National Compensation Survey: Employee Benefits in the United States, March 2008 U.S. Department of Labor Elaine L. Chao, Secretary U.S. Bureau of Labor Statistics Keith Hall, Commissioner September 2008 Bulletin 2715 Employee Benefits Survey Overview The National Compensation Survey (NCS) provides comprehensive measures of occupational earnings, compensation cost trends, the incidence of benefits, and detailed benefit provisions. This bulletin presents estimates of the incidence of benefits for the Nation. The estimates include benefits for workers by ownership within the U.S. economy in 2008—civilian, private, and State and local government—and by various occupational and establishment characteristics. The civilian economy, by NCS definition, excludes Federal government, agricultural, and household workers. Questions regarding these data and recent and historical NCS benefits data can be addressed by calling the information line at (202) 691–6199 or by e-mailing to [email protected]. Information is available to sensory-impaired individuals on request, (Voice phone: (202) 691–5200; Federal Relay Service: 1 (800) 877–8339). Data requests also may be sent by mail to the U.S. Bureau of Labor Statistics, Division of Compensation Data Analysis and Planning, 2 Massachusetts Avenue, NE, Room 4175, Washington, DC 20212. Material in this publication is in the public domain and, with appropriate credit, may be reproduced without permission. U. S. Bureau of Labor Statistics (BLS) field economists collected and reviewed the survey data. The Office of Compensation and Working Conditions, in cooperation with the Office of Field Operations and the Office of Technology and Survey Processing (all in the BLS National Office), designed the survey, processed the data, and prepared the survey for publication. The survey could not have been conducted without the cooperation of the many private businesses and government jurisdictions that provided benefits data included in this report. BLS thanks these respondents for their cooperation. Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008 (All workers = 100 percent) All retirement benefits3 Characteristics Defined benefit Defined contribution Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 66 56 86 31 29 96 52 39 76 81 83 80 82 74 79 73 79 92 94 91 96 46 43 47 71 44 41 46 68 96 96 96 96 59 72 54 29 47 61 42 20 80 86 77 68 90 80 44 67 60 71 65 88 68 34 57 46 64 56 98 85 76 85 77 90 86 84 38 19 25 15 31 31 82 36 18 23 14 29 30 98 97 96 94 90 96 98 20 64 32 59 57 60 51 11 45 20 46 41 48 39 57 70 62 77 73 80 77 61 69 66 68 64 51 61 55 57 53 84 88 83 84 82 30 32 29 28 29 30 31 27 28 27 99 96 96 98 94 44 59 55 60 50 33 46 41 45 36 75 78 74 74 73 Full time ................................................................. Part time ................................................................ 75 33 66 25 87 76 36 13 34 12 96 92 60 26 46 17 77 65 Union ..................................................................... Nonunion ............................................................... 90 61 86 51 96 83 80 21 77 20 97 95 40 54 30 41 76 76 Average wage within the following percentiles:4 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 26 45 66 76 84 88 15 32 55 68 78 82 59 72 83 90 93 94 5 12 25 36 53 53 5 11 24 35 52 51 88 91 96 96 97 96 24 39 54 59 61 67 13 25 40 46 49 56 54 65 73 79 81 84 All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) All retirement benefits3 Characteristics Defined benefit Defined contribution Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Goods-producing industries ................................... 72 62 87 30 29 98 63 50 79 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 64 75 85 89 85 67 88 89 55 67 82 87 79 56 78 86 86 90 96 98 93 84 88 96 31 46 73 85 54 26 51 83 29 44 71 83 49 25 49 79 95 96 96 98 90 96 96 96 50 45 30 18 59 56 69 32 37 32 20 10 45 41 49 21 75 72 69 57 76 73 70 64 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 47 42 59 82 75 89 39 35 48 72 63 80 82 83 81 88 85 90 12 9 18 47 32 61 11 9 17 45 30 59 96 96 96 96 96 96 41 38 51 61 61 61 32 30 38 45 46 45 78 80 74 74 75 73 60 66 67 68 68 70 61 67 64 53 60 59 60 56 53 52 56 55 89 91 89 89 83 76 84 83 86 29 35 33 30 29 26 27 27 33 27 34 32 28 28 25 26 26 32 96 96 96 94 94 96 97 96 96 46 48 54 54 58 55 49 54 47 38 40 41 44 41 35 36 41 37 82 82 76 81 70 64 73 76 78 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the individual items because many employees participated in both types of plans. 4 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008 (All workers = 100 percent) All retirement benefits3 Characteristics Defined benefit Defined contribution Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 0.6 0.7 0.7 0.6 0.6 0.3 0.7 0.5 0.8 0.8 1.6 0.8 1.4 0.9 1.5 1.0 1.3 0.5 0.5 0.5 0.4 1.0 1.8 1.1 1.9 1.0 1.7 1.1 1.8 0.4 0.5 0.5 0.5 0.9 1.5 1.0 1.8 0.9 1.3 1.0 1.5 0.8 0.8 1.0 2.9 1.5 2.4 2.1 0.8 1.0 1.1 1.5 1.4 2.1 1.1 0.6 0.8 1.0 1.5 0.4 2.0 3.0 0.6 1.1 0.6 0.8 1.7 3.1 1.0 0.7 1.1 0.8 1.5 1.7 3.0 1.0 0.7 1.0 0.8 1.5 0.3 0.6 0.5 0.5 1.4 0.4 0.4 2.0 2.8 2.4 0.9 1.1 1.2 1.3 1.5 2.2 1.1 0.6 0.8 1.0 1.2 4.2 2.1 2.7 0.6 1.0 0.7 1.0 2.2 1.7 1.4 2.0 1.9 2.2 1.6 1.3 1.9 1.6 1.4 1.0 1.0 1.4 1.1 2.0 1.7 1.2 1.5 1.6 2.0 1.6 1.1 1.4 1.4 0.2 0.8 0.5 0.5 0.9 2.0 1.7 1.3 2.1 1.9 1.7 1.5 1.0 1.8 1.2 1.7 1.2 1.0 1.4 1.2 Full time ................................................................. Part time ................................................................ 0.5 1.1 0.6 1.0 0.8 1.2 0.8 0.7 0.7 0.6 0.3 0.8 0.6 1.0 0.5 0.8 0.8 1.4 Union ..................................................................... Nonunion ............................................................... 0.9 0.8 0.9 0.7 0.5 0.8 1.2 0.6 1.1 0.6 0.3 0.4 1.4 0.8 1.2 0.6 1.6 0.7 Average wage within the following percentiles:4 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 3.1 1.3 1.1 0.7 0.9 1.0 1.2 1.0 1.0 0.8 0.8 1.1 4.2 1.7 0.7 0.4 0.3 0.8 0.7 0.8 0.9 0.9 1.1 1.2 0.6 0.7 0.8 0.8 1.0 1.2 1.8 1.2 0.5 0.4 0.3 0.5 3.1 1.2 1.1 0.9 1.0 1.2 1.3 0.9 0.9 0.8 0.9 1.2 3.7 1.9 0.7 0.6 0.7 1.1 All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) All retirement benefits3 Characteristics Defined benefit Defined contribution Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Goods-producing industries ................................... 1.2 1.3 0.9 1.4 1.4 0.4 1.3 1.2 0.9 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.7 1.1 0.7 0.7 1.2 1.7 1.1 1.2 0.7 1.2 0.8 0.7 1.7 1.9 1.4 1.3 0.8 0.8 0.4 0.3 1.2 1.3 1.1 0.6 0.7 1.3 1.2 1.0 2.4 1.6 2.5 1.5 0.7 1.3 1.2 1.0 2.3 1.5 2.4 1.6 0.3 0.5 0.7 0.3 2.8 0.6 0.8 0.7 0.8 1.4 1.5 1.5 3.0 1.9 2.3 2.2 0.6 1.3 1.2 1.0 2.5 1.9 2.0 1.7 0.9 1.4 2.5 4.0 2.4 1.6 1.5 3.7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.0 1.3 1.6 0.8 1.3 0.7 1.0 1.2 1.4 1.0 1.3 1.6 0.8 1.0 1.3 1.0 0.8 1.9 0.6 0.6 1.2 1.2 1.2 2.5 0.6 0.6 1.2 1.2 1.1 2.4 0.5 0.8 0.6 0.3 0.4 0.4 0.9 1.2 1.5 1.0 1.3 1.6 0.8 1.0 1.2 0.8 1.2 0.8 0.8 1.0 1.4 1.1 1.0 1.9 1.7 1.4 1.3 2.2 1.2 5.6 1.4 3.0 2.0 1.8 1.4 1.3 2.3 1.2 5.3 1.7 2.6 2.1 1.4 0.3 0.9 1.5 1.0 7.5 1.3 0.9 1.1 2.0 1.3 1.2 1.6 1.0 6.5 1.6 2.1 1.4 1.9 1.1 1.2 1.6 0.9 6.1 1.6 2.2 1.4 0.9 1.0 0.4 1.1 0.6 1.8 0.3 1.2 0.6 1.5 1.2 1.1 2.0 1.2 7.1 1.3 2.4 2.1 1.0 1.3 1.0 1.8 1.1 3.4 1.1 2.0 1.8 1.2 0.8 1.2 1.5 1.6 6.3 1.2 1.3 1.4 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 3 Includes defined benefit pension plans and defined contribution retirement plans. 4 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 4. Defined contribution retirement plans: Selected attributes, civilian workers,1 National Compensation Survey, March 2008 (All workers participating in defined contribution plans = 100 percent) Employee contribution Employee contribution option Characteristics All workers ............................................................. Required Not required Pretax Not pretax 65 35 78 22 68 72 66 56 32 28 34 44 81 83 80 75 19 17 20 25 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 50 66 63 62 57 65 68 50 34 37 38 43 35 32 72 81 82 74 64 79 80 28 19 18 26 36 21 20 57 77 65 68 60 43 23 35 32 40 74 86 78 81 74 26 14 22 19 26 Full time ................................................................. Part time ................................................................ 66 58 34 42 79 77 21 23 Union ..................................................................... Nonunion ............................................................... 57 66 43 34 77 79 23 21 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 63 56 63 68 68 66 37 44 37 32 32 34 84 68 77 81 81 79 16 32 23 19 19 21 See footnotes at end of table. Table 4. Defined contribution retirement plans: Selected attributes, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers participating in defined contribution plans = 100 percent) Employee contribution Employee contribution option Characteristics Required Not required Pretax Not pretax Goods-producing industries ................................... 68 32 80 20 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 64 59 56 46 60 61 71 59 36 41 44 54 40 39 29 41 78 78 75 65 79 80 81 80 22 22 25 35 21 20 19 20 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 66 67 64 65 60 69 34 33 36 35 40 31 81 81 81 77 75 79 19 19 19 23 25 21 68 62 59 65 66 71 67 66 70 32 38 41 35 34 29 33 34 30 77 80 76 80 78 80 76 77 82 23 20 24 20 22 20 24 23 18 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Table 4. Standard errors for defined contribution retirement plans: Selected attributes, civilian workers,1 National Compensation Survey, March 2008 (All workers participating in defined contribution plans = 100 percent) Employee contribution Employee contribution option Characteristics All workers ............................................................. Required Not required Pretax Not pretax 0.9 0.9 0.6 0.6 1.2 1.2 1.7 3.8 1.2 1.2 1.7 3.8 1.1 1.2 1.3 2.9 1.1 1.2 1.3 2.9 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 6.7 4.5 2.7 1.0 1.6 1.2 1.9 6.7 4.5 2.7 1.0 1.6 1.2 1.9 5.5 5.0 1.7 1.0 1.7 0.9 1.2 5.5 5.0 1.7 1.0 1.7 0.9 1.2 3.4 1.7 1.7 2.0 2.4 3.4 1.7 1.7 2.0 2.4 2.4 1.5 1.4 2.1 1.9 2.4 1.5 1.4 2.1 1.9 Full time ................................................................. Part time ................................................................ 0.9 2.2 0.9 2.2 0.7 1.7 0.7 1.7 Union ..................................................................... Nonunion ............................................................... 2.2 0.9 2.2 0.9 1.7 0.7 1.7 0.7 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 5.0 1.8 1.2 0.9 1.3 1.5 5.0 1.8 1.2 0.9 1.3 1.5 2.4 1.7 1.2 0.9 1.2 1.4 2.4 1.7 1.2 0.9 1.2 1.4 See footnotes at end of table. Table 4. Standard errors for defined contribution retirement plans: Selected attributes, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers participating in defined contribution plans = 100 percent) Employee contribution Employee contribution option Characteristics Required Not required Pretax Not pretax Goods-producing industries ................................... 1.4 1.4 1.4 1.4 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1.0 2.0 3.1 4.5 3.7 2.4 2.4 4.6 1.0 2.0 3.1 4.5 3.7 2.4 2.4 4.6 0.7 1.7 2.2 4.1 2.4 2.1 2.1 3.6 0.7 1.7 2.2 4.1 2.4 2.1 2.1 3.6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.4 1.8 2.4 1.2 1.5 1.6 1.4 1.8 2.4 1.2 1.5 1.6 1.3 1.6 2.0 0.7 1.3 1.2 1.3 1.6 2.0 0.7 1.3 1.2 4.4 1.8 2.2 2.9 2.1 2.9 1.5 5.0 2.1 4.4 1.8 2.2 2.9 2.1 2.9 1.5 5.0 2.1 3.8 1.5 1.9 2.1 1.6 1.1 1.7 2.1 1.4 3.8 1.5 1.9 2.1 1.6 1.1 1.7 2.1 1.4 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 5. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008 (All workers = 100 percent) Medical care Characteristics Dental care Access Participation Take-up rate Access Participation Take-up rate 74 56 76 48 38 80 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 87 94 84 83 70 78 67 67 80 83 79 80 60 67 57 49 50 56 47 42 84 84 83 85 91 76 52 73 63 78 78 73 59 35 53 43 60 64 80 77 67 73 67 76 81 53 57 32 48 42 52 45 46 45 24 36 28 41 39 86 79 74 76 67 80 85 73 84 78 83 74 59 69 61 67 56 81 82 79 81 76 39 53 49 54 45 34 45 40 45 34 87 84 81 84 77 Full time ................................................................. Part time ................................................................ 88 25 68 15 78 60 57 16 46 11 81 68 Union ..................................................................... Nonunion ............................................................... 91 70 79 52 86 74 70 44 62 34 89 77 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 25 51 79 86 90 92 13 31 58 70 75 76 52 61 74 81 83 82 – 29 49 56 62 71 – 18 37 46 53 60 – 64 77 83 86 85 All workers ............................................................. Worker characteristics See footnotes at end of table. Table 5. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Medical care Characteristics Dental care Access Participation Take-up rate Access Participation Take-up rate Goods-producing industries ................................... 85 69 82 55 47 85 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 71 80 86 88 87 75 88 88 53 60 69 70 72 52 67 76 75 75 81 80 83 69 76 86 46 49 50 50 55 47 67 59 36 39 42 42 46 36 52 51 79 80 84 84 84 77 78 86 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 60 56 71 85 81 89 44 41 52 67 61 72 73 72 74 79 76 81 31 28 41 62 58 67 24 22 32 50 44 56 78 78 77 81 77 84 70 74 72 72 76 78 70 72 75 51 58 55 56 57 61 52 53 61 72 78 76 78 75 78 74 73 81 51 48 47 46 45 47 37 49 59 40 39 38 37 34 38 29 39 49 78 81 80 82 76 82 77 79 83 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 5. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Vision care Characteristics Outpatient prescription drug coverage Access Participation Take-up rate Access Participation Take-up rate 30 23 78 71 54 76 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 38 39 37 32 30 32 30 26 80 82 80 81 84 90 82 81 68 75 65 65 80 82 79 80 33 32 22 27 23 29 32 27 24 16 20 16 23 27 81 76 73 76 72 78 84 89 74 50 69 60 75 74 71 56 34 51 40 57 60 80 76 68 73 67 76 81 27 38 30 32 28 23 32 24 26 22 84 84 79 81 77 69 81 75 79 70 56 66 59 64 53 81 82 79 81 76 Full time ................................................................. Part time ................................................................ 35 11 28 7 79 67 84 24 65 14 78 60 Union ..................................................................... Nonunion ............................................................... 52 26 46 19 87 75 89 67 77 50 86 74 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... – 16 29 34 42 45 – 10 21 28 35 37 – 65 75 80 83 83 24 49 75 83 88 90 13 30 56 67 73 74 52 61 74 81 83 83 All workers ............................................................. Worker characteristics See footnotes at end of table. Table 5. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Vision care Characteristics Outpatient prescription drug coverage Access Participation Take-up rate Access Participation Take-up rate Goods-producing industries ................................... 34 28 83 81 66 82 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 29 31 33 33 34 29 43 44 22 23 26 26 27 21 33 35 77 76 80 79 80 74 77 80 69 78 84 86 87 73 85 86 51 58 68 69 72 50 64 74 75 75 81 80 82 69 76 86 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 19 16 26 39 34 45 14 12 19 32 27 36 74 75 72 80 79 81 57 53 67 83 78 87 41 38 49 65 59 71 73 72 74 79 75 81 23 34 28 19 30 – 19 30 43 17 27 22 15 21 – 15 24 36 76 79 80 83 69 – 76 79 83 68 70 71 70 73 76 65 71 72 49 55 54 55 55 58 48 51 58 72 78 76 78 75 77 74 73 81 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 5. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008 (All workers = 100 percent) Medical care Characteristics Dental care Access Participation Take-up rate Access Participation Take-up rate 0.6 0.7 0.5 0.8 0.8 0.5 0.8 0.7 1.0 1.3 0.8 0.9 0.9 1.3 0.5 0.5 0.7 1.0 1.0 1.6 1.1 1.5 0.9 1.8 1.0 1.4 0.5 1.5 0.6 0.8 2.0 3.2 2.1 0.8 1.2 1.0 1.3 1.5 2.9 1.8 0.9 1.1 1.0 1.5 1.3 1.5 1.3 0.7 1.4 0.9 0.9 2.0 3.1 2.6 0.9 1.3 1.1 1.6 1.8 3.0 2.6 0.9 1.0 1.0 1.4 1.1 1.9 2.6 0.7 1.3 0.5 1.2 2.1 1.7 1.2 1.7 1.8 2.0 1.6 1.1 1.4 1.5 1.3 1.0 0.8 0.8 1.2 2.1 2.2 1.4 2.0 1.7 1.7 1.9 1.1 1.6 1.3 1.8 1.4 0.9 1.0 1.5 Full time ................................................................. Part time ................................................................ 0.5 1.0 0.6 0.7 0.5 1.9 0.9 0.8 0.8 0.6 0.5 1.6 Union ..................................................................... Nonunion ............................................................... 0.9 0.8 1.0 0.7 0.7 0.5 1.4 0.9 1.3 0.8 0.5 0.6 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 3.5 1.1 0.9 0.7 0.9 1.0 2.7 1.1 1.0 0.7 0.8 1.1 4.5 1.3 0.6 0.6 0.6 0.7 – 1.1 1.1 1.0 1.2 1.3 – 1.0 1.0 0.9 1.0 1.2 – 1.8 0.8 0.5 0.6 0.7 All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 5. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Medical care Characteristics Dental care Access Participation Take-up rate Access Participation Take-up rate Goods-producing industries ................................... 0.9 0.9 0.6 1.5 1.2 0.9 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.8 1.2 0.8 0.6 1.1 2.0 1.2 1.1 0.7 1.1 1.1 1.0 2.0 1.7 1.5 1.3 0.5 1.0 0.9 1.0 2.1 1.5 1.1 0.8 1.0 1.4 1.4 1.6 3.0 2.3 2.1 2.3 0.9 1.1 1.2 1.5 2.7 1.7 1.8 2.1 0.6 0.7 0.7 1.0 0.9 1.2 1.0 0.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.0 1.2 1.5 0.6 1.0 0.6 0.9 1.0 1.3 0.7 1.0 0.8 0.9 1.1 1.1 0.5 0.6 0.6 1.0 1.1 1.4 1.0 1.4 1.5 0.8 0.9 1.3 1.0 1.2 1.6 0.8 1.1 1.4 0.7 0.8 0.8 1.0 1.9 1.2 1.4 1.2 5.0 2.0 3.8 1.2 1.2 1.4 0.8 1.9 1.4 3.8 1.9 4.6 1.3 1.1 1.1 0.9 1.4 0.9 1.8 1.2 2.6 1.0 2.2 1.3 1.6 2.2 1.8 7.5 1.6 6.7 1.2 1.7 1.1 1.3 2.0 1.3 8.0 1.5 5.6 1.0 1.7 0.8 0.7 1.5 0.8 5.3 1.9 1.3 1.1 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 5. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Vision care Characteristics Outpatient prescription drug coverage Access Participation Take-up rate Access Participation Take-up rate 1.0 0.9 0.8 0.7 0.6 0.4 1.1 1.5 1.2 1.4 0.9 1.4 1.1 1.2 1.0 1.1 1.1 1.5 0.8 0.9 1.0 1.4 0.8 0.9 1.0 1.3 0.5 0.5 0.7 1.1 1.7 2.4 2.9 1.0 1.3 1.0 1.4 1.5 1.7 2.9 0.8 1.1 0.9 1.1 1.7 2.0 3.9 1.1 1.8 1.3 1.3 2.2 3.3 2.1 0.8 1.2 1.1 1.3 1.7 3.0 1.9 0.9 1.1 1.1 1.4 1.3 1.6 1.4 0.7 1.4 0.9 0.9 1.9 1.8 1.0 1.8 1.1 1.6 1.5 0.9 1.5 1.0 1.8 1.5 1.1 1.8 1.7 1.9 1.9 1.3 1.9 1.9 1.8 1.9 1.1 1.6 1.6 1.2 1.1 0.7 0.8 1.2 Full time ................................................................. Part time ................................................................ 1.1 0.5 1.0 0.4 0.9 1.7 0.5 0.9 0.6 0.7 0.4 1.9 Union ..................................................................... Nonunion ............................................................... 1.5 1.1 1.3 1.0 0.7 1.1 1.0 0.8 1.1 0.7 0.7 0.5 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... – 1.2 1.3 1.1 1.4 1.3 – 1.1 1.2 0.9 1.3 1.1 – 2.9 1.4 0.7 1.1 1.4 3.4 1.1 1.1 0.8 1.1 0.9 2.6 1.1 1.0 0.8 0.9 1.1 4.5 1.4 0.6 0.7 0.6 0.6 All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 5. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Vision care Characteristics Outpatient prescription drug coverage Access Participation Take-up rate Access Participation Take-up rate Goods-producing industries ................................... 1.2 1.0 1.1 1.0 0.9 0.7 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1.1 1.3 1.4 1.5 3.0 2.0 2.4 1.9 1.0 1.0 1.2 1.3 2.7 1.4 1.8 1.5 1.0 1.3 1.5 1.9 2.1 1.9 1.7 2.0 0.8 1.3 0.9 0.9 1.1 2.1 1.4 1.2 0.7 1.1 1.1 1.1 2.1 1.7 1.6 1.4 0.5 1.0 1.0 1.0 2.1 1.4 1.3 0.8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.7 1.0 1.3 1.5 1.3 2.2 0.6 0.8 1.0 1.4 1.1 2.3 1.0 1.5 1.5 1.1 0.9 1.7 1.0 1.2 1.5 0.7 1.0 0.7 0.8 0.9 1.2 0.7 1.0 0.8 0.9 1.1 1.2 0.5 0.6 0.6 1.6 1.3 1.2 2.3 1.2 – 1.5 4.7 1.5 1.0 1.0 1.1 1.9 1.0 – 1.3 3.9 1.3 1.5 0.7 1.6 1.6 1.7 – 1.1 1.1 1.5 1.5 2.0 1.2 1.4 1.5 5.7 1.9 3.5 1.0 1.1 1.4 0.8 1.9 1.4 4.2 1.8 4.2 1.1 1.2 1.1 0.8 1.6 0.9 1.9 0.9 2.6 0.9 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 6. Medical plans: Share of premiums paid by employer and employee, civilian workers,1 National Compensation Survey, March 2008 (In percent) Single coverage Characteristics All workers participating in medical plans .............. Family coverage Employer share Employee share Employer share Employee share 83 17 71 29 84 83 85 90 16 17 15 10 72 72 72 70 28 28 28 30 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 90 82 81 81 77 82 84 10 18 19 19 23 18 16 68 71 69 69 67 69 73 32 29 31 31 33 31 27 87 81 83 83 83 13 19 17 17 17 74 72 75 77 73 26 28 25 23 27 Full time ................................................................. Part time ................................................................ 83 79 17 21 71 69 29 31 Union ..................................................................... Nonunion ............................................................... 91 80 9 20 85 67 15 33 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 74 77 81 84 86 85 26 23 19 16 14 15 63 64 68 72 74 76 37 36 32 28 26 24 See footnotes at end of table. Table 6. Medical plans: Share of premiums paid by employer and employee, civilian workers,1 National Compensation Survey, March 2008—Continued (In percent) Single coverage Characteristics Family coverage Employer share Employee share Employer share Employee share Goods-producing industries ................................... 84 16 76 24 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 83 86 89 90 88 83 83 90 17 14 11 10 12 17 17 10 70 69 69 68 71 69 73 79 30 31 31 32 29 31 27 21 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 82 82 81 84 82 85 18 18 19 16 18 15 67 67 67 74 72 75 33 33 33 26 28 25 79 85 82 83 81 80 83 82 85 21 15 18 17 19 20 17 18 15 73 78 77 72 66 64 64 67 74 27 22 23 28 34 36 36 33 26 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Table 6. Standard errors for medical plans: Share of premiums paid by employer and employee, civilian workers,1 National Compensation Survey, March 2008 (In percent) Single coverage Characteristics All workers participating in medical plans .............. Family coverage Employer share Employee share Employer share Employee share 0.3 0.3 0.3 0.3 0.4 0.5 0.4 0.4 0.4 0.5 0.4 0.4 0.5 0.6 0.6 1.0 0.5 0.6 0.6 1.0 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.5 1.5 1.0 0.3 0.6 0.4 0.5 0.5 1.5 1.0 0.3 0.6 0.4 0.5 1.2 1.6 0.9 0.4 0.6 0.4 0.9 1.2 1.6 0.9 0.4 0.6 0.4 0.9 0.7 0.7 0.6 0.8 0.7 0.7 0.7 0.6 0.8 0.7 1.5 0.9 0.8 1.1 1.0 1.5 0.9 0.8 1.1 1.0 Full time ................................................................. Part time ................................................................ 0.3 0.9 0.3 0.9 0.3 0.9 0.3 0.9 Union ..................................................................... Nonunion ............................................................... 0.3 0.3 0.3 0.3 0.6 0.4 0.6 0.4 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.4 0.7 0.3 0.3 0.3 0.5 1.4 0.7 0.3 0.3 0.3 0.5 1.5 0.8 0.5 0.4 0.5 0.7 1.5 0.8 0.5 0.4 0.5 0.7 See footnotes at end of table. Table 6. Standard errors for medical plans: Share of premiums paid by employer and employee, civilian workers,1 National Compensation Survey, March 2008—Continued (In percent) Single coverage Characteristics Family coverage Employer share Employee share Employer share Employee share Goods-producing industries ................................... 0.5 0.5 0.8 0.8 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.3 0.4 0.4 0.5 1.0 0.6 0.6 0.4 0.3 0.4 0.4 0.5 1.0 0.6 0.6 0.4 0.3 0.7 1.1 1.1 2.2 0.9 0.7 0.7 0.3 0.7 1.1 1.1 2.2 0.9 0.7 0.7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.4 0.5 0.7 0.4 0.4 0.6 0.4 0.5 0.7 0.4 0.4 0.6 0.5 0.7 0.9 0.4 0.6 0.6 0.5 0.7 0.9 0.4 0.6 0.6 0.9 0.4 0.7 1.3 0.5 2.0 0.5 0.7 0.6 0.9 0.4 0.7 1.3 0.5 2.0 0.5 0.7 0.6 0.7 0.3 0.8 1.5 0.8 2.0 0.6 0.7 0.8 0.7 0.3 0.8 1.5 0.8 2.0 0.6 0.7 0.8 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 7. Medical plans, single coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008 (All workers with single coverage medical plans = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $326.95 26 $410.33 74 $297.15 $85.35 100 100 100 100 342.10 321.02 351.29 405.37 27 23 29 41 404.12 404.41 404.02 438.72 73 77 71 59 319.40 296.59 330.16 382.56 83.16 80.74 84.30 80.99 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 419.50 351.11 315.49 304.26 270.80 318.64 365.09 42 21 24 22 18 24 37 457.19 407.04 408.78 380.94 344.90 392.69 476.54 58 79 76 78 82 76 63 392.53 336.15 285.83 282.40 254.36 295.36 299.11 81.61 95.71 89.27 87.85 94.03 85.00 89.47 100 100 100 100 100 418.19 310.60 315.37 318.59 311.53 47 27 27 25 28 526.93 388.17 404.12 394.00 414.78 53 73 73 75 72 322.68 281.39 283.17 293.35 270.42 86.89 91.42 80.60 80.81 80.33 Full time ................................................................. Part time ................................................................ 100 100 328.00 310.21 27 24 410.42 408.72 73 76 298.28 279.68 84.33 100.98 Union ..................................................................... Nonunion ............................................................... 100 100 433.35 296.87 47 20 487.83 359.46 53 80 384.37 280.83 72.21 87.80 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 100 100 242.78 274.58 302.07 333.35 364.84 353.51 12 19 23 28 33 27 300.76 332.18 375.57 412.95 449.60 434.52 88 81 77 72 67 73 234.50 261.27 280.20 302.11 323.98 323.06 90.55 94.77 86.67 83.34 82.77 82.29 See footnotes at end of table. Table 7. Medical plans, single coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with single coverage medical plans = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Establishment characteristics Goods-producing industries ................................... 100 $337.42 29 $448.37 71 $293.11 $81.50 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 324.17 364.35 393.35 407.53 356.65 335.57 345.44 395.55 26 30 38 42 30 21 16 35 399.14 408.77 425.39 434.66 380.54 379.15 384.70 416.72 74 70 62 58 70 79 84 65 298.18 345.45 373.40 387.62 346.21 323.72 337.80 384.13 86.33 86.43 80.67 82.28 78.04 90.92 87.90 66.75 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 313.58 309.61 321.85 334.54 328.82 339.03 33 34 29 23 21 24 403.41 386.15 446.35 415.94 442.75 397.72 67 66 71 77 79 76 270.22 269.51 271.57 310.50 298.57 320.27 96.16 98.39 91.87 79.98 81.52 78.72 100 100 100 100 100 100 100 100 100 346.35 338.85 335.06 329.89 300.89 299.89 311.75 331.61 347.75 19 32 23 29 22 22 25 25 33 499.65 406.26 455.53 414.35 358.58 343.51 366.51 450.23 429.21 81 68 77 71 78 78 75 75 67 311.06 307.11 298.26 295.12 284.91 287.33 293.26 291.54 307.63 104.42 82.83 82.09 84.34 85.31 88.18 84.51 87.48 83.02 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Table 7. Standard errors for medical plans, single coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008 (All workers with single coverage medical plans = 100 percent) Total Characteristics All workers ............................................................. Employee contribution not required Employee contribution required Average Average Average Average Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating employer employer employer employee employees employees premium premium premium contribution $3.09 0.7 $6.10 0.7 $2.65 $0.83 3.45 4.87 3.55 5.56 1.0 1.2 1.2 1.7 7.52 14.04 7.57 8.43 1.0 1.2 1.2 1.7 2.98 3.71 3.67 7.82 1.19 1.93 1.60 2.81 6.57 14.96 10.35 2.88 3.92 3.48 9.68 1.8 4.1 2.2 1.0 1.8 1.0 1.4 10.73 47.08 23.50 9.32 11.35 10.65 18.70 1.8 4.1 2.2 1.0 1.8 1.0 1.4 9.22 10.35 8.32 2.29 3.88 2.91 8.67 3.02 5.26 2.60 0.91 1.94 1.23 2.07 17.74 7.47 5.95 8.16 6.50 2.1 1.8 1.3 2.2 1.8 30.06 13.70 11.09 8.88 20.28 2.1 1.8 1.3 2.2 1.8 15.60 9.39 6.02 9.61 3.77 3.71 2.87 1.89 2.62 2.86 Full time ................................................................. Part time ................................................................ 3.11 9.84 0.7 1.8 5.90 28.26 0.7 1.8 2.82 5.37 0.82 3.71 Union ..................................................................... Nonunion ............................................................... 6.72 2.49 1.2 0.7 11.27 4.31 1.2 0.7 7.31 2.55 1.57 0.96 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 10.24 4.77 2.99 4.07 5.09 4.52 3.0 1.6 0.9 1.0 1.2 1.6 30.73 8.56 7.64 11.54 8.35 9.25 3.0 1.6 0.9 1.0 1.2 1.6 9.08 4.87 2.75 3.61 5.54 4.55 3.36 2.25 1.65 1.13 1.14 1.67 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 7. Standard errors for medical plans, single coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with single coverage medical plans = 100 percent) Total Characteristics Employee contribution not required Employee contribution required Average Average Average Average Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating employer employer employer employee employees employees premium premium premium contribution Establishment characteristics Goods-producing industries ................................... $7.82 1.5 $15.64 1.5 $6.68 $1.57 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 3.18 4.96 4.56 5.60 4.60 8.67 7.53 6.47 0.8 1.5 1.9 1.8 4.6 2.2 1.7 2.1 8.15 12.62 8.03 8.74 7.30 33.23 15.55 14.04 0.8 1.5 1.9 1.8 4.6 2.2 1.7 2.1 2.54 3.85 5.42 7.66 5.54 4.83 8.71 5.85 0.86 1.90 2.29 3.12 2.96 2.85 3.45 2.25 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 4.55 4.83 8.05 3.83 4.26 6.23 1.1 1.4 1.8 0.9 1.1 1.3 8.90 8.15 19.01 8.19 11.33 14.63 1.1 1.4 1.8 0.9 1.1 1.3 3.83 5.01 5.22 3.40 3.26 5.64 1.52 1.92 2.68 0.98 1.40 1.43 10.32 2.39 9.06 15.11 3.13 17.72 5.44 5.75 11.15 2.7 0.9 1.6 3.2 1.5 5.4 1.8 1.8 1.5 33.99 15.48 11.64 32.10 6.35 6.65 10.33 19.27 19.25 2.7 0.9 1.6 3.2 1.5 5.4 1.8 1.8 1.5 6.16 6.83 7.93 11.31 3.65 20.66 5.44 5.34 7.54 3.68 2.28 2.14 2.64 1.38 3.23 2.24 4.53 1.76 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 8. Medical plans, single coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2008 (All workers with contributory single coverage = 100 percent) Single coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate2 Varies3 Flexible benefits4 Percent of earnings Exists, but unknown Other 100 77 1 6 1 (5) 13 1 100 100 100 100 77 75 78 82 1 – 1 (5) 8 8 8 10 2 3 2 2 (5) (5) – – 10 12 10 5 1 1 1 – 100 100 100 100 100 100 100 83 75 74 74 69 76 79 (5) – – (5) – (5) – 8 8 6 7 5 7 6 2 2 1 1 1 1 1 – – – (5) – – – 5 12 – 17 24 14 13 – 2 2 1 1 1 2 100 100 100 100 100 77 80 81 82 80 – – 1 – (5) 6 5 4 5 4 1 1 1 1 1 – – – – – 13 13 12 11 12 – 1 1 (5) 2 Full time ................................................................. Part time ................................................................ 100 100 77 74 1 – 7 5 1 1 (5) – 13 19 1 1 Union ..................................................................... Nonunion ............................................................... 100 100 79 76 – 1 7 6 2 1 (5) (5) 9 14 2 1 Average wage within the following percentiles:6 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 100 100 68 73 79 79 78 73 – – – 4 5 6 6 7 9 – 1 1 1 2 3 – – – – 21 13 12 11 12 – – 1 1 1 1 All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. (5) – 2 (5) (5) (5) Table 8. Medical plans, single coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with contributory single coverage = 100 percent) Single coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate2 Varies3 Flexible benefits4 Percent of earnings Exists, but unknown Other Goods-producing industries ................................... 100 80 – 5 1 – 12 – Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 76 80 82 84 78 78 76 84 (5) (5) (5) 1 – – – – 7 9 11 8 17 8 9 7 2 2 2 2 1 2 1 4 (5) – (5) (5) – – – – 14 8 4 4 4 11 12 4 1 1 – – – 1 2 5 ( ) 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 79 78 81 76 79 73 – – – 1 – – 6 8 4 6 5 8 1 1 1 2 1 2 – – – (5) – (5) 12 12 12 14 14 14 1 1 2 1 1 1 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 100 100 100 100 100 100 100 100 100 80 75 78 77 83 67 73 74 76 – 1 – – – – – – – 6 6 5 10 3 5 11 9 7 1 – 3 – – – 2 1 3 – 1 – – – – – – – 12 15 14 12 11 – 13 14 9 – 1 – – 1 1 – 1 3 Average monthly employer premium7 ................... $297.15 $296.64 $292.42 $319.36 $301.21 $274.30 $284.83 $357.30 Establishment characteristics Geographic areas 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 3 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 4 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 5 Less than 0.5 percent. 6 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 7 Average premium is for all workers. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 8. Standard errors for medical plans, single coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2008 (All workers with contributory single coverage = 100 percent) Single coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate2 Varies3 Flexible benefits4 Percent of earnings Exists, but unknown Other 0.0 1.3 0.3 0.4 0.2 0.1 1.1 0.2 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.0 0.0 0.0 0.0 1.0 1.7 1.1 1.8 0.6 – 0.5 0.1 0.6 1.1 0.6 1.3 0.3 0.6 0.4 0.7 0.1 0.1 – – 0.7 1.2 0.9 1.3 0.3 0.2 0.3 – 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.0 2.6 4.8 1.4 2.4 1.5 1.9 0.1 – – 0.1 – 0.1 – 1.5 1.7 0.7 0.5 0.9 0.6 0.9 0.9 0.8 0.3 0.3 0.3 0.3 0.2 – – – 0.1 – – – 1.0 2.1 – 1.3 2.3 1.2 1.6 – 0.8 0.6 0.2 0.2 0.2 0.6 0.0 0.0 0.0 0.0 0.0 3.0 2.4 1.5 1.9 1.8 – – 0.3 – 0.1 1.6 0.8 0.6 0.9 0.8 0.1 0.3 0.2 0.3 0.4 – – – – – 2.6 2.2 1.1 1.3 1.4 – 0.5 0.4 0.2 0.8 Full time ................................................................. Part time ................................................................ 0.0 0.0 1.4 2.1 0.3 – 0.4 1.0 0.2 0.6 0.1 – 1.2 2.1 0.2 0.3 Union ..................................................................... Nonunion ............................................................... 0.0 0.0 1.4 1.4 – 0.3 0.8 0.4 0.5 0.2 0.1 0.1 1.0 1.2 0.8 0.1 Average wage within the following percentiles:5 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.0 0.0 0.0 0.0 0.0 0.0 11.0 2.3 1.7 1.2 1.1 1.5 – – – 0.1 – 0.8 1.6 0.8 0.6 0.7 0.6 0.9 – 0.3 0.3 0.2 0.4 0.5 – – – 0.1 0.1 0.1 – 2.3 1.3 1.0 0.7 1.0 – – 0.2 0.3 0.4 0.4 All workers ............................................................. Worker characteristics See footnotes at end of table. Table 8. Standard errors for medical plans, single coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with contributory single coverage = 100 percent) Single coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate2 Varies3 Flexible benefits4 Percent of earnings Exists, but unknown Other Goods-producing industries ................................... 0.0 2.0 – 0.8 0.4 – 1.3 – Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.5 1.4 1.3 1.7 2.4 2.2 2.4 2.4 0.2 (6) 0.1 0.1 – – – – 0.4 0.9 1.1 1.4 2.2 1.4 1.7 1.2 0.2 0.3 0.4 0.6 0.1 0.5 0.4 0.8 0.1 – 0.1 0.1 – – – – 1.4 1.0 0.6 0.9 0.9 1.7 2.0 1.1 0.2 0.3 – – – 0.4 0.8 0.1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.0 0.0 0.0 0.0 0.0 0.0 1.0 1.3 1.5 1.8 1.2 2.9 – – – 0.4 – – 0.6 0.9 0.8 0.5 0.6 0.7 0.2 0.2 0.3 0.2 0.3 0.4 – – – 0.1 – 0.1 0.9 1.2 1.4 1.7 0.9 2.8 0.4 0.3 0.8 0.3 0.2 0.4 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.8 2.1 1.8 2.0 1.8 12.7 3.4 2.8 1.9 – 0.4 – – – – – – – 1.4 0.6 0.5 1.7 0.8 1.8 1.9 1.7 0.7 0.5 – 0.3 – – – 0.8 0.1 0.6 – 0.3 – – – – – – – 1.1 1.6 1.8 1.7 1.2 – 2.0 1.9 0.7 – 0.2 – – 0.2 0.3 – 0.3 1.1 Average monthly employer premium7 ................... $2.65 $2.64 $22.55 $10.34 $8.29 $33.22 $7.35 $44.64 Establishment characteristics Geographic areas 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 3 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 4 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 5 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 6 Less than 0.05. 7 Average premium is for all workers. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 9. Medical plans, family coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008 (All workers with family coverage medical plans = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $726.02 13 $896.52 87 $700.71 $330.40 100 100 100 100 767.82 745.17 777.60 765.74 11 9 12 15 922.64 915.05 925.22 955.27 89 91 88 85 748.71 727.83 757.98 731.92 336.02 311.88 346.73 390.04 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 761.97 801.13 670.70 691.26 632.73 716.42 712.48 15 10 11 9 9 10 23 1002.60 846.70 836.28 859.50 757.74 899.25 894.98 85 90 89 91 91 90 77 719.27 796.16 650.04 673.65 620.59 696.69 656.46 411.25 370.25 336.64 346.00 347.21 345.47 327.72 100 100 100 100 100 697.97 726.50 742.26 786.48 688.13 31 16 17 17 17 861.42 958.43 923.71 964.90 873.25 69 84 83 83 83 623.65 682.40 704.75 749.57 649.89 334.09 322.69 289.04 277.66 302.97 Full time ................................................................. Part time ................................................................ 100 100 728.94 677.77 13 13 909.10 682.05 87 87 702.15 677.16 328.61 359.80 Union ..................................................................... Nonunion ............................................................... 100 100 887.67 680.99 35 7 927.21 852.60 65 93 866.45 668.48 267.06 342.72 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 100 100 542.90 599.86 672.20 738.57 789.51 817.99 7 7 9 14 18 15 331.75 693.30 813.13 883.73 997.46 933.96 93 93 91 86 82 85 557.74 593.05 658.30 715.26 742.65 796.80 344.29 361.20 339.89 319.79 329.22 311.09 See footnotes at end of table. Table 9. Medical plans, family coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with family coverage medical plans = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Establishment characteristics Goods-producing industries ................................... 100 $760.66 19 $932.09 81 $719.98 $288.23 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 716.94 751.33 750.58 742.08 765.28 752.08 811.56 847.63 11 11 14 17 6 9 7 13 880.69 893.97 976.88 977.62 941.74 767.30 778.11 958.20 89 89 86 83 94 91 93 87 696.11 733.27 715.23 694.98 753.76 750.58 813.89 831.20 340.47 380.51 387.84 417.85 329.60 373.47 326.71 250.81 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 645.69 642.25 652.78 770.63 750.90 786.01 15 16 14 12 10 13 855.09 864.51 833.40 926.63 896.10 945.30 85 84 86 88 90 87 608.06 600.60 623.12 750.07 734.63 762.50 376.63 375.70 378.51 305.77 313.76 299.34 100 100 100 100 100 100 100 100 100 817.00 793.06 801.48 718.26 665.39 625.33 646.33 687.49 735.31 10 23 16 13 6 5 5 10 18 1039.39 880.17 986.70 829.84 896.59 766.48 774.18 919.99 862.41 90 77 84 87 94 95 95 90 82 791.65 766.38 766.22 700.95 650.43 618.61 640.08 662.17 707.02 329.06 304.14 278.54 318.13 357.21 341.37 376.14 371.19 325.57 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Table 9. Standard errors for medical plans, family coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008 (All workers with family coverage medical plans = 100 percent) Total Characteristics All workers ............................................................. Employee contribution not required Employee contribution required Average Average Average Average Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating employer employer employer employee employees employees premium premium premium contribution 5.4 0.5 15.9 0.5 5.8 3.6 7.5 9.4 8.8 14.8 0.7 1.0 0.8 1.1 27.3 43.3 30.3 20.0 0.7 1.0 0.8 1.1 7.8 9.0 9.4 16.7 5.4 5.9 7.2 14.8 17.5 27.3 16.4 5.4 10.2 6.3 13.5 1.3 2.6 1.2 0.5 1.1 0.6 1.4 22.6 116.8 44.1 24.9 45.8 28.5 27.5 1.3 2.6 1.2 0.5 1.1 0.6 1.4 20.0 26.8 14.7 5.9 10.1 7.1 15.5 17.5 20.9 8.8 4.3 6.1 5.0 7.7 18.7 17.6 17.0 25.7 14.5 2.3 1.5 1.3 2.0 1.2 35.8 43.6 29.3 41.3 32.0 2.3 1.5 1.3 2.0 1.2 21.0 19.6 17.4 27.1 14.2 10.8 9.3 7.2 7.8 10.9 Full time ................................................................. Part time ................................................................ 5.5 13.1 0.5 1.1 17.3 41.9 0.5 1.1 6.0 11.9 3.7 10.3 Union ..................................................................... Nonunion ............................................................... 12.6 5.4 1.2 0.4 18.3 27.0 1.2 0.4 16.5 5.6 8.8 3.9 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 18.3 11.9 6.5 7.0 11.4 9.9 2.0 0.6 0.6 0.7 1.1 1.1 63.3 46.8 19.2 20.5 27.6 16.9 2.0 0.6 0.6 0.7 1.1 1.1 17.7 12.2 7.0 7.3 13.3 10.8 22.8 7.6 6.1 4.7 6.4 7.1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 9. Standard errors for medical plans, family coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with family coverage medical plans = 100 percent) Total Characteristics Employee contribution not required Employee contribution required Average Average Average Average Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating employer employer employer employee employees employees premium premium premium contribution Establishment characteristics Goods-producing industries ................................... 15.8 1.4 27.4 1.4 16.9 6.2 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 5.2 10.8 12.9 13.9 24.6 16.1 19.8 11.7 0.4 0.7 0.9 1.0 1.0 1.1 0.8 1.0 21.8 35.8 16.0 15.8 51.6 84.7 42.4 22.0 0.4 0.7 0.9 1.0 1.0 1.1 0.8 1.0 5.1 10.5 13.7 15.5 25.2 14.7 20.6 12.5 4.2 9.0 13.7 17.4 20.1 12.7 10.8 7.8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7.6 9.7 12.3 7.6 8.2 12.1 0.8 1.1 1.5 0.6 0.8 0.8 23.5 31.5 33.0 19.4 25.1 36.1 0.8 1.1 1.5 0.6 0.8 0.8 8.6 11.6 11.9 7.7 8.0 11.8 5.7 6.6 11.0 4.1 6.1 5.9 19.4 8.1 14.6 19.1 13.0 38.4 9.6 9.6 14.1 1.7 0.7 1.5 1.4 1.1 1.2 0.8 1.0 1.6 39.0 37.5 36.3 43.2 49.5 54.6 76.4 97.3 26.2 1.7 0.7 1.5 1.4 1.1 1.2 0.8 1.0 1.6 23.2 19.7 16.5 20.1 11.8 40.0 7.9 9.5 14.0 10.2 3.4 8.8 20.6 8.3 19.5 6.7 15.2 6.8 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 10. Medical plans, family coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2008 (All workers with contributory family coverage = 100 percent) Family coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate2 Varies3 Flexible benefits4 Percent of earnings Exists, but unknown Other 100 80 (5) 5 1 (5) 12 1 100 100 100 100 80 78 81 85 – – – – 6 6 6 7 2 2 2 2 (5) (5) (5) – 10 12 10 6 1 (5) 1 – 100 100 100 100 100 100 100 86 76 79 76 71 78 82 – – – 6 7 5 5 5 6 4 2 2 1 1 (5) 1 1 – – – (5) – – – 6 12 13 17 23 14 12 – 2 1 1 1 (5) 2 100 100 100 100 100 81 82 85 84 85 (5) 5 4 3 4 3 (5) 1 1 1 1 – – – – – 11 12 10 10 10 – 1 1 – – Full time ................................................................. Part time ................................................................ 100 100 80 75 (5) – 5 5 1 1 (5) – 12 19 1 1 Union ..................................................................... Nonunion ............................................................... 100 100 82 79 – (5) 6 5 1 1 (5) (5) 8 13 2 1 Average wage within the following percentiles:6 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 100 100 75 75 81 82 80 77 – – – 4 4 5 5 5 7 – 1 1 1 2 2 – (5) – (5) (5) (5) 20 20 12 11 11 12 – – 1 1 1 1 All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. (5) – (5) – – – – – (5) – – Table 10. Medical plans, family coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with contributory family coverage = 100 percent) Family coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate2 Varies3 Flexible benefits4 Percent of earnings Exists, but unknown Other Goods-producing industries ................................... 100 82 – 4 1 – 11 – Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 79 82 86 87 84 79 78 87 (5) – – – – – – – 5 7 7 5 12 7 8 5 1 1 1 1 1 1 1 3 (5) – (5) (5) – – – – 13 8 5 5 3 12 11 5 1 1 – – – 1 2 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 81 80 83 79 81 78 – – – – – – 5 6 3 5 4 6 1 (5) 1 2 1 2 – – – (5) – (5) 12 13 11 13 13 12 1 1 2 1 (5) 1 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 100 100 100 100 100 100 100 100 100 81 78 81 79 85 78 78 75 79 – 1 – – – – – – – 5 5 4 7 3 4 7 8 6 1 – 2 – (5) – 2 1 2 – 1 – – – – – – – 13 14 13 12 11 – 12 15 10 – 1 – – (5) – – – 2 Average monthly employer premium7 ................... $700.71 $701.10 $727.06 $721.94 $751.94 $775.43 $684.40 $672.31 Establishment characteristics Geographic areas 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 3 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 4 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 5 Less than 0.5 percent. 6 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 7 Average premium is for all workers. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 10. Standard errors for medical plans, family coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2008 (All workers with contributory family coverage = 100 percent) Family coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate2 Varies3 Flexible benefits4 Percent of earnings Exists, but unknown Other 0.0 0.9 0.2 0.3 0.1 0.1 0.8 0.2 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.0 0.0 0.0 0.0 1.0 1.4 1.2 1.5 – – – – 0.5 0.8 0.6 0.9 0.3 0.4 0.3 0.5 0.1 0.1 0.1 – 0.7 1.0 0.9 1.2 0.2 0.1 0.3 – 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.7 2.5 3.6 1.2 2.1 1.2 1.7 – – – 0.1 – 0.1 – 1.1 2.0 0.6 0.3 0.7 0.4 0.9 0.7 0.7 0.2 0.2 0.2 0.3 0.2 – – – 0.1 – – – 1.3 2.2 3.4 1.0 2.1 1.0 1.4 – 0.9 0.5 0.2 0.4 0.1 0.6 0.0 0.0 0.0 0.0 0.0 2.7 1.9 1.3 1.6 1.6 – – – – 0.1 1.4 0.8 0.5 0.8 0.6 0.1 0.3 0.1 0.3 0.3 – – – – – 2.3 1.6 1.0 1.1 1.3 – 0.6 0.3 – – Full time ................................................................. Part time ................................................................ 0.0 0.0 1.0 2.0 0.2 – 0.3 0.9 0.1 0.5 0.1 – 0.8 1.8 0.2 0.4 Union ..................................................................... Nonunion ............................................................... 0.0 0.0 1.0 1.0 – 0.2 0.7 0.3 0.4 0.2 (5) 0.1 0.8 0.9 0.6 0.1 Average wage within the following percentiles:6 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.0 0.0 0.0 0.0 0.0 0.0 6.8 2.1 1.3 1.0 1.0 1.2 – – – 0.1 – – 1.5 0.6 0.5 0.5 0.5 0.7 – 0.2 0.2 0.2 0.3 0.4 – (5) – 0.1 0.1 0.1 5.5 2.1 0.9 0.8 0.7 0.8 – – 0.2 0.2 0.3 0.4 All workers ............................................................. Worker characteristics See footnotes at end of table. Table 10. Standard errors for medical plans, family coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with contributory family coverage = 100 percent) Family coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate2 Varies3 Flexible benefits4 Percent of earnings Exists, but unknown Other Goods-producing industries ................................... 0.0 1.7 – 0.6 0.3 – 1.2 – Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.1 1.5 1.2 1.5 2.0 2.3 2.4 1.9 0.1 – – – – – – – 0.3 0.8 0.8 0.9 1.8 1.3 2.0 0.9 0.2 0.3 0.3 0.5 0.1 0.5 0.3 0.6 0.1 – 0.1 0.1 – – – – 0.9 1.2 0.9 1.2 0.7 2.1 1.8 0.9 0.2 0.3 – – – 0.5 1.0 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.0 0.0 0.0 0.0 0.0 0.0 1.0 1.4 1.4 1.3 1.4 2.0 – – – – – – 0.5 0.8 0.7 0.4 0.6 0.6 0.1 0.1 0.3 0.2 0.3 0.3 – – – 0.1 – 0.1 1.0 1.2 1.3 1.1 1.1 1.8 0.3 0.2 0.8 0.2 0.1 0.4 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.9 2.5 1.7 2.3 1.9 8.2 2.6 2.6 1.2 – 0.3 – – – – – – – 1.3 0.5 0.5 1.6 0.6 1.6 1.3 1.4 0.7 0.4 – 0.3 – 0.1 – 0.6 0.1 0.5 – 0.3 – – – – – – – 1.1 1.7 1.5 1.8 1.4 – 1.7 2.5 0.7 – 0.2 – – 0.2 – – – 0.8 Average monthly employer premium7 ................... $5.82 $6.58 $54.11 $23.20 $25.10 $84.74 $15.70 $44.80 Establishment characteristics Geographic areas 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 3 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 4 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 5 Less than 0.05. 6 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 7 Average premium is for all workers. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 11. Medical plans: Employee contributions for single and family coverage, civilian workers,1 National Compensation Survey, March 2008 (Includes workers participating in medical plans with flat dollar amount contributory coverage) Single coverage2 Employee monthly contribution All workers ............................................................. Family coverage2 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $24.60 $45.48 $71.85 $108.04 $155.39 $93.06 $172.17 $279.15 $434.32 $633.85 22.42 23.32 22.00 15.94 43.60 44.00 43.36 34.66 69.65 68.00 70.00 64.83 105.20 105.62 104.71 110.52 151.72 141.71 157.26 172.42 96.00 93.00 97.41 81.77 174.32 165.00 176.90 170.92 280.17 267.00 289.00 347.17 452.46 417.83 470.16 546.00 648.46 599.23 668.00 730.98 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 15.00 26.00 22.73 26.72 30.87 25.55 26.69 34.51 48.57 45.63 49.50 54.44 47.11 46.20 66.99 75.02 74.00 76.66 87.00 72.79 75.81 113.00 118.00 114.06 110.91 123.94 107.32 112.66 172.39 213.04 158.98 159.20 166.89 155.15 168.00 95.47 111.78 88.09 109.38 107.97 109.38 86.66 176.57 194.92 179.99 190.36 211.70 185.00 165.03 406.25 302.94 290.31 294.58 302.46 291.23 276.97 562.00 484.19 450.23 448.38 439.85 450.00 432.00 775.07 740.03 620.37 644.87 648.00 642.91 650.00 21.00 29.88 24.28 23.83 25.00 43.33 48.46 44.00 43.51 45.00 75.00 75.96 67.00 67.16 66.79 108.33 113.63 102.92 101.97 103.99 176.80 160.36 140.45 140.45 143.10 77.00 91.99 76.91 72.90 89.56 168.09 164.79 150.68 139.89 163.66 285.96 269.28 238.79 222.78 252.84 462.60 409.08 362.36 345.19 378.87 695.03 631.30 571.53 543.39 615.08 Full time ................................................................. Part time ................................................................ 24.52 26.00 45.66 43.40 71.65 75.38 107.60 125.04 153.00 197.27 94.00 76.81 172.00 175.89 278.90 299.38 430.86 493.53 631.42 666.13 Union ..................................................................... Nonunion ............................................................... 19.37 26.00 34.67 48.06 57.41 75.00 90.00 112.20 129.96 157.81 52.93 108.56 112.18 185.30 194.23 294.58 311.25 450.72 588.35 639.19 See footnotes at end of table. Table 11. Medical plans: Employee contributions for single and family coverage, civilian workers,1 National Compensation Survey, March 2008—Continued (Includes workers participating in medical plans with flat dollar amount contributory coverage) Single coverage2 Employee monthly contribution Family coverage2 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) Establishment characteristics Goods-producing industries ................................... $25.00 $43.33 $69.67 $102.08 $140.45 $76.89 $149.89 $238.79 $364.62 $548.96 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 24.22 19.50 15.00 13.82 18.00 25.79 24.22 19.85 46.37 41.29 31.09 30.00 39.00 48.84 46.87 32.50 72.10 72.00 64.57 63.83 64.57 77.70 68.88 50.59 109.65 112.07 106.50 115.02 94.03 113.75 101.74 82.28 157.85 163.47 168.87 175.14 156.60 162.06 163.94 124.00 98.91 97.41 92.71 92.21 103.77 113.79 111.37 68.00 179.37 190.00 176.57 177.68 179.49 203.76 181.49 128.74 288.00 321.94 341.79 415.71 273.09 312.34 280.60 207.17 450.00 513.74 544.25 565.02 489.44 465.12 374.22 337.00 645.42 719.24 721.32 786.83 573.00 717.32 566.71 489.44 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 29.08 29.08 29.85 21.91 25.00 20.91 52.64 53.05 50.98 42.56 44.10 40.00 84.31 87.73 77.48 65.92 69.67 63.40 121.15 126.57 113.08 101.21 103.78 98.27 171.46 182.48 157.81 143.10 142.00 143.64 107.21 103.99 115.50 88.15 90.32 87.30 200.00 202.19 197.26 161.00 169.38 156.00 318.20 324.98 307.64 257.16 276.62 242.00 499.77 508.19 479.38 397.85 411.69 380.37 719.95 714.80 727.94 578.31 603.31 562.23 34.59 21.67 27.00 25.89 29.08 18.00 29.00 21.45 18.50 60.09 43.66 43.40 48.33 49.79 40.00 48.75 43.52 40.10 100.34 68.88 67.58 69.23 74.70 72.30 72.00 73.17 67.98 140.03 106.33 104.50 102.18 106.80 115.99 106.20 104.99 106.50 190.01 148.92 154.13 148.79 144.50 181.32 151.06 150.00 152.02 117.51 63.91 70.00 103.95 130.08 103.29 149.28 104.64 77.00 199.84 153.61 133.44 162.76 190.46 186.49 232.86 190.00 150.00 295.00 247.24 229.90 274.95 303.58 297.00 340.27 284.72 260.89 405.32 373.70 363.01 430.86 479.30 506.81 490.32 448.30 440.28 562.82 644.87 545.61 624.54 655.31 573.00 689.50 671.55 646.01 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. Table 11. Standard errors for medical plans: Employee contributions for single and family coverage, civilian workers,1 National Compensation Survey, March 2008 (Includes workers participating in medical plans with flat dollar amount contributory coverage) Single coverage2 Employee monthly contribution All workers ............................................................. Family coverage2 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $0.81 $1.04 $1.05 $1.39 $1.98 $3.20 $3.30 $3.70 $7.26 $9.77 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.41 2.56 1.35 1.93 0.62 2.34 0.87 3.57 1.48 2.76 1.43 2.75 1.43 2.10 1.99 5.34 4.09 3.88 6.22 8.88 3.02 5.13 3.60 12.91 3.88 6.81 4.59 12.17 5.39 5.78 7.08 32.65 11.69 14.48 16.74 11.23 20.55 15.48 26.76 33.46 2.55 2.73 3.12 1.34 2.21 1.10 2.86 3.45 2.81 4.66 1.33 2.00 1.38 1.66 5.84 3.16 3.94 1.42 1.19 1.91 3.46 7.03 14.08 2.38 2.66 4.13 1.64 6.57 10.15 38.04 6.94 2.73 4.37 3.22 11.15 9.65 13.26 6.97 5.29 11.70 7.62 10.08 13.17 10.08 7.15 5.25 8.56 4.88 4.31 25.71 13.32 9.65 4.48 6.53 6.03 6.32 11.13 47.60 14.62 10.15 16.17 12.04 18.01 46.82 17.08 13.55 8.46 18.11 12.26 14.82 8.70 1.02 2.57 3.22 4.32 1.88 2.50 2.14 2.54 2.77 7.35 3.82 1.93 2.59 2.55 15.66 6.73 2.76 3.15 5.98 7.88 15.55 4.93 4.92 10.36 16.80 9.18 6.86 10.20 8.27 16.06 3.77 3.33 5.54 6.61 13.04 10.94 7.72 10.69 8.73 31.41 21.67 10.68 11.38 14.38 41.50 26.14 26.73 18.76 32.28 Full time ................................................................. Part time ................................................................ 0.80 3.90 1.05 2.64 0.96 5.45 1.28 6.22 2.48 16.64 3.74 12.34 3.36 10.81 4.11 22.66 7.32 26.97 9.79 17.42 Union ..................................................................... Nonunion ............................................................... 1.12 1.05 1.06 1.11 2.10 1.12 2.83 2.17 6.38 1.79 4.69 3.96 6.13 4.75 5.86 3.62 11.98 9.12 32.16 9.27 Worker characteristics See footnotes at end of table. Table 11. Standard errors for medical plans: Employee contributions for single and family coverage, civilian workers,1 National Compensation Survey, March 2008—Continued (Includes workers participating in medical plans with flat dollar amount contributory coverage) Single coverage2 Employee monthly contribution Family coverage2 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) Establishment characteristics Goods-producing industries ................................... $1.66 $1.63 $2.29 $3.05 $3.57 $6.19 $3.15 $6.46 $12.46 $21.01 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1.11 1.36 1.83 2.74 1.84 3.45 2.69 1.54 1.17 1.94 3.41 2.85 10.47 2.11 1.80 3.03 1.24 3.01 2.43 4.92 3.24 4.36 3.66 1.58 2.01 2.97 3.20 6.39 4.68 2.04 5.19 3.57 1.83 6.52 10.63 11.04 13.59 8.06 21.37 5.36 3.39 9.07 7.98 7.51 20.83 20.62 14.32 2.69 2.37 8.17 8.32 12.53 16.42 10.01 8.06 6.15 4.25 10.88 27.23 21.70 30.31 13.04 11.89 6.22 8.51 14.46 11.64 10.88 78.78 30.60 16.07 11.56 9.98 26.34 35.15 40.22 13.11 50.20 26.43 13.64 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.77 2.15 5.40 1.12 2.68 0.89 1.35 1.93 1.83 1.21 1.83 1.27 2.55 2.90 3.37 1.44 2.45 1.80 3.56 2.97 2.98 2.01 2.18 2.84 5.44 5.13 2.52 2.43 5.25 3.32 8.16 9.32 12.66 4.75 7.92 5.55 5.32 10.65 7.76 3.38 7.16 5.10 7.43 10.66 11.97 4.53 6.10 6.90 10.05 17.21 20.22 11.87 13.51 14.57 18.32 21.98 28.94 8.64 19.45 7.32 3.06 2.20 1.74 2.39 1.40 1.87 3.01 2.56 2.41 8.37 2.32 0.77 3.25 1.62 4.88 2.65 4.37 2.95 5.89 4.17 2.58 1.46 1.97 5.06 4.46 4.64 1.90 4.48 2.23 5.90 3.28 2.42 7.52 2.82 4.40 1.77 3.66 9.48 4.67 5.33 9.41 10.46 6.28 6.64 5.36 11.18 9.37 2.97 9.34 6.02 25.95 12.74 18.89 0.93 22.02 8.20 6.98 17.64 9.33 14.51 12.22 14.30 8.24 5.92 7.61 11.12 17.94 7.12 24.30 15.09 14.61 12.58 15.52 7.50 13.06 48.11 18.02 22.01 16.23 26.56 16.18 22.16 15.69 16.83 58.81 16.28 6.50 17.12 33.67 26.81 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. Table 12. