National Compensation Survey: Employee
Benefits in the United States, March 2012
U.S. Department of Labor
Hilda L. Solis, Secretary
U.S. Bureau of Labor Statistics
John M. Galvin, Acting Commissioner
September 2012
Bulletin 2773
Contents
Overview
Tables organized by ownership

Civilian (includes private industry and state and local government establishments)

Private industry (excludes agricultural establishments, private households, and the selfemployed)

State and local government (excludes Federal employees)
Technical note
Appendix table 1: Survey establishment response
Appendix table 2: Number of workers represented
Overview
The National Compensation Survey (NCS) provides comprehensive measures of compensation
cost trends, as well as incidence and detailed provisions of employee benefit plans. This bulletin
presents estimates of the incidence and key provisions of selected employee benefit plans.
Estimates presented are on benefits for civilian workers—workers in private industry and in state
and local government—by various employee and employer characteristics. For the purposes of
the NCS, Federal Government, agricultural, and household workers, and workers who are selfemployed, are excluded.
Questions regarding these data and recent and historical NCS benefits data can be addressed by
calling the information line at (202) 691–6199 or by e-mailing [email protected]. Information is
available to sensory-impaired individuals upon request, telephone: (202) 691–5200; Federal
Relay Service: (800) 877–8339. Data requests may also be sent by mail to the U.S. Bureau of
Labor Statistics, Division of Compensation Data Analysis and Planning, 2 Massachusetts
Avenue, NE, Room 4175, Washington, DC 20212. Material in this publication is in the public
domain and, with appropriate credit, may be reproduced without permission.
U. S. Bureau of Labor Statistics (BLS) field economists collected and reviewed the survey data.
The Office of Compensation and Working Conditions, in cooperation with the Office of Field
Operations and the Office of Technology and Survey Processing (all in the BLS National
Office), designed the survey, processed the data, and prepared the survey for publication. The
survey could not have been conducted without the cooperation of the many private businesses
and state and local government agencies and jurisdictions that provided benefits data included in
this bulletin. BLS thanks these respondents for their cooperation.
Civilian Tables
Types of Benefits:

Retirement benefits

Healthcare benefits

Life, short-term, and long-term disability insurance benefits

Paid time-off benefits

Other benefits (Quality of life, financial, health-related, nonproduction bonuses, and
unmarried domestic partner)

