National Compensation Survey: Employee
Benefits in the United States, March 2011
U.S. Department of Labor
Hilda L. Solis, Secretary
U.S. Bureau of Labor Statistics
Keith Hall, Commissioner
September 2011
Bulletin 2771
Contents
Overview
Tables organized by ownership

Civilian (includes private industry and state and local government establishments)

Private industry (excludes agricultural establishments, private households, and the selfemployed)

State and local government (excludes Federal employees)
Technical note
Appendix table 1: Survey establishment response
Appendix table 2: Number of workers represented
Overview
The National Compensation Survey (NCS) provides comprehensive measures of compensation
cost trends, as well as incidence and detailed provisions of employee benefit plans. This bulletin
presents estimates of the incidence and key provisions of selected employee benefit plans.
Estimates presented are on benefits for civilian workers—workers in private industry and in state
and local government—by various employee and employer characteristics. For the purposes of
the NCS, Federal Government, agricultural, and household workers, and workers who are selfemployed, are excluded.
Questions regarding these data and recent and historical NCS benefits data can be addressed by
calling the information line at (202) 691–6199 or by e-mailing [email protected]. Information is
available to sensory-impaired individuals upon request, telephone: (202) 691–5200; Federal
Relay Service: (800) 877–8339. Data requests may also be sent by mail to the U.S. Bureau of
Labor Statistics, Division of Compensation Data Analysis and Planning, 2 Massachusetts
Avenue, NE, Room 4175, Washington, DC 20212. Material in this publication is in the public
domain and, with appropriate credit, may be reproduced without permission.
U. S. Bureau of Labor Statistics (BLS) field economists collected and reviewed the survey data.
The Office of Compensation and Working Conditions, in cooperation with the Office of Field
Operations and the Office of Technology and Survey Processing (all in the BLS National
Office), designed the survey, processed the data, and prepared the survey for publication. The
survey could not have been conducted without the cooperation of the many private businesses
and state and local government agencies and jurisdictions that provided benefits data included in
this bulletin. BLS thanks these respondents for their cooperation.
Civilian Tables
___________________________________________________________________________
Types of Benefits






Retirement Benefits
Health Care Benefits
Life, Short-term Disability, and Long-term Disability Insurance Benefits
Holiday, Vacation, Sick, and Other Leave Benefits
Other Benefits
Benefit Combinations
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2011
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
68
55
80
30
28
92
54
37
69
83
86
82
86
74
78
72
81
88
91
88
94
45
41
47
74
42
38
43
69
93
93
93
93
62
73
58
33
47
60
42
20
75
81
73
61
95
83
47
74
71
66
73
65
90
69
31
62
55
44
61
53
96
83
66
84
78
67
84
81
89
39
18
53
24
13
30
31
85
36
17
51
21
10
27
30
96
93
94
95
88
77
91
97
25
69
35
37
61
61
62
52
12
49
17
20
43
39
46
37
51
71
50
54
71
64
74
71
63
68
67
67
66
50
57
52
53
51
80
83
78
79
77
30
31
27
24
30
30
30
25
23
27
98
96
94
95
92
47
56
54
61
47
33
41
37
43
31
69
73
68
71
65
Full time .................................................................
Part time ................................................................
78
38
65
22
84
58
35
13
33
10
94
82
62
29
45
13
72
46
Union .....................................................................
Nonunion ...............................................................
93
64
88
49
94
77
82
21
78
19
95
91
41
56
29
39
69
69
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
41
29
70
78
88
90
23
12
54
67
80
83
56
40
78
86
91
92
9
5
25
36
53
52
7
4
23
34
50
49
80
67
92
94
94
93
36
25
58
61
65
69
17
9
38
45
51
55
49
34
67
75
79
80
Goods-producing industries ...................................
73
61
83
29
27
96
66
49
75
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
67
79
87
91
88
73
90
90
54
67
82
86
80
56
78
86
80
85
93
95
91
77
87
95
30
45
73
86
55
25
51
84
28
42
68
82
46
23
46
80
92
92
93
95
84
91
92
95
52
51
34
22
63
63
74
32
35
34
22
10
48
43
53
18
68
66
63
46
75
68
71
58
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2011—Continued
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
51
46
64
84
79
89
36
33
44
72
62
81
71
72
69
85
79
91
12
9
18
46
30
62
10
9
16
43
27
58
90
92
87
93
92
93
45
42
55
62
64
60
29
28
34
44
45
43
65
66
63
71
70
72
63
70
70
70
69
71
67
68
65
53
58
57
58
52
56
52
53
53
83
83
82
83
76
80
78
78
82
29
34
34
29
27
32
25
25
31
27
31
31
26
25
30
24
23
29
94
92
91
88
91
94
95
93
95
49
52
57
55
58
51
54
55
49
36
38
39
41
37
34
36
38
35
74
72
67
75
63
67
67
69
72
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
4 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2011
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.6
0.5
0.5
0.5
0.6
0.6
0.5
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
1.1
0.8
1.3
0.8
1.2
0.9
1.2
0.5
0.5
0.6
0.5
0.9
1.3
1.0
1.4
0.8
1.3
0.9
1.3
0.8
0.8
0.9
1.0
1.0
1.2
1.1
1.7
0.9
1.1
1.0
1.3
0.8
0.8
1.0
2.1
1.5
1.6
1.1
3.2
0.8
1.1
1.0
1.4
1.4
1.8
0.8
2.9
0.8
1.0
0.9
1.3
0.5
1.5
1.6
2.0
0.7
1.1
0.8
1.0
1.3
2.3
0.8
3.1
0.6
0.7
0.8
1.3
1.4
2.2
0.7
3.0
0.6
0.5
0.8
1.2
0.5
1.2
0.7
0.8
1.2
2.2
1.2
0.6
2.0
1.7
1.2
2.7
0.8
1.1
1.1
1.4
1.5
1.8
0.6
1.5
0.7
1.0
0.9
1.1
3.0
1.8
1.5
3.0
0.8
1.2
0.9
1.2
2.0
1.9
1.3
1.6
1.8
1.7
1.8
1.2
1.3
1.6
1.4
1.2
0.8
1.0
1.0
1.9
1.7
1.1
1.3
1.5
1.9
1.7
1.0
1.2
1.4
0.5
1.0
0.6
0.8
0.9
2.1
1.8
1.2
1.6
1.6
1.7
1.5
0.9
1.2
1.2
1.7
1.5
0.9
1.1
1.3
Full time .................................................................
Part time ................................................................
0.6
1.1
0.5
0.8
0.4
1.5
0.6
0.5
0.6
0.5
0.6
1.6
0.7
1.1
0.5
0.7
0.5
1.6
Union .....................................................................
Nonunion ...............................................................
0.7
0.6
0.7
0.6
0.5
0.5
1.0
0.5
1.0
0.4
0.6
0.8
1.3
0.7
1.2
0.5
1.4
0.6
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.5
0.9
0.7
0.6
0.7
0.7
0.8
0.9
0.7
0.7
0.8
1.3
2.1
0.7
0.5
0.4
0.6
0.6
0.6
0.7
0.8
0.9
1.3
0.5
0.5
0.7
0.7
0.9
1.2
2.0
4.8
0.7
0.8
0.6
0.7
1.0
1.4
1.0
0.9
0.9
1.1
0.6
0.7
0.8
0.8
0.9
1.2
1.2
2.0
0.8
0.8
0.7
1.0
Goods-producing industries ...................................
1.2
1.1
0.7
1.1
1.1
0.5
1.3
1.1
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.0
0.8
0.6
1.2
1.8
0.7
1.2
0.6
1.0
0.9
0.7
1.5
1.5
1.1
1.3
0.5
0.8
0.5
0.4
1.0
1.3
1.0
0.7
0.6
1.1
0.9
0.9
2.4
1.5
2.3
1.4
0.5
1.1
1.0
1.0
1.8
1.3
2.1
1.5
0.7
1.3
1.3
0.5
5.0
1.9
1.8
0.8
0.7
1.3
1.4
1.7
2.5
1.8
1.5
2.3
0.6
0.9
1.0
1.1
1.8
1.5
1.4
1.7
0.6
1.2
1.8
2.8
1.9
1.5
1.8
4.4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2011—Continued
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.1
1.7
0.7
1.0
0.9
0.8
0.9
1.5
0.6
1.0
1.0
0.9
1.1
1.5
0.4
0.8
0.5
0.5
0.6
1.1
0.8
1.0
1.4
0.5
0.5
1.0
0.7
1.0
1.3
1.4
1.7
2.3
0.6
0.7
0.9
1.0
1.1
1.7
0.8
1.1
0.9
0.8
0.9
1.4
0.6
0.9
0.8
0.9
1.1
1.6
0.7
0.8
0.9
3.6
2.2
1.3
1.6
1.3
3.3
1.5
1.8
1.3
3.2
2.4
1.2
2.0
1.2
3.1
1.0
2.0
1.3
1.0
1.2
1.3
2.1
1.0
2.5
1.2
1.6
1.0
2.5
1.9
1.5
2.1
1.0
3.5
1.0
1.6
1.0
2.5
1.6
1.3
1.3
0.8
3.3
1.0
1.8
1.0
1.6
0.7
1.3
6.2
1.0
1.8
0.5
2.0
0.5
3.1
2.3
1.3
2.0
1.4
3.6
1.7
2.0
1.5
2.4
2.1
1.1
1.7
1.1
2.0
1.1
1.9
1.3
0.8
1.3
1.8
1.9
1.4
2.4
1.1
2.2
1.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
4 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 4. Defined benefit retirement plans: Open and frozen plans,
civilian workers,1 National Compensation Survey, March 2011
(All workers participating in defined benefit plans = 100 percent)
Characteristics
All workers .............................................................
Open plans2
Frozen plans3
81
19
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
74
82
90
20
26
18
10
91
81
87
88
78
81
90
9
19
13
12
22
19
10
93
86
79
74
83
7
14
21
26
17
Full time .................................................................
Part time ................................................................
81
83
19
17
Union .....................................................................
Nonunion ...............................................................
86
78
14
22
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
77
70
83
83
80
76
23
30
17
17
20
24
Goods-producing industries ...................................
75
25
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
82
87
90
90
88
82
80
88
18
13
10
10
12
18
20
12
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Defined benefit retirement plans: Open and frozen plans,
civilian workers,1 National Compensation Survey, March
2011—Continued
(All workers participating in defined benefit plans = 100 percent)
Open plans2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Frozen plans3
84
87
81
81
78
82
16
13
19
19
22
18
72
80
75
83
86
86
81
83
86
28
20
25
17
14
14
19
17
14
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Plans open to new participants.
3 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, civilian workers,1 National Compensation Survey,
March 2011
Characteristics
All workers .............................................................
Open plans2
Frozen plans3
0.7
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.4
1.1
0.9
1.0
1.4
1.1
0.9
0.9
2.3
1.3
1.7
1.1
1.1
1.0
0.9
2.3
1.3
1.7
1.1
1.1
1.0
0.9
1.7
1.6
2.4
1.9
0.9
1.7
1.6
2.4
1.9
Full time .................................................................
Part time ................................................................
0.7
1.6
0.7
1.6
Union .....................................................................
Nonunion ...............................................................
0.9
0.9
0.9
0.9
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.9
6.8
1.0
0.9
0.9
1.4
2.9
6.8
1.0
0.9
0.9
1.4
Goods-producing industries ...................................
1.8
1.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
0.9
0.9
0.9
2.1
2.2
2.2
1.5
0.8
0.9
0.9
0.9
2.1
2.2
2.2
1.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, civilian workers,1 National Compensation Survey,
March 2011—Continued
Open plans2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Frozen plans3
1.5
1.6
2.6
0.8
1.6
0.9
1.5
1.6
2.6
0.8
1.6
0.9
3.1
0.9
1.8
2.4
1.7
3.2
2.1
4.4
1.6
3.1
0.9
1.8
2.4
1.7
3.2
2.1
4.4
1.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Plans open to new participants.
3 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
civilian workers,2 National Compensation Survey, March 2011
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual3
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
74
5
21
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
77
68
81
100
6
6
6
–
18
26
13
–
100
87
87
95
65
68
85
–
2
–
–
5
4
3
–
11
–
5
31
28
12
94
81
69
76
61
–
4
7
5
11
–
15
24
20
28
Full time .................................................................
Part time ................................................................
74
77
5
–
21
–
Union .....................................................................
Nonunion ...............................................................
92
65
3
6
5
28
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
70
56
70
72
78
76
–
–
5
6
6
6
–
–
26
22
17
18
Goods-producing industries ...................................
72
10
19
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
75
94
99
100
95
87
86
100
4
1
–
–
–
3
4
–
21
5
–
–
–
9
10
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
civilian workers,2 National Compensation Survey, March
2011—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
58
49
69
77
77
77
4
5
1
5
4
6
38
46
29
18
20
17
73
80
74
70
65
70
78
59
82
2
3
–
–
4
–
3
–
6
25
18
–
–
30
–
19
–
12
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
3 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, civilian workers,2 National Compensation Survey,
March 2011
Retirement benefit accrual3
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
1.4
1.0
1.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.1
2.7
2.3
0.2
1.7
1.6
1.8
–
1.6
2.4
1.6
–
0.2
3.2
4.4
1.4
2.6
2.5
2.9
–
0.9
–
–
1.2
1.0
0.8
–
3.1
–
1.4
2.5
2.4
2.8
4.4
3.9
3.8
4.2
5.5
–
1.3
1.8
1.7
3.1
–
3.7
3.8
4.1
5.9
Full time .................................................................
Part time ................................................................
1.4
3.5
1.0
–
1.3
–
Union .....................................................................
Nonunion ...............................................................
1.7
2.0
0.8
1.4
1.5
1.8
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.0
10.2
2.9
2.5
1.8
2.5
–
–
1.1
1.2
1.4
2.0
–
–
2.9
2.3
1.4
1.9
Goods-producing industries ...................................
3.0
1.9
2.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.5
1.1
0.6
0.0
2.8
2.5
2.7
0.2
1.1
0.6
–
–
–
1.3
1.7
–
1.5
0.9
–
–
–
2.0
2.1
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, civilian workers,2 National Compensation Survey,
March 2011—Continued
Retirement benefit accrual3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
4.3
5.8
7.2
1.6
2.8
2.0
1.1
1.8
0.7
1.1
1.4
1.5
4.3
5.6
7.2
1.2
2.6
1.6
6.4
1.5
3.5
9.7
3.4
7.9
3.7
11.6
4.2
0.6
0.8
–
–
1.3
–
1.5
–
2.7
6.3
1.6
–
–
3.1
–
3.2
–
2.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
3 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
civilian workers,2 National Compensation Survey, March 2011
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
7
45
48
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
8
5
10
14
11
11
–
5
7
8
43
50
40
10
39
21
–
50
49
56
49
45
51
76
50
67
82
44
43
37
13
5
3
4
2
44
61
54
63
42
43
33
43
32
55
Full time .................................................................
Part time ................................................................
7
9
45
42
48
49
Union .....................................................................
Nonunion ...............................................................
14
4
26
54
60
42
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4
8
9
7
8
51
41
41
47
44
46
51
50
47
48
Goods-producing industries ...................................
4
58
39
Service-providing industries ..................................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities ...
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
8
16
42
25
50
59
–
13
16
–
–
38
39
–
51
49
45
85
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
civilian workers,2 National Compensation Survey, March
2011—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2 to 5 years
Greater than
5 years
–
–
–
8
5
9
52
54
49
44
46
42
–
–
–
48
49
48
–
14
13
–
–
–
–
–
31
40
57
57
56
–
62
55
47
–
–
–
54
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, civilian workers,2 National Compensation Survey,
March 2011
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
0.7
1.9
1.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.3
1.2
2.4
2.5
1.7
–
1.0
1.4
1.9
2.7
3.3
3.0
2.2
5.1
3.1
–
2.7
2.7
5.1
2.6
3.2
2.8
3.0
5.1
3.5
5.2
2.9
3.1
4.7
3.6
2.1
0.9
1.6
0.8
7.8
5.8
3.9
4.6
5.9
7.3
5.3
4.0
4.5
6.1
Full time .................................................................
Part time ................................................................
0.7
2.1
2.0
4.9
2.0
4.5
Union .....................................................................
Nonunion ...............................................................
1.4
0.8
2.5
2.3
2.6
2.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.4
1.0
0.8
1.1
5.9
3.2
2.7
2.4
3.1
6.1
3.3
2.7
2.3
2.9
Goods-producing industries ...................................
1.8
3.7
3.9
Service-providing industries ..................................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities ...
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
2.0
2.1
3.5
2.1
3.4
–
3.0
3.8
–
–
5.6
4.5
–
7.3
6.0
4.2
4.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, civilian workers,2 National Compensation Survey,
March 2011—Continued
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2 to 5 years
Greater than
5 years
–
–
–
0.8
1.3
1.1
4.9
5.7
7.9
2.1
3.2
2.4
–
–
–
2.0
3.3
2.3
–
1.2
2.0
–
–
–
–
–
2.7
3.8
4.8
8.3
7.6
–
6.3
3.2
3.6
–
–
–
6.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, civilian workers,2 National
Compensation Survey, March 2011
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives for employees in frozen plans3
Characteristics
All workers .............................................................
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
9
91
35
26
36
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers:
Primary, secondary, and special education
school teachers .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
6
8
5
94
92
95
41
30
47
27
36
23
33
31
35
1
–
1
–
5
4
16
18
10
8
12
100
95
96
84
82
90
92
88
100
52
75
23
29
24
23
25
–
19
7
31
26
19
21
–
23
33
18
35
34
51
50
52
–
–
–
(4)
(4)
–
–
–
Full time .................................................................
Part time ................................................................
8
20
92
80
36
29
27
19
36
41
1
–
Union .....................................................................
Nonunion ...............................................................
3
11
97
89
67
21
9
34
34
37
–
1
Average wage within the following categories:5
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
23
12
8
5
5
77
88
92
95
95
15
31
35
41
40
27
21
25
28
33
39
44
39
31
28
–
(4)
–
–
–
Goods-producing industries ...................................
5
95
22
27
49
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
10
4
2
–
6
8
–
90
96
98
100
94
92
100
39
60
93
98
20
20
82
26
12
2
–
23
28
10
33
40
23
26
61
56
–
1
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, civilian workers,2 National
Compensation Survey, March 2011—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives for employees in frozen plans3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
5
6
9
15
7
95
94
91
85
93
28
24
37
28
41
40
47
24
20
26
31
25
37
41
35
–
–
–
–
(4)
9
9
9
12
4
91
91
91
88
96
45
48
37
17
52
30
27
14
34
26
17
17
52
39
39
–
–
(4)
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that cease accruals for some
or all plan participants.
2 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 The sum of the individual components may be greater than the total
because some employers offer more than one alternative.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, civilian
workers,2 National Compensation Survey, March 2011
Alternatives for employees in frozen plans
Characteristics
All workers .............................................................
Alternatives
No
to frozen
alternative to
plans
New defined
frozen plans
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
0.9
0.9
1.9
1.9
2.2
0.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers:
Primary, secondary, and special education
school teachers .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.2
1.2
0.9
1.2
1.2
2.5
2.6
2.8
2.7
3.7
2.7
3.0
3.9
3.1
0.5
–
0.4
–
1.1
1.8
2.0
2.1
2.2
2.5
3.3
0.0
1.1
1.8
2.0
2.1
2.2
2.5
3.3
0.3
4.6
5.3
2.3
2.7
2.7
3.3
4.5
–
5.0
1.9
2.5
2.3
3.3
5.0
–
2.8
4.3
5.0
2.8
2.9
4.6
5.7
6.2
–
–
–
(3)
(3)
–
–
–
Full time .................................................................
Part time ................................................................
0.8
4.2
0.8
4.2
1.9
3.5
1.9
4.0
2.3
4.1
0.3
–
Union .....................................................................
Nonunion ...............................................................
1.0
1.1
1.0
1.1
3.0
1.7
1.1
2.5
3.4
2.6
–
0.4
Average wage within the following categories:4
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.4
1.9
1.4
0.8
0.9
4.4
1.9
1.4
0.8
0.9
4.0
3.2
2.5
2.4
3.0
6.2
2.6
2.3
2.9
4.0
6.2
3.6
2.7
2.6
3.3
–
(3)
–
–
–
Goods-producing industries ...................................
1.4
1.4
2.7
3.4
4.1
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.1
1.2
0.6
–
2.2
2.8
–
1.1
1.2
0.6
0.0
2.2
2.8
0.0
2.2
3.8
1.4
0.9
3.3
2.7
3.1
2.1
1.6
0.8
–
3.7
4.0
2.2
2.4
3.7
2.8
3.0
5.1
4.2
–
0.3
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, civilian
workers,2 National Compensation Survey, March 2011—Continued
Alternatives for employees in frozen plans
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Alternatives
No
to frozen
alternative to
plans
New defined
frozen plans
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
1.2
1.6
1.0
2.3
1.0
1.2
1.6
1.0
2.3
1.0
4.3
5.5
1.9
3.0
2.4
4.7
5.3
1.9
2.8
2.3
4.0
4.4
2.2
3.5
2.6
–
–
–
–
(3)
2.7
2.2
1.9
2.4
1.1
2.7
2.2
1.9
2.4
1.1
5.9
1.9
3.8
2.7
7.2
6.5
2.3
3.1
4.1
4.4
4.2
3.5
4.3
3.9
7.5
–
–
(3)
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that cease accruals for some
or all plan participants.
2 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 Less than 0.05.
4 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2011
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
62
38
78
22
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
66
69
65
56
34
31
35
44
83
85
82
78
17
15
18
22
47
65
62
68
55
46
60
63
53
35
38
32
45
54
40
37
70
82
83
79
70
55
78
81
30
18
17
21
30
45
22
19
55
69
66
67
65
45
31
34
33
35
78
83
81
82
80
22
17
19
18
20
Full time .................................................................
Part time ................................................................
63
55
37
45
79
70
21
30
Union .....................................................................
Nonunion ...............................................................
57
62
43
38
78
78
22
22
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
56
63
57
65
66
66
44
37
43
35
34
34
70
81
72
82
84
84
30
19
28
18
16
16
Goods-producing industries ...................................
66
34
82
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
61
58
55
46
59
60
66
57
39
42
45
54
41
40
34
43
77
80
75
70
77
82
81
81
23
20
25
30
23
18
19
19
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2011—Continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
64
63
65
61
58
64
36
37
35
39
42
36
83
84
82
76
71
81
17
16
18
24
29
19
65
60
58
64
60
64
65
63
65
35
40
42
36
40
36
35
37
35
81
81
76
79
76
75
76
82
81
19
19
24
21
24
25
24
18
19
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Because of rounding, sums of individual items may
not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March 2011
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
0.8
0.8
0.6
0.6
1.1
1.3
1.3
3.2
1.1
1.3
1.3
3.2
0.9
1.0
1.1
2.8
0.9
1.0
1.1
2.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
5.2
2.6
2.0
4.0
1.0
1.6
1.2
1.6
5.2
2.6
2.0
4.0
1.0
1.6
1.2
1.6
5.7
2.0
1.7
3.6
1.1
1.9
1.0
1.3
5.7
2.0
1.7
3.6
1.1
1.9
1.0
1.3
2.8
1.8
1.3
1.6
1.9
2.8
1.8
1.3
1.6
1.9
2.3
1.5
1.0
1.3
1.6
2.3
1.5
1.0
1.3
1.6
Full time .................................................................
Part time ................................................................
0.8
2.0
0.8
2.0
0.6
1.8
0.6
1.8
Union .....................................................................
Nonunion ...............................................................
2.3
0.8
2.3
0.8
2.1
0.7
2.1
0.7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.5
3.4
1.3
0.9
1.1
1.5
1.5
3.4
1.3
0.9
1.1
1.5
1.5
2.3
1.2
0.8
0.8
1.1
1.5
2.3
1.2
0.8
0.8
1.1
Goods-producing industries ...................................
1.1
1.1
1.0
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.9
1.9
2.7
5.0
3.1
2.2
1.9
5.0
0.9
1.9
2.7
5.0
3.1
2.2
1.9
5.0
0.7
1.6
2.4
5.5
2.3
2.0
1.5
3.6
0.7
1.6
2.4
5.5
2.3
2.0
1.5
3.6
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March
2011—Continued
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
1.2
1.5
2.0
0.9
1.1
1.2
1.2
1.5
2.0
0.9
1.1
1.2
1.1
1.3
1.8
0.8
1.1
1.0
1.1
1.3
1.8
0.8
1.1
1.0
4.6
2.4
1.2
1.8
1.8
2.2
2.1
4.2
2.2
4.6
2.4
1.2
1.8
1.8
2.2
2.1
4.2
2.2
2.2
2.1
1.5
2.3
1.7
2.0
1.6
2.3
1.4
2.2
2.1
1.5
2.3
1.7
2.0
1.6
2.3
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2011
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
73
59
81
72
54
75
88
94
86
85
76
81
74
74
86
86
86
87
88
94
85
85
68
73
67
68
78
78
78
80
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
95
82
48
72
73
63
78
77
83
69
35
62
57
47
63
62
88
84
74
86
79
74
81
81
95
82
48
72
72
63
78
77
77
63
33
58
52
42
58
59
81
77
70
81
72
67
74
77
71
83
76
82
70
59
66
63
70
57
82
80
83
84
80
71
83
76
82
70
57
61
59
65
53
80
73
78
80
76
Full time .................................................................
Part time ................................................................
88
24
73
15
83
64
88
24
67
14
77
58
Union .....................................................................
Nonunion ...............................................................
94
69
83
55
89
80
93
69
77
50
82
73
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
39
22
77
88
93
95
26
13
61
75
81
84
66
58
79
85
87
89
39
22
77
87
93
94
24
12
56
69
74
75
62
56
73
79
80
79
Goods-producing industries ...................................
85
73
85
85
69
81
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
70
80
86
89
88
75
89
88
57
65
75
77
78
58
78
80
81
82
87
86
89
78
87
91
70
79
86
88
87
75
89
88
52
60
69
70
72
54
71
74
74
76
80
79
82
73
80
85
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2011—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
47
37
79
28
22
77
71
53
75
59
67
56
51
49
56
46
43
82
83
82
84
37
41
35
33
28
32
27
26
77
78
77
79
86
93
84
84
67
72
65
68
78
77
78
80
56
60
29
49
46
39
50
45
47
47
22
41
35
28
40
37
85
79
74
84
77
72
79
81
35
31
18
33
25
19
29
30
28
22
13
27
19
14
22
24
80
71
73
80
77
76
78
79
94
79
47
70
71
61
77
75
76
61
32
57
51
41
57
58
81
78
69
81
72
67
74
77
38
52
48
51
44
33
41
38
43
34
86
77
80
83
76
27
34
29
29
29
23
25
23
24
22
87
73
79
82
76
69
81
74
80
69
56
60
58
64
52
81
74
78
80
75
Full time .................................................................
Part time ................................................................
57
14
46
9
80
67
34
9
26
6
78
68
86
23
66
13
76
58
Union .....................................................................
Nonunion ...............................................................
73
42
61
32
84
78
56
23
46
17
82
75
91
67
75
49
82
73
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
20
12
47
58
67
72
13
7
36
48
55
60
66
59
76
82
83
84
11
7
26
34
44
46
8
5
20
27
34
37
69
64
76
80
78
80
38
22
75
86
91
93
23
12
55
67
73
74
62
55
73
79
80
79
Goods-producing industries ...................................
54
46
84
32
27
83
83
67
81
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
45
48
51
51
57
46
70
62
35
38
43
42
48
35
56
53
78
80
83
83
84
77
80
86
27
28
33
33
34
25
41
48
21
21
25
26
26
18
30
39
76
75
77
78
76
73
74
82
69
78
85
87
87
73
87
86
51
59
68
69
72
53
69
73
74
76
79
79
82
73
79
85
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
58
54
69
86
82
90
44
41
54
72
66
79
77
76
78
84
80
87
57
53
69
86
82
90
42
38
51
66
60
71
73
72
74
77
74
79
71
73
73
70
73
79
71
72
73
59
61
59
58
57
65
56
58
62
83
84
81
82
78
83
79
79
85
70
73
72
70
73
79
71
72
72
51
57
54
53
53
62
53
52
56
72
78
75
75
72
79
74
72
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2011—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
29
26
40
62
56
68
22
20
31
50
44
56
77
76
78
80
78
82
17
15
25
37
29
45
13
11
19
29
23
35
76
76
76
77
78
77
56
52
67
84
80
88
41
38
49
64
59
70
73
72
74
76
73
79
50
49
48
46
41
45
35
47
57
40
40
38
37
31
33
27
38
47
79
82
78
80
76
75
76
80
82
21
33
27
18
26
24
18
27
42
17
27
20
14
18
19
13
21
34
80
83
74
77
67
78
73
80
82
68
72
71
68
71
78
69
71
71
49
56
53
51
51
61
51
51
55
72
78
75
75
72
78
75
71
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
4 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2011
Health care3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.6
0.4
0.6
0.5
0.4
0.7
0.7
0.9
1.3
0.8
1.2
0.9
1.3
0.5
0.9
0.5
0.8
0.7
0.7
0.9
1.4
0.7
1.1
0.8
1.3
0.5
0.9
0.6
0.8
1.4
1.4
1.2
3.2
0.8
1.2
1.0
1.3
1.3
1.5
1.1
2.8
0.7
1.1
0.9
1.3
0.7
1.5
1.3
1.5
0.5
0.8
0.7
0.8
1.4
1.4
1.2
3.2
0.8
1.2
1.0
1.3
1.3
1.6
1.1
2.8
0.7
1.0
0.9
1.4
0.8
1.6
1.3
1.6
0.6
0.9
0.7
1.0
1.9
1.6
1.3
1.3
1.9
1.8
1.5
1.2
1.3
1.7
1.2
1.1
0.5
0.7
0.8
1.9
1.5
1.3
1.3
1.8
1.9
1.5
1.1
1.2
1.5
1.2
1.4
0.6
0.7
0.9
Full time .................................................................
Part time ................................................................
0.6
0.9
0.6
0.6
0.3
1.7
0.5
0.9
0.5
0.6
0.4
1.7
Union .....................................................................
Nonunion ...............................................................
0.7
0.7
0.8
0.6
0.5
0.4
0.7
0.7
0.9
0.6
0.6
0.4
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.8
0.9
0.7
0.5
0.5
0.9
1.4
0.9
0.6
0.6
0.7
1.3
3.2
0.6
0.4
0.4
0.5
1.1
1.8
1.0
0.7
0.5
0.5
0.9
1.4
0.9
0.6
0.6
0.8
1.3
3.4
0.6
0.5
0.5
0.8
Goods-producing industries ...................................
0.8
0.8
0.5
0.8
0.8
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.0
0.6
0.5
1.0
1.6
0.6
1.2
0.7
1.0
0.8
0.8
1.5
1.5
0.8
1.3
0.4
0.7
0.6
0.7
1.2
1.1
0.7
0.7
0.7
1.0
0.6
0.5
1.0
1.6
0.7
1.2
0.6
1.0
0.8
0.8
1.8
1.4
1.1
1.3
0.4
0.7
0.7
0.8
1.6
1.0
1.1
0.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2011—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.4
0.7
0.5
0.5
0.6
0.5
0.4
0.9
1.3
1.0
1.6
0.9
1.4
0.9
1.5
0.6
1.2
0.6
0.9
0.9
1.4
1.0
1.6
0.7
1.1
0.8
1.4
1.0
1.8
1.1
1.9
0.7
0.8
0.9
1.4
0.7
1.1
0.8
1.3
0.5
0.9
0.6
0.9
2.1
2.4
1.3
2.9
0.9
1.0
1.2
1.3
1.8
2.1
1.0
2.5
0.7
0.9
0.9
1.1
1.1
1.4
1.2
1.4
0.6
1.2
0.7
1.1
2.1
2.6
1.3
2.6
0.8
1.0
0.9
1.3
1.8
1.5
1.0
2.1
0.6
0.8
0.7
1.0
2.1
2.7
1.7
2.2
0.8
1.3
0.9
1.6
1.5
1.7
1.2
3.2
0.8
1.1
1.0
1.3
1.3
1.7
1.0
2.8
0.7
1.0
0.9
1.3
0.8
1.5
1.3
1.6
0.6
0.9
0.7
1.0
1.8
1.7
1.4
1.8
1.9
1.6
1.5
1.2
1.6
1.5
1.2
1.5
0.9
1.1
1.4
1.7
1.9
1.2
1.5
1.5
1.5
1.4
0.9
1.2
1.3
1.5
2.4
1.3
1.6
1.9
1.9
1.6
1.3
1.4
1.8
1.8
1.5
1.1
1.2
1.5
1.3
1.4
0.6
0.8
0.9
Full time .................................................................
Part time ................................................................
0.7
0.7
0.6
0.5
0.4
1.9
0.8
0.5
0.6
0.4
0.6
2.4
0.5
0.8
0.5
0.6
0.4
1.7
Union .....................................................................
Nonunion ...............................................................
1.2
0.7
1.1
0.6
0.6
0.5
1.4
0.6
1.2
0.5
0.7
0.7
0.8
0.7
0.9
0.6
0.6
0.4
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.6
1.1
0.8
0.8
1.3
0.7
1.1
0.9
0.7
0.8
1.2
1.4
3.2
0.6
0.4
0.6
0.7
1.0
1.3
0.9
0.9
0.9
1.1
0.8
1.0
0.7
0.8
0.7
1.0
2.0
4.7
1.0
0.8
0.7
0.9
1.0
1.8
0.9
0.7
0.5
0.6
0.8
1.3
0.9
0.6
0.6
0.9
1.2
3.1
0.6
0.5
0.5
0.8
Goods-producing industries ...................................
1.3
1.1
0.7
1.3
1.1
1.0
0.9
0.8
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.2
1.3
1.5
2.5
1.9
1.6
2.3
0.6
1.0
1.2
1.4
2.2
1.4
1.4
2.1
0.4
0.9
0.7
1.0
1.1
1.4
0.8
1.1
0.7
1.3
1.3
1.6
2.5
2.0
2.6
2.2
0.6
0.9
1.0
1.3
2.1
1.2
1.6
1.8
0.6
1.2
1.5
2.0
2.4
1.8
2.2
1.9
0.6
1.0
0.6
0.6
1.0
1.6
0.8
1.5
0.6
1.0
0.8
0.9
1.8
1.4
1.1
1.5
0.4
0.7
0.7
0.8
1.6
1.1
1.1
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2011—Continued
Health care3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
1.0
1.1
1.7
0.6
1.0
0.5
0.8
0.9
1.4
0.6
1.0
0.7
0.7
0.9
1.2
0.4
0.6
0.6
1.0
1.1
1.7
0.6
1.0
0.5
0.7
0.8
1.3
0.5
0.9
0.7
0.7
0.8
1.2
0.5
0.7
0.6
2.7
2.4
1.2
2.1
1.7
2.2
1.7
2.1
1.1
1.6
2.4
1.0
2.2
1.4
1.8
1.7
2.1
1.1
1.3
0.9
0.8
1.0
0.9
1.7
1.6
1.4
0.4
2.7
2.3
1.2
2.1
1.7
2.2
1.7
2.1
1.1
2.0
1.9
0.9
2.1
1.3
1.6
1.6
1.8
1.0
1.4
0.8
0.7
1.1
0.8
1.8
1.5
1.3
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2011—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.9
1.7
0.7
1.2
1.1
0.6
0.7
1.3
0.6
1.1
0.9
0.9
1.1
1.4
0.4
0.7
0.6
0.6
0.7
1.3
1.0
1.1
1.3
0.5
0.6
1.1
0.8
1.0
1.0
1.1
1.4
2.1
0.7
1.1
0.9
0.9
1.1
1.7
0.6
1.0
0.6
0.7
0.8
1.3
0.6
0.9
0.7
0.6
0.8
1.1
0.5
0.7
0.6
1.9
2.3
1.2
2.2
1.5
4.0
2.1
3.0
1.2
1.8
2.0
1.0
1.9
1.3
2.6
1.3
2.3
1.1
1.0
0.8
0.7
1.3
1.1
1.8
1.9
1.9
0.7
2.0
2.2
1.5
1.1
1.4
4.6
1.7
3.6
1.2
1.6
1.7
1.2
0.9
0.9
3.5
1.4
2.8
1.0
1.4
1.3
1.2
1.6
1.6
1.6
3.1
1.7
0.9
2.4
2.2
1.2
2.0
1.6
2.1
1.6
2.1
0.9
1.9
1.9
1.0
2.0
1.3
1.5
1.6
1.9
0.9
1.5
0.9
0.8
1.0
0.8
1.8
1.4
1.5
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
4 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, civilian workers,2 National Compensation Survey, March 2011
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
21
67
33
80
78
81
88
20
22
19
12
68
68
68
69
32
32
32
31
89
75
80
84
75
70
77
81
11
25
20
16
25
30
23
19
69
65
66
73
64
61
66
68
31
35
34
27
36
39
34
32
83
79
79
79
78
17
21
21
21
22
67
68
71
72
69
33
32
29
28
31
Full time .................................................................
Part time ................................................................
79
76
21
24
67
66
33
34
Union .....................................................................
Nonunion ...............................................................
88
76
12
24
81
63
19
37
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
75
74
77
79
81
81
25
26
23
21
19
19
61
62
64
67
71
72
39
38
36
33
29
28
Goods-producing industries ...................................
79
21
71
29
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
79
82
87
89
84
77
74
87
21
18
13
11
16
23
26
13
66
66
68
69
69
63
65
76
34
34
32
31
31
37
35
24
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, civilian workers,2 National Compensation Survey, March
2011—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
78
78
78
79
77
80
22
22
22
21
23
20
63
62
64
69
67
71
37
38
36
31
33
29
75
81
79
79
76
77
78
77
81
25
19
21
21
24
23
22
23
19
69
74
72
67
61
61
60
63
69
31
26
28
33
39
39
40
37
31
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 10. Standard errors for health care benefits:1 Share of premiums paid
by employer and employee, civilian workers,2 National Compensation
Survey, March 2011
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.3
0.3
0.3
0.4
0.4
0.5
0.3
0.4
0.4
0.5
0.4
0.5
0.4
0.9
0.4
0.5
0.4
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
1.0
0.6
0.7
0.3
0.6
0.4
0.6
0.5
1.0
0.6
0.7
0.3
0.6
0.4
0.6
1.0
0.9
0.7
1.2
0.4
0.8
0.4
0.7
1.0
0.9
0.7
1.2
0.4
0.8
0.4
0.7
0.9
0.8
0.5
0.6
0.7
0.9
0.8
0.5
0.6
0.7
1.4
1.0
0.5
0.8
0.8
1.4
1.0
0.5
0.8
0.8
Full time .................................................................
Part time ................................................................
0.2
1.1
0.2
1.1
0.3
1.2
0.3
1.2
Union .....................................................................
Nonunion ...............................................................
0.3
0.2
0.3
0.2
0.6
0.3
0.6
0.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
1.3
0.3
0.3
0.3
0.4
0.7
1.3
0.3
0.3
0.3
0.4
0.7
1.6
0.4
0.4
0.3
0.5
0.7
1.6
0.4
0.4
0.3
0.5
Goods-producing industries ...................................
0.4
0.4
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.3
0.5
0.4
0.5
0.8
0.7
0.8
0.5
0.3
0.5
0.4
0.5
0.8
0.7
0.8
0.5
0.3
0.6
0.8
0.9
1.4
0.9
0.7
0.8
0.3
0.6
0.8
0.9
1.4
0.9
0.7
0.8
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for health care benefits:1 Share of premiums paid
by employer and employee, civilian workers,2 National Compensation
Survey, March 2011—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.4
0.5
0.6
0.3
0.4
0.4
0.4
0.5
0.6
0.3
0.4
0.4
0.5
0.6
0.8
0.3
0.5
0.4
0.5
0.6
0.8
0.3
0.5
0.4
0.7
0.5
0.5
1.0
0.4
1.6
0.6
1.1
0.6
0.7
0.5
0.5
1.0
0.4
1.6
0.6
1.1
0.6
0.7
0.9
0.7
0.7
0.5
1.7
1.0
0.8
0.6
0.7
0.9
0.7
0.7
0.5
1.7
1.0
0.8
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2011
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
81
19
70
30
83
82
83
87
17
18
17
13
71
71
70
67
29
29
30
33
88
81
81
85
79
75
81
82
12
19
19
15
21
25
19
18
66
72
66
74
68
65
69
69
34
28
34
26
32
35
31
31
83
81
81
81
81
17
19
19
19
19
68
70
73
74
72
32
30
27
26
28
Full time .................................................................
Part time ................................................................
82
78
18
22
70
70
30
30
Union .....................................................................
Nonunion ...............................................................
89
79
11
21
82
66
18
34
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
78
75
80
82
83
84
22
25
20
18
17
16
63
62
67
70
73
75
37
38
33
30
27
25
Goods-producing industries ...................................
82
18
73
27
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
81
84
87
88
86
81
81
89
19
16
13
12
14
19
19
11
69
67
67
65
70
68
74
78
31
33
33
35
30
32
26
22
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2011—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
80
79
82
80
84
20
20
21
18
20
16
64
64
65
72
70
74
36
36
35
28
30
26
79
83
82
83
80
80
81
81
83
21
17
18
17
20
20
19
19
17
74
76
75
71
65
62
62
67
70
26
24
25
29
35
38
38
33
30
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 11. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2011
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.3
0.3
0.3
0.4
0.3
0.5
0.3
0.4
0.3
0.5
0.4
0.6
0.5
0.9
0.4
0.6
0.5
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.6
0.9
0.6
0.7
0.3
0.5
0.4
0.5
0.6
0.9
0.6
0.7
0.3
0.5
0.4
0.5
1.0
1.1
0.8
1.4
0.4
0.7
0.5
0.7
1.0
1.1
0.8
1.4
0.4
0.7
0.5
0.7
0.8
0.7
0.4
0.5
0.6
0.8
0.7
0.4
0.5
0.6
1.4
0.8
0.5
0.7
0.9
1.4
0.8
0.5
0.7
0.9
Full time .................................................................
Part time ................................................................
0.2
1.1
0.2
1.1
0.3
1.0
0.3
1.0
Union .....................................................................
Nonunion ...............................................................
0.3
0.2
0.3
0.2
0.6
0.3
0.6
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
1.4
0.3
0.3
0.3
0.4
0.7
1.4
0.3
0.3
0.3
0.4
0.8
1.4
0.4
0.5
0.4
0.6
0.8
1.4
0.4
0.5
0.4
0.6
Goods-producing industries ...................................
0.4
0.4
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.2
0.4
0.5
0.5
0.7
0.6
0.5
0.5
0.2
0.4
0.5
0.5
0.7
0.6
0.5
0.5
0.4
0.7
0.9
0.9
2.2
1.0
0.6
0.8
0.4
0.7
0.9
0.9
2.2
1.0
0.6
0.8
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2011—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.4
0.5
0.7
0.3
0.4
0.3
0.4
0.5
0.7
0.3
0.4
0.3
0.6
0.7
0.9
0.4
0.5
0.5
0.6
0.7
0.9
0.4
0.5
0.5
0.7
0.5
0.4
0.7
0.4
1.5
0.6
1.2
0.6
0.7
0.5
0.4
0.7
0.4
1.5
0.6
1.2
0.6
0.8
1.0
0.6
1.1
0.6
2.0
1.1
1.4
0.7
0.8
1.0
0.6
1.1
0.6
2.0
1.1
1.4
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2011
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$367.18
21
$459.47
79
$341.92
$102.40
100
100
100
100
389.86
375.04
395.74
443.60
22
19
23
35
464.12
457.15
466.35
492.11
78
81
77
65
368.92
356.01
374.33
417.95
101.74
102.14
101.57
100.55
100
100
100
100
100
100
100
100
450.83
390.97
366.43
423.56
346.42
306.01
363.29
354.87
38
14
22
27
18
14
19
32
495.70
564.09
492.18
487.05
439.96
399.61
452.26
442.64
62
86
78
73
82
86
81
68
423.85
363.89
331.57
399.50
326.30
290.70
342.11
313.64
103.44
100.37
98.59
98.20
106.49
114.63
102.87
108.24
100
100
100
100
100
354.75
354.99
354.59
349.75
360.17
37
27
20
19
22
442.24
443.18
459.32
453.83
464.71
63
73
80
81
78
302.55
322.76
327.65
325.45
330.30
106.22
109.89
97.75
96.33
99.46
Full time .................................................................
Part time ................................................................
100
100
367.48
362.58
21
22
458.47
474.31
79
78
342.64
330.73
101.30
119.43
Union .....................................................................
Nonunion ...............................................................
100
100
465.66
340.42
40
16
525.76
415.13
60
84
425.08
325.79
99.02
103.05
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
320.61
307.31
342.85
374.15
397.09
405.42
17
15
18
23
24
24
416.31
448.69
430.14
464.76
483.18
485.95
83
85
82
77
76
76
301.59
282.06
323.06
346.92
369.60
380.59
104.04
108.18
102.94
100.87
102.61
102.82
Goods-producing industries ...................................
100
346.68
22
436.74
78
321.29
94.76
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
371.73
401.11
428.49
440.64
407.57
376.07
390.35
454.63
21
23
32
37
21
16
11
31
464.66
478.66
480.20
487.50
452.66
475.85
535.97
504.82
79
77
68
63
79
84
89
69
346.47
377.37
404.53
413.25
395.37
357.19
372.84
431.83
104.08
100.36
99.22
104.27
91.02
101.21
99.69
87.49
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2011—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$343.25
344.95
339.34
380.62
361.47
396.43
27
28
24
19
16
20
$436.06
435.52
437.54
478.51
456.99
492.60
73
72
76
81
84
80
$309.27
309.59
308.59
358.40
343.03
371.76
$113.95
115.40
110.81
96.56
99.17
94.30
100
100
100
100
100
100
100
100
100
384.88
399.66
369.51
362.38
343.27
341.24
344.61
358.16
385.87
13
27
19
23
17
15
23
22
27
462.24
488.75
456.24
441.07
422.11
414.62
412.71
447.13
507.19
87
73
81
77
83
85
77
78
73
373.72
367.05
349.36
338.50
327.19
328.31
323.95
333.41
340.20
118.04
106.55
97.41
96.06
100.97
95.95
103.06
100.65
106.07
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2011
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$2.37
0.6
$5.40
0.6
$1.89
$0.94
2.92
4.63
3.49
5.28
0.9
1.1
1.1
1.7
6.76
11.06
7.45
10.58
0.9
1.1
1.1
1.7
2.56
4.37
3.37
5.94
1.40
2.16
1.55
3.12
6.21
14.91
7.61
7.85
2.77
4.02
3.43
4.05
2.1
3.1
1.3
2.4
0.7
1.3
0.9
1.5
11.66
58.35
18.35
15.19
9.31
12.63
11.07
9.40
2.1
3.1
1.3
2.4
0.7
1.3
0.9
1.5
7.70
8.04
5.23
8.17
2.75
3.28
3.47
3.98
3.98
2.71
2.01
3.17
1.59
2.30
1.95
2.38
6.88
5.56
4.38
5.01
6.76
2.1
1.8
1.1
1.4
1.6
13.57
12.87
11.39
13.13
15.43
2.1
1.8
1.1
1.4
1.6
7.13
4.70
3.74
4.90
6.40
3.91
3.28
1.55
2.18
2.43
Full time .................................................................
Part time ................................................................
2.34
11.37
0.6
2.1
5.36
28.47
0.6
2.1
1.84
10.13
0.89
5.00
Union .....................................................................
Nonunion ...............................................................
5.20
2.03
1.3
0.5
10.21
4.98
1.3
0.5
3.54
1.97
2.36
1.00
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.23
11.54
2.82
4.09
2.65
3.94
1.3
2.6
0.7
0.9
0.9
1.3
15.52
31.99
9.13
10.27
5.22
9.56
1.3
2.6
0.7
0.9
0.9
1.3
4.67
10.72
2.39
2.83
2.27
3.20
2.57
5.19
1.62
1.30
1.40
1.76
Goods-producing industries ...................................
3.70
1.0
8.45
1.0
3.67
1.65
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
2.64
4.40
4.41
5.36
6.22
6.63
6.23
9.76
0.7
1.1
1.6
1.8
2.7
1.7
1.4
2.2
6.57
10.89
7.60
9.07
13.23
26.31
27.10
25.91
0.7
1.1
1.6
1.8
2.7
1.7
1.4
2.2
2.02
3.71
4.86
6.56
5.52
5.17
4.39
5.65
1.06
2.41
3.21
3.71
5.06
2.98
2.04
2.15
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2011—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$3.72
4.15
5.77
2.77
3.15
3.86
1.0
1.2
1.7
0.6
0.8
0.9
$6.89
8.22
12.97
7.98
7.90
10.71
1.0
1.2
1.7
0.6
0.8
0.9
$3.16
4.09
5.04
2.26
3.10
3.18
$1.78
2.47
2.47
1.11
1.52
1.48
6.26
7.16
6.08
7.52
3.47
6.66
6.22
10.17
7.59
1.1
2.0
1.1
2.3
1.3
2.2
1.4
2.3
1.8
18.32
12.82
14.18
15.34
7.73
12.81
11.62
16.87
14.84
1.1
2.0
1.1
2.3
1.3
2.2
1.4
2.3
1.8
7.22
4.98
5.74
5.63
3.56
6.82
5.90
8.49
3.86
4.92
1.77
2.05
2.83
1.43
6.25
2.86
3.55
1.94
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2011
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
75
1
12
1
(5)
10
(5)
100
100
100
100
74
76
73
75
1
–
1
–
13
12
14
14
2
2
1
2
1
1
1
1
9
9
10
6
(5)
–
(5)
–
100
100
100
100
100
100
100
100
76
71
75
72
71
66
73
80
1
–
1
–
(5)
–
(5)
–
12
16
10
14
17
22
15
8
2
1
1
2
1
–
1
(5)
–
1
1
1
(5)
–
(5)
–
7
11
12
10
10
12
10
10
–
–
(5)
–
(5)
(5)
(5)
1
100
100
100
100
100
80
81
81
80
82
–
–
1
–
–
8
8
7
7
7
1
–
(5)
(5)
(5)
–
–
–
–
5
( )
9
11
10
11
10
–
1
–
–
–
Full time .................................................................
Part time ................................................................
100
100
75
72
1
(5)
12
18
1
1
1
–
10
8
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
74
75
1
(5)
11
13
2
1
2
(5)
10
10
1
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
75
81
73
78
74
74
–
–
(5)
1
1
1
14
8
15
10
12
11
–
–
1
1
2
2
–
–
(5)
1
1
1
11
10
11
9
11
11
–
–
(5)
(5)
1
1
Goods-producing industries ...................................
100
80
–
7
(5)
–
11
(5)
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
74
73
74
75
72
73
70
71
(5)
(5)
–
–
–
–
–
–
14
15
16
13
22
14
17
18
1
1
2
2
1
1
1
5
1
1
1
1
1
1
1
3
10
9
6
7
3
11
11
3
(5)
(5)
–
–
–
–
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2011—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
79
78
80
73
75
71
–
–
–
1
1
–
9
9
9
14
12
16
1
1
–
1
1
2
–
–
(5)
1
(5)
1
11
11
9
10
10
10
(5)
(5)
–
(5)
(5)
–
100
100
100
100
100
100
100
100
100
79
76
73
75
76
76
75
73
73
–
–
( )
–
–
–
–
–
1
10
8
15
13
12
15
13
12
13
–
(5)
5
( )
–
–
–
2
1
3
–
3
–
–
–
–
–
–
–
11
11
11
10
10
8
10
14
10
–
–
–
–
(5)
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5 percent.