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008 (All workers = 100 percent) Life insurance Characteristics Short-term disabilty Long-term disability Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 62 60 96 37 35 97 32 31 95 77 85 74 72 75 83 73 70 98 98 98 97 43 55 39 21 42 54 38 21 98 97 98 97 51 59 48 40 48 57 45 38 95 96 94 95 76 68 42 61 50 67 58 75 66 39 58 46 65 56 98 97 93 95 93 97 96 18 33 23 36 29 39 34 17 32 21 35 28 38 33 95 99 95 97 96 97 98 40 44 15 32 19 40 24 38 42 14 30 18 38 23 95 95 94 95 94 96 96 49 69 67 72 61 47 67 64 70 58 95 97 96 97 95 26 43 47 55 39 26 41 46 54 38 98 97 97 98 97 15 34 27 30 24 15 32 26 29 23 98 95 97 97 97 Full time ................................................................. Part time ................................................................ 75 17 72 15 96 89 43 14 42 14 97 95 39 7 37 7 96 90 Union ..................................................................... Nonunion ............................................................... 82 58 80 56 98 95 47 35 46 33 98 97 34 32 33 30 97 95 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 18 40 65 73 79 84 16 36 62 71 78 82 88 89 96 97 98 98 12 22 36 44 49 52 11 20 35 43 48 51 92 94 97 98 98 98 – 12 28 39 51 56 – 11 27 37 49 54 – 91 95 96 95 97 All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 12. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Life insurance Characteristics Short-term disabilty Long-term disability Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Goods-producing industries ................................... 71 68 97 51 50 98 32 31 97 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 60 69 76 75 83 64 85 82 58 67 74 74 80 61 83 80 96 97 97 98 96 96 98 98 34 28 22 19 28 32 41 27 33 27 21 18 28 32 41 27 97 97 96 95 97 98 98 99 32 37 40 36 52 35 57 31 30 35 38 34 49 33 54 29 95 95 96 96 95 95 95 95 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 44 39 55 78 71 85 41 37 53 76 68 83 95 94 95 97 95 98 26 24 34 45 43 48 26 23 33 44 42 46 97 96 97 97 97 98 20 18 26 43 35 50 19 17 24 41 34 47 95 95 94 96 96 95 58 60 66 63 66 68 60 60 57 56 59 63 60 63 65 56 56 55 98 98 96 97 95 95 94 94 96 34 68 40 30 32 28 27 26 28 33 68 39 29 30 27 26 25 27 97 99 97 98 94 96 96 96 98 31 28 38 34 34 29 30 33 29 30 27 36 33 32 27 28 31 28 96 96 95 96 94 94 95 95 97 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 12. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008 (All workers = 100 percent) Life insurance Characteristics Short-term disabilty Long-term disability Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 0.7 0.8 0.2 0.8 0.8 0.3 0.6 0.6 0.3 0.8 1.1 1.0 1.4 0.8 1.1 0.9 1.3 0.2 0.3 0.3 0.4 1.1 1.9 1.1 1.4 1.1 1.8 1.1 1.3 0.5 0.6 0.6 2.3 1.0 1.4 1.3 2.0 1.0 1.4 1.2 1.7 0.6 0.5 0.7 1.2 1.9 3.0 2.3 0.9 1.2 1.2 1.5 1.9 2.9 2.3 0.9 1.3 1.2 1.5 0.4 0.6 0.9 0.4 0.9 0.4 0.5 1.5 2.6 1.6 0.9 1.4 0.9 1.4 1.2 2.6 1.6 0.8 1.4 0.9 1.4 3.9 0.4 1.3 0.4 0.7 0.5 0.5 2.4 3.1 1.3 0.8 1.0 1.1 1.3 2.2 3.2 1.3 0.8 1.0 1.0 1.3 1.6 1.1 1.5 0.4 0.9 0.5 0.9 2.1 1.8 1.3 1.8 1.9 2.1 1.7 1.2 1.8 1.7 0.9 0.5 0.4 0.5 0.8 1.8 2.0 1.3 2.1 1.5 1.8 1.9 1.3 2.0 1.4 0.6 0.7 0.4 0.5 0.5 1.3 2.2 1.1 1.6 1.2 1.3 2.2 1.0 1.5 1.1 0.6 1.2 0.4 0.5 0.5 Full time ................................................................. Part time ................................................................ 0.6 0.8 0.6 0.8 0.2 1.0 0.8 1.6 0.8 1.5 0.3 1.0 0.7 0.8 0.7 0.6 0.3 2.6 Union ..................................................................... Nonunion ............................................................... 1.1 0.8 1.1 0.8 0.4 0.3 1.2 0.9 1.2 0.8 0.7 0.4 1.2 0.7 1.1 0.6 0.8 0.4 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 3.5 1.3 1.0 0.8 1.0 1.3 3.5 1.3 1.0 0.9 1.0 1.3 2.8 0.9 0.3 0.3 0.2 0.3 2.1 1.1 1.1 0.8 1.2 1.7 2.0 1.1 1.0 0.8 1.1 1.7 2.6 1.2 0.4 0.3 0.5 0.5 – 1.2 0.8 1.0 1.1 1.5 – 1.2 0.8 1.0 1.0 1.6 – 1.9 0.6 0.5 0.6 0.5 All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 12. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Life insurance Characteristics Short-term disabilty Long-term disability Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Goods-producing industries ................................... 1.0 1.0 0.3 1.5 1.5 0.3 1.3 1.2 0.4 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.9 1.1 1.1 1.3 1.4 1.7 1.1 1.8 0.9 1.1 1.1 1.3 1.4 1.7 1.3 1.8 0.3 0.5 0.5 0.3 1.5 0.9 0.6 0.6 0.9 1.2 1.3 1.5 2.4 2.0 2.3 1.7 0.8 1.2 1.2 1.2 2.3 1.9 2.3 1.7 0.4 0.8 2.3 3.8 0.9 0.4 0.5 0.2 0.7 1.3 1.7 1.9 3.7 1.8 2.5 1.7 0.7 1.3 1.6 1.8 3.5 1.8 2.5 1.7 0.4 0.6 0.8 1.2 0.8 0.9 0.9 0.8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.0 1.2 1.6 0.7 1.0 0.8 1.0 1.2 1.6 0.8 1.1 0.8 0.4 0.7 0.5 0.3 0.5 0.3 1.1 1.0 1.9 1.0 1.5 1.0 1.0 1.0 1.9 1.0 1.5 1.0 0.6 0.6 1.3 0.4 0.4 0.5 0.8 0.9 2.1 0.9 1.3 1.2 0.8 0.9 1.8 0.9 1.2 1.2 0.8 0.7 1.7 0.3 0.4 0.5 1.5 1.4 1.3 2.1 1.3 7.6 1.4 2.9 1.7 1.5 1.4 1.3 2.3 1.5 7.3 1.5 3.9 1.6 0.4 0.2 0.4 0.7 0.7 1.2 0.8 2.1 0.5 1.5 2.9 1.2 2.5 2.2 4.3 1.6 3.3 1.8 1.7 2.9 1.2 2.5 2.0 4.4 1.5 3.1 1.8 1.7 0.1 0.8 0.9 1.4 1.1 1.2 1.0 0.6 1.9 1.4 1.5 3.9 1.6 3.6 1.6 2.6 1.3 2.0 1.1 1.6 3.8 1.6 3.3 1.5 2.6 1.4 0.9 1.1 0.8 0.8 1.1 0.8 1.2 0.8 0.5 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 13. Life insurance plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008 (All workers with basic life insurance coverage = 100 percent) Characteristics Employee contribution not required Employee contribution required All workers ............................................................. 93 7 94 95 94 90 6 5 6 10 89 96 89 93 92 94 91 11 4 11 7 8 6 9 89 92 95 95 95 11 8 5 5 5 Full time ................................................................. Part time ................................................................ 93 94 7 6 Union ..................................................................... Nonunion ............................................................... 93 93 7 7 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 84 92 92 93 95 94 16 8 8 7 5 6 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 13. Life insurance plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with basic life insurance coverage = 100 percent) Employee contribution not required Employee contribution required Goods-producing industries ................................... 94 6 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 93 93 89 90 96 97 89 7 7 11 10 4 3 11 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 93 93 94 93 93 94 7 7 6 7 7 6 93 96 92 95 92 82 93 93 97 7 4 8 5 8 18 7 7 3 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 13. Standard errors for life insurance plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008 (All workers with basic life insurance coverage = 100 percent) Characteristics Employee contribution not required Employee contribution required All workers ............................................................. 0.5 0.5 0.6 0.8 0.7 1.2 0.6 0.8 0.7 1.2 1.2 1.2 1.3 0.7 1.0 0.7 1.1 1.2 1.2 1.3 0.7 1.0 0.7 1.1 2.0 1.3 0.7 1.0 0.8 2.0 1.3 0.7 1.0 0.8 Full time ................................................................. Part time ................................................................ 0.5 1.3 0.5 1.3 Union ..................................................................... Nonunion ............................................................... 0.6 0.6 0.6 0.6 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 3.3 1.0 0.6 0.5 0.5 0.5 3.3 1.0 0.6 0.5 0.5 0.5 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 13. Standard errors for life insurance plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with basic life insurance coverage = 100 percent) Employee contribution not required Employee contribution required Goods-producing industries ................................... 0.7 0.7 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.6 1.1 1.8 1.4 1.2 1.0 1.7 0.6 1.1 1.8 1.4 1.2 1.0 1.7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.7 0.8 1.1 0.6 0.8 1.0 0.7 0.8 1.1 0.6 0.8 1.0 1.4 0.9 0.9 0.7 0.9 4.1 0.6 2.1 0.4 1.4 0.9 0.9 0.7 0.9 4.1 0.6 2.1 0.4 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 14. Life insurance plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2008 (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics All workers ............................................................. Fixed multiple of earnings Variable multiple of earnings Flat dollar amount Variable dollar amount Other 52 2 40 4 1 60 65 57 37 4 5 3 2 32 26 35 54 3 2 3 5 2 2 1 2 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 33 67 46 59 56 60 35 1 2 1 2 1 3 2 59 28 47 35 39 34 57 6 2 5 3 2 3 5 2 (2) 1 1 1 1 1 21 47 42 40 44 1 2 2 2 2 71 45 48 49 47 4 5 7 8 5 – (2) 1 1 1 Full time ................................................................. Part time ................................................................ 53 48 3 1 40 46 4 3 1 2 Union ..................................................................... Nonunion ............................................................... 35 57 2 3 52 37 10 2 1 1 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 46 49 50 51 55 60 – 1 2 2 3 5 48 46 44 42 35 31 6 4 3 4 6 2 – (2) 1 1 1 2 See footnotes at end of table. Table 14. Life insurance plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of earnings Variable multiple of earnings Flat dollar amount Variable dollar amount Other Goods-producing industries ................................... 41 3 49 6 1 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 55 50 38 31 53 61 74 38 2 2 2 1 5 2 3 3 38 42 52 61 34 33 20 48 3 4 5 6 4 3 3 8 1 1 2 1 3 – – 3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 43 43 43 57 56 58 2 2 1 3 2 3 52 52 52 34 38 31 3 2 3 5 3 6 1 1 1 1 1 2 58 56 50 51 57 52 51 49 48 5 2 2 3 2 2 3 2 2 32 36 43 43 34 37 43 46 45 3 6 5 3 4 8 1 2 3 – 1 (2) 1 2 – 1 – 1 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.5 percent. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 14. Standard errors for life insurance plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2008 (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of earnings Variable multiple of earnings Flat dollar amount Variable dollar amount Other 0.8 0.2 0.9 0.3 0.1 1.0 1.4 1.2 2.1 0.4 0.7 0.4 0.7 1.0 1.4 1.2 2.2 0.3 0.3 0.3 0.9 0.2 0.3 0.3 0.6 2.5 3.1 2.7 1.0 1.8 1.2 1.7 0.3 0.7 0.2 0.3 0.3 0.4 0.3 2.5 3.2 2.9 1.0 2.0 1.2 1.8 1.1 0.6 0.7 0.4 0.7 0.4 0.7 0.7 0.2 0.2 0.2 0.3 0.2 0.5 2.0 2.2 1.9 2.5 2.2 0.5 0.5 0.4 0.3 0.8 2.4 2.2 1.8 2.4 2.4 0.9 1.0 0.9 1.3 0.9 – 0.2 0.3 0.5 0.4 Full time ................................................................. Part time ................................................................ 0.9 2.0 0.2 0.4 0.9 2.1 0.3 0.6 0.1 0.5 Union ..................................................................... Nonunion ............................................................... 1.4 0.9 0.4 0.3 1.3 1.0 0.8 0.3 0.2 0.2 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 6.6 2.0 1.3 1.1 1.2 1.5 – 0.2 0.2 0.3 0.3 0.6 8.0 2.1 1.3 1.1 1.1 1.4 2.3 0.7 0.3 0.4 0.7 0.3 – 0.2 0.2 0.2 0.3 0.3 All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 14. Standard errors for life insurance plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of earnings Variable multiple of earnings Flat dollar amount Variable dollar amount Other Goods-producing industries ................................... 1.7 0.5 1.6 0.8 0.4 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.9 1.5 2.2 2.3 4.1 2.0 2.3 2.8 0.2 0.4 0.7 0.2 2.1 0.5 1.0 0.5 0.9 1.4 2.2 2.3 4.0 1.9 2.1 2.6 0.3 0.6 0.8 1.2 1.1 1.0 0.7 1.1 0.2 0.2 0.3 0.4 0.6 – – 0.5 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.6 2.1 2.0 1.0 1.9 1.3 0.3 0.4 0.3 0.3 0.5 0.4 1.6 1.9 2.2 1.1 1.9 1.3 0.4 0.5 0.8 0.4 0.4 0.6 0.3 0.3 0.5 0.2 0.2 0.3 2.1 2.5 1.4 3.5 2.2 5.8 1.7 2.8 2.5 1.1 0.7 0.5 0.6 0.4 0.9 0.8 0.3 0.7 2.7 3.2 1.3 3.2 2.1 5.9 1.5 2.9 1.9 1.0 0.6 0.7 0.7 0.7 1.4 0.6 1.0 0.7 – 0.4 0.1 0.2 0.3 – 0.4 – 0.5 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 15. Life insurance plans: Fixed multiple of earnings benefit formulas, civilian workers,1 National Compensation Survey, March 2008 (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Multiple of earnings amounts2 Characteristics Mean multiple of earnings Median multiple of earnings All workers ............................................................. 1.4 Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings 1.0 1 55 15 25 4 1.4 1.5 1.4 1.5 1.0 1.5 1.0 1.5 1 1 1 – 50 48 51 47 16 17 16 21 28 29 27 27 5 5 5 4 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.4 1.3 1.4 1.4 1.3 1.4 1.4 – 1.0 1.0 1.0 1.0 1.0 1.0 – – 1 1 (3) 1 1 49 67 57 61 72 56 61 23 12 19 12 7 13 9 25 15 19 23 17 25 26 3 – 3 4 3 4 3 1.5 1.3 1.4 1.4 1.3 – 1.0 1.0 – 1.0 – 1 2 2 2 51 65 54 49 60 10 8 16 14 19 37 22 25 31 17 3 3 3 4 2 Full time ................................................................. Part time ................................................................ 1.4 1.3 1.0 1.0 1 1 55 64 15 13 25 18 4 4 Union ..................................................................... Nonunion ............................................................... 1.3 1.4 1.0 1.0 2 1 60 54 18 14 16 27 5 4 Average wage within the following percentiles:4 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.4 1.3 1.3 1.4 1.4 1.5 – 1.0 1.0 1.0 1.0 1.5 – – 1 1 1 1 47 66 60 53 55 46 – 13 15 16 12 15 – 19 21 26 28 31 – 3 3 4 4 7 See footnotes at end of table. Table 15. Life insurance plans: Fixed multiple of earnings benefit formulas, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Multiple of earnings amounts2 Mean multiple of earnings Median multiple of earnings Goods-producing industries ................................... 1.5 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Characteristics Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings 1.5 2 46 14 32 6 1.4 1.3 1.5 1.5 1.5 1.3 1.2 1.5 1.0 1.0 1.5 1.5 1.5 1.0 1.0 – 1 1 1 – 3 1 – – 57 57 45 44 45 64 71 49 15 18 20 23 16 16 11 25 24 21 29 30 28 16 14 18 4 3 5 3 – – – 7 1.4 1.4 1.4 1.4 1.4 1.4 1.0 1.0 1.0 1.0 1.0 1.0 1 – 1 1 (3) 2 55 53 58 55 58 53 14 14 16 15 13 16 26 28 20 25 24 26 5 5 5 4 4 4 1.3 1.4 1.4 1.4 1.4 1.4 1.4 1.3 1.4 1.0 1.0 1.0 1.0 1.0 1.5 1.0 1.0 1.0 3 3 1 – 1 – – – 1 62 55 55 58 55 46 53 65 53 9 18 15 15 15 24 11 11 12 22 21 25 20 26 27 33 21 27 4 4 4 – 3 3 3 2 7 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 3 Less than 0.5 percent. 4 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 15. Standard errors for life insurance plans: Fixed multiple of earnings benefit formulas, civilian workers,1 National Compensation Survey, March 2008 (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Multiple of earnings amounts2 Characteristics Mean multiple of earnings Median multiple of earnings All workers ............................................................. (3) Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings 0.0 0.1 1.2 1.1 1.0 0.5 (3) (3) (3) (3) 0.3 0.4 0.2 0.2 0.2 0.2 0.3 – 1.9 2.1 2.5 3.9 1.4 2.1 1.3 2.3 1.5 1.9 1.9 3.9 0.9 0.8 1.3 1.6 (3) (3) (3) (3) (3) (3) (3) – 0.0 0.0 0.0 0.0 0.0 0.0 – – 0.4 0.2 0.1 0.2 0.3 4.5 3.8 3.5 1.3 2.6 1.2 2.6 2.9 2.0 4.0 1.0 1.2 1.1 1.4 4.4 2.3 2.3 1.0 2.0 1.2 2.2 0.9 – 0.7 0.6 1.4 0.5 0.8 (3) (3) (3) (3) (3) – 0.0 0.0 – 0.0 – 0.5 0.5 0.6 0.8 4.6 2.8 2.1 2.9 2.8 2.6 1.6 1.8 2.3 2.4 4.2 2.2 1.6 2.7 1.7 1.2 0.9 1.1 1.8 0.6 Full time ................................................................. Part time ................................................................ (3) (3) 0.0 0.0 0.1 0.2 1.2 3.7 1.1 2.8 1.0 2.8 0.5 1.4 Union ..................................................................... Nonunion ............................................................... (3) (3) 0.0 0.0 0.4 0.1 2.3 1.3 1.9 1.1 2.1 1.0 0.9 0.5 Average wage within the following percentiles:4 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.1 (3) (3) (3) (3) (3) – 0.0 0.0 0.0 0.0 0.2 – – 0.2 0.2 0.2 0.3 10.1 2.7 1.5 1.5 1.8 2.3 – 2.1 1.2 1.2 1.0 1.7 – 2.1 1.3 1.2 1.6 1.6 – 0.9 0.6 0.7 0.8 1.1 Worker characteristics See footnotes at end of table. Table 15. Standard errors for life insurance plans: Fixed multiple of earnings benefit formulas, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Multiple of earnings amounts2 Mean multiple of earnings Median multiple of earnings Goods-producing industries ................................... (3) Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Characteristics Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings 0.4 0.5 2.8 1.8 2.5 1.4 (3) (3) 0.1 (3) 0.1 (3) (3) 0.1 0.0 0.0 0.2 0.1 0.4 0.0 0.0 – 0.1 0.4 0.3 – 0.8 0.6 – – 1.3 2.7 3.8 4.4 5.2 3.4 3.3 4.2 1.2 2.1 2.3 2.9 2.9 3.0 1.9 3.3 1.0 2.3 4.3 4.4 6.5 2.5 2.2 2.9 0.6 1.4 2.0 0.7 – – – 2.2 (3) (3) (3) (3) (3) (3) 0.0 0.1 0.0 0.0 0.0 0.0 0.2 – 0.5 0.2 0.2 0.3 2.3 3.0 3.3 1.3 1.8 2.1 1.6 2.5 2.1 1.3 1.8 1.7 2.1 2.6 2.6 1.2 1.3 1.8 0.8 0.9 1.5 0.6 0.9 0.8 (3) (3) (3) 0.1 (3) 0.1 (3) (3) (3) 0.0 0.0 0.0 0.0 0.0 0.2 0.1 0.0 0.0 0.7 0.3 0.2 – 0.3 – – – 0.5 4.4 1.5 2.2 5.2 3.6 5.3 3.4 3.3 3.6 1.9 3.2 1.3 3.9 2.9 5.8 2.0 1.5 2.9 5.0 3.5 1.4 3.4 2.1 7.5 1.7 3.8 2.7 1.5 0.5 0.8 – 0.6 1.4 1.1 0.9 1.4 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 3 Less than 0.05. 4 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 16. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2 National Compensation Survey, March 2008 (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts3 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $5,000 $10,000 $15,000 $25,000 $50,000 5,000 10,000 5,000 5,000 10,000 10,000 10,000 10,000 20,000 20,000 20,000 20,000 50,000 50,000 40,000 50,000 50,000 50,000 50,000 50,000 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 5,000 5,000 5,000 5,000 5,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 20,000 10,000 10,000 15,000 15,000 20,000 15,000 50,000 25,000 20,000 25,000 20,000 25,000 25,000 50,000 50,000 40,000 50,000 40,000 50,000 50,000 7,500 10,000 10,000 10,000 5,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 15,000 20,000 15,000 25,000 25,000 25,000 25,000 25,000 50,000 50,000 46,000 46,000 50,000 Full time ................................................................. Part time ................................................................ 6,000 5,000 10,000 5,000 15,000 10,000 25,000 20,000 50,000 40,000 Union ..................................................................... Nonunion ............................................................... 5,000 7,000 10,000 10,000 20,000 15,000 40,000 25,000 50,000 50,000 See footnotes at end of table. Table 16. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2 National Compensation Survey, March 2008—Continued (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts3 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Goods-producing industries ................................... $10,000 $10,000 $20,000 $25,000 $50,000 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 10,000 10,000 10,000 10,000 6,000 10,000 10,000 10,000 15,000 15,000 20,000 20,000 10,000 15,000 10,000 20,000 25,000 30,000 40,000 40,000 30,000 20,000 20,000 25,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 6,000 10,000 5,000 5,000 7,500 5,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 15,000 19,000 15,000 20,000 25,000 25,000 25,000 30,000 25,000 40,000 50,000 50,000 50,000 50,000 50,000 50,000 5,000 5,000 10,000 10,000 5,000 10,000 5,000 10,000 5,000 5,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 20,000 20,000 20,000 15,000 15,000 15,000 15,000 15,000 50,000 40,000 25,000 30,000 25,000 20,000 24,000 25,000 30,000 50,000 50,000 50,000 50,000 50,000 40,000 45,000 50,000 50,000 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can-be-a flat amount or can vary by the employee’s earnings or length of service. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. Table 16. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2 National Compensation Survey, March 2008 (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts3 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $0.00 $0.00 $0.00 $0.00 $0.00 220.90 0.00 0.00 156.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7,642.90 6,213.90 0.00 10,985.80 7,794.60 0.00 0.00 0.00 0.00 312.40 1,787.20 0.00 732.70 0.00 3,464.80 390.50 0.00 1,003.20 441.80 0.00 0.00 0.00 0.00 2,837.60 1,727.10 0.00 1,037.60 0.00 5,712.40 0.00 8,244.90 5,948.10 0.00 0.00 1,781.00 1,746.40 0.00 0.00 0.00 589.70 0.00 18,169.10 0.00 0.00 3,267.30 0.00 1,318.50 0.00 0.00 0.00 0.00 0.00 78.10 0.00 0.00 805.10 0.00 5,154.80 0.00 0.00 1,735.90 0.00 0.00 2,855.80 1,562.00 2,000.40 6,727.70 6,663.90 11,251.10 Full time ................................................................. Part time ................................................................ 1,927.40 468.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16,322.80 Union ..................................................................... Nonunion ............................................................... 0.00 3,814.20 0.00 0.00 0.00 0.00 1,435.90 0.00 0.00 0.00 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 16. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2 National Compensation Survey, March 2008—Continued (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts3 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Establishment characteristics Goods-producing industries ................................... $0.00 $0.00 $5,393.00 $0.00 $1,082.20 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.00 0.00 0.00 156.20 0.00 826.60 1,000.20 0.00 0.00 0.00 0.00 0.00 5,509.40 0.00 0.00 0.00 0.00 1,577.60 0.00 0.00 5,904.90 4,889.40 2,788.80 3,562.00 0.00 3,708.40 1,746.40 5,047.70 9,032.00 5,964.50 4,348.60 5,239.30 0.00 0.00 0.00 0.00 0.00 4,877.50 0.00 0.00 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 5,043.50 0.00 0.00 0.00 2,787.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5,915.50 4,491.20 3,748.90 0.00 0.00 2,922.30 4,607.40 0.00 7,574.20 0.00 0.00 9,874.30 0.00 0.00 0.00 0.00 0.00 2,916.10 0.00 0.00 0.00 0.00 1,789.60 0.00 7,520.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7,491.30 0.00 5,100.80 2,066.40 0.00 413.30 0.00 6,581.00 1,126.40 937.20 0.00 1,913.10 7,362.40 848.40 4,153.40 4,404.30 1,913.10 5,988.00 0.00 0.00 0.00 0.00 3,579.10 15,294.50 13,325.10 4,939.60 0.00 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can-be-a flat amount or can vary by the employee’s earnings or length of service. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 3 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. Table 17. Long-term disability plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008 (All workers with long-term disability coverage = 100 percent) Characteristics Employee contribution required Employee contribution not required All workers ............................................................. 11 89 12 11 13 18 88 89 87 82 21 9 10 11 12 10 11 79 91 90 89 88 90 89 7 13 11 11 10 93 87 89 89 90 Full time ................................................................. Part time ................................................................ 11 12 89 88 Union ..................................................................... Nonunion ............................................................... 12 11 88 89 Average wage within the following percentiles:2 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 10 11 11 11 13 90 89 89 89 87 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 17. Long-term disability plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with long-term disability coverage = 100 percent) Employee contribution required Employee contribution not required Goods-producing industries ................................... 10 90 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 12 13 18 21 14 9 9 16 88 87 82 79 86 91 91 84 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 9 11 6 12 11 13 91 89 94 88 89 87 6 8 14 6 10 11 14 22 10 94 92 86 94 90 89 86 78 90 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 17. Standard errors for long-term disability plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008 (All workers with long-term disability coverage = 100 percent) Characteristics Employee contribution required Employee contribution not required All workers ............................................................. 0.6 0.6 0.8 0.9 1.0 2.1 0.8 0.9 1.0 2.1 2.7 2.1 1.7 0.7 1.4 0.8 1.7 2.7 2.1 1.7 0.7 1.4 0.8 1.7 2.8 1.9 1.4 1.7 1.7 2.8 1.9 1.4 1.7 1.7 Full time ................................................................. Part time ................................................................ 0.6 1.8 0.6 1.8 Union ..................................................................... Nonunion ............................................................... 1.2 0.6 1.2 0.6 Average wage within the following percentiles:2 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.8 1.2 0.8 0.9 1.2 1.8 1.2 0.8 0.9 1.2 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 17. Standard errors for long-term disability plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with long-term disability coverage = 100 percent) Employee contribution required Employee contribution not required Goods-producing industries ................................... 1.2 1.2 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.7 1.3 2.0 3.1 2.1 1.7 1.7 2.7 0.7 1.3 2.0 3.1 2.1 1.7 1.7 2.7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.8 1.1 1.1 0.7 0.9 1.0 0.8 1.1 1.1 0.7 0.9 1.0 1.5 1.1 1.1 1.3 0.8 2.8 1.7 5.1 1.7 1.5 1.1 1.1 1.3 0.8 2.8 1.7 5.1 1.7 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 18. Long-term disability plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2008 (All workers with long-term disability insurance coverage = 100 percent) Characteristics Fixed percent of earnings Pecent varies by earnings Flat dollar amounts Other All workers ............................................................. 92 6 1 1 92 90 93 92 7 9 6 6 (2) 1 (2) – 1 1 1 1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 94 95 93 94 94 94 90 3 5 6 5 5 5 6 – – 1 1 – 1 2 2 – – (2) – (2) 2 85 92 85 81 89 – 3 5 5 4 2 2 6 9 2 3 2 4 4 4 Full time ................................................................. Part time ................................................................ 92 92 6 7 1 – 1 – Union ..................................................................... Nonunion ............................................................... 82 94 7 6 6 (2) 5 (2) Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 97 94 93 92 89 91 – 5 5 6 5 7 – – 1 1 3 1 – – 1 1 2 1 See footnotes at end of table. Table 18. Long-term disability plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with long-term disability insurance coverage = 100 percent) Fixed percent of earnings Pecent varies by earnings Flat dollar amounts Other Goods-producing industries ................................... 87 5 6 3 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 93 93 90 94 84 96 95 92 6 6 8 3 – 4 5 7 1 (2) – – – – – – 1 – – – – – – 1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 95 95 94 90 92 89 4 3 4 7 6 7 1 1 – 2 1 2 (2) (2) – 1 1 2 95 95 87 89 95 92 90 95 90 4 3 7 – 4 6 – 4 7 – 1 4 – – – – – 1 – 1 2 – 1 – 1 – 2 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.5 percent. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 18. Standard errors for long-term disability plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2008 (All workers with long-term disability insurance coverage = 100 percent) Characteristics Fixed percent of earnings Pecent varies by earnings Flat dollar amounts Other All workers ............................................................. 0.7 0.6 0.2 0.2 0.9 1.2 0.9 1.8 0.8 1.2 0.9 1.7 0.2 0.4 0.1 – 0.2 0.2 0.2 0.6 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.4 1.7 1.9 0.7 1.3 0.8 1.5 0.9 1.7 1.8 0.7 1.2 0.7 1.5 – – 0.3 0.1 – 0.2 0.4 0.9 – – 0.1 – 0.1 0.6 3.7 1.1 1.7 2.6 1.7 – 0.8 1.0 1.4 0.9 0.7 0.7 1.2 1.7 0.6 0.7 0.7 1.0 0.9 1.7 Full time ................................................................. Part time ................................................................ 0.7 1.8 0.6 1.6 0.2 – 0.2 – Union ..................................................................... Nonunion ............................................................... 1.9 0.6 1.6 0.6 1.0 0.1 1.0 0.1 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 2.4 1.6 0.8 0.9 1.0 1.1 – 1.5 0.8 0.9 0.7 1.1 – – 0.2 0.2 0.6 0.2 – – 0.3 0.2 0.5 0.3 See footnotes at end of table. Table 18. Standard errors for long-term disability plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with long-term disability insurance coverage = 100 percent) Fixed percent of earnings Pecent varies by earnings Flat dollar amounts Other Goods-producing industries ................................... 1.5 0.8 1.0 0.5 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.7 1.7 2.3 1.2 5.4 1.6 2.2 2.2 0.7 1.6 2.2 0.8 – 1.6 2.2 2.1 0.1 0.2 – – – – – – 0.2 – – – – – – 0.3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.7 0.9 1.4 0.9 1.2 1.4 0.5 0.7 1.1 0.9 1.1 1.2 0.3 0.4 – 0.3 0.3 0.4 0.2 0.1 – 0.3 0.4 0.4 1.6 0.8 1.5 4.6 1.2 2.9 2.6 1.6 1.8 1.4 0.8 1.1 – 0.9 2.3 – 1.4 1.6 – 0.3 0.9 – – – – – 0.3 – 0.1 0.5 – 0.4 – 0.7 – 0.8 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 19. Long-term disability insurance plans: Fixed percent of earnings, civilian workers,1 National Compensation Survey, March 2008 (All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent) Fixed percent of earnings Mean fixed percent of earnings Median fixed percent of earnings Less than 60 percent 60 percent 61 to 66 percent 67 percent Greater than 67 percent 59.2 60.0 20 59 12 7 2 59.3 59.3 59.3 60.6 60.0 60.0 60.0 60.0 20 20 20 18 56 58 55 42 13 12 14 21 8 9 8 12 2 1 3 7 60.3 57.0 56.3 59.7 59.4 59.8 59.7 60.0 60.0 60.0 60.0 60.0 60.0 60.0 21 29 32 16 17 16 13 37 63 52 62 64 61 70 21 6 9 13 9 14 9 13 2 5 8 10 8 7 8 – 2 1 1 2 – 59.3 59.9 59.9 58.9 61.0 60.0 60.0 60.0 60.0 60.0 13 13 18 20 17 73 67 65 63 67 7 10 8 11 4 – 8 5 6 5 – 1 3 1 6 Full time ................................................................. Part time ................................................................ 59.1 61.8 60.0 60.0 20 19 60 51 12 12 7 10 2 7 Union ..................................................................... Nonunion ............................................................... 60.0 59.1 60.0 60.0 24 19 50 61 9 12 9 7 7 1 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 54.1 58.6 59.3 59.6 59.3 59.0 50.0 60.0 60.0 60.0 60.0 60.0 51 17 17 18 21 22 41 62 64 60 58 55 – 9 11 13 12 12 – 10 6 8 7 9 – 1 2 2 3 2 Characteristics All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 19. Long-term disability insurance plans: Fixed percent of earnings, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent) Fixed percent of earnings Mean fixed percent of earnings Median fixed percent of earnings Less than 60 percent 60 percent 61 to 66 percent 67 percent Greater than 67 percent Goods-producing industries ................................... 59.0 60.0 18 66 10 4 1 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 59.3 58.8 60.8 61.0 60.5 57.2 56.0 60.5 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 20 23 16 20 11 28 35 18 58 55 45 36 61 63 59 48 12 13 22 24 19 6 4 20 8 6 11 13 6 3 2 11 2 3 6 7 3 – – 3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 59.7 59.7 59.8 59.0 59.9 58.4 60.0 60.0 60.0 60.0 60.0 60.0 14 14 13 22 15 27 63 63 63 58 64 53 13 14 11 11 10 12 9 8 11 7 9 6 1 1 2 2 2 2 59.8 59.4 58.0 60.2 59.4 57.0 58.8 60.9 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 – 18 25 13 16 28 16 14 24 60 65 59 64 60 59 71 55 44 5 9 7 10 17 6 9 18 19 16 7 6 9 6 5 3 – 10 1 2 3 4 1 – 1 – 3 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 19. Standard errors for long-term disability insurance plans: Fixed percent of earnings, civilian workers,1 National Compensation Survey, March 2008 (All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent) Fixed percent of earnings Mean fixed percent of earnings Median fixed percent of earnings Less than 60 percent 60 percent 61 to 66 percent 67 percent Greater than 67 percent 0.2 0.0 1.2 1.2 0.7 0.7 0.3 0.2 0.2 0.3 0.6 0.0 0.0 0.0 0.0 1.3 1.6 1.6 2.1 1.4 2.3 1.6 2.4 0.9 1.1 1.2 2.2 0.9 1.2 1.3 1.9 0.4 0.5 0.5 1.9 0.7 0.4 0.9 0.2 0.4 0.2 0.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.7 3.6 4.0 1.0 2.4 1.1 1.9 3.2 4.1 2.9 1.3 2.2 1.5 2.4 2.9 1.6 1.5 1.1 1.5 1.2 1.5 2.2 0.7 1.3 0.9 1.7 0.9 1.5 2.0 – 0.5 0.3 0.2 0.4 – 0.5 0.3 0.5 0.3 0.9 0.0 0.0 0.0 0.0 0.0 3.2 2.1 1.9 2.7 2.1 4.0 2.7 2.6 3.7 3.0 2.1 1.9 1.4 2.3 0.9 – 1.5 0.8 1.2 1.2 – 0.4 1.0 0.2 2.1 Full time ................................................................. Part time ................................................................ 0.2 0.9 0.0 0.0 1.2 3.3 1.2 3.8 0.7 2.0 0.7 2.0 0.2 2.2 Union ..................................................................... Nonunion ............................................................... 0.5 0.2 0.0 0.0 2.7 1.1 2.7 1.3 0.9 0.8 1.8 0.6 1.2 0.2 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.6 1.1 0.3 0.2 0.3 0.3 13.2 0.0 0.0 0.0 0.0 0.0 9.1 2.7 1.7 1.1 1.6 1.9 5.5 3.5 2.2 1.4 1.5 1.9 – 2.2 1.0 0.9 0.9 1.1 – 2.3 0.7 0.8 0.9 1.4 – 0.4 0.5 0.3 0.6 0.5 Characteristics All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 19. Standard errors for long-term disability insurance plans: Fixed percent of earnings, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent) Fixed percent of earnings Mean fixed percent of earnings Median fixed percent of earnings Less than 60 percent 60 percent 61 to 66 percent 67 percent Greater than 67 percent Goods-producing industries ................................... 0.2 0.0 2.0 2.8 1.4 0.8 0.4 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.2 0.3 0.5 0.6 0.3 0.3 0.4 0.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.3 2.0 1.9 2.6 1.9 3.2 3.2 2.9 1.3 2.3 1.9 2.6 2.4 3.7 3.2 3.7 0.8 1.2 2.0 2.9 1.7 1.1 1.1 3.0 0.8 0.9 1.7 2.2 2.0 0.9 0.7 2.6 0.3 0.6 1.3 1.7 1.5 – – 1.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.4 0.4 0.7 0.2 0.3 0.2 0.0 0.0 0.0 0.0 0.0 0.0 1.8 2.4 1.9 1.4 1.5 1.8 2.0 2.3 2.8 1.6 1.9 2.0 1.2 1.7 2.0 0.8 1.3 1.0 1.3 1.8 1.6 0.7 0.9 0.8 0.3 0.4 0.6 0.3 0.6 0.4 0.8 0.3 0.5 0.3 0.2 0.9 0.5 1.0 0.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 – 2.1 1.8 2.1 2.5 5.0 3.1 2.3 3.9 3.4 2.1 2.0 3.5 3.2 3.5 4.4 5.0 2.8 0.9 1.2 1.6 1.8 2.0 2.1 2.1 2.5 2.5 3.4 1.1 0.9 2.0 1.1 2.3 0.7 – 1.8 0.6 0.6 0.5 1.5 0.2 – 0.3 – 1.0 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 20. Long-term disability insurance plans: Maximum benefit amounts, civilian workers,1 National Compensation Survey, March 2008 (All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent) Maximum benefit amount2 Characteristics No maximum benefit amount With maximum benefit amount 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile All workers ............................................................. 24 76 $3,000 $5,000 $6,000 $10,000 $15,000 24 21 25 32 76 79 75 68 3,000 4,000 3,000 2,000 5,000 5,000 5,000 3,900 7,000 10,000 6,000 5,000 10,000 10,000 10,000 6,500 15,000 15,000 15,000 10,000 41 17 24 19 15 20 26 59 83 76 81 85 80 74 1,000 3,000 2,500 3,000 3,000 3,000 3,000 3,500 5,000 5,000 5,000 4,167 5,000 4,000 5,000 6,600 5,000 7,000 6,667 7,500 5,000 6,000 10,000 10,000 10,000 10,000 10,000 10,000 7,000 15,000 10,000 15,000 15,000 15,000 13,000 27 25 30 25 36 73 75 70 75 64 2,917 3,399 2,000 2,500 2,000 5,000 4,000 5,000 5,000 4,000 5,000 5,000 6,000 6,000 5,000 10,000 10,000 10,000 10,000 7,500 13,000 15,000 15,000 15,000 10,000 Full time ................................................................. Part time ................................................................ 23 36 77 64 3,000 3,000 5,000 4,800 6,000 5,000 10,000 10,000 15,000 10,000 Union ..................................................................... Nonunion ............................................................... 33 22 67 78 2,000 3,000 4,000 5,000 5,000 7,000 6,000 10,000 10,000 15,000 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 20. Long-term disability insurance plans: Maximum benefit amounts, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent) Maximum benefit amount2 No maximum benefit amount With maximum benefit amount 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Goods-producing industries ................................... 23 77 $2,917 $5,000 $7,000 $10,000 $15,000 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 24 23 30 37 18 17 16 37 76 77 70 63 82 83 84 63 3,000 2,500 2,000 1,000 3,333 3,000 3,000 2,000 5,000 5,000 3,900 3,000 5,000 5,000 5,000 3,000 6,000 5,000 5,000 5,000 6,000 6,000 7,500 5,000 10,000 10,000 6,667 6,000 10,000 10,000 10,000 6,000 15,000 10,000 10,000 7,500 12,000 10,500 15,000 10,000 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 21 20 22 25 22 26 79 80 78 75 78 74 3,000 3,000 3,000 3,000 3,000 3,000 5,000 5,000 4,500 5,000 5,000 5,000 6,000 6,000 5,000 7,000 6,000 7,500 10,000 10,000 8,000 10,000 10,000 10,000 10,000 12,000 10,000 15,000 15,000 15,000 24 20 31 21 21 – 19 33 23 76 80 69 79 79 86 81 67 77 3,100 3,000 3,000 3,333 2,500 2,500 3,000 5,000 3,000 5,000 5,000 5,000 5,000 4,000 5,000 4,000 5,000 5,000 7,000 6,000 6,000 5,000 6,000 6,500 7,500 7,500 9,444 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 13,500 10,000 15,000 15,000 15,000 15,000 17,300 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 20. Standard errors for long-term disability insurance plans: Maximum benefit amounts, civilian workers,1 National Compensation Survey, March 2008 (All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent) Characteristics No maximum benefit amount With maximum benefit amount All workers ............................................................. 1.0 Maximum benefit amount2 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile 1.0 $0.00 $0.00 $388.80 $0.00 $0.00 1.5 1.4 1.8 3.2 1.5 1.4 1.8 3.2 175.30 263.60 236.10 784.60 0.00 696.70 110.50 0.00 494.10 1,156.80 78.10 0.00 0.00 525.60 0.00 808.60 0.00 781.10 662.70 0.00 4.3 3.0 3.8 1.1 1.9 1.4 3.0 4.3 3.0 3.8 1.1 1.9 1.4 3.0 864.60 1,316.10 601.60 13.00 347.90 13.00 248.00 674.40 0.00 84.10 0.00 986.10 0.00 0.00 0.00 952.30 0.00 593.80 888.10 372.10 202.50 292.20 0.00 2,194.50 0.00 0.00 0.00 847.40 807.90 1,924.20 0.00 0.00 2,594.60 0.00 1,946.30 3.5 4.2 2.1 3.0 2.4 3.5 4.2 2.1 3.0 2.4 134.50 469.50 314.50 878.50 135.30 989.00 0.00 114.80 0.00 1,070.40 1,343.70 0.00 0.00 914.20 244.00 1,862.60 755.60 584.40 0.00 441.80 1,234.90 5,027.20 3,143.60 0.00 0.00 Full time ................................................................. Part time ................................................................ 1.0 2.8 1.0 2.8 0.00 0.00 0.00 326.50 492.60 463.70 0.00 0.00 0.00 110.50 Union ..................................................................... Nonunion ............................................................... 1.9 1.1 1.9 1.1 153.50 0.00 234.30 0.00 0.00 405.20 412.20 0.00 0.00 0.00 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 20. Standard errors for long-term disability insurance plans: Maximum benefit amounts, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent) No maximum benefit amount With maximum benefit amount Goods-producing industries ................................... 3.2 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Characteristics Maximum benefit amount2 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile 3.2 $475.30 $0.00 $1,053.70 $0.00 $0.00 1.0 1.6 2.4 3.5 2.2 2.0 2.9 3.3 1.0 1.6 2.4 3.5 2.2 2.0 2.9 3.3 0.00 500.10 726.20 754.40 834.70 270.60 1,352.80 953.40 0.00 156.20 0.00 941.20 0.00 0.00 0.00 925.60 245.20 548.40 0.00 78.10 0.00 220.90 419.60 0.00 0.00 1,451.30 672.00 161.00 0.00 0.00 0.00 0.00 156.20 0.00 0.00 678.90 1,279.50 1,914.70 1,021.30 1,913.10 1.3 2.1 2.8 1.3 1.6 2.1 1.3 2.1 2.8 1.3 1.6 2.1 44.20 110.50 327.00 13.00 18.30 194.80 0.00 0.00 720.20 0.00 0.00 0.00 536.50 0.00 0.00 612.60 686.40 506.20 0.00 0.00 1,093.70 0.00 0.00 78.10 311.70 1,406.10 0.00 0.00 2,301.00 413.30 4.1 1.6 1.4 3.6 3.5 – 2.1 4.5 2.2 4.1 1.6 1.4 3.6 3.5 5.0 2.1 4.5 2.2 1,800.40 0.00 353.20 879.40 431.30 1,419.30 60.80 1,311.20 455.80 0.00 0.00 0.00 0.00 310.70 0.00 1,170.30 374.60 78.10 511.70 0.00 0.00 629.60 841.70 732.70 1,013.40 2,017.20 1,306.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 312.40 0.00 2,650.80 1,171.50 2,020.30 3,547.60 0.00 1,249.60 3,226.20 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 21. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2008 (All workers = 100 percent) Family leave2 Paid holidays Paid vacations Paid personal leave Paid funeral leave Paid jury duty leave Paid military leave Paid Unpaid 76 75 41 71 74 52 9 85 80 94 74 37 74 94 67 18 58 55 59 65 86 89 85 82 89 92 88 89 69 70 68 68 15 17 14 15 91 92 91 91 34 81 56 82 72 88 78 14 77 63 81 72 86 77 75 56 30 40 34 44 28 85 80 54 74 66 79 59 94 80 60 77 70 81 59 70 59 40 52 45 57 42 18 15 7 9 6 11 7 94 87 80 85 83 87 77 65 93 85 92 78 65 92 82 90 75 20 37 33 33 33 44 76 70 73 66 46 75 72 75 69 33 53 47 52 42 5 9 5 5 5 72 83 84 85 83 Full time ................................................................. Part time ................................................................ 86 39 86 37 46 22 79 43 82 49 58 32 10 5 88 74 Union ..................................................................... Nonunion ............................................................... 79 75 73 76 57 38 87 68 90 71 66 50 12 9 93 83 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 38 63 83 88 83 78 42 64 83 88 80 74 17 28 39 44 56 58 37 53 73 80 85 88 42 59 77 81 87 91 25 38 52 58 67 71 3 5 8 10 14 15 72 80 85 87 91 92 Characteristics All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 21. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Family leave2 Paid holidays Paid vacations Paid personal leave Paid funeral leave Paid jury duty leave Paid military leave Paid Unpaid Goods-producing industries ................................... 86 86 33 70 70 51 6 84 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 74 72 54 44 79 85 89 87 73 65 40 27 69 85 90 88 42 57 62 70 49 52 63 53 71 83 83 83 88 83 92 85 75 86 90 92 91 84 93 90 53 62 70 69 75 56 67 81 10 12 15 16 13 10 15 14 85 89 93 93 94 87 95 92 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 69 69 71 81 81 82 71 70 72 79 79 79 27 25 31 53 46 59 58 55 64 83 77 88 61 58 67 86 80 92 37 34 43 66 57 74 7 6 8 12 10 13 75 71 85 94 91 96 75 78 75 74 78 79 76 73 75 72 76 73 74 78 78 75 72 75 47 49 46 34 36 37 38 37 38 75 79 73 71 70 67 65 67 69 83 82 73 71 76 73 71 71 69 54 57 51 51 56 50 51 49 50 9 8 10 7 11 7 8 6 11 89 85 82 83 86 89 84 82 87 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 21. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March 2008 (All workers = 100 percent) Paid holidays Paid vacations Paid personal leave Paid funeral leave Paid jury duty leave Paid military leave Paid Unpaid 0.5 0.5 0.6 0.6 0.5 0.6 0.5 0.6 0.7 0.7 0.9 1.8 0.8 0.7 0.9 1.5 1.1 1.6 1.3 1.8 0.7 0.8 0.9 1.5 0.6 0.8 0.8 1.3 0.9 1.4 1.1 1.5 1.0 1.2 1.1 1.6 0.6 1.0 0.7 1.3 1.8 2.3 2.0 0.7 1.1 0.8 1.2 1.7 3.2 1.9 0.6 1.1 0.7 1.3 1.9 3.7 1.6 0.8 1.3 1.1 1.4 1.4 3.8 1.7 0.8 1.3 1.1 1.6 0.9 4.0 1.7 0.8 1.3 0.9 1.6 1.5 3.2 1.2 1.1 1.4 1.4 1.6 1.9 3.5 0.8 0.6 0.6 0.7 0.7 0.9 3.7 1.5 0.8 1.1 0.9 1.3 2.2 1.0 1.1 1.1 1.7 2.2 1.1 1.1 1.3 1.7 1.7 2.1 1.3 1.8 1.8 2.5 1.4 1.5 1.9 2.2 2.3 1.4 1.3 1.7 2.0 1.8 1.9 1.8 2.1 2.2 0.9 1.1 0.5 0.8 0.6 2.3 1.6 1.0 1.5 1.5 Full time ................................................................. Part time ................................................................ 0.4 1.4 0.4 1.2 0.6 1.0 0.6 1.2 0.5 1.2 0.8 0.9 0.5 0.6 0.6 1.2 Union ..................................................................... Nonunion ............................................................... 0.9 0.6 1.0 0.6 1.3 0.6 1.1 0.7 1.0 0.6 1.3 0.7 0.8 0.5 0.6 0.7 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 3.2 1.0 0.9 0.5 0.8 0.9 2.9 1.1 0.8 0.7 0.9 1.1 2.3 1.3 1.0 1.0 1.1 1.4 2.8 1.2 1.1 0.6 0.7 1.2 2.3 1.2 0.8 0.8 0.7 1.2 2.0 1.2 1.1 1.0 0.7 1.5 0.6 0.6 0.6 0.7 1.0 0.9 2.1 1.2 0.9 0.8 0.6 1.1 Characteristics All workers ............................................................. Family leave Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 21. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Paid holidays Paid vacations Paid personal leave Paid funeral leave Paid jury duty leave Paid military leave Paid Unpaid Goods-producing industries ................................... 0.9 0.9 1.6 1.4 1.2 1.7 0.7 1.3 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.7 1.0 1.3 1.4 1.3 1.2 0.9 1.2 0.6 1.1 1.3 1.1 1.7 1.4 0.9 1.2 0.7 1.3 1.6 1.6 3.4 1.8 2.6 2.1 0.7 1.1 1.2 1.4 1.3 1.6 1.4 1.5 0.6 1.0 0.9 0.7 1.1 1.6 1.4 1.2 0.7 1.2 1.2 1.3 2.9 2.0 2.6 1.7 0.5 0.8 1.0 1.3 1.5 1.3 1.9 1.7 0.7 1.2 0.9 0.8 1.0 1.9 0.8 1.1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.8 1.0 1.8 0.7 1.0 0.9 0.8 0.9 1.4 0.6 0.9 1.0 0.9 1.1 2.2 0.9 1.2 1.2 1.1 1.2 2.5 0.8 1.3 0.9 1.0 1.1 2.0 0.7 1.1 0.9 1.1 1.2 2.2 0.8 1.0 1.5 0.7 0.7 1.8 0.6 0.8 0.9 1.0 1.2 1.6 0.5 0.7 0.5 0.9 0.6 0.9 1.9 1.2 5.0 1.0 3.4 1.3 1.3 0.7 1.1 1.8 1.4 4.2 1.6 2.2 1.0 1.5 1.4 1.0 1.9 1.2 5.3 2.2 2.1 1.3 2.6 1.1 1.3 1.6 1.6 5.5 1.5 2.6 1.1 1.8 1.2 1.1 1.2 1.9 3.8 1.5 2.1 1.1 2.5 0.7 2.1 1.5 1.7 3.8 1.3 2.1 1.0 1.4 1.3 1.4 1.3 1.0 2.5 1.2 1.3 0.8 2.2 1.3 2.0 2.2 1.7 3.1 1.3 2.3 1.0 Characteristics Family leave Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 22. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2008 (All workers with paid holidays = 100 percent) Paid holidays2 Mean number of days Median number of days 9 8 9 21 11 12 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 10 10 9 10 10 10 9 10 4 1 5 11 14 12 15 13 10 7 11 5 10 8 8 8 7 9 8 10 7 8 8 6 9 7 13 8 19 8 15 5 13 19 32 21 29 45 21 27 7 8 8 9 8 7 8 8 9 7 18 8 8 6 11 Full time ................................................................. Part time ................................................................ 9 7 8 6 Union ..................................................................... Nonunion ............................................................... 10 8 Average wage within the following percentiles:4 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 6 7 8 9 10 10 Characteristics All workers ............................................................. Less than 6 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 10 14 9 6 3 2 3 11 10 11 4 11 12 11 11 18 23 16 13 12 14 11 14 9 9 9 9 4 4 4 5 3 3 3 4 5 5 4 11 5 16 10 10 9 11 15 1 14 11 12 10 13 9 – 11 8 9 7 10 9 13 7 7 15 7 18 10 11 4 10 7 3 9 8 5 5 6 5 2 6 4 5 2 3 2 (3) 3 2 – 1 2 1 – 2 1 13 1 3 2 (3) 2 2 28 25 20 13 28 14 15 12 12 12 8 10 15 15 16 10 8 11 13 9 8 12 14 16 10 6 9 9 12 6 4 5 4 5 3 2 2 2 3 1 (3) 2 1 1 1 1 3 3 5 2 7 23 20 32 11 9 12 10 10 7 15 8 10 4 6 2 3 1 2 1 3 2 10 8 4 10 11 24 6 12 8 13 9 10 14 14 15 8 13 5 9 2 4 1 8 2 6 6 8 9 10 10 37 18 8 5 4 2 32 35 25 18 14 9 11 13 12 11 9 9 7 11 15 12 12 10 7 6 11 10 10 13 3 8 12 16 18 21 1 4 8 12 11 13 – 2 4 7 9 10 (3) (3) 2 4 5 5 – 1 1 2 3 2 – 1 2 3 6 5 6 days 7 days 8 days 9 days Worker characteristics See footnotes at end of table. Table 22. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with paid holidays = 100 percent) Paid holidays2 Mean number of days Median number of days Goods-producing industries ................................... 9 9 7 16 10 13 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 8 9 11 11 12 8 8 11 8 8 11 11 12 7 7 11 9 7 6 10 2 8 9 (3) 23 22 7 11 1 29 31 – 11 11 3 4 1 14 16 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 8 8 8 9 9 10 7 7 7 9 8 10 13 14 12 6 7 5 25 25 25 19 24 14 9 10 9 8 8 8 8 8 9 10 9 8 8 8 7 8 8 9 5 7 6 6 11 18 10 9 9 15 17 24 30 24 24 23 23 16 Characteristics Less than 6 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 14 16 12 6 3 1 4 12 12 5 2 8 15 13 1 9 8 8 8 7 8 10 10 13 11 14 14 – 9 6 15 9 9 13 11 17 7 4 24 6 7 11 9 14 5 6 23 3 4 10 10 12 2 3 17 2 3 7 6 9 1 1 5 3 7 16 15 17 3 1 4 14 14 15 8 10 7 12 13 9 12 14 10 10 9 12 10 11 9 13 14 12 14 13 16 6 6 8 11 10 13 3 2 4 8 6 10 1 1 1 4 2 6 1 1 1 2 2 3 1 1 1 5 2 7 5 9 14 12 11 10 11 11 10 8 11 12 14 10 17 14 13 12 9 11 11 7 11 6 10 11 11 25 12 13 11 15 9 13 14 16 13 11 7 12 9 5 9 11 9 11 10 4 4 6 4 4 4 6 4 3 2 2 2 1 1 2 6 2 2 2 – 1 (3) 2 – 2 3 6 5 1 1 5 3 1 2 6 days 7 days 8 days 9 days Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Fractional holiday amounts were rounded to the nearest full number of days. 3 Less than 0.5 percent. 4 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 22. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2008 (All workers with paid holidays = 100 percent) Paid holidays2 Mean number of days Median number of days 0.1 0.0 0.5 0.7 0.5 0.6 0.1 0.3 0.1 0.3 0.9 0.0 0.0 0.0 0.4 0.3 0.5 1.7 0.9 1.2 1.1 2.5 0.8 0.7 1.1 1.5 0.5 0.2 0.2 0.1 0.1 0.1 0.1 1.3 0.0 0.8 0.0 0.0 0.7 0.0 2.5 1.9 1.9 0.6 1.3 0.6 1.1 3.9 4.3 1.7 1.0 1.6 1.0 1.7 0.1 0.1 0.1 0.1 0.1 0.0 0.7 0.0 0.0 0.1 2.1 1.2 0.8 1.1 1.1 Full time ................................................................. Part time ................................................................ 0.1 0.1 0.5 0.0 Union ..................................................................... Nonunion ............................................................... 0.1 0.1 Average wage within the following percentiles:4 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.2 0.1 0.1 0.1 0.1 0.2 Characteristics All workers ............................................................. Less than 6 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 0.6 0.6 0.5 0.3 0.2 0.1 0.3 0.9 1.1 1.1 1.0 1.1 1.0 1.3 3.1 1.1 1.3 1.3 2.2 0.7 1.1 0.8 2.5 0.6 0.7 0.6 1.2 0.4 0.5 0.4 1.4 0.3 0.5 0.3 1.5 0.6 1.4 0.4 2.0 2.2 2.5 0.9 0.7 0.9 1.0 1.1 0.5 1.9 1.2 0.8 1.4 0.9 1.2 – 2.7 1.3 0.5 0.8 0.7 0.9 2.9 1.4 0.9 0.6 1.1 0.7 0.9 2.4 0.9 1.2 0.5 0.4 0.6 0.7 1.4 1.4 0.6 0.3 0.5 0.4 0.4 2.1 0.5 0.4 0.2 0.1 0.2 0.2 – 0.4 0.2 0.2 – 0.2 0.3 2.7 0.3 0.6 0.2 (3) 0.3 0.4 2.4 2.0 1.3 1.4 2.2 1.6 1.4 1.0 1.4 1.4 1.5 1.5 1.3 1.6 1.4 1.5 0.8 1.0 1.2 1.1 1.0 1.4 0.9 1.3 1.0 0.9 1.1 0.8 1.2 0.8 0.6 0.6 0.6 1.0 0.6 0.3 0.4 0.3 0.5 0.3 0.2 0.4 0.2 0.3 0.2 0.3 0.7 0.5 0.8 0.4 0.5 1.6 0.7 1.8 0.5 1.2 0.6 1.2 0.5 1.5 0.6 0.8 0.5 0.9 0.3 0.3 0.2 0.3 0.1 0.1 0.3 0.6 0.0 0.0 0.7 0.5 1.0 0.8 0.7 0.6 0.9 0.6 0.9 0.6 1.0 0.7 1.3 0.5 0.8 0.3 0.6 0.2 0.4 0.1 0.7 0.3 0.0 0.0 0.0 0.0 0.4 0.0 2.8 1.2 0.5 0.4 0.4 0.3 2.3 1.6 0.9 0.8 0.8 1.2 1.5 1.2 0.7 0.7 0.7 1.2 1.3 1.2 1.0 0.8 0.9 1.0 2.4 0.7 0.6 0.6 1.1 1.1 0.9 1.1 0.5 0.7 1.0 1.6 0.5 0.9 0.7 0.7 0.6 1.3 – 0.3 0.4 0.4 0.6 0.6 0.1 0.1 0.2 0.3 0.4 0.4 – 0.1 0.1 0.2 0.4 0.4 – 0.5 0.2 0.4 0.7 1.2 6 days 7 days 8 days 9 days Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 22. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers with paid holidays = 100 percent) Paid holidays2 Mean number of days Median number of days Goods-producing industries ................................... 0.1 0.0 0.7 1.2 0.9 1.3 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.1 0.3 0.1 0.2 0.2 0.4 0.2 0.1 0.0 0.5 0.0 1.2 0.9 1.0 0.0 0.6 0.6 0.8 0.9 1.5 0.7 1.1 1.9 0.1 0.8 1.5 1.0 1.7 0.4 2.2 2.2 – 0.6 1.3 0.7 1.2 0.5 1.9 1.7 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.1 0.1 0.1 0.2 0.2 0.2 0.0 0.0 0.2 0.0 0.0 0.0 0.7 0.9 1.4 0.7 0.8 1.2 1.0 1.1 1.7 0.8 1.1 1.4 0.1 0.4 0.1 0.1 0.1 0.5 0.1 0.1 0.1 0.0 0.0 0.0 0.8 0.0 0.8 0.0 0.0 0.0 1.0 0.7 1.0 1.0 1.2 3.3 0.9 1.3 1.1 1.6 1.2 2.3 3.1 1.8 3.4 1.3 4.5 1.2 Characteristics Less than 6 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 1.1 1.1 1.0 0.6 0.6 0.2 0.6 0.6 1.4 1.1 0.7 2.6 1.9 1.5 0.3 0.6 0.9 1.0 1.2 1.8 1.3 1.4 2.5 0.6 1.0 1.8 1.7 – 1.2 1.2 1.7 0.5 1.2 2.0 1.4 4.2 1.4 1.3 1.8 0.3 0.7 0.9 1.1 1.9 0.9 1.1 2.1 0.2 0.4 0.9 1.2 1.3 0.3 0.6 1.3 0.1 0.3 0.8 1.2 1.3 0.2 0.4 0.5 0.3 0.9 1.4 1.5 2.8 1.1 0.5 0.6 1.0 1.3 1.7 0.5 0.8 0.7 1.0 1.1 1.2 0.6 1.0 0.9 0.8 0.9 1.3 0.7 1.0 0.9 0.8 1.1 1.1 0.7 0.9 1.2 0.6 0.7 1.2 0.7 0.9 1.2 0.3 0.3 0.7 0.4 0.6 0.8 0.1 0.2 0.2 0.3 0.3 0.5 0.2 0.2 0.3 0.2 0.2 0.3 0.2 0.3 0.2 0.6 0.8 0.7 1.4 0.8 1.9 1.7 1.4 0.8 0.9 2.5 1.5 1.2 2.2 1.2 2.5 0.9 1.7 1.3 2.4 1.1 1.2 2.3 1.0 1.4 1.2 2.2 1.8 1.1 0.9 2.1 1.4 1.4 0.7 1.3 1.9 1.6 1.9 1.6 2.3 0.7 0.8 2.6 0.9 1.4 1.6 1.9 0.9 1.6 0.6 0.5 1.0 0.8 1.2 0.6 1.4 0.5 0.6 0.4 0.5 0.7 0.3 0.7 0.3 0.6 0.6 0.3 0.3 0.3 – 0.3 (3) 0.3 – 0.3 0.7 1.8 0.8 0.4 0.2 1.5 0.7 0.3 0.3 6 days 7 days 8 days 9 days Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 Fractional holiday amounts were rounded to the nearest full number of days. 3 Less than 0.05. 4 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 23. Paid vacations:1 Number of days by service requirement, civilian workers,2 National Compensation Survey, March 2008 (All workers with paid vacations = 100 percent) Percent with paid vacations days by length of service3 Characteristics Mean number of days Median number of days All workers ............................................................. 10 10 7 Full time ................................................................. Part time ................................................................ 10 7 10 5 Union ..................................................................... Nonunion ............................................................... 10 9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days 36 39 11 5 2 5 25 35 44 42 21 11 5 5 4 2 1 10 10 4 8 35 36 46 38 9 11 4 5 2 2 8 8 8 11 9 12 5 5 – 10 10 10 9 9 8 6 7 4 47 48 45 27 36 18 35 34 38 43 40 46 7 7 7 14 11 16 2 2 1 8 4 11 (4) (4) (4) 3 2 4 All workers ............................................................. 14 15 2 10 36 36 11 6 Full time ................................................................. Part time ................................................................ 14 12 15 10 1 11 8 29 37 29 38 21 11 5 6 6 Union ..................................................................... Nonunion ............................................................... 14 14 15 15 1 2 5 11 39 35 41 35 9 11 5 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 12 12 12 15 14 17 10 10 10 15 15 15 3 3 2 2 2 1 16 18 11 5 7 3 42 42 44 31 39 23 31 29 35 40 37 43 6 6 7 14 10 17 2 2 2 9 5 12 All workers ............................................................. 17 15 2 7 15 42 23 11 Full time ................................................................. Part time ................................................................ 17 14 15 15 1 10 5 24 15 16 44 28 24 14 11 9 Union ..................................................................... Nonunion ............................................................... 17 16 15 15 1 2 3 8 9 16 57 40 22 23 9 11 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 14 14 15 18 17 20 15 15 15 17 15 20 2 3 2 1 2 1 13 15 8 3 4 2 24 26 18 8 10 7 39 36 48 45 51 39 18 17 20 26 23 30 5 5 4 16 10 22 Less than 5 5 to 9 days days After 1 year After 5 years After 10 years See footnotes at end of table. Table 23. Paid vacations:1 Number of days by service requirement, civilian workers,2 National Compensation Survey, March 2008—Continued (All workers with paid vacations = 100 percent) Percent with paid vacations days by length of service3 Characteristics Mean number of days Median number of days All workers ............................................................. 19 20 2 Full time ................................................................. Part time ................................................................ 20 16 20 15 Union ..................................................................... Nonunion ............................................................... 22 19 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 16 15 17 22 20 23 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days 7 12 17 37 25 1 10 5 22 12 12 18 16 39 23 25 18 21 20 (4) 2 2 8 5 13 11 19 46 36 36 23 15 15 20 20 20 22 2 2 1 1 1 1 12 14 7 3 4 1 20 22 15 6 7 5 24 24 26 12 17 8 29 26 35 44 46 42 13 12 15 34 25 43 Fewer than 5 to 9 days 5 days After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. 4 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 23. Standard errors for paid vacations:1 Number of days by service requirement, civilian workers,2 National Compensation Survey, March 2008 (All workers with paid vacations = 100 percent) Percent with paid vacations days by length of service3 Characteristics Mean number of days Median number of days All workers ............................................................. 