Benefit combinations (Medical care and paid leave)
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2012
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
68
54
79
29
26
91
55
37
68
83
84
82
88
74
76
72
83
89
91
88
94
43
39
45
74
40
36
41
70
92
92
92
94
63
74
59
35
48
61
43
19
76
82
73
55
97
82
47
76
71
67
73
68
93
69
29
60
54
42
61
55
96
84
63
78
76
63
83
81
91
39
17
52
23
12
29
30
88
35
16
49
19
8
26
29
97
91
94
95
84
68
88
96
27
71
35
41
62
62
62
56
11
50
16
17
43
38
46
40
41
71
45
41
70
61
75
72
65
71
67
69
65
52
58
52
54
49
80
81
77
78
75
31
29
26
22
29
30
27
24
21
27
97
95
92
93
92
50
61
55
64
47
35
44
37
45
29
70
73
66
70
61
Full time .................................................................
Part time ................................................................
78
38
65
21
83
54
34
12
32
9
92
79
63
30
45
13
72
44
Union .....................................................................
Nonunion ...............................................................
95
64
88
48
93
75
81
20
77
17
95
88
45
57
29
39
65
68
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
41
30
70
79
88
90
21
10
52
67
80
83
51
33
75
85
91
92
9
5
24
35
50
51
7
3
21
32
47
48
77
61
90
92
93
93
35
26
58
62
68
71
16
7
38
46
53
56
44
28
65
75
79
79
Goods-producing industries ...................................
75
61
82
27
26
93
68
51
75
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
67
77
86
91
87
70
90
90
53
66
80
86
78
55
77
86
79
85
93
95
90
78
86
95
29
43
72
85
53
23
48
85
26
40
67
82
44
21
44
80
91
92
93
96
83
90
90
95
53
51
35
24
62
62
75
33
35
33
20
9
45
43
54
17
67
65
57
38
72
69
72
50
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2012—Continued
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
51
47
65
84
80
89
36
33
45
71
61
80
70
70
70
84
77
91
11
9
16
45
28
62
9
8
14
42
25
58
88
89
87
92
90
92
46
43
56
63
66
61
30
28
37
44
45
43
66
66
65
69
68
71
69
69
71
72
68
72
68
66
64
54
56
57
57
51
57
52
50
53
79
82
81
79
75
79
77
76
83
29
33
32
28
26
33
25
21
30
26
30
29
24
23
31
23
20
28
90
91
90
86
88
94
94
92
94
53
54
59
58
59
51
55
55
48
38
37
40
41
36
34
38
37
35
71
69
67
71
62
67
68
68
74
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
4 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2012
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.6
0.5
0.5
0.5
0.7
0.7
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
1.0
0.7
1.0
0.7
1.1
0.8
1.0
0.5
0.6
0.6
0.5
1.0
1.3
1.2
1.4
0.8
1.3
1.0
1.4
0.8
0.8
0.9
0.9
1.0
1.2
1.2
1.9
1.0
1.2
1.2
1.5
0.9
0.8
1.2
2.5
0.9
1.9
1.4
3.3
0.8
1.3
0.9
1.5
1.0
1.9
0.9
3.2
0.8
1.2
1.0
1.5
0.5
1.5
1.7
3.1
0.8
1.3
0.8
1.3
1.1
2.8
0.8
3.5
0.6
0.8
0.8
1.5
1.2
2.7
0.8
3.3
0.5
0.6
0.8
1.5
0.4
1.4
0.8
0.9
1.3
2.8
1.1
0.9
2.1
2.0
1.4
3.1
0.9
1.3
1.0
1.6
1.4
2.0
0.6
1.3
0.8
1.2
1.1
1.5
3.4
2.3
1.5
3.5
0.8
1.3
1.0
1.5
2.2
1.9
1.6
1.9
2.0
2.0
1.9
1.5
1.7
2.0
1.9
1.5
1.0
1.1
1.6
2.2
2.0
1.4
1.5
1.8
2.2
2.0
1.3
1.5
1.7
0.9
1.4
0.8
1.1
1.0
2.4
2.2
1.4
1.9
1.8
2.1
1.9
1.2
1.6
1.5
2.5
1.6
1.2
1.4
1.9
Full time .................................................................
Part time ................................................................
0.5
1.5
0.5
0.9
0.4
1.6
0.6
0.5
0.6
0.5
0.6
2.1
0.7
1.4
0.6
0.8
0.6
1.8
Union .....................................................................
Nonunion ...............................................................
0.5
0.7
0.8
0.7
0.5
0.6
1.1
0.5
1.1
0.5
0.5
0.9
1.4
0.7
1.3
0.6
1.7
0.6
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.9
1.0
0.8
0.6
0.7
0.9
0.8
1.1
0.8
0.7
0.7
1.6
2.2
0.9
0.6
0.4
0.5
0.6
0.7
0.7
0.9
1.1
1.4
0.6
0.5
0.7
0.8
1.0
1.3
2.7
6.9
0.8
0.8
0.6
0.7
1.2
1.8
1.1
1.0
1.0
1.1
0.6
0.6
1.0
0.9
1.0
1.2
1.4
2.1
1.0
0.8
0.7
1.0
Goods-producing industries ...................................
1.3
1.2
0.9
1.3
1.2
0.9
1.4
1.3
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.7
1.2
0.8
0.7
1.3
2.0
1.0
1.4
0.7
1.1
0.8
0.8
1.6
1.8
1.4
1.4
0.6
0.8
0.6
0.6
1.2
1.6
1.2
0.7
0.6
1.5
1.1
0.9
2.5
1.9
3.0
1.6
0.5
1.3
1.0
1.0
1.7
1.7
2.8
1.6
0.7
1.3
1.4
0.5
5.4
2.1
1.6
0.8
0.8
1.5
1.5
1.8
2.3
2.1
1.6
2.5
0.6
1.2
1.0
1.1
1.8
1.8
1.6
1.7
0.7
1.5
2.0
2.9
2.0
1.9
1.9
4.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2012—Continued
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.1
2.1
0.6
1.1
0.7
0.9
1.0
1.9
0.6
1.0
0.8
1.0
1.2
1.7
0.6
0.9
0.5
0.5
0.6
1.3
0.9
1.1
1.4
0.5
0.6
1.3
0.8
1.1
1.3
1.8
2.4
2.9
0.7
1.0
0.8
0.9
1.1
2.2
0.8
1.2
1.1
0.8
0.9
1.8
0.6
0.9
1.0
1.1
1.3
1.7
0.7
0.9
1.0
2.8
2.2
1.5
1.9
1.7
1.9
1.6
2.3
1.5
2.9
2.2
1.5
2.1
2.0
0.8
1.2
1.9
1.2
1.8
1.1
1.3
2.6
1.6
1.9
1.1
2.5
0.9
3.1
1.5
1.7
1.9
1.2
2.3
0.9
2.3
1.1
3.1
1.4
1.6
1.3
1.0
2.4
0.9
2.2
1.0
1.3
0.9
1.4
6.9
1.2
1.1
0.5
1.4
0.6
2.9
2.5
1.4
2.5
1.6
3.8
1.6
2.7
1.8
2.3
2.0
1.4
1.5
1.7
2.1
1.1
2.0
1.5
1.6
0.8
1.9
2.0
2.0
1.8
0.9
2.9
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
4 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2012
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
67
33
84
16
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
67
69
66
56
33
31
34
44
85
86
84
79
15
14
16
21
48
66
64
79
67
72
64
64
52
34
36
21
33
28
36
36
77
84
84
–
83
85
83
83
23
16
16
–
17
15
17
17
50
73
69
68
70
50
27
31
32
30
78
86
84
83
85
22
14
16
17
15
Full time .................................................................
Part time ................................................................
67
67
33
33
84
83
16
17
Union .....................................................................
Nonunion ...............................................................
59
68
41
32
79
84
21
16
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
72
68
67
64
67
68
28
32
33
36
33
32
84
86
83
83
85
87
16
14
17
17
15
13
Goods-producing industries ...................................
65
35
82
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
67
61
58
46
64
62
67
61
33
39
42
54
36
38
33
39
84
82
81
76
84
82
83
86
16
18
19
24
16
18
17
14
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2012—Continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
64
64
65
68
72
65
36
36
35
32
28
35
82
82
83
85
87
82
18
18
17
15
13
18
68
66
61
69
67
71
73
68
66
32
34
39
31
33
29
27
32
34
88
88
80
83
83
86
84
85
83
12
12
20
17
17
14
16
15
17
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Because of rounding, sums of individual items may
not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March 2012
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
0.9
0.9
0.7
0.7
1.2
1.5
1.5
3.4
1.2
1.5
1.5
3.4
0.9
0.9
1.2
3.6
0.9
0.9
1.2
3.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
6.2
3.1
1.9
4.1
1.3
1.9
1.6
2.1
6.2
3.1
1.9
4.1
1.3
1.9
1.6
2.1
6.4
2.2
2.0
–
1.1
1.6
1.3
1.9
6.4
2.2
2.0
–
1.1
1.6
1.3
1.9
3.5
2.1
1.2
1.6
1.8
3.5
2.1
1.2
1.6
1.8
3.0
1.8
1.3
1.6
1.5
3.0
1.8
1.3
1.6
1.5
Full time .................................................................
Part time ................................................................
0.9
2.1
0.9
2.1
0.7
1.7
0.7
1.7
Union .....................................................................
Nonunion ...............................................................
2.3
0.9
2.3
0.9
2.3
0.7
2.3
0.7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
3.1
1.5
1.1
1.1
1.4
1.7
3.1
1.5
1.1
1.1
1.4
1.4
2.4
1.4
1.0
0.7
0.9
1.4
2.4
1.4
1.0
0.7
0.9
Goods-producing industries ...................................
1.3
1.3
1.3
1.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.0
2.3
2.8
5.5
2.9
2.8
2.4
5.8
1.0
2.3
2.8
5.5
2.9
2.8
2.4
5.8
0.8
2.0
2.6
6.1
2.3
2.5
1.9
3.2
0.8
2.0
2.6
6.1
2.3
2.5
1.9
3.2
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March
2012—Continued
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
1.6
2.1
2.2
1.0
1.1
1.4
1.6
2.1
2.2
1.0
1.1
1.4
1.3
1.7
2.0
0.8
0.8
1.2
1.3
1.7
2.0
0.8
0.8
1.2
4.3
2.2
1.7
2.5
2.2
1.9
2.9
4.7
2.0
4.3
2.2
1.7
2.5
2.2
1.9
2.9
4.7
2.0
2.4
2.1
1.8
2.2
1.8
2.1
2.6
2.9
1.9
2.4
2.1
1.8
2.2
1.8
2.1
2.6
2.9
1.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2012
(All workers = 100 percent)
Healthcare3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
73
59
81
73
54
74
88
94
86
87
76
80
74
76
86
86
86
88
88
93
86
86
69
73
67
70
78
78
78
81
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
97
82
47
68
73
63
79
79
85
70
34
60
57
46
63
64
88
86
73
87
78
73
80
81
97
82
47
68
73
63
79
78
79
64
32
56
52
42
58
60
81
77
68
83
71
67
73
76
73
84
76
82
70
59
68
62
69
55
81
81
82
83
79
72
84
76
82
69
57
62
57
64
51
78
75
76
78
74
Full time .................................................................
Part time ................................................................
88
24
73
15
83
61
88
24
67
13
76
56
Union .....................................................................
Nonunion ...............................................................
95
69
85
54
89
79
95
69
79
50
83
72
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
21
77
88
94
95
24
11
60
74
82
84
64
53
78
85
88
89
38
21
77
87
93
95
22
11
55
68
75
76
59
51
72
78
80
80
Goods-producing industries ...................................
86
72
84
86
67
78
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
71
81
86
89
86
76
89
88
57
66
75
77
77
59
77
81
80
82
87
87
89
77
86
92
70
80
86
88
86
76
89
88
52
60
69
70
71
54
68
77
74
75
80
79
82
71
77
87
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2012—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
47
37
80
27
21
78
71
53
74
61
68
58
53
51
56
49
46
83
83
83
86
36
39
35
34
29
31
28
27
79
80
79
81
86
92
84
85
68
72
66
69
78
78
78
81
59
62
28
46
46
39
50
47
50
49
21
39
36
29
40
38
86
80
74
85
78
74
80
81
37
32
17
32
23
16
27
31
31
24
13
25
18
12
21
26
82
75
72
76
77
75
77
82
95
81
46
67
72
62
78
77
77
62
31
55
51
41
57
58
81
77
68
82
71
67
73
76
40
53
47
51
43
34
42
37
42
32
85
78
78
82
74
30
32
27
27
27
26
25
21
22
20
86
78
80
82
77
71
83
74
81
68
55
62
56
63
50
78
75
76
78
74
Full time .................................................................
Part time ................................................................
58
13
47
9
81
65
33
9
26
6
79
68
87
23
66
13
76
55
Union .....................................................................
Nonunion ...............................................................
74
42
63
33
86
78
56
22
47
16
84
75
93
68
77
49
83
72
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
18
9
46
58
69
74
12
5
35
48
58
62
65
58
77
82
84
84
10
5
24
33
43
45
7
3
18
27
34
36
67
60
76
80
80
81
37
21
75
86
92
93
22
10
54
67
74
75
59
51
72
78
80
80
Goods-producing industries ...................................
56
46
83
32
26
82
84
66
79
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
45
49
53
53
57
47
71
63
36
40
44
45
48
37
58
56
79
81
84
85
84
78
81
89
26
28
33
34
33
24
40
48
20
22
26
28
25
18
30
40
77
78
79
80
76
77
77
82
69
79
85
87
86
75
88
86
51
59
68
68
71
53
68
75
73
75
80
79
82
71
77
87
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Healthcare3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
58
54
70
86
82
90
44
41
54
72
66
79
76
75
77
84
80
87
58
54
70
86
82
90
41
38
51
66
60
71
72
71
72
76
73
79
75
73
74
71
72
77
72
71
72
61
61
59
58
56
63
57
56
62
82
83
80
82
77
82
79
79
85
74
73
73
71
72
77
72
71
72
54
57
54
52
52
59
53
50
56
72
78
73
74
72
77
74
71
78
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2012—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
31
27
41
62
56
68
23
21
32
50
43
57
77
77
76
81
78
83
17
14
26
36
28
44
13
11
20
28
23
34
76
76
76
79
79
79
57
53
68
85
81
89
41
38
49
64
59
70
71
71
72
76
73
79
52
50
51
49
40
40
37
45
56
41
42
40
39
31
30
28
37
46
80
83
79
80
77
75
77
81
82
20
33
26
19
24
18
19
24
42
15
27
20
14
17
14
14
20
34
75
84
76
75
69
79
76
82
82
71
72
72
69
71
76
71
70
71
51
56
53
51
51
59
53
50
55
72
78
73
73
72
77
74
72
78
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
4 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2012
Healthcare3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.4
0.7
0.5
0.4
0.5
0.8
0.6
1.0
0.6
0.9
0.7
1.1
0.6
0.7
0.7
0.8
0.5
0.8
0.6
1.0
0.6
1.0
0.7
1.2
0.6
0.9
0.7
0.9
0.6
1.7
1.4
3.4
0.8
1.1
1.0
1.4
1.0
1.7
1.1
3.0
0.7
1.0
0.9
1.5
0.8
0.8
1.5
1.3
0.7
0.9
0.8
1.0
0.7
1.7
1.4
3.4
0.8
1.2
1.0
1.4
1.1
1.5
1.0
3.0
0.7
1.0
1.0
1.6
0.9
1.1
1.4
1.4
0.7
0.9
0.9
1.2
2.5
1.5
1.8
1.6
2.5
2.4
1.7
1.4
1.5
1.9
1.4
1.3
0.7
0.9
1.0
2.5
1.5
1.7
1.5
2.5
2.4
1.9
1.4
1.4
1.9
1.5
1.7
0.9
1.1
1.5
Full time .................................................................
Part time ................................................................
0.6
1.1
0.5
0.6
0.4
1.7
0.6
1.1
0.5
0.6
0.4
1.7
Union .....................................................................
Nonunion ...............................................................
0.5
0.7
0.6
0.6
0.6
0.5
0.5
0.7
0.7
0.5
0.7
0.5
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.6
0.9
0.7
0.5
0.6
0.9
1.0
0.8
0.6
0.5
0.7
1.4
3.8
0.8
0.5
0.4
0.5
1.2
1.6
0.9
0.7
0.4
0.5
0.8
0.9
0.8
0.7
0.5
0.8
1.4
3.7
0.8
0.6
0.5
0.7
Goods-producing industries ...................................
1.0
1.0
0.7
1.0
1.0
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.7
1.0
0.6
0.5
1.3
1.6
0.8
1.4
0.6
0.9
0.8
0.8
1.7
1.4
1.0
1.4
0.5
0.9
0.7
0.8
1.0
1.5
0.7
0.6
0.7
1.0
0.6
0.5
1.3
1.6
0.8
1.4
0.6
0.8
0.8
0.9
1.9
1.2
1.1
1.4
0.5
0.8
0.8
0.9
1.5
1.3
1.0
0.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2012—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.6
0.4
0.8
0.6
0.7
0.6
0.5
0.4
1.0
1.6
1.1
1.6
0.9
1.2
1.0
1.4
0.5
0.9
0.5
0.9
1.1
1.4
1.2
1.8
0.9
1.3
1.0
1.5
0.8
1.1
1.0
1.8
0.6
0.8
0.7
1.0
0.7
1.1
0.8
1.3
0.6
1.0
0.7
0.9
2.2
2.6
1.3
3.0
1.0
1.0
1.3
1.5
1.9
2.2
1.0
2.7
0.8
0.9
1.0
1.3
1.0
1.1
1.2
1.6
0.7
1.4
0.7
1.4
2.4
3.2
1.0
2.7
0.9
1.0
1.1
1.6
2.0
2.9
0.8
2.1
0.7
0.9
0.9
1.2
2.1
2.7
2.0
2.6
1.1
2.1
1.2
1.5
0.8
1.6
1.3
3.4
0.8
1.2
1.0
1.4
1.3
1.4
1.0
3.0
0.7
1.0
1.0
1.6
0.9
1.1
1.4
1.4
0.8
1.0
1.0
1.2
2.5
2.0
1.7
2.1
2.1
2.1
1.9
1.4
1.9
1.7
2.0
1.9
1.3
1.3
2.1
2.4
2.0
1.4
1.8
1.8
2.0
1.7
1.1
1.5
1.4
2.1
2.4
1.4
2.1
1.7
2.5
1.5
1.8
1.7
2.3
2.3
1.8
1.4
1.5
1.9
1.6
1.7
1.0
1.1
1.5
Full time .................................................................
Part time ................................................................
0.8
0.8
0.6
0.6
0.4
1.7
0.9
0.6
0.7
0.4
0.6
2.1
0.6
1.1
0.5
0.6
0.4
1.8
Union .....................................................................
Nonunion ...............................................................
1.2
0.9
1.1
0.6
0.5
0.5
1.3
0.7
1.1
0.6
0.9
0.8
0.7
0.7
0.8
0.5
0.7
0.5
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.0
1.1
0.8
1.0
1.4
0.7
0.6
1.0
0.7
0.8
1.1
1.7
3.7
0.8
0.6
0.5
0.6
0.9
0.6
1.1
0.9
1.1
1.3
0.7
0.4
0.9
0.8
1.0
1.1
2.6
5.8
1.1
0.7
0.8
0.8
1.2
1.6
0.9
0.7
0.5
0.7
0.8
1.0
0.8
0.7
0.5
0.9
1.4
3.7
0.8
0.6
0.5
0.7
Goods-producing industries ...................................
1.2
1.1
1.1
1.6
1.4
1.5
1.1
1.1
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.9
1.4
1.4
1.8
2.3
2.3
1.8
2.5
0.7
1.2
1.3
1.5
2.2
1.9
1.7
2.3
0.4
0.6
0.7
1.0
1.0
1.0
0.8
1.0
0.8
1.4
1.4
1.8
2.4
2.2
3.1
2.3
0.6
1.1
1.1
1.5
2.0
1.8
2.7
2.0
0.7
1.0
1.5
2.0
2.4
1.6
1.5
1.9
0.7
0.9
0.7
0.6
1.3
1.5
0.8
1.6
0.6
0.9
0.9
1.0
1.9
1.3
1.1
1.6
0.5
0.8
0.8
0.9
1.5
1.4
1.1
0.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2012—Continued
Healthcare3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
1.0
1.1
2.0
0.6
1.0
0.5
0.8
0.9
1.9
0.6
1.0
0.7
0.8
1.0
1.5
0.4
0.7
0.5
1.0
1.1
2.0
0.6
1.0
0.5
0.8
0.9
1.6
0.6
0.9
0.8
0.8
1.0
1.3
0.5
0.8
0.7
2.2
2.2
1.4
1.9
2.2
1.7
1.7
2.5
1.1
1.7
1.7
1.3
2.1
1.7
2.2
1.9
1.7
0.9
0.6
0.8
0.8
1.4
1.1
2.4
1.5
2.0
0.6
2.1
2.1
1.5
1.8
2.2
1.8
1.7
2.5
1.1
2.0
1.3
1.1
1.9
1.5
1.8
1.7
2.0
0.8
1.0
1.2
0.8
1.6
1.1
2.2
1.3
2.0
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2012—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.0
2.2
0.8
1.3
1.1
0.7
0.8
1.8
0.7
1.1
0.9
0.8
1.2
1.7
0.4
0.8
0.5
0.7
0.8
1.5
1.0
1.3
1.3
0.6
0.7
1.2
0.9
1.1
1.2
1.2
1.6
2.0
0.7
1.4
1.1
0.9
1.1
2.0
0.6
1.1
0.5
0.7
0.9
1.6
0.6
0.9
0.8
0.8
1.0
1.4
0.5
0.8
0.7
2.4
2.7
1.8
1.6
1.6
3.2
2.3
2.9
1.0
1.9
1.9
1.5
1.4
1.3
2.3
1.6
1.8
0.7
1.9
0.9
0.8
1.1
0.8
3.1
2.4
1.8
1.0
2.6
2.6
1.5
1.1
1.4
1.8
2.1
4.1
1.5
2.6
2.0
1.3
1.0
0.9
1.5
1.8
3.3
1.3
3.3
1.5
1.7
3.1
1.5
2.3
3.1
1.4
1.3
1.7
2.1
1.5
1.8
2.0
1.7
1.7
2.5
0.8
1.4
1.3
1.1
2.1
1.5
1.9
1.6
2.1
0.7
0.8
1.2
0.8
1.7
1.1
2.3
1.4
2.3
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
4 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2012
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
81
19
69
31
83
81
83
86
17
19
17
14
70
70
70
66
30
30
30
34
87
80
80
85
79
74
81
82
13
20
20
15
21
26
19
18
65
71
65
75
67
64
69
69
35
29
35
25
33
36
31
31
84
81
81
80
81
16
19
19
20
19
70
69
73
74
71
30
31
27
26
29
Full time .................................................................
Part time ................................................................
81
75
19
25
69
66
31
34
Union .....................................................................
Nonunion ...............................................................
88
79
12
21
80
66
20
34
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
75
80
82
83
83
24
25
20
18
17
17
60
60
67
70
72
74
40
40
33
30
28
26
Goods-producing industries ...................................
82
18
74
26
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
81
83
85
86
85
81
82
88
19
17
15
14
15
19
18
12
68
66
66
64
71
67
74
77
32
34
34
36
29
33
26
23
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2012—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
80
79
82
80
83
20
20
21
18
20
17
63
63
64
72
69
74
37
37
36
28
31
26
77
83
81
82
80
81
81
81
82
23
17
19
18
20
19
19
19
18
72
75
74
70
64
62
63
67
68
28
25
26
30
36
38
37
33
32
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2012
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.4
0.4
0.3
0.4
0.4
0.6
0.3
0.4
0.4
0.6
0.5
0.6
0.6
1.0
0.5
0.6
0.6
1.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.6
0.9
0.7
0.7
0.3
0.6
0.4
0.5
0.6
0.9
0.7
0.7
0.3
0.6
0.4
0.5
1.1
1.3
1.1
1.3
0.5
0.9
0.6
0.8
1.1
1.3
1.1
1.3
0.5
0.9
0.6
0.8
0.8
0.7
0.5
0.6
0.7
0.8
0.7
0.5
0.6
0.7
1.4
1.1
0.5
0.8
1.0
1.4
1.1
0.5
0.8
1.0
Full time .................................................................
Part time ................................................................
0.2
1.1
0.2
1.1
0.4
1.3
0.4
1.3
Union .....................................................................
Nonunion ...............................................................
0.3
0.2
0.3
0.2
0.7
0.4
0.7
0.4
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
2.0
0.4
0.3
0.3
0.4
0.7
2.0
0.4
0.3
0.3
0.4
1.0
1.8
0.5
0.5
0.4
0.6
1.0
1.8
0.5
0.5
0.4
0.6
Goods-producing industries ...................................
0.4
0.4
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.3
0.4
0.5
0.6
0.8
0.6
0.6
0.5
0.3
0.4
0.5
0.6
0.8
0.6
0.6
0.5
0.4
0.7
0.9
0.9
2.0
1.0
0.7
0.9
0.4
0.7
0.9
0.9
2.0
1.0
0.7
0.9
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2012—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.4
0.5
0.7
0.3
0.4
0.4
0.4
0.5
0.7
0.3
0.4
0.4
0.6
0.8
0.9
0.4
0.6
0.5
0.6
0.8
0.9
0.4
0.6
0.5
0.9
0.7
0.4
0.9
0.4
1.3
0.6
1.0
0.6
0.9
0.7
0.4
0.9
0.4
1.3
0.6
1.0
0.6
0.8
0.9
0.8
1.6
0.7
2.4
0.9
1.3
1.0
0.8
0.9
0.8
1.6
0.7
2.4
0.9
1.3
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2012
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$376.16
20
$471.51
80
$352.07
$106.43
100
100
100
100
396.12
380.10
402.98
445.56
20
17
21
32
472.70
473.13
472.56
496.78
80
83
79
68
377.35
361.19
384.62
421.55
105.33
102.57
106.57
110.33
100
100
100
100
100
100
100
100
451.75
392.23
371.47
441.09
351.85
302.60
372.90
380.87
34
10
21
25
17
13
19
31
499.17
520.40
485.91
496.80
443.11
391.60
458.08
486.57
66
90
79
75
83
87
81
69
427.34
377.82
340.40
422.52
332.67
289.23
352.65
334.14
114.40
104.73
103.35
102.21
109.97
116.66
106.89
111.80
100
100
100
100
100
393.27
370.60
368.18
359.36
378.53
38
24
19
17
22
491.57
479.99
483.73
478.85
488.01
62
76
81
83
78
331.88
335.67
340.51
335.38
346.97
112.05
111.63
103.31
100.33
107.05
Full time .................................................................
Part time ................................................................
100
100
378.70
336.60
20
21
473.81
436.72
80
79
354.73
310.48
105.13
126.79
Union .....................................................................
Nonunion ...............................................................
100
100
473.38
349.30
38
15
539.14
425.07
62
85
433.19
335.66
109.52
105.80
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
318.43
310.62
356.00
384.29
402.01
410.79
17
19
18
21
22
22
413.16
458.47
447.61
480.85
491.37
495.99
83
81
82
79
78
78
299.62
275.91
336.21
358.61
376.40
386.83
111.79
118.79
103.64
106.00
106.94
105.87
Goods-producing industries ...................................
100
367.63
21
481.22
79
338.04
98.23
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
378.01
405.72
430.99
440.76
421.61
381.96
411.31
469.03
20
21
28
33
18
14
11
28
469.33
477.00
489.80
494.61
473.60
452.11
532.90
517.79
80
79
72
67
82
86
89
72
355.10
387.27
408.10
414.34
409.92
370.97
396.07
450.20
108.20
105.47
108.85
114.89
95.16
102.82
102.45
93.78
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2012—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$352.11
351.06
354.43
390.20
369.32
407.80
25
26
23
17
15
19
$452.90
446.05
469.96
487.38
467.01
501.27
75
74
77
83
85
81
$318.19
317.66
319.33
369.95
351.71
386.03
$115.82
116.34
114.70
101.47
103.47
99.71
100
100
100
100
100
100
100
100
100
383.61
404.79
380.41
370.21
357.21
352.24
351.73
371.17
393.57
11
27
17
21
14
15
23
23
26
455.61
493.96
467.71
464.44
446.83
422.26
425.69
456.55
514.49
89
73
83
79
86
85
77
77
74
374.89
372.18
361.97
344.87
343.15
340.34
329.59
346.36
351.76
123.73
112.73
101.27
99.34
103.95
91.82
104.54
109.32
112.20
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2012
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$2.71
0.6
$6.79
0.6
$2.00
$0.95
3.19
4.13
3.69
5.75
0.9
0.8
1.1
1.9
7.48
11.55
8.64
11.72
0.9
0.8
1.1
1.9
2.78
4.29
3.49
5.74
1.42
1.78
1.89
3.73
6.90
8.52
10.14
8.64
2.89
3.97
3.63
5.97
2.0
1.7
1.6
2.3
0.9
1.1
1.0
1.6
11.72
39.97
23.81
14.82
10.68
18.25
11.27
13.38
2.0
1.7
1.6
2.3
0.9
1.1
1.0
1.6
7.64
7.64
7.10
9.77
3.05
3.48
3.91
5.23
5.00
3.54
2.51
3.77
1.72
3.28
1.95
2.61
8.28
8.44
5.19
5.71
9.07
2.5
2.1
1.3
1.6
2.0
15.23
21.90
14.38
18.56
20.97
2.5
2.1
1.3
1.6
2.0
9.91
6.04
4.37
5.34
8.45
4.43
3.64
1.97
3.07
2.98
Full time .................................................................
Part time ................................................................
2.72
8.30
0.7
1.6
7.00
17.68
0.7
1.6
2.01
8.56
0.99
4.67
Union .....................................................................
Nonunion ...............................................................
5.79
2.25
1.4
0.6
10.74
5.85
1.4
0.6
3.76
2.16
2.26
1.10
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.22
13.40
3.90
4.49
3.03
4.54
1.2
2.1
0.9
1.0
1.0
1.2
16.67
35.56
12.38
11.51
7.14
9.77
1.2
2.1
0.9
1.0
1.0
1.2
4.57
12.07
3.33
2.97
2.35
3.36
3.27
8.30
1.54
1.71
1.37
1.67
Goods-producing industries ...................................
4.34
1.3
11.82
1.3
4.22
2.24
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
3.19
4.71
4.21
5.41
7.21
6.93
6.44
10.51
0.8
1.2
1.8
1.7
4.2
1.3
1.9
2.2
8.49
10.05
8.28
10.10
19.14
22.95
26.20
29.49
0.8
1.2
1.8
1.7
4.2
1.3
1.9
2.2
2.22
4.15
4.10
5.69
5.23
6.15
5.17
6.83
1.05
2.37
3.25
4.19
4.56
2.97
2.82
2.80
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2012—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$4.27
4.66
7.13
3.34
3.85
4.14
1.0
1.3
2.1
0.7
0.8
1.3
$9.10
10.22
18.07
8.01
9.11
10.36
1.0
1.3
2.1
0.7
0.8
1.3
$3.47
4.29
5.23
2.54
3.79
3.03
$1.89
2.28
3.11
1.16
1.84
1.51
5.76
9.65
6.87
9.44
4.15
8.39
6.58
10.36
8.39
1.1
2.4
1.6
3.1
1.0
2.4
1.9
2.6
1.5
18.09
16.72
26.27
18.72
9.08
15.44
14.94
17.41
13.46
1.1
2.4
1.6
3.1
1.0
2.4
1.9
2.6
1.5
6.12
4.40
4.73
5.76
4.69
9.34
7.41
9.85
5.52
2.46
2.19
2.23
3.42
2.08
6.13
1.98
4.66
2.29
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2012
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
75
(5)
13
1
(5)
10
(5)
100
100
100
100
74
78
73
76
(5)
(5)
(5)
–
14
11
16
14
1
1
1
1
1
(5)
1
2
9
9
9
5
(5)
(5)
(5)
–
100
100
100
100
100
100
100
100
75
68
77
75
70
64
73
80
–
–
–
–
(5)
–
–
–
13
19
10
10
19
24
16
8
–
1
1
2
1
–
1
–
2
(5)
1
2
(5)
(5)
(5)
(5)
6
11
10
9
10
12
9
10
–
–
–
–
(5)
–
–
1
100
100
100
100
100
81
79
78
78
78
–
–
–
–
–
7
9
7
9
6
–
–
–
–
–
–
1
(5)
–
–
8
11
13
12
14
–
1
(5)
–
–
Full time .................................................................
Part time ................................................................
100
100
75
70
(5)
–
13
18
1
(5)
(5)
–
10
11
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
74
75
1
(5)
11
14
1
1
2
(5)
10
10
1
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
75
82
73
76
74
73
–
–
(5)
(5)
(5)
(5)
13
7
16
12
13
13
–
–
1
1
1
1
–
–
(5)
1
1
1
12
11
10
10
10
11
–
–
(5)
(5)
1
1
Goods-producing industries ...................................
100
80
–
8
(5)
–
11
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
73
73
75
76
73
73
69
74
(5)
–
–
–
–
–
–
–
15
17
17
15
22
17
19
15
1
1
1
1
1
1
1
4
1
1
1
2
(5)
–
–
2
10
8
5
5
4
10
10
4
(5)
–
–
–
–
–
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2012—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
78
76
80
73
74
72
–
–
–
(5)
1
–
10
11
8
15
14
17
(5)
–
–
1
(5)
1
–
–
–
1
1
1
11
12
10
10
10
9
(5)
(5)
–
(5)
(5)
–
100
100
100
100
100
100
100
100
100
83
73
74
73
77
75
73
74
73
–
–
–
–
–
–
–
–
1
7
12
16
13
12
16
15
14
14
–
–
( )
–
–
–
–
–
2
–
3
–
–
–
–
–
–
–
8
11
10
12
10
9
10
11
10
–
1
–
–
–
–
–
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5.
5
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2012
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.8
0.1
0.7
0.1
0.1
0.5
0.1
0.0
0.0
0.0
0.0
1.2
1.1
1.7
1.9
0.1
0.1
0.1
–
1.2
0.7
1.6
1.5
0.2
0.5
0.2
0.5
0.1
0.1
0.2
0.5
0.7
0.9
0.9
1.1
0.2
0.1
0.2
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.2
4.6
1.7
3.0
1.3
2.0
1.5
1.8
–
–
–
–
0.1
–
–
–
1.7
5.0
1.1
2.0
1.1
1.7
1.3
1.1
–
0.3
0.2
1.0
0.1
–
0.2
–
0.8
0.2
0.1
0.3
0.1
0.1
0.1
0.2
1.3
1.7
1.1
1.9
0.9
1.2
1.0
1.5
–
–
–
–
(5)
–
–
0.5
0.0
0.0
0.0
0.0
0.0
2.8
2.2
1.6
2.1
2.1
–
–
–
–
–
1.6
1.3
0.8
1.2
1.1
–
–
–
–
–
–
0.2
(5)
–
–
2.4
1.9
1.5
1.8
2.0
–
0.3
0.1
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
2.5
0.1
–
0.7
1.9
0.1
0.1
0.1
–
0.5
1.7
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.6
0.8
0.3
0.1
1.0
0.8
0.4
0.1
0.3
0.1
1.0
0.6
0.4
0.1
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.8
3.6
1.2
1.1
1.0
1.3
–
–
0.1
0.2
0.1
0.1
1.2
2.0
1.1
0.9
0.9
1.1
–
–
0.2
0.1
0.2
0.2
–
–
(5)
0.1
0.2
0.2
1.3
2.7
0.9
0.7
0.7
0.9
–
–
0.1
0.1
0.2
0.2
Goods-producing industries ...................................
0.0
1.4
–
0.9
0.1
–
1.3
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
2.0
1.9
2.1
2.9
3.1
4.4
2.6
0.1
–
–
–
–
–
–
–
0.8
1.9
1.7
1.9
2.6
3.0
4.8
1.9
0.1
0.2
0.3
0.5
0.3
0.1
0.3
1.3
0.1
0.1
0.3
0.5
0.2
–
–
0.4
0.6
0.9
0.9
1.1
0.8
1.6
2.0
1.0
0.1
–
–
–
–
–
–
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2012—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.3
2.0
2.4
1.0
1.2
1.5
–
–
–
0.1
0.2
–
1.0
1.4
1.1
0.9
0.9
1.5
0.2
–
–
0.1
0.1
0.2
–
–
–
0.1
0.1
0.1
1.0
1.3
2.0
0.6
1.0
0.7
0.1
0.2
–
0.1
0.1
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.5
2.9
2.6
2.4
1.2
4.0
2.2
2.6
1.9
–
–
–
–
–
–
–
–
0.4
1.2
2.3
2.4
1.8
1.5
3.2
2.0
2.1
1.7
–
–
0.1
–
–
–
–
–
0.4
–
0.5
–
–
–
–
–
–
–
2.4
1.3
1.2
1.3
1.6
1.9
1.8
1.2
1.5
–
0.4
–
–
–
–
–
–
0.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2012
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$875.16
10
$1,159.08
90
$844.96
$427.45
100
100
100
100
920.05
914.14
922.58
885.24
9
7
9
12
1,236.04
1,223.33
1,240.41
1,258.98
91
93
91
88
890.68
889.95
891.00
835.08
429.63
422.19
432.88
504.32
100
100
100
100
100
100
100
100
879.14
965.62
811.16
1,005.54
830.06
738.08
868.97
863.76
14
5
10
10
8
7
8
17
1,255.94
1,165.98
1,191.89
1,263.33
1,038.93
954.06
1,070.28
1,147.22
86
95
90
90
92
93
92
83
818.10
955.36
768.41
978.23
812.85
722.05
851.68
805.78
532.42
397.79
487.27
418.28
426.69
437.10
422.24
439.30
100
100
100
100
100
844.47
879.87
896.52
896.63
896.40
23
12
11
9
14
1,081.82
1,257.47
1,132.35
1,173.63
1,098.65
77
88
89
91
86
771.89
830.31
866.50
867.96
864.69
466.26
419.78
367.32
339.21
402.07
Full time .................................................................
Part time ................................................................
100
100
881.67
774.78
9
13
1,192.84
791.96
91
87
849.48
772.14
424.87
468.94
Union .....................................................................
Nonunion ...............................................................
100
100
1,064.71
822.74
26
5
1,167.29
1,147.96
74
95
1,029.55
804.86
375.00
438.84
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
687.82
617.02
815.41
892.69
961.87
1,012.42
7
11
8
9
12
13
846.49
723.92
1,093.68
1,138.12
1,256.07
1,291.95
93
89
92
91
88
87
676.63
603.83
792.35
867.11
921.48
970.65
509.28
552.92
427.84
411.37
412.78
398.84
Goods-producing industries ...................................
100
906.70
14
1,140.10
86
870.08
353.15
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
868.35
871.52
861.24
843.26
929.85
881.30
1,033.49
1,035.34
9
8
10
13
4
6
5
10
1,165.41
1,159.68
1,236.50
1,246.31
1,207.00
1,041.31
1,238.38
1,153.44
91
92
90
87
96
94
95
90
839.83
846.06
819.12
781.66
919.34
870.66
1,023.57
1,022.69
442.63
477.46
493.33
540.61
390.51
462.98
377.73
346.07
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2012—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$776.07
764.29
801.70
931.40
881.61
973.23
11
11
10
9
7
10
$1,145.52
1,164.02
1,097.18
1,168.39
1,121.57
1,196.02
89
89
90
91
93
90
$731.29
712.78
770.68
908.15
862.82
947.55
$478.41
477.93
479.44
399.12
427.08
374.82
100
100
100
100
100
100
100
100
100
990.80
987.60
946.62
880.07
796.35
741.20
769.57
822.29
884.88
7
19
12
10
3
5
5
9
11
1,075.23
1,197.03
1,125.34
1,158.42
1,248.24
1,158.37
1,107.79
1,132.41
1,148.62
93
81
88
90
97
95
95
91
89
983.99
937.37
922.06
850.60
781.68
721.41
752.18
792.42
851.49
398.85
404.61
365.86
408.63
448.71
442.12
472.93
451.15
452.66
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2012
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$7.18
0.4
$17.46
0.4
$6.58
$5.05
9.70
13.11
11.13
17.85
0.6
0.8
0.7
1.0
25.57
49.34
27.70
28.19
0.6
0.8
0.7
1.0
9.26
13.38
10.67
17.75
5.46
7.31
6.88
12.40
20.97
26.17
22.36
21.89
8.48
14.46
9.84
16.08
1.3
1.2
1.4
1.4
0.6
0.8
0.7
1.4
30.96
56.83
56.63
52.00
33.86
94.27
34.68
43.02
1.3
1.2
1.4
1.4
0.6
0.8
0.7
1.4
21.01
26.87
18.12
22.87
8.12
12.90
10.31
16.35
14.67
14.82
24.60
44.30
6.30
12.99
6.87
10.56
26.93
21.99
11.20
15.06
18.51
2.3
1.7
0.9
1.0
1.5
36.78
90.15
24.06
32.86
28.99
2.3
1.7
0.9
1.0
1.5
33.46
18.99
12.10
15.78
20.82
17.42
11.30
8.40
10.00
14.23
Full time .................................................................
Part time ................................................................
7.13
21.26
0.5
1.3
17.16
55.02
0.5
1.3
6.63
22.71
5.24
20.02
Union .....................................................................
Nonunion ...............................................................
12.67
7.11
1.2
0.4
22.77
27.37
1.2
0.4
11.59
7.05
7.82
5.93
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
14.18
24.10
10.29
10.94
8.19
13.12
0.8
1.8
0.6
0.8
0.6
0.9
105.22
134.50
26.35
21.48
24.51
33.46
0.8
1.8
0.6
0.8
0.6
0.9
11.88
19.65
10.35
9.79
7.28
10.87
25.77
57.38
6.36
5.28
4.96
6.87
Goods-producing industries ...................................
10.18
1.0
26.35
1.0
11.09
7.85
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
8.55
13.17
13.45
17.15
26.19
20.13
16.89
17.93
0.5
0.6
0.7
1.0
0.6
1.1
0.9
0.8
21.43
28.71
25.06
27.13
53.15
54.20
45.33
29.59
0.5
0.6
0.7
1.0
0.6
1.1
0.9
0.8
7.52
13.14
13.68
16.79
26.63
20.11
17.41
19.37
5.82
8.69
10.20
11.29
21.19
12.69
11.11
10.81
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2012—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$12.05
12.38
21.47
7.01
11.00
7.62
0.8
1.0
1.1
0.4
0.6
0.7
$35.69
36.79
80.44
15.19
37.37
12.27
0.8
1.0
1.1
0.4
0.6
0.7
$10.21
11.37
20.09
7.12
11.56
8.02
$7.38
9.28
10.47
6.84
12.33
6.32
14.80
23.95
17.52
24.85
11.73
27.96
21.50
23.68
16.61
0.8
1.9
1.3
1.3
0.6
1.2
0.8
2.0
1.2
85.95
27.97
32.30
28.46
88.72
99.54
134.46
108.13
31.71
0.8
1.9
1.3
1.3
0.6
1.2
0.8
2.0
1.2
18.51
22.45
15.38
26.84
11.92
28.86
17.69
20.74
17.00
11.54
5.68
7.02
17.64
13.64
26.02
24.15
19.80
10.11
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2012
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
76
(5)
12
1
(5)
10
(5)
100
100
100
100
76
78
75
78
(5)
(5)
–
–
13
10
14
12
1
1
1
1
1
(5)
1
1
9
9
9
6
(5)
(5)
–
–
100
100
100
100
100
100
100
100
78
70
79
78
72
64
75
80
–
(5)
–
–
(5)
–
–
–
11
18
10
8
17
23
14
7
–
1
1
3
(5)
–
1
–
2
–
1
2
(5)
–
(5)
(5)
6
10
10
8
10
12
9
11
–
–
–
–
(5)
–
–
1
100
100
100
100
100
82
79
80
79
80
–
–
–
–
–
5
8
7
8
5
–
–
(5)
–
–
–
1
(5)
–
(5)
9
12
13
12
13
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
76
74
(5)
(5)
12
17
1
(5)
(5)
–
10
9
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
77
76
1
(5)
9
13
1
1
1
(5)
10
10
1
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
77
83
75
77
76
75
–
–
(5)
(5)
(5)
(5)
12
7
14
11
11
12
–
–
1
1
1
1
–
–
(5)
(5)
1
1
11
9
10
10
10
11
–
–
(5)
(5)
(5)
(5)
Goods-producing industries ...................................
100
80
–
7
(5)
–
12
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
76
76
77
79
76
75
71
78
(5)
–
–
–
–
–
–
–
13
15
14
12
18
15
18
11
1
1
1
1
1
1
1
4
1
1
1
1
(5)
–
–
2
10
7
6
6
4
9
9
5
(5)
–
–
–
–
–
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2012—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
78
77
81
75
76
74
–
–
–
(5)
1
–
9
9
7
14
13
15
(5)
–
–
1
–
1
–
–
–
1
1
1
12
13
11
9
9
8
(5)
(5)
–
(5)
–
–
100
100
100
100
100
100
100
100
100
84
74
75
73
79
77
78
73
74
–
–
–
–
–
–
–
–
1
7
11
15
12
11
14
12
13
12
–
–
( )
–
–
–
1
–
2
–
3
–
–
–
–
–
–
–
8
10
10
13
9
9
9
13
11
–
–
( )
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5.
5
5
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2012
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.7
0.1
0.6
0.1
0.1
0.5
0.1
0.0
0.0
0.0
0.0
1.1
1.2
1.5
1.7
0.1
0.1
–
–
1.0
0.6
1.4
1.3
0.2
0.4
0.1
0.4
0.1
0.1
0.2
0.4
0.6
1.1
0.8
0.9
0.1
0.1
–
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.8
4.4
1.5
2.6
1.1
1.9
1.2
1.6
–
0.1
–
–
0.1
–
–
–
1.4
4.8
0.9
1.7
1.0
1.7
1.1
0.8
–
0.3
0.2
1.0
0.1
–
0.2
–
0.6
–
0.1
0.3
0.1
–
0.1
0.1
0.9
1.7
0.9
1.4
0.6
1.1
0.7
1.4
–
–
–
–
0.1
–
–
0.4
0.0
0.0
0.0
0.0
0.0
2.4
2.1
1.6
2.1
1.9
–
–
–
–
–
1.3
1.2
0.7
1.1
0.9
–
–
(5)
–
–
–
0.2
(5)
–
0.1
2.1
1.9
1.4
1.7
1.9
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.7
2.3
0.1
0.1
0.6
1.7
0.1
0.1
0.1
–
0.5
1.2
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.6
0.8
0.2
0.1
0.8
0.7
0.3
0.1
0.3
0.1
1.1
0.5
0.3
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.6
3.4
1.1
0.9
0.9
1.1
–
–
0.1
0.1
0.1
0.1
1.1
1.9
1.0
0.8
0.8
1.0
–
–
0.2
0.1
0.2
0.2
–
–
(5)
0.1
0.2
0.2
1.1
2.4
0.7
0.7
0.6
0.9
–
–
0.1
(5)
0.2
0.2
Goods-producing industries ...................................
0.0
1.6
–
0.9
0.1
–
1.5
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
1.7
1.8
1.8
2.7
2.9
4.2
2.4
0.1
–
–
–
–
–
–
–
0.7
1.7
1.4
1.6
2.3
2.8
4.6
1.5
0.1
0.1
0.2
0.4
0.2
0.1
0.3
1.0
0.1
0.1
0.3
0.4
0.2
–
–
0.3
0.5
0.7
0.7
0.9
0.8
1.3
1.8
1.7
0.1
–
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2012—Continued
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.6
2.0
1.0
1.1
1.5
–
–
–
0.1
0.2
–
0.8
1.2
1.0
0.9
0.8
1.4
0.2
–
–
0.1
–
0.2
–
–
–
0.1
0.1
0.1
0.8
1.1
1.8
0.5
0.8
0.7
0.1
0.1
–
0.1
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.0
2.5
2.6
2.8
1.0
3.8
1.6
1.8
1.7
–
–
–
–
–
–
–
–
0.4
1.2
2.1
2.3
1.6
1.3
2.8
1.6
2.0
1.4
–
–
0.1
–
–
–
0.5
–
0.4
–
0.5
–
–
–
–
–
–
–
2.3
1.6
1.2
1.6
1.4
1.9
0.8
1.3
1.0
–
–
(5)
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2012
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$32.00
$56.26
$89.29
$131.00
$190.06
$132.33
$221.00
$354.31
$551.88
$815.18
29.18
32.93
26.62
20.00
53.60
56.66
52.63
38.36
87.14
92.24
85.08
75.75
130.57
129.12
131.90
132.52
194.44
183.79
198.00
209.00
138.49
142.41
136.09
119.92
226.30
236.00
222.84
231.97
358.12
356.97
359.42
457.03
562.00
542.47
578.24
667.00
822.95
818.43
824.80
944.00
21.50
34.74
25.00
34.62
34.66
43.33
32.22
33.15
38.02
55.44
51.36
53.38
60.00
71.01
55.29
59.67
77.06
87.15
87.74
85.97
94.74
101.07
90.92
93.28
133.85
129.46
132.54
122.94
131.00
140.11
126.66
143.46
229.99
198.00
182.89
192.00
198.00
221.78
184.33
204.03
119.92
140.68
137.94
129.99
136.38
155.82
130.20
140.00
230.69
231.79
228.60
195.10
237.25
256.45
229.27
220.48
482.54
352.60
386.69
295.32
361.64
356.97
365.16
368.16
711.27
523.11
598.32
450.74
547.85
579.57
539.00
593.04
1003.18
712.29
863.43
766.92
810.77
825.44
810.77
826.47
34.66
30.88
35.00
35.15
35.00
56.00
64.31
60.41
55.00
62.54
90.34
95.00
87.27
88.76
86.66
141.39
143.65
125.54
124.58
128.40
204.92
204.03
174.11
171.27
185.19
158.97
131.90
108.17
105.69
108.33
235.00
212.70
181.26
172.89
194.87
390.58
350.64
297.25
280.90
326.92
592.78
593.90
464.78
430.01
517.77
862.63
802.81
711.82
651.49
836.23
Full time .................................................................
Part time ................................................................
31.87
33.69
56.38
56.00
89.02
94.24
129.90
170.02
186.00
260.58
133.35
101.44
220.98
243.04
352.03
391.93
546.72
623.88
810.26
913.43
Union .....................................................................
Nonunion ...............................................................
28.34
32.87
50.13
58.00
81.00
91.59
126.72
131.66
188.57
190.24
92.39
150.07
157.45
238.32
264.00
372.20
441.78
570.02
795.11
817.01
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
29.28
24.16
32.28
30.90
33.64
33.83
59.99
57.06
55.38
55.00
57.02
55.78
95.60
100.33
88.86
87.44
89.57
88.83
142.40
181.99
126.63
129.00
131.76
131.76
204.00
227.48
181.99
184.87
194.91
194.12
150.15
150.73
136.38
130.52
130.00
124.45
248.37
236.24
222.84
215.42
215.26
203.96
421.12
436.17
361.35
346.73
338.39
323.44
661.29
612.17
550.77
532.42
530.37
500.70
913.43
913.43
830.32
786.12
792.00
753.19
Goods-producing industries ...................................
34.97
54.82
86.33
123.59
169.00
118.00
181.95
286.81
441.88
666.37
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
31.01
22.47
20.00
21.42
20.00
28.17
34.74
21.62
56.65
48.55
39.99
38.00
43.90
53.66
54.85
43.00
90.02
84.00
80.00
82.86
74.96
87.74
83.59
69.00
132.72
130.19
131.35
141.29
115.89
129.84
120.18
102.98
195.30
197.88
209.00
231.80
175.53
186.08
186.69
156.49
136.42
133.46
119.92
108.56
148.23
139.68
130.00
111.86
231.86
239.53
236.00
247.04
232.00
244.21
207.98
180.00
370.10
403.57
421.14
500.70
346.82
392.00
324.60
285.16
578.24
645.12
667.00
711.27
517.00
619.42
448.60
429.86
840.41
925.91
894.67
989.75
667.00
933.37
664.41
632.74
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2012—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$36.04
35.00
41.95
29.00
31.25
26.13
$62.66
61.00
68.72
52.83
57.19
50.00
$99.57
99.69
99.47
84.25
90.54
80.00
$143.49
144.51
142.32
123.96
127.26
119.92
$204.37
204.00
209.52
181.99
181.99
182.00
$162.49
156.95
171.29
120.00
127.87
116.00
$255.89
250.72
268.65
201.34
220.98
189.24
$406.78
409.15
400.19
325.97
349.02
302.65
$638.09
639.31
637.06
495.42
527.67
468.59
$892.72
892.72
892.52
724.48
769.06
685.00
46.75
40.60
33.85
36.30
26.10
20.00
32.00
39.73
25.80
75.29
66.24
56.66
56.44
52.65
38.00
55.29
55.18
52.02
112.95
94.24
86.04
87.17
86.67
78.20
92.50
90.73
86.76
154.99
138.92
120.55
126.00
130.00
119.66
129.00
132.46
136.02
206.38
213.49
176.41
177.57
185.52
163.49
182.38
197.69
205.48
145.32
125.00
109.85
146.35
148.23
146.63
165.00
153.82
118.31
236.16
211.04
184.00
228.60
223.52
253.48
257.49
228.71
210.66
345.99
318.89
299.00
355.56
374.83
393.31
403.57
370.00
365.16
498.27
532.41
461.91
519.42
592.31
667.00
593.58
551.00
595.92
667.28
861.40
718.09
755.43
862.63
746.40
823.00
749.14
932.81
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2012
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.75
$1.39
$0.90
$1.57
$4.14
$3.32
$3.45
$4.50
$9.32
$16.35
3.51
1.82
3.45
1.88
2.36
2.93
2.85
3.35
1.73
2.42
2.27
5.26
2.94
3.94
3.81
5.16
5.90
8.04
5.86
20.38
6.58
9.13
6.50
7.18
6.34
3.88
5.32
17.55
7.08
6.92
9.72
34.72
17.67
18.14
21.58
13.87
17.30
45.64
19.74
48.38
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.13
2.70
1.86
4.33
1.21
2.22
2.29
3.01
4.69
4.66
3.26
4.35
1.29
3.17
1.84
2.69
7.74
3.72
3.34
4.78
1.24
1.92
2.21
2.70
9.97
8.53
3.36
7.90
2.30
7.28
3.05
5.33
23.51
12.10
1.28
12.63
7.49
22.08
6.79
4.83
7.90
14.20
11.19
17.39
6.03
9.08
5.42
9.94
30.67
12.66
7.34
12.14
4.49
12.40
8.75
12.44
29.32
21.25
8.81
17.53
6.42
13.83
7.29
20.98
17.12
66.80
29.78
37.18
14.94
47.60
17.93
23.42
48.59
38.22
28.11
112.16
20.51
41.70
25.94
30.52
2.78
6.26
0.97
1.46
1.01
4.23
2.11
2.46
4.73
1.92
6.46
3.57
2.24
3.02
1.90
8.47
6.74
2.84
3.98
4.88
23.70
7.16
4.15
4.03
11.12
3.35
13.61
4.88
10.05
5.43
17.21
13.60
8.49
7.87
9.44
35.89
19.31
8.18
11.90
16.50
44.22
34.44
20.08
20.53
11.21
67.44
28.04
39.30
31.23
57.88
Full time .................................................................
Part time ................................................................
1.91
2.16
1.56
6.24
0.86
5.63
1.71
8.78
3.12
10.59
3.63
23.80
3.47
25.34
5.13
21.83
10.02
40.35
15.89
45.68
Union .....................................................................
Nonunion ...............................................................
2.41
1.87
1.72
1.85
2.81
1.58
3.96
1.87
11.35
4.51
4.69
3.12
7.45
2.45
8.56
6.18
17.25
12.65
56.33
16.15
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.04
5.36
3.38
2.26
1.35
1.61
3.18
7.73
2.15
1.78
1.79
1.22
5.05
13.98
1.90
1.43
1.82
1.86
6.57
12.15
3.11
2.45
2.15
2.95
8.73
36.57
5.99
4.11
7.23
9.09
16.80
21.40
6.72
2.98
5.22
4.36
11.23
19.82
8.33
6.44
5.23
6.13
18.39
17.74
9.59
7.11
3.99
10.19
27.18
37.13
12.95
16.55
11.96
21.50
20.57
85.77
22.39
22.19
18.25
39.84
Goods-producing industries ...................................
1.06
2.83
2.05
2.36
3.62
8.89
8.82
6.73
13.08
20.85
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
2.65
1.70
1.83
1.98
1.59
4.68
2.45
1.60
1.60
4.18
4.13
4.34
10.62
3.12
3.23
3.46
1.55
2.78
4.94
7.22
7.50
2.84
4.22
2.49
1.39
4.14
5.22
8.13
5.83
6.14
4.37
3.11
4.19
6.15
4.73
18.16
13.88
7.73
8.67
8.89
4.33
5.68
7.71
10.97
25.28
9.24
7.27
18.08
4.24
7.32
8.32
24.20
11.45
12.12
13.73
10.40
5.86
12.09
27.39
29.73
36.76
16.49
15.01
14.86
13.63
20.76
18.26
22.46
59.31
33.77
7.49
20.92
16.46
32.09
33.14
38.65
16.35
54.24
34.57
24.65
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2012—Continued
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.74
2.82
3.42
2.58
2.54
2.28
$1.99
2.28
3.44
2.03
2.71
1.52
$1.88
2.63
3.19
1.53
1.89
1.50
$3.94
5.63
6.76
2.15
3.09
2.66
$8.16
9.12
9.99
4.65
7.02
5.62
$7.88
12.01
5.64
2.68
5.74
5.33
$7.09
8.67
9.54
3.94
6.50
6.60
$11.42
15.38
19.37
6.40
7.31
8.83
$22.45
25.71
25.63
12.42
20.24
17.86
$22.43
30.02
27.03
13.59
37.31
18.51
2.42
3.65
2.52
4.73
4.23
0.00
4.08
7.63
1.45
4.06
4.17
3.56
3.68
2.94
7.09
4.54
5.29
2.94
0.22
3.75
1.86
3.75
2.23
13.30
2.81
8.01
2.67
6.55
2.32
4.12
5.12
5.12
5.41
4.55
5.70
5.53
9.24
11.80
5.32
9.75
8.46
18.06
8.70
16.87
12.91
12.85
12.00
4.71
21.53
9.29
24.37
13.78
13.54
8.66
3.88
5.62
15.25
5.39
14.20
22.85
10.90
16.62
10.02
10.63
7.90
9.33
19.65
16.87
49.42
11.38
16.90
12.64
28.24
16.37
14.39
37.11
22.67
36.80
30.57
19.37
27.66
47.77
64.04
42.26
50.61
28.29
58.94
27.33
28.31
42.02
