How to enroll online
Important
For questions regarding your
eligibility to contribute to the plan,
please contact your Benefits Office
or visit www.tiaa-cref.org/du.
You can receive retirement plan
advice on your plan’s investment
options at no additional cost to you.
A TIAA-CREF Financial Consultant
can help you select a mix of
investment options appropriate for
your retirement savings goals and
risk tolerance. For more information,
call 800 842-2252.
TIAA-CREF makes it easy for you to enroll in University of Denver Retirement
Plan
Online enrollment is the fastest and easiest way to enroll. Before you begin, have the
following information available:
WW Your
Social Security Number
WW Your
beneficiary’s Social Security Number, birth date and address, if possible
WW Your
investment allocations. For information about your investment options, go to
www.tiaa-cref.org/du to review the menu
To create or change your Salary Deferral Agreement or choose your investments
Go to www.tiaa-cref.org/du and click Enroll Now or Manage My Contributions. Next, click
the plan name under the Enroll or Make Account Changes section. You will come to the
Welcome page. Once on this page:
WW If
you are a first-time user: Click Register with TIAA-CREF to set up your User ID and password
WW If
you are a returning user: Enter your established TIAA-CREF User ID and click Log In
–– Follow the on-screen directions to complete your online salary deferral agreement
and your enrollment application.
Note: At the allocation screen, click on any investment choice to view its fact sheet.
–– Print a confirmation page from the Thank You screen.
We’re here to help
If you need assistance with enrolling online, call TIAA-CREF at 800 842-2888 Monday through
Friday, 6 a.m. to 8 p.m., or Saturday, 7 a.m. to 4 p.m. (MT).
What sets TIAA-CREF apart?
Investing to achieve your personal financial goals often presents daunting
challenges. At TIAA-CREF, we’ve always believed that well-thought-out
retirement planning can help minimize many of those challenges. That’s one
of the most important reasons we’re the financial organization that serves
more than three million of your colleagues in the academic, medical, cultural
and research fields. We offer:
A wide range of investment options
We offer choices like the TIAA Traditional Annuity, which provides a minimum guaranteed
rate plus the opportunity for additional amounts.1 The TIAA Traditional Annuity provides a
good way to obtain guaranteed income during retirement.2
Low costs
TIAA-CREF’s expenses are among the lowest in the variable annuity and mutual fund
industries. Low costs mean that more of your money goes toward retirement savings.3, 4
Investment products that match your goals
We provide a full range of products and services to help meet your needs. From retirement
accounts and brokerage services, to life insurance and mutual funds, we can help you make
solid choices for your unique financial situation.
T hese additional amounts, when declared, remain in effect for the declaration year, which begins each March 1. There is no assurance that additional amounts will be declared.
T IAA Traditional is a guaranteed insurance contract and not an investment for Federal Securities Law purposes. Guarantees are based on TIAA’s claims-paying ability.
3
Applies to mutual fund and variable annuity expense ratios. Source: Morningstar Direct (12/13), based on Morningstar expense comparisons by category.
1
2
Lower expenses do not necessarily result in higher returns.
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not insured by any federal government agency, are not a condition to
any banking service or activity and may lose value. TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature, or visit tiaa-cref.org for details.
4
You should consider the investment objectives, risks, charges and expenses carefully before investing. Please call 877 518-9161 or go to www.tiaa-cref.org
for current product and fund prospectuses that contain this and other information. Please read the prospectuses carefully before investing.
TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. Annuity contracts and
certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY.
© 2014 Teachers Insurance and Annuity Association of America-College Retirement Equities Fund (TIAA-CREF), 730 Third Avenue, New York, NY 10017
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