Consumer Expenditures in 2009 BLS U.S. Department of Labor U.S. Bureau of Labor Statisitics May 2011 Report 1029 C onsumer units1 spent 2.8 percent less, on average, in 2009 than in the previous year. This drop in spending— from $50,486 in 2008 to $49,067 in 2009, in nominal dollars—marked the first time a year-to-year decrease has been measured by the Bureau of Labor Statistics (BLS) Consumer Expenditure Survey (CE) since the CE began publishing integrated data in 1984. In 2008, spending rose a moderate 1.7 percent, following an increase of 2.6 percent in 2007. Prices in the United States, as measured by the average annual change in the Consumer Price Index for All Urban Consumers (CPI-U, U.S. city average, all items), fell 0.4 percent in 2009, following increases of 3.8 percent in 2008 and 2.8 percent in 2007. This report provides CE results for 2009, the latest year of data available. Developments in 2009 Consumers across the United States continued to feel the pressure of the economic downturn throughout 2009, even though the latest U.S. recession officially ended in June 2009.2 Of the major components of spending—food, housing, apparel and services, transportation, healthcare, entertainment, and personal insurance and pensions, which account for about 90 percent of total expenditures—all except healthcare decreased from 2008 to 2009. (See table A.) Expenditures decreased by 1.1 percent for food, 1.3 percent for housing, 4.2 percent for apparel and services, 11.0 percent for transportation, 5.0 percent for entertainment, and 2.4 percent for personal insurance and pensions. Spending rose by 5.0 percent for healthcare. Although overall food spending varied across income quintiles, there was a consistent pattern of spending less on food-away-from-home items from 2008 to 2009. The highest income quintile had the largest dollar drop in spending on food away from home, from $5,336 in 2008 to $5,151 in 2009. Food away from home includes items such as meals at restaurants, food or board at school, catered affairs, and food bought during out-of-town trips. The drop in spending by the highest income quintile was the main reason food-awayfrom-home spending decreased 2.9 percent for all consumer See the glossary at the end of this report for a definition of consumer unit. The National Bureau of Economic Research designated December 2007 as the beginning of the latest recession, with the contraction ending in June 2009. For more information, see “U.S. Business Cycle Expansions and Contractions,” (National Bureau of Economic Research, September 2010), http:// www.nber.org/cycles/cyclesmain.html. 1 2 units, on average. The lowest income quintile group had the largest percentage decrease in spending on food away from home (-5.9 percent), but their low level of spending relative to other income quintiles had less of an effect on overall foodaway-from-home spending. The drop in overall food-awayfrom-home spending could be evidence of a shift away from discretionary spending on food during the period. In addition, the price for food away from home, as measured by the CPI-U, increased 3.5 percent in 2009. For food-at-home spending—the other major subcomponent of overall food spending—consumer units in the lowest income quintile raised their level of spending the most of any quintile group, from $2,369 in 2008 to $2,463 in 2009. They also had the largest percentage spending increase (4.0 percent) in this category from 2008 to 2009. The second income quintile was the only other quintile group to increase spending on food at home (2.4 percent). Overall food-at-home spending increased a mere 0.2 percent because the increases by the two lowest income quintile groups were nearly offset by the decreases of the higher quintiles. The price for food at home, as measured by the CPI-U, increased 0.5 percent. Housing expenditures dropped 1.3 percent from 2008 to 2009, which was not surprising considering the continuing problems for the housing sector. Housing is the largest component of overall expenditures, accounting for 34.4 percent of the total in 2009. (See table B.) New home sales and existing home sales in the United States fell for the fourth consecutive year.3 The median selling price for new homes and for existing homes fell from the previous year, 3.0 percent and 3.1 percent, respectively.4 More than 3.9 million foreclosure filings—default notices, scheduled foreclosure auctions, and bank repossessions— were disclosed on more than 2.8 million U.S. properties.5 (The three types of filings could all potentially be levied at an individual property.) About 2.1 million fewer consumer units reported being homeowners with a mortgage in the 2009 CE than in the 2007 CE. During the same time 3 For more information, see “New and Existing Home Sales, U.S.,” (National Association of Home Builders, January 2011), http://www.nahb.com/ fileUpload_details.aspx?contentID=55761&wwparam=1294177751. 4 For more information, see “New and Existing Single Family Home Prices, U.S.,” (National Association of Home Builders, January 2011), http:// www.nahb.com/fileUpload_details.aspx?contentID=55764. 5 For more information, see “Record 2.8 million properties with filings in 2009,” Reality Trends (RealtyTrac, February 2011), http://www.realtytrac. com/news-trends/newsletter/2010/february.html. Table A. Average annual expenditures by major category of all consumer units and percent changes, Consumer Expenditure Survey, 2007–2009 Item Number of consumer units (in thousands)..................................... Average income before taxes . ...................................................... Averages: Age of reference person............................................................... Number of persons in consumer unit........................................... Number of earners....................................................................... Number of vehicles....................................................................... Percent homeowner....................................................................... Average annual expenditures......................................................... Food............................................................................................. Food at home............................................................................. Cereals and bakery products................................................... Meats, poultry, fish, and eggs................................................... Dairy products.......................................................................... Fruits and vegetables............................................................... Other food at home.................................................................. Food away from home................................................................ Alcoholic beverages..................................................................... Housing ....................................................................................... Shelter ....................................................................................... Utilities, fuels, and public services.............................................. Household operations................................................................ Housekeeping supplies.............................................................. Household furnishings and equipment....................................... Apparel and services.................................................................... Transportation.............................................................................. Vehicle purchases (net outlay)................................................... Gasoline and motor oil............................................................... Other vehicle expenses.............................................................. Public transportation................................................................... Healthcare.................................................................................... Entertainment............................................................................... Personal care products and services........................................... Reading........................................................................................ Education..................................................................................... Tobacco products and smoking supplies...................................... Miscellaneous . ............................................................................ Cash contributions........................................................................ Personal insurance and pensions................................................ Life and other personal insurance.............................................. Pensions and Social Security..................................................... 2007 2008 2009 120,171 120,770 120,847 $63,091 $63,563 $62,857 48.8 2.5 1.3 1.9 67 49.1 2.5 1.3 2.0 66 49.4 2.5 1.3 2.0 66 $49,638 6,133 3,465 460 777 387 600 1,241 2,668 457 16,920 10,023 3,477 984 639 1,797 1,881 8,758 3,244 2,384 2,592 538 2,853 2,698 588 118 945 323 808 1,821 5,336 309 5,027 $50,486 6,443 3,744 507 846 430 657 1,305 2,698 444 17,109 10,183 3,649 998 654 1,624 1,801 8,604 2,755 2,715 2,621 513 2,976 2,835 616 116 1,046 317 840 1,737 5,605 317 5,288 $49,067 6,372 3,753 506 841 406 656 1,343 2,619 435 16,895 10,075 3,645 1011 659 1,506 1,725 7,658 2,657 1,986 2,536 479 3,126 2,693 596 110 1,068 380 816 1,723 5,471 309 5,162 2 Percent Change 2007–08 2008–09 .7 -1.1 1.7 5.1 8.1 10.2 8.9 11.1 9.5 5.2 1.1 -2.8 1.1 1.6 4.9 1.4 2.3 -9.6 -4.3 -1.8 -15.1 13.9 1.1 -4.6 4.3 5.1 4.8 -1.7 10.7 -1.9 4.0 -4.6 5.0 2.6 5.2 -2.8 -1.1 .2 -.2 -.6 -5.6 -.2 2.9 -2.9 -2.0 -1.3 -1.1 -.1 1.3 .8 -7.3 -4.2 -11.0 -3.6 -26.9 -3.2 -6.6 5.0 -5.0 -3.2 -5.2 2.1 19.9 -2.9 -.8 -2.4 -2.5 -2.4 Table B. Percent distribution of total annual expenditures by major category for all consumer units, Consumer Expenditure Survey, 2006–2009 Spending Category Average annual expenditures......................................................... Food............................................................................................. Food at home............................................................................. Food away from home................................................................ Alcoholic beverages..................................................................... Housing........................................................................................ Shelter ....................................................................................... Utilities, fuels, and public services.............................................. Household operations................................................................ Housekeeping supplies.............................................................. Household furnishings and equipment....................................... Apparel and services.................................................................... Transportation.............................................................................. Vehicles...................................................................................... Gasoline and motor oil............................................................... Other vehicle expenses.............................................................. Public transportation................................................................... Healthcare.................................................................................... Entertainment............................................................................... Personal care products and services........................................... Reading........................................................................................ Education..................................................................................... Tobacco products and smoking supplies...................................... Miscellaneous............................................................................... Cash contributions........................................................................ Personal insurance and pensions................................................ Life and other personal insurance.............................................. Pensions and Social Security..................................................... 3 2006 2007 2008 2009 100.0 12.6 7.1 5.6 1.0 33.8 20.0 7.0 2.0 1.3 3.5 3.9 17.6 7.1 4.6 4.9 1.0 5.7 4.9 1.2 .2 1.8 .7 1.7 3.9 10.9 .7 10.2 100.0 12.4 7.0 5.4 .9 34.1 20.2 7.0 2.0 1.3 3.6 3.8 17.6 6.5 4.8 5.2 1.1 5.7 5.4 1.2 .2 1.9 .7 1.6 3.7 10.7 .6 10.1 100.0 12.8 7.4 5.3 .9 33.9 20.2 7.2 2.0 1.3 3.2 3.6 17.0 5.5 5.4 5.2 1.0 5.9 5.6 1.2 .2 2.1 .6 1.7 3.4 11.1 .6 10.5 100.0 13.0 7.6 5.3 .9 34.4 20.5 7.4 2.1 1.3 3.1 3.5 15.6 5.4 4.0 5.2 1.0 6.4 5.5 1.2 .2 2.2 .8 1.7 3.5 11.2 .6 10.5 period, the number of renters increased, as did the number of homeowners without mortgages. The housing market problems in 2009 occurred as the national unemployment rate, as measured by the Current Population Survey (CPS), rose to 9.3 percent in 2009, the highest rate since 1983 when it was reported as 9.6 percent. For those consumer units that include homeowners with a mortgage, mortgage interest payments and charges, a subcomponent of the owned dwellings category, fell from $8,855 in 2008 to $8,455 in 2009, a 4.5-percent decrease. Spending on maintenance, repairs, insurance, and other expenses, another subcomponent of spending on owned dwellings, decreased 6.2 percent for the same group. Spending on fuel oil and other fuels, a subcomponent of utilities, fuels, and public services spending, dropped 26.6 percent in 2009 for all consumer units, following a 27.2percent increase in 2008. The price change in fuel oil and other fuels, as measured by the CPI-U, was also volatile, rising 33.0 percent in 2008 and falling 28.3 percent in 2009. Chart 1 details spending changes and price changes dating back to 2005. The CE also collects the estimated market value of owned homes. In 2009, the estimated market value of owned homes decreased 7.2 percent for all consumer units. This drop occurred after decreases of 6.9 percent in 2008 and 0.5 percent in 2007. Home values decreased in all four regions of the United States (Northeast, Midwest, South, and West) from 2008 to 2009, with the largest decrease in the West (13.6 percent) and the smallest decrease in the South (3.3 percent). These decreases in the market value of owned homes lend some insight into why many Americans owed more than their homes were worth, or had negative equity in their homes, in 2009.6 Expenditures on apparel and services fell 4.2 percent in 2009, following a decrease of 4.3 percent in 2008. Spending on men’s and boys’ apparel dropped 10.3 percent, whereas women and girls’ spending decreased 5.6 percent. These declines on apparel spending were influenced by the faltering economy of the past 2 years, but a prevailing trend of decreases in apparel spending in the United States has emerged when measured as a share of the household budget (chart 2). The share spent on apparel and services is the lowest it has been since the CE began publishing integrated data in 1984. Transportation spending dipped 11.0 percent in 2009, following a more modest 1.8-percent decrease in 2008. Gasoline and motor oil spending, a major subcomponent of transportation spending, fell 26.9 percent in 2009, which was the primary reason for the drop in overall transportation spending. The decrease in spending on gasoline and motor oil corresponded closely to the 27.8-percent decrease in motor fuel prices in 2009, as measured by the CPI-U. (See chart 1.) Spending on vehicle purchases, the largest subcomponent of transportation spending, fell by 3.6 percent in 2009, following a 15.1-percent decrease in 2008. Consumer units living in rural areas spent 5.9 percent less on vehicle purchases in 2009, while urban consumer units spent 3.3 percent less. Rural households also spent 29.3 percent less on gasoline and motor oil in 2009, while urban households decreased their fuel 6 For more information, see “Continued High Negative Equity and Home Value Declines Put a Damper on an Encouraging 2009,” (Zillow, February 2010), http://zillow.mediaroom.com/index.php?s=159&item=184&wwpa ram=1294388506. Chart 1. Spending and price percent change in housing fuel oil and transportation fuel, Consumer Expenditure Survey(CE), Consumer Price Index(CPI), 2005–2009 Percent change 40.0 CE Fuel oil and other fuels CE Gasoline and motor oil 40.0 CPI-U fuel oil and other fuels CPI-U motor fuel 30.0 30.0 20.0 20.0 10.0 10.0 0.0 0.0 2005 2005 2006 2006 2007 2007 2008 2008 2009 2009 -10.0 -10.0 -20.0 -20.0 -30.0 -30.0 Source: U.S. Bureau of Labor Statistics, Consumer Expenditure Survey and Consumer Price Index for All Urban Consumers 4 Chart 2. Expenditures on apparel and services as a share of total expenditures, Consumer Expenditure Survey, 1984–2009 In percent 6.5 6.5 6.0 6.0 5.5 5.5 5.0 5.0 4.5 4.5 4.0 4.0 3.5 3.5 3.0 3.0 1984 1988 1992 1996 spending by 26.6 percent. The level of gasoline and motor oil spending is still higher for rural consumer units: $2,218 compared with $1,964 for urban consumer units. Rural households reported spending more on vehicle insurance than did urban households in 2009, $1,191 versus $1,065. This was the first time since the CE began publishing integrated data in 1984 that rural consumers spent more on vehicle insurance than urban consumers. However, because the average number of vehicles per consumer unit is higher in rural areas than in urban areas—2.6 vehicles and 1.9 vehicles, respectively—the cost for insurance per vehicle is lower for rural consumers. Despite the weak economy, healthcare accounted for a larger share of a household’s budget in 2009, making up 6.4 percent compared with 5.9 percent in 2008 (table B). The 5.0-percent increase in spending was larger than the 3.2-percent price increase in medical care shown by the CPI-U. Chart 3 shows that the budget share for healthcare spending is higher in 2009 than in 1999 for all age groups classified by age of the reference person except for the 25-and-under group. Spending on health insurance, the largest subcomponent of healthcare spending, was primarily responsible for the total increase in 2009, rising 8.0 percent. Health insurance includes premiums paid by consumers for private health insurance and Medicare. Since 2000, health insurance spending has increased every year, and, for every year except 2005, the increase has been greater than 5.0 percent. According to the data classified by the age of the reference person, health insurance increased the most from 2008 to 2009 for the 45-to-54-year-old group (10.8 percent). The 25-and-under group actually had a decrease in health insurance spending (–2.1 percent), but this could be because young people are choosing to carry less health insurance or no health insurance at all. For the 25-and-under group, the percentage of consumer units that reported expenditures 2000 2004 2008 on health insurance dropped from 25.3 percent in 2008 to 23.8 percent in 2009 (quarterly average percent reporting). The 5.0-percent drop in entertainment spending in 2009 was driven by decreases in two of its main subcomponents, audio and visual equipment and services (–5.9 percent) and other supplies, equipment, and services (–16.5 percent). The latter includes items such as recreational vehicles, boats, sporting goods, and photographic equipment. These items tend to be discretionary purchases and the decrease may reflect the difficult economic conditions. Purchases of other supplies, equipment, and services are often large, infrequent expenditures, and therefore changes in the percent of consumer units purchasing such items can result in large changes in the average amount spent. Spending on personal insurance and pension plans fell 2.4 percent in 2009, following a 5.0-percent increase in 2008. Pensions and Social Security, the major subcomponent of personal insurance and pensions spending, also fell 2.4 percent in 2009. Among the other spending components, expenditures on education increased 2.1 percent in 2009, following an increase of 10.7 percent in 2008. Applications to undergraduate and graduate schools tend to increase during a recession because people out of work want to improve their skill set, and this may have contributed to the increase during the latest downturn. Tobacco products and smoking supplies increased 19.9 percent in 2009, probably due to the increase in excise taxes that many states placed on cigarettes during the year.7 The 7 For more information, see “State Cigarette Excise Taxes—United States, 2009,” Morbidity and Mortality Weekly Report (Centers