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2012
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
61
59
97
36
36
98
33
32
96
78
85
76
75
77
84
74
74
98
99
98
97
44
57
38
22
43
56
38
21
98
98
98
99
53
63
49
40
51
61
48
39
96
97
96
97
83
75
36
69
59
47
66
62
82
74
34
67
57
44
65
60
98
99
95
97
97
94
98
96
19
35
20
24
36
29
40
37
18
35
19
24
35
28
39
37
98
99
95
99
98
98
98
98
40
51
12
20
33
19
41
27
39
50
12
19
32
18
40
26
98
97
95
95
96
92
97
97
55
69
64
70
57
52
66
62
68
56
95
97
97
97
97
31
43
45
53
39
31
42
45
52
38
99
98
99
99
99
20
34
28
32
24
19
33
27
31
24
97
98
97
97
97
Full time .................................................................
Part time ................................................................
76
14
74
13
97
92
43
14
42
14
98
97
42
5
41
5
96
94
Union .....................................................................
Nonunion ...............................................................
85
56
84
55
98
97
46
35
46
34
99
98
35
33
34
32
97
96
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
26
12
63
74
84
87
24
11
61
73
83
86
92
89
97
98
99
99
17
14
35
45
51
54
17
13
34
44
50
53
95
96
97
99
99
99
8
2
30
42
58
60
7
2
29
40
56
58
95
95
96
96
96
97
Goods-producing industries ...................................
72
70
97
53
53
99
36
35
97
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
59
69
76
77
82
63
86
82
57
67
74
75
79
62
83
81
97
98
98
98
96
97
98
98
33
27
23
20
30
29
44
26
33
26
23
20
30
28
44
26
98
97
99
99
99
96
98
99
33
38
41
36
55
36
60
31
32
37
39
35
53
35
58
30
96
96
96
97
96
96
96
97
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2012—Continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
42
37
58
78
71
85
40
35
56
76
69
84
96
96
96
98
97
98
28
26
35
44
41
46
27
25
33
43
41
46
97
97
95
99
98
99
22
19
32
43
36
51
22
18
31
42
35
49
96
96
97
96
97
96
63
58
65
64
60
68
63
58
54
62
58
63
62
58
65
60
56
53
97
99
97
97
97
96
96
97
98
38
68
40
31
31
27
27
24
26
38
68
39
30
30
27
26
24
25
98
99
97
97
97
97
96
99
99
38
31
37
39
34
30
32
34
29
36
30
36
38
33
29
31
33
27
96
96
97
97
96
97
96
95
96
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2012
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.7
0.2
0.7
0.7
0.3
0.7
0.6
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.9
0.9
1.5
0.7
0.9
0.9
1.5
0.2
0.2
0.2
0.4
1.1
1.7
1.2
1.5
1.0
1.6
1.2
1.4
0.3
0.4
0.3
0.6
1.1
1.6
1.2
1.9
1.0
1.6
1.1
1.9
0.3
0.3
0.4
0.8
1.9
1.9
1.3
3.1
1.1
1.2
1.3
1.7
1.9
1.9
1.2
3.0
1.0
1.2
1.3
1.6
0.3
0.3
0.7
0.9
0.3
0.7
0.2
0.6
1.7
3.1
1.2
2.2
0.9
1.3
1.1
1.6
1.6
3.1
1.1
2.2
0.9
1.3
1.1
1.6
1.1
0.4
1.5
0.5
0.3
0.4
0.4
0.4
2.4
2.7
0.5
2.0
0.8
1.0
1.1
1.2
2.3
2.7
0.5
2.0
0.8
0.9
1.1
1.3
0.8
0.6
0.6
1.3
0.4
1.1
0.3
0.4
2.8
2.0
1.8
1.8
2.2
2.7
2.0
1.7
1.7
2.2
0.9
0.8
0.3
0.4
0.4
2.6
1.8
1.4
1.7
1.7
2.6
1.8
1.4
1.7
1.7
0.7
0.5
0.2
0.3
0.2
2.1
1.8
1.2
1.7
1.6
2.1
1.8
1.2
1.7
1.6
0.9
0.5
0.6
0.8
0.7
Full time .................................................................
Part time ................................................................
0.7
0.9
0.7
0.9
0.2
1.0
0.7
1.0
0.7
1.0
0.3
1.0
0.8
0.5
0.7
0.5
0.3
1.2
Union .....................................................................
Nonunion ...............................................................
1.3
0.8
1.3
0.8
0.3
0.2
1.4
0.8
1.4
0.7
0.2
0.3
1.3
0.7
1.3
0.7
0.5
0.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.3
1.2
0.9
0.7
0.9
1.2
1.2
1.1
0.9
0.7
0.9
0.9
2.3
0.3
0.2
0.1
0.2
1.1
1.6
1.1
0.9
1.0
1.4
1.1
1.6
1.1
0.9
1.0
1.3
1.1
2.2
0.6
0.2
0.2
0.4
0.5
0.4
1.0
1.0
1.1
1.6
0.5
0.4
1.0
1.0
1.0
1.5
1.0
1.4
0.4
0.4
0.3
0.4
Goods-producing industries ...................................
1.2
1.1
0.3
1.4
1.4
0.2
1.5
1.5
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.8
1.3
1.2
1.6
1.6
1.9
0.9
2.0
0.8
1.3
1.1
1.6
1.7
2.0
1.0
2.0
0.2
0.3
0.5
0.3
1.3
0.4
0.4
0.4
0.8
1.2
1.3
1.6
2.2
1.8
2.8
1.9
0.8
1.2
1.2
1.6
2.1
1.8
2.8
1.9
0.3
0.7
0.5
0.9
0.4
1.1
0.5
0.4
0.7
1.6
1.8
2.1
3.4
2.2
2.4
1.8
0.7
1.6
1.8
2.1
3.2
2.1
2.5
1.7
0.3
0.6
0.8
1.0
0.8
0.7
0.7
0.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2012—Continued
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
1.0
1.1
2.2
0.7
1.2
0.7
1.0
1.1
2.2
0.7
1.2
0.7
0.4
0.5
0.8
0.2
0.3
0.2
1.1
1.0
2.4
1.2
1.3
1.5
1.1
1.0
2.4
1.1
1.3
1.5
0.6
0.6
1.3
0.2
0.3
0.2
0.7
0.9
1.9
0.9
1.1
1.2
0.7
0.9
1.9
0.9
1.1
1.2
0.4
0.6
0.5
0.3
0.4
0.4
2.0
3.0
1.7
0.8
2.2
2.3
1.5
2.3
1.1
1.7
2.9
1.6
0.8
2.2
2.5
1.6
2.1
1.1
0.7
0.2
0.5
0.6
0.3
1.4
0.7
0.7
0.2
1.8
2.9
1.4
2.1
1.4
2.9
1.9
2.1
1.3
1.9
3.0
1.3
2.0
1.2
2.6
2.0
2.0
1.2
1.1
0.2
0.7
1.1
0.5
2.1
1.8
0.4
0.7
2.4
2.0
1.7
1.7
1.7
2.4
2.1
2.5
1.9
2.6
1.9
1.6
1.7
1.7
2.2
2.0
2.4
1.8
1.0
0.7
0.6
0.9
0.5
0.9
0.7
1.6
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 17. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2012
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
6
94
5
5
6
9
95
95
94
91
9
2
9
10
6
9
6
8
91
98
91
90
94
91
94
92
9
7
5
5
4
91
93
95
95
96
Full time .................................................................
Part time ................................................................
6
6
94
94
Union .....................................................................
Nonunion ...............................................................
6
6
94
94
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
9
6
6
6
5
6
91
94
94
94
95
94
Goods-producing industries ...................................
5
95
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
6
6
9
9
3
2
10
94
94
91
91
97
98
90
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2012—Continued
(All workers with basic life insurance coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
7
8
6
6
6
5
93
92
94
94
94
95
10
4
6
4
6
13
7
7
4
90
96
94
96
94
87
93
93
96
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of
major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2012
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.6
0.6
1.2
0.5
0.6
0.6
1.2
1.0
0.8
1.0
1.6
0.6
1.1
0.6
1.2
1.0
0.8
1.0
1.6
0.6
1.1
0.6
1.2
2.4
1.3
0.7
1.0
0.8
2.4
1.3
0.7
1.0
0.8
Full time .................................................................
Part time ................................................................
0.4
1.0
0.4
1.0
Union .....................................................................
Nonunion ...............................................................
0.6
0.5
0.6
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.8
0.6
0.5
0.4
0.6
1.2
1.8
0.6
0.5
0.4
0.6
Goods-producing industries ...................................
0.7
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.5
0.9
1.7
1.4
0.8
0.6
1.3
0.5
0.9
1.7
1.4
0.8
0.6
1.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2012—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
0.7
1.0
1.1
0.5
0.7
0.7
0.7
1.0
1.1
0.5
0.7
0.7
2.1
0.9
0.9
0.6
0.6
3.7
1.5
1.7
1.2
2.1
0.9
0.9
0.6
0.6
3.7
1.5
1.7
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2012
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
56
2
39
3
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
62
69
59
38
2
2
3
1
32
25
35
54
2
2
3
6
1
2
1
1
32
74
45
39
63
62
63
38
1
2
1
2
2
3
2
1
60
22
50
53
33
32
33
57
6
1
4
5
2
2
2
4
1
1
1
1
1
1
1
1
20
50
45
46
44
–
1
1
(2)
1
72
45
50
49
51
5
3
4
4
3
–
1
1
1
(2)
Full time .................................................................
Part time ................................................................
56
52
2
1
39
42
3
3
1
2
Union .....................................................................
Nonunion ...............................................................
35
61
1
2
55
35
8
1
1
1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
45
29
53
55
61
63
1
–
1
2
3
3
51
67
42
40
32
30
2
–
2
3
3
2
(2)
–
1
1
1
1
Goods-producing industries ...................................
45
2
48
3
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
58
52
41
32
59
62
79
36
2
2
2
1
3
2
2
3
37
42
51
60
33
34
17
53
3
3
5
6
4
1
1
7
1
1
1
1
2
1
1
2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2012—Continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
48
47
49
59
59
60
1
2
–
2
1
3
49
49
48
34
37
32
2
2
2
3
2
4
1
1
–
1
1
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
64
58
50
55
61
58
55
54
49
–
3
2
1
2
2
1
–
3
32
34
44
40
33
37
41
45
44
2
5
3
2
3
2
2
–
–
–
1
(2)
1
1
1
1
–
–
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 Less than 0.5.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
Geographic areas
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2012
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
0.8
0.2
0.8
0.2
0.2
1.2
1.3
1.5
2.2
0.3
0.3
0.4
0.3
1.1
1.5
1.4
2.2
0.3
0.3
0.3
1.0
0.3
0.5
0.2
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.3
3.2
1.6
3.0
1.2
2.1
1.4
1.8
0.3
0.6
0.3
0.6
0.3
0.7
0.3
0.4
2.3
3.3
1.7
3.0
1.2
1.9
1.4
1.6
1.3
0.5
0.6
1.2
0.3
0.7
0.2
0.6
0.3
0.5
0.2
0.5
0.1
0.3
0.1
0.2
2.0
2.2
2.0
2.2
2.7
–
0.2
0.2
0.2
0.4
2.0
2.2
1.8
2.1
2.6
1.2
0.7
0.4
0.6
0.4
–
0.3
0.2
0.4
0.2
Full time .................................................................
Part time ................................................................
0.8
2.0
0.2
0.5
0.8
2.1
0.2
0.6
0.2
0.6
Union .....................................................................
Nonunion ...............................................................
1.4
0.9
0.2
0.2
1.3
0.9
0.5
0.2
0.2
0.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.0
4.0
1.2
1.2
1.0
1.2
0.3
–
0.2
0.3
0.3
0.6
1.9
4.3
1.2
1.2
1.0
1.1
0.5
–
0.2
0.3
0.3
0.3
0.2
–
0.2
0.3
0.2
0.4
Goods-producing industries ...................................
2.1
0.5
1.9
0.5
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.9
1.7
2.1
2.2
3.9
2.7
2.2
2.7
0.2
0.4
0.4
0.3
1.0
0.8
0.6
0.6
0.9
1.7
2.1
2.3
3.8
2.7
2.1
2.6
0.2
0.5
0.9
1.2
0.9
0.3
0.4
0.6
0.2
0.2
0.3
0.3
0.6
0.2
0.5
0.5
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2012—Continued
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
1.4
1.9
2.3
0.9
1.2
1.2
0.2
0.3
–
0.3
0.3
0.5
1.4
1.8
2.3
0.9
1.3
1.1
0.3
0.4
0.5
0.3
0.3
0.4
0.2
0.2
–
0.2
0.3
0.2
1.7
1.9
2.2
2.9
1.8
4.3
2.7
2.6
1.8
–
0.6
0.7
0.6
0.4
0.7
0.2
–
0.8
1.9
2.1
2.1
2.6
1.9
4.3
2.8
2.5
2.1
0.8
0.3
0.5
0.7
0.6
0.9
0.5
–
–
–
0.5
(3)
0.3
0.3
0.7
0.4
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1
National Compensation Survey, March 2012
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts2
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
59
13
23
4
1.4
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
1
(3)
–
56
56
56
49
12
11
13
24
26
27
25
24
5
6
5
–
1.4
1.4
1.4
1.4
1.0
1.0
1.0
–
–
–
1
–
(3)
–
1
2
47
71
60
56
65
75
60
56
27
10
16
–
9
8
10
15
24
15
21
19
22
13
25
24
2
–
2
8
4
–
4
3
1.4
1.3
1.3
1.5
1.3
1.2
1.4
1.4
1.5
1.0
1.0
1.0
1.0
1.0
1.0
1.0
–
2
1
–
–
54
56
60
55
66
12
16
16
15
18
27
23
21
27
14
–
3
2
–
–
1.4
1.4
1.3
1.4
1.3
1.0
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
1
1
59
70
13
9
24
15
4
6
1.4
1.3
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
1
1
61
59
18
12
15
25
5
4
1.3
1.4
1.0
1.0
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
1
64
77
64
59
56
53
13
–
12
12
13
13
20
6
21
24
25
27
–
–
2
4
5
6
1.3
1.1
1.3
1.4
1.4
1.4
1.0
1.0
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
1
51
14
29
5
1.4
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1
1
1
–
2
1
1
–
61
61
47
44
52
69
73
57
12
14
22
28
15
10
11
19
23
21
27
27
27
18
13
17
4
3
3
1
4
2
2
–
1.4
1.3
1.4
1.4
1.4
1.3
1.2
1.4
1.0
1.0
1.5
1.5
–
1.0
1.0
1.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1
National Compensation Survey, March 2012—Continued
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
–
–
1
–
1
57
61
49
61
62
59
12
10
14
13
11
14
25
21
32
23
23
23
6
–
–
3
–
3
1.4
1.4
1.5
1.3
1.3
1.3
1.0
1.0
–
1.0
1.0
1.0
1
1
–
–
–
–
–
–
1
62
55
57
53
61
53
62
73
61
13
17
13
15
12
9
11
10
9
20
20
26
24
24
33
24
15
24
5
6
–
–
–
–
–
–
5
1.4
1.4
1.4
1.5
1.3
1.5
1.3
1.2
1.4
1.0
1.0
1.0
–
1.0
–
1.0
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
3 Less than 0.5.
4 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
civilian workers,1 National Compensation Survey, March 2012
Multiple of annual earnings amounts2
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
0.1
1.1
0.7
1.0
0.3
(3)
0.0
0.1
0.2
0.1
–
1.6
2.1
1.9
4.1
0.7
1.0
0.9
2.7
1.6
2.0
1.9
4.3
0.6
0.7
0.7
–
(3)
(3)
(3)
(3)
0.0
0.0
0.0
–
–
–
0.1
–
0.1
–
0.1
0.8
4.6
4.2
2.6
5.6
1.3
1.9
1.6
3.0
3.5
1.5
2.2
–
0.8
1.4
0.8
2.3
4.4
3.2
2.0
4.2
1.1
1.5
1.4
3.0
0.3
–
0.6
2.3
0.4
–
0.5
0.9
(3)
0.1
(3)
0.1
(3)
(3)
(3)
(3)
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.6
0.3
–
–
5.1
3.4
2.1
2.9
2.9
2.9
2.7
1.7
2.4
2.1
4.5
3.5
1.9
3.0
1.6
–
1.1
0.5
–
–
0.1
(3)
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.1
0.2
1.1
3.5
0.7
1.6
1.0
2.7
0.3
2.2
(3)
(3)
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.1
2.1
1.3
1.8
0.7
1.8
1.2
0.9
0.4
(3)
(3)
0.0
0.0
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.2
0.2
0.1
0.1
3.2
6.0
1.6
1.7
1.4
1.7
2.2
–
1.1
1.0
0.8
1.0
2.7
2.1
1.3
1.4
1.5
1.7
–
–
0.4
0.6
0.5
0.6
(3)
(3)
(3)
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
0.4
2.4
2.0
2.0
0.7
(3)
0.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.1
0.1
0.1
–
0.3
0.2
0.4
–
1.1
2.6
4.0
3.9
6.4
2.9
3.0
4.1
0.7
1.2
2.5
3.2
2.4
1.1
1.7
2.4
1.2
2.9
5.2
4.4
8.1
2.7
2.6
3.1
0.4
0.7
1.0
0.2
0.5
0.8
0.4
–
(3)
(3)
(3)
(3)
0.1
(3)
(3)
0.1
0.0
0.0
0.3
0.1
–
0.0
0.0
0.0
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
civilian workers,1 National Compensation Survey, March 2012—Continued
Multiple of annual earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
0.2
–
–
0.1
–
0.1
2.1
2.3
4.0
1.3
1.7
2.1
1.2
1.3
2.3
0.8
1.0
1.1
2.0
1.7
4.4
1.2
1.5
1.8
0.9
–
–
0.3
–
0.3
(3)
(3)
(3)
(3)
(3)
(3)
0.0
0.0
–
0.0
0.0
0.0
0.1
0.2
–
–
–
–
–
–
0.4
1.5
3.9
3.0
4.2
1.6
6.5
2.8
4.2
2.9
1.5
2.3
1.7
2.6
1.6
2.9
1.5
2.6
1.5
1.2
2.3
2.4
5.2
2.1
7.8
2.3
2.0
1.9
0.7
0.9
–
–
–
–
–
–
1.1
(3)
(3)
(3)
0.1
(3)
0.1
(3)
(3)
(3)
0.0
0.0
0.0
–
0.0
–
0.0
0.0
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
3 Less than 0.05.
4 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 20. Life insurance plans: Maximum benefit amount, civilian workers,1 National Compensation
Survey, March 2012
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$500,000 $1,000,000
With no
maximum
benefit
amount
72
$50,000
$50,000
$200,000
28
74
78
71
59
50,000
50,000
50,000
50,000
100,000
100,000
100,000
50,000
250,000
250,000
265,000
100,000
600,000
600,000
600,000
250,000
1,000,000
–
1,000,000
400,000
26
22
29
41
49
67
66
49
77
84
74
68
–
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
50,000
50,000
50,000
50,000
–
–
–
250,000
150,000
100,000
200,000
–
200,000
200,000
200,000
500,000
500,000
280,000
500,000
500,000
500,000
–
350,000
1,000,000
1,000,000
–
1,000,000
1,000,000
–
2,000,000
51
33
34
51
23
16
26
32
57
71
63
67
57
50,000
50,000
50,000
50,000
50,000
50,000
70,000
70,000
100,000
50,000
–
250,000
250,000
250,000
–
300,000
1,000,000
500,000
500,000
500,000
750,000
2,000,000
1,000,000
1,000,000
–
43
29
37
33
43
Full time .................................................................
Part time ................................................................
73
57
50,000
50,000
50,000
–
200,000
250,000
500,000
600,000
1,000,000
1,000,000
27
43
Union .....................................................................
Nonunion ...............................................................
53
75
50,000
50,000
50,000
50,000
150,000
245,000
400,000
500,000
1,000,000
1,000,000
47
25
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
66
72
74
72
73
75
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
70,000
100,000
100,000
–
–
150,000
200,000
300,000
300,000
500,000
–
500,000
500,000
750,000
750,000
–
–
1,000,000
1,000,000
–
–
34
28
26
28
27
25
Goods-producing industries ...................................
66
50,000
100,000
300,000
750,000
–
34
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
73
69
61
47
76
73
69
47
50,000
50,000
50,000
–
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
100,000
50,000
200,000
200,000
100,000
100,000
–
250,000
350,000
100,000
500,000
500,000
250,000
200,000
–
500,000
600,000
200,000
1,000,000
–
500,000
350,000
500,000
1,000,000
1,000,000
500,000
27
31
39
53
24
27
31
53
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Maximum benefit amount, civilian workers,1 National Compensation
Survey, March 2012—Continued
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
77
77
76
71
76
66
$50,000
50,000
50,000
50,000
50,000
50,000
–
–
–
$50,000
50,000
–
$200,000
200,000
200,000
245,000
200,000
280,000
77
73
63
64
72
81
77
76
75
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
50,000
100,000
–
–
–
50,000
50,000
50,000
200,000
200,000
250,000
300,000
250,000
–
250,000
–
200,000
75th
percentile
90th
percentile
$500,000 $1,000,000
500,000 1,000,000
500,000
–
500,000 1,000,000
500,000 1,000,000
1,000,000
–
With no
maximum
benefit
amount
23
23
24
29
24
34
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
500,000
500,000
500,000
600,000
500,000
500,000
750,000
500,000
500,000
–
1,000,000
1,000,000
1,000,000
1,500,000
1,000,000
1,000,000
1,000,000
1,000,000
23
27
37
36
28
19
23
24
25
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 20. Standard errors for life insurance plans: Maximum benefit amount, civilian workers,1 National
Compensation Survey, March 2012
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
With no
maximum
benefit
amount
90th
percentile
1.0
$0.00
$1,562.05
$31,241.00
$0.00
$0.00
1.0
1.4
1.5
1.9
3.3
0.00
0.00
0.00
0.00
0.00
0.00
2,343.07
0.00
33,301.35
11,182.58
51,547.65
17,464.25
102,039.65
94,423.30
149,367.83
24,262.11
0.00
–
0.00
92,081.49
1.4
1.5
1.9
3.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
4.8
5.6
2.5
5.1
1.3
1.7
1.7
2.8
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
–
–
–
27,055.50
38,479.41
25,512.15
36,840.87
–
12,373.76
24,980.59
40,328.43
22,090.72
101,689.33
80,206.36
0.00
0.00
0.00
–
74,913.28
0.00
267,151.64
–
44,181.44
0.00
–
0.00
4.8
5.6
2.5
5.1
1.3
1.7
1.7
2.8
5.2
3.1
2.4
3.5
3.4
0.00
0.00
0.00
0.00
0.00
5,522.68
17,912.57
20,825.71
20,663.98
0.00
–
66,364.15
64,876.81
17,464.25
–
83,755.60
267,211.00
11,045.36
7,810.25
57,223.07
129,988.46
0.00
206,934.77
112,911.47
–
5.2
3.1
2.4
3.5
3.4
Full time .................................................................
Part time ................................................................
0.9
4.0
0.00
0.00
0.00
–
23,443.76
58,274.09
0.00
125,543.54
0.00
0.00
0.9
4.0
Union .....................................................................
Nonunion ...............................................................
2.1
1.1
0.00
0.00
0.00
14,123.38
24,722.86
44,988.67
91,416.63
0.00
222,009.01
0.00
2.1
1.1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.5
5.9
1.6
1.3
1.1
1.3
0.00
3,905.12
0.00
0.00
0.00
0.00
0.00
0.00
0.00
16,217.51
0.00
0.00
–
–
26,019.74
0.00
0.00
30,248.97
67,004.48
–
0.00
0.00
99,030.15
83,937.48
–
–
0.00
0.00
–
–
3.5
5.9
1.6
1.3
1.1
1.3
Goods-producing industries ...................................
2.5
0.00
0.00
20,663.98
87,321.25
–
2.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.1
2.4
3.2
4.6
2.9
3.4
5.0
3.7
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
13,170.41
0.00
0.00
21,545.53
8,905.05
27,055.50
–
57,393.38
70,183.69
0.00
0.00
50,083.13
65,722.22
30,569.92
–
0.00
141,233.85
52,392.75
0.00
–
15,620.50
70,292.25
122,995.93
0.00
0.00
83,299.16
1.1
2.4
3.2
4.6
2.9
3.4
5.0
3.7
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Maximum benefit amount, civilian workers,1 National
Compensation Survey, March 2012—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.8
2.2
2.6
1.1
1.3
1.8
$0.00
0.00
0.00
0.00
0.00
0.00
–
–
–
$0.00
0.00
–
$3,905.12
4,686.15
45,042.87
54,122.27
39,824.62
48,373.13
$0.00
0.00
0.00
44,518.42
0.00
286,966.90
$0.00
72,530.27
–
0.00
62,114.81
–
1.8
2.2
2.6
1.1
1.3
1.8
2.2
1.8
3.6
3.2
1.9
2.9
2.9
4.5
2.2
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
3,755.42
28,160.26
–
–
–
11,264.10
8,626.70
0.00
11,045.36
0.00
39,043.44
77,695.30
19,083.24
–
35,791.06
–
19,619.12
0.00
60,690.41
50,616.20
149,214.61
115,844.72
74,505.03
168,063.80
135,051.84
36,633.32
–
0.00
0.00
0.00
449,411.84
192,582.45
199,429.19
0.00
0.00
2.2
1.8
3.6
3.2
1.9
2.9
2.9
4.5
2.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and
half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit
shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2012
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
$10,000
$20,000
$30,000
$50,000
–
10,000
–
–
–
15,000
–
10,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
10,000
–
5,000
5,000
–
–
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
25,000
–
15,000
–
20,000
15,000
20,000
–
50,000
–
25,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
45,000
50,000
50,000
50,000
50,000
–
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
20,000
15,000
20,000
20,000
15,000
25,000
25,000
25,000
26,000
25,000
50,000
50,000
50,000
50,000
50,000
Full time .................................................................
Part time ................................................................
10,000
5,000
10,000
5,000
20,000
15,000
30,000
25,000
50,000
50,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
10,000
20,000
20,000
40,000
25,000
50,000
50,000
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
5,000
10,000
10,000
–
10,000
10,000
10,000
10,000
10,000
–
15,000
15,000
10,000
–
20,000
25,000
30,000
20,000
20,000
25,000
30,000
50,000
50,000
30,000
25,000
50,000
50,000
50,000
–
Goods-producing industries ...................................
10,000
10,000
20,000
30,000
50,000
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
–
–
5,000
–
5,000
–
5,000
5,000
10,000
10,000
10,000
10,000
–
10,000
10,000
10,000
20,000
20,000
20,000
21,000
20,000
15,000
20,000
20,000
30,000
40,000
40,000
46,000
30,000
25,000
–
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2012—Continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
10,000
10,000
5,000
10,000
5,000
$10,000
10,000
10,000
10,000
10,000
10,000
$15,000
20,000
15,000
20,000
20,000
20,000
$25,000
25,000
25,000
35,000
30,000
40,000
$50,000
50,000
50,000
50,000
50,000
50,000
5,000
5,000
10,000
10,000
10,000
10,000
5,000
10,000
–
–
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
20,000
25,000
20,000
20,000
20,000
15,000
–
20,000
20,000
–
50,000
30,000
27,500
25,000
–
25,000
40,000
–
50,000
50,000
50,000
50,000
50,000
50,000
–
50,000
50,000
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
4 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2012
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$1,707.36
$0.00
$0.00
$781.02
$0.00
–
390.51
–
–
–
2,298.39
–
781.02
2,371.54
2,469.82
3,418.71
0.00
0.00
2,705.55
0.00
2,332.64
0.00
0.00
0.00
0.00
916.43
–
0.00
0.00
–
–
1,844.94
0.00
1,475.70
1,104.54
0.00
698.57
0.00
0.00
0.00
0.00
0.00
–
0.00
–
781.02
0.00
0.00
–
5,832.12
–
0.00
1,104.54
0.00
3,024.90
3,636.59
1,361.76
0.00
0.00
1,104.54
8,411.90
0.00
7,180.33
0.00
0.00
–
0.00
0.00
0.00
1,789.55
312.41
0.00
0.00
2,705.55
0.00
3,124.10
1,923.05
5,889.36
2,732.47
3,723.61
1,104.54
6,629.06
563.21
3,225.93
0.00
1,249.64
0.00
0.00
937.23
8,419.14
Full time .................................................................
Part time ................................................................
0.00
0.00
0.00
1,104.54
0.00
3,595.05
0.00
3,280.30
0.00
0.00
Union .....................................................................
Nonunion ...............................................................
0.00
0.00
0.00
0.00
156.20
2,435.31
0.00
0.00
0.00
0.00
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
552.27
0.00
2,658.74
–
523.93
0.00
0.00
0.00
0.00
–
2,820.35
781.02
1,562.05
–
0.00
0.00
6,989.10
2,092.80
3,024.90
0.00
1,350.35
0.00
0.00
2,561.95
4,132.80
0.00
0.00
0.00
–
Goods-producing industries ...................................
0.00
2,794.28
0.00
3,709.66
0.00
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
–
–
1,059.43
–
0.00
–
0.00
0.00
0.00
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
781.02
3,560.31
6,043.24
1,913.11
781.02
1,562.05
0.00
1,239.84
4,908.46
8,830.07
6,898.71
7,303.65
4,984.63
–
4,348.56
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2012—Continued
Flat dollar amounts3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
0.00
1,082.22
156.20
897.33
0.00
$0.00
0.00
0.00
0.00
0.00
0.00
$4,300.60
5,962.45
1,104.54
0.00
0.00
0.00
$0.00
0.00
0.00
4,302.81
5,379.44
978.62
$0.00
0.00
0.00
0.00
0.00
0.00
0.00
584.47
0.00
0.00
0.00
0.00
0.00
0.00
–
–
0.00
873.21
893.92
0.00
0.00
0.00
1,562.05
0.00
3,024.90
2,764.65
0.00
2,066.40
2,705.55
2,343.07
–
1,352.77
2,285.08
–
7,510.85
5,761.08
7,761.28
441.81
–
0.00
11,889.04
–
0.00
0.00
0.00
0.00
0.00
10,192.90
–
0.00
0.00
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
4 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 22. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2012
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
44
36
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
49
50
48
44
51
34
43
46
48
46
41
35
37
33
–
29
–
31
34
31
36
41
–
–
–
14
–
34
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
30
48
40
40
40
42
40
45
49
39
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
45
36
–
–
13
44
–
–
Union .....................................................................
Nonunion ...............................................................
43
44
–
38
15
–
–
–
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
30
42
45
50
51
33
–
39
38
34
31
35
50
–
–
–
–
–
–
–
–
–
–
Goods-producing industries ...................................
42
45
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
44
42
46
37
63
40
54
52
34
31
–
–
21
34
25
22
–
–
13
8
–
–
–
–
–
–
–
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2012—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Noncommercially
insured2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Commercially
insured
Legally
required
Other
31
–
36
51
44
58
39
37
44
–
42
–
–
32
–
10
–
9
–
–
–
–
–
–
18
58
53
49
57
54
47
–
36
45
50
41
45
39
55
–
–
–
–
–
–
–
–
–
–
–
–
–
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Employer assumes all risks and expenses of
providing the benefit.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 22. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2012
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
1.2
1.1
–
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.8
1.9
2.3
3.8
6.1
2.6
5.7
1.4
2.6
1.7
2.5
1.9
1.9
2.4
–
4.9
–
6.8
1.3
2.4
1.6
3.1
–
–
–
2.1
–
2.4
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
4.2
3.1
1.6
1.9
2.8
4.9
3.7
1.8
2.3
2.5
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
1.2
3.0
–
–
1.0
2.6
–
–
Union .....................................................................
Nonunion ...............................................................
2.2
1.3
–
1.2
1.6
–
–
–
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
4.8
1.7
1.4
1.6
2.1
2.4
–
1.8
1.4
1.6
1.9
3.1
4.0
–
–
–
–
–
–
–
–
–
–
Goods-producing industries ...................................
1.8
2.0
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.4
2.6
3.1
4.4
2.2
3.8
5.0
4.2
1.4
2.3
–
–
2.0
3.5
3.8
3.4
–
–
1.8
1.2
–
–
–
–
–
–
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2012—Continued
Characteristics
Noncommercially
insured2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Commercially
insured
Legally
required
Other
2.1
–
4.6
1.3
1.6
1.9
2.0
2.4
3.7
–
1.8
–
–
2.2
–
1.3
–
1.6
–
–
–
–
–
–
2.2
2.6
3.3
5.1
3.7
5.3
3.0
–
2.2
3.3
5.9
3.6
5.1
3.0
2.6
–
–
–
–
–
–
–
–
–
–
–
–
–
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Employer assumes all risks and expenses of
providing the benefit.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 23. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2012
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
19
81
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
12
10
14
14
36
19
19
23
18
18
88
90
86
86
64
81
81
77
82
82
18
18
19
13
25
82
82
81
87
75
Full time .................................................................
Part time ................................................................
16
42
84
58
Union .....................................................................
Nonunion ...............................................................
20
18
80
82
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
41
49
19
16
13
13
59
51
81
84
87
87
Goods-producing industries ...................................
11
89
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
21
21
12
8
10
27
20
18
79
79
88
92
90
73
80
82
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2012—Continued
(All workers with short-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
28
32
21
13
14
12
72
68
79
87
86
88
48
6
7
8
6
4
15
52
94
93
92
94
96
85
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2012
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
1.0
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
0.8
2.3
2.6
3.1
4.1
1.0
2.5
0.9
1.8
1.4
0.8
2.3
2.6
3.1
4.1
1.0
2.5
0.9
1.8
2.6
2.4
1.4
1.0
2.6
2.6
2.4
1.4
1.0
2.6
Full time .................................................................
Part time ................................................................
0.9
3.7
0.9
3.7
Union .....................................................................
Nonunion ...............................................................
1.7
1.1
1.7
1.1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.3
9.1
2.0
1.6
0.6
0.7
4.3
9.1
2.0
1.6
0.6
0.7
Goods-producing industries ...................................
0.9
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.2
3.1
1.3
1.3
1.1
4.9
4.5
2.7
1.2
3.1
1.3
1.3
1.1
4.9
4.5
2.7
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2012—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
2.1
2.0
4.5
1.4
1.2
2.1
2.1
2.0
4.5
1.4
1.2
2.1
2.4
0.8
1.7
1.5
1.9
0.3
2.4
2.4
0.8
1.7
1.5
1.9
0.3
2.4
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2012
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
6
2
69
21
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2
2
1
–
–
5
–
3
4
3
14
1
–
1
–
–
1
1
1
–
1
6
66
61
70
80
82
85
80
69
70
68
64
29
35
25
7
13
8
16
26
25
26
15
2
–
3
8
4
1
–
2
–
2
1
21
10
18
19
17
8
–
4
6
2
64
65
66
62
71
–
20
11
12
9
–
–
1
2
1
Full time .................................................................
Part time ................................................................
7
4
2
(2)
67
83
22
12
2
1
Union .....................................................................
Nonunion ...............................................................
18
4
6
1
60
71
13
23
3
1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6
2
8
8
4
2
–
–
1
2
2
1
82
93
73
68
63
62
9
6
17
21
29
32
–
–
2
2
2
3
Goods-producing industries ...................................
17
5
59
17
2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
4
4
–
–
1
4
–
2
1
1
–
–
–
1
–
–
71
81
82
84
79
81
81
84
22
10
8
3
18
11
15
12
2
4
5
8
–
4
4
–
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2012—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Flat dollar
amounts
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
6
6
7
6
8
5
1
1
–
2
1
3
76
76
75
65
69
62
16
16
16
24
20
27
1
1
–
2
1
3
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
4
11
7
8
7
5
4
(2)
4
1
–
–
–
1
85
60
65
67
56
69
66
9
24
26
22
33
24
23
2
1
(2)
–
–
–
6
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 Less than 0.5.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
Geographic areas
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2012
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.5
0.3
1.1
0.8
0.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.8
0.5
–
–
1.4
–
0.4
0.9
0.5
1.9
0.3
–
0.2
–
–
0.5
0.7
0.2
–
0.2
0.9
1.7
2.3
1.8
3.2
3.4
1.9
4.9
1.3
2.1
1.3
2.3
1.6
2.2
1.7
1.2
3.0
1.1
4.5
1.2
1.9
1.3
1.7
0.3
–
0.4
1.0
0.7
0.5
–
0.4
–
0.6
0.3
3.8
2.0
1.7
1.9
2.6
1.9
–
0.8
1.2
0.6
3.9
3.0
2.3
2.7
3.2
–
2.5
1.3
1.8
1.6
–
–
0.6
0.7
0.6
Full time .................................................................
Part time ................................................................
0.5
1.2
0.3
0.1
1.1
1.6
0.8
1.3
0.3
0.2
Union .....................................................................
Nonunion ...............................................................
1.7
0.4
0.9
0.2
2.1
1.2
1.1
1.0
0.6
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
0.7
0.9
0.9
0.6
0.4
–
–
0.3
0.4
0.3
0.4
2.3
1.9
1.5
1.5
1.5
1.8
1.3
1.6
1.1
1.1
1.3
1.7
–
–
0.5
0.5
0.3
0.4
Goods-producing industries ...................................
1.3
0.8
2.1
1.5
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.4
1.2
–
–
0.4
1.7
–
0.8
0.2
0.2
–
–
–
0.2
–
–
1.2
1.8
2.0
2.4
2.4
2.9
3.0
2.7
1.0
1.2
1.2
0.8
2.6
1.7
2.7
2.4
0.3
1.0
0.6
1.1
–
1.6
0.8
–
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2012—Continued
Characteristics
Flat dollar
amounts
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.8
0.8
1.8
0.6
0.9
0.7
0.4
0.4
–
0.3
0.3
0.5
1.7
1.5
4.2
1.3
1.6
1.7
1.2
1.1
2.9
1.0
1.2
1.5
0.2
0.3
–
0.4
0.4
0.7
0.9
1.2
1.1
2.3
1.3
1.7
1.3
0.1
0.6
0.2
–
–
–
0.3
1.3
2.3
3.0
5.8
3.8
3.1
3.6
0.7
1.8
2.7
4.4
3.9
2.6
1.9
0.4
0.3
0.1
–
–
–
2.0
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2012
(All workers with short-term disability coverage = 100 percent)
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
91
12
21
26
26
26
9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
90
92
88
82
92
94
91
92
89
93
92
12
12
12
12
12
13
12
12
12
12
13
20
18
21
22
21
26
22
18
13
21
24
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
52
26
–
26
26
26
26
36
10
8
12
18
8
6
9
8
11
7
8
97
88
92
92
91
13
13
13
13
13
24
24
25
24
25
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
3
12
8
8
9
Full time .................................................................
Part time ................................................................
91
95
12
–
21
26
26
26
26
26
26
–
9
5
Union .....................................................................
Nonunion ...............................................................
87
92
13
12
26
20
26
26
26
26
52
26
13
8
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
93
95
94
92
88
86
13
21
12
12
13
13
25
26
20
20
24
22
26
26
26
26
26
26
26
26
26
26
26
26
26
52
26
26
26
26
7
5
6
8
12
14
Goods-producing industries ...................................
92
13
25
26
26
26
8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
91
90
83
76
91
94
90
88
12
13
13
13
–
12
13
–
21
22
22
22
26
20
21
24
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
26
26
26
52
52
26
26
26
52
9
10
17
24
9
6
10
12
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2012—Continued
(All workers with short-term disability coverage = 100 percent)
Number of weeks2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
94
94
93
90
92
88
12
12
12
13
12
13
18
24
13
22
18
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
6
6
7
10
8
12
93
87
94
93
92
24
13
12
12
12
26
20
18
–
18
26
26
26
26
26
26
26
26
26
26
26
–
–
26
26
7
13
6
7
8
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2012
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.6
0.7
1.2
0.0
0.0
0.0
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.0
1.2
2.1
2.0
0.8
2.0
0.7
1.5
0.7
1.5
0.3
0.9
0.2
1.2
0.9
0.0
0.8
0.0
0.0
0.3
0.0
2.8
4.3
2.0
1.2
3.5
0.0
4.8
2.6
0.0
0.9
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
7.0
0.0
0.0
0.0
3.1
0.9
1.0
1.2
2.1
2.0
0.8
2.0
0.7
1.5
0.7
1.5
0.7
2.3
1.1
1.3
1.6
0.0
0.2
0.0
0.6
0.0
1.3
2.4
0.9
4.9
1.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.7
2.3
1.1
1.3
1.6
Full time .................................................................
Part time ................................................................
0.6
0.9
0.2
–
1.4
0.0
0.0
0.0
0.0
0.0
0.0
–
0.6
0.9
Union .....................................................................
Nonunion ...............................................................
0.9
0.6
3.4
0.0
0.0
2.6
0.0
0.0
0.0
0.0
0.9
0.0
0.9
0.6
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.3
0.6
0.6
1.0
1.5
0.9
2.3
0.0
0.4
0.6
0.8
1.4
0.0
2.7
2.1
2.7
2.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.7
0.0
0.0
0.0
0.0
1.2
1.3
0.6
0.6
1.0
1.5
Goods-producing industries ...................................
1.2
0.0
1.2
0.0
0.0
0.0
1.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.7
1.1
1.9
3.1
1.2
1.2
2.2
1.9
0.2
1.3
2.1
1.5
–
0.4
0.3
–
1.1
1.1
1.7
0.8
0.0
4.0
2.6
3.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.6
0.7
1.1
1.9
3.1
1.2
1.2
2.2
1.9
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2012—Continued
Number of weeks2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.9
0.9
1.7
0.7
0.8
0.9
0.0
0.0
0.7
0.0
0.0
0.0
3.5
4.5
0.0
2.8
5.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.4
0.9
0.9
1.7
0.7
0.8
0.9
0.7
1.8
0.9
2.4
0.9
5.7
0.0
0.0
0.0
0.4
0.0
2.5
4.2
–
3.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.0
0.0
0.7
1.8
0.9
2.4
0.9
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation
Survey, March 2012
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
1
21
2
36
26
15
63.1
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
–
1
–
2
–
–
1
–
1
–
19
19
19
30
20
30
40
20
18
20
18
2
–
2
5
1
–
–
2
–
2
–
39
40
38
24
51
30
31
36
39
35
39
20
17
22
17
18
34
22
27
27
27
27
19
21
18
25
8
4
6
14
13
14
13
64.2
64.5
64.0
65.7
60.2
60.1
59.0
63.1
63.1
63.1
62.1
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
–
–
1
1
–
17
18
18
17
19
–
–
1
2
–
33
44
36
40
32
34
23
27
27
28
12
14
16
13
19
62.3
62.0
64.1
62.2
66.3
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
19
31
2
–
38
24
24
36
16
7
63.4
61.1
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
1
1
20
21
5
1
26
39
33
24
15
14
63.4
63.1
60.0
60.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
–
27
31
19
21
19
19
–
–
2
2
2
–
30
24
39
38
37
34
35
40
28
24
22
21
6
3
12
15
20
23
60.9
60.4
62.7
62.9
64.8
65.8
60.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
2
15
1
40
24
18
63.9
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1
1
–
–
–
2
2
–
22
26
34
40
24
21
21
28
2
4
7
4
12
2
3
–
36
35
22
24
20
43
49
33
26
21
13
12
10
26
18
30
14
14
25
19
34
7
7
6
63.0
61.9
64.6
61.3
69.9
60.3
59.7
60.4
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation
Survey, March 2012—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
1
–
–
1
1
1
24
25
23
18
13
23
1
–
–
2
1
3
33
30
41
38
45
32
30
34
22
23
24
22
10
9
13
17
16
19
61.8
61.7
62.0
64.0
63.9
64.2
60.0
60.0
60.0
60.0
60.0
60.0
–
–
–
–
–
–
2
35
12
19
–
9
7
13
–
–
–
–
–
–
10
12
49
50
53
54
51
40
44
20
10
8
15
19
22
6
17
19
–
19
21
13
61.2
63.5
63.4
66.3
65.5
65.5
62.8
66.0
60.0
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1
National Compensation Survey, March 2012
Fixed percent of annual earnings
Characteristics
All workers .............................................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
0.3
1.2
0.2
1.3
1.4
0.7
0.2
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
–
0.2
–
0.7
–
–
0.4
–
0.5
–
1.5
2.0
2.4
3.5
3.3
2.9
6.0
1.1
2.1
1.5
2.0
0.3
–
0.3
0.6
0.4
–
–
0.4
–
0.4
–
1.9
2.1
2.4
3.9
6.8
3.2
6.8
1.5
3.0
1.6
3.3
1.9
1.6
3.0
2.2
4.6
3.2
6.5
1.7
3.5
1.6
2.4
1.2
1.4
1.6
2.9
2.4
0.7
1.6
1.0
1.9
1.1
2.2
0.4
0.5
0.5
1.1
0.6
0.5
1.0
0.3
0.6
0.4
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.3
0.6
–
2.4
3.0
2.1
2.4
2.4
–
–
0.4
0.6
–
5.2
3.7
2.4
3.3
3.3
4.3
3.4
1.9
2.7
2.2
2.7
3.0
1.8
2.2
2.8
1.3
0.6
0.6
0.5
1.1
1.4
0.0
0.0
0.0
1.6
Full time .................................................................
Part time ................................................................
0.3
–
1.1
3.0
0.2
–
1.3
3.3
1.3
2.8
0.7
1.0
0.3
0.5
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.5
0.3
1.5
1.3
0.5
0.2
2.1
1.4
2.3
1.3
1.4
0.8
0.6
0.3
2.2
0.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.4
0.3
0.3
–
2.3
4.3
2.0
1.2
1.0
1.2
–
–
0.2
0.2
0.4
–
2.9
4.8
2.4
1.4
1.7
2.3
2.7
3.9
2.9
1.2
1.4
1.4
0.9
1.1
1.2
1.0
1.0
1.5
0.4
0.6
0.5
0.3
0.3
0.5
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
0.6
2.1
0.4
2.7
2.3
1.8
0.6
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.3
0.3
–
–
–
0.6
0.7
–
1.2
3.5
3.3
4.1
2.6
4.2
3.5
4.3
0.2
0.4
0.6
0.9
0.8
0.5
0.9
–
1.6
3.3
2.4
3.5
2.1
4.6
6.3
5.5
1.5
2.9
1.2
1.6
1.1
4.5
3.9
3.6
0.8
1.6
2.5
3.1
3.8
2.0
1.4
1.6
0.3
0.6
1.0
1.0
1.7
0.7
0.6
0.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1
National Compensation Survey, March 2012—Continued
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
0.4
–
–
0.3
0.5
0.2
2.6
2.8
2.9
1.2
1.4
1.6
0.2
–
–
0.3
0.3
0.4
2.1
2.2
4.6
1.9
2.4
2.3
2.3
3.2
3.0
1.3
1.6
1.8
1.0
1.0
2.1
1.0
1.4
1.5
0.5
0.5
0.7
0.3
0.3
0.5
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
–
–
–
0.9
3.4
2.2
2.1
–
1.9
2.1
2.2
–
–
–
–
–
–
2.0
2.2
3.4
3.2
8.9
2.3
5.7
3.2
3.0
2.1
1.4
1.7
2.1
3.4
3.6
0.6
2.2
2.0
–
1.7
3.6
1.9
0.5
0.5
0.7
2.6
0.6
1.4
0.9
6.0
0.0
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2012
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
72
$170
$300
$561
$1,000
$2,080
28
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
69
71
68
69
60
82
72
73
74
72
73
170
170
170
170
170
170
170
170
170
170
170
500
500
500
500
–
200
170
250
230
250
–
700
917
692
692
572
546
559
561
559
561
559
1,500
1,750
1,500
850
1,250
572
–
1,150
1,000
1,150
1,000
2,350
2,500
2,309
1,662
2,423
1,300
2,500
2,308
2,885
2,308
–
31
29
32
31
40
18
28
27
26
28
27
74
72
69
69
69
170
170
170
170
170
500
–
250
250
–
546
561
515
515
500
600
1,000
750
1,000
572
–
1,800
1,500
–
1,250
26
28
31
31
31
Full time .................................................................
Part time ................................................................
71
84
170
170
340
170
572
–
1,155
561
2,308
650
29
16
Union .....................................................................
Nonunion ...............................................................
72
72
170
170
200
315
500
572
572
1,150
1,500
2,308
28
28
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
83
73
71
67
67
170
170
170
170
170
170
315
275
400
–
546
561
561
600
600
572
1,000
1,000
1,500
1,500
1,300
2,000
2,080
2,350
2,500
17
27
29
33
33
Goods-producing industries ...................................
66
170
300
550
1,000
2,000
34
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
74
68
64
67
57
70
59
71
170
170
170
185
170
170
170
135
300
–
–
500
185
385
385
200
561
572
692
692
572
561
–
572
1,000
1,000
831
831
1,039
1,000
1,250
–
2,307
2,000
1,500
–
1,500
2,307
2,423
1,662
26
32
36
33
43
30
41
29
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2012—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
79
82
74
67
73
62
$170
170
170
170
170
170
–
–
$250
315
400
250
$546
546
524
577
700
572
$1,000
692
1,000
1,500
1,500
1,100
$1,662
1,500
2,000
2,309
2,310
2,308
21
18
26
33
27
38
89
50
69
67
64
69
76
170
200
300
250
275
–
170
170
350
550
–
500
–
476
524
700
1,000
1,000
–
–
–
572
1,250
1,500
–
–
2,300
2,000
750
2,300
2,423
2,800
2,000
3,000
2,350
11
50
31
33
36
31
24
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2012
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.3
$0.00
$41.06
$3.79
$33.14
$334.32
1.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.0
1.9
2.6
3.1
8.9
2.1
5.3
1.5
2.8
1.7
2.7
0.00
0.00
0.00
10.74
0.00
0.00
37.48
0.00
0.00
0.00
0.00
15.26
58.89
55.68
0.00
–
49.50
27.72
42.39
64.97
63.72
–
79.70
194.81
51.05
85.98
40.64
27.71
94.93
1.44
9.86
12.86
14.52
29.74
369.90
179.36
195.75
203.08
76.39
–
184.24
298.38
173.49
168.84
139.76
22.09
49.12
318.91
178.44
254.96
0.00
30.12
742.43
126.29
–
2.0
1.9
2.6
3.1
8.9
2.1
5.3
1.5
2.8
1.7
2.7
4.6
3.5
2.2
2.8
3.3
0.00
13.22
0.00
0.00
0.00
101.17
–
60.87
33.17
–
12.32
20.17
