Table 24. Hospital room and board benefits: Extent of coverage by type of
plan, state and local government workers, National Compensation Survey,
2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
20
79
–
1
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
20
20
20
80
79
79
–
–
–
(2)
(2)
1
21
21
21
21
21
17
26
78
78
78
78
78
82
71
–
–
–
–
–
–
–
1
1
1
1
1
1
2
Full time ...................................................................
Part time ..................................................................
20
25
79
75
–
–
1
(2)
Union .......................................................................
Nonunion .................................................................
35
6
65
93
–
–
1
1
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
9
3
19
19
30
42
90
94
80
80
69
58
–
–
–
–
–
–
1
2
1
1
2
( )
(2)
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
20
19
19
21
12
22
22
22
79
81
81
78
88
78
78
76
–
–
–
–
–
–
–
–
1
(2)
2
( )
1
(2)
–
–
2
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
8
7
–
22
20
22
89
90
–
78
79
77
–
–
–
–
–
–
3
3
–
1
1
(2)
State government ....................................................
Local government ....................................................
16
22
84
77
–
–
(2)
1
Establishment characteristic
See footnotes at end of table.
Table 24. Hospital room and board benefits: Extent of coverage by type of plan, state and local government workers,
National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
13
86
–
1
39
61
–
(2)
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
13
13
13
86
86
86
–
–
–
1
(2)
1
38
39
41
61
61
59
–
–
–
(2)
(2)
–
14
14
13
13
13
10
19
85
85
85
86
86
88
78
–
–
–
–
–
–
–
1
1
2
1
1
2
3
44
38
38
41
42
38
48
56
61
61
59
58
62
51
–
–
–
–
–
–
–
–
(2)
1
(2)
2
( )
1
1
Full time ...................................................................
Part time ..................................................................
13
17
86
83
–
–
1
(2)
39
43
61
57
–
–
(2)
(2)
Union .......................................................................
Nonunion .................................................................
27
3
73
96
–
–
1
1
48
20
51
79
–
–
(2)
(2)
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
5
–
12
13
21
33
93
95
87
86
79
67
–
–
–
–
–
–
1
3
1
1
1
2
( )
24
–
37
34
49
55
76
91
63
65
51
45
–
–
–
–
–
–
–
–
( )
1
(2)
2
( )
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
13
13
12
14
8
15
15
14
86
87
87
86
92
85
85
84
–
–
–
–
–
–
–
–
1
1
1
1
(2)
–
–
2
39
39
38
43
24
40
40
38
61
61
62
57
76
60
60
61
–
–
–
–
–
–
–
–
(2)
–
–
–
–
–
–
1
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
5
3
–
14
14
15
91
93
–
85
85
85
–
–
–
–
–
–
4
3
–
1
1
(2)
25
26
24
40
47
39
75
74
76
60
52
61
–
–
–
–
–
–
–
–
–
(2)
1
(2)
State government ....................................................
Local government ....................................................
10
14
90
84
–
–
(2)
1
30
43
70
57
–
–
(2)
(2)
All workers ...............................................................
Worker characteristic
2
Establishment characteristic
See footnotes at end of table.
Table 24. Hospital room and board benefits: Extent of coverage by type of
plan, state and local government workers, National Compensation Survey,
2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
37
64
15
–
5
–
–
37
63
36
84
95
94
99
96
62
–
–
–
–
–
–
–
–
1
(2)
1
1
1
(2)
–
1
Table 24. Hospital room and board benefits: Extent of coverage by type of plan, state and local government workers,
National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
24
68
10
–
3
–
–
–
74
32
88
99
97
99
100
91
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
–
–
–
–
–
1
(2)
2
1
1
2
( )
–
1
51
52
31
–
13
–
–
61
49
47
69
61
86
98
89
39
–
–
–
–
–
–
–
–
–
(2)
–
5
1
–
–
–
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 24. Standard errors for hospital room and board benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.7
0.7
–
0.2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.9
0.9
1.2
0.9
0.9
1.2
–
–
–
0.1
0.1
0.2
1.3
1.2
1.7
1.5
1.4
1.7
2.9
1.3
1.1
1.6
1.5
1.4
1.8
2.9
–
–
–
–
–
–
–
0.3
0.4
0.5
0.4
0.4
0.6
1.1
Full time ...................................................................
Part time ..................................................................
0.7
2.8
0.7
2.8
–
–
0.2
(2)
Union .......................................................................
Nonunion .................................................................
1.2
0.5
1.2
0.6
–
–
0.2
0.4
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.8
1.0
1.1
1.1
1.3
2.0
0.9
1.4
1.0
1.1
1.3
2.0
–
–
–
–
–
–
0.6
1.3
0.3
0.3
0.2
0.1
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.7
0.9
0.9
1.0
1.4
2.5
3.0
1.2
0.7
0.9
1.0
1.1
1.4
2.5
3.0
1.2
–
–
–
–
–
–
–
–
0.2
0.2
0.2
0.2
0.3
–
–
0.6
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
1.2
1.4
–
0.8
1.9
1.0
1.5
2.0
–
0.8
1.9
1.0
–
–
–
–
–
–
1.1
1.6
–
0.2
0.5
0.1
State government ....................................................
Local government ....................................................
1.3
0.8
1.3
0.8
–
–
0.1
0.3
Establishment characteristic
See footnotes at end of table.
Table 24. Standard errors for hospital room and board benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.7
0.7
–
0.3
1.5
1.5
–
0.2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.8
0.9
1.3
0.8
0.9
1.3
–
–
–
0.2
0.2
0.3
1.8
1.7
2.1
1.8
1.7
2.1
–
–
–
0.1
0.1
–
1.4
1.0
1.7
1.6
1.3
1.8
3.1
1.4
1.0
1.8
1.6
1.3
1.9
3.2
–
–
–
–
–
–
–
0.3
0.5
0.7
0.5
0.5
0.7
1.4
2.4
2.7
4.0
2.8
2.9
4.1
6.0
2.4
2.7
4.0
2.8
2.8
4.0
6.1
–
–
–
–
–
–
–
–
0.4
0.7
0.2
0.2
0.5
1.0
Full time ...................................................................
Part time ..................................................................
0.7
2.9
0.7
2.9
–
–
0.3
0.1
1.5
4.1
1.5
4.1
–
–
0.2
(2)
Union .......................................................................
Nonunion .................................................................
1.3
0.4
1.4
0.6
–
–
0.3
0.4
1.7
1.8
1.6
1.8
–
–
0.1
0.5
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.7
–
0.9
1.2
1.3
2.4
0.8
1.6
1.0
1.3
1.4
2.4
–
–
–
–
–
–
0.7
1.6
0.5
0.3
0.2
0.2
2.7
–
2.4
2.2
1.7
2.3
2.7
3.2
2.4
2.2
1.7
2.3
–
–
–
–
–
–
–
–
0.3
0.5
(2)
(2)
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.7
0.9
0.9
1.1
1.0
2.5
3.0
1.1
0.7
0.9
0.9
1.1
1.1
2.5
3.0
1.3
–
–
–
–
–
–
–
–
0.3
0.2
0.2
0.3
0.4
–
–
0.8
1.5
1.8
1.8
2.0
3.2
5.2
7.2
2.7
1.5
1.8
1.8
2.0
3.2
5.2
7.2
2.7
–
–
–
–
–
–
–
–
0.2
–
–
–
–
–
–
0.4
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.9
1.0
–
0.8
1.9
0.9
1.6
2.1
–
0.8
1.9
0.9
–
–
–
–
–
–
1.3
1.9
–
0.2
0.6
0.1
4.8
7.0
5.7
1.7
5.0
1.8
4.8
7.0
5.7
1.7
5.0
1.8
–
–
–
–
–
–
–
–
–
0.2
0.4
0.2
State government ....................................................
Local government ....................................................
1.0
0.9
1.0
0.9
–
–
0.2
0.4
3.4
1.4
3.4
1.4
–
–
(2)
0.2
Establishment characteristic
See footnotes at end of table.
Table 24. Standard errors for hospital room and board benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
4.5
3.4
1.8
–
0.8
–
–
2.3
3.7
3.3
2.0
2.3
0.8
0.5
2.0
2.3
–
–
–
–
–
–
–
–
0.8
0.1
0.7
0.5
0.4
0.4
–
0.4
Table 24. Standard errors for hospital room and board benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
5.4
4.7
1.9
–
0.5
–
–
–
4.2
4.6
2.1
0.5
0.6
0.5
0.3
2.9
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
–
–
–
–
–
1.4
0.1
0.9
0.5
0.4
0.4
–
0.9
6.2
2.5
4.5
–
2.3
–
–
1.9
6.2
2.5
4.5
11.5
2.2
1.7
6.7
1.9
–
–
–
–
–
–
–
–
–
(2)
–
2.5
0.8
–
–
–
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 25. Inpatient surgery benefits: Extent of coverage by type of plan, state
and local government workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
22
76
–
2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
22
21
21
77
77
78
–
–
–
1
1
1
21
22
25
23
24
21
27
78
76
73
75
74
77
70
–
–
–
–
–
–
–
1
2
2
2
2
2
3
Full time ...................................................................
Part time ..................................................................
22
25
76
74
–
–
2
(2)
Union .......................................................................
Nonunion .................................................................
34
11
65
87
–
–
2
1
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
12
9
22
22
30
39
86
89
77
77
68
59
–
–
–
–
–
–
2
2
1
1
2
1
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
22
20
20
21
17
22
22
25
76
78
79
78
82
77
77
73
–
–
–
–
–
–
–
–
2
1
1
1
1
1
1
2
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
11
12
–
24
23
24
86
85
–
75
76
75
–
–
–
–
–
–
3
3
–
1
1
1
State government ....................................................
Local government ....................................................
22
22
77
76
–
–
1
2
Establishment characteristic
See footnotes at end of table.
Table 25. Inpatient surgery benefits: Extent of coverage by type of plan, state and local government workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
12
86
–
1
48
50
–
2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
12
12
11
87
87
87
–
–
–
1
1
1
48
48
48
50
51
51
–
–
–
2
2
1
12
12
13
12
13
13
17
86
86
85
86
86
86
79
–
–
–
–
–
–
–
2
2
2
2
2
2
3
50
48
51
48
50
47
56
49
51
48
49
47
51
42
–
–
–
–
–
–
–
1
1
1
3
3
2
2
Full time ...................................................................
Part time ..................................................................
13
11
86
89
–
–
1
1
48
57
50
43
–
–
2
(2)
Union .......................................................................
Nonunion .................................................................
21
6
78
93
–
–
1
2
55
35
43
64
–
–
3
1
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
6
6
12
14
17
25
92
92
87
85
81
74
–
–
–
–
–
–
2
3
1
1
1
1
38
25
48
43
55
59
61
75
50
55
43
38
–
–
–
–
–
–
2
–
2
3
2
2
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
12
12
11
11
9
15
14
13
86
87
88
87
90
85
85
85
–
–
–
–
–
–
–
–
1
1
1
2
(2)
(2)
(2)
2
48
47
48
51
40
44
44
49
50
51
51
48
58
54
53
48
–
–
–
–
–
–
–
–
2
1
1
1
2
2
3
3
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
13
15
12
90
89
–
86
83
87
–
–
–
–
–
–
4
3
–
1
1
1
30
32
26
50
55
48
70
66
74
48
43
49
–
–
–
–
–
–
1
1
–
2
2
2
State government ....................................................
Local government ....................................................
14
12
86
86
–
–
(2)
2
44
50
53
49
–
–
3
2
Establishment characteristic
See footnotes at end of table.
Table 25. Inpatient surgery benefits: Extent of coverage by type of plan, state
and local government workers, National Compensation Survey,
2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
40
47
17
–
16
–
19
42
59
50
81
92
84
98
81
57
–
–
–
–
–
–
–
–
1
3
2
1
1
1
–
1
Table 25. Inpatient surgery benefits: Extent of coverage by type of plan, state and local government workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
30
45
12
–
5
–
20
–
69
54
85
96
95
98
80
90
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
–
–
–
–
–
1
1
2
1
1
1
–
2
51
51
33
–
45
–
–
69
47
39
67
61
55
97
84
30
–
–
–
–
–
–
–
–
1
10
2
( )
5
1
–
–
2
( )
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 25. Standard errors for inpatient surgery benefits: Extent of coverage by
type of plan, state and local government workers, National Compensation
Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.9
0.9
–
0.2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
1.0
1.0
1.2
1.0
1.0
1.3
–
–
–
0.2
0.2
0.3
1.3
1.4
1.9
1.7
1.7
2.2
3.1
1.4
1.3
1.9
1.6
1.7
2.2
3.2
–
–
–
–
–
–
–
0.4
0.4
0.5
0.4
0.5
0.6
1.1
Full time ...................................................................