for Disease Control and Prevention, April 9, 2010), http://www.cdc.gov/mmwr/preview/ mmwrhtml/mm5913a1.htm. 5 Chart 3. Shares of total expenditures for healthcare, by age of reference person, Consumer Expenditure Survey, 1999 and 2009 In percent 14.0 12.9 12.0 11.4 2009 14.0 12.0 1999 10.0 10.0 8.0 7.4 6.4 6.0 8.0 6.2 5.3 6.0 5.4 3.9 4.0 4.4 4.7 3.8 4.0 3.2 2.5 2.4 2.0 2.0 0.0 0.0 All consumer units Under 25 years 25–34 years 35–44 years 3.2-percent decrease in personal care products and services could be driven by consumers cutting discretionary spending. In 2009, the Social Security Administration administered the delivery of one-time economic recovery payments of $250 for most recipients of Social Security, Railroad Retirement, Supplemental Security Income, and Veterans’ Benefits. To examine the impact of these payments, special questions were included in the Interview component of the Consumer Expenditure Survey from July through September 2009, which collected information on whether the payment was received, and how it was used (mostly for spending, saving, or paying off debt). The data indicate that 40 percent of the recipients used the payment to purchase goods or services; 34 percent used it to pay off debt; 24 percent saved it; and 2 percent did not report using it. 8 45–54 years 55–64 years 65 years and older The survey, which is conducted by the U.S. Census Bureau for BLS, consists of two components: a diary (or recordkeeping) survey completed by participating consumer units for two consecutive 1-week periods and an interview survey by which expenditures of consumer units are obtained in five interviews conducted at 3-month intervals. Results in this report are based on integrated data from both surveys. Survey participants record dollar amounts for goods and services purchased during the reporting period, regardless of whether payment is made at the time of purchase. Expenditure amounts include all sales and excise taxes for items purchased by the consumer unit. All business-related expenditures are excluded from both surveys, as are expenditures for which the consumer unit is reimbursed. Each component of the survey queries an independent sample of consumer units that are representative of the U.S. population. For the Diary Survey, about 7,000 consumer units are sampled each year. Each consumer unit keeps a diary for two 1-week periods, yielding approximately 14,000 diaries a year. The Interview sample, selected on a rotating panel basis, surveys about 7,000 consumer units each quarter. The rotating panel consists of some consumer units dropping out of the survey each quarter, while other consumer units come into the survey. Each consumer unit is interviewed once per quarter, for 5 consecutive quarters. Data are collected on an ongoing basis in 91 areas of the United States. The Interview Survey is designed to capture expenditure data that respondents can reasonably recall for a period of 3 months or longer. In general, these expenditures are relatively Brief description of the Consumer Expenditure Survey The current Consumer Expenditure Survey (CE) began in 1980 and has run continuously since then. Its principal objective is to collect information on the buying habits of Americans. Consumer expenditure data are used in a variety of research endeavors by government, business, labor, and academic analysts. In addition, the data are required for the regular revision of the CPI market basket. 8 To view the first analysis of these data by BLS staff, see the report on the CE section of the BLS website (http://www.bls.gov/cex/csxwebarticles. htm). 6 large, such as expenditures for real property, automobiles, and major appliances, or they occur on a regular basis, such as rent, utility payments, and insurance premiums. The Interview Survey also collects data on expenditures incurred on leisure trips. Including global estimates of spending for food, it is estimated that about 95 percent of expenditures are covered in the Interview Survey. Nonprescription drugs, household supplies, and personal care items are excluded. The Diary Survey is designed to capture expenditures on small, frequently purchased items that are normally difficult for respondents to recall buying. Detailed records of expenses are kept for food and beverages—consumed either at home or in eating places—and for tobacco, housekeeping supplies, nonprescription drugs, and personal care products and services. Expenditures incurred by members of the consumer unit while away from home overnight or longer are excluded from the Diary Survey. Although this survey was designed to collect information on expenditures that could not be recalled easily over an extended period, respondents are asked to report all expenses (except those spent while traveling overnight that the consumer unit incurs during the survey week. Integrated data from the BLS Diary and Interview Surveys provide a complete accounting of consumer expenditures and income that neither survey is designed to do on its own. Data on some expenditure items are collected in only one of the surveys. For example, the Diary Survey does not collect data on expenditures for overnight travel or information on reimbursements, whereas the Interview Survey does. Examples of expenditures for which reimbursements are excluded from the Diary Survey are medical care; automobile repair; and construction, repairs, alterations, and maintenance of property. For items that are unique to one survey or the other, the choice of which survey to use as the source of data is obvious. However, there is considerable overlap in coverage between the surveys. Consequently, integrating the data involves determining the appropriate survey component from which to select expenditure items. When data are available from both surveys, the more reliable of the two (as determined by statistical methods) is selected. As a result, some items are selected from the Interview Survey, others from the Diary Survey. Because of the overlap in the item coverage between the two surveys, the survey source is periodically reviewed and statistical methods are used to select the best source. The population coverage of the CE differs from that of the CPI. The CE data cover the total population, whereas the CPI covers only the population in urban and metropolitan areas. Definitions of components also differ between the CE and CPI. For example, homeownership is treated differently in the two surveys: actual expenditures of homeownership are reported in the CE, whereas the CPI uses a rental-equivalence approach that estimates the change in the cost of obtaining, in the rental marketplace, services equivalent to those provided by owner-occupied homes. characteristics, regardless of whether a particular unit incurred an expense for a specific item during the recordkeeping period. The average expenditure for an item may be considerably lower than the expenditure by the consumer units that purchased the item. The less frequently an item is purchased, the greater the difference is between the average for all consumer units and the average for those purchasing the item. Similarly, an individual consumer unit may spend more or less than the average, depending on its particular characteristics. Factors such as income, age of family members, geographic location, and personal preference also influence expenditures. Furthermore, even within groups with similar characteristics, the distribution of expenditures varies substantially. These points should be considered in relating reported averages to individual circumstances. Users of these survey data should also keep in mind that prices for many goods and services have risen since the survey was conducted. For example, gasoline (all types), as measured by the CPI-U, rose 18.8 percent between 2009 (annual average index) and October 2010 (not seasonally adjusted). In addition, sample surveys are subject to two types of error: sampling and nonsampling. Sampling errors occur because the data are collected from a sample representing the population, rather than from the entire population. Nonsampling errors result from the inability or unwillingness of respondents to provide correct information, differences in interviewers’ abilities, mistakes in recording or coding, and other processing errors. Interpreting the data Expenditures are averages for consumer units with specified Other available data The 2009 Diary and Interview Survey microdata—that is, Tables and data Tables in this report include integrated data from both the Diary and Interview components of the CE, enabling data users to associate the full range of expenditures with consumers’ demographic characteristics. Tables show data classified by income quintile, income class, age of the reference person, size of the consumer unit, composition of the consumer unit, number of earners, housing tenure, type of area (urban or rural), race, Hispanic origin, region of residence, occupation, and education. These are the same classifications published in previous reports and bulletins. Tables for the aforementioned classifications, but with more detail than is given in this report, can be accessed on the CE page of the BLS website (http://www.bls.gov/cex). Also available are tables showing average annual data over a 2-year period for 1) income before taxes, cross-tabulated by age, consumer unit size, or region; 2) single consumers by sex, cross-tabulated by either income or age; and 3) selected metropolitan statistical areas (MSAs). Data are available for 1984–2009. Other survey information available on the website includes answers to frequently asked questions, a glossary of terms, and order forms for survey products. Beginning with the 2000 data, estimates of standard errors for integrated Diary and Interview Survey data are also available. 