20.48
23.94
28.40
85.35
89.02
152.98
101.53
7.34
–
482.46
73.64
–
370.79
4.6
3.5
2.2
2.8
3.3
Full time .................................................................
Part time ................................................................
1.3
2.1
0.00
0.00
44.39
0.00
3.01
–
128.18
15.13
62.24
100.24
1.3
2.1
Union .....................................................................
Nonunion ...............................................................
1.9
1.4
0.00
0.00
2.34
46.78
12.72
8.06
81.03
171.75
209.47
50.57
1.9
1.4
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.2
2.0
1.5
1.7
2.2
0.00
0.00
0.00
0.00
0.00
20.44
43.23
48.03
103.53
–
28.87
3.19
12.12
92.60
94.21
0.00
0.00
188.03
39.18
254.35
199.99
117.06
279.93
80.89
132.00
2.2
2.0
1.5
1.7
2.2
Goods-producing industries ...................................
2.5
0.78
50.26
15.73
49.23
407.11
2.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.5
3.2
2.8
3.6
3.6
4.9
7.5
4.1
0.00
0.00
4.69
16.73
0.00
0.00
0.00
22.54
55.02
–
–
0.00
0.00
113.94
79.03
0.00
5.34
10.87
66.87
0.00
9.87
13.58
–
18.66
66.48
0.00
135.64
69.41
75.50
94.85
348.37
–
169.86
351.62
203.82
–
416.51
254.82
71.62
158.39
1.5
3.2
2.8
3.6
3.6
4.9
7.5
4.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2012—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.6
1.8
3.4
1.8
1.7
2.8
$0.00
0.00
0.00
0.00
16.40
0.00
–
–
$72.81
51.60
75.68
35.41
$14.66
19.62
26.42
48.65
98.84
6.38
$224.64
124.80
106.05
204.67
0.00
160.44
$316.23
260.11
256.96
29.29
71.05
78.81
1.6
1.8
3.4
1.8
1.7
2.8
1.4
4.8
2.7
7.6
4.5
5.6
2.1
0.00
11.02
38.17
15.62
67.62
–
0.00
0.00
83.26
86.46
–
0.00
–
121.87
33.80
109.75
260.45
0.00
–
–
–
8.42
135.26
0.00
–
–
545.87
404.18
145.45
407.98
115.95
493.22
313.10
651.39
56.80
1.4
4.8
2.7
7.6
4.5
5.6
2.1
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2012
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
9
91
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10
8
11
19
90
92
89
81
22
13
22
9
9
8
11
12
7
7
6
78
87
78
91
91
92
89
88
93
93
94
Full time .................................................................
10
90
Union .....................................................................
Nonunion ...............................................................
13
9
87
91
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
10
9
10
9
10
90
91
90
91
90
Goods-producing industries ...................................
9
91
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
10
12
17
21
12
8
9
16
90
88
83
79
88
92
91
84
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2012—Continued
(All workers with long-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
7
6
7
11
9
12
93
94
93
89
91
88
5
9
11
9
9
7
9
7
95
91
89
91
91
93
91
93
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2012
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.8
0.8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
0.8
1.2
2.6
0.9
0.8
1.2
2.6
3.8
1.8
5.0
0.9
1.6
0.9
2.0
2.5
0.9
1.4
1.2
3.8
1.8
5.0
0.9
1.6
0.9
2.0
2.5
0.9
1.4
1.2
Full time .................................................................
0.8
0.8
Union .....................................................................
Nonunion ...............................................................
1.4
0.7
1.4
0.7
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.0
1.2
1.1
0.6
0.7
2.0
1.2
1.1
0.6
0.7
Goods-producing industries ...................................
1.1
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.9
1.8
2.7
4.4
1.9
2.0
1.9
2.8
0.9
1.8
2.7
4.4
1.9
2.0
1.9
2.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2012—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
1.0
0.8
2.1
0.9
1.0
1.2
1.0
0.8
2.1
0.9
1.0
1.2
1.5
2.0
1.3
2.0
1.0
0.9
2.8
1.5
1.5
2.0
1.3
2.0
1.0
0.9
2.8
1.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2012
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
94
4
1
1
95
94
96
96
4
5
3
2
1
1
(2)
1
(2)
(2)
(2)
1
96
98
95
94
94
91
95
89
–
2
4
6
5
9
4
6
2
–
–
–
(2)
–
1
3
–
–
–
–
1
–
1
2
88
90
90
88
92
8
6
3
3
3
–
2
5
7
2
–
2
2
2
3
Full time .................................................................
94
4
1
1
Union .....................................................................
Nonunion ...............................................................
85
96
6
4
6
(2)
3
(2)
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
95
95
94
93
94
4
3
4
4
5
–
1
2
1
1
–
1
1
1
(2)
Goods-producing industries ...................................
90
4
5
2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
95
97
95
96
94
98
97
92
4
2
3
–
6
2
2
7
1
1
1
–
–
–
–
–
1
1
1
2
–
–
–
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2012—Continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
94
93
96
94
94
94
4
5
3
4
5
4
1
1
1
1
1
2
(2)
(2)
1
1
1
1
95
94
90
95
95
91
96
96
94
4
3
5
3
4
8
3
4
4
–
–
3
–
–
–
–
–
–
–
–
1
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March 2012
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.4
0.3
0.2
0.1
0.5
0.7
0.5
1.1
0.4
0.7
0.4
0.6
0.1
0.3
0.1
0.6
0.1
0.1
0.2
0.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
0.6
0.9
1.9
0.5
1.4
0.5
1.5
–
0.5
0.8
1.8
0.4
1.2
0.4
1.3
0.9
–
–
–
0.1
–
0.1
0.6
–
–
–
–
0.2
–
0.2
0.6
2.5
1.8
1.4
2.4
1.3
2.5
1.5
0.5
0.8
0.6
–
0.6
1.3
2.2
0.6
–
0.8
0.5
0.5
0.9
Full time .................................................................
0.4
0.3
0.2
0.1
Union .....................................................................
Nonunion ...............................................................
1.6
0.3
0.8
0.3
1.2
0.1
0.7
0.1
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
0.5
0.8
0.5
0.6
1.1
0.4
0.5
0.5
0.5
–
0.2
0.6
0.2
0.2
–
0.2
0.2
0.2
0.2
Goods-producing industries ...................................
1.4
0.8
1.1
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.4
0.6
1.1
1.1
2.0
0.6
0.7
2.4
0.3
0.5
0.8
–
1.9
0.5
0.7
2.3
0.1
0.2
0.4
–
–
–
–
–
0.1
0.3
0.6
0.9
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March
2012—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.5
0.9
1.0
0.5
0.7
0.8
0.5
0.7
0.7
0.4
0.7
0.5
0.2
0.3
0.3
0.3
0.2
0.5
0.2
0.1
0.3
0.2
0.2
0.2
1.0
1.1
1.3
1.5
0.7
2.7
1.2
1.1
1.0
1.0
0.5
1.1
0.6
0.7
2.5
0.7
0.9
0.8
–
–
0.7
–
–
–
–
–
–
–
–
0.3
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2012
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
22
60
9
7
2
58.7
60.0
22
22
23
14
57
60
56
45
10
–
11
21
8
9
8
14
2
–
2
7
58.7
58.6
58.8
61.1
60.0
60.0
60.0
60.0
16
45
28
20
22
20
22
18
37
44
55
53
62
67
60
65
25
7
10
15
7
6
7
9
16
–
5
–
7
5
8
6
6
–
3
–
2
2
2
3
61.2
55.5
58.4
60.0
58.8
59.0
58.7
59.4
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
20
16
18
16
21
63
66
70
70
70
–
8
5
–
5
–
7
6
8
3
–
3
1
–
1
59.2
59.5
58.6
59.1
58.1
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
22
61
9
7
2
58.7
60.0
Union .....................................................................
Nonunion ...............................................................
28
21
47
62
10
8
9
7
6
1
59.1
58.7
60.0
60.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
20
22
21
23
24
64
62
61
58
58
7
9
9
9
9
6
6
7
8
7
3
1
2
2
2
59.3
58.6
58.9
58.6
58.4
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
19
69
–
7
–
58.7
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
23
25
13
16
10
34
45
18
59
53
48
36
64
57
49
47
9
11
21
26
13
–
2
21
7
–
12
15
–
4
–
11
2
–
6
6
–
–
–
3
58.7
58.7
61.1
61.4
60.6
56.7
55.0
60.3
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2012—Continued
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
18
17
18
24
16
30
66
68
62
58
68
51
6
6
7
10
8
11
9
8
11
7
7
–
2
2
2
2
2
–
59.3
59.2
59.4
58.5
59.2
58.0
60.0
60.0
60.0
60.0
60.0
60.0
–
23
28
16
21
21
21
20
23
70
61
59
58
60
67
67
54
55
6
5
5
–
15
5
4
14
12
7
11
6
10
3
–
7
–
9
–
1
2
–
1
–
2
–
1
59.3
59.1
58.1
60.3
58.2
58.4
58.3
59.4
58.9
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian
workers,1 National Compensation Survey, March 2012
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.1
1.2
0.6
0.7
0.6
0.2
0.0
1.5
1.8
1.8
1.9
1.8
2.0
2.2
3.8
0.9
–
1.1
2.6
0.9
1.5
0.9
2.1
0.8
–
1.1
2.5
0.2
0.3
0.3
0.6
0.0
0.0
0.0
0.0
2.4
5.6
2.6
4.3
1.3
2.6
1.5
2.2
4.5
5.0
2.8
5.5
1.3
2.5
1.6
2.8
3.4
2.8
2.0
2.9
0.7
1.0
0.7
2.0
2.9
–
0.9
–
0.9
1.1
1.0
1.8
1.9
–
1.0
–
0.6
1.0
0.6
1.3
0.7
0.7
0.4
0.7
0.3
0.6
0.2
0.5
1.8
2.3
0.0
0.0
0.0
0.0
0.0
0.0
3.3
2.4
1.8
2.2
2.8
3.8
3.8
2.4
3.1
3.2
–
2.3
0.9
–
1.3
–
1.9
1.3
2.0
1.3
–
1.3
0.5
–
0.4
0.8
0.5
0.3
0.3
0.5
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
1.1
1.2
0.6
0.7
0.6
0.2
0.0
Union .....................................................................
Nonunion ...............................................................
2.5
1.1
2.7
1.2
1.6
0.7
1.6
0.7
2.0
0.4
0.5
0.2
0.0
0.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.1
1.7
1.3
1.4
1.7
3.7
1.9
1.6
1.6
2.2
1.6
1.0
0.8
0.8
1.1
1.2
1.1
0.9
0.8
0.8
0.9
0.4
0.8
0.8
0.8
0.5
0.3
0.2
0.2
0.3
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
1.9
2.6
–
1.3
–
0.3
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.2
2.5
1.8
2.6
1.5
3.9
4.7
3.0
1.4
2.8
3.4
3.9
5.1
3.8
4.5
3.9
0.6
1.5
2.5
3.8
1.6
–
0.7
3.4
0.7
–
1.6
2.2
–
1.8
–
2.7
0.7
–
2.9
1.7
–
–
–
1.1
0.2
0.4
0.5
0.7
0.7
0.5
0.6
0.6
0.0
0.0
0.0
2.2
0.0
0.0
1.6
0.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian
workers,1 National Compensation Survey, March 2012—Continued
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.5
2.0
2.9
1.4
1.4
1.9
1.9
2.6
3.5
1.4
1.9
1.8
0.9
1.0
2.2
0.7
1.0
1.0
1.4
1.6
2.3
0.7
1.0
–
0.4
0.4
0.7
0.9
0.5
–
0.3
0.3
0.6
0.2
0.3
0.3
0.0
0.0
0.0
0.0
0.0
0.0
–
3.2
3.8
2.3
1.4
3.0
2.9
2.1
3.5
5.4
1.8
3.0
5.8
2.5
5.0
3.2
6.5
2.6
1.4
1.0
0.9
–
2.0
1.7
1.1
4.0
1.4
2.1
3.1
1.0
1.9
0.5
–
2.8
–
2.0
–
0.4
0.7
–
0.5
–
0.7
–
0.3
0.6
0.5
0.5
0.9
0.2
0.5
0.6
0.5
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2012
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
82
$3,000
$5,000
$7,500
$10,000
$15,000
18
82
86
80
70
3,900
4,000
3,000
–
5,000
6,000
5,000
3,900
8,000
10,000
7,500
5,000
10,000
13,000
10,000
7,000
15,000
20,000
15,000
10,000
18
14
20
30
66
88
75
68
85
88
84
82
–
3,000
3,000
3,000
3,000
–
3,000
3,000
3,900
5,000
5,000
5,000
5,000
5,000
5,000
4,800
5,000
7,000
6,000
6,000
8,000
7,500
8,000
6,000
6,000
10,000
10,000
8,000
11,250
12,000
11,000
10,000
8,000
15,000
10,000
10,000
20,000
20,000
20,000
15,000
34
12
25
32
15
12
16
18
76
84
76
81
72
2,917
3,000
2,500
2,500
–
–
5,000
5,000
5,000
5,000
5,000
7,500
6,000
7,000
6,000
7,000
10,000
10,000
10,000
10,000
–
15,000
15,000
15,000
13,000
24
16
24
19
28
Full time .................................................................
82
3,000
5,000
7,500
10,000
15,000
18
Union .....................................................................
Nonunion ...............................................................
66
84
2,500
3,000
4,000
5,000
5,000
8,000
8,000
10,000
11,000
15,000
34
16
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
79
81
82
82
82
3,000
3,000
3,000
3,900
4,000
5,000
5,000
5,000
5,000
6,000
6,000
7,000
7,500
8,000
10,000
10,000
10,000
10,000
12,000
13,500
15,000
15,000
15,000
17,300
20,000
21
19
18
18
18
Goods-producing industries ...................................
82
2,917
5,000
7,000
10,000
15,000
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
82
80
72
67
79
86
89
63
3,000
3,000
–
–
–
3,000
–
–
5,000
5,000
3,900
3,900
5,000
5,000
5,000
–
7,500
6,000
5,000
5,000
7,000
6,600
7,000
5,000
10,000
10,000
7,500
6,000
10,000
10,000
10,000
6,000
15,000
12,500
10,000
8,000
13,000
15,000
15,000
9,000
18
20
28
33
21
14
11
37
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2012—Continued
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
85
87
83
80
85
77
$3,000
3,000
3,500
3,000
3,333
2,917
$5,000
5,000
5,000
5,000
5,000
5,000
$7,500
7,500
7,000
7,500
7,500
8,000
$10,000
10,000
10,000
10,000
10,000
12,500
$15,000
15,000
13,890
15,000
15,000
17,300
15
13
17
20
15
23
92
85
73
71
85
86
77
83
4,167
2,500
3,000
3,500
3,000
3,000
3,000
3,500
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
7,500
7,000
6,000
7,000
7,500
7,500
8,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
–
10,000
15,000
15,000
15,000
–
15,000
15,000
20,000
17,300
8
15
27
29
15
14
23
17
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2012
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
0.9
$0.00
$0.00
$0.00
$0.00
$0.00
0.9
1.2
1.5
1.5
3.1
324.31
42.81
835.75
–
0.00
646.41
0.00
15.62
569.45
78.10
0.00
0.00
783.09
1,099.86
0.00
449.12
879.37
790.54
0.00
0.00
1.2
1.5
1.5
3.1
4.1
3.0
2.5
5.4
1.1
1.5
1.3
2.3
–
506.58
140.58
575.06
0.00
–
0.00
12.97
381.12
0.00
0.00
0.00
0.00
0.00
0.00
1,030.65
0.00
1,159.86
407.48
1,036.15
637.31
1,274.67
906.42
808.88
221.59
1,181.91
156.20
1,502.33
1,423.01
1,484.41
1,485.13
0.00
714.63
0.00
624.82
0.00
520.63
780.71
2,593.98
1,887.43
4.1
3.0
2.5
5.4
1.1
1.5
1.3
2.3
3.3
3.0
2.1
2.8
3.2
366.58
390.14
525.49
413.16
–
–
935.79
0.00
0.00
0.00
0.00
1,028.83
493.96
1,397.14
518.07
1,308.41
0.00
0.00
0.00
0.00
–
1,134.50
506.16
0.00
3,822.61
3.3
3.0
2.1
2.8
3.2
Full time .................................................................
0.9
0.00
0.00
9.37
0.00
0.00
0.9
Union .....................................................................
Nonunion ...............................................................
2.3
0.9
277.35
421.96
0.00
0.00
0.00
277.71
294.31
208.43
1,600.62
156.20
2.3
0.9
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.7
1.6
1.2
1.2
1.5
573.08
310.45
4.84
814.43
204.48
0.00
0.00
0.00
0.00
875.28
924.68
1,114.23
360.97
552.05
530.92
0.00
0.00
0.00
244.51
1,439.75
2,336.03
0.00
0.00
2,586.85
390.51
2.7
1.6
1.2
1.2
1.5
Goods-producing industries ...................................
2.0
96.15
0.00
767.24
987.64
0.00
2.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.1
2.3
3.6
4.5
5.3
2.2
2.2
3.9
99.18
629.68
–
–
–
487.75
–
–
0.00
0.00
62.48
605.64
0.00
0.00
0.00
–
156.77
460.57
0.00
78.10
1,381.77
1,056.23
1,125.50
0.00
0.00
0.00
234.31
80.00
0.00
0.00
0.00
413.28
375.51
1,212.17
0.00
1,013.55
819.15
644.60
260.39
1,306.90
1.1
2.3
3.6
4.5
5.3
2.2
2.2
3.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2012—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.5
1.8
2.4
1.1
1.4
1.6
$834.99
791.58
785.80
0.00
678.54
468.01
$0.00
0.00
0.00
0.00
0.00
0.00
$215.39
629.89
1,238.12
78.10
234.31
560.75
$0.00
0.00
0.00
1,070.00
0.00
606.24
$0.00
0.00
920.07
1,476.92
0.00
2,679.61
1.5
1.8
2.4
1.1
1.4
1.6
1.6
3.4
2.6
3.6
1.7
1.3
5.2
1.5
542.87
648.77
202.48
760.54
403.20
297.20
541.06
843.54
0.00
0.00
0.00
0.00
747.34
0.00
0.00
0.00
0.00
743.76
1,327.00
1,512.45
450.38
387.15
591.95
1,334.62
0.00
1,533.86
0.00
420.59
0.00
0.00
–
2,196.66
0.00
0.00
0.00
–
0.00
0.00
390.36
1,529.18
1.6
3.4
2.6
3.6
1.7
1.3
5.2
1.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2012
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave2
Paid
Unpaid
76
66
74
40
64
67
40
12
87
79
95
73
34
86
90
84
85
75
94
67
16
57
58
57
64
82
85
81
83
85
86
84
89
56
55
56
66
18
21
17
15
91
92
91
93
28
84
56
80
81
70
88
83
95
81
47
69
67
52
75
57
11
82
59
78
79
67
86
83
75
64
26
43
42
32
47
28
89
84
41
68
65
54
72
54
96
83
47
74
68
58
74
57
70
51
26
55
38
30
43
32
17
20
7
12
13
8
15
9
97
91
81
89
88
87
89
82
75
91
83
91
76
45
68
54
54
53
74
91
82
90
73
21
35
30
28
32
42
65
61
66
58
46
68
64
66
63
26
37
33
34
33
7
10
6
8
5
79
86
85
87
83
Full time .................................................................
Part time ................................................................
–
39
79
25
87
34
48
17
74
31
77
35
47
18
14
5
90
76
Union .....................................................................
Nonunion ...............................................................
80
75
84
62
75
74
57
37
88
60
90
63
62
36
15
11
94
85
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
52
35
84
–
82
79
32
20
68
79
87
90
51
38
82
89
79
76
18
10
41
46
59
60
34
21
66
75
85
87
38
26
70
78
86
89
18
10
39
47
58
63
5
4
11
14
19
20
78
74
87
89
92
93
Goods-producing industries ...................................
90
57
90
28
66
68
38
9
87
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
73
71
53
42
78
84
91
88
67
81
87
90
85
77
88
89
71
65
41
27
68
83
89
89
42
56
60
69
45
53
69
53
63
78
83
84
88
75
89
86
67
81
89
92
89
75
88
91
40
51
68
68
75
39
57
82
12
15
15
16
14
16
25
16
86
91
93
94
94
89
96
94
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave2
Paid
Unpaid
69
67
75
82
82
82
53
51
57
77
69
86
69
67
75
79
80
78
28
26
33
52
45
59
48
44
59
79
71
86
52
48
62
81
73
89
23
21
28
55
42
68
8
7
10
15
11
19
79
76
89
94
92
95
72
77
77
74
77
77
77
73
73
70
69
62
64
65
65
67
61
67
72
73
74
72
76
76
75
74
72
49
51
42
32
40
38
37
36
34
69
69
67
62
64
65
63
56
57
77
76
67
64
68
72
69
56
58
47
43
36
38
42
45
42
32
35
11
10
13
11
14
8
12
8
13
89
84
86
88
85
89
86
87
88
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The sum of paid and unpaid family leave may exceed 100 percent because
some workers have access to both types of plans.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 32. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March
2012
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
0.6
0.6
0.6
0.6
0.6
0.7
0.6
0.4
0.4
0.7
0.7
1.0
1.8
0.6
0.8
0.8
1.1
0.8
0.8
1.0
1.5
1.0
1.5
1.1
1.4
0.7
1.1
0.8
1.1
0.8
1.2
0.9
1.0
1.0
1.5
1.1
1.4
0.8
1.2
0.8
1.1
0.7
1.0
0.7
0.9
2.1
2.0
1.4
2.9
0.7
1.3
0.8
1.2
1.0
1.9
1.5
3.7
0.8
1.2
1.1
1.5
1.6
2.3
1.5
3.3
0.6
1.0
0.8
1.1
1.7
2.5
1.1
3.1
1.1
1.3
1.4
1.2
1.2
1.7
1.5
3.6
0.9
1.2
1.1
1.6
0.8
1.6
1.4
3.5
0.9
1.4
1.1
1.3
1.6
3.1
1.1
3.3
0.8
1.2
1.2
1.4
1.3
2.4
0.7
1.8
0.6
0.8
0.7
0.7
0.6
1.7
1.2
2.4
0.6
0.9
0.7
1.2
2.1
1.3
1.1
0.9
1.6
2.2
1.9
1.4
1.7
2.1
1.8
1.3
1.2
0.8
1.9
1.8
1.6
1.2
1.4
1.8
2.3
2.2
1.5
1.8
2.0
2.2
2.0
1.4
1.8
2.0
1.8
1.9
1.3
1.4
2.0
1.0
1.0
0.6
1.1
0.6
1.9
1.6
1.5
1.4
2.2
Full time .................................................................
Part time ................................................................
–
1.2
0.5
0.9
0.4
1.6
0.8
0.8
0.7
1.3
0.6
1.2
0.7
0.8
0.5
0.4
0.5
1.0
Union .....................................................................
Nonunion ...............................................................
0.8
0.6
1.1
0.7
0.8
0.7
1.3
0.8
0.9
0.7
0.7
0.7
1.3
0.7
1.0
0.5
0.7
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.9
0.8
–
0.7
1.0
1.2
1.5
0.9
0.8
0.7
0.8
1.2
1.9
0.7
0.5
0.9
1.2
0.9
1.2
1.0
1.0
1.0
1.4
1.3
1.9
1.0
0.9
0.7
0.7
1.3
1.9
1.0
0.8
0.7
0.7
0.8
1.1
1.0
0.8
1.0
1.1
0.5
0.7
0.6
0.7
0.8
1.0
1.1
1.9
0.6
0.6
0.6
1.0
Goods-producing industries ...................................
0.7
1.4
0.6
1.2
1.3
1.0
1.3
0.9
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.6
1.2
1.3
1.5
1.4
1.7
0.8
1.4
0.7
1.1
0.7
0.8
1.5
1.8
1.1
1.4
0.7
1.2
1.1
1.2
1.6
1.6
1.0
1.4
0.7
1.4
1.4
1.5
2.4
2.2
2.7
2.4
0.8
1.2
1.0
1.3
1.3
2.0
1.5
1.6
0.8
1.1
0.8
0.6
1.1
1.9
1.6
1.3
0.7
1.6
1.2
1.3
2.6
2.5
2.8
1.7
0.4
1.1
1.0
1.3
1.5
1.7
2.5
1.9
0.5
0.9
0.7
0.7
1.0
1.4
0.9
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 32. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March
2012—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
0.9
1.1
1.7
0.6
1.1
0.7
0.9
1.1
2.0
0.7
1.2
0.7
0.9
1.1
1.5
0.6
1.1
0.7
0.9
1.1
1.8
0.8
1.2
1.0
1.0
1.1
2.1
0.7
1.2
0.9
1.0
1.1
2.4
0.7
1.3
0.9
0.7
0.8
1.8
0.7
1.1
1.2
0.6
0.6
1.2
0.7
0.8
1.0
0.8
0.9
1.3
0.5
0.8
0.5
1.4
1.0
1.4
0.8
1.8
1.6
1.2
2.2
1.9
1.0
1.4
1.8
1.7
1.6
1.8
1.6
2.6
1.5
1.5
2.1
1.4
1.3
1.4
1.4
1.5
2.3
1.6
2.3
1.7
1.8
1.5
1.4
2.2
2.0
2.0
1.6
3.4
1.5
1.8
1.9
1.9
2.9
1.2
2.8
1.3
2.1
1.3
1.7
2.6
2.3
2.5
1.4
2.2
1.0
2.6
2.4
1.5
1.9
1.5
1.7
1.6
2.4
1.2
0.8
1.0
0.9
3.1
1.0
1.8
1.8
1.0
1.0
2.3
1.1
0.8
1.7
1.2
2.8
1.2
1.1
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2012
(All workers with paid holidays = 100 percent)
Paid holidays
Median
number of
days
2
8
8
2
2
3
6
3
3
3
9
9
9
9
10
9
10
9
10
6
2
4
12
2
(2)
3
2
–
–
2
3
1
–
1
1
8
–
3
3
1
–
2
2
10
7
7
10
8
6
8
8
10
7
7
10
7
6
8
7
5
5
5
6
4
2
2
2
–
1
–
1
1
–
1
–
2
2
3
1
8
8
8
9
8
7
7
8
9
7
8
3
7
1
4
1
2
1
2
1
9
6
8
6
14
14
14
6
13
5
7
2
4
1
6
2
10
8
10
8
5
4
8
11
11
13
5
3
13
16
20
23
2
–
6
10
10
11
2
–
4
7
10
11
(2)
–
3
4
5
5
(2)
–
1
2
2
2
1
–
1
3
4
3
6
5
8
9
9
10
6
6
7
9
10
10
12
12
19
9
8
3
2
3
9
9
12
10
7
6
8
12
10
1
8
7
7
7
8
7
7
9
13
11
14
13
11
9
8
14
7
8
13
12
16
5
4
26
6
6
10
7
14
4
8
26
3
6
11
9
14
3
4
16
2
3
8
7
10
–
1
4
2
6
14
14
15
–
–
1
8
9
11
11
12
8
8
11
8
8
11
10
12
7
7
11
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
10
22
12
12
9
14
8
6
3
2
4
3
4
11
14
9
16
10
10
10
10
5
13
14
12
7
11
13
10
10
19
23
17
13
10
11
10
15
9
9
9
8
5
4
5
6
15
9
21
–
10
18
7
9
16
40
24
9
29
45
22
27
6
14
13
–
13
12
14
15
–
10
10
5
11
10
12
10
7
8
6
9
8
5
10
8
11
9
6
11
13
5
17
12
15
3
6
17
5
3
7
8
4
4
5
14
4
1
6
5
12
7
10
6
14
26
28
22
19
26
15
15
11
10
12
11
10
16
15
16
10
7
10
11
8
10
14
14
17
11
7
8
7
8
6
Full time .................................................................
Part time ................................................................
7
29
21
34
12
10
13
9
10
4
15
6
Union .....................................................................
Nonunion ...............................................................
3
11
12
24
6
13
13
12
8
9
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
26
46
9
5
3
2
35
27
28
18
12
8
14
11
13
12
10
9
9
6
13
13
13
13
Goods-producing industries ...................................
6
17
11
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
10
7
7
10
2
7
4
1
23
24
6
11
1
35
39
–
12
11
3
4
2
16
16
–
All workers .............................................................
Less
than 6
days
Mean
number of
days
6
days
Characteristics
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March
2012—Continued
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 6
days
Mean
number of
days
Median
number of
days
1
1
2
3
1
5
7
7
8
9
8
10
7
7
8
9
8
10
3
4
4
1
1
4
2
–
1
9
9
8
8
8
8
8
8
9
9
9
8
8
7
8
8
8
8
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
14
15
13
6
9
3
26
27
23
19
25
13
15
16
12
10
12
7
13
13
12
12
12
11
8
7
13
9
10
9
13
12
13
15
13
18
5
4
5
10
9
11
3
3
4
9
5
13
1
1
2
5
3
7
1
1
1
2
1
3
7
9
8
7
14
14
11
12
7
13
17
27
27
26
16
25
25
18
12
13
11
15
10
12
13
12
11
11
11
11
15
9
16
11
14
16
–
9
9
9
9
8
8
8
9
13
16
16
9
13
15
13
14
15
13
7
5
–
7
6
8
7
9
11
8
5
5
7
5
4
3
7
5
4
3
2
2
2
3
2
5
–
2
1
–
1
1
1
–
2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 33. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation Survey,
March 2012
Paid holidays
Characteristics
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
0.5
0.5
0.7
0.6
0.5
0.5
0.4
0.4
0.2
0.2
0.2
(2)
0.0
0.5
0.5
0.7
1.6
1.0
0.8
1.5
1.5
0.8
1.0
0.9
1.9
0.9
1.2
1.1
2.0
0.9
1.2
1.0
1.8
1.0
1.0
1.2
2.3
1.1
1.2
1.2
2.7
0.6
0.9
0.7
1.1
0.4
0.5
0.5
1.6
0.4
0.4
0.5
2.1
0.4
0.4
0.4
1.7
0.1
0.1
0.1
0.2
0.3
0.1
0.0
0.0
2.6
2.7
1.7
–
0.8
1.5
0.7
1.2
2.6
4.8
1.7
2.2
0.9
1.6
1.0
1.4
2.9
2.3
1.5
–
1.0
1.2
1.3
1.7
–
1.9
1.1
1.3
0.6
0.7
0.8
1.1
1.7
1.8
0.9
2.5
0.7
0.7
0.9
1.1
1.9
2.1
0.7
1.7
0.7
0.7
1.0
1.4
3.9
1.1
0.5
1.8
0.4
0.6
0.5
0.8
1.0
0.6
0.6
2.0
0.4
0.3
0.6
0.7
2.5
0.5
0.5
1.7
0.2
0.2
0.3
0.3
–
–
0.3
0.8
0.2
–
0.2
0.2
1.7
–
0.5
1.2
0.2
–
0.3
0.3
0.4
0.2
0.1
0.3
0.1
0.1
0.1
0.1
1.2
1.3
0.0
1.1
0.0
0.0
0.0
0.2
1.9
1.1
1.0
1.2
1.4
2.7
1.9
1.2
1.5
1.8
2.9
1.9
0.9
1.0
1.3
1.5
1.3
1.1
1.6
1.6
2.0
0.9
0.9
1.3
1.2
1.7
1.8
1.1
1.5
1.5
1.2
1.3
0.9
1.3
0.9
0.7
1.1
0.7
0.9
0.9
0.6
0.4
0.3
–
0.3
–
0.2
0.5
–
0.2
–
0.4
0.3
0.6
0.4
0.1
0.1
0.1
0.1
0.1
0.0
0.9
0.0
0.9
0.3
Full time .................................................................
Part time ................................................................
0.4
2.6
0.6
2.1
0.7
1.7
0.6
0.8
0.6
0.4
0.6
0.7
0.5
0.5
0.4
0.2
0.2
0.2
0.2
0.1
0.2
0.2
(2)
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.6
0.7
0.9
0.6
0.6
0.8
1.2
0.6
1.0
0.6
1.0
0.6
1.2
0.5
1.1
0.3
0.6
0.2
0.6
0.2
0.6
0.2
0.1
(2)
0.0
0.1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
3.9
0.7
0.5
0.4
0.5
1.3
2.3
1.2
0.7
0.6
0.6
1.3
1.7
0.9
0.9
0.7
0.7
0.9
1.2
0.9
0.9
0.8
1.1
0.7
1.6
0.6
0.7
1.1
1.2
0.7
1.1
0.8
0.8
1.0
1.4
0.4
–
0.6
0.7
0.9
1.3
0.5
–
0.4
0.6
0.8
1.0
0.1
–
0.4
0.3
0.4
0.4
0.2
–
0.2
0.3
0.4
0.5
0.2
–
0.2
0.4
0.4
0.6
0.1
0.2
0.1
0.1
0.1
0.1
0.0
0.4
0.8
0.0
0.7
0.0
Goods-producing industries ...................................
0.9
1.1
1.0
1.1
1.0
1.1
0.9
0.9
0.5
0.7
0.4
0.1
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.6
1.0
0.8
1.3
0.6
1.5
1.1
0.2
0.7
2.1
0.6
1.3
0.3
2.9
5.1
–
0.8
1.3
0.9
1.2
0.8
2.0
2.4
–
0.6
1.2
1.3
1.3
2.8
1.8
1.3
0.3
0.6
1.0
0.9
1.1
1.5
1.5
1.0
3.0
0.6
1.2
1.6
1.6
2.4
1.6
1.9
2.0
0.5
1.2
2.1
1.7
4.0
1.0
2.0
2.1
0.4
0.4
0.8
0.7
1.7
0.5
1.3
2.5
0.2
0.6
1.2
1.9
1.4
0.7
0.9
1.6
0.2
0.5
1.1
1.4
1.6
–
0.1
0.8
0.3
0.7
1.1
1.3
1.7
–
–
0.4
(2)
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.0
0.2
0.0
0.9
0.8
0.0
0.0
0.2
All workers .............................................................
Less
than 6
days
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 33. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation Survey,
March 2012—Continued
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 6
days
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
0.9
1.2
1.4
0.6
0.9
0.6
0.9
1.3
1.9
0.8
1.1
1.2
1.4
1.6
1.4
0.7
1.2
0.8
0.8
0.9
1.4
0.7
1.0
0.9
0.8
0.6
2.0
0.7
1.0
0.9
0.8
0.9
1.8
0.8
0.9
1.1
0.5
0.6
0.8
0.7
0.8
1.2
0.4
0.5
0.8
0.5
0.5
0.9
0.3
0.3
0.6
0.3
0.4
0.5
0.2
0.3
0.3
0.3
0.2
0.4
0.3
0.2
0.7
0.3
0.2
0.4
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.9
0.0
0.0
0.0
1.2
2.0
1.1
0.7
1.6
2.1
1.4
1.8
1.2
2.6
1.3
1.7
2.1
1.3
1.2
1.6
1.4
1.3
3.3
2.8
1.4
2.2
0.9
2.6
1.3
3.2
1.7
1.6
1.2
1.5
2.3
1.1
2.6
1.1
1.7
2.1
–
1.0
0.9
0.9
1.7
1.1
1.7
2.7
1.2
1.7
1.3
1.2
1.3
1.1
4.4
2.2
1.3
1.6
2.2
0.5
0.9
–
0.6
2.0
1.8
1.4
1.0
0.7
0.7
0.9
1.2
0.7
1.0
1.3
0.5
1.4
1.4
0.3
0.4
0.4
0.5
0.5
0.6
0.7
0.8
–
0.7
0.4
–
0.4
0.1
0.3
–
0.5
0.5
0.6
1.0
0.3
0.2
1.1
0.4
–
0.4
0.2
0.1
0.1
0.1
0.1
0.2
0.1
0.1
0.1
0.0
0.9
0.0
0.5
1.0
0.0
0.8
1.5
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 34. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2012
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
71
5
23
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
69
67
69
84
6
8
5
4
25
25
25
12
85
47
72
76
73
80
70
74
75
77
75
78
3
1
3
5
5
6
5
7
7
3
3
4
12
52
25
19
22
15
25
19
18
20
22
18
Full time .................................................................
71
5
23
Union .....................................................................
Nonunion ...............................................................
83
69
3
6
14
25
Average wage within the following categories:5
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
75
73
72
69
69
3
3
5
7
9
22
24
24
23
22
Goods-producing industries ...................................
71
8
21
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
71
70
86
86
87
56
46
81
5
2
3
3
4
1
1
4
24
28
11
12
8
42
53
15
Establishment characteristics
See footnotes at end of table.
Table 34. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2012—Continued
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
69
69
71
73
74
71
7
9
5
4
4
4
23
22
25
23
22
25
74
77
68
70
69
71
70
68
75
7
7
6
4
4
6
4
5
5
19
16
26
25
27
24
26
27
20
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
3 Plan does not specify maximum number of
days.
4 A consolidated leave plan provides a single
amount of time-off for workers to use for multiple
purposes, such as vacation, illness, or personal
business.
5 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 34. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2012
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
0.8
0.3
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.7
1.2
1.1
0.6
1.2
0.5
0.5
0.9
1.2
1.1
1.0
1.3
3.3
1.4
2.7
1.0
1.5
1.2
1.7
2.2
1.6
2.7
2.0
0.6
0.4
0.3
1.1
0.5
0.7
0.6
0.7
1.2
0.6
0.7
0.7
1.2
3.4
1.3
2.6
1.0
1.3
1.2
1.6
1.8
1.5
2.5
2.0
Full time .................................................................
0.8
0.3
0.7
Union .....................................................................
Nonunion ...............................................................
1.0
0.9
0.5
0.4
0.8
0.8
Average wage within the following categories:5
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
1.2
0.9
1.2
1.6
0.6
0.4
0.5
0.5
0.8
1.4
1.1
0.9
1.0
1.4
Goods-producing industries ...................................
1.9
1.0
1.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.8
1.4
0.9
1.1
1.3
2.6
3.1
1.6
0.4
0.4
0.4
0.5
0.8
0.6
0.2
0.7
0.7
1.4
0.8
1.0
1.0
2.5
3.1
1.4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 34. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2012—Continued
Sick leave provision
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
1.4
1.5
2.7
0.9
1.4
1.2
0.6
0.7
1.0
0.4
0.7
0.4
1.3
1.5
2.6
0.8
1.2
1.2
1.5
1.7
2.7
2.6
2.4
3.1
1.9
1.5
1.4
0.7
1.0
1.2
0.8
0.5
1.3
0.8
0.8
0.7
1.4
0.9
2.3
2.3
2.2
3.0
2.2
1.7
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
3 Plan does not specify maximum number of
days.
4 A consolidated leave plan provides a single
amount of time-off for workers to use for multiple
purposes, such as vacation, illness, or personal
business.
5 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2012
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 1 year
All workers .............................................................
18
45
31
6
1
8
6
Full time .................................................................
16
45
32
6
1
8
6
Union .....................................................................
Nonunion ...............................................................
12
19
25
50
49
25
13
4
1
1
10
8
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
25
25
26
13
17
10
54
54
54
39
52
29
18
18
18
38
25
48
2
2
–
8
5
11
(4)
(4)
–
1
1
2
7
7
7
9
8
11
5
5
5
9
6
10
All workers .............................................................
16
45
31
7
2
9
6
Full time .................................................................
15
45
32
7
2
9
7
Union .....................................................................
Nonunion ...............................................................
11
18
26
50
48
26
14
4
1
2
11
8
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
23
24
12
15
9
54
55
54
39
52
29
19
19
18
38
26
48
3
3
–
9
6
11
1
1
–
2
1
3
7
7
7
10
8
12
5
5
5
9
6
10
After 5 years
See footnotes at end of table.
Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2012—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 10 years
All workers .............................................................
16
45
31
7
2
9
6
Full time .................................................................
15
45
32
7
2
10
7
Union .....................................................................
Nonunion ...............................................................
11
18
26
50
47
26
15
5
1
2
11
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
23
24
12
15
9
54
54
54
39
52
29
19
19
18
38
26
47
3
3
–
9
6
12
1
1
–
2
1
3
7
7
7
11
9
12
5
5
6
10
6
10
All workers .............................................................
16
45
31
7
2
10
6
Full time .................................................................
15
45
32
7
2
10
7
Union .....................................................................
Nonunion ...............................................................
10
17
26
50
47
26
15
5
2
2
12
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
23
24
12
15
9
54
54
54
39
52
29
19
19
18
38
26
47
3
3
–
9
6
12
1
1
–
2
2
3
7
7
7
11
9
13
5
5
6
10
6
10
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
4 Less than 0.5.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2012
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.8
0.9
0.8
0.5
0.1
0.1
(4)
Full time .................................................................
0.8
0.9
0.9
0.5
0.1
0.1
0.1
Union .....................................................................
Nonunion ...............................................................
1.1
0.9
1.6
1.0
2.0
0.8
1.1
0.4
0.2
0.2
0.2
0.2
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.8
2.1
2.0
0.7
1.1
1.1
1.6
2.0
2.4
1.0
1.6
1.3
1.2
1.2
1.9
1.1
1.5
1.6
0.3
0.4
–
0.7
0.7
1.0
0.2
0.2
–
0.2
0.1
0.3
0.3
0.3
0.3
0.1
0.1
0.2
(4)
0.0
0.4
0.4
(4)
0.0
All workers .............................................................
0.7
0.8
0.8
0.5
0.2
0.2
0.1
Full time .................................................................
0.8
0.9
0.9
0.5
0.2
0.2
0.8
Union .....................................................................
Nonunion ...............................................................
1.0
0.9
1.6
1.0
1.9
0.9
1.0
0.4
0.3
0.2
0.2
0.2
(4)
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.7
2.0
2.0
0.7
1.1
1.0
1.5
1.9
2.2
1.0
1.7
1.3
1.2
1.3
1.9
1.1
1.6
1.6
0.4
0.4
–
0.7
0.7
0.9
0.2
0.2
–
0.3
0.3
0.4
0.3
0.3
0.4
0.2
0.2
0.3
0.4
0.3
1.1
0.9
(4)
0.0
After 5 years
See footnotes at end of table.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2012—Continued
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.7
0.9
0.8
0.5
0.2
0.2
0.4
Full time .................................................................
0.7
0.9
0.8
0.5
0.2
0.2
0.5
Union .....................................................................
Nonunion ...............................................................
1.0
0.9
1.6
1.0
1.9
0.8
1.1
0.5
0.3
0.2
0.4
0.2
0.1
(4)
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.7
2.0
2.0
0.7
1.1
1.0
1.5
1.9
2.2
1.0
1.7
1.4
1.2
1.3
1.9
1.0
1.6
1.6
0.4
0.4
–
0.7
0.7
0.9
0.2
0.2
–
0.3
0.3
0.4
0.3
0.3
0.7
0.3
0.3
0.4
0.5
0.4
1.1
0.7
(4)
0.0
All workers .............................................................
0.7
0.9
0.8
0.5
0.2
0.3
0.4
Full time .................................................................
0.7
0.9
0.9
0.6
0.2
0.3
0.4
Union .....................................................................
Nonunion ...............................................................
1.0
0.9
1.6
1.0
2.1
0.8
1.2
0.5
0.5
0.2
0.5
0.3
0.1
(4)
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.7
2.0
2.0
0.7
1.1
1.0
1.5
1.9
2.2
1.0
1.7
1.4
1.2
1.3
1.9
1.1
1.6
1.6
0.5
0.6
–
0.8
0.7
1.0
0.2
0.3
–
0.3
0.3
0.5
0.3
0.3
0.7
0.3
0.4
0.6
0.6
0.4
1.1
0.7
(4)
0.0
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
4 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 36. Paid sick leave: Carryover provisions, civilian workers,1 National
Compensation Survey, March 2012
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
55
22
33
45
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
65
51
70
86
32
21
36
54
33
30
34
32
35
49
30
14
88
80
57
82
51
51
51
44
45
41
30
51
55
27
25
53
16
9
19
16
11
10
6
14
33
53
32
29
35
42
32
28
33
31
24
38
12
20
43
18
49
49
49
56
55
59
70
49
Full time .................................................................
55
23
33
45
Union .....................................................................
Nonunion ...............................................................
73
50
41
17
32
33
27
50
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
42
55
56
61
65
11
19
23
29
32
31
35
33
32
33
58
45
44
39
35
Goods-producing industries ...................................
30
9
21
70
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
59
77
87
89
88
65
84
95
24
40
55
57
53
21
28
67
35
38
32
32
35
44
56
29
41
23
13
11
12
35
16
5
Establishment characteristics
See footnotes at end of table.
Table 36. Paid sick leave: Carryover provisions, civilian workers,1 National
Compensation Survey, March 2012—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
carryover
provision
37
34
43
67
60
72
11
9
14
29
17
40
26
25
29
37
43
32
63
66
57
33
40
28
54
50
48
56
60
68
53
62
58
19
20
17
17
28
31
18
21
28
35
30
31
38
32
36
35
41
30
46
50
52
44
40
32
47
38
42
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Plans that allow employees to accumulate unused
sick leave from year to year.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Because of rounding, sums of individual items may
not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 36. Standard errors for paid sick leave: Carryover provisions, civilian
workers,1 National Compensation Survey, March 2012
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
1.0
0.9
0.8
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
1.7
1.6
1.5
1.3
1.1
1.7
2.1
1.0
1.8
1.3
2.1
1.4
1.7
1.6
1.5
1.3
3.3
2.2
3.5
1.2
1.8
1.5
2.4
2.9
1.8
2.7
2.4
2.5
3.0
1.4
3.5
1.0
0.9
1.3
1.4
1.2
0.8
1.1
1.1
2.4
3.7
1.7
2.7
1.1
1.8
1.3
2.1
3.0
1.6
2.4
2.4
1.3
3.3
2.2
3.5
1.2
1.8
1.5
2.4
2.9
1.8
2.7
2.4
Full time .................................................................
1.1
0.9
0.9
1.1
Union .....................................................................
Nonunion ...............................................................
1.8
1.1
1.7
1.0
1.2
0.9
1.8
1.1
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
1.6
1.6
1.2
1.7
1.1
1.7
1.2
0.9
1.3
1.7
1.4
1.2
1.1
1.7
1.6
1.6
1.6
1.2
1.7
Goods-producing industries ...................................
2.3
1.2
1.8
2.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.9
1.7
1.1
1.2
1.8
3.5
2.0
1.2
0.9
1.9
1.8
2.1
3.9
3.6
2.6
2.7
0.8
1.6
1.6
2.1
3.1
3.4
3.0
2.4
0.9
1.7
1.1
1.2
1.8
3.5
2.0
1.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 36. Standard errors for paid sick leave: Carryover provisions, civilian
workers,1 National Compensation Survey, March 2012—Continued
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
carryover
provision
1.5
1.8
2.7
1.3
1.7
1.9
1.4
1.4
2.4
1.0
1.1
1.5
1.3
1.4
2.6
1.0
1.4
1.4
1.5
1.8
2.7
1.3
1.7
1.9
3.1
2.0
2.7
3.9
1.3
3.7
2.2
1.9
4.1
3.1
2.0
1.2
4.0
2.4
4.3
1.0
3.3
2.5
2.8
1.1
2.9
2.6
1.9
3.2
2.3
4.2
2.0
3.1
2.0
2.7
3.9
1.3
3.7
2.2
1.9
4.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Plans that allow employees to accumulate unused
sick leave from year to year.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 38. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation
Survey, March 2012
(All workers with paid vacations = 100 percent)
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
Mean
number of
days
Greater
than 24
days
20 to 24
days
Median
number of
days
After 1 year
All workers .............................................................
6
34
38
13
7
2
10
10
Full time .................................................................
Part time ................................................................
4
23
33
46
40
20
14
4
7
5
2
2
10
8
10
5
Union .....................................................................
Nonunion ...............................................................
5
7
35
34
44
36
9
13
4
7
3
2
10
10
10
10
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
8
9
8
5
7
3
44
44
42
27
38
16
34
35
33
40
37
44
9
9
11
16
12
19
4
3
4
9
5
14
1
1
2
3
2
4
9
8
9
11
10
13
8
7
10
10
10
12
All workers .............................................................
2
9
35
36
12
6
14
15
Full time .................................................................
Part time ................................................................
1
8
7
21
34
41
38
20
13
6
6
5
15
12
15
10
Union .....................................................................
Nonunion ...............................................................
1
2
7
9
37
35
42
35
7
13
6
6
14
14
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
1
1
1
1
13
14
10
6
7
4
40
40
42
31
39
23
33
32
34
38
36
41
8
8
9
16
12
19
4
3
5
8
4
12
13
13
14
15
14
17
12
10
13
15
15
15
After 5 years
See footnotes at end of table.
Table 38. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation
Survey, March 2012—Continued
(All workers with paid vacations = 100 percent)
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
2
6
15
42
23
12
17
15
Full time .................................................................
Part time ................................................................
1
8
5
15
14
20
43
38
24
11
13
7
17
14
15
15
Union .....................................................................
Nonunion ...............................................................
1
2
3
7
11
16
54
40
23
23
9
13
17
17
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
1
1
1
1
10
11
7
3
4
2
22
23
19
9
11
8
40
39
41
44
50
38
18
16
22
27
24
30
8
7
10
16
11
21
15
15
16
19
17
20
15
15
15
18
15
20
All workers .............................................................
1
6
12
19
36
26
20
20
Full time .................................................................
Part time ................................................................
1
7
5
14
11
15
19
21
37
26
27
16
20
16
20
16
Union .....................................................................
Nonunion ...............................................................
(4)
2
3
6
5
13
12
20
45
35
35
24
22
19
20
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
1
1
1
1
10
11
7
2
3
1
19
21
15
6
8
4
25
26
22
14
19
9
29
26
35
42
43
42
15
13
20
34
26
43
17
16
18
22
20
23
15
15
20
20
20
23
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave
plan that provides a single amount of time-off for workers to use for multiple purposes.
4 Less than 0.5.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2
National Compensation Survey, March 2012
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.4
0.7
0.6
0.5
0.4
0.1
0.1
0.0
Full time .................................................................
Part time ................................................................
0.3
2.0
0.7
2.4
0.6
1.7
0.6
0.5
0.4
0.7
0.2
0.5
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.8
0.4
1.4
0.8
2.0
0.7
0.9
0.6
0.4
0.5
0.4
0.2
0.1
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.8
1.1
0.4
0.7
0.5
1.1
1.4
1.9
0.9
1.3
1.1
1.1
1.4
2.1
0.8
1.1
1.1
0.7
0.7
1.5
0.8
0.9
1.2
0.6
0.8
1.1
0.5
0.6
0.8
0.2
0.2
0.6
0.2
0.4
0.3
0.1
0.2
0.3
0.1
0.2
0.2
0.5
1.7
1.6
0.0
0.0
0.8
All workers .............................................................
0.2
0.4
0.6
0.7
0.6
0.4
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.1
0.4
2.0
0.7
2.5
0.7
1.5
0.6
0.8
0.4
0.7
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.2
0.9
0.5
1.4
0.7
1.7
0.7
0.4
0.6
0.7
0.5
0.2
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.3
0.2
0.3
0.2
0.8
1.0
1.2
0.4
0.7
0.5
1.0
1.4
1.9
0.8
1.1
1.1
1.1
1.4
1.9
0.8
1.1
1.1
0.7
0.7
1.7
0.8
1.0
1.3
0.7
0.8
1.0
0.6
0.6
0.8
0.2
0.2
0.2
0.1
0.2
0.2
0.7
0.9
1.6
0.0
0.0
0.0
After 5 years
See footnotes at end of table.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2
National Compensation Survey, March 2012—Continued
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.2
0.4
0.4
0.6
0.6
0.6
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.1
0.3
1.9
0.5
1.6
0.6
1.8
0.7
1.1
0.6
0.9
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.2
0.7
0.4
1.0
0.5
1.4
0.7
1.2
0.7
1.0
0.6
0.2
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.3
0.2
0.3
0.1
0.7
1.0
1.1
0.4
0.6
0.4
0.9
1.2
1.4
0.6
0.8
0.8
1.0
1.2
1.9
1.0
1.5
1.1
0.9
1.0
1.8
0.8
1.0
1.1
0.8
0.9
1.6
0.7
1.0
1.1
0.2
0.2
0.3
0.1
0.2
0.2
0.0
0.0
0.0
0.8
0.0
0.0
All workers .............................................................
0.2
0.4
0.4
0.5
0.7
0.7
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.1
0.3
1.8
0.5
1.4
0.6
1.8
0.8
1.6
0.8
1.3
0.1
0.3
0.0
1.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.2
0.7
0.4
0.6
0.5
0.9
0.6
1.6
0.8
1.2
0.8
0.3
0.1
0.5
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.3
0.2
0.3
0.1
0.7
0.9
1.1
0.4
0.6
0.4
0.9
1.1
1.4
0.4
0.7
0.5
0.9
1.1
1.6
0.6
1.0
0.7
1.1
1.2
1.8
1.0
1.1
1.4
0.9
1.1
1.9
1.0
1.3
1.5
0.2
0.2
0.3
0.2
0.3
0.2
(4)
0.0
0.0
0.0
0.0
0.6
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave
plan that provides a single amount of time-off for workers to use for multiple purposes.
4 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,
March 2012