5
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 13. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2011
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.8
0.1
0.7
0.1
(5)
0.5
(5)
0.0
0.0
0.0
0.0
1.2
1.3
1.5
1.9
0.2
–
0.2
–
1.2
1.0
1.5
1.6
0.2
0.4
0.2
0.6
0.1
0.1
0.1
0.5
0.7
0.7
0.9
1.1
(5)
–
(5)
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.2
4.3
1.6
3.1
1.1
1.8
1.2
1.6
0.2
–
0.3
–
(5)
–
(5)
–
1.7
4.8
1.0
2.4
0.9
1.4
1.0
1.1
0.7
0.3
0.3
0.9
0.2
–
0.2
(5)
–
0.2
0.2
0.7
(5)
–
(5)
–
1.5
1.6
1.4
2.5
0.7
1.1
0.8
1.4
–
–
(5)
–
(5)
5
( )
(5)
0.4
0.0
0.0
0.0
0.0
0.0
2.6
1.9
1.1
1.5
1.4
–
–
0.3
–
–
1.6
1.3
0.7
0.9
1.0
0.1
–
(5)
(5)
(5)
–
–
–
–
(5)
2.2
1.6
0.9
1.3
1.1
–
0.3
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
2.2
0.1
(5)
0.6
1.8
0.1
0.2
0.1
–
0.5
1.2
(5)
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.5
0.8
0.3
(5)
1.2
0.7
0.5
0.1
0.2
(5)
0.8
0.6
0.2
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.5
3.4
1.1
0.9
0.9
1.3
–
–
(5)
0.1
0.3
0.3
1.1
1.4
1.0
0.8
0.8
0.9
–
–
0.2
0.1
0.2
0.3
–
–
(5)
0.1
0.1
0.2
1.2
2.9
0.8
0.6
0.7
0.9
–
–
(5)
(5)
0.2
0.3
Goods-producing industries ...................................
0.0
1.1
–
0.7
(5)
–
1.1
(5)
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.8
2.0
2.2
3.0
2.7
3.7
2.7
(5)
(5)
–
–
–
–
–
–
0.8
1.7
1.7
1.8
2.8
2.7
4.4
2.6
0.1
0.2
0.3
0.5
0.4
0.2
0.4
1.1
0.1
0.1
0.2
0.3
0.2
0.2
0.3
0.6
0.6
1.0
0.9
1.3
0.6
1.6
1.6
0.9
(5)
(5)
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2011—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.3
1.6
1.9
1.0
1.1
1.4
–
–
–
0.2
0.3
–
0.9
1.2
1.3
0.8
0.8
1.3
0.2
0.2
–
0.2
0.2
0.2
–
–
(5)
0.1
(5)
0.1
1.0
1.3
1.5
0.5
0.9
0.8
(5)
(5)
–
(5)
(5)
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.5
2.1
2.4
2.0
1.4
4.0
1.9
2.0
1.9
–
–
(5)
–
–
–
–
–
0.4
0.8
1.7
2.4
1.6
1.1
3.1
1.5
1.3
1.9
–
(5)
(5)
–
–
–
0.5
0.1
0.5
–
0.4
–
–
–
–
–
–
–
2.5
1.0
1.1
1.1
1.5
2.6
1.4
1.9
1.6
–
–
–
–
5
( )
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2011
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$853.41
10
$1,115.64
90
$823.64
$402.85
100
100
100
100
903.87
903.03
904.20
884.57
10
8
10
12
1,177.47
1,133.85
1,191.46
1,272.58
90
92
90
88
875.14
882.53
872.16
829.72
407.73
397.40
411.89
465.58
100
100
100
100
100
100
100
100
874.21
925.04
802.31
949.43
816.77
745.26
846.70
817.63
14
6
9
10
8
7
8
17
1,277.50
1,014.98
1,145.96
1,210.27
1,024.14
936.88
1,058.03
1,117.53
86
94
91
90
92
93
92
83
806.12
918.99
766.66
920.52
799.37
730.09
828.55
755.76
492.20
378.17
426.03
368.77
406.50
423.27
399.44
423.18
100
100
100
100
100
774.23
858.46
855.16
858.78
850.94
22
12
13
12
13
1,078.09
1,183.49
1,074.99
1,104.08
1,044.04
78
88
87
88
87
688.15
812.36
823.15
824.78
821.23
453.04
398.18
354.48
340.92
370.50
Full time .................................................................
Part time ................................................................
100
100
855.42
822.23
10
14
1,153.64
705.35
90
86
822.53
841.74
400.85
435.60
Union .....................................................................
Nonunion ...............................................................
100
100
1,044.85
801.86
28
5
1,130.09
1,095.93
72
95
1,012.14
784.84
347.81
414.18
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
714.08
662.54
789.03
863.97
944.59
988.56
7
8
7
10
14
15
925.68
624.73
1,036.33
1,091.99
1,198.74
1,190.27
93
92
93
90
86
85
697.09
665.80
770.39
838.72
903.86
953.69
441.13
441.28
411.00
388.59
393.80
383.42
Goods-producing industries ...................................
100
842.40
14
1,076.15
86
803.45
356.10
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
855.83
857.63
855.28
848.53
888.43
859.83
972.09
1,002.02
9
9
11
14
4
7
4
11
1,128.96
1,120.97
1,249.08
1,256.83
1,199.23
921.84
1,207.34
1,142.14
91
91
89
86
96
93
96
89
827.83
832.77
807.33
781.04
874.46
855.49
962.27
985.11
412.55
447.54
457.68
496.98
378.20
438.49
355.52
320.38
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2011—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$763.36
759.48
772.01
902.80
862.02
936.21
12
12
12
9
8
10
$1,110.61
1,152.81
1,015.23
1,119.22
1,054.82
1,157.99
88
88
88
91
92
90
$716.18
705.76
739.34
880.80
845.93
910.25
$460.61
464.85
451.18
372.13
391.41
355.84
100
100
100
100
100
100
100
100
100
989.23
980.30
929.86
850.45
771.66
712.79
742.36
790.38
859.03
8
19
13
11
3
5
5
9
13
1,087.05
1,146.40
1,135.64
1,030.77
1,197.68
1,072.74
1,179.64
1,107.19
1,061.01
92
81
87
89
97
95
95
91
87
980.64
940.85
899.90
827.46
757.21
693.68
718.72
757.62
829.39
377.55
390.04
337.74
379.27
417.14
449.84
449.66
417.80
422.18
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2011
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$6.37
0.4
$18.79
0.4
$5.76
$3.40
8.63
13.18
9.60
15.36
0.7
0.6
0.8
0.9
34.91
33.88
43.73
24.85
0.7
0.6
0.8
0.9
8.14
12.95
9.28
15.35
4.72
6.92
5.65
11.01
17.66
21.84
14.76
22.54
7.81
13.12
9.21
12.84
1.1
2.1
1.0
1.3
0.5
1.2
0.6
1.2
27.75
143.59
42.00
37.99
34.10
100.26
31.78
41.21
1.1
2.1
1.0
1.3
0.5
1.2
0.6
1.2
17.67
21.64
13.20
23.11
7.62
10.12
9.44
11.99
11.92
10.70
8.78
18.33
4.56
8.80
5.19
8.83
21.74
16.27
10.41
12.54
16.95
1.9
1.4
0.7
1.0
1.1
45.74
68.16
20.90
25.48
29.39
1.9
1.4
0.7
1.0
1.1
22.94
14.51
10.94
12.97
18.76
16.30
8.40
6.89
8.21
11.52
Full time .................................................................
Part time ................................................................
6.48
19.55
0.4
1.5
17.33
48.95
0.4
1.5
5.83
21.43
3.50
15.90
Union .....................................................................
Nonunion ...............................................................
10.60
6.39
1.2
0.4
21.40
31.41
1.2
0.4
9.96
6.29
7.15
3.61
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
13.92
28.30
7.70
10.34
7.18
10.28
1.0
1.6
0.4
0.6
0.7
1.2
78.16
70.27
29.13
18.65
29.91
46.94
1.0
1.6
0.4
0.6
0.7
1.2
11.20
29.48
7.49
9.68
6.45
8.89
9.61
19.67
5.31
4.87
4.45
6.37
Goods-producing industries ...................................
9.36
0.8
18.16
0.8
10.11
6.71
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
7.15
11.74
14.04
15.26
29.58
17.20
13.05
17.25
0.5
0.7
0.7
1.0
0.7
1.3
0.6
0.8
23.62
42.34
23.60
26.16
44.29
75.02
52.23
23.36
0.5
0.7
0.7
1.0
0.7
1.3
0.6
0.8
6.41
11.82
14.13
14.91
29.98
17.53
13.12
18.76
3.75
7.55
9.67
9.31
21.88
11.61
8.53
9.05
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2011—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$11.71
12.85
16.26
6.15
9.74
7.61
0.7
0.9
1.3
0.4
0.5
0.5
$36.11
38.47
67.69
13.38
27.81
11.58
0.7
0.9
1.3
0.4
0.5
0.5
$9.98
11.51
14.98
6.28
9.69
7.94
$6.05
8.14
10.12
4.03
5.98
5.88
15.90
23.68
16.63
17.12
9.85
20.73
21.79
23.19
11.52
0.8
1.7
0.9
0.9
0.6
1.2
0.9
1.9
1.2
89.82
37.45
35.51
38.07
65.28
62.31
122.70
78.17
41.21
0.8
1.7
0.9
0.9
0.6
1.2
0.9
1.9
1.2
20.43
19.77
15.79
19.53
8.65
21.76
18.24
22.07
12.10
13.96
7.03
6.81
13.27
6.55
24.51
10.27
15.89
7.92
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2011
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
77
(5)
11
1
(5)
10
(5)
100
100
100
100
76
77
76
79
(5)
–
(5)
–
12
11
12
11
1
2
1
1
1
1
1
1
9
9
10
7
(5)
–
(5)
–
100
100
100
100
100
100
100
100
80
72
77
77
73
67
75
80
–
–
–
–
(5)
–
(5)
–
9
16
9
11
15
20
13
6
1
1
1
2
1
–
1
(5)
1
1
1
1
(5)
–
(5)
–
7
10
11
9
11
12
10
12
–
–
–
–
(5)
–
(5)
1
100
100
100
100
100
80
81
83
82
84
–
–
1
–
–
6
6
6
7
5
1
(5)
(5)
(5)
–
–
–
–
–
5
( )
11
12
9
10
9
–
(5)
–
–
–
Full time .................................................................
Part time ................................................................
100
100
77
75
(5)
(5)
11
16
1
1
(5)
–
10
8
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
77
77
1
(5)
9
11
1
1
2
(5)
10
10
(5)
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
77
85
75
80
76
76
–
–
(5)
(5)
–
–
12
5
13
9
10
10
–
–
1
1
1
2
–
–
(5)
(5)
1
1
11
9
11
9
10
10
–
–
(5)
(5)
–
–
Goods-producing industries ...................................
100
81
–
6
(5)
–
11
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
76
76
78
79
76
75
72
76
(5)
–
–
–
–
–
–
–
12
13
13
11
19
12
16
13
1
1
1
1
1
1
1
4
1
1
1
1
1
1
1
2
10
9
6
7
3
11
10
5
(5)
–
–
–
–
–
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2011—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
80
79
81
75
77
74
–
–
–
1
1
–
7
7
8
13
11
14
(5)
(5)
–
1
1
1
–
–
(5)
1
(5)
1
12
13
10
9
10
9
(5)
(5)
–
(5)
(5)
–
100
100
100
100
100
100
100
100
100
79
78
74
76
80
81
78
72
74
–
–
( )
–
–
–
–
–
1
9
8
14
12
11
13
11
11
11
–
(5)
5
( )
–
(5)
–
1
1
2
–
3
–
–
–
–
–
–
–
10
10
10
11
9
6
10
16
12
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5 percent.
5
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 15. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2011
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.7
(5)
0.6
0.1
(5)
0.4
(5)
0.0
0.0
0.0
0.0
1.1
1.2
1.3
1.6
(5)
–
(5)
–
1.0
0.9
1.3
1.2
0.2
0.4
0.2
0.4
0.1
0.1
0.1
0.4
0.6
0.7
0.7
1.0
(5)
–
(5)
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.8
4.1
1.2
2.8
1.0
1.7
1.1
1.5
–
–
–
–
(5)
–
(5)
–
1.2
4.5
0.9
2.0
0.8
1.4
0.9
0.9
0.6
0.3
0.2
0.7
0.2
–
0.2
(5)
0.5
0.2
0.2
0.6
(5)
–
(5)
–
1.3
1.4
0.9
2.0
0.6
1.0
0.7
1.4
–
–
–
–
(5)
–
(5)
0.3
0.0
0.0
0.0
0.0
0.0
2.3
1.9
1.1
1.5
1.3
–
–
0.3
–
–
1.3
1.1
0.7
1.1
0.7
0.1
(5)
(5)
(5)
–
–
–
–
–
(5)
2.0
1.7
0.9
1.2
1.0
–
(5)
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.7
2.0
(5)
(5)
0.6
1.6
0.1
0.2
(5)
–
0.5
1.2
(5)
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.4
0.8
0.3
(5)
1.0
0.6
0.4
0.1
0.2
(5)
0.9
0.5
(5)
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.2
2.1
1.0
0.9
0.9
1.2
–
–
(5)
(5)
–
–
0.9
1.0
0.8
0.7
0.7
0.9
–
–
0.2
0.1
0.2
0.2
–
–
(5)
(5)
0.1
0.1
0.9
1.5
0.6
0.6
0.6
0.8
–
–
(5)
(5)
–
–
Goods-producing industries ...................................
0.0
1.1
–
0.7
(5)
–
1.0
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
1.5
1.6
1.9
2.5
2.5
3.6
2.6
(5)
–
–
–
–
–
–
–
0.7
1.5
1.2
1.3
2.3
2.5
4.2
2.1
0.1
0.1
0.2
0.4
0.1
0.2
0.3
0.9
0.1
0.1
0.2
0.2
0.2
0.2
0.3
0.4
0.5
0.8
0.9
1.4
0.6
1.3
1.4
1.7
(5)
–
–
–
–
–
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2011—Continued
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.3
1.7
0.9
1.1
1.2
–
–
–
0.2
0.3
–
0.8
1.0
1.1
0.8
0.8
1.2
(5)
(5)
–
0.1
0.2
0.2
–
–
(5)
0.1
(5)
0.1
0.9
1.1
1.5
0.5
0.8
0.7
(5)
(5)
–
(5)
(5)
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.3
2.0
2.3
2.4
1.2
2.8
1.5
2.1
1.7
–
–
(5)
–
–
–
–
–
0.3
0.8
1.6
2.3
1.4
1.0
2.3
1.1
1.2
1.6
–
(5)
(5)
–
(5)
–
0.4
0.1
0.4
–
0.4
–
–
–
–
–
–
–
2.4
1.0
0.9
1.5
1.3
1.7
1.0
2.4
0.9
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2011
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$32.50
$54.92
$86.66
$127.74
$185.16
$126.00
$214.72
$335.13
$531.00
$768.87
30.76
33.25
30.00
20.00
54.18
55.71
53.27
42.00
86.05
89.48
83.49
75.83
127.77
127.01
127.89
127.01
185.52
184.74
185.60
191.34
126.55
127.47
125.00
103.41
220.98
227.01
218.62
220.00
340.00
332.78
343.30
400.79
549.66
524.36
560.00
660.18
780.00
762.80
782.54
872.24
20.90
33.84
25.00
30.00
33.69
41.94
30.89
34.66
41.85
51.78
48.07
49.46
58.31
70.00
54.00
60.00
76.13
88.04
82.47
80.00
90.85
100.75
87.24
90.77
127.37
125.38
129.99
116.76
130.83
143.39
124.13
135.30
192.05
184.17
176.74
180.82
196.89
213.90
184.04
203.25
102.85
133.10
121.96
105.00
133.24
155.82
127.94
131.01
213.46
220.90
220.98
190.25
230.61
259.82
220.98
214.35
460.72
321.49
364.05
287.13
345.93
356.97
338.53
350.49
667.00
475.22
567.70
459.00
528.10
565.00
516.04
558.99
910.03
683.29
815.09
770.22
776.62
783.97
771.45
786.35
32.22
37.00
36.00
36.03
36.00
55.56
62.50
56.81
57.20
56.33
89.78
93.13
83.00
84.00
82.47
135.23
135.30
119.93
116.03
122.54
203.25
202.74
167.20
160.41
174.45
149.27
127.06
108.33
110.00
108.33
217.50
212.85
177.36
173.32
186.32
390.84
334.85
286.60
273.00
299.63
580.44
539.30
444.96
421.08
486.04
897.86
757.60
686.74
632.46
729.06
Full time .................................................................
Part time ................................................................
32.04
34.22
54.79
57.55
86.63
91.00
126.36
163.63
180.82
247.14
125.43
132.65
212.72
240.11
334.63
345.93
528.00
578.46
765.74
840.99
Union .....................................................................
Nonunion ...............................................................
25.72
33.84
45.92
56.96
72.00
89.23
114.99
129.99
175.18
185.87
80.58
145.00
143.24
231.79
243.38
352.44
425.72
550.56
748.33
771.24
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
29.42
33.58
35.00
30.46
33.04
32.76
54.51
54.66
56.70
54.16
54.78
54.40
88.57
88.83
86.90
85.00
85.70
84.99
132.00
140.64
127.18
126.29
126.61
128.86
185.12
192.87
184.86
181.33
186.56
186.67
140.99
174.28
134.00
119.00
119.44
115.96
240.11
240.11
220.00
205.00
206.91
202.77
384.22
392.21
346.57
324.32
324.14
313.70
593.00
578.46
532.64
516.56
516.97
488.10
822.93
770.34
791.37
751.70
733.67
730.14
Goods-producing industries ...................................
35.65
56.00
83.00
118.97
161.10
114.87
182.47
280.00
439.27
671.81
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
31.24
22.56
20.00
20.00
20.00
29.00
33.50
23.07
54.74
46.76
39.99
39.71
39.99
50.15
49.84
39.99
87.92
78.86
74.27
77.97
69.15
83.97
77.91
66.81
130.66
126.76
125.68
128.75
113.00
128.33
119.92
98.80
188.33
184.15
187.00
191.34
181.23
176.79
185.52
149.14
130.00
115.56
106.30
98.38
121.31
134.36
113.66
89.00
225.21
229.09
228.00
225.63
230.38
230.00
197.87
175.00
349.82
377.24
395.00
462.96
355.37
363.26
298.18
279.74
552.38
612.36
648.00
667.00
513.00
589.21
422.88
419.62
785.30
862.00
831.00
901.22
667.00
870.75
630.45
623.45
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2011—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$35.90
34.38
40.00
31.00
33.84
27.15
$62.14
61.66
63.00
51.86
55.97
48.07
$98.25
99.00
97.50
80.68
86.66
74.51
$142.63
146.90
135.09
119.70
125.21
113.02
$203.25
212.32
191.00
173.26
173.04
174.00
$150.00
140.65
163.20
115.96
130.96
105.97
$251.12
250.00
257.80
198.25
216.65
186.27
$393.49
403.62
373.54
311.17
335.98
293.81
$619.75
631.62
583.88
479.30
510.49
457.43
$857.88
862.00
818.33
690.76
727.94
667.00
43.33
35.00
31.39
32.50
35.61
20.00
32.04
32.91
25.00
67.15
58.34
51.14
53.92
59.00
41.77
55.53
51.43
51.17
106.86
88.13
81.27
82.38
88.25
83.96
90.00
86.66
83.90
145.47
135.81
120.28
117.68
125.02
126.93
130.83
129.41
128.44
216.62
198.01
170.82
174.23
185.12
176.58
173.46
177.44
205.05
128.29
111.91
90.00
124.86
149.27
155.09
166.59
134.00
119.80
216.24
201.43
164.80
214.47
237.41
258.09
265.42
220.98
204.99
324.98
312.00
275.94
313.73
350.70
400.00
403.59
339.00
335.51
469.46
503.77
414.44
494.60
565.07
667.00
587.01
547.34
566.00
714.95
796.10
625.21
705.79
782.54
764.00
804.07
769.80
855.80
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 16. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2011
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.47
$0.85
$1.05
$1.53
$3.45
$4.21
$3.68
$3.83
$10.64
$11.14
1.50
1.37
2.28
1.80
1.67
1.82
2.06
4.26
2.56
1.62
2.93
3.19
2.32
3.39
3.12
6.14
3.96
4.55
4.21
7.62
5.33
6.05
8.18
7.83
4.62
8.26
6.29
15.80
6.74
9.56
9.40
31.24
15.90
21.55
17.61
21.08
18.62
35.82
20.24
40.78
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.15
1.40
2.47
4.91
1.28
2.25
2.57
1.91
4.21
3.70
3.13
4.32
2.04
2.35
2.10
1.92
3.09
6.89
2.58
4.44
1.45
3.16
1.77
1.97
9.37
8.57
3.21
5.33
3.40
5.69
2.17
3.35
8.88
13.22
2.48
11.84
9.88
5.53
7.60
4.64
8.09
10.12
10.47
16.47
5.23
11.60
5.98
6.80
23.40
11.47
6.42
11.03
5.52
10.92
4.97
6.69
26.23
16.40
10.66
11.05
6.81
11.40
7.30
16.23
15.33
31.87
20.08
33.28
14.47
31.53
8.19
14.91
46.28
25.09
29.23
102.06
18.80
28.42
27.86
34.00
3.00
3.61
1.47
1.73
2.86
3.29
3.37
1.91
3.05
2.67
5.56
3.06
1.85
2.79
2.12
4.56
6.05
2.07
4.51
3.11
11.08
7.74
5.43
5.09
9.03
19.80
9.16
5.59
7.14
10.53
11.73
9.89
8.33
6.49
11.79
24.28
9.73
4.89
9.13
11.49
27.40
18.96
14.48
21.24
21.02
68.62
17.33
17.36
32.42
38.94
Full time .................................................................
Part time ................................................................
1.67
0.69
0.80
5.92
1.30
3.72
1.43
9.60
3.29
18.90
4.15
14.13
4.03
7.29
4.17
15.93
10.39
29.01
12.68
75.05
Union .....................................................................
Nonunion ...............................................................
1.32
1.38
2.31
1.41
2.47
1.00
4.19
1.74
3.36
2.20
4.38
5.35
8.43
4.01
3.27
6.11
15.82
9.65
34.74
11.30
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.95
7.56
1.83
1.37
1.06
1.79
4.64
6.80
1.52
1.09
1.05
0.80
2.79
9.79
1.31
1.84
1.97
2.25
3.21
18.85
2.57
2.18
1.92
4.12
8.78
12.80
6.39
5.27
2.44
1.74
17.97
14.75
4.31
6.04
4.88
4.11
10.70
14.14
5.01
4.12
4.27
5.07
11.30
33.59
6.43
4.57
4.06
7.50
24.37
37.70
13.03
9.50
12.38
20.64
28.79
60.98
14.20
18.42
12.17
18.78
Goods-producing industries ...................................
1.08
1.95
1.77
2.39
4.01
5.10
8.54
6.66
13.58
22.80
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
2.04
2.33
0.36
0.16
0.81
4.99
2.00
1.46
1.05
2.76
3.62
2.95
8.21
1.89
2.58
2.80
1.38
2.96
3.56
4.07
6.50
5.83
1.83
2.16
1.86
3.59
4.57
9.30
6.87
5.82
4.91
3.83
2.81
9.35
6.18
8.90
10.57
4.32
10.93
11.01
4.26
7.66
7.44
5.77
25.52
8.92
4.34
5.24
4.21
5.95
11.05
18.31
13.05
6.47
7.68
10.49
5.13
14.96
23.49
17.87
30.81
10.44
7.16
10.94
9.60
28.61
38.23
13.37
91.35
37.91
16.78
12.90
11.61
26.10
32.10
32.18
14.61
50.11
40.09
24.31
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2011—Continued
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$2.87
3.91
3.85
1.60
1.37
3.17
$2.10
3.22
2.73
1.78
1.94
2.07
$1.74
2.58
3.92
1.21
1.75
1.24
$3.54
4.71
2.66
1.80
2.29
2.17
$5.89
10.35
9.06
2.98
3.75
4.27
$7.25
11.78
6.35
3.31
3.70
4.51
$6.07
8.00
10.11
4.03
5.06
5.75
$6.65
10.08
14.22
5.13
6.78
4.81
$16.35
22.35
29.22
9.41
13.38
14.12
$14.03
14.94
30.05
13.18
21.62
9.88
1.57
1.51
2.29
2.14
1.40
5.04
3.48
5.42
1.55
2.93
2.69
3.09
3.45
2.44
8.08
1.45
6.85
2.24
5.09
2.79
2.15
5.04
1.43
10.82
4.47
5.68
1.30
4.05
3.68
4.00
5.27
3.11
8.52
4.26
9.92
3.61
26.77
5.98
3.19
9.37
5.03
14.53
5.60
12.12
9.72
23.45
7.17
4.75
18.43
4.16
16.92
17.22
21.01
6.13
7.63
4.55
9.13
13.17
5.78
17.42
14.09
5.50
4.04
6.27
10.01
12.64
15.32
12.18
45.84
7.39
22.41
11.31
25.12
10.04
16.99
36.90
13.39
44.77
28.42
39.02
19.64
129.90
51.70
24.13
21.52
23.22
69.84
33.18
62.85
28.10
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 17. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2011
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
61
59
97
36
35
98
33
31
96
78
85
75
75
76
84
74
73
98
98
98
98
42
56
38
22
42
54
37
21
98
98
98
99
52
62
48
40
50
60
46
38
96
96
96
97
82
72
38
72
60
48
66
61
81
71
36
69
57
45
65
59
98
98
95
96
96
92
97
96
20
35
21
23
35
29
39
35
20
35
20
23
35
28
39
34
99
99
94
98
98
98
98
98
40
51
14
22
32
20
39
25
39
49
13
21
31
19
38
24
98
97
95
95
96
92
96
97
53
68
65
71
59
51
66
63
69
57
96
97
97
97
97
29
42
45
52
38
28
41
44
51
37
98
98
98
99
98
18
32
27
31
24
17
31
26
30
23
97
98
96
96
96
Full time .................................................................
Part time ................................................................
76
15
74
14
97
91
42
14
42
14
98
97
41
7
39
6
96
94
Union .....................................................................
Nonunion ...............................................................
85
57
83
55
98
96
47
34
46
33
99
97
35
32
34
31
97
96
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
28
15
64
75
83
87
26
14
62
73
82
85
92
91
96
97
98
98
17
13
36
44
49
52
16
13
35
43
48
51
95
93
97
98
99
99
9
4
29
41
56
59
8
3
28
39
54
56
93
95
95
96
96
96
Goods-producing industries ...................................
72
70
97
51
50
99
35
33
96
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
59
69
77
77
83
63
85
82
57
67
75
75
80
61
84
80
97
97
98
98
96
97
98
98
33
27
23
20
30
30
45
27
32
26
23
20
30
29
44
27
97
98
99
99
99
97
98
98
32
37
40
35
53
35
61
31
31
35
39
35
51
33
59
29
96
95
96
98
95
94
95
96
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 17. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2011—Continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
42
38
55
78
70
85
40
36
54
76
68
84
96
95
97
97
96
98
27
24
34
44
40
47
26
23
33
43
39
46
97
96
98
98
98
98
21
18
30
43
36
50
20
17
29
41
34
48
96
96
97
96
96
96
60
60
66
63
61
69
61
61
55
58
59
63
61
59
66
58
58
53
97
99
96
97
97
96
95
95
97
35
67
39
27
31
29
25
25
26
35
67
38
27
30
28
24
24
26
99
99
96
98
96
96
96
98
99
35
30
37
35
33
33
30
33
29
34
29
36
34
32
32
29
32
28
96
97
96
97
95
97
95
95
96
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 17. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2011
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.6
0.2
0.6
0.6
0.3
0.6
0.6
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
1.0
0.8
1.5
0.7
1.0
0.8
1.5
0.2
0.3
0.2
0.4
0.9
1.4
1.0
1.3
0.9
1.4
1.0
1.2
0.3
0.4
0.3
0.4
0.9
1.2
1.1
1.9
0.9
1.2
1.1
1.8
0.4
0.5
0.5
0.7
2.0
1.8
1.2
2.6
1.0
1.2
1.2
1.4
2.0
1.8
1.2
2.4
0.9
1.2
1.2
1.3
0.3
0.3
0.6
1.1
0.3
0.6
0.3
0.5
1.6
2.6
1.4
2.0
0.8
1.1
1.0
1.3
1.5
2.6
1.3
1.9
0.8
1.1
1.0
1.2
0.5
0.3
1.4
0.9
0.2
0.4
0.3
0.4
2.4
2.3
0.8
1.9
0.7
1.0
0.9
1.2
2.4
2.3
0.8
1.8
0.7
1.0
0.9
1.1
0.7
0.5
0.8
1.2
0.4
1.0
0.3
0.4
2.0
1.6
1.4
1.5
1.8
1.9
1.6
1.3
1.5
1.8
0.8
0.7
0.3
0.4
0.4
1.9
1.7
1.2
1.6
1.5
1.9
1.7
1.2
1.6
1.5
0.8
0.4
0.3
0.4
0.6
1.5
1.6
1.0
1.4
1.3
1.5
1.6
1.0
1.4
1.3
0.8
0.5
0.6
0.8
0.8
Full time .................................................................
Part time ................................................................
0.6
0.7
0.5
0.7
0.2
0.8
0.6
1.1
0.6
1.1
0.2
1.2
0.6
0.6
0.6
0.6
0.3
1.1
Union .....................................................................
Nonunion ...............................................................
1.1
0.7
1.1
0.7
0.3
0.2
1.2
0.7
1.2
0.6
0.3
0.3
1.3
0.6
1.3
0.6
0.5
0.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.6
1.1
0.7
0.7
0.9
1.0
1.6
1.0
0.7
0.7
0.9
0.7
1.8
0.2
0.2
0.1
0.2
1.0
1.8
1.0
0.9
0.9
1.4
0.9
1.7
1.0
0.9
0.9
1.4
1.1
2.7
0.5
0.2
0.2
0.3
0.7
1.0
0.9
0.9
1.0
1.5
0.7
1.0
0.8
0.8
1.0
1.5
1.1
2.1
0.4
0.3
0.4
0.5
Goods-producing industries ...................................
1.0
1.0
0.3
1.2
1.2
0.2
1.2
1.2
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.0
0.9
1.4
1.3
1.5
0.9
1.9
0.7
1.0
0.9
1.3
1.5
1.5
0.9
1.8
0.2
0.3
0.5
0.2
1.3
0.4
0.3
0.5
0.7
1.1
1.2
1.5
2.0
1.7
2.3
1.8
0.7
1.1
1.2
1.5
2.0
1.7
2.3
1.7
0.3
0.6
0.3
0.3
0.4
0.8
0.5
0.5
0.6
1.2
1.7
1.9
3.3
1.6
2.1
1.6
0.6
1.2
1.7
1.9
3.1
1.6
2.1
1.6
0.3
0.6
0.8
0.9
0.8
0.8
0.7
0.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2011—Continued
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.9
1.7
0.7
1.1
0.7
0.8
0.9
1.7
0.7
1.2
0.7
0.4
0.5
0.4
0.2
0.3
0.2
0.9
0.8
2.0
1.0
1.1
1.2
0.9
0.8
2.0
0.9
1.1
1.2
0.6
0.8
0.5
0.2
0.3
0.3
0.7
0.7
1.6
0.8
1.1
1.1
0.6
0.7
1.6
0.8
1.1
1.1
0.5
0.7
0.6
0.3
0.5
0.4
1.9
2.5
1.1
1.8
1.6
3.1
1.1
2.1
1.3
1.6
2.5
1.0
1.9
1.6
3.0
1.3
2.0
1.2
0.5
0.2
0.5
0.6
0.3
1.1
0.8
0.8
0.3
1.2
2.6
1.3
1.7
1.5
3.4
1.4
1.7
1.1
1.2
2.6
1.3
1.7
1.3
3.0
1.5
1.7
1.1
0.2
0.1
0.8
0.9
0.8
1.7
1.8
0.4
0.4
2.0
1.8
1.4
2.6
1.3
3.3
1.9
1.8
1.2
2.2
1.8
1.3
2.6
1.3
3.3
1.9
1.7
1.2
1.4
0.6
0.8
0.7
0.6
0.5
0.9
1.5
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 18. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2011
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
6
94
6
5
6
9
94
95
94
91
9
3
9
10
6
8
6
9
91
97
91
90
94
92
94
91
10
7
5
5
5
90
93
95
95
95
Full time .................................................................
Part time ................................................................
6
4
94
96
Union .....................................................................
Nonunion ...............................................................
6
6
94
94
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
10
11
6
6
5
6
90
89
94
94
95
94
Goods-producing industries ...................................
5
95
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
7
6
9
9
3
3
10
93
94
91
91
97
97
90
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2011—Continued
(All workers with basic life insurance coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
7
7
7
6
6
6
93
93
93
94
94
94
8
4
7
5
7
14
6
7
4
92
96
93
95
93
86
94
93
96
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of
major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 18. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2011
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.6
0.6
1.2
0.5
0.6
0.6
1.2
1.0
0.8
1.2
1.7
0.6
0.8
0.7
1.0
1.0
0.8
1.2
1.7
0.6
0.8
0.7
1.0
1.9
1.0
0.6
0.7
0.7
1.9
1.0
0.6
0.7
0.7
Full time .................................................................
Part time ................................................................
0.4
0.8
0.4
0.8
Union .....................................................................
Nonunion ...............................................................
0.5
0.5
0.5
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
2.6
0.5
0.5
0.4
0.5
1.1
2.6
0.5
0.5
0.4
0.5
Goods-producing industries ...................................
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
0.9
1.7
1.3
0.7
0.6
1.7
0.5
0.9
1.7
1.3
0.7
0.6
1.7
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2011—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
0.6
0.8
1.2
0.5
0.6
0.8
0.6
0.8
1.2
0.5
0.6
0.8
1.6
0.6
0.9
0.5
1.1
4.1
1.0
1.1
1.0
1.6
0.6
0.9
0.5
1.1
4.1
1.0
1.1
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 19. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2011
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
55
2
39
3
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
61
68
57
38
3
3
3
2
33
25
36
55
2
2
3
5
1
2
1
1
31
70
44
39
62
62
63
38
1
2
2
2
2
3
2
1
62
26
49
52
33
33
33
56
6
–
4
5
2
2
2
4
1
–
1
2
1
1
1
1
21
51
45
44
46
1
1
1
1
1
71
44
49
49
49
5
4
4
5
3
1
1
1
2
1
Full time .................................................................
Part time ................................................................
55
51
2
1
39
45
3
2
1
1
Union .....................................................................
Nonunion ...............................................................
37
59
1
2
54
35
8
2
1
1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
46
38
54
54
59
61
1
–
2
2
3
4
50
54
42
40
33
32
3
6
2
3
3
2
(3)
–
1
1
1
1
Goods-producing industries ...................................
44
2
49
4
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
57
51
40
31
59
61
78
40
2
2
2
1
4
3
3
3
37
42
52
61
33
34
17
49
3
3
5
6
4
2
–
7
1
1
1
1
1
1
–
2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2011—Continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
45
45
46
59
59
59
2
2
–
2
1
3
51
51
50
34
37
32
2
2
2
3
2
4
1
1
–
1
1
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
60
56
52
55
62
56
54
49
46
3
2
2
2
2
–
1
1
3
33
36
42
40
31
36
41
48
47
–
5
4
3
3
4
2
–
–
–
1
(3)
(3)
2
–
1
–
–
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
3 Less than 0.5 percent.
Geographic areas
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 19. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2011
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
0.7
0.2
0.7
0.2
0.1
1.1
1.1
1.3
1.9
0.3
0.3
0.3
0.5
1.0
1.1
1.3
1.9
0.2
0.3
0.3
0.8
0.2
0.5
0.2
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.1
3.1
1.7
2.9
1.0
1.6
1.2
1.5
0.4
0.6
0.3
0.6
0.3
0.6
0.3
0.2
2.2
3.1
1.9
3.2
0.9
1.4
1.1
1.5
1.1
–
0.6
1.3
0.3
0.4
0.3
0.6
0.2
–
0.2
0.6
0.2
0.3
0.2
0.3
1.6
2.1
1.6
2.0
2.1
0.3
0.2
0.2
0.2
0.3
1.9
2.1
1.6
1.9
2.1
1.1
0.6
0.5
0.7
0.5
0.6
0.2
0.3
0.5
0.2
Full time .................................................................
Part time ................................................................
0.7
2.1
0.2
0.4
0.7
2.1
0.2
0.3
0.1
0.4
Union .....................................................................
Nonunion ...............................................................
1.3
0.9
0.2
0.2
1.2
0.8
0.5
0.2
0.2
0.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.9
4.6
1.1
1.1
1.0
1.4
0.3
–
0.3
0.2
0.3
0.4
2.1
5.3
1.1
1.0
0.9
1.2
0.6
1.8
0.2
0.3
0.3
0.3
(3)
–
0.2
0.2
0.2
0.3
Goods-producing industries ...................................
1.6
0.3
1.5
0.5
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.5
2.0
2.1
3.8
2.3
2.0
2.9
0.2
0.4
0.5
0.3
1.2
0.7
0.7
0.5
0.8
1.5
2.0
2.2
3.5
2.3
1.9
2.7
0.2
0.4
0.8
1.1
0.9
0.3
–
0.6
0.2
0.2
0.2
0.2
0.5
0.3
–
0.5
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2011—Continued
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
1.3
1.7
2.1
0.8
1.3
1.1
0.2
0.3
–
0.2
0.2
0.4
1.3
1.7
2.1
0.8
1.3
1.0
0.3
0.3
0.4
0.3
0.3
0.4
0.2
0.3
–
0.2
0.3
0.2
1.7
2.0
1.8
3.2
1.8
3.7
2.4
2.3
1.9
1.1
0.3
0.3
0.7
0.3
–
0.2
0.4
0.8
2.1
1.8
1.8
3.0
1.6
4.2
2.4
2.5
1.8
–
0.2
0.5
0.6
0.6
1.0
0.4
–
–
–
0.5
(3)
(3)
0.3
–
0.4
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1
National Compensation Survey, March 2011
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts2
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
58
15
23
4
1.4
1.0
1
1
1
–
54
54
55
47
15
15
15
25
25
26
25
25
5
5
5
–
1.4
1.4
1.4
1.4
1.0
1.0
1.0
1.5
–
–
1
–
(3)
–
(3)
2
47
69
56
54
63
73
59
59
28
11
20
20
12
10
12
14
23
15
20
18
21
14
24
23
2
–
3
8
4
–
5
3
1.4
1.3
1.3
1.5
1.3
1.2
1.4
1.3
–
1.0
1.0
1.0
1.0
1.0
1.0
1.0
–
2
1
–
1
55
61
58
53
64
12
14
17
16
19
29
21
22
28
15
–
3
2
–
2
1.4
1.3
1.3
1.4
1.3
1.0
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
1
1
57
66
15
12
23
16
4
6
1.4
1.3
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
1
1
62
57
17
14
15
24
5
4
1.3
1.4
1.0
1.0
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
1
64
59
61
58
54
50
15
–
15
15
14
15
19
–
21
22
26
28
–
–
2
5
5
6
1.3
1.4
1.3
1.4
1.4
1.5
1.0
1.0
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
1
49
15
29
6
1.4
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1
1
1
–
3
1
1
–
59
60
47
43
51
67
72
54
15
17
23
29
15
13
12
24
22
20
26
26
27
16
12
17
4
3
3
1
4
3
3
–
1.4
1.3
1.4
1.4
1.4
1.3
1.2
1.4
1.0
1.0
1.5
1.5
–
1.0
1.0
1.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1
National Compensation Survey, March 2011—Continued
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
1
(3)
1
(3)
1
56
56
55
59
61
57
14
13
17
15
14
16
24
24
23
22
22
23
6
7
4
3
3
3
1.4
1.4
1.4
1.4
1.3
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1
2
–
–
–
–
–
–
1
64
52
57
51
59
50
59
71
60
12
21
13
17
15
18
12
12
11
17
18
25
25
23
29
26
15
22
5
6
–
–
–
3
–
–
5
1.3
1.4
1.4
1.4
1.3
1.4
1.4
1.2
1.4
1.0
1.0
1.0
–
1.0
–
1.0
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
3 Less than 0.5 percent.
4 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 20. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
civilian workers,1 National Compensation Survey, March 2011
Multiple of annual earnings amounts2
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
0.1
0.9
0.7
0.9
0.3
0.0
0.0
0.2
0.1
0.3
–
1.4
1.7
1.7
3.7
0.9
1.5
1.0
2.4
1.4
1.5
1.8
4.1
0.4
0.5
0.6
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.3
–
–
0.3
–
(3)
–
(3)
0.6
4.3
3.7
2.4
4.9
1.1
1.9
1.4
2.6
3.0
1.7
2.5
4.2
0.8
1.4
0.9
1.8
4.0
2.9
2.3
4.0
0.9
1.4
1.2
2.2
0.4
–
0.6
2.2
0.4
–
0.5
0.6
0.0
0.0
0.0
0.1
0.0
0.0
0.0
0.0
–
0.0
0.0
0.2
0.0
0.0
0.0
0.0
–
0.5
0.2
–
0.3
4.6
3.0
1.8
2.6
2.5
2.6
2.1
1.4
1.7
2.0
3.6
2.8
1.5
2.4
1.5
–
0.8
0.4
–
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.1
0.2
1.0
3.2
0.7
2.0
0.9
2.6
0.2
1.9
0.0
0.0
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.1
2.1
1.1
1.6
0.8
1.8
1.0
0.8
0.3
0.0
0.0
0.0
0.0
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.2
0.3
0.1
0.1
2.9
7.1
1.5
1.5
1.1
1.6
2.4
–
1.1
1.0
0.8
1.0
2.6
–
1.3
1.2
1.1
1.5
–
–
0.3
0.5
0.4
0.5
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.2
Goods-producing industries ...................................
0.3
2.1
1.6
1.7
0.6
0.0
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.1
0.4
0.3
–
0.6
0.5
0.5
–
1.0
2.5
3.6
3.5
5.9
2.8
2.7
4.2
0.8
1.6
2.4
2.9
2.5
2.1
1.6
3.3
1.0
2.7
5.0
4.0
7.9
2.4
2.2
2.8
0.3
0.5
0.8
0.3
0.5
0.7
0.5
–
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.3
0.0
–
0.0
0.0
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
civilian workers,1 National Compensation Survey, March 2011—Continued
Multiple of annual earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
0.2
0.3
(3)
0.2
(3)
0.2
2.0
2.2
3.3
1.1
1.5
1.8
1.2
1.3
2.2
0.9
1.0
1.2
1.6
1.8
2.9
1.1
1.4
1.7
0.8
1.2
0.8
0.3
0.4
0.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.3
0.6
–
–
–
–
–
–
0.4
1.9
2.8
2.7
3.6
1.8
5.5
2.7
3.0
1.7
1.2
2.5
1.1
3.0
1.8
3.9
1.6
2.8
1.2
1.8
2.0
2.2
4.5
1.7
7.3
2.1
1.4
1.7
0.5
0.7
–
–
–
1.4
–
–
0.9
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
–
0.0
0.0
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
3 Less than 0.05.
4 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 21. Life insurance plans: Maximum benefit amount, civilian workers,1 National Compensation
Survey, March 2011
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$500,000 $1,000,000
With no
maximum
benefit
amount
69
$50,000
$50,000
$200,000
31
69
73
67
58
50,000
50,000
–
50,000
100,000
100,000
–
50,000
250,000
250,000
–
100,000
600,000
700,000
–
250,000
1,000,000
1,100,000
–
500,000
31
27
33
42
48
67
62
47
74
81
71
66
–
50,000
50,000
50,000
50,000
–
50,000
50,000
–
50,000
50,000
50,000
50,000
–
50,000
70,000
–
250,000
150,000
140,000
200,000
–
225,000
200,000
–
550,000
500,000
280,000
500,000
–
600,000
500,000
–
1,000,000
1,000,000
1,000,000
1,000,000
–
1,000,000
2,000,000
52
33
38
53
26
19
29
34
60
68
62
64
60
–
50,000
50,000
50,000
50,000
–
70,000
70,000
100,000
50,000
–
250,000
200,000
250,000
125,000
–
1,000,000
500,000
500,000
450,000
–
2,000,000
1,000,000
1,000,000
1,000,000
40
32
38
36
40
Full time .................................................................
Part time ................................................................
70
52
50,000
50,000
50,000
100,000
200,000
300,000
500,000
650,000
1,000,000
1,000,000
30
48
Union .....................................................................
Nonunion ...............................................................
52
71
–
50,000
–
50,000
–
225,000
–
500,000
–
1,000,000
48
29
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
61
59
72
69
68
71
50,000
–
50,000
50,000
50,000
50,000
50,000
–
50,000
50,000
100,000
100,000
125,000
–
150,000
200,000
300,000
300,000
500,000
–
500,000
500,000
750,000
750,000
1,000,000
–
1,000,000
1,000,000
1,500,000
1,100,000
39
41
28
31
32
29
Goods-producing industries ...................................
63
50,000
100,000
300,000
750,000
2,000,000
37
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
70
65
60
47
75
69
69
43
50,000
50,000
50,000
40,000
–
50,000
–
50,000
50,000
50,000
50,000
50,000
–
50,000
–
50,000
200,000
150,000
100,000
100,000
–
200,000
–
100,000
500,000
500,000
250,000
175,000
–
500,000
–
200,000
1,000,000
1,000,000
500,000
300,000
–
1,000,000
–
500,000
30
35
40
53
25
31
31
57
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 21. Life insurance plans: Maximum benefit amount, civilian workers,1 National Compensation
Survey, March 2011—Continued
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
73
73
71
67
71
64
$50,000
50,000
–
50,000
50,000
50,000
$50,000
50,000
–
50,000
50,000
70,000
$200,000
245,000
–
200,000
150,000
250,000
74
67
60
67
66
81
75
72
73
50,000
50,000
50,000
–
50,000
50,000
50,000
50,000
50,000
50,000
50,000
75,000
–
50,000
50,000
50,000
50,000
50,000
200,000
200,000
200,000
–
250,000
100,000
250,000
200,000
200,000
75th
percentile
90th
percentile
$500,000 $1,000,000
500,000 1,000,000
–
–
500,000 1,000,000
500,000 1,000,000
1,000,000 1,500,000
With no
maximum
benefit
amount
27
27
29
33
29
36
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
500,000
500,000
600,000
–
500,000
500,000
750,000
750,000
500,000
750,000
1,000,000
1,000,000
–
1,500,000
1,000,000
1,000,000
1,000,000
1,000,000
26
33
40
33
34
19
25
28
27
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 21. Standard errors for life insurance plans: Maximum benefit amount, civilian workers,1 National
Compensation Survey, March 2011
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.0
$0.00
$0.00
$3,905.12
$0.00
$0.00
1.0
1.5
1.8
1.9
3.0
0.00
0.00
–
0.00
15,795.25
0.00
–
0.00
11,045.36
11,045.36
–
0.00
124,344.96
121,939.99
–
30,848.01
0.00
502,533.58
–
141,665.10
1.5
1.8
1.9
3.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
4.7
5.0
2.5
4.7
1.3
2.0
1.5
2.6
–
0.00
0.00
0.00
0.00
–
0.00
0.00
–
1,562.05
0.00
0.00
0.00
–
0.00
20,869.01
–
56,320.51
28,754.45
63,967.80
11,045.36
–
40,912.59
5,001.00
–
115,844.72
0.00
62,735.32
0.00
–
122,658.22
202,929.77
–
0.00
0.00
220,907.22
15,620.50
–
446,279.06
0.00
4.7
5.0
2.5
4.7
1.3
2.0
1.5
2.6
4.5
3.0
1.6
2.4
2.6
–
0.00
0.00
0.00
0.00
–
11,896.22
19,115.18
7,810.25
0.00
–
65,972.34
0.00
62,208.04
42,059.48
–
182,846.60
7,810.25
0.00
65,865.92
–
0.00
27,613.40
0.00
176,812.05
4.5
3.0
1.6
2.4
2.6
Full time .................................................................
Part time ................................................................
1.0
3.4
0.00
0.00
0.00
27,338.55
0.00
50,616.20
0.00
91,416.63
0.00
281,602.56
1.0
3.4
Union .....................................................................
Nonunion ...............................................................
1.8
1.2
–
0.00
–
0.00
–
42,269.26
–
49,396.36
–
0.00
1.8
1.2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.1
6.9
1.5
1.3
1.2
1.5
0.00
–
0.00
0.00
0.00
0.00
0.00
–
0.00
8,561.40
0.00
0.00
42,779.64
–
10,416.66
0.00
22,433.23
0.00
0.00
–
0.00
0.00
58,576.87
83,755.60
0.00
–
0.00
0.00
423,197.35
429,208.57
3.1
6.9
1.5
1.3
1.2
1.5
Goods-producing industries ...................................
2.0
0.00
5,522.68
7,810.25
130,456.89
552,268.05
2.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.1
2.4
3.1
4.4
2.9
3.2
4.2
3.6
0.00
0.00
0.00
13,537.67
–
0.00
–
1,746.42
0.00
0.00
0.00
0.00
–
1,562.05
–
0.00
0.00
25,337.97
0.00
35,765.49
–
35,791.06
–
0.00
0.00
87,307.27
33,819.37
43,009.73
–
15,620.50
–
25,903.67
0.00
84,118.96
74,913.28
59,736.92
–
0.00
–
96,449.47
1.1
2.4
3.1
4.4
2.9
3.2
4.2
3.6
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Maximum benefit amount, civilian workers,1 National
Compensation Survey, March 2011—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.9
2.1
2.7
1.2
1.3
1.8
$0.00
0.00
–
0.00
0.00
0.00
$19,147.06
6,100.00
–
0.00
0.00
12,868.68
$29,637.81
40,733.28
–
12,149.90
19,131.13
52,532.28
$0.00
0.00
–
111,959.32
0.00
259,272.06
$0.00
103,237.20
–
0.00
19,525.62
263,241.33
1.9
2.1
2.7
1.2
1.3
1.8
4.0
2.4
3.2
2.8
2.4
2.6
2.7
3.9
2.6
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
0.00
15,737.22
0.00
21,332.14
–
14,982.66
10,906.42
13,949.55
0.00
0.00
33,136.08
3,492.85
47,744.84
–
48,196.27
31,959.10
58,053.85
74,985.56
12,174.97
53,544.37
12,790.70
149,622.86
–
230,236.83
78,492.04
185,200.11
322,119.54
152,049.33
121,749.74
0.00
0.00
–
331,728.80
0.00
84,118.96
0.00
417,789.23
4.0
2.4
3.2
2.8
2.4
2.6
2.7
3.9
2.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and
half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit
shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 22. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2011
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$6,000
$10,000
$20,000
$28,000
$50,000
5,000
10,000
5,000
10,000
10,000
10,000
20,000
20,000
20,000
50,000
50,000
50,000
50,000
50,000
50,000
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers:
Primary, secondary, and special education
school teachers .........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10,000
5,000
5,000
6,000
5,000
9,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
25,000
15,000
15,000
20,000
15,000
20,000
20,000
50,000
25,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
20,000
15,000
15,000
18,000
15,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
50,000
50,000
Full time .................................................................
Part time ................................................................
10,000
5,000
10,000
5,000
20,000
10,000
30,000
20,000
50,000
50,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
10,000
20,000
15,000
40,000
25,000
50,000
50,000
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5,000
5,000
10,000
6,000
6,000
10,000
10,000
10,000
10,000
15,000
15,000
10,000
15,000
25,000
30,000
20,000
20,000
25,000
50,000
50,000
30,000
25,000
50,000
50,000
50,000
Goods-producing industries ...................................
10,000
10,000
20,000
25,000
50,000
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
5,000
5,000
5,000
5,000
5,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
20,000
20,000
20,000
15,000
15,000
20,000
30,000
35,000
45,000
25,000
25,000
30,000
50,000
50,000
50,000
50,000
50,000
50,000
Establishment characteristics
See footnotes at end of table.