7 sumer Expenditure Survey anthologies. These reports include analyses of expenditure data as they apply to various topics of interest, as well as methodological and research articles pertaining to a number of survey topics. The most recent of these reports, Consumer Expenditure Survey Anthology, 2008 (BLS Report 1009), was published in December 2008. The next report in the series, Consumer Expenditure Survey Anthology, 2011, will be available in Spring 2011. Additional data also are presented in articles in the Monthly Labor Review. For more detailed information on the availability of current and earlier data, contact the Division of Consumer Expenditure Survey, Bureau of Labor Statistics, Room 3985, 2 Massachusetts Avenue, NE., Washington, DC 20212-0001. Telephone: (202) 691-6900. Email: [email protected]. Online at http://www.bls.gov/cex. Material in this publication is in the public domain and, with appropriate credit, may be reproduced without permission. Information in this report is available upon request to sensory-impaired individuals: Voice phone: (202) 691-5200, Federal Relay Service: 1-800-877-8339. data on individual consumer units—are available for purchase on CD-ROM. The Interview Survey files contain expenditure data in two different formats: MTAB files, which present monthly values in an item coding framework based on the CPI pricing scheme; and EXPN files, which organize expenditures by the section of the interview questionnaire in which they are collected. Expenditure values on EXPN files cover different periods, depending on the specific question asked; the files also contain relevant nonexpenditure information not found on the MTAB files. Currently available on CD-ROM are microdata files back to 1990 and for selected earlier years. For years prior to 1996, the microdata are available in ASCII text format (column parametered). Beginning in 1996, the microdata are available in either ASCII text format (column parametered) or PC SAS datasets. Beginning in 2007 the microdata are available in column-parametered ASCII, comma-delimited ASCII, PC SAS, SPSS, and STATA datasets. Ordering information for the public use microdata can be found here: http://www.bls.gov/cex/csxmicro.htm. The Consumer Expenditure Survey also publishes Con- 8 Glossary gifts and contributions as well as payments for pensions and personal insurance. Consumer unit. Members of a household consisting of a) occupants related by blood, marriage, adoption, or some other legal arrangement; b) a single person living alone or sharing a household with others, but who is financially independent; or c) two or more persons living together who share responsibility for at least 2 out of 3 major types of expenses—food, housing, and other expenses. Students living in university-sponsored housing are also included in the sample as separate consumer units. Income. The combined income earned by all consumer unit members, 14 years or older during the 12 months preceding the interview. The components of income are wages and salaries; self-employment income; Social Security and private and government retirement income; interest, dividends, and rental and other property income; unemployment and workers’ compensation and veterans’ benefits; public assistance, Supplemental Security Income, and food stamps; rent or meals as pay; and regular contributions for support, such as alimony and child-support payments. Reference person. The first member mentioned by the respondent when asked to “start with the name of the person or one of the persons who owns or rents the home.” It is with respect to this person that the relationship of other consumer unit members is determined. Quintiles of income before taxes. Categories of income reporters, ranked in ascending order of income, and divided into five equal groups. The lower limit shown in the quintiles of income before taxes indicates the amount of income before taxes of the lowest ranked consumer unit in each income quintile. Total expenditures. The transaction costs, including excise and sales taxes, of goods and services acquired during the interview survey period. Estimates include expenditures for 9 Table 1. Quintiles of income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2009 Item All consumer units Lowest 20 percent Second 20 percent Third 20 percent Fourth 20 percent Highest 20 percent Number of consumer units (in thousands) ....... Lower limit ........................................................ 120,847 n.a. 24,165 n.a. 24,120 $19,175 24,212 $35,598 24,154 $57,295 24,196 $93,784 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $62,857 49.4 $9,846 51.4 $27,227 51.4 $46,012 49.3 $73,417 47.1 $157,631 47.8 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 66 1.7 .4 .4 .5 1.0 40 2.3 .6 .5 .9 1.5 56 2.5 .6 .3 1.3 2.0 67 2.9 .7 .2 1.7 2.5 79 3.1 .8 .2 2.0 2.8 89 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $49,067 6,372 3,753 506 841 406 656 1,343 2,619 $21,611 3,501 2,463 327 575 266 421 874 1,038 $31,382 4,569 2,999 414 709 311 521 1,045 1,569 $41,150 5,483 3,355 451 784 354 570 1,197 2,127 $56,879 7,522 4,316 587 933 475 758 1,563 3,206 $94,244 10,780 5,629 753 1,203 624 1,013 2,037 5,151 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 435 16,895 10,075 6,543 2,860 672 3,645 1,011 659 1,506 1,725 170 8,961 5,392 1,964 3,291 137 2,238 417 349 565 873 250 11,829 6,807 3,287 3,308 211 3,069 583 501 869 1,161 330 14,805 8,804 5,168 3,210 426 3,574 721 550 1,157 1,402 541 18,862 11,173 7,944 2,582 647 4,172 1,039 741 1,738 1,848 883 29,998 18,185 14,337 1,911 1,936 5,167 2,295 1,153 3,197 3,339 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 7,658 2,657 1,986 2,536 479 2,855 778 926 984 167 5,078 1,488 1,498 1,872 220 6,717 2,232 1,982 2,199 303 9,525 3,280 2,457 3,294 494 14,105 5,501 3,067 4,327 1,211 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,126 2,693 596 110 1,068 380 816 1,723 1,628 1,015 268 48 573 303 323 559 2,491 1,668 397 72 369 413 522 868 3,069 2,106 496 91 548 400 756 1,435 3,762 3,197 650 119 881 439 921 1,949 4,677 5,474 1,167 217 2,966 342 1,558 3,801 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,471 309 5,162 534 104 429 1,694 140 1,554 3,512 217 3,295 6,664 355 6,308 14,937 728 14,209 n.a. Not applicable. 10 Table 2. Income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2009 Item All consumer units Less than $5,000 Number of consumer units (in thousands) ...... 120,847 4,749 Consumer unit characteristics: Income before taxes .................................... Age of reference person ............................... $62,857 49.4 Average number in consumer unit: Persons ...................................................... Children under 18 ....................................... Persons 65 and older ................................. Earners ....................................................... Vehicles ...................................................... Percent homeowner ..................................... $5,000 to $9,999 $10,000 to $14,999 $15,000 to $19,999 $20,000 to $29,999 $30,000 to $39,999 $40,000 to $49,999 $50,000 to $69,999 $70,000 and more 5,203 7,726 7,669 15,022 13,053 11,444 17,799 38,181 $-2,587 42.5 $8,015 48.8 $12,598 56.2 $17,527 53.9 $24,888 52.4 $34,721 50.0 $44,733 48.6 2.5 .6 .3 1.3 2.0 66 1.7 .4 .2 .5 .9 31 1.6 .4 .3 .5 .8 31 1.7 .4 .5 .4 1.0 43 2.0 .5 .5 .6 1.2 49 2.2 .5 .5 .9 1.5 55 2.4 .6 .4 1.1 1.7 62 2.5 .6 .3 1.3 1.9 65 2.7 .6 .3 1.5 2.3 74 3.1 .8 .2 1.9 2.7 86 Average annual expenditures ......................... Food ............................................................. Food at home ............................................. Cereals and bakery products .................... Meats, poultry, fish, and eggs ................... Dairy products .......................................... Fruits and vegetables ............................... Other food at home ................................... Food away from home ................................ $49,067 6,372 3,753 506 841 406 656 1,343 2,619 $22,731 3,833 2,429 354 553 269 431 821 1,404 $18,032 3,026 2,187 292 500 262 379 754 839 $21,741 3,710 2,695 334 636 273 439 1,013 1,015 $23,706 3,348 2,385 320 566 259 416 823 963 $29,397 4,415 2,996 422 675 313 525 1,061 1,419 $35,929 4,737 2,959 394 717 308 505 1,035 1,778 $39,553 5,384 3,362 457 780 363 576 1,185 2,022 $48,900 6,420 3,755 512 851 402 659 1,329 2,666 $82,060 9,761 5,236 701 1,125 577 928 1,904 4,525 Alcoholic beverages ..................................... Housing ........................................................ Shelter ........................................................ Owned dwellings ...................................... Rented dwellings ...................................... Other lodging ............................................ Utilities, fuels, and public services .............. Household operations ................................. Housekeeping supplies .............................. Household furnishings and equipment ....... Apparel and services .................................... 435 16,895 10,075 6,543 2,860 672 3,645 1,011 659 1,506 1,725 246 8,933 5,652 2,363 3,096 193 1,935 456 316 573 802 190 7,751 4,720 1,398 3,248 74 2,000 280 276 475 797 168 8,994 5,458 1,942 3,408 108 2,251 361 366 558 1,086 103 10,015 5,706 2,225 3,311 170 2,648 566 388 707 768 233 11,440 6,575 3,117 3,228 229 3,028 587 499 751 1,080 296 12,986 7,579 4,038 3,296 245 3,289 613 494 1,011 1,225 324 14,309 8,477 4,847 3,295 336 3,513 706 540 1,072 1,336 431 16,788 9,989 6,473 2,977 539 3,899 845 632 1,424 1,608 765 26,386 15,916 12,306 2,098 1,511 4,849 1,873 1,018 2,730 2,850 Transportation .............................................. Vehicle purchases (net outlay) ................... Gasoline and motor oil ................................ Other vehicle expenses .............................. Public transportation ................................... 7,658 2,657 1,986 2,536 479 2,851 934 932 805 180 2,299 649 761 773 115 2,666 673 894 949 151 3,493 953 1,110 1,217 213 4,355 1,201 1,450 1,508 196 6,311 2,112 1,689 2,264 246 6,393 2,099 1,955 2,064 275 8,352 2,742 2,250 2,951 409 12,603 4,775 2,881 3,976 971 Healthcare .................................................... Entertainment ............................................... Personal care products and services ........... Reading ........................................................ Education ...................................................... Tobacco products and smoking supplies ..... Miscellaneous ............................................... Cash contributions ........................................ 3,126 2,693 596 110 1,068 380 816 1,723 1,345 1,248 273 41 1,466 289 308 600 1,099 835 225 34 507 252 234 450 1,785 971 273 49 373 304 389 493 2,050 1,080 291 62 249 353 297 767 2,536 1,504 372 71 303 439 438 744 2,684 1,970 438 81 557 405 668 1,208 2,937 2,008 476 86 441 381 738 1,256 3,454 2,611 578 108 654 436 853 1,728 4,393 4,733 991 182 2,257 371 1,351 3,176 Personal insurance and pensions ................ Life and other personal insurance .............. Pensions and Social Security ..................... 5,471 309 5,162 496 113 383 333 87 246 481 108 373 829 110 719 1,466 123 1,343 2,362 177 2,185 3,485 212 3,273 4,881 275 4,605 12,241 607 11,634 11 $59,009 $129,528 48.6 47.3 Table 3. Higher income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2009 Item All consumer units Less than $70,000 $70,000 to $79,999 $80,000 to $99,999 $100,000 and more $100,000 to $119,999 $120,000 to $149,999 $150,000 and more Number of consumer units (in thousands) ....... 120,847 82,665 6,640 9,951 21,589 7,260 5,882 8,447 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $62,857 49.4 $32,063 50.4 $74,594 46.3 $89,096 46.7 $165,062 47.9 $108,564 46.9 $132,565 47.3 $236,246 49.2 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 66 2.2 .5 .4 1.0 1.6 57 2.9 .7 .2 1.7 2.5 81 3.0 .8 .2 1.9 2.6 83 3.1 .8 .2 2.0 2.9 90 3.0 .8 .2 1.9 2.8 87 3.2 .8 .2 2.1 2.8 89 3.2 .8 .2 2.1 3.0 93 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $49,067 6,372 3,753 506 841 406 656 1,343 2,619 $33,810 4,798 3,064 416 709 327 530 1,082 1,734 $57,833 7,818 4,471 607 963 492 772 1,637 3,347 $65,027 8,359 4,713 636 1,040 525 808 1,704 3,646 $97,576 11,088 5,752 765 1,221 632 1,041 2,092 5,336 $76,140 9,622 5,319 700 1,134 594 934 1,957 4,303 $85,806 9,886 5,201 714 1,080 568 954 1,885 4,685 $124,306 13,234 6,529 860 1,401 712 1,197 2,359 6,704 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 435 16,895 10,075 6,543 2,860 672 3,645 1,011 659 1,506 1,725 282 12,509 7,377 3,880 3,212 284 3,089 613 492 938 1,203 534 19,127 11,393 8,296 2,404 694 4,188 1,054 776 1,716 1,795 569 21,666 12,815 9,663 2,325 828 4,470 1,309 824 2,247 2,388 936 30,831 18,736 14,759 1,900 2,078 5,226 2,385 1,195 3,289 3,428 735 23,907 14,190 11,090 2,069 1,031 4,618 1,587 944 2,567 2,595 832 27,923 16,872 13,496 1,832 1,544 5,100 2,010 1,044 2,896 2,934 1,188 38,824 23,941 18,790 1,802 3,349 5,837 3,330 1,526 4,190 4,508 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 7,658 2,657 1,986 2,536 479 5,373 1,679 1,573 1,869 252 9,880 3,410 2,470 3,452 547 9,929 3,386 2,669 3,313 560 14,674 5,835 3,105 4,442 1,292 12,378 4,800 2,942 3,806 830 13,028 4,713 3,090 4,245 980 17,799 7,506 3,257 5,129 1,907 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,126 2,693 596 110 1,068 380 816 1,723 2,541 1,749 412 76 519 384 569 1,052 3,679 3,364 653 118 783 449 979 1,685 4,158 3,625 782 130 1,259 377 1,005 2,414 4,723 5,690 1,200 226 3,170 344 1,630 3,986 4,385 4,616 960 174 1,828 408 1,327 2,443 4,399 4,824 1,082 198 2,442 307 1,396 2,996 5,242 7,228 1,492 292 4,831 314 2,054 6,002 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,471 309 5,162 2,344 171 2,173 6,968 432 6,536 8,368 391 7,977 15,649 761 14,887 10,764 472 10,292 13,559 639 12,919 21,302 1,095 20,207 12 Table 4. Age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2009 Item All consumer units Under 25 years 25-34 years 35-44 years 45-54 years 55-64 years 65 years and older 65-74 years 75 years and older Number of consumer units (in thousands) ....... 120,847 7,875 20,044 22,199 25,440 20,731 24,557 12,848 11,709 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $62,857 49.4 $25,695 21.4 $58,946 29.7 $77,005 39.7 $80,976 49.5 $70,609 59.1 $39,862 75.0 $47,286 68.9 $31,715 81.6 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 66 2.8 .6 1.7 .1 1.4 .5 1.6 79 1.9 .1 1.4 .6 1.9 81 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 1.3 1.2 14 1.5 1.7 46 1.6 2.1 65 1.7 2.4 74 2.1 .2 .1 1.3 2.2 81 $49,067 6,372 3,753 506 841 406 656 1,343 2,619 $28,119 4,179 2,449 307 571 281 398 891 1,731 $46,494 6,169 3,478 473 757 376 593 1,280 2,691 $57,301 7,760 4,446 629 983 495 739 1,600 3,314 $58,708 7,445 4,343 586 978 465 750 1,564 3,102 $52,463 6,303 3,678 465 849 386 663 1,314 2,626 $37,562 4,901 3,222 439 720 346 618 1,100 1,679 $42,957 5,561 3,567 463 849 381 684 1,190 1,994 $31,676 4,189 2,851 414 581 308 546 1,002 1,338 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 435 16,895 10,075 6,543 2,860 672 3,645 1,011 659 1,506 1,725 344 9,735 6,306 1,245 4,885 176 1,821 370 309 929 1,396 481 17,258 10,856 5,581 4,877 398 3,249 1,231 506 1,416 1,871 498 20,705 12,753 8,832 3,328 593 4,093 1,377 698 1,786 2,346 502 19,004 11,356 8,093 2,369 894 4,275 964 703 1,705 1,885 440 16,991 9,749 7,149 1,570 1,031 3,896 871 825 1,651 1,591 292 13,196 7,173 4,838 1,741 594 3,282 876 682 1,184 1,068 389 14,462 7,828 5,802 1,320 706 3,568 801 773 1,491 1,322 188 11,811 6,454 3,781 2,202 471 2,967 957 584 850 793 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 7,658 2,657 1,986 2,536 479 5,334 2,319 1,483 1,298 234 7,671 2,820 2,071 2,293 487 8,364 2,761 2,359 2,694 549 9,409 3,233 2,398 3,199 579 8,323 2,752 2,074 2,962 535 5,409 1,862 1,241 1,968 338 7,033 2,597 1,573 2,488 376 3,631 1,055 877 1,402 297 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,126 2,693 596 110 1,068 380 816 1,723 676 1,233 360 42 1,910 330 243 349 1,805 2,504 555 69 808 368 631 1,001 2,520 3,317 685 85 935 417 967 1,581 3,173 3,176 666 119 2,055 513 1,051 2,056 3,895 2,906 617 147 1,003 410 952 2,092 4,846 2,062 531 145 162 207 663 2,226 4,906 2,498 600 154 181 275 820 2,087 4,779 1,587 456 134 141 133 491 2,378 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,471 309 5,162 1,988 31 1,957 5,303 156 5,147 7,122 270 6,851 7,654 427 7,226 6,793 446 6,347 1,856 320 1,537 2,669 397 2,272 964 234 730 (1) 2.0 .4 (1) 2.8 1.1 1 Value is less than or equal to 0.05. 13 (1) 3.3 1.3 (1) (1) 1.6 1.4 .2 1.3 77 Table 5. Size of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2009 Two or more persons Item All consumer units One person Total Two persons Three persons Four persons Five or more persons Number of consumer units (in thousands) ................. 120,847 34,770 86,076 39,531 17,990 16,474 12,081 Consumer unit characteristics: Income before taxes ............................................... Age of reference person .......................................... $62,857 49.4 $32,780 53.2 $75,006 47.8 $68,393 54.0 $76,545 44.5 $85,436 41.4 $80,132 41.5 Average number in consumer unit: Persons ................................................................. Children under 18 .................................................. Persons 65 and older ............................................ Earners .................................................................. Vehicles ................................................................. Percent homeowner ................................................ 2.5 .6 .3 1.3 2.0 66 1.0 .3 .6 1.1 50 3.1 .9 .3 1.6 2.3 73 2.0 .1 .5 1.2 2.2 76 3.0 .7 .2 1.7 2.2 69 4.0 1.6 .1 1.9 2.5 74 5.6 2.7 .1 2.1 2.5 69 Average annual expenditures .................................... Food ........................................................................ Food at home ........................................................ Cereals and bakery products ............................... Meats, poultry, fish, and eggs .............................. Dairy products ..................................................... Fruits and vegetables .......................................... Other food at home .............................................. Food away from home ........................................... $49,067 6,372 3,753 506 841 406 656 1,343 2,619 $29,405 3,460 1,953 255 408 214 352 724 1,507 $57,002 7,544 4,477 607 1,015 483 779 1,592 3,067 $51,650 6,308 3,631 470 813 391 664 1,293 2,677 $56,645 7,506 4,454 588 1,024 472 778 1,592 3,052 $65,503 8,730 5,187 719 1,170 568 860 1,871 3,543 $63,439 10,034 6,324 937 1,457 689 1,048 2,194 3,710 Alcoholic beverages ................................................ Housing ................................................................... Shelter ................................................................... Owned dwellings ................................................. Rented dwellings ................................................. Other lodging ....................................................... Utilities, fuels, and public services ......................... Household operations ............................................ Housekeeping supplies ......................................... Household furnishings and equipment .................. Apparel and services ............................................... 435 16,895 10,075 6,543 2,860 672 3,645 1,011 659 1,506 1,725 355 11,388 7,376 3,495 3,513 368 2,298 548 345 821 975 467 19,119 11,165 7,774 2,596 795 4,189 1,198 785 1,782 2,027 537 17,145 10,078 6,906 2,257 916 3,740 845 779 1,702 1,566 381 19,353 11,114 7,526 2,874 714 4,233 1,345 771 1,891 2,046 486 22,193 13,038 9,530 2,711 797 4,658 1,811 803 1,884 2,571 336 21,035 12,243 8,589 3,138 516 4,951 1,303 798 1,741 2,767 Transportation ......................................................... Vehicle purchases (net outlay) .............................. Gasoline and motor oil ........................................... Other vehicle expenses ......................................... Public transportation .............................................. 7,658 2,657 1,986 2,536 479 4,182 1,441 1,022 1,417 303 9,061 3,148 2,376 2,987 550 8,306 3,039 1,993 2,714 559 8,775 2,659 2,470 3,086 560 10,707 4,004 2,761 3,374 568 9,716 3,065 2,964 3,203 484 Healthcare ............................................................... Entertainment .......................................................... Personal care products and services ...................... Reading ................................................................... Education ................................................................. Tobacco products and smoking supplies ................ Miscellaneous .......................................................... Cash contributions ................................................... 3,126 2,693 596 110 1,068 380 816 1,723 2,007 1,510 345 87 492 253 565 1,268 3,578 3,170 697 119 1,301 431 918 1,907 4,021 2,913 646 136 793 403 838 2,028 3,273 2,860 719 113 1,563 463 942 1,776 3,300 3,775 779 100 1,906 443 1,115 1,718 2,960 3,635 717 95 1,746 458 872 1,964 Personal insurance and pensions ........................... Life and other personal insurance ......................... Pensions and Social Security ................................ 