For release 10:00 a.m. (EDT) Wednesday, July 11, 2012
Technical information:
Media contact:
USDL-12-1380
(202) 691-6199 • [email protected] • www.bls.gov/ebs
(202) 691-5902 • [email protected]
EMPLOYEE BENEFITS IN THE UNITED STATES – MARCH 2012
Access to employer-provided benefits was greater in medium and large private industry establishments
than in small establishments in March 2012, the U.S. Bureau of Labor Statistics reported today. Access,
or availability of a benefit, was 57 percent for medical care benefits in small establishments (those with
fewer than 100 employees), compared with 89 percent in large establishments (those with 500
employees or more). In private industry, retirement benefits were available to 50 percent of workers in
small establishments, 79 percent of workers in medium size establishments (those employing between
100 and 499 workers), and 86 percent of workers in large establishments. (See chart 1.)
Paid leave benefits followed a similar pattern. The difference was more pronounced in the availability of
paid sick leave, which was offered to 52 percent of workers in small establishments and 82 percent in
large establishments. Paid holidays and paid vacation were available to 69 percent of workers in small
establishments and 91 and 90 percent, respectively, to workers in large establishments. (See chart 2.)
Chart 1. Large, medium, and small establishments: Access
to selected benefits, private industry, March 2012
Chart 2. Large, medium, and small establishments:
Access to selected paid leave benefits, private industry,
March 2012
In percent
In percent
These data are from the National Compensation Survey (NCS), which provides comprehensive
measures of compensation cost trends and incidence and provisions of employee benefit plans.
Employee and employer shares of medical premiums did not vary significantly by establishment size for
single coverage, but did for family coverage. On average, small establishments assumed 63 percent of
the cost of family coverage, whereas large establishments paid for 77 percent of the cost of family
medical plans. (See tables 3 and 4.)
Additional findings include:

In private industry, access to benefits varied by several worker and establishment characteristics,
including occupational group, and work schedule. Medical care benefits were offered to 41
percent of workers in service occupations and 87 percent of workers in management,
professional, and related occupations. These benefits were offered to 24 percent of part-time
workers and 86 percent of full-time workers. (See table 2.)

In state and local government, full- and part-time status was an important factor in benefit
access among workers. Full-time workers in state and local government had a high rate of
access to employer-provided benefits. Retirement and medical benefits were offered to 99
percent of full-time workers and paid sick leave to 98 percent. (See tables 1, 2, and 6.)

Participation and take-up rates were typically higher in state and local government than in private
industry. For example, 84 percent of state and local government workers participated in
retirement benefits, compared with 48 percent of private industry workers. For retirement
benefits, the take-up rate was 95 percent for state and local government workers, compared with
only 75 percent for private industry workers. Employees were considered participating in a plan
if they paid any required contributions and fulfilled any applicable service requirements. Take-up
rates are the percentage of workers with access to a plan that participate in the plan. (See table
1.)

State and local government employers paid a greater share of medical premiums than private
industry employers. For single coverage, 87 percent of the total premium was assumed by
employers in state and local governments, compared with 79 percent in private industry. For
family premiums, the corresponding figures were 71 and 68 percent, respectively. (See tables 3
and 4.)
More information can be obtained by calling (202) 691-6199, sending e-mail to [email protected], or
by visiting the BLS Internet site, http://www.bls.gov/ebs/home.htm.
NOTE
More information will be published in early fall, including March 2012 data for civilian, private
industry, and state and local government workers on the incidence and provisions of health care benefits,
retirement benefits, life insurance, short-term and long-term disability benefits, paid holidays and
vacations, and other selected benefits.
In addition, new editions of Beyond the Numbers: Pay and Benefits will be published featuring the latest
benefits data. Beyond the Numbers: Pay and Benefits, a new BLS publication replacing Program
Perspectives, brings together employee benefits information from various National Compensation
Survey publications into one convenient and easy-to-read format. For the latest benefit publications, see:
http://www.bls.gov/ebs.
2
TECHNICAL NOTE
Data in this release are from the National Compensation Survey (NCS), conducted by the U.S.