Table 22. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2011—Continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
10,000
10,000
5,000
7,000
5,000
$10,000
10,000
10,000
10,000
10,000
10,000
$15,000
15,000
15,000
20,000
20,000
20,000
$25,000
25,000
25,000
31,217
25,000
40,000
$50,000
50,000
50,000
50,000
50,000
50,000
5,000
10,000
10,000
10,000
10,000
5,000
10,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
20,000
20,000
20,000
15,000
15,000
15,000
20,000
15,000
50,000
30,000
30,000
25,000
25,000
20,000
25,000
30,000
50,000
50,000
50,000
50,000
50,000
40,000
50,000
50,000
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
4 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 22. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2011
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$1,510.43
$0.00
$2,358.97
$3,838.96
$0.00
1,642.01
1,087.84
1,000.20
0.00
1,194.74
0.00
781.02
2,469.82
781.02
0.00
2,209.07
781.02
0.00
0.00
0.00
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers:
Primary, secondary, and special education
school teachers .........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3,420.50
0.00
0.00
2,294.41
0.00
2,668.09
312.41
880.17
1,486.00
0.00
0.00
0.00
0.00
0.00
781.02
0.00
0.00
5,494.58
0.00
0.00
6,749.77
3,447.14
8,696.15
5,634.22
0.00
1,746.42
1,760.34
0.00
0.00
0.00
7,961.86
0.00
0.00
0.00
0.00
2,920.24
0.00
0.00
312.41
541.11
0.00
0.00
0.00
0.00
0.00
0.00
0.00
4,169.72
4,396.00
2,217.68
156.20
0.00
0.00
883.63
0.00
0.00
6,440.50
0.00
1,288.10
2,972.00
Full time .................................................................
Part time ................................................................
2,354.76
0.00
0.00
0.00
0.00
2,102.97
1,823.32
1,913.11
0.00
0.00
Union .....................................................................
Nonunion ...............................................................
0.00
0.00
0.00
0.00
0.00
1,288.10
0.00
0.00
0.00
0.00
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.00
1,583.38
800.31
1,608.23
2,882.39
0.00
500.10
0.00
1,199.83
781.02
5,566.14
781.02
0.00
1,269.02
5,192.60
0.00
5,467.17
0.00
0.00
0.00
5,966.54
5,948.11
781.02
0.00
11,100.45
Goods-producing industries ...................................
0.00
0.00
841.19
2,734.70
0.00
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
413.28
312.41
604.98
563.21
156.20
0.00
0.00
0.00
0.00
0.00
0.00
0.00
4,981.75
5,340.75
855.57
0.00
6,763.87
0.00
3,112.36
6,843.66
6,527.52
5,844.66
3,744.05
3,124.10
0.00
0.00
0.00
0.00
0.00
0.00
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2011—Continued
Flat dollar amounts3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
0.00
2,285.08
0.00
2,521.15
0.00
$0.00
0.00
0.00
0.00
0.00
0.00
$1,209.96
1,104.54
6,449.96
0.00
4,067.33
0.00
$0.00
0.00
0.00
2,696.61
5,126.29
1,838.34
$0.00
0.00
0.00
0.00
0.00
0.00
715.82
2,538.03
4,822.16
1,481.89
0.00
0.00
0.00
413.28
0.00
0.00
0.00
0.00
0.00
0.00
2,816.03
0.00
4,103.91
0.00
1,746.42
0.00
2,209.07
0.00
2,816.03
4,971.64
11,203.29
5,259.03
6,115.48
493.96
156.20
3,857.98
6,980.46
4,701.59
0.00
0.00
0.00
0.00
5,535.92
13,131.44
0.00
0.00
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
4 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 23. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2011
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
46
34
16
4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
50
51
49
50
34
48
49
52
47
40
33
37
31
32
29
30
32
28
34
38
13
11
14
–
32
17
17
18
16
14
4
2
5
–
5
6
2
2
3
8
27
49
45
47
43
41
36
39
40
37
18
11
12
10
15
14
3
3
3
4
Full time .................................................................
Part time ................................................................
47
36
36
15
13
45
4
3
Union .....................................................................
Nonunion ...............................................................
45
46
27
36
16
16
12
2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
33
29
46
45
51
52
32
20
36
36
31
30
34
50
15
14
13
13
2
1
3
5
4
5
Goods-producing industries ...................................
47
39
10
4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
46
41
46
34
65
38
54
53
32
33
26
29
20
36
26
21
18
18
12
11
13
22
15
8
4
8
16
26
2
4
5
17
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2011—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Noncommercially
insured2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Commercially
insured
Legally
required
Other
33
32
36
53
46
59
37
35
40
32
39
27
28
31
22
10
13
8
2
2
3
5
3
6
18
62
59
54
56
59
60
51
21
33
37
42
43
39
38
37
55
–
–
–
–
–
–
10
5
5
4
3
–
2
–
3
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Employer assumes all risks and expenses of
providing the benefit.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 23. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2011
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
1.1
0.9
0.9
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.6
2.2
1.7
5.5
3.1
5.1
1.3
2.1
1.4
1.9
1.6
1.9
1.9
4.7
1.9
5.7
1.2
2.0
1.3
2.4
0.8
0.9
1.1
–
3.7
2.8
0.8
1.3
0.9
1.6
0.4
0.5
0.5
–
0.8
2.1
0.4
0.5
0.4
1.0
2.9
2.5
1.6
2.0
2.3
3.9
2.9
1.5
1.9
2.5
2.9
1.5
0.9
1.2
1.3
1.9
0.9
0.6
0.6
1.1
Full time .................................................................
Part time ................................................................
1.0
3.5
1.0
1.5
0.7
3.9
0.3
0.6
Union .....................................................................
Nonunion ...............................................................
1.8
1.2
1.7
1.1
1.6
1.0
0.9
0.2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.8
5.7
1.7
1.3
1.2
1.7
2.2
3.4
1.3
1.3
1.4
1.7
3.0
6.9
1.8
0.8
0.6
0.8
0.3
0.4
0.4
0.4
0.3
0.5
Goods-producing industries ...................................
1.6
1.6
1.2
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.4
2.4
2.7
3.6
2.3
3.4
4.2
3.8
1.1
2.5
3.0
4.5
2.1
3.2
3.2
3.0
1.1
1.2
1.5
2.4
0.8
1.7
2.4
1.5
0.3
0.8
1.8
3.3
0.4
0.6
1.0
2.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2011—Continued
Characteristics
Noncommercially
insured2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Commercially
insured
Legally
required
Other
1.8
1.6
3.4
1.1
1.5
1.7
1.7
1.8
3.2
1.1
1.8
1.3
2.1
1.4
5.1
0.9
1.4
1.2
0.4
0.5
0.6
0.3
0.4
0.5
1.9
2.1
2.7
2.4
4.9
3.4
2.7
2.9
1.4
2.0
2.7
2.5
4.8
3.4
2.7
2.8
1.7
–
–
–
–
–
–
1.1
0.5
0.7
1.3
0.8
–
0.5
–
0.4
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Employer assumes all risks and expenses of
providing the benefit.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 24. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2011
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
19
81
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
14
11
15
15
35
18
19
23
17
20
86
89
85
85
65
82
81
77
83
80
19
21
18
15
22
81
79
82
85
78
Full time .................................................................
Part time ................................................................
17
39
83
61
Union .....................................................................
Nonunion ...............................................................
19
19
81
81
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
39
54
19
16
14
13
61
46
81
84
86
87
Goods-producing industries ...................................
13
87
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
21
21
12
12
9
25
19
17
79
79
88
88
91
75
81
83
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2011—Continued
(All workers with short-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
29
31
25
14
16
12
71
69
75
86
84
88
47
7
8
8
7
5
12
53
93
92
92
93
95
88
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 24. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2011
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.9
0.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.1
1.7
3.6
2.7
3.6
0.9
1.7
0.8
1.7
1.0
1.1
1.7
3.6
2.7
3.6
0.9
1.7
0.8
1.7
2.3
2.4
1.3
1.3
1.8
2.3
2.4
1.3
1.3
1.8
Full time .................................................................
Part time ................................................................
0.8
3.0
0.8
3.0
Union .....................................................................
Nonunion ...............................................................
1.6
1.0
1.6
1.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.4
5.8
1.4
0.9
0.6
1.0
2.4
5.8
1.4
0.9
0.6
1.0
Goods-producing industries ...................................
1.1
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.0
2.6
1.6
1.9
1.4
3.6
3.2
2.2
1.0
2.6
1.6
1.9
1.4
3.6
3.2
2.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2011—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
1.9
1.4
5.1
1.1
1.2
1.6
1.9
1.4
5.1
1.1
1.2
1.6
1.5
0.9
1.5
1.3
1.7
0.8
1.9
1.5
0.9
1.5
1.3
1.7
0.8
1.9
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 25. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2011
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
7
2
68
21
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2
2
2
–
3
–
3
3
3
15
1
(2)
1
–
1
1
1
1
1
6
67
61
70
78
84
83
67
68
66
63
28
35
25
15
9
13
27
27
27
14
3
1
4
5
2
–
2
1
3
1
20
12
20
20
19
–
5
5
7
3
64
63
64
61
69
8
19
10
12
9
–
1
1
1
1
Full time .................................................................
Part time ................................................................
7
4
2
1
67
80
22
14
2
1
Union .....................................................................
Nonunion ...............................................................
17
4
6
1
59
70
15
23
3
2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6
3
9
9
4
2
2
–
2
2
2
1
81
90
71
67
62
61
10
5
17
21
29
33
2
–
2
1
3
3
Goods-producing industries ...................................
18
6
58
16
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
4
3
–
5
2
2
–
2
1
1
–
–
–
1
–
–
71
79
82
83
79
77
81
86
22
12
9
–
18
13
13
11
2
6
5
8
–
7
5
–
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2011—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Flat dollar
amounts
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
7
7
8
7
8
5
1
2
–
2
2
3
74
73
77
65
70
61
16
17
14
24
19
27
1
1
–
3
1
4
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
4
12
11
7
9
8
4
3
(2)
4
–
2
–
2
–
1
83
58
61
64
72
54
65
67
11
24
23
25
14
32
29
24
2
1
–
1
–
4
–
5
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 Less than 0.5 percent.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
Geographic areas
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 25. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2011
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.4
0.2
0.8
0.6
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.8
0.5
–
0.7
–
0.4
0.6
0.4
1.4
0.2
(2)
0.2
–
0.4
0.5
0.1
0.3
0.2
0.8
1.2
1.6
1.4
3.8
1.6
3.7
1.1
2.3
1.2
1.9
1.1
1.5
1.3
3.4
1.2
3.4
1.1
2.3
1.1
1.4
0.3
0.3
0.4
0.9
0.7
–
0.4
0.3
0.6
0.2
2.4
1.8
1.5
1.6
2.3
–
0.9
0.7
1.1
0.6
2.7
2.5
1.8
2.3
2.4
1.5
2.0
1.0
1.4
1.3
–
0.3
0.3
0.4
0.3
Full time .................................................................
Part time ................................................................
0.4
1.0
0.2
0.2
0.8
1.9
0.7
1.7
0.3
0.3
Union .....................................................................
Nonunion ...............................................................
1.4
0.3
0.7
0.2
1.9
0.8
1.3
0.7
0.4
0.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
0.8
0.7
0.7
0.5
0.3
0.6
–
0.3
0.4
0.3
0.2
2.2
2.0
1.1
1.1
1.1
1.3
1.6
1.1
0.9
0.9
1.0
1.2
0.6
–
0.7
0.3
0.3
0.3
Goods-producing industries ...................................
1.1
0.7
1.7
1.2
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.4
0.7
–
2.3
0.5
0.8
–
0.9
0.1
0.2
–
–
–
0.3
–
–
0.9
2.0
1.6
2.3
2.5
3.0
2.6
2.4
0.8
1.8
1.2
–
2.7
2.7
2.3
2.0
0.3
1.2
0.6
1.1
–
1.8
0.9
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2011—Continued
Characteristics
Flat dollar
amounts
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.7
0.8
1.4
0.5
0.8
0.7
0.3
0.4
–
0.3
0.4
0.3
1.4
1.4
2.6
1.2
1.4
1.6
1.1
1.1
1.7
1.0
1.1
1.5
0.3
0.3
–
0.4
0.2
0.7
0.7
1.3
1.8
0.9
1.9
1.5
1.3
0.9
(2)
0.5
–
0.4
–
0.6
–
0.2
1.2
2.4
3.7
1.7
4.5
2.6
2.4
2.8
1.0
1.5
2.8
1.8
2.8
3.0
2.2
1.9
0.4
0.3
–
0.6
–
1.8
–
1.5
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 Less than 0.05.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 26. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2011
(All workers with short-term disability coverage = 100 percent)
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
90
13
24
26
26
26
10
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
89
91
88
92
94
91
89
85
91
91
13
13
13
12
13
–
12
12
13
–
22
21
23
21
26
–
20
13
21
–
26
26
26
26
26
–
26
26
26
–
26
26
26
26
26
–
26
26
26
–
26
26
26
26
26
–
26
26
26
–
11
9
12
8
6
9
11
15
9
9
96
88
91
91
91
–
13
13
13
13
–
26
26
26
26
–
26
26
26
26
–
26
26
26
26
–
52
26
26
26
4
12
9
9
9
Full time .................................................................
Part time ................................................................
90
93
13
20
22
26
26
26
26
26
26
26
10
7
Union .....................................................................
Nonunion ...............................................................
86
91
18
12
26
21
26
26
26
26
52
26
14
9
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
91
94
92
92
87
85
13
–
13
13
13
13
25
–
21
23
25
25
26
–
26
26
26
26
26
–
26
26
26
26
26
–
26
26
26
26
9
6
8
8
13
15
Goods-producing industries ...................................
92
13
26
26
26
26
8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
90
90
83
76
91
94
91
88
13
13
18
20
18
13
13
–
22
24
24
22
26
24
20
–
26
26
26
26
26
26
26
–
26
26
26
52
26
26
26
–
26
26
52
52
26
26
26
–
10
10
17
24
9
6
9
12
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2011—Continued
(All workers with short-term disability coverage = 100 percent)
Number of weeks2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
92
91
92
89
91
88
12
12
12
13
12
13
20
24
13
24
20
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
8
9
8
11
9
12
93
86
89
93
92
90
82
89
25
13
12
12
12
13
12
12
26
21
13
20
13
20
13
21
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
52
26
26
26
26
7
14
11
7
8
10
18
11
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 26. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2011
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.5
0.0
0.5
0.0
0.0
0.0
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
0.8
1.0
1.6
0.8
1.9
0.7
1.3
0.7
1.3
1.1
1.2
1.2
0.4
0.0
–
0.0
0.0
1.2
–
1.1
1.9
1.9
3.9
0.0
–
1.1
3.8
0.3
–
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
3.9
–
0.0
0.0
0.0
–
0.8
0.8
1.0
1.6
0.8
1.9
0.7
1.3
0.7
1.3
1.0
1.9
0.9
1.1
1.3
–
0.0
0.0
0.0
0.0
–
0.9
0.4
0.9
0.9
–
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
16.0
0.0
0.0
0.0
1.0
1.9
0.9
1.1
1.3
Full time .................................................................
Part time ................................................................
0.5
1.1
0.5
1.8
2.5
0.0
0.0
0.0
0.0
0.0
0.0
8.0
0.5
1.1
Union .....................................................................
Nonunion ...............................................................
0.9
0.5
4.9
0.3
0.0
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.9
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.5
0.6
0.5
0.9
1.2
0.2
–
0.7
1.4
0.0
0.0
1.4
–
0.9
2.0
0.6
1.2
0.0
–
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
1.2
1.5
0.6
0.5
0.9
1.2
Goods-producing industries ...................................
0.8
0.0
0.2
0.0
0.0
0.0
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
0.9
1.8
3.0
1.3
1.0
1.8
1.6
1.4
0.0
4.2
3.5
5.1
1.3
0.5
–
2.1
1.4
1.2
0.3
0.0
2.0
2.3
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
4.9
0.0
0.0
0.0
–
0.0
2.2
0.0
0.0
1.6
0.0
0.0
–
0.5
0.9
1.8
3.0
1.3
1.0
1.8
1.6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2011—Continued
Number of weeks2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.8
0.9
1.3
0.6
0.8
0.8
0.0
0.5
0.0
0.0
0.3
1.6
1.5
2.7
5.7
1.0
2.2
1.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.0
0.8
0.9
1.3
0.6
0.8
0.8
0.7
1.2
1.6
0.8
2.4
2.5
2.6
0.9
1.3
0.0
1.0
0.0
0.0
1.1
0.0
0.5
0.0
1.4
2.2
2.7
0.8
4.5
1.9
3.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
8.3
0.0
8.7
0.0
0.0
2.8
0.0
0.7
1.2
1.6
0.8
2.4
2.5
2.6
0.9
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 27. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation
Survey, March 2011
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
1
22
2
33
26
15
63.4
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
–
1
2
1
–
1
–
1
–
20
20
21
18
35
36
21
21
21
22
3
–
3
3
2
1
2
–
2
–
34
38
32
49
27
37
34
37
33
33
22
16
25
20
29
–
26
25
27
33
20
24
19
8
5
7
16
15
16
10
64.7
64.9
64.6
60.4
59.4
59.8
63.6
63.4
63.7
62.2
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
–
–
1
2
–
20
23
18
17
18
–
–
1
1
–
30
34
36
40
32
37
30
27
27
28
8
12
16
12
21
61.7
62.5
64.5
62.0
67.3
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
20
39
2
–
35
17
25
33
16
8
63.7
60.7
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
1
1
21
23
5
1
25
35
34
24
13
16
63.4
63.4
60.0
60.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
–
33
46
21
21
20
19
–
–
2
2
2
–
26
17
37
37
31
30
31
33
27
24
24
23
7
3
12
15
23
25
60.3
58.4
62.6
63.2
65.7
66.6
60.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
2
15
1
38
26
18
64.4
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1
1
–
–
–
2
2
–
24
27
33
42
23
24
20
26
2
5
8
4
15
2
3
4
32
32
22
21
20
37
46
36
26
22
13
15
9
27
21
28
15
13
24
18
33
7
8
7
63.2
61.9
64.6
61.2
69.3
60.2
60.2
60.7
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation
Survey, March 2011—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
1
–
1
1
2
1
27
27
27
20
16
24
1
–
–
3
1
4
30
28
33
35
39
32
31
33
26
23
26
20
11
10
13
18
17
19
62.1
62.0
62.1
64.2
64.3
64.1
60.0
60.0
60.0
60.0
60.0
60.0
–
1
–
–
–
–
–
–
38
13
8
21
–
9
7
12
–
1
–
–
–
–
–
–
10
46
40
48
50
51
49
35
44
21
22
11
5
16
15
23
6
19
27
19
–
22
24
16
60.9
64.6
66.5
63.7
63.0
66.0
66.1
64.0
66.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 27. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1
National Compensation Survey, March 2011
Fixed percent of annual earnings
Characteristics
All workers .............................................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
0.2
1.6
0.1
1.1
1.4
0.7
0.3
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
–
0.2
0.8
0.7
–
0.2
–
0.3
–
1.9
1.8
2.3
2.7
4.1
6.8
1.4
2.0
1.5
2.2
0.2
–
0.2
1.1
0.4
0.5
0.3
–
0.3
–
1.8
2.3
2.1
6.4
2.7
5.3
1.2
2.4
1.3
2.6
1.8
1.3
2.7
3.8
3.3
–
1.5
2.3
1.5
2.4
1.2
1.6
1.4
1.5
0.7
1.7
0.9
1.5
1.1
1.5
0.4
0.6
0.5
0.5
0.6
1.2
0.4
0.6
0.4
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.4
0.6
–
2.9
2.9
1.3
1.9
1.5
–
–
0.4
0.5
–
4.1
3.1
2.0
2.8
2.8
3.6
3.5
1.6
2.7
1.8
2.5
2.1
1.7
2.1
2.5
1.2
0.6
0.5
0.4
1.0
1.2
0.0
0.0
0.0
4.6
Full time .................................................................
Part time ................................................................
0.3
–
1.2
4.9
0.2
–
1.1
3.0
1.3
2.8
0.7
1.3
0.3
0.9
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.4
0.3
1.7
1.7
0.5
0.1
1.9
1.2
2.2
1.3
1.4
0.8
0.5
0.3
1.1
0.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.4
0.2
0.2
–
3.3
5.1
2.4
1.1
1.6
1.3
–
–
0.2
0.3
0.3
–
2.0
3.5
1.8
1.3
1.6
2.3
2.5
4.3
1.9
1.6
1.6
1.7
1.1
1.0
1.0
0.9
1.2
1.6
0.6
0.8
0.5
0.3
0.4
0.5
0.0
4.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
0.5
1.8
0.4
2.2
2.1
1.7
0.6
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.3
0.5
–
–
–
0.7
0.8
–
1.8
3.4
2.8
3.8
2.5
4.8
2.8
3.7
0.2
0.4
0.6
0.8
1.0
0.6
1.0
0.4
1.3
2.7
2.2
3.3
2.0
3.8
5.7
4.8
1.4
2.9
1.3
2.0
0.9
4.4
3.1
2.9
0.8
1.1
2.2
2.7
3.6
1.1
1.6
1.7
0.4
0.6
0.9
0.9
1.6
0.8
0.5
0.7
0.0
0.0
0.0
0.3
0.0
0.0
0.0
0.0
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1
National Compensation Survey, March 2011—Continued
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
0.4
–
0.3
0.3
0.5
0.2
3.6
3.1
5.0
1.3
1.3
2.0
0.2
–
–
0.3
0.4
0.4
1.8
1.6
3.8
1.6
1.9
2.1
2.3
2.7
2.5
1.3
1.6
1.5
0.9
1.1
2.0
0.9
1.3
1.3
0.6
0.6
1.0
0.4
0.4
0.6
0.0
0.0
0.0
0.0
0.0
0.0
–
0.3
–
–
–
–
–
–
4.2
1.7
2.2
2.3
–
2.0
1.6
1.6
–
0.3
–
–
–
–
–
–
1.3
2.9
3.8
2.1
8.0
3.0
3.9
3.1
3.7
2.1
3.6
1.7
1.6
1.9
1.6
3.1
0.5
1.9
3.0
2.0
–
2.0
4.3
2.3
0.7
0.5
0.8
0.9
2.6
0.5
1.9
0.8
7.6
0.0
6.3
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 28. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2011
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
71
$170
$250
$546
$1,000
$2,000
29
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
69
68
69
63
82
70
71
72
70
71
170
170
170
170
170
–
170
170
170
170
381
476
350
300
170
–
200
170
201
300
650
750
577
561
524
–
546
546
546
546
1,385
1,500
1,154
1,250
750
–
1,000
1,000
1,000
1,000
2,310
2,500
2,308
2,423
1,500
–
2,300
2,500
2,000
1,500
31
32
31
37
18
30
29
28
30
29
77
67
69
70
66
–
170
170
170
170
–
265
250
250
300
–
546
515
515
524
–
1,000
750
1,000
577
–
1,500
1,500
1,500
1,385
23
33
31
30
34
Full time .................................................................
Part time ................................................................
70
81
170
170
300
170
559
315
1,000
559
2,300
561
30
19
Union .....................................................................
Nonunion ...............................................................
73
71
170
170
200
300
500
559
559
1,000
1,500
2,307
27
29
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
82
72
71
67
67
170
170
170
170
170
170
300
300
260
250
524
546
559
559
559
561
1,000
1,000
1,155
1,500
1,500
2,000
2,000
2,308
2,400
18
28
29
33
33
Goods-producing industries ...................................
65
170
300
524
1,000
1,500
35
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
73
71
66
72
60
74
60
71
170
170
170
170
170
–
170
135
250
300
450
500
185
–
385
200
559
559
692
692
559
–
581
546
1,000
1,000
831
831
1,000
–
1,250
917
2,080
1,780
1,500
1,500
1,500
–
2,423
1,662
27
29
34
28
40
26
40
29
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2011—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
78
80
72
68
71
65
–
$170
170
170
170
170
–
$170
170
315
350
249
–
$546
524
559
559
559
–
$750
1,000
1,167
1,250
1,155
–
$1,500
1,662
2,308
2,308
2,308
22
20
28
32
29
35
90
48
52
69
70
58
61
74
170
245
250
300
–
280
315
135
170
350
350
577
–
500
600
201
500
560
515
1,000
–
692
1,000
546
559
1,039
1,250
1,500
–
1,500
2,300
1,662
561
2,000
2,000
2,500
–
2,000
3,363
2,326
10
52
48
31
30
42
39
26
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 28. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2011
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.1
$0.00
$43.52
$9.11
$0.00
$49.22
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.7
2.2
2.3
7.8
1.9
4.6
1.2
2.2
1.4
2.6
0.00
0.00
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
96.73
108.28
119.12
92.88
68.31
–
39.37
47.45
70.60
51.78
79.71
134.50
52.37
36.72
31.21
–
2.94
8.42
19.91
0.00
224.23
81.53
182.21
233.35
303.24
–
0.00
315.35
0.00
274.79
55.82
154.92
139.12
387.09
119.94
–
215.98
60.62
79.02
219.37
1.7
2.2
2.3
7.8
1.9
4.6
1.2
2.2
1.4
2.6
4.3
3.5
2.2
2.6
2.9
–
0.00
0.00
0.00
0.00
–
54.58
19.70
6.63
48.80
–
10.88
14.91
17.82
29.52
–
59.99
90.35
240.71
33.63
–
65.35
101.14
74.12
290.28
4.3
3.5
2.2
2.6
2.9
Full time .................................................................
Part time ................................................................
1.1
2.4
0.00
0.00
44.61
0.00
0.00
56.41
143.58
14.07
277.76
51.04
1.1
2.4
Union .....................................................................
Nonunion ...............................................................
1.7
1.3
7.89
0.00
19.42
42.41
21.07
0.00
2.00
109.91
470.27
125.68
1.7
1.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.0
1.7
1.5
1.4
1.7
0.00
0.00
0.00
0.00
0.00
9.37
51.11
53.39
75.25
20.31
30.95
7.03
11.33
1.96
1.34
75.15
0.00
0.00
162.11
398.42
0.00
204.83
133.77
37.97
132.23
2.0
1.7
1.5
1.4
1.7
Goods-producing industries ...................................
2.2
0.00
33.48
28.97
0.00
354.59
2.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.2
2.7
2.3
2.9
3.5
4.2
6.3
3.6
0.00
0.00
0.00
9.94
0.00
–
0.00
0.00
58.92
137.03
176.84
11.86
0.00
–
39.45
0.00
13.52
5.17
63.35
0.00
8.64
–
94.15
17.44
0.00
86.76
38.94
55.11
124.78
–
246.46
279.13
299.99
367.98
57.39
518.85
459.48
–
36.54
0.00
1.2
2.7
2.3
2.9
3.5
4.2
6.3
3.6
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2011—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.5
1.6
3.4
1.5
1.5
2.4
–
$0.00
0.00
0.00
0.00
0.00
–
$46.29
57.79
22.15
59.96
59.08
–
$8.83
36.94
1.16
1.00
8.53
–
$204.49
125.21
216.62
248.93
264.56
–
$146.18
238.54
48.25
215.75
51.52
1.5
1.6
3.4
1.5
1.5
2.4
0.7
4.0
4.8
2.3
7.9
4.2
4.8
2.3
0.00
58.36
0.00
20.31
–
52.69
77.57
0.00
0.00
42.84
57.31
83.85
–
3.49
205.36
99.81
62.71
70.91
225.73
176.14
–
230.73
77.75
182.25
0.00
131.49
105.87
0.00
–
496.63
743.90
239.06
128.46
420.68
446.58
80.68
–
428.84
568.23
50.61
0.7
4.0
4.8
2.3
7.9
4.2
4.8
2.3
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 29. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2011
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
9
91
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10
9
10
17
90
91
90
83
20
8
11
17
9
10
9
10
80
92
89
83
91
90
91
90
8
11
8
8
7
92
89
92
92
93
Full time .................................................................
10
90
Union .....................................................................
Nonunion ...............................................................
13
9
87
91
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
8
10
10
9
10
92
90
90
91
90
Goods-producing industries ...................................
9
91
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
10
12
17
20
12
9
9
16
90
88
83
80
88
91
91
84
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2011—Continued
(All workers with long-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
7
8
5
10
8
12
93
92
95
90
92
88
5
8
13
5
8
8
10
8
95
92
87
95
92
92
90
92
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 29. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2011
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
0.9
0.9
2.1
0.8
0.9
0.9
2.1
2.9
1.3
1.5
3.5
0.7
1.6
0.8
1.6
2.9
1.3
1.5
3.5
0.7
1.6
0.8
1.6
2.9
1.7
0.9
1.1
1.3
2.9
1.7
0.9
1.1
1.3
Full time .................................................................
0.6
0.6
Union .....................................................................
Nonunion ...............................................................
1.3
0.6
1.3
0.6
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
1.0
0.8
0.6
0.7
1.3
1.0
0.8
0.6
0.7
Goods-producing industries ...................................
0.8
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.3
1.9
3.1
1.9
1.5
1.4
2.5
0.7
1.3
1.9
3.1
1.9
1.5
1.4
2.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2011—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
0.7
0.9
0.9
0.7
0.7
1.0
0.7
0.9
0.9
0.7
0.7
1.0
1.2
1.1
1.3
1.1
1.0
1.8
2.0
1.5
1.2
1.1
1.3
1.1
1.0
1.8
2.0
1.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 30. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2011
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
93
5
1
1
94
93
95
95
5
6
4
2
1
1
(2)
1
(2)
(2)
(2)
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
96
97
95
94
93
91
94
91
–
3
4
5
6
9
5
5
–
–
1
–
1
–
1
3
2
–
(2)
–
(2)
–
(2)
1
91
91
88
86
91
4
5
4
4
4
4
2
5
7
2
1
1
3
2
3
Full time .................................................................
93
5
1
1
Union .....................................................................
Nonunion ...............................................................
85
95
6
5
6
(2)
3
(2)
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
95
93
94
93
92
93
4
–
5
5
5
6
1
–
1
1
2
1
1
–
(2)
1
1
(2)
Goods-producing industries ...................................
90
4
5
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
94
96
95
96
93
97
97
93
5
3
3
–
7
3
3
6
1
1
1
–
–
–
–
–
1
1
1
2
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 30. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2011—Continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
93
92
94
93
94
93
5
6
4
5
5
5
1
1
1
1
1
2
(2)
(2)
1
1
(2)
1
95
95
88
94
96
91
92
95
93
4
3
7
4
3
7
6
4
5
1
1
3
–
–
–
1
–
1
(2)
1
1
–
–
–
1
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5 percent.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 30. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March 2011
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.4
0.4
0.2
0.1
0.6
0.8
0.7
1.1
0.5
0.7
0.6
0.8
0.1
0.3
(2)
0.5
(2)
(2)
(2)
0.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
0.8
0.8
1.6
0.5
1.0
0.5
1.1
–
0.8
0.8
1.6
0.4
1.0
0.5
0.9
–
–
0.3
–
0.2
–
0.1
0.6
0.8
–
(2)
–
(2)
–
(2)
0.3
1.9
1.3
1.2
1.9
1.3
1.5
1.2
0.7
1.1
0.8
1.1
0.5
0.9
1.6
0.6
0.4
0.3
0.6
0.6
1.0
Full time .................................................................
0.4
0.3
0.2
0.1
Union .....................................................................
Nonunion ...............................................................
1.3
0.4
1.0
0.3
0.8
(2)
0.6
(2)
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
3.5
0.5
0.6
0.6
0.7
0.8
–
0.5
0.5
0.5
0.6
0.4
–
0.2
0.4
0.2
0.2
0.3
–
(2)
0.1
0.2
(2)
Goods-producing industries ...................................
1.0
0.7
0.8
0.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.4
0.8
1.1
1.1
2.3
1.0
0.8
2.2
0.4
0.7
0.9
–
2.3
0.9
0.8
2.1
0.1
0.2
0.4
–
–
–
–
–
0.1
0.2
0.5
0.8
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March
2011—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.6
0.9
1.0
0.5
0.8
0.7
0.5
0.8
0.7
0.5
0.7
0.6
0.2
0.3
0.4
0.2
0.3
0.3
(2)
(2)
0.4
0.1
(2)
0.2
1.0
0.4
1.4
1.5
0.6
2.4
1.5
1.4
1.2
0.9
0.3
1.3
1.1
0.5
2.1
1.3
1.3
1.1
0.2
0.3
0.6
–
–
–
0.3
–
0.3
(2)
0.3
0.3
–
–
–
0.4
–
0.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 31. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2011
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
21
60
9
7
2
59.0
60.0
21
19
21
14
58
63
55
42
11
9
12
22
8
8
8
15
2
1
3
7
59.1
59.2
59.1
61.5
60.0
60.0
60.0
60.0
15
40
31
20
19
18
19
19
37
49
52
50
64
65
63
64
24
7
8
18
8
8
8
9
16
–
6
–
7
6
7
6
7
–
3
–
2
3
2
2
61.7
56.0
58.4
60.2
59.3
59.7
59.2
59.3
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
19
20
19
17
21
67
62
70
69
70
8
9
5
6
4
–
7
5
6
4
–
3
2
2
1
59.3
59.2
58.6
59.0
58.1
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
21
61
9
7
2
59.0
60.0
Union .....................................................................
Nonunion ...............................................................
26
20
47
63
9
9
11
6
7
2
59.6
59.0
60.0
60.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
25
21
20
21
21
59
62
62
59
58
6
9
9
10
11
7
6
7
8
8
3
2
2
3
2
59.2
58.8
59.1
59.1
59.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
19
68
6
6
1
58.8
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
21
23
13
15
11
31
40
19
59
53
47
36
63
59
54
46
10
12
21
26
14
–
3
22
7
–
13
16
–
5
–
11
2
–
7
7
–
–
–
2
59.1
59.0
61.4
61.8
60.6
57.0
55.7
60.3
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 31. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2011—Continued
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
16
16
16
23
16
28
66
67
65
58
65
53
7
7
5
11
9
12
9
8
11
6
7
–
3
2
3
2
2
–
59.8
59.6
60.0
58.7
59.4
58.2
60.0
60.0
60.0
60.0
60.0
60.0
12
18
27
17
18
–
18
19
24
67
67
58
59
61
55
69
54
53
7
5
5
11
16
6
5
14
12
11
8
6
–
3
4
6
12
9
2
2
3
–
1
–
2
1
1
60.4
59.4
58.4
60.1
58.9
57.4
58.7
59.6
59.1
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 31. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian
workers,1 National Compensation Survey, March 2011
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.1
1.2
0.6
0.6
0.6
0.2
0.0
1.3
1.3
1.5
1.7
1.6
1.8
1.9
3.1
0.8
0.8
1.0
2.3
0.7
1.1
0.9
2.1
0.9
0.5
1.1
2.5
0.2
0.2
0.3
0.6
0.0
0.0
0.0
0.0
2.3
4.8
5.1
3.9
0.9
2.0
1.1
2.1
3.8
4.3
4.0
4.7
1.2
2.3
1.4
2.7
3.0
2.4
1.3
3.0
0.7
1.2
0.8
1.7
2.7
–
0.9
–
0.7
1.3
0.8
1.7
1.9
–
1.2
–
0.5
1.0
0.6
1.0
0.7
0.6
0.8
0.6
0.2
0.5
0.2
0.4
2.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.8
2.9
1.6
1.7
2.4
3.9
3.1
1.9
2.3
2.7
2.9
1.9
0.7
1.2
0.8
–
1.8
0.7
1.1
1.1
–
0.9
0.5
0.9
0.5
0.6
0.5
0.2
0.3
0.4
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
1.1
1.2
0.6
0.6
0.6
0.2
0.0
Union .....................................................................
Nonunion ...............................................................
2.5
1.1
2.5
1.2
1.2
0.7
1.6
0.5
2.0
0.4
0.5
0.2
0.0
0.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.5
1.7
1.1
1.2
1.5
4.7
1.6
1.5
1.4
1.9
1.2
0.9
0.7
0.7
1.0
1.5
0.9
0.7
0.7
0.7
1.0
0.4
0.8
0.8
0.8
0.8
0.2
0.2
0.2
0.2
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
1.7
2.1
1.0
0.8
0.4
0.2
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.2
2.1
1.6
2.3
1.6
3.4
4.1
2.8
1.4
2.3
2.8
3.1
5.1
3.3
3.9
3.5
0.7
1.2
2.0
2.9
1.6
–
0.7
3.4
0.6
–
1.6
2.3
–
1.6
–
2.6
0.7
–
2.9
1.6
–
–
–
1.1
0.2
0.4
0.5
0.6
0.7
0.4
0.5
0.5
0.0
0.0
0.0
2.6
0.0
0.0
0.0
0.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian
workers,1 National Compensation Survey, March 2011—Continued
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.3
1.8
2.1
1.4
1.2
2.0
1.8
2.5
2.8
1.4
1.7
1.9
0.8
1.1
1.0
0.7
1.0
0.9
1.2
1.6
2.4
0.6
0.8
–
0.4
0.4
0.9
0.9
0.4
–
0.2
0.3
0.5
0.2
0.2
0.3
0.0
0.0
0.0
0.0
0.0
0.0
2.4
2.0
3.2
2.7
1.4
–
2.5
1.9
2.9
4.0
1.9
2.5
5.7
2.5
8.3
2.8
4.4
2.5
1.8
0.7
0.9
2.8
2.0
1.6
0.8
2.5
1.4
2.7
2.1
0.9
–
0.6
1.6
2.6
3.3
1.5
0.3
0.7
0.8
–
0.4
–
0.7
0.3
0.4
0.4
0.3
0.5
0.9
0.3
1.1
0.5
0.5
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 32. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2011
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
80
$3,000
$5,000
$7,500
$10,000
$15,000
20
81
84
79
70
3,250
4,000
3,000
2,000
5,000
5,000
5,000
3,900
7,500
10,000
7,000
5,000
10,000
12,250
10,000
7,000
15,000
17,300
15,000
10,000
19
16
21
30
65
85
76
69
83
87
82
81
1,500
3,000
3,000
3,000
3,000
3,000
3,000
3,000
3,000
5,000
5,000
5,000
5,000
5,000
5,000
4,000
5,000
7,000
7,000
6,000
8,000
7,500
8,000
5,000
6,000
10,000
10,000
10,000
10,000
12,000
10,000
10,000
8,000
15,000
10,500
10,000
20,000
20,000
17,000
15,000
35
15
24
31
17
13
18
19
78
82
76
80
71
2,500
3,000
2,500
2,500
2,500
5,000
4,000
5,000
5,000
5,000
5,000
6,000
6,000
7,000
5,000
8,333
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
11,500
22
18
24
20
29
Full time .................................................................
81
3,000
5,000
7,500
10,000
15,000
19
Union .....................................................................
Nonunion ...............................................................
66
83
2,500
3,000
4,000
5,000
5,000
7,500
8,000
10,000
10,000
15,000
34
17
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
80
80
82
79
81
3,000
3,000
3,000
3,500
3,900
5,000
5,000
5,000
5,000
5,000
7,000
6,000
7,500
8,000
9,100
10,000
10,000
10,000
11,000
12,500
15,000
15,000
15,000
15,000
20,000
20
20
18
21
19
Goods-producing industries ...................................
82
2,917
5,000
7,000
10,000
15,000
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
80
78
71
67
80
84
87
62
3,000
2,500
2,000
–
3,600
3,000
3,000
–
5,000
5,000
3,900
–
5,000
5,000
5,000
–
7,500
6,000
5,000
–
7,000
6,000
7,000
–
10,000
10,000
7,500
–
10,000
10,000
10,000
–
15,000
12,000
10,000
–
13,000
15,000
15,000
–
20
22
29
33
20
16
13
38
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 32. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2011—Continued
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
83
83
82
79
83
76
$3,000
3,000
3,000
3,000
3,000
3,000
$5,000
5,000
5,000
5,000
5,000
5,000
$7,000
7,500
6,000
7,500
7,000
8,000
$10,000
10,000
10,000
10,000
10,000
12,000
$15,000
15,000
13,890
15,000
15,000
16,000
17
17
18
21
17
24
87
84
72
75
82
88
85
74
82
4,000
3,000
3,000
3,000
3,000
3,000
3,000
4,000
4,000
5,000
5,000
5,000
5,000
4,000
5,000
5,000
5,000
5,000
7,500
7,000
6,000
6,000
6,667
8,000
8,000
7,500
9,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
12,000
10,000
15,000
15,000
15,000
15,000
15,000
15,000
15,000
20,000
17,300
13
16
28
25
18
12
15
26
18
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 32. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2011
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
0.8
$0.00
$0.00
$159.55
$0.00
$0.00
0.8
1.1
1.3
1.3
2.4
644.84
34.93
162.89
806.55
0.00
326.98
0.00
0.00
0.00
901.97
479.37
0.00
0.00
386.59
0.00
764.04
0.00
2,723.95
0.00
0.00
1.1
1.3
1.3
2.4
3.3
3.1
2.6
4.7
1.0
1.6
1.2
1.8
608.42
541.28
0.00
624.78
206.22
255.33
421.82
86.97
769.19
0.00
0.00
723.24
0.00
0.00
0.00
352.13
355.99
1,234.36
1,313.82
357.91
523.85
289.30
792.40
564.91
368.41
110.45
0.00
2,372.83
1,171.55
2,457.98
915.57
0.00
56.51
0.00
2,283.75
0.00
1,893.51
0.00
4,252.69
869.71
3.3
3.1
2.6
4.7
1.0
1.6
1.2
1.8
2.7
2.3
2.0
2.2
3.0
755.12
52.02
238.99
554.09
532.72
688.37
0.00
0.00
0.00
0.00
0.00
1,091.97
156.20
1,047.85
1,177.25
1,594.90
0.00
0.00
0.00
0.00
1,247.48
1,791.26
487.75
0.00
4,444.66
2.7
2.3
2.0
2.2
3.0
Full time .................................................................
0.8
0.00
0.00
84.59
0.00
0.00
0.8
Union .....................................................................
Nonunion ...............................................................
2.3
0.8
259.58
306.97
0.00
0.00
0.00
244.58
307.33
0.00
962.91
0.00
2.3
0.8
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.6
1.4
1.1
1.0
1.4
0.00
171.11
93.87
654.23
311.49
0.00
0.00
0.00
0.00
126.90
1,282.91
326.44
712.29
691.90
1,459.53
0.00
0.00
0.00
1,480.37
768.55
1,250.20
0.00
0.00
1,067.76
2,248.64
2.6
1.4
1.1
1.0
1.4
Goods-producing industries ...................................
1.7
511.36
0.00
450.36
427.78
0.00
1.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.9
1.9
2.8
3.3
5.2
2.1
2.1
3.4
78.55
584.47
724.84
–
722.93
0.00
366.33
–
0.00
270.55
0.00
–
0.00
0.00
0.00
–
78.10
727.75
0.00
–
1,171.54
468.60
745.57
–
0.00
0.00
382.62
–
0.00
0.00
0.00
–
0.00
1,720.53
0.00
–
1,664.15
2,008.31
0.00
–
0.9
1.9
2.8
3.3
5.2
2.1
2.1
3.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 32. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2011—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.2
1.6
1.9
1.1
1.2
1.6
$178.78
747.18
240.47
0.00
195.91
25.93
$0.00
0.00
0.00
0.00
0.00
0.00
$488.22
562.93
357.04
0.00
1,204.27
1,473.48
$0.00
0.00
0.00
0.00
0.00
1,296.24
$0.00
0.00
2,322.82
0.00
0.00
1,783.29
1.2
1.6
1.9
1.1
1.2
1.6
2.3
2.8
2.2
4.4
1.9
3.4
1.3
3.5
1.7
963.99
156.20
110.79
702.25
763.65
959.19
407.63
1,593.20
316.29
0.00
0.00
0.00
0.00
992.11
591.11
0.00
0.00
0.00
246.98
701.45
840.08
156.20
1,000.97
1,996.18
969.22
673.34
1,061.04
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3,658.46
1,605.75
0.00
0.00
0.00
1,835.43
0.00
691.31
0.00
0.00
1,431.54
2.3
2.8
2.2
4.4
1.9
3.4
1.3
3.5
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 33. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2011
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave2
Paid
Unpaid
76
67
74
42
67
70
44
12
86
79
95
73
34
87
91
85
84
74
94
67
17
59
59
59
64
83
87
82
82
86
88
85
89
59
60
59
67
18
21
17
16
91
92
90
91
30
83
57
76
82
72
87
80
94
81
50
69
68
56
76
56
12
82
61
77
80
69
86
81
75
63
28
42
42
33
48
28
88
82
47
70
68
59
73
56
96
82
53
78
71
63
75
58
71
53
31
62
43
37
47
35
17
22
9
13
12
7
14
8
96
90
81
90
87
86
88
80
71
91
83
91
76
44
67
55
55
56
72
91
82
90
74
22
35
33
31
35
44
67
65
69
63
47
70
68
70
66
30
40
39
41
38
8
9
6
7
5
76
84
85
87
83
Full time .................................................................
Part time ................................................................
87
39
79
28
87
35
48
20
77
35
79
40
51
23
14
6
90
75
Union .....................................................................
Nonunion ...............................................................
79
75
84
64
74
74
59
38
89
63
92
66
64
40
15
11
94
85
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
53
36
84
89
81
78
36
23
69
79
88
90
53
40
83
89
78
75
21
13
43
47
60
61
39
27
70
77
86
88
44
33
73
79
87
89
23
15
44
51
61
65
5
4
11
14
19
20
78
74
87
89
92
93
Goods-producing industries ...................................
88
56
88
31
67
68
42
9
87
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
73
71
53
42
78
85
91
88
69
83
87
90
86
79
89
89
72
66
40
27
68
84
90
88
43
58
61
70
47
55
70
53
66
80
83
84
88
77
90
86
70
82
89
93
90
77
90
90
44
54
68
69
75
44
61
82
12
17
16
17
14
19
26
16
86
90
92
94
94
89
95
93
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 33. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave2
Paid
Unpaid
69
67
75
82
81
82
55
53
60
78
69
86
70
68
75
79
79
78
28
25
35
54
47
61
51
47
62
80
73
87
55
51
66
83
75
90
28
25
35
58
46
70
8
8
10
15
12
18
78
74
88
94
91
96
72
77
77
73
77
77
76
73
74
72
71
62
66
65
65
68
66
69
71
74
74
72
77
76
75
74
74
49
52
44
34
40
38
39
38
37
70
73
69
67
65
69
64
62
62
79
78
69
66
70
73
68
64
62
48
47
41
43
46
49
45
38
40
12
10
14
10
13
8
12
9
13
88
84
84
87
86
91
86
86
88
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The sum of paid and unpaid family leave may exceed 100 percent because
some workers have access to both types of plans.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 33. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March
2011
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
0.5
0.5
0.5
0.6
0.6
0.5
0.6
0.4
0.4
0.7
0.7
0.8
1.7
0.5
0.8
0.7
1.2
0.7
0.8
0.8
1.4
0.9
1.5
1.0
1.5
0.7
1.0
0.8
1.3
0.7
1.0
0.7
1.2
0.9
1.4
1.0
1.3
0.8
1.3
0.8
1.0
0.6
0.8
0.6
1.1
2.0
1.9
1.3
3.0
0.6
1.0
0.8
1.2
1.1
1.7
1.2
3.4
0.8
1.2
1.0
1.4
1.7
2.0
1.3
3.1
0.6
0.9
0.7
1.2
1.6
2.1
1.0
2.7
0.9
1.2
1.2
1.1
1.3
1.8
1.4
3.3
0.8
1.1
1.1
1.4
0.9
1.7
1.3
2.8
0.7
1.2
1.0
1.3
1.4
2.6
1.1
2.7
0.8
1.1
1.1
1.2
1.3
2.1
0.7
1.6
0.5
0.7
0.7
0.7
0.7
1.4
1.0
1.9
0.6
0.8
0.7
1.2
2.1
1.3
0.9
0.9
1.4
2.0
1.9
1.2
1.7
1.8
2.1
1.1
1.0
1.1
1.5
1.7
1.6
1.2
1.4
1.7
2.0
1.7
1.2
1.6
1.6
2.0
1.7
1.3
1.7
1.8
1.9
1.5
1.4
1.7
1.8
1.0
0.9
0.6
0.9
0.6
2.0
1.6
1.1
1.1
1.6
Full time .................................................................
Part time ................................................................
0.4
1.1
0.5
0.9
0.3
1.1
0.6
0.8
0.5
1.2
0.5
1.1
0.6
0.9
0.5
0.5
0.4
0.9
Union .....................................................................
Nonunion ...............................................................
0.9
0.5
0.9
0.6
0.9
0.5
1.2
0.6
0.7
0.6
0.6
0.6
1.1
0.6
0.9
0.4
0.6
0.4
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.7
0.7
0.5
0.7
0.8
1.0
1.7
0.8
0.7
0.6
0.7
1.0
1.8
0.6
0.5
0.8
0.9
0.8
1.2
0.9
0.8
0.9
1.3
1.2
1.8
0.9
0.8
0.6
0.7
1.2
1.7
0.9
0.7
0.6
0.8
0.9
1.3
1.0
0.8
0.9
1.1
0.4
0.7
0.6
0.6
0.7
1.0
0.9
1.5
0.6
0.6
0.5
0.7
Goods-producing industries ...................................
0.7
1.2
0.7
1.1
1.1
1.1
1.3
0.7
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
0.9
1.1
1.4
1.2
1.2
0.6
1.2
0.6
0.9
0.6
0.7
1.2
1.4
0.9
1.3
0.5
0.9
1.1
1.1
1.6
1.2
0.8
1.2
0.6
1.2
1.4
1.3
3.3
2.1
2.2
2.3
0.7
1.1
1.0
1.2
1.1
1.7
1.4
1.4
0.6
1.0
0.6
0.6
1.0
1.6
1.4
1.2
0.6
1.2
1.0
1.1
2.3
2.0
2.3
1.6
0.4
1.0
1.1
1.3
1.5
1.6
2.2
1.7
0.4
0.7
0.6
0.6
1.0
1.2
0.8
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 33. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March
2011—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
0.7
0.9
1.4
0.6
1.0
0.7
0.8
0.9
1.4
0.6
1.0
0.7
0.7
0.9
1.3
0.5
0.9
0.6
0.8
0.9
1.5
0.7
1.1
1.0
0.9
1.1
1.5
0.6
1.0
0.9
0.8
1.0
1.6
0.6
1.0
0.8
0.7
0.9
1.3
0.6
1.0
1.0
0.6
0.7
1.1
0.7
0.8
1.0
0.7
0.9
1.2
0.4
0.7
0.4
1.5
0.9
0.9
1.2
1.5
2.9
1.2
1.9
1.5
1.4
1.0
1.5
1.4
1.5
2.2
1.7
2.0
1.3
1.4
1.0
1.0
1.1
1.3
2.0
1.3
1.6
1.4
2.1
1.0
1.4
2.1
1.1
2.4
2.0
1.8
1.8
2.4
1.2
1.4
1.6
1.5
2.9
1.3
2.8
1.4
1.6
1.1
1.2
2.2
1.8
2.2
1.2
2.6
0.8
2.7
2.1
1.2
1.8
1.3
2.2
1.4
1.9
1.4
1.4
1.1
1.0
2.4
0.9
1.7
1.9
0.9
0.8
2.0
0.9
0.9
1.4
1.0
1.6
1.0
1.7
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 34. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2011
(All workers with paid holidays = 100 percent)
Paid holidays
Median
number of
days
3
8
8
2
2
3
6
3
3
4
8
9
10
9
10
9
10
9
10
–
2
4
13
2
(2)
3
2
–
1
2
3
1
(2)
2
1
8
1
3
5
1
(2)
2
2
10
7
8
10
8
7
8
8
10
7
7
11
7
6
8
7
5
5
5
6
3
2
2
2
3
1
(2)
1
1
1
1
1
2
3
4
2
8
8
8
9
8
7
8
8
9
7
9
4
7
1
3
1
2
1
3
2
9
6
8
6
14
14
15
7
12
5
8
2
4
1
6
2
10
8
10
8
5
3
9
10
11
13
6
3
13
17
20
22
3
2
7
11
11
12
2
1
4
7
10
11
(2)
(2)
2
4
5
5
(2)
–
1
2
2
2
1
–
2
3
4
3
6
5
8
9
10
10
6
6
8
9
10
10
13
12
18
9
7
3
1
3
9
9
12
10
7
5
8
11
9
1
8
8
7
7
7
8
8
10
14
12
14
13
11
11
7
15
8
9
13
12
15
6
5
26
6
7
11
8
15
4
8
24
3
5
10
9
13
2
4
15
2
4
8
7
9
–
–
5
2
6
15
14
16
–
–
4
8
9
11
11
12
8
8
11
8
8
11
11
12
7
7
11
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
9
22
12
12
9
14
8
6
3
2
3
2
4
11
13
9
15
10
11
10
12
5
12
13
12
7
11
12
10
9
19
24
17
11
11
12
10
16
9
10
9
10
4
4
4
6
14
8
21
6
9
16
6
9
16
37
22
9
29
46
21
27
6
18
12
6
12
12
12
16
6
10
11
4
12
10
13
12
6
6
6
9
8
5
10
7
12
8
7
13
14
6
18
12
16
4
7
20
6
3
8
7
7
4
6
13
4
2
6
5
12
7
9
6
11
28
27
23
17
28
15
16
12
12
12
12
11
15
14
17
8
7
9
10
8
10
14
14
18
10
7
8
8
9
6
Full time .................................................................