Part time ..................................................................
0.9
3.1
0.9
3.1
–
–
0.3
0.3
Union .......................................................................
Nonunion .................................................................
1.2
1.0
1.2
1.0
–
–
0.2
0.4
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
1.2
1.9
1.3
1.3
1.2
1.9
1.2
1.7
1.2
1.4
1.2
1.9
–
–
–
–
–
–
0.6
1.3
0.3
0.3
0.3
0.2
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.9
1.0
1.1
1.1
2.3
2.7
3.5
1.3
0.9
1.1
1.1
1.1
2.4
2.7
3.5
1.4
–
–
–
–
–
–
–
–
0.2
0.2
0.3
0.4
0.4
0.1
0.2
0.6
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
1.8
3.1
–
0.9
2.0
1.0
2.1
3.6
–
0.9
1.9
1.0
–
–
–
–
–
–
1.1
1.6
–
0.2
0.5
0.2
State government ....................................................
Local government ....................................................
1.6
0.9
1.6
1.0
–
–
0.2
0.3
Establishment characteristic
See footnotes at end of table.
Table 25. Standard errors for inpatient surgery benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.8
0.8
–
0.3
1.7
1.7
–
0.2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.9
0.9
1.3
0.9
1.0
1.3
–
–
–
0.3
0.3
0.4
1.9
1.9
2.2
1.9
1.9
2.2
–
–
–
0.2
0.2
0.2
1.4
1.1
1.7
1.5
1.6
2.5
3.1
1.5
1.1
1.8
1.5
1.6
2.6
3.2
–
–
–
–
–
–
–
0.5
0.5
0.7
0.5
0.6
0.7
1.4
2.5
2.6
4.2
3.2
3.0
4.6
6.7
2.5
2.7
4.2
3.1
3.0
4.6
6.6
–
–
–
–
–
–
–
0.2
0.4
0.7
0.8
0.8
0.8
1.4
Full time ...................................................................
Part time ..................................................................
0.8
2.5
0.8
2.5
–
–
0.3
0.4
1.7
4.3
1.7
4.3
–
–
0.3
(2)
Union .......................................................................
Nonunion .................................................................
1.5
0.7
1.5
0.8
–
–
0.3
0.5
1.7
3.4
1.7
3.4
–
–
0.3
0.5
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
1.2
1.7
1.0
1.3
1.3
2.5
1.3
1.8
1.1
1.3
1.4
2.5
–
–
–
–
–
–
0.8
1.6
0.5
0.3
0.4
0.3
3.3
5.6
2.4
3.0
1.7
2.3
3.3
5.6
2.3
3.1
1.7
2.3
–
–
–
–
–
–
0.7
–
0.4
0.5
0.2
0.4
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.8
1.0
1.0
1.1
2.1
3.1
4.1
1.3
0.8
1.0
1.1
1.2
2.1
3.1
4.1
1.5
–
–
–
–
–
–
–
–
0.3
0.3
0.4
0.5
0.4
(2)
(2)
0.8
1.7
1.9
1.8
2.1
3.2
5.2
7.1
3.0
1.7
1.9
1.9
2.1
3.2
5.2
7.2
3.0
–
–
–
–
–
–
–
–
0.2
0.2
0.3
0.2
0.9
0.5
0.8
0.7
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
0.9
2.0
0.9
2.5
4.3
–
0.9
2.0
1.0
–
–
–
–
–
–
1.3
1.9
–
0.3
0.6
0.3
4.5
5.8
5.8
1.7
5.0
1.9
4.6
6.0
5.8
1.7
4.9
1.9
–
–
–
–
–
–
0.3
0.5
–
0.3
0.8
0.3
State government ....................................................
Local government ....................................................
1.4
0.9
1.4
1.0
–
–
0.2
0.5
3.5
1.8
3.6
1.8
–
–
0.3
0.3
Establishment characteristic
See footnotes at end of table.
Table 25. Standard errors for inpatient surgery benefits: Extent of coverage by
type of plan, state and local government workers, National Compensation
Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
5.4
2.8
1.8
–
2.5
–
4.0
2.6
4.8
2.8
2.1
2.3
2.5
1.0
4.0
2.8
–
–
–
–
–
–
–
–
0.7
0.2
0.8
0.5
0.4
0.9
–
0.5
Table 25. Standard errors for inpatient surgery benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
7.6
4.1
2.0
–
0.7
–
4.7
–
6.6
4.0
2.4
1.2
0.8
1.1
4.7
2.9
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
–
–
–
–
–
1.4
0.1
1.1
0.5
0.4
1.0
–
1.0
6.8
2.3
4.7
–
6.3
–
–
2.3
6.9
2.5
4.7
11.5
6.2
1.8
6.7
2.3
–
–
–
–
–
–
–
–
0.9
0.6
0.1
2.5
0.8
–
–
0.5
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 26. Outpatient surgery benefits: Extent of coverage by type of plan,
state and local government workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
14
85
–
2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
13
13
14
85
85
85
–
–
–
1
1
1
14
14
16
14
15
11
18
84
84
82
84
83
87
79
–
–
–
–
–
–
–
1
2
2
2
2
2
3
Full time ...................................................................
Part time ..................................................................
14
15
85
85
–
–
2
1
Union .......................................................................
Nonunion .................................................................
20
7
78
91
–
–
2
1
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
8
6
14
13
19
24
90
92
85
86
80
75
–
–
–
–
–
–
2
2
1
1
2
1
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
14
13
13
14
10
13
14
15
85
86
86
85
89
86
85
83
–
–
–
–
–
–
–
–
2
1
1
1
1
1
1
2
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
5
6
–
15
17
14
92
91
–
84
82
84
–
–
–
–
–
–
3
3
–
1
1
1
State government ....................................................
Local government ....................................................
11
15
88
84
–
–
1
2
Establishment characteristic
See footnotes at end of table.
Table 26. Outpatient surgery benefits: Extent of coverage by type of plan, state and local government workers,
National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
9
90
–
1
27
71
–
2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
9
9
9
90
90
90
–
–
–
1
1
1
26
26
28
72
72
72
–
–
–
2
2
1
10
8
10
9
9
6
12
88
90
89
90
89
92
85
–
–
–
–
–
–
–
2
2
2
2
2
2
3
27
28
30
28
29
27
38
72
70
69
69
68
71
60
–
–
–
–
–
–
–
1
1
1
3
3
2
2
Full time ...................................................................
Part time ..................................................................
9
9
90
90
–
–
1
1
27
27
71
73
–
–
2
(2)
Union .......................................................................
Nonunion .................................................................
15
4
83
95
–
–
1
2
29
23
68
76
–
–
3
1
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
4
–
8
9
13
18
94
94
90
90
86
81
–
–
–
–
–
–
2
3
1
1
1
1
25
19
29
23
30
33
73
81
70
74
68
65
–
–
–
–
–
–
2
(2)
2
3
2
2
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
9
9
8
10
4
11
–
9
90
90
90
89
96
89
90
89
–
–
–
–
–
–
–
–
1
1
1
2
(2)
(2)
(2)
2
27
27
27
27
29
21
29
28
71
72
71
72
69
77
68
69
–
–
–
–
–
–
–
–
2
1
1
1
2
2
3
3
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
4
5
–
9
12
8
93
92
–
89
86
91
–
–
–
–
–
–
4
3
–
1
1
1
10
–
8
28
35
27
89
87
92
70
63
71
–
–
–
–
–
–
1
1
–
2
2
2
State government ....................................................
Local government ....................................................
7
9
93
89
–
–
(2)
2
22
29
75
69
–
–
3
2
Establishment characteristic
See footnotes at end of table.
Table 26. Outpatient surgery benefits: Extent of coverage by type of plan,
state and local government workers, National Compensation Survey,
2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
32
34
15
–
10
–
6
15
66
63
83
92
90
98
94
84
–
–
–
–
–
–
–
–
1
3
2
1
1
1
–
1
Table 26. Outpatient surgery benefits: Extent of coverage by type of plan, state and local government workers,
National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
22
31
11
–
4
–
–
–
76
69
87
96
96
98
95
92
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
–
–
–
–
–
1
1
2
1
1
1
–
2
44
42
30
–
26
–
–
22
54
48
70
61
73
99
90
77
–
–
–
–
–
–
–
–
1
9
( )
5
1
–
–
2
( )
2
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 26. Standard errors for outpatient surgery benefits: Extent of coverage
by type of plan, state and local government workers, National Compensation
Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.7
0.7
–
0.2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.8
0.8
1.0
0.8
0.8
1.1
–
–
–
0.2
0.2
0.3
1.2
1.0
1.6
1.4
1.5
1.4
2.7
1.2
1.0
1.7
1.5
1.5
1.5
2.7
–
–
–
–
–
–
–
0.4
0.4
0.5
0.4
0.5
0.6
1.1
Full time ...................................................................
Part time ..................................................................
0.7
2.6
0.7
2.6
–
–
0.3
0.3
Union .......................................................................
Nonunion .................................................................
1.0
0.8
1.0
0.8
–
–
0.2
0.4
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.9
1.4
1.1
1.0
0.9
1.4
1.0
1.5
1.1
1.0
1.0
1.4
–
–
–
–
–
–
0.6
1.3
0.3
0.3
0.3
0.2
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.7
0.8
0.9
1.0
1.6
2.4
3.0
1.2
0.7
0.9
0.9
1.0
1.6
2.4
3.0
1.2
–
–
–
–
–
–
–
–
0.2
0.2
0.3
0.4
0.4
0.1
0.2
0.6
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.6
0.8
–
0.7
1.9
0.7
1.2
1.6
–
0.7
1.8
0.7
–
–
–
–
–
–
1.1
1.6
–
0.2
0.5
0.2
State government ....................................................
Local government ....................................................
1.3
0.8
1.3
0.8
–
–
0.2
0.3
Establishment characteristic
See footnotes at end of table.
Table 26. Standard errors for outpatient surgery benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.7
0.7
–
0.3
1.2
1.2
–
0.2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.8
0.8
1.2
0.8
0.9
1.2
–
–
–
0.3
0.3
0.4
1.3
1.3
1.8
1.3
1.4
1.9
–
–
–
0.2
0.2
0.2
1.3
0.9
1.5
1.2
1.2
1.5
2.9
1.4
1.0
1.6
1.2
1.3
1.6
2.9
–
–
–
–
–
–
–
0.5
0.5
0.7
0.5
0.6
0.7
1.4
2.2
2.2
3.6
3.1
3.1
3.3
5.4
2.2
2.2
3.7
3.0
3.1
3.4
5.3
–
–
–
–
–
–
–
0.2
0.4
0.7
0.8
0.8
0.8
1.4
Full time ...................................................................
Part time ..................................................................
0.7
2.5
0.7
2.5
–
–
0.3
0.4
1.2
4.9
1.2
4.9
–
–
0.3
0.1
Union .......................................................................
Nonunion .................................................................
1.2
0.6
1.2
0.7
–
–
0.3
0.5
1.5
2.7
1.5
2.6
–
–
0.3
0.5
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.7
–
0.9
1.1
1.1
2.2
0.9
1.6
1.0
1.2
1.2
2.3
–
–
–
–
–
–
0.8
1.6
0.5
0.3
0.4
0.3
3.3
5.0
2.3
1.6
1.2
1.6
3.2
5.0
2.3
1.7
1.3
1.6
–
–
–
–
–
–
0.7
(3)
0.4
0.5
0.2
0.4
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.7
0.8
0.9
1.0
1.1
3.0
–
1.2
0.7
0.9
0.9
1.1
1.2
3.0
3.9
1.4
–
–
–
–
–
–
–
–
0.3
0.3
0.4
0.5
0.4
(3)
(3)
0.8
1.2
1.7
1.7
2.1
2.9
4.1
5.5
2.7
1.2
1.7
1.8
2.1
3.0
4.0
5.5
2.7
–
–
–
–
–
–
–
–
0.2
0.2
0.3
0.2
0.9
0.5
0.8
0.7
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.6
0.6
–
0.8
2.0
0.8
1.5
2.1
–
0.8
1.9
0.8
–
–
–
–
–
–
1.3
1.9
–
0.3
0.6
0.3
2.7
–
2.0
1.3
5.0
1.3
2.8
4.4
2.0
1.3
4.8
1.3
–
–
–
–
–
–
0.3
0.5
–
0.3
0.8
0.3
State government ....................................................