Department of Labor, Bureau of Labor Statistics (BLS). This release contains March 2012 data on
civilian, private industry, and state and local government workers in the United States. Under the NCS
program, information on the incidence and provision of benefits is published in several stages. This
news release provides data on the incidence of (access to and participation in) selected benefits and the
share of premiums paid by employers and employees for medical care. An extensive number of tables
on the incidence of selected benefits will be available in the annual bulletin to be published in early fall,
2012. Previous publications containing information on employee benefits for private industry and state
and local government workers are available on the BLS website http://www.bls.gov/ebs.
Calculation details
Averages for occupations within an establishment were used to produce estimates for average hourly
pay within the six earnings percentiles: Lowest 10 percent, lowest 25 percent, second 25 percent, third
25 percent, highest 25 percent, and highest 10 percent. The percentiles are computed using earnings
reported for individual workers in sampled establishment jobs and their scheduled hours of work. The
categories are based on the average wage for each occupation surveyed, which may include workers
with earnings both above and below the threshold. For the calculation of percentile estimates, the
individual worker hourly earnings are appropriately weighted and then arrayed from lowest to highest.
The published 10th, 25th, 50th, 75th, and 90th percentiles designate position in the earnings distribution
within each published occupation. At the 50th percentile, the median, half of the hours are paid the same
as or more than the rate shown in the data tables, and half are paid the same as or less than the rate
shown. At the 25th percentile, one-fourth of the hours are paid the same as or less than the rate shown.
At the 75th percentile, one-fourth are paid the same as or more than the rate shown. The 10th and 90th
percentiles follow the same logic. The percentile values are based on wages published in the bulletin
National Compensation Survey: Occupational Earnings in the United States, 2010 (Bulletin 2753).
Values corresponding to the percentiles used in the tables are as follows:
Characteristics
Civilian workers
Private industry workers
State and local government
10
$8.50
$8.25
$11.77
Hourly wage percentiles
25
50
75
(median)
$11.17
$16.73
$26.25
$10.69
$15.87
$24.81
$15.52
$22.27
$33.01
90
$39.33
$37.89
$45.31
The tables on employer and employee medical premiums (tables 3 and 4) include participants in all
medical plans, with calculations for both single and family coverage. The calculations are not based on
actual decisions regarding medical coverage made by employees within the occupations. Rather, the
premium calculations are based on the assumption that all employees in the occupation have identical
coverage.
3
Medical care
Medical care plans provide services or payments for services rendered in the hospital or by a qualified
medical care provider.
Take-up rates
Take-up rates are the percentage of workers with access to a plan who participate in the plan. They are
computed by using the number of workers participating in a plan divided by the number of workers with
access to the plan, multiplied by 100, and rounded to the nearest one percent. Since the computation of
take-up rates is based on the number of workers collected rather than rounded percentage estimates, the
take-up rates in the tables may not equal the ratio of participation to access estimates.
Leave benefits for teachers
Primary, secondary, and special education teachers typically have a work schedule of 37 or 38 weeks per
year. Because of this work schedule, they are generally not offered vacation or holidays. In many cases,
the time off during winter and spring breaks during the school year is not considered vacation days for
the purposes of this survey.
Survey scope
The March 2012 NCS benefits survey represented about 123 million civilian workers; of this number,
about 104 million were private industry workers and 19 million, state and local government workers (see
Appendix table 2).
Survey response
The March 2012 benefits survey included a sample of 12,545 establishments. The definitions in
Appendix table 1 are as follows:
Responding. The establishment provided information on at least one usable occupation. An occupation
is classified as usable if the following data are present: earnings, occupational characteristics (full- vs.
part-time schedule, union vs. nonunion status, and time vs. incentive pay type), and work schedule.
Refused or unable to provide data. The establishment did not provide earnings, occupational
characteristics, and work schedule data for any occupation.
Out of business or not in survey scope. The establishment is no longer in operation. Establishments not
in the survey scope include farm and private households, the self-employed, the Federal government,
and locations of an establishment that are not in the sampled area. Also excluded are establishments with
no workers within the survey scope. For example, an establishment where all the workers are also
owners would be excluded.