Part time ................................................................
7
26
20
33
12
10
13
10
9
5
15
7
Union .....................................................................
Nonunion ...............................................................
3
11
11
24
6
13
11
13
9
9
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
25
43
9
5
3
2
34
29
27
18
11
9
14
12
12
11
11
10
10
7
13
13
12
11
Goods-producing industries ...................................
6
17
11
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
10
7
6
10
2
8
4
(2)
23
22
6
11
1
31
37
–
12
12
4
5
2
17
17
–
All workers .............................................................
Less
than 6
days
Mean
number of
days
6
days
Characteristics
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 34. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March
2011—Continued
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 6
days
Mean
number of
days
Median
number of
days
1
1
1
4
1
6
8
7
8
9
8
10
7
7
7
9
8
10
3
4
3
1
1
5
3
–
2
9
9
8
8
8
8
8
8
9
10
9
8
8
8
8
8
8
8
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
13
13
14
6
8
5
26
26
25
19
25
12
15
15
13
10
13
6
14
14
12
11
11
11
9
8
12
9
9
9
13
13
12
15
14
17
5
5
5
11
9
13
3
3
4
8
5
12
1
1
1
4
3
6
1
1
1
2
1
3
5
9
8
6
12
17
13
10
7
14
18
24
27
26
17
24
25
17
10
12
13
17
11
11
11
11
11
10
11
11
14
10
16
11
16
16
11
9
11
8
8
8
8
8
9
20
14
15
10
14
13
13
14
16
12
9
5
–
7
6
8
9
10
10
9
4
4
7
5
5
4
6
5
3
3
3
2
2
2
2
5
1
2
1
–
1
1
2
–
3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5 percent.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 34. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation Survey,
March 2011
Paid holidays
Characteristics
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
0.5
0.5
0.5
0.5
0.4
0.5
0.4
0.3
0.2
0.2
0.1
0.0
0.0
0.4
0.3
0.5
1.6
0.8
0.7
1.2
1.5
0.8
0.9
1.0
1.7
0.7
0.9
0.8
1.7
0.8
1.0
1.0
1.5
1.0
1.1
1.3
1.4
0.9
1.2
1.0
2.5
0.6
0.9
0.6
1.4
0.3
0.3
0.4
1.6
0.3
0.3
0.4
2.0
0.2
0.3
0.3
1.6
0.1
0.1
0.1
0.2
0.8
0.0
0.0
0.1
2.4
2.3
1.8
2.8
0.6
1.3
0.6
1.0
2.5
4.5
1.4
2.1
0.8
1.4
0.8
1.4
2.4
2.8
1.1
1.9
0.8
1.0
1.0
1.2
2.5
1.7
1.0
1.1
0.6
0.8
0.8
1.2
1.3
1.4
0.7
2.3
0.6
0.6
0.8
0.6
2.4
1.8
0.7
1.5
0.6
0.8
0.7
0.9
3.7
1.1
0.7
2.0
0.4
0.4
0.5
0.7
1.9
0.7
0.6
2.0
0.3
0.3
0.4
0.5
–
0.5
0.4
1.7
0.2
(2)
0.2
0.3
–
0.4
0.3
0.7
0.1
(2)
0.2
0.1
1.5
0.4
0.5
1.0
0.2
(2)
0.3
0.3
0.3
0.2
0.1
0.3
0.0
0.1
0.1
0.1
0.4
0.2
0.0
0.4
0.5
0.0
0.0
0.0
1.8
1.1
0.8
0.8
1.3
2.1
1.8
1.0
1.3
1.6
2.0
1.3
0.9
1.4
1.0
1.7
1.4
0.9
1.2
1.3
1.1
0.8
0.8
1.0
0.9
1.1
1.2
0.9
1.3
1.1
1.0
0.9
0.7
0.9
0.8
0.7
0.6
0.6
0.9
0.8
0.5
0.3
0.3
0.5
0.2
(2)
0.2
0.3
0.5
0.2
0.3
0.4
0.3
0.5
0.3
0.1
0.1
0.1
0.1
0.1
0.0
0.8
0.0
1.1
0.2
Full time .................................................................
Part time ................................................................
0.5
2.2
0.5
2.0
0.5
1.3
0.5
0.8
0.4
0.7
0.5
0.8
0.5
0.7
0.4
0.2
0.2
0.2
0.2
0.1
0.2
0.2
0.0
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.5
0.6
0.8
0.6
0.5
0.6
0.9
0.5
1.1
0.4
0.8
0.5
1.2
0.4
0.8
0.3
0.5
0.2
0.4
0.1
0.5
0.1
0.1
0.0
0.0
0.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.5
3.1
0.6
0.4
0.3
0.5
1.2
2.1
0.9
0.7
0.5
0.7
1.1
1.6
0.6
0.6
0.7
1.0
0.9
1.2
0.8
0.8
0.7
0.9
0.5
0.5
0.6
0.6
0.7
0.9
0.7
0.9
0.6
0.6
1.0
1.4
0.5
0.6
0.6
0.7
0.8
1.2
0.4
0.2
0.4
0.5
0.7
0.9
(2)
(2)
0.3
0.2
0.3
0.4
(2)
–
0.2
0.2
0.3
0.4
0.3
–
0.2
0.3
0.3
0.3
0.1
0.2
0.1
0.0
0.0
0.1
0.0
0.0
0.2
0.0
0.0
0.0
Goods-producing industries ...................................
0.7
1.1
1.0
0.9
0.8
1.0
0.7
0.8
0.4
0.4
0.4
0.1
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
0.8
0.8
1.3
0.7
1.2
1.1
(2)
0.6
1.6
0.6
1.1
0.2
2.3
4.7
–
0.5
1.2
1.0
1.2
1.0
1.7
2.3
–
0.5
1.0
1.3
1.0
2.7
1.3
1.3
0.3
0.5
0.9
0.8
0.9
1.4
1.4
1.5
2.8
0.5
1.0
1.4
1.5
2.2
1.4
1.4
1.8
0.5
1.2
2.0
1.8
4.0
1.2
2.2
1.9
0.3
0.4
0.8
0.8
1.5
0.4
1.4
2.0
0.2
0.5
1.2
1.9
1.5
0.4
0.9
1.3
0.2
0.5
0.9
1.3
1.4
–
–
0.7
0.2
0.6
1.2
1.3
2.1
–
–
0.6
0.0
0.1
0.1
0.2
0.2
0.1
0.2
0.1
0.0
1.1
0.0
1.4
0.6
0.0
0.0
0.1
All workers .............................................................
Less
than 6
days
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 34. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation Survey,
March 2011—Continued
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 6
days
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
0.7
0.9
1.2
0.6
0.8
1.0
0.8
1.1
1.6
0.7
0.9
1.0
0.9
1.1
1.4
0.6
0.9
0.6
0.7
0.8
1.3
0.6
0.8
0.8
0.5
0.6
1.3
0.6
0.8
0.8
0.7
0.8
1.1
0.7
0.9
0.9
0.5
0.6
0.7
0.7
0.8
1.2
0.4
0.4
0.8
0.4
0.5
0.7
0.2
0.2
0.3
0.3
0.3
0.4
0.2
0.2
0.3
0.2
0.3
0.3
0.2
0.2
0.5
0.2
0.2
0.5
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.3
0.0
0.0
0.0
0.9
1.4
1.1
0.9
1.3
4.1
1.2
1.5
1.0
1.8
1.2
1.6
1.3
1.1
1.4
1.4
1.6
1.3
1.4
1.3
1.3
2.5
0.9
2.5
1.1
2.4
1.1
1.1
1.1
1.1
1.8
0.8
3.1
1.4
2.3
1.4
2.5
0.9
1.2
1.0
0.8
1.3
1.1
1.3
1.1
1.6
1.2
1.1
1.1
1.1
3.3
1.7
1.1
1.2
1.9
0.5
0.7
–
0.8
1.6
1.3
1.8
1.0
1.5
0.8
0.7
1.1
0.7
1.0
1.1
0.9
0.9
0.8
0.3
0.4
0.8
0.4
0.4
0.4
0.6
0.5
0.2
0.5
0.3
–
0.4
0.1
0.3
–
0.4
0.6
0.4
0.3
0.2
0.2
1.5
0.5
–
0.3
0.1
0.1
0.1
0.1
0.1
0.4
0.1
0.1
0.1
1.2
0.9
0.0
1.3
0.4
0.1
0.2
0.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 35. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2011
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
69
6
25
66
65
67
83
7
8
6
4
26
26
27
14
84
48
69
77
70
74
67
70
2
1
3
4
5
6
5
7
14
51
28
19
25
20
27
23
69
70
74
71
77
6
8
4
4
5
25
21
21
25
18
Full time .................................................................
Part time ................................................................
69
67
6
4
25
29
Union .....................................................................
Nonunion ...............................................................
80
66
4
6
16
28
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
70
67
69
69
67
67
4
5
4
5
8
10
26
29
27
25
24
23
Goods-producing industries ...................................
68
8
24
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
69
66
84
84
84
53
45
81
5
3
3
2
5
3
1
4
26
31
13
14
10
45
54
15
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 35. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2011—Continued
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
67
66
71
70
72
68
8
9
5
4
4
4
25
25
24
26
24
28
67
76
65
68
65
61
72
67
72
8
6
7
5
4
6
5
6
5
25
18
28
27
30
33
24
28
23
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
3 Plan does not specify maximum number of
days.
4 A consolidated leave plan provides a single
amount of time-off for workers to use for multiple
purposes, such as vacation, illness, or personal
business.
5 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 35. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2011
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
0.7
0.3
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.2
1.0
1.1
0.6
0.8
0.6
0.5
0.9
1.2
1.0
1.0
1.3
2.9
1.7
2.1
0.9
1.3
1.1
1.7
0.5
0.3
0.4
0.7
0.4
0.6
0.6
0.9
1.3
3.0
1.7
2.1
0.8
1.3
1.1
1.3
2.7
1.9
1.3
2.0
1.5
1.1
1.3
0.5
0.7
0.7
2.6
1.3
1.2
1.9
1.5
Full time .................................................................
Part time ................................................................
0.8
1.7
0.3
0.7
0.7
1.8
Union .....................................................................
Nonunion ...............................................................
1.1
0.8
0.8
0.3
0.8
0.8
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.8
4.6
1.1
0.9
0.9
1.3
0.6
1.4
0.5
0.4
0.5
0.8
1.8
4.7
1.0
0.8
0.8
1.1
Goods-producing industries ...................................
1.6
0.6
1.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.3
0.9
1.2
1.4
2.0
2.6
1.5
0.4
0.5
0.3
0.5
0.7
0.9
0.2
0.7
0.7
1.3
0.9
1.2
1.2
2.0
2.6
1.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 35. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2011—Continued
Sick leave provision
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
1.2
1.4
2.1
0.9
1.0
1.2
0.7
0.9
0.8
0.3
0.4
0.3
1.2
1.4
2.1
0.9
1.0
1.2
2.7
2.1
2.3
2.2
1.5
5.7
1.7
2.5
1.2
1.4
0.9
1.2
0.8
0.5
1.4
0.8
1.1
0.5
3.5
1.5
1.9
2.2
1.5
5.8
1.9
2.8
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
3 Plan does not specify maximum number of
days.
4 A consolidated leave plan provides a single
amount of time-off for workers to use for multiple
purposes, such as vacation, illness, or personal
business.
5 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 36. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2011
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 1 year
All workers .............................................................
17
45
31
6
1
9
6
Full time .................................................................
Part time ................................................................
16
29
45
44
31
23
7
–
1
–
9
7
6
6
Union .....................................................................
Nonunion ...............................................................
11
18
24
51
50
25
14
4
1
1
10
8
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
24
24
25
13
17
9
54
55
52
40
53
29
18
18
18
38
25
49
3
3
–
8
5
11
(4)
1
–
1
(4)
2
7
7
7
10
7
11
5
5
6
9
6
10
All workers .............................................................
16
45
31
7
2
9
6
Full time .................................................................
Part time ................................................................
14
28
45
44
32
23
7
–
2
–
9
7
7
6
Union .....................................................................
Nonunion ...............................................................
10
17
24
51
49
26
15
5
1
2
11
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
22
24
11
15
8
54
55
52
39
52
28
19
18
19
38
26
49
4
3
–
9
6
11
1
1
–
2
1
4
7
7
7
10
8
12
6
5
6
10
6
10
After 5 years
See footnotes at end of table.
Table 36. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2011—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 10 years
All workers .............................................................
15
45
31
7
2
10
7
Full time .................................................................
Part time ................................................................
14
28
45
44
32
23
8
–
2
–
10
7
7
6
Union .....................................................................
Nonunion ...............................................................
10
17
24
51
48
26
16
5
1
2
11
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
22
24
11
15
8
54
55
52
39
52
28
19
19
19
38
26
48
4
3
–
9
6
12
1
1
–
2
1
4
7
7
7
11
8
13
6
5
6
10
6
10
All workers .............................................................
15
45
31
7
2
10
7
Full time .................................................................
Part time ................................................................
14
28
45
44
31
24
8
–
2
–
10
7
7
6
Union .....................................................................
Nonunion ...............................................................
10
17
24
51
48
26
16
5
2
2
12
10
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
22
23
11
15
8
54
55
52
39
52
28
19
19
19
38
26
48
4
4
–
9
6
12
1
1
–
3
1
4
7
7
7
12
9
14
6
5
6
10
6
10
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
4 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 36. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2011
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.6
0.9
0.7
0.5
0.1
0.1
0.0
Full time .................................................................
Part time ................................................................
0.6
1.7
0.8
2.1
0.8
1.4
0.5
–
0.1
–
0.2
0.5
0.2
0.0
Union .....................................................................
Nonunion ...............................................................
0.8
0.7
1.3
1.0
1.6
0.8
1.1
0.4
0.2
0.2
0.2
0.2
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.4
1.7
0.7
1.2
0.8
1.2
1.5
2.3
1.1
1.7
1.2
1.0
1.1
1.7
0.9
1.4
1.3
0.5
0.4
–
0.7
0.5
1.1
(4)
0.2
–
0.2
4
( )
0.3
0.2
0.3
0.2
0.2
0.1
0.3
0.1
0.0
0.0
0.2
0.0
0.0
All workers .............................................................
0.6
0.8
0.7
0.5
0.2
0.2
0.7
Full time .................................................................
Part time ................................................................
0.6
1.7
0.8
2.1
0.8
1.4
0.5
–
0.2
–
0.2
0.5
0.1
0.0
Union .....................................................................
Nonunion ...............................................................
0.8
0.7
1.2
1.0
1.6
0.8
1.0
0.4
0.2
0.2
0.2
0.2
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.3
1.8
0.7
1.2
0.8
1.3
1.5
2.3
1.1
1.7
1.2
1.0
1.2
1.6
0.9
1.4
1.3
0.5
0.5
–
0.7
0.6
0.9
0.2
0.2
–
0.3
0.2
0.4
0.2
0.3
0.2
0.2
0.2
0.3
0.9
0.2
0.0
0.6
0.0
0.0
After 5 years
See footnotes at end of table.
Table 36. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2011—Continued
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.6
0.9
0.7
0.5
0.2
0.2
0.6
Full time .................................................................
Part time ................................................................
0.6
1.7
0.8
2.2
0.8
1.4
0.5
–
0.2
–
0.2
0.5
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.7
0.7
1.3
1.0
1.6
0.8
1.1
0.4
0.2
0.2
0.3
0.2
0.3
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.3
1.8
0.7
1.2
0.8
1.3
1.6
2.3
1.1
1.7
1.3
1.0
1.2
1.7
0.9
1.4
1.3
0.5
0.5
–
0.7
0.6
1.0
0.2
0.2
–
0.3
0.2
0.4
0.2
0.3
0.2
0.3
0.3
0.4
0.8
0.2
0.0
0.6
0.0
0.0
All workers .............................................................
0.6
0.9
0.7
0.6
0.2
0.2
0.7
Full time .................................................................
Part time ................................................................
0.6
1.7
0.8
2.2
0.7
1.4
0.6
–
0.2
–
0.2
0.5
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.7
0.7
1.3
1.0
1.7
0.8
1.2
0.4
0.4
0.2
0.3
0.3
0.3
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.3
1.8
0.6
1.2
0.7
1.3
1.6
2.3
1.1
1.7
1.3
1.0
1.2
1.7
0.9
1.4
1.3
0.6
0.6
–
0.8
0.6
1.1
0.2
0.2
–
0.3
0.3
0.5
0.2
0.3
0.2
0.3
0.3
0.5
0.7
0.2
0.0
0.5
0.0
0.0
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
4 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 37. Paid sick leave: Carryover provisions, civilian workers,1 National
Compensation Survey, March 2011
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
56
23
33
44
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
66
52
72
88
34
24
38
54
32
28
34
33
34
48
28
12
89
77
57
81
51
51
52
47
46
41
30
51
55
28
24
53
16
10
19
18
12
10
6
13
33
49
32
28
36
41
33
29
34
32
25
38
11
23
43
19
49
49
48
53
54
59
70
49
Full time .................................................................
56
24
33
44
Union .....................................................................
Nonunion ...............................................................
74
51
43
18
32
33
26
49
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
44
56
57
62
64
11
19
25
31
34
32
37
33
30
30
56
44
43
38
36
Goods-producing industries ...................................
31
10
21
69
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
59
78
88
89
89
65
83
94
25
39
55
58
52
19
27
66
35
39
33
32
37
47
56
28
41
22
12
11
11
35
17
6
Establishment characteristics
See footnotes at end of table.
Table 37. Paid sick leave: Carryover provisions, civilian workers,1 National
Compensation Survey, March 2011—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
carryover
provision
39
35
48
66
59
72
10
9
13
31
19
41
28
26
34
36
41
32
61
65
52
34
41
28
54
50
52
58
61
68
53
64
57
19
21
18
19
27
32
19
23
29
35
29
34
39
34
36
34
41
28
46
50
48
42
39
32
47
36
43
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Plans that allow employees to accumulate unused
sick leave from year to year.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Because of rounding, sums of individual items may
not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 37. Standard errors for paid sick leave: Carryover provisions, civilian
workers,1 National Compensation Survey, March 2011
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
0.9
0.7
0.8
0.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.7
1.3
1.1
1.1
1.2
1.4
2.0
1.1
1.5
1.3
2.0
1.2
1.7
1.3
1.1
1.2
3.2
1.8
3.2
1.1
1.8
1.3
2.4
2.6
1.7
2.1
2.2
2.4
2.8
1.3
3.3
0.8
0.9
1.0
1.6
1.2
0.7
0.9
1.0
2.4
3.4
1.5
2.6
1.1
2.0
1.2
1.7
2.5
1.6
1.9
2.2
1.2
3.2
1.8
3.2
1.1
1.8
1.3
2.4
2.6
1.7
2.1
2.2
Full time .................................................................
0.9
0.8
0.8
0.9
Union .....................................................................
Nonunion ...............................................................
1.3
1.0
1.6
0.8
1.1
0.9
1.3
1.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.9
1.3
1.3
1.1
1.6
1.1
0.9
1.1
0.8
1.2
1.7
1.2
1.1
1.0
1.6
1.9
1.3
1.3
1.1
1.6
Goods-producing industries ...................................
1.8
0.9
1.5
1.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.5
1.0
1.1
1.9
2.8
2.1
1.5
0.8
1.5
1.6
1.9
3.6
1.8
2.6
2.5
0.8
1.4
1.5
2.1
2.8
2.7
3.0
2.3
0.8
1.5
1.0
1.1
1.9
2.8
2.1
1.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 37. Standard errors for paid sick leave: Carryover provisions, civilian
workers,1 National Compensation Survey, March 2011—Continued
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
carryover
provision
1.3
1.5
2.5
1.0
1.4
1.3
0.7
0.7
1.8
0.9
1.1
1.4
1.3
1.5
2.7
0.9
1.3
1.2
1.3
1.5
2.5
1.0
1.4
1.3
2.7
1.5
2.5
3.5
1.5
4.0
2.4
3.5
2.9
1.9
1.8
1.5
3.8
2.1
4.5
1.0
1.8
1.7
3.0
1.4
2.4
3.1
2.2
2.6
2.4
3.8
2.0
2.7
1.5
2.5
3.5
1.5
4.0
2.4
3.5
2.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Plans that allow employees to accumulate unused
sick leave from year to year.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 38. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation
Survey, March 2011
(All workers with paid vacations = 100 percent)
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
Mean
number of
days
Greater
than 24
days
20 to 24
days
Median
number of
days
After 1 year
All workers .............................................................
7
35
38
12
6
2
10
10
Full time .................................................................
Part time ................................................................
4
23
33
45
41
22
13
5
6
4
2
1
10
8
10
5
Union .....................................................................
Nonunion ...............................................................
4
7
35
35
45
37
9
13
4
6
2
2
10
10
10
10
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
9
9
7
5
7
3
44
44
45
27
38
16
35
35
35
41
38
44
8
8
9
15
12
19
3
3
–
9
4
13
1
(4)
–
3
1
4
8
8
9
11
9
13
8
7
8
10
10
11
All workers .............................................................
2
9
35
36
12
6
14
15
Full time .................................................................
Part time ................................................................
1
10
8
23
35
36
38
20
12
6
6
4
15
11
15
10
Union .....................................................................
Nonunion ...............................................................
1
2
7
10
38
35
40
35
9
12
5
6
14
14
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
2
1
1
1
14
16
9
6
8
4
40
38
44
32
40
23
32
32
34
38
36
41
7
8
7
15
11
19
3
3
4
8
4
12
13
13
13
15
14
17
11
10
12
15
15
15
After 5 years
See footnotes at end of table.
Table 38. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation
Survey, March 2011—Continued
(All workers with paid vacations = 100 percent)
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
2
7
15
42
23
12
17
15
Full time .................................................................
Part time ................................................................
1
9
5
18
14
17
43
35
24
14
13
7
17
14
15
15
Union .....................................................................
Nonunion ...............................................................
1
2
3
7
10
16
54
40
23
23
9
13
17
17
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
2
1
1
1
11
13
7
3
4
2
21
22
17
10
13
7
40
37
47
44
50
38
18
18
20
26
22
30
7
7
7
16
10
22
15
15
16
18
17
20
15
15
15
17
15
20
All workers .............................................................
2
6
12
18
37
26
19
20
Full time .................................................................
Part time ................................................................
1
8
5
16
11
13
19
18
38
27
27
17
20
16
20
16
Union .....................................................................
Nonunion ...............................................................
(4)
2
3
7
5
13
11
20
45
35
35
24
21
19
21
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
1
1
1
1
11
12
7
2
3
1
18
19
14
7
9
5
25
25
25
13
18
9
28
26
35
43
44
42
15
15
18
34
24
43
17
16
18
22
20
23
15
15
20
20
20
23
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave
plan that provides a single amount of time-off for workers to use for multiple purposes.
4 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2
National Compensation Survey, March 2011
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.4
0.6
0.6
0.5
0.3
0.2
0.1
0.0
Full time .................................................................
Part time ................................................................
0.3
1.5
0.6
1.8
0.6
1.7
0.6
0.5
0.4
0.6
0.2
0.4
0.1
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.5
0.4
1.2
0.7
1.4
0.7
0.7
0.6
0.5
0.4
0.4
0.3
0.1
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.7
0.9
0.4
0.6
0.5
0.9
1.1
1.6
0.8
1.1
0.9
1.1
1.3
1.8
0.8
1.1
1.0
0.8
1.0
1.1
0.7
0.8
1.1
0.5
0.7
–
0.4
0.4
0.7
0.3
(4)
–
0.4
0.3
0.7
0.1
0.2
0.3
0.1
0.1
0.2
1.0
1.7
1.0
0.0
0.0
0.6
All workers .............................................................
0.2
0.3
0.6
0.6
0.5
0.3
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.2
0.3
1.7
0.6
1.6
0.6
1.7
0.5
0.8
0.4
0.5
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.2
0.7
0.4
1.1
0.7
1.3
0.6
0.7
0.6
0.5
0.4
0.1
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.4
0.2
0.2
0.2
0.6
0.9
1.1
0.4
0.6
0.5
0.9
1.0
1.6
0.7
1.1
0.9
0.9
1.1
1.5
0.7
1.0
1.1
0.5
0.6
1.1
0.7
0.8
1.2
0.6
0.8
1.0
0.4
0.4
0.8
0.2
0.2
0.3
0.1
0.1
0.2
1.0
0.5
0.4
0.0
0.4
0.0
After 5 years
See footnotes at end of table.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2
National Compensation Survey, March 2011—Continued
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.2
0.3
0.4
0.6
0.5
0.5
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.1
0.3
1.6
0.4
1.2
0.6
1.9
0.6
1.7
0.5
0.8
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.2
0.6
0.3
0.7
0.4
1.1
0.7
1.0
0.6
0.9
0.6
0.1
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.3
0.2
0.2
0.2
0.6
0.8
1.1
0.3
0.5
0.4
0.7
0.8
1.2
0.5
0.7
0.6
0.8
1.0
1.7
0.8
1.1
1.1
0.9
1.1
1.4
0.6
0.8
1.1
0.7
0.9
1.3
0.7
0.7
1.1
0.2
0.2
0.4
0.1
0.1
0.2
0.0
0.0
0.0
0.2
0.0
0.0
All workers .............................................................
0.2
0.3
0.3
0.5
0.6
0.6
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.1
0.3
1.5
0.4
1.2
0.5
1.5
0.7
1.9
0.7
1.1
0.1
0.3
0.0
0.7
Union .....................................................................
Nonunion ...............................................................
(4)
0.2
0.5
0.3
0.8
0.4
0.7
0.5
1.5
0.7
1.4
0.7
0.1
0.1
0.9
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.5
0.3
0.2
0.2
0.2
0.6
0.7
1.1
0.3
0.4
0.3
0.6
0.7
1.1
0.4
0.7
0.6
0.8
0.9
1.4
0.6
0.9
0.5
1.1
1.3
1.8
0.8
1.1
1.2
0.9
1.0
1.7
0.9
1.1
1.2
0.2
0.2
0.4
0.1
0.2
0.2
0.3
0.0
0.0
0.0
0.0
0.7
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave
plan that provides a single amount of time-off for workers to use for multiple purposes.
4 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,
March 2011
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
1
5
10
20
year years years years
23
15
20
23
25
77
8
12
15
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
33
27
35
17
63
23
12
22
15
25
14
17
17
17
14
19
14
15
15
12
16
11
22
22
22
17
23
19
19
20
17
21
16
25
25
25
19
26
23
22
23
20
24
19
27
27
27
20
29
24
25
25
22
26
21
67
73
65
83
37
77
88
78
85
75
86
11
11
11
12
10
8
10
8
7
9
7
14
15
14
14
14
12
13
12
11
13
11
17
17
17
16
17
14
16
15
14
15
13
20
20
20
18
19
16
19
18
17
18
15
15
13
13
16
11
11
12
11
11
10
14
17
16
16
16
17
20
18
18
19
19
22
21
22
21
85
87
87
84
89
7
7
7
7
7
10
12
11
11
11
12
14
14
14
14
14
17
18
17
18
Full time .................................................................
Part time ................................................................
23
23
16
12
20
17
24
20
26
22
77
77
9
6
13
10
15
12
18
14
Union .....................................................................
Nonunion ...............................................................
12
25
14
15
19
20
22
23
26
25
88
75
9
8
13
12
17
15
21
17
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
19
15
23
22
29
29
12
11
15
16
17
17
18
16
20
21
21
22
20
19
23
24
24
25
22
21
25
26
27
27
81
85
77
78
71
71
6
5
8
9
10
11
10
9
12
13
14
15
12
11
15
16
17
17
14
13
17
19
20
20
Goods-producing industries ...................................
16
11
16
18
22
84
7
11
14
17
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
25
40
7
7
6
51
70
8
16
18
13
10
18
18
20
17
21
23
16
11
21
23
24
21
24
26
17
11
24
27
28
25
26
28
18
12
25
29
30
29
75
60
93
93
94
49
30
92
9
11
12
11
14
10
12
12
13
14
15
13
17
14
16
15
15
17
17
16
19
16
19
18
18
19
20
18
22
18
22
22
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,
March 2011—Continued
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
5
10
20
year years years years
20
20
20
26
21
30
13
13
14
17
15
18
18
18
19
21
19
23
21
20
22
25
22
26
22
22
24
27
25
29
80
80
80
74
79
70
7
7
7
9
8
11
11
11
12
13
12
14
14
13
14
16
15
17
15
15
17
20
19
21
26
17
24
26
24
23
23
29
23
17
16
15
15
15
14
16
15
15
22
21
19
20
20
20
20
20
20
25
24
23
23
23
23
23
23
23
27
26
26
26
25
26
25
25
25
74
83
76
74
76
77
77
71
77
9
9
8
8
8
8
8
8
9
13
13
12
13
12
12
12
13
13
16
16
15
15
14
15
14
15
15
19
18
18
18
17
18
17
17
18
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A consolidated leave plan provides a single amount of time-off for
workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate
leave plans for different purposes.
2 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal
totals. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 39. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National
Compensation Survey, March 2011
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
0.6
0.2
0.3
0.3
0.3
0.6
0.1
0.1
0.1
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.2
1.3
3.3
2.7
1.5
2.0
0.8
0.9
1.1
1.0
0.3
0.3
0.3
2.1
0.5
0.5
0.7
0.2
0.5
0.3
0.5
0.3
0.6
0.4
2.2
0.5
0.4
0.8
0.3
0.5
0.3
0.6
0.4
0.5
0.4
2.1
0.5
0.5
1.0
0.3
0.6
0.4
0.7
0.3
0.5
0.4
2.0
0.5
0.5
1.0
0.3
0.7
0.4
0.8
1.1
1.2
1.3
3.3
2.7
1.5
2.0
0.8
0.9
1.1
1.0
0.1
0.1
0.2
0.7
0.3
0.1
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.7
0.5
0.2
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.7
0.5
0.2
0.3
0.1
0.1
0.1
0.2
0.1
0.1
0.2
0.7
0.7
0.2
0.4
0.1
0.2
0.2
0.2
1.8
1.0
0.8
1.1
1.0
0.9
0.5
0.3
0.4
0.5
1.0
0.7
0.4
0.5
0.4
1.3
0.9
0.4
0.5
0.4
1.3
1.0
0.5
0.6
0.5
1.8
1.0
0.8
1.1
1.0
0.2
0.1
0.1
0.1
0.1
0.2
0.2
0.1
0.1
0.1
0.3
0.2
0.1
0.1
0.2
0.3
0.3
0.2
0.2
0.2
Full time .................................................................
Part time ................................................................
0.7
1.6
0.2
0.5
0.3
0.4
0.3
0.5
0.3
0.5
0.7
1.6
0.1
0.2
0.1
0.2
0.1
0.3
0.1
0.3
Union .....................................................................
Nonunion ...............................................................
0.9
0.7
0.5
0.2
0.5
0.3
0.6
0.3
0.6
0.3
0.9
0.7
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
2.5
0.9
0.7
1.1
1.4
0.5
0.7
0.4
0.2
0.3
0.5
0.4
0.8
0.4
0.3
0.3
0.5
0.5
1.1
0.5
0.3
0.3
0.5
0.6
1.2
0.5
0.3
0.3
0.5
1.2
2.5
0.9
0.7
1.1
1.4
0.1
0.2
0.1
0.1
0.1
0.1
0.1
0.3
0.1
0.1
0.1
0.1
0.2
0.3
0.1
0.1
0.1
0.1
0.2
0.4
0.2
0.1
0.1
0.2
Goods-producing industries ...................................
1.0
0.3
0.4
0.4
0.4
1.0
0.1
0.1
0.1
0.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.6
0.9
1.2
1.3
2.0
2.2
1.0
0.2
0.4
0.9
0.8
1.6
0.4
0.3
0.6
0.3
0.5
1.2
0.8
2.1
0.5
0.3
0.7
0.3
0.5
1.1
0.9
1.9
0.6
0.3
0.9
0.3
0.5
1.1
0.9
1.9
0.5
0.3
1.0
0.7
1.6
0.9
1.2
1.3
2.0
2.2
1.0
0.1
0.3
0.4
0.3
0.5
0.3
0.3
0.2
0.1
0.2
0.3
0.4
0.4
0.3
0.3
0.2
0.1
0.2
0.3
0.4
0.3
0.3
0.3
0.2
0.1
0.3
0.3
0.5
0.3
0.3
0.3
0.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National
Compensation Survey, March 2011—Continued
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
1.0
1.1
1.7
0.9
0.9
1.3
0.5
0.5
0.9
0.2
0.3
0.3
0.5
0.6
1.1
0.3
0.3
0.4
0.6
0.6
1.5
0.3
0.3
0.4
0.6
0.6
1.5
0.3
0.4
0.3
1.0
1.1
1.7
0.9
0.9
1.3
0.1
0.1
0.1
0.1
0.1
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.2
0.1
0.2
0.1
3.3
1.2
1.6
2.5
1.3
4.5
2.2
2.8
1.8
0.7
0.7
0.4
0.4
0.4
1.2
1.0
0.8
0.4
1.3
1.2
0.4
0.4
0.4
0.5
1.2
0.7
0.4
1.0
1.0
0.5
0.3
0.4
0.6
1.6
0.8
0.5
1.0
1.0
0.5
0.4
0.4
0.4
1.5
0.8
0.5
3.3
1.2
1.6
2.5
1.3
4.5
2.2
2.8
1.8
0.3
0.1
0.2
0.4
0.1
0.7
0.1
0.2
0.2
0.2
0.2
0.1
0.3
0.2
0.6
0.2
0.2
0.2
0.2
0.2
0.2
0.4
0.2
0.5
0.3
0.3
0.2
0.2
0.2
0.1
0.4
0.2
0.5
0.3
0.4
0.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A consolidated leave plan provides a single amount of time-off for
workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate
leave plans for different purposes.
2 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2011
(All workers = 100 percent)
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
10
5
6
35
50
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
16
17
16
13
10
17
8
2
10
14
9
5
50
52
49
48
67
68
66
64
9
21
9
9
7
3
10
4
1
4
1
3
5
3
6
2
2
10
3
9
6
3
8
4
45
63
22
40
37
35
38
26
64
76
35
58
53
53
53
37
2
6
4
6
3
1
2
1
2
1
4
5
3
3
2
20
32
28
30
25
30
44
44
44
44
Full time .................................................................
Part time ................................................................
11
6
6
2
7
2
40
22
55
34
Union .....................................................................
Nonunion ...............................................................
15
9
2
5
9
6
48
33
75
46
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
5
8
11
16
17
1
(4)
3
6
11
14
2
1
4
8
11
13
19
13
34
40
51
53
30
22
50
56
69
71
Goods-producing industries ...................................
7
4
3
33
46
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
10
14
13
8
25
15
26
17
5
3
4
1
–
3
3
6
7
7
7
2
17
7
14
17
36
46
48
43
64
44
79
54
51
60
66
65
76
56
92
76
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2011—Continued
(All workers = 100 percent)
Characteristics
Childcare2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
4
3
5
15
7
22
3
4
3
6
4
9
3
3
3
9
5
13
16
15
22
52
41
63
27
23
39
71
58
84
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
10
10
10
9
8
–
9
9
10
6
6
5
5
5
6
4
4
4
8
6
5
5
4
3
3
8
11
33
34
39
36
35
37
34
31
36
48
50
50
49
54
49
48
50
51
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 A workplace program that provides for either the full or
partial cost of caring for an employee’s children in a nursery,
day care center, or a baby sitter in facilities either on or off the
employer’s premises.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
4 Less than 0.5 percent.
Geographic areas
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 40. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2011
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.4
0.3
0.3
0.6
0.6
0.7
1.0
0.8
1.2
0.7
1.3
0.6
0.6
0.6
0.9
0.7
0.7
0.9
1.3
1.0
1.7
1.0
1.4
1.1
1.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.8
0.9
1.0
0.4
0.3
0.6
0.5
0.2
1.2
0.2
0.6
0.4
0.3
0.6
0.3
0.5
1.2
0.4
1.0
0.4
0.4
0.5
0.5
1.9
2.7
0.9
2.6
0.8
1.3
1.0
1.2
1.8
2.6
1.1
3.2
0.9
1.3
1.1
1.3
0.4
0.8
0.4
0.6
0.4
0.2
0.7
0.2
0.3
0.2
0.7
0.7
0.4
0.7
0.3
1.5
1.7
0.9
1.3
1.2
1.8
1.8
1.1
1.6
1.6
Full time .................................................................
Part time ................................................................
0.5
0.6
0.4
0.3
0.3
0.3
0.6
0.8
0.7
1.0
Union .....................................................................
Nonunion ...............................................................
1.0
0.4
0.3
0.3
0.7
0.3
1.5
0.6
1.0
0.7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
1.1
0.6
0.5
0.5
0.8
0.2
(4)
0.3
0.5
0.6
1.0
0.2
0.3
0.3
0.5
0.6
0.9
0.8
0.9
0.9
0.8
0.9
1.3
1.0
1.3
1.0
0.9
0.8
1.3
Goods-producing industries ...................................
0.5
0.4
0.5
1.1
1.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.4
1.0
1.5
0.9
4.3
1.2
1.7
1.8
0.3
0.7
1.2
0.2
–
0.7
1.2
1.7
0.3
0.7
1.0
0.4
2.9
0.7
1.6
1.2
0.6
1.3
1.6
1.7
4.0
1.8
1.9
2.1
0.7
1.4
1.4
1.5
3.9
2.1
1.5
1.9
Establishment characteristics
See footnotes at end of table.
Table 40. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2011—Continued
Characteristics
Childcare2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.4
0.4
0.8
0.6
0.5
1.0
0.3
0.4
0.4
0.5
0.4
0.8
0.3
0.3
0.5
0.4
0.5
0.8
0.6
0.7
1.2
0.9
1.2
1.3
0.7
0.8
1.6
0.8
1.4
1.0
0.9
0.7
0.7
1.4
0.8
–
1.0
1.2
0.9
1.1
0.9
0.6
0.7
0.7
2.4
0.8
1.1
0.8
1.0
0.8
0.6
1.8
0.4
0.6
0.2
1.2
1.0
1.6
1.2
1.5
1.8
1.4
3.6
2.2
2.1
1.4
1.4
1.6
1.5
2.8
1.4
3.8
1.9
2.5
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 A workplace program that provides for either the full or
partial cost of caring for an employee’s children in a nursery,
day care center, or a baby sitter in facilities either on or off the
employer’s premises.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
4 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2011
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with Financial
care
reimburse- no employer planning
reimburseTotal2 Performance Signing Other
ment
contributions
ment
account
account
17
20
37
39
24
18
7
2
1
5
23
30
21
19
31
32
31
32
56
59
55
48
59
62
58
56
34
30
35
48
26
32
24
19
8
13
6
–
3
5
2
–
2
3
1
(3)
5
9
4
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
18
18
8
18
21
22
20
13
33
34
11
23
18
9
23
15
47
62
22
41
36
28
40
24
56
64
24
44
37
29
42
28
49
27
18
41
25
24
25
18
19
22
10
20
22
22
22
11
–
2
3
2
9
10
8
5
–
(3)
(3)
–
2
1
3
2
–
(3)
(3)
–
1
1
1
1
–
1
2
1
7
9
6
3
8
18
12
12
12
11
19
15
18
13
16
33
28
30
26
20
36
29
34
25
14
23
19
19
19
7
16
12
14
10
2
8
6
7
6
–
4
1
1
1
–
1
1
1
(3)
1
4
5
5
5
Full time .................................................................
Part time ................................................................
20
7
24
8
42
19
46
18
28
14
21
10
7
4
2
1
1
(3)
5
4
Union .....................................................................
Nonunion ...............................................................
16
17
24
19
48
35
52
37
42
21
24
17
5
7
2
2
1
1
2
5
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
8
4
18
19
25
26
8
4
19
24
31
31
17
11
33
43
57
61
17
11
36
45
61
65
15
10
23
27
34
36
10
6
17
20
27
29
4
5
6
7
10
11
1
(3)
1
2
4
4
(3)
(3)
1
1
2
3
4
4
5
5
6
8
Goods-producing industries ...................................
14
19
32
36
16
17
8
3
2
5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
17
16
21
18
26
14
18
22
20
28
33
34
34
25
43
33
37
47
51
48
66
44
72
56
39
52
59
55
73
46
75
58
26
35
52
50
63
22
34
55
19
17
20
18
25
15
29
31
6
1
(3)
–
1
2
2
–
2
(3)
–
–
–
(3)
1
–
1
(3)
(3)
–
1
(3)
(3)
–
5
1
(3)
–
(3)
1
2
–
Establishment characteristics
See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with Financial
care
reimburse- no employer planning
reimburseTotal2 Performance Signing Other
ment
contributions
ment
account
account
9
8
13
24
22
26
10
9
14
28
21
35
20
17
28
52
39
64
21
18
30
55
41
68
13
11
16
35
27
42
8
7
11
27
23
32
4
3
6
9
8
9
1
1
1
3
2
3
1
1
( )
1
1
2
3
2
5
7
7
6
12
12
18
18
19
26
16
16
18
17
14
18
25
23
28
20
21
18
37
32
36
41
38
27
39
43
36
38
35
38
44
40
35
41
43
38
24
30
24
19
22
31
25
25
22
17
18
20
21
17
20
17
18
18
7
5
8
5
6
11
5
5
7
2
1
3
1
2
2
1
1
2
1
1
1
3
( )
1
1
(3)
1
1
6
4
5
4
4
10
4
4
4
3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of stock option.
3 Less than 0.5 percent.
4 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 41. Standard errors for financial benefits: Access, civilian workers,1 National Compensation Survey, March 2011
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with Financial
care
reimburse- no employer planning
reimbursement
contributions
ment
account
account
Total Performance Signing Other
0.5
0.6
0.6
0.6
0.6
0.4
0.3
0.1
0.1
0.2
0.9
1.3
1.0
1.5
0.9
1.2
1.1
1.6
1.0
1.4
1.2
1.8
1.1
1.5
1.2
1.9
0.9
1.5
1.0
1.5
0.8
1.2
0.9
1.3
0.5
0.9
0.5
–
0.3
0.6
0.2
–
0.3
0.4
0.2
(2)
0.4
0.7
0.4
–
1.5
2.0
0.7
2.3
0.6
1.0
0.8
0.9
2.0
2.6
0.7
2.0
0.7
0.7
1.0
0.9
2.2
3.1
0.9
2.8
0.9
1.1
1.1
1.1
2.2
3.0
0.9
2.8
0.9
1.0
1.1
1.1
1.9
2.2
1.3
2.7
0.8
1.2
0.8
1.1
1.7
1.8
0.7
1.9
0.7
1.1
0.8
0.7
–
0.7
0.6
0.3
0.4
0.8
0.5
0.6
–
(2)
(2)
–
0.2
0.2
0.3
0.3
–
(2)
(2)
–
0.2
0.2
0.2
0.2
–
0.7
0.7
0.3
0.4
0.7
0.4
0.4
1.1
1.3
0.7
1.1
1.0
1.1
1.4
0.8
1.3
0.9
1.3
1.5
1.1
1.4
1.3
1.5
1.6
1.1
1.5
1.2
1.3
1.6
1.0
1.2
1.4
0.8
1.1
0.7
1.1
0.8
0.4
1.0
0.6
0.8
0.7
–
0.7
0.2
0.3
0.2
–
0.3
0.2
0.3
(2)
0.3
0.7
0.5
0.6
0.7
Full time .................................................................
Part time ................................................................
0.6
0.5
0.6
0.5
0.7
0.9
0.7
0.8
0.6
0.6
0.5
0.5
0.4
0.3
0.2
0.1
0.1
(2)
0.3
0.4
Union .....................................................................
Nonunion ...............................................................
0.9
0.6
1.2
0.6
1.1
0.7
1.1
0.7
0.9
0.6
0.9
0.4
0.6
0.3
0.2
0.2
0.3
0.1
0.4
0.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.8
0.7
0.7
0.8
1.1
0.6
0.7
0.8
0.7
0.9
1.2
0.8
1.0
1.0
0.8
0.9
1.4
0.8
1.0
1.0
0.8
0.9
1.4
1.0
1.6
0.8
0.7
0.8
1.0
0.6
1.0
0.7
0.6
0.7
0.9
0.5
0.9
0.4
0.4
0.6
0.9
0.1
(2)
0.1
0.2
0.3
0.5
(2)
(2)
0.1
0.1
0.4
0.4
0.5
1.0
0.3
0.3
0.5
0.8
Goods-producing industries ...................................
0.7
1.0
1.0
1.0
0.9
0.9
0.6
0.3
0.4
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.1
1.6
1.5
3.7
1.3
1.5
1.6
0.6
1.2
1.5
1.8
2.3
1.5
2.5
1.9
0.7
1.4
1.5
2.0
4.0
2.0
2.1
2.1
0.7
1.4
1.6
1.9
3.8
1.9
2.0
2.0
0.6
1.2
1.4
1.6
2.4
1.6
2.2
1.9
0.5
0.9
1.2
1.3
2.7
1.1
2.1
2.2
0.3
0.2
(2)
–
0.2
0.4
0.5
–
0.1
(2)
–
–
–
(2)
0.2
–
0.1
(2)
(2)
–
0.2
(2)
(2)
–
0.3
0.2
(2)
–
(2)
0.4
0.5
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1 National Compensation Survey, March
2011—Continued
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with Financial
care
reimburse- no employer planning
reimbursecontributions
ment
ment
account
account
Total Performance Signing Other
0.5
0.6
1.1
0.7
0.9
1.1
0.5
0.5
1.0
0.8
1.0
1.1
0.7
0.8
1.4
0.9
1.1
1.3
0.7
0.7
1.5
0.8
1.1
1.0
0.6
0.6
1.2
0.8
0.9
1.3
0.4
0.4
0.9
0.6
0.9
0.9
0.3
0.3
0.8
0.4
0.5
0.7
0.1
0.1
0.3
0.2
0.2
0.3
0.1
0.1
(2)
0.2
0.2
0.4
0.3
0.3
0.8
0.4
0.5
0.6
1.2
1.2
1.1
1.5
1.2
3.1
1.9
1.7
1.4
1.4
1.6
1.1
1.8
1.5
2.1
1.5
3.5
0.8
2.0
1.7
1.5
2.4
1.4
3.0
1.9
3.3
1.4
2.2
1.9
1.5
2.3
1.4
3.2
1.6
3.4
1.4
1.2
1.1
1.3
1.8
1.2
5.3
1.3
1.9
1.0
1.5
0.7
0.9
1.5
1.1
2.7
1.6
1.0
1.2
1.1
0.4
0.6
0.7
0.7
2.6
0.5
0.8
0.7
0.2
0.2
0.4
0.3
0.3
0.8
0.4
0.2
0.4
0.2
0.3
0.3
(2)
0.3
0.5
(2)
0.2
0.4
1.1
0.4
0.6
0.5
0.4
2.9
0.5
0.8
0.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2011
(All workers = 100 percent)
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
17
25
23
27
31
26
26
40
39
40
63
36
36
36
57
21
24
8
18
17
12
19
12
67
24
14
46
23
18
26
20
59
19
13
41
22
18
25
18
8
16
11
9
12
17
23
18
17
20
16
21
15
14
17
Full time .................................................................
Part time ................................................................
19
8
29
13
26
12
Union .....................................................................
Nonunion ...............................................................
23
15
58
19
52
18
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6
5
13
19
30
33
9
6
21
29
45
46
9
5
19
26
40
43
Goods-producing industries ...................................
12
20
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
17
21
29
21
51
15
29
25
26
35
63
67
62
16
29
72
24
32
58
61
60
13
21
67
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Long-term
care
insurance2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Retiree health care
benefits3
Under age Age 65 and
65
over
7
6
11
25
16
33
8
7
13
40
26
54
7
6
11
37
24
49
12
15
15
14
21
20
16
15
17
24
28
24
22
27
28
27
21
23
23
25
22
18
23
23
23
22
23
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care. The plan, although
sponsored by the employer, may be fully paid for
by the employee.
3 A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws. The plan,
although sponsored by the employer, may be
fully paid for by the employee.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 42. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March 2011
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
0.4
0.4
0.4
0.7
1.1
0.9
1.2
0.9
1.4
1.0
1.5
0.8
1.4
0.9
1.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
2.1
0.5
1.8
0.5
0.7
0.6
0.9
1.6
2.0
0.6
3.0
0.6
1.0
0.7
1.0
1.7
1.9
0.6
2.9
0.6
1.0
0.7
1.0
1.0
1.3
0.7
0.8
0.9
1.4
1.4
0.8
1.1
1.1
1.4
1.3
0.8
1.0
1.1
Full time .................................................................
Part time ................................................................
0.5
0.5
0.5
0.5
0.5
0.5
Union .....................................................................
Nonunion ...............................................................
0.9
0.4
1.5
0.5
1.4
0.4
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.4
0.6
0.5
0.6
0.8
1.2
0.4
0.5
0.6
0.7
0.8
1.1
0.4
0.5
0.6
0.7
0.7
1.0
Goods-producing industries ...................................
0.7
0.9
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.4
1.0
1.5
1.1
3.6
1.2
2.0
1.6
0.5
1.1
1.3
1.5
2.5
1.1
1.9
1.9
0.5
1.0
1.3
1.4
2.5
1.0
1.8
1.9
Establishment characteristics
See footnotes at end of table.
Table 42. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March
2011—Continued
Long-term
care
insurance2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Retiree health care
benefits3
Under age Age 65 and
65
over
0.4
0.5
0.9
0.6
0.7
1.1
0.4
0.4
0.9
0.8
0.9
1.3
0.3
0.3
0.8
0.7
0.8
1.2
1.0
0.9
0.6
2.0
1.0
3.5
1.2
1.0
0.6
1.2
1.1
0.9
1.3
1.4
2.6
1.2
1.4
1.1
1.2
1.1
0.9
2.0
1.3
2.5
0.9
1.6
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care. The plan, although
sponsored by the employer, may be fully paid for
by the employee.
3 A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws. The plan,
although sponsored by the employer, may be
fully paid for by the employee.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2011
(All workers = 100 percent)
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses2
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
42
4
4
9
8
6
4
5
12
46
56
42
24
6
8
5
(4)
5
7
5
2
9
16
7
(4)
4
5
4
1
10
8
10
11
3
3
3
2
6
7
6
–
15
18
14
9
28
45
30
38
46
41
48
43
–
1
1
(4)
4
2
4
4
2
5
3
8
3
2
4
3
–
5
5
2
11
9
12
12
1
2
7
3
12
14
11
12
13
13
4
9
5
3
7
3
3
3
3
11
7
12
4
3
–
13
5
7
5
3
6
2
11
19
7
10
10
7
12
13
41
46
43
48
38
3
5
7
10
4
2
4
2
2
2
13
10
9
11
8
13
12
10
10
9
3
4
5
6
4
2
3
2
2
2
1
4
4
5
4
10
16
14
15
13
Full time .................................................................
Part time ................................................................
47
25
5
1
4
2
10
5
9
6
7
2
4
3
5
4
14
5
Union .....................................................................
Nonunion ...............................................................
36
43
4
4
4
4
2
10
2
10
13
5
3
4
1
6
16
11
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
29
24
44
46
50
51
1
1
3
5
7
9
2
2
3
4
6
7
6
6
9
11
10
11
9
7
12
8
4
3
2
1
6
8
10
11
4
1
6
3
2
2
5
4
5
5
6
7
5
4
11
14
18
17
Goods-producing industries ...................................