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
1
5
10
20
year years years years
24
15
20
23
25
76
8
13
15
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
34
29
37
21
66
24
13
22
15
26
14
17
17
17
15
19
15
15
15
12
16
11
22
21
22
18
23
20
18
20
17
20
16
25
24
25
19
26
23
22
23
20
23
19
27
27
27
21
29
25
24
25
22
25
21
66
71
63
79
34
76
87
78
85
74
86
11
11
11
13
10
8
10
8
7
9
7
14
15
14
15
14
12
13
12
11
13
11
17
17
17
17
17
14
16
15
14
15
13
20
20
20
19
19
16
19
18
17
18
15
16
12
15
17
12
11
12
11
12
10
15
17
16
16
16
18
19
19
19
19
19
22
22
22
21
84
88
85
83
88
7
8
7
7
7
10
11
11
11
11
12
14
14
14
14
14
16
18
17
18
Full time .................................................................
Part time ................................................................
25
21
16
13
20
17
23
20
25
22
75
79
9
6
13
10
15
13
18
15
Union .....................................................................
Nonunion ...............................................................
11
27
15
15
20
20
24
23
28
25
89
73
9
8
13
12
16
15
21
17
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
19
14
23
23
31
31
13
12
15
16
17
17
17
17
19
20
21
21
20
19
23
24
24
24
22
21
25
26
26
26
81
86
77
77
69
69
6
6
8
9
10
11
11
10
12
13
14
15
13
12
15
16
17
17
15
13
17
19
20
20
Goods-producing industries ...................................
17
12
16
19
22
83
7
12
14
17
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
26
40
7
6
6
52
70
8
16
18
14
11
19
18
20
18
20
23
17
12
22
23
25
22
24
26
18
13
25
26
28
26
26
28
19
14
26
28
31
29
74
60
93
94
94
48
30
92
9
11
13
11
14
9
12
12
13
14
15
14
17
14
16
15
15
17
17
16
19
17
19
18
18
19
20
19
22
18
22
22
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,
March 2012—Continued
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
5
10
20
year years years years
22
20
26
26
23
30
13
13
14
17
15
18
18
17
19
21
20
23
20
20
22
25
23
26
22
21
23
27
25
29
78
80
74
74
77
70
7
7
7
9
8
11
12
11
12
13
12
14
14
13
14
16
16
17
15
15
17
20
19
21
23
19
24
29
25
18
28
31
24
18
16
15
15
16
16
15
14
15
22
20
20
20
20
19
19
19
21
24
22
23
23
23
23
22
22
24
26
25
26
26
25
25
24
23
26
77
81
76
71
75
82
72
69
76
9
9
8
8
8
8
8
8
9
13
13
12
13
12
12
12
13
13
15
16
15
15
14
15
15
15
15
18
18
18
19
17
18
17
17
18
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A consolidated leave plan provides a single amount of time-off for
workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate
leave plans for different purposes.
2 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal
totals. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 39. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National
Compensation Survey, March 2012
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
0.8
0.2
0.2
0.3
0.3
0.8
0.1
0.1
0.1
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.3
1.6
5.0
3.1
1.5
2.5
1.1
1.1
1.5
1.1
0.3
0.4
0.3
2.1
0.5
0.5
1.0
0.3
0.6
0.3
0.6
0.3
0.3
0.3
2.1
0.6
0.5
1.2
0.3
0.6
0.3
0.7
0.3
0.3
0.4
2.1
0.7
0.5
1.3
0.3
0.7
0.4
0.8
0.4
0.4
0.4
2.0
0.8
0.6
1.4
0.4
0.7
0.5
0.8
1.3
1.3
1.6
5.0
3.1
1.5
2.5
1.1
1.1
1.5
1.1
0.2
0.2
0.2
0.7
0.3
0.1
0.3
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.6
0.5
0.2
0.3
0.1
0.2
0.1
0.1
0.1
0.2
0.2
0.5
0.6
0.2
0.3
0.1
0.2
0.2
0.2
0.1
0.1
0.2
0.6
0.6
0.2
0.5
0.2
0.2
0.2
0.2
2.1
1.1
1.0
1.4
1.5
0.9
0.7
0.4
0.4
0.5
1.0
0.9
0.4
0.5
0.5
1.2
1.0
0.4
0.6
0.6
1.2
1.0
0.5
0.7
0.6
2.1
1.1
1.0
1.4
1.5
0.2
0.1
0.1
0.1
0.1
0.2
0.1
0.1
0.1
0.1
0.3
0.2
0.1
0.2
0.2
0.3
0.3
0.4
0.6
0.3
Full time .................................................................
Part time ................................................................
0.9
1.7
0.2
0.5
0.2
0.5
0.3
0.6
0.3
0.7
0.9
1.7
0.1
0.2
0.1
0.2
0.1
0.2
0.1
0.3
Union .....................................................................
Nonunion ...............................................................
1.0
0.9
0.5
0.2
1.2
0.2
1.5
0.2
1.6
0.2
1.0
0.9
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.6
1.1
0.8
1.2
1.5
0.6
1.3
0.4
0.2
0.3
0.4
0.5
1.4
0.4
0.3
0.3
0.4
0.6
1.6
0.4
0.4
0.4
0.5
0.6
1.7
0.4
0.4
0.4
0.5
1.2
1.6
1.1
0.8
1.2
1.5
0.1
0.2
0.1
0.1
0.1
0.2
0.2
0.3
0.1
0.1
0.1
0.2
0.2
0.4
0.1
0.1
0.1
0.2
0.2
0.4
0.2
0.2
0.1
0.2
Goods-producing industries ...................................
1.1
0.3
0.4
0.5
0.5
1.1
0.1
0.1
0.2
0.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.9
2.0
1.0
1.3
0.9
2.6
2.8
1.2
0.2
0.4
0.9
0.9
1.5
0.4
0.4
0.4
0.2
0.4
1.2
0.9
1.8
0.4
0.5
0.6
0.3
0.5
1.2
0.9
1.5
0.5
0.6
0.9
0.3
0.5
1.2
1.0
1.4
0.6
0.6
1.0
0.9
2.0
1.0
1.3
0.9
2.6
2.8
1.2
0.1
0.3
0.3
0.2
0.5
0.3
0.3
0.2
0.1
0.2
0.3
0.2
0.4
0.3
0.3
0.2
0.1
0.2
0.2
0.2
0.3
0.4
0.2
0.2
0.1
0.3
0.2
0.3
0.3
0.5
0.3
0.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National
Compensation Survey, March 2012—Continued
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
1.2
1.4
2.3
1.0
1.2
1.4
0.5
0.6
0.6
0.2
0.3
0.3
0.4
0.6
0.5
0.2
0.3
0.4
0.5
0.7
0.6
0.3
0.3
0.5
0.5
0.6
0.7
0.3
0.4
0.5
1.2
1.4
2.3
1.0
1.2
1.4
0.1
0.1
0.1
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.2
0.2
0.1
0.1
0.2
0.2
0.2
0.2
0.2
0.3
0.2
2.1
1.6
1.8
2.2
1.8
2.8
2.7
4.0
2.1
0.7
0.6
0.4
0.5
0.5
1.3
0.9
0.4
0.5
0.6
0.7
0.3
0.5
0.4
1.0
0.8
0.4
1.0
0.8
0.7
0.3
0.4
0.4
1.1
1.0
0.6
1.2
0.8
0.9
0.5
0.6
0.4
0.8
0.9
0.7
1.3
2.1
1.6
1.8
2.2
1.8
2.8
2.7
4.0
2.1
0.4
0.2
0.2
0.4
0.2
0.7
0.1
0.2
0.2
0.3
0.2
0.1
0.3
0.2
0.6
0.2
0.4
0.2
0.3
0.1
0.2
0.3
0.2
0.5
0.3
0.4
0.2
0.4
0.1
0.2
1.3
0.3
0.5
0.3
0.5
0.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A consolidated leave plan provides a single amount of time-off for
workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate
leave plans for different purposes.
2 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2012
(All workers = 100 percent)
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
10
5
6
37
52
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
17
18
16
13
11
18
8
3
11
14
9
5
52
54
51
49
68
69
68
67
10
24
8
9
8
3
11
5
1
4
1
3
6
3
7
2
3
10
4
9
7
3
9
4
46
67
23
39
39
38
40
27
66
78
36
59
54
52
55
40
2
7
4
6
3
1
2
2
2
2
4
4
3
3
2
20
34
28
33
24
32
47
45
47
43
Full time .................................................................
Part time ................................................................
11
6
7
1
8
3
41
23
57
36
Union .....................................................................
Nonunion ...............................................................
14
9
2
6
9
6
49
35
77
48
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
5
8
11
17
18
1
–
3
7
12
15
2
1
5
9
11
13
20
14
36
41
54
56
31
23
50
58
71
74
Goods-producing industries ...................................
7
5
3
35
49
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
10
15
13
9
25
16
27
17
6
3
4
1
–
2
3
5
7
7
7
2
17
7
14
17
37
47
48
44
66
46
80
54
52
62
67
67
78
58
91
77
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2012—Continued
(All workers = 100 percent)
Characteristics
Childcare2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
5
4
6
15
8
22
4
4
4
7
4
9
3
3
4
9
5
14
18
16
25
54
43
65
29
25
42
73
61
84
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
12
11
11
10
9
9
9
9
9
5
5
6
5
6
8
5
4
5
8
7
6
5
5
4
3
8
11
39
35
40
39
37
40
37
31
36
54
52
51
51
53
50
53
51
51
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 A workplace program that provides for either the full or
partial cost of caring for an employee’s children in a nursery,
day care center, or a baby sitter in facilities either on or off the
employer’s premises.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
Geographic areas
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 40. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2012
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.4
0.3
0.3
0.6
0.7
0.7
1.1
0.9
1.2
0.7
1.6
0.6
0.7
0.6
1.3
0.6
0.8
0.9
1.5
1.1
1.8
1.0
1.4
1.2
1.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
2.6
0.9
1.3
0.4
0.4
0.7
0.6
0.3
1.4
0.3
0.7
0.4
0.4
0.7
0.5
0.7
1.4
0.4
1.0
0.5
0.5
0.6
0.4
1.9
3.1
1.1
2.9
1.0
1.6
1.2
1.4
1.9
3.0
1.1
3.5
1.0
1.5
1.3
1.5
0.5
1.0
0.5
0.7
0.6
0.6
0.8
0.3
0.5
0.3
0.7
0.5
0.3
0.6
0.3
1.8
2.0
1.1
1.5
1.4
2.2
2.0
1.4
1.8
2.0
Full time .................................................................
Part time ................................................................
0.5
0.7
0.4
0.3
0.4
0.4
0.7
0.9
0.7
1.1
Union .....................................................................
Nonunion ...............................................................
1.0
0.5
0.4
0.4
0.7
0.3
1.5
0.6
1.0
0.7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.9
0.6
0.7
0.6
0.8
0.3
–
0.3
0.6
0.8
1.0
0.3
0.4
0.4
0.5
0.6
0.8
0.9
1.3
1.0
0.9
1.0
1.2
1.1
1.5
1.0
0.9
0.9
1.2
Goods-producing industries ...................................
0.7
0.5
0.4
1.3
1.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.5
1.1
1.4
1.0
4.2
1.5
2.0
2.0
0.4
0.5
1.1
0.3
–
0.5
1.3
1.8
0.3
0.7
1.0
0.4
3.1
0.8
1.8
1.3
0.7
1.6
1.7
1.8
3.9
2.3
2.3
2.3
0.7
1.6
1.5
1.7
3.7
2.4
2.0
2.2
Establishment characteristics
See footnotes at end of table.
Table 40. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2012—Continued
Characteristics
Childcare2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.5
0.5
1.2
0.7
0.7
1.1
0.5
0.5
1.0
0.5
0.6
0.8
0.4
0.4
1.1
0.5
0.5
0.9
0.8
0.9
1.7
0.9
1.3
1.3
0.8
0.9
2.1
0.8
1.4
1.1
1.3
0.9
1.0
2.0
1.1
2.8
1.5
1.5
0.8
0.8
0.7
1.0
0.8
1.1
2.4
1.0
1.1
0.7
0.8
0.8
0.8
1.9
0.5
0.9
0.5
1.0
1.0
1.6
1.6
1.7
1.2
1.7
4.1
1.7
2.6
1.2
1.1
2.0
1.4
2.5
1.8
3.8
1.6
2.0
1.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 A workplace program that provides for either the full or
partial cost of caring for an employee’s children in a nursery,
day care center, or a baby sitter in facilities either on or off the
employer’s premises.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March
2012
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Dependent
care
reimbursement
account
Healthcare
reimbursement
account
Pre-tax
savings with Financial
no employer planning
contributions
20
20
37
40
24
19
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
27
34
24
20
32
33
32
34
56
58
56
49
60
61
60
58
33
28
35
51
27
33
25
20
19
24
9
17
24
24
24
15
34
36
12
22
18
9
24
16
48
68
23
42
36
28
40
26
58
69
24
44
38
30
43
29
52
29
18
39
25
24
26
19
18
24
11
19
22
22
22
13
10
20
15
16
14
12
19
15
17
13
16
34
28
31
25
20
37
30
34
26
15
23
16
17
16
8
18
11
14
9
Full time .................................................................
Part time ................................................................
23
9
24
8
43
18
47
17
27
15
22
10
Union .....................................................................
Nonunion ...............................................................
18
20
26
19
49
35
54
37
42
21
25
18
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
8
4
21
22
29
31
7
3
19
24
32
33
17
11
33
43
58
62
17
9
36
46
62
66
15
10
24
26
33
34
10
5
18
21
28
30
Goods-producing industries ...................................
18
18
34
36
16
17
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
20
20
22
19
29
19
20
22
20
29
33
34
34
26
42
32
38
48
52
49
66
45
73
57
40
52
59
56
73
48
75
58
26
36
53
53
63
24
34
60
19
18
20
18
27
16
30
31
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Stock options
Characteristics
Performance
Total2
All workers .............................................................
Signing
Other
7
2
1
5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9
13
7
–
4
6
3
–
2
4
1
–
6
10
5
–
–
2
2
1
9
10
9
5
–
(3)
–
–
2
1
3
2
–
–
–
–
1
1
2
–
–
–
2
1
7
9
7
3
2
8
6
6
6
–
3
1
1
1
–
–
1
1
1
1
4
5
5
5
Full time .................................................................
Part time ................................................................
8
4
3
1
1
(3)
6
4
Union .....................................................................
Nonunion ...............................................................
5
7
2
2
1
1
2
6
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3
3
6
7
11
13
(3)
–
2
2
5
5
(3)
–
1
1
2
3
3
3
5
6
7
9
Goods-producing industries ...................................
8
3
1
6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
6
1
(3)
–
1
2
2
–
2
–
–
–
–
–
1
–
1
(3)
(3)
–
1
–
–
–
5
1
(3)
–
(3)
1
2
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March
2012—Continued
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Dependent
care
reimbursement
account
Healthcare
reimbursement
account
Pre-tax
savings with Financial
no employer planning
contributions
12
10
16
27
25
28
10
9
14
29
22
36
20
18
27
53
40
66
22
18
31
56
43
70
13
12
17
35
27
43
9
8
12
28
25
31
14
14
21
22
21
26
18
19
21
18
16
19
28
22
27
20
18
19
40
33
36
43
37
32
40
41
37
40
36
39
45
39
35
43
43
39
24
28
24
19
24
30
25
24
23
17
18
20
21
19
19
19
16
19
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Stock options
Characteristics
Total2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Performance
Signing
Other
5
4
7
9
8
10
1
1
2
3
2
4
1
1
1
2
1
3
4
3
6
7
6
7
6
7
7
7
7
10
6
5
7
2
1
3
2
2
3
2
1
3
1
1
1
1
1
2
–
1
2
6
6
5
5
6
8
4
4
5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The sum of the individual components may be
greater than the total because some employees may
have access to more than one type of stock option.
3 Less than 0.5.
4 The categories are based on the average wage
for each occupation surveyed, which may include
workers with earnings both above and below the
threshold. The average wages are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions
of major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 41. Standard errors for financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2012
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Dependent
care
reimbursement
account
Healthcare
reimbursement
account
Pre-tax
savings with Financial
no employer planning
contributions
0.7
0.6
0.7
0.7
0.6
0.5
1.0
1.5
1.1
1.5
1.0
1.3
1.2
1.9
1.0
1.4
1.2
1.9
1.1
1.5
1.3
2.0
1.0
1.1
1.2
1.8
0.9
1.4
1.0
1.3
1.7
2.8
0.9
1.8
0.8
1.1
1.1
1.2
2.3
3.2
0.7
2.2
0.8
0.7
1.2
1.0
2.3
3.1
1.1
2.9
1.1
1.4
1.3
1.3
2.4
3.1
1.1
2.9
1.0
1.3
1.2
1.4
2.3
2.4
0.9
2.8
0.9
1.2
1.0
1.2
1.7
2.2
1.0
2.0
0.8
1.3
0.9
1.0
1.4
1.6
1.2
1.7
1.3
1.3
1.5
1.0
1.5
1.1
1.5
1.8
1.4
1.8
1.5
1.7
2.1
1.3
1.8
1.5
1.5
1.8
0.9
1.2
1.3
1.2
1.3
0.8
1.3
0.9
Full time .................................................................
Part time ................................................................
0.8
0.7
0.7
0.6
0.7
0.9
0.7
0.8
0.7
0.7
0.6
0.6
Union .....................................................................
Nonunion ...............................................................
1.2
0.7
1.3
0.6
1.3
0.7
1.1
0.8
1.2
0.6
1.0
0.6
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.7
1.0
1.1
1.1
1.2
0.5
0.5
0.9
0.8
0.9
1.1
1.0
1.2
1.0
0.9
0.8
1.0
0.9
0.9
1.1
0.8
0.9
1.2
0.8
1.1
0.8
0.8
1.0
1.1
0.8
0.8
0.9
0.8
0.8
1.0
Goods-producing industries ...................................
1.2
1.1
1.3
1.3
1.0
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.7
1.4
1.7
1.6
4.0
1.8
2.1
1.8
0.7
1.5
1.6
2.1
2.1
2.1
3.1
2.1
0.7
1.5
1.6
2.3
3.8
2.3
2.6
2.3
0.8
1.5
1.8
2.3
3.5
2.3
2.5
2.2
0.6
1.4
1.5
1.8
2.8
1.7
2.3
2.2
0.6
1.2
1.2
1.3
2.8
1.7
2.5
2.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1
National Compensation Survey, March 2012—Continued
Stock options
Characteristics
Total
All workers .............................................................
Performance
Signing
Other
0.3
0.2
0.2
0.2
0.5
1.0
0.6
–
0.3
0.7
0.3
–
0.3
0.4
0.3
–
0.5
0.9
0.5
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
0.8
0.4
0.3
0.6
0.7
0.7
0.8
–
0.1
–
–
0.3
0.2
0.4
0.3
–
–
–
–
0.2
0.2
0.3
–
–
–
0.4
0.3
0.5
0.7
0.5
0.6
0.7
1.4
0.8
1.0
0.9
–
0.6
0.3
0.4
0.3
–
–
0.2
0.3
0.2
0.7
1.0
0.7
0.9
0.9
Full time .................................................................
Part time ................................................................
0.4
0.3
0.2
0.1
0.2
0.1
0.3
0.3
Union .....................................................................
Nonunion ...............................................................
0.7
0.3
0.4
0.2
0.5
0.1
0.6
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.4
0.7
0.5
0.6
0.6
0.9
0.1
–
0.3
0.2
0.4
0.5
0.1
–
0.3
0.2
0.4
0.4
0.4
0.7
0.4
0.5
0.6
0.9
Goods-producing industries ...................................
0.8
0.4
0.2
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.3
0.3
0.1
–
0.1
0.5
0.5
–
0.2
–
–
–
–
–
0.2
–
0.2
0.1
0.1
–
0.1
–
–
–
0.3
0.3
(3)
–
(3)
0.5
0.5
–
Establishment characteristics
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2012—Continued
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Dependent
care
reimbursement
account
Healthcare
reimbursement
account
Pre-tax
savings with Financial
no employer planning
contributions
0.8
0.8
1.7
0.9
1.1
1.3
0.6
0.7
1.2
0.9
1.0
1.2
0.8
0.8
1.6
0.9
1.3
1.1
0.8
0.9
1.7
0.9
1.2
1.0
0.6
0.6
1.3
0.8
1.1
1.3
0.5
0.6
1.1
0.7
1.2
1.1
1.3
2.1
1.5
2.4
1.5
4.3
1.8
1.6
2.3
2.8
1.8
1.5
1.8
1.6
2.4
1.6
2.8
0.9
1.6
1.1
1.7
3.0
1.6
2.1
1.9
3.6
1.6
1.8
1.8
1.7
2.4
1.5
3.4
1.8
3.7
1.2
1.4
1.4
1.5
2.0
1.7
3.2
1.3
2.1
0.8
1.6
0.7
1.5
1.5
1.4
2.6
2.1
1.4
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1
National Compensation Survey, March 2012—Continued
Stock options
Characteristics
Total
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Performance
Signing
Other
0.4
0.4
1.2
0.5
0.6
0.8
0.2
0.2
0.8
0.3
0.4
0.4
0.2
0.1
0.4
0.3
0.2
0.5
0.4
0.3
1.2
0.4
0.5
0.7
0.4
1.0
0.7
0.5
0.8
1.8
0.8
1.0
0.6
0.3
0.4
0.5
0.5
0.4
1.3
0.5
0.2
0.3
0.1
0.6
0.2
0.2
0.3
0.8
–
0.2
0.5
0.4
0.7
0.6
0.4
0.8
1.5
0.5
1.0
0.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The categories are based on the average wage
for each occupation surveyed, which may include
workers with earnings both above and below the
threshold. The average wages are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions
of major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2012
(All workers = 100 percent)
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree healthcare
benefits3
Under age Age 65 and
65
over
17
24
22
29
33
27
26
38
36
39
63
35
33
36
57
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
20
26
9
17
17
12
20
12
68
24
14
47
22
16
25
19
59
19
12
41
20
15
23
18
7
17
11
10
11
17
21
18
17
19
16
19
15
14
16
Full time .................................................................
Part time ................................................................
20
8
28
12
26
11
Union .....................................................................
Nonunion ...............................................................
22
17
58
18
51
17
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6
5
13
19
32
36
8
5
20
27
42
45
8
5
18
25
39
42
Goods-producing industries ...................................
13
20
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
18
22
29
21
52
17
30
26
25
35
62
67
62
14
30
73
23
31
57
61
60
12
22
69
Establishment characteristics
See footnotes at end of table.
Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Long-term
care
insurance2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Retiree healthcare
benefits3
Under age Age 65 and
65
over
8
7
11
26
18
35
8
6
12
39
24
54
7
6
11
36
23
49
15
16
15
15
22
22
17
16
18
23
26
24
23
24
29
26
20
22
24
24
22
19
21
24
23
21
22
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care. The plan, although
sponsored by the employer, may be fully paid for
by the employee.
3 A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws. The plan,
although sponsored by the employer, may be
fully paid for by the employee.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 42. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March 2012
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree healthcare
benefits3
Under age Age 65 and
65
over
0.4
0.5
0.5
0.8
1.2
1.0
1.4
0.9
1.6
1.1
1.5
1.0
1.4
1.1
1.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
2.6
0.5
1.9
0.6
0.9
0.7
1.1
1.8
2.2
0.6
3.1
0.6
0.9
0.7
1.3
2.0
2.0
0.6
3.0
0.6
1.0
0.7
1.2
1.1
1.7
0.8
1.1
0.9
1.6
1.7
1.0
1.3
1.4
1.6
1.5
1.0
1.3
1.4
Full time .................................................................
Part time ................................................................
0.5
0.5
0.6
0.6
0.6
0.6
Union .....................................................................
Nonunion ...............................................................
1.0
0.5
1.7
0.5
1.4
0.5
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.5
0.8
0.6
0.6
0.7
1.2
0.5
0.7
0.7
0.8
0.9
1.2
0.4
0.6
0.7
0.8
0.8
1.0
Goods-producing industries ...................................
1.0
1.0
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.5
1.1
1.5
1.2
3.7
1.4
2.5
1.8
0.5
1.3
1.5
1.7
2.5
1.1
2.1
2.0
0.5
1.2
1.5
1.8
2.5
1.0
1.9
2.1
Establishment characteristics
See footnotes at end of table.
Table 42. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March
2012—Continued
Long-term
care
insurance2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Retiree healthcare
benefits3
Under age Age 65 and
65
over
0.5
0.6
1.2
0.7
0.8
1.1
0.4
0.4
1.3
0.9
1.0
1.2
0.4
0.4
1.1
0.8
1.0
1.1
1.6
0.7
0.8
1.4
1.3
3.6
1.4
1.2
0.7
1.4
1.6
1.2
1.0
1.5
2.3
1.3
2.0
1.2
1.6
1.4
1.3
1.6
1.3
2.4
1.1
2.0
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care. The plan, although
sponsored by the employer, may be fully paid for
by the employee.
3 A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws. The plan,
although sponsored by the employer, may be
fully paid for by the employee.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2012
(All workers = 100 percent)
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses2
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
40
5
4
9
7
6
4
5
11
45
56
41
25
6
9
5
–
5
7
5
2
9
16
7
(4)
4
5
4
1
10
9
10
13
3
3
2
2
7
7
7
(4)
15
18
14
9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
28
44
28
37
43
38
46
41
–
1
1
(4)
4
2
5
6
2
3
3
9
3
2
4
4
1
5
5
2
11
7
13
10
–
2
6
4
11
13
9
11
14
14
4
10
5
3
6
4
3
3
3
11
7
12
4
3
–
14
4
5
5
3
6
4
11
18
7
11
9
7
11
12
37
44
41
47
34
4
8
6
9
4
2
5
2
2
1
11
9
9
12
7
12
10
9
10
8
2
5
6
6
5
2
4
2
2
2
–
7
4
5
4
8
15
13
16
11
Full time .................................................................
Part time ................................................................
46
23
6
1
4
2
10
4
8
5
8
2
4
3
6
4
14
4
Union .....................................................................
Nonunion ...............................................................
37
40
5
5
4
3
3
10
2
8
15
5
3
4
2
6
16
11
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
27
22
40
46
49
52
1
(4)
4
6
8
8
2
1
2
4
6
6
5
5
9
11
10
11
7
7
11
7
4
4
2
1
5
8
10
11
4
1
6
3
2
2
4
3
5
5
7
7
5
4
10
13
18
17
Goods-producing industries ...................................
50
11
3
13
10
6
1
4
17
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
38
33
24
25
20
40
48
42
4
1
–
–
–
2
2
–
4
3
2
1
4
3
3
7
8
5
1
1
(4)
9
5
1
7
3
1
1
–
4
1
2
6
10
11
13
8
9
17
16
4
3
3
3
2
3
3
9
5
5
(4)
–
1
9
15
–
11
10
8
9
6
11
17
16
Establishment characteristics
See footnotes at end of table.
Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses2
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
37
36
40
43
42
44
4
4
4
5
4
7
3
2
4
4
3
6
11
11
12
6
6
6
10
11
7
5
8
2
3
3
4
9
6
11
2
1
2
6
8
3
3
2
7
7
7
7
8
7
10
15
12
18
36
42
43
36
41
37
45
41
34
3
3
6
5
4
5
6
5
4
2
3
4
3
4
2
3
5
4
7
10
10
10
7
6
11
9
8
3
6
6
5
10
10
10
11
5
9
9
9
4
4
3
3
4
8
2
3
5
3
5
6
4
3
2
5
4
5
6
6
3
6
6
3
10
12
14
10
12
15
12
7
9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of nonproduction bonus.
3 Includes all other bonuses provided to employees and not published separately.
4 Less than 0.5.
5 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 43. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2012
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
0.6
0.3
0.2
0.4
0.3
0.4
0.3
0.2
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.5
1.2
1.6
0.5
0.8
0.7
–
0.5
0.7
0.5
0.4
0.7
1.2
0.6
0.2
0.4
0.6
0.4
0.5
0.7
0.8
0.9
1.3
0.3
0.6
0.3
0.5
0.5
0.5
0.6
0.1
0.6
1.3
0.8
0.9
1.8
3.4
1.3
2.6
0.9
1.5
1.0
1.5
–
0.2
0.3
0.1
0.3
0.4
0.5
0.6
0.4
0.8
0.4
1.6
0.3
0.4
0.5
0.7
0.2
1.4
0.8
0.8
0.6
0.6
0.8
0.9
–
0.6
0.7
1.0
0.6
1.0
0.7
1.1
1.3
3.5
0.4
1.5
0.4
0.4
0.5
0.5
0.7
0.8
0.4
1.6
0.5
0.9
0.4
0.4
–
2.0
0.6
1.7
0.4
0.5
0.5
0.6
1.2
2.3
0.7
1.9
0.5
0.7
0.7
1.1
2.1
2.0
1.1
1.8
1.6
0.8
0.9
0.6
1.1
0.5
0.6
1.2
0.4
0.5
0.4
1.4
1.3
0.8
1.2
0.9
1.7
1.3
0.8
1.1
0.9
0.5
0.7
0.6
1.0
0.9
0.4
0.5
0.4
0.6
0.4
–
1.1
0.6
0.7
0.9
1.3
1.7
0.8
1.1
1.0
Full time .................................................................
Part time ................................................................
0.7
1.0
0.3
0.2
0.3
0.3
0.5
0.5
0.4
0.5
0.5
0.2
0.3
0.2
0.3
0.5
0.4
0.4
Union .....................................................................
Nonunion ...............................................................
1.5
0.7
0.4
0.3
0.5
0.3
0.5
0.5
0.2
0.4
1.0
0.4
0.4
0.3
0.3
0.3
1.1
0.4
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.7
0.9
1.0
0.9
1.2
0.2
0.1
0.4
0.5
0.5
0.8
0.3
0.4
0.3
0.4
0.6
0.7
0.6
1.2
0.7
0.7
0.7
1.0
0.6
1.0
0.6
0.4
0.4
0.6
0.2
0.2
0.4
0.6
0.7
0.8
0.4
0.3
0.5
0.4
0.2
0.3
0.5
0.7
0.4
0.4
0.4
0.6
0.5
0.6
0.4
0.7
0.7
1.1
Goods-producing industries ...................................
1.4
0.8
0.5
1.0
0.9
0.8
0.4
0.6
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.7
1.5
1.3
1.6
1.7
2.3
3.1
2.3
0.3
0.3
–
–
–
0.5
0.6
–
0.3
0.4
0.3
0.3
0.4
0.6
0.6
1.0
0.4
1.0
0.2
0.3
0.2
1.6
1.4
0.5
0.4
0.5
0.4
0.3
–
0.8
0.4
0.7
0.4
1.0
0.9
1.1
0.9
1.5
3.5
1.8
0.3
0.4
0.5
0.6
0.8
0.6
0.7
1.3
0.3
0.5
0.1
–
0.3
0.9
1.9
–
0.4
0.7
0.8
1.0
1.2
1.0
1.7
2.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 43. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2012—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
1.0
1.1
1.9
0.8
1.3
1.3
0.3
0.4
0.6
0.4
0.4
0.6
0.3
0.3
0.6
0.3
0.4
0.6
0.6
0.7
1.2
0.5
0.7
0.6
0.6
0.7
0.9
0.3
0.6
0.4
0.3
0.3
0.7
0.6
0.6
1.0
0.3
0.3
0.5
0.4
0.6
0.4
0.4
0.2
1.4
0.4
0.7
0.6
0.5
0.5
1.0
0.6
0.7
0.9
2.0
1.4
1.9
2.3
1.3
4.1
2.4
2.6
1.4
0.9
0.6
0.6
0.8
0.5
1.6
1.3
0.7
0.6
0.6
0.3
1.1
0.6
0.7
0.8
0.5
0.9
0.4
1.0
1.7
1.1
1.1
0.8
1.7
1.5
0.6
0.7
1.2
1.1
0.8
1.2
0.8
1.2
1.2
1.8
0.7
1.3
0.8
1.6
0.9
0.6
0.5
0.6
1.5
0.9
0.6
0.6
1.0
0.8
0.4
1.6
0.4
1.2
0.3
0.6
0.5
0.4
0.9
0.8
1.1
1.0
1.2
0.3
1.3
0.7
0.9
0.7
1.1
3.3
1.4
0.7
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 Includes all other bonuses provided to employees and not published separately.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2
National Compensation Survey, March 2012
(All workers = 100 percent)
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
All workers .............................................................
Healthcare benefits
Opposite
sex
Same sex
Opposite
sex
14
14
31
26
23
22
24
42
22
21
23
41
44
51
41
31
36
44
33
26
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
50
17
9
26
12
5
16
12
49
17
8
25
11
5
16
11
29
34
19
28
31
24
35
23
25
25
15
18
27
20
31
19
10
13
9
5
13
10
12
8
4
12
19
28
25
25
26
18
21
22
21
22
Full time .................................................................
Part time ................................................................
17
5
16
5
37
10
31
8
Union .....................................................................
Nonunion ...............................................................
38
10
35
10
49
28
38
23
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4
1
11
17
26
28
4
1
11
16
25
26
11
6
26
38
51
59
9
4
22
32
41
49
Goods-producing industries ...................................
7
6
28
24
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
15
24
43
49
35
10
21
48
15
23
42
48
34
10
21
47
31
31
34
28
49
29
35
37
26
26
28
24
38
25
25
31
Establishment characteristics
See footnotes at end of table.
Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2
National Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Healthcare benefits
Opposite
sex
Same sex
Opposite
sex
4
4
7
23
12
34
4
4
7
22
12
32
19
17
25
42
34
49
17
15
23
34
29
38
12
16
7
–
13
20
14
13
22
11
15
6
9
12
20
14
13
22
39
35
23
22
22
17
19
40
57
34
28
14
19
16
13
18
33
54
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentage of workers with access to the
benefit reflects both the availability of the benefit and
the employer’s policy on providing the benefit to
unmarried domestic partners. For more information, see
the Unmarried Domestic Partners Benefit Fact Sheet
at:www.bls.gov/ncs/ebs_domestic2012.pdf.
2 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,
civilian workers,2 National Compensation Survey, March 2012
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
All workers .............................................................
Healthcare benefits
Opposite
sex
Same sex
Opposite
sex
0.5
0.5
0.7
0.6
0.9
1.1
1.0
1.7
0.9
1.2
1.0
1.8
1.1
1.5
1.2
1.3
1.1
1.5
1.2
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.2
2.1
0.7
2.3
0.5
0.4
0.7
0.8
2.2
2.1
0.7
2.1
0.5
0.4
0.7
0.8
1.7
3.2
1.2
2.2
0.9
1.2
1.3
1.1
1.5
2.9
1.1
1.7
0.8
1.0
1.1
0.9
1.0
1.3
0.8
0.9
1.4
1.0
1.2
0.8
0.6
1.4
1.1
1.7
1.5
1.7
2.0
1.1
1.4
1.4
1.4
2.0
Full time .................................................................
Part time ................................................................
0.6
0.3
0.6
0.3
0.8
0.8
0.7
0.6
Union .....................................................................
Nonunion ...............................................................
1.3
0.5
1.2
0.5
1.5
0.7
1.3
0.6
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.4
0.2
0.6
0.9
0.8
1.2
0.4
0.2
0.6
0.8
0.8
1.1
0.8
0.9
1.1
1.0
1.1
1.3
0.6
0.7
0.9
1.0
1.0
1.3
Goods-producing industries ...................................
0.9
0.6
1.3
1.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.5
1.3
1.7
1.7
3.6
1.3
2.3
2.6
0.5
1.3
1.8
1.7
3.6
1.3
2.3
2.6
0.8
1.4
1.3
1.4
2.9
2.1
2.3
1.9
0.7
1.4
1.3
1.2
3.2
2.0
2.1
2.2
Establishment characteristics
See footnotes at end of table.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,
civilian workers,2 National Compensation Survey, March 2012—Continued
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Healthcare benefits
Opposite
sex
Same sex
Opposite
sex
0.4
0.4
1.0
0.8
0.8
1.2
0.4
0.4
1.0
0.7
0.8
1.2
0.8
0.8
1.9
1.0
1.3
1.2
0.7
0.7
1.8
0.9
1.1
1.2
0.9
1.2
0.6
–
1.0
2.9
0.9
1.6
1.2
0.7
1.3
0.5
2.8
0.9
3.1
1.0
1.6
1.1
3.8
3.6
1.5
2.2
1.3
1.6
1.4
3.3
1.1
3.8
2.7
1.4
2.4
1.3
1.7
1.1
2.6
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentage of workers with access to the
benefit reflects both the availability of the benefit and
the employer’s policy on providing the benefit to
unmarried domestic partners. For more information, see
the Unmarried Domestic Partners Benefit Fact Sheet
at:www.bls.gov/ncs/ebs_domestic2012.pdf.
2 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2012
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
No medical
benefits
and no
care and no
medical
retirement
benefits
care
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
62
10
6
21
59
13
1
26
79
82
78
85
8
11
7
1
3
2
4
3
9
5
10
11
77
84
75
75
11
9
11
11
1
1
1
(2)
11
6
13
13
96
78
37
66
62
53
68
65
1
4
9
2
11
10
11
13
1
4
9
10
8
14
5
3
2
14
44
22
19
23
16
19
83
74
34
63
58
46
65
61
14
8
13
5
15
17
14
18
–
1
2
6
1
1
1
1
–
17
51
26
26
36
20
20
60
70
62
67
58
12
14
13
16
12
4
1
5
2
8
23
15
19
15
23
53
67
63
70
56
–
16
13
13
13
–
–
1
1
1
26
–
24
17
30
Full time .................................................................
Part time ................................................................
76
20
12
4
2
18
10
57
75
12
13
12
1
2
11
74
Union .....................................................................
Nonunion ...............................................................
92
57
2
12
2
7
3
24
84
55
10
14
1
1
4
30
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
27
13
64
76
86
88
10
8
13
11
7
7
14
17
5
3
2
2
49
62
18
10
5
3
24
11
62
73
83
86
13
10
15
14
10
9
2
2
1
1
1
1
61
77
22
12
6
4
Goods-producing industries ...................................
72
13
2
12
71
14
1
13
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
60
72
83
87
85
64
86
87
10
8
3
2
2
12
2
1
7
5
3
4
3
6
3
3
23
15
10
8
11
18
8
9
57
67
75
75
81
62
85
81
13
13
11
13
5
14
4
7
1
1
1
1
1
2
1
1
28
18
13
10
13
23
11
11
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2012—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
28
45
1
27
49
23
6
22
42
39
44
72
46
55
42
14
1
(2)
1
2
11
6
13
12
61
72
56
34
27
21
30
52
3
2
3
1
9
5
11
13
90
38
17
50
22
11
28
30
7
44
30
18
51
52
51
49
1
1
1
2
1
2
1
(2)
2
17
52
30
26
35
20
21
27
67
27
32
55
49
58
53
70
15
20
36
19
14
21
26
–
4
9
9
7
13
4
3
–
14
44
23
20
24
17
19
31
28
25
22
27
41
55
51
60
42
–
–
1
–
2
–
–
23
–
29
45
60
50
61
40
27
24
25
21
29
4
1
5
2
7
23
15
20
15
24
Full time .................................................................
Part time ................................................................
34
8
54
16
(2)
3
12
73
61
14
27
10
2
16
10
60
Union .....................................................................
Nonunion ...............................................................
80
19
15
50
1
1
4
30
44
50
51
18
1
6
4
25
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
3
22
34
50
51
30
17
54
53
44
44
2
2
1
2
( )
1
1
61
78
22
12
6
5
23
11
53
60
66
69
15
10
24
28
28
25
12
16
5
2
2
2
50
64
19
10
5
4
Goods-producing industries ...................................
27
59
–
–
66
20
2
12
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
28
42
69
81
51
23
48
83
42
38
18
7
35
53
41
6
1
1
3
4
1
(2)
1
2
29
18
11
8
12
24
10
9
47
46
34
23
60
56
72
32
24
34
52
65
26
20
16
56
6
4
1
1
1
6
3
1
24
16
13
11
12
18
8
11
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2012—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
43
39
56
80
74
86
15
15
14
6
9
4
8
8
9
4
6
3
34
38
21
10
12
8
41
36
56
77
69
84
17
18
14
9
13
5
1
1
2
1
2
1
41
45
28
13
16
10
64
64
64
64
62
66
61
59
59
10
9
10
7
10
11
11
11
13
4
5
7
9
6
5
7
7
5
22
22
20
21
22
18
21
23
23
62
57
64
63
59
66
61
57
53
12
16
9
8
13
–
11
14
19
1
1
1
1
1
–
1
1
1
24
26
25
28
27
22
27
28
27
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2012—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
10
8
15
44
27
61
48
45
55
42
55
29
1
(2)
1
1
1
1
41
46
29
13
16
9
38
35
49
60
60
59
20
19
21
26
22
31
8
8
7
4
5
2
34
38
23
11
13
9
28
32
31
27
25
33
25
21
29
46
41
43
44
47
44
48
50
43
1
1
2
2
1
–
(2)
1
1
25
26
25
27
27
–
28
29
27
50
49
53
51
53
46
49
48
43
24
24
20
20
19
31
24
22
29
4
4
6
7
6
5
7
6
5
22
23
21
22
22
18
21
23
24
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2012
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
0.6
0.4
0.3
0.7
0.7
0.4
0.2
0.7
0.7
1.1
0.8
1.1
0.5
1.0
0.6
0.4
0.3
0.4
0.5
0.4
0.5
0.7
0.5
0.9
0.7
0.9
0.9
1.5
0.6
0.6
0.8
1.3
0.1
0.2
0.2
0.2
0.5
0.8
0.6
1.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.9
1.1
3.5
0.8
1.1
1.0
1.7
0.4
0.9
0.9
0.6
0.5
0.8
0.6
1.0
0.2
0.7
0.8
2.5
0.5
1.0
0.5
0.7
0.6
1.8
1.5
3.3
0.7
1.2
0.9
1.3
1.9
2.0
1.2
3.4
1.1
1.2
1.3
1.9
1.7
1.6
1.0
1.1
0.9
0.8
1.2
1.3
–
0.1
0.5
2.3
0.1
0.2
0.2
0.7
–
1.7
1.5
3.0
0.8
1.2
1.0
1.3
2.7
2.0
1.7
2.0
2.2
1.5
1.5
1.1
1.5
1.3
1.3
0.4
0.6
0.5
1.0
2.4
1.4
1.5
1.4
2.1
2.9
2.1
1.8
1.8
2.2
–
1.8
0.7
1.1
1.0
–
–
0.2
0.3
0.3
2.5
–
1.7
1.5
2.5
Full time .................................................................
Part time ................................................................
0.6
1.0
0.4
0.6
0.2
1.1
0.5
1.6
0.7
0.7
0.5
0.9
0.2
0.3
0.5
1.2
Union .....................................................................
Nonunion ...............................................................
0.6
0.7
0.3
0.5
0.4
0.4
0.4
0.7
1.3
0.8
1.1
0.4
0.1
0.2
0.5
0.8
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.2
1.0
0.8
0.6
0.8
0.8
1.1
0.7
0.6
0.5
0.6
0.7
1.4
0.5
0.4
0.2
0.3
1.4
2.1
0.8
0.6
0.4
0.4
1.1
1.1
1.1
0.9
0.6
0.9
0.9
1.1
0.8
0.7
0.6
0.7
0.3
0.6
0.2
0.2
0.2
0.3
1.3
1.8
1.0
0.7
0.5
0.5
Goods-producing industries ...................................
1.3
1.1
0.4
0.9
1.2
0.9
0.3
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.7
1.2
0.8
0.7
1.4
2.1
1.0
1.5
0.4
0.8
0.5
0.4
0.4
1.4
0.7
0.3
0.4
0.6
0.3
0.4
0.5
1.1
0.5
0.5
0.7
1.0
0.7
0.5
1.2
1.6
0.8
1.3
0.8
1.3
1.1
1.6
1.6
2.0
0.9
2.0
0.4
1.1
1.1
1.5
0.8
1.6
0.7
1.6
0.2
0.3
0.2
0.2
0.2
0.5
0.2
0.2
0.8
1.0
0.7
0.5
1.3
1.6
0.8
1.4
Establishment characteristics
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2012—Continued
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
0.5
0.6
0.1
0.7
0.6
0.5
0.3
0.7
0.9
1.3
1.1
1.5
1.2
1.4
1.4
1.3
0.1
0.2
0.1
0.3
0.5
0.8
0.6
0.9
1.0
1.2
1.2
1.8
0.8
1.1
1.0
1.6
0.3
0.4
0.5
0.3
0.5
0.8
0.5
1.0
1.2
2.8
0.8
3.4
0.6
0.7
0.8
1.5
1.0
3.3
1.2
2.3
0.9
1.2
1.2
1.6
0.2
0.2
0.1
0.3
0.2
0.3
0.2
(2)
0.6
1.7
1.4
3.5
0.7
1.1
1.0
1.4
2.1
2.1
1.1
2.6
0.9
1.1
1.1
1.8
2.0
1.5
1.3
2.8
0.6
0.9
0.8
1.4
–
0.8
0.8
2.5
0.5
0.9
0.4
0.7
–
1.8
1.5
3.2
0.7
1.2
0.9
1.3
2.2
2.0
1.4
1.5
1.8
2.6
2.3
1.5
1.8
1.9
–
–
0.2
–
0.3
–
–
1.7
–
2.4
2.7
2.3
1.5
2.0
1.9
1.8
2.0
1.3
1.5
1.8
1.3
0.4
0.6
0.5
1.0
2.4
1.4
1.6
1.4
2.2
Full time .................................................................
Part time ................................................................
0.6
0.5
0.8
1.0
(2)
0.3
0.6
1.1
0.7
0.9
0.6
0.7
0.2
1.0
0.5
1.5
Union .....................................................................
Nonunion ...............................................................
1.1
0.5
1.2
0.8
0.2
0.1
0.5
0.7
1.4
0.7
1.3
0.5
0.3
0.3
0.5
0.7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.5
0.7
0.9
1.1
1.4
1.1
1.4
1.0
1.0
1.1
1.3
0.2
0.4
0.1
0.1
0.1
0.1
1.2
1.6
0.9
0.7
0.4
0.5
0.9
1.1
1.1
1.0
0.9
1.0
1.0
1.3
0.8
0.9
0.8
1.0
0.7
1.3
0.5
0.4
0.2
0.3
1.4
2.1
0.8
0.6
0.4
0.5
Goods-producing industries ...................................
1.3
1.4
–
–
1.4
1.2
0.4
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.6
1.4
0.9
0.9
2.2
1.9
3.0
1.7
0.7
1.4
0.9
0.8
2.4
1.9
3.1
0.8
0.1
0.1
0.3
0.4
0.5
0.1
0.2
0.4
0.7
1.0
0.7
0.5
1.4
1.6
0.8
1.3
0.7
1.4
1.5
1.8
2.3
2.1
1.6
2.4
0.6
1.4
1.4
1.6
2.3
1.8
1.6
2.5
0.3
0.6
0.2
0.2
0.4
1.1
0.5
0.3
0.8
1.0
0.6
0.6
1.2
1.6
0.8
1.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2012—Continued
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
0.9
1.0
2.2
0.6
1.2
0.7
0.6
0.8
1.3
0.5
0.8
0.5
0.5
0.6
1.1
0.4
0.6
0.3
1.0
1.1
1.9
0.5
0.9
0.5
1.0
1.1
2.1
0.7
1.2
0.7
0.6
0.8
1.3
0.6
0.9
0.5
0.2
0.2
0.5
0.2
0.4
0.1
1.0
1.1
2.1
0.6
1.0
0.5
2.5
1.9
1.4
1.5
2.0
1.8
1.9
2.9
1.1
2.3
0.6
0.7
1.5
0.7
0.8
1.5
1.5
0.9
0.6
0.9
1.0
1.7
0.7
0.8
0.8
1.2
0.7
2.5
2.4
1.4
2.0
1.9
1.8
1.6
1.9
1.2
2.1
2.5
1.7
1.0
2.4
2.8
1.6
2.2
0.9
1.0
0.8
1.1
1.5
1.0
–
0.9
3.0
0.9
0.2
0.5
0.3
0.6
0.3
–
0.6
0.4
0.5
2.0
2.6
1.5
1.7
2.1
1.2
1.7
2.5
1.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2012—Continued
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
0.5
0.6
1.3
0.8
1.1
1.4
1.0
1.1
2.2
0.9
1.3
1.4
0.1
0.1
0.4
0.1
0.2
0.1
1.0
1.1
1.9
0.6
1.0
0.5
0.9
1.0
2.2
0.8
1.2
1.1
0.7
0.9
1.4
0.7
1.1
1.0
0.5
0.6
1.0
0.4
0.6
0.3
1.0
1.1
1.9
0.5
0.9
0.5
3.3
1.5
1.6
1.7
1.1
2.2
0.9
2.3
1.0
2.2
1.2
1.5
2.9
1.9
3.8
1.6
2.8
1.1
0.3
0.1
0.3
0.7
0.1
–
0.1
0.3
0.1
1.9
2.0
1.4
1.5
2.2
–
1.7
2.3
1.1
2.8
1.8
1.4
1.7
1.8
3.7
1.8
2.9
1.5
3.2
1.7
0.8
2.2
1.0
2.4
1.5
1.7
1.4
0.8
0.9
0.9
1.4
0.6
0.7
0.8
1.1
0.7
2.6
2.5
1.4
2.2
1.9
2.0
1.6
2.1
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March 2012
(All workers = 100 percent)
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
Personal
leave, sick
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
35
36
59
69
71
82
84
45
56
40
11
54
55
53
60
70
89
63
16
73
93
64
14
90
93
88
90
92
97
91
90
90
97
88
77
9
58
24
41
40
30
45
28
72
59
22
40
37
26
43
24
11
78
43
67
64
50
73
55
9
81
50
74
75
60
83
78
98
87
51
73
72
59
80
62
98
89
65
82
83
71
89
85
82
90
68
85
87
78
92
89
20
35
28
28
28
16
31
23
21
24
43
67
51
53
49
67
88
78
87
69
51
72
63
63
62
78
92
86
91
80
83
94
88
94
83
Full time .................................................................
Part time ................................................................
43
11
44
11
72
18
83
26
83
32
94
45
95
51
Union .....................................................................
Nonunion ...............................................................
41
34
52
33
64
58
72
69
90
67
96
80
93
82
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
15
8
38
43
47
46
12
6
36
41
56
57
28
16
64
75
73
71
42
27
78
86
77
74
39
25
74
83
91
93
57
45
88
93
95
96
63
49
90
94
93
92
Goods-producing industries ...................................
28
22
56
86
64
91
94
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
36
39
23
18
35
50
66
52
38
52
57
65
42
48
65
52
59
60
40
27
67
75
87
88
67
62
38
24
67
79
89
87
72
85
91
94
88
82
93
91
81
89
91
94
89
87
94
91
82
86
83
83
86
89
93
91
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March
2012—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
25
23
31
44
40
48
23
21
28
47
39
55
49
48
53
67
63
72
62
60
69
76
76
76
58
56
64
83
75
90
74
72
80
90
87
94
77
75
83
90
89
92
41
45
37
27
36
31
31
31
30
43
45
37
28
36
33
32
33
32
60
61
56
57
59
57
60
55
61
68
70
70
68
71
70
72
66
67
76
76
68
69
69
70
73
65
70
83
84
82
80
83
85
84
82
79
83
85
85
81
85
87
86
85
80
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes workers with access to one or more of these leave benefits.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 46. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation
Survey, March 2012
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
0.6
0.6
0.6
0.6
0.6
0.6
0.6
1.0
1.6
1.1
1.5
1.0
1.6
1.1
1.5
0.8
0.9
1.0
1.5
0.8
0.8
1.0
1.6
0.5
0.8
0.7
0.9
0.5
0.6
0.7
0.9
0.6
0.6
0.7
1.4
1.5
2.6
1.0
3.1
1.0
1.2
1.3
1.2
1.9
2.6
1.0
3.1
1.0
1.1
1.3
1.1
1.6
2.1
1.4
3.7
0.8
1.1
1.1
1.5
1.6
2.3
1.4
3.4
0.7
1.1
0.9
1.2
0.7
1.6
1.4
3.6
0.9
1.3
1.1
1.4
0.7
1.6
1.6
3.3
0.6
1.1
0.7
1.0
1.8
1.6
1.5
2.6
0.6
1.1
0.7
1.1
1.7
1.6
1.2
1.4
1.8
1.5
1.5
1.1
1.3
1.7
2.1
2.0
1.4
1.7
2.0
2.2
1.3
1.3
1.0
1.8
2.1
1.8
1.4
1.6
2.1
1.8
1.1
1.3
0.8
2.0
1.7
1.2
1.0
0.7
1.7
Full time .................................................................
Part time ................................................................
0.8
0.6
0.7
0.6
0.5
0.9
0.5
1.2
0.5
1.2
0.4
1.5
0.4
1.5
Union .....................................................................
Nonunion ...............................................................
1.2
0.7
1.4
0.7
1.1
0.7
0.9
0.6
0.8
0.7
0.5
0.7
0.5
0.6
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
1.1
1.0
0.9
1.1
1.6
0.6
0.9
1.0
0.9
1.0
1.4
1.1
1.4
1.0
0.8
0.9
1.1
1.1
1.7
0.9
0.5
0.8
1.1
1.2
1.7
0.9
0.7
0.6
0.6
1.3
2.1
0.7
0.5
0.6
0.7
1.3
2.0
0.6
0.5
0.6
0.7
Goods-producing industries ...................................
1.3
1.1
1.4
0.8
1.3
0.6
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.7
1.3
1.1
1.1
2.4
2.2
2.6
2.4
0.6
1.3
1.4
1.6
2.4
2.2
2.8
2.4
0.7
1.2
1.2
1.2
1.7
1.8
1.1
1.4
0.6
1.2
1.1
1.2
1.5
1.7
0.9
1.4
0.7
1.1
0.6
0.6
1.4
1.8
0.8
1.3
0.7
0.9
0.6
0.6
1.3
1.5
0.7
1.3
0.6
0.9
1.0
1.2
1.2
1.3
0.7
1.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 46. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation
Survey, March 2012—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
0.9
1.1
1.8
0.8
1.2
1.0
0.8
1.0
1.6
0.7
1.1
1.1
0.9
1.0
2.0
0.7
1.1
0.8
0.9
1.1
1.7
0.6
1.1
0.7
0.9
1.0
2.1
0.7
1.2
0.6
0.9
1.1
1.5
0.5
1.0
0.5
0.9
1.1
1.4
0.5
0.9
0.5
2.2
1.6
1.8
1.7
1.3
2.6
2.1
1.7
1.4
2.0
1.4
1.8
1.1
1.3
2.0
1.9
1.5
1.3
1.0
1.5
1.6
1.8
1.5
2.6
1.6
2.3
1.5
1.3
1.5
1.4
1.2
1.7
1.3
1.2
2.4
1.4
1.2
1.7
2.1
2.0
1.6
1.7
1.3
2.0
1.3
0.9
1.7
1.4
1.3
1.5
1.3
1.6
2.5
1.7
1.6
1.7
1.4
1.1
1.4
0.9
1.2
1.6
1.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes workers with access to one or more of these leave benefits.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Private Industry Tables
Types of Benefits:

