121.00
125.40
96.71
124.48
136.64
118.44
128.00
175.18
181.98
166.00
158.00
177.26
206.57
169.00
190.59
95.00
110.27
114.00
84.58
130.20
169.00
117.55
124.86
167.77
204.38
206.11
176.53
216.41
249.17
203.77
208.21
414.65
320.99
357.18
266.00
327.70
349.65
317.98
325.00
598.40
478.48
519.96
407.08
512.69
563.75
491.00
512.00
848.80
701.25
725.51
596.00
728.74
766.37
708.35
714.10
25.33
33.85
36.56
35.00
38.57
52.93
56.53
56.53
54.50
59.51
84.64
86.15
81.12
79.00
84.00
132.83
125.90
114.76
112.66
117.72
198.40
184.63
164.72
154.54
183.26
131.44
120.00
110.00
109.10
115.28
218.41
202.85
180.00
168.76
191.01
344.99
312.52
275.16
255.06
301.23
538.87
481.53
428.97
390.86
471.87
740.32
695.84
648.28
582.31
703.70
Full time .................................................................
Part time ................................................................
30.93
32.80
51.09
54.71
82.25
90.84
120.19
159.11
171.06
219.83
118.17
114.82
199.81
234.90
312.66
360.85
492.36
596.00
711.17
754.00
Union .....................................................................
Nonunion ...............................................................
24.07
33.36
43.79
54.21
68.27
85.35
103.93
124.48
161.81
173.46
75.83
135.00
137.35
216.65
234.04
332.25
395.99
517.00
654.87
721.79
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
31.32
27.66
33.15
30.31
31.00
30.76
55.53
57.94
53.00
50.98
50.00
49.00
86.66
82.84
84.70
80.07
81.23
78.95
129.87
139.66
122.55
118.42
118.88
116.44
171.62
165.86
173.33
171.00
173.55
172.80
150.49
162.79
127.63
109.10
110.97
107.95
240.11
240.11
209.09
188.55
191.58
185.83
384.22
381.64
333.00
300.66
296.03
279.38
563.00
553.06
512.58
481.97
470.56
439.84
773.32
746.64
729.00
708.35
684.12
659.53
Goods-producing industries ...................................
34.66
51.06
77.65
110.39
155.22
114.54
171.59
262.73
405.29
597.95
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
30.47
24.32
20.79
20.79
18.00
28.68
30.05
22.00
51.64
45.31
40.66
39.67
45.00
46.71
46.53
38.48
84.00
75.70
72.76
75.00
72.32
78.28
73.66
58.07
124.48
118.23
119.68
125.94
110.00
117.05
110.00
93.46
176.00
175.18
182.87
190.00
182.87
169.10
164.00
135.90
120.74
100.94
95.37
92.08
104.25
110.43
96.00
78.02
207.98
196.93
192.89
183.13
201.48
198.36
179.09
170.96
330.04
354.67
365.08
434.24
319.81
348.39
278.83
247.76
517.00
550.56
552.86
593.71
462.36
545.35
401.06
381.59
730.02
797.05
767.99
815.09
581.00
860.88
552.92
533.00
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2010—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$38.06
38.94
36.00
29.75
32.50
25.02
$61.66
62.92
60.60
49.00
51.64
45.63
$95.22
96.03
90.00
76.47
82.76
72.32
$136.67
140.72
128.81
111.74
118.14
106.60
$192.66
208.03
173.21
161.80
165.03
156.68
$138.33
133.86
151.82
109.92
128.84
97.12
$235.72
233.45
237.59
185.43
205.00
173.16
$376.21
384.71
363.94
289.96
316.31
267.56
$582.65
611.62
537.05
446.17
477.60
421.25
$806.06
841.20
758.81
635.00
695.40
581.00
41.41
33.84
30.66
30.25
34.00
21.67
30.88
23.83
26.34
65.72
52.00
48.00
53.99
52.00
53.00
51.48
45.00
50.67
96.00
80.37
75.57
82.14
85.00
85.63
82.33
78.00
84.00
139.14
125.40
110.66
117.83
118.94
123.00
122.00
112.00
126.62
201.36
181.12
160.32
169.50
174.11
165.03
169.24
170.27
179.67
120.98
107.29
87.38
129.99
142.24
143.64
160.89
114.82
110.00
200.29
187.38
156.23
207.84
223.57
230.00
267.20
205.00
198.00
315.22
290.64
249.64
318.94
330.96
374.34
388.63
311.48
309.63
444.03
457.46
397.84
469.64
529.93
563.00
567.00
487.50
522.92
679.45
755.65
588.68
681.42
722.00
715.02
793.00
711.76
729.41
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 16. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2010
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$0.52
$0.95
$0.92
$1.34
$1.26
$3.55
$2.35
$4.21
$10.15
$9.49
0.66
1.63
1.50
2.07
0.51
1.77
1.56
2.57
1.83
1.89
1.84
2.57
2.66
4.10
3.04
4.95
1.86
4.01
2.20
4.93
5.51
3.93
5.16
6.95
4.06
3.88
5.64
12.81
7.10
7.16
7.29
26.29
12.59
19.80
9.24
13.16
14.47
25.93
20.27
34.12
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.44
1.52
2.77
3.66
0.97
2.12
1.12
1.72
1.93
3.77
3.18
3.63
1.01
2.68
1.07
1.59
6.52
5.94
2.73
4.38
1.47
3.22
1.58
1.69
7.04
6.39
3.59
6.21
2.26
4.58
2.63
5.16
2.22
13.26
4.53
24.31
4.65
9.44
5.54
9.47
5.12
15.30
8.33
9.94
3.21
13.16
7.19
7.28
17.58
12.49
8.98
8.58
4.63
12.60
4.24
5.64
34.66
20.48
12.10
21.86
5.36
12.64
7.51
6.65
16.15
20.45
19.08
20.06
7.83
19.73
9.69
11.21
58.43
30.11
24.62
30.09
8.75
20.90
17.13
24.40
2.65
1.52
1.62
1.68
2.61
3.45
2.95
1.48
2.65
2.28
1.69
2.82
1.94
2.80
2.47
7.25
5.21
2.59
3.09
4.70
13.05
12.82
5.52
2.28
14.74
12.00
10.81
3.53
4.73
7.27
7.01
5.48
6.39
7.47
7.69
19.79
12.16
4.87
6.17
12.09
18.99
17.92
8.35
11.85
19.06
39.65
25.59
25.50
19.83
41.35
Full time .................................................................
Part time ................................................................
0.55
1.15
0.79
3.61
0.95
4.13
1.44
13.18
1.86
10.24
3.65
15.22
2.11
15.96
4.99
19.02
9.53
39.27
12.37
27.92
Union .....................................................................
Nonunion ...............................................................
1.21
0.86
1.29
0.75
1.96
0.89
2.01
1.60
8.49
1.74
3.28
3.18
5.78
4.27
5.74
4.38
14.23
4.77
25.54
10.04
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.58
7.66
1.11
0.81
0.68
0.89
2.18
9.63
1.57
1.00
0.86
1.35
2.97
9.10
0.99
1.33
1.54
1.47
3.72
7.32
2.58
2.44
2.29
2.46
5.06
11.96
2.79
3.86
1.88
1.13
11.25
16.31
3.59
3.19
2.62
4.61
9.03
15.42
4.64
4.65
3.88
5.24
12.34
20.74
5.62
4.58
5.21
6.91
16.31
64.74
8.80
9.38
12.50
11.23
21.28
66.12
13.84
18.65
15.11
22.39
Goods-producing industries ...................................
0.76
2.17
1.96
2.87
3.72
4.60
4.62
6.19
7.50
18.45
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.74
1.49
1.52
0.77
6.26
2.15
2.39
1.29
1.03
0.87
2.28
1.68
7.41
1.72
1.11
2.17
0.90
2.09
1.62
2.49
2.35
3.34
2.66
2.66
1.70
3.35
5.40
4.18
5.80
4.11
5.27
3.88
2.31
2.40
7.51
18.54
16.41
5.05
7.32
10.60
5.55
4.82
6.94
4.97
34.18
6.28
4.38
3.46
3.52
6.15
11.79
15.16
22.32
8.01
6.00
6.12
4.19
14.40
21.29
24.84
31.36
14.44
7.75
13.77
5.90
12.34
12.84
14.75
73.04
29.72
12.49
14.66
8.55
23.62
17.56
32.39
10.33
60.84
24.18
11.23
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2010—Continued
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$2.96
2.66
4.86
0.81
1.51
0.89
$1.79
2.83
3.03
1.21
1.84
1.12
$1.66
0.92
2.70
0.97
1.71
0.95
$2.86
3.33
3.45
2.48
2.76
2.51
$7.18
10.69
1.06
2.21
3.48
4.61
$5.71
4.34
10.04
2.49
6.05
4.83
$7.53
9.29
8.60
3.71
4.91
4.79
$9.56
8.11
9.24
5.32
6.72
7.06
$10.47
16.39
14.98
6.89
15.87
13.67
$9.98
34.53
35.75
9.63
14.75
8.90
4.89
1.22
1.02
3.31
1.75
4.64
2.09
2.12
3.06
1.75
2.18
1.90
2.50
2.32
4.52
2.89
4.37
1.13
0.00
3.26
2.40
4.02
1.89
2.17
3.60
3.59
0.96
9.24
3.03
3.59
5.16
3.26
7.01
4.05
9.14
3.73
16.30
7.28
2.89
5.90
6.09
4.06
3.50
15.30
7.02
6.62
4.55
6.52
17.74
4.63
16.68
8.66
22.16
4.61
1.74
3.74
7.11
9.30
9.96
14.74
11.83
14.08
6.57
6.63
12.79
8.13
19.20
8.25
43.08
8.85
17.13
11.23
12.03
27.60
10.41
30.27
9.69
10.02
16.68
42.30
17.06
57.23
32.33
20.50
44.17
19.84
71.31
38.52
44.12
17.45
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 17. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2010
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
62
60
96
37
36
98
33
32
95
79
85
76
74
77
84
74
72
98
98
98
97
42
55
38
22
42
54
37
22
98
98
98
99
52
61
49
39
50
58
47
38
96
96
96
97
79
73
40
74
60
49
67
62
78
71
37
71
58
45
65
59
98
98
94
96
96
92
97
96
18
35
23
25
36
29
40
37
18
34
21
24
36
29
40
36
99
99
95
98
98
97
98
97
39
51
15
23
33
20
40
26
38
49
14
22
31
18
38
25
98
97
94
95
95
91
95
96
53
70
65
70
60
50
68
63
68
58
94
97
97
97
96
30
44
46
52
39
29
43
45
52
39
97
98
98
99
98
18
35
28
31
25
17
33
27
29
24
96
97
95
96
94
Full time .................................................................
Part time ................................................................
76
16
74
14
97
90
43
15
42
15
98
97
41
7
39
7
95
93
Union .....................................................................
Nonunion ...............................................................
84
58
83
56
98
96
47
35
47
34
99
97
35
33
34
31
97
95
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
30
16
65
75
83
86
27
14
63
73
82
85
91
88
96
97
98
98
18
14
37
45
49
51
17
13
36
44
49
51
95
92
97
98
98
99
9
4
30
42
55
58
8
4
29
40
53
56
93
96
94
95
96
97
Goods-producing industries ...................................
72
70
97
52
51
98
34
33
96
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
60
70
77
76
84
65
86
82
58
67
75
75
80
62
84
80
96
97
98
98
96
96
98
98
34
27
23
19
30
31
43
28
33
27
22
19
29
30
42
27
97
98
99
99
98
98
98
98
33
38
40
35
52
36
59
31
31
36
38
34
50
34
57
30
95
95
96
97
95
94
96
96
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 17. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2010—Continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
44
39
57
78
71
86
41
37
55
76
68
84
95
95
95
97
96
98
27
25
34
45
42
48
26
24
33
44
41
48
97
96
97
98
98
98
21
19
30
44
36
51
20
17
29
42
34
49
95
94
97
95
95
96
60
60
66
63
64
67
61
62
57
58
59
63
62
62
65
57
59
55
97
99
96
97
97
96
94
96
97
36
68
40
28
33
29
26
27
28
35
67
38
27
32
28
25
26
27
98
100
96
98
96
96
96
98
98
35
30
37
36
35
33
31
34
29
34
29
35
35
33
32
30
32
28
95
97
95
96
95
96
94
93
95
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 17. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2010
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.6
0.2
0.6
0.6
0.2
0.6
0.6
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.9
0.8
1.3
0.7
0.9
0.8
1.3
0.2
0.2
0.3
0.3
0.8
1.4
1.0
1.5
0.8
1.4
0.9
1.5
0.3
0.5
0.3
0.3
0.9
1.3
1.1
2.0
0.9
1.2
1.1
1.9
0.4
0.4
0.5
0.8
1.6
1.8
1.5
1.9
0.8
1.2
1.0
1.3
1.6
1.9
1.5
1.9
0.8
1.1
1.0
1.3
0.2
0.7
0.7
1.1
0.3
0.6
0.3
0.6
1.6
2.0
1.6
2.2
0.7
1.2
0.9
1.4
1.5
2.0
1.5
2.2
0.7
1.2
0.9
1.4
0.5
0.4
1.3
0.9
0.2
0.4
0.2
0.6
2.5
2.0
1.2
1.9
0.7
0.9
1.0
1.4
2.4
1.9
1.2
1.8
0.7
0.9
0.9
1.4
0.8
0.5
0.9
1.2
0.4
1.1
0.4
0.6
1.9
1.6
1.2
1.5
1.7
1.9
1.7
1.2
1.6
1.7
1.0
0.6
0.4
0.5
0.5
1.7
1.9
1.1
1.6
1.4
1.7
1.9
1.1
1.6
1.3
1.1
0.6
0.3
0.4
0.5
1.4
2.1
0.9
1.4
1.1
1.4
2.1
0.9
1.4
1.1
1.3
0.6
0.6
0.7
1.0
Full time .................................................................
Part time ................................................................
0.5
0.6
0.5
0.6
0.2
1.1
0.6
1.2
0.6
1.2
0.2
1.1
0.7
0.6
0.7
0.6
0.3
1.2
Union .....................................................................
Nonunion ...............................................................
1.0
0.7
1.0
0.7
0.3
0.2
1.1
0.6
1.1
0.6
0.2
0.3
1.2
0.7
1.2
0.7
0.5
0.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
2.0
1.0
0.8
0.7
0.9
1.2
2.0
1.0
0.7
0.7
0.9
0.9
2.7
0.4
0.2
0.2
0.2
1.0
1.7
0.9
0.8
1.0
1.5
0.9
1.5
0.9
0.8
1.0
1.5
1.1
2.7
0.3
0.2
0.3
0.4
0.9
1.5
0.9
0.9
1.0
1.5
0.9
1.5
0.9
0.9
1.0
1.5
1.2
2.1
0.4
0.4
0.3
0.4
Goods-producing industries ...................................
1.1
1.0
0.3
1.2
1.2
0.3
1.3
1.3
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.2
1.0
1.2
1.3
1.7
0.9
1.9
0.7
1.1
1.0
1.2
1.4
1.7
0.9
1.9
0.2
0.5
0.5
0.2
1.4
0.7
0.3
0.5
0.7
1.0
1.3
1.5
2.3
1.5
1.7
1.8
0.7
0.9
1.3
1.5
2.2
1.5
1.7
1.7
0.3
0.3
0.3
0.3
0.5
0.5
0.5
0.5
0.7
1.2
1.7
1.9
3.4
1.5
1.9
1.7
0.7
1.1
1.6
1.9
3.3
1.4
1.7
1.6
0.3
0.6
0.8
1.0
0.9
0.8
0.6
0.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2010—Continued
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.0
1.7
0.6
1.1
0.7
0.8
1.0
1.6
0.6
1.1
0.7
0.4
0.4
0.9
0.2
0.3
0.3
0.9
0.9
1.8
0.9
1.2
1.1
0.8
0.8
1.8
0.9
1.2
1.1
0.5
0.6
0.9
0.2
0.3
0.3
0.8
0.8
1.9
0.8
1.1
1.1
0.8
0.8
1.9
0.8
1.1
1.1
0.4
0.6
0.4
0.3
0.5
0.5
1.1
1.6
1.0
2.4
1.4
5.1
1.2
2.1
1.4
1.1
1.6
1.0
2.6
1.3
5.1
1.2
2.4
1.4
0.5
0.3
0.6
0.8
0.4
1.2
1.0
1.1
0.2
1.5
2.3
1.0
2.0
1.6
4.4
1.4
1.2
1.4
1.6
2.3
1.0
2.0
1.5
4.2
1.4
1.2
1.4
0.7
0.1
0.6
0.3
1.0
0.8
1.3
0.5
0.5
2.3
1.7
1.4
3.2
1.5
4.6
1.8
2.0
1.3
2.4
1.7
1.3
3.2
1.4
4.6
1.7
1.9
1.2
0.8
0.8
0.8
0.7
0.5
1.0
0.7
1.4
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 18. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2010
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
6
94
6
4
6
9
94
96
94
91
9
4
10
10
6
8
5
8
91
96
90
90
94
92
95
92
10
6
5
5
5
90
94
95
95
95
Full time .................................................................
Part time ................................................................
7
4
93
96
Union .....................................................................
Nonunion ...............................................................
6
7
94
93
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
10
16
6
6
5
6
90
84
94
94
95
94
Goods-producing industries ...................................
5
95
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
7
6
9
9
4
3
11
93
94
91
91
96
97
89
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2010—Continued
(All workers with basic life insurance coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
6
6
7
6
6
7
94
94
93
94
94
93
9
4
7
4
7
15
6
7
4
91
96
93
96
93
85
94
93
96
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2009." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of
major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 18. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2010
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.5
0.6
1.2
0.5
0.5
0.6
1.2
1.0
0.9
1.2
1.6
0.6
0.9
0.7
0.8
1.0
0.9
1.2
1.6
0.6
0.9
0.7
0.8
1.7
0.9
0.5
0.7
0.6
1.7
0.9
0.5
0.7
0.6
Full time .................................................................
Part time ................................................................
0.4
0.6
0.4
0.6
Union .....................................................................
Nonunion ...............................................................
0.6
0.5
0.6
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
3.0
0.5
0.5
0.4
0.6
1.3
3.0
0.5
0.5
0.4
0.6
Goods-producing industries ...................................
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
0.9
1.7
1.3
0.7
0.7
1.7
0.5
0.9
1.7
1.3
0.7
0.7
1.7
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2010—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
0.5
0.7
1.1
0.6
0.6
0.9
0.5
0.7
1.1
0.6
0.6
0.9
1.6
0.5
0.9
0.4
1.0
4.3
0.8
1.6
0.6
1.6
0.5
0.9
0.4
1.0
4.3
0.8
1.6
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2009." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 19. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2010
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
54
2
40
3
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
60
67
57
37
3
3
3
2
34
26
37
55
2
2
3
5
1
2
1
1
32
67
45
38
62
61
63
37
1
–
1
2
2
2
2
1
61
29
48
53
33
35
32
57
6
2
4
5
2
1
2
4
1
–
1
2
1
1
1
1
21
49
43
42
44
1
1
1
1
1
72
46
49
50
48
5
3
5
5
5
1
1
1
1
1
Full time .................................................................
Part time ................................................................
54
49
2
1
39
46
3
2
1
2
Union .....................................................................
Nonunion ...............................................................
36
59
1
2
54
36
8
2
1
1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
47
42
52
54
58
60
1
–
2
2
3
4
48
51
43
40
34
33
3
6
2
3
4
2
(3)
–
1
1
1
1
Goods-producing industries ...................................
42
2
50
4
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
56
51
40
31
57
61
76
39
2
2
2
1
4
2
2
3
38
43
52
62
32
34
19
49
3
3
5
5
4
2
–
6
1
1
1
1
2
1
–
2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2010—Continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
44
43
46
59
59
59
2
2
1
2
2
3
51
52
50
34
37
32
2
2
3
4
2
5
1
1
1
1
1
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
58
57
50
52
61
55
53
49
48
3
2
2
2
2
–
2
1
3
34
36
43
42
33
36
42
48
46
3
5
4
3
3
6
2
–
2
1
1
(3)
(3)
2
–
2
–
1
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
3 Less than 0.5 percent.
Geographic areas
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 19. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2010
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
0.7
0.2
0.7
0.2
0.1
1.0
1.1
1.2
1.9
0.3
0.5
0.3
0.5
0.9
1.1
1.2
1.9
0.3
0.3
0.3
0.9
0.2
0.4
0.2
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.3
2.9
1.9
2.9
0.9
1.5
1.0
1.5
0.5
–
0.3
0.6
0.3
0.5
0.3
0.2
2.3
2.8
2.0
3.2
0.9
1.5
0.9
1.5
1.1
0.5
0.7
1.2
0.3
0.4
0.3
0.5
0.2
–
0.2
0.6
0.2
0.3
0.2
0.3
1.6
2.0
1.6
1.9
2.1
0.3
0.2
0.3
0.3
0.7
1.7
2.1
1.6
1.9
2.2
1.0
0.6
0.6
0.7
0.7
0.5
0.2
0.3
0.5
0.3
Full time .................................................................
Part time ................................................................
0.7
1.9
0.2
0.2
0.7
1.9
0.2
0.4
0.1
0.5
Union .....................................................................
Nonunion ...............................................................
1.3
0.8
0.3
0.2
1.2
0.8
0.5
0.2
0.2
0.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.0
5.6
1.1
1.1
0.9
1.3
0.2
–
0.3
0.2
0.3
0.5
2.2
6.4
1.1
1.0
0.8
1.2
0.7
2.0
0.3
0.3
0.3
0.3
0.2
–
0.1
0.2
0.2
0.3
Goods-producing industries ...................................
1.5
0.3
1.4
0.5
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.4
2.1
2.1
4.1
1.7
2.0
2.9
0.2
0.4
0.5
0.3
1.5
0.7
0.7
0.5
0.8
1.3
2.0
2.1
3.8
1.7
1.8
2.7
0.2
0.5
0.9
1.2
0.9
0.3
–
0.6
0.1
0.2
0.2
0.2
0.5
0.3
–
0.6
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2010—Continued
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
1.3
1.6
2.2
0.9
1.3
1.2
0.2
0.3
0.3
0.3
0.3
0.4
1.3
1.5
2.3
0.8
1.3
1.1
0.3
0.4
0.6
0.3
0.3
0.4
0.2
0.3
0.3
0.2
0.2
0.2
2.2
2.0
1.6
3.0
1.8
4.2
2.3
2.1
1.7
0.9
0.4
0.5
0.5
0.3
–
0.4
0.3
0.8
2.5
2.0
1.6
2.8
1.5
4.5
1.9
2.2
1.8
1.0
0.3
0.6
0.6
0.6
1.4
0.5
–
0.6
0.6
0.5
0.1
0.2
0.4
–
0.4
–
0.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1
National Compensation Survey, March 2010
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts2
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
58
14
23
4
1.4
1.0
1
1
1
–
55
53
56
47
15
15
15
23
25
26
25
27
5
6
4
–
1.4
1.4
1.4
1.4
1.0
1.0
1.0
1.5
–
–
1
–
(3)
–
(3)
2
48
69
59
52
64
73
60
60
25
12
18
20
11
9
12
12
25
14
19
19
21
16
23
23
2
–
3
9
4
–
5
3
1.4
1.3
1.3
1.5
1.3
1.2
1.4
1.3
–
1.0
1.0
–
1.0
1.0
1.0
1.0
–
2
1
1
1
54
62
58
52
64
12
13
17
17
18
31
20
22
28
16
–
3
2
2
1
1.4
1.3
1.3
1.4
1.3
1.0
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
1
1
58
69
14
9
23
16
4
5
1.4
1.3
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
1
1
61
58
17
14
17
24
4
4
1.3
1.4
1.0
1.0
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
1
66
56
62
58
55
49
15
–
14
14
14
15
17
–
21
22
26
29
–
–
3
4
4
5
1.3
1.4
1.3
1.4
1.4
1.5
1.0
1.0
1.0
1.0
1.0
–
Goods-producing industries ...................................
1
48
17
29
6
1.4
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1
1
1
–
3
2
2
–
60
60
46
43
47
68
72
53
14
16
22
26
16
13
12
24
22
20
29
29
29
16
13
17
3
2
3
1
4
2
1
–
1.4
1.3
1.4
1.4
1.4
1.3
1.2
1.4
1.0
1.0
1.5
1.5
–
1.0
1.0
1.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1
National Compensation Survey, March 2010—Continued
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
1
1
1
–
1
57
57
58
59
61
57
13
13
14
14
14
15
23
23
23
23
21
24
6
6
5
3
–
3
1.4
1.4
1.4
1.4
1.3
1.4
1.0
1.0
1.0
1.0
1.0
1.0
2
3
–
–
(3)
–
–
–
1
63
54
57
55
60
49
59
68
61
12
20
14
15
13
18
12
12
11
18
18
25
23
23
31
26
17
23
4
5
–
–
3
2
–
–
4
1.3
1.4
1.4
1.4
1.4
1.4
1.4
1.3
1.3
1.0
1.0
1.0
1.0
1.0
–
1.0
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
3 Less than 0.5 percent.
4 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 20. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
civilian workers,1 National Compensation Survey, March 2010
Multiple of annual earnings amounts2
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
0.1
0.9
0.7
0.9
0.3
(3)
0.0
0.2
0.1
0.3
–
1.4
1.6
1.7
3.7
0.9
1.7
1.0
2.3
1.3
1.3
1.7
4.0
0.4
0.6
0.5
–
(3)
(3)
(3)
(3)
0.0
0.0
0.0
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
0.3
–
0.1
–
0.1
0.6
4.4
3.3
2.2
4.9
1.0
1.8
1.3
2.3
3.0
1.8
2.8
3.7
0.7
1.1
1.0
1.7
3.9
2.3
2.5
4.0
0.9
1.6
1.1
1.9
0.4
–
0.6
2.4
0.4
–
0.5
0.8
(3)
(3)
(3)
0.1
(3)
(3)
(3)
(3)
–
0.0
0.0
–
0.0
0.0
0.0
0.0
–
0.6
0.3
0.4
0.3
4.4
2.6
1.9
2.7
2.4
2.7
2.0
1.4
1.8
2.0
3.6
2.1
1.5
2.3
1.5
–
1.0
0.4
0.7
0.4
(3)
(3)
(3)
(3)
(3)
0.0
0.0
0.0
(3)
0.0
Full time .................................................................
Part time ................................................................
0.1
0.3
0.9
3.2
0.8
1.9
0.9
2.4
0.2
2.0
(3)
(3)
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.3
0.1
2.0
1.0
1.5
0.8
1.8
1.0
0.6
0.3
(3)
(3)
0.0
0.0
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.2
0.3
0.1
0.2
2.8
6.8
1.3
1.4
1.1
1.5
2.8
–
1.1
0.9
0.8
1.1
2.6
–
1.2
1.3
1.0
1.4
–
–
0.3
0.6
0.3
0.4
(3)
0.1
(3)
(3)
(3)
(3)
0.0
0.1
0.0
0.0
0.0
–
Goods-producing industries ...................................
0.3
2.2
1.8
1.6
0.6
(3)
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.1
0.4
0.3
–
0.6
0.6
0.6
–
1.0
2.5
3.7
3.5
5.8
2.8
2.7
4.4
0.8
1.6
2.1
2.7
2.5
2.2
1.6
3.3
1.0
2.5
4.7
3.9
7.9
2.1
2.3
2.9
0.3
0.5
0.3
0.3
0.6
0.7
0.4
–
(3)
(3)
(3)
(3)
0.1
(3)
(3)
(3)
0.0
0.0
0.2
0.1
–
0.0
0.0
0.2
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
civilian workers,1 National Compensation Survey, March 2010—Continued
Multiple of annual earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
0.2
0.3
0.3
0.2
–
0.2
1.9
2.2
3.0
1.2
1.8
1.7
1.0
1.3
1.8
0.9
1.3
1.2
1.5
1.9
2.7
1.1
1.3
1.7
0.7
0.9
1.0
0.3
–
0.3
(3)
(3)
(3)
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
0.0
0.5
0.6
–
–
(3)
–
–
–
0.4
2.1
2.2
2.2
3.8
1.9
6.5
1.6
2.6
1.6
1.3
2.4
1.0
2.7
2.0
5.0
1.5
2.6
0.9
2.3
1.6
1.9
4.8
1.6
8.9
1.5
2.0
1.9
0.4
0.8
–
–
0.5
1.0
–
–
0.5
(3)
(3)
(3)
(3)
(3)
0.1
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
3 Less than 0.05.
4 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2010
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$5,000
$10,000
$16,000
$28,000
$50,000
5,000
10,000
5,000
10,000
10,000
10,000
20,000
20,000
20,000
50,000
50,000
50,000
50,000
50,000
50,000
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers:
Primary, secondary, and special education
school teachers ............................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10,000
5,000
5,000
5,000
6,000
5,000
8,000
10,000
10,000
10,000
10,000
5,000
10,000
10,000
10,000
10,000
20,000
15,000
15,000
10,000
15,000
15,000
20,000
15,000
50,000
35,000
25,000
25,000
25,000
25,000
30,000
25,000
50,000
50,000
45,000
45,000
50,000
50,000
50,000
50,000
9,000
10,000
10,000
10,000
7,500
10,000
10,000
10,000
10,000
10,000
20,000
15,000
15,000
20,000
15,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
50,000
50,000
Full time .................................................................
Part time ................................................................
7,500
5,000
10,000
5,000
20,000
10,000
30,000
20,000
50,000
50,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
10,000
20,000
15,000
40,000
25,000
50,000
50,000
Average wage within the following categories:4
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
10,000
5,000
5,000
6,000
10,000
10,000
10,000
15,000
15,000
20,000
24,000
25,000
25,000
30,000
50,000
50,000
50,000
50,000
50,000
50,000
Goods-producing industries ...................................
10,000
10,000
20,000
25,000
50,000
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
5,000
5,000
5,000
5,000
5,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
20,000
20,000
15,000
15,000
20,000
30,000
40,000
45,000
25,000
25,000
30,000
50,000
50,000
50,000
50,000
50,000
50,000
Establishment characteristics
See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2010—Continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
10,000
10,000
5,000
7,500
5,000
$10,000
10,000
10,000
10,000
10,000
10,000
$15,000
15,000
15,000
20,000
20,000
20,000
$25,000
25,000
25,000
31,217
25,000
40,000
$50,000
50,000
50,000
50,000
50,000
50,000
5,000
10,000
10,000
10,000
10,000
5,000
10,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
20,000
20,000
20,000
15,000
15,000
15,000
15,000
15,000
50,000
30,000
30,000
25,000
25,000
20,000
25,000
30,000
50,000
50,000
50,000
50,000
50,000
30,000
50,000
50,000
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
4 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2010
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$698.57
$0.00
$5,513.84
$3,768.39
$0.00
883.63
1,325.44
312.41
0.00
0.00
0.00
0.00
781.02
0.00
2,012.56
6,794.47
3,140.65
0.00
0.00
0.00
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers:
Primary, secondary, and special education
school teachers ............................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2,763.55
0.00
0.00
0.00
2,033.67
0.00
2,775.66
0.00
390.51
1,012.32
0.00
220.91
0.00
0.00
0.00
0.00
7,931.15
1,352.77
2,223.52
715.82
7,021.74
0.00
0.00
1,562.05
1,490.10
9,377.90
1,848.24
2,580.93
624.82
3,982.46
2,897.17
0.00
0.00
0.00
7,496.21
8,078.99
0.00
0.00
0.00
0.00
1,806.52
0.00
2,089.88
1,171.54
3,379.23
0.00
0.00
0.00
0.00
0.00
1,104.54
0.00
584.47
3,895.74
0.00
1,944.74
0.00
0.00
624.82
312.41
0.00
2,343.07
1,082.22
2,084.03
1,746.42
Full time .................................................................
Part time ................................................................
2,030.66
0.00
0.00
0.00
1,623.80
0.00
1,390.58
1,562.05
0.00
2,209.07
Union .....................................................................
Nonunion ...............................................................
0.00
1,224.99
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Average wage within the following categories:4
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.00
950.16
1,450.69
1,704.00
0.00
0.00
0.00
3,055.00
0.00
0.00
4,751.43
6,579.74
0.00
3,996.22
0.00
0.00
624.82
0.00
0.00
2,469.82
Goods-producing industries ...................................
0.00
0.00
811.66
349.28
0.00
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.00
220.91
441.81
270.55
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3,673.72
1,220.00
1,352.77
0.00
2,066.40
897.33
1,596.81
4,250.69
7,259.75
3,243.84
2,705.55
4,939.64
0.00
0.00
0.00
0.00
0.00
0.00
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2010—Continued
Flat dollar amounts3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$844.81
1,158.45
2,305.02
0.00
2,269.01
0.00
$0.00
0.00
0.00
0.00
0.00
0.00
$0.00
0.00
781.02
0.00
2,000.78
0.00
$0.00
0.00
0.00
2,873.84
5,255.55
2,418.68
$0.00
0.00
1,562.05
0.00
0.00
0.00
604.98
2,780.05
1,126.41
1,789.55
312.41
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3,197.44
0.00
0.00
1,913.11
0.00
0.00
6,808.82
3,599.50
9,108.24
3,242.90
7,112.05
4,275.00
1,608.23
1,104.54
1,104.54
3,512.66
0.00
0.00
0.00
0.00
8,224.53
11,932.06
0.00
0.00
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
4 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 22. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2010
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
47
34
15
4
50
52
49
44
33
35
32
23
13
11
14
19
4
2
6
14
37
42
37
46
50
52
49
40
26
37
32
35
32
28
33
38
–
16
27
13
16
19
16
15
–
5
4
5
2
1
3
8
27
48
45
47
44
40
36
40
41
38
19
12
12
9
14
14
4
3
3
4
Full time .................................................................
Part time ................................................................
47
39
36
17
13
41
4
3
Union .....................................................................
Nonunion ...............................................................
45
47
29
35
15
16
11
2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
34
45
46
52
54
31
20
37
38
30
29
30
45
14
13
13
12
2
1
3
4
5
5
Goods-producing industries ...................................
47
40
10
4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
47
39
48
34
67
35
49
54
33
35
25
28
20
40
30
22
17
18
11
–
11
22
16
8
4
8
16
–
2
3
6
16
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2010—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Noncommercially
insured2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Commercially
insured
Legally
required
Other
34
31
38
53
47
59
38
37
39
32
38
27
26
29
20
10
12
8
2
2
3
5
3
6
53
20
58
57
56
56
60
57
52
43
22
36
40
41
43
37
41
35
–
53
–
–
–
–
–
–
10
–
5
6
3
3
–
3
–
3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Employer assumes all risks and expenses of
providing the benefit.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 22. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2010
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
1.0
0.9
0.9
0.3
1.4
2.1
1.6
3.5
1.6
1.8
1.9
3.3
0.7
0.9
0.8
2.0
0.5
0.6
0.6
2.1
4.5
3.5
3.4
5.5
1.2
2.3
1.4
2.0
4.7
4.0
2.2
6.4
1.2
2.1
1.4
2.3
–
3.4
3.8
2.4
0.8
1.2
0.9
2.0
–
1.0
0.6
1.9
0.4
0.6
0.4
1.2
2.7
2.6
1.5
2.0
2.1
3.6
2.6
1.4
1.8
2.2
3.1
2.1
0.9
1.4
1.2
2.1
1.0
0.6
0.6
1.1
Full time .................................................................
Part time ................................................................
0.9
4.5
0.9
1.8
0.6
5.3
0.3
0.6
Union .....................................................................
Nonunion ...............................................................
1.8
1.1
1.7
1.0
1.5
0.8
1.0
0.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.0
6.4
1.5
1.3
1.3
1.9
2.2
3.4
1.3
1.4
1.4
2.0
3.0
6.9
1.3
0.8
0.9
1.2
0.4
0.3
0.5
0.5
0.4
0.6
Goods-producing industries ...................................
1.8
1.4
1.5
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.3
1.8
2.9
4.1
2.6
2.0
2.9
3.8
1.0
2.5
3.3
4.7
2.4
2.8
3.1
3.2
1.3
1.2
1.9
–
0.9
1.3
2.1
1.4
0.4
0.8
2.1
–
0.4
0.5
0.9
2.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2010—Continued
Characteristics
Noncommercially
insured2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Commercially
insured
Legally
required
Other
1.4
1.8
2.2
1.1
1.5
1.4
1.9
1.9
3.0
1.1
2.1
1.3
1.9
1.7
2.9
0.6
1.2
1.0
0.4
0.5
0.7
0.4
0.4
0.6
3.6
1.6
1.8
2.5
2.1
7.1
2.6
3.1
3.3
3.8
1.2
1.8
2.2
2.1
6.9
2.8
2.8
3.1
–
1.7
–
–
–
–
–
–
1.2
–
0.6
0.9
1.2
1.0
–
1.0
–
0.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Employer assumes all risks and expenses of
providing the benefit.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 23. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2010
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
19
81
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
15
14
16
21
85
86
84
79
24
19
32
18
19
23
18
19
76
81
68
82
81
77
82
81
17
20
17
14
20
83
80
83
86
80
Full time .................................................................
Part time ................................................................
17
34
83
66
Union .....................................................................
Nonunion ...............................................................
17
19
83
81
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
34
49
19
16
15
13
66
51
81
84
85
87
Goods-producing industries ...................................
13
87
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
21
21
13
12
8
26
22
16
79
79
87
88
92
74
78
84
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2010—Continued
(All workers with short-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
27
30
23
15
17
12
73
70
77
85
83
88
7
46
7
7
7
9
4
12
93
54
93
93
93
91
96
88
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2010
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
1.0
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
1.1
1.1
3.4
0.8
1.1
1.1
3.4
3.2
2.2
3.7
3.7
0.9
1.4
1.0
1.9
3.2
2.2
3.7
3.7
0.9
1.4
1.0
1.9
2.4
2.5
1.3
1.6
1.7
2.4
2.5
1.3
1.6
1.7
Full time .................................................................
Part time ................................................................
0.9
3.6
0.9
3.6
Union .....................................................................
Nonunion ...............................................................
1.2
1.0
1.2
1.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.7
7.2
1.3
0.8
0.7
1.0
2.7
7.2
1.3
0.8
0.7
1.0
Goods-producing industries ...................................
1.2
1.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.2
1.8
2.4
2.1
1.2
2.3
2.6
1.9
1.2
1.8
2.4
2.1
1.2
2.3
2.6
1.9
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2010—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
2.4
2.4
3.0
1.2
1.3
1.9
2.4
2.4
3.0
1.2
1.3
1.9
2.0
1.6
0.8
1.5
1.0
1.4
0.6
1.6
2.0
1.6
0.8
1.5
1.0
1.4
0.6
1.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2010
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
7
2
68
21
2
2
1
2
–
1
(2)
1
–
66
61
68
79
29
35
26
7
3
1
4
8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
3
–
4
5
3
16
–
–
1
1
1
1
1
6
83
76
85
85
67
68
67
61
6
16
8
12
26
25
26
15
3
5
2
–
3
2
3
2
21
12
20
21
19
9
4
6
7
3
62
61
64
60
67
6
20
10
10
9
1
2
1
1
1
Full time .................................................................
Part time ................................................................
7
4
2
1
66
81
22
13
2
2
Union .....................................................................
Nonunion ...............................................................
17
4
7
1
58
70
15
23
4
2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6
3
9
9
4
2
2
–
2
2
3
1
81
90
71
66
61
60
10
5
16
21
29
33
2
–
2
2
3
3
Goods-producing industries ...................................
19
7
57
16
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
4
2
4
–
2
1
–
2
1
1
1
–
–
1
–
–
70
79
81
82
78
78
80
86
22
12
9
4
18
13
13
11
3
6
5
8
–
7
5
–
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2010—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Flat dollar
amounts
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
8
7
9
7
8
5
1
1
1
3
2
4
74
74
73
65
69
61
16
16
15
23
20
26
1
1
1
3
1
4
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
6
4
13
12
7
9
6
4
3
1
1
5
3
2
–
–
–
2
63
81
58
64
64
74
55
66
66
28
12
23
19
25
12
33
26
24
1
2
2
2
1
–
–
–
5
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 Less than 0.5 percent.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
Geographic areas
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2010
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.4
0.2
0.8
0.6
0.3
0.3
0.4
0.5
–
0.2
0.1
0.3
–
1.3
1.5
1.6
3.1
1.3
1.4
1.6
1.3
0.3
0.3
0.4
1.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
0.7
–
0.3
0.8
0.3
1.6
–
–
0.3
0.4
0.1
0.3
0.1
0.9
5.2
3.2
1.6
3.6
1.0
2.2
1.1
2.1
2.2
3.3
1.2
3.2
1.0
2.3
1.0
1.5
1.1
1.1
0.7
–
0.5
0.5
0.6
0.5
2.6
1.6
1.2
1.5
1.8
2.0
0.7
0.6
0.9
0.6
2.9
2.7
1.5
2.0
2.0
1.0
2.3
1.0
1.2
1.4
0.6
0.8
0.3
0.4
0.3
Full time .................................................................
Part time ................................................................
0.4
0.9
0.2
0.2
0.8
2.0
0.7
1.6
0.3
0.5
Union .....................................................................
Nonunion ...............................................................
1.2
0.4
0.6
0.2
1.8
0.8
1.3
0.7
0.6
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
0.8
0.7
0.6
0.4
0.4
0.6
–
0.3
0.3
0.3
0.2
1.8
2.1
1.2
1.1
1.2
1.4
1.5
1.2
0.8
0.9
1.1
1.4
0.5
–
0.7
0.3
0.3
0.3
Goods-producing industries ...................................
1.1
0.7
1.6
1.3
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.3
0.6
1.4
–
0.5
0.4
–
0.9
0.2
0.3
0.3
–
–
0.4
–
–
0.9
2.2
1.8
2.4
2.7
3.1
2.1
2.3
0.7
1.9
1.4
1.0
2.9
2.7
1.6
2.0
0.4
1.2
0.6
1.2
–
1.9
1.1
–
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2010—Continued
Characteristics
Flat dollar
amounts
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.7
0.7
1.4
0.5
0.8
0.6
0.2
0.3
0.4
0.3
0.3
0.4
1.1
1.4
1.9
1.1
1.6
1.6
0.9
1.1
1.5
0.9
1.5
1.3
0.3
0.3
0.5
0.4
0.3
0.7
1.5
0.6
1.2
2.0
0.9
2.4
1.4
1.6
0.8
0.5
0.1
0.4
1.4
0.4
–
–
–
0.3
3.3
1.1
1.7
2.9
1.6
6.1
3.6
3.0
2.6
2.9
1.2
1.1
2.1
1.7
3.1
3.5
2.6
2.0
0.4
0.4
0.4
1.0
0.6
–
–
–
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2010
(All workers with short-term disability coverage = 100 percent)
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
89
13
24
26
26
26
11
88
90
87
80
13
13
12
–
22
21
23
–
26
26
26
–
26
26
26
–
26
26
26
–
12
10
13
20
90
93
94
91
87
84
89
89
20
12
–
–
13
12
13
13
24
22
–
–
21
20
21
26
26
26
–
–
26
26
26
26
52
26
–
–
26
26
26
26
52
26
–
–
26
26
26
52
10
7
6
9
13
16
11
11
93
85
90
90
90
–
13
13
13
13
–
26
26
26
25
–
26
26
26
26
–
26
26
26
26
–
52
26
26
26
7
15
10
10
10
Full time .................................................................
Part time ................................................................
89
92
13
–
24
–
26
–
26
–
26
–
11
8
Union .....................................................................
Nonunion ...............................................................
85
90
13
13
26
21
26
26
26
26
52
26
15
10
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
91
94
92
90
86
85
13
–
13
13
13
13
24
–
21
24
25
25
26
–
26
26
26
26
26
–
26
26
26
26
26
–
26
26
26
26
9
6
8
10
14
15
Goods-producing industries ...................................
91
13
26
26
26
26
9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
89
89
81
76
91
94
90
88
13
13
18
20
16
13
13
–
22
24
24
22
26
24
20
–
26
26
26
26
26
26
26
–
26
26
26
52
26
26
26
–
26
26
52
52
26
26
26
–
11
11
19
24
9
6
10
12
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2010—Continued
(All workers with short-term disability coverage = 100 percent)
Number of weeks2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
91
91
92
88
89
87
12
12
12
13
12
13
20
24
13
24
20
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
9
9
8
12
11
13
93
84
88
91
93
88
82
88
25
13
12
12
–
12
12
12
26
20
13
17
–
13
13
25
26
26
26
26
–
26
26
26
26
26
26
26
–
26
26
26
26
26
26
52
–
26
26
26
7
16
12
9
7
12
18
12
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2010
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.6
0.0
0.6
0.0
0.0
0.0
0.6
1.0
0.9
1.2
3.1
1.5
0.9
1.1
–
1.1
1.3
1.8
–
0.0
0.0
0.0
–
0.0
0.0
0.0
–
0.0
0.0
0.0
–
1.0
0.9
1.2
3.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.5
1.4
0.8
1.9
0.7
1.5
0.8
1.4
1.3
1.1
–
–
1.5
0.0
0.0
0.0
2.3
2.9
–
–
0.2
2.1
0.2
0.3
0.0
0.0
–
–
0.0
0.0
0.0
0.0
6.5
0.0
–
–
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.0
0.0
0.0
18.0
2.5
1.4
0.8
1.9
0.7
1.5
0.8
1.4
1.6
1.9
0.9
1.1
1.3
–
0.0
0.0
0.0
0.0
–
0.7
0.9
0.3
1.7
–
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
16.2
0.0
0.0
0.0
1.6
1.9
0.9
1.1
1.3
Full time .................................................................
Part time ................................................................
0.6
1.9
0.0
–
2.6
–
0.0
–
0.0
–
0.0
–
0.6
1.9
Union .....................................................................