51
11
3
14
11
6
2
5
17
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
40
35
23
24
20
43
48
40
3
1
–
–
–
2
1
–
4
3
2
1
5
4
3
7
8
4
1
–
4
( )
7
4
1
8
5
1
1
4
( )
8
2
2
6
10
11
12
8
9
17
14
4
3
3
3
2
3
3
10
5
6
(4)
–
1
10
15
–
11
10
8
9
6
12
17
16
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses2
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
40
40
41
43
41
45
4
4
4
5
3
6
3
2
4
5
3
6
12
12
11
6
6
6
12
13
7
5
8
3
3
3
5
8
6
11
2
1
2
6
8
3
3
2
7
7
7
7
8
7
11
15
12
18
42
41
43
39
45
40
43
43
37
4
3
6
6
3
4
5
5
4
3
3
3
3
4
–
4
4
5
7
10
10
10
8
7
9
9
9
10
7
7
7
10
11
11
11
5
9
9
9
3
4
2
3
5
8
3
3
4
3
5
7
4
3
2
5
5
6
6
7
4
5
4
3
10
12
13
10
13
13
14
9
10
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of nonproduction bonus.
3 Includes all other bonuses provided to employees and not published separately.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 43. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2011
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
0.6
0.2
0.2
0.3
0.3
0.3
0.2
0.2
0.3
0.9
1.2
1.0
1.4
0.5
0.7
0.5
(3)
0.5
0.7
0.5
0.5
0.5
0.9
0.5
(3)
0.4
0.5
0.5
0.3
0.7
0.7
0.8
1.0
0.3
0.5
0.4
0.4
0.4
0.4
0.5
–
0.6
1.2
0.7
0.9
1.8
2.7
1.4
3.0
0.8
1.3
0.9
1.4
–
0.2
0.2
(3)
0.3
0.4
0.4
0.5
0.7
1.3
0.5
1.7
0.3
0.4
0.3
0.4
–
1.2
0.7
0.6
0.5
0.6
0.6
0.9
0.3
0.5
0.7
0.9
0.6
0.8
0.7
1.0
1.2
3.0
0.3
1.3
0.4
0.4
0.5
0.3
0.6
0.7
0.3
1.6
0.4
0.8
0.3
0.4
–
1.6
0.6
2.7
0.3
0.4
0.4
0.4
1.2
2.0
0.6
1.7
0.5
0.6
0.6
0.9
1.9
1.7
1.2
1.6
1.5
0.6
0.6
0.6
1.1
0.5
0.5
0.7
0.4
0.4
0.5
1.6
1.1
0.7
0.9
0.8
1.3
1.3
0.6
0.9
0.8
0.4
0.5
0.5
0.9
0.5
0.6
0.5
0.3
0.5
0.3
0.4
0.7
0.6
0.7
0.7
1.3
1.2
0.7
0.9
1.1
Full time .................................................................
Part time ................................................................
0.6
0.9
0.2
0.2
0.3
0.3
0.4
0.4
0.4
0.5
0.4
0.2
0.2
0.2
0.2
0.5
0.4
0.4
Union .....................................................................
Nonunion ...............................................................
1.2
0.7
0.3
0.2
0.4
0.3
0.4
0.4
0.4
0.4
0.8
0.3
0.3
0.2
0.2
0.3
0.9
0.4
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.6
0.9
0.9
0.9
1.1
0.3
0.2
0.3
0.4
0.4
0.8
0.3
0.5
0.3
0.3
0.6
0.8
0.6
1.1
0.5
0.5
0.5
0.7
0.6
0.8
0.7
0.4
0.3
0.5
0.2
0.2
0.4
0.6
0.5
0.7
0.3
0.3
0.4
0.3
0.2
0.2
0.5
0.8
0.3
0.3
0.4
0.6
0.5
0.7
0.5
0.6
0.6
0.9
Goods-producing industries ...................................
1.2
0.7
0.4
0.8
0.8
0.7
0.3
0.4
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.2
1.1
1.5
1.8
1.9
2.6
2.0
0.2
0.3
–
–
–
0.5
0.5
–
0.3
0.4
0.3
0.3
0.4
0.6
0.4
0.9
0.4
0.7
0.3
–
(3)
1.2
1.0
0.5
0.3
0.6
0.2
0.2
(3)
1.1
0.6
0.7
0.4
0.9
0.8
1.0
1.0
1.4
3.0
1.5
0.2
0.4
0.5
0.6
0.8
0.6
0.7
1.2
0.3
0.5
(3)
–
0.2
0.9
1.5
–
0.4
0.6
0.7
0.9
1.2
0.9
1.4
2.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 43. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2011—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
0.9
1.0
1.5
0.7
1.1
1.2
0.3
0.3
0.6
0.3
0.4
0.4
0.3
0.3
0.6
0.4
0.4
0.6
0.6
0.7
1.0
0.4
0.5
0.6
0.5
0.6
0.8
0.3
0.5
0.4
0.3
0.3
0.7
0.5
0.5
0.8
0.2
0.2
0.4
0.3
0.5
0.4
0.4
0.2
1.2
0.4
0.5
0.6
0.5
0.5
1.0
0.5
0.6
0.8
3.4
1.5
1.5
2.4
1.3
4.1
1.6
2.2
1.4
1.4
0.4
0.5
1.0
0.3
1.2
1.0
0.8
0.4
0.5
0.5
0.9
0.6
0.4
–
0.4
1.1
0.5
1.0
1.1
0.8
1.1
0.8
1.9
1.0
1.1
0.7
1.7
1.0
0.6
1.0
0.9
1.6
0.9
1.8
0.5
0.8
0.9
1.4
0.7
0.5
0.7
0.5
1.1
0.8
0.5
0.5
0.7
0.7
0.5
1.5
0.3
1.1
0.3
0.4
0.5
0.4
1.2
0.8
1.0
0.9
0.8
0.3
1.0
0.8
0.6
0.9
1.0
2.5
1.2
0.9
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 Includes all other bonuses provided to employees and not published separately.
3 Less than 0.05.
4 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2
National Compensation Survey, March 2011
(All workers = 100 percent)
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
All workers .............................................................
Health care benefits
Opposite
sex
Same sex
Opposite
sex
14
14
30
25
24
21
25
43
23
20
24
41
42
50
40
31
36
43
33
26
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
50
16
9
28
12
5
16
12
49
15
9
27
11
4
15
11
28
31
19
29
30
24
34
23
24
24
15
20
26
20
30
18
11
13
10
6
13
11
12
9
5
13
17
29
25
24
26
17
20
21
20
22
Full time .................................................................
Part time ................................................................
17
6
16
6
37
10
31
8
Union .....................................................................
Nonunion ...............................................................
38
10
36
10
49
27
38
23
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4
1
11
17
27
28
4
1
11
16
26
26
11
7
26
37
49
57
9
5
23
31
40
48
Goods-producing industries ...................................
7
6
27
23
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
16
24
44
49
37
11
20
49
15
24
42
48
35
10
20
48
31
30
33
28
49
28
34
37
25
26
27
24
37
25
26
31
Establishment characteristics
See footnotes at end of table.
Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2
National Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health care benefits
Opposite
sex
Same sex
Opposite
sex
5
4
7
23
12
33
4
4
7
22
12
32
18
17
23
41
32
49
16
15
20
33
28
38
11
17
7
–
13
19
14
14
24
10
15
6
8
13
19
14
14
23
37
34
22
19
21
17
19
41
57
33
28
14
16
16
12
18
34
53
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentage of workers with access to the
benefit reflects both the availability of the benefit and
the employer’s policy on providing the benefit to
unmarried domestic partners.
2 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,
civilian workers,2 National Compensation Survey, March 2011
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
All workers .............................................................
Health care benefits
Opposite
sex
Same sex
Opposite
sex
0.4
0.4
0.5
0.5
0.8
0.9
0.9
1.7
0.8
0.8
0.9
1.7
0.9
1.2
1.1
1.3
0.9
1.3
1.0
1.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.1
1.8
0.6
2.3
0.4
0.4
0.6
0.8
2.1
1.8
0.6
2.1
0.4
0.4
0.6
0.8
1.5
2.3
1.1
2.1
0.7
1.0
1.0
1.2
1.4
2.1
0.8
1.8
0.7
0.9
0.9
0.9
1.1
1.2
0.7
0.7
1.1
1.1
1.2
0.6
0.6
1.1
1.3
1.7
1.0
1.3
1.3
1.2
1.4
1.0
1.2
1.4
Full time .................................................................
Part time ................................................................
0.5
0.3
0.5
0.3
0.6
0.7
0.5
0.6
Union .....................................................................
Nonunion ...............................................................
1.3
0.4
1.2
0.4
1.3
0.5
1.2
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.5
0.2
0.5
0.8
0.7
1.0
0.5
0.2
0.5
0.7
0.7
1.0
0.7
1.3
0.8
0.8
0.9
1.1
0.6
0.8
0.7
0.7
1.0
1.2
Goods-producing industries ...................................
0.7
0.6
1.2
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
1.1
1.6
1.6
3.6
1.1
2.2
2.5
0.5
1.1
1.7
1.7
3.6
1.1
2.2
2.5
0.6
1.1
1.3
1.2
3.0
1.6
2.0
1.8
0.5
1.2
1.4
1.3
3.2
1.6
2.0
2.0
Establishment characteristics
See footnotes at end of table.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,
civilian workers,2 National Compensation Survey, March 2011—Continued
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health care benefits
Opposite
sex
Same sex
Opposite
sex
0.3
0.4
0.7
0.7
0.7
1.2
0.3
0.4
0.6
0.7
0.7
1.2
0.6
0.7
1.3
0.7
1.0
1.0
0.5
0.6
1.2
0.7
0.9
1.1
1.1
1.2
0.4
–
0.8
3.0
0.9
0.9
0.9
0.7
1.3
0.4
2.8
0.8
3.1
0.9
0.9
0.9
1.9
2.1
1.5
2.6
0.9
3.6
1.4
2.5
1.1
1.6
1.6
1.3
2.7
1.0
1.3
0.9
1.9
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentage of workers with access to the
benefit reflects both the availability of the benefit and
the employer’s policy on providing the benefit to
unmarried domestic partners.
2 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2011
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
No medical
benefits
and no
care and no
medical
retirement
benefits
care
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
62
10
6
22
60
12
1
26
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
84
78
83
8
10
7
2
3
1
4
4
9
5
11
11
77
85
74
74
11
9
11
11
1
1
1
1
11
5
13
14
94
78
38
68
62
53
68
62
2
4
10
3
10
10
10
15
1
5
9
5
8
13
6
3
4
13
43
23
19
24
17
20
82
71
36
65
59
47
65
60
13
10
12
6
14
16
13
17
–
1
2
7
1
1
1
1
–
17
50
22
26
36
21
22
58
66
62
65
60
13
17
13
17
10
4
2
4
2
6
24
15
20
16
24
52
67
64
70
58
–
–
12
12
12
–
–
1
1
1
27
16
23
17
29
Full time .................................................................
Part time ................................................................
76
20
12
4
2
18
10
58
75
13
13
11
1
2
11
74
Union .....................................................................
Nonunion ...............................................................
91
57
3
11
3
7
4
25
84
56
10
13
1
1
6
30
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
29
14
65
76
86
88
10
8
12
12
7
6
13
16
6
3
2
2
49
62
18
10
5
4
27
14
63
74
82
85
12
8
14
13
10
9
2
1
2
1
1
1
60
77
21
12
7
5
Goods-producing industries ...................................
70
15
3
12
71
14
1
14
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
61
73
83
86
85
65
87
87
9
7
3
2
3
9
2
1
7
6
4
4
3
8
3
3
23
14
10
8
10
18
8
9
58
67
76
75
83
61
84
81
12
12
10
13
5
13
4
7
1
2
1
1
1
2
1
1
28
19
13
10
12
23
10
11
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2011—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
29
44
1
27
49
24
5
22
44
41
45
71
44
53
40
14
1
1
2
3
11
6
13
12
60
72
55
32
28
21
30
53
2
1
3
1
10
5
12
14
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
88
38
17
51
22
10
29
30
7
44
30
20
50
52
49
47
1
1
1
2
2
2
1
(2)
4
17
51
26
26
35
21
23
24
65
26
33
54
49
57
49
71
17
21
38
18
14
21
28
–
5
8
4
7
12
5
3
–
13
44
25
20
26
17
20
30
31
26
23
28
42
52
50
59
42
(2)
(2)
1
(2)
2
28
17
23
18
28
43
54
50
59
42
28
29
26
23
28
4
2
4
2
6
25
15
20
16
24
Full time .................................................................
Part time ................................................................
35
9
53
15
(2)
4
12
72
60
14
28
10
2
15
10
61
Union .....................................................................
Nonunion ...............................................................
80
19
13
49
2
1
5
30
40
50
53
18
1
6
5
26
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
3
24
35
52
52
31
19
53
52
41
43
2
2
1
1
1
1
59
76
22
12
7
5
24
11
53
59
63
68
15
11
24
29
29
27
11
14
5
2
2
2
50
64
18
10
6
4
Goods-producing industries ...................................
28
57
(2)
15
63
22
3
12
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
29
43
70
82
53
24
49
82
41
36
16
6
35
50
39
6
1
2
3
4
2
1
1
2
29
19
10
8
11
25
10
10
46
46
33
21
62
56
71
31
24
33
53
67
25
19
18
57
6
5
1
1
1
7
3
1
24
16
13
11
12
18
8
11
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2011—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
42
38
56
80
73
86
15
15
13
6
8
4
8
8
8
4
5
3
35
38
23
10
13
7
41
37
54
77
69
84
16
17
15
9
13
5
1
1
1
1
2
1
42
45
29
13
17
9
59
64
63
62
62
66
60
62
60
11
9
9
8
10
13
10
10
12
4
6
7
8
6
5
7
6
5
26
21
21
22
21
16
22
22
23
58
58
64
61
60
68
59
60
54
12
15
8
9
12
11
11
12
18
1
1
2
2
1
1
2
1
1
28
26
26
28
26
20
28
27
27
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2011—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
11
9
16
45
28
61
46
44
53
41
54
29
1
1
2
1
2
1
42
46
29
13
17
9
37
34
48
58
59
58
20
19
21
27
22
32
8
8
7
3
4
2
35
39
24
11
14
8
27
33
32
28
27
31
24
23
30
43
40
40
43
46
47
46
49
43
1
1
2
2
1
1
1
2
1
28
26
26
28
27
20
29
26
27
45
47
52
48
52
46
48
50
44
25
26
20
22
20
32
23
22
28
3
5
6
6
6
4
7
5
4
27
22
22
23
22
17
23
23
23
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5 percent.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2011
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
0.5
0.4
0.3
0.6
0.6
0.4
0.1
0.6
0.8
1.1
0.9
1.4
0.5
0.9
0.6
0.5
0.3
0.3
0.4
0.8
0.7
0.7
0.8
1.2
0.7
1.0
0.8
1.5
0.6
0.7
0.8
1.1
0.1
0.2
0.2
0.2
0.7
0.8
0.8
1.4
1.5
1.7
0.9
3.1
0.8
1.1
1.0
1.5
0.4
1.0
1.0
0.9
0.4
0.7
0.5
0.9
0.2
1.0
0.8
0.9
0.5
0.9
0.5
0.6
1.4
1.3
1.3
3.2
0.7
1.0
0.9
1.2
2.0
1.9
1.2
3.1
1.0
1.2
1.2
1.4
1.5
1.9
0.8
1.2
0.6
0.7
0.8
1.1
–
0.4
0.4
2.8
0.1
0.2
0.2
0.5
–
1.4
1.2
2.5
0.8
1.2
1.0
1.3
2.2
1.9
1.4
1.7
1.9
1.3
1.3
0.8
1.2
0.8
1.0
0.5
0.5
0.4
0.7
1.8
1.5
1.2
1.2
1.7
2.0
1.7
1.3
1.5
1.7
–
–
0.6
0.9
0.9
–
–
0.2
0.3
0.3
1.9
1.5
1.3
1.2
1.9
Full time .................................................................
Part time ................................................................
0.6
0.8
0.4
0.5
0.2
1.0
0.5
1.2
0.6
0.6
0.4
0.7
0.1
0.2
0.5
0.9
Union .....................................................................
Nonunion ...............................................................
0.8
0.6
0.5
0.5
0.4
0.3
0.6
0.6
1.1
0.6
0.8
0.4
0.2
0.1
0.7
0.7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
1.0
0.9
0.7
0.6
0.8
0.8
1.3
0.6
0.5
0.5
0.6
0.7
1.3
0.5
0.3
0.2
0.3
1.1
1.9
0.9
0.6
0.4
0.5
1.0
1.6
1.1
0.7
0.6
0.9
0.6
0.9
0.6
0.6
0.6
0.8
0.3
0.4
0.2
0.2
0.2
0.3
1.1
1.9
1.0
0.7
0.5
0.5
Goods-producing industries ...................................
1.2
0.9
0.4
0.8
1.0
0.7
0.3
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.1
0.6
0.7
1.2
1.8
0.7
1.3
0.4
0.6
0.5
0.4
0.9
1.0
0.5
0.3
0.3
0.7
0.5
0.4
0.5
1.1
0.4
0.4
0.6
0.9
0.6
0.4
0.9
1.5
0.6
1.2
0.7
1.0
0.9
1.3
1.3
1.6
0.8
1.9
0.4
1.0
1.0
1.3
1.0
1.3
0.7
1.5
0.1
0.3
0.2
0.2
0.3
0.5
0.2
0.2
0.7
1.0
0.6
0.5
1.0
1.5
0.7
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2011—Continued
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
0.5
0.6
0.1
0.6
0.6
0.5
0.3
0.6
0.8
1.3
0.9
1.4
1.0
1.2
1.2
1.1
0.2
0.2
0.2
0.8
0.7
0.7
0.9
1.2
0.9
1.2
1.1
1.7
0.8
1.0
0.9
1.6
0.3
0.2
0.4
0.2
0.7
0.7
0.8
1.4
1.3
2.3
0.8
3.1
0.6
0.6
0.8
1.3
1.1
2.8
1.2
2.5
0.8
1.1
1.0
1.3
0.2
0.3
0.1
0.3
0.2
0.3
0.2
(2)
1.4
1.5
1.2
3.2
0.8
1.1
1.0
1.3
2.0
1.8
0.9
2.5
0.8
1.1
1.0
1.3
1.9
1.6
1.2
2.7
0.5
0.8
0.6
1.2
–
1.0
0.8
0.9
0.4
0.8
0.5
0.6
–
1.3
1.3
3.2
0.8
1.1
1.0
1.2
1.9
1.7
1.1
1.3
1.5
2.1
1.7
1.2
1.5
1.5
(2)
(2)
0.1
(2)
0.3
1.9
1.6
1.2
1.3
1.8
2.0
1.8
1.2
1.6
1.6
1.7
1.6
0.9
1.3
1.4
1.0
0.5
0.4
0.4
0.7
1.8
1.5
1.2
1.2
1.7
Full time .................................................................
Part time ................................................................
0.6
0.5
0.7
0.8
(2)
0.3
0.5
0.9
0.7
0.7
0.5
0.6
0.2
1.0
0.5
1.2
Union .....................................................................
Nonunion ...............................................................
1.0
0.5
1.0
0.7
0.2
0.1
0.7
0.7
1.3
0.6
1.2
0.5
0.4
0.3
0.6
0.7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.5
0.7
0.7
0.9
1.3
1.1
1.8
0.8
0.9
0.9
1.2
0.2
0.4
0.1
0.1
0.2
0.1
1.0
1.8
1.0
0.7
0.5
0.5
0.8
0.9
0.9
0.9
0.8
1.0
0.9
1.4
0.7
0.7
0.8
0.9
0.7
1.2
0.5
0.3
0.2
0.3
1.1
1.9
0.9
0.6
0.5
0.5
Goods-producing industries ...................................
1.1
1.2
(2)
0.8
1.3
1.1
0.4
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
1.1
0.7
0.8
2.2
1.5
2.3
1.5
0.7
1.2
0.8
0.7
2.3
1.9
2.4
0.8
0.1
0.2
0.5
0.4
0.5
0.2
0.2
0.4
0.7
1.0
0.6
0.4
0.9
1.6
0.7
1.2
0.6
1.2
1.4
1.6
2.5
1.8
1.5
2.3
0.6
1.1
1.5
1.5
2.6
1.3
1.6
2.3
0.3
0.7
0.2
0.2
0.2
1.1
0.4
0.3
0.7
0.9
0.6
0.6
1.0
1.5
0.6
1.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2011—Continued
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
0.8
0.9
1.6
0.7
1.1
0.9
0.6
0.7
1.2
0.5
0.6
0.7
0.5
0.6
0.8
0.3
0.5
0.4
1.0
1.1
1.6
0.5
0.9
0.5
0.8
0.9
1.7
0.7
1.2
0.7
0.7
0.8
1.2
0.4
0.6
0.5
0.2
0.2
0.3
0.2
0.3
0.3
1.0
1.1
1.7
0.5
1.0
0.5
3.3
2.2
1.3
1.9
1.5
2.6
1.7
1.8
1.0
1.8
0.5
0.9
1.3
0.9
3.3
1.1
1.1
0.9
0.5
0.9
0.6
1.2
0.8
1.0
0.8
0.9
1.0
3.0
2.2
1.2
1.5
1.5
2.5
1.4
2.2
1.0
1.8
2.4
1.1
1.9
1.7
3.1
1.3
2.1
1.1
1.8
0.8
0.7
1.6
0.7
1.6
1.0
1.6
1.0
0.2
0.4
0.4
0.5
0.2
0.1
0.5
0.4
0.3
2.7
2.5
1.2
2.0
1.6
2.2
1.6
2.1
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2011—Continued
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
0.5
0.5
1.0
0.8
1.1
1.4
1.0
1.1
1.9
0.7
1.0
1.4
0.1
0.1
0.4
0.1
0.2
0.1
1.0
1.1
1.6
0.5
1.0
0.5
0.8
0.9
1.6
0.7
1.1
0.9
0.6
0.7
1.2
0.7
1.0
0.8
0.5
0.6
0.7
0.3
0.5
0.3
1.0
1.1
1.7
0.5
1.0
0.5
2.3
2.0
1.5
1.9
1.0
3.3
1.0
1.2
1.0
1.7
1.1
1.4
2.6
1.4
4.4
1.7
2.0
1.2
0.5
0.2
0.3
0.7
0.1
0.4
0.1
0.5
0.1
2.8
2.2
1.2
1.8
1.7
2.2
1.6
2.2
1.1
2.9
2.0
1.2
1.9
1.6
2.8
1.7
1.8
1.2
2.2
1.2
0.9
2.1
1.2
2.6
1.3
1.5
1.1
0.7
0.9
0.6
0.8
0.8
1.0
0.8
1.1
1.0
3.0
2.3
1.2
1.7
1.5
2.6
1.5
2.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March 2011
(All workers = 100 percent)
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
Personal
leave, sick
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
36
37
60
69
72
83
85
45
57
41
11
55
56
55
59
70
89
64
16
72
93
65
15
91
94
89
89
93
97
91
90
91
97
88
77
9
58
25
39
40
30
45
27
72
59
24
39
37
27
43
24
12
78
45
67
66
53
73
54
10
80
50
72
75
62
83
75
97
86
54
72
74
62
80
61
98
89
67
81
84
74
90
84
83
89
70
83
88
81
92
87
19
34
31
31
31
16
31
25
24
27
42
67
52
54
50
64
87
78
87
70
50
72
64
63
64
76
92
86
91
82
80
95
88
94
83
Full time .................................................................
Part time ................................................................
43
13
45
13
72
21
83
26
83
36
95
48
95
53
Union .....................................................................
Nonunion ...............................................................
43
35
54
34
63
59
72
69
89
69
96
81
93
83
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
17
9
39
44
47
46
15
8
37
43
57
58
31
17
65
75
73
71
43
27
78
86
75
72
42
28
75
84
92
94
61
48
88
93
95
96
65
51
91
94
93
92
Goods-producing industries ...................................
30
24
55
84
64
90
93
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
37
40
24
18
36
52
66
51
39
54
58
66
44
51
65
51
60
61
40
27
66
77
87
87
67
63
38
24
67
80
89
87
73
87
91
94
89
84
94
91
82
90
91
94
90
89
94
91
83
88
83
84
86
91
94
90
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March
2011—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
25
23
31
45
41
49
23
22
29
49
41
57
51
49
55
67
63
71
62
60
69
76
75
76
59
57
66
83
76
90
75
73
82
91
87
94
78
75
84
91
90
92
42
45
39
27
36
32
32
32
33
45
46
39
29
36
33
34
34
34
63
63
56
58
59
56
60
59
63
68
70
70
67
70
70
71
67
68
76
77
68
71
69
71
73
70
73
81
85
82
82
84
86
85
82
82
80
86
85
82
86
88
86
85
83
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes workers with access to one or more of these leave benefits.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 46. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation
Survey, March 2011
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
0.5
0.6
0.5
0.5
0.5
0.5
0.4
1.0
1.5
1.1
1.3
1.0
1.5
1.0
1.6
0.7
0.8
0.8
1.4
0.7
0.8
0.9
1.4
0.5
0.7
0.6
1.2
0.4
0.6
0.6
1.2
0.5
0.6
0.6
1.6
1.4
2.2
1.0
2.6
0.8
1.1
1.1
1.1
1.9
2.1
0.9
2.6
0.8
1.1
1.1
1.0
1.7
1.8
1.0
3.3
0.8
1.1
1.0
1.4
1.6
2.0
1.1
3.1
0.6
1.0
0.8
1.3
0.9
1.5
1.2
3.4
0.9
1.3
1.1
1.4
0.8
1.5
1.4
3.2
0.6
0.9
0.7
1.1
1.7
1.5
1.4
2.9
0.5
0.8
0.6
1.1
1.5
1.6
1.1
1.4
1.6
1.4
1.5
1.1
1.4
1.5
1.9
1.9
1.2
1.7
1.8
2.2
1.3
1.1
1.1
1.5
1.9
1.9
1.2
1.6
1.8
1.9
1.0
1.0
1.0
1.6
1.8
1.1
0.9
0.9
1.3
Full time .................................................................
Part time ................................................................
0.6
0.7
0.7
0.7
0.5
0.8
0.4
0.9
0.4
1.1
0.3
1.2
0.3
1.3
Union .....................................................................
Nonunion ...............................................................
1.1
0.6
1.2
0.6
1.0
0.6
0.9
0.5
0.7
0.6
0.4
0.5
0.5
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
1.1
0.9
0.8
1.0
1.4
0.7
1.1
0.9
0.8
1.0
1.3
0.9
1.4
0.8
0.7
0.8
0.9
0.9
1.4
0.7
0.6
0.8
1.0
1.1
1.7
0.8
0.6
0.5
0.5
1.1
2.0
0.5
0.5
0.4
0.5
1.1
2.0
0.5
0.5
0.5
0.5
Goods-producing industries ...................................
1.1
1.1
1.2
0.8
1.2
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.2
1.1
0.9
2.7
2.1
2.1
2.2
0.6
1.2
1.5
1.5
3.3
2.1
2.3
2.2
0.5
1.0
1.0
1.1
1.6
1.4
0.9
1.3
0.5
0.9
1.0
1.1
1.3
1.3
0.8
1.3
0.6
0.9
0.5
0.6
1.1
1.4
0.7
1.2
0.5
0.7
0.5
0.6
1.0
1.1
0.7
1.1
0.5
0.7
1.0
1.1
1.1
0.9
0.6
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 46. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation
Survey, March 2011—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
0.8
0.9
1.4
0.7
1.1
1.0
0.8
0.8
1.3
0.8
1.1
1.0
0.8
0.9
1.4
0.6
1.0
0.8
0.7
0.9
1.4
0.7
1.0
0.7
0.8
1.0
1.4
0.6
1.0
0.7
0.8
0.9
1.3
0.5
0.8
0.5
0.7
0.8
1.3
0.4
0.7
0.5
2.1
0.8
1.4
1.8
1.1
2.7
1.9
1.6
1.7
1.8
0.8
1.6
1.8
1.2
2.4
2.2
1.4
1.8
1.4
1.0
1.4
1.3
1.4
2.1
1.5
1.9
1.2
1.3
1.0
0.9
1.3
1.5
2.5
1.2
1.9
1.2
1.3
1.2
1.5
1.7
1.5
2.2
1.3
1.9
1.3
1.0
0.9
1.1
1.2
1.4
2.3
1.2
1.6
1.4
1.5
1.1
0.9
1.1
1.1
2.1
1.1
1.2
1.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes workers with access to one or more of these leave benefits.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Private Industry Tables
___________________________________________________________________________
Types of Benefits







Establishment Data
Retirement Benefits
Health Care Benefits
Life, Short-term Disability, and Long-term Disability Insurance Benefits
Holiday, Vacation, Sick, and Other Leave Benefits
Other Benefits
Benefit Combinations
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2011
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
45
10
43
61
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
42
32
55
8
8
8
40
30
54
61
50
76
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
45
50
56
48
48
90
72
65
73
86
58
49
43
45
34
52
49
92
53
20
20
28
10
9
6
8
19
66
31
26
33
46
22
–
5
–
–
8
–
13
–
–
–
–
44
49
55
46
45
89
72
63
72
85
58
45
41
44
32
51
47
92
51
20
20
26
61
67
78
62
66
94
82
76
82
92
65
62
59
64
46
65
63
95
65
40
37
43
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
43
42
75
79
77
93
9
8
17
28
25
48
42
40
73
76
74
90
59
58
85
92
91
96
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2011—Continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans. The total is less than the
sum of the individual items because some employers
offered both types of plans.
32
45
43
49
49
44
46
48
43
7
12
11
9
9
10
–
10
9
31
42
42
48
48
42
46
45
41
44
62
58
59
60
65
61
65
69
NOTE: Dash indicates no establishments in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 1. Standard errors for establishments offering retirement and health care
benefits: private industry workers, National Compensation Survey, March 2011
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
1.2
0.7
1.1
1.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3.0
3.8
4.2
1.4
2.0
1.4
2.9
3.7
4.0
3.3
4.4
3.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.3
2.2
4.6
2.6
7.0
5.8
5.4
4.0
3.4
3.1
5.6
10.0
3.9
5.5
5.3
6.7
7.6
4.4
7.6
3.3
3.5
3.6
0.7
1.1
1.2
1.3
4.8
9.3
6.0
2.4
2.9
3.6
5.3
–
1.3
–
–
2.1
–
3.8
–
–
–
–
1.3
2.2
4.6
2.6
6.8
5.8
5.4
3.9
3.4
3.2
5.6
9.6
3.8
5.4
5.3
6.6
7.3
4.4
7.4
3.3
3.5
3.4
1.6
2.5
3.7
3.1
8.1
3.9
5.6
3.1
2.7
2.5
5.8
7.1
4.6
5.9
5.9
6.8
12.0
4.3
7.7
5.7
5.9
4.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.2
1.3
2.4
5.7
6.4
1.3
0.7
0.7
1.4
3.0
3.2
4.6
1.2
1.2
2.4
5.5
6.2
1.2
1.5
1.6
2.1
1.9
2.2
0.8
Establishment characteristics
See footnotes at end of table.
Table 1. Standard errors for establishments offering retirement and health care
benefits: private industry workers, National Compensation Survey, March
2011—Continued
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans.
NOTE: Dash indicates no establishments in this category
3.9
3.0
1.8
3.4
3.0
7.1
2.7
7.3
2.5
2.0
1.4
1.6
1.1
1.6
2.7
–
2.9
1.0
4.0
2.9
1.7
3.5
2.9
7.0
2.7
7.3
2.6
4.5
2.9
2.8
4.9
4.6
7.3
4.6
2.8
3.5
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2011
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
64
49
76
20
18
91
58
41
70
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
84
78
40
49
69
66
71
62
68
75
65
22
24
52
44
58
49
85
90
83
56
50
76
66
81
79
27
33
25
8
8
18
12
22
24
25
30
23
7
6
15
9
20
24
92
92
92
93
75
86
76
89
98
75
81
73
36
46
64
61
66
54
60
67
56
18
22
46
39
50
39
79
83
77
49
48
71
64
75
72
59
66
66
67
65
45
53
51
53
49
76
82
77
79
76
23
26
24
23
26
22
25
23
22
24
99
96
93
95
91
50
58
55
61
49
35
43
38
43
32
70
74
68
71
65
Full time .................................................................
Part time ................................................................
73
37
59
20
80
54
23
10
22
8
93
79
68
31
50
14
74
46
Union .....................................................................
Nonunion ...............................................................
90
61
83
45
93
74
70
14
67
13
96
89
53
59
42
41
79
69
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
39
28
66
74
84
87
19
10
48
61
75
79
50
35
73
83
89
90
7
5
15
24
37
38
5
3
14
22
35
35
72
61
91
93
94
93
35
25
61
66
77
82
16
8
41
50
63
69
46
31
67
76
81
84
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
73
58
78
60
45
66
83
77
84
28
16
32
27
16
30
96
100
95
66
50
72
50
37
54
75
73
76
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
62
71
72
69
76
95
47
52
58
44
63
93
75
73
81
65
83
98
18
20
16
14
36
82
16
17
15
10
33
81
90
85
97
71
93
98
57
61
69
59
52
92
39
41
51
37
38
75
69
68
75
62
73
82
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2011—Continued
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
85
81
90
92
87
49
57
72
35
71
73
90
71
31
29
41
76
72
83
85
80
35
45
59
23
55
63
79
54
12
10
28
89
89
92
92
91
71
80
83
66
77
86
88
76
40
36
68
44
42
52
55
48
9
12
10
7
20
16
16
21
3
3
10
41
39
47
51
45
8
11
9
6
18
14
13
19
2
2
9
92
92
92
92
94
96
95
98
96
91
86
80
91
86
89
96
82
79
88
90
86
46
55
71
33
64
67
88
64
29
27
35
66
62
71
70
72
30
42
56
20
45
57
77
43
10
9
21
80
80
82
78
84
66
76
79
62
70
84
87
68
36
31
59
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
49
45
62
81
77
86
34
32
41
66
59
76
69
70
66
82
76
88
9
8
14
32
22
46
8
7
11
29
20
43
88
91
83
92
90
94
46
42
57
73
69
77
30
28
35
54
49
60
65
66
62
74
71
77
60
66
68
66
64
65
63
65
60
48
53
53
53
46
47
45
48
46
80
80
79
80
72
73
72
74
77
20
25
26
20
15
18
15
15
20
18
23
23
18
14
16
13
13
18
92
93
90
91
90
91
92
90
92
55
57
60
59
61
58
60
61
53
41
42
42
45
40
39
40
42
38
74
74
71
75
66
67
67
69
71
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2011
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.7
0.6
0.5
0.5
0.6
0.6
0.5
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.2
1.2
1.3
6.0
0.9
1.2
1.1
1.5
1.1
1.3
1.3
0.9
3.0
0.8
1.0
1.1
1.3
0.6
0.6
0.8
1.8
3.5
0.7
1.1
0.9
1.1
1.0
1.4
1.1
0.7
1.4
0.6
0.7
0.8
1.3
0.9
1.3
1.0
0.6
1.1
0.5
0.5
0.8
1.3
0.9
0.9
1.3
1.3
6.1
1.3
2.3
1.3
0.6
1.1
1.3
1.3
1.3
5.8
0.9
1.2
1.1
1.6
1.1
1.2
1.3
0.7
2.7
0.7
1.1
1.0
1.3
0.8
0.8
1.0
1.7
3.4
0.8
1.2
0.9
1.2
2.2
2.0
1.3
1.6
1.9
1.8
1.8
1.2
1.3
1.7
1.6
1.3
0.8
1.0
1.1
1.9
1.7
1.1
1.3
1.6
1.9
1.7
1.0
1.2
1.4
0.4
1.1
0.7
0.8
1.1
2.3
2.0
1.2
1.6
1.6
1.8
1.7
0.9
1.2
1.3
1.8
1.5
0.9
1.1
1.3
Full time .................................................................
Part time ................................................................
0.7
1.3
0.6
0.8
0.5
1.6
0.6
0.5
0.6
0.5
0.5
2.2
0.7
1.2
0.6
0.7
0.5
1.6
Union .....................................................................
Nonunion ...............................................................
1.3
0.7
1.4
0.6
0.8
0.6
1.6
0.5
1.6
0.4
0.6
0.8
1.8
0.7
1.6
0.6
1.3
0.6
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.7
0.9
1.0
0.8
0.9
0.7
0.8
0.9
1.0
0.9
1.1
1.3
2.2
0.9
0.7
0.5
0.8
0.5
0.6
0.7
0.7
1.0
1.5
0.4
0.5
0.7
0.7
1.0
1.4
2.7
6.4
1.4
0.6
0.4
0.6
1.1
1.6
0.9
1.1
1.0
1.1
0.6
0.7
0.8
0.9
0.9
1.3
1.3
2.0
0.9
0.8
0.7
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
2.2
1.5
1.1
1.9
1.3
0.7
1.5
0.8
1.1
1.3
1.4
1.1
1.3
1.4
0.5
0.3
0.6
1.3
2.4
1.5
1.1
2.1
1.3
0.8
1.7
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
1.1
2.0
1.2
2.6
2.0
0.7
0.9
1.7
1.0
2.4
2.0
0.7
0.8
1.2
1.1
1.5
0.4
0.5
0.8
1.5
0.9
2.8
3.3
0.5
0.7
1.4
0.7
2.5
3.4
0.8
1.4
0.9
2.6
1.6
0.7
0.7
1.1
2.0
1.3
2.6
2.5
0.6
0.9
1.7
1.0
2.1
3.4
0.6
0.9
1.6
1.1
2.0
3.4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2011—Continued
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.9
1.4
0.9
0.9
1.7
4.4
1.6
2.2
2.3
1.7
3.1
1.3
1.9
2.2
2.3
3.2
1.9
1.4
0.9
1.4
1.7
3.5
1.7
2.2
2.1
1.5
3.1
1.6
1.7
1.2
1.2
2.5
1.2
0.8
0.7
1.1
1.0
3.9
1.7
1.9
3.5
1.2
1.3
0.9
1.4
3.1
3.4
3.0
3.1
1.6
1.5
2.2
3.1
2.1
1.3
1.5
1.8
1.3
2.3
1.9
1.6
0.9
0.9
2.0
3.1
1.5
1.5
2.1
3.1
2.0
1.3
1.5
1.8
1.2
2.3
1.9
1.4
0.7
0.7
1.9
1.6
0.7
0.7
0.8
1.0
2.9
1.3
0.8
2.0
1.9
2.6
3.1
2.1
7.4
8.6
2.0
2.1
1.5
1.0
1.2
1.6
4.6
1.5
2.2
2.2
1.7
2.2
1.3
2.0
2.1
2.2
3.1
1.9
1.3
1.1
1.4
1.5
3.3
1.7
2.2
2.1
1.4
2.1
1.6
1.6
1.0
1.0
2.2
1.4
0.9
0.7
1.1
1.0
4.2
1.8
2.1
3.8
1.3
1.3
0.9
1.5
2.9
3.0
3.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
1.8
0.8
1.1
1.3
0.9
0.9
1.6
0.8
1.1
1.4
0.9
1.1
1.7
0.6
0.9
0.7
0.5
0.6
1.0
0.9
1.0
1.8
0.5
0.5
0.9
0.8
1.0
1.7
1.8
2.2
3.3
0.5
1.0
0.6
1.0
1.2
1.8
0.8
1.2
1.2
0.8
0.9
1.5
0.7
1.0
1.1
0.9
1.2
1.7
0.6
0.9
0.8
3.9
2.6
1.4
1.9
1.4
4.0
1.6
2.1
1.7
3.4
2.9
1.2
2.4
1.3
3.5
1.1
2.2
1.6
1.1
1.6
1.4
2.6
1.3
2.5
1.4
1.8
1.3
2.0
2.0
1.6
1.2
0.8
3.3
0.8
1.3
1.2
2.0
1.9
1.5
1.3
0.7
3.0
0.8
1.5
1.2
2.6
0.4
1.7
2.9
1.6
1.6
1.1
4.0
1.0
3.8
2.6
1.4
2.3
1.3
3.1
1.7
2.1
1.5
2.9
2.4
1.2
2.4
1.2
2.2
1.1
2.1
1.2
0.8
1.4
1.7
2.3
1.3
2.4
1.2
2.1
1.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 3. Defined benefit retirement plans: Employee contribution requirement and method
of contribution, private industry workers, National Compensation Survey, March 2011
(All workers participating in defined benefit plans = 100 percent)
Fixed percent of annual earnings1
Characteristics
All workers .............................................................
Employee
contribution
required
Mean fixed
percent of
annual
earnings
Total
Employee
Median fixed
contribution
percent of
not required
annual
earnings
4
2
4.5
5.0
96
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
4
3
5
4
2
3
4
3
2
4
3
2
2
1
4.5
4.8
4.4
5.7
4.2
4.2
3.5
5.0
5.0
5.0
6.9
–
–
3.9
96
97
95
96
98
97
96
3
5
5
4
6
–
2
2
–
3
–
3.4
4.3
–
4.4
–
3.9
3.9
–
–
97
95
95
96
94
Full time .................................................................
Part time ................................................................
4
3
2
3
4.5
4.2
5.0
3.9
96
97
Union .....................................................................
Nonunion ...............................................................
3
4
2
3
4.7
4.5
–
5.0
97
96
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
4
4
3
3
–
3
3
2
3
–
4.7
4.1
4.5
5.0
–
–
–
–
–
95
96
96
97
97
Goods-producing industries ...................................
Manufacturing ....................................................
3
2
1
1
2.7
2.7
3.0
3.0
97
98
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
4
4
7
7
3
2
–
4
4.6
3.7
–
4.1
5.0
3.9
–
3.9
96
96
93
93
Establishment characteristics
See footnotes at end of table.
Table 3. Defined benefit retirement plans: Employee contribution requirement and method
of contribution, private industry workers, National Compensation Survey, March
2011—Continued
(All workers participating in defined benefit plans = 100 percent)
Fixed percent of annual earnings1
Characteristics
Employee
contribution
required
Mean fixed
percent of
annual
earnings
Total
Employee
Median fixed
contribution
percent of
not required
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
2
2
2
2
2
7
14
2
7
–
–
2
1
1
1
–
6
–
1
6
–
–
3.0
5.3
5.3
2.2
–
5.0
–
3.4
5.0
–
–
3.0
–
–
–
–
–
–
–
–
–
–
98
98
98
98
98
93
86
98
93
100
100
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
7
3
3
4
3
4
6
–
2
2
1
4.4
4.4
–
4.6
5.8
2.8
5.0
5.0
–
–
6.9
3.0
94
93
97
97
96
97
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
3
4
2
5
5
3
2
1
3
1
–
3
–
2
4.5
4.6
3.3
–
3.2
–
6.2
–
5.0
3.0
–
3.9
–
7.0
97
96
98
95
95
97
98
1 The employee contributes a fixed percentage of his or her
earnings to the retirement plan.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See
Technical Note for more details.
Geographic areas
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 3. Standard errors for defined benefit retirement plans: Employee contribution
requirement and method of contribution, private industry workers, National
Compensation Survey, March 2011
Fixed percent of annual earnings1
Characteristics
All workers .............................................................
Employee
contribution
required
Mean fixed
percent of
annual
earnings
Total
Employee
Median fixed
contribution
percent of
not required
annual
earnings
0.6
0.5
0.4
1.3
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.6
1.1
1.4
0.5
0.7
1.2
0.7
0.6
1.1
1.4
0.5
0.6
0.6
0.4
0.4
0.5
0.9
0.8
0.8
0.3
0.6
0.0
1.2
0.0
–
–
0.4
0.7
0.6
1.1
1.4
0.5
0.7
1.2
1.4
1.6
1.1
1.4
2.0
–
0.7
0.9
–
1.6
–
0.4
0.3
–
0.3
–
1.0
1.1
–
–
1.4
1.6
1.1
1.4
2.0
Full time .................................................................
Part time ................................................................
0.6
1.3
0.5
1.1
0.4
0.7
1.0
0.0
0.6
1.3
Union .....................................................................
Nonunion ...............................................................
0.7
0.7
0.5
0.6
0.9
0.4
–
1.2
0.7
0.7
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.2
1.0
0.7
0.6
0.8
–
0.9
0.6
0.4
0.8
–
0.8
0.4
0.5
0.7
–
–
–
–
–
2.2
1.0
0.7
0.6
0.8
Goods-producing industries ...................................
Manufacturing ....................................................
0.7
0.6
0.3
0.4
0.2
0.2
0.0
0.0
0.7
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
0.7
1.0
2.9
2.5
0.7
0.7
–
1.8
0.4
0.2
–
0.2
0.9
0.3
–
0.0
0.7
1.0
2.9
2.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 3. Standard errors for defined benefit retirement plans: Employee contribution
requirement and method of contribution, private industry workers, National
Compensation Survey, March 2011—Continued
Fixed percent of annual earnings1
Characteristics
Employee
contribution
required
Mean fixed
percent of
annual
earnings
Total
Employee
Median fixed
contribution
percent of
not required
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
0.9
0.7
0.5
0.6
0.9
2.3
3.9
0.6
2.5
–
–
0.6
0.4
0.4
0.3
–
2.3
–
0.4
2.5
–
–
0.0
1.4
1.4
0.3
–
0.6
–
0.9
0.8
–
–
0.0
–
–
–
–
–
–
–
–
–
–
0.9
0.7
0.5
0.6
0.9
2.3
3.9
0.6
2.5
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
2.2
1.0
0.6
1.2
0.5
1.4
2.0
–
0.5
1.1
0.3
0.4
0.4
–
0.7
0.7
0.3
1.3
1.4
–
–
0.1
0.8
1.6
2.2
1.0
0.6
1.2
0.5
0.6
0.8
0.4
1.9
1.0
1.0
1.0
0.6
0.6
0.2
–
0.9
–
0.7
1.3
0.4
0.5
–
0.4
–
0.8
–
1.3
0.0
–
0.8
–
1.8
0.6
0.8
0.4
1.9
1.0
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 The employee contributes a fixed percentage of his or her
earnings to the retirement plan.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 4. Defined benefit retirement plans: Open and frozen plans,
private industry workers, National Compensation Survey, March
2011
(All workers participating in defined benefit plans = 100 percent)
Characteristics
All workers .............................................................
Open plans1
Frozen plans2
75
25
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
69
68
70
84
57
72
62
75
90
31
32
30
16
43
28
38
25
10
95
85
78
73
82
5
15
22
27
18
Full time .................................................................
Part time ................................................................
75
81
25
19
Union .....................................................................
Nonunion ...............................................................
89
68
11
32
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
70
63
75
80
74
68
30
37
25
20
26
32
Goods-producing industries ...................................
Manufacturing ....................................................
74
68
26
32
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
76
75
70
64
89
82
24
25
30
36
11
18
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Defined benefit retirement plans: Open and frozen plans,
private industry workers, National Compensation Survey, March
2011—Continued
(All workers participating in defined benefit plans = 100 percent)
Open plans1
Characteristics
Frozen plans2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
66
72
72
72
81
70
58
82
89
78
82
34
28
28
28
19
30
42
18
11
22
18
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
83
85
79
73
73
73
17
15
21
27
27
27
70
84
70
81
73
66
66
83
30
16
30
19
27
34
34
17
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans open to new participants.
2 Plans closed to new workers or plans that
the United States, 2010." See Technical Note for
more details.
cease accruals for some or all plan participants.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, private industry workers, National Compensation
Survey, March 2011
Characteristics
All workers .............................................................
Open plans1
Frozen plans2
1.1
1.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.1
2.0
2.6
2.9
6.9
1.7
3.8
1.7
1.3
2.1
2.0
2.6
2.9
6.9
1.7
3.8
1.7
1.3
1.0
2.3
1.8
2.5
2.3
1.0
2.3
1.8
2.5
2.3
Full time .................................................................
Part time ................................................................
1.2
2.4
1.2
2.4
Union .....................................................................
Nonunion ...............................................................
1.1
1.5
1.1
1.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.9
9.5
2.2
1.3
1.5
2.4
3.9
9.5
2.2
1.3
1.5
2.4
Goods-producing industries ...................................
Manufacturing ....................................................
1.8
2.3
1.8
2.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.4
2.2
5.7
3.6
2.3
4.2
1.4
2.2
5.7
3.6
2.3
4.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, private industry workers, National Compensation
Survey, March 2011—Continued
Open plans1
Characteristics
Frozen plans2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
3.9
2.0
1.9
2.7
2.9
5.5
10.4
2.7
3.0
5.1
2.8
3.9
2.0
1.9
2.7
2.9
5.5
10.4
2.7
3.0
5.1
2.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.9
2.0
3.4
1.4
2.4
1.7
1.9
2.0
3.4
1.4
2.4
1.7
5.5
1.5
2.4
3.3
3.5
5.6
3.3
1.9
5.5
1.5
2.4
3.3
3.5
5.6
3.3
1.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans open to new participants.
2 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March 2011
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
64
7
28
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
65
61
68
70
70
58
61
80
9
7
–
–
–
6
5
4
26
32
–
–
30
36
35
16
88
78
66
75
54
–
5
8
5
12
–
18
26
20
33
Full time .................................................................
Part time ................................................................
64
70
8
–
28
–
Union .....................................................................
Nonunion ...............................................................
80
61
–
7
–
31
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
64
–
62
60
68
66
–
–
5
8
8
8
–
51
33
33
24
25
Goods-producing industries ...................................
Manufacturing ....................................................
71
73
10
10
19
17
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
62
74
81
72
98
6
–
–
–
–
32
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March
2011—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
Information .........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
63
–
–
55
63
85
75
75
86
11
–
4
–
–
4
34
–
11
–
–
10
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
49
42
59
68
71
66
4
6
–
8
5
10
47
52
–
25
25
25
56
59
67
54
62
70
74
70
3
5
–
–
5
–
4
–
41
36
–
–
33
–
22
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, private industry workers, National Compensation
Survey, March 2011
Retirement benefit accrual2
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
1.9
1.3
1.8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.0
3.2
3.7
8.7
7.3
3.0
3.0
4.0
2.6
2.0
–
–
–
1.4
1.2
1.2
2.4
2.9
–
–
7.3
2.9
2.9
3.8
8.5
4.8
4.1
4.3
6.3
–
1.5
2.0
1.8
3.6
–
4.4
4.2
4.1
6.9
Full time .................................................................
Part time ................................................................
1.9
4.8
1.4
–
1.8
–
Union .....................................................................
Nonunion ...............................................................
4.2
2.2
–
1.6
–
2.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.9
–
3.5
3.2
2.6
3.4
–
–
1.4
1.5
2.1
2.6
–
11.7
3.4
3.1
2.0
2.6
Goods-producing industries ...................................
Manufacturing ....................................................
3.1
3.0
2.0
2.0
2.8
2.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
2.3
3.8
8.4
4.7
1.4
1.7
–
–
–
–
2.2
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, private industry workers, National Compensation
Survey, March 2011—Continued
Retirement benefit accrual2
Characteristics
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
Information .........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
6.4
–
–
5.6
8.4
3.2
10.1
10.2
3.3
3.0
–
1.6
–
–
1.7
5.2
–
2.5
–
–
2.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
4.8
6.4
8.6
2.2
3.6
2.8
1.3
2.1
–
1.5
1.8
2.1
4.7
6.1
–
1.8
3.3
2.4
8.3
3.6
4.4
9.5
3.9
8.1
4.3
5.7
0.8
1.5
–
–
1.5
–
1.9
–
8.3
3.9
–
–
3.6
–
3.7
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March 2011
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
4
58
38
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
4
2
5
7
3
5
–
60
59
60
39
57
59
71
36
39
34
54
39
37
–
–
–
–
4
–
73
70
57
65
48
–
–
–
32
52
Full time .................................................................
Part time ................................................................
4
6
58
53
38
41
Union .....................................................................
Nonunion ...............................................................
7
3
61
57
32
40
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
5
5
3
2
59
50
55
62
63
–
45
41
34
35
Goods-producing industries ...................................
Manufacturing ....................................................
–
–
58
58
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
4
–
–
–
58
57
75
–
38
43
25
84
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March
2011—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
2 to 5 years
Greater than
5 years
Information .........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ....