Local government ....................................................
0.9
0.9
0.9
0.9
–
–
0.2
0.5
3.5
1.3
3.4
1.3
–
–
0.3
0.3
Establishment characteristic
See footnotes at end of table.
Table 26. Standard errors for outpatient surgery benefits: Extent of coverage
by type of plan, state and local government workers, National Compensation
Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
4.3
2.7
1.8
–
1.4
–
1.2
1.7
3.8
2.7
2.0
2.3
1.4
0.9
1.2
1.9
–
–
–
–
–
–
–
–
0.7
0.2
0.8
0.5
0.4
0.9
–
0.5
Table 26. Standard errors for outpatient surgery benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
5.4
3.7
1.9
–
0.5
–
–
–
4.9
3.6
2.3
1.2
0.6
1.1
0.7
2.9
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
–
–
–
–
–
–
–
–
1.4
0.1
1.1
0.5
0.4
1.0
–
1.0
5.4
2.1
4.5
–
4.0
–
–
1.6
5.4
2.2
4.5
11.5
4.0
0.6
3.5
1.6
–
–
–
–
–
–
–
–
0.9
0.6
0.1
2.5
0.8
–
–
0.5
Earnings in the United States, 2010." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 27. Physician office visit benefits: Extent of coverage by type of plan,
state and local government workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
2
98
–
(2)
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
2
2
2
98
98
98
–
–
–
(2)
(2)
(2)
2
2
2
–
2
–
2
98
98
98
98
98
98
98
–
–
–
–
–
–
–
(2)
(2)
–
(2)
2
( )
–
(2)
Full time ...................................................................
Part time ..................................................................
2
4
98
96
–
–
(2)
–
Union .......................................................................
Nonunion .................................................................
4
(2)
96
100
–
–
(2)
(2)
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
1
–
2
2
2
4
99
100
98
98
97
96
–
–
–
–
–
–
(2)
(2)
(2)
(2)
(2)
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
2
2
2
2
1
–
–
2
98
98
98
97
99
99
98
98
–
–
–
–
–
–
–
–
(2)
(2)
(2)
(2)
(2)
–
–
(2)
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
2
–
3
100
100
100
98
99
97
–
–
–
–
–
–
–
–
–
(2)
–
(2)
State government ....................................................
Local government ....................................................
–
3
100
97
–
–
–
(2)
All workers ...............................................................
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 27. Physician office visit benefits: Extent of coverage by type of plan, state and local government workers,
National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
1
99
–
(2)
5
95
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
–
–
–
99
99
99
–
–
–
(2)
(2)
(2)
5
5
5
95
95
95
–
–
–
–
–
–
–
–
–
–
–
–
–
99
99
100
100
100
99
100
–
–
–
–
–
–
–
(2)
(2)
–
(2)
2
( )
–
(2)
5
6
5
–
5
5
–
95
94
95
94
95
95
93
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
–
–
99
97
–
–
(2)
–
5
8
95
92
–
–
–
–
Union .......................................................................
Nonunion .................................................................
–
–
99
100
–
–
(2)
(2)
7
–
93
99
–
–
–
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
–
–
99
100
99
100
99
99
–
–
–
–
–
–
(2)
(2)
(2)
(2)
(2)
–
4
–
5
6
6
8
96
100
95
94
94
92
–
–
–
–
–
–
–
–
–
–
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
1
–
–
–
–
–
–
–
99
99
99
99
100
100
100
100
–
–
–
–
–
–
–
–
(2)
(2)
(2)
(2)
(2)
–
–
(2)
5
5
5
6
3
–
–
6
95
95
95
94
97
96
94
94
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
1
–
–
100
100
100
99
99
99
–
–
–
–
–
–
–
–
–
(2)
–
(2)
–
–
–
6
–
7
100
100
100
94
99
93
–
–
–
–
–
–
–
–
–
–
–
–
State government ....................................................
Local government ....................................................
–
–
100
99
–
–
–
(2)
–
7
100
93
–
–
–
–
Establishment characteristic
See footnotes at end of table.
Table 27. Physician office visit benefits: Extent of coverage by type of plan,
state and local government workers, National Compensation Survey,
2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
–
9
–
–
–
–
–
–
99
91
98
100
100
100
100
98
–
–
–
–
–
–
–
–
–
–
(2)
(2)
–
(2)
–
–
Table 27. Physician office visit benefits: Extent of coverage by type of plan, state and local government workers,
National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
–
–
–
–
–
–
–
–
99
99
98
100
100
–
100
97
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
–
–
–
–
–
–
–
( )
2
( )
–
–
–
–
2
–
29
4
–
–
–
–
1
100
71
96
99
99
100
100
99
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 27. Standard errors for physician office visit benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.2
0.2
–
0.1
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.2
0.3
0.3
0.2
0.3
0.3
–
–
–
0.1
0.1
0.1
0.3
0.2
0.3
–
0.5
–
0.5
0.4
0.2
0.3
0.6
0.5
0.7
0.5
–
–
–
–
–
–
–
0.2
(2)
–
0.1
0.1
–
0.1
Full time ...................................................................
Part time ..................................................................
0.2
0.8
0.2
0.8
–
–
0.1
–
Union .......................................................................
Nonunion .................................................................
0.3
0.1
0.3
0.1
–
–
(2)
0.1
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.2
–
0.3
0.2
0.3
0.4
0.2
0.2
0.3
0.2
0.3
0.4
–
–
–
–
–
–
0.1
(2)
(2)
(2)
0.1
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.2
0.2
0.3
0.4
0.1
–
–
0.2
0.2
0.3
0.3
0.4
0.1
0.5
0.7
0.2
–
–
–
–
–
–
–
–
0.1
0.1
0.1
0.1
(2)
–
–
0.1
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
0.2
–
0.2
(2)
(2)
(2)
0.2
0.2
0.2
–
–
–
–
–
–
–
–
–
0.1
–
0.1
State government ....................................................
Local government ....................................................
–
0.2
0.1
0.2
–
–
–
0.1
Establishment characteristic
See footnotes at end of table.
Table 27. Standard errors for physician office visit benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.2
0.2
–
0.1
0.3
0.3
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
–
–
–
0.3
0.3
0.4
–
–
–
0.1
0.1
0.2
0.3
0.4
0.5
0.3
0.4
0.5
–
–
–
–
–
–
–
–
–
–
–
–
–
0.4
0.3
(2)
0.1
0.1
0.7
0.3
–
–
–
–
–
–
–
0.2
(2)
–
0.1
0.1
–
0.2
0.6
0.8
1.0
–
1.6
1.3
–
0.6
0.8
1.0
1.9
1.6
1.3
2.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
–
–
0.2
0.9
–
–
0.1
–
0.3
1.3
0.3
1.3
–
–
–
–
Union .......................................................................
Nonunion .................................................................
–
–
0.4
0.1
–
–
0.1
0.1
0.3
–
0.3
0.3
–
–
–
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
–
–
0.2
0.2
0.3
0.2
0.4
0.5
–
–
–
–
–
–
0.1
(2)
(2)
0.1
0.2
–
0.7
–
0.6
0.7
0.3
0.5
0.7
0.4
0.6
0.7
0.3
0.5
–
–
–
–
–
–
–
–
–
–
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.2
–
–
–
–
–
–
–
0.2
0.3
0.4
0.5
(2)
(2)
(2)
0.2
–
–
–
–
–
–
–
–
0.1
0.1
0.1
0.2
(2)
–
–
0.1
0.3
0.4
0.4
0.5
0.4
–
–
0.6
0.3
0.4
0.4
0.5
0.4
1.7
2.4
0.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
0.2
–
–
(2)
(2)
(2)
0.2
0.3
0.3
–
–
–
–
–
–
–
–
–
0.1
–
0.1
–
–
–
0.3
–
0.4
(2)
0.1
(2)
0.3
0.6
0.4
–
–
–
–
–
–
–
–
–
–
–
–
State government ....................................................
Local government ....................................................
–
–
(2)
0.3
–
–
–
0.1
–
0.4
0.3
0.4
–
–
–
–
Establishment characteristic
See footnotes at end of table.
Table 27. Standard errors for physician office visit benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
–
0.6
–
–
–
–
–
–
0.6
0.6
0.7
0.3
0.1
0.5
(2)
0.7
–
–
–
–
–
–
–
–
–
–
(2)
0.3
–
0.5
–
–
Table 27. Standard errors for physician office visit benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
–
–
–
–
–
–
–
–
1.1
0.3
0.9
0.3
(2)
–
(2)
1.5
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
–
–
–
–
–
–
–
( )
0.3
–
–
–
–
2
–
1.5
1.2
–
–
–
–
0.3
0.1
1.5
1.2
0.8
0.3
(2)
(2)
0.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 28. Skilled nursing facility benefits: Extent of coverage by type of plan,
state and local government workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
5
77
4
14
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
5
5
4
77
77
75
4
4
4
14
15
16
4
6
7
5
5
5
4
75
77
76
77
77
69
71
–
4
4
4
5
–
6
–
13
13
13
13
–
19
Full time ...................................................................
Part time ..................................................................
5
3
77
74
4
–
14
–
Union .......................................................................
Nonunion .................................................................
8
2
75
78
2
6
15
14
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
2
1
6
6
6
8
78
79
76
77
76
75
6
–
5
4
3
–
15
–
14
13
15
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
5
4
4
4
5
6
8
6
77
76
76
76
78
76
73
78
4
4
4
3
–
–
–
3
14
15
15
18
–
–
–
12
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
5
6
5
–
74
–
77
77
78
–
–
–
4
3
5
–
18
–
13
15
13
State government ....................................................
Local government ....................................................
8
4
81
75
–
3
–
18
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 28. Skilled nursing facility benefits: Extent of coverage by type of plan, state and local government workers,
National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
4
77
5
14
8
76
1
15
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
4
3
3
78
78
76
4
5
5
14
14
16
7
7
8
76
76
72
1
1
2
15
15
18
3
5
6
4
4
3
2
75
77
76
78
78
69
72
–
5
5
6
6
–
8
–
12
12
12
12
–
18
7
9
11
8
8
11
–
72
77
74
75
75
69
–
1
–
–
–
–
–
–
19
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
4
–
77
69
5
–
14
16
8
–
75
86
1
–
15
10
Union .......................................................................
Nonunion .................................................................
8
1
74
79
3
7
15
13
8
8
76
75
1
3
15
15
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
1
–
4
5
5
6
79
80
76
78
76
76
–
–
6
5
4
–
–
13
14
12
16
–
8
–
9
7
8
10
72
–
76
76
77
73
–
–
–
2
1
–
–
–
–
15
14
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
4
3
3
3
3
7
9
5
77
77
77
77
79
72
69
78
5
5
5
3
–
–
–
4
14
15
15
17
–
–
–
12
8
7
8
7
10
3
–
9
76
75
73
72
76
89
86
78
1
2
2
2
–
–
–
–
15
16
17
19
–
–
10
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
4
5
4
–
75
–
78
78
78
–
–
–
5
3
6
–
18
–
13
14
12
9
–
–
8
9
8
70
–
77
76
72
77
–
–
–
1
–
1
–
–
17
15
–
14
State government ....................................................
Local government ....................................................