5,471 309 5,162 2,518 118 2,399 6,664 386 6,278 6,011 393 5,618 6,875 409 6,466 7,680 371 7,309 7,101 350 6,751 n.a. n.a. Not applicable. 14 Table 6. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2009 Husband and wife consumer units Husband and wife with children Item Total Husband and wife only Total Oldest child under 6 Oldest child 6 to 17 Oldest child 18 or older Other husband and wife consumer units One parent, at least one child under 18 Single person and other consumer units Number of consumer units (in thousands) ............. 61,271 26,852 29,480 5,154 14,983 9,342 4,939 6,810 52,766 Consumer unit characteristics: Income before taxes ........................................... Age of reference person ...................................... $84,785 49.7 $75,876 57.7 $92,616 42.6 $81,821 32.6 $94,302 40.4 $95,867 51.6 $86,478 48.6 $35,845 38.0 $40,880 50.5 Average number in consumer unit: Persons .............................................................. Children under 18 .............................................. Persons 65 and older ......................................... Earners .............................................................. Vehicles ............................................................. Percent homeowner ............................................. 3.2 .9 .4 1.6 2.6 82 2.0 4.1 2.1 4.9 1.4 .5 2.2 2.7 77 2.9 1.7 .7 1.2 2.5 87 4.0 1.5 .1 1.9 2.6 79 1.0 1.2 37 1.7 .2 .3 .9 1.3 51 Average annual expenditures ................................ Food ..................................................................... Food at home ..................................................... Cereals and bakery products ........................... Meats, poultry, fish, and eggs .......................... Dairy products .................................................. Fruits and vegetables ....................................... Other food at home .......................................... Food away from home ....................................... $63,104 8,264 4,827 657 1,069 530 853 1,718 3,436 $56,777 6,906 3,975 508 887 427 748 1,404 2,930 Alcoholic beverages ............................................. Housing ................................................................ Shelter ................................................................ Owned dwellings .............................................. Rented dwellings .............................................. Other lodging ................................................... Utilities, fuels, and public services ..................... Household operations ........................................ Housekeeping supplies ...................................... Household furnishings and equipment ............... Apparel and services ........................................... 511 20,654 11,960 9,049 1,936 975 4,403 1,336 886 2,069 2,170 Transportation ...................................................... Vehicle purchases (net outlay) ........................... Gasoline and motor oil ....................................... Other vehicle expenses ..................................... Public transportation .......................................... 1.6 2.0 67 1.7 2.5 77 3.9 .6 .2 2.4 3.1 89 $68,481 9,369 5,451 770 1,167 615 921 1,977 3,917 $62,138 7,813 4,833 622 930 599 859 1,824 2,980 $70,329 9,827 5,606 826 1,198 637 951 1,993 4,221 $69,089 9,525 5,567 765 1,262 587 908 2,045 3,958 $65,654 9,182 5,868 811 1,522 588 1,040 1,908 3,314 $36,763 5,348 3,480 485 837 350 542 1,266 1,868 $34,450 4,352 2,568 338 583 273 448 926 1,785 582 18,140 10,414 7,835 1,413 1,166 3,937 873 916 2,001 1,630 470 22,858 13,412 10,226 2,308 878 4,708 1,784 851 2,101 2,600 507 24,503 14,005 10,279 3,273 454 3,853 3,537 796 2,312 2,281 485 23,906 14,410 10,796 2,602 1,012 4,731 1,716 867 2,182 2,844 422 20,258 11,485 9,284 1,305 896 5,144 928 858 1,842 2,387 345 21,203 11,706 8,626 2,563 517 5,115 1,176 943 2,263 2,597 177 14,836 8,610 3,711 4,626 272 3,438 1,215 583 991 1,708 382 12,810 8,074 3,997 3,705 372 2,791 608 410 926 1,220 10,021 3,504 2,572 3,315 631 9,202 3,460 2,139 2,962 641 10,487 3,406 2,868 3,557 656 9,889 3,650 2,417 3,191 631 9,988 3,190 2,838 3,293 668 11,673 3,618 3,166 4,241 649 11,750 4,323 3,159 3,838 430 5,337 1,679 1,573 1,801 283 5,224 1,800 1,360 1,736 328 Healthcare ............................................................ Entertainment ....................................................... Personal care products and services ................... Reading ................................................................ Education ............................................................. Tobacco products and smoking supplies ............. Miscellaneous ...................................................... Cash contributions ............................................... 4,182 3,606 758 135 1,478 375 1,016 2,245 4,852 3,259 708 160 840 335 923 2,456 3,556 4,030 798 118 2,105 357 1,014 2,130 2,884 2,894 779 78 378 258 860 1,435 3,460 4,532 800 122 2,096 326 1,091 1,979 4,082 3,852 802 133 3,071 461 971 2,756 4,282 2,935 799 106 1,207 706 1,540 1,781 1,381 1,907 552 62 874 345 613 792 2,127 1,743 415 86 617 389 611 1,237 Personal insurance and pensions ........................ Life and other personal insurance ...................... Pensions and Social Security ............................ 7,689 481 7,208 6,785 512 6,273 8,590 464 8,126 7,580 292 7,288 8,873 488 8,384 8,695 521 8,174 7,220 410 6,810 2,830 123 2,707 3,237 134 3,103 n.a. 1 Value is less than or equal to 0.05. n.a. Not applicable. 15 (1) 3.5 1.5 (1) (1) Table 7. Number of earners in consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2009 Single consumers Item All consumer units No earner Consumer units of two or more persons One earner No earner One earner Two earners Three or more earners Number of consumer units (in thousands) ....... 120,847 13,715 21,056 11,110 26,304 39,535 9,127 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $62,857 49.4 $17,514 68.2 $42,723 43.5 $31,182 64.3 $56,147 47.5 $92,660 43.8 $106,232 46.2 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 66 1.0 2.3 .4 1.2 1.7 75 3.1 1.1 .3 1.0 1.9 66 3.0 .8 .1 2.0 2.5 76 4.4 1.0 .1 3.3 3.2 79 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. 1.0 n.a. n.a. .7 .9 56 .1 1.0 1.2 46 $49,067 6,372 3,753 506 841 406 656 1,343 2,619 $21,768 2,937 2,057 283 416 224 366 768 880 $34,314 3,782 1,892 238 403 208 344 699 1,890 $36,882 5,609 3,795 529 879 395 712 1,281 1,814 $49,285 6,742 4,339 579 988 466 768 1,538 2,403 $64,241 8,137 4,495 609 1,000 494 761 1,630 3,641 $72,854 9,879 5,715 793 1,347 605 978 1,992 4,165 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 435 16,895 10,075 6,543 2,860 672 3,645 1,011 659 1,506 1,725 141 9,455 5,616 2,535 2,873 207 2,256 666 364 553 568 484 12,643 8,522 4,119 3,930 473 2,325 471 334 991 1,224 276 12,854 6,678 4,426 1,669 583 3,512 723 733 1,208 1,018 381 17,861 10,455 6,702 3,070 683 3,915 1,031 796 1,665 1,906 566 21,267 12,636 9,158 2,572 906 4,322 1,493 790 2,026 2,286 539 21,073 12,299 8,942 2,465 892 5,227 985 795 1,768 2,545 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 7,658 2,657 1,986 2,536 479 2,360 662 624 926 147 5,362 1,949 1,280 1,729 405 5,780 1,976 1,431 2,018 355 7,416 2,427 2,053 2,514 423 10,052 3,572 2,618 3,205 658 13,594 4,819 3,410 4,672 693 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,126 2,693 596 110 1,068 380 816 1,723 2,687 1,052 294 83 183 199 398 1,211 1,566 1,801 376 90 693 288 672 1,306 4,891 2,243 513 121 422 345 557 1,829 3,301 2,724 610 103 974 398 739 1,641 3,350 3,560 769 126 1,498 445 1,052 2,007 3,768 3,928 872 126 2,463 570 1,300 2,336 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,471 309 5,162 202 118 84 4,027 119 3,907 424 305 1120 4,489 318 4,170 9,126 429 8,697 9,863 494 9,369 n.a. 1 Data are likely to have large sampling errors. n.a. Not applicable. 16 n.a. Table 8. Housing tenure and type of area: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2009 Housing tenure Item Type of area Homeowner All consumer units Total Urban Homeowner with mortgage Homeowner without mortgage Renter Total Central City Other Urban Rural Number of consumer units (in thousands) ....... 120,847 80,068 50,080 29,988 40,778 110,241 35,043 75,198 10,605 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $62,857 49.4 $75,858 53.3 $88,237 47.8 $55,185 62.5 $37,329 41.7 $64,316 49.0 $55,385 46.6 $68,477 50.1 $47,692 53.7 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 66 2.6 .6 .4 1.4 2.4 100 2.9 .8 .2 1.6 2.5 100 2.1 .3 .7 .9 2.2 100 2.3 .6 .2 1.1 1.2 2.5 .6 .3 1.3 1.9 65 2.4 .6 .3 1.2 1.5 50 2.6 .6 .3 1.3 2.1 72 2.4 .5 .4 1.2 2.6 82 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $49,067 6,372 3,753 506 841 406 656 1,343 2,619 $57,047 7,198 4,214 566 932 459 744 1,514 2,984 $64,493 7,682 4,377 594 966 478 760 1,580 3,306 $44,130 6,125 3,837 501 852 415 704 1,366 2,288 $33,404 4,753 2,849 390 663 302 486 1,008 1,904 $49,807 6,435 3,757 508 844 404 658 1,343 2,678 $43,962 5,922 3,407 456 797 360 614 1,181 2,515 $52,501 6,662 3,911 530 865 423 677 1,414 2,752 $41,325 5,675 3,707 494 803 429 638 1,344 1,968 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 435 16,895 10,075 6,543 2,860 672 3,645 1,011 659 1,506 1,725 477 18,901 10,733 9,761 60 912 4,276 1,217 804 1,872 1,857 525 22,846 14,050 13,059 48 943 4,554 1,424 804 2,015 2,085 370 12,287 5,193 4,254 80 859 3,811 873 803 1,607 1,371 352 12,958 8,783 223 8,359 202 2,406 607 374 788 1,466 448 17,356 10,483 6,731 3,063 690 3,650 1,056 652 1,515 1,762 458 16,058 10,060 5,095 4,374 591 3,245 929 533 1,292 1,777 444 17,953 10,681 7,493 2,452 736 3,838 1,116 704 1,615 1,755 289 12,110 5,828 4,589 753 486 3,592 542 738 1,409 1,328 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 7,658 2,657 1,986 2,536 479 9,089 3,247 2,276 3,023 544 10,005 3,554 2,555 3,288 608 7,568 2,734 1,809 2,589 436 4,849 1,499 1,419 1,579 353 7,623 2,611 1,964 2,545 503 6,273 1,950 1,563 2,180 580 8,249 2,920 2,151 2,711 467 8,028 3,130 2,218 2,446 234 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,126 2,693 596 110 1,068 380 816 1,723 3,944 3,256 693 136 1,234 359 965 2,164 3,627 3,578 744 135 1,503 375 1,028 2,079 4,478 2,655 599 137 778 332 863 2,306 1,520 1,588 404 58 743 421 525 858 3,105 2,716 613 111 1,127 362 795 1,749 2,423 2,269 555 99 951 314 720 1,404 3,422 2,920 639 117 1,209 384 830 1,910 3,352 2,453 413 91 456 566 1,030 1,451 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,471 309 5,162 6,776 417 6,359 8,282 466 7,816 4,260 336 3,924 2,910 97 2,813 5,605 306 5,298 4,739 240 4,499 6,008 337 5,670 4,084 336 3,748 n.a. Not applicable. 