0.1 0.0 0.4 Full time ................................................................. Part time ................................................................ 0.1 0.2 0.0 0.0 Union ..................................................................... Nonunion ............................................................... 0.1 0.1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days 0.6 0.7 0.6 0.3 0.2 0.3 1.7 0.6 1.5 0.8 1.6 0.6 0.6 0.3 0.6 0.2 0.3 0.0 0.0 0.4 0.4 1.6 0.6 1.5 0.8 1.0 0.7 0.7 0.3 0.5 0.2 0.1 0.1 0.1 0.1 0.2 0.2 0.1 (4) – 0.0 0.0 (4) 0.6 0.7 1.3 0.5 0.8 0.6 1.1 1.3 1.8 0.9 1.4 1.4 1.1 1.2 2.3 1.1 1.7 1.2 0.8 0.9 1.0 0.8 0.9 1.1 0.3 0.5 0.3 0.5 0.6 0.8 0.1 0.2 0.1 0.4 0.6 0.5 All workers ............................................................. 0.1 0.0 0.2 0.4 0.7 0.7 0.5 0.3 Full time ................................................................. Part time ................................................................ 0.1 0.5 0.0 0.0 0.2 1.5 0.4 1.7 0.8 1.6 0.7 1.6 0.6 0.6 0.3 1.0 Union ..................................................................... Nonunion ............................................................... 0.1 0.1 0.0 0.0 0.2 0.3 0.6 0.4 1.4 0.8 1.2 0.8 0.8 0.6 0.7 0.3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.1 0.2 0.2 0.2 0.3 0.2 0.0 0.0 1.3 0.0 0.3 0.0 0.3 0.4 0.5 0.4 0.6 0.4 0.6 0.8 1.2 0.4 0.7 0.4 1.1 1.3 1.6 0.9 1.2 1.0 0.9 1.0 1.8 1.0 1.4 1.2 0.7 0.8 1.1 0.8 1.0 1.1 0.3 0.5 0.4 0.5 0.7 0.7 All workers ............................................................. 0.1 0.0 0.2 0.3 0.5 0.8 0.6 0.9 Full time ................................................................. Part time ................................................................ 0.2 0.5 0.0 0.8 0.2 1.5 0.3 1.8 0.5 1.2 0.8 1.9 0.6 1.7 1.0 1.1 Union ..................................................................... Nonunion ............................................................... 0.2 0.1 0.0 0.0 0.1 0.3 0.4 0.4 1.0 0.5 1.5 0.9 1.2 0.6 1.1 0.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.2 0.2 0.2 0.2 0.3 0.2 0.0 0.0 0.0 0.7 0.0 (4) 0.3 0.4 0.4 0.4 0.6 0.4 0.6 0.8 1.0 0.4 0.6 0.4 0.9 1.1 1.6 0.5 0.6 0.8 1.0 1.3 1.9 1.1 1.4 1.5 0.9 1.1 1.6 0.8 1.1 1.2 0.7 0.9 0.9 1.4 1.2 2.2 Less than 5 5 to 9 days days After 1 year After 5 years After 10 years See footnotes at end of table. Table 23. Standard errors for paid vacations:1 Number of days by service requirement, civilian workers,2 National Compensation Survey, March 2008—Continued (All workers with paid vacations = 100 percent) Percent with paid vacations days by length of service3 Characteristics Mean number of days Median number of days All workers ............................................................. 0.1 0.0 0.2 Full time ................................................................. Part time ................................................................ 0.2 0.5 0.0 0.0 Union ..................................................................... Nonunion ............................................................... 0.2 0.2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.2 0.3 0.2 0.2 0.3 0.2 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days 0.3 0.4 0.5 0.7 1.0 0.1 1.5 0.3 1.8 0.5 1.1 0.6 1.5 0.7 1.6 1.1 1.5 1.1 0.0 0.1 0.2 0.4 0.4 0.8 0.5 0.6 0.6 1.5 0.8 1.7 1.1 0.0 0.0 1.9 0.0 0.0 0.9 0.3 0.4 0.4 0.3 0.5 0.4 0.6 0.8 1.0 0.4 0.6 0.4 0.8 1.1 1.4 0.5 0.5 0.6 0.9 1.2 2.2 0.6 0.9 0.6 1.0 1.1 2.4 1.1 1.2 1.5 0.8 1.0 1.4 1.5 1.1 2.1 Fewer than 5 to 9 days 5 days After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 3 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. 4 Less than 0.05. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 24. Quality of life benefits: Access, civilian workers,1 National Compensation Survey, March 2008 (All workers = 100 percent) Employer assistance for childcare Long-term care insurance Flexible workplace Employerprovided home PC Subsidized commuting 11 15 4 2 6 18 22 17 10 17 23 14 6 24 26 23 23 9 14 7 2 5 7 4 2 10 12 10 5 8 20 6 4 1 5 2 8 22 5 11 8 12 6 3 13 4 12 12 12 7 20 18 7 16 15 17 9 1 4 2 5 4 5 2 2 2 (3) 2 2 2 1 1 8 3 6 3 8 5 1 2 2 2 1 1 4 2 3 1 4 9 8 9 7 3 12 9 10 8 5 13 10 8 11 1 2 1 2 1 1 1 2 2 1 3 6 3 3 3 17 10 4 2 6 4 12 6 12 5 17 7 5 2 3 1 7 3 Union ..................................................................... Nonunion ............................................................... 20 15 4 3 6 6 15 10 12 10 21 14 2 5 1 2 9 6 Average wage within the following percentiles:4 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 5 8 12 17 25 28 1 1 3 4 5 5 3 4 4 6 9 10 3 4 8 11 19 23 2 4 8 11 18 22 2 7 12 17 23 29 1 1 3 5 7 11 – (3) 1 3 4 7 1 2 4 8 10 13 Adoption Resource assistance and referral services Total2 Employerprovided funds On-site and off-site 16 3 6 11 26 27 25 19 5 6 5 3 11 10 12 12 15 37 11 15 10 18 8 2 9 2 4 2 4 2 5 11 10 12 8 Full time ................................................................. Part time ................................................................ Characteristics All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 24. Quality of life benefits: Access, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Employer assistance for childcare Long-term care insurance Flexible workplace Employerprovided home PC Subsidized commuting 12 9 3 3 4 11 13 12 8 24 14 28 10 10 8 7 4 16 10 20 9 16 19 28 20 48 13 25 25 5 4 4 1 – 4 4 6 2 2 2 2 2 2 2 1 7 6 6 2 17 5 12 17 2 2 2 9 5 13 3 3 5 17 10 24 4 3 6 16 12 21 5 4 6 23 17 30 3 3 3 5 4 7 1 1 2 3 3 3 3 2 4 9 5 13 7 7 6 5 6 4 6 4 5 12 10 12 10 8 5 10 13 15 12 12 12 11 12 7 9 9 9 14 13 14 13 19 13 13 13 16 5 6 5 3 5 5 3 4 3 3 3 2 3 3 – 2 1 2 8 6 4 6 4 2 3 10 13 Adoption Resource assistance and referral services Total2 Employerprovided funds On-site and off-site Goods-producing industries ................................... 12 2 3 10 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 16 25 22 14 45 27 50 18 4 6 4 2 10 7 14 4 6 15 13 7 29 17 28 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 5 5 7 24 14 34 1 1 1 5 3 7 15 15 17 14 14 11 16 16 19 3 5 4 2 3 4 3 2 2 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The total is less than the sum of individual childcare provisions because some employees have access to more than one of the benefits. 3 Less than 0.5 percent. 4 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 24. Standard errors for quality of life benefits: Access, civilian workers,1 National Compensation Survey, March 2008 (All workers = 100 percent) Employer assistance for childcare All workers ............................................................. Long-term care insurance Flexible workplace Employerprovided home PC Subsidized commuting 0.3 0.4 0.4 0.2 0.3 0.8 1.2 0.9 0.9 0.7 1.2 0.7 0.6 0.9 1.3 0.9 1.3 0.9 1.6 0.7 0.6 0.6 1.1 0.5 0.6 0.7 0.9 0.8 0.8 Adoption Resource assistance and referral services Total Employerprovided funds On-site and off-site 0.5 0.3 0.3 0.4 0.8 1.1 1.0 1.3 0.6 1.0 0.5 0.5 0.7 0.9 0.8 1.1 Characteristics Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.5 2.4 0.9 0.6 0.9 0.8 0.7 0.5 1.5 0.4 0.4 0.3 0.5 0.3 1.3 1.9 0.6 0.3 0.2 0.5 0.3 1.0 2.5 0.6 0.5 0.9 0.7 0.6 0.5 1.6 0.4 0.5 0.9 0.5 0.7 1.5 1.9 0.6 0.5 0.9 0.6 0.6 0.2 1.4 0.5 0.4 0.6 0.5 0.4 0.8 0.5 0.1 0.2 0.4 0.2 0.2 0.2 1.1 0.5 0.4 0.5 0.6 0.5 0.9 1.0 0.7 1.1 0.8 0.4 0.4 0.3 0.4 0.3 0.2 0.6 0.4 0.6 0.4 0.8 1.0 0.8 1.2 0.8 0.6 1.3 0.7 1.1 0.8 0.8 1.0 0.8 0.9 1.3 0.5 0.6 0.3 0.4 0.3 0.3 0.3 0.3 0.6 0.3 0.6 0.8 0.4 0.6 0.5 Full time ................................................................. Part time ................................................................ 0.6 0.6 0.3 0.3 0.4 0.3 0.4 0.5 0.4 0.4 0.5 0.5 0.5 0.3 0.3 0.1 0.4 0.3 Union ..................................................................... Nonunion ............................................................... 1.0 0.5 0.4 0.3 0.6 0.3 0.9 0.4 0.6 0.4 0.9 0.4 0.4 0.4 0.3 0.2 0.6 0.3 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.0 0.8 0.6 0.7 0.9 1.0 0.5 0.3 0.3 0.3 0.4 0.7 0.9 0.6 0.3 0.5 0.5 0.8 0.4 0.5 0.5 0.6 0.9 1.0 0.3 0.4 0.5 0.5 0.8 0.9 0.4 0.6 0.5 0.6 0.8 1.2 0.2 0.3 0.5 0.6 0.6 1.1 – 0.1 0.1 0.3 0.5 0.9 0.4 0.3 0.3 0.5 0.6 1.0 See footnotes at end of table. Table 24. Standard errors for quality of life benefits: Access, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Employer assistance for childcare Characteristics Long-term care insurance Flexible workplace Employerprovided home PC Subsidized commuting 1.0 0.9 0.4 0.5 0.5 0.4 1.1 1.1 0.9 3.0 1.4 2.2 0.8 0.4 1.0 0.8 0.4 2.4 1.5 2.1 1.7 0.4 1.0 1.7 1.5 4.2 1.1 2.3 1.5 0.4 0.8 1.4 0.2 – 1.0 1.5 1.7 0.2 0.5 0.5 0.7 0.3 0.8 0.6 0.4 0.4 0.7 1.0 0.2 3.1 0.7 1.7 1.2 0.4 0.5 0.3 0.5 0.6 0.9 0.3 0.3 0.6 0.8 0.8 1.4 0.4 0.3 1.0 0.7 0.9 1.1 0.3 0.4 0.7 0.8 0.8 1.5 0.3 0.4 0.5 0.5 0.6 0.8 0.2 0.2 0.6 0.3 0.7 0.5 0.3 0.3 0.8 0.5 0.6 0.8 0.7 1.1 0.7 2.0 0.7 1.3 1.0 0.7 0.7 0.7 0.9 1.3 2.1 0.7 1.6 0.7 1.1 0.8 1.0 0.5 1.1 0.9 0.9 1.8 1.2 1.2 0.6 1.3 0.8 0.6 2.3 0.9 3.5 0.9 0.8 0.6 1.3 1.5 0.8 0.9 0.7 2.4 0.5 0.8 0.5 0.5 0.6 0.7 0.9 0.4 – 0.5 0.4 0.3 1.1 0.6 0.4 2.1 0.3 0.5 0.3 2.1 1.3 Adoption Resource assistance and referral services Total Employerprovided funds On-site and off-site Goods-producing industries ................................... 1.0 0.3 0.4 1.0 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.5 1.3 1.4 1.2 3.9 1.9 2.8 1.4 0.3 0.6 0.7 0.5 2.1 0.8 2.1 0.6 0.4 1.1 1.1 0.8 3.5 1.7 2.7 1.2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.4 0.6 0.7 0.9 0.9 1.8 0.3 0.3 0.4 0.4 0.4 0.7 1.1 0.9 1.4 2.1 1.0 2.7 1.4 0.9 0.9 1.0 0.5 0.8 0.4 0.5 1.7 0.9 1.0 0.5 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 25. Pretax benefits:1 Access, civilian workers,2 National Compensation Survey, March 2008 (All workers = 100 percent) Section 125 cafetaria benefits Cash or deferred arrangements with no employer contributions Characteristics Health savings account All workers ............................................................. 10 19 34 37 23 15 18 13 15 31 31 30 31 53 56 52 45 57 59 57 55 33 29 34 46 14 9 5 12 13 11 5 32 34 11 18 10 23 14 45 54 20 36 30 39 21 52 58 24 38 30 43 23 45 22 19 20 15 23 15 3 7 7 6 7 8 20 16 18 13 13 31 26 29 24 15 33 27 32 23 12 19 18 17 18 Full time ................................................................. Part time ................................................................ 11 5 23 8 39 19 43 19 26 11 Union ..................................................................... Nonunion ............................................................... 9 10 23 19 44 33 48 35 41 19 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1 8 9 11 13 15 5 10 18 23 29 31 10 19 31 39 49 60 12 21 34 42 52 64 – 15 20 26 32 35 Flexible benefits Dependent Healthcare care reimbursement reimbursement account account Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 25. Pretax benefits:1 Access, civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Section 125 cafetaria benefits Characteristics Health savings account Flexible benefits Dependent Healthcare care reimbursement reimbursement account account Cash or deferred arrangements with no employer contributions Establishment characteristics Goods-producing industries ................................... 7 18 28 32 14 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 10 12 18 16 22 8 12 18 20 28 33 34 33 24 43 32 36 46 50 46 62 43 71 54 38 52 58 55 70 47 75 57 24 32 51 48 61 19 31 54 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 5 4 6 14 11 17 9 8 12 29 22 35 16 14 23 50 39 61 18 15 26 54 41 67 10 8 13 34 25 42 7 5 10 9 14 12 8 10 10 14 15 17 22 23 18 22 23 20 34 30 34 40 37 17 36 40 37 37 33 36 45 39 28 39 41 37 23 28 20 19 19 – 21 22 25 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 See the Technical Note for definitions. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 25. Standard errors for pretax benefits:1 Access, civilian workers,2 National Compensation Survey, March 2008 (All workers = 100 percent) Section 125 cafetaria benefits Cash or deferred arrangements with no employer contributions Characteristics Health savings account All workers ............................................................. 0.3 0.6 0.7 0.6 1.0 0.7 1.3 0.7 1.3 1.0 1.3 1.2 1.8 1.2 1.4 1.4 1.9 1.1 1.4 1.3 1.9 1.0 1.4 1.1 1.6 Flexible benefits Dependent Healthcare care reimbursement reimbursement account account Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.4 1.1 0.5 0.5 0.9 0.5 0.5 2.0 3.5 0.7 0.7 0.7 0.9 0.9 2.3 4.2 1.1 0.8 1.2 1.0 1.1 2.1 3.7 1.1 0.8 1.3 1.0 1.1 1.9 2.5 3.1 0.8 1.1 0.9 1.1 0.5 0.7 0.6 0.9 0.8 0.9 1.4 0.8 1.4 0.9 1.1 1.8 0.9 1.4 1.4 1.2 1.8 1.0 1.7 1.0 1.2 1.6 1.0 1.2 1.4 Full time ................................................................. Part time ................................................................ 0.4 0.4 0.7 0.5 0.8 0.9 0.7 0.9 1.1 0.9 Union ..................................................................... Nonunion ............................................................... 0.6 0.4 1.2 0.6 1.1 0.7 1.2 0.7 1.1 1.1 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.3 0.4 0.5 0.5 0.6 0.9 0.7 1.2 0.7 0.8 1.1 1.1 1.0 1.3 0.9 0.9 1.2 1.4 1.8 1.2 0.9 0.9 1.4 1.5 – 1.5 1.2 0.9 0.9 1.2 See footnotes at end of table. Table 25. Standard errors for pretax benefits:1 Access, civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Section 125 cafetaria benefits Characteristics Health savings account Flexible benefits Dependent Healthcare care reimbursement reimbursement account account Cash or deferred arrangements with no employer contributions Establishment characteristics Goods-producing industries ................................... 0.6 1.3 1.3 1.3 0.9 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.4 0.9 1.5 1.4 3.5 1.1 1.4 1.5 0.6 1.3 1.6 1.9 2.8 1.9 2.5 1.8 0.8 1.8 1.9 2.2 4.4 2.4 2.6 2.0 0.7 1.6 1.8 1.9 4.3 2.1 2.0 2.0 1.1 1.6 1.6 1.7 2.9 2.1 2.4 1.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.4 0.6 0.7 0.6 0.6 1.0 0.5 0.5 1.1 1.0 1.2 1.4 0.7 0.7 1.4 1.3 1.4 2.5 0.7 0.8 1.4 0.9 1.5 1.2 0.6 0.6 1.0 1.5 1.3 2.4 0.7 0.5 0.9 1.3 0.9 2.8 0.8 1.1 0.7 1.4 1.5 1.2 1.6 1.2 2.4 1.8 3.7 0.9 1.4 1.1 1.5 2.0 1.3 4.7 1.3 2.2 1.3 1.8 1.4 1.6 2.1 1.2 4.0 1.9 3.0 1.5 1.0 1.5 1.1 1.9 1.2 – 1.6 1.7 1.2 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 See the Technical Note for definitions. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 26. Selected benefits: Access, civilian workers,1 National Compensation Survey, March 2008 (All workers = 100 percent) Characteristics Job-related travel accident insurance All workers ............................................................. Education assistance Wellness programs Fitness centers Employee assistance programs 16 29 15 47 72 78 70 65 24 27 22 18 46 45 47 44 25 25 25 23 64 64 64 61 9 21 8 26 30 24 15 62 73 37 51 39 58 43 11 24 9 15 11 17 12 42 58 19 27 20 31 20 13 31 11 12 6 16 7 59 72 33 48 46 48 32 10 22 18 19 18 32 57 46 53 39 6 19 14 17 11 13 29 24 26 21 5 9 10 12 7 22 43 42 42 43 Full time ................................................................. Part time ................................................................ 24 13 59 29 18 8 33 18 16 9 51 32 Union ..................................................................... Nonunion ............................................................... 17 22 64 50 23 14 45 27 14 15 73 42 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 7 13 18 23 28 39 21 31 51 61 69 78 5 7 14 18 25 27 9 14 26 34 45 50 6 8 11 17 23 26 20 30 44 52 64 70 Work related Non-work related 21 52 30 40 26 13 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 26. Selected benefits: Access, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Characteristics Job-related travel accident insurance Education assistance Work related Non-work related Wellness programs Fitness centers Employee assistance programs Establishment characteristics Goods-producing industries ................................... 22 52 16 27 14 41 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 21 14 15 9 31 14 24 12 52 67 67 60 85 67 87 72 16 21 24 12 56 18 32 24 30 42 47 42 63 39 75 53 15 24 28 13 62 21 45 20 48 59 65 64 74 53 89 75 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 12 11 14 29 26 32 35 32 41 68 57 77 7 6 10 23 16 30 12 10 16 45 31 58 5 4 6 23 15 30 22 17 34 69 55 81 26 20 20 17 23 18 24 19 23 55 49 54 52 56 54 48 51 51 15 14 17 13 18 13 16 15 16 28 28 32 29 29 24 26 27 34 18 15 16 17 12 18 12 14 15 46 45 45 46 53 42 44 46 50 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 26. Standard errors for selected benefits: Access, civilian workers,1 National Compensation Survey, March 2008 (All workers = 100 percent) Characteristics Job-related travel accident insurance All workers ............................................................. Education assistance Wellness programs Fitness centers Employee assistance programs Work related Non-work related 0.5 0.7 0.5 0.6 0.4 0.8 1.0 1.5 1.2 1.1 1.0 1.2 1.2 1.8 1.0 1.4 1.1 1.1 1.1 1.6 1.2 1.6 0.9 1.0 1.0 1.6 1.0 1.4 1.2 1.7 1.0 2.6 0.7 0.7 1.1 0.9 1.0 1.8 3.4 2.4 0.9 1.4 1.1 1.4 1.2 2.8 0.6 0.7 0.8 1.0 0.9 1.9 3.2 0.9 0.8 0.8 1.0 1.0 1.4 2.5 0.8 0.5 0.8 0.7 0.7 1.8 3.5 1.8 1.0 1.4 1.1 1.3 1.1 1.7 1.1 1.3 1.5 1.7 1.9 1.1 1.7 1.8 0.8 1.7 0.8 1.2 0.8 1.2 1.6 1.0 1.2 1.5 0.7 1.2 0.7 0.9 0.8 1.5 2.2 1.2 1.6 1.7 Full time ................................................................. Part time ................................................................ 0.6 0.7 0.7 1.1 0.6 0.7 0.7 0.8 0.5 0.6 0.8 1.4 Union ..................................................................... Nonunion ............................................................... 0.8 0.6 1.2 0.8 0.9 0.5 1.2 0.6 0.8 0.5 1.3 0.8 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.8 0.7 0.8 0.7 0.9 1.5 3.3 1.3 1.1 1.0 1.0 1.6 1.0 0.8 0.7 0.7 1.1 1.2 0.9 0.7 0.8 0.9 1.0 1.5 1.3 0.7 0.5 0.7 0.7 1.2 2.5 1.1 1.0 0.9 1.2 1.6 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. See footnotes at end of table. Table 26. Standard errors for selected benefits: Access, civilian workers,1 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Characteristics Job-related travel accident insurance Education assistance Work related Non-work related Wellness programs Fitness centers Employee assistance programs Establishment characteristics Goods-producing industries ................................... 1.3 1.3 0.9 1.1 0.8 1.3 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.6 0.9 1.2 0.9 3.2 1.0 2.3 0.8 0.9 1.4 1.6 1.6 4.3 2.0 1.6 1.7 0.6 1.3 1.3 1.1 4.5 1.8 2.6 2.1 0.7 1.6 1.7 1.8 4.3 2.1 2.0 2.1 0.5 1.3 1.7 1.4 4.5 1.7 2.4 1.4 0.9 1.6 1.6 1.6 4.4 2.3 1.4 1.8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.6 0.7 1.0 0.9 1.0 1.5 1.1 1.3 2.0 0.9 1.2 1.2 0.6 0.7 0.9 0.7 1.3 1.1 0.5 0.6 1.2 1.0 1.4 1.7 0.4 0.5 0.9 0.7 1.1 1.0 0.9 0.9 1.8 1.0 1.6 1.1 2.0 1.0 1.3 0.7 0.7 4.6 1.4 2.0 1.0 1.8 1.4 1.4 2.6 1.7 7.3 1.0 2.7 2.0 1.7 1.6 1.1 2.0 1.4 2.4 1.7 2.5 1.3 2.7 1.4 1.7 2.4 1.6 2.7 1.5 1.9 1.6 1.5 0.9 0.9 2.3 0.7 3.3 1.3 1.0 1.0 2.6 1.6 1.8 1.9 1.7 5.3 1.8 5.3 2.1 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 27. Nonproduction bonuses:1 Access, civilian workers,2 National Compensation Survey, March 2008 (All workers = 100 percent) Nonproduction bonus Characteristics All workers ............................................................. All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses bonus bonus Payment in lieu of benefits bonus Referral bonus c4 10 9 c5 7 c5 6 c7 5 – 5 3 10 16 8 1 5 6 c4 1 c8 c7 8 9 8 1 – 2 1 4 3 5 5 3 5 c4 3 2 c4 c3 – – 6 12 9 14 14 1 3 7 13 15 12 c12 c14 4 2 c6 c5 3 c2 3 14 14 10 11 9 5 2 11 6 5 4 7 7 c10 13 c10 c11 c9 11 12 10 5 4 44 5 47 56 44 24 28 50 33 48 41 52 46 Other bonus c6 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 41 52 48 52 44 8 11 5 Full time ................................................................. Part time ................................................................ 49 29 c5 Union ..................................................................... Nonunion ............................................................... 36 46 c4 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 28 36 46 49 50 51 1 2 4 c5 8 c8 See footnotes at end of table. 1 5 c2 3 c3 c3 c6 c7 c7 c9 c11 c8 c11 c7 5 5 2 7 c3 – 18 7 7 5 8 4 6 6 c3 c6 5 c7 6 13 12 c11 11 12 3 4 c5 c6 4 1 7 6 7 5 c4 10 8 c6 7 6 c7 3 3 c11 c11 c10 c8 c3 2 c7 c5 c6 c5 3 3 c5 c4 c7 c6 1 5 7 7 6 8 c8 c2 c2 c5 7 c8 c9 3 c5 c7 c8 c9 Table 27. Nonproduction bonuses:1 Access, civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Nonproduction bonus Characteristics All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses bonus bonus Payment in lieu of benefits bonus Referral bonus Other bonus Establishment characteristics Goods-producing industries ................................... 52 c11 3 14 11 c6 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 43 36 22 23 21 47 47 38 3 1 – – – 2 2 – c4 9 4 1 – 1 6 2 – 9 6 1 1 1 c10 3 1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 44 45 41 45 45 45 4 4 5 5 4 c6 c2 14 15 11 7 8 7 c13 51 41 46 43 48 46 43 42 41 c4 c4 3 7 c5 4 – c4 c3 6 3 3 4 c3 – 4 c4 c6 9 9 11 14 10 12 7 12 c9 12 6 c9 c8 11 10 c13 9 6 c3 3 2 c5 c4 4 c7 2 4 c5 c3 c7 16 c6 5 8 3 c5 c7 c5 7 c9 c7 c10 1 – 1 c12 c18 c1 6 5 4 4 4 c5 6 6 3 3 5 c7 c6 c8 4 3 8 9 9 9 5 5 c5 c7 c5 c8 c9 8 7 c8 6 8 6 6 4 5 4 7 c6 c4 c7 c4 c5 c5 c6 c12 7 c8 c11 c12 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 See Technical Note for definitions. The following nonproduction bonuses were provided to less than 5 percent of all employees and are not published separately: Attendance bonus, safety bonus, suggestion bonus, hiring bonus, longevity bonus, retention bonus, union-related bonus, and management incentive bonus. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The percentile groupings are based on the average wage for each occupation c8 c8 c2 4 c2 2 4 7 surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. c Corrected. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 27. Standard errors for nonproduction bonuses:1 Access, civilian workers,2 National Compensation Survey, March 2008 (All workers = 100 percent) Nonproduction bonus Characteristics All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses bonus bonus Payment in lieu of benefits bonus Referral bonus Other bonus c0.4 0.4 0.4 c0.2 0.4 c0.3 c0.4 0.6 c0.4 – 0.7 0.5 0.4 0.7 0.5 0.3 0.6 0.7 c0.8 0.6 c0.6 c0.7 0.7 0.9 0.7 0.3 c0.5 c0.7 1.9 3.7 1.9 1.0 1.4 1.2 1.5 – 0.3 0.4 0.4 0.6 0.5 0.7 0.7 1.7 c1.1 0.4 0.4 c0.4 0.5 – – 0.7 0.5 0.7 0.8 1.2 0.4 0.8 c0.9 0.7 0.9 0.8 0.9 c1.3 2.4 1.7 1.4 2.2 1.6 0.8 1.0 0.7 c1.0 0.7 0.5 1.8 1.5 0.9 1.2 1.0 1.2 c0.5 c1.4 0.8 1.1 1.2 0.7 c0.5 c0.9 c0.5 Full time ................................................................. Part time ................................................................ 0.7 1.3 0.4 0.3 c0.4 0.5 0.5 c0.4 c0.3 c0.7 0.2 Union ..................................................................... Nonunion ............................................................... 1.2 0.7 c0.5 c0.6 c0.4 0.4 0.5 0.5 0.5 c0.8 0.3 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 2.2 1.2 1.0 1.0 1.2 1.3 0.4 0.4 0.4 0.5 c0.6 c0.8 c1.0 1.1 0.5 0.7 0.8 0.7 0.8 c1.6 All workers ............................................................. 0.7 0.3 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.0 1.3 1.2 1.5 Worker characteristics See footnotes at end of table. c0.9 c0.4 0.5 0.6 c0.3 c0.6 c0.7 c0.2 0.6 c1.1 0.7 0.7 c0.6 c0.6 0.6 c0.6 0.6 c1.0 c1.0 c0.3 c0.3 0.3 c0.5 0.4 – 3.6 0.8 0.5 0.7 0.5 0.5 c1.0 c0.6 0.7 1.0 c1.3 0.5 c0.4 c0.5 c0.6 c0.6 0.4 1.0 0.9 1.2 c0.8 c0.9 0.4 0.8 c0.3 0.4 0.4 c0.4 0.3 0.2 0.3 0.4 c0.4 c0.6 c0.7 0.8 0.8 0.7 0.4 0.5 1.0 c0.5 c0.7 c0.7 c0.9 c0.8 c0.4 c0.3 0.4 c0.5 c0.4 c0.6 c0.8 Table 27. Standard errors for nonproduction bonuses:1 Access, civilian workers,2 National Compensation Survey, March 2008—Continued (All workers = 100 percent) Nonproduction bonus Characteristics All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses bonus bonus Payment in lieu of benefits bonus Referral bonus Other bonus Establishment characteristics Goods-producing industries ................................... 1.8 c0.9 0.4 1.1 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.8 1.4 1.2 1.5 1.9 2.2 2.5 2.0 0.3 0.3 – – – 0.6 0.6 – c0.4 0.4 0.7 0.4 – 0.2 1.2 0.9 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.0 1.2 1.7 0.8 1.1 1.3 0.5 0.5 1.0 0.4 0.5 c0.5 c0.3 c0.3 0.8 c0.6 c0.4 c1.1 1.2 0.6 0.7 0.8 c0.7 3.2 2.1 1.6 2.2 1.8 2.7 1.4 2.1 1.2 c1.6 c0.9 0.6 c0.6 c0.5 c0.4 – c0.9 c0.4 1.2 c0.4 1.5 0.7 0.9 2.2 1.2 c2.0 c0.9 1.5 0.7 2.3 0.5 c0.8 c0.9 1.2 c2.7 c0.9 2.5 c0.6 c0.5 0.4 0.5 c0.5 c0.8 0.8 c0.9 0.8 c0.8 0.7 c0.9 0.5 0.3 c0.8 c0.7 0.2 0.3 0.3 c1.4 0.9 0.5 c0.9 c1.3 0.4 0.8 0.1 – 0.3 c1.4 c2.2 c0.6 0.7 c0.7 c0.9 0.3 0.4 0.8 c0.4 c0.4 c0.6 0.6 0.5 1.3 0.5 0.8 0.7 c0.4 c0.8 1.4 1.6 0.6 c1.0 c1.2 c1.3 1.5 0.5 0.7 0.9 c0.7 0.4 0.5 0.5 c1.2 1.2 c0.9 c1.2 0.4 c0.6 0.5 0.7 0.7 c1.0 1.0 1.7 c0.5 c0.7 c0.4 c0.5 c0.6 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 See Technical Note for definitions. The following nonproduction bonuses were provided to less than 5 percent of all employees and are not published separately: Attendance bonus, safety bonus, suggestion bonus, hiring bonus, longevity bonus, retention bonus, union-related bonus, and management incentive bonus. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation. 3 The percentile groupings are based on the average wage for each occupation c0.6 0.8 c0.6 – c0.7 c0.9 c0.7 c0.5 c0.6 c0.6 c0.7 c0.9 c0.4 1.0 0.8 0.9 c0.8 c0.7 c0.9 c0.6 c0.9 1.1 c0.6 surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. c Corrected. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 1. Establishments offering retirement and health care benefits: Private industry, National Compensation Survey, March 2008 (All establishments = 100 percent) Retirement benefits Characteristics Health care All plans1 Defined benefit Defined contribution 47 11 45 62 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 45 38 57 12 14 9 42 34 56 60 50 77 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 47 51 65 46 40 97 61 68 76 91 54 52 46 52 32 51 – 86 52 21 21 31 10 12 13 9 – 81 – 29 35 55 13 17 3 – – – – – – – – 5 46 50 64 45 39 96 61 65 74 89 54 45 45 52 30 49 – 85 51 21 21 30 62 70 81 63 79 98 81 76 86 96 72 55 62 66 52 55 59 87 54 41 40 52 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 45 43 73 87 86 93 9 9 20 34 30 56 43 42 70 84 84 90 60 58 88 94 94 97 All establishments .................................................. Establishment characteristics See footnotes at end of table. Table 1. Establishments offering retirement and health care benefits: Private industry, National Compensation Survey, March 2008—Continued (All establishments = 100 percent) Retirement benefits Characteristics Health care All plans1 Defined benefit Defined contribution Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 49 38 11 10 47 38 64 53 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 43 51 55 56 54 33 35 39 43 – 13 15 15 10 – 7 11 10 43 49 53 53 53 32 34 36 41 55 64 70 58 62 68 50 60 65 Geographic areas 1 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the individual items because many employees participated in both types of plans. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 1. Standard errors for establishments offering retirement and health care benefits: Private industry, National Compensation Survey, March 2008 (All establishments = 100 percent) Retirement benefits Characteristics Health care All plans1 Defined benefit Defined contribution 1.6 0.7 1.6 1.9 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 3.5 4.6 4.7 2.0 3.0 1.3 3.2 4.5 4.7 3.3 4.2 4.7 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 1.9 3.2 5.5 2.9 11.1 1.5 11.2 3.8 3.4 3.3 6.2 8.0 4.9 6.5 5.2 8.3 – 5.9 9.1 2.7 3.0 4.4 0.8 1.4 2.3 1.7 – 10.1 – 2.3 3.0 4.3 3.8 3.9 0.6 – – – – – – – – 1.4 1.9 3.1 5.4 2.8 10.9 1.9 11.2 4.9 3.4 3.3 6.2 11.3 4.9 6.5 5.2 8.2 – 5.9 9.1 2.7 3.0 4.2 2.2 2.6 4.4 3.2 7.5 1.4 7.6 2.9 2.4 1.8 6.0 6.6 4.6 6.0 7.4 8.5 16.3 6.7 9.2 6.0 6.4 4.3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.7 1.8 3.0 2.1 2.6 1.2 0.8 0.8 1.8 4.5 4.9 5.6 1.7 1.8 2.9 2.3 2.8 1.4 2.0 2.0 2.4 1.4 1.7 0.8 All establishments .................................................. Establishment characteristics See footnotes at end of table. Table 1. Standard errors for establishments offering retirement and health care benefits: Private industry, National Compensation Survey, March 2008—Continued (All establishments = 100 percent) Retirement benefits Characteristics Health care All plans1 Defined benefit Defined contribution Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 1.9 2.7 0.7 2.1 1.9 2.8 2.1 4.1 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 3.8 4.8 2.6 3.1 2.9 9.5 4.8 6.6 4.0 – 1.9 1.2 4.2 1.9 – 1.5 2.8 1.0 3.8 3.5 2.5 2.9 2.8 9.6 4.7 8.5 3.9 6.5 2.4 3.8 3.0 4.4 5.5 7.4 3.7 4.1 Geographic areas 1 Includes defined benefit pension plans and defined contribution retirement plans. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) All retirement benefits2 Characteristics Defined benefit Defined contribution Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 61 51 83 21 20 96 56 43 77 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 76 82 73 37 65 60 68 62 68 77 64 25 55 46 60 52 90 94 88 68 84 77 88 84 29 35 26 9 20 15 23 26 28 34 26 8 19 13 22 25 97 97 96 95 94 89 96 98 72 79 69 33 61 57 64 53 60 69 56 20 48 41 52 41 84 88 81 62 78 73 82 77 58 67 65 68 63 47 58 54 57 51 82 86 82 84 81 24 28 26 27 25 24 26 25 27 24 100 95 96 98 94 46 61 57 61 52 35 48 42 45 38 75 79 73 74 73 Full time ................................................................. Part time ................................................................ 71 32 60 23 85 73 25 11 24 10 96 90 65 27 51 18 78 65 Union ..................................................................... Nonunion ............................................................... 85 59 80 48 95 81 69 16 67 15 97 95 50 57 42 43 83 76 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 25 41 63 70 79 84 14 28 50 61 73 78 57 68 80 87 91 92 4 9 16 25 40 39 4 8 15 24 38 38 87 89 95 97 97 96 24 38 58 63 70 80 13 24 43 51 59 69 54 63 74 80 83 87 71 55 78 62 45 69 86 83 87 30 18 34 29 18 33 98 100 98 64 44 72 50 35 57 79 78 79 All workers ............................................................. Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) All retirement benefits2 Characteristics Defined benefit Defined contribution Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 59 67 76 61 73 94 78 79 88 92 83 47 54 71 33 64 64 85 64 30 29 40 49 54 66 46 63 93 73 73 82 87 77 39 46 63 24 54 58 77 53 18 17 31 82 81 87 75 86 99 94 92 94 94 93 84 85 89 74 84 91 91 83 59 57 79 19 22 16 17 41 85 49 42 50 56 45 11 13 9 10 21 16 18 22 3 3 8 18 20 16 15 36 84 48 40 48 55 44 11 13 9 10 20 14 16 21 2 3 8 95 91 98 88 88 98 98 97 97 98 96 98 98 100 99 96 92 89 97 96 96 93 54 61 72 56 59 85 77 75 84 88 79 42 53 70 31 57 59 83 56 29 28 34 41 46 60 39 46 72 62 62 70 71 67 34 43 61 21 43 52 75 42 16 15 26 76 75 83 70 78 85 80 83 83 81 86 81 81 87 69 76 89 90 74 56 54 77 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 45 41 58 79 73 87 37 34 45 67 60 76 81 82 79 85 83 87 9 8 14 35 24 47 9 7 13 33 23 45 96 96 95 96 95 96 42 39 52 71 66 78 33 31 39 55 51 59 78 80 74 76 76 76 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 62 57 53 44 84 77 23 14 22 14 96 96 57 54 44 38 78 71 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 56 62 64 64 63 65 56 63 58 49 55 56 56 50 45 45 51 49 87 90 87 87 79 69 80 80 83 20 27 26 23 18 – 17 18 22 19 26 25 22 17 – 17 17 21 95 97 96 95 95 – 96 94 96 52 53 57 58 61 63 53 60 51 43 44 45 48 45 40 39 45 39 82 82 80 82 74 64 73 75 77 Geographic areas 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the individual items because many employees participated in both types of plans. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) All retirement benefits2 Characteristics All workers ............................................................. Defined benefit Defined contribution Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 0.8 0.7 0.9 0.7 0.7 0.3 0.7 0.6 0.8 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.1 1.8 1.2 2.7 0.9 1.0 1.3 1.6 1.3 1.7 1.4 1.3 0.7 0.8 1.1 1.5 0.7 0.6 0.9 3.4 0.7 1.1 0.6 0.9 1.3 2.0 1.3 0.7 0.7 1.1 0.8 1.6 1.2 1.9 1.3 0.7 0.6 1.0 0.8 1.6 0.5 0.5 0.7 0.9 0.6 1.4 0.5 0.5 1.1 1.8 1.3 2.8 0.9 1.1 1.3 1.4 1.2 1.6 1.3 1.2 0.7 0.8 1.1 1.2 0.7 0.7 0.9 3.0 0.7 1.1 0.7 1.0 2.3 1.9 1.4 2.1 2.0 2.3 1.7 1.3 1.9 1.6 1.6 1.1 1.0 1.4 1.1 2.1 1.7 1.2 1.5 1.7 2.1 1.6 1.2 1.5 1.5 0.1 1.0 0.6 0.5 1.0 2.2 1.8 1.4 2.1 2.0 1.9 1.6 1.1 1.8 1.2 1.8 1.2 1.0 1.4 1.2 Full time ................................................................. Part time ................................................................ 0.7 1.2 0.7 1.1 0.9 1.4 0.8 0.7 0.8 0.7 0.3 1.0 0.7 1.1 0.5 0.8 0.9 1.4 Union ..................................................................... Nonunion ............................................................... 1.4 0.8 1.6 0.8 0.9 0.9 1.9 0.6 1.9 0.6 0.3 0.4 1.8 0.8 1.5 0.6 1.5 0.8 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 3.0 1.6 1.2 1.0 1.1 1.2 1.3 1.1 1.1 1.0 1.1 1.4 4.3 1.9 0.9 0.6 0.5 1.0 0.7 0.8 0.8 0.9 1.4 1.3 0.6 0.7 0.8 0.9 1.3 1.3 2.4 1.8 0.6 0.4 0.4 0.7 3.1 1.5 1.2 1.0 1.2 1.2 1.2 1.0 1.0 0.9 1.1 1.3 4.0 2.0 0.8 0.5 0.5 1.1 1.2 1.9 1.5 1.3 1.8 1.5 0.9 1.5 1.1 1.4 1.7 1.8 1.4 1.7 1.7 0.4 0.2 0.4 1.3 1.9 1.6 1.2 1.6 1.5 0.9 1.7 1.1 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) All retirement benefits2 Characteristics Defined benefit Defined contribution Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.9 0.9 2.5 1.1 3.1 2.5 4.4 1.8 1.1 0.9 1.9 3.0 2.6 3.1 3.4 1.7 2.5 1.4 1.9 6.9 7.2 3.0 0.8 0.8 2.3 1.0 2.6 2.5 4.5 1.5 1.0 1.2 1.8 2.4 2.5 3.0 3.0 1.8 2.5 1.7 2.0 3.0 3.1 2.7 1.0 0.8 1.0 1.1 1.7 0.4 1.2 0.7 0.7 0.8 0.8 3.0 1.3 1.4 3.5 1.3 1.0 1.1 1.5 5.6 5.4 2.9 0.7 1.1 2.3 1.2 3.3 3.6 4.7 1.4 1.5 2.1 3.0 2.1 2.0 2.1 2.7 1.4 2.5 4.0 1.6 0.7 0.8 1.8 0.7 1.1 2.3 1.1 3.0 3.7 4.7 1.4 1.5 2.1 2.8 2.0 1.9 2.1 2.7 1.3 2.5 4.1 1.5 0.7 0.8 1.7 0.4 1.0 0.8 1.7 1.8 0.5 0.6 0.5 0.5 0.3 1.2 2.0 0.8 0.2 0.7 0.5 1.5 3.2 0.5 3.8 4.3 3.4 0.9 1.1 2.6 1.1 3.5 5.5 4.4 2.1 1.4 1.5 2.3 3.4 2.6 3.1 3.3 1.9 2.5 1.5 2.1 7.1 7.4 2.8 0.7 0.8 2.2 0.9 2.7 5.2 3.6 1.8 1.3 1.4 2.1 2.7 2.3 3.0 2.8 1.9 2.5 1.7 2.1 3.1 3.2 2.3 1.0 0.8 1.3 1.0 2.2 3.1 1.3 0.7 0.6 0.8 1.1 2.9 1.4 1.7 3.7 1.4 1.2 1.1 1.7 4.9 4.5 3.1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.1 1.3 1.7 1.0 1.5 1.1 1.0 1.2 1.5 1.2 1.5 2.2 0.9 1.1 1.5 1.4 0.9 2.7 0.6 0.6 1.2 1.3 1.2 3.0 0.6 0.5 1.2 1.3 1.2 2.9 0.7 0.9 0.9 0.3 0.6 0.4 1.0 1.3 1.6 1.1 1.4 1.5 0.8 1.1 1.3 1.0 1.4 1.3 0.8 1.1 1.5 1.2 1.0 2.3 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.8 2.8 0.8 1.7 0.5 4.3 0.7 1.7 0.7 1.6 0.3 1.0 0.7 3.0 0.6 1.5 0.5 3.8 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1.7 1.5 1.4 2.4 1.4 7.3 1.6 3.2 2.5 1.7 1.5 1.4 2.4 1.5 5.3 1.7 2.6 2.6 1.6 0.3 1.1 1.6 1.4 8.0 1.4 1.0 1.6 1.6 1.3 1.2 1.6 1.1 – 1.4 1.2 1.9 1.6 1.1 1.2 1.6 1.1 – 1.4 1.4 2.0 1.1 0.4 0.6 1.5 0.7 – 0.6 2.0 0.9 1.7 1.5 1.2 2.0 1.2 7.5 1.4 2.7 2.4 1.2 1.6 1.1 1.8 1.2 4.2 1.3 2.0 2.1 1.2 0.8 1.2 1.3 1.4 6.7 1.3 1.4 1.6 Geographic areas 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 3. Defined benefit retirement plans: Employee contribution requirement and method of contribution, private industry workers, National Compensation Survey, March 2008 (All workers participating in defined benefit plans = 100 percent) Fixed percent of earnings1 Characteristics All workers ............................................................. Employee contribution required 100 Total Employee contibution not required Total Mean fixed percent of earnings Median fixed percent of earnings 4 3 5.0 – 96 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 3 2 4 3 3 1 4 1 4.4 4.5 4.4 – – – – – 97 98 96 97 100 100 100 100 100 2 4 5 5 5 – 2 2 – – – 3.0 3.5 – – – 3.0 – – – 98 96 95 95 95 Full time ................................................................. Part time ................................................................ 100 100 4 5 2 – 4.9 – – – 96 95 Union ..................................................................... Nonunion ............................................................... 100 100 3 4 – 3 – 4.7 – – 97 96 Average wage within the following percentiles:2 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 4 3 3 3 4 2 1 3 4.8 4.1 5.4 4.6 – 3.9 – – 96 97 97 97 100 100 3 3 1 1 – 2.7 3.0 – 97 97 Establishment characteristics Goods-producing industries ................................... Manufacturing .................................................... See footnotes at end of table. Table 3. Defined benefit retirement plans: Employee contribution requirement and method of contribution, private industry workers, National Compensation Survey, March 2008—Continued (All workers participating in defined benefit plans = 100 percent) Fixed percent of earnings1 Characteristics Total Employee contribution required Total Mean fixed percent of earnings Median fixed percent of earnings Employee contibution not required Service-providing industries .................................. Trade, transportation, and utilities ..................... Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Accommodation and food services ................ 100 100 100 100 100 100 4 3 1 1 – – 3 2 – – – – 5.0 – – – – – – – – – – – 96 97 99 99 100 100 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 3 5 1 4 6 2 3 4 – 3 – 1 3.2 3.0 – 5.7 – 2.7 – – – – – – 97 95 99 96 94 98 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 100 100 3 8 2 5 5.7 2.9 – – 97 92 New England ......................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ Pacific .................................................................... 100 100 100 100 100 2 2 5 5 3 – 1 – – 3 – 4.2 – – 3.8 – 3.0 – – – 98 98 95 95 97 Geographic areas 1 The employee contributes a fixed percentage of his or her earnings to the retirement plan. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 3. Standard errors for defined benefit retirement plans: Employee contribution requirement and method of contribution, private industry workers, National Compensation Survey, March 2008 (All workers participating in defined benefit plans = 100 percent) Fixed percent of earnings1 Characteristics All workers ............................................................. Employee contibution not required Employee contribution required Total Mean fixed percent of earnings Median fixed percent of earnings 0.9 0.9 1.0 – 0.9 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.8 0.5 1.2 0.9 0.7 0.4 1.2 0.5 0.7 0.4 0.8 – – – – – 0.8 0.5 1.2 0.9 0.8 1.5 1.2 1.7 1.8 – 0.7 0.9 – – – 0.4 0.7 – – – 0.5 – – – 0.8 1.5 1.2 1.7 1.8 Full time ................................................................. Part time ................................................................ 0.9 2.4 0.8 – 1.0 – – – 0.9 2.4 Union ..................................................................... Nonunion ............................................................... 1.4 0.8 – 0.8 – 0.9 – – 1.4 0.8 Average wage within the following percentiles:2 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.6 0.6 0.8 1.1 1.5 0.6 0.4 1.0 1.2 0.7 1.6 0.9 – 1.2 – – 1.6 0.6 0.8 1.1 0.8 0.8 0.5 0.6 – 0.3 0.7 – 0.8 0.8 Establishment characteristics Goods-producing industries ................................... Manufacturing .................................................... See footnotes at end of table. Table 3. Standard errors for defined benefit retirement plans: Employee contribution requirement and method of contribution, private industry workers, National Compensation Survey, March 2008—Continued (All workers participating in defined benefit plans = 100 percent) Fixed percent of earnings1 Employee contibution not required Employee contribution required Total Mean fixed percent of earnings Median fixed percent of earnings Service-providing industries .................................. Trade, transportation, and utilities ..................... Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Accommodation and food services ................ 1.3 1.1 0.3 0.4 – – 1.2 1.1 – – – – 1.0 – – – – – – – – – – – 1.3 1.1 0.3 0.4 0.0 0.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.2 1.9 0.6 1.1 2.6 0.5 1.1 1.8 – 1.1 – 0.4 0.7 0.8 – 0.9 – 0.7 – – – – – – 1.2 1.9 0.6 1.1 2.6 0.5 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 1.0 2.6 1.0 2.4 0.8 0.8 – – 1.0 2.6 New England ......................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ Pacific .................................................................... 0.6 0.7 1.2 2.3 1.3 – 0.4 – – 1.1 – 0.7 – – 0.9 – 0.3 – – – 0.6 0.7 1.2 2.3 1.3 Characteristics Geographic areas 1 The employee contributes a fixed percentage of his or her earnings to the retirement plan. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 4. Defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2008 (All workers participating in defined contribution plans = 100 percent) Employee contribution Employee contribution option Characteristics All workers ............................................................. Required Not required Pretax Not pretax 66 34 79 21 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 69 72 68 63 62 57 65 68 31 28 32 37 38 43 35 32 82 84 82 82 74 64 79 81 18 16 18 18 26 36 21 19 56 77 65 68 60 44 23 35 32 40 74 86 78 81 74 26 14 22 19 26 Full time ................................................................. Part time ................................................................ 66 58 34 42 79 77 21 23 Union ..................................................................... Nonunion ............................................................... 60 66 40 34 79 79 21 21 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 63 58 61 68 70 68 37 42 39 32 30 32 85 71 75 81 82 81 15 29 25 19 18 19 68 57 71 32 43 29 80 73 83 20 27 17 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 4. Defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2008—Continued (All workers participating in defined contribution plans = 100 percent) Employee contribution Employee contribution option Characteristics Required Not required Pretax Not pretax Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Other services ................................................... 65 58 70 50 57 91 90 72 72 74 75 73 66 62 68 61 60 58 61 78 66 35 42 30 50 43 9 10 28 28 26 25 27 34 38 32 39 40 42 39 22 34 78 69 83 60 70 97 93 82 83 84 86 76 81 82 76 80 83 83 80 88 89 22 31 17 40 30 3 7 18 17 16 14 24 19 18 24 20 17 17 20 12 11 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 66 66 65 65 60 71 34 34 35 35 40 29 81 81 80 77 75 81 19 19 20 23 25 19 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 66 66 34 34 79 78 21 22 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 68 62 60 64 67 71 66 67 73 32 38 40 36 33 29 34 33 27 76 82 76 79 79 80 76 77 83 24 18 24 21 21 20 24 23 17 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 4. Standard errors for defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2008 (All workers participating in defined contribution plans = 100 percent) Employee contribution Employee contribution option Characteristics All workers ............................................................. Required Not required Pretax Not pretax 0.9 0.9 0.7 0.7 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.3 1.3 1.9 3.0 1.0 1.6 1.2 2.0 1.3 1.3 1.9 3.0 1.0 1.6 1.2 2.0 1.2 1.3 1.5 1.9 1.0 1.7 1.0 1.2 1.2 1.3 1.5 1.9 1.0 1.7 1.0 1.2 3.5 1.7 1.7 2.0 2.4 3.5 1.7 1.7 2.0 2.4 2.5 1.5 1.4 2.2 1.9 2.5 1.5 1.4 2.2 1.9 Full time ................................................................. Part time ................................................................ 0.9 2.2 0.9 2.2 0.7 1.7 0.7 1.7 Union ..................................................................... Nonunion ............................................................... 2.4 0.9 2.4 0.9 2.0 0.7 2.0 0.7 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 5.2 1.8 1.4 0.8 1.2 1.6 5.2 1.8 1.4 0.8 1.2 1.6 2.5 1.6 1.3 1.0 1.2 1.5 2.5 1.6 1.3 1.0 1.2 1.5 1.4 3.0 1.5 1.4 3.0 1.5 1.4 2.6 1.7 1.4 2.6 1.7 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 4. Standard errors for defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2008—Continued (All workers participating in defined contribution plans = 100 percent) Employee contribution Employee contribution option Characteristics Required Not required Pretax Not pretax Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Other services ................................................... 1.1 1.1 2.3 1.4 3.8 2.0 2.2 1.6 1.7 1.7 2.5 4.2 3.0 3.3 6.0 2.2 2.9 3.5 2.6 6.5 4.9 1.1 1.1 2.3 1.4 3.8 2.0 2.2 1.6 1.7 1.7 2.5 4.2 3.0 3.3 6.0 2.2 2.9 3.5 2.6 6.5 4.9 0.7 1.1 2.0 1.7 3.5 0.7 1.8 1.4 1.2 1.4 1.2 5.0 2.6 3.4 6.0 1.9 2.6 2.7 2.2 3.3 2.9 0.7 1.1 2.0 1.7 3.5 0.7 1.8 1.4 1.2 1.4 1.2 5.0 2.6 3.4 6.0 1.9 2.6 2.7 2.2 3.3 2.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.4 1.8 2.5 1.2 1.6 1.7 1.4 1.8 2.5 1.2 1.6 1.7 1.3 1.6 2.0 0.8 1.4 1.3 1.3 1.6 2.0 0.8 1.4 1.3 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 1.0 2.4 1.0 2.4 0.7 1.7 0.7 1.7 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 4.5 1.9 2.3 2.7 2.3 3.1 1.7 5.4 2.1 4.5 1.9 2.3 2.7 2.3 3.1 1.7 5.4 2.1 3.8 1.5 2.0 2.1 1.7 1.0 1.8 2.2 1.5 3.8 1.5 2.0 2.1 1.7 1.0 1.8 2.2 1.5 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 5. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Medical care Characteristics All workers ............................................................. Dental care Access Participation Take-up rate Access Participation Take-up rate 71 53 75 47 37 79 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 86 94 82 46 71 63 77 77 68 77 64 29 51 42 57 62 79 82 78 62 72 67 75 81 62 69 58 29 47 42 51 44 51 57 48 20 35 28 40 37 83 83 83 71 74 66 79 85 71 83 78 82 73 57 68 61 67 55 81 81 78 81 75 37 52 49 54 44 32 43 40 45 34 87 84 81 84 77 Full time ................................................................. Part time ................................................................ 85 24 65 14 76 60 56 16 45 11 80 67 Union ..................................................................... Nonunion ............................................................... 88 69 79 50 89 73 68 44 62 34 91 77 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 25 48 77 84 88 91 13 28 55 67 72 75 51 59 72 79 83 82 – 27 48 53 62 71 – 17 36 44 54 60 – 63 74 82 86 84 85 71 91 69 56 75 82 79 82 55 34 63 47 29 54 85 84 85 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 5. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Medical care Characteristics Dental care Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 68 73 88 63 83 96 85 86 90 93 87 72 67 85 46 74 76 90 74 39 40 53 49 53 71 41 67 84 74 66 70 72 65 52 51 68 33 51 58 73 50 25 24 39 73 73 81 64 81 88 86 76 77 78 75 72 77 80 72 69 77 81 68 63 61 73 44 47 53 41 55 64 72 66 73 78 66 43 41 56 22 46 47 64 46 – – 28 34 34 44 26 46 58 65 54 59 61 57 33 33 46 16 35 36 50 35 – – 23 77 73 84 62 84 91 90 81 81 78 87 78 80 82 72 76 75 78 76 – – 83 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 60 56 70 84 80 88 43 40 51 65 60 71 72 72 73 77 74 81 31 27 40 64 57 72 24 21 31 51 43 61 77 78 76 80 75 84 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 72 66 54 48 75 73 47 42 37 33 79 80 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 68 72 71 69 73 75 66 70 72 48 55 54 54 53 57 47 49 58 71 76 75 77 73 77 71 71 80 50 46 44 44 44 52 40 45 55 39 37 35 36 33 43 30 34 45 77 79 79 81 75 83 76 77 82 Geographic areas See footnotes at end of table. Table 5. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Vision care Characteristics All workers ............................................................. Outpatient prescription drug coverage Access Participation Take-up rate Access Participation Take-up rate 28 22 78 68 51 75 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 37 37 37 20 25 22 28 31 30 31 30 14 19 16 21 26 80 82 79 71 75 72 77 84 83 90 79 45 68 60 73 72 65 74 61 28 49 40 55 59 79 82 78 63 72 67 75 81 26 37 30 32 28 22 31 24 26 21 85 83 79 81 76 66 79 74 79 70 53 65 58 64 52 80 81 78 81 75 Full time ................................................................. Part time ................................................................ 34 10 27 7 79 65 82 23 62 14 76 59 Union ..................................................................... Nonunion ............................................................... 54 25 47 19 88 75 86 66 76 48 89 73 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... – 15 27 32 42 43 – 10 20 25 35 35 – 65 74 80 83 82 24 45 73 80 84 88 12 26 52 64 69 73 51 58 71 79 82 82 34 24 38 28 21 32 84 87 83 81 66 88 66 52 72 82 78 82 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 5. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Vision care Characteristics Outpatient prescription drug coverage Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 27 26 30 22 31 35 59 32 33 33 32 29 27 34 18 28 29 38 28 – – 17 20 19 26 15 24 28 51 23 23 22 25 23 21 27 12 20 21 27 20 – – 13 76 75 87 69 76 81 86 72 70 67 77 80 77 79 66 73 72 71 73 – – 75 65 70 84 61 80 91 81 82 85 89 81 69 64 81 43 71 73 89 71 38 38 49 47 51 68 39 65 80 71 62 65 68 61 50 49 64 31 49 56 71 48 24 23 36 73 72 81 64 81 88 87 76 76 77 75 72 77 80 73 69 76 80 68 63 61 74 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 18 16 26 39 33 47 13 12 18 31 26 39 73 75 71 80 78 82 56 52 66 81 77 86 40 38 48 62 57 69 72 72 73 77 74 81 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 29 26 22 21 78 79 69 63 52 46 75 73 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 23 33 25 20 28 – 20 29 38 17 24 20 17 19 – 15 23 31 74 75 80 84 70 – 76 78 81 65 68 70 68 70 72 61 68 69 46 51 52 53 51 55 43 48 55 70 75 75 78 73 77 72 71 80 Geographic areas 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 5. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Medical care Characteristics Dental care Access Participation Take-up rate Access Participation Take-up rate 0.8 0.8 0.5 0.9 0.9 0.6 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.1 0.8 1.4 2.6 0.9 1.2 1.2 1.4 1.1 0.9 1.4 2.3 0.9 1.1 1.1 1.6 0.7 0.6 1.0 2.0 0.8 1.4 1.0 1.0 1.3 1.7 1.5 3.2 1.0 1.3 1.2 1.7 1.1 2.1 1.4 3.2 0.9 1.0 1.1 1.5 0.7 1.7 0.8 3.8 0.7 1.3 0.6 1.3 2.2 1.8 1.3 1.7 1.9 2.2 1.7 1.1 1.4 1.6 1.4 1.1 0.8 0.8 1.3 2.2 2.4 1.4 2.0 1.8 1.8 2.1 1.1 1.7 1.4 2.0 1.5 1.0 1.0 1.6 Full time ................................................................. Part time ................................................................ 0.6 1.0 0.7 0.8 0.5 2.1 1.0 0.8 1.0 0.6 0.6 1.8 Union ..................................................................... Nonunion ............................................................... 1.6 0.8 1.7 0.8 0.9 0.5 2.1 1.0 2.0 0.9 0.7 0.7 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 3.6 1.5 1.1 0.9 1.1 1.2 2.7 1.4 1.1 0.8 0.9 1.4 4.3 1.7 0.7 0.7 0.8 0.8 – 1.5 1.3 1.2 1.4 1.7 – 1.4 1.1 1.0 1.1 1.5 – 2.5 1.0 0.6 0.7 0.9 1.0 2.3 0.9 0.9 2.1 1.0 0.6 1.6 0.7 1.5 2.0 1.9 1.2 1.7 1.6 0.9 2.3 0.8 All workers ............................................................. Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 5. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Medical care Characteristics Dental care Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.9 0.9 1.3 1.1 2.7 2.1 4.4 1.1 0.8 0.7 1.9 3.6 2.2 2.0 3.6 1.9 3.0 1.3 2.1 6.3 6.5 4.3 0.9 0.9 1.7 1.0 2.2 2.3 4.2 0.9 0.8 1.0 1.8 3.6 2.1 2.4 3.1 1.5 3.0 1.9 1.9 5.6 5.7 3.1 0.6 0.8 1.3 1.2 1.6 1.6 1.1 1.0 0.9 0.8 1.9 3.7 1.6 2.2 2.9 1.4 1.8 1.6 1.6 4.7 5.2 2.3 1.2 1.0 2.6 1.3 3.1 7.3 4.8 1.4 1.2 1.4 2.7 3.6 2.5 3.3 2.7 2.1 2.3 2.6 2.4 – – 3.5 1.1 0.9 2.5 1.0 2.7 6.9 4.5 1.2 1.2 1.6 2.4 3.2 2.1 3.0 2.2 1.6 1.9 2.5 1.8 – – 2.9 0.8 0.8 1.4 1.3 1.5 1.9 1.0 0.8 0.8 1.2 1.2 4.0 1.7 2.1 4.6 1.1 1.6 1.5 1.3 – – 3.2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.1 1.3 1.6 0.8 1.2 0.9 0.9 1.1 1.4 0.9 1.1 1.1 0.9 1.1 1.2 0.6 0.6 0.7 1.0 1.1 1.5 1.2 1.5 1.9 0.8 1.0 1.4 1.3 1.2 2.1 0.8 1.1 1.6 0.9 0.9 1.1 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.8 2.7 0.8 2.5 0.6 1.3 0.9 3.7 0.7 4.2 0.5 3.3 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1.1 2.1 1.3 1.5 1.4 6.5 2.3 4.1 1.4 1.4 1.5 0.9 2.0 1.6 4.9 2.2 4.9 1.6 1.3 1.3 1.0 1.5 1.1 1.6 1.4 2.9 1.1 2.5 1.4 1.8 2.2 2.0 8.3 1.7 7.1 1.4 1.9 1.1 1.4 2.1 1.3 8.9 1.6 5.8 1.1 1.9 0.9 0.8 1.7 0.8 5.6 2.1 1.7 1.4 Geographic areas See footnotes at end of table. Table 5. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Vision care Characteristics Outpatient prescription drug coverage Access Participation Take-up rate Access Participation Take-up rate 1.1 1.0 1.0 0.8 0.7 0.5 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.4 1.7 1.7 3.5 1.0 1.3 1.1 1.5 1.2 1.6 1.5 3.5 0.9 1.1 1.0 1.2 1.3 1.2 1.5 5.6 1.2 1.8 1.5 1.4 1.1 1.0 1.4 2.7 0.9 1.2 1.3 1.4 1.1 1.0 1.4 2.4 0.9 1.1 1.2 1.5 0.7 0.6 1.0 2.1 0.8 1.4 1.0 0.9 2.1 1.9 1.1 1.8 1.2 1.7 1.6 0.9 1.5 1.0 2.0 1.6 1.2 1.8 1.8 2.1 2.0 1.3 1.9 2.0 1.9 2.0 1.1 1.6 1.7 1.3 1.2 0.7 0.8 1.2 Full time ................................................................. Part time ................................................................ 1.3 0.5 1.2 0.4 1.0 2.0 0.6 1.0 0.7 0.7 0.5 2.1 Union ..................................................................... Nonunion ............................................................... 2.3 1.2 2.0 1.1 1.0 1.2 1.7 0.9 1.7 0.8 0.9 0.5 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... – 1.5 1.4 1.2 1.7 1.6 – 1.4 1.4 1.0 1.6 1.3 – 4.0 1.6 1.0 1.2 1.8 3.4 1.5 1.2 1.0 1.3 1.1 2.5 1.5 1.1 0.9 1.0 1.3 4.2 1.7 0.8 0.7 0.8 0.8 1.2 1.7 1.6 1.0 1.5 1.2 1.2 1.8 1.4 1.1 2.1 1.1 0.9 1.8 1.2 0.7 1.6 0.7 All workers ............................................................. Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 5. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Vision care Characteristics Outpatient prescription drug coverage Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 1.4 1.0 2.6 1.0 2.6 5.2 4.8 1.4 1.6 2.3 2.8 3.8 2.3 3.3 3.4 1.8 2.6 3.6 2.1 – – 3.5 1.3 0.8 2.2 0.8 2.1 4.5 4.3 1.0 1.2 1.7 2.1 3.2 1.7 2.7 2.2 1.3 2.3 3.4 1.5 – – 2.6 1.3 1.2 1.1 1.9 1.9 3.2 1.4 1.3 1.3 2.4 2.0 4.6 2.9 2.9 7.0 1.9 2.3 2.7 2.1 – – 3.2 1.0 0.9 1.5 1.2 3.0 2.5 4.5 1.5 1.2 1.2 2.2 3.7 2.2 2.1 3.7 2.0 3.4 1.4 2.2 6.4 6.6 4.3 0.9 0.9 1.6 1.1 2.5 2.6 4.2 1.1 1.1 1.2 2.1 3.3 2.1 2.4 3.1 1.6 3.2 1.9 1.8 5.7 5.8 3.0 0.6 0.8 1.4 1.3 1.5 1.7 1.1 1.0 0.9 0.8 2.1 3.8 1.5 2.4 3.1 1.3 1.9 1.6 1.5 5.0 5.4 2.3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.8 1.0 1.3 1.9 1.5 3.2 0.6 0.8 1.0 1.8 1.2 3.3 1.0 1.6 1.6 1.4 1.0 2.3 1.1 1.2 1.6 0.9 1.1 1.1 0.9 1.0 1.3 0.9 1.0 1.1 0.9 1.1 1.3 0.7 0.7 0.8 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.9 5.3 0.7 5.5 0.6 5.6 0.8 2.8 0.8 2.5 0.5 1.3 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1.7 1.4 1.2 2.8 1.3 – 1.7 5.3 1.9 0.9 0.9 1.2 2.3 1.1 – 1.5 4.3 1.5 1.6 0.6 2.0 1.3 1.8 – 1.2 1.1 1.9 1.7 2.2 1.3 1.5 1.7 7.3 2.2 3.7 1.3 1.2 1.4 0.9 2.0 1.6 5.3 2.0 4.5 1.3 1.3 1.3 0.9 1.6 1.0 1.6 1.0 2.9 1.0 Geographic areas 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 6. Medical plans: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2008 (In percent) Single coverage Characteristics All workers ............................................................. Family coverage Employer share Employee share Employer share Employee share 81 19 71 29 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 82 82 82 77 80 77 81 84 18 18 18 23 20 23 19 16 72 72 72 66 68 67 68 73 28 28 28 34 32 33 32 27 87 80 83 83 82 13 20 17 17 18 74 71 75 77 72 26 29 25 23 28 Full time ................................................................. Part time ................................................................ 81 78 19 22 71 68 29 32 Union ..................................................................... Nonunion ............................................................... 