Establishment data (Retirement and healthcare)

Retirement benefits

Healthcare benefits

Life, short-term, and long-term disability insurance benefits

Paid time-off benefits

Other benefits (Quality of life, financial, health-related, nonproduction bonuses, and
unmarried domestic partner)

Benefit combinations (Medical care and paid leave)
Table 1. Establishments offering retirement and healthcare benefits: private
industry workers, National Compensation Survey, March 2012
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Healthcare
benefits
45
9
43
60
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
42
33
55
7
7
7
40
30
54
61
52
77
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
45
49
54
47
45
88
75
60
70
80
61
42
46
49
33
58
47
91
59
20
20
28
9
7
5
6
–
59
31
24
33
41
25
–
5
–
–
5
–
7
5
–
–
–
44
47
53
45
42
75
75
59
70
79
60
41
44
47
31
56
42
90
58
20
20
25
59
66
78
62
62
92
80
74
82
88
68
61
59
65
39
69
70
96
69
34
34
41
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
43
42
70
78
76
91
8
7
15
25
21
49
42
41
68
74
72
89
58
57
86
93
93
94
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and healthcare benefits: private
industry workers, National Compensation Survey, March 2012—Continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Healthcare
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans. The total is less than the
sum of the individual items because some employers
offered both types of plans.
39
43
42
51
46
50
45
48
42
–
10
10
8
7
10
–
9
8
37
39
40
50
45
48
45
46
42
50
61
56
59
60
65
55
65
66
NOTE: Dash indicates no establishments in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 1. Standard errors for establishments offering retirement and healthcare
benefits: private industry workers, National Compensation Survey, March 2012
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Healthcare
benefits
1.4
0.7
1.3
1.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3.5
4.3
4.6
1.1
1.5
1.5
3.5
4.2
4.4
3.8
4.8
4.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.5
2.4
4.0
2.5
9.0
8.9
5.5
3.8
4.1
5.1
6.0
8.1
4.2
5.9
6.0
7.5
8.6
5.8
8.7
3.8
4.2
4.6
0.8
0.9
0.9
1.0
–
11.7
6.7
2.7
3.4
4.5
6.2
–
1.4
–
–
1.3
–
2.0
1.4
–
–
–
1.5
2.4
3.9
2.6
8.7
11.1
5.6
3.8
4.0
5.1
5.9
7.9
4.1
5.8
5.8
7.4
8.7
5.9
8.5
3.8
4.2
4.4
1.9
2.8
3.9
3.2
8.8
6.1
7.4
3.7
3.6
4.9
6.9
7.3
5.2
6.2
6.8
8.0
10.8
3.1
9.1
6.2
6.4
5.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.5
3.4
6.8
7.6
1.1
0.8
0.8
1.3
2.3
2.3
3.2
1.4
1.4
3.4
6.5
7.3
1.6
1.8
1.8
2.0
1.0
1.2
1.0
Establishment characteristics
See footnotes at end of table.
Table 1. Standard errors for establishments offering retirement and healthcare
benefits: private industry workers, National Compensation Survey, March
2012—Continued
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Healthcare
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans.
NOTE: Dash indicates no establishments in this category
6.8
3.2
2.9
3.7
3.5
8.5
5.4
6.3
2.2
–
1.8
1.9
1.6
1.4
2.9
–
1.8
1.2
7.1
2.8
2.6
3.7
3.5
8.3
5.4
6.4
2.1
6.0
2.5
3.3
6.4
4.6
10.1
6.3
2.3
5.1
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2012
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
65
48
75
19
17
89
59
41
70
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
79
83
78
40
56
69
67
70
65
68
74
65
21
22
51
41
57
51
86
90
84
51
40
74
62
81
78
26
31
24
7
7
18
12
22
23
24
28
21
6
5
14
8
18
23
90
91
90
92
72
80
67
85
97
76
80
74
37
53
64
62
66
58
61
68
58
16
20
45
38
50
42
81
85
78
45
37
70
61
76
73
61
69
66
69
64
46
55
50
54
47
76
80
76
78
73
24
23
23
21
25
23
22
21
20
23
98
95
92
93
91
52
63
56
64
49
37
47
38
45
30
71
74
67
70
62
Full time .................................................................
Part time ................................................................
74
38
59
19
80
50
22
9
20
7
91
74
69
33
51
14
74
44
Union .....................................................................
Nonunion ...............................................................
92
62
85
45
92
72
69
14
66
12
96
85
57
60
45
41
78
69
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
29
65
75
85
86
17
8
46
61
75
78
45
28
70
82
89
91
6
4
14
23
35
36
4
2
12
21
32
33
67
52
86
91
92
91
35
26
61
67
79
82
14
6
40
51
65
70
41
24
66
76
83
85
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
74
61
79
61
46
66
81
75
83
27
17
30
25
16
28
93
97
92
69
54
74
51
39
56
75
71
75
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
63
70
70
69
72
97
46
49
55
42
60
95
74
70
78
61
83
98
17
19
15
14
34
84
15
16
15
9
32
81
87
81
95
64
93
97
57
60
67
59
51
92
39
39
48
35
37
79
69
65
72
59
72
85
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2012—Continued
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
86
82
90
92
89
54
60
74
41
69
71
90
69
32
31
43
75
74
84
85
81
41
48
62
26
54
60
77
53
11
9
29
88
90
93
93
92
76
79
84
65
78
84
87
77
35
30
67
43
44
54
55
52
10
12
11
6
18
13
14
19
3
2
9
39
38
47
48
48
10
11
10
6
16
11
11
17
2
2
8
91
87
87
88
92
96
95
95
98
89
85
76
90
84
87
96
83
80
89
90
88
51
59
73
39
63
65
88
63
30
29
39
67
66
75
73
75
37
45
59
25
45
53
75
43
10
7
24
82
82
84
81
86
72
77
81
63
71
82
85
69
32
26
62
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
50
46
63
82
79
86
34
32
42
65
58
76
68
69
67
80
74
88
8
7
12
31
21
46
7
6
10
28
18
42
86
88
84
89
86
92
47
43
58
74
71
78
31
29
38
54
49
61
66
66
65
73
69
78
66
65
69
68
64
66
64
63
59
50
51
54
52
45
47
46
45
47
76
79
78
76
70
72
72
71
78
20
24
25
18
14
18
15
12
20
17
22
22
16
12
16
14
11
18
86
91
88
86
85
90
90
87
91
61
57
62
64
61
59
62
60
53
43
42
44
45
40
39
42
41
39
71
73
71
71
66
67
68
68
73
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2012
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.7
0.7
0.6
0.5
0.7
0.7
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.1
1.1
1.6
6.5
0.9
1.3
1.1
1.6
0.9
1.2
1.2
1.0
2.9
0.9
1.2
1.1
1.7
0.7
0.7
0.9
1.9
4.8
0.9
1.3
1.0
1.5
1.0
1.4
1.2
0.7
1.7
0.6
0.8
0.9
1.6
1.0
1.4
1.1
0.7
1.3
0.6
0.6
0.9
1.6
1.0
1.0
1.5
1.6
6.5
1.6
3.0
1.3
1.1
1.0
1.2
1.2
1.5
6.4
0.9
1.3
1.1
1.8
1.0
1.2
1.4
0.8
2.8
0.9
1.2
1.1
1.6
0.8
0.7
1.1
1.8
4.9
0.8
1.3
1.0
1.6
2.5
2.0
1.6
1.9
2.1
2.4
2.0
1.6
1.7
2.0
2.3
1.7
1.0
1.2
1.7
2.4
2.0
1.4
1.6
1.9
2.4
2.0
1.3
1.5
1.7
1.0
1.8
0.9
1.2
1.3
2.6
2.4
1.4
1.9
1.8
2.2
2.0
1.3
1.6
1.6
2.6
1.7
1.2
1.4
2.0
Full time .................................................................
Part time ................................................................
0.6
1.6
0.6
1.0
0.5
1.8
0.6
0.5
0.6
0.5
0.6
2.8
0.7
1.5
0.7
0.9
0.5
1.9
Union .....................................................................
Nonunion ...............................................................
1.0
0.7
1.4
0.7
1.0
0.7
1.9
0.5
1.8
0.5
0.5
1.1
2.0
0.7
1.8
0.7
1.7
0.6
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
1.8
1.2
0.8
0.7
1.0
0.8
0.7
1.2
0.8
0.9
1.1
1.6
2.3
1.0
0.7
0.6
0.7
0.5
0.7
0.8
0.8
1.1
1.4
0.4
0.4
0.8
0.8
1.1
1.3
3.7
8.1
1.9
0.7
0.5
0.7
1.3
1.7
1.2
1.1
0.8
1.0
0.7
0.6
1.1
1.0
1.0
1.1
1.6
2.3
1.1
0.8
0.7
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
2.1
1.6
1.2
2.1
1.6
1.0
1.9
1.1
1.3
1.7
1.8
1.2
1.7
1.7
0.9
1.1
1.0
1.4
2.2
1.7
1.3
2.0
1.6
1.1
2.1
1.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.3
2.2
1.3
4.2
1.4
0.8
1.3
2.0
1.3
3.7
1.5
0.8
1.0
1.6
1.5
1.9
0.7
0.6
0.9
1.7
1.0
3.1
3.5
0.5
0.8
1.6
0.7
3.0
3.6
0.8
1.9
1.6
3.6
1.5
1.0
0.8
1.3
2.1
1.4
3.6
3.0
0.7
1.2
2.0
1.2
2.7
4.0
0.7
1.1
1.8
1.5
2.4
3.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2012—Continued
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.4
1.1
0.9
1.0
1.7
3.7
1.7
2.0
2.8
1.9
3.2
1.4
2.2
2.6
2.8
3.6
2.3
1.1
1.0
1.4
1.8
3.8
1.7
2.0
2.6
1.8
2.5
1.8
2.0
1.3
1.4
2.9
1.3
0.8
0.7
1.2
1.1
3.9
1.8
2.1
3.9
1.5
1.7
1.5
1.8
3.0
3.4
3.5
3.5
1.5
1.5
2.8
3.6
2.9
1.5
1.7
2.1
1.6
1.4
1.0
1.9
1.0
1.0
1.9
3.3
1.5
1.5
2.4
3.6
2.8
1.5
1.7
2.1
1.5
1.4
1.0
1.7
0.8
0.8
1.8
1.6
0.9
1.0
1.6
1.2
3.9
1.4
2.2
1.7
2.3
2.3
2.5
2.5
8.5
10.4
2.9
2.6
1.2
0.9
1.2
1.5
3.6
1.6
2.0
2.8
2.0
3.3
1.5
2.3
2.5
2.7
3.6
2.4
1.1
1.1
1.5
1.6
3.3
1.6
1.9
2.6
1.7
2.6
1.8
1.9
1.0
1.0
2.7
1.3
0.8
0.7
1.2
1.2
3.9
1.6
2.1
3.9
1.6
1.9
1.4
2.0
2.5
2.7
3.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
2.2
0.8
1.3
1.1
0.9
1.0
2.0
0.8
1.1
1.1
1.1
1.2
1.9
0.8
1.0
0.7
0.5
0.6
1.1
1.0
1.1
1.8
0.5
0.6
1.2
0.9
1.1
1.8
2.4
2.9
4.5
0.6
1.6
0.6
1.0
1.1
2.3
0.9
1.2
1.2
0.9
1.0
1.9
0.7
1.0
1.2
1.1
1.3
1.7
0.7
1.0
1.0
3.2
2.7
1.7
2.4
1.9
2.7
1.9
2.5
1.9
3.1
2.6
1.6
2.5
2.2
1.7
1.4
1.7
1.8
2.1
1.3
1.5
3.0
2.1
1.5
1.3
2.9
1.2
2.6
1.6
1.8
1.5
0.9
2.3
0.8
1.8
1.6
2.6
1.6
1.7
1.3
0.9
2.1
0.7
1.6
1.5
1.9
0.9
2.0
4.4
2.2
1.0
0.9
3.1
1.0
3.4
2.8
1.5
2.5
1.7
3.1
1.9
2.9
1.9
2.6
2.2
1.6
2.2
1.9
2.1
1.3
2.1
1.6
1.6
1.0
1.8
2.2
2.1
1.9
1.1
3.2
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 4. Defined benefit retirement plans: Open and frozen plans,
private industry workers, National Compensation Survey, March
2012
(All workers participating in defined benefit plans = 100 percent)
Characteristics
All workers .............................................................
Open plans1
Frozen plans2
75
25
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
70
71
70
84
55
72
65
74
89
30
29
30
16
45
28
35
26
11
94
84
78
69
85
6
16
22
31
15
Full time .................................................................
Part time ................................................................
74
85
26
15
Union .....................................................................
Nonunion ...............................................................
87
68
13
32
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
79
85
76
78
73
69
21
15
24
22
27
31
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
71
97
65
29
3
35
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
77
79
65
75
82
23
21
35
25
18
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Defined benefit retirement plans: Open and frozen plans,
private industry workers, National Compensation Survey, March
2012—Continued
(All workers participating in defined benefit plans = 100 percent)
Open plans1
Characteristics
Frozen plans2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
60
70
69
72
72
81
80
91
82
79
40
30
31
28
28
19
20
9
18
21
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
83
83
83
73
73
73
17
17
17
27
27
27
69
82
71
76
75
74
69
72
80
31
18
29
24
25
26
31
28
20
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans open to new participants.
2 Plans closed to new workers or plans that
the United States, 2010." See Technical Note for
more details.
cease accruals for some or all plan participants.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, private industry workers, National Compensation
Survey, March 2012
Characteristics
All workers .............................................................
Open plans1
Frozen plans2
1.3
1.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.1
2.3
2.5
3.2
10.0
2.0
4.4
2.0
1.7
2.1
2.3
2.5
3.2
10.0
2.0
4.4
2.0
1.7
1.3
2.7
2.2
3.1
2.9
1.3
2.7
2.2
3.1
2.9
Full time .................................................................
Part time ................................................................
1.3
1.8
1.3
1.8
Union .....................................................................
Nonunion ...............................................................
1.1
1.8
1.1
1.8
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.0
4.1
2.4
1.7
1.7
2.5
3.0
4.1
2.4
1.7
1.7
2.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.2
1.3
2.6
2.2
1.3
2.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
1.7
2.3
7.8
3.0
4.6
1.7
2.3
7.8
3.0
4.6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, private industry workers, National Compensation
Survey, March 2012—Continued
Open plans1
Characteristics
Frozen plans2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
4.9
2.5
2.6
3.5
5.7
4.5
3.4
1.7
2.1
3.9
4.9
2.5
2.6
3.5
5.7
4.5
3.4
1.7
2.1
3.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.1
2.5
3.1
1.6
2.4
2.0
2.1
2.5
3.1
1.6
2.4
2.0
5.0
2.3
3.1
5.0
3.3
5.4
3.0
6.2
3.5
5.0
2.3
3.1
5.0
3.3
5.4
3.0
6.2
3.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans open to new participants.
2 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March 2012
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
62
7
31
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
66
63
69
58
73
51
52
51
77
6
5
7
–
–
7
12
5
–
28
32
25
–
–
42
37
44
–
84
75
64
70
53
–
5
–
–
–
–
20
–
–
–
Full time .................................................................
Part time ................................................................
62
62
8
5
31
33
Union .....................................................................
Nonunion ...............................................................
73
59
–
7
–
34
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
56
65
53
54
69
70
–
–
8
9
7
6
–
–
39
38
24
24
Goods-producing industries ...................................
Manufacturing ....................................................
69
70
–
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
59
72
65
65
100
6
–
–
–
–
35
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March
2012—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
61
32
31
32
38
70
70
80
80
69
–
7
7
6
8
–
–
–
–
–
–
61
61
62
54
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
46
–
55
65
65
65
–
–
–
7
6
8
–
44
–
28
30
28
59
58
58
64
64
83
69
46
63
1
–
–
–
6
–
–
–
–
40
–
–
–
30
17
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, private industry workers, National Compensation
Survey, March 2012
Retirement benefit accrual2
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
2.5
1.4
2.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.2
3.3
4.2
9.8
9.5
4.1
6.9
4.4
5.3
1.6
1.5
2.1
–
–
1.7
3.0
1.6
–
3.0
3.4
3.8
–
–
4.5
6.9
4.9
–
10.7
6.4
5.1
6.3
7.6
–
2.2
–
–
–
–
5.6
–
–
–
Full time .................................................................
Part time ................................................................
2.5
5.4
1.5
2.3
2.7
5.2
Union .....................................................................
Nonunion ...............................................................
4.1
2.8
–
1.4
–
2.8
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6.0
11.9
4.3
4.1
2.8
3.9
–
–
2.7
2.8
1.3
1.6
–
–
4.8
4.3
2.6
3.5
Goods-producing industries ...................................
Manufacturing ....................................................
3.8
4.0
–
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
3.2
5.3
10.4
7.5
0.0
1.4
–
–
–
–
3.2
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, private industry workers, National Compensation
Survey, March 2012—Continued
Retirement benefit accrual2
Characteristics
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
8.1
4.5
4.6
5.6
9.8
11.3
8.2
9.7
9.9
8.6
–
1.4
1.4
2.3
2.8
–
–
–
–
–
–
4.9
5.1
6.0
11.4
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
5.0
–
7.4
2.7
4.1
3.1
–
–
–
1.4
2.0
1.7
–
6.3
–
2.9
4.3
3.2
6.6
5.1
6.0
10.5
4.2
4.7
7.7
6.3
8.9
0.4
–
–
–
2.1
–
–
–
–
6.9
–
–
–
3.7
4.7
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March 2012
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
2
56
42
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2
–
2
–
–
2
–
3
–
56
56
55
53
50
59
50
62
50
43
–
42
–
50
39
–
35
–
–
–
–
–
–
51
50
55
56
53
–
–
–
–
–
Full time .................................................................
Part time ................................................................
2
–
57
–
41
52
Union .....................................................................
Nonunion ...............................................................
–
2
62
55
–
43
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
–
2
1
1
52
50
56
56
56
54
–
50
–
41
42
44
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
–
–
–
52
–
52
–
95
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
2
–
–
–
58
54
65
52
40
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March
2012—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
2 to 5 years
Greater than
5 years
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
–
–
–
–
–
–
–
–
–
–
–
40
60
70
69
74
67
52
52
81
83
50
60
–
30
31
26
33
48
–
19
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
2
–
2
55
59
47
56
58
55
45
41
53
41
–
42
–
–
–
–
–
–
–
–
–
60
51
–
59
55
60
53
72
70
–
–
51
–
45
–
47
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 The length of time is calculated based on the
year the plan was modified. For example, plans
frozen after January 2011 are included in the "1
year" column. Those frozen between 2007 and
2010 are included in the "2 to 5 year" column and
plans frozen before 2007 are included in the
"Greater than 5 years" column.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2012
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
0.8
2.3
2.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
–
1.0
–
–
1.1
–
1.4
–
2.5
3.4
3.2
8.3
11.7
3.5
5.5
4.0
7.4
2.4
–
2.9
–
11.7
3.4
–
3.8
–
–
–
–
–
–
14.0
8.7
4.8
6.6
7.5
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.7
–
2.3
–
2.3
4.5
Union .....................................................................
Nonunion ...............................................................
–
0.9
4.8
2.6
–
2.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
–
1.0
0.6
0.6
5.3
10.2
4.5
3.9
2.4
3.1
–
10.2
–
3.9
2.3
3.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
–
–
–
3.6
–
3.8
–
5.6
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
1.0
–
–
–
2.8
5.5
12.4
7.1
2.7
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2012—Continued
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
2 to 5 years
Greater than
5 years
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
–
–
–
–
–
–
–
–
–
–
–
9.4
7.4
4.1
4.2
4.4
8.6
12.6
7.5
5.6
5.4
7.9
9.4
–
4.1
4.2
4.4
8.6
12.6
–
5.6
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
0.9
–
1.1
5.1
6.9
8.1
2.6
4.1
3.3
5.1
6.9
8.1
2.5
–
3.2
–
–
–
–
–
–
–
–
–
5.0
4.8
–
7.9
4.1
11.0
5.5
8.5
7.1
–
–
5.6
–
4.1
–
5.5
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 The length of time is calculated based on the
year the plan was modified. For example, plans
frozen after January 2011 are included in the "1
year" column. Those frozen between 2007 and
2010 are included in the "2 to 5 year" column and
plans frozen before 2007 are included in the
"Greater than 5 years" column.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers,
National Compensation Survey, March 2012
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives for employees in frozen plans2
Characteristics
All workers .............................................................
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
11
89
21
35
36
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Production, transportation, and material moving ...
Production .........................................................
8
8
8
15
13
16
12
5
92
92
92
85
87
84
88
95
22
20
23
14
6
17
23
28
38
44
35
45
49
43
20
24
33
28
36
28
34
25
51
50
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
11
17
89
83
21
14
35
25
35
51
–
–
Union .....................................................................
Nonunion ...............................................................
9
12
91
88
40
16
–
40
47
34
–
–
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
31
18
12
6
6
69
82
88
94
94
–
13
19
26
24
18
34
36
36
43
52
39
38
33
28
–
–
–
–
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3
–
4
97
100
96
27
76
25
30
–
31
44
–
45
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Financial activities .............................................
14
25
40
11
86
75
60
89
18
16
–
15
37
22
20
65
33
38
45
10
–
–
–
(4)
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers,
National Compensation Survey, March 2012—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives for employees in frozen plans2
Characteristics
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
Finance and insurance ..................................
Credit intermediation and related activities
Professional and business services ..................
Educational services ......................................
Junior colleges, colleges, and universities
9
11
–
52
54
91
89
100
48
46
15
12
–
–
–
66
67
–
–
–
10
–
–
30
30
(4)
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
6
12
20
8
94
94
88
80
92
11
–
22
19
25
52
60
31
28
34
33
25
37
36
37
–
–
–
–
–
13
12
87
88
20
14
33
36
36
37
–
–
Geographic areas
Middle Atlantic .......................................................
South Atlantic ........................................................
1 Plans closed to new workers or plans that cease accruals for some
or all plan participants.
2 The sum of the individual components may be greater than the total
because some employers offer more than one alternative.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
4 Less than 0.5.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private
industry workers, National Compensation Survey, March 2012
Alternatives for employees in frozen plans
Characteristics
All workers .............................................................
Alternatives
No
to frozen
alternative to
plans
New defined
frozen plans
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
1.6
1.6
2.6
2.8
2.6
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Production, transportation, and material moving ...
Production .........................................................
1.7
1.7
2.2
2.5
3.7
2.5
3.5
1.5
1.7
1.7
2.2
2.5
3.7
2.5
3.5
1.5
3.3
3.5
3.7
2.6
2.4
2.9
3.6
4.8
3.6
4.4
3.7
4.4
6.4
5.1
5.2
6.4
3.8
4.9
4.0
2.7
5.5
3.0
5.9
6.5
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
1.6
4.4
1.6
4.4
2.6
4.2
2.9
4.5
2.7
5.0
–
–
Union .....................................................................
Nonunion ...............................................................
2.5
1.8
2.5
1.8
5.8
2.4
–
3.2
5.3
2.9
–
–
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6.7
3.5
3.0
1.1
1.4
6.7
3.5
3.0
1.1
1.4
–
2.9
3.6
3.3
4.1
5.0
4.9
4.8
3.5
5.1
7.8
4.5
4.2
3.5
4.9
–
–
–
–
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
–
1.0
0.9
0.0
1.0
3.6
14.6
3.7
3.9
–
4.0
4.0
–
4.2
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Financial activities .............................................
2.3
5.3
7.8
2.5
2.3
5.3
7.8
2.5
2.8
4.3
–
2.4
3.5
3.9
5.6
4.1
3.2
4.5
7.1
2.2
–
–
–
0.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private
industry workers, National Compensation Survey, March 2012—Continued
Alternatives for employees in frozen plans
Characteristics
Alternatives
No
to frozen
alternative to
plans
New defined
frozen plans
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
Finance and insurance ..................................
Credit intermediation and related activities
Professional and business services ..................
Educational services ......................................
Junior colleges, colleges, and universities
1.9
3.0
–
7.7
7.9
1.9
3.0
0.0
7.7
7.9
2.5
3.6
–
–
–
4.1
5.7
–
–
–
2.3
–
–
7.2
7.3
0.1
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.9
2.1
1.9
4.1
1.6
1.9
2.1
1.9
4.1
1.6
2.7
–
2.9
4.1
3.4
5.4
7.1
2.8
3.9
3.4
4.8
5.8
2.8
3.8
3.7
–
–
–
–
–
3.3
2.7
3.3
2.7
2.7
3.2
4.5
3.7
6.7
5.3
–
–
Geographic areas
Middle Atlantic .......................................................
South Atlantic ........................................................
1 Plans closed to new workers or plans that cease accruals for some
or all plan participants.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2012
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
67
33
84
16
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
68
70
67
65
87
67
72
64
64
32
30
33
35
13
33
28
36
36
85
86
85
85
94
83
85
82
83
15
14
15
15
6
17
15
18
17
50
73
69
68
70
50
27
31
32
30
79
86
84
82
86
21
14
16
18
14
Full time .................................................................
Part time ................................................................
67
67
33
33
84
83
16
17
Union .....................................................................
Nonunion ...............................................................
61
68
39
32
80
84
20
16
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
73
69
68
65
67
68
27
31
32
35
33
32
84
87
83
83
85
87
16
13
17
17
15
13
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
65
52
68
35
48
32
82
77
83
18
23
17
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
68
73
68
78
63
84
32
27
32
22
37
16
84
86
85
87
86
–
16
14
15
13
14
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2012—Continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
77
67
67
63
76
68
66
68
64
61
59
62
62
72
71
67
23
33
33
37
24
32
34
32
36
39
41
38
38
28
29
33
87
81
81
80
85
81
85
83
–
83
87
86
83
87
87
–
13
19
19
20
15
19
15
17
–
17
13
14
17
13
13
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
64
64
66
69
73
65
36
36
34
31
27
35
82
82
82
85
87
83
18
18
18
15
13
17
68
65
62
68
68
72
72
69
68
32
35
38
32
32
28
28
31
32
88
88
80
82
84
87
84
86
83
12
12
20
18
16
13
16
14
17
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2012
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
0.9
0.9
0.7
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.6
1.6
2.1
3.2
1.3
1.9
1.6
2.1
1.2
1.6
1.6
2.1
3.2
1.3
1.9
1.6
2.1
0.9
0.9
1.2
2.1
2.2
1.2
1.6
1.4
1.9
0.9
0.9
1.2
2.1
2.2
1.2
1.6
1.4
1.9
3.8
2.2
1.2
1.6
1.8
3.8
2.2
1.2
1.6
1.8
3.1
1.8
1.3
1.6
1.5
3.1
1.8
1.3
1.6
1.5
Full time .................................................................
Part time ................................................................
0.9
2.1
0.9
2.1
0.7
1.7
0.7
1.7
Union .....................................................................
Nonunion ...............................................................
2.2
0.9
2.2
0.9
2.6
0.7
2.6
0.7
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
3.0
1.7
1.1
1.1
1.5
1.7
3.0
1.7
1.1
1.1
1.5
1.7
2.7
1.4
1.1
0.6
0.9
1.7
2.7
1.4
1.1
0.6
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
3.3
1.4
1.3
3.3
1.4
1.3
2.7
1.5
1.3
2.7
1.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.1
1.3
2.7
1.8
2.8
3.9
1.1
1.3
2.7
1.8
2.8
3.9
0.8
1.0
2.1
1.5
2.4
–
0.8
1.0
2.1
1.5
2.4
–
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2012—Continued
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.6
1.3
1.2
1.7
2.7
6.1
2.4
2.5
5.4
2.6
2.5
1.9
3.0
3.8
4.6
4.2
2.6
1.3
1.2
1.7
2.7
6.1
2.4
2.5
5.4
2.6
2.5
1.9
3.0
3.8
4.6
4.2
2.6
1.3
1.3
1.7
2.7
5.1
2.1
2.1
–
2.1
1.8
1.6
2.6
3.5
3.8
–
2.6
1.3
1.3
1.7
2.7
5.1
2.1
2.1
–
2.1
1.8
1.6
2.6
3.5
3.8
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.7
2.2
2.2
0.9
1.0
1.3
1.7
2.2
2.2
0.9
1.0
1.3
1.3
1.7
2.0
0.8
0.8
1.3
1.3
1.7
2.0
0.8
0.8
1.3
4.4
2.3
1.7
2.3
2.4
1.8
3.0
4.3
2.2
4.4
2.3
1.7
2.3
2.4
1.8
3.0
4.3
2.2
2.4
2.0
1.9
2.0
1.9
2.4
2.8
2.8
1.7
2.4
2.0
1.9
2.0
1.9
2.4
2.8
2.8
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2012
(All workers = 100 percent)
Healthcare2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
70
55
79
70
51
72
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
88
94
85
41
40
72
63
78
77
74
80
71
27
30
55
46
61
61
84
85
84
67
75
76
73
78
79
87
94
84
41
39
72
63
78
77
67
72
64
25
28
50
42
56
57
76
77
76
62
71
70
67
71
75
70
83
76
82
69
55
66
61
68
54
79
80
81
83
79
70
83
75
82
69
53
61
57
64
50
76
73
76
77
73
Full time .................................................................
Part time ................................................................
86
24
70
14
81
59
86
24
64
13
74
54
Union .....................................................................
Nonunion ...............................................................
95
68
83
52
87
78
94
67
78
48
83
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
34
19
74
86
92
93
21
10
55
71
80
82
61
52
74
83
86
88
34
19
74
86
92
93
19
9
51
65
73
74
57
50
69
76
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
86
72
91
72
56
78
84
77
86
86
72
91
67
54
72
78
75
79
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
67
71
84
63
83
97
52
54
69
44
68
90
77
76
82
70
82
93
67
71
84
63
83
97
47
50
65
40
62
83
71
70
78
64
75
86
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
45
35
78
25
19
77
69
50
72
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
63
70
60
24
26
45
38
49
45
52
58
49
17
18
34
28
38
36
82
82
82
69
68
76
73
78
80
35
37
34
14
15
21
16
25
30
27
30
26
9
9
16
12
19
24
79
80
78
68
59
75
74
76
81
86
93
83
40
39
71
61
77
75
66
71
63
25
28
49
41
55
56
76
77
76
62
71
70
67
71
75
37
52
47
51
42
31
40
36
42
31
84
77
78
82
73
29
31
26
27
26
25
24
21
22
20
86
77
79
82
76
68
81
74
81
67
52
60
56
62
49
76
73
76
77
73
Full time .................................................................
Part time ................................................................
56
13
45
8
79
63
30
8
24
5
78
66
85
23
63
13
74
53
Union .....................................................................
Nonunion ...............................................................
73
42
61
33
84
77
56
21
47
16
83
75
93
66
77
47
83
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
16
8
44
56
69
73
10
4
33
45
57
60
63
53
74
81
82
83
9
5
21
30
40
42
6
2
16
24
32
33
66
53
74
79
79
79
34
18
73
84
91
92
19
9
50
64
72
73
56
49
68
76
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
55
34
63
46
28
53
83
82
84
32
23
35
26
20
29
82
86
82
84
71
89
66
53
71
78
74
80
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
43
44
48
36
61
79
33
32
39
25
45
68
77
74
81
69
74
86
23
21
28
14
36
56
18
16
23
10
26
49
75
76
80
75
72
87
66
70
83
61
81
97
46
49
65
39
60
83
71
70
78
64
74
86
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Healthcare2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
89
88
93
94
92
71
69
85
48
76
81
90
75
32
29
51
73
73
79
77
78
56
57
73
36
58
66
76
57
19
16
39
82
84
85
82
85
79
82
85
75
77
81
84
76
62
56
76
88
88
93
94
91
71
69
85
47
76
81
90
75
31
29
51
63
66
70
69
69
50
52
67
32
53
59
68
52
18
16
36
72
75
76
74
76
71
75
79
68
70
74
76
69
59
53
70
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
58
54
69
85
82
90
43
40
53
70
65
77
75
74
76
82
79
86
57
54
69
85
82
89
41
38
49
63
59
68
71
70
71
74
72
76
73
71
73
68
69
72
69
69
69
59
58
57
54
51
56
54
53
57
81
81
79
80
74
78
78
77
83
72
71
72
68
69
72
69
68
69
51
53
52
48
47
52
50
48
53
71
75
72
71
69
72
72
70
76
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
74
67
74
76
71
47
45
57
25
47
54
64
46
19
17
27
56
55
60
61
58
37
37
47
20
36
41
49
35
11
10
21
76
82
82
81
82
80
82
83
80
77
76
76
77
61
56
77
55
30
31
26
37
25
28
35
18
24
28
34
23
12
10
17
39
23
24
19
30
19
23
28
14
18
20
23
18
7
6
12
71
77
77
74
79
76
79
80
77
76
72
68
77
63
56
69
87
86
91
91
90
70
68
84
47
75
80
90
74
31
29
50
62
64
68
67
68
50
51
66
32
52
59
68
51
18
15
35
72
75
76
73
75
72
75
78
68
70
74
76
69
58
53
71
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30
26
41
63
56
73
23
20
31
50
43
60
76
76
76
79
77
82
16
14
25
35
28
44
12
10
18
27
22
34
75
75
75
78
78
78
56
53
67
84
80
88
40
37
48
62
58
67
71
70
71
74
72
76
51
47
48
48
39
45
39
41
51
39
38
38
37
30
34
30
33
40
78
81
78
77
76
76
75
79
80
20
29
23
21
22
22
20
23
35
15
23
17
15
15
17
15
18
28
75
81
76
74
71
78
75
80
80
69
70
71
67
68
71
68
68
68
49
53
52
48
47
51
49
47
51
70
75
72
71
69
72
72
70
76
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2012
Healthcare2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.7
0.5
0.8
0.6
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.8
1.0
1.5
5.6
0.8
1.2
1.1
1.6
0.8
1.0
1.0
1.2
4.3
0.8
1.1
1.0
1.6
0.7
0.8
0.9
1.8
3.8
0.8
0.9
1.0
1.1
0.7
0.8
1.0
1.5
5.6
0.8
1.2
1.1
1.6
0.7
1.1
1.0
1.1
4.2
0.7
1.0
1.1
1.7
0.7
1.0
0.9
1.7
3.8
0.8
1.0
1.0
1.3
2.9
1.6
1.8
1.6
2.6
2.8
1.8
1.5
1.5
2.0
1.7
1.5
0.7
1.0
1.1
2.9
1.6
1.8
1.6
2.6
2.7
2.0
1.4
1.4
2.0
1.9
1.9
1.0
1.1
1.6
Full time .................................................................
Part time ................................................................
0.7
1.2
0.6
0.7
0.4
1.9
0.7
1.2
0.6
0.7
0.5
1.8
Union .....................................................................
Nonunion ...............................................................
0.9
0.8
1.0
0.7
1.0
0.5
0.9
0.8
1.0
0.6
1.0
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
1.5
1.0
0.8
0.6
0.6
0.9
1.0
0.9
0.7
0.6
0.7
1.5
4.2
1.0
0.6
0.5
0.6
1.3
1.5
1.0
0.8
0.6
0.6
0.8
0.9
0.9
0.7
0.6
0.8
1.5
4.1
0.9
0.7
0.6
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.0
2.4
1.0
1.0
2.4
0.9
0.7
2.1
0.7
1.0
2.4
1.0
1.0
2.4
1.0
0.8
2.1
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.2
1.7
1.2
3.3
1.3
0.8
1.1
1.9
1.0
2.8
1.6
0.6
0.6
1.3
0.9
1.5
1.2
0.9
1.2
1.7
1.2
3.1
1.3
0.7
1.0
1.8
1.0
2.8
2.6
0.6
0.7
1.2
0.9
2.2
2.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2012—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.9
0.7
0.4
0.8
0.7
0.8
0.8
0.6
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.7
1.4
1.4
4.1
1.1
1.0
1.4
1.8
1.0
1.3
1.2
1.1
3.0
0.9
0.9
1.1
1.5
0.5
1.0
0.6
1.7
5.1
0.7
1.4
0.7
1.6
1.3
1.7
1.6
1.2
3.5
1.1
1.1
1.3
1.8
1.2
1.5
1.4
0.9
1.8
0.8
1.0
1.0
1.5
1.0
1.3
1.2
2.8
5.0
1.2
2.2
1.4
1.7
0.8
0.9
1.0
1.5
5.6
0.8
1.3
1.1
1.5
0.8
1.1
1.1
1.1
4.2
0.7
1.1
1.1
1.7
0.8
1.0
0.9
1.7
3.9
0.8
1.0
1.1
1.4
3.0
2.1
1.7
2.1
2.2
2.4
2.0
1.5
1.9
1.7
2.3
2.2
1.3
1.3
2.3
2.8
2.1
1.4
1.8
1.8
2.4
1.8
1.1
1.5
1.5
2.4
2.7
1.4
2.1
1.8
2.9
1.6
1.8
1.7
2.5
2.7
2.0
1.4
1.5
2.0
1.9
1.9
1.0
1.1
1.7
Full time .................................................................
Part time ................................................................
0.9
0.9
0.7
0.6
0.5
1.9
0.9
0.7
0.8
0.5
0.7
2.5
0.7
1.2
0.6
0.7
0.5
1.9
Union .....................................................................
Nonunion ...............................................................
1.9
0.9
1.8
0.7
0.9
0.5
2.2
0.7
1.8
0.6
1.6
0.9
1.0
0.8
1.1
0.6
1.0
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.0
1.3
1.0
1.2
1.7
0.8
0.6
1.0
0.8
0.9
1.3
1.9
4.3
0.9
0.7
0.5
0.8
0.9
0.7
1.2
1.0
1.2
1.5
0.7
0.4
1.0
0.9
1.1
1.4
3.0
7.3
1.4
0.7
1.0
1.1
1.2
1.5
1.1
0.8
0.6
0.8
0.8
1.0
0.9
0.7
0.6
0.9
1.6
4.1
0.9
0.7
0.6
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
1.9
1.7
1.1
1.9
1.4
1.1
3.1
1.0
1.6
2.1
2.0
1.4
2.2
1.7
1.5
3.5
1.6
1.1
2.4
1.2
1.1
2.4
1.1
0.8
2.2
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.0
1.3
2.8
1.4
3.1
7.2
0.8
1.0
2.2
1.0
2.9
6.2
0.5
0.9
1.7
1.2
2.5
2.0
0.9
1.2
2.3
1.1
3.2
7.6
0.7
0.9
2.0
0.9
2.8
6.8
0.9
1.5
2.4
2.3
3.7
2.4
0.8
1.2
1.7
1.3
3.1
1.4
0.7
1.0
1.8
1.0
2.8
2.5
0.6
0.7
1.2
0.9
2.3
2.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2012—Continued
Healthcare2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.8
1.1
0.7
0.7
1.5
3.6
2.1
1.7
3.4
1.5
2.3
0.9
1.7
2.1
2.4
3.4
2.3
1.3
0.9
1.0
1.5
4.1
2.1
1.8
3.0
1.3
2.3
1.4
1.4
1.5
1.7
3.0
2.4
0.7
0.5
0.9
0.7
3.0
1.4
1.3
3.3
1.3
1.5
1.3
1.6
3.1
3.6
2.1
1.8
1.1
0.7
0.8
1.5
3.7
2.1
1.7
3.3
1.5
2.3
0.9
1.7
2.2
2.4
3.4
2.5
1.3
0.8
1.0
1.5
4.4
1.7
1.9
2.4
1.1
2.1
1.4
1.3
1.5
1.6
2.6
2.8
0.9
0.6
0.9
1.0
4.2
1.5
1.6
3.2
1.2
1.4
1.4
1.4
3.1
3.5
2.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
2.2
0.7
1.1
0.8
0.8
1.0
2.0
0.8
1.1
1.0
0.8
1.0
1.6
0.6
0.8
0.7
1.0
1.1
2.2
0.8
1.1
0.8
0.8
0.9
1.7
0.8
1.0
1.0
0.8
1.0
1.4
0.6
0.8
0.9
2.4
2.7
1.5
2.5
2.5
2.3
2.1
2.8
1.2
1.9
2.1
1.4
2.8
1.9
2.6
2.3
2.4
1.1
0.9
0.9
0.8
1.7
1.1
2.7
1.8
2.9
0.8
2.3
2.6
1.6
2.4
2.5
2.3
2.1
2.9
1.2
2.1
1.6
1.3
2.5
1.6
2.1
2.0
2.4
1.0
1.1
1.2
0.8
1.6
1.2
2.1
1.7
2.9
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2012—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.0
1.6
1.5
2.1
2.8
4.7
2.9
3.2
3.5
2.0
3.0
2.4
2.4
2.0
2.1
3.3
3.1
1.4
1.3
1.8
2.5
4.1
2.3
2.7
2.8
1.6
2.2
2.1
1.9
1.6
1.5
2.6
3.0
0.8
0.6
0.9
1.0
3.0
1.2
1.6
3.5
1.0
1.3
1.0
1.1
3.6
4.1
3.1
3.6
1.7
1.8
2.2
3.0
4.5
2.4
3.3
3.2
2.0
2.3
2.1
2.4
1.7
1.8
2.7
3.6
1.3
1.4
1.6
2.5
3.4
2.1
3.0
2.6
1.7
1.9
1.6
2.0
1.3
1.1
1.9
4.0
1.1
1.0
1.6
1.7
4.3
1.9
2.1
4.4
1.6
2.5
2.4
1.9
4.7
5.0
5.9
2.2
1.2
0.9
1.4
1.6
3.8
2.2
1.9
3.4
1.4
2.3
0.8
1.6
2.2
2.4
3.3
2.4
1.3
0.9
1.4
1.5
4.4
1.8
2.0
2.5
1.2
2.0
1.4
1.3
1.5
1.6
2.6
2.8
0.9
0.6
1.0
1.1
4.3
1.6
1.8
3.5
1.3
1.4
1.4
1.5
3.1
3.5
2.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.0
2.3
1.0
1.4
1.4
0.7
0.8
1.9
0.9
1.2
1.3
0.9
1.2
1.9
0.5
0.8
0.6
0.7
0.8
1.5
1.2
1.4
1.8
0.6
0.7
1.2
1.1
1.2
1.6
1.2
1.7
2.2
0.9
1.6
1.5
1.0
1.1
2.2
0.8
1.2
0.8
0.8
0.9
1.7
0.8
1.1
1.0
0.8
1.0
1.4
0.7
0.9
0.9
2.6
3.3
2.1
2.3
1.7
3.4
2.6
3.3
1.1
1.8
2.3
1.8
2.2
1.3
2.8
1.8
2.2
0.7
2.4
0.9
0.9
1.4
0.8
2.6
2.6
1.7
1.1
2.5
3.0
1.8
1.2
1.4
2.3
2.3
3.3
1.8
2.6
2.3
1.6
1.1
0.9
1.9
2.1
2.6
1.6
3.9
1.8
2.1
3.2
1.6
2.5
3.4
1.9
1.7
1.9
2.7
1.7
2.4
2.3
2.1
2.0
2.8
0.9
1.7
1.7
1.3
2.5
1.6
2.1
1.9
2.6
1.0
1.1
1.2
0.8
1.7
1.2
2.2
1.8
3.3
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2012
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
21
68
32
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
80
81
77
77
78
74
79
81
19
20
19
23
23
22
26
21
19
70
69
71
61
63
67
64
68
69
30
31
29
39
37
33
36
32
31
83
80
80
80
80
17
20
20
20
20
69
69
73
73
72
31
31
27
27
28
Full time .................................................................
Part time ................................................................
80
74
20
26
69
66
31
34
Union .....................................................................
Nonunion ...............................................................
88
78
12
22
83
66
17
34
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
75
72
78
80
81
82
25
28
22
20
19
18
60
58
66
68
72
73
40
42
34
32
28
27
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
82
81
18
18
19
74
66
76
26
34
24
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
79
77
80
73
81
84
21
23
20
27
19
16
67
68
69
63
76
80
33
32
31
37
24
20
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2012—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
84
81
80
81
80
84
78
79
74
80
79
79
80
75
71
80
16
19
20
19
20
16
22
21
26
20
21
21
20
25
29
20
77
70
71
70
72
63
66
65
63
65
64
69
66
57
58
64
23
30
29
30
28
37
34
35
37
35
36
31
34
43
42
36
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
79
79
78
80
79
81
21
21
22
20
21
19
63
63
63
73
69
77
37
37
37
27
31
23
75
81
80
79
78
78
80
79
81
25
19
20
21
22
22
20
21
19
71
72
72
70
64
66
66
67
66
29
28
28
30
36
34
34
33
34
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2012
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.4
0.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.4
0.5
1.0
1.7
0.4
0.6
0.4
0.6
0.4
0.4
0.5
1.0
1.7
0.4
0.6
0.4
0.6
0.5
0.6
0.7
1.5
3.0
0.5
0.9
0.7
1.0
0.5
0.6
0.7
1.5
3.0
0.5
0.9
0.7
1.0
1.0
0.8
0.5
0.7
0.8
1.0
0.8
0.5
0.7
0.8
1.7
1.3
0.6
0.8
1.1
1.7
1.3
0.6
0.8
1.1
Full time .................................................................
Part time ................................................................
0.2
1.1
0.2
1.1
0.4
1.5
0.4
1.5
Union .....................................................................
Nonunion ...............................................................
0.5
0.3
0.5
0.3
1.2
0.4
1.2
0.4
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.9
2.3
0.4
0.3
0.4
0.5
0.9
2.3
0.4
0.3
0.4
0.5
1.1
2.3
0.6
0.5
0.5
0.6
1.1
2.3
0.6
0.5
0.5
0.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.4
0.9
0.5
0.4
0.9
0.5
0.6
1.3
0.6
0.6
1.3
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
0.5
0.8
0.8
1.2
1.3
0.3
0.5
0.8
0.8
1.2
1.3
0.4
0.6
1.2
0.9
1.3
1.0
0.4
0.6
1.2
0.9
1.3
1.0
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2012—Continued
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.1
0.4
0.3
0.6
0.5
1.8
0.9
1.0
2.1
0.6
0.9
0.6
0.6
1.7
2.3
1.9
1.1
0.4
0.3
0.6
0.5
1.8
0.9
1.0
2.1
0.6
0.9
0.6
0.6
1.7
2.3
1.9
1.3
0.7
0.4
0.7
0.8
3.4
1.2
1.6
2.9
0.9
1.1
0.6
1.1
2.5
2.9
2.2
1.3
0.7
0.4
0.7
0.8
3.4
1.2
1.6
2.9
0.9
1.1
0.6
1.1
2.5
2.9
2.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.8
0.3
0.4
0.4
0.4
0.5
0.8
0.3
0.4
0.4
0.6
0.8
0.9
0.4
0.5
0.4
0.6
0.8
0.9
0.4
0.5
0.4
1.0
0.8
0.4
0.7
0.5
1.2
0.8
1.1
0.7
1.0
0.8
0.4
0.7
0.5
1.2
0.8
1.1
0.7
1.0
1.0
0.8
1.5
0.7
1.3
1.0
1.2
1.1
1.0
1.0
0.8
1.5
0.7
1.3
1.0
1.2
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2012
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$356.33
18
$458.71
82
$334.52
$107.78
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
370.69
363.71
374.66
334.52
347.09
337.78
299.89
356.70
371.54
15
15
15
17
6
16
13
17
31
442.36
454.74
435.44
488.13
441.42
427.44
389.19
441.29
485.91
85
85
85
83
94
84
87
83
69
358.02
347.82
363.84
302.17
340.61
321.12
287.12
339.07
320.81
105.78
105.26
106.08
106.30
110.82
111.66
117.41
108.63
115.77
100
100
100
100
100
385.37
360.81
363.92
357.36
372.23
40
23
19
16
22
491.42
478.56
483.53
479.02
487.77
60
77
81
84
78
313.98
324.94
336.41
333.80
339.94
121.41
112.37
103.11
100.26
106.98
Full time .................................................................
Part time ................................................................
100
100
358.78
322.17
17
19
461.82
419.14
83
81
336.99
299.15
106.57
124.96
Union .....................................................................
Nonunion ...............................................................
100
100
453.67
340.02
40
14
538.35
419.60
60
86
396.50
327.32
102.63
108.37
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
309.18
301.22
337.42
361.60
379.25
379.79
16
16
15
18
19
18
415.58
472.97
431.10
465.29
479.32
467.57
84
84
85
82
81
82
288.72
267.52
320.63
339.08
355.20
360.62
115.77
125.85
105.48
108.51
106.19
104.09
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
366.91
377.70
361.15
21
41
15
480.89
494.23
469.24
79
59
85
337.04
296.97
341.87
98.57
127.65
93.09
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
353.31
334.60
347.48
294.08
397.56
403.35
17
17
21
16
15
16
450.80
411.82
428.95
350.75
526.11
441.78
83
83
79
84
85
84
333.83
318.43
325.60
283.05
374.85
396.04
110.28
113.82
109.83
123.73
100.55
91.08
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2012—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$372.54
367.59
362.87
357.51
360.42
389.90
351.89
355.60
346.50
375.64
378.09
398.72
375.16
306.51
280.20
376.81
23
17
14
14
11
31
17
19
–
12
13
8
12
22
16
28
$517.41
485.35
467.12
455.07
461.04
523.21
466.50
428.75
–
439.07
449.66
469.81
436.71
479.97
495.98
461.49
77
83
86
86
89
69
83
81
–
88
87
92
88
78
84
72
$328.69
343.76
346.22
341.12
348.22
329.17
328.70
338.18
–
367.08
367.18
392.44
367.06
256.74
237.78
344.18
$84.96
102.50
102.07
99.15
99.82
105.03
120.01
117.95
–
105.25
117.51
116.67
102.89
106.75
109.72
118.55
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
345.14
345.93
343.30
364.98
351.36
381.45
24
25
21
13
13
13
446.78
442.86
458.07
476.27
447.28
511.71
76
75
79
87
87
87
313.06
312.85
313.52
348.94
337.45
362.80
117.64
118.26
116.29
101.14
104.30
97.34
100
100
100
100
100
100
100
100
100
352.65
391.37
361.25
345.96
338.94
341.78
343.90
346.79
359.10
10
24
17
13
11
14
18
20
23
434.31
502.72
448.92
455.47
435.40
436.26
422.85
437.43
470.61
90
76
83
87
89
86
82
80
77
343.49
356.66
343.60
329.18
326.71
326.72
326.25
323.79
325.15
124.78
113.63
105.17
100.72
108.68
102.91
102.59
109.44
105.60
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2012
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$2.81
0.7
$8.85
0.7
$2.15
$1.09
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.35
4.58
4.12
13.42
15.58
2.91
3.96
3.85
7.10
0.9
0.8
1.3
2.2
2.1
0.8
1.1
1.0
1.9
9.18
13.92
12.51
41.34
43.13
10.95
19.32
11.69
15.41
0.9
0.8
1.3
2.2
2.1
0.8
1.1
1.0
1.9
3.11
4.57
4.31
7.52
14.87
3.21
3.49
4.38
6.30
1.64
2.02
2.27
3.22
8.58
1.93
3.35
2.25
2.88
10.14
9.58
5.44
5.74
9.90
3.2
2.3
1.4
1.6
2.2
17.76
25.76
15.45
19.22
23.27
3.2
2.3
1.4
1.6
2.2
13.01
6.70
4.60
5.35
9.32
5.09
4.01
2.12
3.13
3.20
Full time .................................................................
Part time ................................................................
2.79
8.17
0.7
1.7
9.18
18.51
0.7
1.7
2.15
9.08
1.15
5.40
Union .....................................................................
Nonunion ...............................................................
9.32
2.40
2.2
0.6
17.29
7.12
2.2
0.6
7.10
2.23
3.33
1.14
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6.76
15.86
4.15
4.35
3.41
4.47
1.4
2.1
1.1
1.0
1.1
1.4
19.32
43.68
17.14
15.25
10.47
12.70
1.4
2.1
1.1
1.0
1.1
1.4
5.81
14.39
3.55
3.32
2.36
3.59
3.78
9.59
1.72
1.84
1.51
1.97
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
4.49
9.15
5.18
1.2
2.6
1.4
12.55
16.62
18.62
1.2
2.6
1.4
4.33
9.83
4.62
2.26
4.36
2.34
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
3.38
5.02
7.25
5.12
15.23
9.92
0.9
1.2
2.1
1.8
2.6
3.3
11.75
16.15
21.83
16.80
43.94
16.35
0.9
1.2
2.1
1.8
2.6
3.3
2.43
4.23
6.13
4.32
15.67
10.71
1.25
2.35
3.97
3.67
5.47
6.59
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2012—Continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$11.46
5.00
4.28
5.99
5.96
20.28
7.40
9.75
22.57
6.13
6.43
5.42
7.20
17.50
22.92
13.57
3.5
1.3
1.2
2.0
1.5
6.7
2.4
2.5
–
1.1
2.3
1.7
1.3
3.4
3.9
4.6
$17.76
20.36
16.21
18.63
22.77
54.58
26.76
20.86
–
22.37
9.00
15.14
27.14
42.67
70.43
31.12
3.5
1.3
1.2
2.0
1.5
6.7
2.4
2.5
–
1.1
2.3
1.7
1.3
3.4
3.9
4.6
$7.34
3.54
3.41
4.78
6.58
12.03
6.97
10.44
–
5.67
6.86
5.59
6.72
10.53
10.53
13.91
$3.47
2.18
1.50
1.66
2.98
12.98
3.61
4.09
–
2.93
3.71
2.91
3.25
4.49
5.24
7.95
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
4.24
4.85
7.51
3.64
4.08
4.91
1.0
1.3
2.1
0.7
0.8
1.2
9.69
10.78
19.64
13.13
11.34
21.68
1.0
1.3
2.1
0.7
0.8
1.2
3.54
4.38
5.51
2.81
4.04
3.23
1.96
2.40
3.22
1.29
1.99
1.54
5.63
11.20
7.02
9.24
3.87
12.62
8.81
10.73
5.91
0.9
2.9
1.5
1.5
0.9
2.7
2.1
3.2
1.5
8.91
22.67
31.39
31.94
11.18
23.03
23.54
23.86
11.13
0.9
2.9
1.5
1.5
0.9
2.7
2.1
3.2
1.5
6.92
4.05
4.79
6.90
4.28
14.88
9.35
10.91
5.44
3.48
3.04
2.73
3.77
2.94
2.30
1.83
5.29
3.08
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2012
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
75
(4)
13
(4)
(4)
11
(4)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
75
78
73
77
66
70
63
74
81
–
–
–
–
–
(4)
–
–
–
13
10
15
9
9
18
24
15
7
(4)
1
(4)
–
–
(4)
–
(4)
–
(4)
(4)
(4)
–
–
(4)
(4)
(4)
–
11
10
11
13
22
11
12
10
11
–
–
–
–
–
(4)
–
–
–
100
100
100
100
100
83
79
79
78
79
–
–
–
–
–
5
8
7
8
5
–
–
–
–
–
–
–
–
–
–
9
12
13
12
15
–
–
(4)
–
–
Full time .................................................................
Part time ................................................................
100
100
75
70
(4)
–
12
18
(4)
(4)
(4)
–
11
11
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
77
75
–
(4)
7
13
–
(4)
(4)
(4)
14
11
–
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
75
83
72
76
76
75
–
–
(4)
(4)
(4)
(4)
13
6
15
12
11
11
–
–
–
(4)
(4)
1
–
–
–
(4)
(4)
(4)
12
–
12
11
11
13
–
–
(4)
(4)
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
80
84
79
–
–
–
8
5
8
(4)
–
(4)
–
–
–
11
8
12
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
74
69
84
57
75
91
(4)
–
–
–
–
–
14
17
6
29
6
–
(4)
–
–
–
–
–
(4)
–
–
–
–
–
12
13
8
14
18
–
(4)
–
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2012—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
83
74
72
77
66
85
78
80
78
74
76
73
74
77
77
64
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
10
18
20
18
22
–
9
8
–
14
11
15
15
8
11
9
–
(4)
4
( )
1
–
–
–
–
–
1
2
3
4
( )
–
–
–
–
1
1
–
–
–
–
–
–
(4)
–
–
–
–
–
–
7
7
6
4
10
–
13
11
9
10
9
9
10
13
–
22
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
78
76
81
73
74
72
–
–
–
(4)
–
–
10
10
8
14
14
15
–
–
–
(4)
–
1
(4)
–
–
(4)
–
–
12
12
11
11
11
12
(4)
(4)
–
(4)
(4)
(4)
100
100
100
100
100
100
100
100
100
81
75
73
74
77
76
71
74
75
–
–
–
–
–
–
–
–
–
8
11
15
12
10
10
18
13
12
–
–
(4)
–
–
–
(4)
–
(4)
–
1
–
–
–
–
–
–
–
9
11
11
13
12
13
11
12
11
–
–
–
–
–
–
–
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2012
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
1.0
0.1
0.8
0.1
0.1
0.7
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4
1.2
2.2
2.2
7.1
1.4
2.0
1.6
2.1
–
–
–
–
–
0.1
–
–
–
1.4
0.7
2.1
1.4
2.6
1.2
1.7
1.4
1.2
0.1
0.3
0.1
–
–
0.1
–
0.1
–
0.1
0.1
0.2
–
–
0.1
0.1
0.1
–
0.9
1.1
1.3
1.5
5.8
1.0
1.2
1.2
1.8
–
–
–
–
–
(4)
–
–
–
0.0
0.0
0.0
0.0
0.0
3.4
2.5
1.7
2.1
2.2
–
–
–
–
–
1.7
1.4
0.9
1.2
1.1
–
–
–
–
–
–
–
–
–
–
2.9
2.1
1.6
1.8
2.2
–
–
0.2
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
2.8
0.1
–
0.8
2.1
0.1
0.1
0.1
–
0.7
1.9
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.6
0.9
–
0.1
1.6
0.8
–
0.1
0.1
0.1
1.9
0.7
–
0.1
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
2.1
4.3
1.4
1.2
1.1
1.5
–
–
0.1
0.2
0.1
0.1
1.3
2.3
1.1
1.1
1.0
1.2
–
–
–
0.1
0.1
0.1
–
–
–
(4)
0.1
0.1
1.6
–
1.1
0.9
0.8
1.0
–
–
0.1
0.1
0.1
0.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.4
2.7
1.8
–
–
–
0.9
1.7
1.1
(4)
–
(4)
–
–
–
1.4
1.9
1.6
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.6
2.1
2.6
3.8
6.5
0.1
–
–
–
–
–
1.0
1.2
1.2
2.1
2.0
–
0.1
–
–
–
–
–
0.1
–
–
–
–
–
0.7
1.1
1.6
1.5
3.2
–
0.1
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2012—Continued
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.4
1.5
1.9
2.3
3.1
5.9
2.4
2.6
5.6
2.9
2.5
2.4
3.3
4.4
5.5
5.4
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.5
1.7
2.0
2.3
3.2
–
1.8
1.8
–
2.6
2.1
2.1
3.1
2.5
3.2
2.5
–
0.1
0.1
0.2
–
–
–
–
–
0.1
0.3
0.5
0.1
–
–
–
–
0.2
0.3
–
–
–
–
–
–
0.1
–
–
–
–
–
–
1.9
1.1
0.8
0.9
1.8
–
2.2
2.7
2.6
1.5
2.7
1.8
1.7
2.7
–
5.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.4
2.1
2.5
1.3
1.4
2.1
–
–
–
0.1
–
–
1.0
1.4
1.2
1.1
0.9
2.1
–
–
–
0.1
–
0.1
0.1
–
–
0.1
–
–
1.0
1.4
2.1
0.8
1.1
1.0
0.1
0.1
–
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.4
3.2
3.0
2.4
1.8
2.4
2.5
2.3
2.2
–
–
–
–
–
–
–
–
–
1.2
2.6
2.9
2.0
1.2
1.2
2.5
1.7
2.0
–
–
0.1
–
–
–
(4)
–
0.1
–
0.4
–
–
–
–
–
–
–
2.4
1.8
1.3
1.4
2.0
2.6
2.1
1.3
1.8
–
–
–
–
–
–
–
–
0.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.05.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2012
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$857.66
9
$1,142.96
91
$828.22
$426.71
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
917.08
900.78
926.37
733.58
827.78
811.13
734.36
849.20
853.98
8
7
8
9
4
7
7
8
18
1,237.17
1,243.55
1,233.92
1,181.30
1,268.66
1,016.38
951.90
1,044.70
1,143.44
92
93
92
91
96
93
93
92
82
890.85
874.79
900.08
687.26
808.16
794.81
718.53
832.99
788.78
418.82
431.36
411.61
528.95
701.74
431.43
438.57
427.86
450.36
100
100
100
100
100
832.14
871.07
894.90
892.95
897.40
26
12
11
9
14
1,070.67
1,264.61
1,133.75
1,176.76
1,096.71
74
88
89
91
86
747.60
815.90
864.67
863.95
865.64
495.11
420.88
362.74
338.93
394.71
Full time .................................................................
Part time ................................................................
100
100
865.66
747.19
9
13
1,185.04
752.93
91
87
833.87
746.29
424.14
464.05
Union .....................................................................
Nonunion ...............................................................
100
100
1,045.02
826.53
32
6
1,138.82
1,146.99
68
94
1,000.06
807.80
337.47
437.32
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
679.59
603.77
798.70
859.85
950.10
982.07
7
10
7
9
12
11
811.03
787.93
1,058.54
1,128.67
1,254.12
1,307.18
93
90
93
91
88
89
668.95
583.88
777.82
833.70
910.14
941.61
512.17
574.55
426.17
420.61
404.79
389.76
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
905.97
783.08
931.50
14
26
10
1,138.78
1,081.54
1,188.26
86
74
90
869.21
676.80
902.06
354.03
527.55
317.36
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
843.91
829.11
852.38
702.52
1,037.93
1,093.99
8
9
8
9
11
11
1,144.95
945.32
1,056.51
712.53
1,200.24
1,280.14
92
91
92
91
89
89
817.25
817.46
835.03
701.56
1,017.51
1,070.95
446.16
410.18
410.75
446.19
344.98
306.74
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2012—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$1,011.67
898.02
920.76
882.55
937.41
784.28
851.17
856.27
788.13
860.31
836.54
944.05
864.95
639.55
621.18
779.91
16
6
5
3
5
–
8
8
–
6
3
–
6
10
–
12
$1,537.40
1,264.39
1,246.36
1,210.10
1,274.22
–
1,364.53
1,363.85
–
1,026.59
1,073.20
–
1,021.94
1,202.77
–
958.27
84
94
95
97
95
–
92
92
–
94
97
–
94
90
–
88
$911.42
874.84
904.49
870.89
919.44
–
804.46
809.21
–
850.26
828.80
–
854.59
578.70
–
755.00
$327.43
414.91
396.39
394.95
387.10
–
452.62
477.47
–
472.48
483.10
–
470.34
596.23
–
501.90
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
765.89
754.66
791.47
926.60
863.39
1,002.72
11
12
9
8
7
10
1,136.60
1,158.23
1,076.23
1,149.39
1,073.13
1,214.24
89
88
91
92
93
90
720.21
701.58
761.63
906.86
847.98
980.00
484.53
484.79
483.94
384.61
424.75
334.74
100
100
100
100
100
100
100
100
100
933.03
951.97
901.61
853.83
791.29
807.31
814.94
822.66
825.73
7
15
12
9
4
7
6
10
11
1,034.73
1,212.43
1,085.10
1,108.76
1,254.19
1,158.23
1,117.46
1,126.16
1,125.58
93
85
88
91
96
93
94
90
89
925.30
906.29
877.00
828.96
772.51
782.44
795.44
788.97
788.39
407.02
419.27
380.39
393.52
454.15
418.30
450.55
440.08
453.04
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2012
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$7.74
0.5
$21.49
0.5
$6.93
$5.47
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
11.81
15.08
14.01
29.07
43.53
8.85
14.34
11.04
18.76
0.7
0.9
1.0
2.0
1.8
0.6
0.8
0.7
1.6
38.14
56.61
47.13
86.32
176.66
38.65
97.33
41.79
45.15
0.7
0.9
1.0
2.0
1.8
0.6
0.8
0.7
1.6
10.96
15.50
12.93
20.50
45.46
8.62
12.88
11.46
19.00
5.57
8.43
7.33
35.70
187.13
6.95
13.25
7.96
12.13
31.70
24.81
11.78
15.12
20.22
2.7
1.9
0.9
1.0
1.6
38.49
96.29
25.90
34.46
30.68
2.7
1.9
0.9
1.0
1.6
42.16
21.36
12.79
15.87
22.87
20.80
13.34
8.77
10.17
15.33
Full time .................................................................
Part time ................................................................
7.69
21.40
0.6
1.5
21.49
60.87
0.6
1.5
7.03
22.39
5.66
21.88
Union .....................................................................
Nonunion ...............................................................
21.93
7.22
2.3
0.4
32.33
29.97
2.3
0.4
20.66
7.10
14.07
6.14
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
16.86
32.29
11.76
11.07
9.85
14.48
1.0
1.9
0.8
0.9
0.8
1.2
120.24
198.65
38.42
23.49
30.21
48.96
1.0
1.9
0.8
0.9
0.8
1.2
13.92
25.19
11.74
10.63
8.87
11.24
31.78
76.06
8.15
5.69
5.10
6.15
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10.42
24.71
12.11
1.0
2.5
0.9
26.60
50.53
27.80
1.0
2.5
0.9
11.28
31.79
12.41
7.95
16.55
9.03
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
9.70
15.86
30.16
16.09
32.29
26.40
0.6
0.7
1.2
1.2
2.5
2.9
29.97
36.51
41.88
89.51
50.81
61.63
0.6
0.7
1.2
1.2
2.5
2.9
8.21
15.13
33.38
13.74
34.57
27.74
6.64
9.58
14.76
11.13
19.69
15.98
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2012—Continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$34.41
12.36
9.59
12.79
20.89
57.63
22.10
34.84
54.16
18.38
17.18
13.16
21.57
33.61
40.29
36.16
3.0
0.9
0.5
0.7
1.0
–
1.8
2.1
–
1.0
1.4
–
1.2
2.9
–
3.3
$56.36
52.22
61.59
98.62
140.61
–
63.39
101.26
–
56.07
116.53
–
60.44
125.20
–
123.58
3.0
0.9
0.5
0.7
1.0
–
1.8
2.1
–
1.0
1.4
–
1.2
2.9
–
3.3
$22.42
11.52
9.65
13.65
20.84
–
20.27
32.50
–
18.45
18.06
–
21.69
25.33
–
35.88
$12.90
8.66
6.38
8.58
11.27
–
11.39
16.23
–
11.25
13.50
–
13.95
78.82
–
26.85
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
12.26
12.82
22.31
7.64
10.72
8.62
0.8
1.0
1.2
0.5
0.7
1.0
37.51
37.00
88.51
22.46
47.46
19.74
0.8
1.0
1.2
0.5
0.7
1.0
10.42
11.91
20.59
7.60
11.31
8.63
7.54
9.31
11.57
8.03
13.34
6.68
20.65
27.14
19.66
22.69
12.46
25.84
26.88
24.88
17.50
1.0
2.4
1.3
1.5
0.8
1.9
0.9
2.2
1.3
87.28
39.48
37.95
39.86
93.48
102.63
133.59
122.20
34.98
1.0
2.4
1.3
1.5
0.8
1.9
0.9
2.2
1.3
24.05
24.00
17.42
25.82
12.59
25.73
22.54
22.43
17.32
9.96
8.42
6.23
15.70
15.27
25.19
27.75
23.11
12.20
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2012
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
76
(4)
12
(4)
(4)
11
(4)
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
76
79
74
79
68
72
63
76
81
(4)
–
–
–
–
(4)
–
–
–
12
10
14
9
8
17
23
14
6
1
1
(4)
1
–
(4)
–
(4)
–
(4)
(4)
–
–
–
(4)
–
(4)
–
11
10
11
12
21
10
13
9
12
(4)
–
(4)
–
–
(4)
–
–
–
100
100
100
100
100
83
79
80
79
81
–
–
–
–
–
4
8
6
8
4
–
–
(4)
–
–
–
–
–
–
–
10
13
13
12
14
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
76
73
(4)
(4)
11
17
(4)
–
(4)
–
11
9
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
79
76
–
(4)
6
12
–
(4)
(4)
(4)
13
11
–
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
77
86
73
77
77
76
–
–
–
(4)
(4)
–
11
6
14
11
10
10
–
–
(4)
(4)
(4)
1
–
–
–
(4)
(4)
(4)
11
8
12
11
11
13
–
–
(4)
(4)
(4)
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
80
83
79
–
–
–
7
4
8
(4)
–
(4)
–
–
–
12
10
12
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