Nonunion ...............................................................
1.0
0.6
6.1
1.4
0.0
0.8
0.0
0.0
0.0
0.0
0.9
0.0
1.0
0.6
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.7
0.6
0.8
1.0
1.3
0.5
–
0.0
0.0
0.2
0.0
3.0
–
0.9
0.3
0.5
0.6
0.0
–
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.6
0.0
1.2
1.7
0.6
0.8
1.0
1.3
Goods-producing industries ...................................
0.9
0.0
0.0
0.0
0.0
0.0
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.1
2.3
3.1
1.2
0.8
1.6
1.6
1.1
0.2
4.8
3.6
4.8
1.4
0.4
–
2.3
0.6
2.0
0.0
0.0
0.8
2.3
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
3.2
0.0
0.0
0.0
–
0.0
2.2
0.0
0.0
8.4
0.0
0.0
–
0.7
1.1
2.3
3.1
1.2
0.8
1.6
1.6
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2010—Continued
Number of weeks2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.8
0.9
1.2
0.7
1.0
0.9
0.6
0.9
0.5
0.0
1.1
0.0
1.9
1.7
2.6
0.9
1.1
1.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.4
0.8
0.9
1.2
0.7
1.0
0.9
0.9
1.3
2.0
1.0
2.5
2.7
3.5
1.1
2.1
0.2
0.2
0.3
–
0.7
0.0
1.3
0.0
0.9
4.8
5.2
–
3.3
3.7
3.2
0.0
0.0
0.0
0.0
–
0.0
0.2
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
6.3
0.0
5.7
–
0.0
8.7
0.0
0.9
1.3
2.0
1.0
2.5
2.7
3.5
1.1
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation
Survey, March 2010
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
1
23
2
32
25
16
63.7
60.0
1
–
1
–
20
19
21
35
3
–
3
5
32
37
30
17
21
17
23
13
23
24
22
29
65.6
65.6
65.6
66.7
60.0
60.0
60.0
60.0
–
–
–
–
(2)
–
(2)
–
48
20
36
31
21
22
21
24
4
–
–
–
2
–
2
–
11
39
28
44
32
33
31
31
–
26
26
16
27
24
28
33
22
10
6
8
17
19
17
10
61.6
61.0
59.2
60.1
64.4
64.6
64.2
61.8
58.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
–
–
2
3
2
( )
20
26
19
18
20
–
–
1
1
1
22
37
38
41
35
44
26
26
26
24
10
10
15
11
20
62.6
61.2
63.9
62.0
66.1
66.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
21
39
2
–
34
18
25
30
17
11
64.0
61.3
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
1
1
22
23
5
1
25
34
33
23
14
17
63.2
63.7
60.0
60.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
–
36
55
22
20
20
19
–
–
2
3
2
–
27
19
36
36
29
29
27
22
26
25
24
22
8
3
13
16
24
27
60.2
56.9
62.8
63.7
66.2
67.3
60.0
50.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
3
14
1
37
27
19
65.1
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1
1
–
–
–
2
2
–
25
27
32
42
22
24
20
27
2
5
8
4
16
3
3
4
31
28
20
20
19
33
41
36
25
23
12
15
7
29
23
25
16
16
28
19
37
9
11
8
63.3
62.6
66.0
61.5
70.5
60.6
60.7
60.5
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation
Survey, March 2010—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
50 percent
50 percent
51 to 59
percent
60 percent
61 to 69
percent
Greater
than 69
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
1
–
–
1
2
(2)
27
27
25
21
16
26
1
–
–
3
1
4
31
30
35
33
37
30
30
33
26
22
25
19
11
9
13
20
19
21
62.0
62.0
62.0
64.6
64.7
64.5
60.0
60.0
60.0
60.0
60.0
60.0
–
–
–
–
–
–
–
–
–
14
38
13
10
21
–
10
8
14
–
–
–
–
–
–
–
–
–
40
11
42
43
50
45
48
47
30
19
43
22
19
9
4
17
14
23
26
7
21
26
18
–
24
26
18
65.9
61.1
65.0
66.0
63.9
61.4
66.8
66.6
64.7
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5 percent.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1
National Compensation Survey, March 2010
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
0.2
1.5
0.2
1.0
0.9
0.9
0.4
0.0
0.2
–
0.3
–
2.0
2.3
2.1
5.1
0.2
–
0.2
0.7
1.6
2.3
1.7
2.3
1.6
1.1
2.1
2.9
1.6
2.1
1.9
3.9
0.6
0.7
0.7
2.2
0.0
0.0
0.0
0.0
–
–
–
–
0.2
–
0.2
–
6.3
1.8
3.8
5.4
1.2
2.1
1.2
2.2
0.9
–
–
–
0.3
–
0.3
–
1.7
3.4
2.9
6.3
1.2
2.3
1.4
2.1
–
3.0
2.6
4.8
1.1
1.9
1.3
2.4
2.9
1.7
0.7
1.8
1.1
1.8
1.2
1.3
1.4
0.5
0.6
0.9
0.4
0.7
0.4
0.6
9.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.5
0.8
0.2
2.7
3.2
1.4
2.0
1.6
–
–
0.2
0.2
0.2
3.0
3.0
2.0
3.0
2.5
3.6
3.0
1.4
2.2
2.0
2.4
1.4
1.6
1.9
2.4
1.1
0.6
0.5
0.5
0.9
2.1
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.2
–
1.3
4.6
0.2
–
1.0
3.4
1.0
1.9
0.9
2.7
0.3
1.4
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.4
0.2
1.9
1.5
0.4
0.2
1.8
1.1
1.8
0.9
1.5
1.0
0.6
0.4
0.0
0.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.3
0.2
0.2
–
3.4
4.9
2.0
0.9
2.1
1.6
–
–
0.2
0.5
0.2
–
2.1
3.6
1.7
1.2
1.7
2.4
2.1
3.4
1.4
1.1
1.5
1.5
1.2
1.1
1.0
1.1
1.6
2.0
0.6
0.8
0.5
0.4
0.6
0.6
0.0
2.4
0.0
0.0
0.8
2.9
Goods-producing industries ...................................
0.6
1.3
0.3
2.3
2.0
2.0
0.7
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.2
0.6
–
–
–
0.9
0.8
–
1.7
2.1
2.9
3.8
2.7
2.8
2.6
3.8
0.2
0.5
0.7
0.8
1.2
0.7
0.8
0.4
1.2
1.8
2.4
3.3
2.5
2.3
2.9
4.7
1.0
1.4
1.3
2.5
0.9
2.2
2.8
2.7
1.0
1.2
2.6
2.9
4.2
1.3
1.9
1.7
0.4
0.6
1.2
0.9
1.9
0.6
0.6
0.7
0.0
0.0
0.0
0.4
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1
National Compensation Survey, March 2010—Continued
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
0.2
–
–
0.3
0.6
0.1
2.2
2.5
3.9
1.7
1.5
2.9
0.3
–
–
0.2
0.3
0.4
1.7
1.7
3.2
1.3
2.0
1.6
1.2
1.8
2.2
1.2
1.7
1.6
1.0
1.1
1.9
1.1
1.5
1.5
0.4
0.5
0.8
0.5
0.5
0.8
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
–
–
–
–
–
–
3.1
3.2
1.4
2.2
2.3
–
1.8
2.8
2.0
–
–
–
–
–
–
–
–
–
3.5
1.3
2.1
4.9
2.5
10.0
3.1
4.7
3.4
2.8
2.2
2.1
2.9
1.3
1.8
2.6
1.8
2.8
4.9
1.0
1.6
3.7
2.8
–
2.7
5.6
2.4
1.1
0.7
0.5
1.0
1.1
3.1
0.9
1.9
0.8
0.0
7.9
0.0
0.9
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2010
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
70
$170
$250
$546
$1,000
$2,000
30
68
66
69
68
170
170
170
–
364
476
346
–
600
692
561
–
1,385
1,500
1,000
–
2,308
2,350
2,308
–
32
34
31
32
76
71
76
73
69
69
69
73
170
170
170
–
170
170
170
170
170
385
170
–
220
170
250
300
546
561
546
–
546
524
546
546
692
1,250
1,000
–
1,000
1,000
1,000
750
1,500
2,423
2,000
–
2,300
2,500
2,000
1,500
24
29
24
27
31
31
31
27
76
70
69
70
68
170
170
170
170
170
364
250
250
250
230
546
546
500
500
524
625
1,000
750
800
600
1,154
1,500
1,500
1,500
1,500
24
30
31
30
32
Full time .................................................................
Part time ................................................................
70
69
170
–
300
–
546
–
1,000
–
2,307
–
30
31
Union .....................................................................
Nonunion ...............................................................
74
69
170
170
200
300
490
546
550
1,000
1,500
2,308
26
31
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
75
80
72
71
66
66
–
–
170
170
170
170
–
–
250
300
250
250
–
–
546
546
546
561
–
–
1,000
1,000
1,000
1,100
–
–
2,000
2,000
2,308
2,308
25
20
28
29
34
34
Goods-producing industries ...................................
65
170
300
524
1,000
1,500
35
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
71
73
64
71
59
78
68
70
170
170
170
170
170
170
170
135
201
300
476
500
185
265
400
200
546
546
692
692
561
546
576
546
1,000
1,000
831
808
1,000
1,000
1,250
959
2,307
2,000
1,500
1,500
1,500
2,000
2,423
1,662
29
27
36
29
41
22
32
30
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2010—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
76
80
70
66
67
65
$170
170
170
170
170
170
$170
170
170
300
364
250
$524
524
524
561
546
561
$750
750
1,000
1,292
1,155
1,500
$1,500
1,500
1,500
2,308
2,000
2,310
24
20
30
34
33
35
61
88
51
55
67
55
60
70
–
170
250
250
300
250
400
135
–
170
400
400
500
500
750
200
–
470
700
600
750
1,000
1,000
546
–
546
1,153
1,250
1,500
1,500
2,308
1,500
–
561
2,307
2,309
2,500
2,000
3,500
2,308
39
12
49
45
33
45
40
30
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2010
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.1
$0.00
$20.29
$0.00
$0.00
$176.81
1.1
1.6
2.0
1.9
3.7
0.00
0.00
0.00
–
78.46
96.01
116.17
–
83.47
77.34
47.18
–
241.41
172.17
249.89
–
37.31
197.21
70.43
–
1.6
2.0
1.9
3.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.8
3.1
2.9
5.1
1.4
2.3
1.6
2.1
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
23.65
55.95
31.25
–
42.56
57.80
64.55
40.45
66.16
86.20
27.28
–
0.00
35.30
0.00
3.44
12.04
298.24
487.67
–
0.00
328.49
0.00
303.53
681.78
254.23
553.03
–
194.08
246.11
100.87
206.67
2.8
3.1
2.9
5.1
1.4
2.3
1.6
2.1
3.6
2.7
2.0
2.5
2.7
0.00
0.00
0.00
0.00
0.00
102.81
57.30
27.88
15.62
54.51
0.00
35.94
20.48
15.53
32.08
123.31
78.10
56.11
234.82
153.74
157.48
67.63
205.76
194.55
357.39
3.6
2.7
2.0
2.5
2.7
Full time .................................................................
Part time ................................................................
1.2
5.0
0.00
–
32.78
–
7.28
–
179.50
–
173.83
–
1.2
5.0
Union .....................................................................
Nonunion ...............................................................
1.7
1.3
0.00
0.00
7.73
52.80
21.92
21.37
16.02
186.16
457.91
1.43
1.7
1.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.7
4.9
1.5
1.3
1.5
1.8
–
–
0.00
0.00
0.00
0.00
–
–
67.19
19.27
102.96
82.64
–
–
0.00
0.00
16.98
8.53
–
–
0.00
23.43
164.98
302.45
–
–
177.25
409.59
2.05
96.38
2.7
4.9
1.5
1.3
1.5
1.8
Goods-producing industries ...................................
2.4
1.10
23.44
17.46
83.39
0.00
2.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.2
1.5
2.5
3.1
3.9
1.9
2.9
3.5
0.00
0.00
11.26
26.51
0.00
0.00
0.00
0.00
60.35
118.40
66.47
3.75
0.00
125.04
55.78
0.00
0.00
5.77
59.25
0.00
19.74
0.00
79.99
13.39
15.62
113.24
68.94
68.63
118.18
57.05
327.34
344.66
209.75
423.91
153.50
593.91
474.31
410.58
73.59
0.00
1.2
1.5
2.5
3.1
3.9
1.9
2.9
3.5
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2010—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.5
1.7
3.3
1.5
1.7
2.2
$0.00
0.00
0.00
0.00
0.00
0.00
$15.80
11.53
42.94
76.43
57.42
80.38
$3.53
2.50
34.47
13.89
13.68
108.71
$273.03
202.67
254.15
307.24
303.83
420.58
$71.75
115.37
225.55
0.47
464.94
99.65
1.5
1.7
3.3
1.5
1.7
2.2
5.3
1.6
2.8
5.2
2.4
4.4
4.5
2.1
–
0.00
20.83
32.20
37.44
63.62
140.26
4.06
–
0.00
64.00
61.56
0.00
13.25
41.54
23.63
–
51.30
95.63
103.96
143.51
384.32
105.65
15.66
–
0.00
185.35
186.58
78.10
320.10
305.23
355.70
–
0.00
312.83
342.27
31.82
336.45
860.17
2.73
5.3
1.6
2.8
5.2
2.4
4.4
4.5
2.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2010
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
10
90
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10
9
11
17
90
91
89
83
19
8
11
16
10
12
10
10
81
92
89
84
90
88
90
90
9
11
9
10
8
91
89
91
90
92
Full time .................................................................
10
90
Union .....................................................................
Nonunion ...............................................................
13
10
87
90
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
9
11
10
10
11
91
89
90
90
89
Goods-producing industries ...................................
10
90
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
10
13
17
20
13
9
10
16
90
87
83
80
87
91
90
84
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2010—Continued
(All workers with long-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
8
9
5
11
9
13
92
91
95
89
91
87
4
8
14
7
9
7
12
20
10
96
92
86
93
91
93
88
80
90
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2010
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.9
0.9
2.0
0.7
0.9
0.9
2.0
2.8
1.2
1.7
3.3
0.7
1.5
0.8
1.5
2.8
1.2
1.7
3.3
0.7
1.5
0.8
1.5
2.8
1.7
1.1
1.5
1.3
2.8
1.7
1.1
1.5
1.3
Full time .................................................................
0.6
0.6
Union .....................................................................
Nonunion ...............................................................
1.4
0.6
1.4
0.6
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
1.0
0.8
0.6
0.8
1.7
1.0
0.8
0.6
0.8
Goods-producing industries ...................................
1.1
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.2
1.9
3.0
2.2
1.6
1.3
2.5
0.7
1.2
1.9
3.0
2.2
1.6
1.3
2.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2010—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
0.7
1.0
0.8
0.7
0.9
1.0
0.7
1.0
0.8
0.7
0.9
1.0
0.8
1.0
1.3
1.4
1.3
1.7
2.1
5.8
1.6
0.8
1.0
1.3
1.4
1.3
1.7
2.1
5.8
1.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2010
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
93
5
1
1
94
92
94
95
5
6
5
3
1
1
(2)
–
(2)
(2)
(2)
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
96
97
96
94
94
92
94
91
–
3
4
5
6
7
5
5
–
–
1
–
1
–
1
2
2
–
(2)
–
(2)
–
(2)
1
91
91
87
85
90
5
5
4
4
5
–
2
6
8
2
–
1
3
2
3
Full time .................................................................
93
5
1
1
Union .....................................................................
Nonunion ...............................................................
85
94
6
5
6
(2)
3
(2)
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
95
94
94
93
92
93
4
–
5
5
6
6
–
–
1
1
2
1
–
–
(2)
(2)
1
1
Goods-producing industries ...................................
89
4
5
2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
94
96
95
96
92
96
97
92
5
3
3
1
8
3
3
7
1
1
1
1
–
–
–
–
1
1
1
2
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2010—Continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
93
93
94
93
94
92
5
6
4
5
5
5
1
1
–
1
1
2
(2)
(2)
–
1
(2)
1
95
96
87
93
96
91
92
96
92
4
3
8
5
3
7
7
4
6
1
1
4
–
–
–
(2)
–
1
(2)
1
1
–
–
–
1
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5 percent.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March 2010
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.4
0.4
0.2
0.1
0.6
0.8
0.7
1.2
0.6
0.7
0.6
0.9
0.1
0.4
0.1
–
0.1
0.1
0.2
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
0.9
0.8
1.6
0.5
1.0
0.5
1.1
–
0.9
0.8
1.5
0.5
1.0
0.5
1.0
–
–
0.2
–
0.2
–
0.1
0.5
0.9
–
0.1
–
0.1
–
0.1
0.4
2.1
1.4
1.2
1.8
1.4
1.8
1.2
0.8
1.1
0.9
–
0.6
1.0
1.4
0.7
–
0.4
0.7
0.8
1.1
Full time .................................................................
0.4
0.4
0.2
0.1
Union .....................................................................
Nonunion ...............................................................
1.3
0.4
1.0
0.4
0.9
0.1
0.7
0.1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.9
3.2
0.5
0.6
0.6
0.8
0.8
–
0.5
0.5
0.5
0.8
–
–
0.2
0.3
0.3
0.2
–
–
0.1
0.1
0.3
0.2
Goods-producing industries ...................................
1.0
0.7
0.8
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
0.8
1.2
1.0
2.7
1.0
1.0
2.1
0.4
0.7
1.1
0.4
2.7
1.0
1.0
2.1
0.1
0.1
0.3
0.5
–
–
–
–
0.1
0.2
0.5
0.8
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March
2010—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.7
0.9
1.5
0.5
0.7
0.7
0.7
0.9
1.4
0.5
0.7
0.6
0.2
0.2
–
0.2
0.3
0.3
0.2
0.1
–
0.2
0.1
0.3
1.2
0.6
1.4
1.4
0.6
3.0
1.4
1.3
1.3
1.1
0.6
1.4
1.1
0.6
2.4
1.4
1.3
1.2
0.4
0.3
0.8
–
–
–
0.1
–
0.4
0.2
0.3
0.5
–
–
–
0.4
–
0.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2010
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
20
60
10
7
2
59.2
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
20
18
20
14
58
63
56
43
12
11
13
22
7
7
8
14
3
1
3
7
59.3
59.3
59.2
61.4
60.0
60.0
60.0
60.0
16
35
32
21
16
16
16
22
37
53
50
53
63
64
63
62
24
8
9
17
11
12
11
7
15
–
6
–
7
7
7
7
7
–
3
–
2
2
2
2
61.5
56.6
58.0
59.7
59.7
60.0
59.7
59.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
20
23
19
17
21
66
60
69
69
69
6
8
5
6
3
–
7
5
–
5
–
2
2
–
2
59.3
58.8
58.7
58.9
58.5
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
20
61
10
7
2
59.1
60.0
Union .....................................................................
Nonunion ...............................................................
26
19
47
63
9
11
11
6
6
2
59.6
59.1
60.0
60.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
26
19
18
21
21
55
64
62
58
57
8
9
10
11
12
7
7
7
7
7
3
2
3
2
2
59.1
59.0
59.4
59.1
59.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
18
67
8
6
2
59.1
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
20
22
14
17
11
29
37
20
59
54
45
35
61
61
57
46
11
12
21
26
15
5
3
22
7
–
13
15
–
–
–
–
3
–
7
7
–
–
–
–
59.2
59.1
61.3
61.6
60.7
57.2
56.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2010—Continued
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
13
13
14
23
16
28
67
69
64
57
65
53
9
9
8
11
10
12
9
7
12
6
8
–
3
2
3
2
2
–
60.2
59.9
60.6
58.7
59.5
58.2
60.0
60.0
60.0
60.0
60.0
60.0
16
19
26
14
16
–
18
16
22
63
64
58
61
63
50
68
57
54
7
8
6
11
17
5
6
14
14
12
7
7
–
3
5
6
–
8
2
2
3
–
1
–
2
–
2
59.7
59.4
58.6
60.3
59.2
56.8
59.0
59.8
59.4
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian
workers,1 National Compensation Survey, March 2010
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.2
1.3
0.6
0.6
0.7
0.2
0.0
1.0
1.2
1.1
1.8
1.4
1.5
1.7
2.9
0.8
0.9
1.0
2.2
0.7
0.8
0.9
1.9
1.0
0.5
1.2
2.5
0.2
0.2
0.2
0.6
0.0
0.0
0.0
0.0
2.3
3.0
6.9
3.8
0.9
2.4
1.0
2.8
3.5
3.1
5.3
4.9
1.2
2.6
1.4
3.0
3.0
2.6
1.4
3.1
0.8
1.4
0.9
1.3
2.5
–
1.0
–
0.7
1.5
0.7
1.7
1.9
–
1.2
–
0.6
0.9
0.7
0.8
0.7
0.5
0.9
0.6
0.2
0.5
0.2
0.5
1.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.4
3.7
1.5
1.8
2.1
4.6
3.4
2.0
2.5
2.5
2.1
1.3
0.8
1.3
0.7
–
1.8
0.7
–
1.0
–
0.6
0.6
–
0.7
0.7
0.5
0.3
0.3
0.4
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
1.3
1.4
0.6
0.6
0.7
0.2
0.0
Union .....................................................................
Nonunion ...............................................................
2.7
1.2
2.5
1.3
1.2
0.7
1.6
0.5
1.8
0.5
0.5
0.2
0.0
0.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7.6
1.7
1.0
1.2
1.4
5.9
1.9
1.4
1.3
1.7
1.5
0.9
0.8
0.8
1.1
1.6
0.9
0.6
0.7
0.7
1.1
0.6
1.0
0.6
0.8
1.0
0.2
0.2
0.2
0.2
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
1.7
2.1
1.3
0.8
0.5
0.2
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.4
1.5
1.8
2.5
1.7
2.4
2.5
3.0
1.5
2.0
2.5
2.6
5.1
2.6
2.5
3.5
0.7
1.2
2.0
2.9
1.7
1.2
0.8
3.3
0.6
–
1.6
2.1
–
–
–
–
0.8
–
2.9
1.6
–
–
–
–
0.2
0.3
0.5
0.6
0.7
0.4
0.4
0.5
0.0
0.0
0.0
2.0
0.0
0.0
0.0
0.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian
workers,1 National Compensation Survey, March 2010—Continued
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.4
1.8
1.7
1.7
1.2
2.6
2.0
2.4
3.0
1.6
1.8
2.2
0.9
1.1
1.5
0.8
1.0
1.0
1.1
1.3
2.4
0.5
0.8
–
0.6
0.7
1.0
0.9
0.4
–
0.2
0.3
0.5
0.2
0.2
0.4
0.0
0.0
0.0
0.0
0.0
0.0
1.9
0.9
2.3
2.9
1.5
–
1.7
2.6
2.7
3.1
1.7
2.1
5.8
2.3
11.5
2.7
4.8
2.9
1.6
1.0
0.9
2.8
2.1
1.5
0.7
2.5
1.4
2.0
1.0
1.0
–
0.6
1.9
2.4
–
1.2
0.4
1.1
0.8
–
0.2
–
0.8
–
0.5
0.4
0.2
0.4
0.9
0.3
1.6
0.3
0.6
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2010
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
79
$3,000
$5,000
$7,500
$10,000
$15,000
21
79
82
78
70
3,333
4,000
3,000
2,000
5,000
5,500
5,000
3,900
7,500
10,000
7,000
5,000
10,000
12,000
10,000
7,000
15,000
15,000
15,000
10,000
21
18
22
30
65
84
77
71
82
85
81
79
1,500
3,000
3,000
2,917
3,000
2,500
3,000
3,000
3,000
5,000
5,000
5,000
5,000
5,000
5,000
4,000
5,000
7,500
7,000
6,000
7,500
7,000
8,000
5,000
6,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
8,000
15,000
13,000
15,000
15,000
16,667
15,000
15,000
35
16
23
29
18
15
19
21
76
80
74
79
69
2,500
3,000
2,500
2,917
2,500
5,000
4,000
5,000
5,000
5,000
5,000
5,000
6,000
7,500
5,000
8,333
10,000
10,000
10,000
10,000
15,000
15,000
14,000
15,000
10,000
24
20
26
21
31
Full time .................................................................
80
3,000
5,000
7,500
10,000
15,000
20
Union .....................................................................
Nonunion ...............................................................
65
82
2,222
3,000
4,000
5,000
5,000
7,500
8,000
10,000
10,000
15,000
35
18
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
79
80
80
78
79
3,000
3,000
3,000
3,399
4,000
5,000
5,000
5,000
5,000
5,000
7,500
6,000
7,000
7,500
9,100
10,000
10,000
10,000
10,000
12,000
15,000
15,000
15,000
15,000
17,300
21
20
20
22
21
Goods-producing industries ...................................
82
2,917
5,000
7,500
11,000
15,000
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
78
77
70
65
78
83
86
62
3,000
3,000
2,000
1,500
3,600
3,000
3,000
–
5,000
5,000
3,900
3,333
5,000
5,000
5,000
–
7,500
6,000
5,000
5,000
6,000
6,000
7,500
–
10,000
10,000
7,500
6,000
10,000
10,000
10,000
–
15,000
11,000
10,000
8,000
12,500
13,333
15,000
–
22
23
30
35
22
17
14
38
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2010—Continued
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
81
83
78
78
81
76
$3,000
3,000
3,000
3,000
3,500
3,000
$5,000
5,000
5,000
5,000
5,000
5,000
$6,000
6,500
6,000
7,500
7,000
9,000
$10,000
10,000
10,000
10,000
10,000
11,000
$15,000
15,000
10,833
15,000
15,000
15,000
19
17
22
22
19
24
85
83
69
74
82
82
74
80
4,000
3,000
3,000
3,500
2,917
3,000
4,000
4,000
5,000
5,000
5,000
5,000
4,000
5,000
5,000
5,000
7,500
7,500
6,500
6,000
6,000
7,500
7,500
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
15,000
15,000
20,000
17,300
15
17
31
26
18
18
26
20
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2010
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
0.9
$0.00
$0.00
$263.24
$0.00
$0.00
0.9
1.1
1.4
1.4
2.5
689.56
159.01
94.21
775.38
0.00
785.38
0.00
0.00
0.00
657.51
598.54
0.00
0.00
138.40
0.00
583.04
0.00
135.28
0.00
0.00
1.1
1.4
1.4
2.5
3.4
3.1
3.0
4.5
1.0
1.8
1.2
2.5
527.64
221.12
293.95
1,009.78
0.00
719.53
189.11
43.00
779.90
0.00
0.00
481.46
0.00
0.00
0.00
78.10
245.50
677.47
1,479.90
529.72
482.15
611.53
475.41
202.45
427.78
110.45
0.00
493.96
0.00
0.00
0.00
0.00
609.89
0.00
3,616.78
4,039.49
414.13
4,545.04
156.20
468.61
3.4
3.1
3.0
4.5
1.0
1.8
1.2
2.5
3.1
3.4
2.0
2.5
2.7
701.39
411.40
464.74
625.25
484.56
320.51
0.00
0.00
0.00
0.00
518.07
374.20
761.72
445.12
634.70
1,331.05
0.00
0.00
0.00
617.16
1,383.56
1,280.98
1,769.57
0.00
0.00
3.1
3.4
2.0
2.5
2.7
Full time .................................................................
0.9
0.00
0.00
143.16
0.00
0.00
0.9
Union .....................................................................
Nonunion ...............................................................
2.1
0.8
385.29
427.64
0.00
0.00
0.00
305.14
499.90
0.00
156.20
0.00
2.1
0.8
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.1
1.3
1.2
1.0
1.3
126.90
0.00
0.00
580.88
31.24
0.00
0.00
0.00
0.00
531.50
1,394.79
505.98
377.33
581.12
1,408.02
0.00
0.00
0.00
246.98
1,385.21
918.26
0.00
0.00
0.00
2,120.67
3.1
1.3
1.2
1.0
1.3
Goods-producing industries ...................................
2.1
244.75
0.00
599.18
1,153.78
0.00
2.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.9
1.8
2.7
3.2
5.2
2.0
2.2
3.3
0.00
702.92
678.95
652.52
702.17
0.00
736.82
–
0.00
448.66
0.00
683.11
0.00
0.00
0.00
–
449.33
460.97
0.00
450.02
660.42
161.01
651.42
–
0.00
0.00
110.45
180.40
0.00
0.00
0.00
–
0.00
1,621.60
0.00
746.44
1,238.07
2,285.13
0.00
–
0.9
1.8
2.7
3.2
5.2
2.0
2.2
3.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2010—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.2
1.7
2.2
1.1
1.3
1.7
$0.00
488.75
0.00
0.00
580.39
114.93
$0.00
0.00
0.00
0.00
0.00
0.00
$294.08
647.51
0.00
209.08
584.47
1,882.02
$0.00
0.00
0.00
0.00
0.00
1,233.08
$349.28
0.00
3,291.60
0.00
0.00
558.39
1.2
1.7
2.2
1.1
1.3
1.7
2.8
2.3
2.1
4.7
2.0
1.3
4.4
1.3
1,332.33
0.00
4.84
711.78
652.25
687.48
1,375.43
158.53
0.00
0.00
0.00
0.00
940.84
0.00
0.00
0.00
441.81
255.72
877.60
574.25
505.01
413.28
970.68
156.20
0.00
0.00
0.00
0.00
0.00
0.00
523.93
2,789.09
0.00
0.00
0.00
1,834.99
0.00
0.00
4,259.03
819.03
2.8
2.3
2.1
4.7
2.0
1.3
4.4
1.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March
2010
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid jury
duty
leave
Family leave2
Paid
Unpaid
76
67
74
41
72
11
86
79
95
73
35
87
91
86
84
74
94
67
17
58
57
58
64
87
89
87
89
17
19
17
16
91
93
91
91
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
31
82
58
77
82
72
88
80
92
81
48
69
69
56
77
56
12
82
61
79
80
70
86
80
76
62
28
42
41
32
47
28
94
84
56
81
73
66
78
61
17
21
8
13
11
7
14
8
94
90
81
91
87
86
88
79
69
91
84
91
77
42
69
55
53
57
69
90
82
90
74
20
37
33
30
35
47
74
70
72
68
6
9
6
7
5
73
85
85
87
83
Full time .................................................................
Part time ................................................................
87
39
79
28
86
36
47
21
81
44
13
6
89
76
Union .....................................................................
Nonunion ...............................................................
79
75
83
64
73
75
58
38
91
68
15
10
94
85
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
54
37
84
90
80
77
35
22
70
80
87
90
54
40
83
88
77
73
21
14
41
46
59
59
48
35
75
82
88
90
5
3
10
14
17
18
78
73
86
89
92
93
Goods-producing industries ...................................
88
55
88
30
70
8
86
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
74
72
53
43
78
86
91
88
69
83
87
90
86
79
89
89
72
65
40
27
68
84
89
88
43
58
62
70
49
55
67
53
72
85
90
92
91
81
91
90
12
16
15
17
14
17
25
16
86
90
93
93
94
89
95
93
Establishment characteristics
See footnotes at end of table.
Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March
2010—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid jury
duty
leave
Family leave2
Paid
Unpaid
70
68
75
82
82
82
54
53
58
78
70
85
70
69
75
78
79
77
27
25
34
53
47
59
58
55
66
85
78
91
8
7
9
14
11
17
77
73
89
94
92
96
73
78
77
74
78
77
76
73
75
72
71
62
67
65
63
67
65
70
71
74
74
73
77
75
74
73
75
51
50
44
35
40
36
37
37
37
82
81
71
70
73
74
69
67
65
11
9
14
10
13
7
9
9
14
89
85
84
87
86
91
84
86
89
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those
in private households, and workers in the public sector, except the
federal government. See Technical Note for further explanation.
2 The sum of paid and unpaid family leave may exceed 100
percent because some workers have access to both types of plans.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 32. Standard errors for leave benefits: Access, civilian workers,1 National Compensation
Survey, March 2010
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid jury
duty
leave
Family leave2
Paid
Unpaid
0.5
0.5
0.4
0.5
0.5
0.4
0.4
0.6
0.7
0.8
1.6
0.5
0.7
0.6
1.4
0.7
0.8
0.8
1.3
0.9
1.4
1.0
1.5
0.7
1.1
0.7
1.1
0.8
1.1
0.8
1.0
0.5
0.8
0.6
1.1
1.8
1.7
1.5
2.6
0.6
0.9
0.8
1.2
1.1
1.7
1.1
2.9
0.7
1.1
0.9
1.3
1.5
1.9
1.2
2.5
0.6
1.0
0.8
1.2
1.6
2.2
1.0
2.5
0.8
1.0
1.1
1.1
1.0
2.1
1.3
1.9
0.7
1.0
0.9
1.2
1.3
1.6
0.5
1.8
0.5
0.7
0.7
0.6
0.9
1.5
1.1
1.5
0.6
0.9
0.7
1.1
2.0
1.1
0.9
1.0
1.5
2.0
1.7
1.2
1.5
1.6
2.1
1.1
1.0
1.1
1.5
1.5
1.6
1.1
1.4
1.6
1.9
1.5
1.3
1.7
1.9
0.8
1.0
0.5
0.8
0.5
1.9
1.3
1.0
1.2
1.5
Full time .................................................................
Part time ................................................................
0.4
1.2
0.5
1.0
0.4
1.1
0.5
0.8
0.4
1.1
0.4
0.4
0.4
1.0
Union .....................................................................
Nonunion ...............................................................
0.8
0.6
0.9
0.5
0.8
0.5
1.1
0.6
0.7
0.6
0.8
0.4
0.5
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
2.1
0.7
0.6
0.7
0.8
1.1
1.9
0.8
0.7
0.7
0.7
1.0
1.7
0.6
0.6
0.8
1.1
0.8
1.3
0.9
0.9
0.8
1.3
1.1
1.8
0.8
0.6
0.7
0.8
0.4
0.5
0.5
0.7
0.6
0.8
0.9
1.7
0.6
0.5
0.5
0.7
Goods-producing industries ...................................
0.6
1.3
0.7
1.1
1.1
0.8
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
0.8
1.1
1.3
1.2
1.2
0.6
1.2
0.5
0.9
0.7
0.7
1.2
1.5
0.9
1.3
0.5
0.9
1.1
1.1
1.6
1.3
0.7
1.2
0.6
1.2
1.5
1.4
3.2
1.9
1.9
2.3
0.6
1.0
0.6
0.7
1.0
1.6
1.3
1.2
0.4
0.9
1.0
1.2
1.5
1.5
2.1
1.7
0.5
0.8
0.6
0.8
0.9
1.3
0.8
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 32. Standard errors for leave benefits: Access, civilian workers,1 National Compensation
Survey, March 2010—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid jury
duty
leave
Family leave2
Paid
Unpaid
0.8
1.0
1.5
0.7
0.9
0.8
0.8
0.9
1.8
0.6
1.0
0.8
0.8
1.0
1.4
0.6
1.0
0.6
0.7
0.9
1.6
0.7
0.9
1.0
0.9
1.1
1.6
0.6
0.9
0.8
0.5
0.6
1.1
0.6
0.8
0.8
0.8
1.0
1.0
0.3
0.5
0.4
1.5
0.9
0.9
1.4
1.3
4.5
1.3
2.3
1.2
1.5
1.3
1.2
1.5
1.5
3.0
1.7
1.6
1.2
1.7
1.0
1.1
1.4
1.1
2.5
1.4
1.7
1.1
2.6
1.3
1.3
1.7
1.1
2.7
1.8
2.0
1.3
1.4
0.8
1.1
2.0
1.7
2.5
1.4
1.8
1.1
1.8
1.3
1.0
2.1
0.8
1.9
1.1
0.9
0.6
1.2
0.9
1.1
1.7
1.1
2.1
1.1
1.5
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those
in private households, and workers in the public sector, except the
federal government. See Technical Note for further explanation.
2 The sum of paid and unpaid family leave may exceed 100
percent because some workers have access to both types of plans.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2010
(All workers with paid holidays = 100 percent)
Paid holidays
Median
number of
days
3
8
8
2
2
2
5
4
4
4
11
9
10
9
10
10
10
9
10
–
3
4
14
2
1
3
3
–
1
2
3
1
(2)
1
1
12
1
3
4
1
(2)
2
2
10
8
8
10
8
7
9
8
10
7
7
11
8
6
8
7
4
5
5
6
3
2
3
2
3
1
1
1
1
1
1
2
2
3
4
2
8
8
8
9
8
7
8
8
9
7
9
4
6
2
4
1
2
1
3
2
9
6
8
6
14
15
14
8
12
5
9
2
4
1
7
2
10
8
10
8
5
5
9
10
11
12
7
3
13
18
19
20
3
1
7
12
11
12
2
1
4
7
9
10
(2)
–
2
4
6
6
(2)
–
1
2
2
2
1
1
2
3
5
5
6
5
8
9
10
10
6
6
8
9
10
10
12
13
17
10
7
3
1
3
9
9
12
10
6
4
8
12
10
1
8
8
7
7
7
9
8
10
14
13
14
13
12
12
7
16
8
9
14
13
15
7
5
22
6
6
10
8
12
4
9
23
3
5
10
9
12
2
4
18
2
4
8
7
11
1
–
5
3
7
16
16
17
1
–
4
8
9
11
11
12
8
8
11
8
9
11
11
12
7
7
11
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
9
21
12
12
9
15
9
6
3
2
3
2
4
10
12
9
13
10
11
9
12
6
12
13
12
7
11
12
10
8
19
24
17
11
12
12
11
17
9
9
9
9
5
5
5
6
12
7
22
3
9
17
6
10
15
31
20
11
28
45
20
26
6
20
11
8
11
11
12
16
6
13
10
4
12
10
13
11
5
6
7
9
8
6
10
8
12
8
8
13
15
6
19
12
16
5
7
18
7
3
9
8
6
5
6
13
4
2
5
5
14
7
8
7
10
27
24
21
15
28
15
17
12
12
13
11
11
14
13
15
9
8
10
11
9
9
14
14
17
11
6
8
9
10
7
Full time .................................................................
Part time ................................................................
7
29
19
30
12
9
12
9
10
5
16
8
Union .....................................................................
Nonunion ...............................................................
3
11
11
23
7
13
10
12
10
9
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
25
43
9
4
3
2
33
27
25
16
11
9
13
12
13
11
10
9
10
8
13
12
13
12
Goods-producing industries ...................................
6
16
11
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
10
6
6
9
2
7
4
(2)
22
20
6
10
1
28
32
–
12
12
4
4
2
17
19
–
All workers .............................................................
Less
than 6
days
Mean
number of
days
6
days
Characteristics
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March
2010—Continued
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 6
days
Mean
number of
days
Median
number of
days
1
1
1
4
2
7
8
7
8
9
8
10
7
7
7
9
8
10
3
4
4
1
1
5
3
–
3
9
9
8
8
8
8
8
8
9
10
9
8
8
8
8
8
8
9
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
13
13
13
6
8
5
25
26
23
17
23
11
15
15
15
9
12
6
13
14
10
11
12
11
9
8
13
9
10
8
13
14
12
16
14
17
5
5
6
11
10
13
3
2
4
8
5
11
1
1
1
5
3
7
1
1
1
2
1
3
4
9
7
6
11
21
12
10
7
14
17
21
25
25
18
23
23
17
8
11
14
17
11
9
11
10
11
9
11
12
14
9
16
12
16
15
10
10
11
8
8
7
9
9
9
23
14
15
10
15
12
14
14
15
13
10
6
–
9
7
8
9
9
10
10
4
4
7
4
3
4
6
4
4
3
3
2
2
2
3
6
1
2
2
–
1
1
2
–
2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5 percent.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 33. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation Survey,
March 2010
Paid holidays
Characteristics
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
0.6
0.5
0.5
0.4
0.4
0.5
0.4
0.3
0.2
0.1
0.2
(2)
0.0
0.4
0.2
0.5
1.5
0.6
0.7
0.8
1.4
0.8
0.8
1.0
1.7
0.6
0.9
0.7
1.7
0.7
0.9
0.9
1.4
0.9
1.2
1.2
1.5
0.9
1.0
1.1
2.5
0.6
0.8
0.6
1.4
0.3
0.4
0.4
1.6
0.3
0.3
0.3
1.6
0.4
0.5
0.4
1.9
(2)
0.1
0.1
0.3
0.5
0.0
0.2
0.6
2.2
1.8
2.1
0.8
0.6
1.3
0.5
1.1
2.3
3.0
1.3
2.4
0.8
1.4
0.9
1.3
2.3
2.7
1.0
2.5
0.7
1.0
0.9
1.2
2.4
1.8
1.0
1.1
0.6
0.8
0.8
1.1
1.1
1.4
0.9
2.0
0.5
0.6
0.7
0.7
2.4
1.9
0.7
1.7
0.6
0.8
0.7
0.9
3.5
1.2
0.8
1.9
0.4
0.3
0.6
0.6
2.0
0.9
0.6
2.1
0.3
0.3
0.4
0.5
–
0.6
0.4
1.6
0.2
0.2
0.3
0.4
–
0.3
0.2
0.7
0.1
0.1
0.1
0.1
2.5
0.4
0.5
0.7
0.2
0.1
0.3
0.3
0.4
0.2
0.2
0.2
(2)
0.1
0.1
0.1
0.0
0.0
0.0
0.6
0.5
0.0
0.4
0.2
1.8
1.3
0.9
1.2
1.2
2.1
1.5
1.0
1.2
1.5
1.8
1.5
0.9
1.4
1.2
1.6
1.3
0.9
1.1
1.3
1.2
0.8
0.9
1.1
1.0
1.1
1.3
0.8
1.2
1.1
0.9
0.8
0.7
0.9
0.9
0.7
0.6
0.6
1.0
0.5
0.5
0.6
0.3
0.6
0.2
0.2
0.2
0.3
0.4
0.3
0.4
0.4
0.3
0.5
0.4
0.1
0.1
0.1
0.1
0.1
0.0
0.6
0.0
0.1
0.4
Full time .................................................................
Part time ................................................................
0.6
2.2
0.5
1.6
0.5
1.0
0.5
0.8
0.4
0.8
0.5
0.9
0.5
0.8
0.3
0.3
0.2
0.3
0.1
0.1
0.2
0.3
(2)
0.1
0.1
0.0
Union .....................................................................
Nonunion ...............................................................
0.5
0.7
0.7
0.6
0.6
0.5
0.7
0.5
1.1
0.4
0.8
0.6
1.1
0.5
0.8
0.3
0.6
0.2
0.3
0.1
0.5
0.2
0.1
(2)
0.0
0.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
3.4
0.8
0.4
0.3
0.4
1.2
2.2
0.8
0.6
0.5
0.9
1.0
1.8
0.6
0.6
0.7
1.1
0.8
1.2
0.7
0.6
0.6
0.9
0.7
1.7
0.5
0.6
0.6
1.0
0.8
0.8
0.7
0.6
1.0
1.4
0.5
0.6
0.6
0.7
0.7
1.1
0.3
0.2
0.4
0.5
0.6
0.8
0.1
–
0.2
0.3
0.3
0.4
0.1
–
0.1
0.2
0.3
0.4
0.3
0.3
0.2
0.3
0.4
0.6
0.1
0.2
0.1
(2)
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
0.8
1.0
0.9
0.9
0.9
1.0
0.7
0.8
0.4
0.3
0.4
0.1
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
0.7
0.8
1.2
0.6
1.1
1.3
0.1
0.6
1.3
0.6
1.1
0.2
2.0
2.6
–
0.5
1.1
1.0
1.2
1.0
1.7
2.0
–
0.5
1.0
1.2
0.9
2.7
1.4
1.6
0.3
0.5
1.0
0.8
1.0
1.5
1.5
1.4
2.8
0.5
1.2
1.6
1.5
3.0
1.6
1.6
1.8
0.5
1.3
1.9
1.7
4.1
1.3
2.4
1.8
0.3
0.4
0.8
0.8
1.5
0.5
1.4
2.0
0.2
0.5
1.2
1.8
1.6
0.4
1.0
1.3
0.1
0.4
0.9
1.2
1.3
0.1
–
0.6
0.2
0.6
1.2
1.4
2.2
0.4
–
0.7
0.1
0.1
0.1
0.2
0.2
0.1
0.1
0.1
0.0
0.1
0.0
0.6
0.8
0.5
0.2
0.5
All workers .............................................................
Less
than 6
days
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 33. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation Survey,
March 2010—Continued
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 6
days
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
0.7
0.8
1.2
0.9
0.8
1.6
0.9
1.1
1.5
0.6
0.9
0.7
0.8
1.0
1.3
0.5
0.8
0.7
0.7
0.8
1.1
0.5
0.8
0.8
0.6
0.7
1.3
0.6
0.8
0.8
0.7
0.9
1.0
0.6
0.8
0.9
0.4
0.5
0.8
0.7
0.8
1.2
0.4
0.3
1.1
0.4
0.5
0.7
0.1
0.1
0.3
0.3
0.4
0.5
0.1
0.1
0.2
0.2
0.2
0.3
0.2
0.3
0.3
0.3
0.2
0.5
(2)
0.1
0.1
0.1
0.1
0.2
0.0
0.0
0.3
0.0
0.0
0.0
1.1
1.5
1.1
0.8
1.2
5.9
1.1
1.1
0.9
1.8
1.1
1.3
1.8
1.3
1.8
1.2
2.0
1.3
1.9
0.8
1.3
2.5
1.0
1.7
1.0
1.9
1.2
1.2
0.8
1.1
1.7
0.9
3.0
1.0
2.5
1.0
1.5
1.0
1.3
1.2
0.8
1.4
1.3
1.5
1.1
1.5
1.5
1.3
1.0
1.1
2.4
1.7
1.3
1.1
2.0
0.8
0.7
–
0.8
1.8
1.2
1.8
1.0
1.9
1.0
0.6
1.0
0.8
1.1
0.6
1.1
0.6
0.7
0.5
0.4
1.0
0.5
0.4
0.4
0.8
0.4
0.2
0.3
0.3
–
0.3
0.2
0.3
–
0.3
0.6
0.5
0.6
0.3
0.2
1.6
0.6
–
0.3
0.2
0.1
0.1
0.1
0.1
0.5
0.1
0.1
0.1
0.0
0.0
0.0
1.0
(2)
0.8
0.0
0.0
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 34. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2010
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year2
As needed3
Other basis4
69
6
25
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
68
67
68
82
7
8
7
3
25
25
26
14
83
53
68
75
70
77
67
70
69
74
72
76
2
1
3
4
6
7
5
9
10
5
4
5
15
46
29
21
24
17
27
21
21
21
24
19
Full time .................................................................