7
3
80
76
–
4
–
17
11
7
83
72
–
2
–
19
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 28. Skilled nursing facility benefits: Extent of coverage by type of plan,
state and local government workers, National Compensation Survey,
2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
–
–
5
4
–
–
3
82
–
70
83
78
–
81
–
–
–
3
3
–
–
15
–
–
11
18
–
–
Table 28. Skilled nursing facility benefits: Extent of coverage by type of plan, state and local government workers,
National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
–
–
–
–
–
–
–
82
–
71
89
82
–
–
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
–
–
–
2
4
–
–
15
–
19
–
14
–
–
–
13
16
13
–
–
4
83
81
66
67
–
80
83
–
–
–
4
–
–
–
16
–
–
16
–
15
–
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 28. Standard errors for skilled nursing facility benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.3
1.5
0.8
1.1
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.4
0.4
0.6
1.6
1.7
2.0
0.7
0.8
1.1
1.3
1.2
1.6
0.6
0.8
1.4
0.7
0.8
0.8
0.7
2.1
1.7
2.4
2.1
2.1
3.1
3.0
–
0.9
1.0
1.0
1.1
–
1.5
–
1.1
1.7
1.6
1.5
–
2.8
Full time ...................................................................
Part time ..................................................................
0.4
0.9
1.4
5.7
0.7
–
1.1
–
Union .......................................................................
Nonunion .................................................................
0.6
0.4
1.7
2.0
0.4
1.4
1.4
1.3
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.4
0.4
0.7
0.6
0.5
0.8
2.3
3.2
2.0
1.7
1.6
1.9
1.6
–
1.0
0.8
0.7
–
1.5
–
1.4
1.2
1.6
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.3
0.4
0.4
0.4
0.7
0.9
1.5
0.7
1.5
2.0
2.1
1.9
5.2
3.0
3.7
1.8
0.8
1.1
1.2
0.7
–
–
–
0.7
1.1
1.4
1.6
1.8
–
–
–
1.5
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
0.3
1.0
0.4
–
4.3
–
1.5
2.2
1.7
–
–
–
0.8
0.7
0.9
–
3.6
–
1.1
1.7
1.3
State government ....................................................
Local government ....................................................
0.9
0.4
3.0
1.4
–
0.6
–
1.3
Establishment characteristic
See footnotes at end of table.
Table 28. Standard errors for skilled nursing facility benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.4
1.9
1.1
1.2
0.8
1.6
0.2
1.6
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.4
0.5
0.7
2.0
2.1
2.4
1.0
1.1
1.4
1.5
1.5
1.9
0.8
0.8
1.0
1.7
1.8
2.6
0.3
0.3
0.6
1.8
1.8
2.8
0.8
0.9
1.7
0.8
0.8
0.5
0.5
2.6
2.3
3.1
2.4
2.4
4.0
3.6
–
1.3
1.5
1.4
1.5
–
2.0
–
1.4
2.1
1.6
1.6
–
3.3
1.0
1.3
2.3
1.6
1.7
2.8
–
2.4
2.3
3.7
2.9
2.7
4.0
–
0.3
–
–
–
–
–
–
2.6
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
0.4
–
1.8
7.6
0.9
–
1.2
3.6
0.8
–
1.6
3.5
0.2
–
1.7
3.0
Union .......................................................................
Nonunion .................................................................
0.8
0.1
2.2
2.3
0.7
1.7
1.8
1.3
0.7
1.8
2.0
2.4
0.2
0.6
1.9
2.7
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.3
–
0.8
0.7
0.6
0.8
2.7
3.7
2.5
2.2
2.1
2.6
–
–
1.3
1.1
1.0
–
–
2.1
1.7
1.3
2.1
–
1.6
–
1.3
1.0
0.9
1.3
3.5
–
2.0
2.3
1.9
2.6
–
–
–
0.5
0.3
–
–
–
–
2.4
1.9
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.4
0.5
0.5
0.6
0.6
1.2
1.9
0.8
1.9
2.5
2.6
2.4
6.3
3.8
4.6
2.2
1.1
1.3
1.5
0.9
–
–
–
1.0
1.2
1.7
1.9
2.2
–
–
–
1.7
0.8
0.6
0.7
0.8
1.4
0.9
–
1.6
1.6
2.0
2.3
2.3
4.2
3.1
4.4
2.1
0.2
0.4
0.5
0.4
–
–
–
–
1.6
2.0
2.3
2.4
–
–
4.4
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
0.4
1.1
0.4
–
4.9
–
2.0
2.4
2.3
–
–
–
1.1
0.9
1.4
–
3.9
–
1.3
1.8
1.6
2.3
–
–
0.8
2.8
0.7
5.6
–
4.6
1.6
4.2
1.7
–
–
–
0.2
–
0.2
–
–
6.8
1.6
–
1.8
State government ....................................................
Local government ....................................................
1.0
0.4
3.9
1.8
–
0.8
–
1.5
1.8
0.9
2.5
2.1
–
0.4
–
1.9
Establishment characteristic
See footnotes at end of table.
Table 28. Standard errors for skilled nursing facility benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
–
–
0.9
0.8
–
–
0.7
3.4
–
3.2
1.6
3.4
–
2.8
–
–
–
0.5
0.9
–
–
3.2
–
–
1.8
3.6
–
–
Table 28. Standard errors for skilled nursing facility benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
–
–
–
–
–
–
–
3.9
–
3.9
1.6
3.0
–
–
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
0.5
1.1
–
–
3.2
–
3.3
–
3.1
–
–
–
1.8
3.1
2.7
–
–
1.0
4.4
2.0
6.2
4.2
–
4.7
3.2
–
–
–
1.1
–
–
–
4.5
–
–
4.6
–
3.7
–
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 29. Home health care benefits: Extent of coverage by type of plan, state
and local government workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
17
66
3
13
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
17
17
17
66
66
65
4
3
3
13
13
15
17
18
19
18
18
11
–
63
67
66
67
67
68
–
3
3
2
3
3
4
–
17
12
13
12
12
17
–
Full time ...................................................................
Part time ..................................................................
17
23
67
63
4
–
13
–
Union .......................................................................
Nonunion .................................................................
27
8
55
77
4
–
14
–
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
10
6
16
16
23
32
75
80
69
67
58
51
2
–
3
4
4
5
13
–
12
13
14
13
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
17
16
16
17
13
16
16
19
66
67
67
64
78
69
71
65
3
3
3
3
3
4
4
4
13
13
14
16
6
10
9
12
1 to 99 workers ........................................................
1 to 49 workers ....................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
8
18
17
18
–
73
66
66
66
–
–
4
3
4
–
–
12
14
12
State government ....................................................
Local government ....................................................
17
17
73
64
5
3
5
16
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 29. Home health care benefits: Extent of coverage by type of plan, state and local government workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
10
74
4
13
35
47
3
15
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
10
11
11
73
73
71
4
4
3
13
13
15
36
35
35
47
48
47
3
3
3
14
14
16
12
11
11
10
10
6
12
68
75
75
76
76
74
63
–
3
–
3
3
4
6
–
11
–
11
11
17
19
36
34
37
36
37
29
–
45
50
47
46
46
48
–
2
3
3
4
4
–
–
17
13
13
15
13
–
–
Full time ...................................................................
Part time ..................................................................
10
16
74
69
4
–
13
–
35
39
47
50
3
–
15
–
Union .......................................................................
Nonunion .................................................................
20
2
61
83
5
–
14
–
37
30
45
52
4
2
14
15
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
5
–
9
10
16
26
81
84
76
74
65
56
–
–
3
4
5
6
–
11
11
12
15
12
32
–
35
32
38
40
47
–
48
50
45
42
–
–
3
4
4
4
–
–
14
15
13
13
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
10
10
10
12
5
10
12
11
74
74
74
69
88
75
74
73
4
4
3
–
3
–
–
3
13
13
13
–
5
–
–
12
35
35
35
35
36
34
28
35
47
48
47
47
49
52
62
48
3
2
2
2
–
3
–
4
15
15
15
16
–
11
–
13
1 to 99 workers ........................................................
1 to 49 workers ....................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
2
–
11
10
12
78
81
73
73
73
–
–
4
3
4
–
15
12
13
11
–
–
35
–
32
–
–
48
–
52
–
–
3
–
4
–
–
14
–
12
State government ....................................................
Local government ....................................................
5
12
87
69
5
3
4
16
46
30
40
50
5
2
9
17
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 29. Home health care benefits: Extent of coverage by type of plan, state
and local government workers, National Compensation Survey,
2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
33
47
11
–
11
–
–
27
46
36
70
79
78
80
–
57
–
13
–
–
2
–
–
–
–
4
–
16
10
18
–
–
Table 29. Home health care benefits: Extent of coverage by type of plan, state and local government workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
22
51
8
–
–
–
–
–
63
33
73
80
88
85
–
77
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
–
12
–
–
–
–
–
–
–
4
–
17
9
14
–
19
–
38
24
–
33
–
23
46
–
43
62
76
49
–
62
41
–
13
–
–
4
–
–
–
–
6
–
6
14
–
15
13
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 29. Standard errors for home health care benefits: Extent of coverage
by type of plan, state and local government workers, National Compensation
Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.8
1.3
0.4
1.0
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.9
0.9
1.2
1.6
1.7
2.2
0.6
0.7
0.8
1.1
1.1
1.6
1.3
1.2
1.8
1.4
1.4
1.5
–
2.5
1.5
2.4
1.8
1.8
3.0
–
0.9
0.4
0.7
0.5
0.5
0.6
–
1.7
1.1
1.7
1.5
1.4
2.3
–
Full time ...................................................................
Part time ..................................................................
0.8
3.1
1.3
3.4
0.5
–
1.0
–
Union .......................................................................
Nonunion .................................................................
1.0
0.9
1.5
1.6
0.2
–
1.4
–
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.9
1.4
1.0
1.2
1.2
2.2
1.7
2.1
1.4
1.8
1.7
2.3
0.6
–
0.4
0.5
0.6
0.5
1.2
–
1.2
1.3
1.5
1.3
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.8
0.9
1.0
1.2
1.4
2.1
2.4
1.1
1.3
1.7
2.0
2.4
2.4
2.9
3.3
1.6
0.5
0.8
0.8
0.9
0.7
0.8
0.6
0.6
1.0
1.2
1.4
1.7
1.9
2.0
2.5
1.4
1 to 99 workers ........................................................
1 to 49 workers ....................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
1.2
0.9
1.8
1.0
–
4.2
1.3
2.2
1.5
–
–
0.5
0.6
0.6
–
–
1.0
1.5
1.2
State government ....................................................
Local government ....................................................
1.2
0.9
1.7
1.6
0.5
0.5
1.1
1.2
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 29. Standard errors for home health care benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.7
1.5
0.6
1.1
1.9
2.0
0.3
1.6
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.8
0.8
1.1
1.9
1.9
2.6
0.8
0.8
1.0
1.3
1.3
1.8
2.3
2.3
2.9
2.3
2.3
2.3
0.3
0.5
0.7
1.8
1.8
2.5
1.3
1.1
1.9
1.7
1.5
1.4
3.5
3.1
1.9
2.8
2.1
2.0
3.3
4.3
–
0.5
–
0.6
0.7
0.5
1.6
–
1.3
–
1.5
1.5
2.7
3.6
2.7
2.8
4.0
3.4
3.3
3.9
–
2.7
2.9
4.3
3.3
3.2
5.0
–
0.6
0.7
1.0
0.4
0.4
–
–
2.3
1.9
2.9
2.6
2.3
–
–
Full time ...................................................................
Part time ..................................................................
0.7
2.9
1.5
4.4
0.6
–
1.1
–
2.0
4.8
2.0
3.8
0.3
–
1.6
–
Union .......................................................................
Nonunion .................................................................
1.2
0.6
2.1
1.7
0.3
–
1.7
–
1.9
3.5
2.2
3.0
0.3
0.3
1.8
2.3
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.8
–
0.8
1.2
1.2
2.2
1.7
2.2
1.6
2.1
2.2
3.0
–
–
0.5
0.7
0.8
0.6
–
1.6
1.3
1.3
2.0
1.6
3.2
–
2.8
3.0
2.2
3.1
3.6
–
2.7
3.2
2.1
2.4
–
–
0.4
0.7
0.4
0.6
–
–
2.0
2.5
1.7
2.5
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.7
0.8
0.9
1.1
0.6
2.4
2.9
1.1
1.5
2.1
2.3
2.9
1.9
3.7
4.3
2.0
0.6
0.9
1.0
–
0.5
–
–
0.6
1.1
1.4
1.7
–
1.4
–
–
1.5
2.0
2.2
2.3
2.5
3.5
4.5
5.9
3.1
2.0
2.0
2.1
2.3
3.2
4.6
5.8
3.3
0.3
0.5
0.6
0.4
–
0.5
–
0.8
1.6
1.9
2.2
2.2
–
2.9
–
2.1
1 to 99 workers ........................................................