92 79 8 21 87 68 13 32 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 73 76 79 82 84 82 27 24 21 18 16 18 63 64 68 71 75 75 37 36 32 29 25 25 84 85 83 16 15 17 76 71 77 24 29 23 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 6. Medical plans: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2008—Continued (In percent) Single coverage Characteristics Family coverage Employer share Employee share Employer share Employee share Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 80 79 81 76 83 85 84 82 81 80 82 85 79 82 75 82 83 82 82 74 73 82 20 21 19 24 17 15 16 18 19 20 18 15 21 18 25 18 17 18 18 26 27 18 69 69 71 65 73 79 78 71 71 68 73 69 68 67 66 68 67 69 69 64 63 68 31 31 29 35 27 21 22 29 29 32 27 31 32 33 34 32 33 31 31 36 37 32 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 81 81 80 81 81 82 19 19 20 19 19 18 66 66 66 74 72 76 34 34 34 26 28 24 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 81 80 19 20 71 68 29 32 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 78 83 81 82 80 77 82 80 84 22 17 19 18 20 23 18 20 16 71 75 75 72 66 66 66 67 72 29 25 25 28 34 34 34 33 28 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Table 6. Standard errors for medical plans: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2008 (In percent) Single coverage Characteristics All workers ............................................................. Family coverage Employer share Employee share Employer share Employee share 0.3 0.3 0.3 0.3 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.5 0.6 0.6 1.0 0.3 0.6 0.4 0.6 0.5 0.6 0.6 1.0 0.3 0.6 0.4 0.6 0.6 0.7 0.8 1.2 0.4 0.6 0.5 1.0 0.6 0.7 0.8 1.2 0.4 0.6 0.5 1.0 0.8 0.7 0.6 0.8 0.7 0.8 0.7 0.6 0.8 0.7 1.6 0.9 0.8 1.1 1.0 1.6 0.9 0.8 1.1 1.0 Full time ................................................................. Part time ................................................................ 0.3 1.0 0.3 1.0 0.3 1.0 0.3 1.0 Union ..................................................................... Nonunion ............................................................... 0.5 0.3 0.5 0.3 0.7 0.4 0.7 0.4 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.5 0.8 0.4 0.4 0.4 0.7 1.5 0.8 0.4 0.4 0.4 0.7 1.8 0.9 0.5 0.5 0.6 0.8 1.8 0.9 0.5 0.5 0.6 0.8 0.5 0.8 0.6 0.5 0.8 0.6 0.8 1.7 0.8 0.8 1.7 0.8 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 6. Standard errors for medical plans: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2008—Continued (In percent) Single coverage Characteristics Family coverage Employer share Employee share Employer share Employee share Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.3 0.4 0.7 0.7 1.3 1.1 0.8 0.5 0.5 0.6 1.0 1.4 0.8 1.1 1.6 0.6 1.0 1.3 0.7 1.3 1.7 1.6 0.3 0.4 0.7 0.7 1.3 1.1 0.8 0.5 0.5 0.6 1.0 1.4 0.8 1.1 1.6 0.6 1.0 1.3 0.7 1.3 1.7 1.6 0.3 0.5 1.1 0.7 1.7 1.1 1.0 0.6 0.6 0.8 1.0 2.2 1.0 1.7 2.2 0.9 1.8 1.5 1.0 1.9 2.3 2.3 0.3 0.5 1.1 0.7 1.7 1.1 1.0 0.6 0.6 0.8 1.0 2.2 1.0 1.7 2.2 0.9 1.8 1.5 1.0 1.9 2.3 2.3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.4 0.6 0.8 0.4 0.5 0.7 0.4 0.6 0.8 0.4 0.5 0.7 0.6 0.8 1.0 0.4 0.6 0.8 0.6 0.8 1.0 0.4 0.6 0.8 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.3 1.1 0.3 1.1 0.3 1.1 0.3 1.1 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 0.9 0.6 0.8 1.4 0.6 1.4 0.6 0.8 0.8 0.9 0.6 0.8 1.4 0.6 1.4 0.6 0.8 0.8 0.7 0.4 0.9 1.7 0.8 1.4 0.7 0.9 0.9 0.7 0.4 0.9 1.7 0.8 1.4 0.7 0.9 0.9 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 7. Medical plans, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2008 (All workers with single coverage medical plans = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $309.03 23 $405.08 77 $279.98 $87.69 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 311.76 302.81 317.00 284.89 292.51 268.85 304.40 361.73 21 20 22 18 20 18 21 37 379.85 396.84 370.90 415.79 370.91 344.91 381.71 484.14 79 80 78 82 80 82 79 63 293.57 279.73 301.89 255.97 272.93 252.66 283.58 289.47 85.76 82.79 87.54 96.00 89.62 94.37 87.13 91.34 100 100 100 100 100 424.68 298.84 311.30 317.12 303.90 49 26 26 25 27 539.91 378.59 402.30 393.18 412.78 51 74 74 75 73 315.73 271.32 279.78 292.34 263.19 89.62 92.53 80.93 81.03 80.80 Full time ................................................................. Part time ................................................................ 100 100 309.98 295.22 23 22 405.59 396.88 77 78 280.87 267.12 86.74 101.39 Union ..................................................................... Nonunion ............................................................... 100 100 433.77 286.09 51 18 504.50 353.85 49 82 360.62 271.07 67.89 89.88 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 100 100 235.97 260.36 287.36 312.98 348.99 327.38 11 17 19 26 30 22 295.31 323.19 366.33 401.25 453.95 428.20 89 83 81 74 70 78 228.78 247.75 268.98 282.27 303.86 298.14 90.30 97.35 89.06 85.68 86.08 84.22 100 100 100 337.35 414.31 311.99 29 49 22 448.93 535.52 388.61 71 51 78 292.68 299.41 290.11 81.68 98.40 77.36 Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 7. Medical plans, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2008—Continued (All workers with single coverage medical plans = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 $299.14 282.08 288.78 266.02 298.75 327.97 320.05 300.79 296.52 288.55 310.55 321.69 299.83 306.24 288.53 332.85 346.84 343.19 330.27 249.93 251.22 310.86 21 21 23 19 26 17 24 22 19 17 21 36 22 25 19 20 23 21 20 – – 39 $384.57 367.92 350.70 370.64 385.11 367.75 393.29 403.20 391.01 386.33 400.56 434.69 398.51 386.75 425.31 384.09 444.27 398.98 371.29 – – 376.49 79 79 77 81 74 83 76 78 81 83 79 64 78 75 81 80 77 79 80 – – 61 $275.95 259.06 270.55 242.21 269.10 319.94 296.66 272.30 274.50 267.94 287.08 258.73 272.62 279.27 257.42 319.72 317.69 328.73 320.07 – – 269.10 $89.60 88.42 84.90 96.99 76.32 73.06 85.09 84.84 84.76 85.55 84.31 85.29 89.16 85.66 98.95 92.29 91.45 97.86 92.43 – – 100.52 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 307.05 304.89 311.76 310.49 311.51 309.41 32 34 27 17 17 17 402.10 385.20 447.59 409.14 436.59 380.00 68 66 73 83 83 83 262.99 264.00 261.01 290.24 285.67 295.02 97.50 99.81 92.95 81.76 82.25 81.26 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 100 100 311.98 291.48 24 20 414.09 342.48 76 80 280.25 278.44 87.78 87.15 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 100 100 100 100 100 100 100 100 100 323.12 326.16 314.44 319.08 284.36 272.85 304.06 313.50 320.05 17 26 22 24 19 15 21 23 33 502.31 415.44 435.53 418.89 346.21 325.52 374.82 455.43 403.14 83 74 78 76 81 85 79 77 67 287.02 294.02 279.52 287.16 270.21 263.41 285.55 272.25 279.86 107.35 85.74 85.45 84.23 88.00 93.36 83.76 91.95 84.26 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 7. Standard errors for medical plans, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2008 (All workers with single coverage medical plans = 100 percent) Total Characteristics All workers ............................................................. Employee contribution not required Employee contribution required Average Average Average Average Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating employer employer employer employee employees employees premium premium premium contribution $3.58 0.7 $8.10 0.7 $2.83 $0.94 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 4.49 5.29 4.96 12.48 2.94 3.98 3.71 10.82 1.2 1.4 1.6 2.3 1.0 1.8 1.0 1.5 12.16 18.01 13.66 44.13 10.73 11.90 12.98 20.83 1.2 1.4 1.6 2.3 1.0 1.8 1.0 1.5 3.21 3.72 4.39 7.43 2.41 3.92 3.17 9.74 1.39 2.20 2.04 3.65 0.99 1.95 1.37 2.29 20.11 8.16 6.20 8.29 7.00 2.4 2.0 1.4 2.2 1.9 32.65 15.85 11.93 9.19 22.89 2.4 2.0 1.4 2.2 1.9 18.17 10.09 6.20 9.70 3.88 4.32 3.07 1.94 2.64 3.02 Full time ................................................................. Part time ................................................................ 3.60 11.12 0.7 1.9 7.81 34.59 0.7 1.9 3.05 6.03 0.92 4.07 Union ..................................................................... Nonunion ............................................................... 11.18 2.72 1.7 0.7 17.41 5.32 1.7 0.7 13.32 2.63 2.20 1.03 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 11.68 4.85 3.25 4.72 5.70 6.26 3.1 1.8 0.9 1.1 1.4 2.0 40.54 11.51 9.70 15.36 10.12 14.57 3.1 1.8 0.9 1.1 1.4 2.0 10.55 4.62 3.06 3.67 6.55 5.14 3.91 2.67 1.83 1.29 1.26 1.91 7.90 21.29 6.84 1.5 2.3 1.8 15.77 33.74 12.56 1.5 2.3 1.8 6.75 17.25 7.42 1.58 3.35 1.82 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 7. Standard errors for medical plans, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2008—Continued (All workers with single coverage medical plans = 100 percent) Total Characteristics Employee contribution not required Employee contribution required Average Average Average Average Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating employer employer employer employee employees employees premium premium premium contribution Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $3.77 3.36 5.16 4.54 9.93 11.83 10.21 4.39 4.18 4.56 13.01 18.99 5.99 8.53 13.64 8.54 11.85 7.11 9.79 12.01 12.84 14.71 0.8 1.1 1.7 1.6 3.1 3.1 2.8 1.5 1.6 1.9 2.4 4.4 2.0 2.6 3.7 2.1 4.2 5.5 2.4 – – 4.2 $12.35 11.82 15.13 15.99 39.84 32.03 17.20 18.32 25.37 9.34 61.80 32.51 19.28 15.31 43.08 33.93 41.76 14.97 41.07 – – 35.82 0.8 1.1 1.7 1.6 3.1 3.1 2.8 1.5 1.6 1.9 2.4 4.4 2.0 2.6 3.7 2.1 4.2 5.5 2.4 – – 4.2 $2.59 2.74 5.47 3.55 5.49 14.16 10.41 2.63 2.64 4.57 5.06 8.39 7.72 9.55 17.03 4.44 6.01 6.02 5.17 – – 9.74 $0.99 1.69 3.62 1.88 5.14 6.20 4.24 1.97 2.16 2.73 4.17 7.60 2.46 3.26 7.26 2.66 3.27 3.04 3.14 – – 5.70 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 4.77 5.03 8.32 4.57 4.64 8.32 1.2 1.5 1.9 0.8 1.1 1.3 9.50 8.64 21.10 13.98 14.53 32.31 1.2 1.5 1.9 0.8 1.1 1.3 3.87 5.12 4.84 3.65 3.36 6.44 1.58 1.97 2.88 1.14 1.53 1.77 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 3.43 12.05 0.7 2.5 8.53 20.26 0.7 2.5 2.53 12.30 1.03 2.05 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 11.16 2.74 10.08 17.99 3.83 17.57 7.12 6.88 13.02 2.7 1.0 1.8 2.6 1.8 3.9 1.5 1.4 1.8 44.78 23.11 12.18 47.90 8.09 5.68 14.88 25.54 23.19 2.7 1.0 1.8 2.6 1.8 3.9 1.5 1.4 1.8 6.40 7.50 8.51 12.57 4.19 19.50 6.49 7.17 7.89 3.83 2.60 2.44 2.65 1.40 3.54 2.59 5.09 2.11 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 8. Medical plans, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2008 (All workers with contributory single coverage = 100 percent) Single coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other 100 75 1 6 1 (4) 15 1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 75 74 76 71 73 69 75 79 – – – (4) (4) – (4) – 7 8 6 5 6 5 7 5 2 2 2 1 1 (4) 1 (4) (4) (4) – – (4) – – – 13 14 12 – 19 24 16 13 1 1 1 2 1 1 1 2 100 100 100 100 100 77 80 81 82 80 – – 1 – – 6 5 4 5 4 – 1 1 1 1 – – – – – 14 13 12 12 13 – 1 1 (4) 2 Full time ................................................................. Part time ................................................................ 100 100 76 72 1 – 6 4 1 1 (4) – 15 21 1 1 Union ..................................................................... Nonunion ............................................................... 100 100 78 75 – 1 2 6 – 1 – (4) 13 16 4 1 Average wage within the following percentiles:5 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 100 100 67 73 77 77 76 73 – – – – 1 1 1 2 3 – – – (4) – – 5 4 5 6 7 7 (4) (4) (4) – 21 16 14 13 14 – – 1 1 2 1 100 100 100 80 77 81 – – – 4 6 4 1 – 1 – – – 12 15 12 – – – All workers ............................................................. Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 8. Medical plans, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2008—Continued (All workers with contributory single coverage = 100 percent) Single coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 74 74 79 70 75 81 88 77 76 81 71 82 71 74 68 77 76 73 77 58 59 77 – (4) – – – – – 1 1 – – – – – – – – – – – – – 6 5 9 4 – – 4 6 6 3 6 – 7 6 7 9 15 17 7 6 7 – 1 1 – – – 5 – 3 3 3 4 – 2 – – 2 2 2 2 – – – (4) – – – – – – 1 1 1 (4) – – – – – – – – – – – 16 19 10 24 20 6 5 13 13 12 17 – 16 17 14 11 5 6 12 – – 14 1 1 – – – – – 1 (4) – – – – – – 1 – – 1 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 79 78 81 73 78 68 – – – 1 – – 6 8 3 6 4 7 (4) (4) – 2 1 3 – – – (4) – (4) 13 12 13 17 15 19 1 1 2 1 1 2 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 100 100 76 73 1 – 6 5 1 – (4) – 14 – 1 1 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 100 100 100 100 100 100 100 100 100 78 75 77 77 80 62 70 73 76 – 1 – – – – – – – 7 5 4 8 4 4 12 10 5 1 – 3 – – – – – 2 – 1 – – – – – – – 13 16 15 13 13 – 15 16 11 – 2 – – 1 1 – 1 3 Average monthly employer premium6 ................... $279.98 $278.13 $261.39 $292.53 $282.47 $262.48 $279.65 $352.91 Geographic areas 1 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.5 percent. 5 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 6 Average premium is for all workers. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 8. Standard errors for medical plans, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2008 (All workers with contributory single coverage = 100 percent) Single coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other 0.0 1.5 0.3 0.4 0.2 0.1 1.3 0.2 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.3 1.9 1.6 5.9 1.5 2.4 1.6 2.2 – – – 0.1 0.1 – 0.1 – 0.8 1.3 0.8 0.8 0.5 0.9 0.7 1.0 0.4 0.6 0.4 0.3 0.3 0.2 0.4 0.2 0.1 0.1 – – 0.1 – – – 0.9 1.3 1.2 – 1.4 2.3 1.3 1.8 0.4 0.3 0.5 0.8 0.2 0.2 0.3 0.7 0.0 0.0 0.0 0.0 0.0 3.5 2.5 1.6 1.9 1.9 – – 0.3 – – 1.7 0.9 0.7 0.9 0.9 – 0.3 0.2 0.3 0.5 – – – – – 3.1 2.3 1.2 1.3 1.5 – 0.5 0.4 0.2 0.8 Full time ................................................................. Part time ................................................................ 0.0 0.0 1.6 2.4 0.3 – 0.4 1.1 0.2 0.6 0.1 – 1.4 2.3 0.3 0.3 Union ..................................................................... Nonunion ............................................................... 0.0 0.0 2.3 1.6 – 0.3 1.0 0.4 – 0.2 – 0.1 1.6 1.4 1.4 0.2 Average wage within the following percentiles:4 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.0 0.0 0.0 0.0 0.0 0.0 11.3 2.7 2.0 1.4 1.4 1.7 – – – 0.1 – – 1.8 0.8 0.7 0.7 0.7 1.0 – 0.3 0.2 0.2 0.3 0.6 – – – 0.1 0.1 0.1 – 2.8 1.6 1.1 0.8 1.2 – – 0.2 0.3 0.5 0.5 0.0 0.0 0.0 2.0 3.3 2.2 – – – 0.8 1.7 0.8 0.4 – 0.5 – – – 1.3 2.7 1.2 – – – All workers ............................................................. Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 8. Standard errors for medical plans, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2008—Continued (All workers with contributory single coverage = 100 percent) Single coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.8 1.2 2.4 1.7 3.8 6.2 2.4 1.7 2.1 2.1 3.7 6.4 3.7 4.8 7.5 2.1 3.3 3.3 2.4 13.1 12.6 5.1 – 0.1 – – – – – 0.3 0.3 – – – – – – – – – – – – – 0.5 0.6 1.2 0.8 – – 1.2 0.8 0.9 0.6 1.4 – 1.6 1.9 2.9 1.3 3.1 3.2 1.5 2.1 2.4 – 0.2 0.2 – – – 2.3 – 0.9 1.1 1.2 1.9 – 0.8 – – 0.5 1.1 0.2 0.5 – – – 0.1 – – – – – – 0.2 0.2 0.2 0.1 – – – – – – – – – – – 1.6 1.0 1.9 1.5 3.5 2.1 1.5 1.3 1.5 1.7 2.5 – 3.1 4.4 3.7 1.7 1.4 1.9 1.9 – – 4.0 0.3 0.5 – – – – – 0.2 0.2 – – – – – – 0.4 – – 0.5 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.0 0.0 0.0 0.0 0.0 0.0 1.0 1.3 1.6 2.2 1.3 3.7 – – – 0.5 – – 0.7 0.9 0.8 0.6 0.7 0.9 0.1 0.2 – 0.3 0.4 0.5 – – – 0.1 – 0.1 1.0 1.2 1.5 2.0 1.0 3.7 0.4 0.3 0.9 0.3 0.2 0.6 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.0 0.0 1.0 8.1 0.3 – 0.4 1.2 0.2 – 0.1 – 0.7 – 0.3 0.6 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.9 2.3 2.1 2.0 2.1 13.7 4.0 3.0 2.3 – 0.4 – – – – – – – 1.7 0.5 0.6 1.3 1.0 2.2 2.2 1.8 0.6 0.5 – 0.4 – – – – – 0.7 – 0.4 – – – – – – – 1.0 1.8 2.0 2.0 1.4 – 2.4 2.2 0.9 – 0.2 – – 0.2 0.4 – 0.4 1.3 Average monthly employer premium5 ................... $2.83 $2.86 $15.64 $12.55 $8.85 $33.95 $7.33 $48.41 Geographic areas 1 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 5 Average premium is for all workers. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 9. Medical plans, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2008 (All workers with family coverage medical plans = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $708.83 13 $875.90 87 $684.72 $330.99 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 756.93 729.53 772.79 610.49 677.65 630.45 701.43 702.57 10 9 10 9 9 9 9 25 890.61 897.40 887.09 719.07 846.51 760.35 887.66 890.16 90 91 90 91 91 91 91 75 742.71 712.99 760.11 599.36 661.04 618.16 682.75 640.86 330.88 316.15 339.50 350.84 352.05 347.95 354.13 329.44 100 100 100 100 100 685.01 718.93 739.82 785.01 680.80 34 16 17 17 17 855.48 958.31 921.07 964.87 864.00 66 84 83 83 83 597.17 672.90 702.32 747.84 642.83 339.22 322.26 288.01 278.45 300.50 Full time ................................................................. Part time ................................................................ 100 100 712.75 649.40 13 12 890.69 638.89 87 88 686.97 650.84 328.83 363.44 Union ..................................................................... Nonunion ............................................................... 100 100 865.56 680.91 43 7 904.47 844.75 57 93 835.61 668.36 227.74 342.18 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 100 100 534.97 585.63 659.44 708.34 789.61 791.65 6 8 8 13 20 13 298.18 690.98 772.98 841.21 1004.01 910.06 94 92 92 87 80 87 551.14 576.86 649.25 687.71 736.15 774.49 341.07 355.70 342.56 327.74 319.12 313.18 100 100 100 760.74 641.13 797.15 19 34 15 931.61 821.92 1012.32 81 66 85 719.92 547.71 757.91 288.39 388.49 264.95 Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 9. Medical plans, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2008—Continued (All workers with family coverage medical plans = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 $690.88 661.19 699.27 592.76 714.75 869.34 820.23 711.87 719.50 687.20 756.72 674.59 691.31 701.06 635.27 740.52 738.94 777.19 740.82 553.01 548.49 683.65 10 12 13 10 16 8 17 11 8 6 9 23 8 8 9 8 6 4 9 – – 17 $839.86 787.62 886.74 600.84 929.84 863.12 1081.69 894.77 893.74 969.52 830.49 896.54 863.24 895.29 818.18 764.69 915.42 903.01 743.72 – – 1071.90 90 88 87 90 84 92 83 89 92 94 91 77 92 92 91 92 94 96 91 – – 83 $673.76 644.09 672.30 591.86 674.18 869.89 765.76 689.67 703.81 668.36 749.26 606.95 676.82 684.43 617.82 738.30 726.68 772.41 740.54 – – 605.12 $344.25 330.55 313.02 362.75 297.58 254.95 286.75 342.32 330.75 345.26 317.82 410.02 341.53 367.18 319.72 385.83 397.55 380.17 383.57 – – 347.88 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 636.55 636.70 636.22 760.70 733.00 789.62 16 16 14 10 9 12 845.26 858.06 814.57 908.61 852.24 953.74 84 84 86 90 91 88 597.99 594.14 606.09 743.39 721.04 767.46 381.05 378.22 387.02 297.12 313.10 279.91 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 100 100 714.61 674.38 13 8 882.04 815.95 87 92 688.79 661.79 331.88 325.98 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 100 100 100 100 100 100 100 100 100 752.04 755.52 759.52 702.25 664.58 654.02 676.69 680.24 698.80 9 17 16 14 7 5 6 11 19 949.41 835.64 956.26 803.91 905.99 770.91 782.58 933.17 855.67 91 83 84 86 93 95 94 89 81 733.63 739.36 722.13 685.81 645.24 647.48 670.25 648.74 661.72 341.05 318.53 290.75 309.68 353.76 327.54 353.26 374.70 337.15 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 9. Standard errors for medical plans, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2008 (All workers with family coverage medical plans = 100 percent) Total Characteristics All workers ............................................................. Employee contribution not required Employee contribution required Average Average Average Average Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating employer employer employer employee employees employees premium premium premium contribution $5.95 0.6 $19.88 0.6 $6.46 $3.77 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 8.99 10.47 11.42 20.23 5.55 10.34 6.67 14.89 0.9 1.2 1.2 1.6 0.6 1.1 0.7 1.5 44.13 52.95 56.14 76.45 28.40 47.34 34.79 28.94 0.9 1.2 1.2 1.6 0.6 1.1 0.7 1.5 9.06 9.82 11.83 16.86 6.33 10.22 7.87 17.35 5.90 6.49 8.85 13.17 4.70 6.15 5.50 8.45 21.03 19.26 17.82 26.18 15.44 2.6 1.7 1.4 2.1 1.3 37.12 47.73 30.83 42.07 34.75 2.6 1.7 1.4 2.1 1.3 24.28 21.41 18.23 27.62 15.17 12.34 9.63 7.45 7.91 11.68 Full time ................................................................. Part time ................................................................ 6.16 13.33 0.6 1.2 21.73 47.29 0.6 1.2 6.65 12.03 3.87 11.45 Union ..................................................................... Nonunion ............................................................... 20.69 5.57 1.9 0.5 25.62 29.32 1.9 0.5 30.89 5.89 7.13 4.06 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 20.88 12.59 7.78 8.24 13.70 12.00 2.0 0.9 0.6 0.9 1.4 1.4 70.06 55.73 25.07 28.46 31.78 29.86 2.0 0.9 0.6 0.9 1.4 1.4 20.98 12.50 8.34 8.34 15.85 12.17 24.69 8.80 7.01 5.53 5.12 8.41 15.90 21.35 19.68 1.4 2.9 1.6 27.48 31.18 34.52 1.4 2.9 1.6 17.10 22.65 21.06 6.22 12.85 6.83 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 9. Standard errors for medical plans, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2008—Continued (All workers with family coverage medical plans = 100 percent) Total Characteristics Employee contribution not required Employee contribution required Average Average Average Average Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating employer employer employer employee employees employees premium premium premium contribution Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $5.51 7.22 15.63 9.94 21.84 30.33 21.86 7.92 9.82 13.29 20.75 41.90 17.01 25.53 35.00 15.89 21.98 16.89 17.65 32.24 40.34 44.22 0.5 0.8 1.4 1.3 1.9 2.0 2.9 1.4 1.5 1.6 1.9 3.7 1.3 2.1 2.9 1.2 2.2 1.3 1.3 – – 2.8 $30.89 29.43 49.96 34.62 65.36 103.87 73.37 30.01 34.97 66.29 100.22 54.35 77.08 113.01 92.23 86.61 87.08 45.20 99.41 – – 162.75 0.5 0.8 1.4 1.3 1.9 2.0 2.9 1.4 1.5 1.6 1.9 3.7 1.3 2.1 2.9 1.2 2.2 1.3 1.3 – – 2.8 $5.26 7.67 15.15 9.98 21.32 31.41 17.35 8.10 9.69 11.11 20.72 42.59 17.70 25.37 34.17 14.19 18.73 16.66 16.00 – – 36.15 $4.56 5.64 12.88 7.04 18.20 19.70 12.39 8.20 6.90 9.41 10.21 25.94 10.44 18.15 16.88 11.40 18.57 19.73 14.30 – – 18.88 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7.88 10.06 12.91 9.33 8.49 17.97 0.9 1.1 1.7 0.7 0.9 1.1 24.10 32.26 34.95 28.95 31.35 61.66 0.9 1.1 1.7 0.7 0.9 1.1 9.00 12.00 12.26 9.22 8.11 17.07 6.07 6.90 12.18 4.04 6.79 5.28 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 5.12 27.42 0.6 1.6 21.19 57.81 0.6 1.6 5.64 29.45 3.99 10.55 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 18.32 8.87 15.15 22.33 15.31 49.85 11.04 10.17 15.56 2.1 0.6 1.7 1.6 1.4 1.7 1.0 1.2 2.0 45.71 65.94 42.60 45.93 51.43 58.85 80.85 107.88 30.48 2.1 0.6 1.7 1.6 1.4 1.7 1.0 1.2 2.0 25.66 21.96 17.03 24.09 13.75 52.18 8.02 9.30 14.65 11.34 3.37 10.10 23.66 6.97 13.64 8.83 17.75 8.17 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 10. Medical plans, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2008 (All workers with contributory family coverage = 100 percent) Family coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other 100 78 (4) 5 1 (4) 15 1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 77 77 78 75 74 71 76 81 – – – – (4) – (4) – 6 6 5 5 5 5 5 4 2 2 2 1 1 (4) 1 (4) (4) (4) – – – – – – 13 13 13 17 18 23 16 12 1 – 1 2 1 1 (4) 2 100 100 100 100 100 80 82 84 84 85 – – – – – 5 4 3 4 3 – 1 1 1 1 – – – – – 13 12 10 10 11 – 1 1 – – Full time ................................................................. Part time ................................................................ 100 100 78 73 (4) – 5 4 1 1 (4) – 14 21 1 1 Union ..................................................................... Nonunion ............................................................... 100 100 81 78 – – 2 5 – 1 – (4) 12 15 3 1 Average wage within the following percentiles:5 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 100 100 75 74 79 80 78 75 – – – (4) – – 5 4 4 5 5 6 – – 1 1 1 2 – (4) – (4) (4) (4) 20 21 15 13 13 14 – – 1 1 1 1 100 100 100 82 79 83 – – – 4 5 3 1 – 1 – – – 11 13 11 – – – All workers ............................................................. Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 10. Medical plans, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2008—Continued (All workers with contributory family coverage = 100 percent) Family coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 77 76 81 72 79 83 84 79 78 82 74 84 76 77 75 78 78 78 77 67 69 79 (4) – – – – – – (4) (4) – 1 – – – – – – – – – – – 5 4 7 4 – – 5 5 5 3 5 – 5 4 6 7 10 14 6 7 8 – 1 1 – – – 4 – 2 3 2 3 – 2 – – 2 2 2 1 – – – (4) – – – – – – (4) 1 (4) (4) – – – – – – – – – – – 16 18 11 24 17 5 9 13 13 12 16 – 15 17 15 12 8 5 13 – – 14 1 1 – – – – – (4) (4) – – – – – – 1 – – 1 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 81 80 83 76 79 72 – – – – – – 5 6 3 5 4 6 (4) (4) – 2 1 2 – – – (4) – (4) 13 13 12 16 15 16 1 1 2 1 (4) 1 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 100 100 78 78 1 – 5 4 1 – (4) – 14 16 1 1 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 100 100 100 100 100 100 100 100 100 79 78 79 78 81 72 74 74 79 – 1 – – – – – (4) – 6 4 4 6 3 4 9 9 4 1 – 3 – 4 ( ) – – – 2 – 1 – – – – – – – 14 14 14 14 14 – 15 16 12 – 1 – – (4) – – – 3 Average monthly employer premium6 ................... $684.72 $685.97 $720.21 $674.51 $749.09 $749.95 $676.81 $653.15 Geographic areas 1 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.5 percent. 5 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 6 Average premium is for all workers. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 10. Standard errors for medical plans, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2008 (All workers with contributory family coverage = 100 percent) Family coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other 0.0 1.1 0.2 0.3 0.1 0.1 0.9 0.2 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.3 1.7 1.7 4.6 1.3 2.2 1.5 1.9 – – – – 0.1 – 0.1 – 0.7 1.0 0.8 0.8 0.4 0.7 0.5 1.0 0.3 0.4 0.4 0.3 0.2 0.1 0.3 0.2 0.1 0.1 – – – – – – 0.9 1.2 1.3 4.5 1.2 2.1 1.2 1.5 0.3 – 0.5 0.8 0.2 0.4 0.2 0.7 0.0 0.0 0.0 0.0 0.0 3.2 2.0 1.4 1.7 1.7 – – – – – 1.6 0.8 0.6 0.8 0.7 – 0.3 0.1 0.3 0.4 – – – – – 2.7 1.7 1.0 1.1 1.4 – 0.7 0.3 – – Full time ................................................................. Part time ................................................................ 0.0 0.0 1.2 2.2 0.2 – 0.3 1.0 0.1 0.5 0.1 – 1.0 2.1 0.2 0.4 Union ..................................................................... Nonunion ............................................................... 0.0 0.0 1.7 1.2 – – 0.9 0.3 – 0.2 – 0.1 1.3 1.0 1.2 0.2 Average wage within the following percentiles:4 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.0 0.0 0.0 0.0 0.0 0.0 6.8 2.5 1.5 1.2 1.4 1.3 – – – 0.1 – – 1.8 0.6 0.5 0.6 0.6 0.7 – – 0.2 0.2 0.3 0.5 – (5) – 0.1 0.1 0.1 5.2 2.6 1.1 0.9 0.9 1.0 – – 0.2 0.3 0.4 0.5 0.0 0.0 0.0 1.7 2.8 1.9 – – – 0.6 1.4 0.6 0.3 – 0.4 – – – 1.2 2.5 1.2 – – – All workers ............................................................. Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 10. Standard errors for medical plans, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2008—Continued (All workers with contributory family coverage = 100 percent) Family coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.3 1.2 2.0 1.9 3.6 5.6 2.5 1.4 1.9 1.9 3.4 5.4 2.9 4.1 4.6 2.4 3.2 3.1 2.6 9.1 8.2 4.3 0.1 – – – – – – 0.1 0.1 – 0.4 – – – – – – – – – – – 0.4 0.5 1.1 0.7 – – 1.4 0.6 0.7 0.6 1.2 – 1.0 1.5 2.3 1.2 2.0 2.8 1.5 1.9 2.1 – 0.2 0.2 – – – 2.1 – 0.8 0.9 1.1 1.6 – 0.7 – – 0.5 0.9 0.2 0.5 – – – 0.1 – – – – – – 0.1 0.2 0.2 0.1 – – – – – – – – – – – 1.1 1.1 1.7 1.7 3.4 1.8 1.9 1.1 1.4 1.8 2.5 – 2.5 3.5 3.6 2.1 2.8 1.6 2.3 – – 3.8 0.3 0.4 – – – – – 0.1 0.1 – – – – – – 0.5 – – 0.6 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.0 0.0 0.0 0.0 0.0 0.0 1.1 1.4 1.5 1.7 1.6 2.7 – – – – – – 0.5 0.8 0.7 0.5 0.6 0.8 0.1 0.1 – 0.2 0.3 0.4 – – – 0.1 – 0.1 1.0 1.3 1.4 1.4 1.3 2.5 0.3 0.2 0.9 0.3 0.1 0.6 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.0 0.0 1.0 5.1 0.3 – 0.4 1.0 0.2 – 0.1 – 0.7 4.4 0.2 0.6 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.2 2.7 2.0 2.5 2.3 9.3 3.1 3.1 1.6 – 0.4 – – – – – (5) – 1.6 0.4 0.5 1.3 0.7 2.0 1.6 1.6 0.7 0.5 – 0.3 – 0.2 – – – 0.6 – 0.3 – – – – – – – 1.1 1.9 1.7 2.2 1.7 – 2.1 2.9 0.8 – 0.2 – – 0.2 – – – 1.0 Average monthly employer premium6 ................... $6.46 $7.41 $61.07 $26.10 $31.52 $88.84 $16.15 $47.18 Geographic areas 1 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 5 Less than 0.05. 6 Average premium is for all workers. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 11. Medical plans: Employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2008 (Includes workers participating in medical plans with flat dollar amount contributory coverage) Single coverage1 Employee monthly contribution All workers ............................................................. Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $28.00 $48.50 $75.00 $110.00 $156.68 $97.07 $175.00 $280.15 $420.42 $637.65 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 26.13 24.50 28.09 28.00 30.00 30.87 30.00 29.26 47.38 45.88 48.00 52.00 51.17 54.90 50.00 47.71 73.00 70.45 74.21 85.00 79.99 87.00 75.83 78.28 106.00 107.00 105.39 120.00 113.63 125.32 108.48 116.32 153.17 145.16 159.20 171.53 159.84 166.89 156.18 173.32 100.70 96.43 108.76 93.16 116.99 110.38 120.12 90.00 178.33 168.39 185.65 198.94 197.11 213.56 193.60 168.00 275.00 268.93 280.29 301.47 300.00 303.31 298.84 278.00 423.70 415.57 427.93 462.25 448.96 439.85 450.00 432.00 625.36 608.00 647.04 643.86 650.21 648.00 655.40 650.00 22.46 30.86 25.00 24.00 27.85 45.00 50.23 45.00 44.00 46.44 82.14 76.47 67.50 67.17 67.50 117.00 115.80 103.55 102.92 105.28 177.65 160.36 140.45 140.45 140.00 84.00 93.34 78.00 72.90 92.95 188.19 164.79 150.68 139.89 167.26 292.76 269.85 238.32 222.78 252.84 480.47 401.41 357.42 345.81 371.00 701.00 631.30 570.05 543.46 606.14 Full time ................................................................. Part time ................................................................ 28.00 27.51 48.63 43.85 74.89 77.49 109.02 125.04 155.50 186.23 99.00 83.95 174.72 180.82 279.00 305.82 415.57 507.00 632.71 657.27 Union ..................................................................... Nonunion ............................................................... 20.67 29.09 35.00 50.00 57.86 77.97 85.79 113.75 108.96 159.00 48.07 108.33 108.00 186.65 180.82 290.40 276.20 434.54 427.29 644.69 25.00 32.00 23.92 43.33 50.57 41.40 69.98 86.52 65.98 102.92 129.10 97.64 140.45 179.27 133.35 76.89 132.31 72.90 149.99 228.47 136.79 238.79 367.00 214.22 362.36 509.30 325.62 550.00 726.21 506.81 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 11. Medical plans: Employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2008—Continued (Includes workers participating in medical plans with flat dollar amount contributory coverage) Single coverage1 Employee monthly contribution Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $29.00 29.26 25.00 31.46 29.08 28.32 20.58 29.00 30.00 30.42 27.56 25.00 34.40 32.50 32.50 25.00 25.00 27.52 25.00 36.83 36.83 36.08 $50.00 48.97 46.90 54.44 43.78 43.57 39.78 50.00 51.13 52.00 48.29 43.53 50.50 50.00 59.32 49.33 47.41 50.00 49.83 58.00 58.00 54.64 $76.92 73.12 70.91 87.00 63.07 67.87 71.57 73.80 74.15 72.79 74.15 69.21 79.36 75.76 87.36 78.86 75.70 82.00 79.28 87.69 89.70 88.80 $113.55 112.46 106.29 128.19 88.16 99.14 101.76 107.00 106.45 104.12 108.00 112.67 108.00 106.00 121.68 113.75 112.57 123.32 113.75 126.41 126.83 128.28 $160.00 160.15 151.66 178.38 143.95 138.97 143.85 155.58 154.99 146.49 159.20 157.39 155.08 155.50 162.10 167.17 175.99 176.07 163.94 176.58 180.56 198.97 $107.32 99.00 90.00 110.38 93.16 78.00 75.94 128.00 127.05 139.66 106.65 137.83 121.71 150.00 72.69 116.67 131.98 161.00 109.18 149.26 140.70 86.21 $187.75 176.08 166.21 216.50 162.74 153.61 139.06 198.97 197.11 201.48 185.33 228.70 187.25 202.00 174.72 215.00 220.40 237.00 212.92 199.18 199.81 175.36 $291.68 282.12 255.23 320.00 238.32 256.99 243.66 296.34 292.49 301.97 282.73 318.96 302.97 305.65 302.97 322.81 331.22 320.66 320.31 276.10 276.10 323.76 $436.22 416.15 414.10 493.07 362.50 335.00 345.10 429.52 406.49 420.08 402.56 574.09 443.21 501.37 429.18 488.05 516.00 478.43 474.78 407.69 402.28 455.66 $649.30 648.36 588.49 697.87 652.00 470.82 553.54 638.28 610.88 640.01 583.36 722.16 678.74 757.55 609.11 729.21 646.06 581.00 735.18 600.12 595.83 613.34 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 30.00 30.00 30.33 26.00 26.00 26.48 53.53 54.32 52.00 45.26 46.42 44.00 86.28 88.83 79.28 69.00 71.28 66.60 123.04 127.50 113.63 102.80 104.00 100.58 175.00 183.18 158.70 143.29 143.00 143.85 112.92 106.62 120.18 93.00 96.84 90.00 203.65 207.00 200.00 164.44 172.43 158.16 319.82 324.45 312.36 255.03 276.76 231.82 502.62 508.71 492.76 373.00 400.00 327.92 727.94 722.30 738.49 559.00 588.68 487.53 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 27.00 30.86 48.08 50.50 74.67 76.92 109.96 114.30 156.29 158.92 95.21 113.79 174.72 181.00 280.16 278.00 422.13 412.00 642.62 598.39 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 34.59 22.69 30.00 26.93 30.31 24.52 30.00 31.64 20.00 65.73 46.42 45.93 48.33 50.00 54.06 50.00 50.89 43.53 103.35 74.99 70.89 69.23 78.00 80.00 72.00 79.67 69.52 140.03 108.93 108.00 101.75 109.70 121.32 104.00 108.96 106.99 198.97 152.30 157.11 147.00 152.55 185.13 146.54 150.00 152.02 122.99 75.00 82.97 103.43 130.04 90.00 121.95 120.24 88.29 225.72 157.77 150.00 165.00 201.83 179.08 203.48 200.66 161.85 301.72 259.32 244.12 271.97 309.94 283.84 302.00 287.38 276.01 415.00 386.18 373.80 413.80 442.38 430.00 450.07 427.29 455.59 583.09 663.97 556.15 581.00 674.49 608.23 676.55 647.06 649.31 Geographic areas 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. Table 11. Standard errors for medical plans: Employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2008 (Includes workers participating in medical plans with flat dollar amount contributory coverage) Single coverage1 Employee monthly contribution All workers ............................................................. Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $1.38 $1.09 $1.18 $2.43 $1.90 $3.95 $3.79 $3.43 $7.07 $10.39 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.81 3.22 1.67 6.25 0.80 2.13 0.99 2.02 0.91 2.26 1.35 3.74 1.05 1.91 1.15 1.65 1.93 4.02 2.10 4.43 1.91 1.39 2.01 4.51 1.66 3.15 2.53 5.84 2.69 3.16 1.53 3.90 4.17 6.52 8.09 12.07 3.57 4.59 2.81 9.58 2.64 5.50 8.43 19.57 6.38 11.82 7.55 9.97 5.51 6.87 6.55 11.16 5.68 8.16 5.09 6.41 5.75 5.31 9.50 17.18 4.67 6.57 5.93 8.88 9.73 15.81 13.96 18.49 10.17 16.94 12.14 21.75 27.48 19.93 46.76 30.40 13.80 18.74 19.32 32.15 11.64 1.85 2.67 3.28 4.40 2.74 2.47 2.17 2.25 3.27 5.96 4.29 2.11 2.72 2.88 9.35 6.39 2.78 2.97 5.52 5.98 18.78 4.63 5.15 10.25 18.37 11.93 7.26 10.14 9.09 18.02 4.46 2.95 5.63 6.35 14.81 11.16 8.03 10.86 9.19 34.77 20.57 10.87 11.25 11.98 22.69 28.98 27.78 21.34 33.07 Full time ................................................................. Part time ................................................................ 1.43 3.65 1.09 5.32 1.10 7.09 2.10 6.30 1.91 13.46 3.78 12.09 3.33 13.84 3.72 25.57 7.37 35.84 11.07 13.42 Union ..................................................................... Nonunion ............................................................... 1.18 1.02 2.51 0.67 2.52 1.27 4.22 1.67 1.81 1.60 9.34 5.66 7.40 5.01 7.29 4.35 8.03 7.27 28.60 7.42 1.68 2.30 1.93 1.81 6.39 2.30 2.15 3.28 1.79 2.20 5.74 2.71 3.73 4.50 4.22 6.63 40.31 8.45 3.04 15.43 5.25 6.79 15.65 6.63 13.47 31.74 10.37 21.45 23.90 19.44 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 11. Standard errors for medical plans: Employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2008—Continued (Includes workers participating in medical plans with flat dollar amount contributory coverage) Single coverage1 Employee monthly contribution Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $1.04 1.55 4.59 1.37 5.94 7.27 3.31 1.29 1.49 1.74 4.77 6.84 4.87 4.15 17.03 2.81 2.32 4.84 3.80 6.23 6.57 10.04 $0.59 1.43 2.66 2.50 3.23 5.29 4.12 1.22 1.59 1.79 4.74 10.00 2.43 2.24 10.47 2.19 2.08 2.68 2.62 3.56 5.79 2.71 $1.68 1.78 3.05 1.00 4.59 13.63 5.15 2.36 2.37 2.53 5.07 12.66 5.68 5.83 5.10 4.01 2.21 6.60 4.94 9.79 16.54 13.58 $2.13 4.05 5.58 3.92 7.60 6.62 4.38 1.86 1.63 3.25 5.47 20.29 5.40 4.05 14.01 1.65 5.97 10.34 1.84 5.29 7.96 11.11 $3.27 5.57 8.07 8.07 15.70 29.72 5.31 9.63 11.23 11.52 5.45 21.25 8.52 11.59 18.43 4.50 2.36 1.57 6.87 12.16 17.03 9.89 $5.89 4.96 17.68 10.55 12.00 29.14 4.08 8.21 7.51 4.54 13.00 58.47 20.52 8.10 44.45 20.85 20.13 13.40 27.53 27.87 28.78 28.92 $4.27 4.66 10.52 11.14 7.82 27.91 8.29 5.59 3.71 8.11 10.04 33.35 6.89 26.13 16.56 9.63 15.91 24.06 11.70 11.84 11.91 32.18 $4.85 3.63 8.78 10.03 33.41 43.81 12.03 7.06 8.35 9.18 11.19 89.26 11.72 18.53 27.06 11.22 27.22 24.98 14.54 24.65 26.66 37.89 $9.27 9.86 31.81 24.50 23.68 40.07 21.79 21.55 17.83 18.97 42.36 52.13 26.90 53.88 23.61 33.33 49.91 76.85 35.52 48.93 57.97 17.52 $11.88 8.16 41.27 11.61 48.47 59.17 44.63 39.73 25.63 26.34 40.11 58.55 40.66 39.93 38.38 38.70 55.70 50.67 32.28 17.29 19.08 59.88 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2.00 2.34 4.84 1.68 2.89 2.64 1.40 2.35 2.60 1.69 2.26 1.97 2.34 2.69 4.08 1.77 2.66 1.90 3.09 3.27 3.52 2.28 2.50 3.10 5.20 4.79 2.89 3.47 5.65 6.15 8.27 10.09 14.39 4.03 8.88 5.04 8.18 13.22 7.78 3.89 7.31 5.31 7.70 11.04 11.72 4.52 6.33 6.67 12.63 20.93 23.01 6.97 14.04 8.94 17.04 21.43 33.24 10.48 15.85 20.47 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 1.51 2.18 1.15 2.80 1.16 4.26 2.07 8.48 1.94 8.41 4.54 12.63 3.38 12.73 3.28 14.62 6.37 31.95 8.52 21.83 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 5.60 3.18 1.66 3.20 1.29 6.04 2.83 5.92 3.93 7.53 2.78 2.33 3.38 0.80 3.05 2.13 3.70 2.84 8.04 2.77 2.66 2.08 1.68 7.57 4.90 3.77 1.92 3.98 5.11 6.49 4.32 3.91 14.15 5.13 4.26 2.62 12.95 7.35 3.82 7.13 8.92 6.86 5.24 6.33 5.47 19.03 12.49 11.17 11.60 6.49 9.48 13.25 27.93 9.68 37.35 7.14 9.82 18.27 8.30 11.03 16.70 14.26 6.99 7.70 3.32 12.42 20.43 10.31 24.98 7.17 17.29 11.34 33.53 17.00 10.14 51.63 18.22 22.70 26.79 39.53 20.00 5.85 42.36 18.28 55.28 20.77 41.87 24.91 47.06 31.60 Geographic areas 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. Table 12. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Life insurance Characteristics Short-term disabilty Long-term disability Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 59 56 96 39 38 97 32 30 95 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 76 85 72 36 59 50 65 56 74 83 70 33 56 46 62 53 98 98 98 91 95 93 96 96 53 60 49 22 36 30 41 34 51 59 48 21 35 28 40 33 98 97 98 95 97 96 97 98 57 63 54 12 31 19 40 22 54 60 51 12 30 17 38 21 95 96 94 93 95 94 96 96 46 67 66 72 60 43 65 63 70 57 94 97 96 97 94 26 44 48 55 40 26 43 47 54 39 98 97 97 98 97 13 33 27 30 24 12 32 26 29 23 97 95 97 97 97 Full time ................................................................. Part time ................................................................ 72 16 69 14 96 88 47 15 45 14 97 95 39 7 37 6 95 89 Union ..................................................................... Nonunion ............................................................... 77 57 76 54 98 95 63 36 62 35 98 97 34 31 32 30 96 95 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 17 36 63 69 76 82 16 32 60 67 75 81 89 87 95 97 98 98 12 21 37 46 56 62 11 19 36 45 55 60 93 93 97 98 98 98 – 10 26 38 53 63 – 9 25 37 50 60 – 89 94 96 95 97 70 43 82 68 40 80 97 94 97 51 23 64 50 22 62 98 98 98 32 10 40 31 10 39 97 95 97 All workers ............................................................. Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 12. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Life insurance Characteristics Short-term disabilty Long-term disability Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 56 59 72 49 74 93 77 78 85 90 78 50 56 70 36 62 65 85 62 29 29 38 53 56 70 45 73 93 76 76 84 89 77 48 53 69 32 60 64 85 59 27 26 36 95 95 97 91 98 100 99 98 99 99 98 96 95 99 88 96 98 99 96 91 91 93 36 36 48 28 44 50 68 60 67 67 63 35 39 49 26 33 35 42 33 20 21 24 35 34 46 27 44 50 66 59 65 66 62 34 37 46 25 32 34 41 32 18 19 23 97 97 96 95 99 100 98 98 98 98 98 96 96 95 95 98 98 97 98 93 93 95 31 23 40 11 34 88 59 63 72 75 71 28 37 57 16 37 56 79 34 – – 27 30 22 39 10 34 87 59 60 69 73 66 26 35 54 15 35 54 75 32 – – 23 95 95 96 90 98 99 98 95 95 96 93 95 95 94 95 95 96 95 94 – – 87 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 43 38 54 77 71 85 40 36 52 74 67 83 94 94 95 96 95 98 27 24 35 53 47 60 26 23 34 51 45 58 96 96 97 97 97 98 19 17 25 45 35 58 18 16 23 43 34 55 94 94 94 95 96 95 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 59 57 57 54 96 95 40 33 39 32 97 98 33 23 31 22 95 95 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 55 56 64 60 62 66 57 56 53 53 55 61 58 59 62 53 52 51 98 98 96 96 95 95 93 93 96 38 73 43 33 33 34 29 27 27 37 73 41 32 31 32 28 26 26 97 99 96 98 95 96 96 96 97 33 30 35 30 33 31 32 28 29 32 29 34 28 31 29 30 27 28 95 96 95 95 94 94 95 95 96 Geographic areas 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 12. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Life insurance Characteristics All workers ............................................................. Short-term disabilty Long-term disability Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 0.8 0.9 0.3 0.9 0.9 0.3 0.7 0.7 0.4 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.1 1.2 1.4 2.9 1.0 1.2 1.3 1.6 1.1 1.2 1.4 3.0 1.0 1.3 1.3 1.6 0.2 0.3 0.3 1.4 0.4 0.9 0.4 0.6 1.5 2.1 1.6 1.9 0.9 1.4 1.0 1.5 1.5 2.1 1.6 1.9 0.9 1.4 1.0 1.5 0.5 0.7 0.6 1.5 0.4 0.7 0.5 0.5 1.2 1.6 1.7 1.6 0.9 1.0 1.2 1.4 1.1 1.6 1.5 1.6 0.8 1.0 1.2 1.4 0.7 0.6 0.9 2.1 0.5 1.0 0.5 1.0 2.2 1.9 1.3 1.8 2.0 2.2 1.9 1.3 1.8 1.8 1.1 0.6 0.4 0.5 0.9 1.9 2.1 1.4 2.1 1.6 1.9 2.1 1.3 2.1 1.5 0.7 0.7 0.4 0.5 0.5 1.3 2.3 1.1 1.6 1.2 1.3 2.3 1.1 1.6 1.2 0.7 1.3 0.4 0.5 0.6 Full time ................................................................. Part time ................................................................ 0.7 0.9 0.8 0.8 0.3 1.2 1.0 1.8 0.9 1.7 0.3 1.1 0.8 0.9 0.8 0.6 0.4 3.0 Union ..................................................................... Nonunion ............................................................... 1.4 0.9 1.6 0.9 0.7 0.3 1.8 0.9 1.8 0.9 0.3 0.4 1.6 0.7 1.4 0.7 1.2 0.4 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 3.6 1.7 1.2 1.0 1.1 1.5 3.5 1.7 1.2 1.0 1.1 1.5 2.8 1.2 0.3 0.3 0.3 0.4 2.1 1.2 1.3 1.1 1.4 2.2 2.1 1.1 1.2 1.0 1.4 2.1 2.8 1.8 0.4 0.3 0.4 0.5 – 1.3 1.0 1.0 1.4 1.8 – 1.2 1.0 1.0 1.2 1.8 – 2.9 0.7 0.5 0.7 0.5 1.0 2.0 1.3 1.0 1.9 1.3 0.3 0.9 0.3 1.5 1.8 2.1 1.5 1.7 2.0 0.3 0.8 0.3 1.3 1.1 1.8 1.3 1.1 1.8 0.4 1.6 0.5 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 12. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Life insurance Characteristics Short-term disabilty Long-term disability Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 1.1 1.1 2.9 1.4 2.8 2.5 4.8 1.7 1.2 1.1 2.5 4.5 2.1 2.9 3.4 1.7 3.3 1.6 1.8 7.1 7.3 3.3 1.1 1.1 2.9 1.5 2.9 2.5 4.8 1.7 1.2 1.1 2.5 4.5 2.1 2.9 3.3 1.7 3.3 1.7 1.8 7.1 7.3 3.3 0.3 0.4 0.5 0.8 0.5 0.1 0.4 0.4 0.3 0.3 0.8 1.9 0.8 0.4 2.1 0.9 0.7 0.4 1.0 3.1 3.2 1.9 1.0 0.9 3.0 1.2 3.2 6.8 5.0 1.3 1.5 1.7 3.0 5.5 2.6 4.0 3.2 1.9 3.6 3.3 2.2 3.5 4.1 4.0 1.0 0.9 2.9 1.2 3.2 6.8 4.8 1.2 1.4 1.7 3.0 5.5 2.4 3.8 3.1 1.9 3.6 3.2 2.1 3.5 4.1 4.0 0.4 0.4 0.8 0.7 0.3 (3) 0.5 0.6 0.4 0.4 0.6 3.7 1.1 1.7 1.5 0.4 0.4 0.4 0.5 2.9 3.2 2.2 0.7 0.9 2.6 1.0 2.8 3.0 4.5 2.1 1.6 2.0 2.9 3.7 2.2 2.8 3.1 1.8 3.4 1.7 1.9 – – 5.3 0.7 0.8 2.5 0.9 2.9 3.0 4.5 2.0 1.6 1.9 2.9 3.6 2.3 2.8 3.0 1.8 3.3 1.8 1.9 – – 3.9 0.4 0.6 0.9 1.5 0.9 0.4 0.7 0.6 0.6 0.7 1.3 3.5 1.2 1.6 2.0 0.8 0.6 0.7 1.0 – – 4.6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.0 1.2 1.7 0.9 1.1 1.1 1.0 1.2 1.6 0.9 1.2 1.1 0.4 0.7 0.6 0.3 0.6 0.4 1.1 1.0 2.1 1.3 1.8 1.6 1.1 1.0 2.0 1.3 1.8 1.5 0.6 0.7 1.3 0.3 0.4 0.5 0.9 1.0 2.2 1.0 1.4 1.7 0.8 0.9 1.9 1.0 1.3 1.7 0.8 0.7 1.9 0.4 0.4 0.5 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.8 3.3 0.9 3.3 0.3 0.8 1.0 2.2 1.0 2.2 0.4 0.6 0.7 2.3 0.7 2.2 0.4 0.6 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1.8 1.4 1.4 2.2 1.4 9.6 1.7 2.8 2.1 1.8 1.5 1.4 2.5 1.7 9.2 1.7 4.0 1.9 0.4 0.2 0.5 0.8 0.8 1.0 1.1 2.4 0.6 1.9 3.5 1.4 3.0 2.6 5.0 1.7 3.8 2.2 2.1 3.4 1.4 3.0 2.3 5.1 1.7 3.5 2.2 1.8 0.1 0.9 0.9 1.3 1.2 1.3 1.1 0.7 2.1 1.6 1.7 3.8 1.7 3.9 1.8 3.2 1.5 2.2 1.3 1.7 3.7 1.7 3.5 1.7 3.0 1.6 0.9 1.2 1.0 0.9 1.2 0.5 1.4 0.7 0.6 Geographic areas 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 3 Less than 0.05. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 13. Life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2008 (All workers with basic life insurance coverage = 100 percent) Characteristics Employee contribution not required Employee contribution required All workers ............................................................. 94 6 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 97 97 97 90 94 92 95 91 3 3 3 10 6 8 5 9 88 93 95 95 94 12 7 5 5 6 Full time ................................................................. Part time ................................................................ 94 94 6 6 Union ..................................................................... Nonunion ............................................................... 96 94 4 6 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 82 94 93 94 96 97 18 6 7 6 4 3 94 89 96 6 11 4 Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 13. Life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2008—Continued (All workers with basic life insurance coverage = 100 percent) Characteristics Employee contribution not required Employee contribution required Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 94 93 94 91 96 98 96 97 97 96 95 90 96 95 97 96 84 84 94 6 7 6 9 4 2 4 3 3 4 5 10 4 5 3 4 16 16 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 93 93 94 95 94 96 7 7 6 5 6 4 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 95 89 5 11 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 98 97 94 95 94 86 93 93 97 2 3 6 5 6 14 7 7 3 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 13. Standard errors for life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2008 (All workers with basic life insurance coverage = 100 percent) Characteristics Employee contribution not required Employee contribution required All workers ............................................................. 0.4 0.4 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.4 0.8 0.6 1.6 0.7 1.0 0.7 1.3 0.4 0.8 0.6 1.6 0.7 1.0 0.7 1.3 2.3 1.4 0.7 1.0 0.9 2.3 1.4 0.7 1.0 0.9 Full time ................................................................. Part time ................................................................ 0.5 1.5 0.5 1.5 Union ..................................................................... Nonunion ............................................................... 0.8 0.5 0.8 0.5 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 3.9 0.8 0.6 0.4 0.5 0.5 3.9 0.8 0.6 0.4 0.5 0.5 0.7 1.8 0.8 0.7 1.8 0.8 Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 13. Standard errors for life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2008—Continued (All workers with basic life insurance coverage = 100 percent) Characteristics Employee contribution not required Employee contribution required Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.6 0.6 1.2 1.1 0.7 0.8 0.9 0.7 0.9 1.4 1.2 2.9 1.1 1.3 0.9 1.3 3.5 4.5 1.7 0.6 0.6 1.2 1.1 0.7 0.8 0.9 0.7 0.9 1.4 1.2 2.9 1.1 1.3 0.9 1.3 3.5 4.5 1.7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.7 0.9 1.2 0.6 0.8 1.3 0.7 0.9 1.2 0.6 0.8 1.3 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.4 1.5 0.4 1.5 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 0.9 1.1 0.9 0.8 0.8 2.4 0.7 2.6 0.6 0.9 1.1 0.9 0.8 0.8 2.4 0.7 2.6 0.6 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 14. Life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2008 (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics All workers ............................................................. Fixed multiple of earnings Variable multiple of earnings Flat dollar amount Variable dollar amount Other 56 3 37 3 1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 70 71 70 49 61 57 64 34 4 5 4 1 2 1 3 2 23 22 23 46 34 39 31 59 1 1 1 4 2 2 2 4 1 1 2 1 1 1 1 – 17 48 42 40 45 – 3 2 2 2 76 45 48 49 47 4 5 7 8 5 – (1) 1 1 1 Full time ................................................................. Part time ................................................................ 56 50 3 1 37 44 3 3 1 2 Union ..................................................................... Nonunion ............................................................... 38 59 2 3 48 35 11 2 1 1 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 44 47 53 52 60 70 – 1 2 2 3 6 49 47 42 41 30 21 6 4 3 3 5 1 – – 1 1 1 2 41 14 47 3 – 3 49 82 42 6 3 7 1 – 1 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 14. Life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2008—Continued (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of earnings Variable multiple of earnings Flat dollar amount Variable dollar amount Other Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 61 53 47 51 58 81 83 79 82 86 77 58 60 65 44 62 59 63 63 54 53 40 3 2 4 1 4 3 4 3 3 4 4 – 4 2 – 2 – – 2 – – – 33 41 44 45 33 15 11 16 12 8 17 41 34 32 51 31 29 24 32 40 40 55 2 3 4 2 – – – 1 1 1 1 – – – – 3 3 2 3 6 6 – 1 1 – 1 3 – – 1 1 1 1 – 1 – – 1 3 3 – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 43 43 43 64 58 69 2 2 1 3 3 4 52 52 51 28 35 21 3 2 3 4 2 5 1 1 1 1 1 1 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 57 49 3 2 36 42 3 6 1 – New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 66 60 51 52 57 51 58 54 57 6 – 3 3 2 – 4 2 2 24 33 41 42 37 38 35 42 37 2 4 5 1 2 9 2 – 3 – 1 1 1 1 – 1 – 2 Geographic areas 1 Less than 0.5 percent. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 14. Standard errors for life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2008 (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of earnings Variable multiple of earnings Flat dollar amount Variable dollar amount Other 0.9 0.3 1.0 0.3 0.2 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.1 1.6 1.4 3.5 1.1 1.8 1.3 1.9 0.6 0.8 0.6 0.2 0.3 0.3 0.4 0.4 1.2 1.5 1.5 4.0 1.1 2.1 1.3 2.0 0.2 0.3 0.3 1.0 0.4 0.7 0.4 0.8 0.3 0.2 0.4 0.3 0.2 0.3 0.2 – 2.2 2.4 2.0 2.6 2.3 – 0.6 0.5 0.3 0.9 2.8 2.4 1.8 2.4 2.6 0.9 1.1 0.9 1.3 0.9 – 0.2 0.3 0.5 0.4 Full time ................................................................. Part time ................................................................ 0.9 2.3 0.3 0.4 1.0 2.4 0.3 0.6 0.2 0.6 Union ..................................................................... Nonunion ............................................................... 2.1 0.9 0.6 0.3 2.0 1.0 1.3 0.3 0.4 0.2 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 7.4 2.6 1.5 1.2 1.2 1.8 – 0.2 0.2 0.4 0.4 0.8 9.1 2.7 1.5 1.2 1.2 1.6 2.7 0.9 0.3 0.4 0.8 0.3 – – 0.2 0.2 0.3 0.4 1.7 2.4 2.1 0.5 – 0.6 1.6 2.4 2.1 0.8 0.9 1.1 0.4 – 0.4 All workers ............................................................. Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 14. Standard errors for life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2008—Continued (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of earnings Variable multiple of earnings Flat dollar amount Variable dollar amount Other Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.9 1.8 3.3 2.2 3.4 3.9 2.7 1.5 1.3 1.5 3.2 6.4 3.1 4.0 6.5 2.0 3.7 4.5 2.3 6.7 6.5 5.3 0.3 0.5 1.0 0.2 1.6 1.3 1.3 0.7 0.8 1.1 1.4 – 1.0 0.8 – 0.7 – – 0.6 – – – 1.0 1.9 3.1 2.3 3.8 3.1 2.3 1.4 1.2 1.3 2.7 6.3 3.3 4.3 6.7 1.8 2.9 3.2 2.1 8.5 8.6 5.1 0.4 0.5 1.1 0.6 – – – 0.2 0.2 0.4 0.2 – – – – 0.9 1.4 0.7 1.1 2.5 2.9 – 0.2 0.3 – 0.3 1.1 – – 0.3 0.3 0.5 0.4 – 0.5 – – 0.4 1.2 0.4 – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.7 2.1 2.2 1.2 2.2 1.5 0.3 0.4 0.4 0.4 0.6 0.6 1.7 2.0 2.3 1.2 2.2 1.5 0.5 0.5 0.9 0.5 0.5 0.8 0.2 0.2 0.5 0.2 0.3 0.4 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.9 3.7 0.3 0.5 1.0 4.0 0.2 1.2 0.2 – New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 2.4 3.1 1.5 3.5 2.4 7.2 2.1 3.3 2.6 1.3 – 0.6 0.7 0.5 – 0.9 0.4 0.9 3.1 3.9 1.4 3.3 2.4 7.1 1.8 3.3 1.8 0.8 0.7 0.8 0.6 0.5 1.6 0.7 – 0.9 – 0.4 0.2 0.2 0.2 – 0.6 – 0.6 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 15. Life insurance plans: Fixed multiple of earnings benefit formulas, private industry workers, National Compensation Survey, March 2008 (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Multiple of earnings amounts1 Characteristics Mean multiple of earnings Median multiple of earnings All workers ............................................................. 1.4 Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings 1.0 1 57 13 25 4 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.4 1.5 1.4 1.3 1.3 1.3 1.4 1.3 1.0 – 1.0 1.0 1.0 1.0 1.0 1.0 1 1 1 2 1 (2) 1 1 52 49 54 59 62 72 57 63 14 15 13 19 10 7 11 7 28 29 28 19 23 17 26 27 5 6 4 1 4 3 4 2 1.5 1.3 1.4 1.4 1.3 – 1.0 1.0 1.0 1.0 – 1 2 2 2 48 67 55 49 62 6 7 16 14 18 45 22 24 31 16 – 3 3 4 2 Full time ................................................................. Part time ................................................................ 1.4 1.3 1.0 1.0 1 1 56 66 13 11 25 19 4 3 Union ..................................................................... Nonunion ............................................................... 1.3 1.4 1.0 1.0 3 1 62 56 11 13 20 26 3 4 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.4 1.3 1.3 1.4 1.4 1.5 – 1.0 1.0 1.0 1.0 – – – 1 1 1 2 47 67 63 55 57 48 – 14 13 14 10 13 – 16 20 26 28 32 – 3 3 3 4 5 1.5 1.3 1.5 1.5 1.0 1.5 2 – 2 46 63 45 14 – 15 32 26 32 6 – 7 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 15. Life insurance plans: Fixed multiple of earnings benefit formulas, private industry workers, National Compensation Survey, March 2008—Continued (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Multiple of earnings amounts1 Characteristics Mean multiple of earnings Median multiple of earnings Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 1.4 1.3 1.5 1.1 1.3 1.5 1.3 1.5 1.5 1.5 1.4 1.4 1.5 1.5 1.4 1.3 1.3 1.3 1.2 1.3 1.3 1.5 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings 1.0 1.0 – 1.0 1.0 – 1.0 1.0 1.0 1.5 1.0 1.0 1.5 1.5 – 1.0 1.0 1.0 1.0 1.0 – – 1 1 – – 4 3 – 1 1 – 4 – – – – 2 6 8 2 – – – 59 69 51 85 61 47 66 53 52 48 58 57 46 48 46 65 59 55 65 53 52 47 13 10 14 5 17 5 4 7 8 9 6 – 15 10 – 16 14 14 16 31 36 – 23 18 29 8 18 40 26 33 33 37 28 35 35 37 36 17 17 19 16 14 – 30 3 3 7 1 – 5 – 5 6 6 4 – 4 5 – 1 4 5 1 – – – 1.4 1.4 1.4 1.4 1.4 1.4 1.0 1.0 1.0 1.0 1.0 1.0 1 – 1 1 (2) 2 55 54 59 58 60 55 13 13 14 13 12 14 26 29 22 24 23 25 5 5 4 3 4 3 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 1.4 1.4 1.0 1.0 1 – 58 53 12 17 25 25 4 4 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1.3 1.3 1.4 1.3 1.4 1.4 1.4 1.3 1.5 1.0 1.0 1.0 1.0 1.0 – 1.0 1.0 1.0 3 3 1 – 1 – – – – 62 59 53 63 59 52 54 65 52 8 13 16 11 13 28 9 10 11 22 23 27 21 24 17 33 22 28 4 2 3 4 3 – 3 – 7 Geographic areas 1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 Less than 0.5 percent. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 15. Standard errors for life insurance plans: Fixed multiple of earnings benefit formulas, private industry workers, National Compensation Survey, March 2008 (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Multiple of earnings amounts1 Characteristics Mean multiple of earnings Median multiple of earnings All workers ............................................................. (2) Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings 0.0 0.1 1.3 1.2 1.0 0.4 (2) (2) (2) (2) (2) (2) (2) (2) 0.0 – 0.0 0.0 0.0 0.0 0.0 0.0 0.3 0.2 0.4 0.5 0.2 0.1 0.3 0.4 2.2 2.4 3.0 4.8 1.3 2.6 1.3 2.9 1.6 2.3 1.6 5.3 1.0 1.2 1.2 1.4 1.8 2.1 2.4 2.6 1.1 2.0 1.3 2.5 0.6 0.9 0.9 0.6 0.6 1.4 0.6 0.8 0.1 (2) (2) (2) (2) – 0.0 0.0 0.3 0.0 – 0.5 0.6 0.6 0.9 6.3 3.0 2.2 3.0 3.0 2.4 1.6 1.8 2.4 2.5 5.6 2.2 1.7 2.7 1.8 – 1.0 1.2 1.9 0.6 Full time ................................................................. Part time ................................................................ (2) (2) 0.0 0.0 0.2 0.2 1.3 4.0 1.2 3.1 1.1 3.2 0.4 1.1 Union ..................................................................... Nonunion ............................................................... (2) (2) 0.0 0.0 0.7 0.2 3.3 1.4 2.8 1.2 3.3 1.1 0.6 0.4 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.1 (2) (2) (2) (2) (2) – 0.0 0.0 0.0 0.0 – – – 0.2 0.3 0.3 0.4 10.2 3.0 1.7 1.6 2.1 2.6 – 3.1 1.3 1.3 1.2 1.9 – 1.8 1.4 1.4 1.9 1.6 – 1.2 0.7 0.5 0.8 0.8 (2) 0.1 (2) 0.4 0.0 0.2 0.5 – 0.6 2.8 9.2 2.8 1.8 – 2.1 2.6 6.7 2.4 1.4 – 1.6 Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 15. Standard errors for life insurance plans: Fixed multiple of earnings benefit formulas, private industry workers, National Compensation Survey, March 2008—Continued (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Multiple of earnings amounts1 Characteristics Mean multiple of earnings Median multiple of earnings Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... (2) (2) (2) (2) (2) 0.1 (2) (2) (2) (2) (2) 0.1 (2) 0.1 0.1 (2) (2) (2) (2) (2) 0.1 0.1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings 0.0 0.0 – 0.0 0.0 – 0.0 0.0 0.0 0.3 0.0 0.1 0.2 0.4 – 0.0 0.0 0.0 0.0 0.2 – – 0.2 0.2 – – 1.1 0.8 – 0.5 0.6 – 1.7 – – – – 0.6 1.2 1.6 0.7 – – – 1.4 1.7 3.9 1.7 4.2 8.8 4.3 2.0 1.8 2.6 4.2 10.1 4.5 5.1 9.1 3.2 3.3 3.2 3.6 5.6 9.7 7.0 1.3 1.0 2.0 1.1 4.2 2.2 1.3 0.8 0.9 1.1 2.1 – 3.2 2.8 – 2.9 2.3 1.7 3.3 5.6 7.5 – 1.1 1.3 4.5 1.0 3.2 8.3 4.5 2.2 2.2 2.9 3.2 9.3 3.7 5.7 10.0 2.4 2.3 2.4 2.8 2.0 – 6.8 0.4 0.5 2.1 0.5 – 2.3 – 0.6 0.8 1.0 1.7 – 1.5 2.3 – 0.3 0.6 0.8 0.4 – – – (2) (2) (2) (2) (2) (2) 0.0 0.0 0.0 0.0 0.0 0.0 0.2 – 0.5 0.2 0.2 0.4 2.4 3.1 3.5 1.5 2.0 2.4 1.6 2.6 2.1 1.5 2.0 2.1 2.2 2.8 2.9 1.2 1.3 2.0 0.8 0.9 1.5 0.5 1.0 0.4 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... (2) (2) 0.0 0.0 0.1 – 1.4 2.5 1.1 4.5 1.1 2.9 0.4 1.2 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... (2) (2) (2) (2) (2) (2) (2) (2) (2) 0.0 0.0 0.0 0.0 0.0 – 0.0 0.0 0.2 0.8 0.4 0.3 – 0.4 – – – – 4.6 1.5 2.3 5.3 4.3 4.9 3.7 3.6 3.8 2.0 3.4 1.5 3.3 3.4 5.8 1.9 1.4 3.1 5.3 4.0 1.4 4.1 2.3 2.7 1.8 4.3 2.9 1.5 0.1 0.6 1.4 0.7 – 1.2 – 1.5 Geographic areas 1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 Less than 0.05. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 16. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2 National Compensation Survey, March 2008 (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts3 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $5,000 $10,000 $15,000 $25,000 $50,000 5,000 10,000 5,000 5,000 10,000 10,000 10,000 10,000 20,000 20,000 20,000 20,000 50,000 50,000 40,000 50,000 50,000 50,000 50,000 50,000 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 5,000 5,000 5,000 5,000 5,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 20,000 10,000 10,000 15,000 15,000 20,000 15,000 50,000 25,000 20,000 25,000 20,000 25,000 25,000 50,000 50,000 40,000 50,000 40,000 50,000 50,000 7,500 10,000 10,000 10,000 5,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 15,000 20,000 15,000 25,000 25,000 25,000 25,000 25,000 50,000 50,000 46,000 46,000 50,000 Full time ................................................................. Part time ................................................................ 6,000 5,000 10,000 5,000 15,000 10,000 25,000 20,000 50,000 40,000 Union ..................................................................... Nonunion ............................................................... 5,000 7,000 10,000 10,000 20,000 15,000 40,000 25,000 50,000 50,000 See footnotes at end of table. Table 16. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2008—Continued (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $5,000 5,000 10,000 5,000 10,000 10,000 1,000 10,000 10,000 10,000 10,000 10,000 5,000 15,000 5,000 6,000 10,000 5,000 6,000 5,000 5,000 10,000 $10,000 10,000 15,000 10,000 10,000 10,000 10,000 15,000 15,000 20,000 15,000 10,000 10,000 20,000 5,000 10,000 12,000 10,000 10,000 10,000 10,000 10,000 $15,000 15,000 20,000 10,000 15,000 20,000 15,000 25,000 30,000 50,000 20,000 20,000 15,000 25,000 10,000 15,000 25,000 20,000 12,500 10,000 10,000 15,000 $25,000 25,000 30,000 20,000 25,000 45,000 25,000 50,000 50,000 50,000 50,000 40,000 30,000 50,000 15,000 25,000 40,000 50,000 20,000 15,000 10,000 25,000 $50,000 50,000 50,000 25,000 50,000 50,000 50,000 50,000 50,000 75,000 50,000 50,000 50,000 50,000 30,000 50,000 50,000 50,000 50,000 25,000 25,000 50,000 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10,000 10,000 5,000 6,000 7,500 5,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 15,000 15,000 15,000 15,000 25,000 25,000 25,000 25,000 25,000 32,000 50,000 50,000 50,000 50,000 50,000 50,000 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 6,000 10,000 10,000 10,000 15,000 15,000 25,000 25,000 50,000 50,000 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 10,000 5,000 7,000 10,000 5,000 10,000 10,000 10,000 5,000 12,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 21,000 20,000 15,000 19,000 15,000 15,000 15,000 15,000 15,000 50,000 26,000 25,000 30,000 25,000 20,000 25,000 25,000 25,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 30,000 50,000 Geographic areas 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can-be-a flat amount or can vary by the employee’s earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. Table 16. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2008 (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $2,320.80 $0.00 $0.00 $0.00 $0.00 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.00 0.00 2,495.60 0.00 4,400.20 0.00 0.00 0.00 500.10 5,477.80 0.00 3,045.00 0.00 0.00 589.70 0.00 3,940.10 4,246.40 4,449.10 0.00 1,121.70 0.00 5,014.70 0.00 0.00 0.00 7,448.90 2,066.40 0.00 781.00 2,604.50 0.00 0.00 0.00 0.00 7,780.50 0.00 18,014.40 0.00 883.60 3,426.70 0.00 833.90 0.00 0.00 0.00 0.00 0.00 78.10 0.00 0.00 0.00 0.00 4,412.60 0.00 0.00 541.10 0.00 0.00 4,464.20 2,705.50 6,211.00 7,507.60 6,824.90 10,045.80 Full time ................................................................. Part time ................................................................ 0.00 2,293.10 0.00 0.00 0.00 624.80 0.00 5,088.10 0.00 5,792.20 Union ..................................................................... Nonunion ............................................................... 220.90 0.00 0.00 0.00 494.00 0.00 2,480.90 0.00 1,975.90 0.00 0.00 3,290.50 0.00 0.00 0.00 2,800.80 5,336.20 0.00 0.00 0.00 1,104.50 0.00 624.80 3,124.10 2,930.70 Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 16. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2008—Continued (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $270.60 0.00 0.00 0.00 5,577.60 0.00 5,623.40 0.00 0.00 5,632.10 781.00 4,285.80 2,590.40 5,792.20 0.00 1,082.20 1,913.10 6,808.80 1,239.80 2,909.80 3,162.90 0.00 $0.00 0.00 3,250.40 0.00 0.00 390.50 5,260.20 312.40 2,209.10 4,348.60 3,461.30 2,343.10 0.00 3,024.90 4,620.60 0.00 4,211.70 312.40 0.00 0.00 312.40 0.00 $0.00 0.00 0.00 1,475.70 0.00 15,409.20 3,024.90 781.00 5,147.70 28,095.20 6,487.70 3,663.30 7,612.50 0.00 0.00 1,854.80 6,296.80 1,269.00 4,222.60 0.00 0.00 4,058.30 $0.00 4,750.80 6,985.70 0.00 4,263.60 21,188.70 6,404.40 0.00 0.00 0.00 0.00 9,074.70 30,480.00 0.00 1,746.40 3,982.50 17,980.50 12,951.80 4,814.60 6,487.70 4,205.90 26,600.80 $0.00 3,313.60 0.00 2,922.30 0.00 0.00 22,195.50 0.00 13,861.80 30,966.40 0.00 11,155.30 0.00 0.00 21,174.30 781.00 0.00 0.00 15,756.60 11,637.00 13,045.70 0.00 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3,568.00 0.00 0.00 1,316.20 2,698.80 781.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,121.70 1,923.10 4,146.80 0.00 0.00 3,404.40 0.00 0.00 7,872.50 0.00 0.00 14,999.70 0.00 0.00 0.00 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 1,610.10 1,147.90 0.00 0.00 0.00 0.00 0.00 3,083.80 0.00 11,202.20 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 0.00 1,769.00 4,442.20 0.00 1,388.40 0.00 1,848.20 2,590.40 0.00 2,699.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7,778.90 3,492.80 0.00 5,154.80 0.00 2,536.80 0.00 5,354.40 468.60 0.00 1,403.70 0.00 6,689.50 0.00 6,883.70 0.00 5,739.30 0.00 0.00 0.00 4,712.10 0.00 0.00 16,177.60 0.00 17,843.00 0.00 Geographic areas 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can-be-a flat amount or can vary by the employee’s earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. Table 17. Long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2008 (All workers with long-term disability coverage = 100 percent) Characteristics Employee contribution required Employee contribution not required All workers ............................................................. 10 90 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 10 9 10 6 10 12 10 10 90 91 90 94 90 88 90 90 5 12 10 11 9 95 88 90 89 91 Full time ................................................................. Part time ................................................................ 10 10 90 90 Union ..................................................................... Nonunion ............................................................... 6 10 94 90 Average wage within the following percentiles:1 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 7 9 10 10 11 93 91 90 90 89 10 5 11 90 95 89 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 17. Long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2008—Continued (All workers with long-term disability coverage = 100 percent) Characteristics Employee contribution required Employee contribution not required Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 10 14 11 20 7 21 9 9 12 7 10 10 8 8 9 8 5 90 86 89 80 93 79 91 91 88 93 90 90 92 92 91 92 95 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 9 10 5 10 10 11 91 90 95 90 90 89 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 10 11 90 89 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 7 8 9 5 11 10 15 11 11 93 92 91 95 89 90 85 89 89 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 17. Standard errors for long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2008 (All workers with long-term disability coverage = 100 percent) Characteristics Employee contribution required Employee contribution not required All workers ............................................................. 0.5 0.5 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.9 1.0 1.1 1.6 0.7 1.5 0.9 1.6 0.9 1.0 1.1 1.6 0.7 1.5 0.9 1.6 2.0 2.0 1.4 1.7 1.7 2.0 2.0 1.4 1.7 1.7 Full time ................................................................. Part time ................................................................ 0.6 2.0 0.6 2.0 Union ..................................................................... Nonunion ............................................................... 1.0 0.6 1.0 0.6 Average wage within the following percentiles:1 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.7 1.2 0.8 1.0 1.3 1.7 1.2 0.8 1.0 1.3 1.2 1.9 1.3 1.2 1.9 1.3 Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 17. Standard errors for long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2008—Continued (All workers with long-term disability coverage = 100 percent) Characteristics Employee contribution required Employee contribution not required Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 0.6 1.4 1.9 3.2 1.8 6.0 1.0 1.0 1.6 1.4 2.4 2.9 1.5 1.6 1.8 1.9 2.1 0.6 1.4 1.9 3.2 1.8 6.0 1.0 1.0 1.6 1.4 2.4 2.9 1.5 1.6 1.8 1.9 2.1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.8 1.1 0.9 0.7 0.9 1.0 0.8 1.1 0.9 0.7 0.9 1.0 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.6 1.8 0.6 1.8 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1.6 1.2 0.9 1.4 1.0 2.9 1.9 2.9 2.0 1.6 1.2 0.9 1.4 1.0 2.9 1.9 2.9 2.0 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 18. Long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2008 (All workers with long-term disability insurance coverage = 100 percent) Characteristics Fixed percent of earnings Pecent varies by earnings Flat dollar amounts Other All workers ............................................................. 92 5 2 1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 93 90 94 93 94 94 95 89 6 9 5 5 5 5 4 6 (1) 1 (1) 1 1 – 1 2 (1) 1 – – (1) – (1) 3 83 91 84 81 89 – 4 5 5 4 2 2 6 9 2 3 3 5 4 5 Full time ................................................................. Part time ................................................................ 92 92 5 7 2 – 1 – Union ..................................................................... Nonunion ............................................................... 74 94 7 5 11 (1) 8 (1) Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 97 97 94 92 89 91 – 2 5 5 5 8 – – 1 2 4 (1) – – 1 1 3 1 87 90 87 5 – 3 6 – 7 3 – 3 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 18. Long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2008—Continued (All workers with long-term disability insurance coverage = 100 percent) Characteristics Fixed percent of earnings Pecent varies by earnings Flat dollar amounts Other Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 93 89 92 83 95 83 92 92 92 92 93 97 94 97 83 95 91 88 97 100 100 90 6 7 – 14 – – 7 7 7 7 7 – 6 3 – 4 – – 3 – – – 1 1 – – – 1 – 1 (1) – 1 – – – – – – – – – – – 1 3 – 3 – – – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 95 95 94 90 91 89 4 3 4 6 7 6 1 1 – 2 1 3 (1) (1) – 2 1 2 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 92 91 5 7 2 1 1 – New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 94 95 88 91 95 95 89 94 90 5 4 5 6 4 3 – 5 8 – 1 5 – – – – – 1 – 1 2 – 1 – 2 – – Geographic areas 1 Less than 0.5 percent. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 18. Standard errors for long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2008 (All workers with long-term disability insurance coverage = 100 percent) Characteristics Fixed percent of earnings Pecent varies by earnings Flat dollar amounts Other All workers ............................................................. 0.6 0.6 0.3 0.2 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.9 1.4 0.8 2.5 0.7 1.3 0.7 1.7 0.9 1.3 0.8 2.3 0.7 1.3 0.7 1.7 0.2 0.5 0.1 0.3 0.2 – 0.2 0.5 0.2 0.3 – – 0.1 – 0.1 0.7 4.6 1.2 1.8 2.6 1.8 – 0.8 1.0 1.4 1.0 1.0 0.8 1.2 1.8 0.7 1.0 0.7 1.0 0.9 1.8 Full time ................................................................. Part time ................................................................ 0.6 2.1 0.6 1.9 0.3 – 0.2 – Union ..................................................................... Nonunion ............................................................... 2.7 0.6 2.0 0.6 1.8 0.1 1.6 0.1 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 2.8 0.9 1.1 0.7 1.1 1.3 – 0.8 1.1 0.7 0.7 1.2 – – 0.2 0.3 0.6 0.2 – – 0.4 0.3 0.6 0.3 1.6 3.8 1.7 0.8 – 0.8 1.0 – 1.1 0.5 – 0.7 Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 18. Standard errors for long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2008—Continued (All workers with long-term disability insurance coverage = 100 percent) Characteristics Fixed percent of earnings Pecent varies by earnings Flat dollar amounts Other Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.7 1.4 1.8 3.2 2.5 6.0 1.7 1.0 1.1 1.5 1.5 2.2 1.8 1.2 6.7 1.4 4.0 5.2 1.4 0.2 0.3 3.7 0.7 1.3 – 3.0 – – 1.5 1.0 1.1 1.4 1.5 – 1.7 1.2 – 1.4 – – 1.4 – – – 0.2 0.4 – – – 0.6 – 0.2 0.2 – 0.2 – – – – – – – – – – – 0.2 1.0 – 1.0 – – – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.7 0.9 1.5 0.9 1.3 1.4 0.5 0.7 1.2 0.8 1.2 1.0 0.3 0.4 – 0.3 0.3 0.5 0.2 0.1 – 0.3 0.5 0.5 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.7 2.5 0.6 2.3 0.3 0.4 0.2 – New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1.8 0.9 1.5 2.8 1.4 2.0 2.9 2.3 2.1 1.5 0.9 1.0 2.7 1.1 1.0 – 2.0 2.0 – 0.2 1.0 – – – – – 0.4 – 0.1 0.7 – 0.5 – 0.7 – – Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 19. Long-term disability insurance plans: Fixed percent of earnings, private industry workers, National Compensation Survey, March 2008 (All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent) Fixed percent of earnings Mean fixed percent of earnings Median fixed percent of earnings Less than 60 percent 60 percent 61 to 66 percent 67 percent Greater than 67 percent 59.0 60.0 20 63 10 7 1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 58.9 59.1 58.9 54.6 59.7 59.4 59.8 59.6 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 21 21 21 37 16 17 15 12 61 59 62 55 63 64 63 74 10 11 10 4 12 8 13 7 7 8 6 4 8 10 7 5 1 1 1 – 1 1 2 – 59.5 59.6 59.8 58.9 60.9 60.0 60.0 60.0 60.0 60.0 – 14 18 19 17 82 71 66 64 69 3 8 7 11 2 2 6 5 5 5 – 1 3 1 6 Full time ................................................................. Part time ................................................................ 58.8 62.4 60.0 60.0 20 16 63 55 9 12 6 10 1 7 Union ..................................................................... Nonunion ............................................................... 59.7 58.9 60.0 60.0 24 19 61 63 4 10 5 7 6 1 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 53.1 58.0 59.0 59.5 58.9 58.9 50.0 60.0 60.0 60.0 60.0 60.0 56 18 17 17 22 22 37 63 68 64 62 58 – 7 9 11 9 11 – 11 5 7 6 8 – 1 1 2 2 1 59.0 61.0 58.8 60.0 60.0 60.0 18 – 20 66 83 64 10 – 11 4 – 4 1 – 1 Characteristics All workers ............................................................. Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 19. Long-term disability insurance plans: Fixed percent of earnings, private industry workers, National Compensation Survey, March 2008—Continued (All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent) Fixed percent of earnings Mean fixed percent of earnings Median fixed percent of earnings Less than 60 percent 60 percent 61 to 66 percent 67 percent Greater than 67 percent Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 59.0 60.3 59.7 59.7 62.6 58.3 59.4 59.9 60.0 60.6 59.1 59.5 59.6 60.9 57.8 57.9 60.7 60.3 57.2 51.3 50.1 58.8 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 20 17 12 13 20 35 15 15 15 11 21 – 19 11 – 24 7 8 29 44 47 – 62 64 69 72 63 29 72 63 62 60 63 71 53 54 58 65 74 73 63 52 51 66 9 6 7 5 – – 7 15 16 22 10 – 15 19 – 6 9 10 5 – – 6 7 10 12 8 5 – 3 5 6 7 4 – 13 16 – 3 7 6 3 – – – 2 3 – – – 2 – 2 2 2 2 – – – – 1 3 3 – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 59.6 59.6 59.6 58.7 59.9 57.7 60.0 60.0 60.0 60.0 60.0 60.0 13 14 13 23 14 30 65 65 65 62 67 57 12 13 10 8 10 7 9 7 11 6 7 4 1 1 1 2 2 2 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 59.0 59.1 60.0 60.0 20 19 62 65 9 10 7 5 2 1 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 59.2 59.1 58.3 60.0 58.9 57.1 58.7 60.0 59.8 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 – 19 20 12 19 28 17 17 25 61 66 67 70 65 60 70 62 43 4 8 7 8 9 5 9 16 19 14 5 5 8 7 6 3 3 9 – 2 1 2 1 – – – 3 Characteristics Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 19. Standard errors for long-term disability insurance plans: Fixed percent of earnings, private industry workers, National Compensation Survey, March 2008 (All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent) Fixed percent of earnings Mean fixed percent of earnings Median fixed percent of earnings Less than 60 percent 60 percent 61 to 66 percent 67 percent Greater than 67 percent 0.2 0.0 1.3 1.4 0.7 0.6 0.2 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.2 0.2 0.2 1.2 0.2 0.4 0.2 0.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.6 1.7 1.9 4.9 1.0 2.4 1.1 2.1 1.7 2.6 1.9 4.0 1.4 2.3 1.6 2.5 0.9 1.1 1.2 1.2 1.1 1.5 1.2 1.3 0.9 1.3 1.4 1.6 0.9 1.8 0.9 1.2 0.3 0.6 0.3 – 0.3 0.2 0.4 – 0.5 0.3 0.5 0.4 0.9 0.0 0.0 0.0 0.0 0.0 – 2.2 2.0 2.7 2.2 4.9 2.8 2.7 3.8 3.2 1.5 1.7 1.4 2.3 0.8 0.9 1.6 0.8 1.3 1.2 – 0.4 1.0 0.2 2.2 Full time ................................................................. Part time ................................................................ 0.2 1.1 0.0 0.0 1.3 3.5 1.4 4.2 0.7 2.4 0.6 2.4 0.2 2.6 Union ..................................................................... Nonunion ............................................................... 0.7 0.2 0.0 0.0 4.4 1.2 4.9 1.3 0.9 0.7 1.6 0.6 1.7 0.2 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.7 1.5 0.4 0.2 0.2 0.3 8.0 0.0 0.0 0.0 0.0 0.0 9.1 3.7 2.0 1.1 1.8 2.1 5.7 3.9 2.6 1.6 1.8 2.2 – 2.1 1.0 0.9 0.9 1.2 – 3.1 0.6 0.9 0.7 1.5 – 0.5 0.5 0.3 0.4 0.4 0.2 0.5 0.3 0.0 0.0 0.0 2.0 – 2.3 2.8 6.2 3.1 1.4 – 1.5 0.9 – 0.9 0.4 – 0.3 Characteristics All workers ............................................................. Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 19. Standard errors for long-term disability insurance plans: Fixed percent of earnings, private industry workers, National Compensation Survey, March 2008—Continued (All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent) Fixed percent of earnings Mean fixed percent of earnings Median fixed percent of earnings Less than 60 percent 60 percent 61 to 66 percent 67 percent Greater than 67 percent Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.2 0.5 0.3 0.5 1.5 1.3 0.4 0.2 0.2 0.2 0.4 1.3 0.7 0.6 1.6 0.3 0.5 0.4 0.3 3.3 4.5 0.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.2 7.3 0.0 1.5 1.4 1.9 3.0 3.9 6.3 2.9 1.2 1.2 1.2 3.3 – 4.3 2.8 – 2.9 2.1 2.6 3.5 5.2 5.4 – 1.5 2.1 3.3 3.0 5.2 6.2 3.9 2.1 1.9 2.3 4.2 9.4 3.6 4.2 12.6 3.4 2.2 2.5 4.0 4.4 4.9 10.0 0.7 1.1 1.6 1.1 – – 1.9 1.2 1.4 2.1 1.9 – 3.0 3.8 – 0.9 1.6 1.6 1.1 – – 2.2 0.8 1.3 2.4 1.9 1.8 – 1.2 0.8 0.8 1.0 1.3 – 3.1 4.0 – 0.8 1.6 1.5 1.0 – – – 0.3 1.0 – – – 0.9 – 1.0 0.4 0.5 0.7 – – – – 0.2 1.1 0.3 – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.4 0.4 0.8 0.2 0.3 0.3 0.0 0.0 0.0 0.0 0.0 0.0 1.8 2.5 2.0 1.7 1.7 2.3 2.1 2.4 3.1 1.9 2.1 2.5 1.2 1.7 2.1 0.8 1.4 0.9 1.3 1.7 1.6 0.7 1.0 0.8 0.3 0.4 0.6 0.3 0.6 0.3 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.2 0.6 0.0 0.0 1.3 4.5 1.5 3.6 0.7 1.9 0.6 1.6 0.3 0.4 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 0.9 0.3 0.5 0.2 0.3 1.0 0.6 1.1 0.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 – 2.3 1.5 2.0 3.1 5.4 3.4 3.0 4.6 3.6 2.2 2.0 3.8 4.0 3.7 4.9 3.9 3.2 0.6 1.2 1.9 1.5 1.4 2.2 2.3 2.6 3.0 3.8 1.3 1.1 1.5 1.3 2.7 0.7 0.7 2.1 – 0.6 0.2 0.6 0.3 – – – 1.2 Characteristics Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 20. Long-term disability insurance plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2008 (All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent) Maximum benefit amount1 Characteristics No maximum benefit amount With maximum benefit amount 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile All workers ............................................................. 21 79 $3,000 $5,000 $7,500 $10,000 $15,000 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 21 20 21 19 17 15 18 24 79 80 79 81 83 85 82 76 4,000 5,000 3,000 3,000 3,000 3,000 3,000 3,399 5,000 6,000 5,000 5,000 5,000 4,800 5,000 4,000 8,000 10,000 7,500 5,000 7,500 6,667 8,000 5,000 10,000 11,813 10,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 15,000 10,000 15,000 15,000 15,000 15,000 21 25 30 25 36 79 75 70 75 64 2,917 3,500 2,000 2,165 2,000 5,000 4,000 5,000 5,000 4,500 6,000 5,000 6,000 6,000 5,000 10,000 10,000 10,000 10,000 7,500 13,000 15,000 15,000 15,000 10,000 Full time ................................................................. Part time ................................................................ 21 35 79 65 3,000 3,000 5,000 5,000 7,500 5,000 10,000 10,000 15,000 10,000 Union ..................................................................... Nonunion ............................................................... 28 21 72 79 1,821 3,000 4,000 5,000 5,000 7,500 6,000 10,000 13,000 15,000 23 19 24 77 81 76 2,917 3,500 2,917 5,000 5,000 5,000 7,000 6,000 7,000 10,000 10,000 10,000 15,000 12,000 15,000 Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 20. Long-term disability insurance plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2008—Continued (All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent) Maximum benefit amount1 Characteristics No maximum benefit amount With maximum benefit amount 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 21 30 25 18 46 42 8 19 19 16 26 20 16 14 15 16 12 14 55 79 70 75 82 54 58 92 81 81 84 74 80 84 86 85 84 88 86 45 $3,000 2,800 4,600 1,385 3,000 3,399 3,000 4,000 5,000 5,000 4,000 4,000 4,000 3,000 3,000 4,000 4,000 3,000 3,000 $5,000 5,000 5,000 3,000 5,000 5,000 4,000 7,000 7,000 7,500 6,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 $7,500 6,000 7,000 5,000 6,000 15,000 4,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 6,000 6,000 7,000 6,000 5,000 $10,000 10,000 10,000 6,000 8,000 15,000 10,000 15,000 15,000 15,000 12,000 10,000 10,000 12,500 10,000 10,000 10,000 10,000 8,000 $15,000 15,000 15,000 10,000 10,000 15,000 12,000 20,000 20,000 20,000 15,000 15,000 15,000 17,300 12,000 12,500 14,500 10,500 10,000 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 20 20 20 22 20 23 80 80 80 78 80 77 3,000 3,000 3,000 3,000 3,000 3,000 5,000 5,000 5,000 5,000 5,000 5,000 6,000 6,000 5,000 8,000 7,000 10,000 10,000 10,000 8,000 10,000 10,000 12,500 10,000 12,500 10,000 15,000 15,000 16,667 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 21 22 79 78 3,000 3,000 5,000 5,000 7,500 6,000 10,000 10,000 15,000 15,000 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 24 20 26 15 21 – 19 26 23 76 80 74 85 79 87 81 74 77 3,000 3,000 3,000 4,000 3,000 2,500 3,000 5,000 3,250 5,000 5,000 5,000 5,000 5,000 5,000 5,000 6,000 6,000 7,500 6,000 6,000 6,000 7,000 7,000 8,500 8,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 15,000 12,000 15,000 15,000 15,000 15,000 17,300 Geographic areas 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 20. Standard errors for long-term disability insurance plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2008 (All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent) Characteristics No maximum benefit amount With maximum benefit amount All workers ............................................................. 1.1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Maximum benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile 1.1 $0.00 $0.00 $572.30 $0.00 $0.00 1.8 1.6 2.2 4.3 1.2 1.9 1.5 3.5 1.8 1.6 2.2 4.3 1.2 1.9 1.5 3.5 546.60 151.90 823.10 882.60 0.00 377.20 0.00 566.70 0.00 0.00 0.00 0.00 0.00 965.50 0.00 289.70 1,060.20 0.00 316.20 413.30 568.50 789.30 903.50 1,001.40 0.00 2,185.60 0.00 622.80 0.00 0.00 0.00 0.00 0.00 2,000.10 0.00 1,579.50 0.00 2,852.90 0.00 2,443.70 4.0 4.6 2.2 3.1 2.6 4.0 4.6 2.2 3.1 2.6 687.70 643.40 314.50 1,017.30 156.20 270.60 0.00 0.00 0.00 1,106.70 2,265.00 470.10 0.00 1,174.10 383.90 2,474.10 0.00 451.00 0.00 468.60 2,763.50 2,957.60 2,269.00 0.00 0.00 Full time ................................................................. Part time ................................................................ 1.1 3.2 1.1 3.2 0.00 0.00 0.00 225.30 498.20 1,782.10 0.00 0.00 0.00 753.20 Union ..................................................................... Nonunion ............................................................... 2.7 1.2 2.7 1.2 280.10 104.00 78.10 0.00 0.00 176.00 2,522.70 0.00 4,213.20 0.00 3.3 4.4 3.7 3.3 4.4 3.7 580.90 656.80 1,156.50 0.00 0.00 0.00 720.10 1,147.90 685.30 78.10 1,314.10 270.60 0.00 822.90 0.00 Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 20. Standard errors for long-term disability insurance plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2008—Continued (All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent) Maximum benefit amount1 Characteristics No maximum benefit amount With maximum benefit amount 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 1.1 1.9 3.0 2.8 4.4 7.2 1.7 1.8 1.9 1.7 4.8 2.3 2.9 4.2 1.8 1.8 1.8 2.2 8.0 1.1 1.9 3.0 2.8 4.4 7.2 1.7 1.8 1.9 1.7 4.8 2.3 2.9 4.2 1.8 1.8 1.8 2.2 8.0 $15.60 458.10 1,923.40 438.30 857.90 1,011.50 0.00 352.20 1,115.00 0.00 1,048.10 1,137.20 1,239.80 1,682.40 529.40 126.90 110.50 400.20 1,917.90 $0.00 54.10 0.00 31.20 0.00 1,922.50 156.20 605.30 716.20 468.60 1,070.90 975.50 420.60 1,093.40 0.00 0.00 0.00 0.00 0.00 $439.70 65.10 1,189.60 153.00 1,352.80 6,300.70 1,334.60 0.00 0.00 0.00 0.00 469.90 2,460.80 2,798.60 78.10 78.10 529.70 111.30 910.80 $0.00 0.00 0.00 852.30 2,323.50 0.00 260.40 827.30 130.10 582.30 1,323.50 617.10 0.00 6,763.60 0.00 0.00 0.00 0.00 312.40 $0.00 3,872.80 4,005.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,193.20 2,589.10 0.00 1,295.40 2,017.60 2,017.10 841.20 2,738.20 0.00 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.4 2.2 3.0 1.4 1.7 2.5 1.4 2.2 3.0 1.4 1.7 2.5 123.70 198.50 459.20 105.90 80.70 903.60 0.00 0.00 296.80 0.00 0.00 156.20 0.00 130.20 91.10 720.80 443.80 0.00 0.00 0.00 1,286.20 0.00 0.00 2,014.80 1,040.60 1,218.10 0.00 0.00 1,036.10 1,975.00 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 1.1 4.8 1.1 4.8 0.00 244.80 0.00 0.00 174.60 313.60 0.00 0.00 0.00 2,582.90 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 4.4 1.7 1.2 3.2 4.3 – 2.3 4.0 2.6 4.4 1.7 1.2 3.2 4.3 5.2 2.3 4.0 2.6 2,000.40 0.00 351.10 754.60 462.70 1,427.60 0.00 0.00 916.00 0.00 0.00 0.00 0.00 0.00 0.00 777.60 563.20 1,021.30 884.70 0.00 552.30 1,272.20 1,183.50 602.50 1,184.00 2,927.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,623.30 1,814.90 2,332.60 0.00 0.00 1,256.90 927.20 0.00 3,637.80 0.00 4,683.50 2,476.10 Geographic areas 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 21. Leave benefits: Access, private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Family leave1 Paid holidays Paid vacations Paid personal leave Paid funeral leave Paid jury duty leave Paid military leave Paid Unpaid 77 78 37 69 71 48 8 83 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 89 96 86 52 81 72 88 76 87 96 84 61 80 72 86 76 55 54 55 26 39 34 42 26 86 89 84 49 73 66 78 56 88 92 86 55 75 70 79 56 66 68 65 34 50 45 53 38 15 16 14 5 8 6 10 6 90 92 89 78 85 83 85 76 62 93 85 92 78 63 91 83 90 76 18 35 32 32 31 41 75 69 73 65 42 73 71 75 68 29 50 46 52 40 4 8 4 5 4 70 82 84 85 82 Full time ................................................................. Part time ................................................................ 89 40 90 39 42 21 77 42 79 48 54 30 9 4 86 73 Union ..................................................................... Nonunion ............................................................... 85 76 84 77 47 36 82 67 83 70 56 47 7 8 90 83 Average wage within the following percentiles: Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 38 61 84 89 88 89 43 63 84 88 87 88 17 25 38 39 52 54 37 50 71 78 84 86 42 55 74 78 84 89 24 35 48 52 62 68 2 5 7 9 13 14 71 79 84 85 88 90 86 65 95 86 66 94 33 20 40 70 41 82 70 43 82 51 27 61 6 4 7 84 67 91 Characteristics All workers ............................................................. Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 21. Leave benefits: Access, private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Family leave1 Paid holidays Paid vacations Paid personal leave Paid funeral leave Paid jury duty leave Paid military leave Paid Unpaid Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 75 80 94 74 80 99 88 92 94 96 93 84 79 89 65 82 64 80 85 40 38 74 76 79 93 73 84 97 87 91 94 95 93 81 75 91 58 80 53 72 84 54 54 73 38 34 36 33 33 51 62 54 58 56 60 40 36 46 22 52 47 56 52 20 19 31 69 71 81 65 76 94 89 89 93 93 93 74 64 79 45 82 76 91 83 37 38 61 72 74 79 70 80 96 91 89 94 95 93 73 67 84 47 83 83 94 83 45 44 61 48 47 49 46 43 76 82 66 72 73 71 43 46 55 31 55 57 69 55 27 26 36 9 5 6 4 3 12 15 17 19 15 18 – 12 15 7 10 12 14 9 3 3 – 83 86 84 85 92 96 92 90 93 94 91 80 80 84 72 86 84 92 86 75 74 75 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 69 69 71 86 83 89 71 70 73 86 82 90 26 25 30 50 44 58 57 55 63 82 77 88 60 58 65 84 79 90 36 33 42 62 56 70 6 6 8 10 10 11 75 71 85 93 91 96 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 78 74 78 76 39 31 70 62 73 64 50 41 9 5 84 81 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 78 80 76 74 78 80 80 75 74 75 79 76 77 79 81 79 75 77 42 46 43 31 33 37 34 35 34 74 76 72 69 68 64 64 64 65 82 81 71 68 73 70 67 68 64 53 53 49 48 50 43 46 44 44 9 8 9 7 9 6 8 5 10 88 84 81 82 84 89 81 80 85 Characteristics Geographic areas 1 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 21. Standard errors for leave benefits: Access, private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Paid holidays Paid vacations Paid personal leave Paid funeral leave Paid jury duty leave Paid military leave Paid Unpaid 0.6 0.6 0.6 0.7 0.6 0.7 0.5 0.7 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.7 0.7 1.0 2.5 0.7 1.2 0.9 1.3 0.9 0.7 1.2 2.3 0.6 1.1 0.8 1.4 1.4 1.8 1.7 2.0 0.9 1.3 1.3 1.5 0.9 0.9 1.2 2.1 0.9 1.3 1.3 1.7 0.8 0.8 1.1 2.1 0.8 1.3 1.0 1.7 1.2 1.7 1.6 1.5 1.1 1.5 1.6 1.6 1.3 1.3 1.6 0.9 0.6 0.6 0.8 0.7 0.8 1.1 1.0 1.8 0.9 1.1 1.0 1.4 2.4 1.1 1.1 1.1 1.9 2.3 1.2 1.1 1.4 1.8 1.8 2.2 1.3 1.8 1.9 2.7 1.5 1.6 1.9 2.4 2.4 1.5 1.3 1.7 2.1 1.9 2.0 1.8 2.1 2.3 1.0 1.2 0.6 0.8 0.6 2.5 1.7 1.1 1.5 1.6 Full time ................................................................. Part time ................................................................ 0.4 1.5 0.4 1.3 0.7 1.2 0.7 1.3 0.6 1.3 0.8 1.0 0.6 0.7 0.7 1.3 Union ..................................................................... Nonunion ............................................................... 1.4 0.7 1.3 0.6 2.1 0.7 1.6 0.8 1.6 0.6 2.1 0.8 1.0 0.6 1.1 0.8 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 3.3 1.3 1.0 0.8 1.0 0.8 3.0 1.3 0.8 0.9 1.0 1.2 2.2 1.5 1.2 1.1 1.4 1.7 2.9 1.4 1.2 0.8 0.8 1.6 2.3 1.4 1.0 0.9 0.9 1.4 2.0 1.4 1.2 1.2 1.0 1.9 0.5 0.6 0.7 0.7 1.3 1.0 2.3 1.5 1.0 0.8 0.8 1.5 0.9 2.6 0.7 0.9 2.4 0.8 1.6 2.0 2.1 1.4 2.5 1.2 1.2 2.1 1.4 1.7 2.1 1.8 0.7 1.0 1.0 1.3 2.7 1.2 All workers ............................................................. Family leave Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 21. Standard errors for leave benefits: Access, private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Paid holidays Paid vacations Paid personal leave Paid funeral leave Paid jury duty leave Paid military leave Family leave Paid Unpaid Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.8 0.9 1.0 1.1 2.8 0.7 4.2 1.0 0.6 0.7 1.2 3.0 1.9 1.6 3.3 1.2 3.6 1.7 1.3 6.4 6.7 3.0 0.7 0.8 1.0 1.0 2.3 2.0 4.3 0.9 0.6 0.8 1.1 2.6 2.1 1.1 3.2 1.6 4.0 2.0 1.5 5.0 5.2 2.4 0.9 1.0 2.4 1.2 3.5 7.0 2.7 1.8 1.7 2.1 2.9 4.2 2.6 3.4 3.6 1.9 3.7 3.2 2.0 4.6 5.6 4.9 0.8 1.1 1.8 1.3 3.5 3.1 2.3 1.3 0.9 1.3 1.2 3.6 2.3 2.6 3.9 1.7 2.7 1.2 1.8 4.3 5.3 4.2 0.7 0.9 2.0 1.5 2.8 2.9 2.0 1.0 0.7 0.9 1.2 3.8 2.2 2.0 3.8 1.7 3.6 0.9 1.8 4.0 4.9 3.7 0.8 1.3 2.7 1.3 3.7 5.7 2.8 2.3 2.0 2.1 3.1 4.6 2.6 2.8 3.9 1.9 3.1 3.3 2.2 2.6 3.3 5.5 0.6 0.5 1.1 0.5 1.3 2.6 2.3 1.3 1.3 1.6 2.0 – 1.6 2.3 1.9 1.2 1.8 2.3 1.3 0.8 0.8 – 0.8 0.8 2.0 0.9 1.4 1.7 2.0 0.9 0.8 1.0 1.3 3.2 1.8 2.0 2.9 1.9 3.4 1.3 2.0 3.3 3.5 4.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.8 1.0 1.9 0.9 1.1 1.0 0.8 1.0 1.5 0.7 1.0 1.1 0.9 1.1 2.3 1.2 1.4 1.7 1.2 1.3 2.6 1.0 1.5 1.3 1.0 1.1 2.2 0.9 1.2 1.4 1.1 1.3 2.4 0.9 1.1 2.0 0.7 0.7 1.9 0.7 0.9 1.1 1.1 1.2 1.7 0.6 0.8 0.7 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.6 2.3 0.6 2.0 0.7 2.4 0.8 1.9 0.7 1.5 0.8 1.2 0.6 1.1 0.8 2.2 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 0.4 0.7 1.0 2.3 1.3 6.0 1.0 4.2 1.5 1.2 0.8 1.3 2.1 1.6 4.9 1.7 2.7 1.2 1.6 1.5 1.1 1.8 1.3 6.4 2.6 2.6 1.4 3.1 1.2 1.5 1.8 1.8 6.8 1.8 2.8 1.3 2.1 1.4 1.2 1.4 2.2 4.4 1.7 2.2 1.4 2.9 0.5 2.4 1.6 1.9 3.9 1.2 2.0 1.3 1.6 1.5 1.6 1.1 1.1 2.8 1.4 1.2 0.8 2.5 1.5 2.3 2.6 2.0 3.9 1.6 2.8 1.2 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 22. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2008 (All workers with paid holidays = 100 percent) Paid holidays1 Mean number of days Median number of days 8 8 10 24 12 13 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 9 10 9 7 8 7 8 7 9 10 9 7 7 6 8 7 3 1 4 24 9 15 5 14 16 13 17 25 31 46 24 29 12 8 14 12 11 9 12 16 7 8 8 9 8 6 7 8 9 7 21 8 8 6 11 32 28 21 13 30 Full time ................................................................. Part time ................................................................ 8 6 8 6 8 25 Union ..................................................................... Nonunion ............................................................... 10 8 10 8 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 6 7 8 8 9 10 9 6 10 Characteristics All workers ............................................................. Less than 6 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 10 14 8 4 1 1 2 13 12 14 13 13 11 15 10 12 12 12 8 9 7 10 9 20 25 17 5 15 7 19 9 10 12 9 8 6 3 8 6 7 8 7 3 3 2 4 3 2 3 2 (2) 1 (2) 1 1 2 2 1 (2) 1 – 1 1 3 4 3 1 1 – 2 2 16 16 12 12 13 9 11 16 15 17 10 8 11 13 9 7 11 14 16 10 3 8 9 12 5 1 4 4 5 2 1 1 2 2 1 – 2 1 1 – 1 2 3 5 2 23 35 12 10 14 10 11 6 15 8 9 3 5 2 1 (2) 1 (2) 2 – 4 10 14 25 8 13 12 14 11 10 15 14 13 7 8 4 3 1 3 1 8 1 6 6 7 8 9 10 39 20 9 6 4 2 31 37 30 22 16 11 10 14 13 12 11 10 7 10 16 14 14 11 7 6 10 11 12 13 3 7 11 16 19 23 – 3 7 10 9 13 – 1 2 5 6 9 – (2) 1 1 2 3 – – (2) 1 2 2 – – 1 1 6 4 9 6 10 7 21 3 16 36 10 11 17 9 13 12 13 14 9 15 16 2 20 12 2 15 5 – 7 3 – 4 1 – 1 4 – 5 6 days 7 days 8 days 9 days Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 22. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2008—Continued (All workers with paid holidays = 100 percent) Paid holidays1 Mean number of days Median number of days Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 8 7 8 6 8 10 9 9 9 9 9 8 8 9 7 8 12 12 8 6 5 8 8 6 8 6 8 11 9 10 10 10 9 9 8 9 7 8 11 12 7 6 6 8 10 13 3 20 7 – – 1 – – – 4 6 2 14 7 1 1 8 37 41 11 27 39 23 55 21 – 14 11 8 11 5 22 20 8 34 28 4 2 31 20 22 23 13 11 18 9 10 – 21 7 6 4 11 – 15 15 15 14 2 – 15 13 11 14 14 12 16 8 23 4 9 14 14 7 27 – 16 21 12 15 7 6 16 14 12 12 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7 7 8 9 8 9 7 7 7 8 8 9 14 14 12 6 7 5 26 26 26 22 26 18 15 14 16 10 10 9 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 8 7 8 7 9 15 23 29 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 9 9 8 8 8 7 8 8 8 10 9 8 7 7 7 8 8 8 5 8 6 7 13 19 11 10 10 16 19 26 34 27 29 25 26 18 Characteristics Less than 6 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 9 7 11 5 9 9 10 13 13 6 18 13 11 15 8 8 6 5 8 8 8 – 13 9 14 2 20 – 14 35 41 58 17 – 17 24 8 10 15 8 9 4 – – 7 4 6 1 6 19 16 12 10 7 11 23 7 6 7 8 18 24 7 4 – 5 4 3 6 1 3 – 7 5 6 5 8 – 5 7 2 4 13 15 3 – – 4 1 1 – – 1 14 – 1 1 1 – – – – – 2 10 13 1 – – 3 1 – – – – – 6 1 – – – – 1 – – 1 5 7 (2) – – 3 2 1 2 – – – 2 1 1 (2) – – 2 – – 4 19 17 3 – – 2 12 13 10 14 15 13 10 10 12 10 11 9 13 13 12 15 13 17 6 5 7 10 9 12 2 2 3 6 5 7 1 1 – 2 1 3 1 1 1 1 1 1 1 1 1 4 2 5 12 11 13 15 11 8 14 12 8 8 5 2 1 1 1 – 3 – 5 10 15 13 12 12 12 13 12 9 12 14 16 11 18 15 15 14 9 12 9 6 10 7 10 12 12 26 12 13 10 15 7 14 12 18 13 10 7 9 6 4 7 8 8 9 8 3 1 3 2 3 3 5 2 1 2 2 1 – 1 1 2 2 2 1 – 2 ( ) – 1 – 1 3 5 5 1 1 – 1 1 1 6 days 7 days 8 days 9 days Geographic areas 1 Fractional holiday amounts were rounded to the nearest full number of days. 2 Less than 0.5 percent. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 22. Standard errors for paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2008 (All workers with paid holidays = 100 percent) Paid holidays1 Mean number of days Median number of days 0.1 0.0 0.5 0.8 0.6 0.6 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.2 0.4 0.1 0.2 0.1 0.1 0.1 0.1 0.0 0.0 0.8 0.9 0.2 0.0 0.0 0.0 0.4 0.4 0.6 2.2 0.6 1.3 0.7 1.3 1.1 1.4 1.3 1.9 1.1 1.6 1.1 1.9 1.0 0.9 1.4 1.2 0.8 0.9 1.1 1.2 0.1 0.1 0.1 0.1 0.1 0.2 0.1 0.0 0.0 0.0 2.4 1.3 0.8 1.1 1.1 2.7 2.2 1.4 1.5 2.3 Full time ................................................................. Part time ................................................................ 0.1 0.1 0.0 0.0 0.5 1.7 Union ..................................................................... Nonunion ............................................................... 0.1 0.1 1.2 0.5 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.3 0.1 0.1 0.2 0.1 0.2 0.1 0.1 0.1 Characteristics All workers ............................................................. Less than 6 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 0.6 0.6 0.4 0.2 0.1 0.1 0.3 1.2 1.3 1.4 1.5 0.9 1.4 1.0 1.2 1.3 1.0 1.6 1.6 0.6 0.8 0.7 0.9 1.3 1.5 1.6 1.0 0.6 1.1 0.8 1.0 0.7 1.1 0.9 1.4 0.5 0.4 0.6 0.7 0.6 0.7 0.7 0.5 0.3 0.4 0.4 0.3 0.3 0.5 0.4 0.1 0.2 0.1 0.2 0.2 0.3 0.5 0.3 0.1 0.2 – 0.2 0.3 0.7 1.6 0.4 0.6 0.2 – 0.3 0.5 1.8 1.5 1.1 1.4 1.5 1.6 1.6 1.3 1.7 1.4 1.8 0.8 1.0 1.3 1.2 1.1 1.5 0.9 1.3 1.0 0.5 1.1 0.8 1.2 0.8 0.2 0.6 0.7 1.0 0.6 0.3 0.2 0.3 0.5 0.3 – 0.5 0.2 0.3 – 0.3 0.7 0.5 0.8 0.4 0.8 2.0 0.6 1.3 0.7 1.3 0.6 1.6 0.7 0.9 0.5 0.9 0.3 0.3 0.2 0.2 0.1 0.1 0.4 – 1.0 0.6 1.4 0.9 1.1 0.7 1.5 0.7 1.2 0.6 1.5 0.7 1.9 0.5 0.9 0.3 0.6 0.1 0.5 0.1 1.0 0.3 0.0 0.0 0.0 0.0 0.0 0.0 3.1 1.6 0.6 0.5 0.4 0.2 2.3 1.6 1.1 0.9 1.0 1.3 1.5 1.4 0.8 0.8 0.8 1.2 1.4 1.3 1.1 1.0 1.1 1.2 2.6 0.9 0.8 0.6 1.2 1.2 1.0 1.0 0.6 0.7 1.2 1.8 – 0.7 0.8 0.7 0.7 1.3 – 0.3 0.3 0.4 0.6 0.7 – 0.1 0.1 0.2 0.3 0.4 – – 0.1 0.2 0.4 0.4 – – 0.2 0.4 0.7 1.3 0.0 0.0 0.8 0.8 2.4 0.6 1.2 3.2 1.3 0.9 2.0 1.0 1.3 1.9 1.5 1.1 1.5 1.5 1.1 0.7 1.4 1.0 0.4 1.2 0.6 – 0.8 0.6 – 0.8 0.2 – 0.3 0.6 – 0.8 6 days 7 days 8 days 9 days Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 22. Standard errors for paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2008—Continued (All workers with paid holidays = 100 percent) Paid holidays1 Mean number of days Median number of days Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.1 0.1 0.1 0.2 0.3 0.1 0.1 0.2 0.4 0.2 0.2 0.4 0.3 0.3 0.2 0.6 0.0 0.1 0.0 0.0 1.5 0.3 0.0 0.0 0.0 0.0 0.7 0.0 0.4 0.7 0.7 0.2 0.8 0.1 0.0 0.0 0.7 0.7 0.9 0.7 1.3 1.7 – – 0.4 – – – 1.6 1.3 0.7 3.0 1.0 0.4 0.4 1.1 3.8 4.2 2.1 1.0 1.2 2.4 1.4 2.4 – 2.0 1.0 1.1 1.6 1.5 4.0 2.2 1.7 4.3 2.1 1.5 1.0 2.4 5.0 6.0 3.0 0.7 0.8 2.1 0.9 2.6 – 2.8 1.3 1.4 1.0 3.4 – 1.9 2.8 2.7 1.9 0.8 – 2.1 2.1 1.9 2.3 0.7 1.0 2.0 1.2 3.7 1.1 1.9 1.1 1.2 1.1 2.5 – 1.8 2.6 2.5 1.9 1.5 1.4 2.1 2.7 2.0 2.5 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.1 0.1 0.1 0.2 0.3 0.2 0.0 0.0 0.0 0.0 0.0 0.0 0.7 1.0 1.5 0.9 0.8 1.7 1.1 1.1 1.9 1.0 1.2 1.7 1.1 1.3 1.8 0.6 0.9 0.9 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.1 0.2 0.0 0.1 0.5 2.0 0.9 1.9 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 0.1 0.5 0.1 0.1 0.1 0.4 0.2 0.1 0.1 0.0 0.9 0.4 0.1 0.4 1.4 0.7 1.0 0.0 1.1 0.8 1.1 1.2 1.5 3.6 1.0 1.4 1.3 1.8 1.3 2.6 3.6 2.0 3.1 1.5 5.1 1.4 Characteristics Less than 6 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 0.7 0.6 1.7 0.7 1.8 2.5 2.1 1.1 1.2 1.0 2.5 3.0 1.4 2.4 2.1 1.2 1.1 1.0 1.4 2.4 2.5 – 0.7 0.8 1.7 0.7 2.5 – 3.0 1.6 1.7 2.0 1.9 – 2.3 3.2 2.6 1.2 3.3 1.9 1.3 1.7 – – 0.5 0.5 1.1 0.3 1.8 4.5 3.5 1.2 1.0 1.1 1.6 5.5 1.3 1.5 2.3 1.4 3.6 4.9 1.5 1.8 – 1.6 0.3 0.4 1.1 0.3 1.1 – 1.6 0.8 0.9 1.3 1.7 – 1.3 2.3 0.8 0.9 2.2 2.5 1.0 – – 1.6 0.1 0.2 – – 0.4 3.1 – 0.3 0.3 0.5 – – – – – 0.3 1.6 2.0 0.2 – – 1.6 0.1 – – – – – 1.4 0.1 – – – – 0.5 – – 0.2 1.0 1.5 0.1 – – 1.2 0.4 0.2 0.7 – – – 1.2 0.2 0.2 0.2 – – 0.8 – – 1.2 3.0 2.8 1.1 – – 1.0 1.0 1.1 1.3 0.7 1.1 1.2 0.8 0.9 1.4 0.8 1.0 1.1 0.9 1.2 1.1 0.9 0.9 1.6 0.6 0.7 1.3 0.8 0.9 1.3 0.3 0.3 0.7 0.4 0.7 1.0 0.1 0.2 – 0.3 0.2 0.5 0.2 0.2 0.3 0.1 0.2 0.2 0.2 0.3 0.2 0.8 0.9 0.9 0.7 1.2 0.7 1.9 0.6 1.5 0.7 1.2 0.5 1.6 0.3 0.6 0.1 0.6 0.1 – 0.4 – 1.5 0.9 2.1 1.8 1.7 1.3 1.0 2.9 1.8 1.3 2.5 1.4 2.9 1.0 1.5 1.5 2.6 1.3 1.3 2.6 1.0 1.4 1.1 2.8 2.0 1.3 0.8 2.3 1.4 1.5 0.7 1.5 1.4 1.7 1.7 1.9 2.5 0.8 0.9 1.4 0.8 1.3 1.8 2.2 1.0 1.5 0.5 0.3 0.5 0.8 0.9 0.6 1.5 0.4 0.5 0.3 0.5 0.8 0.3 – 0.3 0.2 0.3 0.4 0.3 0.3 – 0.1 – 0.1 – 0.2 0.6 2.0 0.9 0.5 0.2 – 0.6 0.1 0.3 6 days 7 days 8 days 9 days Geographic areas 1 Fractional holiday amounts were rounded to the nearest full number of days. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 23. Paid vacations:1 Number of days by service requirement, private industry workers, National Compensation Survey, March 2008 (All workers with paid vacations = 100 percent) Percent with paid vacations days by length of service2 Characteristics Mean number of days Median number of days All workers ............................................................. 9 10 7 Full time ................................................................. Part time ................................................................ 9 7 10 5 Union ..................................................................... Nonunion ............................................................... 9 9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days 39 37 10 5 2 5 26 38 45 39 20 11 4 5 4 2 1 10 10 4 8 45 38 39 37 7 10 4 5 2 2 8 8 8 11 9 12 5 5 5 10 10 10 9 9 8 6 7 4 49 49 47 30 39 21 34 33 36 40 38 42 7 7 7 13 11 16 2 2 1 8 4 12 (3) (3) (3) 3 2 5 All workers ............................................................. 14 15 2 11 37 34 10 6 Full time ................................................................. Part time ................................................................ 14 11 15 10 1 11 8 30 38 28 36 20 11 5 6 6 Union ..................................................................... Nonunion ............................................................... 14 14 12 15 1 2 5 11 46 36 35 34 8 11 5 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 12 12 12 15 14 17 10 10 10 15 15 15 3 3 2 2 2 1 16 18 11 5 8 3 43 42 45 32 40 23 30 29 33 37 35 40 6 6 7 14 10 18 2 2 2 10 5 15 All workers ............................................................. 16 15 2 8 16 41 22 12 Full time ................................................................. Part time ................................................................ 17 14 15 14 1 10 6 25 16 16 42 27 23 13 12 9 Union ..................................................................... Nonunion ............................................................... 17 16 15 15 (3) 2 3 9 10 17 60 38 19 22 9 12 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 14 14 15 18 17 20 15 15 15 15 15 20 2 3 2 1 2 1 13 15 9 3 5 2 24 26 19 8 10 7 38 35 47 43 51 34 17 17 20 26 22 30 5 5 4 18 10 26 Less than 5 5 to 9 days days After 1 year After 5 years After 10 years See footnotes at end of table. Table 23. Paid vacations:1 Number of days by service requirement, private industry workers, National Compensation Survey, March 2008—Continued (All workers with paid vacations = 100 percent) Percent with paid vacations days by length of service2 Characteristics Mean number of days Median number of days All workers ............................................................. 19 20 2 Full time ................................................................. Part time ................................................................ 19 15 20 15 Union ..................................................................... Nonunion ............................................................... 22 18 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 16 15 17 22 20 24 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days 8 13 18 36 24 1 10 6 23 13 12 18 15 38 22 25 18 20 20 (3) 2 2 8 5 14 10 19 46 35 36 22 15 15 18 20 20 23 2 2 2 1 1 1 13 15 8 3 4 2 21 22 16 6 7 5 25 24 27 12 17 6 28 25 34 43 46 40 12 11 14 35 24 47 Fewer than 5 to 9 days 5 days After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. 3 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Table 23. Standard errors for paid vacations:1 Number of days by service requirement, private industry workers, National Compensation Survey, March 2008 (All workers with paid vacations = 100 percent) Percent with paid vacations days by length of service2 Characteristics Mean number of days Median number of days All workers ............................................................. 0.1 0.0 0.4 Full time ................................................................. Part time ................................................................ 0.1 0.2 0.0 0.0 Union ..................................................................... Nonunion ............................................................... 0.2 0.1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days 0.6 0.8 0.6 0.3 0.2 0.3 1.8 0.7 1.6 0.8 1.7 0.6 0.7 0.3 0.6 0.3 0.3 1.5 0.0 0.6 0.5 2.0 0.6 1.9 0.8 1.4 0.7 1.1 0.3 0.8 0.2 0.1 0.1 0.2 0.1 0.3 0.2 0.0 0.0 0.7 0.0 0.0 0.0 0.6 0.7 1.3 0.6 0.9 0.6 1.1 1.4 2.0 1.0 1.5 1.7 1.1 1.3 2.4 1.3 1.9 1.4 0.8 0.9 1.1 0.8 0.9 1.2 0.4 0.5 0.3 0.5 0.6 1.1 0.1 0.2 0.1 0.4 0.7 0.7 All workers ............................................................. 0.1 1.2 0.3 0.4 0.8 0.8 0.6 0.4 Full time ................................................................. Part time ................................................................ 0.1 0.5 0.0 0.0 0.2 1.6 0.4 1.8 0.9 1.7 0.8 1.7 0.6 0.6 0.4 1.0 Union ..................................................................... Nonunion ............................................................... 0.2 0.1 1.4 0.8 0.2 0.3 0.7 0.4 1.9 0.8 1.6 0.8 1.2 0.6 1.1 0.4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.2 0.2 0.2 0.2 0.3 0.2 0.0 0.0 0.4 0.0 1.6 0.0 0.3 0.4 0.5 0.4 0.7 0.4 0.6 0.8 1.3 0.5 0.8 0.5 1.1 1.3 1.7 1.0 1.3 1.3 0.9 1.0 1.9 1.2 1.5 1.6 0.7 0.8 1.2 0.8 1.0 1.2 0.4 0.5 0.4 0.6 0.7 0.9 All workers ............................................................. 0.2 0.0 0.2 0.4 0.5 0.9 0.7 1.0 Full time ................................................................. Part time ................................................................ 0.2 0.5 0.0 2.2 0.2 1.6 0.4 1.9 0.6 1.3 0.9 2.0 0.6 1.8 1.1 1.1 Union ..................................................................... Nonunion ............................................................... 0.2 0.2 0.0 0.0 0.1 0.3 0.5 0.4 1.4 0.6 2.1 0.9 1.6 0.7 1.6 1.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.2 0.2 0.2 0.2 0.3 0.3 0.0 0.0 0.0 0.9 0.0 0.0 0.3 0.4 0.4 0.4 0.7 0.4 0.6 0.9 1.0 0.5 0.7 0.5 0.9 1.1 1.7 0.6 0.6 1.0 1.0 1.3 1.9 1.3 1.5 1.7 0.9 1.1 1.7 0.9 1.2 1.5 0.7 0.9 0.9 1.6 1.3 2.7 Less than 5 5 to 9 days days After 1 year After 5 years After 10 years See footnotes at end of table. Table 23. Standard errors for paid vacations:1 Number of days by service requirement, private industry workers, National Compensation Survey, March 2008—Continued (All workers with paid vacations = 100 percent) Percent with paid vacations days by length of service2 Characteristics Mean number of days Median number of days All workers ............................................................. 0.2 0.0 0.2 Full time ................................................................. Part time ................................................................ 0.2 0.6 0.0 0.0 Union ..................................................................... Nonunion ............................................................... 0.3 0.2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.2 0.3 0.3 0.2 0.3 0.3 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days 0.4 0.5 0.6 0.7 1.1 0.1 1.6 0.4 1.9 0.5 1.2 0.7 1.6 0.8 1.7 1.2 1.6 0.0 0.0 0.2 0.3 0.4 0.4 1.1 0.5 0.8 0.7 1.9 0.8 2.3 1.2 0.0 0.0 2.9 0.0 0.0 1.4 0.3 0.4 0.4 0.4 0.6 0.4 0.6 0.9 1.0 0.4 0.7 0.5 0.9 1.1 1.5 0.5 0.6 0.9 0.9 1.2 2.3 0.7 0.9 0.7 1.0 1.1 2.5 1.2 1.3 1.8 0.9 1.1 1.4 1.7 1.2 2.5 Fewer than 5 to 9 days 5 days After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Table 24. Quality of life benefits: Access, private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Employer assistance for childcare Characteristics Total1 All workers ............................................................. Adoption EmployerResource assistance On-site and provided and referral off-site funds services Long-term care insurance Flexible workplace Employerprovided home PC Subsidized commuting 15 3 5 11 11 13 5 2 6 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 28 28 28 10 14 10 17 7 6 7 6 2 3 2 4 1 11 9 12 5 3 1 5 2 21 23 20 5 11 8 13 6 20 25 18 3 12 12 12 7 22 25 20 5 15 15 15 7 11 15 9 1 5 4 5 2 6 8 5 (2) 2 2 2 1 11 11 11 2 6 3 7 4 4 10 10 12 8 – 2 2 2 1 (2) 3 2 3 1 3 9 8 9 7 2 13 9 10 8 3 12 10 8 11 – 2 2 2 1 1 1 2 2 1 2 6 3 3 2 Full time ................................................................. Part time ................................................................ 17 10 4 1 6 4 12 6 13 5 15 6 5 2 3 1 6 3 Union ..................................................................... Nonunion ............................................................... 21 14 4 3 6 5 19 10 16 10 17 12 2 5 2 2 7 5 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 5 7 12 15 25 32 1 1 3 4 5 6 3 3 4 5 9 10 2 4 7 11 20 27 2 4 8 11 20 27 2 6 10 14 19 29 1 1 3 5 8 14 – (2) 1 3 5 9 1 2 3 6 9 15 12 2 17 2 – 2 3 – 4 10 – 14 11 1 16 9 2 12 3 2 4 3 1 4 4 3 5 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 24. Quality of life benefits: Access, private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Employer assistance for childcare Characteristics Total1 Adoption EmployerResource assistance On-site and provided and referral off-site funds services Long-term care insurance Flexible workplace Employerprovided home PC Subsidized commuting Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 16 10 10 9 14 21 26 31 37 37 38 – 12 12 6 28 34 55 27 3 2 10 3 1 2 1 – 4 7 9 11 14 6 – 3 4 – 6 9 14 6 – – 2 6 1 – – – 2 10 6 7 5 8 – 4 3 – 17 21 31 17 1 – 7 11 9 7 8 14 – 20 26 31 30 32 – 10 10 5 15 24 42 13 2 2 4 11 12 10 10 14 46 44 25 32 28 32 – 9 11 3 9 9 16 9 – – – 14 15 9 13 27 38 38 29 37 39 33 – 13 16 5 13 23 39 11 2 2 2 5 2 5 1 2 – 9 10 12 10 14 2 11 16 5 4 7 8 3 (2) – 3 2 1 3 (2) – 3 5 4 5 3 6 1 5 10 – 2 3 4 – – – – 6 3 4 2 4 18 15 16 19 18 18 – 8 13 2 6 12 20 5 2 2 2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 5 5 6 26 15 39 1 1 1 5 3 8 2 2 2 9 5 14 3 3 5 19 10 31 4 3 6 19 13 27 4 4 6 22 17 28 3 3 3 6 5 7 1 1 2 4 3 4 3 2 4 9 5 13 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 16 8 3 2 5 4 12 4 12 4 14 6 5 1 3 1 6 2 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 16 15 18 15 12 8 16 15 16 3 5 3 2 3 – 3 3 2 8 7 6 5 4 3 5 3 4 13 11 13 10 8 5 10 12 13 13 14 12 12 11 5 10 9 9 15 13 14 12 14 9 12 12 12 6 7 5 3 5 3 3 5 3 3 4 2 3 3 – 2 1 2 9 7 3 6 3 2 3 9 10 Geographic areas 1 The total is less than the sum of individual childcare provisions because some employees have access to more than one of the benefits. 2 Less than 0.5 percent. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 24. Standard errors for quality of life benefits: Access, private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Employer assistance for childcare Long-term care insurance Flexible workplace Employerprovided home PC Subsidized commuting 0.4 0.4 0.4 0.2 0.3 1.0 1.4 1.2 0.6 0.5 0.9 0.7 0.7 0.9 1.4 0.9 0.4 0.5 0.9 0.6 0.7 1.0 1.5 1.1 0.5 0.5 0.9 0.5 0.6 1.1 1.8 0.9 0.5 0.4 0.6 0.6 0.4 0.8 1.3 0.8 0.1 0.2 0.4 0.2 0.2 0.8 1.0 1.0 0.5 0.4 0.5 0.6 0.5 0.1 0.6 0.4 0.6 0.4 0.9 1.1 0.8 1.2 0.8 0.5 1.4 0.8 1.1 0.8 0.7 1.0 0.8 0.9 1.3 – 0.7 0.3 0.4 0.3 0.3 0.3 0.4 0.6 0.3 0.6 0.9 0.4 0.6 0.5 0.3 0.3 0.4 0.4 0.5 0.5 0.5 0.4 0.4 0.5 0.5 0.3 0.3 0.1 0.4 0.3 1.5 0.5 0.6 0.3 0.7 0.3 1.5 0.4 1.1 0.4 1.1 0.4 0.6 0.4 0.5 0.2 0.7 0.3 1.0 0.7 0.7 0.6 1.0 1.3 0.6 0.2 0.3 0.4 0.5 0.6 0.9 0.5 0.4 0.4 0.5 1.0 0.4 0.6 0.6 0.6 1.1 1.4 0.3 0.4 0.5 0.6 1.1 1.1 0.4 0.6 0.5 0.5 0.8 1.5 0.2 0.2 0.6 0.6 0.7 1.5 – 0.1 0.1 0.4 0.6 1.1 0.4 0.3 0.3 0.5 0.7 1.2 1.0 0.9 1.5 0.3 – 0.5 0.4 – 0.6 1.0 – 1.5 1.0 0.6 1.5 0.9 0.5 1.3 0.4 0.8 0.5 0.5 0.4 0.7 0.5 0.7 0.7 Characteristics Adoption Resource assistance and referral services Total Employerprovided funds On-site and off-site 0.5 0.3 0.3 0.4 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.0 1.2 1.3 1.1 0.6 0.9 0.8 0.7 0.7 1.2 0.6 0.4 0.4 0.3 0.5 0.2 0.9 1.1 0.9 0.7 0.3 0.2 0.5 0.3 0.9 1.1 0.8 1.1 0.9 – 0.4 0.3 0.4 0.3 Full time ................................................................. Part time ................................................................ 