4
Obtaining information
For research articles on employee benefits, see the Monthly Labor Review or Compensation and
Working Conditions Online at the BLS Web sites http://www.bls.gov/opub/mlr/home.htm and
http://www.bls.gov/opub/cwc/home.htm. For further technical information, see Chapter 8, "National
Compensation Measures," of the BLS Handbook of Methods at:
http://www.bls.gov/opub/hom/pdf/homch8.pdf and http://www.bls.gov/opub/hom/homch8_a.htm.
5
Table 1. Retirement benefits:1 Access, participation, and take-up rates,2 National Compensation Survey, March 2012
(All workers = 100 percent)
Civilian3
Characteristics
Access
All workers .............................................................
Participation
Private industry
Take-up
rate
Access
Participation
State and local government
Take-up
rate
Access
Participation
Take-up
rate
68
54
79
65
48
75
89
84
95
83
84
82
88
74
76
72
83
89
91
88
94
79
83
78
–
68
74
65
–
86
90
84
–
91
–
91
91
86
–
86
87
95
–
95
96
97
82
47
76
71
67
73
68
93
69
29
60
54
42
61
55
96
84
63
78
76
63
83
81
–
–
40
56
69
67
70
65
–
–
21
22
51
41
57
51
–
–
51
40
74
62
81
78
99
–
83
91
89
–
90
95
96
–
79
87
85
–
86
90
97
–
95
96
95
–
96
95
65
71
67
69
65
52
58
52
54
49
80
81
77
78
75
61
69
66
69
64
46
55
50
54
47
76
80
76
78
73
–
–
87
–
–
–
–
82
–
–
–
–
95
–
–
Full time .................................................................
Part time ................................................................
78
38
65
21
83
54
74
38
59
19
80
50
99
39
94
35
95
90
Union .....................................................................
Nonunion ...............................................................
95
64
88
48
93
75
92
62
85
45
92
72
97
83
92
78
95
95
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
41
30
70
79
88
90
21
10
52
67
80
83
51
33
75
85
91
92
38
29
65
75
85
86
17
8
46
61
75
78
45
28
70
82
89
91
73
59
93
94
98
98
69
55
88
89
94
94
94
93
95
94
96
96
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
See footnotes at end of table.
6
Table 1. Retirement benefits:1 Access, participation, and take-up rates,2 National Compensation Survey, March
2012—Continued
(All workers = 100 percent)
Civilian3
Characteristics
Access
Participation
Private industry
Take-up
rate
Access
Participation
State and local government
Take-up
rate
Access
Participation
Take-up
rate
Establishment characteristics
Goods-producing industries ...................................
75
61
82
74
61
81
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
67
77
86
91
87
70
90
90
53
66
80
86
78
55
77
86
79
85
93
95
90
78
86
95
63
69
71
–
90
69
–
–
46
54
60
–
77
53
–
–
74
78
84
–
87
77
–
–
89
90
91
92
86
88
95
90
84
85
86
88
78
81
85
86
95
94
95
96
91
91
89
95
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51
47
65
84
80
89
36
33
45
71
61
80
70
70
70
84
77
91
50
46
63
82
79
86
34
32
42
65
58
76
68
69
67
80
74
88
77
69
89
91
87
92
73
66
84
86
83
87
95
96
95
95
96
94
69
69
71
72
68
72
68
66
64
54
56
57
57
51
57
52
50
53
79
82
81
79
75
79
77
76
83
66
65
69
68
64
66
64
63
59
50
51
54
52
45
47
46
45
47
76
79
78
76
70
72
72
71
78
84
91
85
91
90
92
88
88
91
79
84
81
83
83
90
86
85
88
95
92
96
91
92
97
98
97
97
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
2 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
3 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
4 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
7
Table 2. Medical care benefits: Access, participation, and take-up rates,1 National Compensation Survey, March 2012
(All workers = 100 percent)
Civilian2
Characteristics
Access
All workers .............................................................