Part time ................................................................
69
67
6
5
25
28
Union .....................................................................
Nonunion ...............................................................
80
67
5
6
16
27
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
69
64
70
70
68
69
5
6
4
5
8
10
26
30
26
25
24
21
Goods-producing industries ...................................
67
9
24
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
69
68
84
84
85
55
46
81
6
3
3
2
5
2
1
4
25
29
13
14
10
43
52
15
Establishment characteristics
See footnotes at end of table.
Table 34. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2010—Continued
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed number
of days per
year2
As needed3
Other basis4
68
67
72
70
71
69
9
10
5
4
4
4
23
23
23
26
24
27
67
76
67
69
66
58
75
66
71
8
7
7
5
4
6
5
6
5
25
17
26
25
30
36
20
28
24
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
3 Plan does not specify maximum number of
days.
4 Includes sick leave plans, such as those
available as part of consolidated leave plans, which
may also provide vacations, personal leave, etc.
5 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 34. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2010
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year2
As needed3
Other basis4
0.8
0.3
0.8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.4
1.1
1.1
0.6
0.7
0.7
0.4
0.9
1.4
1.1
1.1
1.4
2.1
2.4
2.6
0.9
1.4
1.1
1.7
2.3
1.2
1.8
1.6
0.5
0.3
0.4
0.6
0.4
0.6
0.5
1.0
1.4
0.5
0.7
0.7
1.4
2.1
2.4
2.6
0.8
1.4
1.0
1.4
1.8
1.2
1.7
1.6
Full time .................................................................
Part time ................................................................
0.8
1.7
0.3
0.8
0.8
1.7
Union .....................................................................
Nonunion ...............................................................
1.1
0.9
0.8
0.4
0.9
0.9
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.4
6.2
1.1
0.9
0.9
1.2
0.6
1.7
0.4
0.4
0.5
0.9
2.4
6.5
1.0
0.8
0.8
1.0
Goods-producing industries ...................................
1.6
0.7
1.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.1
0.9
1.2
1.4
1.8
2.2
1.5
0.4
0.5
0.4
0.4
0.7
0.9
0.2
0.7
0.8
1.1
0.9
1.1
1.2
1.8
2.2
1.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 34. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2010—Continued
Sick leave provision
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed number
of days per
year2
As needed3
Other basis4
1.3
1.5
2.3
1.0
1.2
1.6
0.8
1.0
0.6
0.3
0.4
0.3
1.2
1.3
2.2
1.0
1.1
1.6
3.3
1.6
1.6
2.7
1.9
7.8
1.4
2.2
1.4
1.1
0.7
1.3
1.1
0.5
1.6
0.9
1.3
0.5
4.0
1.1
1.3
2.5
1.7
8.1
1.4
2.6
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
3 Plan does not specify maximum number of
days.
4 Includes sick leave plans, such as those
available as part of consolidated leave plans, which
may also provide vacations, personal leave, etc.
5 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2010
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 1 year
All workers .............................................................
16
45
32
6
1
8
6
Full time .................................................................
Part time ................................................................
15
27
45
43
33
26
7
–
1
–
9
7
6
6
Union .....................................................................
Nonunion ...............................................................
11
18
23
51
51
26
14
4
1
1
10
8
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
24
24
23
12
15
9
54
54
54
39
52
28
19
19
18
40
27
51
3
2
–
8
5
11
(4)
(4)
–
1
(4)
2
7
7
7
10
8
11
5
5
6
10
6
10
All workers .............................................................
15
44
32
7
1
9
7
Full time .................................................................
Part time ................................................................
14
25
44
45
33
26
7
–
1
–
9
7
7
6
Union .....................................................................
Nonunion ...............................................................
10
17
24
51
49
27
15
5
1
1
11
8
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
22
23
21
11
14
8
54
54
55
38
52
28
19
20
18
40
27
50
4
3
–
9
6
12
(4)
(4)
–
2
1
3
7
7
7
10
8
12
5
5
6
10
6
10
After 5 years
See footnotes at end of table.
Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2010—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 10 years
All workers .............................................................
15
44
32
8
1
9
7
Full time .................................................................
Part time ................................................................
14
25
45
44
32
26
8
–
2
–
9
7
7
6
Union .....................................................................
Nonunion ...............................................................
10
16
24
51
48
27
17
5
1
1
11
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
22
23
21
11
14
8
54
54
53
39
52
28
20
20
20
39
27
49
4
3
6
10
6
12
(4)
(4)
(4)
2
1
3
7
7
7
11
9
12
6
5
6
10
6
10
All workers .............................................................
15
44
32
7
2
10
7
Full time .................................................................
Part time ................................................................
14
25
45
44
32
26
8
–
2
–
10
7
7
6
Union .....................................................................
Nonunion ...............................................................
10
16
24
51
48
27
16
5
2
1
11
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
22
23
20
10
13
8
54
54
53
39
52
28
20
20
20
39
27
49
4
3
6
10
6
13
1
1
(4)
2
1
3
7
7
7
11
9
13
6
5
6
10
6
10
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
4 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2010
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.6
0.8
0.7
0.5
0.1
0.1
(4)
Full time .................................................................
Part time ................................................................
0.6
1.5
0.8
2.2
0.8
1.5
0.5
–
0.1
–
0.1
0.1
0.7
0.0
Union .....................................................................
Nonunion ...............................................................
0.8
0.7
1.2
0.9
1.7
0.8
1.2
0.4
0.2
0.1
0.2
0.2
(4)
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.3
1.6
0.6
0.9
0.8
1.2
1.3
2.3
1.0
1.7
1.2
1.0
1.1
1.8
0.9
1.4
1.4
0.3
0.4
–
0.7
0.5
1.1
0.1
0.1
–
0.1
0.1
0.2
0.1
0.2
0.2
0.2
0.1
0.3
0.0
0.0
0.2
0.7
0.0
0.0
All workers .............................................................
0.6
0.8
0.7
0.5
0.2
0.1
0.6
Full time .................................................................
Part time ................................................................
0.6
1.5
0.8
2.2
0.8
1.5
0.5
–
0.2
–
0.2
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.8
0.7
1.2
0.9
1.7
0.8
1.1
0.4
0.2
0.2
0.2
0.2
0.1
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.3
1.6
0.6
0.8
0.8
1.2
1.4
2.2
1.0
1.7
1.2
1.0
1.1
1.8
0.9
1.4
1.4
0.4
0.4
–
0.7
0.6
1.0
0.1
0.2
–
0.3
0.3
0.4
0.1
0.2
0.2
0.2
0.2
0.3
0.8
0.0
0.0
0.1
0.0
0.0
After 5 years
See footnotes at end of table.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2010—Continued
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.6
0.8
0.8
0.5
0.2
0.2
0.4
Full time .................................................................
Part time ................................................................
0.6
1.5
0.8
2.2
0.8
1.5
0.5
–
0.2
–
0.2
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.8
0.7
1.2
1.0
1.6
0.8
1.1
0.4
0.2
0.2
0.2
0.2
0.7
(4)
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.2
1.6
0.6
0.8
0.8
1.3
1.4
2.2
1.1
1.6
1.3
1.1
1.2
2.0
1.0
1.4
1.4
0.3
0.4
0.9
0.7
0.6
1.0
0.1
0.2
0.2
0.3
0.3
0.4
0.2
0.2
0.2
0.2
0.3
0.3
0.9
0.0
0.0
0.1
0.0
0.0
All workers .............................................................
0.6
0.8
0.7
0.5
0.2
0.2
0.3
Full time .................................................................
Part time ................................................................
0.6
1.5
0.8
2.2
0.8
1.5
0.5
–
0.2
–
0.2
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.8
0.7
1.2
1.0
1.7
0.8
1.2
0.4
0.4
0.2
0.3
0.2
0.8
(4)
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.3
1.6
0.6
0.8
0.8
1.3
1.4
2.2
1.1
1.6
1.3
1.0
1.2
2.0
1.0
1.4
1.4
0.4
0.4
0.9
0.8
0.6
1.1
0.1
0.2
0.2
0.3
0.4
0.4
0.2
0.2
0.2
0.3
0.3
0.4
0.8
(4)
0.0
(4)
0.0
0.0
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
4 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 36. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation
Survey, March 2010
(All workers with paid vacations = 100 percent)
Paid vacations days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
Mean
number of
days
Greater
than 24
days
20 to 24
days
Median
number of
days
After 1 year
All workers .............................................................
7
35
39
12
6
2
10
10
Full time .................................................................
Part time ................................................................
5
23
34
47
41
19
13
5
6
4
2
1
10
7
10
5
Union .....................................................................
Nonunion ...............................................................
4
7
34
35
46
37
9
12
5
6
2
2
10
10
10
10
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
9
9
7
5
6
4
46
46
44
27
37
17
35
34
38
42
38
45
7
7
7
15
12
18
3
3
–
9
5
12
1
1
–
3
2
4
8
8
8
11
10
13
6
5
8
10
10
10
All workers .............................................................
2
10
35
36
11
6
14
15
Full time .................................................................
Part time ................................................................
1
10
8
25
35
36
38
18
12
5
6
5
14
11
15
10
Union .....................................................................
Nonunion ...............................................................
1
2
7
10
37
35
41
35
9
11
5
6
14
14
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
2
1
1
1
15
17
9
6
7
4
41
40
43
31
39
23
32
31
36
39
36
42
7
7
7
14
11
18
3
3
3
9
5
12
12
12
13
15
14
17
10
10
12
15
15
15
After 5 years
See footnotes at end of table.
Table 36. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation
Survey, March 2010—Continued
(All workers with paid vacations = 100 percent)
Paid vacations days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
2
7
15
42
23
12
17
15
Full time .................................................................
Part time ................................................................
1
9
5
20
14
18
43
34
24
11
12
8
17
14
15
15
Union .....................................................................
Nonunion ...............................................................
1
2
3
8
10
16
54
40
23
23
9
12
17
17
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
2
1
1
1
12
14
7
3
4
2
22
23
17
9
11
7
40
37
48
44
50
38
18
17
21
26
23
30
6
6
7
16
11
21
15
14
16
18
17
20
15
15
15
18
15
20
All workers .............................................................
2
6
12
18
38
25
19
20
Full time .................................................................
Part time ................................................................
1
9
5
17
11
15
18
18
39
25
26
16
20
16
20
15
Union .....................................................................
Nonunion ...............................................................
(4)
2
2
7
5
13
11
19
46
36
35
23
21
19
21
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
1
1
1
1
11
13
6
2
3
1
18
20
13
6
8
5
25
25
25
13
17
8
29
26
36
44
46
43
14
13
18
33
25
41
16
16
18
22
20
23
15
15
20
20
20
22
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave
plan that provides a single amount of time-off for workers to use for multiple purposes.
4 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 36. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2
National Compensation Survey, March 2010
Paid vacations days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.4
0.6
0.6
0.5
0.3
0.2
0.1
0.0
Full time .................................................................
Part time ................................................................
0.3
1.5
0.6
1.6
0.6
1.5
0.6
0.6
0.3
0.5
0.2
0.4
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.4
0.4
1.3
0.6
1.4
0.6
0.7
0.6
0.6
0.3
0.4
0.3
0.1
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.6
0.8
0.4
0.6
0.5
0.9
1.0
1.8
0.8
1.1
1.1
1.0
1.2
1.9
0.8
1.1
1.0
0.8
1.0
0.9
0.6
0.8
0.9
0.3
0.4
–
0.4
0.5
0.7
0.3
0.2
–
0.3
0.6
0.3
0.1
0.1
0.2
0.1
0.1
0.2
0.6
0.6
1.8
0.0
0.0
0.6
All workers .............................................................
0.2
0.4
0.5
0.5
0.5
0.3
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.3
0.3
1.7
0.6
1.8
0.5
1.3
0.5
0.5
0.3
0.7
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.2
0.8
0.4
1.0
0.6
1.1
0.7
0.7
0.5
0.6
0.4
0.1
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.4
0.4
0.2
0.4
0.2
0.6
0.8
1.1
0.4
0.6
0.4
0.9
1.0
1.7
0.6
1.1
0.9
0.9
1.0
1.7
0.8
1.1
1.0
0.5
0.6
1.1
0.7
0.8
1.0
0.5
0.6
0.9
0.4
0.6
0.5
0.1
0.2
0.3
0.1
0.2
0.1
0.0
0.0
0.7
0.0
0.0
0.0
After 5 years
See footnotes at end of table.
Table 36. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2
National Compensation Survey, March 2010—Continued
Paid vacations days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.2
0.3
0.4
0.6
0.6
0.5
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.2
0.3
1.6
0.4
1.2
0.6
1.9
0.6
1.2
0.5
0.8
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.2
0.6
0.3
0.8
0.5
1.2
0.7
1.0
0.6
0.8
0.5
0.1
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.4
0.4
0.2
0.4
0.2
0.6
0.7
1.0
0.3
0.5
0.4
0.6
0.7
1.3
0.4
0.6
0.6
0.8
1.0
1.7
0.9
1.2
1.1
0.9
1.1
1.6
0.7
0.9
1.0
0.6
0.7
1.3
0.7
0.7
1.1
0.2
0.2
0.4
0.1
0.2
0.2
0.0
0.0
0.0
0.7
0.0
(4)
All workers .............................................................
0.2
0.3
0.4
0.5
0.6
0.6
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.2
0.3
1.5
0.4
1.2
0.5
1.7
0.6
1.6
0.6
1.0
0.1
0.3
0.0
(4)
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
0.5
0.3
0.9
0.4
0.6
0.6
1.3
0.7
1.3
0.6
0.2
0.1
1.1
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.4
0.4
0.2
0.4
0.2
0.5
0.7
1.0
0.3
0.4
0.3
0.6
0.6
1.1
0.4
0.6
0.7
0.7
0.9
1.6
0.6
0.9
0.6
1.0
1.2
1.6
0.7
1.1
1.1
0.7
0.8
1.5
0.8
1.0
1.2
0.2
0.2
0.4
0.1
0.2
0.1
0.0
0.0
0.0
0.0
0.0
0.6
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave
plan that provides a single amount of time-off for workers to use for multiple purposes.
4 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 37. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,
March 2010
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
1
5
10
20
year years years years
21
15
20
23
25
79
8
12
15
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
30
25
32
17
58
22
12
20
12
24
13
17
17
18
15
19
14
15
15
12
16
11
22
22
22
18
24
20
19
20
17
21
15
25
25
26
19
27
23
22
23
19
24
18
28
27
28
21
29
24
25
25
22
26
20
70
75
68
83
42
78
88
80
88
76
87
11
11
11
12
10
8
10
8
7
9
7
14
15
14
14
14
12
13
12
12
13
11
17
17
17
16
17
14
16
15
14
15
13
20
20
20
19
19
16
19
18
17
18
15
14
12
12
13
11
10
11
11
11
10
14
16
16
16
16
17
19
19
19
19
18
22
22
22
22
86
88
88
87
89
7
8
7
7
7
10
12
11
11
11
12
14
14
14
14
14
17
17
17
18
Full time .................................................................
Part time ................................................................
22
20
15
13
20
17
24
20
26
22
78
80
9
6
13
10
15
12
18
14
Union .....................................................................
Nonunion ...............................................................
12
23
13
15
18
20
22
23
25
25
88
77
9
8
14
12
17
15
21
17
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
17
15
21
21
26
25
13
11
14
15
17
17
18
17
20
20
21
22
21
19
23
24
24
25
23
21
25
26
27
27
83
85
79
79
74
75
6
5
8
9
10
11
10
9
12
13
14
15
12
11
15
16
17
17
14
12
17
19
20
20
Goods-producing industries ...................................
14
11
15
18
22
86
7
11
14
17
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
23
37
6
6
5
48
67
7
16
18
14
10
20
18
20
17
21
23
16
10
25
24
25
21
24
27
17
10
27
27
28
25
26
28
19
11
29
29
30
28
77
63
94
94
95
52
33
93
9
11
12
11
14
10
12
12
13
14
15
13
17
14
16
15
15
17
17
16
19
17
19
18
18
19
20
18
22
18
22
22
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 37. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,
March 2010—Continued
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
5
10
20
year years years years
17
17
16
25
21
28
13
12
14
17
15
17
18
17
19
21
20
22
21
20
23
25
23
26
22
21
24
27
26
28
83
83
84
75
79
72
7
7
7
9
8
11
11
11
12
13
12
14
14
13
15
16
16
17
15
15
17
20
19
21
25
15
22
23
21
25
20
27
23
17
16
14
16
16
14
15
14
15
23
21
19
20
20
19
20
20
20
25
24
23
23
23
23
23
23
23
27
26
25
26
25
25
25
25
25
75
85
78
77
79
75
80
73
77
9
9
8
8
8
8
8
9
9
13
13
12
12
12
12
12
13
13
16
16
15
15
14
15
14
15
15
19
18
18
18
17
17
17
17
18
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A consolidated leave plan provides a single amount of time-off for
workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate
leave plans for different purposes.
2 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal
totals. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 37. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National
Compensation Survey, March 2010
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
0.6
0.2
0.3
0.3
0.3
0.6
0.1
0.1
0.1
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.2
1.3
3.7
2.3
1.9
1.9
0.8
1.0
1.0
1.1
0.3
0.3
0.3
2.1
0.5
0.6
0.6
0.3
0.6
0.3
0.5
0.4
0.7
0.4
2.2
0.5
0.4
0.8
0.3
0.6
0.4
0.6
0.4
0.6
0.4
2.1
0.5
0.5
0.8
0.3
0.7
0.4
0.7
0.4
0.5
0.4
2.0
0.5
0.6
0.9
0.4
0.8
0.4
0.7
1.0
1.2
1.3
3.7
2.3
1.9
1.9
0.8
1.0
1.0
1.1
0.1
0.1
0.2
0.7
0.4
0.1
0.3
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.7
0.5
0.2
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.7
0.5
0.2
0.3
0.1
0.1
0.1
0.2
0.1
0.1
0.2
0.7
0.7
0.2
0.4
0.1
0.2
0.1
0.2
1.7
1.3
0.8
1.0
1.0
0.8
0.6
0.4
0.4
0.5
0.9
0.6
0.4
0.5
0.5
1.1
0.7
0.4
0.5
0.6
1.2
0.8
0.4
0.5
0.6
1.7
1.3
0.8
1.0
1.0
0.2
0.1
0.1
0.1
0.1
0.2
0.2
0.1
0.1
0.1
0.3
0.2
0.1
0.2
0.1
0.3
0.3
0.2
0.2
0.2
Full time .................................................................
Part time ................................................................
0.7
1.4
0.2
0.6
0.3
0.6
0.3
0.6
0.3
0.7
0.7
1.4
0.1
0.2
0.1
0.2
0.1
0.2
0.1
0.3
Union .....................................................................
Nonunion ...............................................................
0.9
0.7
0.6
0.2
0.5
0.3
0.6
0.3
0.6
0.3
0.9
0.7
0.2
0.1
0.2
0.1
0.2
0.1
0.2
0.1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
3.3
0.9
0.6
1.0
1.2
0.4
0.7
0.4
0.3
0.2
0.3
0.4
0.9
0.5
0.3
0.3
0.3
0.6
1.4
0.5
0.3
0.3
0.3
0.7
1.6
0.5
0.3
0.3
0.4
1.6
3.3
0.9
0.6
1.0
1.2
0.1
0.2
0.1
0.1
0.1
0.1
0.1
0.2
0.1
0.1
0.1
0.1
0.2
0.3
0.1
0.1
0.1
0.1
0.2
0.4
0.1
0.1
0.1
0.2
Goods-producing industries ...................................
1.0
0.3
0.4
0.4
0.4
1.0
0.1
0.1
0.1
0.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.4
0.8
1.1
0.9
1.8
2.0
1.0
0.3
0.4
1.1
0.9
1.7
0.4
0.3
0.6
0.3
0.6
1.4
0.9
2.0
0.6
0.3
0.7
0.3
0.6
1.4
0.9
1.8
0.6
0.3
0.9
0.3
0.6
1.4
1.0
1.6
0.6
0.3
0.9
0.7
1.4
0.8
1.1
0.9
1.8
2.0
1.0
0.1
0.3
0.4
0.3
0.6
0.3
0.3
0.2
0.1
0.2
0.3
0.4
0.4
0.3
0.3
0.2
0.1
0.2
0.3
0.4
0.3
0.3
0.3
0.2
0.1
0.3
0.3
0.5
0.3
0.4
0.3
0.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 37. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National
Compensation Survey, March 2010—Continued
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
0.9
0.9
1.7
0.9
0.9
1.5
0.4
0.5
0.9
0.3
0.4
0.5
0.5
0.6
1.2
0.3
0.6
0.3
0.6
0.6
1.7
0.3
0.6
0.3
0.6
0.6
1.6
0.3
0.5
0.3
0.9
0.9
1.7
0.9
0.9
1.5
0.1
0.1
0.1
0.1
0.1
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.1
0.1
0.1
0.1
0.2
0.2
0.1
0.2
0.1
3.7
0.7
1.2
2.6
1.3
6.2
1.6
2.5
1.8
0.6
0.7
0.5
0.3
0.4
1.3
0.9
0.4
0.5
1.4
1.6
0.5
0.4
0.4
0.2
1.2
0.4
0.4
1.1
1.3
0.6
0.4
0.4
0.5
1.7
0.6
0.5
1.2
1.2
0.6
0.5
0.5
0.5
1.6
0.6
0.6
3.7
0.7
1.2
2.6
1.3
6.2
1.6
2.5
1.8
0.4
0.2
0.2
0.4
0.1
0.7
0.1
0.2
0.2
0.2
0.2
0.1
0.4
0.1
0.6
0.2
0.1
0.2
0.3
0.3
0.2
0.4
0.2
0.7
0.2
0.2
0.2
0.3
0.3
0.1
0.4
0.2
0.7
0.3
0.3
0.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A consolidated leave plan provides a single amount of time-off for
workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate
leave plans for different purposes.
2 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 38. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2010
(All workers = 100 percent)
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
10
5
6
34
50
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
17
18
16
13
10
16
8
2
11
14
9
5
49
50
48
47
66
67
66
63
8
21
9
8
8
3
11
4
1
4
1
3
5
3
7
2
2
11
3
9
6
3
8
4
46
59
22
41
35
33
37
25
62
71
35
58
52
51
53
37
2
7
5
6
3
1
3
1
2
1
3
5
3
3
3
18
32
27
29
24
30
45
42
42
43
Full time .................................................................
Part time ................................................................
11
6
6
2
7
2
38
22
55
34
Union .....................................................................
Nonunion ...............................................................
15
9
2
6
9
6
48
32
74
45
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
6
8
11
16
18
1
(4)
3
6
10
13
2
1
4
8
11
13
18
12
32
39
50
52
30
22
48
56
69
72
Goods-producing industries ...................................
7
4
3
31
44
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
11
14
13
8
25
16
26
17
5
3
4
1
–
3
4
6
7
7
6
2
16
7
14
17
35
45
47
43
65
43
76
54
51
60
66
64
76
56
90
75
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 38. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2010—Continued
(All workers = 100 percent)
Characteristics
Childcare2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
4
4
5
15
8
22
4
4
3
6
4
8
3
2
4
9
5
13
15
13
21
51
41
62
26
22
37
71
58
83
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
11
10
10
9
9
–
9
9
11
6
5
4
5
6
5
4
5
4
9
5
5
6
5
2
3
9
12
32
33
38
35
34
32
32
31
36
48
50
49
48
53
46
47
50
51
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 A workplace program that provides for either the full or
partial cost of caring for an employee’s children in a nursery,
day care center, or a baby sitter in facilities either on or off the
employer’s premises.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
4 Less than 0.5 percent.
Geographic areas
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 38. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2010
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.5
0.3
0.3
0.6
0.6
0.8
1.0
0.9
1.3
0.7
1.4
0.6
0.6
0.6
0.9
0.6
0.7
1.0
1.3
1.1
2.0
0.9
1.2
1.1
1.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.6
1.2
1.0
0.4
0.4
0.6
0.6
0.2
1.3
0.2
0.7
0.4
0.3
0.6
0.3
0.5
1.2
0.3
1.0
0.4
0.4
0.5
0.5
2.1
2.4
0.9
2.4
0.8
1.2
1.0
1.1
2.0
2.5
1.2
2.9
0.9
1.3
1.1
1.3
0.4
1.2
0.4
0.6
0.5
0.3
0.7
0.2
0.3
0.2
0.6
0.7
0.4
0.6
0.4
1.4
1.6
1.0
1.3
1.3
1.6
1.9
1.2
1.5
1.7
Full time .................................................................
Part time ................................................................
0.5
0.6
0.4
0.3
0.3
0.2
0.7
0.8
0.7
1.1
Union .....................................................................
Nonunion ...............................................................
1.0
0.5
0.3
0.4
0.7
0.3
1.4
0.6
1.1
0.7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
1.5
0.6
0.7
0.6
0.9
0.2
0.1
0.3
0.5
0.6
0.9
0.2
0.2
0.3
0.5
0.5
0.8
0.7
1.0
0.8
0.9
0.9
1.2
1.0
1.5
1.0
0.8
0.8
1.0
Goods-producing industries ...................................
0.5
0.4
0.4
1.1
1.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.1
1.6
0.8
4.4
1.3
1.6
1.8
0.4
0.7
1.2
0.2
–
0.8
1.3
1.7
0.3
0.7
1.0
0.4
3.0
0.7
1.5
1.2
0.7
1.3
1.6
1.7
4.0
1.6
1.8
2.2
0.7
1.4
1.5
1.5
4.0
1.9
1.6
2.0
Establishment characteristics
See footnotes at end of table.
Table 38. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2010—Continued
Characteristics
Childcare2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.4
0.5
0.8
0.7
0.5
1.2
0.3
0.4
0.5
0.5
0.5
0.8
0.3
0.3
0.6
0.4
0.5
0.7
0.6
0.7
1.2
0.9
1.3
1.4
0.8
0.8
1.5
0.8
1.4
1.1
0.9
1.2
0.7
1.4
0.9
–
1.3
1.3
0.9
1.0
1.0
0.6
0.8
0.8
2.4
1.0
1.0
0.6
1.6
0.6
0.6
1.9
0.3
0.5
0.3
1.2
0.9
2.1
1.4
1.9
2.3
1.3
3.4
1.9
2.1
1.4
1.3
1.2
1.5
2.6
1.3
4.3
1.9
2.8
1.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 A workplace program that provides for either the full or
partial cost of caring for an employee’s children in a nursery,
day care center, or a baby sitter in facilities either on or off the
employer’s premises.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 39. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2010
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with Financial
care
reimburse- no employer planning
reimburseTotal2 Performance Signing Other
ment
contributions
ment
account
account
15
21
37
39
24
18
7
2
1
5
20
25
19
18
32
33
32
32
56
58
55
47
59
61
59
57
33
31
34
48
27
31
25
20
8
12
6
–
3
5
2
–
2
3
1
(3)
5
9
4
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
17
15
8
18
18
19
18
12
33
37
12
23
19
10
24
15
48
58
23
40
36
28
41
23
55
62
25
43
38
28
44
26
47
27
19
44
24
23
25
18
20
23
11
20
20
19
21
11
–
2
3
1
9
11
8
5
–
(3)
(3)
–
2
2
3
2
–
(3)
(3)
–
1
1
1
1
–
–
2
1
7
9
6
3
7
16
11
10
11
11
20
16
18
14
14
33
27
29
24
18
35
28
33
24
14
22
19
18
19
7
16
12
14
9
1
9
6
7
6
–
5
1
1
1
1
1
1
1
1
1
4
5
5
5
Full time .................................................................
Part time ................................................................
18
7
24
9
42
19
45
19
28
14
21
9
7
4
2
1
1
(3)
5
4
Union .....................................................................
Nonunion ...............................................................
15
15
25
20
47
35
50
37
41
21
25
17
5
7
2
2
1
1
3
5
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
8
4
16
17
21
22
8
5
20
25
31
31
17
11
33
43
56
61
18
11
36
46
60
64
14
9
23
27
34
36
9
7
17
20
27
29
5
5
6
7
9
11
1
–
1
2
4
5
(3)
(3)
1
1
2
2
4
5
5
5
6
7
Goods-producing industries ...................................
12
18
32
35
16
17
7
3
2
5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
15
15
19
18
24
11
16
21
21
30
33
34
33
27
47
32
37
47
51
48
65
44
72
54
40
53
60
56
73
47
74
57
26
34
51
49
62
22
35
54
18
18
20
19
24
16
30
31
7
1
(3)
–
1
2
2
–
2
(3)
–
–
–
(3)
1
–
1
(3)
(3)
–
1
(3)
(3)
–
5
1
(3)
–
(3)
1
2
–
Establishment characteristics
See footnotes at end of table.
Table 39. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with Financial
care
reimburse- no employer planning
reimburseTotal2 Performance Signing Other
ment
contributions
ment
account
account
8
7
11
21
19
23
11
9
15
30
23
36
19
16
28
52
41
63
20
17
30
56
43
68
12
11
17
35
28
42
8
8
10
27
21
32
4
3
6
9
9
9
1
1
1
3
2
3
1
1
( )
1
1
2
3
2
5
7
7
7
10
9
16
16
17
23
13
16
16
16
16
19
25
23
27
22
22
20
40
33
36
42
38
23
38
42
37
41
36
37
46
40
33
41
42
38
24
29
24
19
21
32
23
25
24
–
17
19
21
17
19
16
20
19
8
6
8
4
7
13
6
5
6
2
1
3
1
2
3
2
1
2
1
1
1
3
( )
1
1
1
1
1
6
4
6
3
5
–
4
5
4
3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of stock option.
3 Less than 0.5 percent.
4 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 39. Standard errors for financial benefits: Access, civilian workers,1 National Compensation Survey, March 2010
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with Financial
care
reimburse- no employer planning
reimbursement
contributions
ment
account
account
Total Performance Signing Other
0.5
0.6
0.6
0.6
0.7
0.4
0.3
0.1
0.1
0.3
0.8
1.2
0.9
1.4
1.0
1.2
1.1
1.7
1.1
1.2
1.3
2.0
1.0
1.3
1.2
1.8
0.8
1.6
0.9
1.6
0.7
1.1
0.7
1.2
0.4
0.8
0.4
–
0.2
0.6
0.2
–
0.3
0.4
0.2
(2)
0.4
0.6
0.4
–
1.5
1.5
0.9
2.2
0.6
0.9
0.7
0.8
2.0
2.3
0.8
2.0
0.6
0.7
0.8
0.9
2.3
2.7
1.0
2.7
0.8
1.1
1.0
1.0
2.3
2.6
0.9
2.5
0.8
1.1
1.0
1.0
1.9
2.0
1.8
2.6
0.7
1.1
0.8
1.0
1.7
1.8
1.0
1.8
0.6
1.0
0.6
0.7
–
0.7
1.0
0.3
0.4
0.8
0.4
0.7
–
0.2
0.2
–
0.2
0.2
0.3
0.4
–
0.1
0.1
–
0.2
0.2
0.2
0.2
–
–
1.0
0.3
0.4
0.7
0.3
0.6
0.9
1.3
0.7
0.8
1.0
1.2
1.4
0.8
1.2
0.9
1.2
1.5
1.0
1.3
1.3
1.4
1.5
1.0
1.3
1.1
1.3
1.6
1.0
1.1
1.4
0.8
1.2
0.7
0.9
0.8
0.4
1.2
0.6
0.8
0.7
–
0.7
0.2
0.3
0.2
0.2
0.3
0.2
0.4
0.2
0.3
1.0
0.5
0.5
0.7
Full time .................................................................
Part time ................................................................
0.5
0.5
0.6
0.6
0.7
0.8
0.6
0.8
0.7
0.7
0.5
0.6
0.4
0.3
0.1
0.1
0.1
0.1
0.4
0.3
Union .....................................................................
Nonunion ...............................................................
0.9
0.5
1.2
0.6
1.2
0.7
1.1
0.6
1.1
0.7
0.9
0.5
0.6
0.3
0.3
0.1
0.2
0.1
0.5
0.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
1.2
0.7
0.7
0.7
1.1
0.7
0.9
0.7
0.8
0.9
1.3
0.8
0.9
0.9
0.9
0.9
1.4
0.8
1.1
0.9
0.8
0.9
1.3
1.3
2.1
0.9
0.8
0.8
0.9
0.8
1.6
0.6
0.6
0.6
1.0
0.7
1.3
0.4
0.4
0.5
0.7
0.2
–
0.1
0.2
0.3
0.4
0.1
0.1
0.1
0.1
0.3
0.4
0.7
1.4
0.4
0.4
0.4
0.6
Goods-producing industries ...................................
0.7
1.0
1.0
1.0
0.8
0.8
0.7
0.3
0.5
0.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
1.0
1.6
1.5
3.6
1.0
1.3
1.5
0.6
1.2
1.5
1.8
2.7
1.5
2.0
1.9
0.7
1.4
1.6
2.0
4.1
1.9
1.9
2.1
0.7
1.3
1.6
1.8
3.8
1.8
1.7
2.1
0.8
1.2
1.4
1.6
2.7
1.5
1.8
1.9
0.5
0.9
1.1
1.3
2.8
1.2
1.8
2.2
0.4
0.2
0.1
–
0.2
0.4
0.6
–
0.1
0.1
–
–
–
0.1
0.3
–
0.1
0.1
0.1
–
0.2
0.1
0.2
–
0.4
0.2
(2)
–
0.1
0.4
0.5
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 39. Standard errors for financial benefits: Access, civilian workers,1 National Compensation Survey, March
2010—Continued
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with Financial
care
reimburse- no employer planning
reimbursecontributions
ment
ment
account
account
Total Performance Signing Other
0.4
0.5
1.0
0.7
0.8
1.0
0.5
0.6
1.1
0.8
1.2
1.0
0.7
0.7
1.5
1.0
1.2
1.7
0.7
0.6
1.4
0.8
1.1
1.1
0.6
0.6
1.2
1.0
0.9
1.6
0.4
0.5
0.8
0.6
0.8
0.9
0.3
0.3
0.7
0.6
0.5
1.0
0.1
0.2
0.2
0.2
0.2
0.3
0.1
0.1
0.1
0.2
0.2
0.3
0.3
0.3
0.7
0.6
0.5
1.0
0.8
0.6
1.0
1.4
1.1
3.5
1.7
1.9
1.0
1.5
1.6
1.2
1.6
1.5
2.3
1.6
3.1
0.9
1.7
1.7
1.4
2.5
1.4
3.6
1.4
2.9
1.3
1.7
1.5
1.3
2.4
1.2
3.6
1.4
2.8
1.5
1.2
1.3
1.1
1.8
1.2
7.9
1.3
2.5
1.2
–
0.8
0.7
1.7
1.0
3.4
1.3
1.0
1.3
0.8
0.6
0.7
0.5
0.6
3.8
0.6
0.7
0.5
0.3
0.3
0.4
0.2
0.2
0.9
0.4
0.2
0.3
0.2
0.4
0.3
0.1
0.3
0.5
0.2
0.3
0.2
0.7
0.4
0.6
0.4
0.5
–
0.6
0.7
0.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 40. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2010
(All workers = 100 percent)
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
17
26
23
26
28
25
25
41
39
41
62
37
36
37
57
22
23
9
19
17
14
19
11
66
25
15
46
24
20
26
20
59
18
13
42
23
19
25
18
7
16
11
9
12
16
24
19
17
20
15
22
15
13
18
Full time .................................................................
Part time ................................................................
19
9
30
13
27
12
Union .....................................................................
Nonunion ...............................................................
23
15
56
20
51
18
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
5
14
19
28
31
10
6
21
29
45
47
9
6
19
27
41
44
Goods-producing industries ...................................
11
19
16
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
18
21
28
21
48
15
28
26
27
36
63
67
62
16
29
70
25
32
58
62
60
13
22
66
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 40. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Long-term
care
insurance2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Retiree health care
benefits3
Under age Age 65 and
65
over
7
6
10
25
17
33
9
7
13
41
27
54
8
6
12
37
25
49
13
14
15
13
22
19
15
15
18
–
27
23
23
28
25
29
22
25
–
26
21
18
24
21
25
23
25
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care.
3 A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2009." See
Technical Note for more details.
NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 40. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March 2010
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
0.4
0.5
0.4
0.7
1.1
0.8
1.3
0.9
1.5
1.0
1.7
0.8
1.6
0.9
1.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
1.6
0.5
1.9
0.6
0.9
0.6
0.8
1.8
1.6
0.6
2.7
0.6
0.9
0.8
0.9
1.8
1.6
0.6
2.7
0.6
0.9
0.7
0.9
0.9
1.2
0.7
0.8
1.0
1.3
1.3
0.8
0.9
1.1
1.2
1.3
0.8
0.8
1.1
Full time .................................................................
Part time ................................................................
0.4
0.6
0.6
0.5
0.5
0.5
Union .....................................................................
Nonunion ...............................................................
0.8
0.4
1.1
0.5
1.2
0.4
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.5
0.6
0.6
0.6
0.7
1.1
0.4
0.6
0.6
0.7
0.8
1.1
0.5
0.5
0.6
0.7
0.7
1.0
Goods-producing industries ...................................
0.7
0.8
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.4
0.9
1.5
1.2
3.9
1.0
1.8
1.7
0.5
1.1
1.3
1.5
2.5
1.2
1.7
2.0
0.5
1.0
1.3
1.5
2.6
1.0
1.7
1.9
Establishment characteristics
See footnotes at end of table.
Table 40. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March
2010—Continued
Long-term
care
insurance2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Retiree health care
benefits3
Under age Age 65 and
65
over
0.3
0.4
0.7
0.7
0.7
1.2
0.4
0.4
0.8
0.9
1.0
1.5
0.3
0.3
0.8
0.8
1.0
1.4
1.0
0.8
0.6
1.6
1.0
4.3
1.0
0.9
0.7
–
1.6
0.9
1.8
1.3
3.6
1.3
1.8
1.0
–
1.4
0.8
2.1
1.1
3.2
1.1
1.6
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care.
3 A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2009." See
Technical Note for more details.
NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 41. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2010
(All workers = 100 percent)
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses2
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
42
4
4
9
9
6
4
6
12
45
55
41
24
5
8
5
–
6
7
5
3
9
15
7
(4)
4
6
4
1
9
8
9
11
3
3
3
2
7
7
6
–
15
19
14
9
28
46
31
43
46
41
49
45
–
1
1
(4)
4
2
5
4
3
5
4
8
3
2
4
3
–
5
5
3
11
9
13
13
1
3
7
4
13
15
11
12
13
11
4
8
5
3
7
4
3
4
3
11
6
10
4
3
–
14
6
–
6
4
7
2
11
17
7
13
11
8
12
14
42
49
44
49
38
4
5
7
10
4
2
4
2
2
2
14
12
10
12
7
13
11
10
11
10
3
4
5
6
4
2
3
2
2
2
1
4
5
6
4
11
17
14
16
12
Full time .................................................................
Part time ................................................................
47
25
5
1
5
2
11
5
9
6
7
2
4
3
6
5
14
5
Union .....................................................................
Nonunion ...............................................................
36
43
4
4
4
4
2
11
2
10
13
5
3
4
1
6
16
12
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
30
24
44
47
49
50
1
1
3
5
7
8
2
2
3
4
6
7
6
6
10
11
11
11
9
9
12
9
4
3
2
(4)
5
7
10
11
4
1
5
3
2
2
5
4
6
5
6
7
6
5
12
14
18
17
Goods-producing industries ...................................
51
11
3
14
11
6
1
5
17
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
40
35
22
24
20
44
47
40
3
1
(4)
–
(4)
2
2
–
4
4
3
2
5
4
3
7
8
4
1
–
4
( )
6
4
1
8
5
1
1
4
( )
8
2
2
6
10
10
12
8
9
15
14
4
3
3
3
2
4
4
10
6
6
(4)
–
1
11
15
–
11
10
8
9
6
12
16
17
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 41. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses2
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
40
41
39
44
43
45
4
4
4
5
3
6
3
2
4
5
3
7
12
13
10
7
7
6
12
14
6
5
8
2
3
3
5
8
6
10
2
2
2
5
7
3
3
2
5
8
8
8
8
8
10
16
12
19
46
40
43
40
45
42
44
40
38
4
2
6
5
3
2
5
4
4
3
3
3
3
4
–
4
5
6
7
10
10
11
8
10
8
9
9
12
6
8
8
10
11
12
10
5
9
9
9
3
3
2
3
4
8
3
2
4
3
5
6
4
3
2
7
5
6
6
7
4
5
4
4
9
12
13
10
15
12
15
10
10
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of nonproduction bonus.
3 Includes all other bonuses provided to employees and not published separately.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 41. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2010
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
0.6
0.2
0.3
0.3
0.3
0.2
0.2
0.2
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
1.2
0.9
1.4
0.4
0.7
0.5
–
0.5
0.6
0.5
0.5
0.5
0.8
0.5
0.1
0.3
0.6
0.4
0.2
0.5
0.7
0.5
0.9
0.3
0.4
0.4
0.4
0.4
0.5
0.5
–
0.6
1.2
0.7
0.9
1.9
2.3
1.5
2.8
0.8
1.2
1.0
1.3
–
0.3
0.2
0.1
0.3
0.4
0.4
0.4
0.7
1.4
0.6
1.6
0.3
0.5
0.3
0.4
–
1.0
0.7
1.0
0.5
0.7
0.6
0.9
0.3
0.9
0.7
1.0
0.6
0.8
0.7
0.9
1.2
1.2
0.3
1.2
0.3
0.4
0.4
0.3
0.6
0.8
0.3
1.5
0.4
0.8
0.3
0.4
–
1.6
0.6
–
0.3
0.5
0.4
0.4
1.2
1.5
0.6
2.3
0.4
0.6
0.6
0.9
1.9
1.7
1.1
1.7
1.5
0.6
0.5
0.6
0.9
0.5
0.5
0.7
0.4
0.4
0.5
1.5
1.2
0.6
0.9
0.7
1.3
1.1
0.7
0.9
1.0
0.4
0.5
0.5
0.8
0.5
0.5
0.5
0.3
0.4
0.4
0.3
0.7
0.6
0.9
0.7
1.3
1.1
0.7
1.0
1.1
Full time .................................................................
Part time ................................................................
0.6
1.0
0.3
0.2
0.3
0.3
0.3
0.5
0.4
0.5
0.3
0.1
0.2
0.2
0.3
0.5
0.4
0.4
Union .....................................................................
Nonunion ...............................................................
1.2
0.6
0.3
0.2
0.4
0.3
0.4
0.4
0.4
0.4
0.8
0.2
0.3
0.2
0.2
0.3
0.8
0.4
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.7
0.9
0.9
0.8
1.0
0.3
0.2
0.3
0.4
0.4
0.8
0.4
0.5
0.4
0.3
0.5
0.9
0.5
1.1
0.6
0.5
0.5
0.6
0.6
1.1
0.6
0.5
0.3
0.4
0.2
0.1
0.3
0.5
0.5
0.7
0.3
0.3
0.4
0.3
0.2
0.2
0.5
0.7
0.4
0.3
0.4
0.6
0.5
0.7
0.5
0.6
0.6
0.8
Goods-producing industries ...................................
1.3
0.7
0.3
0.8
0.8
0.6
0.3
0.5
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.2
1.1
1.5
1.9
1.9
2.0
2.1
0.2
0.3
(4)
–
0.1
0.5
0.6
–
0.3
0.4
0.3
0.3
0.4
0.7
0.5
0.9
0.3
0.6
0.3
–
0.1
1.0
0.9
0.5
0.3
0.7
0.2
0.2
0.2
1.2
0.7
0.6
0.3
0.6
0.8
1.0
1.0
0.8
1.3
1.5
0.2
0.4
0.5
0.6
0.8
0.6
0.9
1.2
0.3
0.5
0.1
–
0.2
0.9
1.5
–
0.4
0.6
0.7
1.0
1.2
0.9
1.3
2.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 41. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2010—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
0.8
0.9
1.5
0.7
0.9
1.2
0.3
0.4
0.7
0.3
0.3
0.5
0.3
0.3
0.6
0.4
0.4
0.7
0.5
0.6
1.0
0.4
0.5
0.7
0.5
0.6
0.6
0.3
0.4
0.3
0.2
0.3
0.6
0.4
0.5
0.5
0.2
0.3
0.4
0.3
0.5
0.4
0.3
0.2
0.9
0.4
0.6
0.6
0.5
0.5
0.9
0.5
0.6
0.8
2.3
1.5
1.5
2.4
1.4
3.7
1.9
1.7
1.2
1.5
0.4
0.6
1.0
0.3
1.0
1.0
0.5
0.4
0.4
0.4
0.7
0.7
0.4
–
0.4
1.0
0.5
0.7
1.0
0.7
1.1
0.6
2.4
1.0
1.1
0.7
1.3
0.8
0.5
0.9
0.9
2.1
0.9
1.3
0.4
1.1
0.9
0.8
0.7
0.4
0.7
0.5
0.5
0.7
0.5
0.5
0.6
0.6
0.5
1.3
0.4
1.0
0.4
0.8
0.4
0.6
1.2
0.6
1.2
0.8
0.5
0.3
1.1
1.1
0.7
0.7
1.1
1.7
1.1
0.7
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 Includes all other bonuses provided to employees and not published separately.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note for more details.