1 to 49 workers ....................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.6
–
0.8
1.8
0.9
3.1
3.9
1.6
2.3
1.8
–
–
0.6
0.7
0.8
–
3.3
1.1
1.4
1.4
–
–
2.0
–
2.3
–
–
2.1
–
2.4
–
–
0.3
–
0.4
–
–
1.5
–
1.5
State government ....................................................
Local government ....................................................
0.8
0.9
1.3
2.0
0.5
0.7
0.7
1.5
3.5
2.0
3.5
2.3
0.8
0.5
2.8
1.7
Establishment characteristic
See footnotes at end of table.
Table 29. Standard errors for home health care benefits: Extent of coverage
by type of plan, state and local government workers, National Compensation
Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
4.8
3.0
1.9
–
2.7
–
–
2.0
7.1
3.3
3.0
3.5
2.6
3.9
–
2.7
–
0.6
–
–
0.4
–
–
–
–
0.8
–
3.6
1.6
3.6
–
–
Table 29. Standard errors for home health care benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
6.2
4.0
1.9
–
–
–
–
–
7.8
4.4
3.4
4.8
2.2
3.4
–
3.7
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
0.6
–
–
–
–
–
–
–
1.0
–
3.8
1.6
3.1
–
2.9
–
2.1
5.0
–
7.3
–
3.6
2.9
–
3.0
7.1
14.6
5.1
–
4.5
3.1
–
1.5
–
–
1.0
–
–
–
–
0.9
–
3.2
3.1
–
3.7
2.9
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 30. Hospice benefits: Extent of coverage by type of plan, state and local government workers, National
Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
22
57
4
17
14
68
4
14
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
22
22
20
58
58
58
4
4
4
16
16
18
13
13
12
68
69
69
4
4
4
14
14
16
–
23
26
23
24
–
–
58
54
56
56
–
–
3
4
–
–
–
–
15
16
–
–
–
11
14
17
15
15
10
67
69
64
69
68
68
4
3
–
4
–
–
18
13
–
13
–
–
Full time ...................................................................
Part time ..................................................................
22
26
57
57
4
–
17
–
14
13
68
71
4
–
14
–
Union .......................................................................
Nonunion .................................................................
32
13
45
69
4
4
19
14
21
8
58
76
4
4
17
12
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
14
11
23
21
29
37
68
74
57
58
49
42
3
–
–
4
4
4
15
–
–
16
18
17
9
7
14
14
17
24
76
80
67
68
63
59
3
–
5
–
4
4
13
–
14
–
16
13
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
22
20
20
20
20
24
23
26
57
60
59
57
66
62
62
53
4
4
4
3
–
–
–
4
17
16
17
19
–
–
–
17
14
12
11
11
14
17
16
17
68
70
70
68
76
69
69
65
4
4
4
3
–
–
–
–
14
14
15
18
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
14
23
22
24
–
65
57
59
56
–
–
4
4
–
–
–
16
15
–
9
–
14
15
14
68
71
68
68
68
–
–
4
4
–
–
15
14
13
–
State government ....................................................
Local government ....................................................
30
–
60
–
–
–
–
–
22
10
70
68
–
4
–
18
Establishment characteristic
See footnotes at end of table.
Table 30. Hospice benefits: Extent of coverage by type of plan, state and local government workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
South Atlantic ...........................................................
West South Central ..................................................
36
37
18
–
40
48
66
78
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
–
–
3
–
–
–
13
18
28
36
12
–
53
57
74
82
–
–
2
–
–
–
12
14
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 30. Standard errors for hospice benefits: Extent of coverage by type of plan, state and local government
workers, National Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
1.0
1.3
0.8
1.0
0.9
1.4
0.9
1.1
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
1.1
1.1
1.3
1.6
1.6
2.2
0.8
0.8
0.9
1.2
1.2
1.7
1.0
1.0
1.2
1.8
1.8
2.5
1.1
1.1
1.1
1.3
1.3
1.9
–
1.7
2.5
1.5
1.6
–
–
1.8
2.7
2.1
2.1
–
–
0.9
1.1
–
–
–
–
1.2
2.0
–
–
–
1.2
1.6
2.7
1.5
1.5
2.1
2.8
1.9
3.4
2.3
2.4
3.1
1.1
0.8
–
1.3
–
–
2.3
1.3
–
1.5
–
–
Full time ...................................................................
Part time ..................................................................
1.0
3.1
1.3
3.9
0.8
–
1.0
–
0.9
3.0
1.5
4.3
0.9
–
1.1
–
Union .......................................................................
Nonunion .................................................................
1.2
1.2
1.5
1.8
1.0
0.9
1.4
1.2
1.3
1.0
1.9
1.8
1.0
1.1
1.8
1.2
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
1.5
2.3
1.4
1.4
1.3
2.1
1.9
2.8
1.9
1.7
1.6
2.4
0.7
–
–
1.0
0.7
0.7
1.2
–
–
1.4
1.6
1.5
1.6
1.9
1.4
1.1
1.3
2.3
1.8
2.6
2.1
1.8
2.0
3.1
0.7
–
1.4
–
0.9
1.2
1.2
–
1.3
–
2.0
1.6
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
1.0
1.2
1.3
1.2
3.5
2.3
2.9
1.5
1.3
1.8
2.2
2.2
5.1
3.2
3.8
1.8
0.8
0.9
0.8
0.7
–
–
–
1.1
1.0
1.3
1.6
1.8
–
–
–
1.6
0.9
1.1
1.2
1.0
4.0
2.4
3.1
1.4
1.4
2.1
2.4
2.6
5.6
3.5
4.2
2.3
0.9
0.9
0.9
0.8
–
–
–
–
1.1
1.5
1.8
2.2
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
3.2
1.1
2.0
1.2
–
4.7
1.4
2.4
1.7
–
–
1.0
1.0
–
–
–
1.1
1.6
–
2.3
–
1.0
1.8
1.1
3.5
5.1
1.6
2.5
1.9
–
–
1.1
1.2
–
–
3.3
1.2
1.5
–
State government ....................................................
Local government ....................................................
2.3
–
2.9
–
–
–
–
–
2.8
0.9
3.2
1.7
–
0.8
–
1.5
Establishment characteristic
See footnotes at end of table.
Table 30. Standard errors for hospice benefits: Extent of coverage by type of plan, state and local government
workers, National Compensation Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
South Atlantic ...........................................................
West South Central ..................................................
6.7
2.9
2.8
–
7.4
3.2
2.4
4.0
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
0.5
–
–
–
1.9
3.5
7.7
3.4
2.0
–
9.2
3.9
2.5
3.8
–
–
0.5
–
–
–
1.6
3.0
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 31. Inpatient mental health care benefits: Extent of coverage by type of
plan, state and local government workers, National Compensation Survey,
2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
12
86
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
12
12
11
87
87
87
–
–
–
1
1
1
12
11
13
13
13
12
14
87
87
85
85
85
85
80
–
–
–
–
–
–
–
2
–
–
–
–
3
–
Full time ...................................................................
Part time ..................................................................
12
13
86
87
–
–
–
(2)
Union .......................................................................
Nonunion .................................................................
20
4
78
94
–
–
–
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
4
–
12
12
18
25
93
94
86
87
81
75
–
–
–
–
–
–
–
4
–
–
2
1
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
12
11
11
11
8
13
13
14
86
88
88
87
92
86
86
84
–
–
–
–
–
–
–
–
–
1
1
2
2
( )
1
1
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
6
5
7
13
10
14
91
92
90
86
87
85
–
–
–
–
–
–
–
–
3
–
3
–
State government ....................................................
Local government ....................................................
13
12
87
86
–
–
(2)
–
Establishment characteristic
See footnotes at end of table.
Table 31. Inpatient mental health care benefits: Extent of coverage by type of plan, state and local government
workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
6
92
–
–
29
70
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
6
6
6
93
93
92
–
–
–
2
2
2
28
28
27
71
71
72
–
–
–
1
1
1
6
5
6
5
5
7
7
92
92
91
93
93
90
88
–
–
–
–
–
–
–
2
2
3
2
2
3
–
28
27
28
32
33
29
33
71
72
72
66
65
69
59
–
–
–
–
–
–
–
1
–
–
–
–
3
–
Full time ...................................................................
Part time ..................................................................
6
–
92
95
–
–
–
(2)
29
30
70
70
–
–
–
(2)
Union .......................................................................
Nonunion .................................................................
11
2
88
96
–
–
2
–
36
14
63
84
–
–
–
2
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
2
–
6
6
9
14
95
94
92
92
90
85
–
–
–
–
–
–
3
4
–
1
2
1
16
–
27
27
36
40
84
95
71
71
63
60
–
–
–
–
–
–
–
–
–
–
1
1
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
6
6
5
6
4
7
–
6
92
93
93
92
96
91
91
91
–
–
–
–
–
–
–
–
–
1
2
2
(2)
1
1
3
29
27
26
28
21
30
28
30
70
73
73
71
79
70
72
69
–
–
–
–
–
–
–
–
–
1
1
1
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
2
–
5
6
7
6
94
96
92
92
90
93
–
–
–
–
–
–
–
4
3
2
3
1
23
24
21
29
25
30
77
76
79
69
74
68
–
–
–
–
–
–
–
–
–
–
1
–
State government ....................................................
Local government ....................................................
6
6
94
92
–
–
(2)
–
31
28
69
70
–
–
(2)
–
Establishment characteristic
See footnotes at end of table.
Table 31. Inpatient mental health care benefits: Extent of coverage by type of
plan, state and local government workers, National Compensation Survey,
2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
26
24
10
–
4
–
–
30
71
76
87
94
95
95
95
70
–
–
–
–
–
–
–
–
3
–
3
3
1
4
1
(2)
Table 31. Inpatient mental health care benefits: Extent of coverage by type of plan, state and local government
workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
23
20
7
–
3
–
–
–
76
80
90
97
97
95
98
93
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
–
–
–
–
–
2
(2)
4
2
1
4
2
1
31
34
21
–
9
–
–
49
65
65
79
64
90
94
89
51
–
–
–
–
–
–
–
–
4
–
( )
5
2
5
1
2
( )
2
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 31. Standard errors for inpatient mental health care benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.6
0.6
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.7
0.7
0.9
0.7
0.8
1.0
–
–
–
0.3
0.3
0.4
1.1
0.8
1.2
1.0
1.1
1.4
2.2
1.1
0.8
1.4
1.1
1.2
1.7
2.8
–
–
–
–
–
–
–
0.5
–
–
–
–
0.8
–
Full time ...................................................................
Part time ..................................................................
0.5
2.4
0.6
2.4
–
–
–
0.1
Union .......................................................................
Nonunion .................................................................
0.9
0.5
0.9
0.7
–
–
–
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.6
–
0.9
0.7
1.0
1.7
0.9
1.3
0.9
0.8
1.0
1.7
–
–
–
–
–
–
–
1.3
–
–
0.4
0.2
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.6
0.8
0.8
0.9
1.2
1.9
2.4
0.8
0.6
0.8
0.8
1.0
1.3
2.0
2.5
1.0
–
–
–
–
–
–
–
–
–
0.3
0.4
0.5
0.3
0.6
0.9
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.8
0.9
1.5
0.6
1.3
0.7
1.4
1.8
2.0
0.6
1.4
0.7
–
–
–
–
–
–
–
–
1.4
–
0.8
–
State government ....................................................
Local government ....................................................
1.1
0.6
1.1
0.8
–
–
0.2
–
Establishment characteristic
See footnotes at end of table.