Participation
Private industry
Take-up
rate
Access
Participation
State and local government
Take-up
rate
Access
Participation
Take-up
rate
73
54
74
70
51
72
87
73
84
88
93
86
86
69
73
67
70
78
78
78
81
87
94
84
–
67
72
64
–
76
77
76
–
89
–
89
88
74
–
73
72
83
–
82
82
97
82
47
68
73
63
79
78
79
64
32
56
52
42
58
60
81
77
68
83
71
67
73
76
–
–
41
39
72
63
78
77
–
–
25
28
50
42
56
57
–
–
62
71
70
67
71
75
98
–
81
89
87
–
87
95
80
–
69
77
73
–
73
83
82
–
85
87
84
–
83
87
72
84
76
82
69
57
62
57
64
51
78
75
76
78
74
70
83
75
82
69
53
61
57
64
50
76
73
76
77
73
–
–
83
–
–
–
–
70
–
–
–
–
84
–
–
Full time .................................................................
Part time ................................................................
88
24
67
13
76
56
86
24
64
13
74
54
99
24
83
17
84
71
Union .....................................................................
Nonunion ...............................................................
95
69
79
50
83
72
94
67
78
48
83
71
95
80
79
68
83
84
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
38
21
77
87
93
95
22
11
55
68
75
76
59
51
72
78
80
80
34
19
74
86
92
93
19
9
51
65
73
74
57
50
69
76
79
79
68
54
91
93
97
97
55
43
78
79
80
82
81
79
86
85
83
84
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
See footnotes at end of table.
8
Table 2. Medical care benefits: Access, participation, and take-up rates,1 National Compensation Survey, March
2012—Continued
(All workers = 100 percent)
Civilian2
Characteristics
Access
Participation
Private industry
Take-up
rate
Access
Participation
State and local government
Take-up
rate
Access
Participation
Take-up
rate
Establishment characteristics
Goods-producing industries ...................................
86
67
78
86
67
78
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
70
80
86
88
86
76
89
88
52
60
69
70
71
54
68
77
74
75
80
79
82
71
77
87
67
76
81
–
90
75
–
–
47
53
59
–
68
52
–
–
71
70
74
–
76
69
–
–
87
88
88
89
84
88
94
88
73
72
71
71
73
73
79
77
84
82
81
80
86
84
84
87
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
58
54
70
86
82
90
41
38
51
66
60
71
72
71
72
76
73
79
57
54
69
85
82
89
41
38
49
63
59
68
71
70
71
74
72
76
73
64
87
89
85
90
63
56
74
74
72
75
87
88
85
83
84
83
74
73
73
71
72
77
72
71
72
54
57
54
52
52
59
53
50
56
72
78
73
74
72
77
74
71
78
72
71
72
68
69
72
69
68
69
51
53
52
48
47
52
50
48
53
71
75
72
71
69
72
72
70
76
87
86
80
85
90
92
90
87
88
68
77
62
71
75
85
73
70
75
78
89
78
84
84
92
80
80
85
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
9
Table 3. Medical plans: Share of premiums paid by employer and employee for single
coverage, National Compensation Survey, March 2012
(In percent)
Civilian1
Characteristics
All workers participating in single coverage
medical plans .......................................................
Employer
share of
premium
State and local
government
Private industry
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
81
19
79
21
87
13
83
81
83
86
17
19
17
14
81
80
81
–
19
20
19
–
87
–
87
87
13
–
13
13
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
80
80
85
79
74
81
82
13
20
20
15
21
26
19
18
–
–
77
77
78
74
79
81
–
–
23
23
22
26
21
19
87
–
88
88
88
–
88
88
13
–
12
12
12
–
12
12
84
81
81
80
81
16
19
19
20
19
83
80
80
80
80
17
20
20
20
20
–
–
87
–
–
–
–
13
–
–
Full time .................................................................
Part time ................................................................
81
75
19
25
80
74
20
26
87
83
13
17
Union .....................................................................
Nonunion ...............................................................
88
79
12
21
88
78
12
22
88
87
12
13
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
76
75
80
82
83
83
24
25
20
18
17
17
75
72
78
80
81
82
25
28
22
20
19
18
87
88
88
88
86
89
13
12
12
12
14
11
See footnotes at end of table.
10
Table 3. Medical plans: Share of premiums paid by employer and employee for single
coverage, National Compensation Survey, March 2012—Continued
(In percent)
Civilian1
Characteristics
Employer
share of
premium
State and local
government
Private industry
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Establishment characteristics
Goods-producing industries ...................................