4 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 42. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2010
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
No medical
benefits
and no
care and no
medical
retirement
benefits
care
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
63
11
6
20
61
13
1
25
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
85
78
81
8
10
7
3
3
2
4
4
9
4
11
12
77
84
75
73
10
10
11
10
1
1
2
1
11
5
13
15
90
76
39
69
63
53
69
64
2
5
11
3
10
10
10
14
3
6
9
5
8
13
5
3
6
13
40
22
19
23
16
18
79
71
38
67
59
47
66
60
13
10
13
6
14
16
13
18
1
2
2
7
1
1
1
2
8
17
48
20
25
35
20
20
60
68
62
63
62
12
16
14
19
10
5
2
5
3
6
23
14
19
16
22
51
69
64
69
59
21
16
12
12
13
2
1
1
1
1
26
14
22
17
27
Full time .................................................................
Part time ................................................................
76
20
13
4
2
19
9
57
75
13
13
11
1
2
10
73
Union .....................................................................
Nonunion ...............................................................
90
58
3
12
2
7
4
24
83
56
10
13
1
2
6
29
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
30
15
64
77
86
88
11
9
14
11
6
6
13
16
5
3
2
2
46
59
17
9
6
4
28
15
63
74
82
85
13
10
15
14
10
9
2
1
2
1
1
1
57
74
20
11
7
5
Goods-producing industries ...................................
70
16
3
12
71
15
1
13
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
62
73
83
86
84
65
86
87
10
7
3
2
4
11
3
1
7
6
5
5
3
6
4
3
22
14
10
7
10
17
8
9
59
68
75
75
83
63
85
81
13
12
10
13
5
14
4
7
2
2
1
1
1
2
1
1
27
18
13
11
12
22
10
11
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2010—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
44
39
57
80
74
85
16
16
14
6
8
4
8
8
8
4
5
3
32
36
21
10
13
8
42
37
56
77
70
84
17
18
15
9
13
5
1
1
1
2
2
2
39
43
27
13
16
9
61
65
62
64
64
63
61
63
61
11
9
10
8
11
15
10
10
13
6
7
7
8
6
5
5
6
4
23
20
20
20
19
16
24
20
22
59
58
64
62
63
66
60
61
56
13
15
9
10
12
12
11
13
18
2
2
2
2
1
2
1
1
1
27
25
25
26
24
20
27
25
25
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2010—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
29
44
1
25
49
24
5
21
44
42
45
70
43
52
40
14
1
(2)
2
3
11
5
13
13
59
72
54
30
29
22
32
54
2
1
3
1
10
4
12
15
84
37
18
53
23
11
30
32
8
45
32
20
50
52
49
47
2
1
1
2
2
3
1
1
6
18
48
26
25
34
20
21
20
61
28
34
55
50
58
51
72
20
23
39
18
14
21
28
–
5
8
4
7
11
4
3
–
14
41
23
20
25
16
19
31
33
27
24
28
42
52
50
57
43
1
(2)
1
(2)
2
27
15
23
18
27
44
57
50
56
45
28
27
27
26
27
4
2
4
3
5
24
14
20
16
23
Full time .................................................................
Part time ................................................................
36
9
53
15
(2)
5
11
71
59
15
29
10
2
15
10
60
Union .....................................................................
Nonunion ...............................................................
80
20
13
50
2
1
5
29
40
51
53
19
1
6
6
24
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
8
3
24
36
53
53
33
22
54
52
39
41
2
2
1
1
1
1
57
73
21
11
7
5
26
13
52
59
63
66
16
12
26
29
30
28
11
14
4
2
2
1
48
61
18
10
6
5
Goods-producing industries ...................................
29
56
(2)
14
62
24
3
12
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
30
44
70
81
54
24
49
82
42
37
16
7
34
52
39
7
1
2
4
4
2
1
1
2
27
18
11
8
11
23
10
9
47
45
31
19
61
56
68
31
25
35
54
69
26
21
21
57
6
4
1
1
1
6
4
1
23
16
13
11
12
18
8
11
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2010—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
11
9
17
46
29
61
48
47
54
40
53
28
1
1
2
2
2
1
40
44
27
13
16
9
39
36
49
58
60
56
21
20
22
28
22
33
7
8
7
3
4
2
33
37
22
11
14
9
30
34
31
27
28
29
25
25
31
42
39
41
45
47
49
46
49
43
1
2
2
2
1
1
1
2
1
27
25
25
26
24
20
28
25
25
46
47
50
51
54
45
48
50
46
26
26
23
21
21
34
23
23
28
5
5
5
7
5
4
5
5
4
24
21
22
21
20
17
24
22
23
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5 percent.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 42. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2010
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
0.5
0.5
0.3
0.5
0.6
0.3
0.1
0.6
0.8
1.0
0.9
1.3
0.6
1.0
0.7
0.6
0.3
0.2
0.4
0.9
0.5
0.5
0.6
0.9
0.7
0.9
0.8
1.4
0.6
0.8
0.7
1.0
0.2
0.2
0.2
0.2
0.6
0.6
0.7
1.1
1.2
1.7
1.0
2.7
0.7
1.0
1.0
1.5
0.7
0.9
1.3
1.1
0.5
0.7
0.7
0.9
0.6
0.9
0.8
1.0
0.5
0.9
0.4
0.4
1.4
1.3
1.4
2.8
0.7
1.1
1.0
1.2
1.5
1.9
1.5
2.8
0.8
1.1
1.0
1.4
1.4
1.6
1.0
1.0
0.5
0.8
0.7
1.0
0.2
0.6
0.4
2.8
0.1
0.2
0.2
0.5
1.6
1.4
1.4
1.7
0.8
1.2
1.0
1.2
1.9
1.9
1.3
1.6
1.8
1.0
1.4
0.9
1.3
0.9
0.7
0.5
0.5
0.5
0.8
1.8
1.4
1.1
1.3
1.7
1.9
1.7
1.1
1.6
1.6
1.5
1.3
0.7
1.0
0.9
0.6
0.6
0.2
0.3
0.3
1.8
1.4
1.1
1.3
1.8
Full time .................................................................
Part time ................................................................
0.6
0.8
0.6
0.5
0.2
0.9
0.4
1.1
0.5
0.6
0.4
0.7
0.1
0.2
0.4
0.9
Union .....................................................................
Nonunion ...............................................................
0.8
0.6
0.6
0.5
0.4
0.3
0.6
0.6
1.0
0.7
0.8
0.4
0.2
0.1
0.7
0.7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
1.1
1.0
0.9
0.6
0.8
1.0
1.7
0.7
0.5
0.5
0.6
0.7
1.2
0.5
0.3
0.2
0.3
1.1
2.0
0.9
0.7
0.4
0.5
1.2
2.0
1.0
0.8
0.6
0.8
0.7
1.2
0.5
0.7
0.5
0.8
0.3
0.2
0.2
0.2
0.2
0.3
1.2
2.1
1.0
0.8
0.5
0.6
Goods-producing industries ...................................
1.1
0.9
0.3
0.7
1.0
0.8
0.2
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.2
0.8
0.8
1.2
1.9
1.1
1.3
0.5
0.8
0.4
0.4
1.0
1.3
0.7
0.6
0.3
0.4
0.5
0.5
0.5
0.7
0.4
0.5
0.6
1.0
0.6
0.5
0.9
1.6
0.7
1.0
0.7
1.2
1.0
1.2
1.3
1.8
0.9
1.9
0.4
1.0
0.9
1.2
1.0
1.5
0.6
1.5
0.1
0.2
0.2
0.2
0.3
0.3
0.3
0.1
0.6
1.0
0.7
0.6
1.0
1.6
0.7
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 42. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2010—Continued
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
0.8
0.9
1.7
0.8
1.0
1.2
0.7
0.8
1.2
0.7
0.6
1.2
0.5
0.6
0.8
0.3
0.4
0.4
0.9
1.1
1.6
0.5
0.9
0.5
0.9
1.0
1.7
0.7
1.0
0.8
0.6
0.7
1.2
0.4
0.6
0.4
0.2
0.2
0.3
0.2
0.2
0.3
0.9
1.1
1.6
0.5
0.9
0.5
2.5
1.5
1.3
1.7
1.3
3.7
1.8
1.8
1.5
2.1
0.9
1.1
1.0
1.2
4.6
0.9
1.2
1.1
1.2
0.8
0.7
1.1
0.8
0.9
0.6
0.8
0.5
2.1
1.6
1.0
1.5
1.3
3.3
1.3
2.4
1.2
1.2
1.5
1.1
2.3
1.4
5.1
1.2
2.1
1.4
1.0
1.0
0.7
1.5
0.8
2.1
1.0
1.1
0.7
0.3
0.4
0.5
0.4
0.2
0.3
0.4
0.4
0.3
1.7
2.0
1.0
1.9
1.4
3.6
1.5
2.4
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 42. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2010—Continued
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
0.5
0.6
0.1
0.6
0.5
0.5
0.3
0.5
0.8
1.3
1.0
1.6
0.9
1.3
1.1
1.3
0.2
0.2
0.2
0.8
0.6
0.5
0.7
0.9
0.9
1.1
1.0
1.6
0.8
1.1
0.9
1.6
0.2
0.2
0.3
0.4
0.6
0.5
0.7
1.1
1.4
1.9
0.7
2.9
0.6
0.7
0.8
1.2
1.6
2.1
1.6
2.4
0.8
1.3
1.0
1.3
0.3
0.3
0.1
0.3
0.2
0.4
0.2
0.2
1.5
1.5
1.4
2.9
0.7
1.1
1.0
1.3
1.9
1.9
1.0
2.5
0.7
1.0
1.0
1.4
1.9
1.6
1.2
2.6
0.6
0.8
0.8
1.2
–
0.9
0.8
1.0
0.4
0.9
0.4
0.4
–
1.3
1.4
2.8
0.7
1.1
0.9
1.2
1.8
1.7
1.1
1.2
1.7
2.0
1.7
1.2
1.6
1.6
0.3
0.1
0.2
0.1
0.3
1.9
1.5
1.1
1.4
1.7
1.9
1.8
1.1
1.7
1.5
1.6
1.6
1.0
1.4
1.3
0.6
0.5
0.4
0.5
0.7
1.8
1.4
1.1
1.3
1.7
Full time .................................................................
Part time ................................................................
0.6
0.4
0.7
0.8
(2)
0.3
0.4
0.9
0.6
0.7
0.6
0.6
0.2
0.9
0.4
1.1
Union .....................................................................
Nonunion ...............................................................
1.1
0.5
1.0
0.7
0.2
0.1
0.7
0.6
1.3
0.6
1.3
0.6
0.4
0.3
0.6
0.6
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.5
0.5
0.8
0.7
0.9
1.2
1.2
2.1
0.9
0.9
0.9
1.2
0.2
0.3
0.1
0.1
0.2
0.1
1.1
2.1
1.0
0.8
0.4
0.5
0.8
1.0
0.9
1.0
0.8
1.1
1.0
1.7
0.8
0.7
0.7
1.1
0.7
1.2
0.4
0.2
0.2
0.3
1.2
2.0
0.9
0.7
0.5
0.5
Goods-producing industries ...................................
1.2
1.3
0.1
0.8
1.2
1.0
0.3
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
1.0
0.9
1.0
2.3
1.2
2.0
1.5
0.7
1.2
0.8
0.8
2.5
1.8
1.8
1.0
0.1
0.2
0.5
0.4
0.5
0.2
0.3
0.4
0.6
1.0
0.7
0.5
0.9
1.6
0.8
1.0
0.6
1.3
1.5
1.5
2.5
2.0
1.7
2.3
0.6
1.2
1.6
1.6
2.6
1.5
1.7
2.3
0.3
0.4
0.2
0.3
0.3
0.7
0.4
0.3
0.6
1.1
0.7
0.6
1.0
1.6
0.7
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 42. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2010—Continued
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
0.5
0.5
1.0
0.9
0.9
1.6
0.9
1.0
1.8
0.9
1.0
1.7
0.1
0.2
0.3
0.1
0.2
0.1
0.9
1.1
1.6
0.5
0.9
0.6
0.8
0.9
1.7
0.7
1.1
1.0
0.7
0.8
1.2
0.7
0.9
0.9
0.5
0.6
0.8
0.3
0.3
0.3
0.9
1.1
1.6
0.5
0.9
0.5
1.5
1.5
1.2
2.1
0.9
4.7
1.1
1.7
1.0
2.0
1.7
1.3
2.1
1.3
5.5
1.6
2.2
1.2
0.4
0.2
0.3
0.4
0.2
0.5
0.2
0.5
0.1
2.0
1.8
1.0
1.7
1.4
3.7
1.4
2.6
1.3
2.3
1.6
1.3
1.4
1.4
2.7
1.9
1.9
1.5
2.1
1.2
1.1
2.0
1.3
3.6
1.2
1.9
1.4
1.2
0.8
0.6
0.9
0.8
0.8
0.6
1.1
0.6
2.0
1.7
1.0
1.5
1.3
3.3
1.4
2.1
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 43. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March 2010
(All workers = 100 percent)
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
Personal
leave, sick
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
35
36
59
70
72
84
85
43
54
40
11
54
54
54
60
70
89
64
16
72
93
65
15
91
94
90
88
93
97
92
89
91
97
89
77
9
55
25
39
39
29
44
26
72
56
24
38
36
26
42
23
12
78
44
67
66
53
74
53
10
79
50
74
76
63
83
74
96
88
53
75
75
63
82
61
96
90
68
83
85
76
90
84
84
90
71
84
88
81
92
87
17
35
30
30
30
14
32
24
22
26
39
68
52
52
51
61
87
78
88
69
49
74
64
62
66
75
92
87
92
82
80
95
89
93
85
Full time .................................................................
Part time ................................................................
41
13
43
13
71
20
83
26
83
36
95
49
95
54
Union .....................................................................
Nonunion ...............................................................
42
33
53
33
63
59
70
69
89
69
95
82
93
84
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
17
10
37
43
45
43
15
8
35
41
55
56
31
16
65
76
71
69
44
27
78
86
75
71
42
27
76
84
91
93
62
48
89
94
95
96
67
53
91
94
93
92
Goods-producing industries ...................................
29
23
53
84
63
90
92
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
36
39
23
18
37
51
63
51
38
53
58
66
46
50
63
52
60
61
39
27
66
77
87
87
67
62
37
24
67
81
88
87
74
87
91
94
89
84
94
91
83
90
91
94
90
89
95
91
84
88
83
84
86
91
95
91
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 43. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March
2010—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
25
23
30
44
40
47
22
21
28
48
40
55
51
49
54
67
64
70
63
62
68
75
75
75
59
57
65
84
77
90
76
74
81
91
88
94
79
77
84
91
90
92
44
42
38
28
35
30
29
30
32
47
44
37
30
35
31
32
32
33
63
63
55
59
59
53
59
58
63
69
71
70
67
71
69
69
67
69
76
76
69
72
70
69
72
70
74
82
85
83
83
84
86
85
83
84
82
86
85
84
86
88
86
85
84
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes workers with access to one or more of the these benefits.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 43. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation
Survey, March 2010
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
0.5
0.5
0.5
0.5
0.5
0.4
0.4
0.9
1.4
1.0
1.2
0.9
1.4
1.0
1.5
0.7
0.8
0.8
1.3
0.7
0.7
0.9
1.4
0.4
0.7
0.5
1.3
0.4
0.6
0.5
1.3
0.5
0.6
0.6
1.6
1.3
2.2
1.1
2.4
0.7
1.0
1.0
1.1
1.8
2.1
1.0
2.4
0.7
0.9
1.1
1.1
1.5
1.8
1.0
2.8
0.7
1.1
0.9
1.3
1.5
1.9
1.2
2.5
0.6
1.0
0.7
1.3
0.7
1.4
1.2
2.8
0.7
1.1
0.9
1.3
0.7
1.3
1.3
2.5
0.6
1.0
0.8
1.1
1.5
1.3
1.3
2.5
0.6
0.9
0.7
1.0
1.3
1.6
1.1
1.3
1.4
1.2
1.6
1.0
1.2
1.3
1.9
1.7
1.2
1.6
1.6
2.2
1.2
1.1
1.2
1.5
1.9
1.7
1.3
1.5
1.7
1.8
1.0
1.0
1.0
1.6
1.7
0.9
0.9
0.9
1.4
Full time .................................................................
Part time ................................................................
0.6
0.7
0.6
0.6
0.5
0.8
0.4
1.0
0.4
1.2
0.3
1.3
0.2
1.3
Union .....................................................................
Nonunion ...............................................................
1.1
0.6
1.2
0.6
0.9
0.5
0.9
0.6
0.7
0.5
0.4
0.5
0.4
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
1.4
0.9
0.9
0.9
1.3
0.8
1.3
0.9
0.9
0.9
1.3
1.0
1.5
0.8
0.7
0.8
1.0
1.0
1.6
0.7
0.7
0.8
1.0
1.1
1.9
0.8
0.6
0.5
0.6
1.0
1.8
0.5
0.6
0.4
0.6
1.0
2.0
0.5
0.5
0.5
0.6
Goods-producing industries ...................................
1.0
1.0
1.3
0.8
1.2
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.2
1.2
0.9
2.8
1.9
1.8
2.2
0.6
1.2
1.4
1.5
3.3
1.9
1.9
2.2
0.5
1.0
1.1
1.1
1.7
1.5
1.0
1.3
0.5
0.9
1.1
1.1
1.4
1.4
0.7
1.3
0.5
0.8
0.6
0.5
1.1
1.4
0.6
1.2
0.5
0.8
0.6
0.5
0.9
1.2
0.6
1.1
0.5
0.7
0.9
1.0
1.1
1.0
0.6
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 43. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation
Survey, March 2010—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
0.7
0.9
1.6
0.7
1.0
1.0
0.8
0.8
1.7
0.7
1.0
1.0
0.8
0.9
1.8
0.7
1.1
0.8
0.8
1.0
1.6
0.7
1.1
0.8
0.8
1.0
1.7
0.6
1.0
0.7
0.8
0.9
1.3
0.4
0.7
0.5
0.7
0.9
1.2
0.4
0.6
0.5
2.2
1.2
1.3
1.7
1.1
3.3
1.8
1.7
1.3
2.1
1.3
1.5
1.8
1.4
3.3
1.7
1.9
1.4
1.5
1.0
1.1
1.6
1.3
2.6
1.5
1.7
1.1
1.6
0.9
0.9
1.8
1.3
3.6
1.5
2.1
1.0
1.5
1.2
1.3
1.5
1.3
2.2
1.5
1.3
1.1
1.9
0.7
1.0
1.1
1.2
2.7
1.2
1.5
1.0
1.7
0.7
0.9
0.7
1.1
2.8
1.1
1.6
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes workers with access to one or more of the these benefits.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Private Industry Tables
___________________________________________________________________________
Types of Benefits







Establishment Data
Retirement Benefits
Health Care Benefits
Life, Short-term Disability, and Long-term Disability Insurance Benefits
Holiday, Vacation, Sick, and Other Leave Benefits
Other Benefits
Benefit Combinations
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2010
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
47
10
45
62
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
43
34
56
9
10
8
41
31
54
60
50
76
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
48
52
61
48
43
92
75
66
74
87
55
49
46
50
32
55
56
90
55
23
23
32
11
11
11
8
20
72
43
26
33
51
17
13
5
–
4
8
–
–
–
–
–
7
46
50
60
47
40
91
75
63
73
86
55
42
44
49
31
53
53
90
53
23
23
29
62
68
79
62
74
95
89
73
81
93
65
57
62
67
47
66
63
91
66
43
42
48
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
45
44
78
82
80
92
10
9
18
29
26
50
44
42
76
79
77
89
61
59
88
93
93
96
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2010—Continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans. The total is less than the
sum of the individual items because some employers
offered both types of plans.
36
52
48
51
51
37
48
48
41
–
13
12
12
9
–
–
12
9
36
48
46
49
51
35
47
44
39
51
64
60
61
59
71
63
64
67
NOTE: Dash indicates no establishments in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 1. Standard errors for establishments offering retirement and health care
benefits: private industry workers, National Compensation Survey, March 2010
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
1.3
0.7
1.2
1.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3.2
4.3
4.1
1.4
2.1
1.2
3.1
4.1
4.0
3.4
4.4
3.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.4
2.7
4.2
2.7
9.5
4.5
7.0
3.0
3.0
3.5
5.7
6.9
4.1
5.5
4.9
7.3
8.1
4.6
7.9
3.7
3.9
3.8
0.8
1.2
1.8
1.3
5.5
8.8
11.5
1.9
2.6
3.5
4.3
2.7
1.1
–
1.2
2.2
–
–
–
–
–
1.9
1.3
2.6
4.2
2.6
9.0
4.6
7.0
3.6
3.0
3.5
5.6
8.4
4.1
5.4
4.9
7.1
8.0
4.6
7.7
3.7
3.9
3.6
1.6
2.2
3.6
3.0
7.5
3.0
3.7
2.8
2.5
2.0
5.0
6.5
4.3
5.4
6.4
7.4
12.1
4.7
8.2
5.9
6.2
4.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.3
1.4
2.2
5.3
6.0
1.4
0.7
0.8
1.4
3.7
3.9
4.0
1.3
1.3
2.3
5.2
5.9
1.4
1.4
1.5
1.9
1.9
2.3
0.7
Establishment characteristics
See footnotes at end of table.
Table 1. Standard errors for establishments offering retirement and health care
benefits: private industry workers, National Compensation Survey, March
2010—Continued
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans.
NOTE: Dash indicates no establishments in this category
5.2
3.2
2.3
4.1
3.2
8.9
3.7
6.8
3.3
–
1.3
1.4
3.2
1.6
–
–
3.2
1.0
5.2
2.6
2.2
4.2
3.1
8.6
3.7
6.8
3.3
7.0
2.1
2.9
4.9
4.3
4.9
3.8
2.8
3.2
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2010
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
65
50
76
20
19
91
59
41
70
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
85
77
42
50
70
66
72
64
68
76
65
23
26
53
43
59
51
86
89
84
55
51
76
65
82
79
28
33
25
8
8
19
13
23
26
25
31
23
7
5
16
9
20
26
92
92
92
92
66
83
69
88
98
75
81
72
38
47
65
61
67
56
60
68
56
18
23
46
39
51
40
80
83
78
49
49
71
64
76
71
61
68
66
65
67
45
56
51
52
50
74
83
77
79
75
24
28
25
24
26
24
27
24
23
24
98
98
94
95
92
50
61
55
59
52
34
46
38
42
34
67
75
68
71
65
Full time .................................................................
Part time ................................................................
74
39
59
21
80
54
24
11
22
8
93
76
68
33
50
15
74
47
Union .....................................................................
Nonunion ...............................................................
88
62
82
46
93
74
69
15
67
13
97
87
55
59
44
41
80
69
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
40
30
67
75
84
87
20
10
48
62
75
78
50
34
73
82
89
90
7
4
16
24
38
38
5
2
14
23
36
35
69
52
88
94
95
93
36
27
61
68
76
81
17
8
41
51
62
68
46
31
67
76
82
84
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
72
60
77
60
45
65
83
75
85
29
18
33
28
17
31
95
98
94
65
51
70
49
35
54
76
70
77
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
63
72
74
69
77
94
47
52
60
44
66
92
75
73
81
64
86
98
19
21
18
16
37
82
17
18
17
10
35
80
89
82
98
64
94
98
58
62
71
60
55
91
40
42
52
37
42
76
69
68
73
63
76
83
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2010—Continued
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
85
83
89
92
85
59
58
71
38
70
74
88
70
33
32
44
76
72
81
84
78
37
46
60
25
55
63
78
53
14
12
29
90
87
91
91
91
64
80
85
67
78
86
89
76
41
38
67
46
43
51
57
48
13
12
9
8
20
16
17
21
3
3
10
44
39
47
52
45
12
11
9
7
19
14
14
19
2
2
10
95
92
92
92
93
98
93
99
95
92
87
81
93
83
89
96
81
80
87
90
84
54
56
70
36
63
67
87
62
32
31
38
65
61
70
68
70
31
43
58
23
45
56
76
43
12
11
22
80
77
80
76
83
57
77
83
63
71
84
88
69
38
35
59
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51
47
64
81
78
85
35
32
43
66
60
75
69
69
68
82
77
88
10
8
15
33
23
47
9
7
12
30
20
44
89
92
83
91
87
94
47
44
58
72
70
75
31
29
38
54
51
58
65
65
65
74
72
77
63
68
67
69
66
62
61
66
60
50
56
52
54
47
45
44
49
47
80
82
78
78
71
73
72
75
77
21
26
25
19
17
17
15
17
21
20
24
22
18
15
15
14
16
20
92
91
88
91
88
89
91
95
94
58
59
59
63
62
56
59
62
54
43
44
42
46
42
38
39
42
38
74
76
71
73
66
69
67
68
71
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or
participating in at least one of these plan types.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2010
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.6
0.5
0.5
0.5
0.6
0.6
0.5
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.1
1.1
1.2
5.6
0.9
1.1
1.2
1.5
1.0
1.3
1.2
0.8
3.5
0.7
1.0
1.0
1.4
0.6
0.8
0.9
1.5
4.8
0.7
1.1
0.7
1.1
1.0
1.4
1.1
0.5
1.3
0.7
0.9
0.8
1.3
0.9
1.3
1.0
0.5
1.0
0.6
0.7
0.8
1.3
1.0
0.9
1.4
1.3
6.6
1.1
2.7
0.8
0.4
1.0
1.2
1.3
1.2
5.5
0.8
1.2
1.1
1.5
1.0
1.3
1.2
0.7
3.3
0.6
1.0
0.9
1.2
0.7
1.0
0.9
1.5
5.0
0.7
1.2
0.7
1.1
2.1
2.0
1.3
1.6
1.9
1.8
1.8
1.2
1.5
1.7
1.8
1.2
0.9
1.3
1.3
1.9
1.7
1.2
1.2
1.7
1.8
1.7
1.1
1.2
1.6
0.7
0.4
0.7
0.9
1.1
2.1
2.0
1.1
1.6
1.6
1.6
1.7
0.9
1.4
1.2
1.9
1.2
1.0
1.4
1.4
Full time .................................................................
Part time ................................................................
0.7
1.2
0.7
0.8
0.5
1.4
0.6
0.6
0.6
0.5
0.5
2.0
0.7
1.1
0.6
0.7
0.5
1.5
Union .....................................................................
Nonunion ...............................................................
1.3
0.7
1.3
0.6
0.7
0.5
1.8
0.5
1.7
0.4
0.5
0.9
1.8
0.6
1.6
0.5
1.2
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.6
1.0
1.1
0.8
1.0
0.7
0.9
1.0
1.0
0.8
1.2
1.3
2.5
0.8
0.6
0.5
0.7
0.5
0.5
0.8
0.7
1.0
1.5
0.4
0.4
0.7
0.7
1.0
1.4
2.7
6.3
1.2
0.7
0.4
0.7
1.1
1.5
0.9
1.1
0.9
1.3
0.6
0.8
0.8
0.9
0.9
1.3
1.3
2.6
0.8
0.6
0.7
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
2.0
1.3
1.1
1.7
1.4
0.7
1.6
0.9
1.2
1.4
1.5
1.2
1.4
1.4
0.7
0.8
0.8
1.2
2.1
1.4
1.0
1.6
1.3
0.8
1.8
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
1.0
1.7
1.2
2.7
2.1
0.7
1.0
1.6
1.0
2.7
2.1
0.6
0.8
1.3
1.1
1.6
0.5
0.5
1.0
1.7
1.0
3.4
3.3
0.5
0.9
1.7
0.8
3.1
3.3
0.7
1.6
0.9
2.9
1.5
0.8
0.7
1.0
1.7
1.2
2.7
2.4
0.6
0.8
1.7
0.9
2.3
3.1
0.6
0.8
1.9
1.1
1.9
3.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2010—Continued
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.9
1.3
1.0
1.0
1.8
3.9
1.7
2.6
2.5
1.9
3.2
1.0
2.1
2.0
2.2
3.3
2.2
1.2
0.9
1.0
1.8
3.2
1.7
2.5
2.4
1.6
3.1
1.3
1.8
1.2
1.2
2.6
1.3
0.9
0.5
0.7
1.1
4.5
1.5
1.5
3.6
1.2
1.6
1.0
1.3
2.7
2.8
2.9
3.3
1.4
1.4
1.9
3.1
2.4
1.5
1.6
2.1
1.0
2.6
2.5
1.2
0.7
0.8
1.8
3.3
1.4
1.5
1.8
3.2
2.3
1.5
1.6
2.0
0.9
2.5
2.6
1.1
0.6
0.6
1.7
1.2
0.7
0.8
0.9
1.4
0.9
1.8
0.7
3.4
1.8
2.5
3.7
2.0
9.5
9.9
2.2
2.1
1.6
1.1
1.2
1.8
4.8
1.6
2.7
2.4
2.0
2.3
1.0
2.2
2.0
2.1
3.1
2.2
1.4
1.0
1.2
1.6
3.3
1.6
2.5
2.3
1.6
2.1
1.3
1.7
1.2
1.1
2.1
1.4
0.9
0.5
0.7
1.0
4.3
1.6
1.7
3.7
1.2
1.5
1.1
1.4
2.8
2.8
2.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.2
1.9
1.0
1.1
1.8
0.8
1.0
1.6
1.0
1.1
2.0
0.9
1.1
1.7
0.5
0.8
0.8
0.5
0.6
1.1
1.0
1.0
2.1
0.5
0.5
1.0
0.9
1.0
2.0
1.6
2.2
2.5
0.5
1.2
0.5
0.9
1.1
2.0
0.9
1.1
1.6
0.8
0.9
1.5
0.8
1.0
1.5
0.9
1.2
1.8
0.5
0.7
0.8
3.4
1.5
1.5
1.9
1.2
4.8
2.0
2.3
1.8
2.5
1.8
1.3
2.3
1.2
4.6
1.8
2.3
1.9
1.8
1.0
1.3
2.1
1.2
2.4
1.6
1.6
1.3
1.5
1.5
1.4
1.4
0.7
4.7
0.9
1.7
1.2
1.3
1.4
1.2
1.4
0.8
4.1
0.9
1.6
1.3
1.5
0.9
1.8
2.3
1.8
2.2
2.0
1.1
1.1
3.2
1.8
1.5
1.7
1.2
3.1
2.0
2.2
1.6
2.3
1.6
1.2
2.0
1.1
2.8
1.7
2.1
1.5
1.5
0.9
1.5
2.0
1.2
2.2
1.5
1.8
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or
participating in at least one of these plan types.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 3. Defined benefit retirement plans: Employee contribution requirement and method
of contribution, private industry workers, National Compensation Survey, March 2010
(All workers participating in defined benefit plans = 100 percent)
Fixed percent of annual earnings1
Characteristics
All workers .............................................................
Employee
contribution
required
Mean fixed
percent of
annual
earnings
Total
Employee
Median fixed
contribution
percent of
not required
annual
earnings
4
3
4.6
5.0
96
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
4
3
5
4
3
1
4
5
4
2
5
–
3
–
3
2
4.6
4.9
4.5
–
5.3
–
5.4
3.2
5.0
5.0
5.0
–
–
–
–
3.0
96
97
95
96
97
99
96
95
3
6
6
4
7
–
–
2
–
4
–
–
4.0
–
4.3
–
–
3.9
–
–
97
94
94
96
93
Full time .................................................................
Part time ................................................................
4
4
3
3
4.5
5.6
–
–
96
96
Union .....................................................................
Nonunion ...............................................................
3
5
2
3
5.2
4.5
–
5.0
97
95
Average wage within the following categories:2
Lowest 25 percent:
Lowest 10 percent ..........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
4
4
4
4
–
3
2
3
3
–
4.1
4.2
4.3
4.8
–
3.9
3.9
–
–
100
96
96
96
96
Goods-producing industries ...................................
Manufacturing ....................................................
3
3
1
1
2.4
2.4
3.0
3.0
97
97
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
5
5
8
1
3
3
–
–
4.8
3.5
–
–
5.0
–
–
–
95
95
92
99
Establishment characteristics
See footnotes at end of table.
Table 3. Defined benefit retirement plans: Employee contribution requirement and method
of contribution, private industry workers, National Compensation Survey, March
2010—Continued
(All workers participating in defined benefit plans = 100 percent)
Fixed percent of annual earnings1
Characteristics
Employee
contribution
required
Mean fixed
percent of
annual
earnings
Total
Employee
Median fixed
contribution
percent of
not required
annual
earnings
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Professional and business services ..................
Administrative and waste services ................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Leisure and hospitality:
Accommodation and food services ................
2
2
2
2
–
8
1
1
1
–
–
7
5.2
5.2
2.3
–
–
5.5
–
–
–
–
–
–
98
98
98
98
100
92
2
2
3.8
–
98
–
–
–
–
100
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
7
4
5
3
4
5
2
4
2
4.4
4.3
4.8
5.8
2.7
5.0
5.0
–
6.9
–
94
93
96
95
97
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
3
4
2
6
6
2
3
–
3
1
–
3
–
2
–
4.4
3.2
–
3.4
–
6.4
–
–
3.0
–
3.9
–
6.9
97
96
98
94
94
98
97
1 The employee contributes a fixed percentage of his or her
earnings to the retirement plan.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See
Technical Note for more details.
Geographic areas
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 3. Standard errors for defined benefit retirement plans: Employee contribution
requirement and method of contribution, private industry workers, National
Compensation Survey, March 2010
Fixed percent of earnings1
Characteristics
All workers .............................................................
Employee
contribution
required
Mean fixed
percent of
annual
earnings
Total
Employee
Median fixed
contribution
percent of
not required
annual
earnings
0.7
0.6
0.5
1.4
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
0.6
1.2
1.5
1.1
0.4
1.4
1.3
0.8
0.6
1.2
–
1.1
–
1.4
1.0
0.4
0.4
0.5
–
0.9
–
0.9
0.2
0.8
0.3
1.5
–
–
–
–
0.7
0.8
0.6
1.2
1.5
1.1
0.4
1.4
1.3
1.3
2.1
1.3
1.5
2.3
–
–
0.9
–
1.6
–
–
0.4
–
0.3
–
–
0.5
–
–
1.3
2.1
1.3
1.5
2.3
Full time .................................................................
Part time ................................................................
0.7
1.8
0.6
1.6
0.5
1.0
–
–
0.7
1.8
Union .....................................................................
Nonunion ...............................................................
0.9
0.8
0.7
0.7
0.9
0.4
–
1.5
0.9
0.8
Average wage within the following categories:2
Lowest 25 percent:
Lowest 10 percent ..........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
1.1
0.5
0.8
1.1
–
1.0
0.4
0.6
1.0
–
0.4
0.5
0.5
0.7
–
1.1
0.7
–
–
0.0
1.1
0.5
0.8
1.1
Goods-producing industries ...................................
Manufacturing ....................................................
0.7
0.7
0.4
0.5
0.3
0.3
0.7
0.7
0.7
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
0.9
1.2
2.7
0.4
0.9
0.9
–
–
0.5
0.2
–
–
0.9
–
–
–
0.9
1.2
2.7
0.4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 3. Standard errors for defined benefit retirement plans: Employee contribution
requirement and method of contribution, private industry workers, National
Compensation Survey, March 2010—Continued
Fixed percent of earnings1
Characteristics
Employee
contribution
required
Mean fixed
percent of
annual
earnings
Total
Employee
Median fixed
contribution
percent of
not required
annual
earnings
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Professional and business services ..................
Administrative and waste services ................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Leisure and hospitality:
Accommodation and food services ................
0.7
0.5
0.5
1.0
–
3.0
0.4
0.4
0.3
–
–
3.0
1.4
1.4
0.3
–
–
0.7
–
–
–
–
–
–
0.7
0.5
0.5
1.0
0.0
3.0
0.7
0.6
0.7
–
0.7
–
–
–
–
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
2.1
0.8
1.8
0.6
1.4
2.0
0.7
1.7
0.4
0.4
0.4
0.8
0.7
0.4
1.4
1.5
–
0.7
–
1.6
2.1
0.8
1.8
0.6
0.9
1.1
0.5
2.2
1.2
1.0
0.9
–
0.8
0.2
–
0.8
–
0.6
–
0.5
0.5
–
0.4
–
0.7
–
–
0.0
–
0.0
–
1.4
0.9
1.1
0.5
2.2
1.2
1.0
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 The employee contributes a fixed percentage of his or her
earnings to the retirement plan.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See
Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 4. Defined benefit retirement plans: Open and frozen plans,
private industry workers, National Compensation Survey, March
2010
(All workers participating in defined benefit plans = 100 percent)
Characteristics
All workers .............................................................
Open plans1
Frozen plans2
78
22
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
74
72
76
85
72
76
68
79
89
26
28
24
15
28
24
32
21
11
96
84
79
72
85
4
16
21
28
15
Full time .................................................................
Part time ................................................................
78
86
22
14
Union .....................................................................
Nonunion ...............................................................
89
72
11
28
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
71
79
82
77
73
29
21
18
23
27
Goods-producing industries ...................................
Manufacturing ....................................................
75
69
25
31
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
80
79
73
68
92
86
20
21
27
32
8
14
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Defined benefit retirement plans: Open and frozen plans,
private industry workers, National Compensation Survey, March
2010—Continued
(All workers participating in defined benefit plans = 100 percent)
Open plans1
Characteristics
Frozen plans2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Health care and social assistance .................
67
80
80
79
85
78
84
33
20
20
21
15
22
16
75
84
25
16
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
84
85
81
77
75
78
16
15
19
23
25
22
77
86
70
87
77
73
86
23
14
30
13
23
27
14
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans open to new participants.
2 Plans closed to new workers or plans that
the United States, 2009." See Technical Note for
more details.
cease accruals for some or all plan participants.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, private industry workers, National Compensation
Survey, March 2010
Characteristics
All workers .............................................................
Open plans1
Frozen plans2
1.1
1.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.8
2.0
2.3
3.0
6.9
1.6
3.4
1.8
1.3
1.8
2.0
2.3
3.0
6.9
1.6
3.4
1.8
1.3
0.9
2.1
1.6
2.3
1.9
0.9
2.1
1.6
2.3
1.9
Full time .................................................................
Part time ................................................................
1.1
2.2
1.1
2.2
Union .....................................................................
Nonunion ...............................................................
1.1
1.3
1.1
1.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.6
1.7
1.1
1.4
2.4
4.6
1.7
1.1
1.4
2.4
Goods-producing industries ...................................
Manufacturing ....................................................
1.8
2.3
1.8
2.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.3
1.7
4.6
3.4
1.7
4.1
1.3
1.7
4.6
3.4
1.7
4.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, private industry workers, National Compensation
Survey, March 2010—Continued
Open plans1
Characteristics
Frozen plans2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Health care and social assistance .................
3.6
1.5
1.5
2.2
2.5
4.5
3.0
3.6
1.5
1.5
2.2
2.5
4.5
3.0
7.6
3.1
7.6
3.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
1.8
3.1
1.3
2.2
1.3
1.6
1.8
3.1
1.3
2.2
1.3
4.1
1.2
2.1
2.1
2.8
3.8
1.8
4.1
1.2
2.1
2.1
2.8
3.8
1.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans open to new participants.
2 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March 2010
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
71
7
22
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
67
62
71
71
82
73
82
69
85
–
7
13
–
–
3
3
4
3
–
31
17
–
–
24
15
27
12
88
85
74
75
71
–
3
6
–
–
–
12
21
–
–
Full time .................................................................
Part time ................................................................
71
76
7
–
22
–
Union .....................................................................
Nonunion ...............................................................
86
68
–
7
–
25
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
70
69
72
70
–
4
6
9
–
–
26
25
19
–
Goods-producing industries ...................................
Manufacturing ....................................................
73
74
9
8
18
18
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
71
88
87
89
85
92
6
1
–
–
–
–
24
11
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March
2010—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
Information .........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Health care and social assistance .................
72
–
–
56
59
87
–
–
4
–
–
9
78
88
–
4
–
8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
62
59
65
74
80
69
4
–
–
7
–
10
35
–
–
19
–
21
61
66
72
63
75
79
73
–
–
–
–
6
5
–
–
–
–
–
20
16
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, private industry workers, National Compensation
Survey, March 2010
Retirement benefit accrual2
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
1.9
1.5
1.8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.2
3.3
4.0
9.7
10.0
2.9
2.9
3.6
3.2
–
2.4
3.8
–
–
0.9
0.9
1.2
0.9
–
3.0
2.7
–
–
2.7
2.8
3.3
3.0
9.0
3.4
3.4
3.9
5.6
–
1.1
1.9
–
–
–
3.2
3.1
–
–
Full time .................................................................
Part time ................................................................
2.0
4.7
1.6
–
1.8
–
Union .....................................................................
Nonunion ...............................................................
3.5
2.1
–
1.8
–
2.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7.4
3.4
3.1
2.8
3.5
–
1.2
1.3
2.6
–
–
3.6
2.9
1.9
–
Goods-producing industries ...................................
Manufacturing ....................................................
3.1
3.1
2.4
2.3
2.4
2.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
2.3
3.1
4.6
3.8
10.6
5.8
1.9
0.6
–
–
–
–
2.2
3.1
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, private industry workers, National Compensation
Survey, March 2010—Continued
Retirement benefit accrual2
Characteristics
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
Information .........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Health care and social assistance .................
5.2
–
–
7.4
11.0
3.8
–
–
1.7
–
–
2.9
10.0
3.9
–
1.9
–
2.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
5.2
6.0
9.7
2.1
3.0
2.8
1.4
–
–
1.8
–
2.6
5.0
–
–
1.6
–
2.1
10.4
4.9
4.7
10.0
4.4
3.5
4.9
–
–
–
–
1.8
1.9
–
–
–
–
–
3.5
2.5
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March 2010
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
10
56
33
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
11
16
7
6
18
16
18
5
50
45
53
45
52
64
47
71
39
39
40
49
30
19
35
24
–
6
4
–
4
73
70
72
80
59
–
24
24
–
37
Full time .................................................................
9
57
33
Union .....................................................................
Nonunion ...............................................................
3
12
69
53
28
35
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
12
9
9
11
44
56
60
58
49
–
33
31
34
40
Goods-producing industries ...................................
Manufacturing ....................................................
7
7
64
64
29
29
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Transportation and warehousing ...................
Utilities ...........................................................
12
15
–
35
53
55
–
11
35
29
72
54
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March
2010—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
Information .........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ....
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Health care and social assistance .................
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2 to 5 years
Greater than
5 years
–
75
–
–
–
–
61
49
–
–
–
91
58
–
–
10
13
–
11
15
8
57
54
62
56
57
56
33
33
–
33
28
37
–
–
5
5
–
66
65
52
73
68
–
–
43
21
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
West South Central ...............................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2010
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
1.3
2.3
2.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.7
2.7
1.5
2.2
2.8
3.8
2.9
2.2
4.0
4.0
4.8
8.5
3.1
5.4
3.9
4.9
3.9
4.3
4.8
9.1
3.8
5.0
5.1
4.7
–
2.6
1.3
–
2.0
8.5
5.3
3.0
3.0
7.2
–
5.0
3.4
–
7.3
Full time .................................................................
1.2
2.3
2.5
Union .....................................................................
Nonunion ...............................................................
1.4
1.5
5.8
2.4
5.8
2.6
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
2.3
1.8
1.3
2.0
8.6
3.9
3.2
3.2
4.5
–
4.5
3.0
3.2
4.8
Goods-producing industries ...................................
Manufacturing ....................................................
1.8
1.9
3.2
3.2
3.3
3.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Transportation and warehousing ...................
Utilities ...........................................................
1.5
2.9
–
6.8
3.0
3.9
–
3.0
3.3
3.3
7.9
6.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2010—Continued
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
Information .........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ....
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Health care and social assistance .................
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2 to 5 years
Greater than
5 years
–
4.6
–
–
–
–
11.3
6.5
–
–
–
3.6
12.0
–
–
2.5
3.8
–
1.5
2.8
1.4
5.3
6.6
8.9
2.8
4.9
3.0
4.9
6.1
–
3.1
5.4
3.2
–
–
1.5
2.0
–
9.9
3.9
4.6
3.5
4.4
–
–
4.9
3.5
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
West South Central ...............................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2010
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
63
37
78
22
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
67
70
66
62
74
57
49
61
67
33
30
34
38
26
43
51
39
33
83
85
83
83
81
71
57
79
82
17
15
17
17
19
29
43
21
18
56
74
63
66
61
44
26
37
34
39
75
86
79
81
76
25
14
21
19
24
Full time .................................................................
Part time ................................................................
63
56
37
44
79
72
21
28
Union .....................................................................
Nonunion ...............................................................
59
63
41
37
78
78
22
22
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
54
61
57
66
68
67
46
39
43
34
32
33
70
83
71
81
84
84
30
17
29
19
16
16
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
66
58
68
34
42
32
81
76
83
19
24
17
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
62
54
67
45
57
85
38
46
33
55
43
15
78
65
83
53
72
94
22
35
17
47
28
6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2010—Continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
76
73
73
74
76
73
65
65
63
59
57
57
60
74
78
60
24
27
27
26
24
27
35
35
37
41
43
43
40
26
22
40
87
84
84
86
85
79
86
85
83
81
81
82
82
85
88
82
13
16
16
14
15
21
14
15
17
19
19
18
18
15
12
18
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
63
62
64
63
58
68
37
38
36
37
42
32
81
82
79
77
71
84
19
18
21
23
29
16
67
61
59
61
63
64
63
63
69
33
39
41
39
37
36
37
37
31
80
83
76
78
78
74
74
79
81
20
17
24
22
22
26
26
21
19
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note
for more details.