17 n.a. Table 9. Race of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2009 White and all other races, and Asian Item All consumer units Total White and all other races1 Asian Black or AfricanAmerican Number of consumer units (in thousands) ....... 120,847 106,187 101,604 4,584 14,659 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $62,857 49.4 $65,405 49.7 $64,898 49.9 $76,633 45.1 $44,397 47.1 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 66 2.5 .6 .3 1.3 2.0 69 2.5 .6 .3 1.3 2.1 70 2.7 .6 .3 1.4 1.5 57 2.6 .8 .2 1.2 1.3 46 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $49,067 6,372 3,753 506 841 406 656 1,343 2,619 $50,957 6,622 3,871 522 840 426 680 1,403 2,751 $50,723 6,585 3,870 522 835 429 671 1,412 2,715 $56,308 7,565 3,905 520 966 346 903 1,169 3,660 $35,311 4,524 2,880 390 845 258 484 903 1,645 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 435 16,895 10,075 6,543 2,860 672 3,645 1,011 659 1,506 1,725 466 17,362 10,372 6,944 2,697 731 3,641 1,064 690 1,594 1,721 471 17,224 10,228 6,872 2,619 737 3,658 1,051 696 1,591 1,704 350 20,395 13,571 8,543 4,411 616 3,270 1,347 536 1,671 2,150 201 13,503 7,919 3,632 4,046 241 3,668 633 429 854 1,755 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 7,658 2,657 1,986 2,536 479 7,983 2,818 2,037 2,626 501 7,950 2,829 2,045 2,605 471 8,784 2,582 1,871 3,153 1,178 5,302 1,489 1,618 1,876 319 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,126 2,693 596 110 1,068 380 816 1,723 3,314 2,869 603 118 1,134 400 843 1,784 3,351 2,894 606 119 1,080 413 853 1,799 2,498 2,270 557 111 2,327 122 611 1,452 1,763 1,404 536 46 591 230 626 1,280 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,471 309 5,162 5,736 319 5,417 5,674 321 5,353 7,117 283 6,834 3,550 235 3,315 1 All other races includes Native Hawaiian or other Pacific Islander, American Indian or Alaska Native, and approximately 1 percent reporting more than one race. 18 Table 10. Hispanic or Latino origin of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2009 Not Hispanic or Latino Item All consumer units Hispanic or Latino Total White and all other races Black or AfricanAmerican Number of consumer units (in thousands) ....... 120,847 14,295 106,552 92,119 14,432 Consumer unit characteristics: Income before taxes ...................................... Age of reference person ................................. $62,857 49.4 $49,930 43.1 $64,591 50.2 $67,784 50.7 $44,211 47.1 Average number in consumer unit: Persons ........................................................ Children under 18 ......................................... Persons 65 and older ................................... Earners ......................................................... Vehicles ........................................................ Percent homeowner ....................................... 2.5 .6 .3 1.3 2.0 66 3.3 1.1 .2 1.5 1.6 51 2.4 .6 .3 1.3 2.0 68 2.4 .5 .4 1.3 2.1 72 2.6 .8 .2 1.2 1.3 46 Average annual expenditures ........................... Food ............................................................... Food at home ............................................... Cereals and bakery products ..................... Meats, poultry, fish, and eggs .................... Dairy products ............................................ Fruits and vegetables ................................. Other food at home .................................... Food away from home .................................. $49,067 6,372 3,753 506 841 406 656 1,343 2,619 $41,981 6,094 3,784 479 955 403 734 1,213 2,310 $50,015 6,409 3,749 510 826 406 646 1,360 2,660 $52,320 6,696 3,882 529 823 429 671 1,430 2,814 $35,198 4,524 2,875 388 846 258 483 900 1,649 Alcoholic beverages ....................................... Housing .......................................................... Shelter .......................................................... Owned dwellings ........................................ Rented dwellings ........................................ Other lodging .............................................. Utilities, fuels, and public services ................ Household operations .................................. Housekeeping supplies ................................ Household furnishings and equipment ......... Apparel and services ...................................... 435 16,895 10,075 6,543 2,860 672 3,645 1,011 659 1,506 1,725 267 15,983 10,043 5,298 4,415 330 3,532 714 517 1,177 2,002 457 17,016 10,079 6,710 2,652 718 3,660 1,051 677 1,549 1,689 496 17,579 10,429 7,198 2,437 794 3,660 1,119 714 1,657 1,678 201 13,409 7,847 3,594 4,020 233 3,660 618 434 850 1,761 Transportation ................................................ Vehicle purchases (net outlay) ..................... Gasoline and motor oil ................................. Other vehicle expenses ................................ Public transportation ..................................... 7,658 2,657 1,986 2,536 479 7,156 2,333 2,104 2,309 410 7,725 2,700 1,971 2,566 489 8,109 2,897 2,026 2,670 516 5,269 1,446 1,614 1,896 313 Healthcare ...................................................... Entertainment ................................................. Personal care products and services ............. Reading .......................................................... Education ....................................................... Tobacco products and smoking supplies ....... Miscellaneous ................................................. Cash contributions .......................................... 3,126 2,693 596 110 1,068 380 816 1,723 1,568 1,664 532 36 707 182 544 1,015 3,335 2,829 604 119 1,116 406 853 1,818 3,581 3,050 614 131 1,197 434 887 1,903 1,762 1,406 536 47 599 232 633 1,277 Personal insurance and pensions .................. Life and other personal insurance ................ Pensions and Social Security ....................... 5,471 309 5,162 4,230 119 4,111 5,638 335 5,303 5,966 350 5,616 3,542 236 3,306 19 Table 11. Region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2009 Item All consumer units Northeast Midwest South West Number of consumer units (in thousands) ........................ 120,847 22,411 27,536 43,819 27,080 Consumer unit characteristics: Income before taxes ...................................................... Age of reference person ................................................. $62,857 49.4 $71,731 51.2 $59,908 48.9 $58,641 49.6 $65,332 48.1 Average number in consumer unit: Persons ......................................................................... Children under 18 ......................................................... Persons 65 and older .................................................... Earners ......................................................................... Vehicles ........................................................................ Percent homeowner ........................................................ 2.5 .6 .3 1.3 2.0 66 2.4 .5 .3 1.3 1.7 65 2.4 .6 .3 1.3 2.1 68 2.5 .6 .3 1.3 1.9 68 2.6 .7 .3 1.3 2.0 62 Average annual expenditures ........................................... Food ................................................................................ Food at home ................................................................ Cereals and bakery products ...................................... Meats, poultry, fish, and eggs ..................................... Dairy products ............................................................. Fruits and vegetables .................................................. Other food at home ..................................................... Food away from home .................................................. $49,067 6,372 3,753 506 841 406 656 1,343 2,619 $53,868 6,975 4,043 563 919 435 751 1,374 2,932 $46,551 6,031 3,682 510 762 419 616 1,375 2,349 $45,749 5,944 3,481 469 829 367 581 1,235 2,463 $53,005 6,903 4,023 516 875 432 740 1,461 2,880 Alcoholic beverages ........................................................ Housing ........................................................................... Shelter ........................................................................... Owned dwellings ......................................................... Rented dwellings ......................................................... Other lodging .............................................................. Utilities, fuels, and public services ................................ Household operations ................................................... Housekeeping supplies ................................................. Household furnishings and equipment .......................... Apparel and services ...................................................... 435 16,895 10,075 6,543 2,860 672 3,645 1,011 659 1,506 1,725 468 19,343 11,944 7,513 3,507 924 4,095 1,196 640 1,467 1,782 418 15,109 8,756 6,126 1,986 643 3,421 780 682 1,471 1,461 368 15,387 8,524 5,613 2,361 550 3,741 969 667 1,485 1,786 530 19,127 12,378 7,667 4,021 690 3,343 1,164 638 1,605 1,844 Transportation ................................................................. Vehicle purchases (net outlay) ...................................... Gasoline and motor oil .................................................. Other vehicle expenses ................................................ Public transportation ..................................................... 7,658 2,657 1,986 2,536 479 8,108 2,754 1,787 2,885 682 7,649 2,921 1,933 2,375 420 7,400 2,612 2,103 2,371 314 7,711 2,380 2,018 2,673 640 Healthcare ....................................................................... Entertainment .................................................................. Personal care products and services .............................. Reading ........................................................................... Education ........................................................................ Tobacco products and smoking supplies ........................ Miscellaneous ................................................................. Cash contributions .......................................................... 