82
18
82
18
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
81
83
85
86
85
81
82
88
19
17
15
14
15
19
18
12
79
80
79
–
79
80
–
–
21
20
21
–
21
20
–
–
87
87
87
87
88
86
86
88
13
13
13
13
12
14
14
12
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
80
80
79
82
80
83
20
20
21
18
20
17
79
79
78
80
79
81
21
21
22
20
21
19
91
91
91
87
88
87
9
9
9
13
12
13
77
83
81
82
80
81
81
81
82
23
17
19
18
20
19
19
19
18
75
81
80
79
78
78
80
79
81
25
19
20
21
22
22
20
21
19
84
89
89
91
87
87
86
88
86
16
11
11
9
13
13
14
12
14
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those
in private households, and workers in the public sector, except the
federal government. See Technical Note for further explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
11
Table 4. Medical plans: Share of premiums paid by employer and employee for family
coverage, National Compensation Survey, March 2012
(In percent)
Civilian1
Characteristics
All workers participating in family coverage
medical plans .......................................................
Employer
share of
premium
State and local
government
Private industry
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
69
31
68
32
71
29
70
70
70
66
30
30
30
34
70
69
71
–
30
31
29
–
69
–
68
67
31
–
32
33
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
65
71
65
75
67
64
69
69
35
29
35
25
33
36
31
31
–
–
61
63
67
64
68
69
–
–
39
37
33
36
32
31
66
–
73
77
73
–
72
72
34
–
27
23
27
–
28
28
70
69
73
74
71
30
31
27
26
29
69
69
73
73
72
31
31
27
27
28
–
–
70
–
–
–
–
30
–
–
Full time .................................................................
Part time ................................................................
69
66
31
34
69
66
31
34
71
69
29
31
Union .....................................................................
Nonunion ...............................................................
80
66
20
34
83
66
17
34
78
63
22
37
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
60
60
67
70
72
74
40
40
33
30
28
26
60
58
66
68
72
73
40
42
34
32
28
27
63
56
73
71
73
79
37
44
27
29
27
21
See footnotes at end of table.
12
Table 4. Medical plans: Share of premiums paid by employer and employee for family
coverage, National Compensation Survey, March 2012—Continued
(In percent)
Civilian1
Characteristics
Employer
share of
premium
State and local
government
Private industry
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Employer
share of
premium
Employee
share of
premium
Establishment characteristics
Goods-producing industries ...................................
74
26
74
26
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
68
66
66
64
71
67
74
77
32
34
34
36
29
33
26
23
67
65
64
–
69
66
–
–
33
35
36
–
31
34
–
–
71
67
66
64
72
72
73
77
29
33
34
36
28
28
27
23
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
63
63
64
72
69
74
37
37
36
28
31
26
63
63
63
73
69
77
37
37
37
27
31
23
71
73
68
71
70
71
29
27
32
29
30
29
72
75
74
70
64
62
63
67
68
28
25
26
30
36
38
37
33
32
71
72
72
70
64
66
66
67
66
29
28
28
30
36
34
34
33
34
79
87
83
69
65
55
52
63
76
21
13
17
31
35
45
48
37
24
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those
in private households, and workers in the public sector, except the
federal government. See Technical Note for further explanation.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
13
Table 5. Life insurance benefits: Access, participation, and take-up rates,1 National Compensation Survey, March 2012
(All workers = 100 percent)
Civilian2
Characteristics
Access
All workers .............................................................
Participation
Private industry
Take-up
rate
Access
Participation
State and local government
Take-up
rate
Access
Participation
Take-up
rate
61
59
97
57
56
97
79
77
98
78
85
76
75
77
84
74
74
98
99
98
97
78
85
74
–
77
85
73
–
99
99
98
–
80
–
79
78
78
–
77
76
97
–
97
97
83
75
36
69
59
47
66
62
82
74
34
67
57
44
65
60
98
99
95
97
97
94
98
96
–
–
29
46
57
47
64
59
–
–
27
43
55
44
63
56
–
–
94
94
96
94
98
96
85
–
75
86
79
–
79
90
84
–
74
85
77
–
77
89
98
–
98
99
98
–
98
99
55
69
64
70
57
52
66
62
68
56
95
97
97
97
97
50
67
63
70
56
47
64
61
68
54
95
96
97
97
96
–
–
77
–
–
–
–
76
–
–
–
–
99
–
–
Full time .................................................................