NOTE: Because of rounding, sums of individual items may
not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2010
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
0.7
0.7
0.6
0.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.2
1.6
1.9
5.5
0.9
1.6
1.0
1.6
1.2
1.2
1.6
1.9
5.5
0.9
1.6
1.0
1.6
1.1
1.0
1.4
1.5
5.4
1.0
1.8
0.9
1.2
1.1
1.0
1.4
1.5
5.4
1.0
1.8
0.9
1.2
3.0
1.6
1.4
1.6
2.2
3.0
1.6
1.4
1.6
2.2
2.4
1.2
1.2
1.5
1.9
2.4
1.2
1.2
1.5
1.9
Full time .................................................................
Part time ................................................................
0.7
1.9
0.7
1.9
0.6
2.0
0.6
2.0
Union .....................................................................
Nonunion ...............................................................
2.4
0.7
2.4
0.7
2.5
0.6
2.5
0.6
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
4.7
1.1
0.9
1.0
1.5
1.7
4.7
1.1
0.9
1.0
1.5
1.6
2.6
1.2
1.0
0.8
1.1
1.6
2.6
1.2
1.0
0.8
1.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
2.9
1.3
1.2
2.9
1.3
1.1
2.3
1.3
1.1
2.3
1.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.3
2.2
1.8
3.3
3.2
0.8
1.3
2.2
1.8
3.3
3.2
0.7
1.3
1.6
1.9
2.8
1.7
0.7
1.3
1.6
1.9
2.8
1.7
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2010—Continued
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.6
1.3
1.4
1.7
2.0
5.2
2.2
2.6
5.0
1.9
2.3
2.3
2.1
3.8
5.1
4.4
2.6
1.3
1.4
1.7
2.0
5.2
2.2
2.6
5.0
1.9
2.3
2.3
2.1
3.8
5.1
4.4
2.4
1.0
1.0
1.1
1.6
5.0
2.0
2.3
4.9
1.8
2.4
2.4
2.0
3.7
3.4
4.9
2.4
1.0
1.0
1.1
1.6
5.0
2.0
2.3
4.9
1.8
2.4
2.4
2.0
3.7
3.4
4.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.2
1.5
2.1
0.9
1.4
1.1
1.2
1.5
2.1
0.9
1.4
1.1
1.2
1.5
2.0
0.7
1.1
1.0
1.2
1.5
2.0
0.7
1.1
1.0
4.8
2.1
1.6
2.2
1.7
2.5
1.7
4.2
1.9
4.8
2.1
1.6
2.2
1.7
2.5
1.7
4.2
1.9
3.2
1.8
1.9
2.3
1.4
2.7
1.3
2.0
1.4
3.2
1.8
1.9
2.3
1.4
2.7
1.3
2.0
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2010
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
71
56
79
71
51
73
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
95
84
45
48
72
64
78
77
74
81
70
30
33
56
47
62
64
84
86
83
67
69
77
73
79
83
87
94
83
44
48
72
64
78
76
66
74
63
27
31
50
41
56
60
76
78
76
61
64
70
64
72
78
70
84
77
82
72
57
70
63
69
56
81
84
82
84
78
70
83
76
81
71
56
64
59
65
52
80
77
77
80
73
Full time .................................................................
Part time ................................................................
87
24
70
15
81
64
86
24
64
14
74
57
Union .....................................................................
Nonunion ...............................................................
92
69
82
53
90
78
91
68
77
48
84
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
23
77
86
91
92
24
14
58
72
79
81
64
58
75
83
87
87
38
23
76
86
90
92
22
12
52
66
72
72
58
52
69
77
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
86
71
91
73
57
79
86
80
87
85
71
90
69
55
74
81
77
82
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
68
73
87
65
83
95
53
56
71
46
67
89
78
76
82
71
81
94
68
73
86
65
82
95
48
51
67
40
62
84
70
69
77
62
76
89
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
90
87
91
93
89
70
68
83
46
75
76
90
75
38
37
52
81
72
77
78
75
54
55
70
35
57
59
76
57
25
23
39
91
83
85
84
85
78
81
84
75
76
78
84
76
66
63
74
89
85
90
92
87
69
67
83
45
75
76
90
75
37
37
51
70
64
68
69
67
48
49
64
31
53
54
69
52
22
21
35
78
74
75
75
77
70
73
77
69
70
72
76
70
59
56
68
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
59
56
71
85
82
89
44
41
54
70
65
77
75
74
76
83
79
87
59
55
70
84
82
88
42
39
50
63
59
68
71
70
72
74
72
78
70
72
72
70
72
75
68
71
71
57
58
57
56
54
62
51
53
60
82
80
80
80
75
83
76
75
84
69
71
71
70
72
74
67
71
71
49
53
53
52
49
55
47
49
55
71
75
74
74
69
74
69
69
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
46
36
78
26
20
77
69
50
73
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
61
69
57
28
27
46
39
51
44
50
56
47
19
18
35
28
39
37
82
82
82
68
68
75
71
78
84
35
38
34
16
13
23
20
26
31
28
30
26
11
9
18
15
20
25
78
80
78
68
69
76
74
77
81
85
93
81
44
47
70
62
76
74
65
73
61
27
30
49
40
55
58
76
78
75
61
63
69
64
72
78
37
52
48
51
46
31
43
39
42
35
85
84
80
83
77
27
35
29
30
29
23
27
24
24
23
86
77
80
81
79
67
81
74
79
70
54
63
57
63
51
79
78
77
80
73
Full time .................................................................
Part time ................................................................
56
15
44
10
79
69
32
9
25
6
78
69
84
23
62
13
74
57
Union .....................................................................
Nonunion ...............................................................
73
43
63
33
87
76
56
23
47
17
84
75
89
67
75
47
84
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
20
13
47
55
67
70
13
7
35
44
56
59
65
56
74
80
84
85
11
8
24
32
42
42
8
5
18
25
33
34
67
60
74
79
80
79
37
23
74
84
89
90
21
12
51
65
70
71
57
52
69
77
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
55
35
62
47
30
53
85
84
85
33
24
37
28
20
31
83
85
83
83
68
88
67
52
72
81
77
82
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
44
46
51
38
62
68
34
34
40
26
48
62
76
74
80
68
78
92
25
24
32
18
35
45
19
18
25
12
25
41
75
74
78
70
72
90
66
72
85
63
81
93
47
50
66
39
61
82
70
69
77
62
75
88
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
74
65
72
76
66
40
41
47
27
47
48
66
47
26
25
26
64
52
58
58
56
30
33
39
20
36
36
50
36
16
15
22
86
79
80
76
84
77
81
84
74
77
75
76
77
62
60
82
57
29
30
27
35
25
27
31
19
25
27
38
25
16
–
20
47
23
24
20
30
19
21
25
15
18
19
26
18
–
–
15
82
79
80
76
85
76
80
82
78
73
70
68
74
–
–
74
86
84
88
92
85
68
66
81
45
73
74
89
73
37
36
48
67
62
66
68
65
47
48
63
31
51
54
68
51
22
21
33
78
74
75
75
76
69
73
77
68
70
72
77
70
60
57
68
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30
26
41
64
57
74
23
20
31
51
44
60
76
76
77
79
77
81
18
15
25
36
29
46
13
12
18
28
23
36
75
76
73
78
77
78
57
54
68
83
80
86
40
38
49
61
57
67
71
70
72
74
71
78
51
46
45
45
42
51
38
43
54
41
37
36
37
32
37
29
33
43
80
79
78
82
75
73
76
76
81
21
30
23
19
25
34
20
27
36
17
24
17
15
17
26
15
21
29
79
79
76
78
71
77
76
80
80
68
70
70
68
70
73
65
69
68
48
52
52
51
48
55
45
47
53
70
75
74
75
68
75
69
69
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2010
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.4
0.6
0.5
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
0.6
1.0
1.7
5.5
0.8
1.2
1.2
1.4
0.8
1.3
0.8
1.7
4.1
0.7
1.1
1.0
1.3
0.6
1.1
0.7
1.9
4.4
0.6
0.9
0.7
0.8
0.8
0.6
1.0
1.7
5.5
0.8
1.2
1.2
1.4
0.7
1.2
0.8
1.4
4.0
0.7
1.0
1.0
1.4
0.6
1.0
0.8
1.6
4.5
0.7
0.9
0.8
1.0
2.1
1.6
1.2
1.5
1.9
1.8
1.7
1.2
1.5
1.7
1.2
1.2
0.7
0.9
1.1
2.1
1.6
1.2
1.4
1.8
1.9
1.7
1.1
1.5
1.5
1.2
1.5
0.7
0.9
1.1
Full time .................................................................
Part time ................................................................
0.5
1.0
0.6
0.6
0.4
1.8
0.5
1.0
0.5
0.6
0.5
1.6
Union .....................................................................
Nonunion ...............................................................
1.3
0.7
1.3
0.7
0.7
0.4
1.3
0.7
1.4
0.6
0.8
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
2.4
1.2
1.0
0.7
1.0
1.1
2.1
1.0
0.9
0.7
0.9
1.5
4.3
0.6
0.5
0.4
0.6
1.3
2.4
1.1
1.0
0.6
1.0
0.9
1.7
0.9
0.9
0.6
1.1
1.3
3.5
0.6
0.6
0.6
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.8
2.0
0.8
0.8
1.6
1.0
0.5
1.2
0.6
0.8
2.0
0.8
0.8
1.7
0.9
0.6
1.2
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
0.9
1.4
1.1
2.2
1.9
0.7
0.8
1.8
1.0
2.2
1.9
0.5
0.6
1.2
0.9
1.6
0.8
0.8
0.8
1.4
1.1
2.2
1.9
0.6
0.8
1.7
1.0
2.0
2.3
0.5
0.6
1.1
1.0
1.6
1.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2010—Continued
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.7
1.0
0.7
0.7
1.3
3.6
1.6
1.8
3.0
1.5
2.2
1.0
1.7
3.9
4.1
3.4
1.8
1.0
0.8
0.9
1.5
3.2
1.5
1.8
2.6
1.4
2.2
1.3
1.6
3.9
4.1
2.6
1.3
0.6
0.5
0.7
1.1
2.5
1.1
1.2
2.5
1.1
1.6
1.3
1.3
4.6
5.2
2.3
1.7
1.0
0.7
0.7
1.4
3.6
1.6
1.8
3.0
1.5
2.2
1.1
1.7
3.9
4.1
3.3
1.7
1.0
0.9
1.0
1.8
3.2
1.5
1.7
2.4
1.3
2.0
1.6
1.5
3.0
3.1
2.5
1.6
0.9
0.8
0.9
1.6
2.8
1.4
1.5
2.7
1.1
1.6
1.5
1.2
3.0
3.3
2.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
1.7
0.7
1.0
0.9
0.8
0.8
1.5
0.7
1.0
1.1
0.7
0.9
1.2
0.5
0.8
0.6
1.0
1.1
1.7
0.7
1.0
0.9
0.7
0.8
1.4
0.7
0.9
0.9
0.8
0.9
1.2
0.5
0.7
0.8
1.9
2.3
1.1
2.2
1.5
4.6
1.7
2.6
1.4
1.5
1.7
1.1
2.4
1.3
4.5
1.7
2.3
1.4
1.3
0.8
0.8
1.4
1.1
2.1
1.1
1.4
0.7
2.0
2.2
1.1
2.1
1.5
4.7
1.7
2.6
1.4
1.3
1.1
1.1
2.1
1.2
2.9
1.7
2.2
1.5
1.9
1.5
0.8
1.4
1.1
1.9
1.3
1.5
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2010—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.5
0.5
0.8
0.6
0.6
0.6
0.6
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.4
1.3
1.9
4.4
0.9
1.2
1.1
1.4
1.1
1.5
1.2
1.3
2.8
0.7
1.0
0.9
1.2
0.6
1.0
0.7
1.7
3.9
0.7
1.2
0.8
1.1
1.1
1.5
1.3
2.1
2.8
0.8
0.9
0.9
1.4
0.9
1.2
1.1
1.6
2.3
0.6
0.8
0.7
1.1
0.9
1.9
1.0
2.6
7.3
0.8
1.3
1.1
1.5
0.9
0.6
1.1
1.8
5.5
0.8
1.1
1.2
1.4
0.7
1.2
0.9
1.4
3.9
0.8
1.0
1.0
1.3
0.6
1.0
0.8
1.7
4.5
0.7
1.0
0.8
1.0
1.9
1.9
1.4
1.7
1.9
1.7
1.7
1.3
1.5
1.6
1.6
1.5
1.0
1.1
1.4
1.8
2.0
0.9
1.3
1.4
1.5
1.4
0.8
1.1
1.1
1.8
2.1
1.2
1.5
1.7
1.9
1.6
1.1
1.4
1.8
1.8
1.7
1.1
1.5
1.5
1.2
1.4
0.8
0.9
1.1
Full time .................................................................
Part time ................................................................
0.8
0.7
0.6
0.6
0.5
1.8
1.0
0.6
0.7
0.4
0.6
2.2
0.6
0.9
0.6
0.6
0.5
1.7
Union .....................................................................
Nonunion ...............................................................
1.8
0.8
1.6
0.6
0.8
0.5
2.1
0.7
1.9
0.6
1.3
0.7
1.4
0.7
1.5
0.6
0.8
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
2.3
1.2
1.1
1.0
1.4
0.8
1.1
0.9
0.9
0.9
1.4
1.6
4.1
0.8
0.6
0.5
0.8
1.2
2.2
1.2
1.0
1.0
1.4
0.9
1.5
0.8
0.9
0.9
1.2
1.9
4.3
1.0
0.8
0.9
1.0
1.3
2.3
1.2
1.0
0.7
1.1
0.9
1.8
0.9
0.9
0.7
1.1
1.4
4.1
0.7
0.6
0.6
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
1.7
1.6
1.2
1.5
1.5
0.6
1.6
0.7
1.2
1.6
1.6
1.0
1.3
1.3
0.9
2.0
1.1
0.9
1.9
0.9
0.9
1.6
1.0
0.6
1.3
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.1
2.5
1.2
2.7
5.3
0.6
0.8
2.1
0.9
2.3
4.8
0.6
0.9
1.5
1.3
1.8
1.6
0.9
0.9
2.1
1.0
2.8
4.8
0.7
0.7
1.8
0.8
2.1
4.4
0.7
1.0
1.6
1.4
2.8
1.5
0.8
0.8
1.4
1.1
2.2
2.1
0.6
0.8
1.6
1.0
2.0
2.4
0.6
0.6
1.1
1.0
1.6
1.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2010—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.7
1.6
1.3
1.8
2.3
4.0
1.8
2.8
2.6
1.7
2.3
1.9
1.9
4.3
4.5
3.0
2.4
1.3
1.1
1.4
2.2
3.6
1.5
2.5
2.2
1.3
1.9
1.6
1.5
3.0
3.0
2.3
1.5
0.8
0.7
1.0
1.4
3.5
1.8
2.0
3.4
1.0
1.1
1.2
1.2
2.4
2.6
2.9
3.3
1.4
1.5
1.8
3.0
4.0
1.7
2.8
2.6
1.9
2.0
2.9
2.1
4.7
–
2.9
2.9
1.2
1.4
1.6
2.8
3.1
1.5
2.4
2.1
1.3
1.5
2.1
1.5
–
–
2.0
2.3
1.4
1.4
2.1
1.7
4.8
2.1
2.7
3.8
1.7
2.1
2.3
1.9
–
–
3.9
2.1
1.0
0.8
0.8
1.6
3.7
1.6
1.9
3.0
1.6
2.3
1.1
1.7
3.9
4.1
3.3
1.9
0.9
0.8
1.0
1.7
3.2
1.5
1.8
2.3
1.4
2.1
1.6
1.6
3.4
3.5
2.5
1.5
0.8
0.8
0.9
1.6
2.8
1.4
1.5
2.8
1.1
1.6
1.5
1.3
3.8
4.2
2.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
0.9
1.6
0.9
1.3
1.5
0.6
0.7
1.3
0.7
1.1
1.2
0.8
1.0
1.4
0.6
0.8
0.9
0.6
0.7
1.4
1.4
1.3
2.3
0.5
0.6
1.2
1.1
0.9
1.8
1.0
1.3
1.9
0.8
1.2
1.1
0.9
1.0
1.7
0.8
1.0
1.0
0.7
0.8
1.3
0.7
0.9
1.1
0.8
0.9
1.2
0.6
0.7
0.8
1.8
1.5
1.4
2.5
1.1
6.1
2.2
3.4
1.5
1.6
1.2
1.2
2.5
0.9
3.6
1.7
2.4
1.3
1.7
1.2
1.2
1.4
1.2
2.3
1.5
2.1
0.9
2.0
2.1
1.1
1.4
1.2
8.5
1.1
2.8
1.5
1.5
1.4
0.9
1.2
1.0
6.3
1.1
2.2
1.3
2.9
1.6
1.1
2.0
1.7
1.8
2.4
1.8
1.2
1.9
2.1
1.1
1.9
1.5
4.6
2.1
2.5
1.3
1.1
1.2
1.0
2.0
1.3
3.3
1.9
2.3
1.3
1.9
1.4
0.9
1.5
1.2
2.0
1.3
1.7
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2010
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
77
23
67
33
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
77
77
77
76
73
74
71
76
81
23
23
23
24
27
26
29
24
19
67
67
67
64
63
64
61
65
69
33
33
33
36
37
36
39
35
31
83
80
79
80
78
17
20
21
20
22
68
70
72
74
69
32
30
28
26
31
Full time .................................................................
Part time ................................................................
77
75
23
25
67
64
33
36
Union .....................................................................
Nonunion ...............................................................
88
75
12
25
82
64
18
36
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
75
75
75
77
79
77
25
25
25
23
21
23
62
64
63
67
70
70
38
36
37
33
30
30
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
80
82
80
20
18
20
73
66
75
27
34
25
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
76
74
77
71
76
82
24
26
23
29
24
18
65
65
67
60
70
77
35
35
33
40
30
23
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2010—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
79
73
73
72
73
75
77
78
75
77
77
75
77
75
73
83
21
27
27
28
27
25
23
22
25
23
23
25
23
25
27
17
73
63
63
61
65
60
67
67
64
63
62
63
63
63
63
66
27
37
37
39
35
40
33
33
36
37
38
37
37
37
37
34
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
78
78
77
76
76
77
22
22
23
24
24
23
63
63
64
69
67
71
37
37
36
31
33
29
73
79
77
76
74
76
77
77
79
27
21
23
24
26
24
23
23
21
67
70
71
67
63
65
63
66
66
33
30
29
33
37
35
37
34
34
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 10. Standard errors for health care benefits:1 Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2010
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.3
0.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.5
0.5
0.7
1.8
0.3
0.5
0.3
0.6
0.4
0.5
0.5
0.7
1.8
0.3
0.5
0.3
0.6
0.4
0.5
0.6
0.9
2.3
0.3
0.7
0.4
0.8
0.4
0.5
0.6
0.9
2.3
0.3
0.7
0.4
0.8
0.9
0.8
0.5
0.7
0.7
0.9
0.8
0.5
0.7
0.7
1.4
1.0
0.6
0.8
1.0
1.4
1.0
0.6
0.8
1.0
Full time .................................................................
Part time ................................................................
0.2
1.0
0.2
1.0
0.3
1.5
0.3
1.5
Union .....................................................................
Nonunion ...............................................................
0.5
0.2
0.5
0.2
1.0
0.3
1.0
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
1.4
0.4
0.3
0.3
0.5
0.6
1.4
0.4
0.3
0.3
0.5
0.9
2.1
0.5
0.4
0.4
0.5
0.9
2.1
0.5
0.4
0.4
0.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.4
1.0
0.5
0.4
1.0
0.5
0.5
1.6
0.6
0.5
1.6
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
0.4
0.8
0.6
1.2
1.1
0.3
0.4
0.8
0.6
1.2
1.1
0.3
0.5
1.0
0.7
1.5
1.1
0.3
0.5
1.0
0.7
1.5
1.1
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for health care benefits:1 Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2010—Continued
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.8
0.4
0.4
0.6
0.7
2.8
0.8
1.2
1.6
0.6
0.7
0.7
0.7
1.4
2.2
1.3
0.8
0.4
0.4
0.6
0.7
2.8
0.8
1.2
1.6
0.6
0.7
0.7
0.7
1.4
2.2
1.3
0.9
0.6
0.5
0.6
0.8
2.6
0.8
1.3
1.8
0.7
1.0
1.0
0.9
2.1
2.4
2.1
0.9
0.6
0.5
0.6
0.8
2.6
0.8
1.3
1.8
0.7
1.0
1.0
0.9
2.1
2.4
2.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.8
0.3
0.4
0.4
0.4
0.5
0.8
0.3
0.4
0.4
0.5
0.7
1.1
0.3
0.4
0.4
0.5
0.7
1.1
0.3
0.4
0.4
0.9
0.4
0.5
0.9
0.5
1.0
0.6
1.1
0.6
0.9
0.4
0.5
0.9
0.5
1.0
0.6
1.1
0.6
0.8
0.7
0.7
0.8
0.5
1.6
0.9
1.2
0.8
0.8
0.7
0.7
0.8
0.5
1.6
0.9
1.2
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2010
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
20
70
30
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
81
82
78
74
79
76
80
82
19
19
18
22
26
21
24
20
18
71
71
72
65
63
67
64
68
69
29
29
28
35
37
33
36
32
31
84
81
81
81
81
16
19
19
19
19
68
70
73
74
72
32
30
27
26
28
Full time .................................................................
Part time ................................................................
80
79
20
21
70
69
30
31
Union .....................................................................
Nonunion ...............................................................
89
79
11
21
83
67
17
33
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
77
75
79
81
82
82
23
25
21
19
18
18
63
62
66
70
74
75
37
38
34
30
26
25
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
82
82
18
18
18
74
65
76
26
35
24
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
80
78
81
75
82
85
20
22
19
25
18
15
68
68
70
63
75
80
32
32
30
37
25
20
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2010—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
81
81
80
81
83
79
80
75
82
80
79
82
74
73
81
17
19
19
20
19
17
21
20
25
18
20
21
18
26
27
19
77
70
71
69
71
64
68
68
64
68
66
69
68
62
62
66
23
30
29
31
29
36
32
32
36
32
34
31
32
38
38
34
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
80
80
79
81
79
82
20
20
21
19
21
18
65
64
66
73
70
77
35
36
34
27
30
23
78
82
80
80
78
77
81
81
82
22
18
20
20
22
23
19
19
18
72
73
74
71
65
65
66
69
69
28
27
26
29
35
35
34
31
31
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 11. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2010
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.3
0.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
0.5
0.4
0.8
2.4
0.3
0.6
0.3
0.6
0.3
0.5
0.4
0.8
2.4
0.3
0.6
0.3
0.6
0.5
0.6
0.6
1.0
2.7
0.4
0.7
0.5
0.8
0.5
0.6
0.6
1.0
2.7
0.4
0.7
0.5
0.8
0.9
0.7
0.5
0.6
0.7
0.9
0.7
0.5
0.6
0.7
1.4
0.9
0.6
0.8
1.1
1.4
0.9
0.6
0.8
1.1
Full time .................................................................
Part time ................................................................
0.2
0.9
0.2
0.9
0.3
1.0
0.3
1.0
Union .....................................................................
Nonunion ...............................................................
0.4
0.2
0.4
0.2
0.9
0.3
0.9
0.3
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
1.3
0.3
0.3
0.3
0.5
0.7
1.3
0.3
0.3
0.3
0.5
0.8
1.5
0.5
0.4
0.5
0.7
0.8
1.5
0.5
0.4
0.5
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.4
0.9
0.5
0.4
0.9
0.5
0.6
1.4
0.6
0.6
1.4
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.2
0.4
0.7
0.7
1.2
1.1
0.2
0.4
0.7
0.7
1.2
1.1
0.4
0.6
0.9
0.9
1.5
1.0
0.4
0.6
0.9
0.9
1.5
1.0
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2010—Continued
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.6
0.4
0.3
0.4
0.5
1.9
0.8
0.9
1.7
0.4
0.5
0.6
0.5
1.0
1.4
1.5
0.6
0.4
0.3
0.4
0.5
1.9
0.8
0.9
1.7
0.4
0.5
0.6
0.5
1.0
1.4
1.5
0.9
0.6
0.5
0.6
0.7
2.3
0.9
1.2
2.1
0.9
0.9
0.7
1.0
1.6
1.8
2.4
0.9
0.6
0.5
0.6
0.7
2.3
0.9
1.2
2.1
0.9
0.9
0.7
1.0
1.6
1.8
2.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.4
0.8
0.3
0.4
0.4
0.4
0.4
0.8
0.3
0.4
0.4
0.6
0.7
1.0
0.3
0.4
0.5
0.6
0.7
1.0
0.3
0.4
0.5
0.6
0.6
0.5
0.8
0.5
1.4
0.6
1.1
0.5
0.6
0.6
0.5
0.8
0.5
1.4
0.6
1.1
0.5
0.7
1.1
0.8
0.9
0.6
1.2
1.0
1.4
0.8
0.7
1.1
0.8
0.9
0.6
1.2
1.0
1.4
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2010
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$335.88
20
$432.72
80
$311.77
$99.07
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
348.55
342.18
351.96
326.39
287.35
324.98
301.50
336.34
329.75
18
17
18
17
12
16
15
17
34
423.18
430.22
419.51
484.46
346.23
425.52
388.36
441.90
412.76
82
83
82
83
88
84
85
83
66
332.52
323.65
337.29
294.83
279.46
305.17
285.65
314.79
286.05
97.05
98.89
96.06
100.12
111.79
101.75
110.63
97.37
104.28
100
100
100
100
100
334.90
325.31
339.90
333.67
347.77
42
28
23
21
25
419.07
404.47
445.67
430.92
460.85
58
72
77
79
75
273.08
294.95
308.67
308.24
309.25
104.15
104.36
95.33
93.10
98.32
Full time .................................................................
Part time ................................................................
100
100
334.92
349.06
20
22
431.35
449.49
80
78
311.19
320.11
98.11
112.75
Union .....................................................................
Nonunion ...............................................................
100
100
420.51
320.74
45
15
495.53
399.63
55
85
358.27
306.40
89.05
100.22
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
304.27
280.66
317.19
341.22
357.01
355.48
16
14
17
21
23
20
401.81
402.48
413.57
444.39
441.94
434.14
84
86
83
79
77
80
285.91
260.81
297.66
314.52
331.33
335.56
102.46
101.39
100.62
97.43
97.91
96.12
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
332.97
326.97
332.47
24
42
18
415.53
420.32
408.97
76
58
82
307.42
259.86
315.28
89.59
109.73
85.60
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
336.75
318.16
325.59
299.37
345.45
348.68
19
20
23
18
22
22
439.23
411.87
427.88
389.26
438.33
382.31
81
80
77
82
78
78
313.00
294.27
294.48
280.17
318.92
339.05
101.75
105.18
101.03
115.26
91.66
78.54
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$360.41
333.95
334.38
330.50
337.04
331.72
338.47
339.66
339.83
367.88
372.26
370.29
367.12
281.38
276.12
349.68
23
17
14
12
14
32
21
24
18
15
13
8
15
13
11
32
$473.72
415.61
419.84
402.10
432.91
405.67
454.87
437.66
541.33
457.31
473.05
443.73
454.96
471.11
508.92
450.56
77
83
86
88
86
68
79
76
82
85
87
92
85
87
89
68
$326.60
317.07
320.08
320.31
320.92
297.66
306.70
308.41
295.41
352.01
356.80
364.22
351.16
252.34
248.75
302.07
$90.78
95.29
93.26
93.37
92.52
108.38
109.26
105.45
120.19
96.59
107.73
109.07
94.62
102.72
101.89
109.18
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
325.52
330.38
314.12
343.82
336.86
351.87
27
30
22
14
14
15
417.93
421.87
405.60
454.53
437.65
473.06
73
70
78
86
86
85
290.73
291.98
288.09
325.45
320.58
331.11
109.20
111.62
104.06
92.48
95.86
88.54
100
100
100
100
100
100
100
100
341.59
370.93
332.76
333.97
313.93
311.32
338.30
340.97
13
23
18
18
14
14
22
28
433.05
491.34
415.74
424.65
381.61
403.16
417.68
443.77
87
77
82
82
86
86
78
72
328.09
335.04
314.39
313.96
302.60
295.95
315.77
300.56
112.71
102.25
95.58
97.02
100.22
99.39
95.44
98.64
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2010
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$2.47
0.6
$6.19
0.6
$2.03
$0.83
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.01
3.85
4.02
8.60
13.68
2.21
3.85
2.87
5.21
1.1
1.4
1.4
1.7
3.1
0.8
1.6
0.8
1.7
8.59
11.78
11.18
26.96
54.28
9.33
15.30
11.81
9.60
1.1
1.4
1.4
1.7
3.1
0.8
1.6
0.8
1.7
2.63
3.43
3.48
5.14
13.40
2.38
3.99
3.05
6.04
1.42
2.48
1.63
2.74
10.28
1.27
1.96
1.56
2.59
7.76
7.26
5.06
5.30
7.62
2.5
2.0
1.2
1.6
1.9
13.25
13.08
12.59
11.23
20.67
2.5
2.0
1.2
1.6
1.9
7.06
8.68
4.29
5.20
6.28
3.85
3.76
1.58
1.77
2.55
Full time .................................................................
Part time ................................................................
2.43
9.33
0.6
2.1
6.38
19.16
0.6
2.1
1.98
9.43
0.84
3.99
Union .....................................................................
Nonunion ...............................................................
7.92
1.99
1.6
0.6
13.08
5.71
1.6
0.6
6.31
1.90
3.64
0.79
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.30
10.81
3.37
4.05
3.30
4.33
1.6
3.3
0.8
0.9
1.0
1.6
16.88
33.25
11.83
12.78
6.94
11.71
1.6
3.3
0.8
0.9
1.0
1.6
5.30
10.03
2.78
2.55
3.05
3.78
2.17
4.39
1.49
1.08
1.41
1.75
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3.81
6.81
4.18
1.1
2.2
1.2
6.74
12.31
9.02
1.1
2.2
1.2
3.88
6.25
4.18
1.46
3.57
1.54
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
2.74
3.95
5.66
5.01
13.16
7.37
0.7
1.0
1.8
1.4
3.2
4.2
7.83
12.18
17.32
13.41
43.42
19.35
0.7
1.0
1.8
1.4
3.2
4.2
2.30
3.21
4.07
4.45
10.05
8.04
1.00
1.71
3.34
2.49
3.68
3.54
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2010—Continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$8.73
3.26
3.03
3.50
5.17
9.62
6.67
6.86
17.26
4.89
5.90
6.01
5.71
10.11
13.50
14.79
2.2
1.3
1.1
1.2
1.7
5.4
2.1
2.6
4.4
1.3
1.6
1.3
1.6
2.9
2.7
4.2
$12.54
12.50
13.20
13.90
21.98
16.84
22.43
19.86
53.77
19.46
14.03
22.36
22.35
29.70
41.51
38.95
2.2
1.3
1.1
1.2
1.7
5.4
2.1
2.6
4.4
1.3
1.6
1.3
1.6
2.9
2.7
4.2
$9.19
2.39
2.33
3.08
4.64
9.69
4.46
5.45
10.93
4.52
5.52
5.80
5.37
11.59
14.09
11.41
$3.51
2.31
1.64
2.00
2.77
14.45
2.46
3.21
4.84
2.31
2.27
2.74
2.71
3.68
3.98
5.46
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3.29
3.83
5.04
3.17
3.53
4.56
1.0
1.2
1.9
0.7
1.0
0.9
6.98
8.00
11.85
12.10
12.58
16.76
1.0
1.2
1.9
0.7
1.0
0.9
3.31
3.73
5.08
2.33
3.12
3.44
1.65
2.25
2.05
1.15
1.55
1.76
5.62
8.28
5.86
13.47
3.40
6.97
6.81
5.54
1.2
1.3
1.1
2.3
1.5
2.8
1.5
1.9
10.32
16.20
15.26
39.52
10.68
15.44
15.43
10.64
1.2
1.3
1.1
2.3
1.5
2.8
1.5
1.9
6.38
5.22
4.90
12.46
3.49
6.51
7.36
5.03
4.65
2.23
2.36
2.61
1.75
3.37
2.04
2.24
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2010
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
77
1
10
1
(4)
11
(4)
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
77
77
77
78
70
72
67
74
83
–
–
–
–
–
(4)
–
(4)
–
10
10
9
8
9
16
20
13
6
1
1
1
1
–
1
–
1
–
–
–
–
–
–
(4)
–
(4)
–
11
10
11
12
–
11
12
11
10
1
1
1
(4)
–
(4)
(4)
(4)
1
100
100
100
100
100
84
83
83
83
83
–
–
1
–
–
4
6
6
5
6
–
–
–
–
–
–
–
–
–
–
10
10
10
10
9
–
–
1
–
–
Full time .................................................................
Part time ................................................................
100
100
77
74
1
1
10
17
1
–
(4)
–
11
8
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
80
77
1
(4)
5
11
–
1
–
(4)
12
11
1
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
76
79
75
80
77
76
–
–
(4)
(4)
–
–
12
9
13
8
9
9
–
–
1
1
1
1
–
–
–
(4)
–
–
11
–
11
10
11
12
–
–
–
(4)
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
83
85
83
–
–
–
6
5
5
–
–
–
–
–
–
10
8
10
(4)
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
76
71
80
62
80
74
(4)
1
–
–
–
–
11
15
9
23
5
–
1
–
–
–
–
4
(4)
–
–
–
–
–
11
12
9
14
13
–
1
1
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2010—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
86
71
69
71
67
88
82
82
81
76
83
80
75
76
77
79
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
4
17
18
21
12
–
7
6
–
11
8
10
11
7
8
–
–
2
2
–
3
–
1
–
–
1
2
3
1
–
–
–
–
(4)
1
–
–
–
–
–
–
–
–
–
–
–
–
–
9
9
10
6
17
5
9
9
9
10
6
6
11
15
14
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
80
78
85
75
77
73
–
–
–
1
1
–
8
10
6
11
11
11
(4)
–
–
1
1
1
–
–
–
(4)
–
–
11
11
9
11
9
13
(4)
(4)
–
1
–
1
100
100
100
100
100
100
100
100
100
80
78
76
78
77
79
72
74
80
–
–
1
–
–
–
–
–
–
8
8
11
10
11
9
15
12
8
1
1
1
–
–
–
–
–
1
–
1
–
–
–
–
–
–
–
11
11
12
10
10
–
11
13
10
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 13. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2010
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
0.8
0.2
0.4
0.1
(4)
0.6
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.3
1.4
2.4
6.9
0.9
1.6
1.2
1.6
–
–
–
–
–
0.1
–
0.1
–
0.8
1.1
1.0
1.0
2.8
0.7
1.2
0.8
0.8
0.2
0.4
0.3
0.3
–
0.2
–
0.3
–
–
–
–
–
–
0.1
–
0.1
–
0.7
0.9
0.9
2.1
–
0.8
1.0
1.0
1.3
0.2
0.3
0.2
0.1
–
0.1
0.1
0.1
0.5
0.0
0.0
0.0
0.0
0.0
2.8
1.9
1.1
1.4
1.6
–
–
0.3
–
–
1.1
1.0
0.6
0.8
0.9
–
–
–
–
–
–
–
–
–
–
2.4
1.6
0.9
1.2
1.2
–
–
0.2
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
2.2
0.2
0.3
0.4
1.7
0.1
–
(4)
–
0.6
1.2
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.3
0.8
0.5
0.2
2.1
0.4
–
0.1
–
(4)
1.2
0.6
0.5
0.1
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.7
4.2
1.2
0.8
1.0
1.2
–
–
0.2
0.1
–
–
0.8
1.5
0.8
0.6
0.7
0.8
–
–
0.2
0.2
0.2
0.2
–
–
–
0.1
–
–
1.6
–
0.9
0.6
0.6
0.9
–
–
–
0.1
0.3
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.2
2.6
1.4
–
–
–
0.7
1.3
0.8
–
–
–
–
–
–
1.0
2.1
1.1
0.1
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.3
2.0
1.8
2.7
7.2
0.1
0.3
–
–
–
–
0.6
0.8
1.3
1.5
1.2
–
0.2
–
–
–
–
1.4
0.1
–
–
–
–
–
0.7
1.0
1.4
1.3
2.4
–
0.1
0.3
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2010—Continued
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.4
1.6
1.7
2.1
3.1
4.7
1.8
2.6
3.8
2.1
2.1
2.3
2.4
5.7
4.6
4.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.3
1.1
1.2
1.9
1.7
–
1.4
1.5
–
1.7
1.5
1.7
2.0
2.0
2.4
–
–
0.6
0.7
–
1.1
–
0.5
–
–
0.4
0.4
0.4
0.5
–
–
–
–
0.1
0.1
–
–
–
–
–
–
–
–
–
–
–
–
–
2.0
1.1
1.2
0.8
2.8
2.3
1.1
1.9
2.8
1.4
1.2
1.2
1.6
4.3
2.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.5
1.6
1.0
1.0
1.6
–
–
–
0.3
0.3
–
0.8
1.1
1.0
0.6
0.7
1.0
0.1
–
–
0.2
0.3
0.3
–
–
–
0.1
–
–
0.9
1.2
1.3
0.7
0.8
1.3
0.1
0.1
–
0.2
–
0.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.4
1.6
2.1
1.6
1.6
5.7
2.0
2.5
2.0
–
–
0.2
–
–
–
–
–
–
1.4
0.9
1.3
1.0
1.0
1.5
1.6
1.6
1.6
0.1
0.3
0.5
–
–
–
–
–
0.4
–
0.3
–
–
–
–
–
–
–
1.9
1.1
1.2
1.8
1.4
–
1.6
2.3
1.4
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.05.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2010
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$802.38
11
$1,056.93
89
$770.36
$383.12
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
861.29
844.24
870.35
730.25
693.44
767.33
712.25
794.16
775.95
9
9
9
9
8
8
7
8
21
1,104.42
1,081.90
1,115.96
1,097.02
935.38
987.84
847.73
1,052.49
1,094.25
91
91
91
91
92
92
93
92
79
837.33
821.42
845.82
694.27
673.57
749.20
701.54
772.52
688.86
377.11
376.96
377.19
420.31
420.67
397.12
417.51
387.14
405.30
100
100
100
100
100
750.39
797.24
813.27
818.41
806.72
27
17
16
14
18
1,079.02
1,114.89
1,020.35
1,033.96
1,006.73
73
83
84
86
82
627.62
733.45
774.30
782.92
762.79
437.55
381.82
336.64
316.67
363.28
Full time .................................................................
Part time ................................................................
100
100
803.52
786.27
11
14
1,090.01
700.45
89
86
768.31
800.74
379.65
434.40
Union .....................................................................
Nonunion ...............................................................
100
100
964.10
774.22
37
7
1,072.87
1,041.14
63
93
898.90
755.38
316.92
390.83
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
677.32
613.30
740.66
807.79
889.92
908.38
7
7
8
11
15
13
807.36
606.04
996.81
1,063.61
1,120.38
1,121.85
93
93
92
89
85
87
666.85
613.84
718.54
777.22
847.95
875.58
425.40
399.35
396.72
375.88
361.75
350.16
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
818.70
687.79
850.42
16
27
14
1,017.58
1,038.92
1,010.27
84
73
86
779.98
560.78
824.74
325.37
463.40
294.88
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
797.46
761.29
794.01
674.89
880.68
930.42
10
11
11
10
16
12
1,077.00
957.46
1,017.22
776.77
1,147.54
1,108.47
90
89
89
90
84
88
767.68
735.99
767.65
663.54
831.31
905.00
399.24
387.17
380.70
429.89
317.78
270.22
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$938.98
803.81
822.39
796.46
838.59
705.76
832.03
847.69
751.51
832.41
818.39
873.96
834.91
646.55
645.10
742.15
17
7
5
3
6
–
12
12
–
6
2
1
6
7
6
16
$1,341.66
1,026.15
1,065.50
965.77
–
–
1,235.01
1,306.70
–
967.22
–
–
967.31
1,119.49
1,174.89
–
83
93
95
97
94
–
88
88
–
94
98
99
94
93
94
84
$857.95
788.07
808.39
791.17
820.76
–
776.23
786.97
–
824.15
815.16
868.83
825.82
613.57
613.11
676.46
$313.96
384.05
368.67
381.38
354.92
–
406.50
418.76
–
424.87
436.30
394.13
422.74
404.39
393.10
427.24
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
720.66
714.59
734.38
863.81
826.33
907.21
14
15
13
9
8
10
1,054.12
1,093.88
952.94
1,060.23
1,004.25
1,109.49
86
85
87
91
92
90
666.01
649.86
701.84
844.42
811.20
883.94
444.32
453.46
424.04
339.69
372.46
300.70
100
100
100
100
100
100
100
100
886.43
902.32
840.95
778.39
741.63
714.43
769.96
785.36
8
14
12
12
6
7
9
16
1,062.01
1,103.20
1,034.33
910.98
1,149.71
965.22
1,118.32
1,044.78
92
86
88
88
94
93
91
84
870.81
869.75
813.60
760.22
716.63
694.76
734.80
735.08
375.56
383.51
333.07
355.44
400.89
418.25
412.58
404.26
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2010
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$6.50
0.5
$17.94
0.5
$5.83
$3.48
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9.25
12.06
12.04
18.10
38.26
6.90
10.63
8.62
14.76
1.0
1.1
1.2
1.5
2.8
0.6
0.8
0.7
1.3
45.19
35.64
65.34
52.88
199.74
34.34
64.10
43.43
31.76
1.0
1.1
1.2
1.5
2.8
0.6
0.8
0.7
1.3
8.46
11.55
10.89
16.20
35.64
7.34
12.20
8.92
13.91
5.62
7.80
7.12
9.34
31.39
4.79
8.42
5.83
6.80
23.56
16.76
10.21
12.76
16.97
2.0
1.6
1.0
1.3
1.7
41.30
47.22
22.30
31.62
30.62
2.0
1.6
1.0
1.3
1.7
23.56
15.21
10.30
12.99
17.20
12.64
8.27
6.96
6.54
12.09
Full time .................................................................
Part time ................................................................
6.42
20.21
0.5
1.8
17.86
43.30
0.5
1.8
5.71
21.75
3.76
13.32
Union .....................................................................
Nonunion ...............................................................