Table 31. Standard errors for inpatient mental health care benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.5
0.6
–
–
1.4
1.5
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.6
0.7
0.8
0.7
0.8
0.9
–
–
–
0.4
0.5
0.5
1.6
1.6
1.9
1.6
1.6
1.9
–
–
–
0.4
0.3
0.5
1.0
0.5
1.0
0.7
0.8
1.4
1.5
1.1
0.8
1.4
1.0
1.1
1.8
2.5
–
–
–
–
–
–
–
0.6
0.6
1.0
0.7
0.8
1.0
–
2.1
2.3
3.2
2.6
2.7
4.1
5.6
2.0
2.3
3.2
2.7
2.7
4.2
6.1
–
–
–
–
–
–
–
0.7
–
–
–
–
1.0
–
Full time ...................................................................
Part time ..................................................................
0.5
–
0.6
1.7
–
–
–
0.2
1.4
4.8
1.4
4.8
–
–
–
(2)
Union .......................................................................
Nonunion .................................................................
0.8
0.4
0.8
0.8
–
–
0.5
–
1.8
1.5
1.8
1.7
–
–
–
0.8
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.5
–
0.7
0.5
0.9
1.5
0.9
1.5
0.8
0.7
1.0
1.5
–
–
–
–
–
–
0.9
1.5
–
0.4
0.5
0.3
2.1
–
2.4
1.8
2.0
2.9
2.2
2.1
2.4
1.9
2.0
2.8
–
–
–
–
–
–
–
–
–
–
0.5
0.3
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.5
0.7
0.7
0.9
0.7
1.9
–
0.7
0.6
0.8
0.8
1.0
0.8
2.0
2.8
1.2
–
–
–
–
–
–
–
–
–
0.4
0.5
0.6
0.4
0.8
1.1
1.0
1.4
1.7
1.6
1.7
3.4
4.8
6.7
2.1
1.5
1.7
1.7
1.7
3.4
4.8
6.7
2.2
–
–
–
–
–
–
–
–
–
0.4
0.5
0.6
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.5
–
1.2
0.5
1.2
0.5
1.5
2.1
2.1
0.6
1.5
0.6
–
–
–
–
–
–
–
2.1
1.6
0.4
0.9
0.4
3.9
4.9
5.5
1.5
4.4
1.7
3.9
4.9
5.5
1.6
4.5
1.8
–
–
–
–
–
–
–
–
–
–
0.9
–
State government ....................................................
Local government ....................................................
0.5
0.6
0.5
0.8
–
–
0.2
–
3.4
1.4
3.4
1.4
–
–
0.5
–
Establishment characteristic
See footnotes at end of table.
Table 31. Standard errors for inpatient mental health care benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
4.8
1.6
1.6
–
0.5
–
–
2.2
4.3
1.7
1.7
2.5
0.6
2.2
1.3
2.2
–
–
–
–
–
–
–
–
1.8
–
1.0
1.2
0.4
2.1
1.1
0.4
Table 31. Standard errors for inpatient mental health care benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
5.7
1.8
1.8
–
0.5
–
–
–
4.5
1.8
2.0
1.3
0.6
2.3
1.5
2.4
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
–
–
–
–
–
1.4
0.1
1.3
1.3
0.4
2.2
1.4
0.7
6.5
3.3
3.4
–
1.6
–
–
2.6
7.3
3.3
3.4
12.2
1.6
3.9
6.1
2.6
–
–
–
–
–
–
–
–
3.7
–
0.2
2.5
0.9
3.4
0.7
0.1
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 32. Outpatient mental health care benefits: Extent of coverage by type
of plan, state and local government workers, National Compensation Survey,
2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
2
89
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
2
2
3
90
90
89
–
–
–
–
–
–
3
2
–
–
–
4
–
88
89
89
90
89
86
86
–
–
–
–
–
–
–
9
–
9
9
9
10
12
Full time ...................................................................
Part time ..................................................................
2
–
89
91
–
–
–
5
Union .......................................................................
Nonunion .................................................................
3
–
88
91
–
–
–
8
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
1
3
4
89
90
90
91
88
87
–
–
( )
–
–
–
9
9
–
–
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
2
2
3
3
–
–
–
2
89
90
90
88
95
92
88
88
–
–
–
–
–
–
–
–
–
–
–
9
3
6
8
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
(3)
–
–
2
2
2
89
92
87
89
90
89
–
–
–
–
–
–
–
8
13
–
–
–
State government ....................................................
Local government ....................................................
–
2
95
87
–
–
3
–
3
Establishment characteristic
See footnotes at end of table.
Table 32. Outpatient mental health care benefits: Extent of coverage by type of plan, state and local government
workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
1
90
–
–
3
88
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
1
1
2
91
91
91
–
–
–
–
–
8
3
4
5
88
88
85
–
–
–
–
–
–
2
–
–
1
1
–
–
89
90
88
91
90
86
86
–
–
–
–
–
–
–
9
8
10
–
–
11
12
5
–
2
–
–
–
–
86
88
90
86
86
87
86
–
–
–
–
–
–
–
9
9
–
9
9
8
11
Full time ...................................................................
Part time ..................................................................
1
–
90
92
–
–
–
4
4
–
88
89
–
–
–
9
Union .......................................................................
Nonunion .................................................................
3
–
89
91
–
–
–
8
4
–
85
93
–
–
–
5
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
2
1
2
4
89
89
90
92
89
89
–
–
–
–
–
–
9
9
–
–
–
8
–
–
–
2
5
5
90
93
88
88
87
84
–
–
–
–
–
–
8
6
8
–
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
2
2
2
2
(3)
–
–
–
90
91
91
90
97
91
87
88
–
–
–
–
–
–
–
–
–
–
7
8
3
7
9
11
3
–
5
5
–
–
–
2
88
86
85
84
88
94
92
90
–
–
–
–
–
–
–
–
–
9
–
11
6
3
5
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
2
–
1
88
90
85
90
89
91
–
–
–
–
–
–
12
10
14
–
8
–
–
–
–
4
–
4
96
99
93
87
91
86
–
–
–
–
–
–
3
–
6
–
7
–
State government ....................................................
Local government ....................................................
(3)
2
95
88
–
–
–
–
–
3
96
84
–
–
–
–
Establishment characteristic
See footnotes at end of table.
Table 32. Outpatient mental health care benefits: Extent of coverage by type
of plan, state and local government workers, National Compensation Survey,
2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
–
5
3
–
–
–
–
1
93
85
89
87
88
93
91
91
–
–
–
–
–
–
–
–
5
–
8
10
10
7
9
8
Table 32. Outpatient mental health care benefits: Extent of coverage by type of plan, state and local government
workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
–
–
–
–
–
–
–
–
89
93
88
88
87
93
91
88
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
–
–
–
–
–
–
–
–
6
2
10
11
10
6
9
12
–
–
–
–
–
–
–
2
97
–
92
81
89
91
90
93
–
–
–
–
–
–
–
–
3
–
3
5
8
9
10
5
Earnings in the United States, 2010." See Technical Note for more details.
3 Less than 0.5.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 32. Standard errors for outpatient mental health care benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.3
0.8
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.3
0.3
0.5
1.0
0.9
1.0
–
–
–
–
–
–
0.6
0.5
–
–
–
1.0
–
1.2
1.0
1.6
1.2
1.2
1.9
2.1
–
–
–
–
–
–
–
1.2
–
1.4
1.1
1.2
1.6
2.1
Full time ...................................................................
Part time ..................................................................
0.3
–
0.8
1.6
–
–
–
0.9
Union .......................................................................
Nonunion .................................................................
0.6
–
0.9
1.2
–
–
–
1.1
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
0.3
0.5
0.7
1.2
1.7
1.1
1.1
1.1
1.2
–
–
0.1
–
–
–
1.1
1.7
–
–
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.3
0.5
0.5
0.5
–
–
–
0.5
0.8
0.9
1.0
1.3
1.4
2.0
3.0
1.4
–
–
–
–
–
–
–
–
–
–
–
1.2
1.1
1.8
2.7
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.1
–
–
0.4
0.6
0.4
2.1
2.3
3.4
0.8
1.3
0.9
–
–
–
–
–
–
–
2.3
3.4
–
–
–
State government ....................................................
Local government ....................................................
–
0.3
1.5
1.0
–
–
1.4
–
Establishment characteristic
See footnotes at end of table.
Table 32. Standard errors for outpatient mental health care benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.3
1.0
–
–
0.7
1.0
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.4
0.4
0.5
1.3
1.1
1.3
–
–
–
–
–
1.2
0.5
0.6
1.1
1.1
1.2
1.9
–
–
–
–
–
–
0.7
–
–
0.2
0.2
–
–
1.5
1.3
2.0
1.3
1.4
2.4
2.6
–
–
–
–
–
–
–
1.5
1.2
1.8
–
–
2.1
2.5
1.3
–
0.6
–
–
–
–
1.8
1.6
2.1
3.1
3.0
2.7
3.3
–
–
–
–
–
–
–
1.6
1.3
–
2.0
1.8
2.2
3.9
Full time ...................................................................
Part time ..................................................................
0.3
–
1.0
2.0
–
–
–
1.2
0.7
–
1.0
2.4
–
–
–
1.6
Union .......................................................................
Nonunion .................................................................
0.6
–
1.1
1.4
–
–
–
1.4
1.1
–
1.3
1.6
–
–
–
1.4
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
0.5
0.3
0.6
0.9
1.4
2.1
1.2
1.2
1.5
1.7
–
–
–
–
–
–
1.4
2.1
–
–
–
1.4
–
–
–
0.4
0.7
0.9
2.1
1.5
2.1
1.5
1.3
1.6
–
–
–
–
–
–
1.4
1.3
1.1
–
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.3
0.4
0.4
0.6
0.1
–
–
–
1.0
1.1
1.2
1.6
1.2
2.8
4.3
2.0
–
–
–
–
–
–
–
–
–
–
1.2
1.5
1.2
2.3
3.6
1.9
0.7
–
1.1
1.0
–
–
–
0.4
1.0
1.5
1.5
1.7
3.6
3.8
5.6
1.3
–
–
–
–
–
–
–
–
–
0.9
–
1.4
2.4
0.4
0.8
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
0.3
–
0.4
2.5
2.8
3.9
1.1
1.5
1.3
–
–
–
–
–
–
2.4
2.8
3.9
–
1.3
–
–
–
–
0.8
–
1.0
2.8
0.8
6.4
1.1
2.9
1.1
–
–
–
–
–
–
2.8
–
6.4
–
2.9
–
State government ....................................................
Local government ....................................................
(3)
0.4
1.9
1.2
–
–
–
–
–
0.5
2.3
1.2
–
–
–
–
Establishment characteristic
See footnotes at end of table.
Table 32. Standard errors for outpatient mental health care benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
–
1.1
0.8
–
–
–
–
0.3
2.1
1.1
2.8
3.7
2.4
2.3
5.1
1.6
–
–
–
–
–
–
–
–
1.4
–
2.8
2.2
2.3
2.5
5.1
1.5
Table 32. Standard errors for outpatient mental health care benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
–
–
–
–
–
–
–
–
2.1
1.0
3.5
3.0
3.4
2.4
5.4
2.6
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
–
–
–
–
–
–
–
–
1.2
1.1
3.5
2.6
3.3
2.5
5.4
2.7
–
–
–
–
–
–
–
0.4
2.4
–
2.2
15.7
2.3
5.3
5.1
1.7
–
–
–
–
–
–
–
–
2.1
–
1.4
2.5
1.8
5.3
5.1
1.5
Earnings in the United States, 2010." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 33. Inpatient substance abuse detoxification benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
14
84
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
14
13
13
85
85
86
–
–
–
–
–
–
13
14
15
15
15
12
19
85
84
83
84
83
85
75
–
–
–
–
–
–
–
–
–
2
–
–
–
–
Full time ...................................................................
Part time ..................................................................
14
14
84
85
–
–
–
1
Union .......................................................................
Nonunion .................................................................
23
5
76
93
–
–
–
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
5
–
13
14
21
29
92
93
86
85
78
71
–
–
–
–
–
–
–
4
–
2
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
14
12
12
13
9
14
14
16
84
86
87
85
90
83
83
82
–
–
–
–
–
–
–
–
–
–
–
–
2
( )
3
3
2
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
7
5
9
15
13
15
89
91
87
84
85
83
–
–
–
–
–
–
–
–
–
–
2
–
State government ....................................................