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
–
63
–
–
–
–
–
–
52
46
73
73
–
–
–
–
–
45
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
4
3
5
58
57
60
58
57
58
–
–
–
38
40
36
–
5
–
–
–
–
–
55
59
52
52
59
56
67
–
36
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2011
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
0.8
2.1
2.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
0.9
1.6
2.7
1.1
1.6
–
3.2
3.6
3.8
7.3
3.0
3.2
5.1
3.1
3.6
3.7
8.2
3.1
3.4
–
–
–
–
1.8
–
8.2
5.8
4.2
4.6
6.9
–
–
–
4.5
6.9
Full time .................................................................
Part time ................................................................
0.8
2.1
2.2
5.7
2.2
5.7
Union .....................................................................
Nonunion ...............................................................
2.4
0.8
4.9
2.3
4.6
2.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
1.6
1.2
0.9
0.6
6.7
3.9
3.1
2.7
3.7
–
4.0
3.1
2.7
3.7
Goods-producing industries ...................................
Manufacturing ....................................................
–
–
3.8
3.7
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
0.9
–
–
–
2.4
3.9
6.6
–
2.3
3.9
6.6
6.6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2011—Continued
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
2 to 5 years
Greater than
5 years
Information .........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ....
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
–
7.1
–
–
–
–
–
–
6.1
6.9
14.1
14.4
–
–
–
–
–
7.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
1.0
1.5
1.3
5.3
6.1
9.7
2.5
3.9
2.7
–
–
–
2.4
4.1
2.7
–
2.1
–
–
–
–
–
10.0
5.8
4.3
5.6
5.2
8.5
6.9
–
7.4
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers,
National Compensation Survey, March 2011
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives for employees in frozen plans2
Characteristics
All workers .............................................................
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
12
88
15
33
41
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9
10
9
11
19
10
22
11
9
14
91
90
91
89
81
90
78
89
91
86
15
17
14
6
13
3
17
18
22
–
38
42
35
–
35
47
30
20
21
–
39
32
44
54
35
40
32
54
51
58
2
–
–
–
(3)
–
(3)
–
–
–
Full time .................................................................
Part time ................................................................
11
26
89
74
16
6
34
25
41
49
1
–
Union .....................................................................
Nonunion ...............................................................
9
13
91
87
33
12
9
38
52
39
–
1
Average wage within the following categories:4
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
30
15
13
7
7
70
85
87
93
93
2
11
13
20
16
29
28
30
37
45
40
48
47
36
32
–
–
–
1
–
Goods-producing industries ...................................
Manufacturing ....................................................
5
5
95
95
21
20
28
27
49
49
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Utilities ...........................................................
15
22
32
27
85
78
68
73
13
13
–
45
35
27
27
–
39
41
42
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers,
National Compensation Survey, March 2011—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives for employees in frozen plans2
Characteristics
No
alternative to
frozen plans
Alternatives
to frozen
plans
New defined
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
Financial activities:
Finance and insurance:
Insurance carriers and related activities ......
Education and health services:
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
15
85
31
34
21
–
49
49
7
51
51
93
–
–
6
–
–
21
39
40
74
–
–
–
1 to 99 workers ......................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
13
19
10
94
87
81
90
14
15
12
17
49
30
24
34
31
44
46
42
–
–
–
(3)
18
11
14
6
82
89
86
94
17
21
9
–
34
17
37
43
32
54
39
31
–
(3)
–
–
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that cease accruals for some
or all plan participants.
2 The sum of the individual components may be greater than the total
because some employers offer more than one alternative.
3 Less than 0.5 percent.
4 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private
industry workers, National Compensation Survey, March 2011
Alternatives for employees in frozen plans
Characteristics
All workers .............................................................
Alternatives
No
to frozen
alternative to
plans
New defined
frozen plans
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
1.2
1.2
1.5
2.6
2.6
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
1.4
1.9
3.0
2.3
2.4
2.6
2.4
2.6
3.9
1.4
1.4
1.9
3.0
2.3
2.4
2.6
2.4
2.6
3.9
2.1
2.2
2.3
1.8
2.3
1.4
2.9
2.5
3.3
–
3.9
4.3
4.5
–
2.8
5.5
2.7
3.8
5.2
–
3.9
4.5
4.3
9.0
3.1
5.6
3.0
4.8
5.9
7.0
0.8
–
–
–
(2)
–
(2)
–
–
–
Full time .................................................................
Part time ................................................................
1.1
5.3
1.1
5.3
1.6
1.4
2.6
5.1
2.8
5.5
0.4
–
Union .....................................................................
Nonunion ...............................................................
2.6
1.2
2.6
1.2
4.8
1.4
2.7
2.9
4.4
2.8
–
0.4
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.8
2.6
2.1
1.1
1.3
5.8
2.6
2.1
1.1
1.3
0.7
2.8
1.7
2.5
2.7
7.7
3.6
3.1
3.8
5.1
6.7
4.4
3.2
3.5
4.6
–
–
–
0.7
–
Goods-producing industries ...................................
Manufacturing ....................................................
1.4
1.4
1.4
1.4
2.6
2.7
3.5
3.5
4.1
4.3
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Utilities ...........................................................
1.6
3.4
5.1
5.5
1.6
3.4
5.1
5.5
1.7
2.9
–
5.5
3.0
3.2
5.0
–
3.1
3.6
5.3
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private
industry workers, National Compensation Survey, March 2011—Continued
Alternatives for employees in frozen plans
Characteristics
Alternatives
No
to frozen
alternative to
plans
New defined
frozen plans
available
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
Financial activities:
Finance and insurance:
Insurance carriers and related activities ......
Education and health services:
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
4.1
4.1
5.3
5.9
5.2
–
7.5
7.6
2.9
7.5
7.6
2.9
–
–
1.7
–
–
4.6
7.6
7.7
5.0
–
–
–
1 to 99 workers ......................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.4
2.9
1.5
1.4
1.4
2.9
1.5
3.7
1.6
2.1
2.2
5.1
2.7
3.5
3.3
4.2
2.7
4.1
3.4
–
–
–
(2)
4.7
2.3
2.6
1.7
4.7
2.3
2.6
1.7
2.1
3.7
2.3
–
4.7
4.0
4.5
5.8
6.3
5.5
4.4
6.2
–
(2)
–
–
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that cease accruals for some
or all plan participants.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2011
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
62
38
78
22
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
67
69
66
63
76
55
46
60
63
33
31
34
37
24
45
54
40
37
84
85
84
84
83
69
55
78
81
16
15
16
16
17
31
45
22
19
55
69
66
67
66
45
31
34
33
34
79
83
81
82
80
21
17
19
18
20
Full time .................................................................
Part time ................................................................
63
55
37
45
79
70
21
30
Union .....................................................................
Nonunion ...............................................................
60
62
40
38
81
78
19
22
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
56
69
55
65
67
67
44
31
45
35
33
33
70
83
71
82
84
85
30
17
29
18
16
15
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
66
56
69
34
44
31
82
77
84
18
23
16
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
61
52
66
42
61
87
39
48
34
58
39
13
78
63
83
49
76
93
22
37
17
51
24
7
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2011—Continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
77
69
69
65
78
70
66
66
65
59
58
59
60
74
79
64
23
31
31
35
22
30
34
34
35
41
42
41
40
26
21
36
88
85
86
87
87
80
86
84
–
82
82
82
82
86
89
–
12
15
14
13
13
20
14
16
–
18
18
18
18
14
11
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
64
63
66
61
57
66
36
37
34
39
43
34
83
83
81
76
70
82
17
17
19
24
30
18
64
60
59
63
61
64
63
63
68
36
40
41
37
39
36
37
37
32
80
81
76
78
77
74
74
83
83
20
19
24
22
23
26
26
17
17
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2011
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
0.8
0.8
0.7
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.3
1.3
2.2
4.3
1.1
1.6
1.2
1.6
1.1
1.3
1.3
2.2
4.3
1.1
1.6
1.2
1.6
0.9
1.0
1.2
1.8
4.0
1.1
1.9
1.0
1.3
0.9
1.0
1.2
1.8
4.0
1.1
1.9
1.0
1.3
3.0
1.9
1.3
1.6
1.9
3.0
1.9
1.3
1.6
1.9
2.3
1.6
1.1
1.4
1.6
2.3
1.6
1.1
1.4
1.6
Full time .................................................................
Part time ................................................................
0.8
2.0
0.8
2.0
0.7
1.9
0.7
1.9
Union .....................................................................
Nonunion ...............................................................
2.3
0.8
2.3
0.8
2.4
0.7
2.4
0.7
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
3.3
1.3
0.9
1.0
1.4
1.7
3.3
1.3
0.9
1.0
1.4
1.6
2.8
1.3
1.0
0.7
1.0
1.6
2.8
1.3
1.0
0.7
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
2.4
1.3
1.1
2.4
1.3
1.0
2.3
1.2
1.0
2.3
1.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.4
2.5
2.1
3.2
2.9
0.9
1.4
2.5
2.1
3.2
2.9
0.8
1.5
1.9
2.3
2.9
2.0
0.8
1.5
1.9
2.3
2.9
2.0
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2011—Continued
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.3
1.3
1.2
1.7
1.7
5.7
2.3
2.8
5.6
1.9
2.0
2.0
2.3
3.7
5.0
4.3
2.3
1.3
1.2
1.7
1.7
5.7
2.3
2.8
5.6
1.9
2.0
2.0
2.3
3.7
5.0
4.3
2.4
1.1
0.9
1.1
1.5
5.7
1.8
2.1
–
1.7
1.9
2.0
2.1
3.5
3.2
–
2.4
1.1
0.9
1.1
1.5
5.7
1.8
2.1
–
1.7
1.9
2.0
2.1
3.5
3.2
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.2
1.6
2.0
0.9
1.1
1.2
1.2
1.6
2.0
0.9
1.1
1.2
1.1
1.4
1.9
0.8
1.1
1.0
1.1
1.4
1.9
0.8
1.1
1.0
4.6
2.4
1.2
1.7
1.9
2.6
2.1
4.0
1.7
4.6
2.4
1.2
1.7
1.9
2.6
2.1
4.0
1.7
2.2
2.1
1.6
2.2
1.7
2.5
1.7
2.2
1.4
2.2
2.1
1.6
2.2
1.7
2.5
1.7
2.2
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2011
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
70
55
79
69
51
73
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
95
84
42
47
71
63
77
75
74
81
71
29
33
55
46
61
60
85
85
84
68
71
77
74
79
80
87
94
83
42
47
71
63
76
75
66
72
64
27
32
50
42
55
56
77
76
77
65
68
70
66
73
75
69
82
76
82
70
56
64
62
69
55
81
78
82
84
80
69
81
75
82
69
54
58
58
65
52
79
72
77
80
75
Full time .................................................................
Part time ................................................................
86
23
70
15
81
62
85
23
64
13
75
57
Union .....................................................................
Nonunion ...............................................................
92
67
79
53
86
78
92
67
75
48
82
72
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
36
20
75
85
91
93
23
11
57
71
79
82
63
55
76
83
86
88
36
20
74
85
91
93
21
11
53
66
71
73
59
53
71
77
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
85
70
91
73
56
78
85
79
87
85
70
90
68
54
73
81
77
81
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
67
72
84
64
84
95
52
56
70
45
69
89
78
77
83
71
82
94
66
72
83
63
84
95
47
51
66
41
63
82
71
71
79
64
75
86
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
45
35
78
26
20
76
68
50
73
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
61
69
57
25
32
45
39
49
43
50
57
46
18
24
34
28
38
35
81
82
81
70
75
75
72
77
80
36
40
34
15
17
23
18
26
29
28
31
26
10
13
18
14
20
23
76
78
76
71
76
76
76
77
78
85
93
81
41
46
69
61
75
73
65
71
62
26
32
49
40
54
55
77
76
77
64
68
70
66
72
76
35
51
47
51
44
30
39
38
42
33
86
76
79
83
75
26
33
29
29
29
22
23
23
24
21
88
71
78
82
75
67
80
74
80
68
53
58
57
64
51
79
72
77
80
75
Full time .................................................................
Part time ................................................................
56
14
44
9
79
65
32
9
24
6
77
67
84
22
63
13
75
57
Union .....................................................................
Nonunion ...............................................................
72
42
60
32
83
77
57
23
46
17
81
75
90
66
74
47
82
72
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
18
11
46
55
66
71
11
6
34
45
55
59
64
56
74
81
82
84
10
7
24
31
42
44
7
4
18
24
32
35
68
63
75
79
77
79
34
20
73
83
89
91
20
10
51
64
70
72
59
52
71
77
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
54
32
62
46
28
52
84
85
84
32
22
36
27
19
30
83
87
83
83
68
88
67
52
72
81
77
81
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
43
45
49
37
63
72
33
33
40
25
48
64
76
74
81
68
77
89
25
24
30
17
38
49
18
18
24
12
28
44
74
75
80
73
72
89
65
70
83
62
82
94
46
50
65
40
61
82
71
71
79
65
74
87
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
88
87
92
94
90
68
67
84
45
74
78
91
73
34
32
50
71
73
79
81
76
51
56
72
34
57
61
77
56
22
19
37
80
84
86
86
84
76
83
86
77
77
79
85
77
63
60
75
88
86
91
93
89
67
67
83
44
74
78
90
73
34
32
50
62
64
69
69
68
47
50
65
32
53
56
70
52
20
18
33
70
75
76
74
77
71
75
78
72
72
73
78
72
60
56
67
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
57
53
68
85
81
89
43
40
52
69
64
77
76
76
77
82
79
86
56
53
68
84
81
89
41
38
50
63
58
69
72
71
73
74
72
77
69
71
71
68
69
74
67
70
69
56
58
57
55
52
59
52
54
57
81
81
80
81
76
80
77
77
83
68
71
71
67
69
74
67
70
69
47
53
53
50
48
55
48
49
52
70
76
75
74
70
74
72
71
76
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
76
65
71
75
65
41
42
52
24
45
51
66
44
23
22
26
56
52
57
59
54
31
35
44
19
34
39
52
34
15
14
21
73
80
80
79
82
75
82
85
79
76
77
79
76
65
63
79
58
34
37
39
36
24
27
33
17
24
27
36
24
14
13
18
40
27
30
31
30
18
21
27
13
17
19
25
17
9
9
13
69
80
80
79
82
75
78
81
73
72
71
70
72
68
66
69
86
84
89
92
86
65
66
82
44
72
77
90
71
33
31
48
60
63
67
68
66
46
49
64
31
52
56
70
51
20
17
32
70
75
76
74
76
70
75
78
72
72
73
78
72
59
56
68
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
29
25
39
64
56
73
22
19
30
50
43
59
76
76
77
79
76
81
17
14
24
36
28
47
13
11
18
28
22
36
76
76
75
76
76
76
55
52
66
83
79
87
40
37
48
61
57
67
72
72
73
74
72
77
49
46
45
45
40
51
38
43
52
38
37
35
35
30
38
28
34
41
77
80
77
79
75
75
75
79
80
21
30
24
19
24
30
19
25
35
17
24
18
15
16
23
14
20
28
79
81
74
78
69
78
72
79
79
66
69
70
66
67
73
65
69
67
46
52
52
49
47
54
47
49
51
70
75
75
74
70
74
73
70
76
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2011
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.7
0.4
0.7
0.6
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
0.7
1.2
1.4
6.0
0.9
1.2
1.2
1.4
1.0
1.4
1.2
1.3
4.5
0.8
1.1
1.1
1.4
0.6
1.1
0.7
1.7
4.2
0.6
0.8
0.8
0.9
0.9
0.7
1.2
1.4
6.0
0.9
1.2
1.2
1.4
0.9
1.3
1.1
1.3
4.4
0.8
1.1
1.0
1.5
0.6
1.0
0.8
1.7
4.3
0.6
0.9
0.8
1.1
2.1
1.7
1.3
1.3
2.0
2.0
1.7
1.2
1.3
1.8
1.3
1.3
0.6
0.7
0.9
2.1
1.7
1.3
1.3
1.9
2.0
1.7
1.1
1.2
1.6
1.4
1.6
0.7
0.7
1.0
Full time .................................................................
Part time ................................................................
0.7
1.0
0.7
0.7
0.4
1.9
0.7
1.0
0.6
0.6
0.4
1.9
Union .....................................................................
Nonunion ...............................................................
1.3
0.8
1.3
0.7
0.7
0.4
1.3
0.8
1.4
0.6
0.9
0.4
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
2.0
1.0
1.0
0.7
0.8
1.0
1.6
0.9
0.9
0.8
0.9
1.5
4.1
0.7
0.5
0.4
0.6
1.2
2.0
1.0
1.0
0.7
0.7
1.0
1.6
0.9
0.9
0.7
1.0
1.5
4.2
0.6
0.5
0.5
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
2.0
0.8
0.8
1.8
0.8
0.5
1.4
0.6
0.8
2.0
0.8
0.8
1.8
0.8
0.5
1.5
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
0.9
1.6
1.1
1.9
1.8
0.8
0.9
1.7
1.0
2.1
1.8
0.5
0.6
1.1
0.7
1.4
0.8
0.8
0.9
1.6
1.1
1.9
1.8
0.7
0.8
1.6
1.0
1.9
2.2
0.5
0.6
1.1
0.8
1.5
1.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2011—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.6
0.4
0.7
0.6
0.7
0.7
0.6
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.4
1.4
1.5
5.2
1.0
1.1
1.3
1.4
1.1
1.6
1.2
1.2
3.9
0.8
0.9
1.0
1.2
0.8
1.4
0.8
1.6
3.8
0.6
1.2
0.7
1.3
1.1
1.6
1.3
1.5
3.5
0.9
1.0
1.0
1.4
0.9
1.3
1.0
1.2
2.9
0.7
0.8
0.8
1.1
1.2
2.1
1.5
2.5
6.2
0.8
1.3
1.0
1.8
1.0
0.8
1.3
1.4
6.0
0.9
1.2
1.2
1.3
0.9
1.3
1.1
1.2
4.4
0.8
1.1
1.0
1.4
0.6
1.0
0.8
1.6
4.3
0.6
0.9
0.8
1.1
1.9
1.8
1.5
1.8
2.0
1.7
1.6
1.3
1.6
1.6
1.4
1.7
1.0
1.1
1.5
1.9
2.0
1.2
1.6
1.6
1.7
1.5
0.9
1.3
1.3
1.6
2.8
1.4
1.6
2.1
2.1
1.7
1.3
1.4
1.9
2.0
1.7
1.1
1.2
1.6
1.4
1.5
0.7
0.8
1.0
Full time .................................................................
Part time ................................................................
0.8
0.8
0.7
0.5
0.4
2.1
0.9
0.6
0.7
0.4
0.6
2.8
0.6
0.9
0.6
0.6
0.4
1.9
Union .....................................................................
Nonunion ...............................................................
1.9
0.8
1.6
0.6
0.9
0.5
2.3
0.7
2.0
0.5
1.4
0.7
1.4
0.7
1.5
0.6
0.9
0.4
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.7
1.2
1.0
1.0
1.6
0.8
1.1
1.0
0.9
0.9
1.4
1.7
3.7
0.8
0.6
0.6
0.8
1.0
1.5
1.0
1.1
1.0
1.4
0.8
1.1
0.8
0.9
0.9
1.2
2.4
5.8
1.1
0.9
0.9
1.2
1.2
1.9
1.0
1.0
0.7
0.9
0.9
1.4
0.9
0.9
0.7
1.1
1.4
3.9
0.7
0.6
0.5
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
1.7
1.6
1.1
1.4
1.5
0.7
1.5
0.8
1.3
1.6
1.7
1.1
1.3
1.4
1.0
2.0
1.2
0.9
2.0
0.9
0.8
1.9
0.8
0.6
1.5
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.1
2.5
1.1
2.6
5.9
0.7
0.9
2.1
0.8
2.4
5.3
0.5
0.9
1.4
1.1
2.5
2.0
0.8
1.0
2.0
1.1
2.9
6.0
0.6
0.8
1.7
0.9
2.6
5.5
0.8
1.3
1.9
1.4
3.5
2.1
0.8
0.9
1.6
1.1
1.9
2.0
0.7
0.8
1.6
1.0
1.9
2.2
0.5
0.6
1.1
0.8
1.5
1.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2011—Continued
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.6
1.3
0.7
0.6
1.5
4.1
1.9
1.5
2.8
1.5
1.9
0.8
1.7
2.8
3.1
3.5
2.0
1.5
0.8
0.9
1.7
4.5
1.8
1.8
2.3
1.4
2.0
1.4
1.6
2.6
2.9
2.8
1.9
0.9
0.5
0.7
1.1
3.9
1.1
1.2
2.2
1.0
1.7
1.4
1.2
3.7
4.8
2.5
1.6
1.3
0.7
0.7
1.6
4.1
1.9
1.6
2.8
1.5
1.9
0.9
1.7
2.9
3.1
3.5
2.1
1.5
0.9
1.0
1.8
4.7
1.7
1.9
2.1
1.3
1.9
1.8
1.5
2.4
2.7
2.4
2.3
1.0
0.7
0.9
1.3
4.5
1.3
1.4
2.3
1.0
1.7
1.6
1.1
3.5
4.4
2.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
1.8
0.7
1.1
0.8
0.8
0.9
1.5
0.8
1.1
1.0
0.7
0.9
1.3
0.6
0.7
0.8
1.0
1.1
1.8
0.7
1.1
0.8
0.8
0.9
1.4
0.7
1.0
1.0
0.7
0.8
1.3
0.6
0.7
0.9
3.0
2.8
1.3
2.6
1.9
3.0
2.0
2.3
1.1
1.9
2.7
1.2
2.5
1.5
2.6
2.0
2.4
1.1
1.4
1.0
0.9
1.0
1.0
1.5
2.0
1.7
0.6
3.1
2.7
1.3
2.5
1.8
3.1
2.0
2.3
1.2
2.2
2.2
1.1
2.3
1.3
2.4
1.9
2.0
0.9
1.5
1.0
0.9
1.2
1.0
1.5
1.7
1.7
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2011—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.2
1.5
1.3
1.9
2.6
3.9
2.1
2.9
2.6
1.7
2.4
2.1
1.9
3.0
3.1
3.0
2.6
1.3
1.2
1.6
2.4
3.4
1.9
2.6
2.2
1.3
2.0
1.9
1.5
2.3
2.5
2.4
2.5
0.8
0.7
1.0
1.0
3.8
1.3
2.0
2.7
1.3
1.3
1.1
1.5
2.7
3.5
3.5
3.0
1.4
1.6
2.1
3.0
3.9
2.0
3.2
2.4
1.8
2.0
2.4
2.1
2.9
3.0
2.6
2.9
1.3
1.4
1.8
2.8
3.0
1.7
2.8
1.7
1.2
1.5
1.8
1.3
2.3
2.4
1.8
3.1
1.2
1.0
1.2
2.0
5.2
2.0
2.1
5.9
1.7
2.2
2.6
2.0
3.9
5.3
4.7
1.8
1.3
0.9
1.2
1.7
4.3
1.9
1.7
2.8
1.5
1.9
0.9
1.8
2.9
3.1
3.5
2.0
1.4
1.0
1.3
1.7
4.7
1.7
2.0
2.1
1.3
1.8
1.8
1.5
2.3
2.6
2.4
2.3
0.9
0.7
0.9
1.3
4.7
1.3
1.4
2.5
1.0
1.7
1.6
1.2
3.3
4.2
3.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
0.9
1.7
0.9
1.3
1.4
0.6
0.7
1.4
0.8
1.2
1.2
0.9
1.2
1.6
0.5
0.7
0.8
0.6
0.7
1.4
1.3
1.2
1.8
0.5
0.6
1.1
1.0
1.0
1.4
1.1
1.5
2.3
0.9
1.3
1.2
1.0
1.1
1.8
0.7
1.1
0.9
0.8
0.9
1.4
0.7
1.0
1.0
0.7
0.9
1.2
0.6
0.8
0.9
2.0
2.7
1.5
2.6
1.6
4.1
2.1
3.5
1.3
2.0
2.3
1.2
2.3
1.2
2.7
1.2
2.7
1.2
1.3
0.8
0.9
1.5
1.2
1.6
2.1
2.2
1.0
1.9
2.5
1.5
1.3
1.3
5.5
1.8
3.2
1.3
1.5
1.9
1.1
1.1
0.9
4.2
1.5
2.5
1.2
1.4
1.5
1.8
1.7
1.6
1.6
3.7
2.4
1.4
2.7
2.6
1.3
2.5
1.8
3.0
2.0
2.3
0.9
2.2
2.1
1.1
2.3
1.3
2.1
1.9
2.1
0.9
1.6
1.0
1.0
1.0
1.0
1.5
1.7
1.9
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2011
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
76
24
66
34
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
76
76
77
76
74
73
70
75
79
24
24
23
24
26
27
30
25
21
66
66
66
62
61
63
61
64
67
34
34
34
38
39
37
39
36
33
82
78
78
79
77
18
22
22
21
23
66
68
71
72
69
34
32
29
28
31
Full time .................................................................
Part time ................................................................
76
74
24
26
66
64
34
36
Union .....................................................................
Nonunion ...............................................................
87
74
13
26
81
63
19
37
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
74
72
74
76
78
77
26
28
26
24
22
23
61
60
63
65
69
69
39
40
37
35
31
31
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
79
81
79
21
19
21
71
63
73
29
37
27
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
75
74
77
70
76
81
25
26
23
30
24
19
64
65
66
61
69
77
36
35
34
39
31
23
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2011—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
78
73
73
72
74
73
76
78
73
76
77
75
76
75
73
82
22
27
27
28
26
27
24
22
27
24
23
25
24
25
27
18
71
61
62
59
66
58
67
67
64
61
60
63
62
62
62
66
29
39
38
41
34
42
33
33
36
39
40
37
38
38
38
34
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
77
77
77
75
75
76
23
23
23
25
25
24
62
61
63
68
66
70
38
39
37
32
34
30
72
78
76
76
74
74
76
76
78
28
22
24
24
26
26
24
24
22
67
70
70
67
62
63
62
64
64
33
30
30
33
38
37
38
36
36
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 10. Standard errors for health care benefits:1 Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2011
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.3
0.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
0.4
0.5
0.7
1.8
0.3
0.6
0.4
0.7
0.3
0.4
0.5
0.7
1.8
0.3
0.6
0.4
0.7
0.4
0.6
0.5
1.0
2.6
0.4
0.8
0.4
0.8
0.4
0.6
0.5
1.0
2.6
0.4
0.8
0.4
0.8
1.0
0.8
0.5
0.6
0.7
1.0
0.8
0.5
0.6
0.7
1.6
1.1
0.6
0.8
0.8
1.6
1.1
0.6
0.8
0.8
Full time .................................................................
Part time ................................................................
0.2
1.2
0.2
1.2
0.3
1.4
0.3
1.4
Union .....................................................................
Nonunion ...............................................................
0.5
0.2
0.5
0.2
1.0
0.3
1.0
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
1.2
0.4
0.3
0.3
0.5
0.8
1.2
0.4
0.3
0.3
0.5
0.8
1.7
0.5
0.5
0.4
0.6
0.8
1.7
0.5
0.5
0.4
0.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.4
1.0
0.5
0.4
1.0
0.5
0.6
1.4
0.7
0.6
1.4
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
0.5
0.8
0.6
1.4
1.1
0.3
0.5
0.8
0.6
1.4
1.1
0.3
0.5
0.9
0.8
1.2
1.1
0.3
0.5
0.9
0.8
1.2
1.1
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for health care benefits:1 Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2011—Continued
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.0
0.5
0.4
0.6
0.6
2.5
0.8
1.1
1.9
0.6
0.8
0.6
0.7
0.9
1.4
1.6
1.0
0.5
0.4
0.6
0.6
2.5
0.8
1.1
1.9
0.6
0.8
0.6
0.7
0.9
1.4
1.6
1.2
0.5
0.5
0.7
0.7
2.3
0.9
1.4
2.4
0.8
1.1
0.7
0.9
1.4
1.5
2.1
1.2
0.5
0.5
0.7
0.7
2.3
0.9
1.4
2.4
0.8
1.1
0.7
0.9
1.4
1.5
2.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.7
0.3
0.4
0.4
0.4
0.5
0.7
0.3
0.4
0.4
0.5
0.6
0.9
0.3
0.5
0.5
0.5
0.6
0.9
0.3
0.5
0.5
0.7
0.5
0.5
0.6
0.4
1.2
0.9
1.0
0.7
0.7
0.5
0.5
0.6
0.4
1.2
0.9
1.0
0.7
0.5
1.0
0.7
0.8
0.6
1.4
1.0
1.0
0.7
0.5
1.0
0.7
0.8
0.6
1.4
1.0
1.0
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2011
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
20
69
31
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
80
81
78
75
78
75
79
81
19
20
19
22
25
22
25
21
19
71
70
71
63
62
67
65
68
68
29
30
29
37
38
33
35
32
32
82
80
81
81
81
18
20
19
19
19
66
69
73
73
72
34
31
27
27
28
Full time .................................................................
Part time ................................................................
80
77
20
23
69
70
31
30
Union .....................................................................
Nonunion ...............................................................
89
78
11
22
83
67
17
33
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
72
78
80
82
82
24
28
22
20
18
18
63
61
66
69
73
74
37
39
34
31
27
26
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
81
82
18
19
18
73
63
75
27
37
25
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
79
78
80
75
81
84
21
22
20
25
19
16
68
69
70
65
76
79
32
31
30
35
24
21
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2011—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
81
81
80
81
83
78
79
73
80
80
79
81
75
73
81
17
19
19
20
19
17
22
21
27
20
20
21
19
25
27
19
77
69
71
69
72
63
67
68
62
67
64
69
67
62
63
67
23
31
29
31
28
37
33
32
38
33
36
31
33
38
37
33
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
79
79
78
80
79
81
21
21
22
20
21
19
64
63
65
73
70
76
36
37
35
27
30
24
77
81
80
80
77
77
80
79
82
23
19
20
20
23
23
20
21
18
72
73
73
72
64
65
65
67
68
28
27
27
28
36
35
35
33
32
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 11. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2011
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.4
0.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
0.5
0.5
0.8
2.1
0.4
0.6
0.5
0.6
0.3
0.5
0.5
0.8
2.1
0.4
0.6
0.5
0.6
0.5
0.6
0.6
1.1
3.3
0.5
0.7
0.6
0.9
0.5
0.6
0.6
1.1
3.3
0.5
0.7
0.6
0.9
0.9
0.7
0.4
0.5
0.6
0.9
0.7
0.4
0.5
0.6
1.6
1.0
0.6
0.8
1.0
1.6
1.0
0.6
0.8
1.0
Full time .................................................................
Part time ................................................................
0.2
1.2
0.2
1.2
0.4
1.2
0.4
1.2
Union .....................................................................
Nonunion ...............................................................
0.5
0.2
0.5
0.2
1.0
0.3
1.0
0.3
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
1.7
0.4
0.3
0.4
0.5
0.8
1.7
0.4
0.3
0.4
0.5
0.9
1.7
0.5
0.6
0.5
0.7
0.9
1.7
0.5
0.6
0.5
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.4
0.9
0.5
0.4
0.9
0.5
0.6
1.3
0.7
0.6
1.3
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
0.4
0.7
0.6
1.0
1.1
0.3
0.4
0.7
0.6
1.0
1.1
0.4
0.6
0.9
0.8
1.2
1.0
0.4
0.6
0.9
0.8
1.2
1.0
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2011—Continued
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.0
0.4
0.4
0.5
0.5
1.7
0.8
0.9
2.1
0.6
0.7
0.5
0.7
1.1
1.6
1.5
1.0
0.4
0.4
0.5
0.5
1.7
0.8
0.9
2.1
0.6
0.7
0.5
0.7
1.1
1.6
1.5
1.2
0.6
0.5
0.7
0.7
2.2
1.0
1.4
2.6
1.0
1.0
0.5
1.1
1.4
1.6
2.2
1.2
0.6
0.5
0.7
0.7
2.2
1.0
1.4
2.6
1.0
1.0
0.5
1.1
1.4
1.6
2.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.7
0.3
0.4
0.4
0.4
0.5
0.7
0.3
0.4
0.4
0.6
0.7
0.9
0.4
0.4
0.5
0.6
0.7
0.9
0.4
0.4
0.5
0.8
0.6
0.5
0.5
0.5
1.1
0.8
1.2
0.6
0.8
0.6
0.5
0.5
0.5
1.1
0.8
1.2
0.6
0.9
1.2
0.7
1.0
0.7
1.5
1.3
1.5
0.8
0.9
1.2
0.7
1.0
0.7
1.5
1.3
1.5
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2011
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$346.85
18
$446.46
82
$324.58
$104.60
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
363.61
358.51
366.28
333.55
328.82
332.60
303.87
346.72
341.99
16
16
17
17
8
16
13
17
32
437.44
442.04
435.22
511.11
469.34
425.61
398.70
436.13
436.47
84
84
83
83
92
84
87
83
68
349.02
343.06
352.20
298.23
317.04
315.40
289.30
328.75
298.45
104.51
105.09
104.20
101.91
112.16
108.63
115.06
105.33
111.67
100
100
100
100
100
342.17
341.83
350.07
347.60
353.11
39
25
20
18
21
437.10
435.56
457.62
452.60
462.95
61
75
80
82
79
282.67
310.46
323.80
324.12
323.39
113.06
110.61
97.45
96.47
98.72
Full time .................................................................
Part time ................................................................
100
100
346.52
351.40
18
20
444.67
468.43
82
80
324.81
321.33
103.62
118.59
Union .....................................................................
Nonunion ...............................................................
100
100
444.49
330.92
43
14
523.08
408.92
57
86
385.62
317.95
95.49
105.59
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
311.86
283.82
325.57
350.45
372.55
374.63
15
13
15
20
21
19
421.90
429.43
418.07
446.14
468.98
458.48
85
87
85
80
79
81
291.71
262.27
309.32
327.25
347.35
354.91
107.74
115.23
104.60
104.12
103.83
104.59
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
346.15
332.96
348.04
22
41
17
436.44
432.83
435.45
78
59
83
320.66
263.02
330.39
94.96
122.59
89.71
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
347.05
330.83
333.84
306.16
373.20
385.94
17
18
22
17
16
16
450.25
413.85
422.46
380.39
477.91
439.09
83
82
78
83
84
84
325.68
312.70
309.49
290.91
353.70
376.04
107.28
109.37
106.60
120.18
91.72
90.75
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2011—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$366.20
347.88
351.60
346.35
351.21
328.30
347.64
354.36
339.11
371.66
380.22
386.98
370.14
298.45
289.83
373.81
24
17
14
14
12
30
17
20
14
15
13
9
15
16
12
30
$495.86
438.49
459.00
444.28
446.71
387.18
463.24
433.34
578.03
470.51
465.06
468.61
471.38
498.22
545.59
458.55
76
83
86
86
88
70
83
80
86
85
87
91
85
84
88
70
$326.21
329.93
334.04
330.09
338.48
303.55
323.80
335.05
299.25
354.78
367.26
378.74
352.53
261.46
254.95
337.56
$89.22
99.35
98.42
98.17
96.78
105.31
116.69
114.21
127.47
103.94
114.96
113.47
101.95
103.33
105.88
114.87
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
335.90
339.80
326.55
354.96
341.36
370.76
26
27
21
13
13
13
430.20
433.58
419.82
470.51
427.01
520.43
74
73
79
87
87
87
303.44
304.44
301.20
337.96
328.84
348.57
115.52
116.92
112.43
97.69
100.91
93.96
100
100
100
100
100
100
100
100
100
353.95
384.33
347.18
342.23
323.82
327.48
336.51
334.44
353.33
12
22
18
16
12
14
18
20
26
441.82
498.69
425.07
422.34
405.51
422.98
412.99
432.71
470.57
88
78
82
84
88
86
82
80
74
342.39
351.31
330.49
327.08
312.59
311.62
320.18
309.15
312.64
120.64
109.05
101.94
97.98
104.84
108.45
101.08
104.13
101.48
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2011
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$2.54
0.6
$6.81
0.6
$2.10
$0.95
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.17
5.16
4.13
10.30
15.25
2.97
4.09
3.69
4.58
1.1
1.1
1.5
1.7
3.0
0.7
1.3
0.9
1.7
8.70
13.41
11.56
31.98
32.34
9.75
13.43
12.09
10.75
1.1
1.1
1.5
1.7
3.0
0.7
1.3
0.9
1.7
2.76
4.70
3.91
6.10
15.67
3.00
3.29
3.95
4.32
1.48
2.44
1.76
2.53
8.49
1.66
2.32
2.04
2.57
8.09
6.27
4.52
5.07
7.25
2.5
2.0
1.1
1.4
1.6
15.46
15.70
12.23
13.70
17.20
2.5
2.0
1.1
1.4
1.6
7.98
4.91
3.84
4.95
6.83
4.33
3.49
1.61
2.23
2.44
Full time .................................................................
Part time ................................................................
2.42
12.54
0.6
2.3
6.57
35.16
0.6
2.3
1.99
10.90
0.95
5.50
Union .....................................................................
Nonunion ...............................................................
8.17
2.24
1.9
0.6
16.07
6.57
1.9
0.6
6.27
2.08
3.61
0.94
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6.51
12.20
2.86
4.50
3.11
4.54
1.5
2.6
0.7
0.9
1.1
1.7
18.10
35.10
11.28
13.98
7.68
14.22
1.5
2.6
0.7
0.9
1.1
1.7
5.72
11.24
2.57
3.37
2.36
3.27
3.00
6.68
1.68
1.43
1.45
2.07
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3.79
7.33
4.67
1.0
2.2
1.1
8.94
12.74
12.59
1.0
2.2
1.1
3.73
6.79
4.35
1.66
4.47
1.85
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
2.89
4.11
6.47
4.37
11.97
8.33
0.7
1.1
2.1
1.4
2.2
2.4
8.80
10.97
17.15
14.35
43.52
22.58
0.7
1.1
2.1
1.4
2.2
2.4
2.31
3.55
4.92
3.66
10.89
8.49
1.10
1.76
3.00
2.40
4.23
5.67
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2011—Continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$9.53
3.39
3.28
4.64
5.07
9.51
6.28
8.69
20.10
6.17
6.42
4.23
7.10
11.81
15.67
13.51
2.9
1.3
1.1
1.4
1.5
5.6
1.7
2.3
3.9
1.6
2.1
1.8
1.8
3.3
3.4
4.3
$16.16
13.22
15.04
11.47
20.37
20.16
23.13
19.29
53.94
26.65
15.06
18.07
31.07
36.65
51.97
37.46
2.9
1.3
1.1
1.4
1.5
5.6
1.7
2.3
3.9
1.6
2.1
1.8
1.8
3.3
3.4
4.3
$7.02
2.90
2.84
4.30
4.97
8.74
7.23
9.27
15.49
5.00
5.80
3.94
5.71
9.66
12.23
13.89
$2.85
2.15
1.74
1.89
3.06
11.95
3.13
3.99
7.08
2.76
2.57
2.25
3.22
3.71
4.13
6.61
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3.70
4.33
5.67
3.20
3.32
4.83
1.0
1.2
1.7
0.6
0.8
0.8
7.21
8.68
12.48
14.27
11.01
23.34
1.0
1.2
1.7
0.6
0.8
0.8
3.17
4.13
5.03
2.51
3.28
3.63
1.80
2.46
2.64
1.19
1.59
1.59
5.58
8.70
5.99
6.77
3.31
7.70
8.67
9.68
6.30
1.2
2.2
1.1
1.4
1.3
2.7
1.5
2.3
2.0
18.50
18.71
14.48
25.58
11.78
18.21
18.67
20.01
14.80
1.2
2.2
1.1
1.4
1.3
2.7
1.5
2.3
2.0
7.42
5.80
5.93
6.48
3.01
8.19
7.40
10.63
4.50
5.97
2.02
2.26
3.22
2.08
2.88
3.07
3.53
2.54
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2011
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
76
(4)
11
1
(4)
11
(4)
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
75
78
74
76
64
71
66
73
82
–
–
–
–
–
(4)
–
(4)
–
11
10
12
8
9
17
22
14
6
1
1
1
(4)
–
(4)
–
1
–
–
(4)
–
–
–
(4)
–
(4)
–
11
9
12
15
25
11
12
11
11
1
–
(4)
(4)
–
(4)
(4)
(4)
1
100
100
100
100
100
82
81
82
80
83
–
–
1
–
–
5
7
7
7
6
–
–
(4)
(4)
–
–
–
–
–
–
10
11
10
11
9
–
1
–
–
–
Full time .................................................................
Part time ................................................................
100
100
76
73
1
(4)
11
18
1
(4)
(4)
–
12
8
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
77
76
1
(4)
6
12
–
1
–
(4)
14
11
1
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
74
80
73
79
76
75
–
–
(4)
(4)
–
–
13
8
14
9
10
10
–
–
(4)
1
1
1
–
–
(4)
(4)
–
–
12
–
12
10
12
13
–
–
(4)
(4)
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
81
85
80
–
–
–
6
6
6
–
–
–
–
–
–
11
7
12
(4)
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
74
69
80
59
78
81
(4)
(4)
–
–
–
–
12
17
10
27
6
–
1
–
–
–
–
–
(4)
–
–
–
–
–
12
13
8
14
15
–
(4)
(4)
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2011—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
82
73
71
74
67
86
80
81
83
75
79
76
74
75
74
76
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
5
17
19
21
16
–
8
7
–
12
10
13
12
6
7
6
–
1
1
–
–
–
1
–
–
1
3
4
1
–
–
–
–
1
1
–
–
–
–
–
–
(4)
–
–
–
–
–
–
11
8
8
4
14
–
10
9
7
12
7
7
12
18
17
16
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
80
79
81
73
75
71
–
–
–
1
1
–
9
9
8
13
12
14
–
–
–
1
–
1
–
–
–
(4)
–
–
11
12
10
12
11
13
(4)
(4)
–
(4)
1
(4)
100
100
100
100
100
100
100
100
100
79
77
73
76
77
79
73
73
76
–
–
(4)
–
–
–
–
–
–
8
8
14
12
10
10
15
12
10
–
1
1
–
–
–
1
–
1
–
1
–
–
–
–
–
–
–
12
11
12
10
11
11
11
14
12
–
–
–
–
(4)
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 13. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2011
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
0.9
(4)
0.7
0.1
(4)
0.6
(4)
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.5
1.3
1.9
2.1
6.7
1.2
1.8
1.3
1.9
–
–
–
–
–
(4)
–
(4)
–
1.4
1.0
1.9
1.1
2.8
1.0
1.4
1.0
1.1
0.2
0.3
0.3
(4)
–
(4)
–
0.2
–
–
(4)
–
–
–
(4)
–
(4)
–
0.9
0.9
1.2
1.9
6.8
0.8
1.1
0.9
1.6
0.2
–
(4)
(4)
–
(4)
(4)
(4)
0.5
0.0
0.0
0.0
0.0
0.0
3.2
2.2
1.1
1.5
1.5
–
–
0.4
–
–
1.7
1.4
0.7
1.0
1.0
–
–
(4)
(4)
–
–
–
–
–
–
2.6
1.8
1.0
1.3
1.2
–
0.3
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
2.4
0.2
(4)
0.7
2.0
0.1
(4)
(4)
–
0.7
1.4
(4)
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.6
0.9
0.5
(4)
2.1
0.7
–
0.1
–
(4)
1.4
0.7
0.4
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.7
4.0
1.3
1.0
1.2
1.4
–
–
(4)
(4)
–
–
1.2
1.8
1.0
0.8
1.0
1.1
–
–
(4)
0.1
0.2
0.3
–
–
(4)
(4)
–
–
1.5
–
0.9
0.7
0.8
1.0
–
–
(4)
(4)
0.2
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.1
2.5
1.3
–
–
–
0.7
1.3
0.8
–
–
–
–
–
–
1.1
2.0
1.2
(4)
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.4
2.2
2.2
3.0
7.1
(4)
(4)
–
–
–
–
0.9
1.1
1.5
1.9
1.5
–
0.1
–
–
–
–
–
(4)
–
–
–
–
–
0.8
1.0
1.7
1.4
2.5
–
(4)
(4)
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2011—Continued
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.0
1.8
2.1
2.3
3.3
5.2
2.2
3.0
4.1
2.5
2.1
2.5
2.9
4.6
4.8
4.5
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.4
1.6
1.7
2.1
2.4
–
1.8
2.3
–
2.4
1.6
2.1
2.9
1.8
2.1
2.0
–
0.5
0.5
–
–
–
0.4
–
–
0.2
0.7
1.0
0.2
–
–
–
–
0.2
0.2
–
–
–
–
–
–
(4)
–
–
–
–
–
–
2.6
1.0
1.1
0.7
2.8
–
1.4
2.1
1.8
1.5
1.5
1.4
1.7
3.5
3.5
4.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.4
1.7
2.0
1.2
1.2
1.9
–
–
–
0.2
0.3
–
0.9
1.2
1.4
1.0
0.8
1.8
–
–
–
0.1
–
0.2
–
–
–
(4)
–
–
1.1
1.3
1.6
0.7
1.0
1.1
(4)
(4)
–
(4)
0.3
(4)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.0
2.4
2.7
2.3
1.9
3.6
2.1
2.6
2.0
–
–
(4)
–
–
–
–
–
–
0.7
1.9
2.8
1.8
1.2
1.5
1.7
1.3
2.1
–
0.3
0.2
–
–
–
0.3
–
0.4
–
0.3
–
–
–
–
–
–
–
2.7
1.3
1.3
1.3
1.9
3.3
1.6
2.2
1.8
–
–
–
–
(4)
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.05.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2011
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$835.52
10
$1,086.33
90
$808.29
$404.03
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
901.27
893.10
905.53
739.50
752.62
799.48
741.54
828.12
803.16
8
8
9
8
3
7
7
7
18
1,142.65
1,142.87
1,142.56
1,125.40
1,148.86
992.79
934.95
1,020.72
1,109.84
92
92
91
92
97
93
93
93
82
878.89
872.01
882.52
705.38
741.44
784.13
726.45
812.70
734.39
404.65
409.33
402.19
447.00
492.29
411.08
424.30
404.53
434.77
100
100
100
100
100
751.59
849.63
851.37
854.70
847.22
24
13
12
12
13
1,067.41
1,180.66
1,070.45
1,104.52
1,031.58
76
87
88
88
87
650.92
799.97
820.16
820.76
819.40
478.77
400.21
351.14
341.60
363.24
Full time .................................................................
Part time ................................................................
100
100
837.91
801.83
9
15
1,134.29
654.78
91
85
807.01
827.29
401.81
437.09
Union .....................................................................
Nonunion ...............................................................
100
100
1,011.92
807.53
35
6
1,078.59
1,093.74
65
94
976.09
789.90
330.98
412.03
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
708.51
617.45
770.75
834.10
931.22
955.71
8
8
7
9
13
12
903.89
580.37
981.18
1,070.26
1,175.40
1,157.50
92
92
93
91
87
88
691.63
620.51
755.81
809.70
894.00
927.22
433.32
438.14
412.76
399.79
389.67
387.47
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
841.99
676.90
880.54
14
24
12
1,075.16
1,026.10
1,108.41
86
76
88
802.81
564.51
849.65
356.75
535.21
316.82
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
833.62
817.72
837.19
721.80
970.62
1,041.57
8
10
7
10
11
10
1,091.90
937.59
1,021.23
760.80
1,206.11
1,228.94
92
90
93
90
89
90
809.79
804.87
822.53
717.25
942.00
1,020.65
416.98
395.17
388.26
439.87
318.79
302.56
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2011—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$977.20
842.86
870.32
832.30
891.79
694.49
862.43
893.86
763.71
846.66
840.32
920.71
847.81
670.12
666.84
819.38
15
5
4
3
5
–
10
10
–
6
1
1
7
8
7
14
$1,462.50
1,075.41
1,179.36
1,083.14
1,270.27
–
1,315.60
1,368.17
–
910.45
1,230.34
1,503.84
897.68
1,168.82
1,172.54
1,155.53
85
95
96
97
95
–
90
90
–
94
99
99
93
92
93
86
$888.83
829.61
855.87
824.47
872.67
–
814.05
841.70
–
842.74
834.60
914.63
844.30
624.94
626.70
764.18
$327.17
396.56
385.34
398.48
369.34
–
430.56
447.44
–
450.37
472.06
412.93
446.22
417.75
405.49
437.87
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
752.64
750.74
757.06
895.49
839.78
959.92
12
12
12
8
7
9
1,100.42
1,149.47
983.46
1,070.89
978.05
1,150.45
88
88
88
92
93
91
704.33
694.93
726.18
880.13
829.48
940.26
466.98
471.52
456.43
360.52
389.21
326.45
100
100
100
100
100
100
100
100
100
923.06
942.57
881.47
828.66
768.75
766.55
787.34
782.87
804.97
7
13
12
11
4
7
6
11
13
1,010.00
1,136.97
1,081.34
956.84
1,198.74
1,072.85
1,196.70
1,109.42
1,027.47
93
87
88
89
96
93
94
89
87
916.48
912.54
854.28
812.41
750.35
742.72
758.95
743.74
771.57
392.65
407.64
352.74
364.98
422.31
435.14
423.34
411.62
430.43
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2011
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$7.29
0.5
$23.06
0.5
$6.45
$3.59
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10.47
15.11
12.06
18.94
36.32
8.43
13.22
10.25
15.02
0.9
0.7
1.2
1.5
1.3
0.6
1.3
0.6
1.3
54.01
44.28
74.16
69.93
132.66
39.19
103.58
37.45
44.23
0.9
0.7
1.2
1.5
1.3
0.6
1.3
0.6
1.3
9.63
14.81
11.21
15.09
37.29
8.49
10.24
10.76
13.83
5.05
8.16
6.52
11.62
63.66
5.00
8.98
5.76
10.03
25.03
18.69
10.84
12.73
18.22
2.2
1.5
0.7
1.0
1.1
49.99
74.16
22.13
26.45
31.44
2.2
1.5
0.7
1.0
1.1
27.07
16.48
11.27
13.13
19.92
18.16
9.87
7.08
8.33
12.03
Full time .................................................................
Part time ................................................................
7.38
22.96
0.5
1.8
21.70
52.61
0.5
1.8
6.46
25.45
3.64
17.41
Union .....................................................................
Nonunion ...............................................................