Part time ................................................................
76
14
74
13
97
92
73
13
71
12
97
92
90
22
88
21
98
95
Union .....................................................................
Nonunion ...............................................................
85
56
84
55
98
97
85
55
83
53
98
97
86
73
84
71
98
97
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
26
12
63
74
84
87
24
11
61
73
83
86
92
89
97
98
99
99
22
11
60
72
82
85
20
10
57
70
81
85
91
87
96
98
99
99
62
48
83
84
88
90
60
46
81
83
86
86
98
96
98
98
97
96
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
See footnotes at end of table.
14
Table 5. Life insurance benefits: Access, participation, and take-up rates,1 National Compensation Survey, March
2012—Continued
(All workers = 100 percent)
Civilian2
Characteristics
Access
Participation
Private industry
Take-up
rate
Access
Participation
State and local government
Take-up
rate
Access
Participation
Take-up
rate
Establishment characteristics
Goods-producing industries ...................................
72
70
97
72
70
97
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
59
69
76
77
82
63
86
82
57
67
74
75
79
62
83
81
97
98
98
98
96
97
98
98
54
63
67
–
83
62
–
–
53
61
66
–
82
60
–
–
97
98
99
–
99
97
–
–
79
79
79
78
81
79
89
82
77
77
77
76
77
76
86
81
98
97
97
98
94
97
96
98
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
42
37
58
78
71
85
40
35
56
76
69
84
96
96
96
98
97
98
41
36
57
77
70
86
39
34
55
75
68
84
96
96
96
98
97
99
61
59
65
82
74
84
60
57
64
80
73
82
98
97
98
98
98
98
63
58
65
64
60
68
63
58
54
62
58
63
62
58
65
60
56
53
97
99
97
97
97
96
96
97
98
62
54
63
61
56
63
60
54
50
61
53
62
59
54
61
57
52
49
98
99
98
96
96
96
95
96
98
73
84
79
79
83
84
76
80
72
68
83
75
79
81
79
75
79
71
93
99
95
99
98
94
98
99
99
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
15
Table 6. Selected paid leave benefits: Access, National Compensation Survey, March 2012
(All workers = 100 percent)
Civilian1
Characteristics
All workers .............................................................
Paid sick
leave
Paid
vacation
Private industry
Paid
holidays
Paid sick
leave
Paid
vacation
State and local government
Paid
holidays
Paid sick
leave
Paid
vacation
Paid
holidays
66
74
76
61
77
77
89
59
67
86
90
84
85
75
94
67
16
79
95
73
34
84
90
81
–
87
96
83
–
89
97
85
–
90
–
90
88
43
–
36
12
55
–
49
30
95
81
47
69
67
52
75
57
11
82
59
78
79
67
86
83
28
84
56
80
81
70
88
83
–
–
40
40
65
52
73
53
–
–
56
64
–
67
86
82
–
–
53
70
81
69
89
82
95
–
85
90
89
–
90
95
9
–
75
88
84
–
84
95
27
–
78
87
85
–
86
96
45
68
54
54
53
74
91
82
90
73
75
91
83
91
76
39
65
52
54
51
72
90
83
90
75
73
90
84
91
77
–
–
87
–
–
–
–
63
–
–
–
–
73
–
–
Full time .................................................................
Part time ................................................................
79
25
87
34
–
39
75
23
91
35
90
40
98
40
67
20
74
29
Union .....................................................................
Nonunion ...............................................................
84
62
75
74
80
75
73
60
91
75
91
76
97
82
57
62
69
66
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 perecent ..........................................
Highest 10 percent ........................................
32
20
68
79
87
90
51
38
82
89
79
76
52
35
84
–
82
79
29
18
64
75
84
86
49
37
83
90
90
90
50
33
84
90
91
90
75
62
93
93
96
98
55
41
84
69
36
34
62
49
87
76
49
45
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
See footnotes at end of table.