75
69
82
58
74
92
(4)
–
–
–
–
–
13
16
7
27
6
–
(4)
–
–
–
–
–
(4)
–
–
–
–
–
11
14
10
15
19
–
(4)
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2012—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
84
76
73
78
69
87
80
81
82
76
78
75
76
77
78
71
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
9
17
19
17
20
–
8
7
–
13
9
13
14
9
10
8
–
(4)
4
( )
1
–
–
–
–
–
1
1
2
4
( )
–
–
–
–
1
1
–
–
–
–
–
–
(4)
–
–
–
–
–
–
7
6
6
4
9
–
11
12
5
9
9
9
9
13
–
18
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
78
77
81
75
76
73
–
–
–
(4)
–
–
9
9
7
14
13
14
–
–
–
(4)
(4)
1
(4)
–
–
(4)
–
(4)
12
13
11
10
10
11
(4)
(4)
–
(4)
–
–
100
100
100
100
100
100
100
100
100
83
77
74
73
78
76
75
72
77
–
–
–
–
–
–
–
–
–
8
10
15
12
10
10
15
13
11
–
–
(4)
–
–
–
(4)
–
(4)
–
1
–
–
–
–
–
–
–
9
11
11
14
11
14
10
15
11
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2012
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
0.9
0.1
0.7
0.1
0.1
0.6
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.3
1.3
2.1
2.0
7.1
1.2
1.9
1.4
1.9
0.1
–
–
–
–
0.1
–
–
–
1.3
0.7
2.0
1.3
2.0
1.1
1.7
1.2
0.9
0.1
0.3
0.1
0.2
–
0.1
–
0.1
–
0.2
0.1
–
–
–
0.1
–
0.1
–
0.9
1.2
1.2
1.3
5.7
0.7
1.1
0.8
1.8
(4)
–
(4)
–
–
0.1
–
–
–
0.0
0.0
0.0
0.0
0.0
2.9
2.4
1.7
2.2
2.1
–
–
–
–
–
1.4
1.3
0.8
1.1
0.9
–
–
(4)
–
–
–
–
–
–
–
2.6
2.2
1.5
1.8
2.1
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
2.7
0.1
0.1
0.7
2.0
0.1
–
0.1
–
0.6
1.5
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.7
0.9
–
0.1
1.5
0.8
–
0.1
0.1
0.1
2.1
0.6
–
0.1
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.8
4.0
1.3
1.2
1.1
1.4
–
–
–
0.1
0.1
–
1.1
2.3
1.1
1.0
0.9
1.2
–
–
(4)
0.1
0.1
0.1
–
–
–
(4)
0.1
0.1
1.3
2.9
1.0
0.8
0.8
1.2
–
–
0.1
0.1
0.2
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.6
2.7
2.0
–
–
–
0.9
1.4
1.1
(4)
–
(4)
–
–
–
1.5
2.1
1.8
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.4
2.3
2.3
3.8
6.4
0.1
–
–
–
–
–
0.9
1.2
1.5
2.2
1.8
–
0.1
–
–
–
–
–
0.1
–
–
–
–
–
0.6
1.0
1.6
1.5
3.2
–
0.1
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2012—Continued
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.2
1.4
1.8
2.1
2.9
5.1
2.3
2.8
5.3
2.7
2.2
2.1
3.1
4.0
5.3
5.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.3
1.4
1.8
2.0
2.9
–
1.6
1.6
–
2.5
2.0
2.0
3.0
2.4
3.0
2.3
–
0.1
0.1
0.2
–
–
–
–
–
0.1
0.2
0.3
0.1
–
–
–
–
0.2
0.3
–
–
–
–
–
–
0.2
–
–
–
–
–
–
1.8
1.0
0.8
0.8
1.6
–
1.8
2.6
1.6
1.3
2.1
1.7
1.5
2.5
–
4.8
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.7
2.2
1.2
1.2
2.2
–
–
–
0.1
–
–
0.9
1.2
1.1
1.1
0.9
2.1
–
–
–
0.1
0.1
0.1
0.1
–
–
0.1
–
0.1
0.9
1.2
1.8
0.7
1.0
1.1
0.1
0.1
–
0.1
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.8
2.4
3.1
3.7
1.6
2.3
2.2
2.1
2.0
–
–
–
–
–
–
–
–
–
1.2
2.3
2.7
2.1
1.0
1.3
2.0
1.9
1.7
–
–
0.1
–
–
–
(4)
–
0.1
–
0.4
–
–
–
–
–
–
–
2.3
1.9
1.5
2.5
1.8
2.6
1.2
1.6
1.3
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.05.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2012
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$35.38
$61.60
$93.49
$133.02
$191.69
$138.04
$227.98
$355.89
$543.44
$815.87
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
35.31
35.51
35.00
30.00
45.00
36.83
43.35
35.01
40.00
60.50
62.01
59.98
58.51
81.38
63.10
72.20
60.01
64.25
92.48
96.56
89.17
94.42
110.00
97.30
101.25
95.25
97.38
133.37
131.76
134.84
138.86
158.33
132.98
140.83
130.45
149.09
194.03
188.77
196.62
182.89
195.30
198.84
225.56
184.44
205.29
150.00
149.41
153.82
153.59
–
145.32
159.65
136.38
155.82
235.30
249.40
225.40
247.00
228.60
244.21
258.00
239.18
232.04
355.93
363.00
347.51
404.13
391.00
365.54
356.97
368.84
383.94
534.93
551.90
522.66
635.54
881.33
551.24
586.90
538.68
611.88
804.45
844.95
792.00
895.14
1159.42
813.57
825.39
810.77
844.00
48.84
32.80
35.73
35.73
35.79
61.84
64.80
61.00
55.37
64.19
97.38
96.14
87.40
88.90
87.21
152.37
148.02
125.82
124.58
128.40
223.37
204.03
174.09
171.15
185.19
170.26
136.00
107.79
105.75
108.33
238.33
219.86
181.26
173.00
193.39
417.29
364.19
294.64
280.62
322.75
650.00
591.82
456.76
430.01
517.61
904.50
811.31
708.23
651.49
836.23
Full time .................................................................
Part time ................................................................
36.04
33.69
61.83
56.00
93.28
94.24
132.23
170.02
187.32
260.58
140.00
116.72
226.82
254.37
353.29
398.43
536.00
615.42
810.77
905.29
Union .....................................................................
Nonunion ...............................................................
32.50
36.04
52.65
62.50
83.20
94.65
126.49
134.06
176.62
193.56
93.85
151.05
153.00
238.72
247.93
365.65
398.02
557.87
673.23
822.95
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
34.62
31.17
35.38
35.00
37.40
37.77
63.91
58.51
60.00
60.58
62.70
59.90
100.33
111.94
91.49
92.50
93.24
92.04
151.38
181.99
130.00
133.10
132.49
131.90
212.32
247.76
183.33
187.57
190.32
190.00
150.15
162.72
134.26
140.00
140.03
137.29
244.27
249.29
226.64
232.92
223.99
218.82
416.68
436.17
359.42
356.94
338.61
327.26
635.54
612.17
540.93
539.00
515.78
484.40
918.57
913.43
823.12
818.53
757.60
708.87
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
34.97
49.80
34.25
54.94
65.61
52.84
86.66
117.00
84.00
124.03
160.47
116.87
169.93
223.28
159.10
118.50
171.57
105.00
181.95
272.21
169.00
287.03
467.41
266.27
442.05
657.91
392.06
671.50
975.43
587.94
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
35.79
33.13
36.83
41.14
23.61
–
62.70
63.72
62.67
76.42
50.70
49.74
95.48
95.48
94.16
113.32
83.20
78.34
136.16
145.78
144.23
167.31
121.79
117.00
197.70
212.32
197.21
242.65
186.67
179.77
149.99
114.16
125.00
162.48
81.00
116.36
239.95
226.00
225.55
271.38
160.50
182.62
374.43
355.89
350.00
399.22
273.96
292.91
569.31
528.26
530.59
596.84
416.25
391.05
844.95
800.48
817.01
840.99
676.48
545.29
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2012—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$27.08
42.81
42.50
43.32
40.00
47.45
44.00
40.13
44.94
30.43
42.75
49.28
28.21
39.26
–
59.54
$49.83
63.11
61.93
62.06
60.95
63.58
67.88
66.99
68.11
55.52
67.00
64.08
54.16
66.03
68.08
76.09
$82.44
96.72
98.00
99.14
91.00
87.86
98.41
96.92
100.19
92.00
104.50
108.94
88.83
100.38
101.10
115.00
$113.18
123.41
123.26
120.00
124.90
127.26
138.94
136.16
172.08
134.45
158.33
156.42
131.66
149.05
157.77
155.81
$143.00
165.94
162.41
156.52
169.61
–
208.78
193.42
268.00
195.30
216.09
207.57
186.08
181.99
181.99
204.03
$123.03
165.72
157.30
162.99
155.30
203.05
170.01
180.19
160.02
148.06
206.87
210.74
136.38
184.28
184.28
192.17
$165.00
259.98
255.91
259.77
249.40
300.67
235.43
252.77
215.13
264.31
298.32
300.00
248.02
295.90
291.39
264.04
$295.17
356.97
356.97
356.97
351.41
452.48
368.84
383.92
403.36
403.25
420.56
402.00
401.06
433.30
418.83
440.00
$387.54
509.52
475.08
492.75
459.54
699.91
601.21
619.12
645.96
626.90
603.27
544.81
635.24
590.02
567.62
636.96
$585.52
774.67
695.63
672.56
686.00
915.38
844.95
862.63
910.35
934.37
857.36
712.58
965.65
863.43
758.33
909.79
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
38.01
36.04
43.33
34.74
34.62
34.74
65.36
63.11
70.98
59.00
62.00
56.44
101.00
101.00
100.66
88.38
92.40
82.83
146.62
146.62
146.11
125.83
129.00
122.87
209.11
205.05
210.18
179.99
181.99
175.01
169.21
165.55
173.32
123.39
132.47
115.19
261.64
258.74
273.19
200.99
223.99
183.08
411.05
420.51
400.73
321.66
347.66
288.15
651.19
658.00
635.54
462.14
512.16
412.00
904.50
904.90
899.68
690.64
761.66
589.63
43.32
42.03
36.04
36.30
34.97
–
34.00
40.00
27.54
75.41
66.99
62.54
57.80
62.49
58.43
55.29
63.42
54.74
112.95
98.24
93.39
87.19
94.58
94.01
88.83
95.48
87.86
154.99
141.69
126.63
126.66
136.77
126.49
124.58
133.10
131.21
216.50
219.36
181.99
179.70
195.48
185.46
174.09
190.00
198.84
145.32
132.33
125.00
146.35
153.67
137.19
148.87
153.82
125.93
238.32
221.38
214.61
225.30
241.11
238.87
237.62
233.15
223.16
355.83
340.21
321.66
342.00
381.85
374.17
370.38
357.50
372.33
522.13
567.62
473.32
492.52
584.79
551.90
560.73
516.00
592.50
667.28
884.04
737.10
724.62
863.56
835.88
771.26
736.60
898.88
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2012
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$0.78
$1.30
$1.10
$1.71
$4.66
$4.49
$4.57
$3.92
$10.44
$17.26
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.26
0.98
1.99
5.57
11.93
2.66
3.16
1.40
6.05
2.57
3.29
2.82
3.45
13.27
1.61
3.01
2.01
1.88
1.91
2.43
2.86
4.44
11.02
1.96
2.54
1.49
3.64
2.76
2.56
3.73
5.23
41.92
2.19
8.08
3.59
3.88
6.59
9.11
6.70
2.54
3.78
6.78
23.34
6.66
5.99
6.81
7.11
10.65
15.84
–
9.85
11.79
7.28
7.67
4.30
6.17
5.90
14.74
42.59
7.91
13.44
6.41
14.30
5.45
8.29
9.25
22.35
114.79
6.94
10.98
9.30
16.25
15.63
17.00
15.49
26.76
196.34
19.08
49.26
22.08
29.32
25.77
33.18
29.20
25.16
329.43
21.35
41.34
25.24
33.10
3.61
8.14
1.25
1.45
2.46
4.43
2.05
2.29
4.83
2.55
6.04
4.64
2.48
3.03
2.01
8.30
6.87
2.77
3.99
4.75
16.90
5.78
4.03
4.08
12.16
14.55
12.24
4.67
10.37
5.99
11.98
19.96
8.43
7.71
10.47
24.03
25.97
8.88
12.20
16.78
53.81
38.72
20.42
21.31
17.45
132.50
28.42
39.35
32.33
61.88
Full time .................................................................
Part time ................................................................
1.05
1.84
1.23
6.51
1.14
6.17
1.46
11.23
4.11
11.01
5.20
28.00
4.72
26.50
4.69
27.69
10.33
39.79
16.90
52.17
Union .....................................................................
Nonunion ...............................................................
3.03
0.97
3.89
1.35
2.12
0.98
4.76
1.93
9.06
4.52
1.32
3.62
10.89
2.46
8.83
5.70
17.81
10.50
61.13
16.63
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.95
7.93
1.26
0.90
2.22
2.51
3.20
6.55
2.28
2.01
1.10
1.75
4.36
20.23
2.61
1.98
1.37
2.33
10.21
2.00
2.36
3.10
2.18
3.51
13.45
43.47
7.39
4.66
7.01
8.67
17.80
6.41
7.54
5.49
5.78
6.67
14.77
29.55
7.89
6.55
4.87
9.63
21.51
29.54
7.87
5.39
4.50
10.57
34.39
50.51
12.61
17.03
11.26
24.06
20.63
145.35
24.23
25.39
29.08
16.71
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.87
2.95
1.19
2.94
3.22
2.01
2.09
10.81
2.49
2.44
10.13
3.93
3.64
12.44
2.49
9.14
9.08
5.04
9.09
23.10
6.51
6.67
23.95
8.24
14.25
42.10
12.48
23.20
106.92
33.41
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.19
2.54
3.83
5.09
3.57
–
1.11
2.57
4.11
1.38
7.97
1.85
1.27
2.94
3.79
3.48
2.68
6.99
2.50
5.78
8.59
7.27
8.78
5.10
4.78
8.94
11.74
19.46
29.54
19.96
4.64
12.29
14.69
19.56
15.12
8.25
4.09
14.28
16.27
18.57
15.63
29.06
6.18
10.67
15.91
12.75
25.25
28.29
11.36
16.54
32.15
24.27
38.09
21.84
18.38
27.51
37.51
42.41
66.33
52.74
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2012—Continued
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$5.85
0.97
0.96
1.05
2.94
4.52
3.32
4.59
5.12
4.07
8.93
3.61
4.86
7.17
–
2.93
$1.50
2.22
2.77
4.03
3.19
8.17
2.15
4.39
3.98
1.53
0.69
4.75
3.21
4.60
4.95
6.90
$3.62
2.45
2.08
1.92
5.79
9.12
2.35
3.93
3.29
3.93
6.75
2.18
3.96
1.31
2.57
17.58
$5.76
3.38
2.71
3.56
5.21
16.75
6.90
6.48
24.37
3.99
14.48
5.88
5.56
12.67
15.03
16.81
$4.91
7.57
5.15
2.81
8.37
–
11.07
16.85
54.68
7.07
4.44
11.80
7.53
0.97
1.85
10.78
$25.91
5.76
5.07
9.12
14.23
10.26
7.29
11.46
39.29
14.73
8.95
7.68
10.96
21.16
22.43
10.67
$13.08
6.92
7.72
9.12
12.71
66.34
9.35
13.93
11.74
15.39
5.09
6.52
16.73
35.24
48.27
39.08
$8.91
8.04
3.10
3.17
10.79
49.86
17.50
25.43
32.47
9.67
14.67
12.96
15.23
20.44
29.72
48.60
$16.80
17.70
9.95
23.49
22.01
125.69
30.89
53.69
54.40
28.39
20.45
17.21
33.13
68.05
18.71
51.78
$59.93
38.87
33.52
28.12
41.54
134.64
28.39
34.50
73.14
44.45
45.11
75.57
59.12
45.16
80.68
46.55
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3.91
2.64
2.40
0.84
2.14
0.48
2.38
2.30
3.32
1.85
2.65
2.02
1.52
2.07
2.42
1.87
2.13
1.64
3.69
5.45
5.29
2.01
3.67
3.01
8.42
11.47
8.26
6.04
7.23
8.45
7.92
11.33
5.44
4.10
8.59
6.59
6.60
7.38
9.96
3.22
7.62
5.23
13.31
18.34
19.85
6.02
7.40
7.47
19.92
24.42
25.57
8.61
17.09
10.99
21.41
26.48
30.21
27.75
40.02
18.70
1.63
1.60
3.17
3.38
0.97
–
4.15
4.92
2.81
6.06
3.82
3.50
4.01
3.44
6.48
5.08
5.75
3.21
2.51
2.57
2.84
4.64
3.60
7.43
3.08
7.52
2.17
11.16
3.25
6.31
6.27
4.38
5.05
4.07
6.27
5.80
21.46
13.72
6.59
11.27
14.27
18.84
6.92
19.95
12.61
18.72
8.64
12.60
16.08
8.10
23.86
22.14
11.78
9.44
8.32
5.06
13.70
8.19
11.03
32.18
8.51
19.24
15.96
11.83
10.30
8.77
25.15
14.94
19.28
19.01
12.39
12.85
17.26
32.42
9.28
50.34
20.69
56.01
41.52
11.71
32.12
55.80
57.01
35.24
51.94
16.89
128.88
36.30
38.84
43.48
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2012
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
57
56
97
39
38
98
33
32
96
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
78
85
74
29
46
57
47
64
59
77
85
73
27
43
55
44
63
56
99
99
98
94
94
96
94
98
96
52
62
47
20
27
37
29
42
38
51
60
47
19
27
36
28
42
38
98
98
98
94
100
98
98
98
98
60
67
56
10
12
33
19
42
25
57
65
54
9
12
31
18
41
24
96
97
96
96
94
96
92
97
97
50
67
63
70
56
47
64
61
68
54
95
96
97
97
96
32
44
46
53
40
31
43
46
52
40
98
98
99
99
99
16
33
28
32
24
15
33
27
31
24
97
97
97
97
97
Full time .................................................................
Part time ................................................................
73
13
71
12
97
92
47
15
46
14
98
97
43
5
41
4
96
94
Union .....................................................................
Nonunion ...............................................................
85
55
83
53
98
97
63
36
62
35
99
98
35
33
34
32
97
96
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
22
11
60
72
82
85
20
10
57
70
81
85
91
87
96
98
99
99
17
15
35
48
59
63
16
14
34
47
58
62
95
96
97
98
99
98
6
2
27
41
62
67
6
2
26
40
60
64
95
95
96
96
97
96
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
72
48
81
70
45
79
97
94
98
53
26
63
53
26
63
99
98
99
36
14
42
34
14
41
97
95
97
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
54
55
64
45
75
95
53
52
63
41
74
94
97
95
97
92
99
99
36
34
47
26
46
50
35
33
46
25
45
50
97
98
98
97
98
100
33
23
40
12
36
88
31
22
39
10
34
84
96
94
97
89
96
96
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2012—Continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
85
82
88
91
85
60
59
72
37
63
67
83
62
19
17
38
84
81
87
90
84
59
58
72
36
61
66
82
60
17
15
37
99
99
99
99
99
98
98
99
97
98
99
99
97
91
90
96
70
67
74
73
73
43
43
54
25
31
38
50
29
17
18
24
68
66
73
72
71
42
42
53
25
30
38
50
28
16
16
24
97
99
98
99
98
99
99
99
100
97
99
99
96
92
91
97
65
69
77
79
77
39
43
58
19
39
58
81
36
5
4
20
64
66
74
77
73
38
42
56
19
37
55
78
34
5
4
19
98
96
96
97
94
97
97
98
97
96
96
97
96
99
100
99
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
41
36
57
77
70
86
39
34
55
75
68
84
96
96
96
98
97
99
28
26
37
51
45
60
27
25
35
50
44
59
96
97
95
99
98
99
22
19
31
46
36
61
21
18
30
45
35
58
96
96
97
96
96
96
62
54
63
61
56
63
60
54
50
61
53
62
59
54
61
57
52
49
98
99
98
96
96
96
95
96
98
44
72
42
35
32
34
31
25
25
43
72
41
34
31
33
29
24
25
98
99
97
97
97
97
96
99
98
41
33
35
35
32
33
36
30
29
39
32
34
34
31
33
34
28
27
96
96
97
97
97
98
96
95
95
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2012
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.8
0.2
0.8
0.7
0.3
0.7
0.7
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
0.9
1.1
1.4
5.6
1.2
1.3
1.5
1.8
0.8
0.9
1.1
1.3
5.0
1.2
1.3
1.5
1.8
0.2
0.2
0.3
0.9
2.7
0.3
0.7
0.3
0.7
1.3
1.8
1.6
1.3
4.4
1.0
1.3
1.2
1.7
1.3
1.7
1.6
1.3
4.4
1.0
1.3
1.2
1.7
0.3
0.5
0.3
1.8
0.1
0.3
0.4
0.4
0.4
1.1
1.6
1.3
0.6
3.1
0.9
1.0
1.2
1.4
1.1
1.6
1.3
0.6
3.1
0.9
0.9
1.2
1.4
0.4
0.4
0.5
0.6
2.9
0.4
1.1
0.4
0.5
3.2
2.1
1.9
1.9
2.3
3.1
2.1
1.8
1.7
2.3
1.2
0.9
0.3
0.4
0.5
2.9
1.9
1.5
1.7
1.9
2.9
1.9
1.5
1.7
1.9
0.8
0.5
0.2
0.3
0.2
2.3
2.0
1.3
1.7
1.8
2.3
2.0
1.2
1.7
1.7
1.2
0.5
0.6
0.8
0.7
Full time .................................................................
Part time ................................................................
0.7
1.0
0.7
0.9
0.2
1.1
0.7
1.0
0.7
1.0
0.3
1.1
0.8
0.5
0.8
0.5
0.3
1.4
Union .....................................................................
Nonunion ...............................................................
1.7
0.8
1.6
0.8
0.3
0.2
2.2
0.8
2.2
0.8
0.2
0.3
1.9
0.7
1.9
0.7
0.6
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.4
1.4
0.9
0.8
1.1
1.2
1.2
1.3
0.9
0.9
1.1
1.1
2.9
0.4
0.2
0.1
0.2
1.2
1.8
1.2
1.0
1.3
1.8
1.1
1.8
1.2
1.0
1.2
1.7
1.3
2.5
0.7
0.3
0.2
0.4
0.6
0.4
1.1
1.1
1.2
1.6
0.6
0.4
1.1
1.1
1.2
1.6
0.9
1.9
0.6
0.4
0.3
0.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
2.9
1.4
1.1
2.8
1.4
0.3
1.1
0.3
1.4
2.1
1.8
1.4
2.1
1.8
0.2
0.8
0.2
1.5
1.4
1.9
1.5
1.5
1.9
0.6
1.7
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.4
2.3
1.4
3.5
1.9
0.9
1.4
2.3
1.4
3.4
1.9
0.2
0.5
0.7
0.8
0.4
0.6
0.9
1.3
2.6
1.3
2.9
6.3
0.9
1.3
2.5
1.2
2.9
6.3
0.4
0.4
0.4
0.5
1.0
0.2
0.8
1.4
2.8
1.1
3.1
3.8
0.7
1.3
2.7
1.0
3.0
4.2
0.3
0.6
0.8
1.4
1.3
1.4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2012—Continued
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.0
1.4
1.0
1.5
2.0
3.7
2.2
2.6
3.3
1.9
3.1
1.5
2.1
2.3
2.5
3.2
2.1
1.4
1.0
1.5
2.0
3.7
2.3
2.6
3.3
1.9
3.1
1.6
2.1
2.2
2.4
3.2
0.5
0.2
0.2
0.2
0.4
1.0
0.4
0.3
1.1
0.4
0.3
0.4
0.5
2.6
3.2
1.9
3.4
2.0
1.5
2.3
2.7
5.8
2.6
3.2
3.2
1.7
2.3
2.2
1.9
2.3
2.7
2.7
3.4
2.0
1.6
2.3
2.8
5.8
2.5
3.2
3.2
1.7
2.3
2.2
2.0
2.2
2.6
2.7
1.1
0.4
0.4
0.3
1.0
0.5
0.5
0.8
0.2
0.9
0.3
0.4
1.1
2.9
3.3
2.0
3.7
1.6
1.4
2.1
2.4
4.5
2.3
2.8
3.2
2.0
2.4
1.5
2.3
0.8
0.8
2.9
3.7
1.5
1.4
2.1
2.3
4.4
2.3
2.7
3.1
1.9
2.5
1.6
2.3
0.8
0.8
2.9
0.6
0.4
0.4
0.7
0.8
1.3
0.7
0.8
1.9
0.7
1.4
0.3
0.8
0.6
0.4
0.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
2.2
0.9
1.3
1.0
1.0
1.1
2.3
0.9
1.3
1.0
0.5
0.6
0.9
0.2
0.3
0.2
1.1
1.1
2.6
1.5
1.6
1.9
1.1
1.0
2.5
1.4
1.5
1.9
0.6
0.7
1.4
0.2
0.3
0.3
0.7
1.0
2.0
1.1
1.2
1.6
0.7
0.9
2.0
1.1
1.2
1.5
0.5
0.6
0.5
0.3
0.4
0.4
2.0
3.6
1.9
1.0
2.3
2.1
2.0
2.3
1.5
1.8
3.5
1.8
1.1
2.2
2.6
2.1
2.2
1.5
0.5
0.3
0.5
0.8
0.4
1.3
0.8
0.9
0.2
2.1
3.4
1.7
2.2
1.3
3.2
2.3
2.2
1.6
2.4
3.4
1.6
1.9
1.2
3.0
2.5
2.1
1.5
1.2
0.2
0.8
1.1
0.5
2.2
1.9
0.4
0.8
2.4
2.2
1.9
2.2
1.6
2.2
2.4
3.2
2.1
2.7
2.2
1.9
2.1
1.6
2.0
2.3
2.9
2.0
1.2
0.7
0.6
0.6
0.5
0.8
0.8
1.3
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 17. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2012
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
5
95
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3
4
3
7
6
9
5
8
97
96
97
93
94
91
95
92
11
7
5
5
4
89
93
95
95
96
Full time .................................................................
5
95
Union .....................................................................
Nonunion ...............................................................
4
5
96
95
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
9
4
6
5
4
4
91
96
94
95
96
96
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
5
11
4
95
89
96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Information .........................................................
5
7
7
9
2
95
93
93
91
98
Establishment characteristics
See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2012—Continued
(All workers with basic life insurance coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
4
4
4
4
6
5
3
8
3
6
4
2
96
96
96
96
94
95
97
92
97
94
96
98
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7
8
6
4
5
3
93
92
94
96
95
97
4
4
5
4
5
7
7
8
5
96
96
95
96
95
93
93
92
95
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of
major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2012
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.7
0.5
1.2
0.7
1.1
0.7
1.4
0.4
0.7
0.5
1.2
0.7
1.1
0.7
1.4
3.1
1.5
0.7
1.0
0.9
3.1
1.5
0.7
1.0
0.9
Full time .................................................................
0.4
0.4
Union .....................................................................
Nonunion ...............................................................
0.8
0.4
0.8
0.4
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
1.3
0.6
0.5
0.4
0.7
1.3
1.3
0.6
0.5
0.4
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.7
2.4
0.7
0.7
2.4
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Information .........................................................
0.5
0.9
1.6
1.1
1.1
0.5
0.9
1.6
1.1
1.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2012—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
0.7
0.7
1.3
1.0
2.4
1.0
1.1
3.0
0.7
1.5
1.1
0.8
0.7
0.7
1.3
1.0
2.4
1.0
1.1
3.0
0.7
1.5
1.1
0.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
1.1
1.0
0.4
0.7
0.6
0.8
1.1
1.0
0.4
0.7
0.6
1.8
1.2
0.7
0.7
0.8
2.3
1.8
2.0
1.4
1.8
1.2
0.7
0.7
0.8
2.3
1.8
2.0
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 18. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2012
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
60
2
35
2
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
73
75
71
47
66
62
67
37
3
2
3
1
2
3
2
–
23
20
24
49
30
32
29
57
1
1
1
2
1
2
1
4
1
1
1
(1)
1
1
(1)
–
15
51
46
46
45
–
–
1
(1)
1
78
44
50
49
51
5
3
3
4
2
–
–
1
1
(1)
Full time .................................................................
60
2
35
2
1
Union .....................................................................
Nonunion ...............................................................
38
64
1
2
53
33
7
1
1
1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
42
30
57
58
69
72
–
–
1
2
3
4
55
67
39
38
25
21
2
1
2
2
2
1
–
–
(1)
1
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
45
16
52
2
–
2
48
81
42
3
2
4
1
–
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
64
56
56
56
55
77
2
2
–
3
2
–
32
38
39
37
43
21
1
3
4
3
–
–
1
1
–
1
–
–
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2012—Continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
80
85
87
80
57
68
68
58
64
65
74
64
44
44
45
–
2
2
2
1
–
2
–
–
2
2
3
2
–
–
–
13
17
12
9
17
41
29
29
42
32
30
22
33
52
52
51
–
1
1
–
–
–
–
–
–
1
2
1
1
–
–
–
1
(1)
(1)
–
–
–
–
–
–
1
(1)
1
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
48
48
50
67
62
73
1
2
–
2
1
4
48
49
47
27
33
20
2
1
2
2
2
2
(1)
(1)
–
1
1
1
71
63
51
58
63
61
64
58
59
2
3
2
1
1
1
1
–
3
25
31
44
39
33
36
32
41
35
–
2
3
2
2
–
2
–
–
–
1
(1)
1
(1)
–
1
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2012
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
0.9
0.2
0.9
0.2
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
1.4
2.1
2.2
1.2
2.1
1.4
2.0
0.4
0.3
0.5
0.4
0.4
0.7
0.4
–
1.4
1.5
2.0
2.3
1.2
2.0
1.4
1.8
0.2
0.3
0.2
0.8
0.2
0.7
0.2
0.7
0.3
0.6
0.3
0.2
0.1
0.3
0.1
–
2.4
2.4
2.1
2.3
3.0
–
–
0.2
0.1
0.5
2.4
2.4
1.9
2.1
2.9
1.3
0.8
0.4
0.6
0.4
–
–
0.2
0.4
0.1
Full time .................................................................
0.9
0.2
0.9
0.2
0.2
Union .....................................................................
Nonunion ...............................................................
2.2
0.9
0.2
0.3
2.0
1.0
0.8
0.2
0.3
0.2
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.1
5.1
1.4
1.3
1.2
1.4
–
–
0.3
0.3
0.4
0.7
2.1
5.3
1.4
1.3
1.1
1.4
0.6
0.5
0.2
0.3
0.2
0.3
–
–
0.1
0.2
0.3
0.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.1
2.1
2.4
0.5
–
0.4
1.9
2.2
2.2
0.5
0.7
0.6
0.2
–
0.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.6
2.8
2.0
3.9
3.9
0.3
0.4
–
0.7
0.9
–
1.0
1.5
2.8
2.0
3.8
3.7
0.2
0.4
0.7
0.7
–
–
0.2
0.2
–
0.3
–
–
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2012—Continued
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.4
1.7
1.3
2.1
2.2
7.8
2.4
3.1
4.9
2.4
2.4
2.1
2.9
5.5
6.1
4.7
–
0.3
0.4
0.8
0.3
–
0.7
–
–
0.7
0.8
0.6
0.8
–
–
–
3.3
1.7
1.2
1.6
2.2
7.8
2.3
3.0
4.9
2.5
2.1
1.9
3.0
5.6
6.0
4.7
–
0.5
0.6
–
–
–
–
–
–
0.3
0.7
0.3
0.3
–
–
–
0.3
0.2
0.1
–
–
–
–
–
–
0.2
0.2
0.3
0.2
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.9
2.4
1.0
1.4
1.3
0.2
0.3
–
0.4
0.3
0.7
1.4
1.9
2.4
1.0
1.5
1.2
0.3
0.4
0.5
0.2
0.4
0.3
0.1
0.2
–
0.3
0.4
0.2
2.5
1.8
2.8
3.0
2.1
4.2
3.1
2.9
1.9
0.6
0.8
0.7
0.5
0.5
0.2
0.3
–
1.0
2.4
2.1
2.7
3.1
2.1
3.3
3.1
2.8
2.6
–
0.2
0.5
0.6
0.4
–
0.6
–
–
–
0.6
(2)
0.3
0.2
–
0.5
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
2 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2012
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
61
11
23
4
1.4
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
1
1
1
(2)
–
1
2
58
57
59
64
66
76
61
57
10
10
10
15
8
8
8
14
26
27
25
19
21
12
25
23
5
6
5
1
4
–
5
3
1.4
1.4
1.4
1.3
1.3
1.2
1.4
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
–
2
1
–
–
53
58
61
55
68
–
15
15
15
16
29
22
21
27
13
–
3
2
–
–
1.4
1.4
1.3
1.4
1.2
1.0
1.0
1.0
1.0
1.0
Full time .................................................................
1
61
11
24
4
1.4
1.0
Union .....................................................................
Nonunion ...............................................................
2
1
65
61
10
11
18
24
4
4
1.3
1.4
1.0
1.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
1
68
84
66
60
58
55
12
–
11
11
11
10
18
6
20
24
25
28
–
–
2
4
5
6
1.3
1.1
1.3
1.4
1.4
1.4
1.0
1.0
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1
–
1
51
66
51
14
–
15
29
–
28
5
–
5
1.4
1.3
1.4
1.0
1.0
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1
1
–
–
–
–
63
68
46
83
65
54
10
11
22
7
10
3
22
17
24
8
23
30
4
3
–
–
–
–
1.3
1.3
1.5
1.1
1.3
1.6
1.0
1.0
1.5
1.0
1.0
1.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2012—Continued
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
1
–
5
1
–
–
–
60
64
64
65
62
56
53
55
56
68
57
60
70
74
80
38
10
–
–
–
3
–
13
11
–
10
17
17
9
–
–
–
19
24
24
21
31
–
30
27
24
18
17
16
19
–
–
47
11
6
7
9
4
–
4
7
–
3
–
3
2
–
–
–
1.4
1.4
1.4
1.4
1.4
1.4
1.4
1.5
1.3
1.3
1.3
1.3
1.3
1.2
1.1
1.5
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
–
–
1
–
1
57
62
49
63
64
62
11
10
13
11
10
12
25
21
33
22
23
22
6
–
–
3
–
3
1.4
1.4
1.5
1.3
1.3
1.3
1.0
1.0
–
1.0
1.0
1.0
1
2
–
–
–
–
–
–
1
62
60
55
56
64
58
65
75
60
11
12
14
11
11
–
9
8
8
21
22
27
24
22
24
24
15
25
5
5
–
–
–
6
–
2
6
1.4
1.4
1.4
1.5
1.3
1.4
1.3
1.2
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2012
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
0.1
1.1
0.7
0.9
0.4
(2)
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.1
0.2
0.1
0.1
0.1
–
0.2
0.9
1.5
2.1
1.9
3.2
1.3
2.0
1.7
3.6
0.8
1.0
1.1
2.9
0.8
1.5
0.9
2.5
1.4
1.9
1.7
2.3
1.1
1.5
1.5
3.6
0.7
0.8
0.8
0.4
0.4
–
0.5
1.0
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.7
0.4
–
–
7.9
3.8
2.3
2.9
3.1
–
2.8
1.8
2.4
2.2
7.1
4.0
1.9
3.0
1.7
–
1.2
0.5
–
–
0.1
(2)
(2)
(2)
(2)
0.1
0.0
0.0
0.0
0.0
Full time .................................................................
0.1
1.1
0.7
1.0
0.3
(2)
0.0
Union .....................................................................
Nonunion ...............................................................
0.4
0.1
3.1
1.3
2.3
0.7
2.4
1.1
1.4
0.4
(2)
(2)
0.0
0.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.2
0.2
0.1
0.1
3.7
8.2
1.9
1.9
1.5
1.7
2.7
–
1.2
1.1
0.9
1.0
3.0
2.3
1.6
1.4
1.4
1.6
–
–
0.4
0.7
0.5
0.7
(2)
(2)
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.4
–
0.4
2.5
7.7
2.6
2.0
–
2.2
2.0
–
2.2
0.7
–
0.8
(2)
0.1
(2)
0.1
0.0
0.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.1
0.4
–
–
–
–
1.1
1.7
3.9
1.7
5.5
6.7
0.7
1.1
3.2
1.4
2.5
1.2
1.1
1.5
3.8
1.1
4.5
7.5
0.4
0.6
–
–
–
–
(2)
(2)
0.1
(2)
(2)
0.1
0.0
0.0
0.3
0.0
0.0
0.2
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2012—Continued
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
0.2
–
0.5
0.2
–
–
–
3.3
1.7
1.6
2.2
3.9
8.2
3.3
3.5
8.7
2.6
3.9
2.9
3.1
6.6
6.8
6.9
2.4
–
–
–
1.2
–
2.2
2.5
–
1.1
3.7
2.6
1.1
–
–
–
2.4
1.7
1.5
1.7
3.9
–
3.4
4.0
7.0
2.4
3.2
2.4
2.8
–
–
9.7
1.8
0.8
0.9
1.4
1.1
–
1.0
1.7
–
0.9
–
0.3
0.9
–
–
–
(2)
(2)
(2)
(2)
(2)
0.1
(2)
(2)
0.1
(2)
0.1
(2)
(2)
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.2
0.1
0.0
0.2
0.0
0.0
0.0
0.0
0.0
0.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
–
–
0.1
–
0.2
2.1
2.4
4.2
1.3
1.7
1.9
1.2
1.3
2.3
0.9
1.1
1.3
2.0
1.8
4.5
1.0
1.5
1.5
1.0
–
–
0.4
–
0.4
(2)
(2)
(2)
(2)
(2)
(2)
0.0
0.0
–
0.0
0.0
0.0
0.1
0.3
–
–
–
–
–
–
0.4
2.2
4.4
3.2
2.5
2.1
3.9
3.0
4.4
3.1
1.8
2.7
2.0
2.6
1.8
–
1.3
2.7
1.7
1.4
2.5
2.4
3.4
2.4
6.9
2.6
2.3
2.0
0.6
0.7
–
–
–
2.3
–
1.1
1.2
(2)
(2)
(2)
0.1
(2)
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 20. Life insurance plans: Maximum benefit amount, private industry workers, National
Compensation Survey, March 2012
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$500,000 $1,000,000
With no
maximum
benefit
amount
76
$50,000
$60,000
$250,000
24
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
78
81
77
73
79
85
77
72
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
100,000
100,000
–
50,000
50,000
50,000
–
–
300,000
250,000
300,000
200,000
200,000
–
200,000
250,000
750,000
700,000
750,000
500,000
500,000
500,000
500,000
–
1,000,000
–
1,000,000
1,000,000
1,000,000
1,000,000
1,500,000
2,000,000
22
19
23
27
21
15
23
28
65
74
63
67
58
50,000
50,000
50,000
50,000
50,000
–
–
70,000
100,000
50,000
–
300,000
250,000
250,000
200,000
–
1,000,000
500,000
500,000
500,000
750,000
2,000,000
1,000,000
1,000,000
–
35
26
37
33
42
Full time .................................................................
77
50,000
–
250,000
500,000
1,000,000
23
Union .....................................................................
Nonunion ...............................................................
58
77
50,000
50,000
70,000
–
250,000
250,000
–
500,000
2,000,000
1,000,000
42
23
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
69
76
75
76
77
79
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
75,000
100,000
100,000
200,000
–
150,000
200,000
300,000
400,000
500,000
500,000
500,000
500,000
750,000
–
1,000,000
–
1,000,000
1,000,000
1,500,000
–
31
24
25
24
23
21
Goods-producing industries ...................................
Manufacturing ....................................................
67
66
50,000
50,000
100,000
100,000
300,000
300,000
750,000
–
–
–
33
34
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
77
74
78
80
63
53
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
50,000
50,000
–
245,000
100,000
200,000
50,000
–
–
500,000
500,000
500,000
–
–
750,000
1,000,000
750,000
1,000,000
750,000
500,000
1,000,000
23
26
22
20
37
47
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Maximum benefit amount, private industry workers, National
Compensation Survey, March 2012—Continued
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
– $2,000,000 $2,000,000
$250,000 1,000,000 2,000,000
250,000 1,000,000 2,000,000
300,000 1,000,000 2,000,000
– 1,000,000 1,000,000
300,000
750,000 1,000,000
300,000
600,000 1,000,000
300,000
–
–
250,000
500,000 1,000,000
200,000
400,000
500,000
200,000
–
–
250,000
500,000 1,000,000
200,000
400,000
500,000
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Other services ...................................................
68
84
83
88
71
78
86
65
76
82
80
75
77
$100,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
$100,000
100,000
100,000
100,000
–
–
–
–
50,000
50,000
–
–
32
16
17
12
29
22
14
35
24
18
20
25
23
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
78
79
78
75
79
71
50,000
50,000
50,000
50,000
50,000
50,000
–
–
–
–
50,000
100,000
200,000
200,000
220,000
250,000
200,000
400,000
500,000
500,000
500,000
700,000
500,000
1,000,000
1,000,000
1,000,000
–
1,000,000
1,000,000
2,000,000
22
21
22
25
21
29
79
79
66
69
80
77
79
76
75
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
–
100,000
–
–
–
–
–
50,000
200,000
200,000
250,000
250,000
250,000
300,000
250,000
250,000
245,000
500,000
500,000
600,000
700,000
–
600,000
750,000
–
500,000
–
1,000,000
1,000,000
1,000,000
1,500,000
–
–
1,000,000
1,000,000
21
21
34
31
20
23
21
24
25
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 20. Standard errors for life insurance plans: Maximum benefit amount, private industry workers,
National Compensation Survey, March 2012
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
50th
percentile
(median)
25th
percentile
75th
percentile
With no
maximum
benefit
amount
90th
percentile
1.1
$0.00
$17,963.57
$1,562.05
$32,202.48
$0.00
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.5
1.5
2.1
3.2
1.3
1.8
1.8
3.2
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
0.00
0.00
0.00
–
–
0.00
63,623.58
68,088.18
52,080.02
15,620.50
–
42,362.96
60,280.76
96,686.35
115,316.95
74,300.07
0.00
0.00
0.00
33,584.07
–
80,623.57
–
0.00
66,730.80
152,249.79
0.00
310,451.28
0.00
1.5
1.5
2.1
3.2
1.3
1.8
1.8
3.2
7.6
3.4
2.5
3.5
3.6
0.00
0.00
0.00
0.00
0.00
–
–
19,242.40
20,663.98
0.00
–
62,910.09
40,144.99
29,223.28
41,695.32
–
146,116.39
0.00
7,810.25
28,160.26
55,226.81
0.00
172,931.34
98,483.50
–
7.6
3.4
2.5
3.5
3.6
Full time .................................................................
1.0
0.00
–
5,685.95
27,055.50
0.00
1.0
Union .....................................................................
Nonunion ...............................................................
3.3
1.1
0.00
0.00
11,264.10
–
60,336.39
3,579.11
–
36,633.32
499,367.60
0.00
3.3
1.1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.3
6.5
1.9
1.4
1.2
1.4
0.00
12,951.83
0.00
0.00
0.00
0.00
0.00
0.00
0.00
18,978.10
0.00
25,199.40
17,741.48
–
34,918.72
41,187.50
22,770.60
51,807.34
12,496.40
103,908.61
0.00
39,051.25
64,523.25
–
123,490.89
–
0.00
0.00
366,759.21
–
4.3
6.5
1.9
1.4
1.2
1.4
Goods-producing industries ...................................
Manufacturing ....................................................
2.5
2.6
0.00
0.00
0.00
22,433.23
20,663.98
61,124.87
87,321.25
–
–
–
2.5
2.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.2
2.3
3.5
2.4
6.4
6.3
0.00
0.00
0.00
0.00
0.00
0.00
2,209.07
0.00
–
0.00
5,411.10
–
38,238.33
27,888.17
39,732.61
0.00
–
–
7,731.75
68,534.66
0.00
–
–
175,165.64
0.00
80,316.56
43,660.62
0.00
0.00
0.00
1.2
2.3
3.5
2.4
6.4
6.3
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Maximum benefit amount, private industry workers,
National Compensation Survey, March 2012—Continued
Characteristics
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Other services ...................................................
3.4
2.0
2.0
1.4
4.4
3.0
3.3
8.6
3.1
2.6
3.4
3.7
4.9
$13,527.75
0.00
0.00
0.00
0.00
0.00
0.00
5,522.68
0.00
0.00
0.00
0.00
0.00
–
$0.00
0.00
0.00
0.00
–
–
–
–
0.00
0.00
–
–
–
$11,558.11
17,963.57
67,733.37
–
72,006.94
37,456.64
44,181.44
60,477.76
13,391.79
7,810.25
50,616.20
31,241.00
$0.00
133,461.60
102,727.80
0.00
239,712.33
128,572.94
166,827.01
–
0.00
90,934.92
–
0.00
107,407.26
$0.00
0.00
0.00
0.00
72,006.94
150,638.64
0.00
–
95,015.79
0.00
–
0.00
0.00
3.4
2.0
2.0
1.4
4.4
3.0
3.3
8.6
3.1
2.6
3.4
3.7
4.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.7
2.2
2.5
1.3
1.4
2.2
0.00
0.00
0.00
0.00
0.00
0.00
–
–
–
–
0.00
0.00
10,565.51
8,448.08
47,334.24
8,484.10
15,620.50
75,416.44
0.00
0.00
0.00
160,252.93
0.00
0.00
0.00
94,990.10
–
0.00
0.00
156,204.99
1.7
2.2
2.5
1.3
1.4
2.2
2.1
2.2
4.1
4.5
1.8
3.8
3.0
5.2
2.4
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
–
3,905.12
–
–
–
–
–
10,243.05
7,810.25
23,010.43
38,262.25
55,518.74
63,929.65
74,065.71
43,485.63
14,123.38
52,844.87
0.00
20,203.05
143,377.13
132,774.24
–
134,145.44
162,332.99
–
123,983.87
–
0.00
0.00
0.00
399,774.94
–
–
43,959.98
0.00
2.1
2.2
4.1
4.5
1.8
3.8
3.0
5.2
2.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and
half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit
shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2012
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
$10,000
$20,000
$25,000
$50,000
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10,000
10,000
10,000
–
10,000
–
10,000
10,000
15,000
15,000
15,000
10,000
10,000
10,000
–
10,000
25,000
25,000
25,000
–
20,000
15,000
20,000
–
50,000
50,000
50,000
20,000
25,000
–
25,000
25,000
50,000
50,000
–
40,000
50,000
50,000
50,000
50,000
–
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
20,000
15,000
17,000
20,000
15,000
25,000
25,000
25,000
26,000
25,000
50,000
50,000
50,000
50,000
50,000
Full time .................................................................
10,000
10,000
20,000
25,000
50,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
10,000
15,000
20,000
32,000
25,000
50,000
50,000
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
–
15,000
10,000
15,000
20,000
25,000
–
20,000
15,000
25,000
27,000
50,000
50,000
25,000
25,000
50,000
50,000
50,000
100,000
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10,000
10,000
10,000
–
10,000
–
20,000
–
20,000
30,000
25,000
30,000
50,000
50,000
50,000
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
10,000
–
10,000
5,000
–
10,000
10,000
10,000
15,000
10,000
10,000
10,000
15,000
15,000
25,000
10,000
15,000
–
25,000
25,000
–
20,000
–
20,000
50,000
50,000
50,000
30,000
50,000
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2012—Continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$10,000
10,000
10,000
10,000
–
10,000
–
–
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
$15,000
15,000
15,000
15,000
25,000
–
15,000
20,000
–
10,000
–
10,000
10,000
10,000
10,000
10,000
–
$25,000
–
–
50,000
15,000
25,000
25,000
–
15,000
25,000
20,000
15,000
–
–
15,000
–
$50,000
50,000
50,000
50,000
–
–
50,000
25,000
–
50,000
50,000
25,000
20,000
–
25,000
$50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
30,000
50,000
50,000
50,000
50,000
–
25,000
50,000
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10,000
10,000
10,000
–
10,000
–
10,000
10,000
10,000
10,000
10,000
10,000
15,000
–
15,000
20,000
20,000
20,000
25,000
25,000
25,000
30,000
25,000
40,000
50,000
50,000
50,000
50,000
50,000
50,000
–
–
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
10,000
10,000
25,000
20,000
–
–
20,000
15,000
20,000
20,000
15,000
50,000
40,000
25,000
25,000
25,000
25,000
25,000
–
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2012
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
$0.00
$3,567.37
$2,101.52
$0.00
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.00
0.00
0.00
–
0.00
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
0.00
0.00
781.02
781.02
–
2,000.78
0.00
0.00
–
0.00
2,209.07
0.00
5,948.11
0.00
–
3,415.14
1,104.54
0.00
0.00
–
6,904.90
0.00
9,675.89
0.00
0.00
–
0.00
0.00
0.00
1,488.05
1,352.77
0.00
0.00
2,850.47
0.00
4,132.80
1,574.21
4,570.83
3,143.56
2,956.57
0.00
5,483.33
518.07
3,255.10
0.00
8,552.85
0.00
698.57
1,249.64
11,744.50
Full time .................................................................
0.00
0.00
698.57
4,945.19
0.00
Union .....................................................................
Nonunion ...............................................................
0.00
0.00
0.00
0.00
3,297.92
2,231.05
3,586.77
0.00
0.00
0.00
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
676.39
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
390.51
–
3,124.10
0.00
0.00
0.00
0.00
–
0.00
0.00
0.00
4,562.15
0.00
0.00
6,434.81
3,053.00
2,469.82
0.00
13,080.24
9,692.26
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.00
500.10
0.00
–
1,104.54
–
0.00
–
0.00
3,509.40
0.00
3,572.28
0.00
5,411.10
0.00
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.00
–
0.00
0.00
–
0.00
0.00
0.00
2,285.08
0.00
0.00
0.00
4,376.01
0.00
5,739.34
1,461.16
614.98
–
312.41
0.00
–
0.00
–
2,530.81
0.00
0.00
0.00
5,673.06
0.00
–
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2012—Continued
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$2,214.59
0.00
0.00
1,600.62
–
0.00
–
–
0.00
873.21
0.00
0.00
2,438.75
0.00
0.00
0.00
$270.55
2,705.55
3,905.12
2,209.07
2,705.55
–
1,352.77
781.02
–
0.00
–
2,922.33
0.00
0.00
0.00
1,352.77
–
$2,343.07
–
–
10,906.42
1,352.77
5,896.61
1,352.77
–
781.02
6,345.08
5,121.52
0.00
–
–
1,104.54
–
$0.00
0.00
0.00
0.00
–
–
0.00
6,100.00
–
8,626.70
0.00
5,071.85
3,313.61
–
2,066.40
$0.00
0.00
0.00
0.00
0.00
4,418.14
0.00
–
3,220.25
0.00
0.00
0.00
0.00
–
4,058.32
7,964.92
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.00
0.00
0.00
–
589.66
–
0.00
312.41
0.00
0.00
0.00
0.00
2,509.02
–
841.19
0.00
0.00
3,602.89
0.00
0.00
0.00
3,157.12
5,615.24
8,353.68
0.00
0.00
0.00
0.00
0.00
0.00
–
–
0.00
0.00
0.00
0.00
2,072.29
781.02
0.00
0.00
0.00
0.00
0.00
1,332.33
0.00
3,024.90
0.00
0.00
6,440.50
4,420.90
–
–
3,905.12
781.02
3,579.11
5,001.00
0.00
0.00
3,961.73
0.00
6,436.71
2,006.49
5,471.64
220.91
–
3,510.27
0.00
0.00
0.00
0.00
0.00
12,968.78
7,963.39
0.00
0.00
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 22. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2012
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
43
38
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
48
49
48
29
–
46
48
46
40
37
38
36
–
42
35
31
37
42
–
–
–
40
34
–
–
–
–
–
–
–
–
–
–
–
–
–
27
48
40
40
40
45
40
45
49
39
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
44
35
40
–
–
47
–
–
Union .....................................................................
Nonunion ...............................................................
43
43
34
38
–
–
–
–
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
31
40
43
50
51
31
–
41
40
35
32
39
52
–
–
–
–
–
–
–
–
–
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
42
–
47
45
47
45
–
24
–
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Utilities ...........................................................
44
44
41
72
35
35
44
22
–
–
14
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2012—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
64
61
69
71
67
–
37
31
33
39
46
58
38
30
32
–
26
27
24
23
28
47
44
54
42
35
31
28
35
–
–
43
–
–
–
–
5
35
–
–
–
–
–
–
–
41
39
41
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
31
–
36
52
44
59
39
37
44
36
43
29
–
33
–
–
–
–
–
–
–
–
–
–
–
59
51
48
58
56
40
23
38
48
50
41
43
45
58
–
–
–
–
–
–
–
–
–
–
–
–
–
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employer assumes all risks and expenses of
providing the benefit.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 22. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March 2012
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
1.3
1.2
–
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.1
2.0
2.8
3.0
–
1.4
2.5
1.7
2.6
2.2
2.1
2.9
–
11.4
1.4
2.4
1.7
3.3
–
–
–
2.7
7.4
–
–
–
–
–
–
–
–
–
–
–
–
–
4.6
3.3
1.7
1.9
2.9
5.4
3.9
1.8
2.3
2.7
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
1.3
3.3
1.3
–
–
2.9
–
–
Union .....................................................................
Nonunion ...............................................................
2.6
1.3
2.9
1.3
–
–
–
–
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
5.3
2.0
1.5
1.7
2.4
2.8
–
2.1
1.6
1.7
2.1
3.6
4.0
–
–
–
–
–
–
–
–
–
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.7
–
2.0
1.9
3.3
2.0
–
2.7
–
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Utilities ...........................................................
1.6
1.9
3.9
7.1
1.5
2.1
3.9
5.7
–
–
2.3
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March
2012—Continued
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.5
3.4
2.3
2.7
4.6
–
3.8
4.6
8.1
3.4
3.6
2.4
4.1
6.3
7.7
–
4.1
2.3
1.9
2.5
4.5
11.2
3.9
5.1
6.2
3.0
3.3
2.3
3.7
–
–
6.5
–
–
–
–
1.3
10.1
–
–
–
–
–
–
–
6.8
8.8
7.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.2
–
4.7
1.4
1.6
2.3
2.1
2.5
3.9
1.3
1.9
1.6
–
2.3
–
–
–
–
–
–
–
–
–
–
–
2.8
3.5
4.6
3.7
6.4
3.0
2.3
2.5
3.6
5.2
3.7
6.3
3.3
2.8
–
–
–
–
–
–
–
–
–
–
–
–
–
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employer assumes all risks and expenses of
providing the benefit.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 23. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2012
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
19
81
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
13
10
15
40
20
23
18
18
87
90
85
60
80
77
82
82
19
18
19
13
26
81
82
81
87
74
Full time .................................................................
Part time ................................................................
16
45
84
55
Union .....................................................................
Nonunion ...............................................................
21
19
79
81
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
44
50
21
16
12
12
56
50
79
84
88
88
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
11
24
9
89
76
91
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Information .........................................................
22
24
15
19
78
76
85
81
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2012—Continued
(All workers with short-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
11
7
5
7
15
9
33
26
19
13
28
42
42
47
89
93
95
93
85
91
67
74
81
87
72
58
58
53
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
29
32
22
13
13
12
71
68
78
87
87
88
49
5
8
7
6
3
17
51
95
92
93
94
97
83
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2012
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
1.2
1.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.6
0.9
2.7
3.7
1.1
2.6
1.0
1.9
1.6
0.9
2.7
3.7
1.1
2.6
1.0
1.9
3.0
2.5
1.4
1.0
2.8
3.0
2.5
1.4
1.0
2.8
Full time .................................................................
Part time ................................................................
1.0
3.9
1.0
3.9
Union .....................................................................
Nonunion ...............................................................
2.1
1.1
2.1
1.1
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.3
10.4
2.2
2.1
0.6
0.7
5.3
10.4
2.2
2.1
0.6
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
3.2
0.9
0.9
3.2
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Information .........................................................
1.4
1.4
1.6
3.5
1.4
1.4
1.6
3.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2012—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.8
1.1
2.0
1.6
2.3
2.8
4.6
4.3
2.2
1.5
5.2
7.9
9.8
5.5
2.8
1.1
2.0
1.6
2.3
2.8
4.6
4.3
2.2
1.5
5.2
7.9
9.8
5.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.1
2.1
4.6
1.6
1.2
2.6
2.1
2.1
4.6
1.6
1.2
2.6
2.6
0.8
2.0
1.8
2.0
0.4
2.9
2.6
0.8
2.0
1.8
2.0
0.4
2.9
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 24. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2012
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
7
2
67
23
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
2
1
5
–
3
4
3
15
1
–
1
1
–
1
–
1
7
64
59
67
85
80
68
70
67
62
32
37
29
8
–
27
25
28
15
2
–
2
1
–
1
–
2
1
23
10
18
18
17
9
–
4
6
–
61
64
65
62
70
–
20
11
12
9
–
–
1
2
–
Full time .................................................................
Part time ................................................................
7
4
2
(1)
66
83
24
12
2
1
Union .....................................................................
Nonunion ...............................................................
23
4
–
1
53
70
15
24
–
1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6
2
8
9
4
2
–
–
2
2
3
1
83
93
71
67
60
60
9
5
18
21
31
35
–
–
2
1
2
2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
17
24
16
5
–
6
59
66
58
17
5
18
2
–
2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Utilities ...........................................................
4
8
7
–
1
1
–
–
70
72
70
50
24
17
19
46
1
1
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2012—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
4
4
–
4
3
4
5
–
–
–
–
–
–
–
–
–
1
–
–
1
–
–
–
43
51
45
32
57
88
69
72
78
80
80
77
81
90
90
91
52
48
54
67
43
–
29
28
–
11
15
21
11
–
–
–
4
–
–
–
–
–
–
–
–
3
–
–
4
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
6
7
7
9
5
1
–
–
2
1
3
75
76
74
62
68
57
17
17
17
26
21
32
1
–
–
2
1
3
4
12
7
8
7
6
4
–
4
2
–
–
–
1
85
58
63
66
53
66
62
10
25
28
23
35
27
26
–
1
(1)
–
–
–
7
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2012
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.5
0.3
1.2
0.9
0.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.9
0.3
1.7
–
0.4
0.9
0.6
1.9
0.4
–
0.3
0.6
–
0.2
–
0.2
1.0
2.0
2.5
2.2
2.2
6.0
1.4
2.1
1.4
2.4
1.9
2.3
2.1
1.1
–
1.2
2.0
1.3
1.9
0.4
–
0.5
0.6
–
0.5
–
0.7
0.3
4.1
2.0
1.8
1.9
2.7
2.1
–
0.8
1.2
–
4.2
3.1
2.3
2.7
3.3
–
2.7
1.3
1.8
1.7
–
–
0.6
0.7
–
Full time .................................................................
Part time ................................................................
0.5
1.3
0.3
0.1
1.3
1.7
1.0
1.4
0.3
0.2
Union .....................................................................
Nonunion ...............................................................
2.2
0.5
–
0.2
2.6
1.3
1.5
1.1
–
0.3
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.0
0.8
1.0
1.0
0.6
0.7
–
–
0.4
0.5
0.4
0.4
2.6
2.1
1.8
1.6
1.6
2.1
1.4
1.8
1.4
1.2
1.4
1.7
–
–
0.6
0.5
0.3
0.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
3.7
1.4
0.8
–
0.9
2.0
3.8
2.4
1.6
1.6
1.8
0.6
–
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Utilities ...........................................................
0.5
1.5
1.7
–
0.3
0.4
–
–
1.4
2.0
2.9
8.2
1.2
1.2
2.7
8.5
0.3
0.4
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2012—Continued
Characteristics
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
1.5
1.6
–
1.9
1.1
1.2
2.3
–
–
–
–
–
–
–
–
–
0.2
–
–
0.2
–
–
–
4.1
2.6
2.1
2.8
3.4
5.2
3.6
4.3
9.3
2.6
4.4
3.6
3.1
3.4
3.9
3.1
4.1
2.6
2.1
2.8
3.4
–
3.3
4.3
–
1.6
3.2
3.6
1.9
–
–
–
1.8
–
–
–
–
–
–
–
–
1.4
–
–
1.7
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
0.8
1.9
0.7
1.0
0.8
0.4
–
–
0.4
0.3
0.6
1.8
1.5
4.4
1.5
1.7
2.3
1.3
1.2
3.0
1.2
1.3
2.0
0.2
–
–
0.5
0.5
0.8
0.9
1.2
1.2
2.4
1.4
2.0
1.6
–
0.7
0.3
–
–
–
0.2
1.5
2.6
3.5
6.3
4.2
4.4
4.2
0.7
2.1
3.1
4.7
4.3
3.6
2.6
–
0.3
0.2
–
–
–
2.4
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2012
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
92
12
21
26
26
26
8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
91
92
90
96
94
93
89
94
92
12
12
12
13
12
12
12
12
13
18
–
18
26
–
18
13
21
24
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
26
36
9
8
10
4
6
7
11
6
8
98
89
92
92
92
13
13
13
13
13
24
26
25
24
26
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
2
11
8
8
8
Full time .................................................................
Part time ................................................................
92
96
12
–
20
26
26
26
26
26
26
–
8
4
Union .....................................................................
Nonunion ...............................................................
90
92
13
12
26
18
26
26
26
26
52
26
10
8
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
95
96
94
93
90
88
13
24
12
12
13
13
26
26
18
18
22
21
26
26
26
26
26
26
26
26
26
26
26
26
26
52
26
26
26
26
5
4
6
7
10
12
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
92
98
91
13
13
13
25
24
26
26
26
26
26
26
26
26
26
26
8
2
9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Information .........................................................
92
90
92
82
12
12
12
12
20
20
–
25
26
26
26
26
26
26
26
–
26
26
26
52
8
10
8
18
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2012—Continued
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality:
Accommodation and food services ................
92
92
91
91
94
93
93
94
94
92
94
12
13
13
12
12
12
12
12
13
13
12
20
21
21
18
–
13
13
22
24
26
22
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
8
8
9
9
6
7
7
6
6
8
6
100
–
26
26
26
52
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
94
94
93
91
93
89
12
12
12
13
12
13
18
24
13
24
16
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
6
6
7
9
7
11
95
90
94
92
89
92
–
13
12
12
12
12
26
20
–
–
13
18
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
5
10
6
8
11
8
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2012
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.6
0.4
1.4
0.0
0.0
0.0
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.0
1.4
0.8
2.3
0.7
1.5
0.6
1.6
0.0
0.9
0.0
0.0
1.0
0.0
0.0
0.3
0.0
2.8
–
3.4
0.0
–
2.1
0.0
1.5
1.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
5.6
1.1
1.0
1.4
0.8
2.3
0.7
1.5
0.6
1.6
0.7
2.4
1.1
1.3
1.6
0.0
0.2
0.0
0.6
0.0
2.4
3.2
0.9
4.9
1.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.7
2.4
1.1
1.3
1.6
Full time .................................................................
Part time ................................................................
0.6
0.8
0.2
–
2.5
0.0
0.0
0.0
0.0
0.0
0.0
–
0.6
0.8
Union .....................................................................
Nonunion ...............................................................
1.3
0.6
2.4
0.0
0.0
2.4
0.0
0.0
0.0
0.0
5.0
0.0
1.3
0.6
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.3
0.7
0.7
1.1
1.5
0.3
3.3
0.0
0.3
1.3
1.2
0.7
0.0
3.8
2.2
3.1
3.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.5
4.1
0.0
0.0
0.0
0.0
1.1
1.3
0.7
0.7
1.1
1.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
0.5
1.3
0.0
0.0
0.0
1.2
2.5
1.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
0.5
1.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Information .........................................................
0.8
1.1
1.7
3.3
0.0
0.0
0.6
1.3
1.8
1.2
–
3.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.8
1.1
1.7
3.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2012—Continued
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality:
Accommodation and food services ................
1.0
1.0
1.7
1.9
2.6
1.9
2.4
1.0
0.9
1.2
1.3
1.2
1.0
1.0
1.1
0.6
0.0
0.2
0.5
1.0
1.2
0.5
3.8
2.2
1.7
4.8
–
0.0
0.0
3.5
2.9
0.6
4.6
0.0
0.0
0.3
0.0
1.1
0.0
0.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.0
1.7
1.9
2.6
1.9
2.4
1.0
0.9
1.2
1.3
0.0
–
0.0
0.0
7.0
0.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
0.9
1.7
0.8
0.9
1.1
0.0
0.0
0.2
0.2
0.0
0.0
4.1
5.5
0.0
3.1
4.4
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
0.9
1.7
0.8
0.9
1.1
0.7
1.9
1.0
2.6
2.6
1.3
–
0.0
0.0
0.0
0.0
0.0
0.0
4.3
–
–
0.0
3.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.1
0.0
0.0
3.1
0.0
0.7
1.9
1.0
2.6
2.6
1.3
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2012
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
1
19
1
37
27
15
63.4
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
–
1
–
–
1
–
1
–
16
17
16
29
45
19
18
20
17
1
–
1
–
–
2
–
2
–
41
41
42
29
–
36
39
35
40
21
18
24
36
–
27
27
27
28
19
23
17
4
5
14
13
15
12
64.8
65.4
64.4
60.1
58.7
63.3
63.2
63.3
62.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
–
–
1
1
–
14
18
18
17
19
–
–
1
2
–
35
43
36
40
32
36
23
28
26
29
10
14
16
13
19
61.7
62.1
64.2
62.2
66.5
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
18
30
1
–
39
25
25
37
16
7
63.7
61.4
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
2
1
20
19
3
1
20
40
37
25
17
14
64.4
63.3
66.0
60.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
–
28
33
17
19
17
18
–
–
1
1
1
–
29
25
38
39
39
36
36
40
30
25
22
22
5
2
12
15
21
23
60.6
60.0
63.1
63.3
64.9
66.0
60.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2
–
1
14
21
13
1
–
2
40
28
41
24
38
23
18
6
20
64.0
60.4
64.5
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Utilities ...........................................................
1
–
–
–
20
19
17
5
1
–
–
–
37
33
40
–
27
28
28
41
14
18
14
48
63.3
65.5
64.2
77.3
60.0
60.0
60.0
67.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2012—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
2
–
–
2
–
–
–
19
19
14
22
8
–
14
9
–
22
27
26
21
38
36
24
–
–
–
–
2
–
–
–
–
1
–
–
2
–
–
7
32
30
29
27
36
–
46
53
32
39
24
24
42
30
31
24
26
24
25
31
17
22
30
26
44
24
15
12
26
28
–
31
22
25
31
18
37
–
8
11
–
12
33
37
7
5
4
–
63.6
65.8
68.2
64.3
69.3
58.7
62.5
63.8
60.8
61.9
69.0
71.4
60.2
59.5
59.7
59.8
60.0
60.0
66.0
60.0
66.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
–
–
1
1
1
24
24
23
16
12
20
1
–
–
1
1
1
33
30
41
40
45
34
31
35
22
23
24
22
10
9
13
18
16
21
62.0
61.9
62.1
64.5
64.1
65.0
60.0
60.0
60.0
60.0
60.0
60.0
–
–
–
–
–
–
2
36
8
11
–
8
7
10
–
–
–
–
–
–
5
11
52
56
55
54
51
38
44
20
11
8
16
19
27
7
18
20
–
19
20
17
61.1
64.0
64.2
65.2
65.7
65.3
64.6
66.0
60.0
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2012
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
0.3
1.2
0.2
1.4
1.6
0.8
0.3
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
–
0.3
–
–
0.4
–
0.6
–
1.6
1.9
2.8
3.5
11.5
1.1
2.2
1.6
2.0
0.3
–
0.3
–
–
0.3
–
0.2
–
2.2
2.3
2.9
3.8
–
1.6
3.1
1.7
3.5
2.4
1.7
3.8
3.7
–
1.8
3.4
1.7
2.9
1.4
1.4
1.9
0.8
2.2
1.0
1.9
1.2
2.2
0.5
0.5
0.7
0.6
1.6
0.4
0.6
0.4
0.6
0.0
0.0
0.0
0.0
9.5
0.0
0.0
0.0
0.0
–
–
0.3
0.6
–
2.2
3.0
2.2
2.4
2.5
–
–
0.4
0.7
–
5.9
4.0
2.4
3.3
3.5
4.9
3.8
2.0
2.7
2.4
2.2
3.2
1.8
2.2
3.0
1.3
0.6
0.6
0.5
1.1
2.0
0.0
0.0
0.0
3.2
Full time .................................................................
Part time ................................................................
0.3
–
1.1
3.1
0.2
–
1.4
3.5
1.5
2.9
0.8
1.0
0.3
0.5
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.8
0.3
2.0
1.3
0.8
0.2
2.4
1.4
3.4
1.4
2.0
0.8
0.7
0.3
0.7
0.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.4
0.3
0.4
–
2.5