17.54
6.88
2.2
0.4
30.99
34.19
2.2
0.4
16.43
6.74
11.36
3.60
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
17.49
28.05
8.86
12.02
8.62
12.19
1.1
1.9
0.5
0.7
0.9
1.5
96.37
84.53
32.60
26.55
36.90
71.60
1.1
1.9
0.5
0.7
0.9
1.5
13.57
28.29
8.73
11.13
7.80
9.35
10.41
20.97
5.83
5.69
4.68
6.79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
9.55
17.74
11.62
0.8
2.1
0.8
18.30
33.15
20.74
0.8
2.1
0.8
10.26
18.95
11.97
6.81
18.10
7.74
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
8.43
12.00
18.66
14.15
25.09
22.11
0.5
0.8
1.1
1.3
1.8
1.9
32.56
38.23
46.93
77.72
51.47
48.02
0.5
0.8
1.1
1.3
1.8
1.9
7.32
11.65
19.85
11.66
27.06
24.30
4.03
6.72
11.87
7.83
15.53
12.83
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2011—Continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$28.28
9.37
8.56
10.36
13.95
29.02
19.65
29.90
48.81
16.72
19.19
13.46
18.72
24.78
29.51
41.18
2.7
0.6
0.5
0.6
1.0
–
1.6
2.1
–
1.2
0.4
0.3
1.4
2.2
2.7
3.5
$63.00
64.74
51.93
70.65
117.22
–
70.56
105.37
–
79.98
131.74
224.07
81.10
96.84
134.95
145.40
2.7
0.6
0.5
0.6
1.0
–
1.6
2.1
–
1.2
0.4
0.3
1.4
2.2
2.7
3.5
$20.19
9.35
8.11
10.48
12.85
–
20.09
29.13
–
17.15
19.38
13.19
19.23
27.79
32.10
35.33
$11.63
7.76
7.55
9.56
10.30
–
10.23
15.67
–
10.44
14.99
9.05
12.73
12.05
13.14
28.98
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
12.10
13.21
16.95
6.71
9.28
8.53
0.8
0.9
1.5
0.5
0.6
0.7
37.86
39.37
72.42
17.92
32.62
18.02
0.8
0.9
1.5
0.5
0.6
0.7
10.17
11.88
14.96
6.67
9.23
8.32
6.17
8.33
10.66
4.15
5.81
6.57
20.03
27.62
18.65
15.43
10.95
19.94
28.01
28.54
11.06
0.9
1.7
0.9
1.1
0.7
1.9
1.1
2.1
1.6
110.76
58.76
40.15
46.53
69.24
63.85
120.56
89.00
46.97
0.9
1.7
0.9
1.1
0.7
1.9
1.1
2.1
1.6
24.05
21.35
17.96
17.11
9.52
19.59
23.81
28.41
12.15
15.88
7.94
7.23
13.53
8.01
22.91
10.91
16.42
9.75
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2011
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
77
(4)
10
(4)
(4)
11
(4)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
77
79
76
77
65
72
67
75
81
–
–
–
–
–
(4)
–
(4)
–
10
9
11
8
8
15
20
13
5
1
1
1
(4)
–
(4)
–
1
–
(4)
(4)
(4)
–
–
(4)
–
(4)
–
11
10
12
14
25
11
12
11
13
–
–
–
–
–
(4)
–
(4)
1
100
100
100
100
100
80
81
83
82
86
–
–
1
–
–
5
6
6
7
4
–
–
(4)
(4)
–
–
–
–
–
–
12
13
9
10
9
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
77
75
(4)
(4)
10
16
(4)
(4)
(4)
–
12
8
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
80
77
1
(4)
5
11
–
1
–
(4)
13
11
1
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
77
85
74
80
77
77
–
–
(4)
(4)
–
–
11
5
13
8
9
9
–
–
(4)
1
1
1
–
–
(4)
(4)
–
–
12
10
12
10
12
12
–
–
(4)
(4)
(4)
(4)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
81
83
81
–
–
–
6
5
7
(4)
–
(4)
–
–
–
11
10
11
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
76
72
83
61
79
82
(4)
(4)
–
–
–
–
11
15
8
24
4
–
1
–
–
–
–
–
(4)
–
–
–
–
–
11
13
7
14
15
–
(4)
–
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2011—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
83
74
72
75
70
84
82
83
82
76
80
78
76
73
76
80
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
6
16
18
20
15
–
7
7
–
11
8
12
12
6
7
5
–
1
1
–
1
–
1
–
–
1
2
2
4
( )
–
–
–
–
1
1
–
–
–
–
–
–
(4)
–
–
–
–
–
–
12
8
7
4
12
–
10
10
8
11
9
7
11
19
15
14
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
80
79
82
75
77
73
–
–
–
1
1
–
7
7
7
12
12
13
–
–
–
1
(4)
1
–
–
–
(4)
–
(4)
12
13
10
11
10
12
(4)
(4)
–
(4)
–
–
100
100
100
100
100
100
100
100
100
79
80
73
77
79
82
76
72
77
–
–
(4)
–
–
–
–
–
–
8
8
14
11
9
9
13
11
9
–
1
(4)
–
–
–
1
–
1
–
1
–
–
–
–
–
–
–
11
10
11
11
11
9
10
17
13
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 15. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2011
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
0.9
(4)
0.7
(4)
(4)
0.6
(4)
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.5
1.3
1.9
1.7
6.5
1.1
1.8
1.2
1.8
–
–
–
–
–
(4)
–
(4)
–
1.3
0.9
1.8
1.0
2.6
0.9
1.4
1.0
1.0
0.2
0.3
0.2
(4)
–
(4)
–
0.2
–
(4)
(4)
(4)
–
–
(4)
–
(4)
–
0.9
0.8
1.1
1.3
6.6
0.7
1.1
0.8
1.6
–
–
–
–
–
(4)
–
(4)
0.4
0.0
0.0
0.0
0.0
0.0
2.8
2.3
1.1
1.5
1.3
–
–
0.3
–
–
1.4
1.3
0.7
1.1
0.7
–
–
(4)
(4)
–
–
–
–
–
–
2.4
1.9
0.9
1.2
1.1
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
2.2
(4)
(4)
0.7
1.8
(4)
(4)
(4)
–
0.6
1.3
(4)
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.4
0.9
0.4
(4)
2.0
0.7
–
0.1
–
(4)
1.4
0.6
0.3
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.4
2.4
1.2
1.0
1.2
1.4
–
–
(4)
(4)
–
–
1.0
1.3
1.0
0.8
0.9
1.0
–
–
(4)
0.1
0.2
0.2
–
–
(4)
(4)
–
–
1.1
1.9
0.8
0.7
0.8
1.0
–
–
(4)
(4)
(4)
(4)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.1
2.2
1.3
–
–
–
0.7
1.1
0.9
(4)
–
(4)
–
–
–
1.0
2.1
1.1
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.4
1.9
2.3
2.9
7.0
(4)
(4)
–
–
–
–
0.8
1.0
1.3
2.0
1.2
–
0.1
–
–
–
–
–
(4)
–
–
–
–
–
0.7
0.9
1.4
1.4
2.6
–
(4)
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2011—Continued
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.9
1.8
2.0
2.1
3.1
4.6
2.2
2.9
4.2
2.3
2.3
2.3
2.7
3.6
3.8
4.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.4
1.5
1.6
2.0
2.2
–
1.6
2.1
–
2.3
1.5
2.0
2.7
1.7
2.1
1.7
–
0.4
0.5
–
0.7
–
0.4
–
–
0.1
0.2
0.1
(4)
–
–
–
–
0.2
0.2
–
–
–
–
–
–
(4)
–
–
–
–
–
–
2.5
1.0
1.1
0.7
2.6
–
1.4
2.0
2.3
1.3
2.0
1.3
1.5
2.8
2.6
3.5
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.4
1.9
1.1
1.2
1.7
–
–
–
0.2
0.3
–
0.8
1.0
1.2
1.0
0.9
1.7
–
–
–
0.1
(4)
0.2
–
–
–
(4)
–
(4)
1.0
1.1
1.6
0.6
1.0
0.9
(4)
(4)
–
(4)
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.8
2.1
2.6
3.0
1.7
2.6
1.9
3.0
2.2
–
–
(4)
–
–
–
–
–
–
0.6
1.8
2.7
1.7
1.0
1.5
1.5
1.2
2.0
–
0.2
(4)
–
–
–
0.3
–
0.3
–
0.3
–
–
–
–
–
–
–
2.5
1.2
1.1
1.9
1.8
2.2
1.1
2.5
1.4
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.05.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2011
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$35.84
$59.22
$89.72
$131.07
$186.67
$133.71
$220.00
$335.81
$522.12
$774.00
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
35.65
35.00
36.57
26.70
42.35
38.00
41.94
35.00
39.33
59.00
59.22
59.00
51.33
72.97
62.34
70.47
59.22
62.50
90.08
92.50
89.06
88.67
88.98
93.75
101.23
90.00
93.45
132.25
130.10
133.91
135.00
143.02
133.02
145.00
127.38
140.36
187.87
188.33
187.03
176.74
185.40
198.00
213.90
185.99
204.03
144.35
134.53
149.05
142.78
157.65
139.05
155.82
134.37
141.40
228.76
238.50
225.21
236.19
226.82
237.17
262.31
227.52
221.96
338.00
339.00
338.00
391.00
407.95
347.59
360.39
342.70
369.28
522.13
542.17
516.85
589.21
838.02
525.00
565.00
513.00
567.13
779.40
781.71
771.45
860.82
1031.68
784.86
783.97
785.66
822.94
36.83
41.03
36.83
36.29
36.83
60.56
64.80
57.55
57.20
58.06
92.05
94.98
83.46
84.00
82.50
140.36
140.00
120.00
116.54
122.54
210.13
203.08
167.00
160.15
175.28
163.12
134.00
108.64
110.00
108.17
231.00
219.75
178.30
174.00
186.32
410.33
337.16
286.33
274.57
297.17
636.38
539.30
437.76
421.08
473.97
956.05
769.26
684.61
632.46
721.79
Full time .................................................................
Part time ................................................................
36.08
34.46
59.22
60.00
89.70
91.61
129.98
163.63
183.60
247.14
132.72
164.21
217.99
248.37
335.13
345.93
517.61
581.38
770.63
840.99
Union .....................................................................
Nonunion ...............................................................
32.22
37.00
49.69
60.36
77.00
91.00
115.98
132.48
160.31
188.33
90.99
145.00
152.44
230.60
247.41
345.08
398.13
534.96
643.73
781.83
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
33.69
39.26
38.31
35.06
36.09
37.80
56.60
63.16
59.92
59.20
59.22
59.00
92.50
98.78
88.83
89.23
89.91
89.47
137.50
160.58
130.16
129.99
129.96
134.84
193.34
200.00
188.66
184.15
186.67
188.33
130.00
179.99
136.53
130.83
134.59
137.35
235.53
248.37
222.12
216.06
217.82
221.88
381.09
392.21
342.00
333.00
324.32
323.98
576.69
561.00
525.32
519.65
500.76
487.00
828.76
729.06
803.96
781.71
723.08
720.14
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
35.65
38.65
35.65
56.00
63.65
54.00
83.00
100.80
77.91
118.97
155.99
110.82
161.23
212.32
150.00
114.87
170.00
109.33
181.64
267.67
168.99
280.00
454.99
261.67
441.76
655.39
391.48
675.98
976.55
597.89
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
35.99
37.28
40.45
44.89
26.50
35.00
60.02
63.70
63.82
74.82
50.00
49.05
92.08
93.75
88.75
108.73
80.76
75.92
135.00
137.82
131.68
157.96
114.67
109.67
190.65
206.72
190.22
227.14
193.25
149.00
141.77
123.93
116.99
183.40
81.00
112.57
235.34
226.32
216.65
293.14
168.58
168.00
353.10
342.05
339.98
394.30
272.56
285.02
546.89
513.21
514.99
584.39
390.02
367.10
798.40
748.94
723.72
820.65
624.30
458.98
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2011—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$31.94
37.97
38.00
40.00
31.70
–
45.00
44.44
43.33
31.91
45.31
47.77
30.00
37.00
38.52
49.63
$50.93
56.40
56.63
61.31
53.09
–
67.15
66.99
67.30
53.82
63.81
62.34
51.00
59.78
63.16
69.14
$80.83
89.80
91.48
91.99
89.75
–
96.92
96.56
99.05
89.01
102.14
102.60
87.14
94.18
101.10
104.69
$113.32
121.11
121.00
121.00
120.85
–
144.00
142.00
160.94
133.02
143.38
141.80
129.16
141.45
146.47
153.16
$153.13
169.14
165.67
160.99
172.26
–
198.22
194.13
256.14
190.40
207.42
200.96
177.65
170.72
176.58
195.30
$111.70
148.01
139.52
152.00
137.02
212.85
171.97
191.00
162.72
140.65
202.80
208.00
134.53
150.00
163.43
164.81
$155.83
247.21
247.19
250.63
240.06
249.02
236.19
263.08
221.61
241.00
288.64
272.00
231.89
248.37
250.90
231.72
$274.57
347.17
335.53
350.33
331.77
383.47
352.27
382.81
381.09
376.71
397.12
369.28
367.44
384.22
384.22
396.00
$387.54
490.53
475.08
498.68
465.92
576.80
573.45
645.13
608.01
603.17
619.23
482.91
598.80
508.00
498.85
618.00
$598.58
720.59
698.05
711.35
686.00
840.83
795.00
822.69
822.94
874.14
825.00
670.95
889.86
710.17
661.65
887.89
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
37.92
35.61
41.03
35.08
37.00
34.46
63.83
63.51
64.80
56.42
60.00
54.39
100.00
100.06
99.25
83.16
88.56
77.91
144.39
150.00
136.16
122.38
125.82
115.00
204.41
213.99
193.85
172.26
173.99
169.99
154.57
146.63
166.60
123.93
138.82
111.24
259.50
256.53
264.62
199.81
219.08
182.46
398.82
404.60
375.56
305.62
334.28
277.00
625.84
647.36
583.60
443.48
498.85
400.51
862.00
862.00
832.27
663.00
723.08
565.02
43.76
36.74
34.12
33.04
38.02
40.00
34.00
39.00
30.24
69.85
60.00
57.14
54.49
61.53
65.00
56.33
60.60
54.17
109.71
92.14
86.64
83.69
90.20
95.48
88.25
92.99
84.00
148.69
139.36
125.21
119.92
131.31
132.83
125.85
135.46
126.61
229.13
200.00
172.29
176.31
188.33
186.29
173.32
186.72
192.17
144.35
129.99
110.00
112.76
154.57
143.53
139.46
143.00
136.00
229.11
210.68
190.00
212.85
247.06
236.19
236.98
232.64
222.87
335.96
329.05
296.00
300.00
359.94
370.38
387.39
340.66
352.27
494.30
524.36
436.97
456.15
553.06
567.68
565.02
538.57
571.90
728.74
833.02
639.27
664.26
807.33
851.04
793.00
769.80
828.76
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 16. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2011
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.04
$1.42
$0.97
$1.72
$2.33
$3.67
$4.46
$3.43
$7.06
$12.38
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.24
1.79
1.69
6.73
9.52
2.10
2.31
2.19
3.50
1.65
3.29
1.88
4.71
7.86
1.86
2.30
2.91
2.43
1.22
1.94
1.55
4.04
8.31
1.79
3.09
1.26
2.37
2.66
2.82
4.11
4.76
19.91
2.26
6.22
3.28
3.75
3.19
4.97
3.03
1.42
34.98
7.70
5.27
7.85
7.07
6.40
6.90
4.85
19.20
37.89
8.35
11.85
8.28
9.58
3.86
7.15
6.24
6.88
48.31
5.42
11.21
6.08
11.47
3.12
10.22
3.71
17.38
94.23
4.93
11.77
7.40
21.59
12.62
24.88
13.28
27.95
122.57
14.08
31.79
8.04
17.17
28.09
44.16
39.37
45.08
420.76
14.52
28.92
22.13
47.94
4.60
3.84
1.78
1.82
3.71
2.31
2.04
2.11
2.97
3.12
2.95
3.37
1.91
2.66
2.29
5.12
6.46
2.12
4.45
3.12
11.13
7.64
5.82
5.13
9.28
11.74
7.81
5.63
7.60
10.46
26.36
12.70
8.66
7.57
13.26
14.11
8.65
5.63
9.87
11.74
46.67
21.72
13.19
21.39
27.23
81.42
18.81
19.13
35.93
37.46
Full time .................................................................
Part time ................................................................
1.07
0.86
1.35
6.95
1.02
4.51
1.60
9.88
3.79
19.18
3.36
28.44
4.53
15.11
3.70
16.05
6.39
30.19
13.43
80.82
Union .....................................................................
Nonunion ...............................................................
2.15
1.22
3.37
1.13
3.30
1.09
5.87
1.42
4.83
2.44
3.95
5.49
11.67
3.72
5.98
4.82
16.53
10.14
71.89
10.91
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.94
2.15
1.81
1.25
1.60
1.68
5.13
2.37
2.03
1.97
1.34
1.48
4.07
12.86
1.85
1.25
1.14
1.05
6.39
22.42
2.62
2.50
3.01
4.51
10.18
23.47
6.36
5.05
2.58
2.23
18.91
23.55
7.87
3.27
3.97
4.37
13.41
12.32
6.84
4.75
6.57
6.76
16.75
35.27
7.76
5.03
3.56
8.17
17.22
46.10
11.49
10.88
13.91
19.35
36.85
46.73
15.42
21.70
16.31
24.31
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.09
4.96
1.04
1.95
3.32
2.21
1.74
5.52
2.92
2.34
7.82
3.91
4.09
10.00
4.77
5.22
7.14
4.82
8.45
14.18
4.49
6.88
25.97
5.95
13.11
29.25
16.12
22.75
41.80
18.75
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.59
4.07
2.25
4.71
1.01
5.75
1.38
3.52
4.77
2.27
6.98
2.33
1.49
2.23
2.89
3.78
2.54
7.19
1.92
3.60
4.53
5.98
7.31
9.50
3.36
7.86
11.20
12.77
27.61
9.08
7.24
12.75
17.18
8.65
22.59
3.62
3.90
8.64
11.78
5.91
21.86
16.00
5.66
5.88
6.06
14.64
21.66
19.39
10.26
10.19
18.67
16.35
18.27
12.34
15.44
29.26
58.10
29.26
47.68
35.79
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2011—Continued
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$5.24
2.31
1.90
0.50
2.64
–
4.23
6.29
6.64
2.55
4.51
3.24
4.57
7.00
3.20
6.48
$5.46
2.11
2.71
4.26
3.29
–
2.27
4.87
4.13
2.17
2.12
3.66
2.42
6.31
5.51
6.17
$1.10
1.50
1.31
1.29
4.29
–
2.27
5.16
5.38
3.70
3.57
2.35
6.06
9.49
8.22
14.51
$1.81
1.98
1.87
1.85
5.04
–
6.37
7.00
13.79
3.99
8.65
1.93
4.38
8.19
11.37
8.51
$14.33
5.73
4.75
5.37
9.16
–
7.00
7.46
36.59
10.53
8.97
0.00
4.83
9.27
9.21
14.35
$6.47
5.01
6.03
6.21
9.35
6.81
5.80
12.91
35.65
8.49
8.20
6.93
10.01
29.83
28.64
11.64
$8.04
3.34
3.71
6.61
13.64
9.36
9.89
18.01
20.75
14.25
10.48
13.99
10.00
12.22
14.61
38.81
$13.97
7.20
10.15
14.39
18.44
19.37
19.84
27.99
59.63
13.77
12.69
5.71
15.06
17.44
17.22
38.79
$12.41
9.33
12.10
20.76
15.06
73.80
19.75
73.04
53.56
28.46
22.11
11.02
34.93
41.89
51.50
69.24
$69.26
20.90
18.15
30.79
21.87
164.87
48.17
88.08
80.30
46.94
34.33
27.85
58.32
38.66
37.73
122.57
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3.43
4.04
3.00
0.86
2.17
0.65
2.08
3.06
2.80
0.82
2.20
1.80
1.50
1.97
1.96
1.35
1.56
1.91
3.05
6.08
2.50
2.67
2.00
3.33
6.29
8.37
8.77
4.10
4.83
5.63
8.57
13.34
10.18
4.01
7.09
4.26
7.96
9.09
8.81
3.68
6.07
6.65
7.56
9.16
14.16
6.12
7.70
6.93
15.84
21.43
25.68
6.61
14.96
6.18
11.42
21.20
33.09
15.76
20.38
9.62
2.29
2.41
2.48
2.68
2.11
1.35
4.67
3.52
4.62
4.30
1.93
1.44
3.71
1.84
1.85
2.05
5.25
2.57
5.25
2.98
1.99
5.69
1.93
5.53
5.47
3.90
2.15
9.02
2.18
5.37
7.15
2.64
3.55
5.24
9.92
3.81
30.68
3.91
3.73
10.25
4.04
12.81
5.95
20.60
15.17
17.26
5.59
5.79
15.38
5.62
17.55
24.89
25.16
10.10
8.74
7.48
10.72
15.17
8.43
14.72
15.08
17.45
10.12
11.89
8.45
7.88
21.27
13.74
22.72
15.16
23.50
14.31
40.03
18.45
16.31
29.94
17.03
43.08
20.35
44.74
21.32
98.41
58.46
26.80
50.65
22.67
69.06
23.18
57.70
21.83
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 17. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2011
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
58
56
97
38
37
98
32
31
96
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
77
85
73
31
54
58
48
64
58
76
84
72
29
49
55
44
62
55
98
99
98
94
90
96
92
97
96
51
60
47
21
23
36
29
41
36
50
59
46
19
23
36
28
40
35
98
98
98
93
99
98
98
98
98
58
66
54
11
13
32
20
40
23
56
64
52
11
12
31
18
39
22
96
96
95
94
94
95
92
96
97
49
66
64
71
58
46
64
62
69
56
95
97
97
97
96
28
43
46
52
39
28
43
45
51
38
97
98
98
98
98
15
31
27
31
24
14
30
26
30
23
96
98
96
96
96
Full time .................................................................
Part time ................................................................
73
14
71
13
97
91
46
15
45
14
98
96
41
6
40
6
96
94
Union .....................................................................
Nonunion ...............................................................
83
55
81
53
98
96
63
35
63
34
99
97
35
32
34
30
97
96
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
25
13
61
71
81
85
22
12
59
69
80
84
91
90
95
97
99
99
17
15
36
47
58
61
16
13
35
46
57
60
95
92
97
98
99
99
7
4
27
40
61
66
7
3
26
38
59
63
94
95
95
96
96
96
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
72
46
81
70
44
80
97
95
98
51
25
61
51
24
61
99
98
99
34
13
41
33
13
40
96
94
96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
55
57
66
47
77
92
53
54
65
42
75
92
96
94
98
90
98
100
35
34
45
27
43
45
34
33
45
26
42
45
97
98
98
98
97
100
32
23
38
12
33
84
30
22
37
11
32
80
96
94
96
90
96
96
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2011—Continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
80
87
90
83
53
57
71
36
62
68
86
61
21
20
38
83
78
86
89
82
50
56
71
34
61
67
85
60
19
18
35
99
98
99
99
99
95
98
99
95
98
99
99
97
92
91
94
69
64
72
71
70
38
39
48
24
31
35
46
30
19
19
28
67
63
71
70
69
38
38
47
23
30
35
46
29
17
18
27
98
98
98
99
98
99
98
97
98
97
99
99
97
91
91
97
65
66
74
75
75
36
39
56
16
38
58
80
35
7
7
23
64
64
72
73
71
35
38
55
16
36
55
77
32
7
7
21
98
97
97
98
95
98
96
97
96
94
95
96
94
99
99
93
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
41
37
55
76
70
86
39
35
53
74
67
84
96
95
97
97
96
99
27
24
35
51
44
61
26
23
34
50
43
60
97
96
98
98
98
98
20
18
29
46
36
59
20
17
28
44
34
57
96
96
97
95
95
96
58
56
64
60
57
64
58
57
51
56
55
61
58
55
62
54
54
49
98
98
97
97
97
96
94
95
97
39
72
42
30
33
36
28
26
25
39
71
40
30
31
35
27
25
24
99
99
96
98
96
96
95
98
99
38
32
35
31
31
37
33
29
29
36
31
34
30
30
36
31
27
27
96
97
95
96
95
97
95
94
95
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 17. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2011
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.7
0.2
0.7
0.7
0.3
0.6
0.6
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.1
1.1
1.4
5.6
1.1
1.3
1.4
1.4
0.8
1.1
1.1
1.4
4.6
1.1
1.3
1.4
1.4
0.2
0.3
0.2
0.8
3.1
0.3
0.6
0.3
0.6
1.2
1.6
1.4
1.6
3.7
0.9
1.1
1.1
1.4
1.2
1.6
1.3
1.6
3.7
0.8
1.1
1.1
1.4
0.4
0.5
0.4
1.6
0.7
0.2
0.4
0.3
0.4
1.1
1.3
1.3
1.0
2.6
0.8
1.0
1.1
1.2
1.1
1.3
1.3
1.0
2.5
0.8
1.0
1.0
1.2
0.5
0.6
0.6
1.0
2.6
0.4
1.1
0.4
0.5
2.1
1.7
1.4
1.5
1.9
2.0
1.7
1.4
1.5
1.9
1.0
0.7
0.3
0.4
0.4
2.1
1.8
1.3
1.6
1.6
2.0
1.8
1.2
1.6
1.6
0.8
0.4
0.3
0.4
0.6
1.5
1.8
1.0
1.5
1.4
1.5
1.7
1.0
1.5
1.4
1.0
0.5
0.6
0.8
0.9
Full time .................................................................
Part time ................................................................
0.7
0.8
0.7
0.7
0.2
0.9
0.7
1.2
0.7
1.2
0.3
1.3
0.7
0.7
0.7
0.7
0.3
1.3
Union .....................................................................
Nonunion ...............................................................
1.5
0.7
1.5
0.7
0.4
0.2
1.8
0.7
1.8
0.7
0.3
0.3
1.6
0.6
1.6
0.6
0.7
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.8
1.1
0.9
0.8
1.2
1.2
1.7
1.1
0.9
0.8
1.2
0.8
2.3
0.3
0.2
0.1
0.3
1.1
2.1
1.0
0.9
1.1
1.7
1.1
2.0
1.0
0.9
1.1
1.7
1.3
3.2
0.5
0.2
0.3
0.4
0.8
1.2
0.9
0.9
1.1
1.6
0.8
1.2
0.8
0.9
1.1
1.6
1.1
2.8
0.6
0.4
0.4
0.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.0
2.1
1.1
1.0
2.0
1.1
0.3
1.0
0.3
1.2
1.8
1.6
1.2
1.8
1.6
0.2
0.7
0.3
1.2
1.4
1.7
1.2
1.3
1.6
0.5
1.5
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.2
2.3
1.2
2.5
2.2
0.8
1.1
2.3
1.2
2.5
2.2
0.2
0.4
0.5
0.7
0.4
0.1
0.8
1.0
2.2
1.1
2.7
5.1
0.8
1.0
2.2
1.1
2.6
5.1
0.4
0.4
0.4
0.4
1.4
0.1
0.7
1.0
2.3
1.0
2.3
3.3
0.6
0.9
2.2
0.9
2.3
3.3
0.3
0.6
0.6
1.4
1.5
1.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2011—Continued
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.9
1.5
0.9
1.2
1.9
4.1
1.8
2.3
2.7
1.5
2.2
1.0
1.6
3.1
3.3
3.1
1.9
1.5
0.9
1.1
1.9
4.1
1.8
2.4
2.6
1.4
2.2
1.1
1.6
3.0
3.2
3.1
0.3
0.3
0.2
0.2
0.3
1.9
0.4
0.4
1.2
0.4
0.4
0.3
0.5
2.0
2.4
2.1
3.0
1.6
1.3
1.9
2.4
5.2
2.0
3.2
2.4
1.5
1.9
2.2
1.8
2.5
2.8
3.4
3.0
1.7
1.3
1.9
2.4
5.2
2.0
3.2
2.3
1.5
1.9
2.2
1.8
2.3
2.7
3.4
0.6
0.3
0.4
0.3
0.7
0.5
0.7
1.2
0.7
0.8
0.3
0.3
0.9
2.6
3.0
1.5
2.5
1.6
1.4
1.8
2.0
4.0
1.8
2.7
2.3
1.5
2.2
1.2
1.7
2.2
2.5
3.9
2.6
1.6
1.4
1.8
2.1
3.9
1.8
2.8
2.2
1.4
2.2
1.3
1.7
2.2
2.5
4.0
0.6
0.3
0.3
0.3
0.7
1.1
0.8
1.1
1.8
0.7
1.1
0.4
0.9
0.8
0.7
3.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
0.9
1.8
0.8
1.3
1.0
0.8
0.9
1.8
0.9
1.3
1.0
0.4
0.6
0.5
0.2
0.4
0.2
1.0
0.8
2.2
1.2
1.3
1.5
0.9
0.8
2.1
1.2
1.3
1.5
0.6
0.8
0.5
0.2
0.3
0.4
0.7
0.7
1.7
0.9
1.2
1.4
0.7
0.7
1.7
0.9
1.2
1.4
0.5
0.7
0.6
0.4
0.6
0.5
1.8
2.9
1.2
1.9
1.6
3.9
1.5
2.6
1.6
1.6
3.0
1.2
2.0
1.5
3.8
1.7
2.5
1.6
0.4
0.3
0.4
0.7
0.3
0.7
1.0
0.8
0.3
1.6
3.0
1.5
1.9
1.5
3.7
1.6
2.0
1.2
1.5
3.0
1.4
1.8
1.3
3.3
1.7
2.0
1.2
0.2
0.1
0.8
0.9
0.8
1.7
1.9
0.4
0.5
2.1
2.1
1.5
2.4
1.2
3.3
1.9
2.8
1.3
2.3
2.1
1.4
2.3
1.2
3.3
2.0
2.5
1.3
1.6
0.6
0.9
0.6
0.6
0.4
1.1
1.4
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 18. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2011
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
5
95
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3
3
3
8
6
8
5
9
97
97
97
92
94
92
95
91
12
7
5
5
4
88
93
95
95
96
Full time .................................................................
Part time ................................................................
5
3
95
97
Union .....................................................................
Nonunion ...............................................................
4
5
96
95
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
10
12
6
5
4
4
90
88
94
95
96
96
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
5
11
4
95
89
96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
5
6
6
8
4
3
95
94
94
92
96
97
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2011—Continued
(All workers with basic life insurance coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3
4
4
3
3
10
5
3
7
3
5
3
2
14
16
8
97
96
96
97
97
90
95
97
93
97
95
97
98
86
84
92
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7
7
7
4
5
3
93
93
93
96
95
97
4
3
5
4
6
9
6
7
5
96
97
95
96
94
91
94
93
95
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of
major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 18. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2011
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.5
0.5
1.5
0.6
0.9
0.7
1.1
0.4
0.5
0.5
1.5
0.6
0.9
0.7
1.1
2.4
1.1
0.6
0.7
0.7
2.4
1.1
0.6
0.7
0.7
Full time .................................................................
Part time ................................................................
0.4
0.9
0.4
0.9
Union .....................................................................
Nonunion ...............................................................
0.8
0.4
0.8
0.4
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
3.4
0.5
0.5
0.4
0.6
1.3
3.4
0.5
0.5
0.4
0.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.6
2.0
0.6
0.6
2.0
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.4
0.6
1.2
0.9
1.6
1.4
0.4
0.6
1.2
0.9
1.6
1.4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2011—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.0
0.6
0.5
0.7
0.9
3.0
1.1
1.0
2.5
0.6
1.2
0.7
0.7
3.9
4.5
2.4
1.0
0.6
0.5
0.7
0.9
3.0
1.1
1.0
2.5
0.6
1.2
0.7
0.7
3.9
4.5
2.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.8
1.2
0.5
0.6
0.6
0.7
0.8
1.2
0.5
0.6
0.6
1.4
0.8
0.7
0.7
1.2
1.9
1.1
1.3
1.2
1.4
0.8
0.7
0.7
1.2
1.9
1.1
1.3
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 19. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2011
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
59
2
36
2
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
71
74
69
46
35
65
62
67
37
3
3
4
1
–
3
3
2
1
23
20
25
49
63
30
33
29
57
1
1
1
3
–
1
1
1
4
1
2
1
(1)
–
1
1
(1)
1
16
52
45
44
47
–
1
1
1
1
77
43
49
49
49
6
3
4
5
3
–
1
1
2
1
Full time .................................................................
Part time ................................................................
59
55
2
–
36
42
2
1
1
–
Union .....................................................................
Nonunion ...............................................................
40
62
1
2
51
34
8
1
1
1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
44
33
57
56
68
70
–
–
2
2
3
5
51
58
39
40
25
22
3
5
1
2
2
1
–
–
1
1
1
2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
44
16
50
2
–
2
49
81
43
4
3
5
1
–
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
63
57
53
56
59
79
2
3
4
3
–
1
32
38
39
39
37
19
2
2
–
–
2
–
1
1
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2011—Continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
84
81
85
87
83
61
63
63
51
62
63
69
62
42
43
48
4
3
3
4
2
–
–
–
–
3
4
5
3
–
–
–
10
14
11
8
13
34
34
34
47
32
31
24
33
52
50
50
–
1
1
–
1
–
–
–
–
2
2
1
2
5
6
–
–
1
1
–
(1)
–
2
1
–
1
(1)
1
( )
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
46
45
48
67
61
72
2
2
–
3
1
4
50
50
49
27
34
20
2
2
2
2
2
3
1
1
–
1
1
1
68
61
54
57
62
58
63
54
55
4
2
2
2
2
–
2
2
3
26
33
41
39
33
35
32
44
39
–
–
4
2
2
5
2
–
–
–
–
(1)
(1)
1
–
1
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 19. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2011
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
0.8
0.2
0.8
0.2
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.2
1.7
2.3
6.7
1.0
1.6
1.2
1.7
0.3
0.4
0.4
0.4
–
0.3
0.6
0.4
0.2
1.3
1.2
1.7
2.5
6.9
1.0
1.4
1.2
1.6
0.2
0.2
0.2
0.9
–
0.2
0.4
0.3
0.7
0.3
0.6
0.3
(1)
–
0.2
0.3
(1)
0.3
1.7
2.3
1.7
2.0
2.3
–
0.2
0.2
0.2
0.3
2.0
2.2
1.7
2.0
2.4
1.2
0.6
0.5
0.7
0.5
–
0.2
0.3
0.5
0.2
Full time .................................................................
Part time ................................................................
0.8
2.5
0.2
–
0.8
2.5
0.2
0.4
0.2
–
Union .....................................................................
Nonunion ...............................................................
1.9
0.9
0.2
0.2
1.6
0.9
0.8
0.2
0.3
0.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.2
5.4
1.2
1.2
1.1
1.6
–
–
0.3
0.3
0.3
0.5
2.4
6.7
1.2
1.1
1.1
1.5
0.8
2.0
0.2
0.3
0.3
0.2
–
–
0.2
0.2
0.3
0.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.6
1.9
1.9
0.3
–
0.3
1.6
2.1
1.9
0.5
0.8
0.6
0.3
–
0.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.4
2.7
1.7
3.2
3.2
0.3
0.4
1.1
0.5
–
0.7
0.9
1.2
2.4
1.6
3.2
2.9
0.2
0.3
–
–
0.5
–
0.2
0.2
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2011—Continued
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.1
1.4
1.2
1.6
1.7
5.4
2.8
3.7
4.6
2.1
2.4
2.7
2.5
5.1
5.3
5.1
1.0
0.5
0.5
0.9
0.6
–
–
–
–
0.7
1.5
2.1
0.8
–
–
–
1.7
1.2
1.0
1.4
1.5
5.0
2.7
3.8
4.5
2.2
2.2
2.3
2.5
6.7
7.0
4.9
–
0.3
0.4
–
0.3
–
–
–
–
0.3
0.7
0.3
0.4
2.2
2.7
–
–
0.2
0.1
–
(1)
–
0.6
0.7
–
0.3
(1)
(1)
0.3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.3
1.8
2.3
0.9
1.5
1.2
0.2
0.3
–
0.3
0.3
0.5
1.3
1.8
2.3
0.9
1.5
1.1
0.3
0.3
0.5
0.3
0.4
0.3
0.2
0.2
–
0.2
0.4
0.2
2.4
2.2
2.1
2.9
1.9
3.0
3.0
2.8
2.2
1.3
0.4
0.4
0.8
0.4
–
0.3
0.5
1.0
2.5
2.0
2.1
3.2
1.7
3.4
2.8
2.6
2.2
–
–
0.6
0.5
0.4
1.3
0.5
–
–
–
–
(1)
(1)
0.3
–
0.5
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2011
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
60
13
22
4
1.4
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
(2)
1
2
–
(2)
–
(2)
2
57
55
58
59
48
64
73
60
61
12
13
11
19
–
11
10
11
12
25
26
25
19
–
20
14
23
22
5
6
5
2
–
5
–
5
3
1.4
1.4
1.4
1.3
1.4
1.3
1.2
1.4
1.3
1.0
1.0
1.0
1.0
–
1.0
1.0
1.0
1.0
–
1
1
–
1
54
62
59
53
65
9
13
17
16
18
32
20
22
29
14
–
3
2
–
2
1.4
1.3
1.3
1.4
1.3
1.0
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
1
1
59
66
13
11
23
16
4
6
1.4
1.3
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
2
1
67
59
9
13
18
23
5
4
1.3
1.4
1.0
1.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
1
62
67
65
58
57
53
16
–
13
13
12
12
18
–
19
23
25
29
–
–
2
5
5
5
1.3
1.2
1.3
1.4
1.4
1.4
1.0
1.0
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1
–
–
49
67
49
15
–
16
29
21
29
6
–
–
1.4
1.3
1.5
–
1.0
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1
1
–
–
–
–
62
68
48
83
63
49
12
13
24
7
14
–
21
16
24
7
20
37
4
2
–
–
–
8
1.3
1.3
1.4
1.1
1.3
1.6
1.0
1.0
1.5
1.0
1.0
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2011—Continued
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
(2)
(2)
–
–
–
–
–
–
2
4
6
1
–
–
–
61
62
63
63
64
52
49
51
49
67
60
60
69
59
58
39
8
6
4
–
–
20
16
14
20
12
15
14
12
28
31
–
21
25
25
23
29
27
32
30
31
15
14
16
16
–
–
46
9
7
8
10
4
–
3
5
–
3
6
4
3
–
–
–
1.4
1.4
1.4
1.4
1.4
1.4
1.5
1.5
1.4
1.3
1.3
1.3
1.3
1.3
1.3
1.5
1.0
1.0
1.0
1.0
1.0
–
–
–
–
1.0
1.0
1.0
1.0
1.0
1.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
1
(2)
1
(2)
1
56
57
56
61
63
59
13
12
16
13
13
13
24
24
24
22
21
23
6
7
4
3
3
4
1.4
1.4
1.4
1.3
1.3
1.3
1.0
1.0
1.0
1.0
1.0
1.0
2
3
–
–
–
–
–
–
1
65
56
56
55
63
56
61
71
59
10
16
13
13
13
20
9
11
11
18
20
27
24
21
20
26
15
24
5
5
–
–
–
4
–
–
6
1.3
1.4
1.4
1.4
1.3
1.4
1.4
1.2
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
2 Less than 0.5 percent.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 20. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2011
Multiple of annual earnings amounts1
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
0.1
1.0
0.8
0.8
0.3
0.0
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
(2)
0.4
0.5
–
(2)
–
(2)
0.7
1.4
1.8
1.8
2.8
9.7
1.2
1.9
1.4
3.0
1.0
1.6
1.2
3.3
–
0.8
1.4
1.0
2.0
1.3
1.5
1.7
2.7
–
1.0
1.4
1.3
2.6
0.5
0.6
0.7
0.4
–
0.4
–
0.5
0.7
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
0.6
0.2
–
0.4
5.8
3.3
1.9
2.6
2.7
2.7
2.3
1.4
1.7
2.2
4.8
3.0
1.6
2.5
1.5
–
0.9
0.4
–
0.5
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.2
0.2
1.0
3.5
0.8
2.2
0.8
2.9
0.3
2.2
0.0
0.0
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.4
0.1
2.7
1.1
1.7
0.8
2.5
0.9
1.1
0.3
0.0
0.0
0.0
0.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.2
0.3
0.1
0.2
3.3
9.7
1.7
1.5
1.2
1.7
3.2
–
1.1
1.1
0.9
1.2
3.0
–
1.4
1.1
1.0
1.6
–
–
0.3
0.6
0.4
0.5
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.3
–
–
2.2
6.0
2.2
1.6
–
1.7
1.8
5.2
1.9
0.6
–
–
0.0
0.1
0.0
–
0.0
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.2
0.2
–
–
–
–
1.0
1.6
3.5
1.6
4.5
6.1
0.8
1.2
3.3
1.4
3.1
–
1.0
1.2
3.2
1.0
3.3
6.7
0.3
0.4
–
–
–
2.4
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.4
0.0
0.0
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2011—Continued
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
(2)
(2)
–
–
–
–
–
–
0.5
0.9
1.2
0.6
–
–
–
2.7
1.7
1.6
2.1
3.6
7.3
3.0
3.4
7.3
2.5
3.1
2.5
3.0
5.5
7.5
6.7
1.7
0.9
0.6
–
–
5.9
2.5
3.1
5.9
1.9
2.3
2.3
2.2
6.3
8.0
–
2.1
1.6
1.5
1.9
3.6
6.8
3.4
3.7
7.0
2.1
1.7
1.7
2.5
–
–
8.0
1.6
0.7
0.8
1.2
1.1
–
1.0
1.7
–
0.8
2.6
0.5
0.8
–
–
–
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.1
0.1
0.0
0.0
0.0
0.0
0.0
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
0.3
(2)
0.2
(2)
0.3
2.0
2.2
3.5
1.1
1.6
1.7
1.2
1.3
2.2
1.0
1.1
1.5
1.6
1.9
3.0
0.9
1.5
1.4
0.8
1.2
0.9
0.3
0.4
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.3
0.7
–
–
–
–
–
–
0.4
2.1
3.2
2.8
2.4
1.9
3.6
3.1
3.1
1.8
1.2
3.1
1.4
2.8
1.8
4.4
1.6
3.1
1.4
1.8
2.3
2.2
2.8
1.7
4.8
2.6
1.9
1.9
0.4
0.5
–
–
–
1.8
–
–
0.9
0.0
0.0
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 21. Life insurance plans: Maximum benefit amount, private industry workers, National
Compensation Survey, March 2011
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$600,000 $1,000,000
With no
maximum
benefit
amount
72
$50,000
$50,000
$250,000
28
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
74
76
73
67
52
76
81
74
70
50,000
50,000
50,000
50,000
–
50,000
–
50,000
50,000
100,000
100,000
100,000
50,000
–
50,000
–
50,000
70,000
300,000
300,000
300,000
200,000
–
200,000
–
250,000
240,000
750,000
750,000
750,000
500,000
–
500,000
–
700,000
750,000
1,000,000
1,500,000
1,000,000
1,000,000
–
1,000,000
–
1,500,000
2,000,000
26
24
27
33
48
24
19
26
30
66
71
62
64
61
–
50,000
50,000
50,000
50,000
–
70,000
70,000
100,000
50,000
–
300,000
200,000
250,000
125,000
–
1,000,000
500,000
500,000
500,000
–
2,000,000
1,000,000
1,000,000
1,000,000
34
29
38
36
39
Full time .................................................................
Part time ................................................................
73
53
50,000
–
50,000
–
250,000
–
600,000
–
1,000,000
–
27
47
Union .....................................................................
Nonunion ...............................................................
58
74
50,000
50,000
70,000
50,000
200,000
250,000
600,000
600,000
2,000,000
1,000,000
42
26
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
60
67
74
73
73
75
50,000
–
50,000
50,000
50,000
50,000
50,000
–
50,000
50,000
100,000
100,000
250,000
–
150,000
225,000
300,000
350,000
500,000
–
500,000
500,000
1,000,000
1,000,000
1,000,000
–
1,000,000
1,000,000
2,000,000
1,500,000
40
33
26
27
27
25
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
63
73
62
50,000
–
50,000
100,000
–
125,000
300,000
–
300,000
750,000
–
750,000
2,000,000
–
2,000,000
37
27
38
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
74
72
79
75
64
49
50,000
50,000
50,000
50,000
50,000
–
50,000
50,000
60,000
50,000
50,000
–
245,000
70,000
200,000
50,000
100,000
–
600,000
400,000
500,000
250,000
250,000
–
1,000,000
750,000
1,000,000
750,000
500,000
–
26
28
21
25
36
51
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Life insurance plans: Maximum benefit amount, private industry workers, National
Compensation Survey, March 2011—Continued
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$500,000 $1,200,000 $2,000,000 $2,000,000
100,000
350,000 1,000,000 2,000,000
100,000
350,000 1,000,000 2,000,000
100,000
500,000 1,000,000 2,000,000
100,000
400,000 1,000,000 2,000,000
150,000
300,000
725,000 1,000,000
100,000
300,000
500,000 1,000,000
–
–
–
–
50,000
200,000
500,000 1,000,000
50,000
150,000
300,000
500,000
50,000
150,000
300,000
500,000
50,000
200,000
500,000 1,000,000
–
–
–
–
–
–
–
–
–
–
–
–
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
66
83
82
86
72
74
83
62
71
78
80
70
73
69
71
$150,000
50,000
50,000
50,000
50,000
50,000
50,000
–
50,000
50,000
50,000
50,000
–
–
–
34
17
18
14
28
26
17
38
29
22
20
30
27
31
29
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
74
75
73
71
74
69
50,000
50,000
–
50,000
50,000
50,000
50,000
50,000
–
50,000
50,000
100,000
210,000
250,000
–
250,000
200,000
400,000
500,000
500,000
–
750,000
500,000
1,000,000
1,000,000
1,000,000
–
1,000,000
1,000,000
2,000,000
26
25
27
29
26
31
76
72
63
71
74
77
76
71
73
50,000
50,000
50,000
–
–
–
–
50,000
–
50,000
50,000
100,000
–
–
–
–
50,000
–
200,000
200,000
250,000
–
–
–
–
250,000
–
500,000
500,000
750,000
–
–
–
–
1,000,000
–
750,000
1,000,000
1,000,000
–
–
–
–
1,000,000
–
24
28
37
29
26
23
24
29
27
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 21. Standard errors for life insurance plans: Maximum benefit amount, private industry workers,
National Compensation Survey, March 2011
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.1
$0.00
$3,492.85
$11,998.33
$76,898.24
$0.00
1.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.6
1.9
2.1
3.0
10.1
1.4
2.1
1.7
2.9
0.00
0.00
0.00
0.00
–
0.00
–
0.00
0.00
0.00
0.00
0.00
0.00
–
0.00
–
4,418.14
10,598.94
0.00
69,419.02
23,753.95
40,957.29
–
0.00
–
10,272.78
57,584.37
11,715.37
45,541.19
42,059.48
15,620.50
–
11,045.36
–
131,272.62
358,761.76
276,919.34
484,235.48
41,327.96
0.00
–
127,859.30
–
469,979.79
0.00
1.6
1.9
2.1
3.0
10.1
1.4
2.1
1.7
2.9
5.9
3.3
1.7
2.5
2.7
–
0.00
0.00
0.00
0.00
–
20,386.40
18,695.72
7,810.25
0.00
–
46,502.15
0.00
55,820.07
46,370.79
–
112,021.96
0.00
0.00
77,380.62
–
0.00
0.00
0.00
133,860.94
5.9
3.3
1.7
2.5
2.7
Full time .................................................................
Part time ................................................................
1.1
3.7
0.00
–
1,562.05
–
22,983.91
–
99,925.42
–
0.00
–
1.1
3.7
Union .....................................................................
Nonunion ...............................................................
2.7
1.2
0.00
0.00
3,492.85
1,562.05
7,810.25
1,352.77
242,135.38
72,006.94
0.00
0.00
2.7
1.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.8
5.3
1.7
1.3
1.4
1.8
0.00
–
0.00
0.00
0.00
0.00
0.00
–
0.00
22,649.72
0.00
6,345.08
55,869.22
–
22,491.89
44,250.42
15,620.50
76,156.94
86,267.03
–
0.00
123,490.89
264,397.43
281,927.30
0.00
–
0.00
0.00
493,963.56
351,721.48
3.8
5.3
1.7
1.3
1.4
1.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.0
6.7
2.1
0.00
–
0.00
5,522.68
–
41,695.32
7,810.25
–
0.00
131,852.19
–
277,785.89
541,109.97
–
331,360.83
2.0
6.7
2.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.2
1.9
3.3
2.5
4.7
5.7
0.00
0.00
0.00
0.00
0.00
–
0.00
0.00
29,400.17
0.00
5,411.10
–
48,132.94
18,613.97
46,390.52
0.00
38,784.79
–
117,756.19
114,786.76
0.00
93,397.00
93,397.00
–
0.00
127,261.54
0.00
39,824.62
34,928.50
–
1.2
1.9
3.3
2.5
4.7
5.7
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Maximum benefit amount, private industry workers,
National Compensation Survey, March 2011—Continued
Characteristics
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
$50,162.24 $120,237.27 $349,634.09
0.00
0.00
83,507.60
0.00
0.00
98,334.73
0.00
8,732.12 103,567.56
0.00
0.00 155,422.01
0.00
42,628.51
38,262.25
0.00
29,791.78
49,495.05
–
–
–
0.00
0.00
33,136.08
0.00
0.00
20,663.98
0.00
0.00
25,903.67
0.00
1,562.05
27,055.50
–
–
–
–
–
–
–
–
–
With no
maximum
benefit
amount
75th
percentile
90th
percentile
$0.00
0.00
0.00
0.00
0.00
173,679.30
120,237.27
–
0.00
64,556.33
0.00
59,481.09
–
–
–
$0.00
0.00
0.00
0.00
927,317.10
0.00
180,988.95
–
0.00
0.00
0.00
0.00
–
–
–
3.0
1.7
1.8
1.5
3.9
3.2
2.9
7.9
3.0
2.6
3.2
3.6
6.0
7.3
7.1
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.0
1.7
1.8
1.5
3.9
3.2
2.9
7.9
3.0
2.6
3.2
3.6
6.0
7.3
7.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.8
2.1
2.7
1.3
1.4
2.1
0.00
0.00
–
0.00
0.00
0.00
21,403.50
6,673.08
–
2,705.55
0.00
0.00
42,485.17
32,230.89
–
3,905.12
71,892.49
63,503.62
0.00
0.00
–
66,730.80
0.00
0.00
0.00
169,192.43
–
0.00
0.00
366,333.18
1.8
2.1
2.7
1.3
1.4
2.1
3.9
2.9
3.7
2.9
2.3
2.5
2.8
5.2
2.7
0.00
0.00
0.00
–
–
–
–
0.00
–
24,136.07
0.00
36,273.54
–
–
–
–
0.00
–
3,905.12
56,450.33
23,469.77
–
–
–
–
58,488.29
–
11,045.36
0.00
157,275.24
–
–
–
–
303,697.22
–
201,861.34
0.00
0.00
–
–
–
–
364,998.63
–
3.9
2.9
3.7
2.9
2.3
2.5
2.8
5.2
2.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and
half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit
shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 22. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2011
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
$10,000
$15,000
$25,000
$50,000
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10,000
10,000
5,000
10,000
5,000
10,000
10,000
15,000
15,000
10,000
10,000
10,000
10,000
10,000
20,000
25,000
10,000
15,000
15,000
20,000
15,000
50,000
50,000
20,000
25,000
25,000
25,000
25,000
50,000
50,000
35,000
50,000
50,000
50,000
50,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
20,000
15,000
15,000
17,000
15,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
50,000
50,000
Full time .................................................................
Part time ................................................................
10,000
5,000
10,000
5,000
15,000
10,000
25,000
20,000
50,000
30,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
10,000
15,000
15,000
26,000
25,000
46,000
50,000
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
5,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
10,000
15,000
20,000
25,000
20,000
15,000
25,000
25,000
50,000
30,000
25,000
40,000
50,000
50,000
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10,000
10,000
10,000
10,000
10,000
10,000
20,000
15,000
20,000
25,000
25,000
26,000
50,000
50,000
50,000
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Transportation and warehousing ...................
7,500
5,000
5,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
10,000
15,000
25,000
25,000
20,000
40,000
50,000
50,000
30,000
50,000
Establishment characteristics
See footnotes at end of table.
Table 22. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2011—Continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Education and health services ...........................
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$10,000
10,000
10,000
10,000
5,000
5,000
10,000
10,000
10,000
$15,000
15,000
15,000
15,000
10,000
10,000
10,000
10,000
10,000
$25,000
25,000
25,000
25,000
15,000
15,000
15,000
15,000
15,000
$50,000
50,000
50,000
50,000
25,000
20,000
20,000
20,000
25,000
$50,000
50,000
50,000
50,000
50,000
50,000
50,000
30,000
50,000
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10,000
10,000
10,000
5,000
7,500
5,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
15,000
15,000
25,000
25,000
25,000
25,000
25,000
30,000
50,000
50,000
50,000
50,000
50,000
50,000
7,500
10,000
10,000
10,000
10,000
6,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
15,000
15,000
25,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
Geographic areas
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 22. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2011
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$1,749.91
$0.00
$468.61
$0.00
$0.00
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.00
0.00
0.00
3,084.80
0.00
0.00
0.00
5,659.06
1,512.45
0.00
0.00
0.00
0.00
0.00
3,549.15
6,897.83
1,913.11
5,086.27
0.00
0.00
5,189.12
0.00
2,209.07
1,352.77
0.00
3,579.11
0.00
0.00
0.00
0.00
6,171.58
0.00
0.00
0.00
1,562.05
2,937.94
0.00
0.00
312.41
441.81
1,623.33
0.00
0.00
0.00
0.00
1,562.05
0.00
3,301.39
4,462.11
1,750.35
156.20
0.00
0.00
987.93
0.00
1,562.05
10,588.58
0.00
1,774.15
4,483.93
Full time .................................................................
Part time ................................................................
0.00
0.00
0.00
0.00
4,877.81
0.00
0.00
3,306.24
0.00
12,252.89
Union .....................................................................
Nonunion ...............................................................