19.46
5.88
1.7
0.5
25.89
25.86
1.7
0.5
19.96
5.69
10.82
3.59
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
15.53
29.27
8.52
9.87
9.01
13.02
0.9
1.8
0.6
0.7
1.0
1.5
77.09
81.15
27.77
25.77
28.49
66.51
0.9
1.8
0.6
0.7
1.0
1.5
14.89
30.07
7.94
9.00
8.66
10.79
9.48
17.34
5.73
5.34
4.85
6.69
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10.44
20.64
11.96
0.9
2.0
1.0
17.63
35.07
20.78
0.9
2.0
1.0
11.64
20.44
13.30
5.81
13.29
6.33
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
7.54
10.92
17.53
14.18
27.92
25.02
0.6
0.7
1.3
1.0
2.3
2.9
25.11
29.38
35.44
43.09
65.35
40.56
0.6
0.7
1.3
1.0
2.3
2.9
6.82
10.69
17.98
13.86
25.77
25.04
4.12
6.98
11.42
9.37
13.70
8.11
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2010—Continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$19.79
9.82
8.94
10.17
16.38
29.23
15.87
23.18
34.75
15.66
15.60
16.58
18.14
30.75
34.63
39.14
2.3
0.9
0.7
0.6
1.2
–
1.7
2.0
–
1.2
0.8
0.3
1.4
1.8
1.9
3.8
$51.70
44.53
43.58
56.23
–
–
64.87
97.73
–
68.26
–
–
71.28
79.83
95.48
–
2.3
0.9
0.7
0.6
1.2
–
1.7
2.0
–
1.2
0.8
0.3
1.4
1.8
1.9
3.8
$13.31
9.60
8.81
10.42
15.71
–
13.51
19.71
–
15.65
15.58
16.64
18.31
35.95
39.12
31.80
$8.63
7.49
5.69
8.00
9.45
–
9.63
13.12
–
10.32
14.91
10.50
12.43
11.84
12.37
23.87
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10.01
10.86
17.28
6.73
8.66
9.28
0.9
1.0
1.6
0.6
0.6
0.8
27.63
31.99
51.19
19.13
25.63
22.64
0.9
1.0
1.6
0.6
0.6
0.8
9.51
9.89
17.86
6.06
8.52
8.06
6.10
8.35
8.31
3.95
6.01
6.03
19.04
25.09
14.55
19.61
11.54
18.60
19.01
13.22
0.9
1.5
1.0
1.6
0.9
2.0
0.9
2.1
130.64
36.45
30.98
33.89
42.09
55.69
76.33
35.13
0.9
1.5
1.0
1.6
0.9
2.0
0.9
2.1
15.68
21.93
14.27
20.29
10.60
20.25
19.23
14.69
13.41
8.20
8.47
13.84
7.59
21.02
8.16
9.55
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note
for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2010
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
79
(4)
9
1
(4)
10
(4)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
79
79
79
79
68
74
69
76
84
–
–
–
–
–
(4)
–
(4)
–
8
9
8
8
10
14
18
12
5
1
1
1
1
–
1
–
1
–
–
(4)
(4)
–
–
(4)
–
(4)
–
11
10
11
12
–
11
12
11
10
(4)
–
–
(4)
–
(4)
–
(4)
1
100
100
100
100
100
82
85
85
84
86
–
–
1
–
–
4
5
6
6
5
–
–
(4)
(4)
(4)
–
–
–
–
–
12
9
9
9
8
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
79
77
(4)
1
9
13
1
1
(4)
–
11
8
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
83
79
1
(4)
4
10
–
1
–
(4)
10
10
1
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
78
85
77
81
79
78
–
–
(4)
(4)
–
–
10
5
12
7
8
8
–
–
(4)
1
1
1
–
–
–
(4)
–
–
11
10
10
10
11
12
–
–
–
(4)
(4)
(4)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
83
84
83
–
–
–
6
5
6
(4)
–
(4)
–
–
–
10
10
10
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
78
74
83
65
82
77
(4)
1
–
–
–
–
10
13
8
21
4
–
1
(4)
–
–
–
4
(4)
–
–
–
–
–
10
11
8
13
12
–
(4)
–
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2010—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
85
75
73
73
74
88
84
85
81
79
82
81
78
77
78
80
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
4
14
16
20
8
–
6
4
–
9
7
9
10
7
8
–
–
1
2
–
2
–
1
–
–
1
2
2
1
–
–
–
–
(4)
4
( )
–
–
–
–
–
–
–
–
–
–
–
–
–
10
9
9
5
15
6
9
10
10
10
9
6
10
15
13
12
–
–
–
–
–
–
–
–
–
(4)
–
–
4
( )
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
82
80
86
77
79
75
(4)
–
–
1
1
–
7
7
5
11
11
11
–
–
–
1
1
1
–
–
–
(4)
–
(4)
11
12
9
10
9
12
(4)
(4)
–
(4)
–
–
100
100
100
100
100
100
100
100
100
81
81
76
80
79
83
76
74
81
–
–
1
–
–
–
–
–
–
7
7
11
9
9
8
13
11
7
1
1
1
–
(4)
–
–
–
1
–
1
–
–
–
–
–
–
–
10
10
12
9
10
–
10
15
10
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 15. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2010
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
0.8
0.2
0.4
0.1
(4)
0.5
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.5
1.4
2.0
6.5
1.0
1.8
1.1
1.4
–
–
–
–
–
0.1
–
0.1
–
0.8
1.0
1.0
0.9
2.9
0.7
1.2
0.7
0.7
0.2
0.3
0.2
0.3
–
0.2
–
0.3
–
–
0.1
0.1
–
–
(4)
–
0.1
–
0.8
1.1
0.9
1.7
–
0.7
1.4
0.9
1.2
0.1
–
–
0.1
–
(4)
–
(4)
0.4
0.0
0.0
0.0
0.0
0.0
2.6
1.7
1.1
1.5
1.4
–
–
0.3
–
–
1.0
0.8
0.8
1.2
0.8
–
–
0.1
0.1
0.1
–
–
–
–
–
2.3
1.4
0.9
1.1
0.9
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
2.1
0.2
0.2
0.4
1.5
0.1
0.3
(4)
–
0.6
1.3
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.1
0.8
0.4
0.2
1.9
0.4
–
0.1
–
(4)
0.9
0.6
0.4
0.1
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.5
2.6
1.1
0.9
1.0
1.3
–
–
0.1
0.1
–
–
0.7
1.3
0.8
0.6
0.6
0.7
–
–
0.2
0.2
0.2
0.2
–
–
–
0.1
–
–
1.4
1.8
0.8
0.6
0.7
1.0
–
–
–
0.1
0.1
0.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.2
2.4
1.5
–
–
–
0.8
1.2
1.0
0.1
–
0.1
–
–
–
1.0
2.0
1.1
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.2
1.7
2.0
2.5
7.0
0.1
0.2
–
–
–
–
0.5
0.8
1.2
1.6
1.2
–
0.2
0.1
–
–
–
1.2
(4)
–
–
–
–
–
0.7
1.0
1.3
1.5
2.1
–
0.1
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2010—Continued
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.6
1.5
1.6
1.9
2.8
4.2
1.8
2.5
3.7
1.9
2.1
1.9
2.2
4.3
3.5
4.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.3
1.0
1.1
1.8
1.4
–
1.2
1.2
–
1.5
1.1
1.6
1.8
2.0
2.4
–
–
0.6
0.7
–
1.0
–
0.4
–
–
0.4
0.2
0.2
0.5
–
–
–
–
0.1
0.1
–
–
–
–
–
–
–
–
–
–
–
–
–
2.2
1.0
1.1
0.7
2.7
2.9
1.4
2.1
2.8
1.3
1.8
1.0
1.4
3.1
2.2
3.2
–
–
–
–
–
–
–
–
–
0.2
–
–
0.2
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.5
1.6
0.9
1.0
1.4
0.1
–
–
0.3
0.3
–
0.7
1.0
0.8
0.6
0.8
1.0
–
–
–
0.2
0.3
0.3
–
–
–
0.1
–
0.1
0.9
1.2
1.2
0.6
0.7
1.1
0.1
0.1
–
0.1
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.0
1.3
2.4
2.1
1.7
4.3
2.1
3.3
2.0
–
–
0.2
–
–
–
–
–
–
1.2
1.0
1.3
1.2
0.9
1.5
1.5
1.4
1.5
0.2
0.2
0.4
–
0.2
–
–
–
0.4
–
0.3
–
–
–
–
–
–
–
1.8
1.0
1.5
1.6
1.5
–
1.0
2.8
1.3
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.05.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2010
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$34.96
$55.53
$86.06
$125.00
$174.79
$130.00
$209.00
$319.77
$493.74
$724.58
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
34.00
35.00
33.45
31.63
43.33
36.00
41.00
34.66
34.12
54.17
55.00
53.42
54.16
59.40
57.55
67.47
54.71
58.09
85.00
86.67
84.06
88.98
84.61
89.96
99.14
85.52
87.18
122.48
124.57
121.92
132.25
140.82
127.23
137.67
122.09
133.82
172.80
172.80
172.59
168.00
212.30
180.66
206.57
170.22
196.69
133.86
132.42
133.86
133.50
128.54
135.00
169.00
129.00
138.39
208.00
215.35
206.37
229.09
232.00
226.14
249.56
214.03
224.00
316.24
315.87
316.33
384.22
381.64
334.21
351.27
324.18
337.28
488.01
501.37
480.29
568.99
590.26
519.96
566.29
493.50
523.30
726.16
721.79
728.00
787.96
826.28
738.64
766.37
729.41
738.73
30.77
36.14
37.58
35.01
40.00
59.00
57.77
56.53
55.16
61.11
87.18
86.80
82.33
80.00
84.86
140.00
127.46
115.40
112.68
118.00
206.35
193.00
164.82
154.54
186.61
154.56
129.99
110.51
110.00
115.93
242.44
206.43
180.90
170.97
192.12
394.00
315.28
275.21
255.23
301.23
569.79
484.17
426.32
391.50
470.39
772.72
703.69
647.31
582.31
703.70
Full time .................................................................
Part time ................................................................
35.00
33.84
55.53
55.66
85.70
93.12
123.94
159.11
172.80
219.83
129.99
147.51
207.30
242.44
316.31
386.19
488.35
599.00
721.79
762.68
Union .....................................................................
Nonunion ...............................................................
30.16
35.77
47.69
56.53
73.98
87.18
106.86
126.54
147.94
176.18
87.60
136.38
153.00
218.82
242.24
327.14
385.31
510.69
635.32
730.02
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
32.80
27.66
36.00
33.85
35.00
35.38
58.50
60.62
55.75
54.74
55.00
54.37
90.20
83.16
86.66
85.00
85.08
84.00
131.77
136.04
125.74
122.54
122.42
121.81
173.32
160.32
173.33
176.18
175.93
172.59
150.00
162.79
133.66
120.98
129.99
131.37
240.11
240.11
218.12
200.00
203.65
203.65
380.50
373.14
336.98
312.03
299.98
293.33
556.68
488.08
514.49
494.68
453.59
440.90
787.02
707.40
745.49
728.28
680.98
659.53
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
34.66
34.66
34.33
51.06
60.28
50.00
77.65
90.86
74.99
110.84
145.40
105.99
156.33
203.42
144.93
114.72
156.38
110.00
171.59
249.73
162.50
263.94
410.12
248.47
405.29
589.05
354.62
600.97
854.62
542.83
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
35.00
37.60
38.96
39.80
35.00
–
57.00
60.05
56.90
72.00
54.74
–
88.83
90.19
85.71
104.72
80.00
–
129.03
134.11
127.69
150.80
109.05
–
181.10
201.93
179.96
219.94
195.09
–
135.62
130.55
126.33
177.99
100.00
103.00
224.99
225.52
205.00
274.97
185.96
177.33
337.35
335.00
315.22
390.10
282.06
260.00
520.00
503.70
503.50
598.18
386.89
340.00
745.80
721.79
715.02
753.51
596.00
398.06
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2010—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$34.66
34.33
36.00
38.06
32.71
–
47.14
48.28
48.28
30.33
37.60
44.45
28.68
–
35.75
45.41
$57.06
50.00
51.45
54.16
48.00
–
67.16
68.24
70.25
49.38
58.42
59.00
46.56
–
64.35
62.66
$83.57
84.65
85.35
85.35
88.00
–
94.84
94.50
97.63
82.33
92.75
96.55
80.00
–
101.10
93.37
$108.33
120.50
116.91
117.90
117.16
–
136.49
140.82
141.16
122.26
140.32
142.00
118.44
–
141.00
140.82
$144.94
169.14
161.13
162.53
160.78
–
183.60
173.21
214.48
177.65
191.35
190.78
172.11
–
160.32
179.20
$114.82
135.08
134.77
137.61
134.66
161.23
166.65
191.58
167.81
120.81
159.24
185.88
110.50
143.48
179.99
159.24
$190.82
229.05
224.00
229.31
239.30
239.00
230.00
240.00
237.00
210.52
263.78
267.65
203.77
243.79
245.19
243.95
$263.06
330.52
320.98
336.98
320.98
376.57
324.93
350.45
332.68
364.14
381.00
361.85
354.84
399.82
395.99
384.71
$360.08
496.97
475.08
489.63
456.54
637.00
526.24
557.06
574.78
562.90
569.51
459.44
562.90
506.94
488.08
616.08
$551.88
760.30
695.84
745.72
659.36
904.54
713.08
783.98
737.74
862.00
767.20
608.07
864.85
671.39
625.26
777.32
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
39.66
39.64
39.86
33.84
34.92
32.80
63.38
64.90
61.78
52.65
55.55
49.83
96.00
97.08
91.47
79.77
84.96
74.11
139.00
142.26
131.86
115.33
120.28
109.00
196.69
210.14
173.55
161.80
166.93
154.01
144.68
136.38
165.13
120.00
137.77
105.00
242.65
242.33
244.00
193.00
214.55
170.97
384.22
389.00
367.10
286.28
316.44
255.95
595.14
626.12
540.56
425.00
468.22
372.42
813.42
854.62
762.57
621.27
695.36
512.83
46.13
35.00
33.84
32.92
37.15
37.00
33.85
32.28
33.93
68.79
55.00
52.93
54.14
57.72
62.64
54.74
53.93
53.42
97.05
87.76
81.00
82.14
89.02
87.71
81.65
80.76
84.55
137.35
131.19
116.99
117.83
126.00
125.66
116.47
116.59
126.62
203.24
185.17
165.47
170.60
182.00
165.03
165.00
160.69
180.66
138.91
121.54
112.66
118.68
142.69
130.98
138.33
122.00
132.72
212.38
197.19
176.00
205.77
238.09
230.00
244.00
214.27
212.59
322.00
315.82
276.12
302.05
341.50
353.00
369.66
314.11
324.98
448.00
490.81
418.44
445.52
513.00
596.00
556.00
485.17
547.42
719.52
785.36
611.88
644.71
731.49
800.68
795.82
704.33
736.00
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 16. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2010
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$0.50
$0.72
$0.92
$1.50
$2.42
$2.18
$3.35
$3.34
$8.76
$9.05
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.16
0.95
0.90
4.06
9.78
2.04
2.16
1.53
1.38
0.99
1.79
1.47
3.78
8.15
2.31
2.82
1.27
2.99
1.43
1.93
2.10
4.25
10.18
1.60
3.72
1.76
1.73
2.73
4.87
2.80
3.89
21.18
2.64
5.08
2.70
4.53
1.77
6.22
2.34
5.54
10.88
6.11
9.53
4.34
9.25
3.50
4.55
4.24
10.69
23.93
3.93
13.55
7.62
6.52
4.96
3.67
4.94
11.89
30.63
4.45
12.76
5.87
8.31
5.95
6.54
8.00
13.93
19.18
6.61
12.93
6.09
11.04
14.88
18.72
18.74
29.70
94.89
10.05
19.81
12.31
20.17
15.53
21.55
25.93
44.75
35.01
12.46
21.71
15.91
30.12
4.96
3.52
1.92
2.45
2.07
5.14
3.11
1.04
2.22
2.10
2.93
2.69
2.12
2.98
2.01
7.32
6.69
2.68
3.17
5.17
8.79
10.74
6.72
2.66
14.79
7.42
12.79
5.04
4.63
8.44
15.72
10.16
6.12
6.89
8.18
21.51
9.33
4.90
8.27
12.45
17.67
20.25
9.45
11.79
20.82
53.60
28.00
26.62
20.29
46.08
Full time .................................................................
Part time ................................................................
0.42
1.45
0.73
5.84
1.02
5.06
2.00
14.00
1.09
10.90
2.42
19.74
3.04
20.09
4.15
31.02
8.16
23.28
9.72
43.02
Union .....................................................................
Nonunion ...............................................................
1.66
1.19
2.23
0.94
3.25
1.15
3.07
1.38
8.06
3.04
5.67
3.07
6.44
4.16
7.49
4.58
22.43
6.98
40.55
8.98
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.66
9.49
1.75
1.03
0.88
1.33
3.54
13.69
1.15
0.70
1.22
1.45
3.51
13.19
1.27
1.59
1.33
1.65
4.89
9.38
1.83
2.34
2.20
3.42
6.20
12.46
3.57
3.56
4.48
1.34
14.12
28.72
3.68
6.35
3.48
4.73
10.78
24.36
6.82
3.53
3.15
3.93
10.28
26.50
8.72
5.03
4.05
9.40
27.43
57.27
8.15
13.15
9.25
13.36
17.53
49.53
19.84
17.29
15.84
34.48
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.64
2.90
1.02
2.35
3.87
0.52
2.01
7.23
2.12
2.89
10.09
2.15
3.88
15.06
3.43
4.63
9.90
2.80
5.37
8.14
5.46
5.93
10.65
5.43
7.44
26.81
9.53
19.33
62.94
14.29
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.78
2.92
4.77
3.10
5.19
–
1.54
1.42
3.65
2.71
2.45
–
1.10
1.97
5.76
3.48
4.06
–
1.92
3.62
8.62
5.89
3.20
–
3.23
6.27
9.88
8.25
23.05
–
3.00
6.04
17.97
9.19
2.79
12.41
4.22
5.81
11.52
8.10
11.86
13.99
5.02
7.06
7.35
13.74
15.48
19.96
8.81
19.75
20.30
26.34
36.23
33.48
15.00
10.85
36.81
17.49
43.64
7.73
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2010—Continued
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$2.47
1.77
2.43
0.84
3.02
–
1.89
1.88
4.76
2.17
7.32
5.31
2.59
–
11.89
4.75
$5.95
2.92
2.70
4.69
4.83
–
1.64
3.20
6.55
2.30
4.00
4.18
1.90
–
2.78
3.81
$4.69
1.46
1.43
1.39
4.29
–
2.14
3.08
4.01
3.70
3.35
2.72
4.01
–
7.69
10.08
$0.37
3.89
3.45
6.08
5.08
–
4.28
8.57
9.15
3.13
4.67
8.72
4.55
–
5.38
9.92
$8.38
6.34
3.10
3.99
6.03
–
5.89
5.65
12.11
4.70
5.71
5.76
8.00
–
1.32
16.06
$13.94
5.00
3.41
7.51
8.87
34.69
7.61
13.54
18.90
10.88
11.40
16.67
6.90
39.92
34.64
12.90
$5.94
8.33
6.10
7.94
15.53
8.07
9.58
6.18
10.99
11.65
16.38
8.57
8.97
11.21
10.16
31.12
$13.80
8.93
6.50
12.48
9.22
37.38
7.33
27.03
24.26
14.35
20.50
10.86
14.69
15.48
18.07
42.16
$15.22
19.54
11.49
15.49
20.75
79.29
16.84
27.94
50.72
17.02
18.21
29.20
24.18
40.07
37.29
54.81
$18.00
54.69
21.52
58.73
39.97
105.42
37.07
94.77
39.86
34.87
21.17
45.00
34.00
40.02
13.04
33.22
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.23
1.33
5.09
0.47
0.85
0.66
1.57
1.98
1.95
1.31
1.53
1.21
1.06
1.85
4.39
1.49
1.64
1.07
3.27
3.77
4.53
2.35
1.91
2.68
7.30
9.41
2.37
2.18
4.64
4.61
8.76
5.32
10.78
2.94
4.80
3.59
4.64
6.79
9.22
4.14
6.92
4.86
8.97
8.50
11.29
3.96
5.73
4.32
13.83
18.36
17.18
4.49
18.20
11.28
14.97
33.29
32.31
13.28
19.08
17.23
2.73
1.28
1.25
3.28
2.07
2.39
2.09
6.23
1.85
2.09
0.82
2.47
2.55
3.06
3.19
2.88
4.34
1.63
2.02
2.91
2.05
4.36
2.10
3.09
4.29
3.64
1.16
7.83
4.94
3.78
6.34
3.81
8.68
3.37
9.55
4.20
18.21
10.82
3.79
7.40
5.08
5.30
5.19
16.69
8.05
14.31
8.94
3.93
15.69
8.59
14.75
5.62
24.77
10.66
7.45
6.15
7.46
10.59
4.05
11.27
9.54
10.17
9.45
0.00
10.50
7.42
18.78
10.06
22.64
19.17
18.99
13.94
14.16
33.46
10.00
27.45
10.53
31.02
17.49
54.28
17.91
98.96
27.56
24.25
37.23
16.64
59.92
34.72
33.06
19.99
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 17. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2010
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
59
56
96
39
38
97
33
31
95
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
78
85
74
33
58
58
48
65
58
76
84
73
31
53
56
45
63
56
98
99
98
93
90
95
92
97
95
51
60
48
23
28
37
30
43
38
51
58
47
21
28
37
29
42
37
98
97
98
94
99
98
97
98
97
58
65
55
12
16
32
20
41
24
56
62
53
12
16
31
18
39
24
95
96
95
93
95
94
91
95
96
49
68
65
70
59
46
66
62
68
57
93
97
96
97
96
29
46
47
53
41
28
45
46
52
40
97
98
98
99
98
15
34
28
31
25
14
33
27
29
24
95
97
95
96
94
Full time .................................................................
Part time ................................................................
73
15
71
13
97
89
47
15
46
15
98
97
42
6
40
6
95
93
Union .....................................................................
Nonunion ...............................................................
82
56
81
54
98
96
64
36
64
35
99
97
36
33
35
31
97
95
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
26
13
63
72
81
84
24
12
60
70
80
84
90
87
95
97
99
99
18
14
37
48
59
61
17
13
36
47
58
60
94
92
97
98
98
99
8
4
28
42
60
65
7
4
26
40
57
62
93
97
94
95
96
96
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
72
46
81
70
42
80
97
92
98
52
25
63
51
24
62
98
98
99
34
13
41
33
12
39
96
94
96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
56
58
68
48
77
92
54
55
65
43
76
91
96
94
97
91
98
100
36
35
46
28
44
48
35
34
45
27
44
48
97
98
97
97
99
100
33
24
39
12
35
87
31
22
37
11
34
84
95
93
93
90
96
97
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2010—Continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
84
79
86
90
81
54
57
69
38
64
67
86
63
24
23
39
83
78
85
89
80
51
56
68
35
61
66
85
61
22
21
37
99
98
99
99
99
95
97
99
93
96
99
99
96
93
92
94
70
64
71
71
68
38
41
50
26
32
36
45
31
21
22
26
68
62
69
70
67
36
40
49
25
32
36
45
31
19
20
25
98
98
98
98
98
95
98
97
98
98
99
99
98
91
91
96
64
65
73
74
74
35
40
56
18
38
57
80
35
–
–
25
62
60
68
69
69
32
38
54
17
36
55
77
33
–
–
23
96
93
94
93
93
91
96
97
96
95
96
96
94
–
–
94
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
43
38
57
77
71
86
40
36
54
75
68
85
95
95
95
97
96
99
27
25
35
53
46
63
26
24
34
52
45
62
96
96
97
98
98
98
21
18
29
47
36
61
20
17
28
44
34
58
95
94
97
95
94
95
58
56
64
61
60
63
58
58
53
57
55
61
59
58
61
54
55
51
97
98
96
96
97
96
92
95
97
40
73
42
31
35
36
29
28
27
39
72
41
31
33
34
28
27
26
98
100
97
98
96
96
95
98
98
38
32
35
32
33
36
34
29
29
36
31
33
30
32
35
32
27
27
95
97
95
95
95
97
94
92
94
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 17. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2010
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.7
0.2
0.7
0.7
0.3
0.7
0.7
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
0.9
1.2
1.8
4.7
0.9
1.2
1.2
1.4
0.9
0.9
1.1
1.8
4.2
0.9
1.2
1.1
1.4
0.3
0.2
0.4
1.0
3.0
0.3
0.6
0.3
0.7
1.1
1.5
1.3
1.8
4.4
0.8
1.2
1.0
1.5
1.1
1.6
1.3
1.7
4.4
0.7
1.2
1.0
1.5
0.3
0.5
0.4
1.5
0.6
0.2
0.4
0.2
0.6
1.0
1.3
1.3
1.4
3.3
0.8
1.0
1.1
1.4
1.1
1.2
1.4
1.4
3.2
0.8
0.9
1.0
1.4
0.4
0.5
0.6
1.2
2.4
0.4
1.1
0.4
0.7
2.0
1.8
1.2
1.6
1.8
2.0
1.8
1.2
1.6
1.8
1.3
0.7
0.4
0.5
0.5
1.9
2.0
1.2
1.6
1.5
1.8
2.0
1.1
1.6
1.4
1.2
0.6
0.3
0.4
0.6
1.4
2.2
0.9
1.4
1.2
1.4
2.2
0.9
1.4
1.1
1.8
0.6
0.6
0.7
1.0
Full time .................................................................
Part time ................................................................
0.6
0.7
0.6
0.7
0.2
1.2
0.7
1.3
0.7
1.3
0.2
1.2
0.7
0.7
0.7
0.7
0.3
1.5
Union .....................................................................
Nonunion ...............................................................
1.3
0.7
1.3
0.7
0.4
0.3
1.7
0.7
1.7
0.7
0.3
0.3
1.6
0.7
1.6
0.7
0.6
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
2.3
1.2
0.9
0.8
1.1
1.3
2.3
1.1
0.9
0.8
1.1
1.1
3.7
0.4
0.2
0.1
0.2
1.1
2.0
1.1
0.9
1.1
1.8
1.0
1.8
1.1
0.8
1.2
1.8
1.3
3.3
0.3
0.2
0.3
0.4
1.0
1.8
0.9
1.0
1.0
1.6
1.0
1.8
0.9
1.0
1.0
1.6
1.3
2.1
0.5
0.5
0.4
0.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
2.0
1.3
1.0
1.9
1.3
0.3
1.3
0.3
1.3
1.7
1.7
1.2
1.7
1.6
0.3
0.7
0.3
1.3
1.3
1.7
1.3
1.3
1.7
0.5
1.4
0.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
0.9
2.4
1.1
2.7
2.2
0.8
0.9
2.4
1.1
2.8
2.2
0.3
0.3
0.6
0.6
0.6
0.1
0.8
0.9
2.3
1.1
2.7
5.9
0.8
0.9
2.2
1.1
2.7
5.9
0.3
0.3
0.7
0.4
1.0
0.1
0.7
0.8
2.2
0.8
2.5
2.9
0.7
0.7
2.0
0.7
2.5
2.8
0.4
0.8
1.2
1.4
1.4
0.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2010—Continued
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.4
1.5
0.9
1.1
1.9
4.4
1.7
2.8
2.6
1.8
2.5
1.2
1.9
4.3
4.6
3.2
2.4
1.6
0.9
1.1
1.9
4.3
1.7
2.8
2.5
1.7
2.5
1.2
1.9
4.3
4.6
3.1
0.4
0.3
0.1
0.2
0.3
1.8
0.6
0.5
1.6
0.7
0.3
0.3
0.8
2.3
2.6
1.8
3.0
1.4
1.2
1.7
2.4
4.2
2.1
3.5
2.8
1.4
3.1
2.7
1.6
3.2
3.6
3.2
3.0
1.4
1.3
1.7
2.5
4.2
2.1
3.4
2.8
1.3
3.1
2.7
1.6
3.1
3.5
3.2
0.7
0.5
0.3
0.4
0.7
3.1
0.6
1.1
0.7
0.4
0.4
0.7
0.5
2.8
3.1
1.3
2.7
1.7
1.4
1.6
2.1
4.6
1.9
2.8
2.6
1.4
2.6
1.4
1.6
–
–
4.2
2.6
1.7
1.5
1.6
2.2
4.4
1.8
2.8
2.5
1.3
2.5
1.4
1.5
–
–
4.2
1.0
0.7
0.6
0.8
1.1
3.7
0.8
1.1
1.8
0.7
0.4
0.4
0.8
–
–
2.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.0
1.8
0.8
1.2
1.0
0.9
1.0
1.7
0.8
1.2
1.0
0.4
0.5
1.0
0.2
0.4
0.2
0.9
0.9
1.9
1.1
1.4
1.4
0.9
0.8
1.9
1.1
1.4
1.4
0.5
0.7
0.9
0.2
0.3
0.3
0.8
0.8
2.1
0.9
1.1
1.2
0.8
0.8
2.0
0.9
1.1
1.2
0.5
0.6
0.5
0.4
0.6
0.5
1.2
1.7
1.1
2.6
1.4
6.7
1.4
2.4
1.7
1.2
1.7
1.1
2.8
1.3
6.7
1.6
2.6
1.7
0.6
0.4
0.6
0.9
0.4
0.8
1.3
1.3
0.3
1.7
2.8
1.2
2.3
1.7
4.9
1.6
1.3
1.6
1.8
2.8
1.2
2.3
1.6
4.7
1.6
1.3
1.5
0.7
0.1
0.7
0.4
1.0
0.8
1.4
0.6
0.6
2.3
1.9
1.5
3.2
1.5
4.9
1.8
2.4
1.4
2.5
2.0
1.5
3.1
1.4
4.9
1.7
2.1
1.4
0.9
0.8
1.0
0.8
0.5
1.0
0.7
1.2
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 18. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2010
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
5
95
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3
3
3
9
6
8
5
8
97
97
97
91
94
92
95
92
11
6
5
5
5
89
94
95
95
95
Full time .................................................................
Part time ................................................................
5
3
95
97
Union .....................................................................
Nonunion ...............................................................
4
5
96
95
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
10
17
6
5
4
4
90
83
94
95
96
96
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
5
11
4
95
89
96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
5
6
6
8
2
4
95
94
94
92
98
96
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2010—Continued
(All workers with basic life insurance coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3
5
4
4
3
10
5
3
6
3
5
3
3
16
17
8
97
95
96
96
97
90
95
97
94
97
95
97
97
84
83
92
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
6
6
5
6
4
94
94
94
95
94
96
5
3
6
4
6
10
7
7
4
95
97
94
96
94
90
93
93
96
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2009." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of
major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 18. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2010
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
0.4
0.5
1.6
0.7
0.9
0.7
0.9
0.3
0.4
0.5
1.6
0.7
0.9
0.7
0.9
2.1
0.9
0.5
0.7
0.6
2.1
0.9
0.5
0.7
0.6
Full time .................................................................
Part time ................................................................
0.4
0.5
0.4
0.5
Union .....................................................................
Nonunion ...............................................................
0.8
0.4
0.8
0.4
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
4.2
0.5
0.4
0.3
0.5
1.4
4.2
0.5
0.4
0.3
0.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.7
1.9
0.6
0.7
1.9
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.5
0.5
1.3
0.8
0.6
1.6
0.5
0.5
1.3
0.8
0.6
1.6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2010—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.1
0.7
0.6
0.9
0.8
2.9
1.1
1.0
2.4
0.6
1.1
0.5
0.7
3.9
4.5
1.8
1.1
0.7
0.6
0.9
0.8
2.9
1.1
1.0
2.4
0.6
1.1
0.5
0.7
3.9
4.5
1.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.7
1.1
0.5
0.6
1.0
0.6
0.7
1.1
0.5
0.6
1.0
1.5
0.5
0.7
0.5
1.1
2.9
0.8
1.9
0.7
1.5
0.5
0.7
0.5
1.1
2.9
0.8
1.9
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2009." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 19. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2010
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
58
2
36
2
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
70
72
69
48
34
65
62
67
36
4
4
4
1
–
2
2
2
1
24
21
25
48
64
31
34
29
59
1
1
1
3
–
1
1
2
4
1
1
1
(1)
–
1
1
1
1
15
50
44
42
46
–
1
1
1
–
78
46
49
50
48
5
3
5
6
4
–
1
1
1
–
Full time .................................................................
Part time ................................................................
58
53
2
1
36
43
2
2
1
1
Union .....................................................................
Nonunion ...............................................................
39
61
1
2
51
34
8
2
1
1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
46
39
55
55
67
70
–
–
2
2
4
5
49
55
41
40
26
22
4
5
2
2
3
1
–
–
1
1
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
42
13
48
2
–
2
50
84
43
5
2
5
1
–
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
62
55
51
54
55
78
2
2
–
2
–
2
33
40
41
42
38
18
2
2
4
2
3
–
1
1
–
1
–
–
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2010—Continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
82
81
85
87
82
59
63
66
50
62
61
68
62
48
48
45
4
3
3
4
2
–
2
–
–
3
5
–
2
–
–
–
12
14
10
7
14
36
33
31
46
33
31
23
33
46
45
53
–
1
1
–
1
–
–
–
–
2
2
–
2
6
7
–
–
1
1
–
1
–
–
–
–
1
2
2
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
44
43
47
67
62
71
2
2
1
3
2
4
51
52
49
27
34
20
2
2
3
3
2
3
1
1
1
1
1
1
66
62
52
54
61
57
62
53
58
4
2
2
3
2
–
2
2
3
27
33
42
42
35
34
32
44
36
–
2
4
2
2
6
2
–
2
–
1
(1)
(1)
1
–
2
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 19. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2010
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
0.8
0.2
0.8
0.2
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.3
1.5
2.4
6.0
1.0
1.5
1.0
1.7
0.4
0.6
0.5
0.3
–
0.3
0.5
0.4
0.2
1.2
1.2
1.5
2.7
6.1
0.9
1.5
1.0
1.7
0.2
0.3
0.3
0.9
–
0.3
0.3
0.3
0.6
0.2
0.4
0.2
0.2
–
0.2
0.3
0.2
0.3
1.7
2.2
1.7
1.9
2.2
–
0.3
0.4
0.3
–
1.9
2.3
1.7
1.9
2.4
1.1
0.6
0.6
0.8
0.7
–
0.2
0.3
0.5
–
Full time .................................................................
Part time ................................................................
0.8
2.3
0.2
0.2
0.8
2.3
0.2
0.5
0.1
0.6
Union .....................................................................
Nonunion ...............................................................
1.8
0.9
0.4
0.3
1.6
0.9
0.7
0.2
0.4
0.1
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.4
7.4
1.1
1.2
1.0
1.6
–
–
0.2
0.3
0.4
0.7
2.7
8.9
1.1
1.1
0.9
1.6
0.9
2.2
0.2
0.3
0.3
0.2
–
–
0.1
0.2
0.3
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.5
1.8
1.8
0.3
–
0.4
1.4
1.9
1.8
0.5
0.7
0.6
0.3
–
0.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.4
2.7
1.7
3.3
3.3
0.3
0.4
–
0.4
–
0.8
0.8
1.4
2.7
1.7
3.4
2.7
0.3
0.4
0.8
0.5
1.0
–
0.2
0.2
–
0.3
–
–
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2010—Continued
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.3
1.2
1.1
1.3
2.1
5.6
2.8
3.8
4.8
1.7
2.7
3.0
1.9
6.2
6.2
4.5
1.1
0.5
0.5
0.9
0.5
–
0.6
–
–
0.7
2.1
–
0.8
–
–
–
1.9
1.0
0.9
1.0
1.8
5.2
2.7
4.1
4.8
1.6
2.3
2.2
1.9
7.5
7.5
4.5
–
0.2
0.2
–
0.4
–
–
–
–
0.4
0.9
–
0.3
2.4
2.8
–
–
0.2
0.2
–
0.3
–
–
–
–
0.3
0.2
0.2
0.3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.3
1.6
2.4
1.0
1.4
1.4
0.3
0.4
0.4
0.3
0.3
0.6
1.4
1.5
2.4
0.9
1.4
1.2
0.3
0.4
0.6
0.3
0.4
0.5
0.2
0.2
0.3
0.2
0.2
0.3
2.9
2.4
1.8
2.6
1.8
3.9
3.0
2.5
2.0
1.1
0.5
0.6
0.5
0.3
–
0.6
0.3
1.0
3.1
2.3
1.8
2.6
1.6
4.1
2.4
2.5
2.2
–
0.4
0.6
0.4
0.4
1.7
0.6
–
0.7
–
0.6
0.1
0.2
0.2
–
0.5
–
0.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2010
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
61
12
22
4
1.3
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
1
1
2
–
(2)
–
1
2
57
54
59
62
48
65
73
62
61
12
13
11
17
33
10
9
11
11
25
26
25
17
–
20
15
22
23
5
6
4
1
3
4
–
5
3
1.4
1.4
1.4
1.3
1.4
1.3
1.2
1.4
1.3
1.0
1.0
1.0
1.0
–
1.0
1.0
1.0
1.0
–
2
1
1
1
48
64
59
52
65
8
12
17
16
17
39
20
22
28
15
–
3
2
2
1
1.5
1.3
1.3
1.4
1.3
–
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
1
1
60
71
13
8
23
15
4
5
1.3
1.3
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
2
1
67
60
8
13
20
22
3
4
1.3
1.4
1.0
1.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
1
67
50
65
59
57
53
15
–
13
13
11
12
15
–
19
23
26
29
–
–
3
4
4
5
1.3
1.4
1.3
1.4
1.4
1.4
1.0
–
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1
–
–
48
64
47
17
3
18
29
22
29
6
–
–
1.5
1.3
1.5
1.5
1.0
1.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1
1
–
–
–
1
63
68
45
85
66
42
12
12
26
6
11
6
21
17
25
8
20
44
3
2
–
–
–
8
1.3
1.3
1.5
1.1
1.3
1.6
1.0
1.0
1.5
1.0
1.0
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2010—Continued
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
2
5
6
2
–
–
–
67
63
64
64
64
54
51
51
53
68
60
55
69
62
62
42
8
–
–
–
–
–
14
11
–
12
16
16
11
27
29
–
17
25
25
23
28
26
33
35
30
16
17
19
15
–
–
36
8
7
7
9
4
–
2
3
–
2
3
5
2
–
–
–
1.3
1.4
1.4
1.4
1.4
1.4
1.4
1.5
1.4
1.2
1.3
1.3
1.2
1.3
1.2
1.5
1.0
1.0
1.0
1.0
1.0
–
–
–
–
1.0
1.0
1.0
1.0
1.0
1.0
1.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
1
1
1
–
1
58
58
59
62
63
61
12
12
13
12
13
12
23
23
24
22
21
23
5
6
5
3
–
3
1.4
1.4
1.4
1.3
1.3
1.3
1.0
1.0
1.0
1.0
1.0
1.0
3
3
–
–
(2)
–
–
–
1
64
59
56
59
65
55
61
68
60
10
15
14
11
11
21
10
10
11
19
20
26
21
21
21
26
18
24
4
3
–
–
3
3
–
–
5
1.3
1.3
1.4
1.4
1.3
1.4
1.4
1.3
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
2 Less than 0.5 percent.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 20. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2010
Multiple of annual earnings amounts1
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
0.1
0.8
0.8
0.7
0.3
(2)
0.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
0.1
0.4
0.5
–
0.1
–
0.1
0.7
1.4
1.8
1.7
2.6
8.4
1.0
1.8
1.3
2.6
1.0
1.9
1.1
3.8
9.9
0.8
1.1
1.0
1.9
1.1
1.4
1.4
2.8
–
0.9
1.6
1.1
2.1
0.5
0.6
0.7
0.4
1.5
0.4
–
0.5
0.9
(2)
(2)
(2)
(2)
0.1
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
0.6
0.3
0.4
0.4
6.0
2.7
1.9
2.7
2.5
2.7
2.2
1.4
1.9
2.1
5.2
2.2
1.5
2.3
1.5
–
1.0
0.4
0.7
0.4
0.1
(2)
(2)
(2)
(2)
–
0.0
0.0
(2)
0.0
Full time .................................................................
Part time ................................................................
0.1
0.3
0.8
3.3
0.8
2.0
0.8
2.6
0.2
2.2
(2)
(2)
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.4
0.1
2.7
0.9
1.5
0.9
2.7
0.8
0.5
0.3
(2)
(2)
0.0
0.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.2
0.3
0.1
0.2
3.2
7.7
1.3
1.4
1.1
1.7
3.4
–
1.1
1.0
0.9
1.2
2.8
–
1.2
1.2
0.9
1.3
–
–
0.4
0.6
0.3
0.4
(2)
0.1
(2)
(2)
(2)
(2)
0.0
–
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.3
–
–
2.3
6.4
2.4
1.8
1.6
2.0
1.6
4.9
1.7
0.6
–
–
(2)
0.1
(2)
0.4
0.0
0.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.2
0.2
–
–
–
0.5
0.9
1.5
3.3
1.5
3.9
5.8
0.9
1.2
2.6
1.1
3.0
1.6
0.9
1.3
3.1
1.1
3.1
6.3
0.3
0.4
–
–
–
2.3
(2)
(2)
(2)
(2)
(2)
0.1
0.0
0.0
0.0
0.0
0.0
–
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2010—Continued
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
0.6
0.9
1.2
0.6
–
–
–
2.6
1.6
1.6
2.1
3.8
7.6
3.2
3.7
7.7
2.6
2.4
2.4
3.0
4.5
6.5
5.7
1.5
–
–
–
–
–
2.3
2.8
–
2.0
1.7
1.5
2.4
5.3
7.1
–
1.8
1.6
1.6
1.9
3.6
6.6
2.9
3.8
7.5
1.8
1.9
2.0
2.2
–
–
6.3
1.9
0.7
0.7
1.1
1.1
–
0.8
1.3
–
0.7
0.4
0.5
0.8
–
–
–
(2)
(2)
(2)
(2)
(2)
0.1
(2)
(2)
0.1
(2)
(2)
(2)
(2)
(2)
(2)
0.1
0.0
0.0
0.0
0.0
0.0
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
0.3
0.3
0.2
–
0.3
1.9
2.2
3.2
1.1
1.9
1.6
1.0
1.3
1.8
1.0
1.5
1.5
1.6
2.0
2.9
0.9
1.4
1.5
0.7
1.0
1.0
0.3
–
0.4
(2)
(2)
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
0.5
0.7
–
–
(2)
–
–
–
0.4
2.3
2.6
2.2
2.5
1.9
4.2
1.8
2.6
1.7
1.2
2.9
1.1
2.7
1.9
5.6
1.4
2.8
1.1
2.5
1.9
2.1
3.2
1.3
5.9
1.8
2.3
2.1
0.4
0.5
–
–
0.5
1.4
–
–
0.6
(2)
(2)
(2)
(2)
(2)
0.1
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2010
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$7,500
$10,000
$15,000
$25,000
$50,000
Management, professional, and related ................
Management, business, and financial ...............
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10,000
10,000
5,000
10,000
5,000
10,000
10,000
10,000
15,000
10,000
10,000
10,000
10,000
10,000
20,000
20,000
10,000
15,000
15,000
20,000
15,000
50,000
50,000
20,000
25,000
20,000
30,000
25,000
50,000
50,000
35,000
50,000
50,000
50,000
50,000
9,000
10,000
10,000
10,000
8,000
10,000
10,000
10,000
10,000
10,000
20,000
15,000
15,000
20,000
15,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
50,000
50,000
Full time .................................................................
Part time ................................................................
10,000
5,000
10,000
5,000
15,000
10,000
25,000
18,000
50,000
25,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
10,000
15,000
15,000
26,000
25,000
50,000
50,000
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
20,000
20,000
20,000
25,000
26,000
50,000
25,000
50,000
50,000
50,000
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10,000
10,000
10,000
10,000
10,000
10,000
20,000
15,000
20,000
25,000
25,000
25,000
50,000
50,000
50,000
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
6,000
5,000
10,000
5,000
7,500
10,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
10,000
15,000
12,500
25,000
21,000
25,000
20,000
25,000
45,000
50,000
50,000
50,000
30,000
50,000
50,000
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2010—Continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Financial activities .............................................
Finance and insurance ..................................
Insurance carriers and related activities ....
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
$10,000
10,000
10,000
5,000
10,000
5,000
10,000
10,000
$15,000
15,000
15,000
10,000
15,000
10,000
10,000
10,000
$25,000
30,000
25,000
15,000
25,000
15,000
15,000
15,000
$50,000
50,000
50,000
25,000
50,000
25,000
20,000
20,000
$50,000
50,000
50,000
50,000
50,000
50,000
35,000
35,000
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10,000
10,000
10,000
5,000
7,500
5,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
15,000
15,000
25,000
25,000
25,000
25,000
25,000
30,000
50,000
50,000
50,000
50,000
50,000
50,000
7,500
10,000
10,000
10,000
10,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
15,000
15,000
25,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
45,000
50,000
50,000
Geographic areas
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2010
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$2,131.78
$0.00
$0.00
$0.00
$0.00
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1,039.09
0.00
0.00
1,741.18
0.00
0.00
0.00
3,980.93
5,155.95
0.00
0.00
0.00
0.00
0.00
624.82
5,999.17
1,408.01
4,109.48
0.00
0.00
781.02
0.00
3,826.23
0.00
0.00
7,964.92
3,787.77
0.00
0.00
0.00
6,356.60
0.00
0.00
0.00
0.00
2,078.17
0.00
1,698.62
1,171.54
3,116.28
0.00
0.00
0.00
0.00
0.00
4,132.80
0.00
0.00
4,481.21
0.00
1,781.01
156.20
0.00
732.67
468.61
0.00
4,991.23
1,913.11
2,807.35
3,745.66
Full time .................................................................
Part time ................................................................
0.00
0.00
0.00
0.00
2,245.02
390.51
156.20
4,986.34
0.00
3,623.15
Union .....................................................................
Nonunion ...............................................................
0.00
0.00
1,271.42
0.00
1,126.41
468.61
1,913.11
0.00
6,955.95
0.00
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
0.00
2,740.27
0.00
541.11
0.00
0.00
0.00
1,290.47
4,037.23
0.00
796.49
3,719.52
0.00
1,101.77
3,967.88
0.00
3,942.44
8,555.70
0.00
0.00
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.00
1,723.57
0.00
0.00
0.00
0.00
781.02
0.00
156.20
413.28
0.00
1,774.15
0.00
0.00
0.00
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1,816.62
1,027.28
0.00
0.00
3,600.35
0.00
0.00
0.00
312.41
0.00
0.00
0.00
0.00
0.00
6,191.19
2,243.32
552.27
4,400.85
0.00
5,836.30
0.00
0.00
11,678.87
16,792.04
0.00
4,750.79
12,223.98
2,841.90
0.00
8,555.70
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2010—Continued
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Financial activities .............................................
Finance and insurance ..................................
Insurance carriers and related activities ....
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
$0.00
0.00
3,113.34
1,843.29
0.00
1,189.62
1,036.15
1,397.14
$4,393.22
2,209.07
1,774.15
0.00
0.00
0.00
0.00
0.00
$0.00
12,598.49
10,449.40
0.00
2,705.55
0.00
3,826.23
4,348.56
$0.00
0.00
0.00
6,546.18
12,023.73
3,905.12
2,816.03
3,982.46
$0.00
0.00
2,209.07
0.00
0.00
0.00
9,565.56
10,153.32
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.00
441.81
1,126.41
855.57
2,386.92
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
781.02
5,504.01
6,317.26
4,521.86
0.00
0.00
0.00
2,066.40
644.05
4,360.47
0.00
0.00
2,576.20
0.00
0.00
0.00
3,601.19
0.00
667.31
312.41
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2,712.59
6,125.07
0.00
0.00
2,922.33
0.00
0.00
5,467.17
897.33
4,760.85
0.00
0.00
0.00
0.00
6,468.85
12,093.54
0.00
0.00
Geographic areas
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 22. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2010
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
46
35
16
2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
50
51
49
34
29
49
51
49
39
35
36
35
34
50
32
29
34
39
13
11
14
32
–
17
19
17
15
2
1
2
1
–
1
1
1
7
24
49
45
47
44
43
36
40
41
38
20
12
12
9
15
13
3
3
2
4
Full time .................................................................
Part time ................................................................
47
39
37
18
13
43
2
1
Union .....................................................................
Nonunion ...............................................................
45
46
32
36
16
17
7
1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
37
34
44
44
52
53
30
–
38
39
32
32
32
47
16
14
13
13
1
–
2
2
3
3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
46
15
52
40
42
39
10
31
7
4
13
2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
46
49
44
52
46
62
34
30
39
24
33
26
18
19
–
22
15
–
2
2
–
1
6
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2010—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
61
64
70
73
63
–
42
39
36
36
53
64
32
39
41
12
27
27
24
21
31
50
40
43
41
40
31
29
42
34
30
39
–
–
6
–
–
25
–
17
–
22
–
7
23
–
–
49
–
–
(3)
–
–
–
–
–
–
3
–
(3)
3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
33
30
39
54
47
60
38
38
38
34
39
29
27
30
21
10
12
8
2
2
2
2
2
3
54
20
59
57
56
56
60
60
46
43
23
38
40
43
43
37
38
40
–
56
–
–
–
–
–
–
11
–
2
3
3
1
–
3
–
3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employer assumes all risks and expenses of
providing the benefit.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for more
details.