Local government ....................................................
15
13
84
84
–
–
(2)
–
Establishment characteristic
See footnotes at end of table.
Table 33. Inpatient substance abuse detoxification benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
8
90
–
–
30
69
–
1
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
8
8
8
91
91
91
–
–
–
–
–
–
29
30
30
70
70
70
–
–
–
1
(2)
2
( )
8
8
9
7
8
7
13
90
90
89
90
90
90
81
–
–
–
–
–
–
–
–
–
2
–
–
–
–
30
28
29
31
32
28
35
69
71
70
68
67
70
59
–
–
–
–
–
–
–
1
1
1
1
1
1
6
Full time ...................................................................
Part time ..................................................................
8
–
90
93
–
–
–
1
30
31
70
69
–
–
1
(2)
Union .......................................................................
Nonunion .................................................................
15
2
83
95
–
–
–
–
37
15
62
84
–
–
1
1
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
2
–
8
9
12
20
94
93
90
90
86
80
–
–
–
–
–
–
–
5
–
2
–
–
16
–
26
28
38
42
84
93
73
70
61
58
–
–
–
–
–
–
1
–
1
2
1
(2)
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
8
7
7
8
5
10
11
9
90
91
92
91
94
86
85
89
–
–
–
–
–
–
–
–
–
–
–
–
1
3
4
3
30
28
28
30
21
27
22
31
70
72
72
69
79
73
78
68
–
–
–
–
–
–
–
–
1
(2)
1
1
–
–
–
1
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
3
–
6
9
10
8
93
96
89
90
88
90
–
–
–
–
–
–
–
4
–
–
2
–
27
28
24
30
28
30
73
72
76
69
72
69
–
–
–
–
–
–
–
–
–
1
1
1
State government ....................................................
Local government ....................................................
9
8
91
90
–
–
(2)
–
31
29
69
70
–
–
(2)
1
Establishment characteristic
See footnotes at end of table.
Table 33. Inpatient substance abuse detoxification benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
26
38
11
2
5
–
–
28
72
62
88
95
94
95
96
71
–
–
–
–
–
–
–
–
2
(2)
2
–
1
3
1
–
Table 33. Inpatient substance abuse detoxification benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
20
35
7
–
3
–
–
–
79
64
91
97
97
95
98
93
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
–
–
–
–
–
1
(2)
2
2
1
4
1
1
33
46
22
18
9
–
–
47
64
54
78
77
89
96
90
53
–
–
–
–
–
–
–
–
3
–
( )
5
2
3
–
–
2
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 33. Standard errors for inpatient substance abuse detoxification
benefits: Extent of coverage by type of plan, state and local government
workers, National Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.7
0.7
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.7
0.7
0.9
0.8
0.8
0.9
–
–
–
–
–
–
1.0
1.0
1.5
1.0
1.1
1.3
3.0
1.0
1.1
1.6
1.1
1.2
1.5
3.5
–
–
–
–
–
–
–
–
–
0.7
–
–
–
–
Full time ...................................................................
Part time ..................................................................
0.6
2.2
0.7
2.3
–
–
–
0.4
Union .......................................................................
Nonunion .................................................................
1.1
0.5
1.1
0.6
–
–
–
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.6
–
0.9
0.9
1.0
1.8
0.8
1.4
0.8
0.9
1.0
1.8
–
–
–
–
–
–
–
1.3
–
0.3
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.7
0.7
0.7
0.8
1.1
2.0
2.5
1.0
0.7
0.8
0.8
0.9
1.1
2.4
3.3
1.1
–
–
–
–
–
–
–
–
–
–
–
–
0.3
1.6
2.4
0.6
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
1.1
1.2
1.7
0.7
1.5
0.7
1.6
2.0
2.5
0.7
1.5
0.9
–
–
–
–
–
–
–
–
–
–
0.6
–
State government ....................................................
Local government ....................................................
0.9
0.8
1.0
0.8
–
–
0.2
–
Establishment characteristic
See footnotes at end of table.
Table 33. Standard errors for inpatient substance abuse detoxification benefits: Extent of coverage by type of plan,
state and local government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.6
0.7
–
–
1.4
1.4
–
0.3
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.6
0.7
0.8
0.7
0.8
1.0
–
–
–
–
–
–
1.7
1.7
2.0
1.7
1.7
2.1
–
–
–
0.3
0.3
0.4
1.0
0.9
1.4
1.0
1.0
1.3
3.0
1.1
1.0
1.7
1.2
1.3
1.6
3.5
–
–
–
–
–
–
–
–
–
0.9
–
–
–
–
2.0
2.2
3.2
2.1
2.2
3.8
6.1
2.0
2.2
3.2
2.3
2.3
3.8
6.5
–
–
–
–
–
–
–
0.5
0.5
0.7
0.4
0.5
0.5
2.3
Full time ...................................................................
Part time ..................................................................
0.6
–
0.7
2.1
–
–
–
0.6
1.3
4.4
1.4
4.4
–
–
0.3
(2)
Union .......................................................................
Nonunion .................................................................
1.2
0.4
1.2
0.6
–
–
–
–
1.6
1.6
1.7
1.6
–
–
0.3
0.7
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.5
–
0.9
0.8
0.9
2.0
0.9
1.6
0.9
0.9
1.0
2.0
–
–
–
–
–
–
–
1.5
–
0.4
–
–
1.8
–
1.7
2.1
1.9
2.5
1.9
2.7
1.8
2.2
1.9
2.6
–
–
–
–
–
–
0.5
–
0.4
0.6
0.3
0.3
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.6
0.7
0.7
0.8
0.8
2.1
2.9
0.9
0.7
0.9
0.8
1.0
0.9
2.8
4.1
1.3
–
–
–
–
–
–
–
–
–
–
–
–
0.4
2.1
3.1
0.9
1.4
1.5
1.6
1.7
2.3
3.3
4.1
2.2
1.4
1.5
1.7
1.8
2.3
3.3
4.1
2.2
–
–
–
–
–
–
–
–
0.3
0.3
0.4
0.5
–
–
–
0.4
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.6
–
1.5
0.7
1.6
0.6
1.7
2.1
2.7
0.8
1.6
0.8
–
–
–
–
–
–
–
2.1
–
–
0.7
–
4.9
7.1
5.7
1.5
4.3
1.7
4.9
7.1
5.7
1.5
4.3
1.7
–
–
–
–
–
–
–
–
–
0.3
0.4
0.4
State government ....................................................
Local government ....................................................
0.6
0.8
0.7
0.9
–
–
0.2
–
2.8
1.4
2.9
1.4
–
–
0.5
0.4
Establishment characteristic
See footnotes at end of table.
Table 33. Standard errors for inpatient substance abuse detoxification
benefits: Extent of coverage by type of plan, state and local government
workers, National Compensation Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
4.7
2.7
1.8
0.4
0.7
–
–
2.4
4.3
2.6
1.9
1.2
0.7
1.5
1.2
2.4
–
–
–
–
–
–
–
–
1.3
0.1
0.7
–
0.4
1.6
1.0
–
Table 33. Standard errors for inpatient substance abuse detoxification benefits: Extent of coverage by type of plan,
state and local government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
5.1
3.9
1.9
–
0.5
–
–
–
3.8
3.9
2.1
1.2
0.6
1.7
1.5
2.4
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
–
–
–
–
–
1.4
0.1
1.0
1.2
0.4
1.8
1.4
0.7
6.2
2.8
3.7
4.6
1.8
–
–
2.8
7.2
2.8
3.8
6.6
1.9
3.1
6.1
2.8
–
–
–
–
–
–
–
–
2.4
–
0.2
2.5
0.9
2.6
–
–
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 34. Inpatient substance abuse rehabilitation benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
12
75
3
10
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
12
12
11
77
77
79
3
3
3
9
9
8
11
12
13
12
13
10
13
78
74
70
74
73
76
69
3
–
–
3
3
3
–
9
–
–
11
11
11
–
Full time ...................................................................
Part time ..................................................................
12
12
75
79
3
–
10
–
Union .......................................................................
Nonunion .................................................................
20
4
68
83
2
4
11
9
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
4
–
11
12
17
24
81
84
76
76
70
64
–
–
3
3
3
2
–
11
10
9
10
10
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
12
11
10
11
9
14
13
14
75
78
79
77
85
70
70
71
3
3
3
3
–
4
–
3
10
8
8
9
–
12
–
12
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
6
4
8
12
11
13
80
83
76
75
77
74
–
–
–
3
4
3
–
–
–
10
8
10
State government ....................................................
Local government ....................................................
15
11
79
74
–
3
–
12
Establishment characteristic
See footnotes at end of table.
Table 34. Inpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
7
80
3
9
23
62
2
12
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
7
7
7
82
82
84
3
3
–
8
8
–
23
23
23
63
64
63
2
2
–
12
12
–
7
7
8
7
7
7
11
82
79
76
80
79
80
73
–
–
–
4
4
–
–
–
–
–
10
10
–
–
22
23
24
25
26
21
–
63
63
59
59
58
63
–
–
3
–
2
2
–
–
–
12
–
13
14
–
–
Full time ...................................................................
Part time ..................................................................
8
–
80
86
3
–
9
5
23
28
62
64
3
–
13
8
Union .......................................................................
Nonunion .................................................................
14
2
75
85
–
4
–
9
29
12
55
76
2
4
14
8
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
2
–
7
8
12
19
83
85
81
81
77
71
–
–
3
3
3
2
–
10
9
8
8
8
13
–
21
23
29
30
74
79
64
61
57
55
–
–
3
–
2
–
–
14
12
–
13
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
7
7
6
7
6
10
11
8
80
83
84
82
89
73
72
77
3
3
3
3
–
5
–
–
9
7
7
8
–
13
–
–
23
22
22
23
19
24
19
25
62
64
64
61
74
63
65
61
2
2
–
2
–
–
–
3
13
12
–
14
–
–
–
12
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
3
–
5
8
9
8
81
84
77
80
79
81
–
–
–
3
4
3
–
13
–
8
8
9
22
23
21
23
21
24
74
76
71
61
68
60
–
–
–
2
–
2
–
–
–
13
–
14
State government ....................................................
Local government ....................................................
9
7
83
80
–
3
–
11
29
21
69
59
–
3
–
17
Establishment characteristic
See footnotes at end of table.
Table 34. Inpatient substance abuse rehabilitation benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
22
33
10
2
4
–
–
22
69
61
81
93
77
91
83
56
–
–
–
1
–
–
–
3
–
–
–
4
–
7
14
19
Table 34. Inpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
23
33
7
–
2
–
–
–
67
62
82
95
80
92
84
75
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
–
–
–
1
–
–
–
–
–
–
–
–
–
6
15
18
22
33
20
18
9
–
–
–
72
60
77
77
70
88
79
–
–
–
–
–
–
–
–
–
6
–
3
5
–
9
13
–
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 34. Standard errors for inpatient substance abuse rehabilitation
benefits: Extent of coverage by type of plan, state and local government
workers, National Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.6
1.1
0.5
0.9
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.6
0.7
0.8
1.2
1.2
1.4
0.4
0.5
0.7
1.1
0.9
1.0
0.9
0.9
1.3
0.9
1.0
1.0
2.7
1.6
1.8
2.6
1.6
1.7
1.9
3.3
0.8
–
–
0.6
0.6
0.8
–
1.1
–
–
1.3
1.3
1.5
–
Full time ...................................................................
Part time ..................................................................
0.6
2.2
1.1
3.0
0.5
–
0.9
–
Union .......................................................................
Nonunion .................................................................
0.9
0.4
1.3
1.5
0.5
0.9
0.9
1.2
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.5
–
0.8
0.8
0.8
1.4
1.8
2.2
1.3
1.5
1.3
1.7
–
–
0.5
0.5
0.5
0.6
–
1.9
1.2
1.3
1.0
1.0
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.6
0.7
0.7
0.7
1.1
2.0
2.5
1.0
1.1
1.3
1.4
1.5
2.0
3.5
4.9
1.7
0.5
0.5
0.6
0.6
–
1.0
–
0.8
0.9
0.9
1.0
1.2
–
2.6
–
1.6
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.8
0.8
1.5
0.6
1.4
0.6
2.2
2.6
3.9
1.2
2.1
1.4
–
–
–
0.5
1.0
0.5
–
–
–
1.0
1.3
1.1
State government ....................................................