3,126 2,693 596 110 1,068 380 816 1,723 3,132 2,767 601 141 1,710 439 821 1,568 3,272 2,627 538 112 1,103 409 798 1,684 3,030 2,467 593 85 820 394 768 1,692 3,128 3,062 653 121 902 278 910 1,941 Personal insurance and pensions ................................... Life and other personal insurance ................................. Pensions and Social Security ....................................... 5,471 309 5,162 6,013 350 5,662 5,340 340 5,000 5,015 298 4,717 5,894 262 5,633 20 Table 12. Occupation of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2009 Wage and salary earners Selfemployed workers Total wage and salary earners Managers and professionals Technical, sales and clerical workers 5,824 77,087 29,707 Consumer unit characteristics: Income before taxes .............................. Age of reference person ......................... $81,240 48.3 $74,168 43.6 Average number in consumer unit: Persons ................................................. Children under 18 ................................. Persons 65 and older ............................ Earners ................................................. Vehicles ................................................ Percent homeowner ................................ 2.7 .7 .2 1.7 2.3 74 Average annual expenditures ................... Food ........................................................ Food at home ........................................ Cereals and bakery products .............. Meats, poultry, fish, and eggs ............. Dairy products ..................................... Fruits and vegetables .......................... Other food at home ............................. Food away from home .......................... All other, including not reporting Service workers Construction workers and mechanics Operators, fabricators and laborers 21,239 12,844 4,163 9,133 21,163 16,772 $103,040 44.8 $62,755 42.5 $49,816 42.7 $56,949 43.4 $48,895 43.8 $35,336 73.8 $39,211 45.5 2.6 .7 .1 1.7 2.1 65 2.6 .7 .1 1.7 2.2 75 2.5 .7 .1 1.7 2.0 60 2.6 .8 .1 1.6 1.8 53 2.9 .8 .1 1.7 2.4 62 2.7 .7 .1 1.7 2.1 58 1.7 .1 1.2 .2 1.6 79 2.9 .9 .2 .7 1.6 53 $57,073 7,198 4,219 576 912 457 750 1,525 2,979 $54,465 6,857 3,827 518 856 413 658 1,383 3,031 $70,143 8,212 4,302 579 896 472 777 1,578 3,910 $48,516 6,298 3,495 486 804 368 582 1,254 2,804 $41,759 5,683 3,554 465 865 372 589 1,263 2,129 $44,034 5,935 3,585 478 812 396 568 1,331 2,350 $39,904 5,801 3,533 480 849 385 585 1,233 2,268 $35,707 4,816 3,185 433 696 340 598 1,118 1,630 $38,382 5,839 3,973 525 931 441 691 1,385 1,866 Alcoholic beverages ................................ Housing ................................................... Shelter ................................................... Owned dwellings ................................. Rented dwellings ................................. Other lodging ...................................... Utilities, fuels, and public services ........ Household operations ........................... Housekeeping supplies ......................... Household furnishings and equipment .. Apparel and services .............................. 546 18,173 10,882 7,303 2,590 988 3,966 1,001 648 1,675 1,638 502 18,525 11,302 7,431 3,129 741 3,790 1,143 644 1,646 2,017 664 23,699 14,740 10,574 2,908 1,258 4,247 1,737 777 2,199 2,505 411 16,552 9,914 6,051 3,320 543 3,587 907 616 1,527 1,802 308 14,951 9,108 5,290 3,519 299 3,476 733 571 1,063 1,620 486 14,813 8,662 5,213 3,108 342 3,636 738 478 1,299 1,249 451 13,016 7,633 4,441 2,869 323 3,290 525 468 1,101 1,830 275 12,863 6,842 4,527 1,741 575 3,260 834 759 1,168 913 294 14,053 8,235 4,738 3,129 368 3,348 632 604 1,234 1,440 Transportation ......................................... Vehicle purchases (net outlay) .............. Gasoline and motor oil .......................... Other vehicle expenses ........................ Public transportation ............................. 7,585 1,979 2,263 2,761 583 8,709 3,097 2,230 2,822 560 10,722 3,897 2,419 3,491 915 8,100 2,985 2,081 2,622 413 6,776 2,164 2,022 2,271 318 7,449 2,550 2,357 2,267 276 6,869 2,319 2,192 2,141 218 5,291 1,926 1,239 1,799 327 5,844 1,791 1,716 2,073 265 Healthcare ............................................... Entertainment .......................................... Personal care products and services ...... Reading ................................................... Education ................................................ Tobacco products and smoking supplies Miscellaneous ......................................... Cash contributions .................................. 3,723 3,183 595 134 962 331 1,542 2,176 2,798 2,962 651 109 1,328 400 889 1,737 3,496 3,958 855 163 1,922 275 1,124 2,442 2,616 2,537 617 91 1,071 441 877 1,362 2,096 2,183 490 66 988 433 621 1,196 2,396 2,600 404 62 875 710 663 1,375 2,119 1,970 414 63 684 521 634 1,243 4,800 2,061 517 142 185 210 555 2,039 2,316 2,087 441 61 1,023 518 563 1,102 Personal insurance and pensions ........... Life and other personal insurance ......... Pensions and Social Security ............... 9,287 400 8,887 6,980 335 6,646 10,107 481 9,626 5,740 292 5,448 4,348 202 4,146 5,017 207 4,809 4,290 200 4,089 1,041 275 766 2,800 203 2,597 Item Number of consumer units (in thousands) 21 Retired Table 13. Education of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2009 Less than college graduate Item All consumer units Total College graduate Less than high school graduate High school graduate High school graduate with some college Associate’s degree Total Bachelor’s degree Master’s, professional, doctoral degree Number of consumer units (in thousands) ......... 120,847 85,270 16,692 31,015 25,512 12,051 35,576 23,410 12,166 Consumer unit characteristics: Income before taxes ........................................ Age of reference person ................................... $62,857 49.4 $48,449 50.0 $33,262 53.8 $47,338 51.8 $53,065 46.1 $62,570 48.0 $97,390 48.0 $90,318 46.5 $110,998 51.0 Average number in consumer unit: Persons .......................................................... Children under 18 ........................................... Persons 65 and older ..................................... Earners ........................................................... Vehicles .......................................................... Percent homeowner ......................................... 2.5 .6 .3 1.3 2.0 66 2.5 .6 .3 1.2 1.9 62 2.8 .8 .5 1.0 1.5 54 2.5 .6 .4 1.2 1.9 65 2.4 .6 .3 1.3 2.0 59 2.5 .7 .2 1.4 2.2 69 2.5 .6 .2 1.4 2.1 77 2.5 .6 .2 1.5 2.1 75 2.4 .6 .3 1.4 2.1 80 Average annual expenditures ............................ Food ................................................................. Food at home ................................................. Cereals and bakery products ....................... Meats, poultry, fish, and eggs ...................... Dairy products .............................................. Fruits and vegetables ................................... Other food at home ...................................... Food away from home ................................... $49,067 6,372 3,753 506 841 406 656 1,343 2,619 $40,520 5,622 3,476 469 810 370 580 1,247 2,146 $30,323 4,735 3,343 454 856 333 570 1,129 1,392 $38,693 5,426 3,439 468 826 363 568 1,213 1,987 $44,697 5,977 3,547 470 797 387 596 1,297 2,430 $50,446 6,588 3,598 493 728 400 590 1,387 2,991 $69,389 8,097 4,386 590 912 488 831 1,565 3,711 $65,908 7,775 4,275 588 931 472 773 1,511 3,500 $76,072 8,704 4,595 595 876 519 939 1,667 4,110 Alcoholic beverages ......................................... Housing ............................................................ Shelter ............................................................ Owned dwellings .......................................... Rented dwellings .......................................... Other lodging ................................................ Utilities, fuels, and public services ................. Household operations .................................... Housekeeping supplies .................................. Household furnishings and equipment ........... Apparel and services ........................................ 435 16,895 10,075 6,543 2,860 672 3,645 1,011 659 1,506 1,725 325 14,047 8,111 4,841 2,885 385 3,462 705 573 1,197 1,452 213 11,181 6,556 3,263 3,126 167 3,101 346 414 764 1,454 298 13,261 7,547 4,556 2,652 339 3,491 598 568 1,057 1,369 384 15,142 8,737 5,259 2,997 481 3,479 889 607 1,431 1,432 424 17,702 10,391 6,876 2,911 603 3,848 1,090 723 1,650 1,742 686 23,695 14,782 10,621 2,802 1,359 4,083 1,745 854 2,230 2,358 676 22,456 14,106 10,187 2,767 1,152 3,989 1,510 741 2,110 2,385 705 26,074 16,084 11,456 2,869 1,759 4,264 2,198 1,067 2,460 2,308 Transportation .................................................. Vehicle purchases (net outlay) ....................... Gasoline and motor oil ................................... Other vehicle expenses .................................. Public transportation ...................................... 7,658 2,657 1,986 2,536 479 6,547 2,138 1,893 2,242 273 4,762 1,430 1,529 1,611 193 6,295 2,017 1,865 2,149 264 7,329 2,477 1,972 2,581 299 7,970 2,714 2,305 2,595 356 10,312 3,901 2,209 3,229 972 10,007 3,844 2,205 3,146 812 10,897 4,010 2,218 3,390 1,279 Healthcare ........................................................ Entertainment ................................................... Personal care products and services ............... Reading ............................................................ Education ......................................................... Tobacco products and smoking supplies ......... Miscellaneous .................................................. Cash contributions ........................................... 3,126 2,693 596 110 1,068 380 816 1,723 2,749 2,261 489 78 648 462 689 1,193 2,010 1,406 361 40 236 430 437 784 2,913 2,184 459 70 447 531 596 1,123 2,917 2,626 555 98 1,039 419 843 1,354 3,000 2,848 602 107 907 418 957 1,600 4,026 3,716 845 186 2,074 183 1,122 2,993 3,778 3,458 799 157 1,833 219 1,167 2,734 4,503 4,212 933 241 2,538 113 1,037 3,491 Personal insurance and pensions .................... Life and other personal insurance .................. Pensions and Social Security ......................... 5,471 309 5,162 3,958 233 3,725 2,275 151 2,124 3,721 239 3,482 4,580 248 4,332 5,580 298 5,282 9,098 492 8,607 8,465 451 8,014 10,318 571 9,746 22
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