16
Table 6. Selected paid leave benefits: Access, National Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Civilian1
Characteristics
Paid sick
leave
Paid
vacation
Private industry
Paid
holidays
Paid sick
leave
Paid
vacation
State and local government
Paid
holidays
Paid sick
leave
Paid
vacation
Paid
holidays
Establishment characteristics
Goods-producing industries ...................................
57
90
90
56
90
90
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
67
81
87
90
85
77
88
89
71
65
41
27
68
83
89
89
73
71
53
42
78
84
91
88
62
77
79
–
82
76
–
–
74
79
59
–
73
83
–
–
75
81
65
–
80
83
–
–
89
89
89
90
87
87
93
89
59
42
36
27
66
86
93
89
67
55
50
42
77
88
94
88
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
53
51
57
77
69
86
69
67
75
79
80
78
69
67
75
82
82
82
52
50
55
73
66
82
69
67
75
86
83
90
69
67
76
87
84
91
78
70
90
90
87
91
66
65
67
58
59
58
69
66
73
67
63
68
70
69
62
64
65
65
67
61
67
72
73
74
72
76
76
75
74
72
72
77
77
74
77
77
77
73
73
67
65
58
59
60
57
64
58
63
76
76
78
75
78
78
79
77
72
75
79
79
75
77
79
81
75
73
86
89
85
90
92
90
85
83
91
48
58
53
58
66
66
52
54
67
54
62
65
69
77
71
54
59
73
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
17
Appendix table 1. Survey establishment response, National
Compensation Survey, March 2012
Establishments
Total
Private industry
State and local
governments
Total in sampling frame1 ................................
5,260,659
5,041,564
219,095
Total in sample ............................................
Responding ...............................................
Refused or unable to provide data ............
Out of business or not in survey scope .....
12,545
7,998
3,045
1,502
10,951
6,618
2,850
1,483
1,594
1,380
195
19
1 The list of establishments from which the survey
sample was selected (sampling frame) was
developed from State unemployment insurance
reports and is based on the 2007 North American
Industry Classification System (NAICS). For private
industries, an establishment is usually a single
physical location. For State and local governments,
an establishment is defined as all locations of a
government entity.
NOTE: Because of rounding, sums of individual
items may not equal totals.
18
Appendix table 2. Number of workers1 represented, National
Compensation Survey, March 2012
Occupational group2
Civilian workers
Private industry
workers
State and local
government
workers
All workers .....................................................
Management, professional, and related ....
Management, business, and financial ...
Professional and related ........................
Teachers ...........................................
Primary, secondary, and special
education school teachers ...........
Registered nurses .............................
Service ......................................................
Protective service ..................................
Sales and office .........................................
Sales and related ..................................
Office and administrative support ..........
Natural resources, construction, and
maintenance ............................................
Construction, extraction, farming,
fishing, and forestry .............................
Installation, maintenance, and repair ....
Production, transportation, and material
moving .....................................................
Production .............................................
Transportation and material moving ......
122,742,800
36,579,100
10,377,700
26,201,300
6,145,000
103,882,000
26,183,300
8,817,400
17,365,900
–
18,860,800
10,395,700
–
8,835,400
4,952,800
4,120,500
2,726,100
26,834,000
3,121,000
31,979,400
11,769,000
20,210,500
–
–
22,791,300
1,299,800
29,254,600
11,633,100
17,621,400
3,642,100
–
4,042,700
1,821,200
2,724,900
–
2,589,100
9,179,400
8,252,300
927,200
4,378,200
4,801,200
3,867,000
4,385,200
18,170,800
8,818,100
9,352,700
17,400,500
8,705,000
8,695,400
1 The number of workers represented by the
survey are rounded to the nearest 100. Estimates of
the number of workers provide a description of the
size and composition of the labor force included in
the survey. Estimates are not intended, however, for
comparison to other statistical series to measure
employment trends or levels.
–
–
770,300
–
–
2 The 2000 Standard Occupational Classification
system is used to classify workers.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dashes indicate that no
estimates for this characteristic are provided in this
publication.
19