Local government ....................................................
0.9
0.7
1.8
1.2
–
0.5
–
1.0
Establishment characteristic
See footnotes at end of table.
Table 34. Standard errors for inpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan,
state and local government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.6
1.3
0.7
0.9
1.1
1.5
0.5
1.2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.6
0.7
0.8
1.4
1.4
1.6
0.6
0.6
–
1.2
1.1
–
1.4
1.7
2.2
1.6
1.8
2.3
0.4
0.4
–
1.2
1.4
–
0.9
0.8
1.3
0.9
1.0
1.2
2.9
1.8
2.1
3.4
1.8
1.9
2.3
3.7
–
–
–
0.8
0.8
–
–
–
–
–
1.4
1.5
–
–
1.9
2.3
3.3
1.9
2.0
2.4
–
2.8
2.8
4.1
2.7
2.7
4.3
–
–
0.9
–
0.5
0.5
–
–
–
2.0
–
2.2
2.2
–
–
Full time ...................................................................
Part time ..................................................................
0.6
–
1.3
3.3
0.7
–
0.9
1.3
1.1
4.7
1.6
4.7
0.5
–
1.3
3.0
Union .......................................................................
Nonunion .................................................................
1.1
0.4
1.6
1.6
–
1.0
–
1.3
1.5
1.3
1.9
2.1
0.4
0.9
1.4
1.7
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.5
–
0.8
0.7
0.9
2.0
2.1
2.4
1.6
1.5
1.7
2.4
–
–
0.5
0.7
0.6
0.6
–
2.1
1.3
1.0
1.3
1.3
1.4
–
1.7
1.9
1.5
2.1
2.7
5.2
2.1
2.7
1.7
2.5
–
–
0.9
–
0.5
–
–
4.3
1.4
–
1.1
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.6
0.7
0.6
0.8
0.9
2.1
2.9
0.9
1.3
1.5
1.5
1.8
2.0
4.0
5.7
2.2
0.7
0.6
0.7
0.8
–
1.3
–
–
0.9
1.0
1.1
1.5
–
3.4
–
–
1.1
1.5
1.7
1.8
2.4
3.2
4.0
2.2
1.5
2.0
2.2
2.7
3.9
5.3
7.3
2.5
0.5
0.5
–
0.5
–
–
–
0.7
1.2
1.3
–
1.9
–
–
–
1.5
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.6
–
1.3
0.7
1.5
0.6
2.6
3.3
4.4
1.5
2.3
1.6
–
–
–
0.7
1.1
0.7
–
3.2
–
1.0
1.4
1.2
3.7
4.6
5.5
1.3
3.4
1.3
4.6
4.6
8.2
1.6
4.3
1.8
–
–
–
0.5
–
0.6
–
–
–
1.3
–
1.4
State government ....................................................
Local government ....................................................
0.7
0.8
2.5
1.4
–
0.6
–
1.0
2.7
1.1
2.9
2.0
–
0.5
–
1.8
Establishment characteristic
See footnotes at end of table.
Table 34. Standard errors for inpatient substance abuse rehabilitation
benefits: Extent of coverage by type of plan, state and local government
workers, National Compensation Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
3.7
2.3
1.6
0.4
0.5
–
–
2.1
4.2
2.5
2.5
1.6
3.5
2.3
3.6
3.1
–
–
–
0.1
–
–
–
0.8
–
–
–
1.4
–
2.5
3.3
1.6
Table 34. Standard errors for inpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan,
state and local government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
5.9
3.6
1.9
–
0.5
–
–
–
5.4
3.9
3.1
1.6
3.9
2.3
4.1
4.9
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
0.1
–
–
–
–
–
–
–
–
–
2.4
3.4
2.8
4.2
3.1
3.4
4.6
1.6
–
–
–
6.5
3.4
3.6
6.6
3.8
5.7
7.6
–
–
–
–
–
–
–
–
–
4.7
–
0.9
2.5
–
5.3
5.6
–
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 35. Outpatient substance abuse rehabilitation benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
4
85
1
11
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
3
4
4
86
86
86
1
1
–
10
9
–
4
4
5
3
3
4
–
85
84
83
84
84
83
79
–
–
–
–
–
–
–
–
–
–
–
–
–
14
Full time ...................................................................
Part time ..................................................................
4
–
85
89
1
–
11
7
Union .......................................................................
Nonunion .................................................................
6
1
82
88
–
1
–
10
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
2
–
3
3
6
8
86
87
85
87
82
80
–
–
–
–
–
–
–
11
–
–
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
4
4
4
4
–
–
–
4
85
86
87
85
93
82
78
83
1
–
–
–
–
–
–
–
11
–
–
–
4
13
16
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
(3)
–
(3)
4
4
4
86
89
82
85
87
84
–
–
–
1
–
1
–
11
–
10
–
11
State government ....................................................
Local government ....................................................
3
4
94
82
–
1
–
13
Establishment characteristic
See footnotes at end of table.
Table 35. Outpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
4
86
1
10
3
83
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
4
4
4
87
87
88
–
–
–
–
–
–
3
3
5
85
84
82
–
–
–
–
–
–
4
4
5
3
3
–
–
86
85
82
86
85
83
79
–
–
–
–
–
–
–
–
–
–
–
–
13
13
5
4
3
–
–
–
–
82
83
84
81
81
85
79
–
–
–
–
–
–
–
–
–
–
15
15
9
16
Full time ...................................................................
Part time ..................................................................
4
–
85
91
1
–
10
5
3
–
83
86
–
–
–
11
Union .......................................................................
Nonunion .................................................................
7
1
83
88
–
–
–
–
5
–
79
91
–
–
–
6
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
3
3
6
10
87
87
86
87
83
80
–
–
–
–
–
–
11
10
–
–
–
–
–
–
–
2
4
4
85
87
84
84
82
79
–
–
–
–
–
–
12
12
11
–
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
4
3
3
4
2
3
–
5
86
88
89
86
95
81
78
82
1
–
–
–
–
–
–
–
10
–
–
–
3
–
15
–
3
–
5
5
–
–
–
2
83
82
82
81
85
85
78
85
–
–
–
–
–
–
–
–
–
12
–
–
9
12
18
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
4
4
4
84
87
80
86
86
86
–
–
–
–
–
–
15
13
17
–
–
–
(3)
–
–
4
–
4
97
100
93
82
89
81
–
–
–
–
–
–
3
–
6
–
8
–
State government ....................................................
Local government ....................................................
3
4
92
83
–
1
5
12
–
4
97
78
–
–
–
–
Establishment characteristic
See footnotes at end of table.
Table 35. Outpatient substance abuse rehabilitation benefits: Extent of
coverage by type of plan, state and local government workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
–
16
4
–
–
–
–
1
91
75
86
87
86
91
87
81
–
–
–
–
–
–
–
–
6
–
10
10
11
7
12
–
Table 35. Outpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan, state and local
government workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
–
19
–
–
–
–
–
–
89
78
85
88
85
91
86
80
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
–
–
–
–
–
–
–
–
9
3
12
11
11
7
13
18
–
–
7
–
–
–
–
2
93
–
89
81
86
90
90
83
–
–
–
–
–
–
–
–
4
–
3
5
11
9
10
–
Earnings in the United States, 2010." See Technical Note for more details.
3 Less than 0.5.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 35. Standard errors for outpatient substance abuse rehabilitation
benefits: Extent of coverage by type of plan, state and local government
workers, National Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.4
0.8
0.2
0.7
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.4
0.4
0.5
1.0
1.0
1.2
0.2
0.2
–
0.9
0.8
–
0.6
0.6
0.9
0.8
0.9
1.0
–
1.3
1.2
1.9
1.4
1.4
2.0
2.7
–
–
–
–
–
–
–
–
–
–
–
–
–
2.1
Full time ...................................................................
Part time ..................................................................
0.4
–
0.9
1.9
0.2
–
0.8
1.3
Union .......................................................................
Nonunion .................................................................
0.7
0.3
1.1
1.1
–
0.3
–
1.1
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.5
–
0.7
0.5
0.5
1.0
1.2
1.9
1.2
1.2
1.2
1.5
–
–
–
–
–
–
–
1.8
–
–
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.4
0.5
0.5
0.5
–
–
–
0.6
0.9
1.0
1.1
1.3
1.4
2.8
4.0
1.4
0.2
–
–
–
–
–
–
–
0.7
–
–
–
1.2
2.7
4.0
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.1
–
0.1
0.5
1.0
0.5
2.3
2.6
4.3
0.9
1.5
1.0
–
–
–
0.2
–
0.2
–
2.6
–
0.8
–
0.9
State government ....................................................
Local government ....................................................
0.7
0.5
1.4
1.1
–
0.3
–
0.9
Establishment characteristic
See footnotes at end of table.
Table 35. Standard errors for outpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan,
state and local government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.5
1.1
0.2
1.0
0.8
1.1
–
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.4
0.5
0.5
1.3
1.2
1.4
–
–
–
–
–
–
0.6
0.6
1.0
1.4
1.4
2.3
–
–
–
–
–
–
0.6
0.8
1.3
0.5
0.6
–
–
1.6
1.5
2.4
1.5
1.6
2.5
3.5
–
–
–
–
–
–
–
–
–
–
–
–
2.2
2.6
1.2
1.0
0.8
–
–
–
–
2.3
2.0
2.5
3.1
3.1
2.9
4.1
–
–
–
–
–
–
–
–
–
–
2.3
2.1
2.3
4.1
Full time ...................................................................
Part time ..................................................................
0.5
–
1.1
2.3
0.2
–
1.0
1.4
0.7
–
1.1
3.0
–
–
–
2.5
Union .......................................................................
Nonunion .................................................................
0.9
0.3
1.4
1.4
–
–
–
–
1.1
–
1.4
1.6
–
–
–
1.4
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
0.6
0.6
0.7
1.6
1.4
2.2
1.4
1.4
1.6
2.0
–
–
–
–
–
–
1.3
2.1
–
–
–
–
–
–
–
0.5
0.6
0.7
2.7
4.3
2.1
1.7
1.3
2.2
–
–
–
–
–
–
2.1
4.3
1.3
–
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.5
0.4
0.4
0.5
0.2
0.9
–
0.8
1.1
1.2
1.3
1.6
1.2
3.8
5.6
2.1
0.2
–
–
–
–
–
–
–
1.0
–
–
–
1.2
–
5.0
–
0.8
–
1.2
1.0
–
–
–
0.5
1.2
1.7
1.8
1.9
4.0
4.5
6.4
1.5
–
–
–
–
–
–
–
–
–
0.9
–
–
2.9
2.8
4.3
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
0.5
1.2
0.5
2.7
3.2
5.0
1.2
1.8
1.4
–
–
–
–
–
–
2.7
3.2
4.8
–
–
–
0.1
–
–
0.8
–
1.0
2.8
0.1
6.4
1.2
2.9
1.4
–
–
–
–
–
–
2.8
–
6.4
–
2.9
–
State government ....................................................
Local government ....................................................
0.3
0.6
1.9
1.2
–
0.3
1.9
1.1
–
0.5
2.3
1.4
–
–
–
–
Establishment characteristic
See footnotes at end of table.
Table 35. Standard errors for outpatient substance abuse rehabilitation
benefits: Extent of coverage by type of plan, state and local government
workers, National Compensation Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
–
2.2
1.0
–
–
–
–
0.2
3.2
2.3
2.6
3.7
2.3
2.6
3.6
1.8
–
–
–
–
–
–
–
–
2.2
–
2.6
2.2
2.3
2.5
3.3
–
Table 35. Standard errors for outpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan,
state and local government workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
–
3.2
–
–
–
–
–
–
2.3
3.2
3.3
3.0
3.4
2.6
3.8
3.0
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
–
–
–
–
–
–
–
–
2.3
0.9
3.3
2.6
3.3
2.5
3.3
2.9
–
–
2.0
–
–
–
–
0.2
4.8
–
2.1
15.7
2.8
5.4
5.2
1.7
–
–
–
–
–
–
–
–
2.4
–
1.4
2.5
2.4
5.3
5.2
–
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.