0.6 0.6 Union ..................................................................... Nonunion ............................................................... Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... All workers ............................................................. Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 24. Standard errors for quality of life benefits: Access, private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Employer assistance for childcare Characteristics Long-term care insurance Flexible workplace Employerprovided home PC Subsidized commuting 0.5 0.8 1.6 1.0 1.7 5.7 4.5 1.6 1.7 2.0 2.7 – 1.3 1.8 1.3 1.5 1.3 2.4 1.6 – – – 0.4 0.8 1.3 1.0 3.4 5.2 3.6 1.3 1.5 2.5 2.6 – 1.4 2.3 1.5 0.9 2.4 3.2 1.0 0.6 0.6 0.7 0.5 0.3 0.8 0.5 0.8 – 1.5 0.8 1.1 0.9 2.3 0.6 1.6 2.6 1.9 1.0 2.1 1.2 1.1 0.2 – 1.0 0.3 0.2 0.7 0.2 – 1.3 1.1 0.5 0.6 0.6 1.1 0.5 0.9 1.7 – 0.8 0.5 0.7 – – – – 0.4 0.4 1.2 0.3 0.9 4.4 2.4 1.2 1.3 1.5 2.5 – 1.3 2.8 0.8 0.6 1.1 2.0 0.7 0.7 0.8 1.0 0.3 0.3 0.7 1.0 0.9 2.4 0.4 0.3 1.1 1.0 1.0 1.9 0.3 0.4 0.7 0.9 0.9 1.9 0.4 0.4 0.5 0.6 0.7 1.0 0.2 0.2 0.7 0.4 0.8 0.8 0.3 0.3 0.8 0.6 0.7 1.0 0.3 0.8 0.4 0.8 0.4 0.8 0.4 0.7 0.4 0.3 0.3 0.2 0.3 0.6 0.8 1.2 0.8 1.2 0.5 0.7 1.1 0.6 0.8 0.8 1.1 1.5 1.4 0.8 1.9 0.8 1.1 0.9 1.1 0.6 1.2 1.1 0.9 1.3 1.4 1.4 0.7 1.5 0.9 0.6 2.0 0.8 2.1 0.9 0.8 0.6 1.5 1.8 0.9 0.8 0.6 0.8 0.6 0.9 0.5 0.5 0.7 0.8 1.0 0.4 – 0.6 0.3 0.4 1.3 0.7 0.3 1.6 0.3 0.5 0.4 2.3 1.4 Adoption Resource assistance and referral services Total Employerprovided funds On-site and off-site Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.6 0.7 1.5 0.7 2.1 5.8 3.0 1.6 1.6 2.5 3.2 – 1.3 1.9 1.6 1.9 2.9 3.8 2.0 0.8 0.8 2.2 0.3 0.3 0.6 0.3 – 2.0 1.3 1.0 1.2 2.2 1.6 – 0.6 1.2 – 0.8 1.3 1.5 0.8 – – 0.8 0.4 0.3 – – – 0.6 1.9 0.6 0.6 0.9 1.2 – 0.7 0.9 – 1.6 2.1 2.9 1.8 0.4 – 1.8 0.4 0.7 1.2 0.7 1.9 – 2.9 1.4 1.5 2.3 3.2 – 1.2 1.8 1.6 1.5 2.5 3.6 1.5 0.7 0.7 1.4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.4 0.6 0.8 1.1 1.0 2.8 0.3 0.3 0.4 0.5 0.5 0.9 0.4 0.5 0.3 0.6 0.7 1.1 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.5 1.1 0.3 0.6 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1.3 1.1 1.6 1.7 0.9 2.0 1.6 0.9 1.0 1.0 0.6 0.8 0.4 0.6 – 1.0 1.2 0.6 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 25. Pretax benefits:1 Access, private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Section 125 cafetaria benefits Cash or deferred arrangements with no employer contributions Characteristics Health savings account All workers ............................................................. 8 17 31 33 17 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 12 17 10 3 11 12 10 3 29 30 28 8 17 10 21 11 52 55 51 15 34 30 37 18 55 58 54 19 36 29 40 20 23 23 23 14 17 15 18 12 1 5 6 6 6 6 18 15 18 12 9 29 26 29 23 11 31 27 31 22 8 16 16 16 16 Full time ................................................................. Part time ................................................................ 9 4 20 7 35 18 38 17 20 8 Union ..................................................................... Nonunion ............................................................... 3 9 17 17 37 31 38 33 27 16 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1 6 9 9 9 14 4 8 15 20 25 31 9 16 28 34 45 61 11 17 31 36 47 63 – 12 16 18 24 25 7 2 9 18 4 24 28 8 37 32 10 42 13 6 17 Flexible benefits Dependent Healthcare care reimbursement reimbursement account account Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 25. Pretax benefits:1 Access, private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Section 125 cafetaria benefits Cash or deferred arrangements with no employer contributions Characteristics Health savings account Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 8 12 8 14 8 21 8 18 22 25 18 5 7 9 2 6 6 7 6 1 1 3 17 12 20 6 17 51 37 35 42 47 35 10 15 20 8 23 25 27 23 4 4 11 32 32 27 29 41 75 65 58 66 67 62 28 31 40 18 41 42 66 41 6 5 9 34 30 32 26 32 77 70 60 69 71 64 29 31 42 17 46 48 69 45 – – 10 18 17 17 13 30 12 26 19 20 22 16 – 22 26 20 18 32 46 16 – – 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 4 4 5 12 10 14 8 7 11 26 21 33 15 13 22 49 39 61 17 14 24 52 40 66 8 7 11 26 22 32 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 8 5 17 15 33 20 35 26 17 – New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 7 5 8 7 10 8 7 8 8 15 15 17 20 18 13 20 20 14 35 29 34 36 31 – 31 35 32 37 31 35 41 33 25 34 36 31 20 20 14 15 13 – 13 16 20 Flexible benefits Dependent Healthcare care reimbursement reimbursement account account Geographic areas 1 See the Technical Note for definitions. 2 The percentile groupings are based on the average wage for Earnings in the United States, 2007." See Technical Note for more details. each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 25. Standard errors for pretax benefits:1 Access, private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Section 125 cafetaria benefits Cash or deferred arrangements with no employer contributions Characteristics Health savings account All workers ............................................................. 0.3 0.6 0.7 0.6 1.2 Flexible benefits Dependent Healthcare care reimbursement reimbursement account account Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.7 1.5 0.6 0.4 0.5 0.9 0.6 0.4 1.2 1.4 1.5 0.8 0.7 0.7 0.9 0.9 1.4 1.6 1.8 1.1 0.8 1.2 1.1 1.2 1.3 1.6 1.6 1.3 0.9 1.3 1.1 1.1 1.2 1.6 1.4 3.9 0.8 1.1 1.0 1.1 0.4 0.6 0.6 0.9 0.8 0.8 1.5 0.9 1.4 1.0 1.2 1.8 1.0 1.4 1.5 1.1 1.8 1.0 1.7 1.0 1.2 1.7 1.0 1.2 1.5 Full time ................................................................. Part time ................................................................ 0.4 0.3 0.7 0.6 0.9 1.0 0.7 0.9 1.4 0.9 Union ..................................................................... Nonunion ............................................................... 0.5 0.3 1.6 0.6 1.4 0.7 1.5 0.7 1.6 1.2 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.3 0.4 0.6 0.4 0.5 1.0 0.7 1.1 0.7 0.8 1.2 1.3 1.1 1.3 1.0 0.9 1.1 1.7 1.9 1.1 0.9 0.9 1.4 1.8 – 1.9 1.4 1.0 1.1 1.4 0.6 0.6 0.8 1.4 0.9 1.8 1.3 1.2 1.9 1.3 1.2 1.9 0.9 1.0 1.2 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 25. Standard errors for pretax benefits:1 Access, private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Section 125 cafetaria benefits Cash or deferred arrangements with no employer contributions Characteristics Health savings account Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.3 0.7 1.7 0.9 1.4 4.6 1.5 1.0 1.2 1.6 2.0 1.4 0.8 1.3 1.0 1.0 1.2 0.9 1.1 0.5 0.5 1.4 0.7 0.7 1.9 0.7 1.6 5.8 3.9 2.2 2.2 2.4 2.7 2.5 1.7 2.5 2.1 1.8 2.8 2.3 2.1 1.2 1.4 2.5 0.9 1.2 2.3 1.2 3.8 5.3 3.9 2.1 1.5 2.0 2.5 5.6 2.5 3.1 3.6 2.5 3.5 4.0 2.6 1.2 1.2 1.6 0.7 0.9 2.3 1.2 2.2 5.3 4.3 1.6 1.3 1.9 2.6 5.4 2.2 3.2 3.0 2.1 2.4 3.8 2.3 – – 1.6 1.4 1.0 2.5 0.8 3.4 2.0 2.9 1.2 1.2 2.0 1.9 – 1.9 3.1 3.3 2.2 3.0 3.5 2.3 – – 1.2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.4 0.6 0.7 0.7 0.7 1.2 0.5 0.5 1.1 1.2 1.3 1.8 0.7 0.7 1.5 1.7 1.6 3.8 0.7 0.8 1.5 1.1 1.6 1.6 0.6 0.6 1.0 2.1 1.4 4.2 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.3 0.8 0.7 1.5 0.7 2.3 0.7 1.8 0.6 – New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 0.7 0.5 0.9 1.2 0.8 1.9 0.9 0.9 0.7 1.7 1.6 1.3 1.4 1.2 2.1 1.9 4.3 0.8 1.5 1.1 1.6 2.0 1.3 – 1.4 2.3 1.6 1.9 1.4 1.8 2.2 1.3 4.6 2.2 3.6 1.8 1.2 1.5 1.0 1.8 1.2 – 1.8 0.8 1.4 Flexible benefits Dependent Healthcare care reimbursement reimbursement account account Geographic areas 1 See the Technical Note for definitions. 2 The percentile groupings are based on the average wage for Earnings in the United States, 2007." See Technical Note for more details. each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 26. Selected benefits: Access, private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Characteristics Job-related travel accident insurance All workers ............................................................. Education assistance Wellness programs Fitness centers Employee assistance programs Work related Non-work related 23 50 15 25 13 42 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 38 45 34 7 28 30 26 16 73 78 71 32 49 39 56 41 25 27 24 7 14 11 16 10 43 43 43 13 25 20 28 17 25 24 26 9 11 6 14 5 60 61 60 26 45 46 45 27 9 23 19 18 19 28 56 45 53 38 4 18 14 17 11 9 26 23 26 20 3 8 10 12 7 17 40 41 42 41 Full time ................................................................. Part time ................................................................ 26 13 56 28 17 7 28 15 15 8 46 29 Union ..................................................................... Nonunion ............................................................... 20 23 57 49 24 14 37 24 11 13 65 39 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 7 13 19 25 32 48 20 29 48 57 67 77 5 6 12 16 25 28 8 12 21 29 41 48 5 7 9 14 22 27 18 27 40 46 58 66 22 6 28 52 27 64 16 2 22 26 8 35 14 3 19 40 15 51 Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 26. Selected benefits: Access, private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Characteristics Job-related travel accident insurance Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Education assistance Wellness programs Fitness centers Employee assistance programs Work related Non-work related 23 29 26 29 27 58 46 48 56 57 53 17 25 28 14 15 29 52 13 4 3 8 49 42 49 36 47 89 75 75 84 84 85 44 48 63 29 66 70 89 65 – – 32 14 12 13 11 14 22 43 22 26 23 31 6 13 13 10 21 43 74 17 4 4 5 25 23 21 20 29 65 48 43 49 46 52 20 21 25 12 36 35 60 36 8 7 11 13 6 8 3 – 19 15 22 24 19 29 14 11 16 3 23 41 66 20 10 8 10 43 50 39 50 57 82 74 59 66 65 65 31 34 41 19 50 46 71 50 21 21 15 12 11 15 35 28 43 34 31 40 67 57 79 7 6 10 23 16 33 11 9 15 42 30 57 4 4 5 23 14 33 21 16 33 66 54 80 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 24 16 50 45 16 10 27 19 13 12 44 34 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 29 22 21 19 25 – 28 19 23 52 46 53 53 51 52 47 48 46 15 15 17 14 16 10 16 14 13 27 26 29 27 23 20 22 21 28 18 14 15 16 9 16 10 11 13 42 39 42 43 47 40 41 39 43 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 26. Standard errors for selected benefits: Access, private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Characteristics Job-related travel accident insurance All workers ............................................................. Education assistance Wellness programs Fitness centers Employee assistance programs Work related Non-work related 0.6 0.9 0.6 0.6 0.4 0.9 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.3 1.7 1.6 0.8 0.8 1.1 1.0 1.1 1.3 1.3 1.6 3.0 1.0 1.4 1.2 1.5 1.4 1.6 1.5 0.7 0.8 0.9 1.1 0.9 1.5 1.9 1.7 0.9 0.8 0.8 1.1 1.0 1.0 1.1 1.3 0.9 0.6 0.8 0.7 0.7 1.3 1.5 1.7 2.2 1.0 1.4 1.2 1.4 1.2 1.8 1.1 1.4 1.6 1.8 2.0 1.2 1.8 1.9 0.7 1.8 0.8 1.2 0.9 1.2 1.7 1.0 1.2 1.5 0.7 1.3 0.7 0.9 0.8 1.5 2.4 1.2 1.6 1.8 Full time ................................................................. Part time ................................................................ 0.7 0.8 0.8 1.2 0.7 0.8 0.7 0.8 0.5 0.6 0.9 1.5 Union ..................................................................... Nonunion ............................................................... 1.2 0.6 1.7 0.9 1.4 0.6 1.5 0.6 0.8 0.5 2.1 0.9 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.8 0.8 0.9 0.9 1.0 1.9 3.3 1.6 1.2 1.1 1.1 1.9 0.9 0.8 0.8 0.8 1.3 1.5 0.9 0.8 0.9 1.0 1.1 1.8 1.4 0.8 0.5 0.7 0.8 1.3 2.6 1.3 1.1 1.1 1.3 2.0 1.3 0.8 1.9 1.3 1.9 1.5 0.9 0.5 1.3 1.1 1.2 1.5 0.8 0.7 1.2 1.3 1.4 1.7 Worker characteristics Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. Table 26. Standard errors for selected benefits: Access, private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Characteristics Job-related travel accident insurance Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Education assistance Wellness programs Fitness centers Employee assistance programs Work related Non-work related 0.7 1.2 2.5 1.2 3.9 5.5 4.6 1.6 1.7 2.4 3.0 3.8 2.3 3.9 3.2 1.0 2.9 3.7 1.0 1.0 1.1 1.4 1.1 1.1 2.6 1.4 3.9 2.7 3.5 1.2 1.2 1.5 2.0 3.9 2.7 3.8 3.9 2.1 3.5 1.4 2.2 – – 3.4 0.6 0.7 1.5 1.0 2.1 5.5 4.2 1.1 1.4 1.8 2.7 1.9 2.1 2.5 2.8 1.9 3.8 3.6 1.9 1.3 1.5 1.3 0.8 1.0 2.4 1.1 4.2 5.2 3.7 1.7 1.7 2.3 3.2 4.0 2.0 3.2 2.7 2.1 3.3 3.5 2.3 1.9 2.2 2.0 0.5 0.6 1.4 0.5 – 4.5 2.3 1.0 1.0 1.5 1.9 3.1 1.4 2.7 1.1 1.6 3.0 2.5 1.8 2.5 3.0 2.1 1.1 1.4 3.1 1.6 4.0 4.3 3.1 1.9 1.6 2.1 2.7 4.8 2.4 3.9 3.2 2.2 3.4 2.9 2.5 5.0 5.9 2.1 0.6 0.7 1.1 1.2 1.1 2.6 1.2 1.3 2.1 1.1 1.4 1.5 0.6 0.7 1.0 0.9 1.5 1.6 0.5 0.6 1.3 1.2 1.6 2.4 0.4 0.4 0.9 0.8 1.2 1.3 0.9 0.9 1.8 1.2 1.8 1.5 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.7 1.3 0.8 3.9 0.6 0.9 0.7 1.1 0.4 1.7 1.0 2.7 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 2.4 1.3 1.4 0.7 0.8 – 1.7 2.3 1.2 1.9 1.5 1.6 2.8 1.9 8.9 1.1 2.5 2.4 1.9 1.8 1.2 2.4 1.4 2.5 2.0 2.9 1.6 3.0 1.6 1.9 2.5 1.4 2.3 1.8 0.7 1.8 1.6 0.9 0.9 1.9 0.7 3.9 1.5 1.0 1.1 3.0 1.5 2.0 1.6 1.9 6.4 1.9 5.4 2.6 Geographic areas 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 27. Nonproduction bonuses and stock options:1 Access, private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Nonproduction bonus Characteristics All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses bonus bonus Payment in lieu of benefits bonus Referral bonus Other bonus 47 c5 c4 12 11 5 8 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 55 60 53 33 49 41 55 48 c7 c6 c14 19 12 7 13 9 16 15 c6 c8 12 8 7 5 9 4 c8 5 3 6 5 7 6 c4 3 1 4 c3 7 7 c6 c7 14 15 13 c13 c7 c8 4 7 8 11 5 1 6 3 c2 3 16 15 10 11 10 c14 2 c3 12 11 13 c5 1 7 6 7 5 c4 c12 Full time ................................................................. Part time ................................................................ 52 31 c6 5 2 c13 11 c8 c5 8 7 c7 7 Union ..................................................................... Nonunion ............................................................... 39 48 8 5 c5 6 13 4 c6 c4 6 8 c5 c11 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 29 37 48 52 55 59 1 2 4 c6 c9 c11 c2 c10 11 c13 12 7 5 1 2 5 6 c7 c7 5 8 8 7 10 11 c2 3 6 c8 8 7 11 15 14 16 52 44 56 c11 3 1 3 14 18 13 c11 c6 c5 c7 16 10 3 c7 2 c7 4 c8 All workers ............................................................. Stock options c6 8 c11 c9 c10 c12 14 18 11 2 10 11 9 6 Worker characteristics 43 54 49 53 45 c7 c1 1 4 c3 c3 2 c4 2 6 3 c6 4 c1 3 c6 5 c7 c5 c7 c5 c6 c5 c3 c6 3 c5 c7 c8 c11 2 9 8 8 7 9 5 9 8 4 4 7 9 12 18 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. 3 c15 8 1 11 Table 27. Nonproduction bonuses and stock options:1 Access, private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Nonproduction bonus Characteristics All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses bonus bonus c4 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 46 46 58 41 49 58 60 66 71 70 69 50 50 65 36 44 24 23 47 30 29 39 4 5 11 1 c10 4 3 7 9 5 16 – 6 12 – 2 – – 2 1 2 1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 45 46 41 50 47 54 4 4 5 c6 4 c9 c2 2 4 6 4 c8 14 15 11 c9 9 c10 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 47 47 c5 4 – New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 53 44 48 48 51 52 45 45 43 5 3 8 c6 4 – c5 4 7 c4 3 2 2 6 – 15 5 c6 4 11 – c4 c5 3 c3 3 2 c3 c6 c6 3 11 11 18 8 9 16 10 c25 c26 c28 19 22 15 25 6 6 – 1 6 8 8 11 c10 Payment in lieu of benefits bonus Referral bonus c8 4 3 6 2 2 c6 3 c4 c4 c4 c4 5 5 3 5 c8 10 13 c8 – – – 5 5 c5 3 – 16 c11 13 12 16 7 11 11 12 12 3 3 c13 6 6 5 7 9 4 3 3 4 c6 c5 c7 12 12 10 14 11 11 13 16 12 15 c7 14 11 14 8 11 10 12 c12 c15 10 7 16 15 18 12 – 5 8 7 7 10 c12 c7 c10 4 c9 2 2 11 c6 c5 13 14 c16 c6 Other bonus 6 Stock options – – c13 c15 c18 c6 6 c6 c9 – c5 2 3 c5 2 2 3 8 9 6 10 8 23 33 21 25 27 21 – 10 11 6 1 2 4 1 3 2 2 5 3 8 c11 10 c13 5 5 c5 c7 c5 c10 4 3 6 13 12 15 5 3 c8 c6 5 4 9 4 8 10 8 10 c7 9 7 7 5 6 c3 c5 6 c3 c11 Geographic areas 5 1 See Technical Note for definitions. The following nonproduction bonuses were provided to less than 5 percent of all employees and are not published separately: Attendance bonus, safety bonus, suggestion bonus, hiring bonus, longevity bonus, retention bonus, union-related bonus, and management incentive bonus. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile 4 3 5 3 – c4 4 c5 c7 c7 2 4 – 1 4 4 c6 c7 c5 c6 5 6 c5 c7 8 6 9 7 9 5 9 7 11 values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. c Corrected. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 27. Standard errors for nonproduction bonuses and stock options:1 Access, private industry workers, National Compensation Survey, March 2008 (All workers = 100 percent) Nonproduction bonus Characteristics All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses bonus bonus Payment in lieu of benefits bonus Referral bonus Other bonus Stock options 0.8 c0.3 c0.4 0.5 0.5 0.3 0.4 c0.3 0.4 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.2 1.5 1.6 2.3 1.1 1.5 1.3 1.6 c0.6 c0.8 c0.6 c1.0 0.4 0.5 0.6 0.6 0.8 c1.2 0.4 c0.5 0.6 0.5 0.8 0.7 c1.0 c0.7 c0.9 c0.9 1.0 0.3 c0.3 0.3 0.6 0.4 0.8 0.9 1.2 0.9 c0.6 0.7 0.6 0.6 c0.8 c0.8 1.0 1.1 1.1 0.8 0.6 0.7 0.9 1.3 c0.6 c0.8 1.0 1.4 1.1 0.5 0.6 1.0 0.6 0.6 2.6 1.8 1.4 2.2 1.7 0.9 1.1 c0.7 c1.0 0.7 0.6 1.0 0.5 0.5 0.7 2.0 1.6 0.9 1.2 1.0 1.3 0.4 1.1 c0.9 1.2 c0.9 c1.0 1.1 1.3 0.6 0.7 c0.5 c0.9 0.6 Full time ................................................................. Part time ................................................................ 0.8 1.5 c0.4 c0.5 0.6 c0.5 c0.3 c0.4 c0.6 c0.8 0.2 0.4 0.9 c0.4 0.3 Union ..................................................................... Nonunion ............................................................... 1.7 0.8 c0.9 c1.0 0.9 0.5 c0.3 0.7 0.5 c0.6 c0.5 0.7 0.5 c1.0 0.4 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 2.2 1.4 1.2 1.1 1.5 1.5 0.4 0.5 0.4 0.6 0.8 c1.0 c0.9 1.2 0.6 0.8 0.8 0.9 1.0 c1.6 0.2 0.3 0.4 c0.4 c0.6 c0.9 0.8 0.9 0.8 0.4 0.6 1.2 c0.6 0.8 c0.8 c0.3 0.8 c1.4 1.8 2.8 2.3 c0.9 0.4 0.4 0.5 1.1 2.1 1.2 0.8 1.5 0.9 c0.8 0.7 0.7 1.0 c0.9 All workers ............................................................. Worker characteristics c0.4 c1.5 c0.8 0.8 0.7 0.8 0.7 0.8 c0.6 c0.7 c1.1 c0.8 c0.5 c0.4 c0.5 c0.7 c0.6 c0.8 c0.7 c0.9 c0.9 c0.4 c0.4 0.4 c0.6 c0.5 c0.7 c1.0 0.6 1.1 0.7 1.1 0.8 0.5 0.4 1.1 0.4 0.8 0.4 0.5 0.6 0.9 1.3 Establishment characteristics Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... See footnotes at end of table. c0.8 c1.3 c0.7 c1.1 c0.9 c1.1 0.9 0.4 1.3 Table 27. Standard errors for nonproduction bonuses and stock options:1 Access, private industry workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Nonproduction bonus Characteristics All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses bonus bonus 0.4 c0.5 c0.7 0.5 0.6 0.5 1.5 – 3.8 0.6 c0.7 0.8 2.0 – c1.0 c1.9 1.2 c0.8 1.1 0.2 c0.9 c2.9 c2.5 c1.3 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.9 1.1 2.4 1.5 3.5 6.6 4.2 1.8 1.8 2.3 3.2 4.4 2.4 3.1 3.8 2.1 3.0 2.4 2.4 3.7 3.7 2.8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.1 1.2 1.8 0.9 1.3 1.7 0.5 0.5 1.1 0.5 c0.5 c0.9 c0.3 Metropolitan areas ................................................. Nonmetropolitan areas .......................................... 0.8 2.0 c0.3 c0.3 1.1 – New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 3.5 2.4 1.8 2.6 2.2 2.3 1.5 1.9 1.4 c1.9 c1.0 0.7 c0.7 c0.6 0.6 – c1.1 c0.5 1.5 c0.5 c2.6 0.3 c1.6 1.8 c1.0 1.1 1.4 1.0 3.2 – 1.0 c2.0 – 0.5 – – 0.6 0.6 0.7 0.7 c0.3 c0.8 c0.8 c0.5 c1.6 0.5 0.8 1.8 c0.9 2.0 4.3 2.1 1.5 1.5 c2.1 2.6 4.2 c1.5 3.1 1.2 1.2 – 0.6 1.3 1.7 2.1 c2.2 0.7 0.8 1.2 0.7 0.8 1.1 Payment in lieu of benefits bonus Referral bonus Other bonus 0.6 c0.3 0.5 c0.4 c0.7 0.3 0.9 0.4 0.9 c1.8 1.3 0.6 c0.5 c0.7 1.2 2.0 0.9 1.1 1.3 c0.9 1.7 2.3 c1.0 – – – c0.6 c0.5 0.4 0.4 c0.8 c0.4 c0.4 c0.8 2.0 1.0 2.3 – 1.1 0.9 0.8 1.2 1.4 3.0 1.1 c1.7 1.3 c1.3 0.8 0.7 c1.6 c1.5 c1.0 2.2 c0.7 c0.9 c0.8 0.5 0.6 0.8 0.8 c0.9 c0.8 c0.5 1.4 – c2.2 1.1 1.3 1.5 2.6 2.4 1.7 1.8 3.1 1.3 0.4 0.5 c1.5 1.2 1.3 1.2 c1.8 0.6 0.6 1.3 0.7 0.9 1.1 c0.4 – – c1.4 c1.6 c2.2 c0.9 c1.5 c1.1 2.0 – c1.0 0.6 1.0 c1.1 0.7 0.8 1.1 c0.5 c0.7 c0.5 c0.6 c0.8 Stock options 0.4 0.7 1.2 1.0 1.7 5.4 3.8 1.2 1.3 2.1 2.7 – 1.5 2.1 2.1 0.4 0.5 1.0 0.4 0.8 0.9 1.0 0.4 0.4 0.8 0.7 0.8 1.5 Geographic areas 1 See Technical Note for definitions. The following nonproduction bonuses were provided to less than 5 percent of all employees and are not published separately: Attendance bonus, safety bonus, suggestion bonus, hiring bonus, longevity bonus, retention bonus, union-related bonus, and management incentive bonus. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile c0.7 1.0 c0.7 – c0.8 c0.9 c0.8 0.5 1.6 1.8 0.9 1.0 c2.7 c1.5 c2.0 c1.0 1.7 0.8 0.5 0.3 0.5 c0.4 c1.8 c0.7 c0.8 0.7 c2.6 c1.6 1.8 c0.7 0.6 c1.0 c1.0 1.4 c3.6 c1.0 c2.7 0.8 c0.6 c0.6 c1.0 c0.5 1.2 c0.9 0.7 c0.8 – 0.4 0.9 c0.6 c1.4 c0.8 c1.5 c1.0 c1.8 c0.6 0.6 c0.9 c1.1 c1.1 1.4 c0.7 0.4 1.1 1.3 1.1 0.8 1.3 1.0 1.6 0.8 0.8 1.1 values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. c Corrected. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 2. Retirement benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) All retirement benefits2 Characteristics All workers ............................................................. Defined benefit Defined contribution Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 89 86 96 83 79 96 29 18 62 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 91 91 91 88 88 88 96 96 97 86 86 88 82 82 85 96 96 96 29 28 24 17 16 13 59 58 56 96 94 83 91 90 91 93 87 95 88 79 87 87 88 91 85 98 93 96 96 97 97 98 98 96 75 76 84 81 82 85 80 95 73 73 81 78 79 83 78 98 96 96 96 96 96 98 98 16 48 26 33 33 33 28 20 7 29 17 21 21 21 19 16 43 60 64 66 64 63 66 77 Full time ................................................................. Part time ................................................................ 99 40 95 37 97 94 91 37 88 35 96 95 32 9 20 5 62 54 Union ..................................................................... Nonunion ............................................................... 97 83 94 80 97 96 95 73 91 70 96 96 26 31 15 20 57 65 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 58 84 93 95 97 98 55 81 90 91 94 95 94 96 96 96 97 97 48 76 86 88 94 92 46 73 83 84 91 88 96 96 96 96 97 96 17 27 31 32 29 32 11 16 19 20 17 21 66 61 61 62 59 65 See footnotes at end of table. Table 2. Retirement benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) All retirement benefits2 Characteristics Defined benefit Defined contribution Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 89 91 91 92 85 92 93 89 86 88 88 90 80 85 84 86 96 97 97 98 94 93 91 96 83 85 87 91 74 69 65 83 79 82 84 89 67 64 61 79 96 96 96 98 90 93 94 96 29 27 23 16 45 57 60 32 18 16 13 8 29 37 40 21 62 59 56 50 63 66 67 64 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 77 71 85 91 87 93 75 69 83 88 84 89 97 97 98 96 96 96 64 57 75 85 81 87 63 55 74 82 77 84 98 96 99 96 96 96 24 23 26 30 25 31 20 18 21 18 16 18 82 81 83 59 61 59 State government .................................................. Local government .................................................. 93 88 88 85 95 97 85 82 79 80 93 97 44 24 26 15 59 63 85 90 85 89 90 90 91 89 92 82 87 82 83 86 86 89 87 89 96 96 97 93 95 96 99 97 97 85 87 79 70 87 80 78 83 87 82 82 77 65 81 78 77 82 85 97 94 97 92 94 98 99 99 98 7 19 36 – 47 20 25 19 26 6 14 14 – 21 13 19 15 23 85 74 39 – 46 64 78 80 89 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the individual items because many employees participated in both types of plans. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) All retirement benefits2 Characteristics All workers ............................................................. Defined benefit Defined contribution Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 0.6 0.7 0.4 0.9 0.9 0.5 1.5 1.2 2.8 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 0.6 0.6 0.7 0.6 0.6 0.7 0.5 0.5 0.4 1.2 1.3 1.1 1.1 1.2 1.1 0.6 0.6 0.5 1.7 1.6 1.7 1.3 1.3 1.3 3.3 3.3 4.0 0.4 1.7 1.2 1.0 1.4 1.3 1.9 4.2 0.5 2.2 1.4 1.3 1.5 1.4 2.1 4.1 0.3 1.3 0.6 0.9 0.5 0.5 0.5 0.7 0.4 4.3 1.5 2.0 1.6 1.7 2.7 4.4 0.5 4.1 1.6 2.1 1.5 1.6 2.8 4.3 0.3 0.9 0.6 1.0 0.7 0.7 0.4 0.7 1.7 4.8 1.6 2.6 2.2 2.2 3.3 3.3 1.0 4.1 1.2 2.0 1.8 1.8 2.4 2.9 4.9 6.9 2.8 3.6 3.4 3.6 5.7 4.8 Full time ................................................................. Part time ................................................................ 0.3 1.8 0.5 1.6 0.4 1.3 1.0 1.8 1.0 1.6 0.5 1.4 1.7 1.1 1.3 0.6 2.8 5.5 Union ..................................................................... Nonunion ............................................................... 0.3 1.0 0.5 1.1 0.4 0.7 0.9 1.3 0.8 1.3 0.4 0.9 1.8 1.9 1.5 1.4 4.0 3.1 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 2.4 1.5 0.6 1.0 0.5 0.4 2.5 1.6 1.0 1.1 0.6 0.5 1.0 0.7 0.7 0.6 0.4 0.4 3.0 1.7 1.7 1.5 0.7 1.9 3.1 1.7 1.6 1.4 0.8 1.9 0.8 0.7 0.8 0.8 0.5 0.5 2.0 2.3 2.3 2.1 1.7 2.3 1.6 1.4 2.0 1.4 1.3 1.9 4.1 3.3 3.8 3.4 3.2 4.3 See footnotes at end of table. Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) All retirement benefits2 Characteristics Defined benefit Defined contribution Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.6 0.5 0.5 0.4 1.9 1.3 1.7 1.2 0.7 0.7 0.7 0.5 2.5 1.7 2.5 1.3 0.4 0.5 0.5 0.3 1.7 1.7 2.5 0.6 0.9 1.4 1.0 0.5 3.5 4.3 5.4 1.5 0.9 1.4 1.2 0.5 3.7 3.8 4.8 1.6 0.5 0.7 0.7 0.3 3.2 1.7 2.9 0.7 1.5 1.9 1.8 1.5 4.6 3.5 4.4 2.2 1.2 1.6 1.4 0.9 4.0 3.6 4.2 1.7 2.8 3.6 3.8 4.5 5.0 5.2 5.0 3.7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2.3 3.5 2.4 0.5 1.1 0.5 2.6 3.7 2.5 0.6 1.1 0.7 0.7 1.1 0.6 0.5 0.5 0.5 3.1 4.2 3.9 1.0 1.5 1.3 3.3 4.4 3.8 1.0 1.5 1.3 0.8 1.4 0.3 0.6 0.5 0.7 2.8 3.4 3.8 1.6 2.5 1.8 2.4 2.9 3.3 1.2 1.9 1.4 3.1 4.0 4.8 3.0 4.5 3.2 State government .................................................. Local government .................................................. 1.0 0.6 1.6 0.7 1.2 0.3 3.0 0.9 2.8 0.9 1.6 0.3 3.2 1.3 3.0 0.9 5.1 2.6 1.9 0.7 1.8 1.9 1.2 3.4 1.5 1.9 1.1 2.7 1.2 1.7 3.8 1.2 4.2 1.6 1.7 1.3 1.7 1.6 0.3 2.4 0.9 2.2 0.3 1.2 0.9 1.9 0.9 2.2 7.0 1.2 4.9 1.3 3.0 1.9 2.7 1.7 2.1 6.4 1.0 4.4 1.4 3.1 2.0 1.5 2.7 0.4 1.8 1.0 2.1 0.2 0.4 0.8 1.4 3.3 3.7 – 4.0 3.6 2.7 4.1 3.7 1.2 2.1 3.6 – 1.6 2.3 1.9 3.8 3.6 8.5 3.1 7.9 – 4.4 13.4 2.2 6.6 2.5 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 3. Defined benefit retirement plans: Employee contribution requirement and method of contribution, State and local government workers, National Compensation Survey, March 2008 (All workers participating in defined benefit plans = 100 percent) Fixed percent of earnings1 Characteristics All workers ............................................................. Employee contribution required 100 Total Employee contibution not required Total Mean fixed percent of earnings Median fixed percent of earnings 77 71 6.3 6.4 23 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 100 100 100 78 79 80 72 73 74 6.4 6.5 6.7 6.4 6.4 6.4 22 21 20 100 100 100 100 100 100 100 100 80 75 77 74 76 76 73 79 75 71 71 69 71 70 70 72 6.8 6.3 6.6 7.1 5.9 6.0 5.8 6.1 6.4 6.4 6.5 7.1 6.0 6.0 6.0 6.0 20 25 23 26 24 24 27 21 Full time ................................................................. Part time ................................................................ 100 100 77 86 71 76 6.3 6.7 6.4 7.0 23 14 Union ..................................................................... Nonunion ............................................................... 100 100 76 78 67 75 6.3 6.4 6.5 6.4 24 22 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 100 100 81 77 76 73 78 85 78 73 70 68 72 74 6.3 6.2 6.1 6.3 6.4 6.9 6.4 6.3 6.0 6.3 6.4 7.5 19 23 24 27 22 15 See footnotes at end of table. Table 3. Defined benefit retirement plans: Employee contribution requirement and method of contribution, State and local government workers, National Compensation Survey, March 2008—Continued (All workers participating in defined benefit plans = 100 percent) Fixed percent of earnings1 Characteristics Total Employee contribution required Total Mean fixed percent of earnings Median fixed percent of earnings Employee contibution not required Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 77 80 81 80 83 70 61 73 71 73 74 75 71 64 57 67 6.3 6.5 6.5 6.6 6.3 6.1 5.9 6.1 6.4 6.4 6.4 6.4 6.4 6.0 6.0 6.0 23 20 19 20 17 30 39 27 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 79 85 74 77 79 77 73 80 66 71 73 70 5.9 5.9 6.0 6.4 6.4 6.4 6.0 6.0 6.0 6.4 6.4 6.4 21 15 26 23 21 23 State government .................................................. Local government .................................................. 100 100 77 78 66 73 5.8 6.5 6.0 6.4 23 22 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ Pacific .................................................................... 100 100 100 100 100 100 93 64 94 55 90 75 92 58 94 54 90 58 5.3 7.8 5.7 5.3 6.3 6.7 5.5 9.4 4.0 6.0 7.3 7.0 7 36 6 45 10 25 1 The employee contributes a fixed percentage of his or her earnings to the retirement plan. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 3. Standard errors for defined benefit retirement plans: Employee contribution requirement and method of contribution, State and local government workers, National Compensation Survey, March 2008 (All workers participating in defined benefit plans = 100 percent) Fixed percent of earnings1 Characteristics All workers ............................................................. Employee contibution not required Employee contribution required Total Mean fixed percent of earnings Median fixed percent of earnings 2.0 2.0 0.1 (2) 2.0 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 2.1 2.0 2.1 2.1 2.0 2.1 0.1 0.1 0.1 0.0 0.0 0.1 2.1 2.0 2.1 2.2 4.6 2.1 2.9 2.6 2.6 3.1 3.0 2.2 4.7 2.2 3.0 2.7 2.7 3.2 3.3 0.1 0.4 0.1 0.1 0.1 0.1 0.2 0.2 0.1 0.4 0.4 0.3 0.2 0.3 0.4 0.4 2.2 4.6 2.1 2.9 2.6 2.6 3.1 3.0 Full time ................................................................. Part time ................................................................ 2.0 2.1 2.1 2.6 0.1 0.2 0.1 0.1 2.0 2.1 Union ..................................................................... Nonunion ............................................................... 2.3 2.4 2.3 2.4 0.1 0.1 0.4 (2) 2.3 2.4 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 3.0 2.5 2.5 2.8 2.0 1.8 3.3 2.6 2.5 2.8 2.0 2.0 0.2 0.2 0.1 0.1 0.1 0.1 0.5 0.3 0.2 0.3 0.0 0.2 3.0 2.5 2.5 2.8 2.0 1.8 See footnotes at end of table. Table 3. Standard errors for defined benefit retirement plans: Employee contribution requirement and method of contribution, State and local government workers, National Compensation Survey, March 2008—Continued (All workers participating in defined benefit plans = 100 percent) Fixed percent of earnings1 Employee contibution not required Employee contribution required Total Mean fixed percent of earnings Median fixed percent of earnings Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 2.0 1.9 1.9 2.0 3.3 4.5 5.2 2.9 2.0 1.9 2.0 2.1 3.5 4.4 5.2 2.9 0.1 0.1 0.1 0.1 0.2 0.4 0.3 0.1 0.0 (2) (2) (2) 0.3 0.5 0.3 0.0 2.0 1.9 1.9 2.0 3.3 4.5 5.2 2.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3.2 2.9 4.8 2.0 2.9 2.2 3.2 3.1 5.0 2.0 3.1 2.2 0.3 0.3 0.5 0.1 0.1 0.1 0.1 0.3 0.4 0.0 0.1 0.0 3.2 2.9 4.8 2.0 2.9 2.2 State government .................................................. Local government .................................................. 3.6 1.8 3.4 1.8 0.2 0.1 0.0 (2) 3.6 1.8 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ Pacific .................................................................... 1.3 5.7 2.8 6.0 2.4 5.6 1.3 5.6 2.8 6.1 2.4 5.2 0.2 0.3 0.4 0.2 0.4 0.2 0.0 0.1 0.6 0.0 1.8 0.0 1.3 5.7 2.8 6.0 2.4 5.6 Characteristics Establishment characteristics 1 The employee contributes a fixed percentage of his or her earnings to the retirement plan. 2 Less than 0.05. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 4. Defined contribution retirement plans: Selected attributes, State and local government workers, National Compensation Survey, March 2008 (All workers participating in defined contribution plans = 100 percent) Employee contribution Employee contribution option Characteristics All workers ............................................................. Required Not required Pretax Not pretax 57 43 75 25 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 55 54 49 45 46 51 72 70 68 28 30 32 44 61 60 64 59 58 65 54 56 39 40 36 41 42 35 46 72 74 76 78 83 83 78 – 28 26 24 22 17 17 22 – Full time ................................................................. Part time ................................................................ 57 60 43 40 75 74 25 26 Union ..................................................................... Nonunion ............................................................... 44 64 56 36 67 80 33 20 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 59 62 61 56 53 51 41 38 39 44 47 49 77 82 83 73 75 60 23 18 17 27 25 40 See footnotes at end of table. Table 4. Defined contribution retirement plans: Selected attributes, State and local government workers, National Compensation Survey, March 2008—Continued (All workers participating in defined contribution plans = 100 percent) Employee contribution Employee contribution option Characteristics Required Not required Pretax Not pretax Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 57 54 51 37 64 59 59 59 43 46 49 63 36 41 41 41 75 69 66 58 74 76 71 80 25 31 34 42 26 24 29 20 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 65 73 55 56 61 54 35 27 45 44 39 46 – – – 73 88 68 – – – 27 12 32 State government .................................................. Local government .................................................. 58 56 42 44 76 75 24 25 – 51 45 53 74 83 46 37 – 49 55 47 26 17 54 63 100 58 79 69 – – – 69 – 42 21 31 – – – 31 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 4. Standard errors for defined contribution retirement plans: Selected attributes, State and local government workers, National Compensation Survey, March 2008 (All workers participating in defined contribution plans = 100 percent) Employee contribution Employee contribution option Characteristics All workers ............................................................. Required Not required Pretax Not pretax 3.4 3.4 2.4 2.4 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 3.8 4.0 4.9 3.8 4.0 4.9 2.8 3.0 3.5 2.8 3.0 3.5 7.0 6.5 3.9 6.2 5.1 5.4 5.4 8.1 7.0 6.5 3.9 6.2 5.1 5.4 5.4 8.1 6.1 6.0 3.1 5.2 2.9 3.0 5.5 – 6.1 6.0 3.1 5.2 2.9 3.0 5.5 – Full time ................................................................. Part time ................................................................ 3.4 5.0 3.4 5.0 2.4 4.7 2.4 4.7 Union ..................................................................... Nonunion ............................................................... 5.3 3.0 5.3 3.0 4.1 2.3 4.1 2.3 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 4.6 3.8 5.1 4.5 4.5 4.5 4.6 3.8 5.1 4.5 4.5 4.5 4.6 3.2 2.7 3.7 3.7 4.2 4.6 3.2 2.7 3.7 3.7 4.2 See footnotes at end of table. Table 4. Standard errors for defined contribution retirement plans: Selected attributes, State and local government workers, National Compensation Survey, March 2008—Continued (All workers participating in defined contribution plans = 100 percent) Employee contribution Employee contribution option Characteristics Required Not required Pretax Not pretax Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 3.4 4.7 5.4 5.0 6.9 5.7 7.0 4.6 3.4 4.7 5.4 5.0 6.9 5.7 7.0 4.6 2.4 3.5 3.8 4.9 4.6 4.7 5.9 3.6 2.4 3.5 3.8 4.9 4.6 4.7 5.9 3.6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 5.7 6.9 8.0 3.6 5.8 3.8 5.7 6.9 8.0 3.6 5.8 3.8 – – – 2.6 2.8 3.1 – – – 2.6 2.8 3.1 State government .................................................. Local government .................................................. 6.6 2.8 6.6 2.8 3.9 2.5 3.9 2.5 – 6.4 7.4 5.1 3.9 4.4 11.5 7.1 – 6.4 7.4 5.1 3.9 4.4 11.5 7.1 0.0 7.8 3.3 5.9 – – – 6.2 – 7.8 3.3 5.9 – – – 6.2 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 5. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Medical care Characteristics Dental care Access Participation Take-up rate Access Participation Take-up rate 87 73 83 55 47 85 Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 90 89 88 74 73 73 83 82 83 55 54 53 47 46 46 86 85 87 95 93 80 89 88 89 94 82 78 72 67 76 75 75 80 70 83 77 83 86 84 84 86 85 58 64 50 59 58 58 64 57 50 52 42 51 50 50 55 47 87 81 84 86 86 86 87 83 Full time ................................................................. Part time ................................................................ 98 28 83 18 84 65 62 17 53 13 86 77 Union ..................................................................... Nonunion ............................................................... 95 81 79 67 83 83 71 42 61 36 86 85 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 52 81 91 94 97 97 39 67 77 80 80 81 76 82 85 85 83 84 21 44 59 59 65 72 16 37 50 51 55 62 78 84 86 86 85 86 All workers ............................................................. Worker characteristics See footnotes at end of table. Table 5. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Medical care Characteristics Dental care Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 87 88 88 89 86 91 94 88 73 72 72 72 72 71 70 76 83 81 82 81 84 78 75 86 55 52 51 51 50 63 63 59 47 44 43 43 43 51 50 51 85 85 86 85 88 80 79 86 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 74 68 83 89 84 91 63 58 70 74 72 75 85 86 84 83 85 82 41 36 49 57 58 57 35 31 40 49 52 48 85 88 83 85 89 84 State government .................................................. Local government .................................................. 94 85 80 70 86 82 60 53 52 45 87 85 85 85 80 83 90 93 90 87 90 68 77 63 66 75 75 76 72 77 80 90 78 80 83 81 84 83 86 54 60 65 52 45 25 25 76 83 45 54 54 43 38 17 21 68 73 84 89 83 83 83 70 86 89 88 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 5. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Vision care Characteristics Outpatient prescription drug coverage Access Participation Take-up rate Access Participation Take-up rate 38 31 81 86 72 83 Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 38 37 34 31 30 28 81 81 82 88 88 87 73 72 72 82 82 82 37 43 35 43 41 41 42 36 30 34 28 36 34 34 35 30 82 79 81 83 81 82 82 82 93 91 79 86 88 88 93 82 77 71 66 74 74 74 79 69 82 78 83 86 84 84 85 85 Full time ................................................................. Part time ................................................................ 43 13 35 10 81 80 97 27 82 18 84 65 Union ..................................................................... Nonunion ............................................................... 50 28 43 21 86 74 94 80 78 66 83 83 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 13 30 42 41 45 50 9 23 33 34 37 44 70 77 78 83 82 88 51 80 90 93 96 95 39 65 76 78 79 79 76 81 85 84 83 84 All workers ............................................................. Worker characteristics See footnotes at end of table. Table 5. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Vision care Characteristics Outpatient prescription drug coverage Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 38 35 34 34 33 44 40 44 31 28 27 27 28 35 31 35 81 81 81 80 86 80 77 80 86 87 87 87 86 90 92 86 71 71 71 71 72 70 69 74 83 81 82 81 84 78 75 86 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 30 24 37 39 39 39 24 20 30 32 33 31 80 80 81 81 85 80 73 67 81 88 83 90 62 57 68 73 71 74 85 85 84 83 85 82 State government .................................................. Local government .................................................. 50 34 39 28 77 83 93 84 80 69 86 82 23 42 47 11 40 15 17 36 70 20 40 37 8 26 9 13 30 62 89 94 80 72 65 62 78 82 89 83 83 78 82 90 93 88 87 90 66 75 61 65 75 74 73 71 77 79 91 78 80 83 80 83 82 86 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 5. Standard errors for health care benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Medical care Characteristics All workers ............................................................. Dental care Access Participation Take-up rate Access Participation Take-up rate 0.5 0.9 0.9 1.4 1.3 0.5 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 0.6 0.6 0.7 1.0 1.0 1.2 0.9 1.0 0.9 1.5 1.5 1.7 1.4 1.3 1.6 0.6 0.7 0.9 0.6 1.8 1.2 1.1 1.3 1.3 1.8 4.1 1.1 4.0 1.4 1.4 1.7 1.7 2.5 3.7 1.1 3.7 0.9 1.1 1.2 1.1 2.0 1.5 2.0 4.3 1.8 2.6 2.5 2.5 3.6 3.8 1.8 3.9 1.6 2.4 2.4 2.4 3.3 3.3 1.1 3.8 0.9 1.1 1.0 0.9 1.8 2.3 Full time ................................................................. Part time ................................................................ 0.2 2.0 0.8 1.1 0.8 2.7 1.6 1.4 1.4 1.3 0.6 2.3 Union ..................................................................... Nonunion ............................................................... 0.4 0.9 0.9 1.4 0.8 1.4 1.6 1.9 1.5 1.7 0.7 0.9 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 2.6 1.6 0.9 0.7 0.5 0.3 2.7 1.6 1.3 1.1 0.9 1.2 3.0 1.3 1.0 1.0 0.8 1.2 1.8 2.2 2.3 2.1 1.7 1.6 1.6 2.0 2.2 1.9 1.6 1.6 2.2 1.5 0.8 0.7 1.0 0.9 See footnotes at end of table. Table 5. Standard errors for health care benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Medical care Characteristics Dental care Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.5 0.5 0.6 0.6 1.4 1.6 1.2 1.1 0.9 1.0 1.1 1.0 3.1 2.5 3.0 1.3 0.9 1.1 1.1 1.0 3.0 2.6 3.3 0.8 1.4 1.6 1.7 1.7 4.5 3.3 4.0 2.3 1.3 1.4 1.5 1.6 3.9 3.1 3.6 2.1 0.5 0.7 0.8 1.0 1.4 2.7 3.9 0.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2.5 3.6 2.0 0.5 1.1 0.5 2.5 3.6 2.6 0.9 1.3 1.0 1.6 2.4 2.4 0.9 0.9 1.1 3.4 4.4 3.7 1.5 2.4 1.7 3.2 4.1 3.8 1.3 2.3 1.5 2.0 3.0 2.8 0.5 0.8 0.7 State government .................................................. Local government .................................................. 0.7 0.7 1.8 0.8 1.9 0.8 3.2 1.3 2.9 1.2 1.0 0.6 2.3 1.7 1.9 2.4 1.5 2.2 1.5 1.7 0.9 3.0 1.8 1.8 3.6 1.6 6.3 1.9 3.1 2.3 2.6 0.5 1.4 3.8 1.5 6.4 1.6 3.0 1.8 4.9 2.3 2.7 7.2 4.3 4.4 3.7 4.2 0.9 4.0 2.4 2.5 5.5 3.9 2.6 3.6 3.1 1.6 2.0 0.7 1.1 2.3 1.2 6.1 2.3 1.5 1.3 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 5. Standard errors for health care benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Vision care Characteristics All workers ............................................................. Outpatient prescription drug coverage Access Participation Take-up rate Access Participation Take-up rate 1.3 1.1 1.3 0.6 0.9 0.9 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 1.5 1.5 1.6 1.2 1.2 1.4 1.5 1.5 1.7 0.7 0.7 0.8 1.0 1.0 1.2 1.0 1.0 1.0 1.8 5.0 1.6 2.6 2.3 2.2 3.1 3.5 1.6 4.3 1.4 2.4 1.9 1.9 2.3 3.1 1.8 3.5 1.5 2.5 2.2 2.3 2.8 3.2 0.7 2.1 1.3 1.3 1.4 1.3 1.7 4.2 1.2 4.0 1.4 1.6 1.7 1.7 2.4 3.7 1.1 3.7 0.9 1.0 1.2 1.2 2.1 1.5 Full time ................................................................. Part time ................................................................ 1.5 1.3 1.2 1.1 1.3 2.6 0.3 2.0 0.8 1.1 0.8 2.7 Union ..................................................................... Nonunion ............................................................... 1.6 1.9 1.5 1.4 0.9 2.6 0.5 0.9 0.9 1.4 0.8 1.4 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.2 2.1 1.9 2.1 1.8 2.0 0.9 1.6 1.6 1.7 1.6 1.9 4.1 2.8 1.8 1.5 1.7 1.0 2.6 1.6 1.0 0.8 0.6 0.6 2.7 1.7 1.4 1.2 0.9 1.3 3.0 1.4 1.0 1.0 0.8 1.3 See footnotes at end of table. Table 5. Standard errors for health care benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Vision care Characteristics Outpatient prescription drug coverage Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1.3 1.5 1.6 1.6 4.1 3.8 4.4 1.9 1.1 1.3 1.4 1.4 3.8 3.7 4.3 1.5 1.3 1.6 1.8 1.9 2.9 3.8 5.8 2.0 0.6 0.6 0.6 0.6 1.4 2.0 2.2 1.2 0.9 1.0 1.1 1.0 3.1 2.6 3.3 1.4 0.9 1.1 1.1 1.0 3.1 2.7 3.5 0.8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3.0 3.4 4.3 1.4 2.4 1.6 2.6 2.9 4.1 1.1 2.2 1.3 2.4 3.3 3.6 1.4 1.5 1.7 2.4 3.6 2.0 0.5 1.2 0.5 2.5 3.7 3.1 0.9 1.3 1.0 1.6 2.5 2.4 0.9 0.9 1.1 State government .................................................. Local government .................................................. 2.8 1.3 2.3 1.1 2.5 1.2 0.7 0.7 1.8 0.9 1.9 0.8 5.5 4.2 3.6 2.9 3.8 2.8 2.5 9.5 2.3 4.6 4.1 2.9 2.5 2.2 1.9 2.2 7.8 2.3 3.2 0.9 1.8 10.3 4.2 8.0 3.5 3.3 0.8 3.1 1.8 1.9 2.2 1.5 2.2 1.9 1.6 0.9 3.5 1.9 1.8 3.9 1.7 6.3 2.0 3.0 2.2 2.5 0.6 1.4 3.8 1.6 6.5 1.6 3.0 1.8 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 6. Medical plans: Share of premiums paid by employer and employee, State and local government workers, National Compensation Survey, March 2008 (In percent) Single coverage Characteristics All workers ............................................................. Family coverage Employer share Employee share Employer share Employee share 90 10 73 27 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 90 90 91 10 10 9 72 72 70 28 28 30 90 86 90 91 90 90 90 91 10 14 10 9 10 10 10 9 68 75 75 79 75 75 75 75 32 25 25 21 25 25 25 25 Full time ................................................................. Part time ................................................................ 90 88 10 12 73 76 27 24 Union ..................................................................... Nonunion ............................................................... 91 89 9 11 81 66 19 34 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 90 89 90 91 90 91 10 11 10 9 10 9 61 69 75 74 73 81 39 31 25 26 27 19 See footnotes at end of table. Table 6. Medical plans: Share of premiums paid by employer and employee, State and local government workers, National Compensation Survey, March 2008—Continued (In percent) Single coverage Characteristics Family coverage Employer share Employee share Employer share Employee share Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 90 90 90 90 90 87 87 90 10 10 10 10 10 13 13 10 73 70 69 68 73 75 74 79 27 30 31 32 27 25 26 21 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 92 92 91 90 91 90 8 8 9 10 9 10 72 70 74 74 74 73 28 30 26 26 26 27 State government .................................................. Local government .................................................. 89 91 11 9 75 73 25 27 88 94 91 91 88 92 88 92 89 12 6 9 9 12 8 12 8 11 83 92 85 71 65 58 54 69 79 17 8 15 29 35 42 46 31 21 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Table 6. Standard errors for medical plans: Share of premiums paid by employer and employee, State and local government workers, National Compensation Survey, March 2008 (In percent) Single coverage Characteristics All workers ............................................................. Family coverage Employer share Employee share Employer share Employee share 0.4 0.4 0.8 0.8 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 0.4 0.4 0.5 0.4 0.4 0.5 0.9 1.0 1.2 0.9 1.0 1.2 0.5 1.2 0.5 0.6 0.6 0.6 0.6 0.7 0.5 1.2 0.5 0.6 0.6 0.6 0.6 0.7 1.3 2.1 1.1 1.1 1.1 1.1 1.6 1.6 1.3 2.1 1.1 1.1 1.1 1.1 1.6 1.6 Full time ................................................................. Part time ................................................................ 0.4 1.0 0.4 1.0 0.9 2.0 0.9 2.0 Union ..................................................................... Nonunion ............................................................... 0.4 0.5 0.4 0.5 0.8 1.3 0.8 1.3 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.0 0.7 0.5 0.4 0.5 0.4 1.0 0.7 0.5 0.4 0.5 0.4 2.5 1.1 1.1 1.2 0.9 0.9 2.5 1.1 1.1 1.2 0.9 0.9 See footnotes at end of table. Table 6. Standard errors for medical plans: Share of premiums paid by employer and employee, State and local government workers, National Compensation Survey, March 2008—Continued (In percent) Single coverage Characteristics Family coverage Employer share Employee share Employer share Employee share Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.4 0.4 0.5 0.5 1.1 1.0 1.3 0.4 0.4 0.4 0.5 0.5 1.1 1.0 1.3 0.4 0.8 1.1 1.2 1.1 3.4 1.4 1.8 0.7 0.8 1.1 1.2 1.1 3.4 1.4 1.8 0.7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.7 0.9 1.1 0.4 0.5 0.4 0.7 0.9 1.1 0.4 0.5 0.4 1.5 2.0 1.9 0.9 1.7 1.0 1.5 2.0 1.9 0.9 1.7 1.0 State government .................................................. Local government .................................................. 0.7 0.3 0.7 0.3 1.7 0.8 1.7 0.8 2.3 0.7 0.6 1.6 1.0 1.0 1.0 1.4 0.6 2.3 0.7 0.6 1.6 1.0 1.0 1.0 1.4 0.6 0.6 0.9 1.3 2.6 1.9 5.3 1.5 1.3 0.7 0.6 0.9 1.3 2.6 1.9 5.3 1.5 1.3 0.7 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 7. Medical plans, single coverage: Employer and employee premiums by employee contribution requirement, State and local government workers, National Compensation Survey, March 2008 (All workers with single coverage medical plans = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $399.86 39 $423.06 61 $385.04 $73.34 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 100 100 100 406.76 406.37 417.91 39 39 43 432.08 433.58 442.42 61 61 57 390.59 388.69 399.17 76.01 77.60 78.85 100 100 100 100 100 100 100 100 428.39 373.08 387.38 391.95 392.89 393.63 392.81 400.83 43 25 38 36 39 38 38 45 461.24 409.54 401.00 413.82 420.02 424.89 414.74 425.79 57 75 62 64 61 62 62 55 403.85 360.66 378.92 379.88 375.75 374.37 379.55 380.08 81.20 78.77 68.27 63.32 70.41 70.71 73.91 71.12 Full time ................................................................. Part time ................................................................ 100 100 399.41 411.05 39 37 421.84 455.17 61 63 385.04 385.00 72.34 97.48 Union ..................................................................... Nonunion ............................................................... 100 100 432.80 368.81 43 35 462.03 378.64 57 65 410.94 363.42 77.04 70.26 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 100 100 364.13 375.13 392.14 399.04 417.24 431.66 40 41 38 39 37 42 357.61 400.80 414.10 423.11 449.15 456.07 60 59 62 61 63 58 368.52 357.22 378.73 383.87 398.46 414.31 75.86 77.50 70.04 69.07 78.34 74.59 See footnotes at end of table. Table 7. Medical plans, single coverage: Employer and employee premiums by employee contribution requirement, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with single coverage medical plans = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 $400.42 398.75 402.39 412.84 363.99 373.81 360.44 395.55 39 40 41 43 36 32 34 35 $423.34 422.45 423.34 435.29 374.76 414.55 404.61 416.72 61 60 59 57 64 68 66 65 $385.68 382.83 387.61 395.77 357.99 354.68 337.75 384.13 $73.47 77.93 77.91 82.41 64.68 78.03 80.67 66.75 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 411.94 400.07 425.82 398.31 423.71 389.94 46 47 45 38 42 37 416.99 399.27 438.57 424.01 456.46 411.75 54 53 55 62 58 63 407.65 400.77 415.42 382.49 399.85 377.26 70.60 64.73 77.24 73.65 75.81 73.00 State government .................................................. Local government .................................................. 100 100 383.73 406.02 29 43 420.88 423.61 71 57 368.93 392.75 66.51 76.61 100 100 100 100 100 100 100 100 100 451.02 392.08 451.26 376.98 359.97 388.43 337.46 405.75 458.24 27 55 29 51 33 46 40 36 35 492.36 387.81 542.05 404.87 383.74 363.10 352.23 437.09 527.20 73 45 71 49 67 54 60 64 65 435.37 397.35 413.90 348.33 348.42 409.78 327.47 387.78 421.78 89.28 62.73 61.33 85.04 73.65 61.63 87.83 65.15 77.93 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Table 7. Standard errors for medical plans, single coverage: Employer and employee premiums by employee contribution requirement, State and local government workers, National Compensation Survey, March 2008 (All workers with single coverage medical plans = 100 percent) Total Characteristics All workers ............................................................. Employee contribution not required Employee contribution required Average Average Average Average Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating employer employer employer employee employees employees premium premium premium contribution $4.31 1.8 $7.24 1.8 $4.95 $1.66 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 5.32 5.37 5.88 1.9 1.9 1.7 9.11 9.13 9.06 1.9 1.9 1.7 6.17 6.24 8.37 2.22 2.52 2.96 6.96 11.06 5.04 7.68 7.55 7.77 9.32 7.99 1.9 4.9 2.3 3.0 2.8 2.9 3.0 3.7 11.23 27.40 7.22 11.72 16.24 16.66 15.78 14.04 1.9 4.9 2.3 3.0 2.8 2.9 3.0 3.7 9.82 11.51 6.69 9.82 5.29 5.45 10.06 10.48 3.18 5.93 1.96 2.68 2.34 2.42 4.63 4.67 Full time ................................................................. Part time ................................................................ 4.34 16.50 1.8 4.5 7.26 35.60 1.8 4.5 5.13 10.56 1.67 7.44 Union ..................................................................... Nonunion ............................................................... 5.24 5.23 1.7 2.8 9.55 6.10 1.7 2.8 5.09 7.06 2.19 2.14 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 6.68 7.09 5.53 6.00 7.48 6.86 5.5 2.7 2.6 2.1 1.8 1.8 5.27 12.22 9.69 12.21 13.01 11.07 5.5 2.7 2.6 2.1 1.8 1.8 10.77 7.13 6.00 6.51 9.17 6.72 5.01 3.19 2.22 2.11 2.84 2.92 See footnotes at end of table. Table 7. Standard errors for medical plans, single coverage: Employer and employee premiums by employee contribution requirement, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with single coverage medical plans = 100 percent) Total Characteristics Employee contribution not required Employee contribution required Average Average Average Average Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating employer employer employer employee employees employees premium premium premium contribution Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... $4.36 4.51 4.91 5.81 6.40 8.68 9.74 6.47 1.8 2.1 2.0 1.9 6.0 4.5 6.0 2.1 $7.30 7.16 7.67 9.04 7.66 17.47 17.06 14.04 1.8 2.1 2.0 1.9 6.0 4.5 6.0 2.1 $5.01 5.70 6.51 8.04 9.09 8.41 9.56 5.85 $1.68 2.46 2.76 3.35 3.95 3.15 3.52 2.25 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 13.97 11.35 25.98 4.04 10.05 4.01 4.1 5.4 5.2 1.8 2.9 2.0 19.90 19.33 31.13 6.92 17.13 5.40 4.1 5.4 5.2 1.8 2.9 2.0 14.47 13.72 28.18 4.79 9.18 5.13 3.08 4.31 4.65 1.76 3.36 2.00 State government .................................................. Local government .................................................. 9.57 4.65 4.3 1.5 27.92 6.55 4.3 1.5 5.59 6.44 2.11 2.13 14.47 7.12 14.19 10.94 6.95 19.43 5.31 10.76 14.69 8.2 3.5 2.4 9.2 3.7 9.2 5.8 7.1 3.1 15.26 3.67 32.41 14.64 8.92 6.84 7.43 19.95 26.41 8.2 3.5 2.4 9.2 3.7 9.2 5.8 7.1 3.1 10.24 16.36 10.97 10.82 9.21 32.77 7.11 18.23 12.86 9.35 3.32 3.52 10.38 3.79 6.88 4.14 10.70 2.77 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 8. Medical plans, single coverage: Employee participation by type of contribution, State and local government workers, National Compensation Survey, March 2008 (All workers with contributory single coverage = 100 percent) Single coverage Employee monthly contribution All workers ............................................................. Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other 100 83 – 9 2 (4) 4 – Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 100 100 100 83 83 83 (4) (4) (4) 10 10 10 3 2 2 (4) (4) – 4 4 4 – – – 100 100 100 100 100 100 100 100 83 81 85 85 83 83 81 88 1 – – – – – – – 9 – 8 8 10 10 11 7 2 – 1 – 3 2 2 – – – – – – – – – 5 5 4 4 4 4 5 4 – – – – – – – – Full time ................................................................. Part time ................................................................ 100 100 83 84 – – 9 12 2 2 (4) – 4 – – – Union ..................................................................... Nonunion ............................................................... 