4.5
2.0
1.4
1.0
1.1
–
–
0.3
0.2
0.3
–
3.1
5.4
2.6
1.5
1.9
2.6
3.0
4.0
3.0
1.8
1.5
1.5
0.8
1.1
1.3
1.3
1.2
1.8
0.4
0.6
0.5
0.4
0.4
0.5
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.6
–
0.4
2.1
2.5
2.6
0.4
–
0.5
2.7
5.9
3.0
2.3
4.6
2.5
1.8
0.9
2.2
0.6
1.2
0.6
0.0
1.2
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Utilities ...........................................................
0.3
–
–
–
1.2
2.0
2.5
2.2
0.2
–
–
–
1.8
2.0
3.9
–
1.8
2.4
2.9
12.3
0.9
1.7
3.0
12.5
0.3
0.7
1.0
4.1
0.0
0.9
0.0
14.2
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2012—Continued
Fixed percent of annual earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
0.5
–
–
0.6
–
–
–
4.7
3.4
1.6
2.8
1.6
–
4.2
2.6
–
4.6
5.4
2.7
4.5
5.9
6.6
5.4
–
–
–
–
0.7
–
–
–
–
0.4
–
–
0.5
–
–
1.5
4.6
3.4
2.6
4.3
4.2
–
4.8
5.6
7.5
4.3
4.4
2.4
4.9
6.4
7.3
6.4
4.7
2.3
3.9
4.2
3.0
5.0
3.1
3.4
8.3
4.2
2.3
1.4
4.9
8.3
–
5.3
3.6
3.1
2.8
3.2
4.5
–
2.1
3.3
–
2.0
4.5
3.3
2.1
1.5
1.8
–
0.9
0.9
0.8
1.0
1.5
1.9
1.0
1.0
2.0
0.8
2.0
1.4
0.8
1.1
1.2
1.5
5.2
6.8
0.3
6.9
2.5
0.0
0.0
0.0
4.6
0.0
6.8
8.3
0.0
0.0
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
–
–
0.3
0.5
0.3
2.6
2.8
3.0
1.4
1.3
2.0
0.2
–
–
0.2
0.3
0.4
2.1
2.2
4.7
2.3
2.5
3.1
2.3
3.3
3.1
1.6
1.7
2.5
1.0
1.0
2.2
1.2
1.5
2.1
0.5
0.5
0.8
0.4
0.3
0.7
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
–
–
–
1.1
3.7
1.5
1.7
–
1.9
3.0
2.5
–
–
–
–
–
–
1.2
2.4
3.5
3.2
8.0
2.6
5.9
3.7
3.4
2.4
1.6
1.8
2.6
4.0
4.0
0.8
2.5
2.4
–
2.2
3.3
2.3
0.5
0.4
0.9
2.2
0.8
1.4
1.2
6.4
0.0
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2012
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
72
$170
$300
$560
$1,000
$2,307
28
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
68
70
67
85
73
74
72
74
170
170
170
170
170
170
170
170
500
476
500
–
250
–
250
–
–
1,000
–
546
561
559
561
550
1,500
1,875
1,500
572
1,154
–
1,155
1,000
2,500
2,500
2,310
1,300
2,309
2,885
2,308
–
32
30
33
15
27
26
28
26
78
72
69
69
69
170
170
170
170
170
500
–
250
250
–
546
561
515
515
500
600
1,000
750
1,000
572
–
1,800
1,500
–
–
22
28
31
31
31
Full time .................................................................
Part time ................................................................
71
86
170
170
340
170
572
–
1,250
572
2,309
650
29
14
Union .....................................................................
Nonunion ...............................................................
68
73
170
170
200
315
500
561
572
1,153
1,250
2,308
32
27
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
85
73
71
67
67
170
170
170
170
170
170
315
275
500
–
524
559
561
600
600
572
1,000
1,000
1,500
1,730
1,000
2,000
2,300
2,500
2,500
15
27
29
33
33
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
66
84
62
170
170
170
300
260
300
546
546
546
1,000
–
1,000
2,000
1,500
2,000
34
16
38
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Information .........................................................
74
70
74
53
170
170
170
170
300
200
250
–
561
524
546
–
1,000
750
1,000
2,300
2,309
1,846
–
2,300
26
30
26
47
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2012—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Other services ...................................................
67
62
73
53
84
84
67
52
46
70
94
$170
170
170
–
170
–
170
170
170
170
170
–
–
–
–
$500
546
–
170
–
–
–
$1,000
1,000
1,155
–
–
1,000
561
561
575
561
559
$2,308
2,500
2,500
2,500
1,500
1,500
1,000
1,250
1,500
1,000
–
$3,456
3,456
–
3,000
2,350
2,080
2,307
1,500
1,500
2,308
–
33
38
27
47
16
16
33
48
54
30
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
80
82
75
67
74
58
170
170
170
170
170
170
–
–
250
350
396
270
546
546
524
577
700
572
1,000
750
1,000
1,500
1,500
1,385
1,700
1,500
2,000
2,400
2,310
2,500
20
18
25
33
26
42
89
53
67
70
64
67
75
170
200
250
250
–
–
–
170
350
500
–
500
–
523
524
650
1,000
1,000
–
–
–
572
1,250
1,500
–
–
2,300
2,300
–
2,300
2,500
3,000
2,000
3,002
2,350
11
47
33
30
36
33
25
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2012
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.4
$0.00
$29.11
$1.96
$115.78
$228.45
1.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.4
2.2
3.2
2.3
1.6
2.8
1.8
2.8
0.00
0.00
0.00
0.00
0.00
0.00
0.00
12.28
39.18
127.12
59.41
–
39.85
–
66.94
–
–
110.95
–
27.06
1.32
9.97
12.86
14.16
163.48
396.08
15.62
9.17
156.09
–
152.22
146.95
74.92
52.36
177.62
202.83
81.00
765.44
39.09
–
2.4
2.2
3.2
2.3
1.6
2.8
1.8
2.8
4.9
3.8
2.3
2.9
3.5
37.20
21.90
0.00
0.00
0.00
0.00
–
56.63
31.83
–
13.07
20.10
21.64
23.52
23.22
94.80
77.48
166.87
106.23
6.50
–
486.33
80.05
–
–
4.9
3.8
2.3
2.9
3.5
Full time .................................................................
Part time ................................................................
1.4
2.1
0.00
0.00
40.64
0.00
10.88
–
150.64
13.43
21.83
99.98
1.4
2.1
Union .....................................................................
Nonunion ...............................................................
2.8
1.5
0.00
0.00
33.55
20.65
24.75
12.70
4.21
162.80
340.52
37.00
2.8
1.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.3
2.2
1.7
1.9
2.4
0.00
0.00
0.00
0.00
0.00
0.00
31.60
47.80
73.00
–
31.92
5.97
4.52
173.58
134.55
0.00
0.00
95.67
53.06
283.05
146.25
409.08
354.24
127.65
81.20
2.3
2.2
1.7
1.9
2.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.5
4.3
2.8
0.78
0.00
22.15
49.10
77.43
55.81
18.49
40.97
32.11
77.74
–
235.00
372.22
404.22
139.88
2.5
4.3
2.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Information .........................................................
1.7
1.8
3.8
5.3
0.00
0.00
0.00
0.00
43.90
31.82
46.53
–
1.74
32.44
22.80
–
186.40
162.70
269.43
458.57
52.81
346.40
–
3.53
1.7
1.8
3.8
5.3
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2012—Continued
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Other services ...................................................
4.2
3.4
4.5
4.9
2.9
3.5
4.4
5.1
3.2
5.4
2.3
$0.00
0.00
0.00
–
48.40
–
0.00
0.00
0.00
0.00
0.00
–
–
–
–
$31.90
39.83
–
0.00
–
–
–
$248.06
76.89
224.48
–
–
14.60
12.37
14.62
22.77
12.92
7.54
$385.56
119.63
278.91
487.76
251.37
298.74
91.91
318.74
95.14
69.85
–
$767.05
557.89
–
174.48
195.02
175.57
557.02
0.00
0.00
184.95
–
4.2
3.4
4.5
4.9
2.9
3.5
4.4
5.1
3.2
5.4
2.3
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
1.8
3.5
2.1
1.7
3.9
0.00
0.00
0.00
0.00
23.96
0.00
–
–
74.14
42.85
71.04
62.18
12.06
18.74
25.88
70.22
114.31
11.53
215.05
199.61
52.39
35.93
17.96
238.36
354.91
226.62
261.12
134.24
115.61
160.29
1.6
1.8
3.5
2.1
1.7
3.9
1.7
5.3
2.9
5.9
4.8
6.8
3.1
0.00
11.01
36.08
15.93
–
–
–
0.00
65.88
81.67
–
0.00
–
18.87
33.84
111.23
0.00
0.00
–
–
–
12.18
148.41
120.19
–
–
649.66
383.25
–
395.22
314.43
703.96
518.77
607.13
72.22
1.7
5.3
2.9
5.9
4.8
6.8
3.1
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2012
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
8
92
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
8
7
8
11
8
9
7
10
92
93
92
89
92
91
93
90
6
12
7
7
6
94
88
93
93
94
Full time .................................................................
8
92
Union .....................................................................
Nonunion ...............................................................
9
8
91
92
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
8
9
7
8
93
92
91
93
92
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
9
10
9
91
90
91
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
8
8
6
10
6
20
92
92
94
90
94
80
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2012—Continued
(All workers with long-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
3
7
6
5
9
8
6
8
8
9
8
97
93
94
95
91
92
94
92
92
91
92
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
6
6
9
7
10
94
94
94
91
93
90
5
9
5
9
10
6
9
7
95
91
95
91
90
94
91
93
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2012
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.7
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
0.9
1.3
2.1
0.8
1.7
0.8
2.0
0.9
0.9
1.3
2.1
0.8
1.7
0.8
2.0
2.3
2.7
1.0
1.4
1.2
2.3
2.7
1.0
1.4
1.2
Full time .................................................................
0.7
0.7
Union .....................................................................
Nonunion ...............................................................
1.5
0.7
1.5
0.7
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.9
0.9
1.1
0.6
0.7
1.9
0.9
1.1
0.6
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
2.6
1.4
1.2
2.6
1.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.0
1.6
1.9
1.4
5.8
0.8
1.0
1.6
1.9
1.4
5.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2012—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
1.3
1.0
0.7
0.9
1.6
1.9
1.7
1.8
1.2
1.1
2.2
1.3
1.0
0.7
0.9
1.6
1.9
1.7
1.8
1.2
1.1
2.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.8
1.3
0.9
1.0
1.4
0.7
0.8
1.3
0.9
1.0
1.4
1.6
2.2
1.1
1.8
1.2
1.0
3.0
1.7
1.6
2.2
1.1
1.8
1.2
1.0
3.0
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2012
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
94
4
1
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
95
94
96
95
94
91
95
87
4
5
3
3
5
9
3
7
(1)
–
–
–
(1)
–
1
3
(1)
–
–
–
1
–
1
2
83
89
90
88
92
–
6
3
3
3
6
2
5
7
2
–
3
2
2
3
Full time .................................................................
94
4
1
1
Union .....................................................................
Nonunion ...............................................................
77
96
9
4
9
(1)
5
(1)
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
94
81
96
94
93
94
5
–
3
4
5
6
–
–
1
2
1
–
–
–
1
1
1
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
90
89
90
4
–
2
5
5
5
2
–
2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
95
89
94
79
97
76
4
9
3
19
–
24
(1)
1
–
–
–
–
(1)
2
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2012—Continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
91
94
94
91
95
97
97
98
98
98
96
96
98
100
100
95
9
5
6
8
4
–
3
2
–
2
2
3
1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
94
94
96
94
94
93
4
5
3
4
5
4
1
1
1
2
1
2
(1)
(1)
1
1
1
1
95
94
91
94
95
92
95
95
95
5
3
4
3
4
7
4
4
5
–
–
4
–
–
–
–
–
–
–
–
2
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2012
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.4
0.3
0.2
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.8
0.5
1.0
0.5
1.5
0.5
1.7
0.4
0.7
0.4
0.9
0.4
1.2
0.4
1.6
0.1
–
–
–
0.1
–
0.2
0.7
0.1
–
–
–
0.2
–
0.2
0.7
3.4
2.0
1.5
2.4
1.4
–
1.7
0.5
0.9
0.6
1.9
0.7
1.4
2.2
0.6
–
0.9
0.5
0.5
0.9
Full time .................................................................
0.4
0.3
0.3
0.1
Union .....................................................................
Nonunion ...............................................................
2.6
0.3
1.2
0.3
2.3
0.1
1.0
0.1
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
6.8
0.5
0.9
0.5
0.7
1.5
–
0.4
0.4
0.5
0.6
–
–
0.2
0.7
0.2
–
–
–
0.2
0.2
0.2
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.5
3.7
1.6
0.8
–
0.6
1.2
2.0
1.4
0.4
–
0.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.4
1.3
1.9
3.2
1.1
6.2
0.3
1.1
1.2
2.9
–
6.2
0.1
0.2
–
–
–
–
0.1
0.5
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2012—Continued
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.7
0.7
0.9
1.3
1.3
2.8
0.7
1.0
1.5
0.4
1.0
0.8
0.6
0.0
0.0
3.8
1.7
0.7
0.8
1.2
1.1
–
0.7
1.0
–
0.4
0.5
0.8
0.4
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.9
1.0
0.6
0.8
0.9
0.5
0.7
0.7
0.4
0.7
0.4
0.2
0.3
0.3
0.3
0.1
0.6
0.2
0.1
0.4
0.2
0.3
0.2
1.0
1.3
1.1
1.9
0.8
2.6
1.3
1.3
1.0
1.0
0.6
0.8
0.5
0.7
2.4
0.7
1.1
0.9
–
–
0.8
–
–
–
–
–
–
–
–
0.4
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2012
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
23
64
6
6
1
58.3
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
24
23
25
30
22
20
23
17
62
62
62
60
63
67
62
70
6
6
6
7
6
6
6
6
7
9
6
2
7
5
7
4
1
1
1
1
2
2
2
3
58.1
58.4
58.0
57.5
58.6
58.9
58.5
59.2
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
18
17
18
16
21
73
69
71
71
71
–
6
–
–
4
–
5
6
8
–
–
3
–
–
–
59.3
59.1
58.5
59.2
57.8
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
23
64
6
6
1
58.3
60.0
Union .....................................................................
Nonunion ...............................................................
36
22
52
65
7
6
3
7
2
1
57.3
58.4
60.0
60.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
20
–
22
21
25
25
70
65
65
65
62
61
3
–
6
6
6
7
4
–
6
7
7
6
3
–
1
1
1
1
59.2
58.8
58.2
58.6
58.2
58.1
60.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
18
–
19
69
83
67
–
–
–
7
–
8
–
–
–
58.8
60.2
58.7
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
24
21
19
–
28
46
63
67
67
77
67
28
6
6
7
8
–
–
6
4
5
4
4
–
1
2
2
–
–
–
58.3
58.3
57.7
60.0
57.8
58.0
60.0
60.0
60.0
60.0
60.0
60.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2012—Continued
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
20
33
35
39
26
–
16
16
–
29
8
9
35
–
–
–
59
52
49
46
56
67
69
72
65
61
73
75
57
72
61
64
–
8
9
8
11
–
–
–
14
4
7
9
–
5
–
–
7
6
5
7
–
–
8
8
–
6
10
5
5
–
–
6
–
1
1
1
–
–
–
–
–
1
2
2
–
–
–
–
59.4
57.7
57.4
57.0
58.5
59.3
58.7
58.4
58.5
57.4
60.5
60.0
56.6
60.6
61.1
61.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
18
17
19
26
15
35
67
69
64
62
71
54
5
5
5
6
7
6
8
7
11
5
6
5
2
1
2
1
2
1
59.1
59.0
59.2
57.9
59.1
57.0
60.0
60.0
60.0
60.0
60.0
60.0
–
24
24
18
25
21
21
25
25
71
61
67
61
66
69
66
61
55
6
4
–
–
4
–
4
–
10
6
–
5
9
3
–
–
4
9
–
–
–
–
1
1
–
–
1
59.0
58.9
58.2
59.6
57.4
58.3
58.2
58.0
58.5
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2012
Fixed percent of annual earnings
Characteristics
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.2
1.3
0.5
0.8
0.2
0.2
0.0
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.9
2.0
2.4
3.4
1.4
2.7
1.7
2.7
2.0
2.2
2.5
3.8
1.4
2.6
1.8
3.2
0.8
0.7
1.0
2.8
0.7
1.0
0.7
2.0
1.0
1.6
1.0
1.0
1.0
1.2
1.1
1.4
0.1
0.2
0.1
0.6
0.4
1.1
0.3
1.4
0.3
0.4
0.3
0.5
0.3
0.7
0.3
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.9
2.8
1.8
2.2
2.9
6.2
4.1
2.5
3.1
3.3
–
2.3
–
–
1.3
–
1.9
1.3
2.0
–
–
1.5
–
–
–
1.1
0.6
0.3
0.3
0.5
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
1.2
1.2
0.5
0.8
0.2
0.2
0.0
Union .....................................................................
Nonunion ...............................................................
4.1
1.2
3.9
1.3
2.3
0.6
0.8
0.8
0.9
0.2
0.5
0.2
0.0
0.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.7
–
2.1
1.4
1.6
2.0
4.1
12.3
2.1
1.5
1.9
2.4
1.5
–
1.0
0.8
0.8
1.2
1.4
–
1.3
1.0
0.9
0.9
1.2
–
0.4
0.3
0.2
0.2
0.7
2.0
0.3
0.2
0.2
0.3
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.9
–
2.1
2.7
5.0
3.0
–
–
–
1.3
–
1.5
–
–
–
0.3
1.0
0.3
0.0
0.0
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.5
2.0
2.9
–
4.1
5.0
1.4
2.0
3.4
3.8
4.5
4.2
0.6
1.0
1.8
1.8
–
–
0.9
0.8
1.9
1.2
1.7
–
0.2
0.6
0.7
–
–
–
0.2
0.4
0.6
0.9
0.4
1.4
0.0
0.0
0.0
0.0
0.0
5.2
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2012—Continued
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.6
1.8
2.0
2.7
2.8
–
2.7
3.2
–
3.5
1.5
1.5
4.2
–
–
–
4.2
1.7
1.9
2.5
3.4
8.0
3.1
3.6
8.6
3.4
3.2
2.1
4.1
7.6
10.3
9.0
–
1.0
0.9
1.3
1.8
–
–
–
3.9
0.9
1.1
1.4
–
2.4
–
–
2.0
0.9
0.9
1.4
–
–
2.4
2.0
–
1.7
2.6
1.1
2.0
–
–
1.4
–
0.4
0.5
0.4
–
–
–
–
–
0.1
0.1
0.2
–
–
–
–
0.5
0.2
0.2
0.4
0.4
0.7
0.5
0.6
1.0
0.4
0.3
0.2
0.5
1.2
1.9
1.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
2.0
3.1
1.6
1.5
2.3
1.9
2.6
3.5
1.7
2.1
2.0
0.8
0.9
1.3
0.6
1.0
0.7
1.5
1.6
2.6
0.9
1.1
1.1
0.4
0.3
0.7
0.2
0.4
0.2
0.3
0.3
0.7
0.2
0.3
0.3
0.0
0.0
0.0
0.0
0.0
0.0
–
3.4
4.3
2.2
1.8
3.8
3.0
4.0
4.1
5.0
2.4
4.1
4.8
2.0
5.9
3.3
5.9
3.4
1.4
1.2
–
–
0.9
–
1.1
–
1.8
1.4
–
1.1
2.0
0.6
–
–
1.6
2.1
–
–
–
–
0.6
0.5
–
–
0.3
0.6
0.6
0.5
0.5
0.3
0.6
0.7
0.4
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2012
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
85
$3,333
$5,000
$8,000
$10,883
$15,000
15
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
86
88
85
81
88
90
88
85
5,000
5,000
4,286
3,000
3,000
–
3,000
3,000
6,000
6,000
5,000
5,000
5,000
5,000
5,000
5,000
10,000
10,000
8,000
7,500
9,000
7,500
10,000
6,667
12,500
14,167
11,000
10,000
12,000
12,000
12,000
10,000
17,500
20,000
15,000
12,500
20,000
20,000
20,000
15,000
14
12
15
19
12
10
12
15
86
85
76
80
71
2,917
–
2,500
2,500
–
–
5,000
5,000
5,000
5,000
5,000
9,000
6,000
7,000
6,000
–
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
15,000
14
15
24
20
29
Full time .................................................................
85
3,333
5,000
8,000
10,500
15,000
15
Union .....................................................................
Nonunion ...............................................................
71
86
2,500
4,000
4,000
5,000
5,000
8,333
10,000
11,250
15,000
15,500
29
14
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
82
83
86
86
85
3,000
3,000
3,000
4,000
5,000
5,000
5,000
5,000
5,000
6,000
6,000
7,500
8,000
10,000
10,000
10,000
10,000
10,000
12,500
15,000
15,000
15,000
15,000
20,000
20,000
18
17
14
14
15
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
83
96
80
2,917
4,000
3,000
5,000
5,000
5,000
7,000
6,000
7,500
10,000
10,000
10,000
15,000
15,000
15,000
17
4
20
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
86
79
87
91
65
60
4,000
3,000
–
–
–
5,000
5,000
5,000
5,000
–
5,000
8,000
8,300
7,000
7,000
5,000
8,000
10,000
11,000
10,000
10,000
10,000
–
15,000
17,300
15,000
15,000
10,000
15,000
23,077
14
21
13
9
35
40
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2012—Continued
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality:
Accommodation and food services ................
84
90
89
88
88
85
91
89
88
88
89
$4,000
3,000
3,000
2,500
5,000
5,000
5,000
–
4,000
4,500
3,000
$5,000
6,500
7,500
6,250
–
6,000
6,000
5,000
5,000
5,000
5,000
$9,340
10,000
12,000
10,833
10,500
10,000
10,000
7,000
7,000
7,500
7,000
$12,000
20,000
20,833
20,833
15,000
10,000
10,000
10,000
10,000
10,000
10,000
–
$25,000
30,000
30,000
25,000
17,300
–
15,000
14,000
15,000
15,000
16
10
11
12
12
15
9
11
12
12
11
61
–
7,560
10,000
10,000
–
39
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
86
87
85
84
88
81
3,500
–
4,000
3,098
4,000
3,000
5,000
5,000
5,000
5,000
5,000
5,000
7,560
8,000
7,500
9,500
7,500
10,000
10,000
10,000
10,000
12,500
10,000
15,000
15,000
15,000
13,890
20,000
15,000
20,000
14
13
15
16
12
19
92
86
80
76
87
86
87
4,500
3,000
3,000
4,000
3,500
4,000
4,000
5,000
5,000
5,000
5,000
5,000
5,000
6,000
7,500
7,500
7,000
10,000
8,000
7,500
10,000
10,000
12,000
10,000
12,000
10,500
10,000
13,000
15,000
15,000
15,000
20,833
15,000
15,000
18,000
8
14
20
24
13
14
13
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2012
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.0
$625.99
$0.00
$384.76
$1,300.81
$1,613.21
1.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.7
1.6
3.7
1.2
1.5
1.4
2.7
934.39
78.10
688.93
692.10
168.23
–
175.35
142.54
868.09
0.00
523.93
0.00
0.00
0.00
0.00
634.69
1,184.66
0.00
919.99
1,198.95
1,429.27
1,503.06
1,621.46
1,511.99
709.40
1,260.78
1,596.44
0.00
407.71
1,294.31
622.12
0.00
3,024.83
581.91
1,393.09
1,212.48
130.12
833.17
0.00
234.31
1.3
1.7
1.6
3.7
1.2
1.5
1.4
2.7
3.1
3.5
2.2
2.8
3.3
259.41
–
554.70
397.46
–
–
264.63
0.00
0.00
0.00
0.00
1,740.97
994.08
1,099.00
610.00
–
0.00
0.00
78.10
0.00
3,628.78
0.00
312.41
0.00
4,397.82
3.1
3.5
2.2
2.8
3.3
Full time .................................................................
1.0
617.11
0.00
479.95
1,272.78
1,256.60
1.0
Union .....................................................................
Nonunion ...............................................................
4.2
1.0
608.62
696.71
36.89
0.00
741.93
928.28
0.00
1,307.68
537.67
1,482.01
4.2
1.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.2
1.8
1.3
1.2
1.5
507.47
126.90
483.89
25.93
1,042.65
0.00
0.00
0.00
1,186.16
104.19
854.00
324.29
656.60
0.00
0.00
0.00
0.00
0.00
1,106.34
156.20
2,331.33
0.00
156.20
3,295.17
0.00
3.2
1.8
1.3
1.2
1.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.0
1.5
2.4
88.88
967.12
93.75
0.00
0.00
0.00
705.09
563.21
610.00
1,386.94
987.93
1,344.40
0.00
0.00
0.00
2.0
1.5
2.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.1
2.1
2.9
3.0
4.2
6.9
0.00
245.99
–
–
–
0.00
0.00
0.00
0.00
–
0.00
1,002.77
890.57
772.42
749.60
535.64
1,935.30
1,548.32
1,467.36
0.00
0.00
1,478.10
–
0.00
2,365.92
0.00
0.00
1,787.85
0.00
4,063.18
1.1
2.1
2.9
3.0
4.2
6.9
Establishment characteristics
See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2012—Continued
Characteristics
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality:
Accommodation and food services ................
3.1
1.2
1.2
1.5
2.4
3.0
2.4
1.7
2.4
1.9
2.1
$0.00
259.13
374.69
398.25
874.11
0.00
0.00
–
213.30
797.64
890.87
$349.28
1,228.72
1,077.98
1,384.53
–
156.20
865.59
0.00
0.00
0.00
0.00
$1,189.90
32.49
968.14
1,816.56
1,340.97
156.20
910.82
873.35
539.08
0.00
1,168.64
$3,143.56
1,326.48
956.17
0.00
0.00
1,288.10
1,698.72
0.00
0.00
0.00
0.00
–
$3,823.04
4,016.02
0.00
920.52
3,105.33
–
322.02
1,874.46
0.00
312.41
3.1
1.2
1.2
1.5
2.4
3.0
2.4
1.7
2.4
1.9
2.1
10.9
–
1,366.67
2,326.19
0.00
–
10.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.8
2.2
1.2
1.4
1.9
788.81
–
913.15
696.81
825.64
349.03
0.00
0.00
0.00
0.00
0.00
156.20
591.05
414.00
649.75
1,345.40
119.98
0.00
0.00
0.00
0.00
623.60
0.00
0.00
0.00
0.00
1,253.07
3,313.65
390.51
0.00
1.5
1.8
2.2
1.2
1.4
1.9
1.7
3.5
2.4
3.8
2.1
1.3
1.6
788.26
468.61
501.37
550.25
803.71
1,078.50
520.06
0.00
0.00
0.00
0.00
413.86
0.00
1,137.19
0.00
697.79
1,253.90
0.00
1,348.84
1,895.72
0.00
0.00
2,308.57
156.20
826.56
1,732.66
1,575.86
3,032.05
0.00
1,565.86
349.28
2,216.76
376.44
0.00
2,040.30
1.7
3.5
2.4
3.8
2.1
1.3
1.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March 2012
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave1
Paid
Unpaid
77
61
77
37
60
63
33
11
85
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
89
97
85
53
70
81
69
89
82
84
90
81
40
40
65
52
73
53
87
96
83
56
64
–
67
86
82
55
58
53
22
28
41
32
46
26
81
85
79
34
39
64
54
70
51
82
85
80
40
49
66
58
72
54
48
51
47
18
19
34
30
37
26
18
21
17
6
6
12
8
15
8
90
91
89
79
79
88
87
88
81
73
90
84
91
77
39
65
52
54
51
72
90
83
90
75
18
33
29
28
30
37
63
61
65
56
40
66
63
66
61
19
33
32
34
30
6
9
6
8
4
77
85
85
87
82
Full time .................................................................
Part time ................................................................
90
40
75
23
91
35
44
16
71
29
73
32
39
15
13
4
88
76
Union .....................................................................
Nonunion ...............................................................
91
76
73
60
91
75
45
36
82
58
84
61
44
32
10
11
91
85
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
50
33
84
90
91
90
29
18
64
75
84
86
49
37
83
90
90
90
15
9
39
43
55
56
30
19
62
71
82
84
34
24
65
74
83
85
15
9
32
39
50
57
4
3
9
13
19
20
77
74
86
88
91
91
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
90
76
95
56
40
62
90
73
96
28
17
32
66
34
77
67
38
78
37
15
45
9
7
10
87
75
91
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
75
78
90
72
82
98
62
59
75
49
71
93
74
76
88
68
84
98
39
35
34
32
42
61
59
61
68
55
70
93
62
65
70
58
76
91
32
32
30
31
36
68
11
6
9
4
5
13
85
88
83
88
90
98
Establishment characteristics
See footnotes at end of table.
Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March
2012—Continued
(All workers = 100 percent)
Characteristics
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave1
Paid
Unpaid
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
92
95
96
97
97
89
83
91
72
81
65
80
83
38
35
66
90
88
91
92
90
79
66
85
44
77
79
82
76
27
24
50
91
93
96
97
96
83
79
90
64
79
59
73
83
46
45
67
68
62
67
64
72
44
40
51
24
52
47
54
53
12
10
26
82
84
90
90
89
67
57
73
33
74
76
91
74
20
17
44
87
86
91
90
91
71
59
76
35
75
77
91
74
27
23
48
49
54
61
61
61
28
34
42
20
38
44
66
37
11
10
18
28
26
30
26
33
12
14
16
7
15
13
16
15
3
3
9
96
90
94
95
92
77
81
87
72
89
87
94
89
77
77
73
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
69
67
76
87
84
91
52
50
55
73
66
82
69
67
75
86
83
90
27
25
32
49
43
58
47
43
57
76
69
85
51
48
60
77
71
86
21
20
26
47
38
60
8
7
10
15
11
20
79
75
88
93
92
95
75
79
79
75
77
79
81
75
73
67
65
58
59
60
57
64
58
63
76
76
78
75
78
78
79
77
72
44
48
39
29
37
37
34
34
30
66
65
65
59
60
60
61
52
51
74
73
64
59
63
66
65
51
52
43
37
33
31
34
34
35
25
28
12
10
11
11
12
8
13
8
11
87
82
86
88
83
89
85
86
86
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of paid and unpaid family leave may exceed 100 percent because
some workers have access to both types of plans.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 32. Standard errors for leave benefits: Access, private industry workers, National Compensation Survey,
March 2012
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
0.7
0.7
0.7
0.7
0.8
0.8
0.7
0.5
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
0.5
1.1
1.7
6.1
0.7
1.3
0.8
1.3
0.9
0.8
1.2
1.6
6.5
0.9
1.2
1.2
1.6
0.9
0.7
1.1
1.7
7.2
–
1.0
0.8
1.2
1.3
1.7
1.6
1.3
5.7
1.2
1.3
1.6
1.3
1.0
1.3
1.2
1.7
6.3
1.0
1.2
1.3
1.8
1.1
1.3
1.3
1.6
6.5
1.0
1.5
1.3
1.4
1.3
1.7
1.5
1.3
3.9
0.9
1.2
1.2
1.5
1.1
1.4
1.2
0.7
2.4
0.6
0.8
0.8
0.8
0.9
1.1
1.1
1.3
5.3
0.7
0.9
0.8
1.3
2.4
1.4
1.1
0.9
1.7
2.4
2.1
1.4
1.7
2.1
2.0
1.4
1.3
0.9
2.0
1.9
1.7
1.3
1.5
1.9
2.6
2.4
1.5
1.8
2.1
2.6
2.2
1.4
1.8
2.0
2.0
2.0
1.2
1.5
2.0
1.2
1.0
0.6
1.2
0.6
2.2
1.8
1.6
1.4
2.3
Full time .................................................................
Part time ................................................................
0.5
1.3
0.6
1.0
0.5
1.7
0.9
0.9
0.8
1.4
0.7
1.2
0.8
0.8
0.6
0.4
0.6
1.0
Union .....................................................................
Nonunion ...............................................................
0.9
0.7
1.9
0.8
1.0
0.7
2.0
0.8
1.6
0.8
1.3
0.8
1.9
0.7
1.1
0.5
1.3
0.6
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
2.1
0.9
0.6
0.7
1.2
1.3
1.6
1.1
0.9
0.8
1.1
1.2
1.9
0.9
0.6
0.9
1.5
0.9
1.3
1.1
1.2
1.3
1.8
1.4
2.0
1.2
1.1
0.9
1.0
1.4
2.1
1.1
0.9
1.0
1.0
0.9
1.1
1.0
0.9
1.2
1.4
0.5
0.8
0.6
0.8
1.0
1.4
1.2
2.1
0.7
0.8
0.8
1.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.7
2.0
0.6
1.4
2.3
1.7
0.6
1.7
0.6
1.2
1.7
1.5
1.3
2.2
1.5
1.1
2.0
1.3
1.3
1.4
1.7
0.8
1.1
1.2
1.0
2.2
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
1.0
1.2
1.3
2.9
1.2
0.8
1.2
2.2
1.3
3.9
4.1
0.8
1.0
1.6
1.1
2.6
1.2
0.9
1.2
2.0
1.2
3.7
7.8
0.9
1.2
2.3
1.3
4.0
2.2
0.9
1.3
2.4
1.5
3.3
2.3
0.8
1.1
1.9
1.5
3.5
4.9
0.5
0.5
1.3
0.5
1.5
3.4
0.6
0.8
1.5
0.8
3.3
1.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 32. Standard errors for leave benefits: Access, private industry workers, National Compensation Survey,
March 2012—Continued
Characteristics
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.4
0.8
0.4
0.4
0.7
3.1
1.5
1.3
2.7
1.6
2.4
1.1
1.8
2.2
2.6
3.8
1.7
1.1
0.8
1.3
1.5
3.6
2.2
1.8
3.9
1.7
2.3
1.6
2.0
2.1
2.5
3.9
1.9
1.0
0.4
0.5
0.8
3.4
1.9
1.4
3.0
1.5
2.4
1.4
1.7
2.3
2.7
3.6
3.2
2.0
1.8
2.5
2.5
4.5
2.5
4.3
3.2
2.1
3.2
2.4
2.5
1.9
1.9
3.0
2.6
1.4
0.9
1.6
1.7
5.0
2.1
2.5
2.9
1.9
3.1
1.0
2.2
1.9
2.1
3.3
2.3
1.3
1.0
1.7
1.5
4.4
2.3
2.6
3.1
1.7
2.9
1.3
1.9
2.0
2.2
3.2
3.6
1.7
1.5
2.3
3.1
4.4
2.1
3.0
2.8
2.2
2.4
2.3
2.6
1.4
1.5
2.2
3.0
1.4
1.6
2.1
3.0
3.4
1.8
2.5
1.7
1.5
1.3
1.6
1.8
0.8
0.7
2.1
1.1
1.1
0.8
0.9
1.5
3.7
1.8
2.6
2.8
1.3
2.5
1.1
1.5
2.3
2.6
2.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.1
1.8
0.8
1.2
0.6
0.9
1.1
2.1
0.9
1.2
1.0
0.9
1.1
1.6
0.7
1.2
0.7
0.9
1.1
2.0
1.0
1.4
1.5
1.0
1.2
2.2
0.9
1.3
1.4
1.0
1.1
2.5
0.9
1.4
1.4
0.7
0.7
1.8
1.0
1.2
1.7
0.6
0.6
1.3
0.8
0.9
1.4
0.8
1.0
1.4
0.6
0.9
0.8
1.5
1.1
1.6
1.0
2.1
2.0
1.5
2.6
2.1
1.4
1.6
2.0
2.8
1.7
2.2
2.0
3.1
1.6
1.5
2.5
1.6
1.6
1.6
1.3
1.9
2.4
1.6
2.9
2.1
2.2
1.9
1.4
3.0
2.2
2.7
1.9
4.0
1.8
2.1
2.5
2.1
3.7
1.6
3.6
1.7
2.6
1.5
1.9
3.0
2.5
3.4
1.5
2.9
1.1
2.7
2.5
1.9
1.9
1.4
2.7
1.6
2.1
1.6
1.2
1.0
0.9
2.6
1.1
1.3
2.1
1.2
1.4
2.7
1.4
1.0
2.7
1.4
3.7
1.5
1.4
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March
2012
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
11
25
13
13
9
14
5
4
2
1
2
8
8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3
3
4
26
–
11
18
8
10
16
10
19
30
23
32
46
25
31
12
11
12
16
–
14
12
15
17
15
15
15
12
–
12
9
13
11
11
13
10
6
–
8
5
10
8
21
25
19
4
4
13
5
18
12
8
8
8
2
2
4
2
5
6
7
8
7
2
3
2
1
3
3
3
3
3
–
–
1
(1)
1
1
2
2
2
–
–
1
–
1
1
( )
2
2
2
1
–
1
–
1
1
9
9
9
6
7
7
6
8
8
9
9
9
6
7
7
6
8
7
14
8
10
6
14
31
31
23
19
27
18
17
11
10
12
12
10
16
15
17
10
7
10
11
9
10
13
14
17
10
3
7
7
8
5
1
4
5
6
3
–
1
–
–
1
–
–
–
–
–
1
–
2
3
–
7
8
8
9
7
7
7
8
8
7
Full time .................................................................
Part time ................................................................
8
30
23
37
14
11
14
9
10
3
16
6
6
2
5
(1)
2
–
1
–
2
(1)
8
6
8
6
Union .....................................................................
Nonunion ...............................................................
2
12
17
26
9
14
21
13
9
9
15
14
10
5
7
4
3
1
2
1
5
1
9
8
9
7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
28
52
11
6
3
2
37
25
33
22
14
10
15
10
14
14
12
10
9
6
14
15
15
14
5
2
7
11
12
13
4
2
12
15
22
25
1
–
4
7
8
9
–
–
2
5
7
9
–
–
1
2
3
3
–
–
1
1
2
2
(1)
–
1
2
3
2
6
5
7
8
9
9
6
5
7
8
9
9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
6
16
4
17
33
12
11
20
8
12
12
13
12
8
12
19
8
21
9
2
11
7
–
9
3
–
4
2
–
2
3
–
3
9
7
9
9
7
10
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
12
16
7
24
8
–
27
39
23
55
19
–
14
12
19
9
10
–
14
13
17
7
26
–
8
6
11
3
8
19
13
6
9
1
16
29
5
3
6
–
7
–
3
2
4
(1)
–
9
1
1
1
–
–
–
1
(1)
1
–
–
–
1
1
2
(1)
–
–
8
7
8
6
8
10
7
6
8
6
8
10
All workers .............................................................
Less
than 6
days
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March
2012—Continued
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Less
than 6
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
Mean
number of
days
Median
number of
days
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
1
1
1
–
5
6
1
12
7
4
2
8
44
50
10
22
8
6
5
7
19
21
11
38
32
2
1
37
15
12
26
27
9
6
4
11
20
16
14
17
15
4
1
17
18
18
14
16
18
20
13
29
–
14
18
10
12
11
7
13
13
12
14
9
14
16
7
22
8
11
14
7
7
6
7
7
5
5
7
14
36
43
60
21
–
18
24
9
10
15
10
9
–
–
8
6
8
6
6
6
–
5
6
–
5
13
16
4
3
–
6
4
3
2
2
2
6
6
8
–
3
14
17
1
–
–
4
(1)
1
1
–
–
–
2
2
–
3
9
11
2
–
–
–
–
–
–
–
–
–
–
–
–
2
9
13
–
–
–
4
–
–
–
–
–
–
–
–
–
3
13
15
–
–
–
–
8
9
9
9
9
9
8
9
7
8
11
12
7
5
5
8
8
9
10
10
9
8
8
9
7
7
11
12
7
6
5
8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
15
15
14
7
9
3
27
28
24
23
28
17
15
16
13
12
13
9
13
13
12
14
13
15
8
7
13
10
10
9
13
12
13
16
13
20
4
3
4
7
7
8
3
2
3
6
3
9
1
1
–
2
2
3
1
1
–
1
1
2
1
1
2
2
1
4
7
7
8
8
8
9
7
7
7
8
7
9
7
10
8
7
16
14
12
13
8
15
19
30
31
29
20
28
28
21
13
15
12
16
12
15
14
14
13
13
12
12
17
11
17
12
15
18
–
10
9
10
9
9
8
8
9
14
17
15
9
13
15
14
11
16
12
7
4
4
4
5
6
5
6
8
5
4
2
4
4
4
2
5
2
3
2
2
1
–
–
1
2
–
–
1
–
1
1
–
–
–
2
–
4
–
1
–
1
–
–
9
8
8
8
7
8
8
7
8
9
8
7
7
7
8
7
7
8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 33. Standard errors for paid holidays: Number of days provided, private industry workers, National Compensation
Survey, March 2012
Paid holidays
Characteristics
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
0.6
0.6
0.8
0.7
0.6
0.6
0.4
0.4
0.2
0.2
0.2
(1)
0.8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.6
0.6
0.8
2.1
–
0.9
1.6
0.8
1.3
1.3
1.0
1.9
2.1
5.8
0.9
1.6
1.2
1.7
0.9
1.2
1.1
1.9
–
1.1
1.2
1.5
1.9
1.1
1.3
1.4
1.3
–
0.6
0.7
0.9
1.0
1.0
1.4
1.2
1.1
–
0.8
0.7
1.0
1.2
1.2
1.1
1.6
0.7
1.1
0.8
0.7
1.1
1.6
1.0
1.3
1.1
0.3
0.8
0.4
0.6
0.5
0.8
0.7
1.0
0.8
0.6
1.2
0.3
0.2
0.5
0.7
0.3
0.5
0.4
–
–
0.2
0.2
0.3
0.4
0.4
0.4
0.5
–
–
0.1
–
0.2
0.2
0.4
0.4
0.5
0.4
–
0.2
–
0.2
0.2
0.1
0.1
0.1
0.1
0.5
0.1
0.1
0.1
0.1
0.0
0.0
0.9
0.0
0.0
0.0
0.0
0.2
0.0
2.2
1.3
1.0
1.2
1.5
3.2
2.1
1.2
1.5
1.9
3.4
2.1
0.9
1.0
1.3
1.6
1.4
1.2
1.6
1.7
2.3
1.0
1.0
1.3
1.2
2.1
1.9
1.1
1.5
1.6
0.9
1.3
0.9
1.3
0.9
0.4
1.2
0.7
0.9
1.0
–
0.4
–
–
0.3
–
–
–
–
–
0.3
–
0.3
0.6
–
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
1.1
0.0
Full time .................................................................
Part time ................................................................
0.5
2.8
0.7
2.3
0.8
1.8
0.7
0.8
0.7
0.5
0.7
0.8
0.4
0.4
0.4
0.1
0.2
–
0.2
–
0.3
0.2
(1)
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
1.0
0.7
1.5
0.7
0.9
0.9
2.0
0.6
1.1
0.6
1.7
0.6
1.5
0.4
1.2
0.4
0.7
0.2
0.8
0.1
0.8
0.2
0.1
(1)
0.5
0.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.8
4.5
1.0
0.6
0.5
0.7
1.4
2.8
1.4
0.8
0.7
0.7
1.5
1.7
0.9
1.2
0.8
1.0
1.0
1.5
0.9
1.0
0.9
1.2
0.8
0.6
0.6
0.8
1.2
1.4
0.7
1.0
0.9
0.9
1.1
1.4
0.3
–
0.5
0.7
0.9
1.2
–
–
0.3
0.6
0.8
1.0
–
–
0.3
0.3
0.3
0.4
–
–
0.2
0.4
0.4
0.4
0.1
–
0.2
0.4
0.4
0.7
0.1
0.3
0.1
0.1
0.1
0.1
0.0
0.8
0.0
0.0
0.0
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
2.3
1.0
1.1
2.8
1.4
1.0
2.9
1.0
1.1
1.8
1.4
1.0
1.6
1.3
1.1
2.4
1.4
0.9
0.7
1.2
0.9
–
1.2
0.5
–
0.7
0.7
–
0.9
0.4
–
0.6
0.1
0.1
0.1
0.0
0.9
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
1.1
1.1
1.6
2.1
–
0.8
1.2
2.2
1.5
2.4
–
0.9
1.1
2.5
1.2
2.0
–
0.7
0.8
1.9
0.9
3.2
–
0.7
0.6
2.0
0.5
1.8
4.0
0.7
0.7
1.4
0.3
2.8
6.5
0.4
0.4
1.2
–
1.7
–
0.4
0.6
0.8
0.1
–
2.5
0.2
0.2
0.6
–
–
–
0.2
0.2
0.7
–
–
–
0.3
0.2
0.8
0.1
–
–
0.1
0.1
0.1
0.1
0.2
0.2
0.0
0.0
1.0
0.0
0.0
0.0
All workers .............................................................
Less
than 6
days
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 33. Standard errors for paid holidays: Number of days provided, private industry workers, National Compensation
Survey, March 2012—Continued
Paid holidays
Characteristics
Less
than 6
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
Mean
number of
days
Median
number of
days
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
0.4
0.2
0.4
–
1.7
1.4
0.6
2.7
1.4
1.5
0.3
1.6
3.8
5.1
2.9
2.8
1.3
0.9
1.5
1.4
4.7
1.8
1.7
3.9
2.8
0.5
0.5
3.1
2.8
2.9
3.3
3.3
1.1
0.9
0.8
2.1
4.9
2.0
2.1
3.6
1.9
1.4
0.2
2.1
3.1
3.6
3.0
2.7
1.6
1.5
1.9
2.7
–
1.7
2.9
2.0
1.7
2.0
0.9
2.0
2.5
2.9
3.1
2.1
1.2
1.5
1.2
3.0
1.9
2.3
3.4
2.4
1.4
1.2
0.7
1.6
1.5
1.8
1.5
2.1
1.4
1.9
2.3
2.7
–
1.7
2.7
2.3
1.6
3.6
1.0
1.7
–
–
1.7
1.2
1.6
0.7
1.0
1.0
–
1.3
1.7
–
0.8
1.9
2.1
0.9
0.9
–
1.6
1.1
0.7
0.4
0.6
0.8
2.3
1.1
1.5
–
0.3
1.7
2.0
0.3
–
–
1.5
0.2
0.5
0.3
–
–
–
0.4
0.6
–
0.6
1.3
1.7
0.7
–
–
–
–
–
–
–
–
–
–
–
–
0.3
2.0
2.5
–
–
–
2.0
–
–
–
–
–
–
–
–
–
0.9
2.3
2.0
–
–
–
–
0.1
0.1
0.1
0.1
0.1
0.4
0.1
0.1
0.2
0.1
0.3
0.1
0.1
0.2
0.3
0.3
1.2
0.5
0.6
0.0
0.7
0.5
0.0
0.0
1.1
0.0
(1)
0.0
0.1
0.0
1.4
0.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.3
1.5
0.7
1.0
0.9
1.0
1.4
2.0
1.0
1.2
1.8
1.4
1.6
1.5
0.9
1.3
1.1
0.8
1.0
1.5
0.9
1.1
1.2
0.8
0.7
2.1
0.8
1.1
1.0
0.8
0.9
1.9
0.9
1.0
1.5
0.5
0.6
0.7
0.7
0.8
1.0
0.4
0.5
0.8
0.6
0.6
1.1
0.3
0.3
–
0.3
0.4
0.5
0.2
0.3
–
0.3
0.2
0.5
0.3
0.2
0.8
0.3
0.2
0.5
0.1
0.1
0.2
0.1
0.1
0.1
0.0
0.0
0.8
0.0
1.0
0.0
1.4
2.2
1.2
1.0
1.9
2.2
1.6
2.0
1.4
3.0
1.4
1.8
2.4
1.6
1.6
2.0
1.5
1.5
3.6
3.1
1.6
1.7
1.0
3.3
1.4
3.8
2.0
1.8
1.3
1.7
2.4
1.3
2.0
1.2
2.1
2.6
–
1.2
0.9
1.1
1.9
1.2
1.8
3.0
1.2
1.7
1.3
1.4
1.5
1.3
3.4
2.4
1.7
2.0
2.6
0.5
0.9
1.1
0.4
2.2
1.8
1.7
0.8
1.4
0.7
0.9
0.3
0.8
1.2
1.5
0.6
1.4
0.8
0.4
0.5
0.5
0.1
–
–
0.1
0.8
–
–
0.4
–
0.2
0.2
–
–
–
0.4
–
1.1
–
0.2
–
0.4
–
–
0.2
0.1
0.1
0.1
0.1
0.2
0.1
0.1
0.1
0.5
0.0
0.9
0.0
0.0
0.9
0.0
0.0
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 34. Paid sick leave: Type of provision, private industry workers,
National Compensation Survey, March 2012
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year1
As needed2
As part of
consolidated
leave plan3
68
6
26
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
62
63
61
69
71
79
67
71
74
76
75
78
8
9
7
3
5
6
5
9
8
3
3
4
30
27
32
28
23
15
27
20
18
20
22
18
Full time .................................................................
68
6
26
Nonunion ...............................................................
67
6
27
Average wage within the following categories:4
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
71
68
64
62
3
5
9
11
26
26
28
27
Goods-producing industries ...................................
Manufacturing ....................................................
71
71
8
7
21
22
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
68
79
72
84
74
5
6
12
4
–
27
14
16
12
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 34. Paid sick leave: Type of provision, private industry workers,
National Compensation Survey, March 2012—Continued
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
Fixed number
of days per
year1
As needed2
As part of
consolidated
leave plan3
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Other services ...................................................
73
62
60
69
47
68
67
63
58
78
81
55
68
9
6
6
4
5
7
7
8
2
9
8
1
9
17
32
34
27
47
24
26
29
39
12
11
44
23
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
69
68
70
68
72
8
9
5
4
4
23
23
25
28
23
69
73
64
67
67
66
65
65
74
8
8
7
5
4
7
4
6
5
23
19
29
28
28
27
30
29
21
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
2 Plan does not specify maximum number of
days.
3 A consolidated leave plan provides a single
amount of time-off for workers to use for multiple
purposes, such as vacation, illness, or personal
business.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 34. Standard errors for paid sick leave: Type of provision, private
industry workers, National Compensation Survey, March 2012
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year1
As needed2
As part of
consolidated
leave plan3
1.0
0.4
0.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.5
1.9
1.8
1.9
1.1
1.5
1.5
2.1
2.5
1.7
2.7
2.2
0.7
1.3
0.7
0.4
0.6
0.8
0.7
0.9
1.3
0.6
0.7
0.9
1.3
1.5
1.7
1.8
1.1
1.3
1.4
1.9
2.0
1.5
2.5
2.2
Full time .................................................................
1.1
0.4
1.0
Nonunion ...............................................................
1.0
0.4
0.9
Average wage within the following categories:4
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
1.1
1.5
2.0
0.4
0.6
0.7
1.0
1.3
1.1
1.2
1.7
Goods-producing industries ...................................
Manufacturing ....................................................
1.9
2.4
1.0
0.9
1.9
2.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
1.1
1.3
3.0
1.5
6.6
0.5
0.7
1.9
0.7
–
0.9
1.2
2.4
1.4
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 34. Standard errors for paid sick leave: Type of provision, private
industry workers, National Compensation Survey, March
2012—Continued
Sick leave provision
Characteristics
Fixed number
of days per
year1
As needed2
As part of
consolidated
leave plan3
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Other services ...................................................
3.2
1.7
1.9
2.2
3.5
4.4
3.4
4.5
2.4
2.2
1.9
2.8
4.8
2.6
0.8
0.7
0.8
1.2
1.9
1.4
2.2
0.6
1.2
1.7
0.6
2.5
2.7
1.8
1.9
2.2
3.3
4.3
3.0
4.0
2.3
2.1
0.9
2.7
4.3
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.4
1.5
2.9
1.3
1.7
0.6
0.7
1.1
0.5
0.8
1.4
1.5
2.8
1.1
1.5
1.5
2.3
3.1
3.1
3.1
4.0
2.6
1.9
1.8
0.7
1.4
1.5
0.8
0.6
2.0
0.9
0.9
0.9
1.5
1.2
2.8
3.0
2.7
4.2
2.8
2.1
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
2 Plan does not specify maximum number of
days.
3 A consolidated leave plan provides a single
amount of time-off for workers to use for multiple
purposes, such as vacation, illness, or personal
business.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2012
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 1 year
All workers .............................................................
21
55
21
2
1
7
6
Full time .................................................................
19
55
22
3
1
8
6
Nonunion ...............................................................
21
56
20
2
1
7
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
27
26
28
16
19
57
56
57
53
61
15
16
13
26
18
1
–
–
4
2
(3)
–
–
2
1
6
6
6
8
7
5
5
5
6
6
All workers .............................................................
19
55
22
2
2
8
6
Full time .................................................................
17
55
23
3
2
8
6
Nonunion ...............................................................
19
56
21
2
2
8
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
25
24
27
14
17
57
57
58
52
61
16
17
13
27
19
2
2
–
3
2
1
1
–
3
1
7
7
7
9
7
5
5
5
6
6
After 5 years
See footnotes at end of table.
Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2012—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 10 years
All workers .............................................................
19
54
22
3
2
9
6
Full time .................................................................
17
55
23
3
2
9
6
Nonunion ...............................................................
19
55
21
3
2
9
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
25
24
27
14
16
57
56
58
52
61
16
17
13
27
19
2
2
–
3
2
1
1
–
3
1
7
7
7
10
8
5
5
5
6
6
All workers .............................................................
19
54
22
3
2
9
6
Full time .................................................................
17
55
23
3
2
10
6
Nonunion ...............................................................
19
56
21
2
2
9
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
24
24
26
14
16
57
56
58
52
61
16
17
13
27
19
2
2
–
4
2
1
1
–
3
1
7
7
7
11
8
5
5
5
6
6
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
3 Less than 0.5.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 private
industry workers, National Compensation Survey, March 2012
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
1.0
1.1
0.8
0.4
0.2
0.2
0.0
Full time .................................................................
1.0
1.1
0.8
0.4
0.2
0.2
0.0
Nonunion ...............................................................
1.1
1.1
0.8
0.4
0.2
0.2
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.9
2.3
2.2
1.0
1.4
1.7
2.1
2.7
1.4
1.9
1.2
1.3
1.7
1.1
1.8
0.3
–
–
0.6
0.6
0.2
–
–
0.3
0.2
0.3
0.4
0.3
0.2
0.2
0.0
0.0
0.0
(3)
0.0
All workers .............................................................
0.9
1.0
0.8
0.3
0.2
0.2
0.0
Full time .................................................................
1.0
1.1
0.8
0.3
0.3
0.2
0.0
Nonunion ...............................................................
1.0
1.1
0.9
0.4
0.2
0.2
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.8
2.1
2.1
1.0
1.4
1.6
2.0
2.5
1.4
2.1
1.2
1.3
1.7
1.2
1.9
0.4
0.4
–
0.5
0.6
0.2
0.2
–
0.4
0.4
0.3
0.4
0.5
0.3
0.2
0.0
0.0
0.0
(3)
0.0
After 5 years
See footnotes at end of table.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 private
industry workers, National Compensation Survey, March 2012—Continued
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.9
1.0
0.8
0.3
0.2
0.3
0.0
Full time .................................................................
0.9
1.1
0.8
0.3
0.3
0.3
0.0
Nonunion ...............................................................
1.0
1.0
0.9
0.4
0.2
0.3
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.8
2.1
2.1
0.9
1.4
1.6
2.0
2.5
1.4
2.0
1.2
1.3
1.7
1.1
1.9
0.4
0.4
–
0.5
0.6
0.2
0.2
–
0.4
0.4
0.3
0.4
0.8
0.4
0.4
0.0
0.0
0.0
(3)
0.0
All workers .............................................................
0.9
1.0
0.8
0.4
0.2
0.3
0.0
Full time .................................................................
1.0
1.1
0.8
0.4
0.3
0.4
0.0
Nonunion ...............................................................
1.0
1.0
0.9
0.4
0.3
0.3
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.8
2.1
2.1
0.9
1.4
1.6
2.0
2.5
1.3
2.0
1.3
1.4
1.7
1.1
1.9
0.5
0.6
–
0.5
0.6
0.2
0.2
–
0.4
0.4
0.3
0.4
0.8
0.5
0.5
0.0
0.0
0.0
(3)
0.0
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 36. Paid sick leave: Carryover provisions, private industry workers,
National Compensation Survey, March 2012
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision1
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
43
9
34
57
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
48
41
52
42
45
51
42
33
38
37
29
45
13
10
15
7
8
7
9
6
5
6
5
8
35
31
37
35
36
43
33
27
33
31
24
38
52
59
48
58
55
49
58
67
62
63
71
55
Full time .................................................................
43
9
34
57
Nonunion ...............................................................
43
9
34
57
Average wage within the following categories:2
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
47
42
45
49
9
9
11
13
38
33
34
35
53
58
55
51
Goods-producing industries ...................................
Manufacturing ....................................................
29
30
7
8
21
22
71
70
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
46
51
29
54
62
10
8
6
8
24
36
43
24
46
38
54
49
71
46
38
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 36. Paid sick leave: Carryover provisions, private industry workers,
National Compensation Survey, March 2012—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision1
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
No
carryover
provision
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Other services ...................................................
34
40
39
34
52
44
32
36
62
62
79
62
53
10
8
9
7
11
–
8
10
16
16
19
15
–
23
32
30
27
42
–
24
26
46
46
60
46
–
66
60
61
66
48
56
68
64
38
38
21
38
47
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
33
31
36
52
53
8
7
9
11
10
25
24
28
42
43
67
69
64
48
47
42
37
35
40
49
55
42
51
47
–
7
6
6
14
15
6
7
12
–
30
28
35
35
40
36
45
35
58
63
65
60
51
45
58
49
53
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans that allow employees to accumulate unused
sick leave from year to year.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 36. Standard errors for paid sick leave: Carryover provisions, private
industry workers, National Compensation Survey, March 2012
Carryover provision1
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
1.2
0.8
1.0
1.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.8
2.0
2.4
2.7
1.3
1.8
1.7
2.7
3.2
1.9
2.7
2.6
1.4
1.0
2.1
1.0
1.0
0.8
1.5
1.1
0.9
0.8
1.1
1.0
1.6
2.1
1.9
2.4
1.3
1.8
1.5
2.4
3.4
1.7
2.5
2.6
1.8
2.0
2.4
2.7
1.3
1.8
1.7
2.7
3.2
1.9
2.7
2.6
Full time .................................................................
1.3
0.8
1.1
1.3
Nonunion ...............................................................
1.3
0.9
1.0
1.3
Average wage within the following categories:2
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.1
2.1
1.6
2.5
2.2
0.8
0.8
1.2
1.8
1.8
1.5
2.3
2.1
2.1
1.6
2.5
Goods-producing industries ...................................
Manufacturing ....................................................
2.3
2.6
1.2
1.3
1.8
2.2
2.3
2.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
1.2
1.3
2.9
1.9
5.1
0.9
0.6
1.2
0.9
4.0
1.1
1.3
2.8
2.0
5.5
1.2
1.3
2.9
1.9
5.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 36. Standard errors for paid sick leave: Carryover provisions, private
industry workers, National Compensation Survey, March 2012—Continued
Carryover provision1
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
No
carryover
provision
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Other services ...................................................
3.5
1.9
2.3
2.6
4.7
5.8
2.5
3.6
3.0
3.3
1.8
3.9
5.1
2.2
1.2
1.2
1.3
2.7
–
1.9
2.4
3.3
1.9
1.3
4.1
–
3.1
1.9
2.5
2.5
5.2
–
2.4
3.2
3.0
3.2
2.1
3.9
–
3.5
1.9
2.3
2.6
4.7
5.8
2.5
3.6
3.0
3.3
1.8
3.9
5.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.6
1.9
2.8
1.6
2.0
1.4
1.5
1.9
0.7
1.0
1.4
1.5
2.6
1.4
1.7
1.6
1.9
2.8
1.6
2.0
3.8
2.1
3.4
3.3
2.1
4.8
2.4
3.0
4.8
–
1.6
1.0
0.8
3.4
3.2
1.1
1.0
2.3
–
1.3
3.5
2.9
2.2
3.9
2.6
3.4
3.5
3.8
2.1
3.4
3.3
2.1
4.8
2.4
3.0
4.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans that allow employees to accumulate unused
sick leave from year to year.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 37. Paid sick leave: Limit on days accumulated, private industry workers, National
Compensation Survey, March 2012
(Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated carryover days)
Limit on paid sick leave days accumulated (in number of days)2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Mean
number of
days
7
15
30
63
130
49
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10
–
10
10
10
10
10
6
6
5
5
5
20
15
24
15
20
20
20
10
10
–
7
–
40
31
50
30
24
24
30
24
24
20
15
27
80
65
90
60
60
30
88
–
65
60
25
110
130
130
135
120
110
60
130
130
130
150
–
160
58
54
60
48
43
30
53
43
44
45
22
59
Full time .................................................................
7
15
30
60
120
48
Nonunion ...............................................................
7
15
30
60
120
44
Average wage within the following categories:3
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
7
–
10
15
15
19
20
24
30
40
45
48
60
94
100
90
130
150
150
39
49
63
65
Goods-producing industries ...................................
Manufacturing ....................................................
5
5
–
5
12
10
22
22
30
–
21
21
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
10
–
5
–
65
20
18
10
–
90
30
24
17
24
110
65
38
30
24
120
130
135
60
30
130
52
46
26
24
104
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 37. Paid sick leave: Limit on days accumulated, private industry workers, National
Compensation Survey, March 2012—Continued
(Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated carryover days)
Limit on paid sick leave days accumulated (in number of days)2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Mean
number of
days
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Other services ...................................................
–
12
12
15
10
–
–
–
13
12
15
13
–
15
20
20
20
20
–
–
–
30
30
–
30
–
65
40
45
–
45
–
30
25
60
60
65
60
–
90
–
90
–
–
–
65
–
90
120
125
80
–
130
90
100
90
130
–
140
65
130
180
150
130
–
60
53
57
54
62
41
50
37
65
78
82
62
39
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
10
–
10
6
6
14
12
15
18
15
30
30
30
30
24
50
45
60
72
40
90
90
–
140
90
38
36
41
55
38
–
10
–
6
10
–
–
–
7
–
24
20
15
16
15
–
–
12
–
45
30
30
30
24
30
27
24
–
120
72
63
60
–
65
50
60
–
150
130
120
105
–
150
–
120
56
66
54
48
44
39
48
37
43
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employees earn or accrue a specified number of sick leave days
per year. This number may vary by length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the same as
or more than the amount shown, and half receive the same as or less
than the amount shown. At the 25th percentile, one-fourth of
participating workers receive the same or less than the amount shown.
The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 37. Standard errors for paid sick leave: Limit on days accumulated, private industry
workers, National Compensation Survey, March 2012
Limit on paid sick leave days accumulated (in number of days)1
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Mean
number of
days
1.5
0.2
0.0
5.1
11.9
1.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
–
1.2
0.7
0.0
0.0
0.4
1.4
1.3
0.0
0.0
1.0
1.3
2.1
3.6
2.9
0.6
4.8
0.5
2.2
2.4
–
1.9
–
5.0
4.1
7.8
1.3
0.0
0.0
0.0
3.9
3.9
3.0
3.3
4.5
16.5
8.5
18.6
0.0
2.1
0.0
25.2
–
17.6
14.0
6.6
18.2
9.4
6.9
9.9
4.2
11.3
11.9
11.6
12.7
10.4
3.5
–
11.6
2.5
3.8
2.8
3.5
1.7
2.4
2.2
3.9
4.7
3.5
1.7
5.6
Full time .................................................................
1.5
1.3
0.0
3.9
8.3
1.5
Nonunion ...............................................................
1.6
0.2
3.9
0.0
10.6
1.4
Average wage within the following categories:2
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.1
1.6
–
2.9
4.3
1.0
3.7
2.9
0.0
0.0
8.8
12.0
12.6
5.3
9.3
12.6
5.0
12.6
3.2
12.6
1.4
2.0
2.5
3.6
Goods-producing industries ...................................
Manufacturing ....................................................
0.0
0.0
–
1.2
2.0
1.6
3.8
3.7
6.0
–
3.1
3.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
0.0
–
0.0
–
1.6
1.2
3.7
0.0
–
11.4
0.0
0.0
4.2
0.0
6.8
2.5
9.1
0.0
2.0
0.0
3.8
19.6
10.4
0.0
5.1
1.6
2.6
2.9
0.8
3.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 37. Standard errors for paid sick leave: Limit on days accumulated, private industry
workers, National Compensation Survey, March 2012—Continued
Limit on paid sick leave days accumulated (in number of days)1
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Mean
number of
days
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Other services ...................................................
–
3.2
2.6
1.7
3.0
–
–
–
2.3
2.3
3.5
2.7
–
3.4
2.6
0.3
1.5
5.4
–
–
–
0.0
0.0
–
0.0
–
14.0
6.6
4.2
–
3.9
–
0.2
6.8
0.2
0.0
18.7
1.9
–
12.2
–
18.4
–
–
–
5.7
–
6.3
9.7
6.4
17.0
–
21.0
8.7
27.7
5.8
35.9
–
19.9
14.4
22.2
51.1
24.5
22.3
–
8.2
3.3
4.3
4.2
10.2
5.4
6.1
5.2
3.4
4.4
3.1
3.7
6.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.0
–
0.0
1.1
0.4
2.6
2.5
1.0
4.0
2.1
2.5
5.5
0.7
0.0
0.0
8.1
12.7
11.9
12.0
10.4
6.9
1.6
–
8.8
15.5
2.1
2.4
3.8
2.0
2.1
–
0.0
–
1.2
1.5
–
–
–
1.4
–
0.0
5.1
3.0
4.0
3.6
–
–
0.6
–
9.3
0.0
0.0
5.4
1.1
7.3
5.0
1.5
–
23.3
19.0
4.4
0.0
–
6.6
8.6
4.4
–
10.5
8.3
8.2
18.2
–
26.1
–
14.6
7.4
4.6
3.0
3.6
2.9
5.6
5.1
4.3
3.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the same as
or more than the amount shown, and half receive the same as or less
than the amount shown. At the 25th percentile, one-fourth of
participating workers receive the same or less than the amount shown.
The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 38. Paid vacations: Number of annual days by service requirement,1 private industry workers, National
Compensation Survey, March 2012
(All workers with paid vacations = 100 percent)
Paid vacation days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
Mean
number of
days
Greater
than 24
days
20 to 24
days
Median
number of
days
After 1 year
All workers .............................................................
7
38
35
12
7
2
10
10
Full time .................................................................
Part time ................................................................
4
24
36
48
37
18
14
4
7
4
2
2
10
7
10
5
Union .....................................................................
Nonunion ...............................................................
6
7
47
36
35
35
7
13
2
7
2
2
8
10
7
10
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
9
9
8
5
7
3
45
45
44
31
40
19
33
34
31
36
35
38
9
9
11
15
12
20
4
3
4
9
5
15
1
1
2
3
2
4
9
8
9
11
9
13
7
6
8
10
10
10
All workers .............................................................
2
9
36
34
12
6
14
15
Full time .................................................................
Part time ................................................................
1
9
8
21
36
41
36
19
13
5
7
5
14
12
15
10
Union .....................................................................
Nonunion ...............................................................
1
2
8
10
45
35
36
33
6
13
5
7
13
14
12
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
1
1
1
1
13
14
10
6
8
4
41
40
42
32
40
23
32
32
32
35
34
37
8
8
10
16
13
21
4
3
5
9
4
15
13
13
13
15
14
17
11
10
13
15
15
15
After 5 years
See footnotes at end of table.
Table 38. Paid vacations: Number of annual days by service requirement,1 private industry workers, National
Compensation Survey, March 2012—Continued
(All workers with paid vacations = 100 percent)
Paid vacation days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
2
7
16
41
22
13
17
15
Full time .................................................................
Part time ................................................................
1
8
5
16
15
21
41
38
24
11
14
7
17
14
15
15
Union .....................................................................
Nonunion ...............................................................
1
2
4
7
13
16
55
39
20
23
8
13
17
17
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
1
1
1
(3)
11
12
7
3
4
2
23
24
20
10
11
8
39
39
40
42
49
33
17
16
22
27
23
31
8
7
11
17
11
26
15
15
16
19
17
20
15
15
15
17
15
20
All workers .............................................................
2
6
13
20
35
25
19
20
Full time .................................................................
Part time ................................................................
1
8
5
14
12
16
20
21
36
25
26
16
20
16
20
15
Union .....................................................................
Nonunion ...............................................................
1
2
3
7
6
14
12
21
43
34
35
24
21
19
20
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
1
1
1
(3)
10
12
7
2
3
1
20
21
16
6
8
4
25
26
22
14
19
8
28
25
34
41
43
39
15
13
20
35
25
48
16
16
18
22
20
24
15
15
20
20
20
23
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave
plan that provides a single amount o