0.00
0.00
0.00
0.00
914.17
2,136.78
2,029.16
0.00
8,413.35
0.00
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
0.00
2,442.50
2,708.93
0.00
0.00
0.00
1,917.89
0.00
0.00
3,597.80
6,214.92
0.00
0.00
5,081.17
2,318.21
0.00
1,562.05
3,762.73
220.91
0.00
6,707.73
1,000.20
10,438.89
0.00
1,562.05
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.00
862.67
0.00
0.00
0.00
0.00
841.19
6,985.70
962.91
2,924.41
0.00
4,692.65
0.00
3,124.10
0.00
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Transportation and warehousing ...................
2,649.74
2,154.55
0.00
1,615.80
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
16,512.72
0.00
0.00
3,393.64
0.00
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2011—Continued
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Education and health services ...........................
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$0.00
0.00
2,590.37
1,982.02
2,346.98
1,705.78
0.00
0.00
4,847.39
$1,352.77
0.00
0.00
1,913.11
0.00
0.00
0.00
0.00
0.00
$1,562.05
1,352.77
12,373.76
781.02
0.00
0.00
781.02
2,066.40
0.00
$0.00
0.00
0.00
0.00
2,066.40
5,896.61
1,104.54
3,220.25
2,590.37
$0.00
0.00
21,389.25
0.00
0.00
0.00
20,291.62
9,041.02
0.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.00
0.00
765.25
2,084.03
2,784.44
634.51
0.00
0.00
0.00
0.00
0.00
0.00
781.02
0.00
7,458.69
1,725.34
4,641.68
2,343.07
0.00
0.00
0.00
2,107.32
781.02
3,873.76
0.00
0.00
0.00
0.00
0.00
0.00
3,424.95
0.00
0.00
2,879.22
0.00
2,688.59
0.00
0.00
0.00
3,454.21
0.00
0.00
2,340.80
4,558.30
0.00
3,320.96
7,158.21
0.00
0.00
220.91
0.00
1,361.76
3,124.10
0.00
0.00
0.00
1,821.65
6,673.08
0.00
0.00
Geographic areas
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 23. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2011
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
45
35
17
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
49
50
49
31
–
48
52
47
39
35
38
34
31
39
33
28
35
39
14
11
15
37
31
17
19
17
15
1
1
1
2
–
1
1
1
7
24
49
45
47
43
44
36
39
40
37
20
12
13
10
16
12
3
3
2
4
Full time .................................................................
Part time ................................................................
46
35
37
16
14
48
2
1
Union .....................................................................
Nonunion ...............................................................
46
45
29
36
17
17
8
1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
32
27
44
44
51
52
31
–
37
38
33
32
36
54
17
15
13
13
1
–
1
3
2
2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
47
14
52
40
45
38
10
29
7
4
12
2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
45
48
45
43
67
34
31
38
36
22
19
18
–
15
–
2
2
–
6
–
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2011—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
64
63
69
72
64
17
40
35
35
38
50
61
35
–
31
–
25
27
24
23
32
48
42
49
38
37
30
28
38
32
–
40
–
–
–
–
–
–
–
17
–
22
–
10
23
36
37
47
–
–
–
–
–
–
–
–
–
3
–
(3)
3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
32
31
36
53
45
60
37
35
40
34
40
29
29
32
22
10
13
8
2
2
2
2
2
2
18
63
60
54
56
59
63
44
22
34
36
45
43
39
35
43
58
–
–
–
–
–
–
10
2
3
4
1
–
1
–
3
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employer assumes all risks and expenses of
providing the benefit.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more
details.
3 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 23. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March 2011
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
1.2
1.0
1.0
0.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.8
2.3
2.1
3.6
–
1.3
2.1
1.5
2.1
1.9
2.0
2.2
2.3
9.4
1.3
2.1
1.5
2.7
0.9
1.0
1.3
4.2
5.4
0.9
1.3
1.0
1.8
0.4
0.4
0.4
0.4
–
0.2
0.4
0.2
1.1
3.1
2.6
1.6
2.0
2.4
4.4
3.0
1.6
1.9
2.6
3.3
1.6
0.9
1.2
1.4
2.0
0.9
0.6
0.6
1.1
Full time .................................................................
Part time ................................................................
1.1
3.9
1.1
1.7
0.7
4.2
0.2
0.5
Union .....................................................................
Nonunion ...............................................................
2.1
1.3
2.0
1.1
2.1
1.0
1.0
0.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.5
6.4
1.7
1.2
1.4
1.7
2.7
–
1.5
1.3
1.5
1.9
4.1
7.3
1.5
0.8
0.7
0.8
0.2
–
0.3
0.4
0.3
0.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.5
2.2
1.7
1.6
4.1
1.7
1.3
4.4
0.9
0.5
1.9
0.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
1.5
1.7
2.9
4.2
5.8
1.2
1.7
2.7
5.1
4.6
1.3
0.9
–
2.1
–
0.2
0.5
–
2.3
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March
2011—Continued
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.7
2.5
1.9
2.3
4.3
4.5
3.2
3.7
6.8
3.0
2.8
2.3
3.6
–
8.6
–
3.6
1.9
1.8
1.9
4.3
10.6
3.6
4.3
5.3
3.1
3.5
2.2
3.4
4.2
–
8.0
–
–
–
–
–
–
–
3.1
–
1.7
–
0.7
1.9
7.5
8.9
9.3
–
–
–
–
–
–
–
–
–
0.6
–
(3)
0.6
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.8
1.7
3.5
1.2
1.5
2.1
1.8
1.9
3.3
1.2
1.8
1.5
2.2
1.5
5.3
1.0
1.5
1.5
0.4
0.5
0.5
0.2
0.3
0.3
2.1
2.3
2.8
2.4
4.8
3.5
3.4
3.3
1.6
2.3
2.7
2.6
4.6
3.4
3.5
3.4
1.9
–
–
–
–
–
–
1.1
0.4
0.5
1.4
0.4
–
0.5
–
0.3
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employer assumes all risks and expenses of
providing the benefit.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more
details.
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 24. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2011
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
20
80
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
14
11
16
39
19
23
18
21
86
89
84
61
81
77
82
79
20
21
18
15
23
80
79
82
85
77
Full time .................................................................
Part time ................................................................
17
41
83
59
Union .....................................................................
Nonunion ...............................................................
20
20
80
80
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
42
56
21
16
14
13
58
44
79
84
86
87
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
13
26
11
87
74
89
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
22
23
17
21
20
78
77
83
79
80
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2011—Continued
(All workers with short-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
8
6
4
6
16
13
27
24
19
13
25
44
46
52
92
94
96
94
84
87
73
76
81
87
75
56
54
48
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30
32
25
14
16
12
70
68
75
86
84
88
48
6
7
9
8
3
14
52
94
93
91
92
97
86
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 24. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2011
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
1.0
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.2
2.1
3.0
0.9
1.8
0.9
1.9
1.2
1.2
2.1
3.0
0.9
1.8
0.9
1.9
2.6
2.6
1.3
1.3
1.9
2.6
2.6
1.3
1.3
1.9
Full time .................................................................
Part time ................................................................
0.9
3.1
0.9
3.1
Union .....................................................................
Nonunion ...............................................................
1.9
1.0
1.9
1.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.4
6.4
1.6
0.9
0.7
0.9
3.4
6.4
1.6
0.9
0.7
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
3.4
1.1
1.1
3.4
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
1.2
1.2
1.9
3.4
2.9
1.2
1.2
1.9
3.4
2.9
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2011—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.1
0.8
1.0
1.1
2.6
3.7
3.8
3.5
3.2
1.5
3.8
7.0
8.1
7.7
2.1
0.8
1.0
1.1
2.6
3.7
3.8
3.5
3.2
1.5
3.8
7.0
8.1
7.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.0
1.4
5.2
1.2
1.3
1.9
2.0
1.4
5.2
1.2
1.3
1.9
1.6
1.0
1.5
1.4
1.9
0.9
2.2
1.6
1.0
1.5
1.4
1.9
0.9
2.2
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 25. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2011
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
7
2
66
23
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2
2
1
3
–
4
3
4
17
1
(1)
1
2
–
1
1
1
7
64
59
66
84
85
66
68
65
61
32
37
29
9
13
28
28
28
15
2
1
3
2
–
2
1
3
1
22
13
20
20
20
9
5
5
7
3
60
62
64
60
68
–
19
10
12
9
–
1
1
1
1
Full time .................................................................
Part time ................................................................
8
4
2
1
65
80
23
15
2
1
Union .....................................................................
Nonunion ...............................................................
22
4
9
1
51
69
17
24
1
2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
2
9
10
4
2
–
–
2
2
3
1
81
91
70
66
60
59
9
4
17
21
31
36
–
–
2
2
2
2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
19
23
18
6
–
7
58
67
57
16
5
17
1
–
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
4
9
8
21
4
1
1
3
–
–
69
69
63
67
46
24
19
24
9
47
2
1
2
–
–
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2011—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
1
–
–
–
–
–
–
–
3
3
2
3
4
5
5
–
–
1
1
–
–
(1)
–
–
1
–
–
1
–
–
–
44
48
42
33
53
84
72
77
81
77
79
74
76
88
89
91
51
51
56
65
46
–
25
22
–
14
17
23
13
3
–
4
4
–
–
–
–
–
–
–
–
6
–
–
7
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7
7
8
7
8
6
1
2
–
3
2
4
74
72
76
62
69
55
17
18
14
26
20
32
1
1
–
2
1
4
4
13
12
8
8
9
5
3
(1)
5
–
3
–
2
–
2
83
56
59
61
72
52
60
62
12
25
24
28
15
33
33
28
1
1
–
2
–
4
–
5
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 25. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2011
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.5
0.2
0.9
0.7
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.9
0.2
0.7
–
0.4
0.6
0.5
1.5
0.2
(1)
0.2
0.6
–
0.2
0.3
0.2
0.9
1.4
1.8
1.6
1.8
3.5
1.2
2.3
1.3
2.0
1.3
1.6
1.6
1.3
3.2
1.1
2.3
1.2
1.5
0.4
0.3
0.5
0.9
–
0.5
0.3
0.7
0.3
2.6
1.8
1.5
1.6
2.3
1.9
0.9
0.7
1.1
0.6
2.9
2.6
1.9
2.3
2.5
–
2.1
1.1
1.4
1.4
–
0.4
0.3
0.4
0.3
Full time .................................................................
Part time ................................................................
0.5
1.1
0.2
0.3
0.9
2.1
0.7
1.9
0.3
0.3
Union .....................................................................
Nonunion ...............................................................
2.0
0.4
1.0
0.2
2.6
0.9
1.8
0.8
0.6
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
0.8
0.8
0.8
0.5
0.3
–
–
0.3
0.4
0.3
0.2
2.6
2.1
1.3
1.2
1.3
1.4
1.8
1.2
1.0
0.9
1.1
1.4
–
–
0.7
0.3
0.3
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
2.4
1.3
0.7
–
0.8
1.7
2.7
1.9
1.2
1.6
1.4
0.3
–
0.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
0.4
1.3
1.7
4.5
1.6
0.2
0.3
0.9
–
–
1.0
1.7
2.9
5.3
6.3
0.9
1.2
2.7
2.2
6.3
0.4
0.4
0.8
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2011—Continued
Characteristics
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
0.3
–
–
–
–
–
–
–
0.8
1.1
0.8
0.9
1.6
1.8
1.9
–
–
0.2
0.4
–
–
(1)
–
–
0.2
–
–
0.3
–
–
–
3.6
2.2
1.8
2.5
3.4
4.6
2.8
3.3
7.2
2.7
2.9
3.7
3.2
3.6
4.0
2.8
3.6
2.1
1.8
2.5
3.4
–
2.5
3.2
–
2.5
3.1
3.9
3.0
1.1
–
1.6
1.4
–
–
–
–
–
–
–
–
1.6
–
–
1.9
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.8
1.4
0.6
0.8
0.8
0.3
0.4
–
0.3
0.4
0.4
1.4
1.5
2.7
1.4
1.5
2.1
1.1
1.1
1.8
1.1
1.1
2.0
0.3
0.3
–
0.4
0.3
0.8
0.8
1.4
1.9
0.9
1.8
1.6
1.5
1.2
(1)
0.5
–
0.5
–
0.7
–
0.2
1.3
2.6
3.5
2.0
4.8
2.9
3.7
3.3
1.0
1.7
2.9
2.1
2.8
3.4
3.1
2.4
0.4
0.3
–
0.6
–
2.0
–
1.8
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 26. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2011
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
91
13
24
26
26
26
9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
90
91
89
95
94
90
85
92
91
12
13
12
13
12
12
12
13
13
21
20
22
26
18
20
13
21
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
36
10
9
11
5
6
10
15
8
9
97
88
91
91
92
13
13
13
13
13
24
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
39
26
26
26
3
12
9
9
8
Full time .................................................................
Part time ................................................................
91
94
13
20
22
26
26
26
26
26
26
26
9
6
Union .....................................................................
Nonunion ...............................................................
90
91
18
12
26
21
26
26
26
26
52
26
10
9
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
93
95
92
93
88
87
13
–
13
13
13
13
26
–
21
22
25
25
26
–
26
26
26
26
26
–
26
26
26
26
26
–
26
26
26
26
7
5
8
7
12
13
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
92
96
91
13
13
13
26
26
26
26
26
26
26
26
26
26
26
26
8
4
9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
91
87
89
97
88
12
12
12
24
13
22
21
20
26
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
36
9
13
11
3
12
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2011—Continued
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
78
90
90
88
91
94
93
93
94
93
92
94
13
12
13
13
12
12
12
12
13
13
13
13
26
20
20
21
18
13
14
13
24
26
26
24
26
26
26
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
52
26
26
26
26
26
26
26
26
26
26
26
22
10
10
12
9
6
7
7
6
7
8
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
92
91
92
91
91
90
12
12
12
13
12
13
20
24
13
24
20
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
8
9
8
9
9
10
95
89
89
92
92
89
83
89
25
13
12
12
12
13
12
12
26
21
13
14
13
20
13
21
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
5
11
11
8
8
11
17
11
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 26. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2011
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.5
0.2
0.6
0.0
0.0
0.0
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
0.9
1.2
0.8
2.1
0.7
1.3
0.7
1.3
1.1
1.1
0.7
0.0
0.0
0.0
0.0
1.3
0.0
1.6
2.6
2.5
0.0
8.6
0.5
3.1
0.7
0.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
6.6
0.9
0.9
1.2
0.8
2.1
0.7
1.3
0.7
1.3
1.0
1.9
0.8
1.1
1.3
0.0
0.0
0.0
0.0
0.0
2.3
0.0
0.4
0.9
0.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
6.2
17.7
0.0
0.0
0.0
1.0
1.9
0.8
1.1
1.3
Full time .................................................................
Part time ................................................................
0.5
1.1
1.0
4.4
2.6
0.0
0.0
0.0
0.0
0.0
0.0
9.6
0.5
1.1
Union .....................................................................
Nonunion ...............................................................
1.0
0.5
4.6
0.3
0.0
0.5
0.0
0.0
0.0
0.0
2.9
0.0
1.0
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.7
0.7
0.5
0.9
1.3
0.2
–
1.3
1.4
0.0
0.0
0.9
–
1.3
2.3
1.0
1.2
0.0
–
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
1.2
1.7
0.7
0.5
0.9
1.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.8
1.4
0.9
0.0
0.0
0.0
0.2
0.2
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
1.4
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
0.6
1.1
1.6
1.3
3.6
0.7
1.3
0.5
3.9
1.0
2.3
0.4
4.1
0.0
1.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
8.1
0.6
1.1
1.6
1.3
3.6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2011—Continued
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
2.9
1.0
1.1
1.8
1.7
2.2
1.5
2.2
0.9
1.4
1.5
1.0
0.4
1.2
0.2
0.0
0.9
0.0
0.0
0.0
1.3
1.2
0.3
1.3
1.2
1.1
1.2
1.0
5.5
4.5
4.1
0.0
1.3
1.5
1.2
1.5
0.0
0.0
0.0
1.0
0.0
1.1
0.0
0.0
0.0
0.0
0.0
0.0
4.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.9
1.0
1.1
1.8
1.7
2.2
1.5
2.2
0.9
1.4
1.5
1.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
0.9
1.2
0.7
0.9
0.9
0.0
0.3
0.0
0.0
0.5
0.0
2.0
3.0
6.1
1.2
2.5
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
0.9
1.2
0.7
0.9
0.9
0.7
1.0
1.7
0.9
2.6
2.8
1.8
1.1
1.4
0.2
1.2
0.0
0.0
0.5
0.2
0.2
0.0
1.2
1.7
2.8
0.7
4.8
0.0
3.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.7
1.0
1.7
0.9
2.6
2.8
1.8
1.1
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 27. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2011
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
All workers .............................................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
1
21
1
33
27
16
63.7
60.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
–
1
2
–
1
–
1
–
17
18
17
36
–
21
21
21
21
1
–
1
1
–
2
–
2
–
35
37
34
25
37
34
37
32
33
24
17
27
31
–
27
25
27
35
22
26
19
5
6
16
15
17
9
65.6
66.0
65.4
59.1
59.1
63.9
63.4
64.1
62.1
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
–
–
1
2
–
17
23
17
17
17
–
–
1
1
–
33
33
36
40
32
40
31
28
27
28
6
12
16
12
21
61.2
62.6
64.6
62.0
67.6
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
19
39
1
–
36
18
26
34
17
9
64.1
61.0
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
2
1
22
21
3
1
18
36
40
25
15
16
64.4
63.6
66.0
60.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
–
35
47
20
19
18
18
–
–
1
1
1
–
25
16
36
37
32
30
32
33
29
26
25
25
6
3
12
16
23
26
59.9
58.0
62.9
63.7
66.2
67.2
60.0
60.0
60.0
60.0
60.0
65.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2
–
2
14
22
13
1
–
1
38
26
40
26
44
23
18
5
20
64.5
61.3
65.0
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
1
–
–
–
–
23
20
12
19
–
1
1
–
–
–
32
30
38
23
–
27
28
34
21
43
15
21
15
37
36
63.6
66.4
65.4
72.8
71.7
60.0
60.0
60.0
67.0
67.0
Establishment characteristics
See footnotes at end of table.
Table 27. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2011—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
2
–
–
3
–
–
–
23
17
14
18
10
–
16
12
21
24
24
24
24
47
48
35
–
–
–
–
–
–
–
–
–
1
–
–
2
1
1
5
29
30
31
29
37
29
41
45
32
34
22
25
37
25
24
–
28
22
22
26
18
23
31
30
42
26
17
9
28
24
24
33
20
28
31
24
33
–
12
14
–
12
36
40
7
3
3
5
64.0
66.8
68.7
66.7
69.3
60.6
63.5
64.7
60.5
62.0
70.7
72.2
60.2
57.7
57.6
59.0
60.0
66.0
66.0
60.0
66.0
60.0
60.0
60.0
60.0
60.0
67.0
60.0
60.0
60.0
60.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
–
1
1
2
1
26
26
27
18
15
22
1
–
–
1
1
2
29
28
33
36
38
34
31
34
26
24
27
21
11
10
14
19
17
21
62.3
62.3
62.2
64.8
64.5
65.1
60.0
60.0
60.0
60.0
60.0
60.0
–
1
–
–
–
–
–
2
40
9
7
12
–
8
8
9
–
1
–
–
–
–
–
5
8
47
42
53
52
50
48
32
44
22
21
13
5
17
14
30
6
21
27
20
–
23
24
21
60.8
65.3
66.6
64.8
62.0
66.5
66.1
66.4
60.0
60.0
60.0
60.0
60.0
60.0
60.0
65.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 27. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2011
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
0.3
1.8
0.1
1.2
1.6
0.7
0.4
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
–
0.3
0.9
–
0.3
–
0.4
–
2.3
1.8
2.8
5.0
–
1.5
2.0
1.6
2.2
0.2
–
0.3
0.5
–
0.3
–
0.2
–
2.0
2.3
2.5
3.1
10.7
1.3
2.5
1.4
2.8
2.2
1.4
3.4
3.9
–
1.6
2.3
1.7
2.8
1.4
1.8
1.7
0.7
2.1
1.0
1.5
1.2
1.5
0.5
0.6
0.7
0.8
2.2
0.4
0.6
0.5
0.6
0.0
0.0
1.1
0.0
5.1
0.0
0.0
0.0
0.0
–
–
0.4
0.6
–
3.1
2.9
1.3
1.9
1.5
–
–
0.4
0.5
–
4.7
3.3
2.1
2.8
3.0
4.1
3.8
1.7
2.8
1.9
2.0
2.1
1.7
2.1
2.6
1.1
0.7
0.5
0.4
1.0
2.3
0.0
0.0
0.0
7.0
Full time .................................................................
Part time ................................................................
0.3
–
1.4
5.4
0.2
–
1.2
3.3
1.6
3.0
0.8
1.5
0.3
1.0
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.6
0.3
2.4
1.8
0.7
0.1
1.9
1.2
3.2
1.4
1.9
0.8
0.8
0.4
0.5
0.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.4
0.3
0.3
–
3.6
5.4
2.4
1.4
1.8
1.3
–
–
0.2
0.3
0.2
–
2.3
4.0
1.8
1.2
1.7
2.4
2.8
4.7
2.3
2.1
1.8
1.8
1.1
1.0
1.0
1.0
1.3
1.7
0.6
0.8
0.5
0.3
0.5
0.5
0.0
9.0
0.0
0.0
0.0
6.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.5
–
0.5
1.8
2.9
1.9
0.4
–
0.5
2.2
4.7
2.4
2.1
4.0
2.4
1.8
1.8
2.1
0.6
1.1
0.7
0.0
5.4
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
–
–
–
–
2.1
1.9
2.7
3.2
–
0.2
0.3
–
–
–
1.5
1.7
3.2
4.0
–
1.7
2.1
3.5
2.7
8.7
0.9
1.7
2.5
4.6
8.7
0.4
0.7
0.8
1.8
2.5
0.0
7.1
5.1
0.4
0.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2011—Continued
Fixed percent of annual earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
0.7
–
–
0.8
–
–
–
3.3
2.4
1.3
3.2
2.4
–
2.9
2.1
5.9
4.6
2.5
2.0
5.2
6.8
7.7
8.9
–
–
–
–
–
–
–
–
–
0.5
–
–
0.5
0.4
0.4
1.8
4.3
2.6
2.5
3.9
3.6
7.8
4.1
4.6
7.1
3.6
2.9
2.1
4.2
4.9
5.4
–
3.9
2.3
2.6
3.2
3.2
5.3
2.7
3.4
6.2
4.2
3.0
1.0
4.9
5.7
6.4
7.2
3.4
2.8
2.2
3.3
4.0
–
2.1
3.2
–
1.2
2.9
2.6
1.1
1.2
1.4
2.1
1.1
0.8
0.8
1.1
1.5
1.9
0.9
1.0
1.4
0.8
1.1
1.1
0.8
1.1
1.3
1.6
4.4
8.5
2.1
7.8
7.3
0.9
0.0
0.0
1.4
0.0
2.3
9.7
0.0
10.1
11.9
1.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
–
0.3
0.3
0.5
0.2
3.7
3.2
5.2
1.5
1.2
2.7
0.2
–
–
0.3
0.4
0.4
1.8
1.6
3.9
1.9
2.0
2.9
2.4
2.8
2.6
1.6
1.7
2.2
0.9
1.1
2.1
1.1
1.3
1.8
0.7
0.6
1.0
0.4
0.4
0.8
0.0
0.0
0.0
0.0
0.0
0.0
–
0.3
–
–
–
–
–
0.8
4.6
1.2
1.7
1.6
–
2.0
1.9
1.7
–
0.3
–
–
–
–
–
1.0
1.4
3.3
4.3
2.1
8.0
2.9
4.1
3.5
4.2
2.3
2.7
2.1
1.7
2.4
1.8
3.6
0.6
2.2
2.8
2.5
–
2.4
4.7
3.1
0.8
0.5
0.8
1.0
2.4
0.6
2.1
1.1
8.5
0.0
3.6
0.0
0.0
0.0
0.0
4.8
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 28. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2011
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
72
$170
$260
$546
$1,000
$2,080
28
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
68
68
68
85
83
70
72
69
72
170
170
170
–
–
170
170
170
170
385
400
381
–
–
201
170
250
300
600
900
561
–
–
546
546
559
546
1,500
1,500
1,385
–
–
1,000
1,000
1,000
1,000
2,423
2,500
2,325
–
–
2,300
2,500
2,000
1,500
32
32
32
15
17
30
28
31
28
81
67
69
71
67
–
170
170
170
170
–
250
250
250
300
–
546
515
515
511
–
1,000
750
1,000
577
–
1,500
1,500
1,500
1,500
19
33
31
29
33
Full time .................................................................
Part time ................................................................
70
82
170
170
300
170
559
315
1,153
559
2,308
561
30
18
Union .....................................................................
Nonunion ...............................................................
70
72
170
170
215
300
500
559
559
1,000
1,000
2,308
30
28
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
84
73
71
66
67
170
170
170
170
170
170
270
300
346
300
524
546
546
561
559
561
1,000
1,000
1,500
1,500
1,500
2,000
2,000
2,400
2,423
16
27
29
34
33
Goods-producing industries ...................................
Manufacturing ....................................................
64
59
170
170
300
300
524
524
1,000
1,000
1,500
1,730
36
41
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
73
66
71
58
48
170
170
170
170
–
250
170
364
200
–
546
511
546
524
–
1,000
600
1,000
577
–
2,308
1,746
1,500
1,000
–
27
34
29
42
52
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2011—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
48
65
60
65
58
79
81
83
88
72
54
45
75
–
$170
170
–
–
–
170
170
–
–
–
170
170
–
$500
546
–
–
–
500
500
–
–
–
170
300
–
$1,000
1,000
–
–
–
561
1,000
–
–
–
600
546
–
$2,500
2,500
–
–
–
1,200
1,500
–
–
–
1,500
1,000
–
$3,846
3,000
–
–
–
2,350
2,080
–
–
–
1,500
2,076
52
35
40
35
42
21
19
17
12
28
46
55
25
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
78
81
73
67
72
60
170
170
170
170
170
170
170
170
170
346
350
300
524
546
500
559
559
561
800
750
1,000
1,400
1,200
1,500
1,500
1,500
1,500
2,308
2,308
2,350
22
19
27
33
28
40
90
51
52
66
72
57
60
71
170
200
250
300
–
230
315
200
170
350
346
500
–
500
500
520
500
520
515
1,000
–
1,000
1,000
916
559
1,000
1,250
1,750
–
1,500
2,300
2,000
561
2,300
2,000
2,500
–
2,308
3,363
2,400
10
49
48
34
28
43
40
29
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 28. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2011
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.2
$0.00
$52.41
$5.41
$0.00
$245.71
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.1
2.5
2.8
2.1
5.0
1.3
2.2
1.5
2.9
0.00
0.00
0.00
–
–
0.00
0.00
0.00
0.00
104.67
129.69
127.81
–
–
67.54
45.77
84.44
51.14
165.55
206.57
30.05
–
–
7.32
14.06
9.31
0.00
71.77
226.45
195.72
–
–
40.58
409.61
23.43
223.52
106.25
34.93
121.76
–
–
11.47
50.31
130.84
250.03
2.1
2.5
2.8
2.1
5.0
1.3
2.2
1.5
2.9
4.8
3.7
2.2
2.7
3.0
–
0.00
0.00
0.00
0.00
–
54.88
25.90
6.63
48.31
–
9.72
16.29
17.96
23.22
–
75.32
106.15
237.52
24.61
–
171.81
81.87
76.78
362.43
4.8
3.7
2.2
2.7
3.0
Full time .................................................................
Part time ................................................................
1.3
2.5
0.00
0.00
65.18
0.00
0.00
80.58
141.90
11.12
71.34
32.06
1.3
2.5
Union .....................................................................
Nonunion ...............................................................
2.5
1.3
0.00
0.00
48.25
54.65
12.88
6.73
6.14
171.29
291.60
99.78
2.5
1.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.2
1.8
1.4
1.7
2.0
0.00
0.00
0.00
0.00
0.00
4.69
48.76
26.01
89.43
89.88
30.99
7.80
9.40
2.92
1.79
29.90
0.00
0.00
263.28
74.62
82.78
161.00
103.97
96.28
118.19
2.2
1.8
1.4
1.7
2.0
Goods-producing industries ...................................
Manufacturing ....................................................
2.3
2.6
0.00
7.44
35.83
30.18
26.91
25.62
0.00
113.78
389.96
463.40
2.3
2.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
1.4
1.7
3.3
4.4
9.1
0.00
0.00
6.63
0.00
–
60.05
36.81
92.32
48.19
–
19.28
27.29
18.86
42.14
–
47.49
152.43
165.02
214.42
–
101.99
252.06
269.63
228.61
–
1.4
1.7
3.3
4.4
9.1
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2011—Continued
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
4.6
2.8
2.3
3.9
4.1
6.0
2.5
2.9
3.1
3.7
3.4
2.6
4.5
–
$0.00
0.00
–
–
–
0.00
49.99
–
–
–
0.00
0.00
–
$54.97
25.11
–
–
–
90.81
23.58
–
–
–
0.78
143.14
–
$172.57
52.76
–
–
–
250.20
80.56
–
–
–
28.28
17.33
–
$179.07
93.50
–
–
–
425.83
206.93
–
–
–
0.00
55.23
–
$878.63
683.07
–
–
–
378.12
239.63
–
–
–
193.21
352.18
4.6
2.8
2.3
3.9
4.1
6.0
2.5
2.9
3.1
3.7
3.4
2.6
4.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.6
3.5
1.8
1.5
3.3
0.00
0.00
0.00
0.00
0.00
0.00
38.13
35.41
47.22
41.89
59.98
68.77
32.15
11.66
28.64
4.32
0.91
41.53
327.36
295.04
225.39
209.72
258.08
150.76
132.11
261.92
306.59
61.01
260.54
150.00
1.5
1.6
3.5
1.8
1.5
3.3
0.8
4.5
4.6
2.6
7.3
4.6
5.9
3.2
0.00
62.01
0.00
44.78
–
58.34
98.10
39.99
0.00
46.53
52.15
71.72
–
4.69
194.32
14.69
65.59
78.61
132.88
0.00
–
404.78
34.02
249.82
0.00
180.24
105.34
315.69
–
383.82
945.44
490.47
25.85
400.11
435.73
0.00
–
388.01
318.09
81.48
0.8
4.5
4.6
2.6
7.3
4.6
5.9
3.2
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 29. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2011
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
8
92
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
7
7
7
8
8
10
8
10
93
93
93
92
92
90
92
90
8
11
8
8
7
92
89
92
92
93
Full time .................................................................
8
92
Union .....................................................................
Nonunion ...............................................................
8
8
92
92
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
9
9
7
7
95
91
91
93
93
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
9
11
8
91
89
92
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
8
11
8
7
22
92
89
92
93
78
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2011—Continued
(All workers with long-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
4
7
6
5
8
7
5
8
8
9
8
5
96
93
94
95
92
93
95
92
92
91
92
95
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7
8
5
8
6
10
93
92
95
92
94
90
6
9
7
5
9
7
11
7
8
94
91
93
95
91
93
89
93
92
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 29. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2011
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.5
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.9
0.9
1.6
0.7
1.6
0.8
1.3
0.7
0.9
0.9
1.6
0.7
1.6
0.8
1.3
2.2
1.7
0.9
1.1
1.2
2.2
1.7
0.9
1.1
1.2
Full time .................................................................
0.5
0.5
Union .....................................................................
Nonunion ...............................................................
0.9
0.5
0.9
0.5
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
0.9
0.7
0.5
0.7
1.1
0.9
0.7
0.5
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
2.5
0.9
0.9
2.5
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
0.6
1.1
1.8
1.5
5.6
0.6
1.1
1.8
1.5
5.6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2011—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
1.4
0.8
0.7
1.0
1.4
1.6
1.5
1.3
1.1
1.2
1.7
2.1
1.4
0.8
0.7
1.0
1.4
1.6
1.5
1.3
1.1
1.2
1.7
2.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.9
0.8
0.7
0.7
1.1
0.7
0.9
0.8
0.7
0.7
1.1
1.2
1.2
1.1
0.9
1.2
1.7
2.2
2.4
1.7
1.2
1.2
1.1
0.9
1.2
1.7
2.2
2.4
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 30. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2011
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
93
5
1
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
94
93
95
96
97
93
90
94
90
5
6
5
3
–
6
9
5
5
(1)
1
–
–
–
1
–
1
3
(1)
(1)
–
–
–
(1)
–
(1)
1
88
91
88
86
91
5
6
4
4
4
5
2
5
8
2
1
2
3
2
3
Full time .................................................................
93
5
1
1
Union .....................................................................
Nonunion ...............................................................
77
95
9
5
9
(1)
4
(1)
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
94
92
94
93
92
92
4
–
4
5
6
7
–
–
1
1
2
–
–
–
(1)
(1)
1
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
89
91
90
4
5
3
5
5
6
1
–
2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
94
88
94
95
75
5
9
4
–
24
(1)
1
–
–
–
(1)
2
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 30. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2011—Continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
89
92
92
89
93
99
96
97
96
97
95
94
97
100
99
95
11
7
8
10
6
–
3
3
–
3
5
6
3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
93
93
95
93
93
92
5
6
3
5
5
5
1
1
1
2
1
2
1
(1)
1
1
(1)
1
95
95
89
92
95
92
92
94
93
4
3
6
5
4
7
7
5
6
–
1
4
–
–
–
1
–
1
–
1
1
–
–
–
1
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 30. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2011
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.4
0.4
0.2
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.6
0.8
0.7
0.9
1.4
0.5
1.0
0.5
1.3
0.6
0.7
0.7
0.9
–
0.4
1.0
0.5
1.1
(1)
0.3
–
–
–
0.2
–
0.2
0.7
(1)
(1)
–
–
–
(1)
–
(1)
0.4
2.6
1.5
1.3
1.9
1.4
2.0
1.3
0.8
1.1
0.9
1.6
0.6
1.0
1.6
0.7
0.6
0.4
0.6
0.6
1.0
Full time .................................................................
0.4
0.4
0.2
0.1
Union .....................................................................
Nonunion ...............................................................
2.0
0.4
1.7
0.3
1.4
(1)
1.0
(1)
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
4.3
0.6
0.6
0.6
0.8
1.0
–
0.5
0.4
0.6
0.8
–
–
0.2
0.4
0.2
–
–
–
(1)
1
( )
0.2
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.0
2.6
1.1
0.7
1.6
0.6
0.8
1.9
0.9
0.4
–
0.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
0.4
1.2
1.6
1.6
5.6
0.4
1.1
1.3
–
5.6
(1)
0.3
–
–
–
(1)
0.5
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2011—Continued
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.7
0.8
0.8
1.3
1.4
1.0
0.9
1.1
2.4
0.9
1.8
2.3
1.0
0.5
0.6
4.0
1.7
0.7
0.8
1.3
1.4
–
0.9
1.1
–
0.9
1.8
2.3
1.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.9
1.0
0.5
0.9
0.6
0.5
0.8
0.7
0.5
0.8
0.5
0.2
0.2
0.4
0.2
0.4
0.3
0.2
(1)
0.5
0.1
(1)
0.2
1.1
0.4
1.3
1.7
0.6
2.2
1.6
1.8
1.3
1.0
0.3
1.1
1.3
0.6
1.9
1.4
1.7
1.3
–
0.2
0.7
–
–
–
0.3
–
0.3
–
0.3
0.4
–
–
–
0.4
–
0.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 31. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2011
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
22
64
7
6
2
58.7
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
22
19
24
36
–
19
19
19
19
63
65
62
54
55
65
64
66
68
7
8
7
4
–
7
8
7
5
6
7
6
–
6
7
6
7
5
1
1
1
–
–
2
3
2
2
58.5
59.0
58.2
57.4
58.8
59.2
59.7
59.1
59.1
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
16
21
19
16
21
75
65
70
69
71
–
6
4
6
2
–
6
5
6
4
–
2
2
2
1
59.5
58.9
58.5
59.0
57.9
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
22
65
6
6
1
58.6
60.0
Union .....................................................................
Nonunion ...............................................................
32
21
55
65
3
7
5
6
4
1
57.9
58.7
60.0
60.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
26
22
20
22
21
59
66
66
63
62
5
6
6
7
9
6
5
7
6
6
4
1
1
1
1
59.3
58.3
58.8
58.6
58.7
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
18
11
20
68
80
66
6
–
7
6
5
6
1
–
1
58.9
60.1
58.7
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
22
18
16
21
46
64
67
67
70
30
7
7
10
–
15
6
5
5
6
–
2
3
2
–
–
58.6
59.3
58.7
59.4
57.6
60.0
60.0
60.0
60.0
60.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 31. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2011—Continued
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
15
26
26
30
21
23
15
11
–
27
8
9
32
29
63
58
57
52
62
69
69
72
63
62
74
75
59
60
12
9
10
10
10
–
–
7
–
5
7
9
–
–
6
5
5
6
4
–
8
10
–
6
9
5
5
–
4
1
2
1
2
–
–
1
–
1
2
2
–
–
59.8
58.4
58.5
58.1
59.2
58.3
59.1
59.7
58.1
57.7
60.5
60.0
56.9
58.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
16
16
16
24
15
32
68
69
67
62
69
57
5
6
4
7
8
6
8
7
10
5
6
4
2
2
2
1
1
1
59.6
59.5
59.8
58.2
59.3
57.2
60.0
60.0
60.0
60.0
60.0
60.0
13
19
22
19
21
–
18
25
26
69
67
67
64
68
54
68
60
54
7
5
4
10
6
5
5
11
10
10
7
5
5
3
5
7
3
9
2
2
1
1
1
–
2
1
2
59.9
59.2
58.5
59.2
58.2
57.2
58.7
58.1
58.7
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 31. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2011
Fixed percent of annual earnings
Characteristics
All workers .............................................................
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.2
1.2
0.5
0.5
0.2
0.2
0.0
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.5
1.4
2.0
6.7
–
1.0
2.1
1.2
2.5
1.7
2.0
2.0
5.9
8.9
1.3
2.4
1.5
3.0
0.7
0.8
0.9
1.2
–
0.7
1.2
0.7
1.5
0.8
1.1
0.9
–
2.8
0.8
1.3
0.9
1.4
0.2
0.2
0.2
–
–
0.4
1.1
0.3
1.0
0.2
0.2
0.3
1.0
1.1
0.2
0.6
0.2
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.7
3.1
1.6
1.7
2.5
5.0
3.5
1.9
2.3
2.7
–
1.8
0.8
1.2
0.7
–
1.9
0.7
1.1
1.0
–
1.0
0.5
0.9
0.5
0.8
0.5
0.2
0.3
0.4
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
1.2
1.2
0.5
0.6
0.2
0.2
0.0
Union .....................................................................
Nonunion ...............................................................
4.0
1.2
3.8
1.2
1.1
0.5
0.9
0.6
1.0
0.2
0.5
0.2
0.0
0.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7.4
1.9
1.1
1.3
1.7
6.3
1.8
1.3
1.5
2.1
1.2
0.7
0.7
0.7
1.1
1.8
1.1
0.8
0.6
0.7
1.4
0.3
0.3
0.2
0.3
1.1
0.3
0.2
0.2
0.2
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.8
3.1
2.0
2.1
4.5
2.4
0.9
–
1.1
0.8
2.1
0.9
0.5
–
0.5
0.2
0.8
0.3
0.0
0.0
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
1.4
1.5
2.2
3.1
5.0
1.4
1.7
2.9
3.7
4.5
0.6
0.9
1.8
–
4.3
0.6
0.8
1.5
1.9
–
0.2
0.6
0.6
–
–
0.2
0.3
0.5
0.5
1.1
0.0
0.0
0.0
0.0
4.4
Establishment characteristics
See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2011—Continued
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
2.4
1.7
1.8
2.3
2.6
5.3
2.5
2.2
–
3.0
1.4
1.8
3.7
5.9
3.7
2.0
2.0
2.5
3.2
6.2
2.8
3.2
8.5
2.9
2.4
1.9
3.5
7.2
2.8
0.9
1.0
1.4
1.5
–
–
1.9
–
0.9
0.9
1.2
–
–
2.0
0.8
0.7
1.1
1.2
–
1.6
1.8
–
1.5
1.9
1.0
1.8
–
1.6
0.4
0.5
0.5
1.0
–
–
0.4
–
0.1
0.5
0.2
–
–
0.4
0.2
0.2
0.3
0.3
0.7
0.4
0.4
1.0
0.4
0.2
0.3
0.5
1.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.9
2.2
1.7
1.3
2.5
1.9
2.5
3.1
1.6
1.8
2.2
0.7
1.0
0.9
0.6
1.1
0.7
1.2
1.6
2.6
0.6
0.9
0.7
0.5
0.4
1.0
0.2
0.4
0.2
0.2
0.3
0.6
0.2
0.2
0.3
0.0
0.0
0.0
0.0
0.0
0.0
2.4
2.1
3.7
2.3
1.7
–
2.6
3.1
3.4
3.8
2.2
3.4
3.4
2.3
9.7
2.9
4.4
3.1
1.9
0.9
0.7
2.8
1.0
1.8
0.9
2.9
1.8
2.6
2.3
0.9
1.4
0.8
1.9
2.8
1.2
1.4
0.4
0.8
0.5
0.6
0.5
–
0.8
0.3
0.5
0.3
0.4
0.5
0.5
0.3
1.2
0.5
0.5
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 32. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2011
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
84
$3,500
$5,000
$8,000
$10,000
$15,000
16
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
85
85
84
82
86
88
85
84
4,000
5,000
4,000
3,000
3,333
3,000
4,000
3,000
5,000
6,000
5,000
5,000
5,000
5,000
5,000
5,000
9,000
10,000
8,000
7,500
9,500
7,500
10,000
6,000
12,000
14,286
10,000
10,000
12,000
12,000
12,000
10,000
15,000
20,000
15,000
13,000
20,000
20,000
20,000
15,000
15
15
16
18
14
12
15
16
87
83
76
80
72
2,500
3,000
2,500
2,500
2,500
5,000
4,000
5,000
5,000
5,000
5,000
6,000
6,000
7,000
5,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
12,000
13
17
24
20
28
Full time .................................................................
84
3,900
5,000
8,000
10,000
15,000
16
Union .....................................................................
Nonunion ...............................................................
71
85
2,917
4,000
4,000
5,000
5,000
8,000
10,000
10,000
15,000
15,000
29
15
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
82
84
84
83
83
3,000
3,000
3,098
4,000
5,000
5,000
5,000
5,000
5,000
6,000
7,500
7,500
7,500
10,000
10,000
10,000
10,000
10,000
12,500
15,000
15,000
15,000
15,000
17,300
20,000
18
16
16
17
17
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
95
79
2,917
–
2,500
5,000
–
5,000
7,000
–
7,500
10,000
–
10,000
15,000
–
15,000
18
5
21
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
84
77
81
61
65
4,000
3,000
5,000
–
5,000
5,000
5,000
5,000
–
7,500
8,000
6,000
7,500
–
12,000
10,000
10,000
10,000
–
15,000
16,000
15,000
15,000
–
20,000
16
23
19
39
35
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 32. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2011—Continued
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
86
87
86
85
85
86
92
86
86
88
86
76
$4,000
4,167
5,000
5,000
4,167
5,000
5,000
3,000
4,000
4,500
3,000
3,000
$4,000
7,500
9,500
9,000
7,000
6,000
6,000
5,000
5,000
5,000
5,000
5,000
$7,500
10,000
12,000
12,250
10,000
10,000
8,000
6,500
7,000
7,500
6,000
6,000
$12,000
20,000
20,000
30,000
15,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
$15,000
35,000
41,667
41,667
25,000
16,000
15,000
15,000
14,500
15,000
15,000
10,000
14
13
14
15
15
14
8
14
14
12
14
24
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
84
84
84
83
87
80
3,000
3,900
3,000
4,000
3,500
4,000
5,000
5,000
5,000
5,000
5,000
5,000
7,500
7,500
6,000
9,340
7,500
10,000
10,000
10,000
10,000
12,000
10,000
15,000
15,000
15,000
15,000
16,000
15,000
20,000
16
16
16
17
13
20
87
84
78
81
83
84
85
86
4,167
3,000
3,200
4,000
3,500
4,000
5,000
4,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,500
7,500
7,500
7,000
10,000
8,000
10,000
8,000
10,000
10,000
10,500
10,000
12,000
10,500
10,000
15,000
14,000
15,000
15,000
15,000
20,000
15,000
15,000
20,000
17,300
13
16
22
19
17
16
15
14
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 32. Standard errors for long-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2011
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
0.8
$718.48
$0.00
$168.30
$32.49
$0.00
0.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.4
1.4
3.3
1.1
1.6
1.3
2.0
313.93
754.56
149.78
563.21
891.88
391.85
1,031.65
44.91
303.33
0.00
0.00
0.00
0.00
0.00
0.00
1,240.42
1,172.22
0.00
360.72
610.79
1,341.66
622.86
884.83
1,070.39
452.50
1,663.11
942.96
0.00
988.57
2,197.65
963.34
0.00
1,432.04
778.36
270.55
2,715.30
0.00
0.00
1,371.09
0.00
1.1
1.4
1.4
3.3
1.1
1.6
1.3
2.0
2.4
2.7
2.0
2.2
3.1
832.78
591.57
247.51
572.78
638.52
0.00
477.06
0.00
0.00
0.00
413.28
1,251.43
588.52
796.49
1,374.16
2,428.63
0.00
0.00
0.00
0.00
1,518.34
234.31
322.02
0.00
4,490.93
2.4
2.7
2.0
2.2
3.1
Full time .................................................................
0.8
751.81
0.00
84.12
78.10
0.00
0.8
Union .....................................................................
Nonunion ...............................................................
3.7
0.8
185.88
527.90
0.00
0.00
468.61
292.68
0.00
553.43
0.00
156.20
3.7
0.8
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.3
1.3
1.1
1.1
1.5
356.67
0.00
712.09
0.00
1,031.25
0.00
0.00
0.00
78.10
0.00
1,545.00
644.05
121.80
646.40
0.00
0.00
0.00
0.00
678.72
0.00
1,910.47
0.00
0.00
1,742.13
0.00
3.3
1.3
1.1
1.1
1.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.8
1.7
2.0
565.62
–
520.74
0.00
–
0.00
553.65
–
340.80
608.88
–
448.66
0.00
–
0.00
1.8
1.7
2.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.6
2.6
4.1
4.9
78.10
196.51
1,666.27
–
193.18
0.00
0.00
0.00
–
1,989.82
181.18
1,335.16
606.91
–
2,680.63
159.55
0.00
0.00
–
0.00
1,525.18
0.00
0.00
–
7,540.47
0.9
1.6
2.6
4.1
4.9
Establishment characteristics
See footnotes at end of table.
Table 32. Standard errors for long-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2011—Continued
Characteristics
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
2.8
1.4
1.5
1.7
3.2
2.4
1.8
1.7
2.0
1.9
2.1
3.9
$0.00
1,087.46
0.00
122.00
1,412.83
0.00
0.00
182.22
73.78
697.87
0.00
0.00
$0.00
217.79
1,642.89
1,336.00
2,072.29
156.20
117.92
0.00
0.00
0.00
0.00
1,111.95
$2,114.40
232.55
660.25
806.17
56.28
1,903.30
1,327.74
922.32
326.54
0.00
982.34
2,624.43
$1,423.10
848.41
4,419.52
6,248.20
0.00
800.31
312.41
0.00
0.00
0.00
0.00
1,767.26
$0.00
8,920.36
3,896.63
0.00
5,739.34
1,908.80
432.89
734.11
732.67
0.00
854.06
0.00
2.8
1.4
1.5
1.7
3.2
2.4
1.8
1.7
2.0
1.9
2.1
3.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.3
1.7
2.1
1.1
1.2
1.6
857.85
930.17
604.98
834.28
729.41
432.61
0.00
0.00
0.00
0.00
0.00
1,151.87
561.54
310.37
1,109.85
1,546.06
624.82
0.00
0.00
0.00
0.00
151.24
0.00
0.00
0.00
0.00
2,136.47
1,360.27
0.00
1,369.89
1.3
1.7
2.1
1.1
1.2
1.6
2.8
2.9
1.9
2.7
2.2
1.4
3.0
1.5
1,219.80
0.00
623.60
966.02
883.40
1,230.78
1,199.83
110.45
0.00
0.00
0.00
0.00
0.00
0.00
826.56
685.35
0.00
405.83
1,247.20
1,314.09
602.67
2,239.76
2,223.73
0.00
0.00
1,579.02
0.00
2,032.59
1,617.71
948.63
990.36
3,711.61
0.00
156.20
0.00
7,044.28
0.00
0.00
4,277.85
183.55
2.8
2.9
1.9
2.7
2.2
1.4
3.0
1.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 33. Leave benefits: Access, private industry workers, National Compensation Survey, March 2011
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave1
Paid
Unpaid
77
63
77
38
63
66
38
11
85
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
89
97
85
53
60
81
72
87
79
86
91
83
43
39
66
55
74
51
87
96
83
58
62
79
69
86
80
56
59
55
24
25
41
33
46
26
82
86
80
41
44
67
59
71
52
83
87
81
46
58
69
63
73
54
53
56
51
23
33
40
36
42
30
19
21
17
7
6
11
7
14
8
89
92
88
79
83
87
86
87
78
68
90
84
91
77
38
64
54
54
54
69
90
83
90
75
19
33
32
31
33
39
65
65
68
61
41
68
67
69
65
23
36
38
40
35
7
9
6
7
5
74
83
85
87
82
Full time .................................................................
Part time ................................................................
90
40
75
27
91
37
45
19
74
34
75
38
44
20
13
6
88
75
Union .....................................................................
Nonunion ...............................................................
89
76
71
62
90
76
49
37
85
61
86
64
48
37
10
11
91
84
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
51
34
85
89
90
90
32
21
66
74
85
87
51
38
84
90
89
90
18
11
41
43
56
58
36
26
67
74
83
86
41
32
70
75
84
86
20
15
39
44
54
60
5
4
10
12
19
21
77
74
86
87
90
91
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
88
69
95
56
37
62
88
70
95
31
19
36
67
36
79
68
39
79
42
19
50
9
7
10
86
72
92
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
75
78
90
72
83
98
64
61
76
52
71
94
75
78
89
71
85
96
40
36
37
33
42
64
62
66
73
60
75
97
65
69
74
63
79
96
37
39
37
38
42
71
11
5
9
4
6
11
84
87
85
86
92
98
Establishment characteristics
See footnotes at end of table.
Table 33. Leave benefits: Access, private industry workers, National Compensation Survey, March
2011—Continued
(All workers = 100 percent)
Characteristics
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave1
Paid
Unpaid
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
92
94
95
96
95
87
81
90
68
81
65
80
84
39
37
69
89
89
91
93
91
79
65
85
40
78
76
82
78
32
30
52
91
92
95
96
95
83
76
89
60
80
57
72
84
48
47
67
67
61
66
62
70
44
38
50
21
54
46
54
55
14
12
24
83
85
90
90
91
68
58
73
34
76
73
91
77
26
24
52
88
87
91
92
91
72
61
76
38
76
78
93
76
35
32
53
53
56
62
63
62
33
37
43
24
42
48
67
41
16
15
24
23
23
26
24
29
–
13
16
6
18
13
15
18
3
3
10
95
90
94
95
93
75
80
86
71
88
85
93
88
77
77
73
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
69
66
76
87
84
91
54
52
58
73
67
82
70
68
76
86
82
90
27
25
33
51
45
60
50
47
61
78
72
87
54
50
64
80
73
88
26
24
33
52
43
63
8
7
10
14
11
19
77
74
88
93
91
96
75
80
79
74
77
79
80
75
73
70
67
58
61
60
58
64
63
65
75
76
78
76
79
78
80
77
75
44
49
41
30
36
38
35
35
33
67
70
67
63
62
65
62
58
56
77
76
66
61
66
68
64
60
56
46
42
38
37
39
38
39
32
33
12
10
11
10
11
7
13
9
12
87
82
83
87
83
91
85
84
86
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of paid and unpaid family leave may exceed 100 percent because
some workers have access to both types of plans.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 33. Standard errors for leave benefits: Access, private industry workers, National Compensation Survey,
March 2011
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
0.5
0.6
0.5
0.6
0.7
0.6
0.6
0.4
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Off