100 100 80 87 (4) – 13 7 2 3 – – 5 3 – – Average wage within the following percentiles:5 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 100 100 85 84 86 85 83 75 – – – – – 1 8 7 8 8 9 17 – 3 2 2 3 3 – – 5 4 3 4 4 4 – – – – – – See footnotes at end of table. (4) (4) – – Table 8. Medical plans, single coverage: Employee participation by type of contribution, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with contributory single coverage = 100 percent) Single coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 84 83 84 85 80 83 88 84 – (4) (4) 1 – – – – 9 10 10 7 17 12 – 7 2 2 1 2 – 2 2 4 (4) (4) (4) (4) – – – – 4 4 4 4 2 – – 4 (4) 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 76 67 85 84 86 84 – – – – – 7 10 – 2 1 2 – – – (4) 11 – 7 9 7 10 (4) – (4) 6 – 3 4 3 4 1 – 1 – – – State government .................................................. Local government .................................................. 100 100 79 86 – – 15 6 5 1 – (4) 1 5 – – New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 100 100 100 100 100 100 100 100 100 91 77 81 74 95 92 85 81 72 – – – – – – – – 1 – 13 14 – 1 6 – – 18 – – – – – – 6 7 6 – 1 – – – – – – – – 9 4 – 2 2 4 – 2 – 1 – – – – – – – Average monthly employer premium6 ................... $385.04 $382.32 – $405.10 $352.20 $397.34 $392.13 – Other Establishment characteristics – – – – – – – Geographic areas 1 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.5 percent. 5 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 6 Average premium is for all workers. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 8. Standard errors for medical plans, single coverage: Employee participation by type of contribution, State and local government workers, National Compensation Survey, March 2008 (All workers with contributory single coverage = 100 percent) Single coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other 0.0 1.2 – 0.9 0.5 (4) 0.5 – Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 0.0 0.0 0.0 1.2 1.2 1.7 0.1 0.1 0.1 1.0 1.0 1.5 0.6 0.5 0.7 (4) (4) – 0.5 0.6 0.8 – – – 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.1 4.4 1.9 2.6 1.9 1.7 2.7 1.9 0.2 – – – – – – – 1.6 – 1.2 1.6 1.3 1.3 2.1 1.2 0.9 – 0.5 – 1.2 0.7 0.4 – – – – – – – – – 1.0 1.7 0.9 1.1 1.1 1.1 1.4 1.1 – – – – – – – – Full time ................................................................. Part time ................................................................ 0.0 0.0 1.2 2.6 – – 0.9 2.6 0.5 0.7 (4) – 0.5 – – – Union ..................................................................... Nonunion ............................................................... 0.0 0.0 1.6 1.5 (4) – 1.1 1.3 0.6 0.7 – – 0.8 0.6 – – Average wage within the following percentiles:5 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.0 0.0 0.0 0.0 0.0 0.0 2.5 2.4 1.7 1.6 1.4 2.2 – – – – – 0.2 1.9 1.5 1.6 1.0 1.1 2.0 – 1.4 0.5 0.5 0.8 0.5 – – 0.1 (4) – – 1.7 1.0 0.5 0.8 0.8 0.8 – – – – – – All workers ............................................................. Worker characteristics See footnotes at end of table. Table 8. Standard errors for medical plans, single coverage: Employee participation by type of contribution, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with contributory single coverage = 100 percent) Single coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.2 1.3 1.3 1.6 3.1 3.2 3.5 2.4 – 0.1 0.1 0.1 – – – – 0.8 1.1 1.2 1.3 2.9 2.8 – 1.2 0.5 0.4 0.4 0.5 – 0.8 0.6 0.8 (4) 0.1 0.1 0.1 – – – – 0.5 0.6 0.6 0.9 0.9 – – 1.1 – – – – – – – 0.1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.0 0.0 0.0 0.0 0.0 0.0 3.7 5.3 3.0 1.1 2.5 1.3 – – – – – 0.1 3.0 – 1.7 0.8 1.8 0.9 2.2 2.6 – 0.4 0.7 0.5 – – – (4) – (4) 2.7 – 0.5 0.5 1.0 0.7 0.1 – 0.3 – – – State government .................................................. Local government .................................................. 0.0 0.0 2.6 1.4 – – 2.2 0.8 1.1 0.4 – 0.1 0.5 0.8 – – New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3.8 4.6 3.5 7.1 1.3 2.7 3.1 8.2 2.0 – – – – – – – – (4) – 3.3 2.0 – 0.3 2.6 – – 1.8 – – – – – – 2.8 1.0 0.8 – 0.4 – – – – – – – – 2.5 1.9 – 0.8 0.2 1.4 – 0.6 – 0.1 – – – – – – – Average monthly employer premium6 ................... $4.95 $5.52 – $7.24 $13.86 $5.93 $18.38 – Establishment characteristics Geographic areas 1 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.05. 5 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 6 Average premium is for all workers. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 9. Medical plans, family coverage: Employer and employee premiums by employee contribution requirement, State and local government workers, National Compensation Survey, March 2008 (All workers with family coverage medical plans = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $794.72 14 $970.00 86 $765.81 $328.01 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 100 100 100 790.87 785.31 773.86 14 15 17 969.55 967.26 967.29 86 85 83 762.04 754.38 735.10 347.44 358.95 390.08 100 100 100 100 100 100 100 100 773.19 857.99 808.72 863.01 792.55 794.07 791.05 792.68 16 9 15 14 13 13 13 17 1018.54 1123.69 1000.22 1039.62 924.61 941.55 965.41 979.04 84 91 85 86 87 87 87 83 727.86 831.42 774.31 834.24 772.29 772.11 763.97 754.73 409.07 281.82 301.80 248.94 298.68 298.63 315.88 310.33 Full time ................................................................. Part time ................................................................ 100 100 792.12 859.64 14 16 973.64 889.78 86 84 762.35 853.92 327.72 335.35 Union ..................................................................... Nonunion ............................................................... 100 100 915.27 681.53 24 5 978.22 930.38 76 95 895.16 669.20 303.66 346.20 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 100 100 624.49 709.22 810.74 799.32 801.54 914.20 4 11 13 12 15 26 868.59 949.94 980.66 967.93 998.81 953.53 96 89 87 88 85 74 615.25 678.94 785.90 775.29 765.77 900.40 399.11 356.79 298.31 315.37 351.52 300.50 See footnotes at end of table. Table 9. Medical plans, family coverage: Employer and employee premiums by employee contribution requirement, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with family coverage medical plans = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 $795.16 762.91 752.85 749.31 758.81 831.09 805.04 847.63 14 14 15 17 7 10 9 13 $969.57 975.81 982.10 985.51 952.03 912.44 851.63 958.20 86 86 85 83 93 90 91 87 $766.25 727.52 712.78 700.18 743.18 822.04 800.43 831.20 $328.59 374.42 385.77 415.44 300.95 301.66 291.02 250.81 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 779.26 745.34 818.58 796.72 848.12 779.84 10 9 11 15 15 15 1079.78 1069.83 1089.99 960.38 1038.08 933.47 90 91 89 85 85 85 745.99 711.66 786.33 768.51 813.81 753.77 316.10 332.40 296.94 329.64 317.58 333.56 State government .................................................. Local government .................................................. 100 100 811.22 788.38 6 17 1076.23 956.29 94 83 794.83 753.09 268.14 354.26 100 100 100 100 100 100 100 100 100 1103.99 948.45 1035.68 787.26 668.20 533.43 545.23 717.91 874.93 18 51 16 11 1 2 – 5 15 1230.43 940.78 1154.83 967.51 724.19 731.34 – 784.96 895.87 82 49 84 89 99 98 – 95 85 1076.69 956.43 1012.76 764.29 667.40 529.11 – 714.72 871.32 270.18 202.96 210.25 353.48 368.47 384.26 – 357.46 283.55 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 9. Standard errors for medical plans, family coverage: Employer and employee premiums by employee contribution requirement, State and local government workers, National Compensation Survey, March 2008 (All workers with family coverage medical plans = 100 percent) Total Characteristics All workers ............................................................. Employee contribution not required Employee contribution required Average Average Average Average Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating employer employer employer employee employees employees premium premium premium contribution $11.70 0.6 $14.06 0.6 $12.74 $9.59 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 13.81 14.15 16.58 0.8 0.9 1.2 15.98 17.46 20.19 0.8 0.9 1.2 15.05 15.45 19.16 11.66 12.08 16.83 18.69 46.51 15.75 18.13 17.09 17.61 21.65 24.66 1.3 1.5 1.1 1.8 1.6 1.4 1.9 2.9 21.80 57.34 20.26 38.27 34.07 32.26 44.94 37.39 1.3 1.5 1.1 1.8 1.6 1.4 1.9 2.9 21.54 49.80 17.40 19.95 17.66 18.32 20.90 26.81 18.86 17.70 9.97 9.02 10.79 11.05 18.28 18.30 Full time ................................................................. Part time ................................................................ 11.87 37.08 0.6 2.9 13.67 84.23 0.6 2.9 12.97 35.67 9.84 21.72 Union ..................................................................... Nonunion ............................................................... 11.18 17.11 1.0 0.5 12.72 43.34 1.0 0.5 13.69 17.47 15.15 11.62 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 36.17 15.51 15.04 15.76 16.16 17.17 1.2 1.0 0.9 1.0 1.1 1.4 86.32 36.42 26.09 22.20 23.23 18.36 1.2 1.0 0.9 1.0 1.1 1.4 36.28 15.98 15.44 17.09 17.71 21.11 22.61 11.01 11.74 14.51 12.57 13.84 See footnotes at end of table. Table 9. Standard errors for medical plans, family coverage: Employer and employee premiums by employee contribution requirement, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with family coverage medical plans = 100 percent) Total Characteristics Employee contribution not required Employee contribution required Average Average Average Average Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating employer employer employer employee employees employees premium premium premium contribution Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... $11.86 14.34 14.73 14.52 36.45 26.83 31.68 11.72 0.6 0.8 0.9 1.0 1.4 1.4 1.3 1.0 $14.16 16.08 15.75 15.19 63.50 48.25 41.19 22.01 0.6 0.8 0.9 1.0 1.4 1.4 1.3 1.0 $12.91 15.46 16.04 16.23 37.54 29.25 34.10 12.54 $9.68 14.46 16.11 18.46 30.26 11.50 13.07 7.75 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 24.79 30.22 32.68 12.07 27.53 12.23 1.8 2.3 2.5 0.7 1.6 0.7 82.75 99.94 101.72 12.21 28.00 12.12 1.8 2.3 2.5 0.7 1.6 0.7 26.00 32.94 33.73 13.31 29.84 13.69 14.08 17.98 19.18 10.70 13.59 13.53 State government .................................................. Local government .................................................. 22.44 12.18 0.9 0.8 53.14 14.11 0.9 0.8 23.06 13.40 14.82 10.77 31.31 19.46 31.13 20.74 23.52 52.54 19.18 25.67 13.55 2.7 3.6 2.3 2.8 0.4 1.0 – 1.3 1.6 67.05 9.39 31.53 94.59 171.78 154.23 – 67.18 35.42 2.7 3.6 2.3 2.8 0.4 1.0 – 1.3 1.6 27.27 40.19 35.60 15.26 23.07 52.74 – 26.22 12.90 11.81 10.80 13.89 37.98 27.33 49.64 – 27.88 11.53 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. Table 10. Medical plans, family coverage: Employee participation by type of contribution, State and local government workers, National Compensation Survey, March 2008 (All workers with contributory family coverage = 100 percent) Family coverage Employee monthly contribution All workers ............................................................. Total with contributory coverage Flat dollar amount Varies1 Flexible benefits2 Percent of earnings Exists, but unknown Other 100 87 6 2 (3) 4 (3) Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 100 100 100 87 87 87 7 7 7 2 2 1 (3) (3) – 4 4 5 (3) (3) – 100 100 100 100 100 100 100 100 86 86 88 88 87 87 87 90 7 7 6 6 6 6 5 4 2 – 1 1 2 2 2 – – – – – – – – – 6 4 4 4 4 4 5 4 – – (3) – – – – – Full time ................................................................. Part time ................................................................ 100 100 87 85 6 9 2 1 (3) – 4 – (3) – Union ..................................................................... Nonunion ............................................................... 100 100 83 90 9 4 2 2 – – 5 3 (3) (3) Average wage within the following percentiles:4 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 100 100 100 100 100 100 89 89 90 89 85 79 5 5 6 5 7 13 – 2 1 2 2 3 – – 5 4 3 4 5 4 – – See footnotes at end of table. (3) (3) – – (3) – 1 – Table 10. Medical plans, family coverage: Employee participation by type of contribution, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with contributory family coverage = 100 percent) Family coverage Employee monthly contribution Total with contributory coverage Flat dollar amount Varies1 Flexible benefits2 Percent of earnings Exists, but unknown Other Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 87 87 87 87 88 88 91 87 6 7 7 6 10 9 6 5 2 1 1 1 – 2 1 3 (3) (3) (3) (3) – – – – 4 4 4 5 1 2 2 5 (3) – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 86 82 90 88 89 87 6 7 4 6 5 7 4 6 – 1 1 2 – – – (3) – (3) 4 – 3 4 4 4 (3) – 1 (3) – (3) State government .................................................. Local government .................................................. 100 100 85 88 10 5 4 1 – (3) 2 5 – (3) New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 100 100 100 100 100 100 100 100 100 94 77 88 81 96 96 90 79 77 – 13 8 – 1 3 – – 13 – – – – – – – 5 5 – 1 – – – – – – – 6 8 3 – 2 2 3 – 4 – – – – – – – – – Average monthly employer premium5 ................... $765.81 $756.10 $871.79 $758.90 $796.40 $913.39 Establishment characteristics Geographic areas 1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 2 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 3 Less than 0.5 percent. 4 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the $1022.82 "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 5 Average premium is for all workers. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 10. Standard errors for medical plans, family coverage: Employee participation by type of contribution, State and local government workers, National Compensation Survey, March 2008 (All workers with contributory family coverage = 100 percent) Family coverage Employee monthly contribution All workers ............................................................. Total with contributory coverage Flat dollar amount Varies1 Flexible benefits2 Percent of earnings Exists, but unknown Other 0.0 0.9 0.7 0.3 (3) 0.5 0.1 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 0.0 0.0 0.0 1.0 1.0 1.5 0.7 0.8 1.1 0.4 0.4 0.6 (3) (3) – 0.6 0.7 1.1 0.1 0.1 – 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.8 3.7 1.3 2.1 1.3 1.2 1.7 2.0 1.2 2.9 0.9 1.2 0.9 0.9 1.5 0.8 0.7 – 0.3 0.5 0.8 0.5 0.5 – – – – – – – – – 1.4 1.4 0.6 0.9 0.7 0.7 0.8 1.5 – – 0.2 – – – – – Full time ................................................................. Part time ................................................................ 0.0 0.0 0.9 2.9 0.7 1.9 0.4 0.5 (3) – 0.5 – 0.1 – Union ..................................................................... Nonunion ............................................................... 0.0 0.0 1.2 1.2 1.0 0.9 0.5 0.5 – – 0.8 0.5 0.2 0.1 Average wage within the following percentiles:4 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.0 0.0 0.0 0.0 0.0 0.0 2.0 1.6 1.3 1.0 1.3 2.1 1.3 1.0 1.1 0.7 0.9 1.7 – 0.9 0.4 0.4 0.7 0.4 – – 0.1 (3) – – 1.4 0.6 0.6 0.6 1.3 0.7 – – 0.1 – 0.3 – See footnotes at end of table. Table 10. Standard errors for medical plans, family coverage: Employee participation by type of contribution, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with contributory family coverage = 100 percent) Family coverage Total with contributory coverage Flat dollar amount Varies1 Flexible benefits2 Percent of earnings Exists, but unknown Other Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.8 1.3 1.3 1.6 2.2 2.4 2.6 1.9 0.6 0.8 0.9 1.0 2.0 2.2 2.4 0.9 0.3 0.3 0.3 0.4 – 0.6 0.5 0.6 (3) (3) 0.1 0.1 – – – – 0.5 0.8 0.9 1.3 0.6 0.6 0.9 0.9 0.1 – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.0 0.0 0.0 0.0 0.0 0.0 2.6 3.8 2.2 0.9 2.1 1.1 1.9 2.7 1.1 0.6 1.3 0.7 1.4 1.7 – 0.3 0.4 0.4 – – – (3) – (3) 1.5 – 0.9 0.7 1.2 0.8 0.1 – 0.2 0.1 – 0.2 State government .................................................. Local government .................................................. 0.0 0.0 2.0 0.9 1.6 0.6 0.9 0.3 – (3) 0.8 0.7 – 0.2 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.6 4.4 2.1 5.3 1.2 1.4 2.4 3.5 1.8 – 3.2 1.2 – 0.2 1.2 – – 1.8 – – – – – – – 0.5 0.6 – 0.4 – – – – – – – 2.6 2.3 1.6 – 0.8 0.6 0.9 – 0.8 – – – – – – – – – Average monthly employer premium5 ................... $12.74 $14.30 $31.14 $41.45 $32.98 $50.97 $52.37 Employee monthly contribution Establishment characteristics Geographic areas 1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 2 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 3 Less than 0.05. 4 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 5 Average premium is for all workers. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 11. Medical plans: Employee contributions for single and family coverage, State and local government workers, National Compensation Survey, March 2008 (Includes workers participating in medical plans with flat dollar amount contributory coverage) Single coverage1 Employee monthly contribution All workers ............................................................. Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $16.80 $32.50 $55.56 $93.46 $142.39 $77.00 $151.82 $274.00 $484.83 $626.32 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 16.00 15.00 15.00 33.26 31.61 30.70 59.67 60.76 63.83 100.34 104.40 106.50 144.41 149.34 157.85 77.73 80.20 79.84 158.30 161.94 162.08 294.58 302.46 343.58 505.90 510.00 546.00 668.00 688.18 755.15 15.00 25.78 19.45 21.99 15.01 15.08 16.02 19.60 32.50 41.18 32.75 32.00 29.59 29.07 30.00 31.09 66.99 60.76 53.55 51.25 51.54 51.45 52.20 53.60 115.02 103.99 83.32 77.00 88.32 88.32 86.00 85.31 174.00 138.70 131.00 123.50 135.04 135.33 135.33 167.17 93.72 77.00 75.00 71.19 77.00 75.88 75.00 66.10 176.57 152.00 149.16 133.44 144.29 142.58 139.04 135.65 405.00 246.98 247.44 220.00 240.12 238.90 239.00 243.63 559.95 377.92 436.94 343.98 442.00 442.00 430.00 442.00 786.83 510.00 573.00 484.83 573.00 573.00 593.05 607.00 Full time ................................................................. Part time ................................................................ 16.80 22.00 32.00 36.64 55.68 54.78 93.46 119.93 138.70 206.03 77.00 61.10 152.98 124.36 274.25 267.42 486.00 465.60 621.64 700.10 Union ..................................................................... Nonunion ............................................................... 17.99 16.25 32.99 31.12 55.98 55.00 96.50 93.46 149.41 135.12 55.94 108.56 117.62 180.00 207.17 318.64 404.42 495.00 717.50 595.52 See footnotes at end of table. Table 11. Medical plans: Employee contributions for single and family coverage, State and local government workers, National Compensation Survey, March 2008—Continued (Includes workers participating in medical plans with flat dollar amount contributory coverage) Single coverage1 Employee monthly contribution Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... $16.80 15.00 13.81 12.10 18.00 32.00 33.20 19.85 $32.00 31.00 28.67 29.00 25.00 48.34 48.34 32.50 $55.76 61.10 60.48 62.85 51.54 65.25 65.25 50.59 $93.70 104.84 104.68 115.30 70.57 108.00 101.83 82.28 $142.78 155.90 158.06 175.30 123.34 138.66 138.66 124.00 $77.00 91.92 83.65 91.45 76.71 122.00 120.00 68.00 $152.00 170.29 168.70 176.57 149.99 177.56 181.93 128.74 $274.34 318.20 343.95 417.00 226.75 284.96 284.96 207.17 $484.83 534.88 546.13 562.00 489.44 403.47 351.88 337.00 $631.42 716.48 740.66 786.83 559.20 554.44 510.00 489.44 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 22.96 16.80 24.49 15.94 18.00 15.40 40.00 34.81 49.20 31.09 33.43 30.00 61.29 50.37 69.66 55.00 60.32 54.12 93.46 81.09 93.46 93.86 100.34 93.46 129.00 122.37 129.00 143.06 138.66 143.10 75.98 77.00 70.27 77.00 66.58 81.91 159.00 159.91 149.16 150.99 147.00 152.00 289.76 326.47 280.64 274.00 274.34 273.00 462.82 505.98 394.77 486.60 486.00 486.60 595.52 606.21 593.87 631.81 638.82 613.00 State government .................................................. Local government .................................................. 20.00 15.00 40.56 30.00 55.00 55.94 81.90 101.16 121.61 155.02 77.00 75.88 147.00 157.09 221.09 296.83 343.98 503.00 514.72 685.08 28.72 18.65 20.35 19.36 20.62 2.00 24.00 10.83 14.00 50.37 30.21 27.00 44.20 42.80 18.00 43.60 23.44 27.47 70.35 48.34 46.30 69.65 58.91 39.54 70.48 33.47 65.00 119.03 64.57 83.93 118.00 93.46 81.98 129.00 74.40 103.06 172.39 100.34 123.80 175.00 129.60 148.00 171.46 174.00 148.26 98.14 38.10 47.58 111.06 130.98 134.00 215.56 83.00 52.93 150.99 76.97 71.19 152.00 180.00 201.75 324.68 125.00 100.49 231.82 207.17 133.52 297.14 294.58 453.55 418.49 250.66 229.13 357.08 221.09 302.46 495.00 489.44 514.72 593.00 546.98 347.17 502.37 344.85 465.80 757.29 595.52 573.00 753.52 721.13 638.82 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. Table 11. Standard errors for medical plans: Employee contributions for single and family coverage, State and local government workers, National Compensation Survey, March 2008 (Includes workers participating in medical plans with flat dollar amount contributory coverage) Single coverage1 Employee monthly contribution All workers ............................................................. Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $1.70 $2.78 $2.44 $2.57 $4.73 $2.65 $6.84 $14.69 $13.92 $25.37 Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 1.87 1.98 1.62 3.20 3.47 3.55 3.29 3.57 5.18 3.79 3.56 5.18 6.29 9.44 17.86 6.41 8.91 9.88 10.11 11.12 12.49 11.10 13.28 35.16 14.39 10.23 11.31 22.81 27.83 46.67 1.93 2.24 1.17 1.34 0.91 1.19 4.61 4.58 3.84 2.54 2.65 3.13 2.75 2.58 3.05 3.48 6.41 8.37 2.38 2.78 1.73 1.48 3.08 3.09 7.85 10.23 3.63 4.23 6.89 6.64 7.52 6.30 16.49 11.34 6.79 8.10 5.85 5.88 14.21 27.55 9.39 30.05 5.20 3.22 3.78 5.57 8.22 15.23 14.07 22.32 9.87 10.19 8.86 9.74 15.21 7.74 31.37 32.01 13.91 11.22 16.62 14.37 18.99 14.92 13.89 38.20 26.24 15.41 47.45 46.77 38.68 35.19 55.07 51.80 5.63 13.19 9.26 8.14 41.45 47.76 Full time ................................................................. Part time ................................................................ 1.69 0.61 2.63 4.54 2.66 3.63 1.70 20.12 4.90 27.81 2.72 5.60 7.16 11.69 15.05 34.63 13.75 33.49 24.44 58.86 Union ..................................................................... Nonunion ............................................................... 1.62 2.22 2.87 2.97 2.70 3.73 3.70 2.55 10.26 4.14 3.12 9.77 8.93 8.83 2.86 23.30 33.31 19.57 58.22 15.47 Worker characteristics See footnotes at end of table. Table 11. Standard errors for medical plans: Employee contributions for single and family coverage, State and local government workers, National Compensation Survey, March 2008—Continued (Includes workers participating in medical plans with flat dollar amount contributory coverage) Single coverage1 Employee monthly contribution Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... $1.68 1.88 2.81 3.88 6.83 7.43 4.68 1.54 $2.55 3.12 3.46 2.69 4.88 3.42 1.19 3.03 $2.53 4.05 4.93 5.63 8.97 2.90 4.74 1.58 $2.77 2.94 3.21 6.80 7.95 8.73 18.00 3.57 $4.34 10.81 15.22 14.19 14.89 3.86 10.65 5.36 $2.79 8.99 10.71 8.48 31.73 7.38 8.12 2.69 $7.08 11.82 13.63 12.57 25.30 11.46 12.21 6.15 $14.71 25.83 36.30 22.00 40.33 17.40 16.29 6.22 $14.62 16.51 12.28 15.49 150.70 18.65 41.57 11.56 $26.98 36.61 38.92 41.12 19.82 41.76 35.28 13.64 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.63 5.15 1.30 1.94 2.46 2.01 5.92 5.26 11.48 2.36 3.43 2.51 6.32 7.09 7.88 2.34 5.68 2.30 10.11 7.43 7.01 3.18 4.95 1.55 6.12 26.62 5.88 2.99 4.89 3.44 5.74 11.71 3.77 4.26 14.76 6.94 13.94 15.96 24.79 7.72 14.37 8.36 25.50 55.57 35.12 16.39 26.43 17.86 34.91 24.13 41.80 14.19 29.37 17.42 53.27 68.32 74.25 31.16 30.79 37.30 State government .................................................. Local government .................................................. 2.87 0.93 5.35 1.74 6.56 2.24 8.68 3.59 2.97 9.03 15.35 4.43 10.26 7.50 18.93 8.78 46.26 12.27 37.26 29.93 8.00 1.26 5.85 3.94 4.97 15.82 5.25 1.82 0.27 8.64 5.03 1.51 8.49 2.09 0.00 3.38 5.03 4.43 3.84 0.30 4.40 4.64 5.39 2.27 9.68 10.08 1.62 16.59 0.00 10.59 18.44 6.26 17.12 4.46 11.43 4.83 19.83 9.12 5.45 104.43 4.40 19.40 10.79 69.57 13.26 14.55 4.03 9.67 18.86 13.90 33.97 21.31 4.14 8.00 7.62 13.11 6.81 43.56 0.00 59.08 22.32 4.00 13.98 24.93 9.54 5.86 42.36 13.99 126.24 18.81 47.34 14.40 21.63 10.90 26.85 28.60 22.94 53.54 26.27 85.60 40.03 27.80 43.12 60.25 90.50 33.52 20.85 56.37 66.91 56.26 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. Table 12. Insurance benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Life insurance Characteristics All workers ............................................................. Short-term disabilty Long-term disability Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 79 77 97 23 22 97 35 34 96 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 80 79 78 78 77 76 97 97 97 22 20 17 21 19 16 97 97 95 38 37 37 36 35 35 96 95 96 82 83 75 85 81 81 89 77 80 81 73 83 79 80 88 75 98 98 97 98 98 98 99 97 14 19 23 23 26 27 30 20 13 18 22 23 26 26 29 20 93 99 98 99 98 98 96 100 39 48 28 28 36 36 41 28 37 47 26 26 35 35 41 27 96 97 95 94 97 97 98 94 Full time ................................................................. Part time ................................................................ 90 24 87 23 98 95 25 11 24 11 97 100 39 13 38 12 96 96 Union ..................................................................... Nonunion ............................................................... 87 74 85 71 98 96 27 19 26 19 96 99 34 36 33 34 97 95 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 44 74 84 85 88 89 42 72 82 84 86 87 95 97 97 98 98 97 12 21 26 26 20 29 12 21 26 25 19 28 100 97 97 96 96 100 18 33 34 42 40 37 17 32 32 40 37 37 95 96 95 96 94 98 See footnotes at end of table. Table 12. Insurance benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Life insurance Characteristics Short-term disabilty Long-term disability Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 79 79 78 77 82 84 89 82 77 77 76 76 77 82 86 80 97 97 97 98 94 97 97 98 23 20 19 18 21 27 26 27 22 19 18 17 20 27 26 27 97 96 95 94 97 98 98 99 35 37 36 35 37 44 49 31 33 35 34 33 35 43 48 29 96 96 95 96 94 97 97 95 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 64 63 66 82 73 85 62 61 63 80 72 83 97 98 96 97 98 97 20 23 15 23 17 26 20 23 15 23 16 25 99 99 100 97 97 97 34 29 41 35 35 35 33 28 40 34 34 34 97 98 95 96 98 95 State government .................................................. Local government .................................................. 86 77 82 76 95 98 28 21 28 20 99 97 36 35 34 34 95 96 76 84 77 75 84 80 75 83 77 73 83 74 74 81 75 74 81 77 97 99 96 99 96 94 99 97 99 11 38 23 13 26 – 11 20 34 11 37 23 12 24 – 11 20 34 100 99 99 98 91 – 98 100 100 18 16 51 55 43 21 19 62 30 17 15 50 55 40 19 17 60 30 97 98 97 99 92 90 93 97 100 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 12. Standard errors for insurance benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Life insurance Characteristics All workers ............................................................. Short-term disabilty Long-term disability Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 1.1 1.1 0.4 1.0 0.9 1.4 1.6 1.6 0.6 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 1.2 1.1 1.3 1.2 1.2 1.3 0.5 0.4 0.5 1.1 1.0 1.3 1.0 0.9 1.1 1.7 1.8 3.6 1.6 1.7 2.1 1.6 1.6 2.0 0.8 0.9 1.0 1.5 2.6 1.7 1.6 1.9 2.0 2.3 4.3 1.5 2.7 1.7 1.6 1.8 1.8 2.3 4.2 0.4 0.7 0.6 0.5 0.6 0.6 0.3 0.8 1.6 3.0 1.5 2.5 1.9 1.8 3.4 2.0 1.1 3.0 1.4 2.4 1.9 1.8 3.3 2.0 5.6 1.2 1.0 0.6 1.1 1.1 2.6 0.4 2.3 5.1 1.6 2.2 2.6 2.6 3.9 3.3 2.2 5.0 1.6 2.0 2.6 2.6 3.9 3.2 1.1 1.1 1.3 1.8 0.5 0.6 0.7 1.7 Full time ................................................................. Part time ................................................................ 1.1 1.4 1.1 1.3 0.4 1.7 1.2 1.2 1.1 1.2 1.6 (2) 1.8 1.2 1.8 1.2 0.7 1.5 Union ..................................................................... Nonunion ............................................................... 1.3 1.5 1.4 1.4 0.4 0.7 1.2 1.4 1.0 1.4 2.7 0.5 1.7 2.1 1.7 2.0 0.7 0.8 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 2.6 1.9 1.4 1.5 1.5 1.0 2.4 1.9 1.4 1.5 1.6 1.1 1.3 0.6 0.7 0.4 0.4 0.6 1.6 1.6 1.7 1.7 1.3 1.7 1.6 1.5 1.6 1.5 1.2 1.7 0.3 1.6 1.4 2.1 2.6 0.2 2.4 2.5 2.3 2.0 1.9 2.2 2.3 2.5 2.3 2.0 1.9 2.2 1.6 1.3 0.8 0.6 1.4 0.4 See footnotes at end of table. Table 12. Standard errors for insurance benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Life insurance Characteristics Short-term disabilty Long-term disability Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1.1 1.1 1.2 1.4 2.0 1.9 1.5 1.8 1.1 1.1 1.2 1.4 2.0 1.9 1.6 1.8 0.5 0.6 0.6 0.3 2.2 0.7 1.0 0.6 1.0 1.2 1.3 1.5 2.7 3.0 4.0 1.7 0.9 1.0 1.1 1.2 2.6 2.9 3.9 1.7 1.5 2.7 3.2 4.3 1.7 0.8 1.2 0.2 1.6 2.0 2.0 2.0 5.0 4.3 5.5 1.7 1.6 1.9 1.9 1.9 4.8 4.3 5.4 1.7 0.7 0.9 1.0 1.3 1.5 0.7 1.0 0.8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2.9 4.1 3.8 1.0 2.1 1.0 3.0 4.2 3.7 1.0 2.1 1.0 0.9 1.1 1.2 0.5 0.3 0.6 2.4 3.7 3.0 1.0 1.6 1.3 2.4 3.7 3.0 1.0 1.5 1.1 0.5 0.7 0.0 1.6 1.3 2.0 3.7 4.4 4.4 1.6 2.7 1.8 3.8 4.4 4.4 1.6 2.5 1.8 0.8 0.9 1.2 0.7 0.9 0.9 State government .................................................. Local government .................................................. 2.3 1.2 2.2 1.2 1.3 0.3 2.6 1.0 2.5 0.9 0.2 2.1 3.4 1.6 3.3 1.5 1.1 0.8 3.0 1.7 2.1 4.1 2.7 6.7 3.3 2.3 2.9 2.8 1.9 2.2 4.3 2.5 5.5 3.3 3.7 2.9 1.5 0.3 1.4 0.4 0.9 3.7 0.6 2.3 0.3 1.1 2.4 1.6 2.6 3.6 – 1.8 5.6 1.8 1.1 2.3 1.5 2.6 3.1 – 1.8 5.6 1.8 0.0 0.2 0.6 4.0 6.1 – 1.4 (2) 0.1 3.4 1.4 2.8 8.8 4.6 6.1 3.0 9.0 1.8 3.0 1.3 2.7 9.2 4.4 5.2 2.8 9.5 1.8 2.2 0.3 0.7 0.8 2.1 4.9 1.4 1.9 0.1 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Less than 0.05. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 13. Life insurance plans: Employee contribution requirement, State and local government workers, National Compensation Survey, March 2008 (All workers with basic life insurance coverage = 100 percent) Characteristics Employee contribution not required Employee contribution required All workers ............................................................. 89 11 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 88 88 89 12 12 11 89 89 89 90 90 91 96 11 11 11 10 10 9 4 Full time ................................................................. Part time ................................................................ 89 92 11 8 Union ..................................................................... Nonunion ............................................................... 91 87 9 13 Average wage within the following percentiles:1 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 90 88 91 91 86 10 12 9 9 14 See footnotes at end of table. Table 13. Life insurance plans: Employee contribution requirement, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with basic life insurance coverage = 100 percent) Employee contribution not required Employee contribution required Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 89 89 88 90 92 92 89 11 11 12 10 8 8 11 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 90 89 91 89 88 89 10 11 9 11 12 11 State government .................................................. Local government .................................................. 83 91 17 9 69 93 86 94 87 94 96 97 31 7 14 6 13 6 4 3 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 13. Standard errors for life insurance plans: Employee contribution requirement, State and local government workers, National Compensation Survey, March 2008 (All workers with basic life insurance coverage = 100 percent) Characteristics Employee contribution not required Employee contribution required All workers ............................................................. 1.5 1.5 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 1.6 1.5 1.4 1.6 1.5 1.4 1.3 1.8 1.7 1.9 1.9 2.1 1.3 1.3 1.8 1.7 1.9 1.9 2.1 1.3 Full time ................................................................. Part time ................................................................ 1.5 2.0 1.5 2.0 Union ..................................................................... Nonunion ............................................................... 0.9 2.8 0.9 2.8 Average wage within the following percentiles:1 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 2.0 1.9 1.4 1.0 1.7 2.0 1.9 1.4 1.0 1.7 See footnotes at end of table. Table 13. Standard errors for life insurance plans: Employee contribution requirement, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with basic life insurance coverage = 100 percent) Employee contribution not required Employee contribution required Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1.5 2.0 2.2 1.5 2.0 2.5 1.7 1.5 2.0 2.2 1.5 2.0 2.5 1.7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.6 2.2 2.2 1.6 2.5 1.8 1.6 2.2 2.2 1.6 2.5 1.8 State government .................................................. Local government .................................................. 3.9 0.9 3.9 0.9 5.5 1.1 3.2 2.0 2.3 1.6 1.1 0.3 5.5 1.1 3.2 2.0 2.3 1.6 1.1 0.3 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 14. Life insurance plans: Method of benefit payment, State and local government workers, National Compensation Survey, March 2008 (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of earnings Variable multiple of earnings Flat dollar amount Variable dollar amount Other 38 2 52 7 2 Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 37 36 32 2 2 1 54 55 60 6 6 6 2 1 1 31 50 39 38 39 39 42 35 1 – 2 3 2 2 2 2 62 43 49 48 49 49 47 50 6 5 7 8 8 8 7 11 1 – 2 3 2 2 – 2 Full time ................................................................. Part time ................................................................ 38 35 2 2 51 58 7 4 2 1 Union ..................................................................... Nonunion ............................................................... 32 43 2 2 57 46 8 5 1 3 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 46 36 41 39 32 36 – 1 2 2 2 2 50 53 47 48 60 56 3 8 8 9 5 5 1 2 3 2 1 1 All workers ............................................................. Worker characteristics See footnotes at end of table. Table 14. Life insurance plans: Method of benefit payment, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of earnings Variable multiple of earnings Flat dollar amount Variable dollar amount Other Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 38 36 34 30 48 50 51 38 2 1 1 1 3 – – 3 52 55 57 62 40 44 44 48 7 6 6 6 6 5 4 8 2 1 1 1 3 – – 3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 36 33 40 38 41 37 1 – 2 2 1 2 55 54 56 51 54 51 4 6 – 7 4 8 4 – – 2 – 2 State government .................................................. Local government .................................................. 44 35 2 2 42 55 6 7 5 1 17 38 45 43 56 56 25 31 14 – 1 – – 2 – 1 1 4 71 47 50 48 25 – 72 62 77 – 14 4 8 10 4 – – 4 – 1 – – 7 – 2 – – Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 14. Standard errors for life insurance plans: Method of benefit payment, State and local government workers, National Compensation Survey, March 2008 (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics All workers ............................................................. Fixed multiple of earnings Variable multiple of earnings Flat dollar amount Variable dollar amount Other 2.0 0.3 1.9 0.7 0.3 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 2.3 2.3 2.4 0.3 0.3 0.3 2.1 2.2 2.4 0.7 0.7 0.9 0.4 0.2 0.2 2.5 4.8 2.4 3.4 2.5 2.5 3.3 3.7 0.3 – 0.5 0.7 0.5 0.5 0.5 0.9 2.5 4.8 2.2 3.3 2.3 2.3 3.1 4.3 1.1 1.8 1.0 1.7 1.6 1.4 1.8 3.1 0.3 – 0.4 0.8 0.5 0.4 – 0.7 Full time ................................................................. Part time ................................................................ 2.1 4.1 0.3 0.7 1.9 3.8 0.7 0.8 0.3 0.7 Union ..................................................................... Nonunion ............................................................... 1.7 3.2 0.3 0.4 1.6 2.9 0.8 1.1 0.2 0.5 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 4.3 3.2 2.6 2.5 1.9 2.5 – 0.5 0.4 0.5 0.2 0.4 4.4 2.9 2.4 2.2 2.0 2.4 0.9 1.6 0.9 1.1 0.8 1.0 0.4 0.5 0.6 0.4 0.3 0.1 See footnotes at end of table. Table 14. Standard errors for life insurance plans: Method of benefit payment, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Fixed multiple of earnings Variable multiple of earnings Flat dollar amount Variable dollar amount Other Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 2.0 2.4 2.6 2.4 6.3 4.2 4.8 2.8 0.3 0.4 0.4 0.2 1.4 – – 0.5 1.9 2.4 2.6 2.4 6.1 4.2 4.8 2.6 0.7 0.8 0.9 1.2 1.7 1.3 1.3 1.1 0.3 0.2 0.3 0.3 1.0 – – 0.5 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3.9 5.0 4.8 2.1 3.9 2.3 0.1 – 0.2 0.3 0.3 0.4 4.3 5.9 4.8 1.9 3.7 2.0 1.5 2.2 – 0.7 1.0 0.9 1.8 – – 0.2 – 0.1 State government .................................................. Local government .................................................. 4.3 1.8 0.8 0.2 4.0 1.6 1.6 0.8 0.7 0.2 3.9 3.0 3.8 10.1 5.5 11.6 3.5 5.7 1.4 – 0.1 – – 0.6 – 0.1 0.2 0.6 4.8 3.5 3.6 8.6 3.7 – 3.4 7.6 1.7 – 0.7 0.8 2.9 2.8 1.7 – – 1.1 – 0.1 – – 1.2 – 0.2 – – Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 15. Life insurance plans: Fixed multiple of earnings benefit formulas, State and local government workers, National Compensation Survey, March 2008 (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Multiple of earnings amounts1 Characteristics Mean multiple of earnings Median multiple of earnings All workers ............................................................. 1.5 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings 1.5 44 24 25 6 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 1.5 1.5 1.5 1.5 1.5 1.5 42 42 43 25 25 22 27 26 29 – – 5 1.5 1.6 1.5 1.5 1.4 1.4 1.4 1.6 1.5 1.5 – 1.0 1.5 1.5 1.0 1.5 46 45 51 54 44 44 52 34 23 19 20 15 29 29 18 28 27 – 22 20 24 23 21 31 4 – 8 11 3 4 7 8 Full time ................................................................. Part time ................................................................ 1.5 1.5 1.5 – 44 50 24 23 25 13 6 – Union ..................................................................... Nonunion ............................................................... 1.4 1.6 1.0 1.5 57 35 26 23 10 35 6 7 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.6 1.4 1.5 1.5 1.5 1.6 1.5 1.5 1.5 1.5 1.5 1.5 36 47 45 48 44 39 25 26 25 21 24 26 – 24 25 25 27 20 5 3 – – 6 – See footnotes at end of table. Table 15. Life insurance plans: Fixed multiple of earnings benefit formulas, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Multiple of earnings amounts1 Mean multiple of earnings Median multiple of earnings Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1.5 1.5 1.5 1.5 1.6 1.6 1.6 1.5 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... State government .................................................. Local government .................................................. Characteristics 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings 1.5 1.5 1.5 1.5 – – – – 44 42 40 42 37 49 54 49 24 22 22 24 18 22 18 25 25 29 33 32 36 15 – 18 7 – – 3 – – – 7 1.4 1.4 1.4 1.5 1.6 1.5 – 1.5 – 1.5 1.5 1.5 50 45 55 44 39 45 33 33 33 23 27 22 – – 3 26 26 27 6 4 – 7 – – 1.6 1.5 1.5 1.5 38 47 27 23 25 25 – 5 1.4 1.6 1.3 1.7 1.5 1.7 1.5 1.3 1.3 1.0 1.5 1.0 1.5 1.5 2.0 1.5 1.0 1.0 63 34 65 34 39 – 37 64 68 20 46 11 – 22 – 36 – – – 6 – 14 35 57 25 – – – 14 – – 3 – 2 – – Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 15. Standard errors for life insurance plans: Fixed multiple of earnings benefit formulas, State and local government workers, National Compensation Survey, March 2008 (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Multiple of earnings amounts1 Characteristics Mean multiple of earnings Median multiple of earnings All workers ............................................................. (2) 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings 0.0 3.1 2.5 3.2 2.3 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 0.1 0.1 0.1 0.0 0.0 (2) 3.9 4.1 4.9 2.7 2.9 2.7 3.2 3.4 4.7 – – 2.0 (2) 0.2 0.1 0.1 (2) (2) 0.1 0.1 0.3 0.2 – 0.3 (2) 0.1 0.3 0.0 5.1 9.7 4.0 5.7 3.5 3.6 6.0 5.6 3.2 5.3 2.6 3.2 3.9 3.7 4.0 5.7 4.9 – 4.5 5.1 4.3 4.4 4.3 5.4 1.1 – 1.8 3.2 1.7 1.8 2.6 2.6 Full time ................................................................. Part time ................................................................ (2) 0.1 0.0 – 3.1 7.3 2.6 5.7 3.2 3.6 2.2 – Union ..................................................................... Nonunion ............................................................... (2) 0.1 0.0 0.1 3.2 3.9 2.6 3.4 1.7 4.7 1.9 2.9 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.1 (2) 0.1 0.1 (2) 0.1 0.1 0.3 0.1 0.3 (2) 0.0 7.6 4.7 3.6 3.7 3.4 4.2 6.5 4.3 3.5 2.7 2.7 3.2 – 3.6 3.9 3.4 3.5 4.1 2.1 1.1 – – 1.6 – See footnotes at end of table. Table 15. Standard errors for life insurance plans: Fixed multiple of earnings benefit formulas, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Multiple of earnings amounts1 Mean multiple of earnings Median multiple of earnings Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... (2) 0.1 0.1 (2) 0.1 0.1 0.2 0.1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... State government .................................................. Local government .................................................. Characteristics 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings 0.0 0.0 0.0 0.1 – – – – 3.1 4.6 4.9 4.8 7.9 8.1 10.4 4.2 2.5 2.9 2.9 3.2 4.9 5.0 5.2 3.3 3.2 4.6 5.5 4.9 10.4 4.4 – 2.9 2.3 – – 0.8 – – – 2.2 0.1 0.1 0.1 (2) 0.1 0.1 – 0.4 – 0.0 0.0 0.1 7.8 7.5 10.6 3.3 4.2 4.1 7.5 8.1 8.7 2.4 4.4 2.6 – – 1.4 3.3 5.1 4.0 2.4 0.7 – 2.5 – – 0.1 (2) 0.0 0.3 5.8 3.0 5.2 2.3 6.8 2.6 – 1.0 0.2 0.1 0.1 0.2 0.1 0.1 (2) 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.2 0.0 0.0 0.0 11.7 5.4 6.4 8.8 5.3 – 5.4 9.1 5.6 5.7 4.1 2.2 – 4.6 – 7.1 – – – 2.4 – 4.0 5.4 15.5 4.2 – – – 3.5 – – 1.3 – 0.2 – – Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 Less than 0.05. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 16. Life insurance plans: Flat-dollar amount benefit formulas,1 State and local government workers, National Compensation Survey, March 2008 (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $5,000 $10,000 $20,000 $38,000 $50,000 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 5,000 5,000 5,000 10,000 10,000 10,000 20,000 20,000 25,000 40,000 40,000 47,000 50,000 50,000 50,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 20,000 15,000 20,000 15,000 20,000 15,000 20,000 20,000 50,000 31,217 30,000 25,000 25,000 25,000 30,000 25,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 Full time ................................................................. Part time ................................................................ 5,000 5,000 10,000 10,000 20,000 20,000 36,225 40,000 50,000 50,000 Union ..................................................................... Nonunion ............................................................... 5,000 5,000 10,000 10,000 25,000 15,000 50,000 25,000 50,000 50,000 See footnotes at end of table. Table 16. Life insurance plans: Flat-dollar amount benefit formulas,1 State and local government workers, National Compensation Survey, March 2008—Continued (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... $5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 $10,000 10,000 10,000 10,000 5,000 10,000 10,000 10,000 $20,000 20,000 20,000 20,000 10,000 15,000 15,000 20,000 $40,000 40,000 40,000 40,000 30,000 25,000 25,000 25,000 $50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 5,000 5,000 5,000 5,000 7,000 5,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 20,000 15,000 20,000 20,000 20,000 25,000 25,000 25,000 40,000 40,000 40,000 50,000 40,000 50,000 50,000 50,000 50,000 State government .................................................. Local government .................................................. 5,000 5,000 5,000 10,000 15,000 20,000 25,000 40,000 50,000 50,000 5,000 5,000 15,000 10,000 3,000 5,000 10,000 5,000 5,000 6,000 20,000 15,000 10,000 5,000 15,000 10,000 5,000 40,000 30,000 20,000 10,000 10,000 20,000 20,000 20,000 50,000 50,000 40,000 20,000 20,000 40,000 49,000 50,000 50,000 50,000 50,000 30,000 25,000 50,000 50,000 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can-be-a flat amount or can vary by the employee’s earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. Table 16. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1 State and local government workers, National Compensation Survey, March 2008 (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $0.00 $0.00 $0.00 $4,520.30 $0.00 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5,145.30 1,327.70 1,104.50 6,455.60 0.00 0.00 0.00 0.00 312.40 0.00 0.00 0.00 0.00 5,577.60 624.80 0.00 0.00 0.00 3,170.60 0.00 0.00 0.00 0.00 4,082.30 6,393.00 1,821.60 4,761.10 6,310.40 4,819.60 0.00 2,947.30 7,311.70 21,017.70 4,620.60 3,826.20 1,104.50 1,104.50 4,020.60 1,913.10 0.00 0.00 0.00 2,066.40 0.00 0.00 0.00 1,562.00 Full time ................................................................. Part time ................................................................ 0.00 0.00 0.00 2,633.90 0.00 0.00 4,765.40 11,707.40 0.00 0.00 Union ..................................................................... Nonunion ............................................................... 0.00 0.00 0.00 0.00 420.60 667.30 2,955.50 6,530.80 0.00 8,676.10 See footnotes at end of table. Table 16. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1 State and local government workers, National Compensation Survey, March 2008—Continued (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... $0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 $0.00 0.00 0.00 0.00 2,959.70 4,807.00 0.00 0.00 $0.00 0.00 0.00 0.00 2,066.40 5,239.30 5,577.60 3,562.00 $5,985.90 781.00 1,682.40 5,279.90 9,259.60 1,352.80 10,858.50 5,239.30 $0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.00 0.00 0.00 0.00 4,900.00 0.00 0.00 3,492.80 0.00 0.00 0.00 0.00 6,248.20 3,791.00 2,922.30 0.00 0.00 0.00 0.00 781.00 6,248.20 1,142.60 8,035.10 1,042.00 10,390.90 15,788.30 4,750.80 0.00 0.00 0.00 State government .................................................. Local government .................................................. 0.00 0.00 0.00 0.00 5,718.00 0.00 781.00 0.00 0.00 0.00 0.00 0.00 3,220.20 0.00 2,024.60 0.00 4,058.30 0.00 0.00 7,876.00 0.00 5,994.60 6,588.40 4,351.40 7,326.70 0.00 0.00 11,537.60 2,130.40 3,313.60 0.00 0.00 0.00 1,746.40 0.00 0.00 1,562.00 6,100.00 7,029.20 3,224.00 17,067.90 10,660.20 9,386.60 0.00 0.00 0.00 6,049.80 468.60 0.00 0.00 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can-be-a flat amount or can vary by the employee’s earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. Table 17. Long-term disability plans: Employee contribution requirement, State and local government workers, National Compensation Survey, March 2008 (All workers with long-term disability coverage = 100 percent) Characteristics Employee contribution required Employee contribution not required All workers ............................................................. 18 82 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... 20 20 23 80 80 77 25 15 19 19 14 15 75 85 81 81 86 85 Full time ................................................................. Part time ................................................................ 18 19 82 81 Union ..................................................................... Nonunion ............................................................... 20 17 80 83 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 19 18 15 17 21 23 81 82 85 83 79 77 See footnotes at end of table. Table 17. Long-term disability plans: Employee contribution requirement, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with long-term disability coverage = 100 percent) Employee contribution required Employee contribution not required Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 19 20 22 23 18 14 16 16 81 80 78 77 82 86 84 84 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 19 17 20 81 83 80 State government .................................................. Local government .................................................. 19 18 81 82 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ Mountain ................................................................ Pacific .................................................................... 5 38 6 52 9 95 62 94 48 91 Characteristics Establishment characteristics 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 17. Standard errors for long-term disability plans: Employee contribution requirement, State and local government workers, National Compensation Survey, March 2008 (All workers with long-term disability coverage = 100 percent) Characteristics Employee contribution required Employee contribution not required All workers ............................................................. 2.2 2.2 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... 2.0 2.0 2.7 2.0 2.0 2.7 3.2 4.4 2.5 3.1 2.6 2.7 3.2 4.4 2.5 3.1 2.6 2.7 Full time ................................................................. Part time ................................................................ 2.2 3.9 2.2 3.9 Union ..................................................................... Nonunion ............................................................... 2.4 2.5 2.4 2.5 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 5.4 5.2 2.0 3.0 2.6 3.2 5.4 5.2 2.0 3.0 2.6 3.2 See footnotes at end of table. Table 17. Standard errors for long-term disability plans: Employee contribution requirement, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with long-term disability coverage = 100 percent) Employee contribution required Employee contribution not required Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 2.2 2.4 2.6 3.3 4.2 3.9 4.7 2.7 2.2 2.4 2.6 3.3 4.2 3.9 4.7 2.7 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2.0 3.1 2.3 2.0 3.1 2.3 State government .................................................. Local government .................................................. 4.1 2.6 4.1 2.6 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ Mountain ................................................................ Pacific .................................................................... 1.5 3.4 1.2 11.8 2.4 1.5 3.4 1.2 11.8 2.4 Characteristics Establishment characteristics 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 18. Long-term disability plans: Method of benefit payment, State and local government workers, National Compensation Survey, March 2008 (All workers with long-term disability insurance coverage = 100 percent) Characteristics Fixed percent of earnings Pecent varies by earnings Other All workers ............................................................. 91 7 1 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 91 91 93 7 7 5 1 1 2 94 92 91 94 91 91 93 94 3 – 8 5 – – – 4 – – – – – – – – Full time ................................................................. Part time ................................................................ 91 91 7 8 1 – Union ..................................................................... Nonunion ............................................................... 92 91 6 9 1 – Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 92 90 87 93 93 92 – 9 – 6 4 – – – – See footnotes at end of table. (2) – – Table 18. Long-term disability plans: Method of benefit payment, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with long-term disability insurance coverage = 100 percent) Fixed percent of earnings Pecent varies by earnings Other Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 91 90 90 94 79 88 85 92 8 – 8 4 – – – 7 1 – – – – – – 1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 93 93 94 91 96 89 7 7 – 8 2 – – – – 1 – 1 State government .................................................. Local government .................................................. 79 95 – 3 – 1 99 95 86 86 96 74 98 99 91 – 2 – – 4 – – – 5 – – – – – – – – – Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 2 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 18. Standard errors for long-term disability plans: Method of benefit payment, State and local government workers, National Compensation Survey, March 2008 (All workers with long-term disability insurance coverage = 100 percent) Characteristics Fixed percent of earnings Pecent varies by earnings Other All workers ............................................................. 2.4 2.4 0.4 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 2.6 2.6 1.7 2.5 2.5 1.5 0.5 0.6 0.7 1.6 7.3 2.1 1.9 3.6 3.8 3.3 2.5 1.0 – 2.1 1.9 – – – 1.7 – – – – – – – – Full time ................................................................. Part time ................................................................ 2.4 2.9 2.4 2.8 0.4 – Union ..................................................................... Nonunion ............................................................... 2.6 2.5 2.5 2.5 0.7 – Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 3.0 2.5 4.4 2.7 1.5 3.7 – 2.4 – 2.7 1.1 – – – – 0.2 – – See footnotes at end of table. Table 18. Standard errors for long-term disability plans: Method of payment, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with long-term disability insurance coverage = 100 percent) Fixed percent of earnings Pecent varies by earnings Other Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 2.4 3.4 2.7 1.3 9.2 8.2 10.4 2.2 2.4 – 2.7 0.9 – – – 2.1 0.4 – – – – – – 0.3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2.4 2.7 3.5 2.7 1.3 3.7 2.4 2.7 – 2.7 0.9 – – – – 0.4 – 0.5 State government .................................................. Local government .................................................. 8.4 0.9 – 0.6 – 0.5 1.1 2.5 4.5 13.3 1.7 11.9 1.0 0.7 2.9 – 0.3 – – 1.7 – – – 1.7 – – – – – – – – – Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 19. Long-term disability insurance plans: Fixed percent of earnings, State and local government workers, National Compensation Survey, March 2008 (All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent) Characteristics All workers ............................................................. Fixed percent of earnings Mean fixed percent of earnings Median fixed percent of earnings Less than 60 percent 60 percent 61 to 66 percent 67 percent Greater than 67 percent 60.4 60.0 19 42 22 11 5 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 60.6 60.6 60.7 60.0 60.0 60.0 18 19 20 39 38 33 25 25 26 12 12 12 6 7 9 60.4 57.7 60.4 61.2 59.7 59.8 60.1 60.7 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 22 23 21 18 20 20 18 22 31 56 45 47 48 48 45 44 25 – 19 21 18 18 22 18 14 5 9 8 11 12 – – 9 – 5 7 2 2 – – Full time ................................................................. Part time ................................................................ 60.5 59.4 60.0 60.0 18 33 43 33 23 14 11 12 5 – Union ..................................................................... Nonunion ............................................................... 60.3 60.5 60.0 60.0 25 14 39 45 14 30 14 10 8 2 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 59.9 60.5 60.3 61.0 60.4 59.6 60.0 60.0 60.0 60.0 60.0 60.0 23 17 20 17 18 23 42 41 44 41 44 44 22 29 22 25 18 17 – – 11 13 11 12 – 3 4 4 8 4 See footnotes at end of table. Table 19. Long-term disability insurance plans: Fixed percent of earnings, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent) Fixed percent of earnings Mean fixed percent of earnings Median fixed percent of earnings Less than 60 percent 60 percent 61 to 66 percent 67 percent Greater than 67 percent Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 60.5 60.3 60.9 60.8 60.9 57.1 56.0 60.5 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 19 20 20 22 14 23 29 18 42 39 34 31 45 63 59 48 22 24 27 26 29 – – 20 12 11 12 13 – 4 – 11 5 6 7 7 – – – 3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 61.6 61.8 61.5 60.2 60.0 60.3 60.0 60.0 60.0 60.0 60.0 60.0 14 – – 20 22 19 44 41 47 42 43 42 24 30 – 22 13 26 13 – – 11 15 10 4 – 6 5 7 4 State government .................................................. Local government .................................................. 