3 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 22. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March 2010
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
1.1
0.9
0.9
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.6
2.2
1.9
4.1
6.4
1.3
2.3
1.5
2.1
1.8
2.0
2.2
2.7
9.9
1.3
2.1
1.5
2.5
0.8
1.0
0.9
4.4
–
0.9
1.3
1.0
2.2
0.5
0.6
0.5
0.2
–
0.2
0.4
0.2
1.2
2.8
2.7
1.5
2.0
2.2
4.1
2.7
1.5
1.8
2.3
3.5
2.2
0.9
1.4
1.3
2.3
0.9
0.6
0.6
1.1
Full time .................................................................
Part time ................................................................
1.0
4.9
1.0
2.0
0.6
5.6
0.3
0.5
Union .....................................................................
Nonunion ...............................................................
2.1
1.1
2.0
1.0
2.0
0.8
1.1
0.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.4
7.9
1.6
1.3
1.5
2.0
2.6
–
1.4
1.5
1.6
2.2
3.6
8.2
1.3
0.9
0.9
1.1
0.3
–
0.3
0.4
0.5
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.8
2.6
1.9
1.4
4.1
1.6
1.5
4.6
1.2
0.6
2.4
0.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.4
1.3
3.0
2.2
3.1
5.5
1.1
1.4
3.0
2.0
3.6
4.0
1.4
1.0
–
1.6
2.5
–
0.3
0.6
–
0.5
2.4
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March
2010—Continued
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.9
2.1
1.9
2.0
4.4
–
3.0
3.8
6.7
1.9
3.2
3.3
2.0
9.3
10.1
3.5
3.9
2.1
1.9
1.8
4.6
7.6
3.8
5.1
5.5
3.1
5.6
2.9
2.9
4.7
4.9
8.1
–
–
0.6
–
–
6.6
–
4.1
–
1.6
–
1.1
1.4
–
–
9.8
–
–
0.1
–
–
–
–
–
–
0.5
–
0.2
0.6
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.8
2.3
1.2
1.5
1.7
1.9
1.9
3.1
1.2
2.2
1.5
1.9
1.8
2.9
0.7
1.3
1.2
0.4
0.5
0.5
0.3
0.4
0.5
3.9
1.7
1.9
2.8
2.0
7.0
2.6
3.6
3.8
4.0
1.3
2.1
2.3
2.1
6.7
2.8
3.3
3.7
–
1.8
–
–
–
–
–
–
1.4
–
0.5
0.7
1.3
0.5
–
1.1
–
0.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employer assumes all risks and expenses of
providing the benefit.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 23. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2010
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
20
80
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
16
14
17
35
20
23
18
19
84
86
83
65
80
77
82
81
19
20
17
14
21
81
80
83
86
79
Full time .................................................................
Part time ................................................................
18
36
82
64
Union .....................................................................
Nonunion ...............................................................
18
20
82
80
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
36
52
22
17
15
14
64
48
78
83
85
86
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
13
26
11
87
74
89
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
22
23
17
29
20
9
78
77
83
71
80
91
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2010—Continued
(All workers with short-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
20
8
7
6
6
15
11
26
25
24
12
25
42
43
54
80
92
93
94
94
85
89
74
75
76
88
75
58
57
46
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
28
30
23
15
17
12
72
70
77
85
83
88
7
48
6
7
9
10
3
14
93
52
94
93
91
90
97
86
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2010
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
1.0
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.2
1.3
4.1
0.9
1.5
1.1
2.1
0.9
1.2
1.3
4.1
0.9
1.5
1.1
2.1
2.8
2.7
1.3
1.7
1.8
2.8
2.7
1.3
1.7
1.8
Full time .................................................................
Part time ................................................................
1.0
3.8
1.0
3.8
Union .....................................................................
Nonunion ...............................................................
1.6
1.1
1.6
1.1
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.2
8.2
1.5
1.0
0.8
0.9
3.2
8.2
1.5
1.0
0.8
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
3.5
1.3
1.2
3.5
1.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.3
1.2
1.8
2.1
3.0
2.6
1.3
1.2
1.8
2.1
3.0
2.6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2010—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.3
1.2
0.8
1.1
1.0
2.5
2.7
4.6
2.5
5.6
1.6
2.5
9.4
10.2
8.2
2.3
1.2
0.8
1.1
1.0
2.5
2.7
4.6
2.5
5.6
1.6
2.5
9.4
10.2
8.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.5
2.5
3.1
1.4
1.4
2.3
2.5
2.5
3.1
1.4
1.4
2.3
2.1
1.6
0.9
1.6
1.1
1.5
0.7
1.9
2.1
1.6
0.9
1.6
1.1
1.5
0.7
1.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 24. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2010
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
7
2
66
22
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
2
1
3
–
4
5
3
17
1
(1)
1
2
–
1
1
1
7
62
58
64
84
88
66
68
65
59
33
38
31
8
9
27
25
28
15
2
1
3
2
–
3
2
3
2
24
12
20
21
20
11
4
6
8
–
58
60
63
60
67
6
21
10
10
9
2
2
1
1
–
Full time .................................................................
Part time ................................................................
8
4
3
1
64
81
23
13
2
1
Union .....................................................................
Nonunion ...............................................................
22
4
9
1
50
69
17
23
3
2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6
2
10
10
5
3
2
–
2
2
3
1
82
91
71
65
58
58
9
4
16
22
32
37
1
–
2
2
2
2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
19
24
19
7
–
7
57
65
56
16
5
16
1
–
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
4
9
8
6
18
6
1
2
3
–
–
–
68
69
63
74
70
44
24
18
22
18
10
41
2
1
3
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2010—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
1
–
–
–
–
2
–
–
2
3
2
1
4
4
7
–
(1)
1
1
–
–
–
–
–
1
–
–
1
–
–
–
43
48
43
35
53
82
70
74
79
78
81
74
77
90
90
86
51
50
55
63
46
–
27
25
–
14
16
24
13
3
–
6
5
(1)
–
–
–
–
–
–
–
6
–
–
7
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
8
7
10
7
9
6
1
1
1
3
2
4
73
74
72
62
68
55
17
17
16
26
20
31
1
1
1
3
1
4
6
4
14
13
8
9
6
5
4
1
1
5
3
2
–
–
–
2
62
81
56
62
61
74
53
62
61
29
13
24
19
27
12
34
29
28
1
1
2
3
2
–
–
–
6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2010
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.4
0.2
0.9
0.7
0.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
0.4
0.3
0.7
–
0.4
0.8
0.3
1.7
0.2
0.1
0.3
0.4
–
0.1
0.3
0.1
1.0
1.5
1.6
1.9
1.8
3.1
1.0
2.3
1.2
2.3
1.5
1.5
1.9
1.4
2.7
1.0
2.3
1.1
1.7
0.4
0.3
0.5
0.9
–
0.5
0.6
0.7
0.6
2.8
1.7
1.2
1.5
1.8
2.3
0.7
0.6
0.9
–
3.2
2.8
1.5
2.1
2.1
0.9
2.5
1.0
1.2
1.4
0.7
0.8
0.3
0.4
–
Full time .................................................................
Part time ................................................................
0.4
0.9
0.2
0.2
0.9
2.1
0.8
1.7
0.4
0.5
Union .....................................................................
Nonunion ...............................................................
1.6
0.4
0.9
0.2
2.3
0.9
1.7
0.7
0.8
0.3
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.9
0.7
0.8
0.7
0.4
0.4
0.6
–
0.3
0.3
0.3
0.2
2.1
2.2
1.2
1.2
1.3
1.6
1.7
1.1
1.0
1.0
1.2
1.5
0.6
–
0.6
0.5
0.3
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
3.0
1.2
0.7
–
0.8
1.6
3.4
1.8
1.3
1.5
1.4
0.3
–
0.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.4
1.0
1.4
1.3
3.4
2.2
0.2
0.3
0.9
–
–
–
1.0
1.5
2.6
2.1
3.9
7.9
0.8
1.2
2.7
1.8
2.4
4.9
0.4
0.4
0.9
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2010—Continued
Characteristics
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
0.3
–
–
–
–
0.7
–
–
0.4
1.4
0.9
0.4
1.6
1.8
2.7
–
0.2
0.2
0.4
–
–
–
–
–
0.4
–
–
0.5
–
–
–
3.9
1.9
1.9
2.4
3.5
4.7
2.6
3.5
6.4
3.0
3.5
4.0
3.3
3.6
3.9
3.2
4.1
1.9
1.9
2.5
3.5
–
2.4
3.5
–
2.7
3.5
4.2
2.9
1.2
–
2.9
1.3
0.2
–
–
–
–
–
–
–
1.7
–
–
2.0
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.8
1.5
0.5
0.8
0.7
0.3
0.3
0.5
0.3
0.3
0.5
1.2
1.4
1.9
1.3
1.7
2.1
0.9
1.1
1.5
1.1
1.6
1.7
0.3
0.3
0.5
0.5
0.3
0.9
1.5
0.7
1.2
2.0
0.9
2.4
1.5
1.8
1.0
0.5
0.1
0.5
1.5
0.4
–
–
–
0.3
3.4
1.3
1.8
2.7
2.0
6.6
3.9
4.0
3.1
3.0
1.3
1.2
2.1
2.0
3.3
3.9
3.2
2.6
0.4
0.4
0.4
1.1
0.6
–
–
–
2.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2010
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
90
13
24
26
26
26
10
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
89
89
88
95
94
88
84
89
89
12
13
12
13
12
13
12
13
13
21
20
22
26
12
21
20
21
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
30
11
11
12
5
6
12
16
11
11
94
86
91
90
91
13
13
13
13
13
26
26
26
26
25
26
26
26
26
26
26
26
26
26
26
26
39
26
26
26
6
14
9
10
9
Full time .................................................................
Part time ................................................................
89
93
13
–
24
–
26
–
26
–
26
–
11
7
Union .....................................................................
Nonunion ...............................................................
87
90
13
12
26
21
26
26
26
26
52
26
13
10
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
92
95
92
91
87
87
13
–
13
13
13
13
24
–
21
24
25
25
26
–
26
26
26
26
26
–
26
26
26
26
26
–
26
26
26
26
8
5
8
9
13
13
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
91
95
90
13
13
13
26
26
26
26
26
26
26
26
26
26
26
26
9
5
10
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Information .........................................................
89
87
90
81
74
12
13
12
12
13
22
21
20
13
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
52
11
13
10
19
26
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2010—Continued
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Health care and social assistance .................
87
87
86
88
90
91
91
95
93
12
13
13
13
12
12
12
12
12
20
20
20
17
13
13
13
13
24
26
26
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
13
13
14
12
10
9
9
5
7
91
94
12
13
24
24
26
26
26
26
26
26
9
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
91
91
92
89
89
88
12
12
12
13
13
13
20
24
13
24
21
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
9
9
8
11
11
12
95
87
88
90
92
87
83
87
24
13
12
12
–
12
12
13
26
20
13
13
–
13
13
25
26
26
26
26
–
26
26
26
26
26
26
26
–
26
26
26
26
26
26
26
–
26
26
26
5
13
12
10
8
13
17
13
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2010
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.6
0.0
0.7
0.0
0.0
0.0
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.1
1.3
0.8
2.1
0.7
1.5
0.8
1.5
0.7
0.7
0.3
0.2
0.0
1.5
0.0
0.0
0.0
1.7
1.9
2.3
0.0
1.5
0.7
2.5
0.2
0.2
0.0
0.0
0.0
0.0
6.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
0.0
0.0
0.0
0.0
13.9
1.1
1.1
1.3
0.8
2.1
0.7
1.5
0.8
1.5
1.8
2.0
0.9
1.1
1.3
0.0
0.0
0.0
0.0
0.0
1.7
0.0
0.8
0.3
1.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.8
18.4
0.0
0.0
0.0
1.8
2.0
0.9
1.1
1.3
Full time .................................................................
Part time ................................................................
0.6
2.0
0.3
–
2.7
–
0.0
–
0.0
–
0.0
–
0.6
2.0
Union .....................................................................
Nonunion ...............................................................
1.1
0.7
2.9
1.3
0.0
0.8
0.0
0.0
0.0
0.0
12.9
0.0
1.1
0.7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
1.7
0.7
0.8
1.0
1.4
0.5
–
0.3
0.0
0.4
0.4
3.0
–
1.5
1.2
0.6
0.7
0.0
–
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
1.3
1.7
0.7
0.8
1.0
1.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
1.3
1.0
0.0
0.2
0.0
0.0
0.0
0.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.3
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Information .........................................................
0.7
1.2
1.5
1.9
2.7
1.2
0.2
0.3
0.6
0.0
2.4
0.7
4.8
5.4
1.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.7
1.2
1.5
1.9
2.7
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2010—Continued
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Health care and social assistance .................
1.2
1.4
2.1
2.1
2.7
1.5
2.4
2.2
1.3
1.1
0.2
0.6
1.4
0.3
0.0
0.5
0.0
1.2
1.3
1.1
1.4
7.1
3.6
3.2
0.9
2.5
1.1
0.0
0.0
0.0
0.0
0.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.4
2.1
2.1
2.7
1.5
2.4
2.2
1.3
1.3
0.9
1.0
1.4
2.8
1.1
0.0
0.0
0.0
0.0
0.0
0.0
1.3
0.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
0.9
1.2
0.8
1.0
1.0
0.5
0.6
0.9
0.0
1.4
0.0
2.0
1.9
2.9
1.2
1.7
1.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
0.9
1.2
0.8
1.0
1.0
0.9
1.1
2.1
1.1
2.6
3.0
2.9
1.3
2.3
0.4
0.6
0.0
–
1.4
0.0
1.4
0.0
1.9
4.2
0.3
–
4.2
1.6
2.4
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.9
1.1
2.1
1.1
2.6
3.0
2.9
1.3
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2010
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
1
22
1
33
26
17
64.0
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
–
1
–
–
(1)
–
1
–
17
17
17
37
–
21
22
21
22
1
–
1
–
–
2
–
2
–
33
36
32
27
51
31
33
31
31
23
19
26
27
–
27
24
29
35
25
27
23
6
5
18
19
18
9
66.7
66.9
66.6
58.9
59.7
64.7
64.7
64.7
61.7
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
–
–
2
3
(1)
16
26
18
18
19
–
–
1
1
1
23
36
38
41
35
49
27
26
26
25
7
9
15
11
20
62.4
61.3
64.0
62.0
66.4
66.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
20
39
1
–
35
19
26
31
18
11
64.4
61.5
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
2
1
24
22
3
1
19
35
38
25
15
17
64.0
64.1
65.0
60.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
–
38
55
22
18
18
17
–
–
1
2
1
–
26
19
36
37
30
29
27
23
27
26
25
25
8
2
13
17
25
27
59.8
56.6
62.9
64.3
66.9
68.2
60.0
50.0
60.0
60.0
65.0
66.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3
–
3
14
19
12
1
–
1
37
16
41
27
52
24
19
8
21
65.2
63.3
65.5
60.0
66.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1
–
–
–
–
–
24
21
12
25
23
–
1
–
–
–
–
–
32
31
40
28
27
–
26
27
32
27
17
35
16
20
13
18
31
37
63.8
65.6
64.4
64.2
69.9
71.2
60.0
60.0
60.0
60.0
60.0
67.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2010—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
2
–
–
2
–
–
–
23
16
14
17
10
–
16
13
22
24
20
23
24
49
52
45
–
–
–
–
–
–
–
–
–
2
2
–
3
1
1
–
31
33
30
31
34
45
38
38
37
30
20
24
32
28
25
–
27
21
22
25
20
–
31
31
36
27
15
7
30
18
18
24
19
28
32
25
34
–
14
17
1
15
44
46
9
4
4
7
64.3
67.8
69.4
67.4
70.1
61.7
64.3
65.9
59.9
62.9
74.0
74.2
60.7
57.2
56.9
58.7
60.0
60.0
66.0
60.0
66.0
60.0
60.0
60.0
60.0
60.0
67.0
67.0
60.0
58.0
50.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
–
–
1
2
1
( )
26
26
25
19
15
24
1
–
–
1
1
2
31
29
34
34
36
31
31
33
26
23
26
20
11
10
14
21
20
23
62.2
62.3
62.2
65.3
65.0
65.6
60.0
60.0
60.0
60.0
60.0
60.0
–
–
–
–
–
–
–
–
–
15
40
9
8
13
–
8
–
12
–
–
–
–
–
–
–
1
–
42
9
43
45
56
47
47
47
26
19
42
24
19
11
4
19
13
29
23
7
23
25
19
–
24
26
24
65.1
61.0
65.7
66.1
65.1
60.2
67.3
66.5
67.3
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
65.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2010
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
0.2
1.7
0.2
1.1
1.0
0.9
0.4
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
–
0.4
–
–
0.2
–
0.2
–
2.3
2.5
2.5
4.4
–
1.3
2.2
1.2
2.3
0.2
–
0.3
–
–
0.3
–
0.3
–
1.8
2.3
2.0
3.2
11.1
1.2
2.3
1.4
2.4
2.0
1.4
2.6
3.0
–
1.1
2.0
1.4
2.9
1.9
2.4
2.2
0.8
2.0
1.2
1.8
1.3
1.2
0.7
0.8
0.9
0.7
1.3
0.4
0.7
0.5
0.6
1.4
0.0
5.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.5
0.8
0.2
2.9
3.4
1.4
2.0
1.6
–
–
0.2
0.2
0.3
3.6
3.3
2.1
3.0
2.7
4.2
3.3
1.5
2.3
2.1
2.3
1.3
1.6
1.9
2.5
1.1
0.6
0.6
0.5
1.0
0.4
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.3
–
1.4
5.0
0.2
–
1.1
3.7
1.2
1.9
0.9
3.0
0.4
1.5
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.6
0.2
2.9
1.6
0.9
0.2
1.8
1.1
2.6
1.0
1.9
1.0
0.8
0.4
2.8
0.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.4
0.2
0.3
–
3.5
5.9
2.3
1.0
2.3
1.9
–
–
0.2
0.6
0.3
–
2.3
4.4
1.8
1.3
1.8
2.6
2.2
3.8
1.6
1.7
1.8
1.8
1.3
0.8
1.1
1.2
1.7
2.2
0.6
0.9
0.5
0.4
0.7
0.6
0.0
4.0
0.0
0.0
7.3
1.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.6
–
0.7
1.3
3.5
1.2
0.3
–
0.3
2.3
3.1
2.4
2.0
3.9
2.2
2.0
2.7
2.3
0.7
1.4
0.8
0.0
0.7
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.2
–
–
–
–
–
2.0
1.4
2.8
2.9
3.6
–
0.3
–
–
–
–
–
1.4
1.8
3.0
2.0
4.8
–
1.1
1.9
3.6
3.1
2.4
6.6
1.1
1.6
2.2
2.0
4.3
7.2
0.5
0.6
0.8
0.8
1.8
2.4
0.0
0.0
0.0
0.9
6.8
0.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2010—Continued
Fixed percent of annual earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
0.8
–
–
1.0
–
–
–
2.9
2.1
1.2
3.5
2.8
–
2.9
3.1
5.5
2.6
2.2
2.6
3.0
7.5
7.8
8.7
–
–
–
–
–
–
–
–
–
0.7
0.6
–
0.9
0.5
0.6
–
4.5
2.4
2.1
3.2
3.5
7.6
4.0
4.9
7.0
2.2
4.2
2.8
2.4
6.0
6.1
–
4.5
1.9
2.1
2.9
3.0
–
3.1
3.6
6.6
1.9
2.9
1.7
2.3
4.8
5.3
5.3
4.2
2.4
2.1
2.4
3.8
–
2.6
4.3
0.7
1.3
3.4
2.9
1.4
1.3
1.5
2.7
1.2
0.8
0.8
0.9
1.5
1.7
0.9
1.2
1.1
0.6
1.7
1.3
0.7
1.2
1.3
1.5
2.6
7.1
0.0
7.7
2.3
0.0
0.0
6.0
0.0
0.0
0.0
3.0
0.0
11.0
11.8
5.3
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
–
–
0.4
0.6
0.1
2.2
2.5
4.0
2.0
1.5
4.0
0.4
–
–
0.3
0.4
0.5
1.7
1.8
3.2
1.4
2.0
2.2
1.2
1.7
2.3
1.4
1.8
2.2
1.0
1.1
2.0
1.3
1.6
1.9
0.5
0.6
0.9
0.6
0.5
1.1
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
–
–
–
–
–
–
3.2
3.5
1.0
2.0
1.6
–
1.7
–
2.3
–
–
–
–
–
–
–
0.3
–
3.5
1.4
2.3
5.3
2.5
10.4
3.3
5.7
3.4
3.0
2.3
2.3
2.8
1.5
1.9
2.8
1.5
3.2
4.7
1.1
1.8
3.8
3.4
–
3.2
6.2
3.3
1.1
0.8
0.5
1.0
1.3
2.9
1.0
2.3
1.2
0.0
6.9
0.0
0.8
0.0
0.0
0.0
0.0
0.9
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2010
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
70
$170
$250
$546
$1,000
$2,300
30
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
67
65
68
78
68
69
68
75
170
170
170
–
170
170
170
170
381
417
350
–
250
170
300
300
561
750
561
–
546
524
546
546
1,500
1,750
1,385
–
1,000
1,000
1,000
1,000
2,500
2,500
2,350
–
2,308
2,500
2,000
1,500
33
35
32
22
32
31
32
25
82
71
70
70
69
170
170
170
170
170
400
250
250
250
250
546
546
500
500
502
561
1,000
750
800
600
1,154
1,500
1,500
1,500
1,500
18
29
30
30
31
Full time .................................................................
Part time ................................................................
70
70
170
170
300
170
546
350
1,154
546
2,308
561
30
30
Union .....................................................................
Nonunion ...............................................................
71
70
170
170
201
250
490
546
546
1,100
1,000
2,308
29
30
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
80
73
70
65
65
–
–
170
170
170
170
–
–
250
340
346
350
–
–
546
546
546
560
–
–
1,000
1,000
1,200
1,500
–
–
2,000
2,300
2,308
2,350
24
20
27
30
35
35
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
65
87
60
170
170
175
300
260
300
524
546
515
1,000
561
1,000
1,500
1,500
1,500
35
13
40
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
72
68
73
68
62
57
170
170
170
170
170
170
250
200
364
170
200
170
546
500
546
500
500
300
1,000
600
800
561
577
524
2,308
1,500
1,385
2,500
1,000
715
28
32
27
32
38
43
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2010—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
48
61
56
62
54
78
77
79
86
74
50
43
79
–
$170
170
170
–
–
170
–
–
170
–
–
170
–
$500
500
500
–
–
459
–
–
300
–
–
300
–
$900
750
1,000
–
–
561
–
–
546
–
–
546
–
$2,309
2,309
2,500
–
–
1,500
–
–
1,000
–
–
1,000
–
$3,000
3,000
3,846
–
–
2,500
–
–
2,000
–
–
2,000
52
39
44
38
46
22
23
21
14
26
50
57
21
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
77
80
70
65
68
62
170
170
170
170
170
170
170
170
170
364
364
350
524
524
524
561
546
600
750
750
800
1,500
1,154
1,500
1,500
1,500
1,500
2,309
2,000
2,500
23
20
30
35
32
38
61
88
55
56
65
54
59
66
–
170
250
250
250
230
–
200
–
170
400
350
500
500
–
470
–
470
700
500
1,000
1,000
–
546
–
546
1,153
1,250
1,750
1,500
–
1,500
–
561
2,308
2,309
2,500
2,308
–
2,326
39
12
45
44
35
46
41
34
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2010
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.2
$0.00
$29.11
$0.00
$23.43
$338.78
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.8
2.2
2.2
3.2
1.5
2.3
1.7
2.2
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
81.58
119.67
99.42
–
43.35
52.39
75.44
34.02
72.09
108.82
13.04
–
0.00
35.26
0.00
8.42
56.02
333.74
242.13
–
0.00
413.82
0.00
327.38
166.81
78.92
154.20
–
68.23
214.72
437.20
266.14
1.8
2.2
2.2
3.2
1.5
2.3
1.7
2.2
4.1
2.9
2.0
2.5
2.8
0.00
0.00
0.00
0.00
0.00
95.10
54.27
20.46
13.60
61.94
4.86
43.05
18.48
15.53
30.43
191.81
84.12
79.77
248.23
134.52
356.04
200.26
167.52
194.97
306.90
4.1
2.9
2.0
2.5
2.8
Full time .................................................................
Part time ................................................................
1.3
5.4
0.00
0.00
49.49
0.00
2.34
138.05
197.08
0.00
1.34
56.52
1.3
5.4
Union .....................................................................
Nonunion ...............................................................
2.4
1.3
0.00
0.00
19.42
63.67
21.87
0.00
0.00
172.80
282.12
1.31
2.4
1.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.9
5.7
1.6
1.5
1.6
2.1
–
–
0.00
0.00
0.00
0.00
–
–
50.39
47.90
124.73
112.81
–
–
16.69
0.00
20.12
13.04
–
–
0.00
24.06
198.96
245.66
–
–
154.41
360.37
60.95
153.47
2.9
5.7
1.6
1.5
1.6
2.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.4
3.4
2.7
1.35
0.00
5.74
24.00
91.18
20.20
17.05
27.71
19.18
70.47
72.44
22.65
0.00
591.30
219.72
2.4
3.4
2.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.4
1.7
2.9
2.4
3.9
7.5
0.00
0.00
15.54
0.00
0.00
0.00
53.67
35.73
75.93
0.00
24.75
50.98
0.00
2.43
4.37
50.16
18.63
81.99
178.02
35.25
249.05
10.21
94.02
24.47
11.22
250.01
155.32
481.00
106.45
195.21
1.4
1.7
2.9
2.4
3.9
7.5
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2010—Continued
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
5.9
2.4
2.2
3.1
4.1
5.4
2.8
3.8
2.9
1.5
3.0
3.3
1.9
–
$0.00
0.00
0.00
–
–
0.00
–
–
0.00
–
–
0.00
–
$69.12
13.25
83.66
–
–
123.97
–
–
127.54
–
–
127.11
–
$204.91
93.11
193.69
–
–
94.43
–
–
0.00
–
–
0.00
–
$141.30
98.51
159.20
–
–
357.91
–
–
0.00
–
–
78.10
–
$102.06
0.00
1,250.36
–
–
214.43
–
–
395.58
–
–
432.11
5.9
2.4
2.2
3.1
4.1
5.4
2.8
3.8
2.9
1.5
3.0
3.3
1.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.8
3.3
1.8
1.7
3.1
0.00
0.00
0.00
0.00
0.00
0.00
7.48
4.69
37.63
41.90
54.56
79.94
4.86
0.00
38.97
15.14
8.97
192.84
327.48
314.20
268.78
166.04
235.27
0.00
100.94
210.36
202.11
131.20
419.75
60.11
1.5
1.8
3.3
1.8
1.7
3.1
6.1
1.6
2.9
4.9
2.7
4.6
5.1
2.9
–
0.00
34.29
32.62
22.08
47.53
–
36.15
–
0.00
44.54
68.46
0.00
1.56
–
83.10
–
59.28
113.00
117.93
0.00
55.23
–
102.41
–
0.00
202.83
126.86
307.35
272.90
–
267.47
–
0.00
320.96
459.07
0.00
422.93
–
32.05
6.1
1.6
2.9
4.9
2.7
4.6
5.1
2.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2010
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
9
91
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
8
8
8
8
10
12
9
10
92
92
92
92
90
88
91
90
9
10
9
10
8
91
90
91
90
92
Full time .................................................................
9
91
Union .....................................................................
Nonunion ...............................................................
9
9
91
91
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
8
9
10
8
8
92
91
90
92
92
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10
10
10
90
90
90
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
8
12
9
8
21
92
88
91
92
79
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2010—Continued
(All workers with long-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
5
9
9
11
7
7
6
9
8
10
9
8
95
91
91
89
93
93
94
91
92
90
91
92
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7
9
4
9
8
11
93
91
96
91
92
89
4
8
8
7
9
7
12
8
10
96
92
92
93
91
93
88
92
90
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2010
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
0.9
1.0
1.9
0.8
1.6
0.8
1.5
0.8
0.9
1.0
1.9
0.8
1.6
0.8
1.5
2.4
1.7
1.1
1.6
1.2
2.4
1.7
1.1
1.6
1.2
Full time .................................................................
0.6
0.6
Union .....................................................................
Nonunion ...............................................................
1.4
0.6
1.4
0.6
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.8
0.9
0.9
0.6
0.8
1.8
0.9
0.9
0.6
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
2.7
1.2
1.2
2.7
1.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
1.1
1.6
1.6
5.5
0.7
1.1
1.6
1.6
5.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2010—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
1.6
0.9
0.8
1.2
1.2
1.8
1.8
1.4
1.6
2.0
1.7
2.7
1.6
0.9
0.8
1.2
1.2
1.8
1.8
1.4
1.6
2.0
1.7
2.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
1.0
0.7
0.7
0.9
1.1
0.7
1.0
0.7
0.7
0.9
1.1
0.9
1.2
1.0
1.3
1.4
1.5
2.3
2.5
1.8
0.9
1.2
1.0
1.3
1.4
1.5
2.3
2.5
1.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2010
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
93
5
1
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
94
92
94
97
96
94
92
94
90
6
7
5
3
–
6
7
5
6
(1)
1
–
–
–
1
–
(1)
3
(1)
(1)
–
–
–
(1)
–
(1)
2
88
91
87
85
90
6
5
4
4
5
–
2
6
8
3
–
2
3
2
3
Full time .................................................................
93
5
1
1
Union .....................................................................
Nonunion ...............................................................
78
95
9
5
9
(1)
4
(1)
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
95
95
94
94
91
92
3
–
4
5
6
7
–
–
1
1
2
1
–
–
(1)
(1)
1
(1)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
89
90
89
4
7
3
5
3
6
2
–
2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
93
88
93
94
78
6
9
3
3
21
1
2
–
–
–
(1)
2
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2010—Continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
88
92
91
89
92
98
96
97
97
96
94
93
97
100
99
95
12
8
8
10
7
–
3
3
–
3
5
–
3
–
–
–
–
–
(1)
–
–
–
–
–
–
–
–
(1)
–
–
–
–
–
–
1
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
93
93
94
92
93
91
5
6
4
5
5
5
1
1
–
2
1
2
(1)
(1)
–
1
(1)
1
95
96
87
92
96
92
91
95
92
4
3
7
6
4
6
7
5
7
–
1
4
–
–
–
(1)
–
–
–
1
1
–
–
–
1
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2010
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.4
0.4
0.2
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.8
0.7
0.9
2.0
0.5
1.0
0.5
1.3
0.7
0.8
0.7
0.8
–
0.5
1.1
0.5
1.2
0.1
0.4
–
–
–
0.2
–
0.1
0.6
0.1
0.1
–
–
–
0.1
–
0.1
0.5
2.8
1.5
1.2
1.8
1.5
2.4
1.4
0.8
1.2
1.0
–
0.7
1.0
1.4
0.8
–
0.4
0.7
0.8
1.2
Full time .................................................................
0.4
0.4
0.2
0.1
Union .....................................................................
Nonunion ...............................................................
2.0
0.4
1.7
0.4
1.6
0.1
1.2
0.1
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
3.0
0.5
0.6
0.7
0.9
0.8
–
0.5
0.5
0.6
0.9
–
–
0.2
0.4
0.3
0.2
–
–
0.1
0.1
0.3
0.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.0
3.1
1.0
0.7
2.6
0.6
0.8
1.6
1.0
0.5
–
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
0.5
1.3
1.5
1.9
5.6
0.5
1.1
1.0
1.3
5.6
0.1
0.4
–
–
–
0.1
0.5
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2010—Continued
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.0
0.9
1.0
1.4
1.5
1.2
1.0
1.3
2.0
1.0
2.5
3.3
1.1
0.4
0.5
3.8
2.0
0.9
1.0
1.4
1.4
–
1.1
1.3
–
1.0
2.5
–
1.1
–
–
–
–
–
0.1
–
–
–
–
–
–
–
–
(2)
–
–
–
–
–
–
0.2
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
0.9
1.6
0.5
0.8
0.8
0.8
0.9
1.5
0.5
0.8
0.6
0.2
0.2
–
0.3
0.3
0.4
0.2
0.1
–
0.2
0.1
0.3
1.4
0.7
1.2
1.6
0.7
2.7
1.6
1.7
1.4
1.2
0.6
1.2
1.3
0.6
2.2
1.5
1.6
1.4
–
0.3
0.9
–
–
–
0.2
–
–
–
0.3
0.6
–
–
–
0.4
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
2 Less than 0.05.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2010
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
20
64
8
6
2
58.8
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
21
18
22
36
–
16
16
16
22
64
65
64
53
67
65
63
66
66
8
9
7
5
–
10
12
10
4
6
6
6
–
–
7
7
7
6
1
1
1
–
–
2
2
2
2
58.7
59.1
58.5
57.1
59.0
59.7
60.0
59.6
58.8
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
18
24
19
17
21
73
63
70
69
71
–
5
5
7
2
4
6
5
–
4
–
2
2
–
2
59.5
58.5
58.6
58.9
58.3
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
21
65
7
6
2
58.8
60.0
Union .....................................................................
Nonunion ...............................................................
31
19
55
65
4
8
6
6
4
1
58.1
58.9
60.0
60.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
19
18
22
21
55
67
67
63
62
6
7
8
8
10
7
6
6
5
6
–
1
2
1
1
59.0
58.6
59.2
58.7
58.8
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
18
12
18
67
75
65
8
–
9
6
7
6
2
–
1
59.2
60.7
59.0
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
21
20
16
21
52
64
65
66
68
27
8
7
10
–
12
6
6
6
6
4
2
3
2
–
5
58.8
59.4
58.7
60.2
55.9
60.0
60.0
60.0
60.0
50.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2010—Continued
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
18
17
16
15
18
19
15
10
–
25
7
9
29
20
63
61
60
57
63
69
69
72
63
64
75
73
62
69
10
15
16
19
12
–
7
–
7
5
8
9
5
–
6
6
6
7
5
–
–
9
5
5
9
7
–
7
3
2
2
2
2
–
–
–
–
(2)
2
2
–
–
59.5
59.9
60.0
60.3
59.7
58.9
59.0
59.9
58.1
57.8
60.4
60.2
57.2
59.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
13
13
14
24
15
32
69
70
65
62
69
57
8
8
7
8
9
6
8
7
11
4
6
3
2
2
2
1
1
1
60.1
59.8
60.5
58.2
59.4
57.2
60.0
60.0
60.0
60.0
60.0
60.0
17
20
20
15
17
–
18
21
24
64
64
68
68
71
49
67
64
55
7
8
5
10
7
4
6
12
12
11
–
5
6
4
5
7
–
7
2
–
1
1
1
–
2
–
2
59.2
59.2
58.8
59.6
58.7
56.5
59.0
58.4
59.1
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
2 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2010
Fixed percent of annual earnings
Characteristics
All workers .............................................................
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.4
1.4
0.5
0.5
0.2
0.2
0.0
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.3
1.4
9.2
–
1.0
2.5
1.0
3.3
1.4
1.6
1.8
7.8
9.2
1.2
2.7
1.4
3.3
0.7
0.9
0.9
1.4
–
0.7
1.4
0.8
0.7
0.7
0.8
1.0
–
–
0.7
1.5
0.8
1.5
0.3
0.2
0.4
–
–
0.4
0.9
0.4
0.8
0.2
0.2
0.2
1.2
0.8
0.2
0.5
0.2
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.7
4.0
1.5
1.9
2.2
5.5
3.7
2.0
2.6
2.6
–
0.9
0.8
1.3
0.6
1.8
1.8
0.8
–
0.9
–
0.6
0.6
–
0.7
0.9
0.6
0.3
0.3
0.4
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
1.5
1.4
0.5
0.5
0.2
0.2
0.0
Union .....................................................................
Nonunion ...............................................................
4.2
1.4
4.1
1.3
1.1
0.5
1.3
0.6
1.0
0.2
0.5
0.2
0.0
0.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
2.3
1.0
1.2
1.5
8.2
2.2
1.3
1.3
1.7
1.7
0.7
0.8
0.7
1.2
2.0
1.1
0.6
0.6
0.7
–
0.4
0.4
0.2
0.3
1.4
0.3
0.2
0.2
0.2
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.7
3.3
1.9
2.1
5.1
2.3
1.3
–
1.5
0.8
2.8
0.9
0.5
–
0.5
0.3
0.9
0.3
0.0
0.0
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
1.7
1.5
2.1
3.2
5.3
1.6
1.7
3.0
4.0
4.3
0.6
0.9
1.9
–
2.4
0.6
0.8
1.5
2.0
1.8
0.3
0.7
0.7
–
2.0
0.2
0.3
0.4
0.7
1.1
0.0
0.0
0.0
0.0
10.1
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2010—Continued
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
2.7
1.2
1.3
1.6
2.4
4.3
2.6
2.1
–
2.1
1.5
2.0
2.6
4.5
3.5
1.8
1.9
2.2
3.5
6.5
3.0
3.3
8.2
2.2
2.4
2.4
2.8
6.5
2.2
1.3
1.2
1.7
1.8
–
1.6
–
3.0
1.0
1.3
1.4
1.2
–
2.2
0.9
0.7
1.2
1.2
–
–
1.9
2.4
1.4
2.0
1.5
–
2.9
1.4
0.3
0.4
0.6
0.7
–
–
–
–
0.1
0.5
0.2
–
–
0.4
0.2
0.2
0.3
0.3
0.7
0.4
0.4
0.9
0.3
0.3
0.3
0.4
0.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.9
1.8
2.0
1.3
3.2
2.1
2.5
3.2
1.9
2.0
2.9
0.8
1.0
1.6
0.6
1.1
0.7
1.2
1.2
2.6
0.5
0.9
0.4
0.6
0.7
1.1
0.2
0.3
0.3
0.2
0.3
0.5
0.2
0.2
0.4
0.0
0.0
0.0
0.0
0.0
0.0
2.0
0.9
2.0
2.4
1.8
–
1.7
3.4
3.2
2.8
1.8
2.4
3.7
2.1
13.1
2.6
4.6
3.2
1.6
1.3
0.9
2.9
1.0
1.2
0.8
2.5
1.5
1.9
–
1.1
1.9
0.7
2.2
2.7
–
1.4
0.4
–
0.5
0.4
0.3
–
0.8
–
0.6
0.3
0.2
0.4
0.4
0.3
1.8
0.4
0.5
0.5
0.0
0.0
0.0
0.0
0.0
1.1
0.0
0.0
0.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2010
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
82
$3,500
$5,000
$8,000
$10,000
$15,000
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
83
84
82
83
84
86
84
82
4,500
5,000
4,000
3,000
3,000
2,500
3,600
3,000
6,000
6,000
5,000
5,000
5,000
5,000
5,000
4,000
10,000
10,000
8,000
8,000
9,000
7,000
10,000
5,000
12,000
12,500
10,000
10,000
10,000
10,000
10,500
10,000
15,000
15,500
15,000
15,000
15,000
18,000
15,000
15,000
17
16
18
17
16
14
16
18
84
80
74
79
69
2,500
3,399
2,500
2,500
2,500
5,000
4,000
5,000
5,000
5,000
5,000
5,000
7,000
7,500
5,000
8,500
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
10,000
16
20
26
21
31
Full time .................................................................
83
4,000
5,000
8,000
10,000
15,000
17
Union .....................................................................
Nonunion ...............................................................
68
83
2,917
4,000
4,000
5,000
5,000
8,333
10,000
10,000
15,000
15,000
32
17
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
82
83
83
81
81
3,000
3,000
3,000
4,000
5,000
5,000
5,000
5,000
5,000
6,000
8,000
7,500
7,500
10,000
10,000
10,000
10,000
10,000
12,000
15,000
15,000
15,000
15,000
15,500
20,000
18
17
17
19
19
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
94
80
2,917
–
3,000
5,000
–
5,000
8,000
–
8,750
11,000
–
12,000
15,000
–
15,000
18
6
20
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
82
74
80
55
65
4,000
3,000
5,000
–
3,399
5,000
5,000
5,000
–
5,000
8,000
6,000
7,000
–
10,000
10,000
10,000
10,000
–
15,000
15,000
15,000
15,000
–
15,500
18
26
20
45
35
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2010—Continued
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
86
85
84
85
80
83
88
85
85
86
85
67
$4,000
5,000
5,000
5,000
5,000
5,000
5,000
3,000
4,000
4,167
3,000
3,000
$4,000
7,500
8,000
7,500
7,500
6,000
6,250
5,000
5,000
5,000
5,000
5,000
$6,000
10,000
10,000
10,000
10,000
10,000
10,000
6,000
7,000
7,500
6,000
5,000
$12,000
15,000
20,000
25,000
15,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
$15,000
25,000
25,000
30,000
20,000
16,600
15,000
15,000
14,000
15,000
15,000
10,000
14
15
16
15
20
17
12
15
15
14
15
33
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
82
83
80
82
85
79
3,000
3,000
3,000
4,000
4,000
4,000
5,000
5,000
5,000
5,000
5,000
6,000
6,667
7,000
6,000
10,000
7,500
10,000
10,000
10,000
10,000
12,000
10,000
15,000
15,000
15,000
12,000
15,000
15,000
17,300
18
17
20
18
15
21
86
83
75
81
82
81
85
83
4,167
3,000
3,000
4,000
3,500
4,000
4,000
4,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
7,500
8,000
7,000
10,000
7,500
8,000
8,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
12,000
15,000
15,000
15,000
15,000
15,000
15,000
15,000
20,000
17,300
14
17
25
19
18
19
15
17
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2010
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
0.8
$770.11
$0.00
$171.50
$0.00
$0.00
0.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.5
1.5
3.4
1.1
1.8
1.2
2.9
644.09
0.00
369.93
0.00
541.97
745.36
872.07
335.53
1,099.53
0.00
117.27
0.00
0.00
0.00
0.00
585.58
845.82
0.00
1,164.18
2,463.22
1,601.58
684.77
569.25
1,041.29
1,469.99
2,060.38
735.82
0.00
775.42
0.00
1,441.16
0.00
156.20
2,370.72
78.10
712.04
2,502.38
4,638.14
1,793.84
0.00
1.2
1.5
1.5
3.4
1.1
1.8
1.2
2.9
3.0
3.9
2.0
2.5
2.8
808.70
489.45
540.95
597.46
617.74
0.00
0.00
0.00
0.00
0.00
1,082.22
1,103.36
1,323.38
558.72
932.27
1,952.74
0.00
0.00
0.00
312.41
2,017.00
0.00
1,853.19
0.00
0.00
3.0
3.9
2.0
2.5
2.8
Full time .................................................................
0.8
675.77
0.00
212.86
0.00
0.00
0.8
Union .....................................................................
Nonunion ...............................................................
3.5
0.8
450.28
545.24
0.00
0.00
220.91
974.70
0.00
0.00
1,242.30
0.00
3.5
0.8
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.7
1.3
1.1
1.1
1.4
361.10
93.72
333.77
0.00
0.00
0.00
0.00
0.00
411.23
0.00
2,905.85
627.12
302.92
281.75
0.00
0.00
0.00
0.00
463.71
3,025.58
2,526.40
0.00
0.00
1,453.61
2,973.26
3.7
1.3
1.1
1.1
1.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.1
1.9
2.4
284.52
–
358.95
0.00
–
0.00
638.15
–
1,763.67
1,117.73
–
1,365.22
0.00
–
0.00
2.1
1.9
2.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.8
2.6
4.1
4.6
240.03
133.46
1,096.22
–
1,251.19
0.00
0.00
0.00
–
2,036.55
242.67
0.00
634.03
–
3,103.35
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
–
4,807.59
0.9
1.8
2.6
4.1
4.6
Establishment characteristics
See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2010—Continued
Characteristics
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
2.4
1.5
1.6
1.5
3.7
2.1
2.4
1.6
2.1
1.9
2.0
6.2
$413.28
731.53
0.00
0.00
0.00
0.00
302.49
0.00
342.47
592.42
0.00
0.00
$0.00
220.91
1,268.18
916.34
2,067.87
886.54
694.06
0.00
0.00
0.00
0.00
2,149.44
$2,040.81
0.00
0.00
0.00
0.00
0.00
1,209.96
585.82
749.42
157.76
530.45
180.32
$1,249.64
0.00
6,159.13
4,939.64
0.00
2,269.45
0.00
0.00
0.00
0.00
0.00
2,333.95
$0.00
0.00
4,620.61
0.00
6,534.52
2,137.11
1,054.01
2,032.33
1,725.34
78.10
2,069.75
0.00
2.4
1.5
1.6
1.5
3.7
2.1
2.4
1.6
2.1
1.9
2.0
6.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.3
1.8
2.3
1.1
1.4
1.8
78.10
943.59
0.00
219.80
388.59
558.56
0.00
0.00
0.00
0.00
0.00
864.61
653.75
609.92
437.02
543.76
0.00
0.00
0.00
0.00
0.00
52.02
0.00
206.64
0.00
0.00
3,834.99
1,014.06
0.00
1,785.65
1.3
1.8
2.3
1.1
1.4
1.8
3.2
2.4
2.0
3.2
2.4
1.4
1.8
1.4
931.70
0.00
164.27
1,118.21
901.27
142.42
1,489.22
557.78
1,010.94
0.00
0.00
0.00
0.00
0.00
518.07
557.76
174.64
830.78
630.46
1,768.20
179.68
1,558.58
1,188.17
0.00
0.00
206.64
0.00
2,034.33
426.18
0.00
4,525.76
3,044.71
0.00
0.00
0.00
2,618.37
0.00
0.00
1,131.12
1,597.34
3.2
2.4
2.0
3.2
2.4
1.4
1.8
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 32. Leave benefits: Access, private industry workers, National Compensation Survey,
March 2010
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid jury
duty
leave
Family leave1
Paid
Unpaid
78
62
77
37
68
10
85
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
89
96
86
54
61
81
72
88
79
86
91
84
42
37
67
55
74
51
87
96
83
59
66
80
70
86
78
54
56
54
24
24
40
32
45
26
85
88
84
49
65
72
66
76
57
17
18
17
6
7
11
7
13
7
90
92
89
79
85
86
86
87
77
67
91
84
91
78
36
66
54
53
55
66
90
83
90
75
17
35
31
30
33
42
72
69
71
67
5
9
5
6
4
71
84
85
86
83
Full time .................................................................