61.1 60.3 60.0 60.0 12 21 48 41 29 21 8 12 – 5 66.1 62.9 56.9 61.0 61.2 56.5 59.5 63.1 60.8 66.0 60.0 50.0 60.0 62.0 60.0 60.0 66.0 60.0 – 8 50 – 7 – – – 16 47 55 22 47 40 53 77 39 49 – – 7 – 51 – – 23 19 33 22 10 – 2 – – – 12 – 5 11 – – – 1 – – Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 19. Standard errors for long-term disability insurance plans: Fixed percent of earnings, State and local government workers, National Compensation Survey, March 2008 (All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent) Characteristics All workers ............................................................. Fixed percent of earnings Mean fixed percent of earnings Median fixed percent of earnings Less than 60 percent 60 percent 61 to 66 percent 67 percent Greater than 67 percent 0.4 0.0 2.0 2.1 2.0 1.9 1.0 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 0.5 0.5 0.7 0.0 0.0 1.6 2.0 2.1 2.5 2.2 2.4 2.7 2.3 2.5 2.6 1.7 1.9 2.2 1.5 1.8 2.5 0.8 1.0 0.6 0.9 0.5 0.5 0.7 1.2 1.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.8 5.2 3.2 4.1 2.7 2.8 3.1 5.6 3.3 7.3 3.3 5.2 3.4 3.5 5.3 6.7 3.1 – 2.4 4.0 3.3 3.4 5.9 4.4 2.7 2.2 1.9 2.6 2.8 2.9 – – 2.3 – 1.5 2.6 0.6 0.6 – – Full time ................................................................. Part time ................................................................ 0.4 1.2 0.0 0.0 1.9 6.6 2.2 6.8 2.1 2.8 2.0 3.2 1.0 – Union ..................................................................... Nonunion ............................................................... 0.7 0.4 0.0 0.0 2.7 2.0 2.0 3.4 1.7 3.1 3.1 1.9 1.8 0.8 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.8 0.7 0.5 0.5 0.7 0.7 0.0 0.0 0.0 0.0 0.0 0.0 4.7 2.9 2.8 2.4 2.6 2.8 6.2 4.3 3.1 2.7 2.9 3.8 4.7 4.5 2.9 2.3 2.5 2.3 – – 2.1 2.3 2.1 1.6 – 1.5 1.0 1.3 2.3 1.6 See footnotes at end of table. Table 19. Standard errors for long-term disability insurance plans: Fixed percent of earnings, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent) Fixed percent of earnings Mean fixed percent of earnings Median fixed percent of earnings Less than 60 percent 60 percent 61 to 66 percent 67 percent Greater than 67 percent Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.5 0.6 0.6 0.7 0.5 1.0 1.3 0.4 0.0 0.0 0.0 1.6 0.0 0.0 0.0 0.0 2.0 2.3 2.6 3.0 2.9 5.3 7.2 2.9 2.1 2.2 2.2 2.5 4.0 6.3 8.2 3.7 2.1 2.2 2.6 3.1 3.5 – – 3.0 2.0 2.0 2.3 2.5 – 1.6 – 2.6 1.1 1.5 1.7 1.9 – – – 1.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.7 1.2 0.8 0.4 0.6 0.5 0.9 4.6 0.0 0.0 0.0 0.0 4.0 – – 2.0 3.2 2.0 5.6 6.8 7.0 2.1 4.2 2.3 5.1 8.1 – 2.1 2.9 2.3 4.0 – – 1.9 2.9 2.2 1.7 – 2.7 1.1 1.6 1.3 State government .................................................. Local government .................................................. 0.4 0.5 0.0 0.0 3.0 2.3 4.5 2.1 3.6 2.2 2.3 2.2 – 1.2 2.0 0.6 1.4 1.1 0.3 2.2 0.5 1.0 0.4 7.3 0.0 14.3 0.0 1.7 0.0 0.0 3.8 0.0 – 1.6 5.9 – 1.6 – – – 2.1 5.0 5.5 3.7 7.4 5.0 13.5 6.6 7.5 3.4 – – 2.9 – 5.4 – – 4.1 1.5 8.6 2.6 1.5 – 0.6 – – – 3.1 – 2.1 3.0 – – – 0.2 – – Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 20. Long-term disability insurance plans: Maximum benefit amounts, State and local government workers, National Compensation Survey, March 2008 (All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent) Maximum benefit amount1 Characteristics No maximum benefit amount With maximum benefit amount 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile All workers ............................................................. 35 65 $1,500 $3,900 $5,000 $6,000 $8,100 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 35 36 37 65 64 63 1,500 1,000 1,500 3,900 3,750 3,500 5,000 5,000 5,000 6,000 6,000 6,000 8,000 8,000 8,000 42 33 37 38 35 35 34 35 58 67 63 62 65 65 66 65 800 2,100 2,000 2,000 1,500 1,500 1,500 1,800 3,000 4,500 3,900 3,900 3,000 3,000 3,900 3,000 4,500 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,250 7,000 6,000 7,500 6,000 6,000 5,000 6,000 6,500 8,500 10,000 10,000 8,000 8,000 7,500 10,000 Full time ................................................................. Part time ................................................................ 35 39 65 61 1,500 2,500 3,900 4,000 5,000 5,000 6,000 7,000 8,100 10,000 Union ..................................................................... Nonunion ............................................................... 37 33 63 67 2,000 800 3,333 3,900 5,000 5,000 6,000 5,500 10,000 8,000 See footnotes at end of table. Table 20. Long-term disability insurance plans: Maximum benefit amounts, State and local government workers, National Compensation Survey, March 2008—Continued (All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent) Maximum benefit amount1 No maximum benefit amount With maximum benefit amount 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 35 36 36 39 26 35 30 37 65 64 64 61 74 65 70 63 $1,500 1,500 1,500 800 2,500 2,100 3,000 2,000 $3,900 3,900 3,500 3,000 3,900 4,500 4,500 3,000 $5,000 5,000 5,000 4,500 5,000 5,000 5,000 5,000 $6,000 6,000 6,000 5,500 7,500 5,000 6,000 6,000 $8,500 8,000 8,000 7,000 10,000 8,000 8,500 10,000 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 31 24 37 36 39 35 69 76 63 64 61 65 3,000 3,000 3,000 1,500 2,333 1,200 3,900 3,900 3,500 3,900 4,000 3,000 4,500 5,000 4,000 5,000 5,000 5,000 5,000 5,000 5,000 6,000 6,000 6,000 6,000 7,000 6,000 9,500 9,000 10,000 State government .................................................. Local government .................................................. 33 36 67 64 1,500 1,500 3,900 3,750 5,000 5,000 6,000 6,000 8,500 8,100 – 22 58 40 21 – – 52 26 76 78 42 60 79 76 82 48 74 4,000 1,800 3,000 3,000 800 3,000 2,000 2,500 3,000 4,500 3,750 4,400 4,000 1,500 5,000 3,000 5,000 5,000 6,000 5,000 5,000 5,000 3,900 5,000 3,000 5,500 5,000 6,000 6,500 6,500 5,000 5,000 6,000 5,000 7,000 7,000 6,000 7,500 10,000 6,000 8,000 8,500 7,000 10,000 10,000 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 20. Standard errors for long-term disability insurance plans: Maximum benefit amounts, State and local government workers, National Compensation Survey, March 2008 (All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent) Characteristics No maximum benefit amount With maximum benefit amount All workers ............................................................. 2.5 Maximum benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile 2.5 $827.80 $696.00 $0.00 $0.00 $812.80 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 2.7 2.9 3.2 2.7 2.9 3.2 1,030.30 973.60 899.20 353.50 654.40 638.00 0.00 0.00 0.00 0.00 174.60 110.50 321.10 271.00 650.60 3.9 6.1 3.5 5.5 3.1 3.0 4.7 6.6 3.9 6.1 3.5 5.5 3.1 3.0 4.7 6.6 629.10 1,779.40 333.60 615.00 918.00 938.00 1,136.90 1,140.60 731.90 898.80 567.40 874.30 880.30 916.90 1,089.00 205.50 749.60 0.00 0.00 0.00 0.00 0.00 220.90 1,340.70 380.60 1,734.20 1,126.40 1,222.50 0.00 0.00 1,269.00 1,089.60 661.10 312.40 0.00 0.00 694.20 1,056.60 589.70 2,140.20 Full time ................................................................. Part time ................................................................ 2.5 5.9 2.5 5.9 774.00 97.50 787.20 873.10 0.00 0.00 0.00 966.90 706.00 867.30 Union ..................................................................... Nonunion ............................................................... 2.5 3.4 2.5 3.4 233.20 1,472.70 798.60 683.70 0.00 451.60 0.00 788.00 960.80 386.60 See footnotes at end of table. Table 20. Standard errors for long-term disability insurance plans: Maximum benefit amounts, State and local government workers, National Compensation Survey, March 2008—Continued (All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent) Maximum benefit amount1 No maximum benefit amount With maximum benefit amount 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 2.5 3.0 3.2 3.8 4.7 5.1 5.3 3.3 2.5 3.0 3.2 3.8 4.7 5.1 5.3 3.3 $794.90 823.10 838.90 758.20 600.80 2,014.60 973.70 953.40 $735.80 729.50 734.80 706.10 390.50 893.90 852.00 925.60 $0.00 0.00 0.00 718.90 427.80 0.00 0.00 0.00 $0.00 78.10 78.10 752.60 950.20 1,514.50 1,583.40 0.00 $645.70 177.40 323.10 650.70 0.00 890.50 883.60 1,913.10 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 4.9 5.5 7.9 2.6 4.5 2.8 4.9 5.5 7.9 2.6 4.5 2.8 0.00 0.00 662.20 689.40 832.60 724.00 483.30 444.60 451.60 821.70 379.70 1,079.50 732.70 1,100.20 724.30 0.00 0.00 0.00 0.00 0.00 156.20 0.00 0.00 0.00 1,026.50 1,397.10 1,306.30 1,112.80 802.20 1,666.00 State government .................................................. Local government .................................................. 4.1 2.6 4.1 2.6 2,006.40 703.80 811.90 640.60 0.00 0.00 270.60 0.00 1,134.50 962.40 – 5.2 6.1 10.1 4.7 – – 9.3 3.4 7.7 5.2 6.1 10.1 4.7 9.9 5.6 9.3 3.4 2,121.70 1,563.20 707.20 271.80 0.00 1,137.20 1,748.70 1,991.20 573.90 579.20 1,025.80 507.80 1,028.80 2,166.80 500.10 518.10 0.00 270.60 1,210.00 0.00 0.00 0.00 0.00 584.50 1,289.50 707.20 0.00 0.00 814.30 927.80 206.60 620.50 468.60 930.70 943.70 1,220.00 0.00 667.30 617.50 310.00 1,090.60 1,027.30 4,003.80 2,000.40 0.00 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 21. Leave benefits: Access, State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Characteristics All workers ............................................................. Family leave1 Paid holidays Paid vacations Paid personal leave Paid funeral leave Paid jury duty leave Paid military leave Paid Unpaid 68 60 59 84 91 74 15 94 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 57 51 32 44 37 13 64 65 70 86 86 83 92 92 91 74 73 71 16 15 16 94 94 94 29 82 78 86 87 87 95 76 9 80 75 87 85 86 94 64 78 49 52 55 54 56 46 59 86 88 82 89 84 85 84 79 95 92 88 92 91 92 91 87 72 72 72 80 78 79 81 71 17 13 14 15 15 15 13 15 96 94 92 94 94 95 93 92 Full time ................................................................. Part time ................................................................ 75 31 68 20 65 30 90 52 97 59 80 43 16 9 97 75 Union ..................................................................... Nonunion ............................................................... 70 67 57 62 72 49 94 76 98 85 80 70 19 12 97 90 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 48 75 87 78 55 47 40 66 83 73 40 35 36 50 59 63 74 67 59 80 87 87 90 94 67 89 93 94 96 97 50 73 78 79 79 78 9 13 16 16 17 17 79 92 95 95 97 98 See footnotes at end of table. Table 21. Leave benefits: Access, State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Family leave1 Paid holidays Paid vacations Paid personal leave Paid funeral leave Paid jury duty leave Paid military leave Paid Unpaid Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 68 57 52 44 78 92 93 87 60 43 36 27 67 91 94 88 59 64 66 72 46 53 47 53 84 85 84 84 86 87 89 85 91 92 92 93 89 91 92 90 74 72 73 71 78 70 72 81 15 15 16 17 12 – – 14 94 95 95 94 95 96 95 92 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 70 69 71 68 64 69 66 68 63 59 59 59 46 40 55 61 60 61 72 65 83 86 80 88 78 74 85 93 88 94 60 59 61 77 67 80 12 15 8 15 14 16 85 80 91 95 92 96 State government .................................................. Local government .................................................. 91 61 87 51 57 60 90 82 94 89 88 70 17 14 97 92 56 63 65 70 78 76 54 59 76 50 58 53 56 68 69 52 56 67 80 68 69 50 55 38 59 53 58 86 91 79 80 84 80 72 88 95 89 91 87 87 91 90 90 92 96 63 76 60 68 84 84 74 74 77 8 8 22 – 23 – 6 – 18 96 93 88 89 96 91 95 96 97 Characteristics Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 21. Standard errors for leave benefits: Access, State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Characteristics All workers ............................................................. Paid holidays Paid vacations Paid personal leave Paid funeral leave Paid jury duty leave Paid military leave Family leave Paid Unpaid 0.9 0.8 1.3 0.9 0.6 1.0 0.9 0.6 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 1.3 1.5 1.8 1.1 1.1 1.2 1.3 1.4 1.6 1.1 1.2 1.3 0.7 0.8 0.8 1.1 1.2 1.2 1.0 1.0 1.3 0.6 0.6 0.9 1.8 3.2 1.2 1.5 1.4 1.4 1.6 2.8 1.3 3.2 1.2 1.2 1.4 1.4 1.7 3.6 1.7 4.2 2.0 2.8 2.3 2.3 3.0 4.4 1.4 3.5 1.1 1.5 1.5 1.5 2.5 4.4 0.7 3.5 0.9 1.0 1.2 1.2 2.0 4.2 1.4 3.9 1.4 2.1 1.8 1.7 2.6 4.1 1.4 3.3 1.3 2.1 1.4 1.3 2.1 2.2 0.7 2.5 1.1 1.1 1.1 0.9 1.9 2.1 Full time ................................................................. Part time ................................................................ 1.0 1.8 0.8 1.9 1.4 1.8 0.9 2.3 0.6 2.1 1.0 2.1 1.0 1.1 0.4 2.2 Union ..................................................................... Nonunion ............................................................... 1.1 1.5 1.2 1.3 1.3 1.9 0.8 1.4 0.5 0.9 1.0 1.4 1.3 1.2 0.3 0.9 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 2.3 1.4 1.0 1.9 2.0 2.3 2.1 2.0 1.2 2.0 1.7 2.0 2.1 2.3 2.1 1.7 1.6 2.2 2.1 1.7 1.1 1.7 1.0 0.7 1.8 1.5 0.9 1.3 0.6 0.7 2.1 1.7 1.4 1.7 1.5 1.5 1.9 1.6 1.5 1.2 1.5 1.1 2.5 1.1 0.6 1.1 0.6 0.6 See footnotes at end of table. Table 21. Standard errors for leave benefits: Access, State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Paid holidays Paid vacations Paid personal leave Paid funeral leave Paid jury duty leave Paid military leave Paid Unpaid Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.9 1.3 1.4 1.4 1.7 1.7 1.5 1.2 0.9 1.2 1.4 1.1 2.5 1.6 1.3 1.2 1.3 1.7 1.8 1.6 5.2 3.5 4.1 2.1 0.9 1.3 1.3 1.4 1.8 4.0 5.8 1.5 0.6 0.8 0.6 0.7 1.5 4.3 6.2 1.2 1.0 1.2 1.3 1.2 4.2 3.3 4.0 1.7 1.0 1.2 1.2 1.3 2.0 – – 1.7 0.6 0.6 0.7 0.7 1.5 1.7 2.1 1.1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2.3 3.5 2.5 1.0 1.9 1.0 2.4 3.5 2.7 0.9 1.9 1.0 2.5 3.6 3.9 1.5 2.2 1.6 2.4 3.8 2.5 1.0 2.0 1.1 2.3 3.8 2.6 0.6 1.2 0.7 2.9 3.9 4.2 1.0 2.1 1.2 1.9 2.6 2.1 1.1 1.8 1.2 2.3 3.7 2.2 0.5 1.2 0.4 State government .................................................. Local government .................................................. 1.0 1.0 1.1 0.9 2.3 1.4 1.7 1.0 1.5 0.7 2.4 1.0 2.3 1.0 0.7 0.7 4.8 1.9 2.0 2.9 2.4 4.9 3.8 3.6 1.4 3.7 2.1 1.8 3.1 2.0 3.2 2.5 3.1 2.2 3.7 1.9 2.5 7.5 3.5 4.7 3.8 4.7 3.6 2.7 0.8 1.9 3.1 3.2 4.7 2.7 3.0 0.9 2.6 0.5 1.5 3.0 1.5 3.7 1.7 2.7 0.8 3.8 4.1 2.6 4.7 1.8 5.0 2.1 3.9 1.8 2.4 1.1 2.2 – 2.6 – 1.8 – 2.0 2.4 1.0 2.6 2.5 1.0 2.1 0.9 1.2 1.1 Characteristics Family leave Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 22. Paid holidays: Number of days provided, State and local government workers, National Compensation Survey, March 2008 (All workers with paid holidays = 100 percent) Paid holidays1 Mean number of days Median number of days 11 11 4 5 3 3 Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 11 11 10 11 11 10 6 8 14 7 8 14 2 3 4 10 10 11 11 11 12 11 11 9 10 11 11 12 12 11 11 17 – 2 1 1 1 – 8 20 10 4 – 2 2 2 4 Full time ................................................................. Part time ................................................................ 11 11 11 10 4 9 Union ..................................................................... Nonunion ............................................................... 11 11 12 11 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 10 11 11 11 11 11 10 11 11 11 11 12 Characteristics All workers ............................................................. Less than 6 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 9 14 18 17 13 6 8 3 3 3 10 9 10 13 13 12 16 14 12 16 16 9 12 11 5 6 6 6 9 9 10 – 4 3 – 3 2 – 5 – – 3 2 4 4 – 4 8 – 8 8 8 8 7 7 12 9 15 16 13 14 19 15 12 – 18 25 19 18 26 20 5 18 16 18 22 22 21 16 6 9 15 18 13 13 12 11 – 4 7 5 8 8 3 5 10 4 10 6 8 8 6 5 5 4 2 5 3 – 9 11 14 14 19 12 18 9 13 10 6 5 8 12 4 4 6 4 2 3 1 5 6 11 12 16 17 19 20 15 18 8 6 7 8 8 7 5 1 3 8 4 8 5 2 5 8 1 6 3 2 2 2 3 8 5 3 2 2 4 9 11 9 7 6 15 15 14 17 15 10 8 16 17 20 20 15 13 11 17 18 19 17 16 5 8 12 13 18 19 6 6 7 6 6 7 – 9 9 7 9 9 6 days 7 days 8 days 9 days Worker characteristics See footnotes at end of table. Table 22. Paid holidays: Number of days provided, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with paid holidays = 100 percent) Paid holidays1 Mean number of days Median number of days Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 11 11 11 11 12 10 10 11 11 11 11 10 12 11 10 11 4 8 8 11 3 6 – (3) 5 8 7 11 – 10 13 – 3 4 3 4 – 6 9 – 3 5 4 2 – 7 10 1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 11 11 10 11 11 11 11 11 11 11 11 11 3 1 6 4 5 4 2 – – 5 4 5 5 – 9 2 4 2 State government .................................................. Local government .................................................. 12 11 12 11 (3) 6 (3) 7 12 13 10 10 10 11 12 11 12 12 12 10 10 11 11 11 11 12 – 1 7 5 2 14 – 2 2 – – 3 7 11 3 – – – Characteristics Less than 6 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 9 8 8 8 8 – 5 10 14 13 13 13 – 10 6 15 18 12 12 11 – – – 24 17 12 10 8 13 21 21 23 13 10 10 10 11 11 9 17 6 8 8 7 11 7 6 5 8 12 15 14 17 4 – 4 4 6 – 3 4 3 10 6 16 9 10 8 19 24 14 13 16 12 25 29 20 17 20 16 13 16 10 18 16 18 10 8 12 13 10 14 7 6 7 6 6 6 2 3 1 9 5 10 – 4 – 3 12 7 14 14 18 18 21 16 15 12 7 6 9 8 4 – 4 – 2 – 3 – – 2 – 3 – 2 – 6 – – – 3 19 – – 3 6 3 – 16 – 21 19 12 – 9 29 8 – 13 9 – 24 12 24 37 15 26 29 14 – 21 13 8 8 15 24 17 7 3 9 – 4 – 30 3 8 11 2 4 – 13 – 9 – 15 4 – 2 20 20 6 8 6 days 7 days 8 days 9 days Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Fractional holiday amounts were rounded to the nearest full number of days. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 3 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 22. Standard errors for paid holidays: Number of days provided, State and local government workers, National Compensation Survey, March 2008 (All workers with paid holidays = 100 percent) Paid holidays1 Characteristics All workers ............................................................. Mean number of days Median number of days 0.1 0.0 0.5 0.6 0.5 0.7 Less than 6 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 1.5 1.2 1.6 1.1 0.9 0.5 0.6 6 days 7 days 8 days 9 days Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 0.1 0.1 0.3 0.0 0.0 0.2 0.9 1.0 2.3 1.1 1.2 3.0 0.7 0.9 1.9 0.7 0.8 1.1 2.0 1.7 1.8 1.4 1.6 2.4 2.1 2.3 2.8 1.1 1.2 1.5 1.2 1.3 1.9 0.7 0.8 2.1 0.5 0.7 1.8 0.4 0.3 0.1 0.1 0.1 0.1 0.1 0.2 1.2 0.9 0.1 0.2 0.9 1.0 0.0 0.0 3.2 – 0.4 0.3 0.5 0.5 – 2.4 4.4 2.4 0.8 – 0.5 0.5 0.5 1.2 – 2.0 0.6 – 0.7 0.6 – 2.1 – – 0.6 0.7 0.8 0.8 – 1.9 1.6 – 1.5 2.3 1.6 1.6 1.9 2.0 2.6 1.7 1.4 2.3 1.4 1.5 2.6 3.4 2.7 – 1.5 2.4 2.2 2.1 3.7 4.2 1.6 4.1 1.6 2.8 2.0 2.0 2.6 2.3 2.7 2.5 1.3 1.9 1.2 1.2 1.8 2.2 – 1.3 0.7 1.1 0.7 0.7 0.7 1.3 1.3 1.2 1.3 0.9 1.7 1.8 1.2 1.6 Full time ................................................................. Part time ................................................................ 0.1 0.2 0.0 1.1 0.5 1.9 0.6 0.9 0.4 2.0 0.5 – 1.5 2.7 1.2 1.9 1.7 2.5 1.2 1.7 0.9 2.4 0.5 0.9 0.7 1.5 Union ..................................................................... Nonunion ............................................................... 0.1 0.1 0.4 0.0 0.7 0.7 1.0 0.7 0.7 0.5 0.4 1.1 1.4 2.2 1.0 2.0 1.7 2.1 1.5 1.3 1.2 1.1 0.5 0.8 0.8 1.0 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 0.3 0.2 0.1 0.1 0.2 0.2 0.3 0.0 0.0 0.0 0.5 1.3 1.2 1.1 0.3 0.8 1.4 1.4 1.8 0.7 0.4 1.2 1.5 0.5 1.7 0.9 0.4 0.5 0.9 0.9 2.4 1.4 0.6 0.5 0.6 1.3 1.7 1.8 1.9 1.7 1.3 3.4 2.8 1.6 1.3 1.8 1.4 1.3 2.4 2.2 2.5 2.0 1.5 3.2 2.2 2.1 1.7 1.5 1.5 1.5 1.3 1.2 1.1 1.3 1.5 1.5 1.2 0.8 0.5 0.8 0.8 1.6 – 1.2 1.7 0.8 1.5 1.4 See footnotes at end of table. Table 22. Standard errors for paid holidays: Number of days provided, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with paid holidays = 100 percent) Paid holidays1 Mean number of days Median number of days Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.1 0.1 0.2 0.2 0.3 0.2 0.3 0.1 0.0 0.0 0.0 1.2 1.0 0.3 1.5 0.6 0.5 1.0 1.2 1.6 1.1 2.2 – 0.1 0.6 1.0 1.2 1.8 – 2.0 2.5 – 0.5 0.8 0.9 1.3 – 1.7 2.6 – 0.7 1.2 1.4 0.7 – 1.8 2.8 0.3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.1 0.1 0.3 0.1 0.2 0.1 0.0 0.0 0.8 0.0 0.0 0.6 0.9 0.4 1.8 0.6 1.0 0.6 0.8 – – 0.7 0.8 0.8 1.2 – 2.5 0.5 1.1 0.5 State government .................................................. Local government .................................................. 0.1 0.1 0.8 0.0 0.2 0.8 0.2 0.9 0.2 0.2 0.2 0.3 0.2 0.4 0.3 0.3 0.2 0.0 0.0 (3) 0.9 0.0 1.1 0.2 0.0 0.4 – 0.4 1.5 1.8 0.7 4.0 – 0.8 0.8 – – 1.0 1.3 2.0 1.6 – – – Characteristics Less than 6 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 1.5 1.2 1.3 1.3 2.7 – 1.3 2.5 1.2 1.7 2.0 1.6 – 1.9 2.3 1.7 1.7 2.7 2.3 1.5 – – – 1.8 1.1 1.0 1.0 1.1 2.5 2.4 2.9 2.1 0.9 1.0 1.1 1.4 1.6 1.7 2.1 1.3 0.5 0.9 1.0 1.3 2.0 1.6 1.9 0.5 0.6 1.1 1.6 1.2 4.0 1.8 – 0.6 1.5 2.3 – 0.7 0.9 0.9 2.4 2.1 4.6 1.6 2.3 1.7 3.0 4.3 2.4 1.4 2.5 1.5 3.3 4.2 4.0 1.8 2.3 2.2 2.4 3.4 2.8 1.2 1.9 1.3 1.8 1.8 2.6 0.9 1.6 0.9 1.4 1.5 2.3 0.5 1.0 0.7 0.5 0.7 0.6 0.7 1.0 0.9 – 0.7 – 0.6 3.5 0.9 2.7 1.2 4.0 1.2 2.6 0.8 1.4 0.9 1.0 0.6 2.0 0.6 2.0 – 1.0 – 0.4 – 1.5 – – 0.8 – 0.7 – 0.6 – 1.6 – – – 1.0 3.6 – – 1.5 0.9 1.4 – 3.8 – 2.8 2.3 1.7 – 2.3 6.4 1.6 – 2.1 1.5 – 3.6 2.3 3.8 5.8 1.9 6.3 2.0 3.4 – 2.7 3.7 2.3 2.6 1.6 6.3 1.4 1.7 1.1 1.7 – 1.4 – 2.4 0.7 0.6 1.8 0.9 1.5 – 2.0 – 1.2 – 1.0 1.0 – 0.4 5.3 3.3 2.6 1.2 6 days 7 days 8 days 9 days Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Fractional holiday amounts were rounded to the nearest full number of days. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 3 Less than 0.05. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 23. Paid vacations:1 Number of days by service requirement, State and local government workers, National Compensation Survey, March 2008 (All workers with paid vacations = 100 percent) Percent with paid vacations days by length of service2 Characteristics Mean number of days Median number of days All workers ............................................................. 12 12 5 Full time ................................................................. Part time ................................................................ 12 11 12 10 Union ..................................................................... Nonunion ............................................................... 12 12 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days 12 58 16 7 3 5 6 11 26 58 41 16 15 7 – 3 1 11 12 3 6 15 9 59 57 14 17 5 9 4 2 11 11 11 12 12 13 10 10 11 12 12 12 5 – 6 5 4 5 19 22 15 10 14 9 59 59 59 57 60 56 12 10 14 17 15 17 4 3 6 8 7 8 1 2 – 3 – 4 All workers ............................................................. 15 15 2 4 26 51 12 5 Full time ................................................................. Part time ................................................................ 15 14 15 13 2 4 3 9 25 44 52 30 12 – 5 6 Union ..................................................................... Nonunion ............................................................... 15 15 15 15 1 2 6 2 24 28 54 48 9 15 6 4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 14 14 14 16 15 16 15 15 15 15 15 15 – – – 2 1 2 5 4 6 4 3 4 33 35 31 25 32 23 53 50 56 51 50 51 6 6 6 13 10 14 1 2 – 6 3 7 All workers ............................................................. 18 18 2 1 8 53 27 8 Full time ................................................................. Part time ................................................................ 18 17 18 16 1 4 1 5 8 18 53 47 28 20 8 6 Union ..................................................................... Nonunion ............................................................... 18 18 18 18 1 2 2 1 8 9 52 54 28 27 9 8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 17 17 17 18 18 18 18 18 18 18 18 18 – – – 1 1 2 2 2 – 1 2 1 10 11 8 8 9 8 58 56 60 52 55 51 22 21 23 28 27 28 6 6 5 9 6 10 Less than 5 5 to 9 days days After 1 year After 5 years After 10 years See footnotes at end of table. Table 23. Paid vacations:1 Number of days by service requirement, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with paid vacations = 100 percent) Percent with paid vacations days by length of service2 Characteristics Mean number of days Median number of days All workers ............................................................. 22 22 1 Full time ................................................................. Part time ................................................................ 22 20 22 20 Union ..................................................................... Nonunion ............................................................... 22 22 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 21 20 22 22 22 22 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days 1 5 14 48 31 1 4 1 3 5 8 13 23 48 47 31 15 22 22 (3) 2 2 1 4 6 12 15 48 49 34 28 21 21 22 22 21 22 – – – 1 – 2 – – – 1 1 1 9 10 7 4 6 4 12 12 12 14 16 13 47 45 51 49 47 49 29 29 30 31 28 32 Fewer than 5 to 9 days 5 days After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. 3 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. Table 23. Standard errors for paid vacations:1 Number of days by service requirement, State and local government workers, National Compensation Survey, March 2008 (All workers with paid vacations = 100 percent) Percent with paid vacations days by length of service2 Characteristics Mean number of days Median number of days All workers ............................................................. 0.2 0.0 1.0 Full time ................................................................. Part time ................................................................ 0.2 0.5 0.0 (3) Union ..................................................................... Nonunion ............................................................... 0.1 0.3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days 0.8 1.5 1.7 0.9 0.2 1.0 2.1 0.8 3.6 1.4 5.3 1.8 2.1 0.9 – 0.2 0.4 0.2 0.0 0.5 1.7 1.2 0.8 1.6 2.5 1.0 2.9 0.5 1.6 0.3 0.3 0.3 0.4 0.3 0.2 0.3 0.2 0.1 (3) 0.6 0.0 1.4 0.0 1.7 – 1.6 1.0 1.0 1.2 2.9 3.9 3.2 0.8 1.8 0.9 3.4 5.1 4.2 1.6 2.7 1.8 1.7 2.7 2.2 1.9 2.4 2.1 0.8 1.0 1.4 1.1 1.7 1.1 0.2 0.1 – 0.3 – 0.3 All workers ............................................................. 0.2 0.0 0.5 0.5 1.4 1.3 1.8 0.4 Full time ................................................................. Part time ................................................................ 0.2 0.5 0.0 1.2 0.5 1.7 0.5 1.9 1.4 5.0 1.3 3.9 1.9 – 0.4 2.1 Union ..................................................................... Nonunion ............................................................... 0.1 0.3 0.0 0.0 0.3 0.9 1.0 0.4 1.5 2.1 1.6 2.0 0.7 3.0 0.5 0.6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.3 0.4 0.3 0.2 0.2 0.2 0.0 0.0 0.0 0.0 0.0 0.0 – – – 0.6 0.6 0.7 1.5 1.6 2.7 0.5 0.8 0.6 3.0 4.1 3.8 1.5 2.5 1.6 3.7 4.8 4.5 1.4 2.6 1.5 1.1 1.8 1.1 2.0 2.0 2.4 0.3 0.1 – 0.5 0.8 0.6 All workers ............................................................. 0.2 0.0 0.5 0.3 0.8 1.6 1.6 0.6 Full time ................................................................. Part time ................................................................ 0.2 0.5 (3) 1.3 0.5 1.7 0.3 1.4 0.8 2.5 1.6 4.9 1.7 4.4 0.6 2.1 Union ..................................................................... Nonunion ............................................................... 0.1 0.3 0.0 (3) 0.3 0.9 0.7 0.2 0.8 1.3 1.6 2.5 1.3 2.7 0.6 0.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.3 0.5 0.3 0.2 0.3 0.2 1.1 1.0 1.5 (3) 0.0 (3) – – – 0.6 0.5 0.7 0.7 0.8 – 0.3 0.5 0.4 1.9 2.9 2.3 0.8 1.9 0.9 3.2 4.8 4.7 1.7 2.9 2.0 2.7 3.9 3.2 1.7 2.2 2.0 1.0 1.4 1.5 0.7 1.2 0.9 Less than 5 5 to 9 days days After 1 year After 5 years After 10 years See footnotes at end of table. Table 23. Standard errors for paid vacations:1 Number of days by service requirement, State and local government workers, National Compensation Survey, March 2008—Continued (All workers with paid vacations = 100 percent) Percent with paid vacations days by length of service2 Characteristics Mean number of days Median number of days All workers ............................................................. 0.2 0.0 0.5 Full time ................................................................. Part time ................................................................ 0.2 0.5 0.1 0.2 Union ..................................................................... Nonunion ............................................................... 0.2 0.3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.4 0.5 0.5 0.2 0.3 0.2 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days 0.4 0.7 0.9 1.7 1.6 0.5 1.7 0.3 1.2 0.7 1.6 0.9 3.1 1.7 5.0 1.6 2.6 0.5 0.5 0.1 0.9 0.7 0.2 0.8 1.1 0.9 1.4 2.1 2.6 1.8 2.5 0.1 0.2 0.7 0.2 1.0 0.7 – – – 0.6 – 0.7 – – – 0.4 0.4 0.4 2.0 3.0 2.3 0.7 1.5 0.7 2.3 2.8 3.3 1.0 2.1 1.1 3.0 4.3 3.6 1.9 2.8 2.2 3.1 3.8 4.5 1.7 2.1 2.0 Fewer than 5 to 9 days 5 days After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. 3 Less than 0.05. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 24. Quality of life benefits: Access, State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Employer assistance for childcare All workers ............................................................. Long-term care insurance Flexible workplace Employerprovided home PC Subsidized commuting 8 26 4 2 10 Adoption Resource assistance and referral services Total1 Employerprovided funds On-site and off-site 19 4 9 10 Characteristics Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 21 20 17 4 4 2 11 11 9 11 11 9 9 8 5 29 28 26 4 3 2 2 2 2 9 7 4 13 34 16 15 21 21 18 11 1 – 4 3 5 5 7 3 6 22 7 6 10 10 6 4 8 20 7 8 11 11 8 5 3 16 7 7 9 10 9 6 22 30 23 25 28 29 25 15 (2) – 4 4 5 5 2 – 2 4 1 (2) 1 1 – – 1 – 10 14 14 14 12 13 Full time ................................................................. Part time ................................................................ 20 15 4 4 10 7 10 8 9 5 29 12 5 1 2 – 11 5 Union ..................................................................... Nonunion ............................................................... 18 20 4 5 8 11 10 10 7 10 26 27 2 6 (2) 2 11 9 Average wage within the following percentiles:3 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 12 18 20 22 20 21 3 4 5 5 3 4 5 10 9 11 8 12 5 8 10 11 12 13 5 9 10 9 7 8 14 23 29 30 27 29 – 4 7 4 3 4 – 1 1 2 2 2 3 5 13 13 10 10 See footnotes at end of table. Table 24. Quality of life benefits: Access, State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Employer assistance for childcare Characteristics Long-term care insurance Flexible workplace Employerprovided home PC Subsidized commuting 8 8 7 4 15 16 15 9 26 29 29 21 53 30 30 25 4 4 – 1 – – – 6 2 2 2 2 – 2 3 1 10 6 5 2 – – – 17 5 4 6 11 6 12 7 – 2 9 6 9 15 15 15 28 15 33 4 6 2 4 2 5 2 – 4 1 2 1 4 6 2 11 5 13 18 6 14 8 19 5 43 21 – 2 1 2 19 7 – 8 6 – 16 – 7 8 10 2 4 6 – 8 8 8 20 24 2 1 11 2 14 – 5 – 10 – 15 15 – 45 – 18 23 39 – – 1 – – – 2 – 3 – 1 1 – – – 1 – – 5 4 9 – 8 3 4 20 25 Adoption Resource assistance and referral services Total1 Employerprovided funds On-site and off-site Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 19 21 20 13 40 31 33 18 4 4 3 2 – 14 – 4 9 12 11 7 27 17 – 6 10 10 10 8 – 16 – 10 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10 10 8 21 12 24 3 4 – 4 3 5 4 3 – 10 6 12 State government .................................................. Local government .................................................. 33 15 9 3 – 10 15 – 22 – 16 25 32 – – 9 – 3 – 3 – 4 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The total is less than the sum of individual childcare provisions because some employees have access to more than one of the benefits. 2 Less than 0.5 percent. 3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 24. Standard errors for quality of life benefits: Access, State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Employer assistance for childcare Long-term care insurance Flexible workplace Employerprovided home PC Subsidized commuting 0.9 1.4 1.1 0.4 1.0 1.3 1.3 1.1 1.0 0.9 0.7 1.5 1.5 1.6 1.2 0.9 0.7 0.5 0.6 0.7 1.1 1.1 0.8 1.0 5.1 0.9 1.1 1.8 1.9 1.2 1.5 1.1 5.1 0.9 1.3 1.7 1.8 1.4 1.0 0.6 4.3 1.0 1.4 1.2 1.3 2.4 1.5 1.7 4.3 1.7 2.7 2.3 2.3 2.7 2.8 0.2 – 1.1 1.0 1.7 1.8 0.8 – 0.9 0.9 0.3 0.1 0.3 0.3 – – 0.3 – 1.1 1.9 1.8 1.8 1.7 2.2 0.6 1.3 1.3 1.1 1.1 1.3 1.0 1.4 1.6 1.3 1.3 0.6 0.4 – 1.1 1.1 1.2 1.9 0.5 1.2 1.0 1.6 1.0 1.2 0.5 1.5 1.3 2.2 0.5 1.9 0.2 0.6 1.1 1.1 1.7 1.9 1.9 1.9 1.4 2.3 1.2 1.1 0.9 0.8 0.7 1.6 1.0 1.4 1.9 1.7 0.9 2.0 0.9 1.1 1.7 1.6 0.9 2.5 1.3 1.6 1.4 1.0 0.8 1.6 2.5 2.0 2.2 1.6 1.7 1.9 – 1.2 2.0 0.9 0.5 1.5 – 0.7 0.3 0.6 0.5 0.4 0.9 1.0 1.9 1.3 0.8 1.5 Characteristics Adoption Resource assistance and referral services Total Employerprovided funds On-site and off-site 1.3 0.7 1.2 1.0 Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 1.6 1.6 1.4 0.7 0.8 0.5 1.4 1.5 1.0 1.3 4.9 1.2 1.6 2.0 2.1 2.8 2.0 0.4 – 0.7 0.7 0.8 0.8 2.4 1.2 Full time ................................................................. Part time ................................................................ 1.4 1.7 Union ..................................................................... Nonunion ............................................................... Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... All workers ............................................................. Worker characteristics See footnotes at end of table. Table 24. Standard errors for quality of life benefits: Access, State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Employer assistance for childcare Characteristics Long-term care insurance Flexible workplace Employerprovided home PC Subsidized commuting 0.9 1.0 0.9 0.5 3.5 3.5 3.7 1.7 1.4 2.0 2.0 1.6 6.0 4.4 5.6 1.5 1.1 1.5 – 0.2 – – – 1.7 0.4 0.5 0.6 0.8 – 0.7 1.0 0.4 1.0 1.5 1.2 0.3 – – – 1.2 1.2 0.9 2.7 1.2 1.4 1.6 1.7 – 1.0 1.0 1.3 1.2 1.8 2.3 3.3 1.5 1.6 1.9 1.1 1.7 0.8 1.2 0.6 1.6 0.8 – 1.6 0.4 0.7 0.5 1.1 1.8 0.4 1.1 1.1 1.4 4.1 0.6 3.7 0.6 3.2 0.4 4.4 0.9 – 0.3 0.3 0.5 3.6 0.4 – 1.2 1.7 – 2.7 – 1.6 2.5 1.2 0.8 0.9 1.8 – 1.4 1.8 1.0 4.4 1.6 0.9 0.3 1.8 0.8 3.2 – 0.7 – 0.7 – 0.4 2.8 – 2.9 – 2.3 2.4 2.0 – – 0.5 – – – 0.4 – 0.9 – 0.2 0.4 – – – 0.5 – – 1.9 0.8 2.0 – 1.4 1.3 0.6 2.0 1.5 Adoption Resource assistance and referral services Total Employerprovided funds On-site and off-site Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1.3 1.8 1.6 1.3 5.6 4.5 5.3 1.4 0.7 1.0 0.8 0.4 – 4.2 – 0.6 1.2 1.7 1.4 0.9 5.5 4.8 – 1.2 1.0 1.7 1.4 1.0 – 4.6 – 0.8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.8 2.3 2.9 1.4 1.7 1.9 1.4 1.9 – 0.7 1.1 0.9 1.2 1.1 – 1.4 1.4 1.8 State government .................................................. Local government .................................................. 4.0 0.9 2.0 0.5 – 1.1 2.4 – 3.6 – 2.1 3.4 1.7 – – 2.0 – 1.0 – 1.2 – 0.9 Establishment characteristics Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 25. Pretax benefits:1 Access, State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Section 125 cafetaria benefits Cash or deferred arrangements with no employer contributions Characteristics Health savings account All workers ............................................................. 20 34 52 59 54 Flexible benefits Dependent Healthcare care reimbursement reimbursement account account Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 20 20 19 35 34 34 55 54 49 62 62 59 56 55 54 16 21 18 18 19 19 22 19 35 42 28 29 35 35 38 35 50 68 47 54 53 54 51 40 58 71 52 57 60 60 57 42 52 52 49 53 56 57 54 50 Full time ................................................................. Part time ................................................................ 21 12 36 18 56 30 63 35 59 30 Union ..................................................................... Nonunion ............................................................... 17 22 31 36 54 50 62 56 59 51 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 15 18 20 22 22 19 23 36 33 38 38 28 32 49 56 58 58 51 38 55 60 64 65 63 35 49 56 57 59 62 See footnotes at end of table. Table 25. Pretax benefits:1 Access, State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Section 125 cafetaria benefits Characteristics Health savings account Flexible benefits Dependent Healthcare care reimbursement reimbursement account account Cash or deferred arrangements with no employer contributions Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 19 21 20 17 30 22 22 18 33 35 35 35 36 39 45 32 52 53 51 49 60 62 66 54 59 62 61 58 71 68 69 57 54 55 55 51 69 51 52 54 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 17 17 17 20 12 23 24 22 26 35 27 38 33 31 36 55 40 60 39 36 43 62 42 69 38 35 43 57 46 60 State government .................................................. Local government .................................................. 29 17 35 33 69 46 74 54 74 48 12 3 22 – 29 – 15 21 22 6 – 19 34 47 44 35 41 48 28 34 35 61 66 33 62 70 65 34 46 44 66 71 43 66 75 69 46 73 55 40 47 42 63 57 53 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 See the Technical Note for definitions. 2 The percentile groupings are based on the average wage for Earnings in the United States, 2007." See Technical Note for more details. each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 25. Standard errors for pretax benefits:1 Access, State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Section 125 cafetaria benefits Cash or deferred arrangements with no employer contributions Characteristics Health savings account All workers ............................................................. 1.4 1.5 1.5 1.6 1.4 Flexible benefits Dependent Healthcare care reimbursement reimbursement account account Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 1.5 1.6 1.7 1.6 1.7 1.9 1.8 1.8 2.1 1.7 1.7 1.9 1.3 1.4 1.8 1.6 3.5 1.4 2.3 1.8 1.8 3.4 3.4 2.2 4.9 1.5 2.4 2.1 2.2 3.1 3.3 2.4 3.5 1.8 2.9 2.2 2.2 3.0 3.4 2.2 3.3 1.9 2.8 2.6 2.5 3.6 3.3 2.0 4.2 2.1 2.8 2.3 2.3 3.7 4.3 Full time ................................................................. Part time ................................................................ 1.5 1.8 1.6 1.8 1.7 1.7 1.8 2.2 1.4 2.0 Union ..................................................................... Nonunion ............................................................... 1.2 2.1 1.8 2.2 1.8 2.0 1.6 2.4 1.7 1.9 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 2.4 2.2 1.8 1.6 1.7 1.7 1.9 2.8 1.8 2.1 2.1 2.0 2.1 2.3 2.1 2.3 2.2 2.0 3.1 2.8 2.2 2.3 1.9 1.8 2.8 1.9 2.2 1.9 1.8 2.4 See footnotes at end of table. Table 25. Standard errors for pretax benefits:1 Access, State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Section 125 cafetaria benefits Characteristics Health savings account Flexible benefits Dependent Healthcare care reimbursement reimbursement account account Cash or deferred arrangements with no employer contributions Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1.4 1.9 1.9 1.6 5.7 3.3 3.8 1.5 1.5 1.8 1.9 2.0 4.0 3.3 5.0 1.8 1.5 2.0 2.1 2.4 6.5 3.1 4.4 2.0 1.7 1.9 2.0 2.0 6.2 2.9 3.8 2.0 1.4 1.5 1.7 1.7 3.5 3.1 4.3 1.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2.2 2.9 3.3 1.4 1.8 1.7 2.5 3.2 3.7 1.6 2.4 1.9 2.6 3.4 4.4 1.6 2.5 1.8 2.8 3.7 4.6 1.7 2.6 1.7 3.4 4.2 3.8 1.3 2.3 1.6 State government .................................................. Local government .................................................. 3.7 1.1 2.9 1.5 3.3 1.6 3.5 1.6 2.3 1.3 3.1 1.1 3.2 – 3.4 – 2.2 3.4 2.2 1.7 – 2.1 5.4 3.8 9.0 3.9 11.1 2.6 4.7 3.6 2.8 4.9 2.8 7.0 3.8 11.1 2.9 6.1 3.7 2.2 3.1 2.0 12.0 3.4 12.1 2.7 2.9 3.6 2.9 5.5 3.1 6.7 2.7 7.3 3.4 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 See the Technical Note for definitions. 2 The percentile groupings are based on the average wage for Earnings in the United States, 2007." See Technical Note for more details. each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 26. Selected benefits: Access, State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Characteristics Job-related travel accident insurance All workers ............................................................. Education assistance Wellness programs Fitness centers Employee assistance programs Work related Non-work related 12 68 21 52 23 73 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 12 12 10 70 69 66 21 20 17 53 53 49 24 23 21 73 73 69 10 17 12 13 12 12 15 17 64 77 66 75 68 69 73 57 12 28 20 26 23 23 27 15 48 66 49 55 52 53 57 41 14 30 23 28 25 24 22 17 67 84 71 77 74 74 76 67 Full time ................................................................. Part time ................................................................ 13 11 73 44 23 12 54 39 24 19 76 53 Union ..................................................................... Nonunion ............................................................... 13 12 72 65 21 21 55 50 18 28 82 65 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 8 10 12 13 14 17 44 62 71 74 72 80 11 20 25 23 20 21 37 49 51 57 55 57 20 21 22 27 23 24 49 69 75 79 76 80 See footnotes at end of table. Table 26. Selected benefits: Access, State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Characteristics Job-related travel accident insurance Education assistance Work related Non-work related Wellness programs Fitness centers Employee assistance programs Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 12 13 12 9 20 19 15 12 68 68 66 61 82 79 79 72 21 21 20 12 46 26 27 24 52 51 49 45 64 65 69 53 23 24 24 13 60 26 30 20 73 72 70 68 76 84 86 75 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7 9 3 13 13 13 54 54 54 71 61 74 10 12 7 23 16 25 34 38 28 55 42 59 15 16 14 24 21 26 46 41 52 77 56 84 State government .................................................. Local government .................................................. 19 10 85 63 39 15 69 46 36 19 86 68 6 6 12 4 12 – 4 20 25 73 65 64 50 83 60 56 71 79 15 11 16 – 32 27 16 20 30 31 42 50 42 60 41 47 64 69 13 21 24 – 22 – 22 32 26 71 79 65 65 82 46 59 88 85 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 26. Standard errors for selected benefits: Access, State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Characteristics Job-related travel accident insurance All workers ............................................................. Education assistance Wellness programs Fitness centers Employee assistance programs Work related Non-work related 0.8 1.4 1.1 1.7 1.4 1.4 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 0.9 1.0 1.0 1.5 1.5 1.7 1.3 1.2 1.2 1.7 1.6 1.8 1.6 1.8 1.7 1.5 1.5 1.6 1.1 4.8 1.0 1.3 1.1 1.1 2.5 4.6 1.8 3.9 1.9 2.1 2.2 2.2 2.9 4.3 1.3 4.8 1.4 2.6 1.5 1.6 3.0 2.1 2.0 4.4 2.1 2.7 2.6 2.5 3.9 3.7 1.5 5.0 1.6 2.5 1.9 1.9 2.3 2.4 1.6 3.6 1.9 2.6 2.4 2.4 2.4 4.8 Full time ................................................................. Part time ................................................................ 0.8 1.8 1.4 2.1 1.2 1.5 1.7 2.3 1.5 1.6 1.5 2.3 Union ..................................................................... Nonunion ............................................................... 0.8 1.2 1.5 2.0 1.1 1.7 1.7 2.4 1.3 1.9 1.2 2.2 Average wage within the following percentiles:1 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.6 1.8 0.9 0.9 1.0 1.7 2.2 2.5 2.0 1.7 1.5 2.2 1.2 1.8 1.9 1.6 1.3 2.1 2.6 2.6 2.3 2.0 1.8 2.7 1.8 1.5 1.9 1.9 1.5 2.2 3.4 2.2 2.0 1.9 1.6 1.8 See footnotes at end of table. Table 26. Standard errors for selected benefits: Access, State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Characteristics Job-related travel accident insurance Education assistance Work related Non-work related Wellness programs Fitness centers Employee assistance programs Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 0.8 1.3 1.2 1.0 3.7 3.4 3.7 0.8 1.4 1.8 1.8 1.7 6.5 3.2 4.2 1.7 1.1 1.3 1.4 1.2 6.1 3.7 4.5 2.1 1.7 2.0 2.0 1.9 6.6 3.1 3.2 2.1 1.4 2.1 2.0 1.4 6.9 4.6 5.7 1.4 1.5 1.9 1.9 1.6 6.7 3.0 3.2 1.8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.0 1.6 1.0 1.0 1.6 1.1 3.0 4.3 4.1 1.4 2.2 1.7 2.0 3.1 2.0 1.2 1.7 1.5 2.9 4.6 3.8 1.8 2.4 2.0 2.3 3.2 2.8 1.6 1.9 2.0 3.6 4.5 4.8 1.5 2.6 1.6 State government .................................................. Local government .................................................. 2.1 0.7 3.5 1.4 3.7 0.9 4.3 1.5 4.1 1.1 3.7 1.4 1.9 0.5 2.2 1.9 1.6 – 0.7 1.9 1.2 4.7 1.7 2.6 5.8 2.5 10.7 2.0 8.7 2.8 3.7 1.5 2.3 – 3.5 6.8 2.8 3.6 1.8 4.7 3.3 2.6 5.0 4.1 10.2 4.4 10.0 2.4 3.1 2.8 2.6 – 2.7 – 3.3 2.6 2.1 3.4 3.2 2.6 6.4 1.8 10.1 3.8 3.6 1.4 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 27. Nonproduction bonuses:1 Access, State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Nonproduction bonus Characteristics All nonproduction bonuses Employee recognition bonus All workers ............................................................. 29 c4 Payment in lieu of benefits bonus Longevity bonus Other bonus c10 6 5 4 4 c2 5 5 5 3 7 8 13 6 6 8 c5 6 5 c5 7 5 4 c6 5 6 2 6 1 6 5 6 5 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 28 27 24 c4 c11 4 3 c11 27 33 32 42 31 31 31 28 3 4 c4 c7 c6 c6 4 2 c14 Full time ................................................................. Part time ................................................................ 33 11 c5 c12 1 4 Union ..................................................................... Nonunion ............................................................... 34 26 c4 c18 c4 c4 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 16 27 32 34 30 29 c1 3 c2 c7 c6 c10 c5 c11 6 5 c14 See footnotes at end of table. c12 c8 c9 c11 c11 c11 c10 c10 c15 3 5 7 c7 4 4 3 c5 5 7 5 5 Table 27. Nonproduction bonuses:1 Access, State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Nonproduction bonus Characteristics All nonproduction bonuses Employee recognition bonus Payment in lieu of benefits bonus Longevity bonus Other bonus 6 3 3 3 3 4 4 9 5 4 4 4 4 6 5 6 7 5 10 5 7 5 5 6 3 5 5 6 7 5 Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 29 25 22 22 20 44 40 38 c4 c10 c3 c10 3 2 c7 c7 c4 c7 c10 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 29 28 31 29 32 28 2 1 3 5 2 c6 c9 7 c11 c11 c13 c10 State government .................................................. Local government .................................................. 40 26 c12 c12 6 2 c10 c5 38 28 28 18 35 – 31 23 35 – (3) – – c6 – 4 – c15 c17 11 4 c8 3 7 – 5 4 2 c12 4 10 c8 c12 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 See Technical Note for definitions. The following nonproduction bonuses were provided to less than 5 percent of all employees and are not published separately: Attendance bonus, cash profit-sharing bonus, end-of-year bonus, holiday bonus, safety bonus, suggestion bonus, hiring bonus, referral bonus, retention bonus, union-related bonus, and management incentive bonus. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above c12 c18 c5 3 1 c7 – c21 10 9 2 – c11 – 4 – – and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 3 Less than 0.5 percent. c Corrected. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Table 27. Standard errors for nonproduction bonuses:1 Access, State and local government workers, National Compensation Survey, March 2008 (All workers = 100 percent) Nonproduction bonus Employee recognition bonus Payment in lieu of benefits bonus 1.2 c0.3 Characteristics All nonproduction bonuses All workers ............................................................. Longevity bonus Other bonus c0.8 0.5 0.6 0.5 0.5 0.5 0.7 0.6 0.8 1.0 1.3 0.8 c1.4 0.8 0.9 c1.0 c0.8 Worker characteristics Management, professional, and related ................ Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... 1.2 1.2 1.4 0.4 0.4 0.6 c0.9 1.8 4.3 1.8 2.7 1.7 1.7 2.6 3.1 0.8 1.2 c0.8 c1.8 c0.6 c0.6 1.0 c0.6 c1.4 c2.0 0.6 1.8 0.9 1.6 0.8 0.8 1.4 1.0 Full time ................................................................. Part time ................................................................ 1.4 1.1 c0.4 c0.9 c0.5 c0.1 0.8 0.6 0.7 0.4 Union ..................................................................... Nonunion ............................................................... 1.4 1.6 0.5 0.8 0.5 0.9 Average wage within the following percentiles:2 Less than 10 ...................................................... 10 to under 25 ................................................... 25 to under 50 ................................................... 50 to under 75 ................................................... 75 to under 90 ................................................... 90 or greater ...................................................... 1.9 1.9 1.8 1.8 1.5 1.7 0.8 1.0 0.8 0.9 0.6 0.6 0.7 0.9 1.0 0.9 0.8 0.8 See footnotes at end of table. c0.9 c1.2 c2.8 c1.1 c1.5 c1.2 c1.1 c1.4 0.5 c1.4 c0.5 c0.5 c0.2 c0.7 c0.4 c0.9 c0.8 c1.0 c0.6 c1.3 c0.8 c1.2 0.6 c1.4 Table 27. Standard errors for nonproduction bonuses:1 Access, State and local government workers, National Compensation Survey, March 2008—Continued (All workers = 100 percent) Nonproduction bonus Characteristics All nonproduction bonuses Employee recognition bonus Payment in lieu of benefits bonus Longevity bonus Other bonus 0.5 0.5 c0.5 0.6 1.2 0.6 0.9 1.0 0.6 0.5 0.6 0.7 0.9 0.8 0.6 1.7 1.5 1.7 2.3 0.5 1.1 0.5 1.1 1.7 1.0 0.6 0.8 0.7 1.0 0.5 2.1 0.5 2.7 0.9 1.6 1.4 1.3 – 0.7 1.1 c0.6 c2.7 Establishment characteristics Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1.2 1.3 1.3 1.6 2.5 4.1 5.2 2.0 c0.3 c0.8 0.4 0.4 0.4 c0.8 0.8 c0.6 c0.9 c0.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2.6 3.3 3.9 1.2 2.4 1.3 0.2 0.2 0.3 c0.4 0.5 c0.5 c1.3 State government .................................................. Local government .................................................. 3.1 1.3 c1.1 c2.1 c0.3 c0.8 3.0 1.9 3.5 2.5 2.3 – 2.9 6.1 2.6 – (3) – – c1.3 – 0.6 – c0.8 c1.6 c1.0 c1.3 1.2 1.9 2.5 c1.3 1.6 c2.2 c0.8 c1.6 c0.9 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 See Technical Note for definitions. The following nonproduction bonuses were provided to less than 5 percent of all employees and are not published separately: Attendance bonus, cash profit-sharing bonus, end-of-year bonus, holiday bonus, safety bonus, suggestion bonus, hiring bonus, referral bonus, retention bonus, union-related bonus, and management incentive bonus. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above c1.2 c2.6 c2.2 1.2 0.2 c1.5 – c3.1 0.6 0.6 – 2.3 – 0.9 – – and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. 3 Less than 0.05. c Corrected. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. Employee Benefits Survey Technical Note Data in this bulletin are from the National Compensation Survey (NCS), conducted by the U.S. Department of Labor's Bureau of Labor Statistics (BLS). This bulletin contains March 2008 data on civilian, private industry, and State and local government workers in the United States. Under the NCS program, information on the incidence and provision of benefits is published in several stages. In August 2008, a news release provided data on the incidence of (access to and participation in) selected benefits and share of premiums paid by employers and employees for medical care. Those estimates are also included in these tables. Data on detailed provisions of health insurance benefits in private industry will be published in 2009. Previous publications containing information on employee benefits for private industry and State and local government workers are available on the BLS website http://www.bls.gov/ncs/ebs. Survey scope and method Information on the survey scope, sample design, data collection, survey estimation, and reliability of estimates are available in the news release, "Employee Benefits in the United States, March 2008" (USDL 08-1122) available at the BLS Web site http://www.bls.gov/news.release/archives/ebs2_08072008.pdf. For additional technical information, see the BLS Handbook of Methods, available online at http://www.bls.gov/opub/hom/home.htm. Survey definitions Definitions of pretax benefits, nonproduction bonuses, and stock options are available in the most recent benefit publications. The March 2007 Summary of benefits for private industry workers is available online at http://www.bls.gov/ncs/ebs/sp/ebsm0006.pdf; the September 2007 Summary of benefits for State and local government workers is available at the Web site http://www.bls.gov/ncs/ebs/sp/ebsm0007.pdf. Obtaining additional information For research articles on employee benefits, see the Monthly Labor Review or Compensation and Working Conditions Online at the BLS Web sites http://www.bls.gov/opub/mlr/home.htm and http://www.bls.gov/opub/cwc/home.htm. For more detailed information on the North American Industry Classification System (NAICS) and the Standard Occupational Classification (SOC) system, including background information, see the BLS Web sites http://www.bls.gov/bls/naics.htm and http://www.bls.gov/soc/home.htm. Appendices • Appendix Table 1 • Appendix Table 2 Appendix table 1. Survey establishment response, National Compensation Survey, March 2008 Establishments Total Private industry State and local governments Total in sampling frame1 ................................ 5,429,271 5,214,729 214,542 Total in sample ............................................ Responding ............................................... Refused or unable to provide data ............ Out of business or not in survey scope ..... 14,890 8,615 4,126 2,149 12,872 6,837 3,907 2,128 2,018 1,778 219 21 1 The list of establishments from which the survey sample was selected (sampling frame) was developed from State unemployment insurance reports and is based on the 2007 North American Industry Classification System (NAICS). For private industries, an establishment is usually a single physical location. For State and local governments, an establishment is defined as all locations of a government entity. Appendix table 2. Number of workers1 represented, National Compensation Survey, March 2008 Occupational group2 Civilian workers Private industry workers State and local government workers All workers ..................................................... Management, professional, and related .... Management, business, and financial ... Professional and related ........................ Teachers ........................................... Primary, secondary, and special education school teachers ........... Registered nurses ............................. Service ...................................................... Protective service .................................. Sales and office ......................................... Sales and related .................................. Office and administrative support .......... Natural resources, construction, and maintenance ............................................ Construction, extraction, farming, fishing, and forestry ............................. Installation, maintenance, and repair .... Production, transportation, and material moving ..................................................... Production ............................................. Transportation and material moving ...... 126,734,200 35,147,900 9,604,000 25,543,900 6,312,600 107,406,000 24,528,900 7,972,200 16,556,700 – 19,328,100 10,619,000 – 8,987,200 4,893,700 4,273,200 2,638,900 26,586,700 – 33,676,800 12,652,600 21,024,200 – – 22,459,300 – 30,866,900 12,507,100 18,359,800 3,632,000 369,400 4,127,400 1,864,300 2,809,900 – 2,664,400 11,578,100 10,591,100 987,000 6,302,500 5,275,600 5,747,200 4,843,900 19,744,600 9,843,500 9,901,100 18,959,900 9,712,200 9,247,700 1 The number of workers represented by the survey are rounded to the nearest 100. Estimates of the number of workers provide a description of the size and composition of the labor force included in the survey. Estimates are not intended, however, for comparison to other statistical series to measure – – 784,700 – – employment trends or levels. 2 The 2000 Standard Occupational Classification system is used to classify workers. NOTE: Dashes indicate that no data were reported or that data did not meet publication criteria.
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