Part time ................................................................
90
40
74
26
91
37
43
19
77
42
12
5
88
76
Union .....................................................................
Nonunion ...............................................................
88
76
71
61
87
76
48
36
85
66
10
10
91
84
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
52
35
85
90
89
89
32
19
66
75
84
86
53
39
84
89
89
89
19
12
39
43
53
54
44
33
71
78
85
87
4
3
9
12
16
18
78
72
85
88
90
91
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
88
68
95
54
36
61
88
68
95
30
17
35
70
40
81
8
5
9
86
70
92
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
75
79
91
72
83
98
64
61
79
51
72
93
75
78
91
71
84
96
39
34
35
32
38
61
68
71
75
66
79
92
11
5
8
4
4
10
84
87
84
86
92
97
Establishment characteristics
See footnotes at end of table.
Table 32. Leave benefits: Access, private industry workers, National Compensation Survey,
March 2010—Continued
(All workers = 100 percent)
Characteristics
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid jury
duty
leave
Family leave1
Paid
Unpaid
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
93
93
95
96
95
84
81
89
69
82
63
80
85
41
39
74
89
89
92
94
90
80
64
83
40
78
75
82
78
31
29
53
92
92
95
96
95
82
76
89
59
79
53
72
83
51
50
71
69
60
64
63
67
43
35
45
19
53
46
56
54
15
14
25
91
89
92
93
91
77
63
77
41
80
79
93
80
38
37
58
20
23
25
22
26
15
12
15
6
15
11
13
16
4
4
10
96
89
94
95
92
73
80
84
72
88
85
93
88
77
78
76
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
70
68
75
87
85
90
53
52
56
73
67
81
70
69
75
85
82
89
26
25
32
50
44
57
57
54
64
82
77
89
7
7
9
13
10
17
77
73
89
94
92
96
76
80
79
75
78
79
80
75
75
69
67
58
62
60
55
63
62
65
75
77
78
76
79
77
78
77
76
46
46
40
32
36
35
32
34
33
80
78
69
66
69
69
65
62
59
12
9
11
9
11
6
9
8
12
88
83
83
86
83
90
82
84
87
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of paid and unpaid family leave may exceed 100
percent because some workers have access to both types of plans.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 32. Standard errors for leave benefits: Access, private industry workers, National
Compensation Survey, March 2010
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid jury
duty
leave
Family leave1
Paid
Unpaid
0.6
0.5
0.5
0.6
0.6
0.4
0.5
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.6
1.0
1.8
5.7
0.7
0.9
0.9
1.3
0.7
0.7
0.9
1.4
5.1
0.7
1.1
1.0
1.4
0.8
0.7
1.0
1.4
5.6
0.6
1.0
0.9
1.3
1.2
1.6
1.3
1.2
3.8
0.8
1.0
1.2
1.2
0.9
1.2
1.1
1.6
4.9
0.8
1.0
1.0
1.3
1.0
1.2
1.1
0.5
2.8
0.6
0.7
0.7
0.7
0.7
0.9
0.9
1.3
3.6
0.6
0.9
0.8
1.2
2.2
1.2
0.9
1.0
1.6
2.1
1.8
1.2
1.6
1.7
2.3
1.2
1.1
1.1
1.7
1.6
1.7
1.2
1.4
1.7
2.0
1.6
1.3
1.7
1.9
0.9
1.0
0.5
0.8
0.5
2.1
1.4
1.0
1.2
1.6
Full time .................................................................
Part time ................................................................
0.4
1.3
0.5
1.1
0.4
1.2
0.6
0.9
0.5
1.2
0.5
0.5
0.4
1.1
Union .....................................................................
Nonunion ...............................................................
1.3
0.6
1.6
0.6
1.1
0.6
1.6
0.6
1.2
0.6
1.0
0.4
0.9
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
2.4
0.9
0.7
0.7
1.1
1.2
2.1
1.0
0.8
0.8
1.1
1.1
1.8
0.7
0.8
0.8
1.2
0.9
1.5
1.1
1.0
1.0
1.7
1.2
2.0
0.9
0.7
0.8
1.3
0.4
0.5
0.5
0.8
0.8
1.0
1.1
2.0
0.7
0.6
0.6
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.6
2.2
0.6
1.3
1.9
1.6
0.7
2.2
0.7
1.1
1.5
1.5
1.1
1.9
1.3
0.8
0.8
1.0
0.9
2.2
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
0.8
1.0
1.1
2.5
1.0
0.6
0.9
1.8
1.2
2.6
2.2
0.6
0.7
1.1
1.1
2.0
1.8
0.7
0.8
1.9
1.1
3.1
4.5
0.7
0.9
2.1
1.2
2.6
4.0
0.5
0.5
1.0
0.5
1.3
1.9
0.5
0.7
1.5
0.8
1.4
1.2
Establishment characteristics
See footnotes at end of table.
Table 32. Standard errors for leave benefits: Access, private industry workers, National
Compensation Survey, March 2010—Continued
Characteristics
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid jury
duty
leave
Family leave1
Paid
Unpaid
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.3
0.9
0.5
0.5
0.9
3.1
1.5
1.6
2.8
1.2
2.7
1.1
1.3
3.9
4.2
2.6
1.7
1.0
0.7
0.8
1.3
3.4
1.7
1.7
3.1
1.4
2.0
1.3
1.6
2.8
3.4
2.9
1.6
0.9
0.5
0.5
0.9
3.0
1.6
1.6
2.8
1.4
2.8
1.4
1.4
2.5
2.6
2.4
2.6
1.5
1.3
1.6
2.4
4.5
1.8
3.0
2.4
1.8
2.7
2.5
2.0
2.6
3.1
2.8
1.7
0.9
0.7
0.9
1.3
3.7
1.8
2.3
3.0
1.6
2.2
0.8
1.8
3.0
3.6
3.2
2.4
1.4
1.4
1.6
2.0
3.8
1.2
1.6
1.3
1.4
1.1
1.5
1.6
0.8
0.8
2.1
1.2
1.1
0.7
0.9
1.3
3.9
1.4
1.8
2.3
1.3
2.0
0.9
1.4
2.2
2.5
2.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
1.0
1.6
0.8
1.0
1.1
0.8
0.9
1.9
0.8
1.2
1.2
0.8
1.0
1.5
0.7
1.1
0.9
0.8
0.9
1.7
0.9
1.0
1.4
0.9
1.1
1.7
0.7
1.1
1.1
0.5
0.6
1.1
0.7
0.9
1.0
0.8
1.0
1.0
0.4
0.5
0.6
1.7
1.0
1.0
1.7
1.5
5.6
1.3
2.9
1.4
1.8
1.4
1.3
1.8
1.5
4.1
2.1
1.8
1.4
1.9
1.1
1.2
1.7
1.3
3.4
1.6
2.0
1.3
3.0
1.4
1.5
1.8
1.1
3.4
2.2
2.5
1.4
1.8
1.0
1.2
2.2
1.9
3.2
1.5
2.2
1.4
2.1
1.5
1.0
1.7
0.6
1.9
1.1
1.1
0.9
1.4
1.1
1.2
2.3
1.3
2.7
1.3
1.8
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of paid and unpaid family leave may exceed 100
percent because some workers have access to both types of plans.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March
2010
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
10
24
13
14
9
15
7
4
2
1
2
8
8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3
2
3
28
8
10
17
6
11
14
11
15
25
34
31
46
23
29
13
10
15
13
–
12
11
13
18
15
15
15
12
–
13
10
15
12
11
12
11
7
–
9
6
10
8
21
26
18
6
6
15
6
20
10
10
10
10
4
5
5
2
7
5
7
7
7
2
3
2
1
3
3
2
3
2
1
–
1
(1)
2
2
1
2
1
(1)
(1)
(1)
(1)
1
(1)
3
3
3
1
1
1
(1)
1
1
9
9
9
6
7
8
6
8
8
9
10
9
6
7
7
6
8
7
16
8
9
7
10
32
27
22
16
30
17
18
12
12
13
12
12
14
13
16
9
8
10
11
10
7
13
14
17
10
3
7
8
10
6
1
4
4
6
2
1
2
2
3
1
(1)
(1)
1
1
1
1
1
3
4
2
7
8
8
9
8
7
7
8
9
7
Full time .................................................................
Part time ................................................................
8
31
22
32
14
9
14
9
10
5
16
7
8
3
4
1
2
1
1
(1)
2
1
8
6
8
6
Union .....................................................................
Nonunion ...............................................................
2
12
15
25
10
14
16
13
12
9
16
14
12
6
8
4
3
1
2
1
6
1
9
8
9
7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
28
49
11
5
3
1
34
26
30
20
13
11
14
10
14
13
12
11
10
6
14
15
15
14
5
4
9
11
12
13
5
3
13
17
21
22
2
1
6
9
10
11
1
–
2
5
7
9
(1)
–
1
2
3
3
(1)
–
(1)
1
1
1
1
–
1
1
4
3
6
5
7
8
9
9
6
6
7
8
9
9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
6
17
4
16
36
11
11
19
9
12
12
12
13
8
13
17
4
20
10
2
13
7
–
9
3
–
3
1
–
2
3
–
4
9
7
9
9
6
10
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
11
13
4
21
5
–
26
39
21
55
23
–
14
12
18
11
9
–
14
12
17
7
21
9
9
7
11
4
10
18
14
8
13
2
18
16
6
4
6
1
10
16
3
2
4
(1)
2
9
1
1
–
–
–
15
1
(1)
–
–
–
–
1
1
3
–
–
–
8
7
8
6
8
10
7
6
8
6
8
10
All workers .............................................................
Less
than 6
days
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March
2010—Continued
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Less
than 6
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
Mean
number of
days
Median
number of
days
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1
1
1
1
1
4
6
2
14
6
2
2
7
52
59
10
14
10
7
6
9
23
21
12
37
26
2
1
30
12
10
23
29
8
6
4
12
14
14
14
15
16
4
2
18
14
13
14
17
18
18
14
27
16
16
20
12
13
8
7
13
12
11
14
9
13
13
7
17
14
10
14
5
8
6
6
9
3
4
7
16
36
42
57
21
10
17
22
8
13
15
10
12
3
2
10
9
9
8
6
9
14
7
9
5
7
16
18
6
3
–
4
5
3
2
2
2
3
5
6
3
3
12
13
2
–
–
7
–
1
1
1
1
–
1
–
–
2
11
14
1
–
–
4
–
(1)
1
( )
–
–
–
1
–
–
1
8
10
–
–
–
2
–
1
( )
–
–
–
2
–
–
3
17
18
–
–
–
4
8
9
9
9
9
8
8
9
7
8
12
12
8
5
5
8
8
9
10
10
9
8
8
9
6
8
11
12
7
5
5
8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
14
14
14
7
8
5
26
27
25
21
26
14
15
15
15
11
13
9
13
14
11
14
13
15
9
8
12
9
10
9
13
13
12
16
14
19
4
4
5
10
9
11
2
2
4
6
4
9
1
1
1
2
2
3
(1)
(1)
(1)
1
1
2
1
1
1
3
1
5
7
7
7
8
8
9
7
7
7
8
8
9
5
10
7
7
13
–
14
11
8
16
19
24
29
28
22
26
26
20
9
12
16
19
13
11
12
12
13
10
12
13
15
11
16
13
18
17
11
11
10
8
8
8
10
10
9
25
15
14
8
15
10
14
10
17
13
9
6
8
5
5
7
7
7
8
7
3
2
4
2
3
3
5
1
2
2
3
1
1
1
2
1
1
1
1
–
1
–
(1)
–
1
3
3
4
–
1
–
1
–
1
9
8
8
8
7
7
8
8
8
10
8
8
7
7
7
7
8
8
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 33. Standard errors for paid holidays: Number of days provided, private industry workers, National Compensation
Survey, March 2010
Paid holidays
Characteristics
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
0.7
0.6
0.5
0.5
0.4
0.5
0.4
0.3
0.2
0.1
0.2
(1)
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.3
0.6
2.5
2.6
0.6
1.3
0.6
1.2
0.7
0.8
1.0
1.8
6.8
0.9
1.4
1.0
1.5
1.0
0.9
1.4
1.3
–
0.8
1.0
1.0
1.3
0.8
1.0
1.0
1.2
–
0.6
0.8
0.9
1.2
0.8
0.9
1.2
1.1
–
0.6
0.6
0.7
0.7
1.2
1.4
1.5
0.9
1.6
0.6
0.8
0.8
1.0
0.8
1.1
1.0
0.8
2.2
0.4
0.3
0.5
0.6
0.6
0.9
0.6
0.6
0.9
0.2
0.3
0.3
0.4
0.3
0.3
0.4
0.2
–
0.2
0.2
0.2
0.4
0.2
0.4
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.5
0.6
0.5
0.5
0.2
0.1
0.1
0.1
0.2
0.1
0.1
0.1
0.2
0.2
(1)
0.1
0.1
0.1
0.0
1.0
0.4
0.1
0.2
0.0
0.0
0.0
0.0
2.1
1.4
1.0
1.2
1.3
2.5
1.6
1.0
1.2
1.6
2.0
1.6
1.0
1.4
1.2
1.8
1.4
0.9
1.1
1.4
1.4
0.8
0.9
1.1
1.1
1.1
1.4
0.8
1.2
1.1
0.6
0.8
0.7
0.9
0.9
0.3
0.6
0.6
1.0
0.4
0.5
0.6
0.3
0.6
0.2
0.2
0.1
0.3
0.4
0.2
0.3
0.2
0.3
0.5
0.4
0.1
0.1
0.1
0.1
0.1
0.6
0.0
0.0
0.3
0.0
Full time .................................................................
Part time ................................................................
0.7
2.3
0.6
1.8
0.6
1.0
0.5
0.8
0.5
0.8
0.6
1.0
0.4
0.7
0.3
0.2
0.2
0.2
0.1
0.1
0.2
0.3
(1)
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.7
0.7
1.1
0.7
0.9
0.6
1.2
0.5
1.5
0.5
1.3
0.6
1.4
0.4
0.8
0.3
0.6
0.2
0.4
0.1
0.6
0.2
0.1
0.1
0.0
0.7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.9
3.9
0.9
0.5
0.3
0.3
1.4
2.5
1.0
0.7
0.7
1.0
1.1
1.7
0.6
0.7
0.8
1.3
0.9
0.9
0.7
0.7
0.7
1.1
0.7
1.8
0.6
0.6
0.7
1.1
0.7
0.8
0.8
0.7
1.2
1.6
0.5
0.3
0.6
0.6
0.7
1.1
0.3
–
0.2
0.5
0.5
0.8
0.1
–
0.2
0.3
0.3
0.4
(1)
–
0.1
0.2
0.2
0.3
0.2
–
0.2
0.2
0.4
0.7
0.1
0.2
0.1
(1)
(1)
0.1
0.0
1.4
0.0
0.0
0.0
1.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.8
2.0
0.9
1.0
2.6
1.1
0.9
2.0
1.1
0.9
1.7
1.0
0.9
1.3
1.2
1.0
0.8
1.2
0.7
0.7
1.0
0.8
–
1.0
0.4
–
0.6
0.3
–
0.5
0.4
–
0.5
0.1
0.1
0.1
0.0
0.1
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
0.8
0.7
1.3
1.5
–
0.7
0.9
1.7
1.4
2.2
–
0.6
0.9
1.9
1.1
1.9
–
0.5
0.8
1.7
0.8
2.5
2.7
0.5
0.6
1.5
0.5
1.9
3.7
0.6
0.6
1.2
0.7
1.8
3.2
0.4
0.5
0.9
0.2
2.0
2.9
0.3
0.3
0.9
0.2
0.9
2.1
0.2
0.2
–
–
–
4.1
0.1
0.1
–
–
–
–
0.2
0.2
0.7
–
–
–
0.1
0.1
0.1
0.1
0.1
0.3
0.1
0.0
0.0
0.0
0.0
0.0
All workers .............................................................
Less
than 6
days
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 33. Standard errors for paid holidays: Number of days provided, private industry workers, National Compensation
Survey, March 2010—Continued
Paid holidays
Characteristics
Less
than 6
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
Mean
number of
days
Median
number of
days
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.4
0.3
0.4
0.6
0.3
0.9
1.1
0.5
2.7
1.0
0.7
0.3
1.2
4.0
4.9
2.2
2.0
0.9
0.8
1.0
1.5
3.7
1.8
2.0
3.5
1.9
0.3
0.2
2.2
2.2
2.2
3.0
2.9
1.1
1.1
0.8
2.7
3.6
1.6
2.3
2.5
1.6
1.2
0.7
1.9
2.4
2.7
2.3
2.0
1.2
1.3
1.6
2.6
3.5
1.6
2.3
2.1
1.4
1.3
1.1
1.6
1.8
2.2
2.5
1.7
1.1
1.2
0.9
2.8
3.2
1.4
2.4
1.1
1.4
1.1
1.0
1.6
0.9
1.1
1.5
2.1
1.4
1.5
1.8
2.4
2.8
1.9
2.6
1.8
1.5
2.6
1.7
1.7
0.9
0.7
2.5
1.7
1.0
0.9
0.9
1.1
3.3
1.4
1.8
2.3
1.2
1.7
2.3
1.3
1.0
–
1.5
1.1
0.4
0.3
0.6
0.7
1.6
1.0
1.6
1.4
0.5
1.4
1.6
0.5
–
–
2.0
–
0.3
0.3
0.5
0.5
–
0.3
–
–
0.5
2.3
3.2
0.4
–
–
1.3
–
0.1
0.2
–
–
–
0.3
–
–
0.2
1.6
2.0
–
–
–
0.8
–
0.3
0.1
–
–
–
0.6
–
–
0.6
2.3
2.0
–
–
–
1.5
0.1
0.1
0.1
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.2
0.2
0.1
0.3
0.3
0.2
0.0
0.7
0.0
0.0
0.9
0.0
0.0
0.4
1.3
0.8
0.3
0.2
0.0
1.0
1.0
0.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.9
1.3
1.1
0.9
2.4
0.9
1.1
1.6
0.8
1.0
1.1
0.8
1.0
1.4
0.7
0.9
1.1
0.7
0.8
1.2
0.6
0.9
0.9
0.6
0.7
1.4
0.6
0.8
1.0
0.7
0.9
1.0
0.8
0.9
1.2
0.4
0.5
0.8
0.7
0.8
1.0
0.3
0.2
1.2
0.4
0.5
0.8
0.1
0.2
0.3
0.3
0.4
0.4
0.1
0.1
0.2
0.2
0.2
0.3
0.2
0.3
0.3
0.3
0.2
0.6
(1)
0.1
0.1
0.1
0.1
0.2
0.0
0.0
0.0
0.0
0.0
0.0
1.3
1.7
1.2
1.0
1.5
–
1.3
1.3
1.1
1.9
1.2
1.4
2.0
1.6
2.5
1.5
2.1
1.6
2.0
0.9
1.5
2.1
1.2
2.5
1.2
2.2
1.5
1.2
0.9
1.2
1.7
1.1
2.4
1.1
2.8
1.2
1.6
1.2
1.4
1.2
0.5
1.8
1.5
1.7
0.8
1.9
1.5
1.4
0.9
1.4
1.4
2.0
1.4
1.2
2.3
0.9
0.8
1.2
0.6
2.0
1.4
2.1
1.0
1.9
1.2
0.4
0.4
0.7
0.9
0.6
1.1
0.8
0.5
0.5
0.3
1.1
0.3
0.3
0.5
0.6
0.3
0.1
0.4
0.3
–
0.2
–
0.1
–
0.2
0.5
0.6
0.7
–
0.2
–
0.4
–
0.4
0.2
0.1
0.1
0.1
0.1
0.5
0.1
0.1
0.1
1.3
0.0
0.1
0.0
0.0
0.0
0.1
0.7
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 34. Paid sick leave: Type of provision, private industry workers,
National Compensation Survey, March 2010
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year1
As needed2
Other basis3
66
7
28
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
60
63
59
63
56
69
76
65
67
67
74
71
76
9
9
9
4
2
6
7
5
10
11
5
5
5
31
28
32
34
42
26
17
30
23
22
21
24
19
Full time .................................................................
Part time ................................................................
66
65
7
5
27
30
Union .....................................................................
Nonunion ...............................................................
75
64
6
7
19
29
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
68
60
68
67
62
62
5
8
4
6
10
13
27
32
28
27
28
26
Goods-producing industries ...................................
Manufacturing ....................................................
67
66
9
8
24
26
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
65
78
71
83
77
69
6
7
12
5
3
–
28
15
17
12
20
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 34. Paid sick leave: Type of provision, private industry workers,
National Compensation Survey, March 2010—Continued
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
Fixed number
of days per
year1
As needed2
Other basis3
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
65
62
61
70
47
64
63
59
69
57
77
77
53
62
58
70
15
7
6
4
7
8
9
11
4
3
8
10
2
5
5
10
20
32
33
26
46
28
29
30
27
40
15
13
44
33
36
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
68
66
72
64
68
59
9
10
5
5
5
5
23
23
23
31
27
36
63
72
62
65
63
47
72
61
69
9
8
8
6
5
8
6
7
6
28
20
29
29
32
45
22
31
26
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
2 Plan does not specify maximum number of
days.
3 Includes sick leave plans, such as those
available as part of consolidated leave plans, which
may also provide vacations, personal leave, etc.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 34. Standard errors for paid sick leave: Type of provision, private
industry workers, National Compensation Survey, March 2010
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year1
As needed2
Other basis3
1.0
0.4
0.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.6
1.6
3.1
8.2
1.1
1.4
1.4
2.0
2.5
1.3
1.9
1.8
0.8
0.8
1.0
0.6
0.8
0.5
0.7
0.6
1.2
1.6
0.6
0.8
0.8
1.2
1.7
1.6
3.1
8.4
1.0
1.4
1.2
1.7
2.0
1.3
1.7
1.7
Full time .................................................................
Part time ................................................................
1.1
2.0
0.4
0.9
1.0
2.0
Union .....................................................................
Nonunion ...............................................................
2.1
1.0
1.6
0.4
1.6
1.0
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.9
7.6
1.3
1.1
1.2
1.5
0.7
2.3
0.5
0.6
0.7
1.1
3.0
8.1
1.3
1.0
1.0
1.3
Goods-producing industries ...................................
Manufacturing ....................................................
1.7
2.0
0.7
0.8
1.7
2.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.1
1.0
2.6
1.3
2.7
5.3
0.5
0.7
1.6
0.8
0.9
–
1.0
0.9
1.9
1.2
2.6
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 34. Standard errors for paid sick leave: Type of provision, private
industry workers, National Compensation Survey, March
2010—Continued
Sick leave provision
Characteristics
Fixed number
of days per
year1
As needed2
Other basis3
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.6
1.8
1.8
1.9
3.3
5.0
2.5
3.0
4.5
1.7
1.8
1.7
1.9
8.8
10.1
4.1
2.1
0.8
0.7
0.5
1.4
1.9
1.2
2.0
1.5
0.8
1.0
1.1
1.0
1.3
1.5
2.2
2.4
1.7
1.7
1.9
3.2
4.8
2.5
3.0
4.4
1.8
1.6
1.5
2.0
9.4
10.8
3.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.5
2.5
1.4
1.4
2.3
0.8
1.0
0.6
0.4
0.5
0.5
1.2
1.4
2.4
1.3
1.3
2.4
3.8
2.1
1.9
3.4
2.3
9.3
1.8
2.4
1.7
1.3
1.0
1.6
1.3
0.7
2.4
1.0
1.7
0.6
4.6
1.4
1.6
3.3
2.1
10.0
1.6
2.7
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
2 Plan does not specify maximum number of
days.
3 Includes sick leave plans, such as those
available as part of consolidated leave plans, which
may also provide vacations, personal leave, etc.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2010
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 1 year
All workers .............................................................
19
55
22
3
1
7
6
Full time .................................................................
Part time ................................................................
18
30
56
49
23
20
3
–
1
–
8
6
6
6
Union .....................................................................
Nonunion ...............................................................
18
19
41
57
34
21
6
2
1
1
8
7
6
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
25
25
25
14
17
9
57
56
59
53
63
40
16
17
13
28
18
42
1
1
–
4
2
7
(3)
(3)
–
1
(3)
3
6
6
6
9
7
11
5
5
5
6
6
10
All workers .............................................................
17
55
23
3
2
8
6
Full time .................................................................
Part time ................................................................
16
28
55
51
24
19
3
–
2
–
8
6
6
6
Union .....................................................................
Nonunion ...............................................................
16
18
42
57
34
21
6
2
2
2
9
8
7
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
24
22
12
16
7
57
56
60
53
62
40
17
18
15
29
19
42
2
2
–
4
2
6
(3)
(3)
–
3
1
5
7
7
7
9
7
12
5
5
6
6
6
10
After 5 years
See footnotes at end of table.
Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2010—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 10 years
All workers .............................................................
17
55
23
3
2
8
6
Full time .................................................................
Part time ................................................................
16
28
55
50
24
20
3
–
2
–
9
7
6
6
Union .....................................................................
Nonunion ...............................................................
15
17
43
57
32
22
8
3
2
2
9
8
7
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
24
22
12
15
7
57
56
59
53
63
40
17
18
16
28
19
41
2
2
3
4
2
7
(3)
(3)
1
3
1
5
7
7
7
10
8
13
5
5
6
6
6
10
All workers .............................................................
17
55
23
3
2
9
6
Full time .................................................................
Part time ................................................................
16
28
55
50
24
20
3
–
2
–
9
7
6
6
Union .....................................................................
Nonunion ...............................................................
15
17
43
57
32
22
8
3
2
2
10
9
7
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
24
22
12
15
7
57
56
59
53
63
40
17
18
16
28
19
41
2
2
3
4
2
7
(3)
(3)
1
3
1
5
7
7
7
11
8
14
5
5
6
6
6
10
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
3 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 private
industry workers, National Compensation Survey, March 2010
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.7
1.0
0.7
0.3
0.1
0.2
0.0
Full time .................................................................
Part time ................................................................
0.8
1.8
1.0
2.6
0.8
1.7
0.3
–
0.1
–
0.2
0.1
0.0
0.6
Union .....................................................................
Nonunion ...............................................................
1.5
0.8
1.9
1.1
2.0
0.8
0.8
0.3
0.2
0.1
0.2
0.2
0.5
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.4
1.7
0.8
1.1
1.0
1.3
1.4
2.5
1.3
2.0
1.7
1.0
1.2
1.8
0.9
1.6
1.7
0.3
0.3
–
0.5
0.3
0.9
0.1
0.1
–
0.2
0.1
0.4
0.2
0.2
0.2
0.3
0.1
0.5
0.0
0.0
0.5
(3)
0.0
0.5
All workers .............................................................
0.7
1.0
0.7
0.3
0.2
0.2
0.0
Full time .................................................................
Part time ................................................................
0.8
1.8
1.1
2.6
0.8
1.7
0.3
–
0.2
–
0.2
0.1
0.0
0.4
Union .....................................................................
Nonunion ...............................................................
1.5
0.8
1.9
1.1
1.9
0.8
1.2
0.3
0.5
0.2
0.3
0.2
0.9
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.3
1.7
0.7
1.0
0.9
1.3
1.4
2.3
1.2
2.0
1.7
1.0
1.2
1.9
0.9
1.6
1.7
0.3
0.4
–
0.5
0.3
0.9
0.1
0.2
–
0.4
0.3
0.7
0.2
0.2
0.2
0.3
0.2
0.6
0.0
0.0
0.8
0.0
0.0
0.0
After 5 years
See footnotes at end of table.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 private
industry workers, National Compensation Survey, March 2010—Continued
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.7
1.0
0.7
0.3
0.2
0.2
0.0
Full time .................................................................
Part time ................................................................
0.7
1.8
1.0
2.6
0.8
1.7
0.3
–
0.2
–
0.2
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
1.4
0.7
1.9
1.0
1.8
0.8
1.2
0.3
0.5
0.2
0.4
0.2
0.7
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.3
1.8
0.7
1.0
0.9
1.3
1.4
2.4
1.2
1.9
1.7
1.1
1.3
2.1
0.9
1.6
1.7
0.3
0.4
0.7
0.5
0.4
0.9
0.1
0.2
0.3
0.4
0.3
0.7
0.2
0.2
0.2
0.3
0.3
0.6
0.0
0.0
0.3
0.0
0.0
0.0
All workers .............................................................
0.7
1.0
0.7
0.3
0.2
0.3
0.0
Full time .................................................................
Part time ................................................................
0.7
1.8
1.0
2.6
0.8
1.7
0.3
–
0.2
–
0.3
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
1.4
0.7
1.9
1.0
1.8
0.8
1.2
0.3
0.5
0.2
0.6
0.3
0.7
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.3
1.8
0.7
1.0
0.9
1.3
1.4
2.4
1.2
1.9
1.7
1.1
1.3
2.1
0.9
1.6
1.7
0.3
0.4
0.7
0.5
0.4
0.9
0.1
0.2
0.3
0.4
0.3
0.7
0.2
0.2
0.2
0.5
0.4
0.9
0.0
0.0
0.2
0.0
0.0
0.0
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 36. Paid vacations: Number of annual days by service requirement,1 private industry workers, National
Compensation Survey, March 2010
(All workers with paid vacations = 100 percent)
Paid vacations days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
Mean
number of
days
Greater
than 24
days
20 to 24
days
Median
number of
days
After 1 year
All workers .............................................................
7
39
36
11
5
2
9
10
Full time .................................................................
Part time ................................................................
4
25
37
48
38
18
12
4
6
4
2
2
10
7
10
5
Union .....................................................................
Nonunion ...............................................................
4
7
46
38
39
36
6
12
4
6
1
2
9
10
10
10
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
9
10
7
5
6
3
47
47
46
31
39
21
34
33
36
38
36
40
7
7
6
15
12
19
2
2
–
8
5
13
1
1
–
3
2
4
8
8
8
11
9
12
5
5
8
10
10
10
All workers .............................................................
2
10
37
34
11
6
14
15
Full time .................................................................
Part time ................................................................
1
10
8
26
37
36
36
18
12
5
6
5
14
11
15
10
Union .....................................................................
Nonunion ...............................................................
1
2
7
11
46
36
34
34
8
11
4
6
13
14
12
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
2
1
1
1
15
17
9
6
8
4
41
40
44
33
40
24
31
30
35
36
34
39
7
7
7
14
11
19
3
3
3
9
6
14
12
12
13
15
14
17
10
10
12
15
15
15
After 5 years
See footnotes at end of table.
Table 36. Paid vacations: Number of annual days by service requirement,1 private industry workers, National
Compensation Survey, March 2010—Continued
(All workers with paid vacations = 100 percent)
Paid vacations days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
2
8
16
41
22
12
17
15
Full time .................................................................
Part time ................................................................
1
9
6
21
15
18
42
33
24
11
13
8
17
13
15
15
Union .....................................................................
Nonunion ...............................................................
1
2
4
8
11
16
56
39
19
22
9
12
17
17
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
1
1
1
1
12
14
7
3
4
3
22
24
17
9
11
7
39
37
47
42
50
33
18
17
21
26
23
30
6
6
7
18
11
26
15
14
16
18
17
20
15
15
15
16
15
20
All workers .............................................................
2
7
13
19
36
24
19
20
Full time .................................................................
Part time ................................................................
1
9
5
18
12
15
19
18
38
23
25
16
19
15
20
15
Union .....................................................................
Nonunion ...............................................................
1
2
3
8
7
13
10
20
45
35
35
22
21
19
20
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
1
1
1
1
12
13
7
3
4
2
19
21
14
7
8
6
25
25
25
13
17
7
28
26
35
43
46
40
14
12
18
34
24
46
16
16
18
22
20
23
15
15
20
20
20
22
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave
plan that provides a single amount of time-off for workers to use for multiple purposes.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 36. Standard errors for paid vacations: Number of days by service requirement,1 private industry workers,
National Compensation Survey, March 2010
Paid vacations days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.4
0.6
0.6
0.5
0.3
0.2
0.1
0.0
Full time .................................................................
Part time ................................................................
0.3
1.6
0.7
1.7
0.7
1.5
0.6
0.6
0.3
0.5
0.3
0.4
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.6
0.4
1.6
0.7
1.8
0.7
0.8
0.6
0.9
0.3
0.7
0.3
0.2
0.1
1.7
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.6
0.8
0.4
0.7
0.5
0.9
1.0
1.9
0.9
1.3
1.5
1.0
1.3
2.1
0.9
1.2
1.2
0.8
1.1
0.9
0.7
0.9
0.9
0.3
0.4
–
0.5
0.5
0.8
0.3
0.2
–
0.4
0.7
0.4
0.1
0.1
0.2
0.1
0.1
0.2
0.4
0.1
2.1
0.0
0.0
0.0
All workers .............................................................
0.2
0.4
0.6
0.6
0.5
0.4
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.3
0.4
1.8
0.6
1.9
0.6
1.4
0.5
0.5
0.4
0.7
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.2
0.9
0.4
1.4
0.6
1.3
0.7
1.0
0.5
0.9
0.4
0.2
0.1
0.8
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.4
0.4
0.3
0.4
0.1
0.7
0.8
1.1
0.4
0.6
0.5
0.9
1.1
1.7
0.8
1.3
1.1
0.9
1.0
1.8
0.9
1.2
1.3
0.5
0.6
1.2
0.7
0.8
1.1
0.5
0.6
1.0
0.5
0.7
0.7
0.1
0.2
0.3
0.1
0.2
0.2
0.0
0.0
0.9
0.0
0.5
0.0
After 5 years
See footnotes at end of table.
Table 36. Standard errors for paid vacations: Number of days by service requirement,1 private industry workers,
National Compensation Survey, March 2010—Continued
Paid vacations days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.2
0.3
0.5
0.7
0.6
0.6
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.3
0.3
1.7
0.5
1.3
0.7
2.0
0.6
1.2
0.6
0.8
0.1
0.2
0.0
(3)
Union .....................................................................
Nonunion ...............................................................
0.2
0.2
0.8
0.4
1.2
0.5
1.7
0.7
1.5
0.7
1.2
0.6
0.2
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.4
0.4
0.2
0.4
0.1
0.6
0.7
1.0
0.4
0.5
0.5
0.7
0.7
1.3
0.5
0.7
0.9
0.8
1.0
1.7
1.0
1.2
1.3
0.9
1.1
1.8
0.7
1.0
1.2
0.6
0.7
1.4
0.8
0.8
1.4
0.2
0.2
0.4
0.1
0.2
0.2
0.0
0.0
0.0
0.9
0.0
0.0
All workers .............................................................
0.2
0.3
0.4
0.6
0.6
0.6
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.3
0.3
1.6
0.4
1.2
0.6
1.8
0.6
1.7
0.7
1.0
0.1
0.3
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.2
0.5
0.4
1.3
0.4
0.9
0.6
1.4
0.7
1.7
0.7
0.2
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.4
0.4
0.2
0.4
0.1
0.6
0.7
1.0
0.3
0.5
0.3
0.6
0.7
1.2
0.5
0.7
0.9
0.8
1.0
1.6
0.7
1.0
0.7
1.0
1.2
1.7
0.8
1.2
1.3
0.7
0.9
1.5
1.0
1.0
1.5
0.2
0.2
0.4
0.1
0.2
0.2
0.0
0.0
(3)
0.0
0.0
1.1
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave
plan that provides a single amount of time-off for workers to use for multiple purposes.
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 37. Consolidated leave plans:1 Access, private industry workers, National Compensation
Survey, March 2010
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
1
5
10
20
year years years years
23
15
20
23
25
77
8
12
15
17
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
34
28
37
25
20
22
12
27
14
17
17
18
14
14
15
12
15
10
22
22
22
20
18
20
17
21
15
25
25
26
23
22
23
19
24
18
28
27
28
24
25
25
22
26
20
66
72
63
75
80
78
88
73
86
10
10
10
6
6
8
7
8
7
14
14
14
11
11
12
12
12
11
17
17
17
13
13
15
14
15
13
19
19
19
14
14
17
17
17
15
14
13
13
14
11
9
11
10
11
10
13
16
16
16
15
16
19
19
18
19
17
21
22
22
22
86
87
87
86
89
6
7
7
7
7
9
11
11
11
11
11
14
14
14
14
12
16
17
17
17
Full time .................................................................
Part time ................................................................
24
20
15
12
20
17
24
20
26
22
76
80
8
6
12
9
15
12
17
14
Union .....................................................................
Nonunion ...............................................................
16
24
13
15
18
20
21
23
25
25
84
76
8
8
13
12
16
14
20
16
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
16
15
23
23
29
28
12
11
14
15
17
17
18
17
20
20
21
21
20
20
23
24
24
25
22
21
25
26
27
27
84
85
77
77
71
72
6
5
7
8
10
11
10
9
12
13
14
14
12
11
14
15
16
17
14
12
17
18
19
20
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
14
15
14
11
9
11
15
12
16
18
15
19
22
16
23
86
85
86
7
6
7
11
9
12
14
11
15
17
11
19
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
25
10
16
8
9
14
16
11
11
10
10
16
21
16
16
17
17
19
24
19
19
19
21
22
26
22
21
22
24
28
75
90
84
92
91
86
8
7
8
6
7
10
12
11
12
11
12
13
15
14
15
14
16
16
17
18
17
17
20
21
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 37. Consolidated leave plans:1 Access, private industry workers, National Compensation
Survey, March 2010—Continued
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
1
5
10
20
year years years years
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
17
35
36
29
51
28
25
28
23
47
12
7
50
11
17
17
18
18
18
11
14
15
12
18
14
18
18
13
21
21
22
22
22
15
18
18
16
23
17
24
24
17
24
24
25
25
25
18
21
21
19
27
19
26
27
19
27
26
28
27
28
19
23
22
21
28
19
28
29
20
83
65
64
71
49
72
75
72
77
53
88
93
50
89
10
10
10
10
10
9
8
9
6
10
13
14
10
7
13
14
14
14
14
13
12
13
10
14
16
17
14
11
17
16
17
16
16
15
14
16
12
17
18
19
16
13
20
19
19
19
19
16
16
17
13
18
20
21
18
14
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
17
18
17
29
23
37
12
12
14
17
15
17
18
17
19
21
20
22
21
20
22
25
23
26
22
21
24
27
26
28
83
82
83
71
77
63
7
7
7
8
8
10
11
11
12
13
12
14
13
13
15
16
15
17
15
14
17
19
18
21
27
17
23
25
23
28
20
29
25
17
16
14
16
16
13
15
14
15
23
21
19
20
20
19
20
20
20
26
24
23
23
23
23
23
23
23
27
26
25
26
25
25
25
24
25
73
83
77
75
77
72
80
71
75
9
8
8
7
7
7
7
8
8
13
13
12
12
11
11
12
13
13
16
15
15
15
14
14
14
15
15
18
17
18
17
16
16
16
17
17
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A consolidated leave plan provides a single amount of time-off for
workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate
leave plans for different purposes.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal
totals. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 37. Standard errors for consolidated leave plans:1 Access, private industry workers, National
Compensation Survey, March 2010
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
0.7
0.2
0.3
0.3
0.3
0.7
0.1
0.1
0.1
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.3
1.6
2.2
4.8
0.8
1.0
1.1
1.2
0.3
0.3
0.3
0.6
0.8
0.3
0.6
0.3
0.5
0.4
0.7
0.4
0.5
1.1
0.3
0.6
0.4
0.6
0.4
0.6
0.5
0.6
1.1
0.4
0.7
0.4
0.7
0.4
0.5
0.5
0.6
1.1
0.4
0.8
0.4
0.8
1.2
1.3
1.6
2.2
4.8
0.8
1.0
1.1
1.2
0.1
0.1
0.2
0.1
0.5
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.2
0.3
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.2
0.5
0.1
0.1
0.1
0.2
0.1
0.1
0.2
0.2
0.6
0.1
0.2
0.2
0.2
1.9
1.4
0.8
1.0
1.1
0.9
0.6
0.4
0.5
0.5
1.0
0.6
0.4
0.5
0.5
1.2
0.7
0.4
0.5
0.6
1.3
0.8
0.4
0.5
0.7
1.9
1.4
0.8
1.0
1.1
0.1
0.1
0.1
0.1
0.1
0.2
0.2
0.1
0.1
0.1
0.3
0.2
0.1
0.2
0.2
0.3
0.3
0.2
0.2
0.2
Full time .................................................................
Part time ................................................................
0.8
1.5
0.3
0.6
0.3
0.6
0.3
0.7
0.3
0.8
0.8
1.5
0.1
0.2
0.1
0.2
0.1
0.3
0.1
0.3
Union .....................................................................
Nonunion ...............................................................
1.3
0.8
0.7
0.3
0.6
0.3
0.7
0.3
0.7
0.3
1.3
0.8
0.2
0.1
0.2
0.1
0.2
0.1
0.3
0.1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
3.7
1.0
0.8
1.1
1.4
0.5
0.9
0.4
0.3
0.2
0.3
0.5
1.1
0.5
0.4
0.3
0.4
0.7
1.7
0.6
0.3
0.3
0.4
0.8
1.9
0.6
0.3
0.3
0.4
1.7
3.7
1.0
0.8
1.1
1.4
0.1
0.2
0.1
0.1
0.1
0.2
0.1
0.3
0.1
0.1
0.1
0.1
0.2
0.3
0.1
0.1
0.1
0.1
0.2
0.4
0.1
0.1
0.1
0.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.0
1.9
1.3
0.3
0.5
0.4
0.4
0.5
0.4
0.4
0.7
0.5
0.4
0.9
0.4
1.0
1.9
1.3
0.1
0.1
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.2
0.2
0.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
0.6
1.7
0.8
1.7
3.1
0.3
0.3
0.5
0.5
1.0
0.5
0.3
0.4
0.5
0.6
0.8
0.5
0.3
0.4
0.6
0.5
1.0
0.6
0.3
0.5
0.7
0.6
1.1
1.1
0.9
0.6
1.7
0.8
1.7
3.1
0.1
0.1
0.2
0.1
0.2
0.3
0.1
0.1
0.2
0.1
0.2
0.3
0.1
0.1
0.2
0.1
0.2
0.3
0.1
0.1
0.3
0.2
0.3
0.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 37. Standard errors for consolidated leave plans:1 Access, private industry workers, National
Compensation Survey, March 2010—Continued
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
2.0
1.6
1.6
1.8
3.2
5.0
2.2
2.8
3.6
1.8
2.2
1.3
2.0
2.5
0.5
0.3
0.2
0.2
0.2
1.3
0.5
0.5
0.8
0.4
1.0
1.2
0.4
1.8
0.7
0.3
0.2
0.3
0.3
1.7
0.4
0.4
0.8
0.6
1.3
1.5
0.6
2.1
0.9
0.4
0.2
0.3
0.3
2.1
0.5
0.5
1.0
0.6
1.4
1.6
0.6
2.4
0.9
0.4
0.2
0.3
0.4
2.2
0.6
0.7
1.1
0.6
1.5
1.7
0.6
2.6
2.0
1.6
1.6
1.8
3.2
5.0
2.2
2.8
3.6
1.8
2.2
1.3
2.0
2.5
0.2
0.1
0.2
0.1
0.4
0.3
0.2
0.3
0.3
0.2
0.3
0.3
0.3
0.3
0.2
0.2
0.2
0.1
0.5
0.4
0.2
0.3
0.4
0.2
0.3
0.2
0.3
0.4
0.3
0.2
0.2
0.1
0.6
0.5
0.3
0.3
0.5
0.3
0.3
0.2
0.3
0.5
0.4
0.2
0.2
0.2
0.5
0.6
0.3
0.3
0.5
0.3
0.4
0.2
0.4
0.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.0
1.8
1.1
1.0
1.9
0.4
0.5
1.0
0.3
0.4
0.5
0.6
0.6
1.3
0.3
0.6
0.3
0.6
0.6
1.7
0.3
0.6
0.3
0.6
0.6
1.7
0.3
0.5
0.3
0.9
1.0
1.8
1.1
1.0
1.9
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.2
0.2
0.1
0.2
0.2
4.0
0.8
1.3
3.0
1.5
7.3
1.8
2.3
1.9
0.7
0.7
0.5
0.4
0.4
1.3
1.0
0.5
0.5
1.4
1.6
0.5
0.4
0.4
0.3
1.3
0.4
0.5
1.1
1.4
0.6
0.4
0.4
0.8
1.8
0.5
0.6
1.2
1.2
0.6
0.5
0.5
0.7
1.7
0.5
0.7
4.0
0.8
1.3
3.0
1.5
7.3
1.8
2.3
1.9
0.4
0.2
0.2
0.2
0.1
0.4
0.1
0.2
0.2
0.2
0.2
0.2
0.3
0.1
0.4
0.2
0.2
0.2
0.3
0.3
0.2
0.4
0.2
0.5
0.3
0.2
0.2
0.3
0.3
0.2
0.4
0.2
0.7
0.3
0.3
0.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A consolidated leave plan provides a single amount of time-off for
workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate
leave plans for different purposes.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 38. Quality of life benefits: Access, private industry workers, National
Compensation Survey, March 2010
(All workers = 100 percent)
Characteristics
All workers .............................................................
Childcare1
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistanc