Table 9. Fee-for-service plans: Summary of selected features, state and local government workers, National Compensation
Survey, 2011
(All workers participating in fee-for-service plans = 100 percent)
Annual deductible
Characteristics
Yes
All workers ...............................................................
Coinsurance
Not
determinable
No
Yes
Annual out-of-pocket maximum
Not
determinable
No
Yes
Not
determinable
No
94
5
(1)
69
31
–
80
20
(1)
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
94
95
96
5
5
4
(1)
(1)
(1)
71
70
70
29
30
30
–
–
–
81
80
80
19
19
20
(1)
(1)
(1)
96
96
95
94
93
96
89
3
4
5
6
6
–
10
(1)
–
–
1
( )
(1)
–
1
69
67
64
68
68
66
62
31
33
36
32
32
34
38
–
–
–
–
–
–
–
79
78
78
81
81
79
75
21
21
21
19
19
20
25
(1)
1
1
1
1
1
1
Full time ...................................................................
Part time ..................................................................
94
97
5
–
(1)
–
69
58
31
42
–
–
80
78
20
22
1
(1)
Union .......................................................................
Nonunion .................................................................
92
96
7
4
(1)
(1)
51
82
49
18
–
–
65
91
34
9
1
(1)
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
96
96
94
93
95
94
–
–
6
7
5
–
–
–
1
( )
(1)
(1)
–
77
82
69
70
61
48
23
18
31
30
39
52
–
–
–
–
–
–
86
89
79
80
75
64
13
11
21
20
25
36
(1)
(1)
1
1
1
( )
1
( )
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
94
95
95
96
93
94
96
94
5
5
5
3
–
–
–
6
(1)
(1)
(1)
(1)
–
–
–
–
69
71
71
71
72
69
69
66
31
29
29
29
28
31
31
34
–
–
–
–
–
–
–
–
80
81
81
79
85
84
86
78
20
19
19
20
15
16
14
21
(1)
(1)
(1)
1
–
(1)
(1)
1
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
92
92
92
95
97
94
–
–
–
5
–
6
–
–
–
(1)
–
(1)
74
79
67
68
67
69
26
21
33
32
33
31
–
–
–
–
–
–
82
83
81
80
81
79
17
–
19
20
19
21
1
–
–
(1)
1
(1)
State government ....................................................
Local government ....................................................
90
96
–
4
–
(1)
70
69
30
31
–
–
82
79
18
20
(1)
1
Establishment characteristic
See footnotes at end of table.
Table 9. Fee-for-service plans: Summary of selected features, state and local government workers, National Compensation
Survey, 2011—Continued
(All workers participating in fee-for-service plans = 100 percent)
Annual deductible
Characteristics
Yes
Coinsurance
Not
determinable
No
Yes
Annual out-of-pocket maximum
Not
determinable
No
Yes
Not
determinable
No
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1
2
87
97
97
96
97
99
72
82
–
3
2
–
–
–
–
18
Less than 0.5.
The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are based
on the estimates published in the "National Compensation Survey: Occupational Earnings in the
United States, 2010." See Technical Note for more details.
–
(1)
1
–
–
–
–
–
–
–
63
88
80
96
61
84
81
86
37
12
20
4
–
16
–
–
–
–
–
–
–
–
–
32
81
89
90
92
74
90
51
68
17
–
10
–
–
–
–
(1)
2
–
1
( )
–
–
–
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that
no data were reported or that data do not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 9. Standard errors for fee-for-service plans: Summary of selected features, state and local government workers,
National Compensation Survey, 2011
Annual deductible
Characteristics
Yes
All workers ...............................................................
Coinsurance
Not
determinable
No
Yes
Annual out-of-pocket maximum
Not
determinable
No
Yes
Not
determinable
No
0.9
0.9
0.1
1.8
1.8
–
1.5
1.5
0.2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
1.1
1.0
0.8
1.1
1.0
0.8
0.1
0.1
0.1
1.6
1.7
2.0
1.6
1.7
2.0
–
–
–
1.5
1.6
1.9
1.5
1.6
1.9
0.1
0.1
0.2
0.8
0.8
1.0
1.3
1.4
2.4
2.2
0.8
0.8
1.0
1.3
1.4
–
2.2
0.1
–
–
0.1
0.1
–
0.8
2.2
2.5
3.9
3.0
3.0
4.0
5.1
2.2
2.5
3.9
3.0
3.0
4.0
5.1
–
–
–
–
–
–
–
2.2
1.9
3.1
2.4
2.3
2.9
4.2
2.2
1.8
3.0
2.4
2.3
2.9
4.3
0.2
0.4
0.7
0.3
0.3
0.5
0.5
Full time ...................................................................
Part time ..................................................................
0.9
1.3
0.9
–
0.1
–
1.7
5.6
1.7
5.6
–
–
1.5
3.7
1.5
3.7
0.2
(1)
Union .......................................................................
Nonunion .................................................................
1.5
0.8
1.5
0.8
0.1
0.1
2.9
2.3
2.9
2.3
–
–
2.7
1.5
2.6
1.5
0.3
0.1
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
1.4
1.5
1.4
1.1
0.8
1.7
–
–
1.4
1.1
0.8
–
–
–
0.1
0.1
0.1
–
3.3
4.3
2.5
2.1
1.7
2.6
3.3
4.3
2.5
2.1
1.7
2.6
–
–
–
–
–
–
2.2
3.0
2.2
1.6
1.7
2.8
2.3
3.0
2.2
1.6
1.7
2.8
0.2
0.1
0.3
0.2
0.2
0.2
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.9
1.0
0.9
0.8
2.7
2.7
3.4
1.8
0.9
1.0
0.9
0.8
–
–
–
1.8
0.1
0.1
0.1
0.1
–
–
–
–
1.8
1.8
2.0
2.1
5.6
3.3
3.8
2.6
1.8
1.8
2.0
2.1
5.6
3.3
3.8
2.6
–
–
–
–
–
–
–
–
1.5
1.6
1.8
2.2
3.1
2.6
1.9
2.0
1.5
1.6
1.8
2.2
3.1
2.6
1.9
1.9
0.2
0.2
0.2
0.3
–
0.1
0.1
0.4
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
2.4
3.8
3.0
0.8
1.1
1.0
–
–
–
0.8
–
1.0
–
–
–
0.1
–
0.1
4.3
6.1
5.5
1.7
2.7
2.0
4.3
6.1
5.5
1.7
2.7
2.0
–
–
–
–
–
–
4.3
5.1
4.7
1.4
2.3
1.7
4.3
–
4.7
1.3
2.3
1.7
0.5
–
–
0.1
0.4
0.1
State government ....................................................
Local government ....................................................
2.9
0.7
–
0.7
–
0.1
3.8
1.7
3.8
1.7
–
–
2.6
1.6
2.6
1.6
0.1
0.2
Establishment characteristic
See footnotes at end of table.
Table 9. Standard errors for fee-for-service plans: Summary of selected features, state and local government workers,
National Compensation Survey, 2011—Continued
Annual deductible
Characteristics
Yes
Coinsurance
Not
determinable
No
Yes
No
Annual out-of-pocket maximum
Not
determinable
Yes
No
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1
2
4.3
0.2
0.8
4.7
1.1
0.5
6.1
5.0
–
0.3
0.5
–
–
–
–
5.0
Less than 0.05.
The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are based
on the estimates published in the "National Compensation Survey: Occupational Earnings in the
United States, 2010." See Technical Note for more details.
–
0.1
0.4
–
–
–
–
–
–
–
3.4
2.2
4.3
1.1
12.6
4.3
10.2
5.1
3.4
2.2
4.3
1.1
–
4.3
–
–
–
–
–
–
–
–
–
4.5
2.7
6.1
2.9
3.8
14.2
3.9
11.8
4.5
2.8
–
2.9
–
–
–
–
0.1
0.8
–
0.1
–
–
–
NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 10. Fee-for-service plans: Type and amount of annual individual deductible, state and local government workers, National Compensation
Survey, 2011
(All workers participating in fee-for-service plans = 100 percent)
With deductible
With fixed deductible
Characteristics
Total
Total with
deductible
Total with
fixed
deductible
With variable deductible
Median
deductible
amount
Total with
variable
deductible
Median deductible amount
In-network
Out-ofnetwork
Other
deductible
With no
deductible
Not
determinable
Point-ofservice
100
94
31
$500
62
$500
$600
–
1
5
(1)
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
100
100
100
94
95
96
31
31
31
500
500
500
62
63
63
500
500
500
600
600
500
–
–
$250
1
1
2
5
5
4
(1)
(1)
(1)
100
100
100
100
100
100
100
96
96
95
94
93
96
89
31
–
–
–
–
–
–
500
–
–
–
–
–
–
64
66
65
59
59
59
62
500
500
500
500
500
500
500
500
600
500
–
700
600
–
250
–
–
–
–
–
–
1
–
–
–
–
–
–
3
4
5
6
7
–
10
(1)
–
–
(1)
(1)
–
1
Full time ...................................................................
Part time ..................................................................
100
100
94
97
31
–
500
–
63
52
500
500
600
500
–
–
1
–
5
–
(1)
–
Union .......................................................................
Nonunion .................................................................
100
100
92
96
29
–
–
–
63
62
250
600
–
1,000
250
–
1
–
7
4
(1)
(1)
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
96
96
94
93
95
94
–
–
–
–
–
–
–
–
–
–
–
–
62
63
63
62
62
68
600
–
500
500
350
350
1,000
–
700
500
500
300
–
–
500
250
–
–
–
–
–
–
–
–
–
–
6
7
5
–
–
–
( )
(1)
(1)
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
100
100
100
100
100
100
100
100
94
95
95
96
93
94
96
94
31
31
31
32
–
–
–
–
500
500
500
500
–
–
–
–
62
63
63
63
64
58
59
61
500
500
500
500
–
500
–
–
600
700
650
600
750
–
1,000
500
–
–
–
–
500
–
–
500
1
1
1
1
–
–
–
–
5
5
5
3
–
–
–
6
(1)
(1)
(1)
(1)
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
92
92
92
95
97
94
–
–
–
30
–
29
–
–
–
500
–
500
56
57
54
63
62
64
500
500
–
500
500
500
1,000
1,150
–
500
500
600
–
–
–
–
–
–
–
–
–
1
–
1
–
–
–
5
–
6
–
–
–
(1)
–
(1)
State government ....................................................
Local government ....................................................
100
100
90
96
–
33
–
500
64
62
–
500
600
600
1,000
–
–
1
–
4
–
(1)
All workers ...............................................................
Worker characteristic
1
Establishment characteristic
See footnotes at end of table.
Table 10. Fee-for-service plans: Type and amount of annual individual deductible, state and local government workers, National Compensation
Survey, 2011—Continued
(All workers participating in fee-for-service plans = 100 percent)
With deductible
With fixed deductible
Characteristics
Total
Total with
deductible
Total with
fixed
deductible
With variable deductible
Median
deductible
amount
Total with
variable
deductible
Median deductible amount
In-network
Out-ofnetwork
Other
deductible
With no
deductible
Not
determinable
Point-ofservice
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1
2
100
100
100
100
100
100
100
100
87
97
97
96
97
99
72
82
–
10
–
–
–
–
–
60
Less than 0.5.
The categories are based on the average wage for each occupation surveyed, which may include workers
with earnings both above and below the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
–
$250
–
–
–
–
–
–
64
87
74
58
62
65
50
–
$250
250
250
500
600
500
–
–
$250
–
500
1,000
1,000
750
–
–
–
–
$350
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3
2
–
–
–
–
18
–
(1)
1
–
–
–
–
–
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were
reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 10. Standard errors for fee-for-service plans: Type and amount of annual individual deductible, state and local government workers,
National Compensation Survey, 2011
With deductible
With fixed deductible
Characteristics
All workers ...............................................................
Total with
deductible
Total with
fixed
deductible
With variable deductible
Median
deductible
amount
Total with
variable
deductible
Median deductible amount
In-network
Out-ofnetwork
Other
deductible
With no
deductible
Not
determinable
Point-ofservice
0.9
2.0
$57
2.1
$0
$99
–
0.3
0.9
0.1
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
1.1
1.0
0.8
2.3
2.4
2.3
0
0
0
2.2
2.4
2.4
0
0
65
111
110
96
–
–
$24
0.3
0.3
0.4
1.1
1.0
0.8
0.1
0.1
0.1
0.8
0.8
1.0
1.3
1.4
2.4
2.2
2.5
–
–
–
–
–
–
0
–
–
–
–
–
–
2.6
2.5
3.7
3.3
3.4
3.3
3.5
62
0
114
37
76
147
20
86
95
78
–
169
137
–
28
–
–
–
–
–
–
0.4
–
–
–
–
–
–
0.8
0.8
1.0
1.3
1.4
–
2.2
0.1
–
–
0.1
0.1
–
0.8
Full time ...................................................................
Part time ..................................................................
0.9
1.3
2.0
–
41
–
2.0
5.3
0
64
98
123
–
–
0.3
–
0.9
–
0.1
–
Union .......................................................................
Nonunion .................................................................
1.5
0.8
1.7
–
–
–
2.0
3.2
45
74
–
45
0
–
0.2
–
1.5
0.8
0.1
0.1
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
1.4
1.5
1.4
1.1
0.8
1.7
–
–
–
–
–
–
–
–
–
–
–
–
3.1
3.9
2.8
2.5
1.8
2.9
111
–
0
35
31
33
104
–
123
109
113
89
–
–
39
0
–
–
–
–
–
–
–
–
–
–
1.4
1.1
0.8
–
–
–
0.1
0.1
0.1
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.9
1.0
0.9
0.8
2.7
2.7
3.4
1.8
2.1
2.6
2.6
2.3
–
–
–
–
60
0
0
0
–
–
–
–
2.1
2.6
2.6
2.4
5.9
4.8
5.3
3.0
0
73
96
94
–
0
–
–
99
106
119
118
72
–
262
44
–
–
–
–
0
–
–
0
0.3
0.3
0.3
0.3
–
–
–
–
0.9
1.0
0.9
0.8
–
–
–
1.8
0.1
0.1
0.1
0.1
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
2.4
3.8
3.0
0.8
1.1
1.0
–
–
–
2.0
–
2.5
–
–
–
45
–
91
3.8
5.7
5.6
2.2
2.5
2.6
124
111
–
29
81
24
104
200
–
141
140
148
–
–
–
–
–
–
–
–
–
0.3
–
0.1
–
–
–
0.8
–
1.0
–
–
–
0.1
–
0.1
State government ....................................................
Local government ....................................................
2.9
0.7
–
1.9
–
0
4.4
1.8
–
0
168
81
0
–
–
0.3
–
0.7
–
0.1
Establishment characteristic
See footnotes at end of table.
Table 10. Standard errors for fee-for-service plans: Type and amount of annual individual deductible, state and local government workers,
National Compensation Survey, 2011—Continued
With deductible
With fixed deductible
Characteristics
Total with
deductible
Total with
fixed
deductible
Median
deductible
amount
With variable deductible
Total with
variable
deductible
Median deductible amount
In-network
Out-ofnetwork
Other
deductible
With no
deductible
Not
determinable
Point-ofservice
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
4.3
0.2
0.8
4.7
1.1
0.5
6.1
5.0
–
2.8
–
–
–
–
–
4.9
–
$53
–
–
–
–
–
–
1 The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the estimates
published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See
Technical Note for more details.
5.5
2.8
2.5
8.9
4.5
3.0
6.8
–
$0
0
0
99
0
0
–
–
$0
–
15
296
211
204
–
–
–
–
$81
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.3
0.5
–
–
–
–
5.0
–
0.1
0.4
–
–
–
–
–
NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 11. Fee-for-service plans: Amount of annual individual deductible, state and local government workers, National
Compensation Survey, 2011
(All workers participating in fee-for-service plans = 100 percent)
Amount of annual deductible
Characteristics
All workers ...............................................................
Total
With
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
deductible
Not
determinable
100
94
$175
$250
$500
–
$1,500
5
(1)
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
100
100
100
94
95
96
200
–
–
250
250
250
500
500
500
–
$900
1,000
1,500
1,500
1,500
5
5
4
(1)
(1)
(1)
100
100
100
100
100
100
100
96
96
95
94
93
96
89
150
150
140
200
200
–
–
250
250
225
250
250
–
300
500
500
–
500
500
350
500
1,000
–
–
–
900
–
1,000
1,500
1,500
–
1,300
1,300
1,500
–
3
4
5
6
7
–
10
(1)
–
–
1
( )
(1)
–
1
Full time ...................................................................
Part time ..................................................................
100
100
94
97
200
150
250
200
500
–
–
–
1,500
–
5
–
(1)
–
Union .......................................................................
Nonunion .................................................................
100
100
92
96
100
200
200
300
300
500
500
1,000
1,200
1,500
7
4
(1)
(1)
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
96
96
94
93
95
94
200
200
–
200
150
100
–
–
250
250
250
250
500
–
500
500
400
350
1,000
1,000
750
800
750
–
1,500
2,000
1,300
1,500
1,500
1,000
–
–
6
7
5
–
–
–
(1)
(1)
(1)
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
100
100
100
100
100
100
100
100
94
95
95
96
93
94
96
94
175
200
–
–
–
200
–
150
250
250
250
250
250
250
–
250
500
500
500
500
400
500
500
400
–
1,000
1,000
1,000
–
–
1,000
600
1,500
1,500
1,500
1,500
1,000
–
1,500
1,500
5
5
5
3
–
–
–
6
(1)
(1)
(1)
(1)
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
92
92
92
95
97
94
150
150
–
200
–
200
250
250
250
250
250
250
500
500
500
500
500
500
1,000
–
1,000
–
–
–
–
–
2,000
1,500
1,500
1,500
–
–
–
5
–
6
–
–
–
1
( )
–
(1)
State government ....................................................
Local government ....................................................
100
100
90
96
–
200
250
250
350
500
–
1,000
1,000
1,500
–
4
–
(1)
Establishment characteristic
See footnotes at end of table.
Table 11. Fee-for-service plans: Amount of annual individual deductible, state and local government workers, National
Compensation Survey, 2011—Continued
(All workers participating in fee-for-service plans = 100 percent)
Amount of annual deductible
Characteristics
Total
With
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
deductible
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
100
100
100
100
100
100
100
100
87
97
97
96
97
99
72
82
$100
100
100
150
225
250
250
–
1 Less than 0.5.
2 The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
–
–
$200
225
250
500
–
225
$250
250
250
500
500
500
500
–
–
–
–
–
$600
1,000
–
500
$1,500
1,000
–
1,500
1,250
2,000
–
1,000
–
3
2
–
–
–
–
18
–
(1)
1
–
–
–
–
–
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no
data were reported or that data do not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 11. Standard errors for fee-for-service plans: Amount of annual individual deductible, state and local government
workers, National Compensation Survey, 2011
Amount of annual deductible
Characteristics
All workers ...............................................................
With
deductible
10th
percentile
50th
percentile
(median)
25th
percentile
75th
percentile
90th
percentile
With no
deductible
Not
determinable
0.9
$49
$0
$0
–
$140
0.9
0.1
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
1.1
1.0
0.8
34
–
–
0
0
0
0
0
0
–
$210
209
155
200
175
1.1
1.0
0.8
0.1
0.1
0.1
0.8
0.8
1.0
1.3
1.4
2.4
2.2
34
25
33
0
0
–
–
0
0
35
0
0
–
29
0
0
–
95
64
74
0
173
–
–
–
233
–
0
49
319
–
164
206
174
–
0.8
0.8
1.0
1.3
1.4
–
2.2
0.1
–
–
0.1
0.1
–
0.8
Full time ...................................................................
Part time ..................................................................
0.9
1.3
31
41
0
27
0
–
–
–
172
–
0.9
–
0.1
–
Union .......................................................................
Nonunion .................................................................
1.5
0.8
0
34
0
32
45
25
0
24
240
0
1.5
0.8
0.1
0.1
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
1.4
1.5
1.4
1.1
0.8
1.7
7
54
–
0
42
20
–
–
8
0
5
36
0
–
56
0
111
11
55
0
152
209
159
–
330
220
314
226
283
121
–
–
1.4
1.1
0.8
–
–
–
0.1
0.1
0.1
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.9
1.0
0.9
0.8
2.7
2.7
3.4
1.8
49
44
–
–
–
17
–
45
0
0
0
13
24
38
–
13
0
0
0
0
115
0
0
88
–
202
184
180
–
–
226
126
101
185
260
49
0
–
49
315
0.9
1.0
0.9
0.8
–
–
–
1.8
0.1
0.1
0.1
0.1
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
2.4
3.8
3.0
0.8
1.1
1.0
33
41
–
25
–
0
0
26
12
0
10
0
0
29
20
22
60
29
184
–
272
–
–
–
–
–
330
271
322
276
–
–
–
0.8
–
1.0
–
–
–
0.1
–
0.1
State government ....................................................
Local government ....................................................
2.9
0.7
–
51
5
0
77
0
–
234
20
0
–
0.7
–
0.1
Establishment characteristic
See footnotes at end of table.
Table 11. Standard errors for fee-for-service plans: Amount of annual individual deductible, state and local government
workers, National Compensation Survey, 2011—Continued
Amount of annual deductible
Characteristics
With
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
deductible
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
4.3
0.2
0.8
4.7
1.1
0.5
6.1
5.0
$0
0
0
10
0
74
40
–
1 The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation Survey: Occupational Earnings
in the United States, 2010." See Technical Note for more details.
–
–
$0
48
54
78
–
43
$0
0
25
0
123
0
103
–
–
–
–
–
$122
231
–
0
$55
0
–
0
42
422
–
242
–
0.3
0.5
–
–
–
–
5.0
–
0.1
0.4
–
–
–
–
–
NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 12. Fee-for-service plans: Type and amount of annual family deductible, state and local government workers, National Compensation Survey,
2011
(All workers participating in fee-for-service plans = 100 percent)
With deductible
With fixed deductible
Characteristics
Total
Total with
deductible
Total with
fixed
deductible
With variable deductible
Median
deductible
amount
Total with
variable
deductible
Median deductible amount
In-network
Out-ofnetwork
Other
deductible
With no
deductible
Not
determinable
Point-ofservice
100
92
30
$1,000
61
–
$1,500
–
1
8
(1)
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
100
100
100
93
93
94
30
30
30
1,000
1,000
1,000
61
62
62
–
–
$1,200
1,500
1,500
1,500
–
–
$500
1
1
2
7
7
6
(1)
(1)
(1)
100
100
100
100
100
100
100
94
93
91
92
91
92
85
31
–
–
–
–
–
–
1,000
–
–
–
–
–
–
62
64
63
58
58
58
61
1,200
1,000
900
–
1,500
1,000
–
1,400
1,500
1,500
1,500
1,500
1,500
1,500
500
–
–
–
–
1,000
–
1
–
–
–
–
–
–
5
7
9
8
9
–
14
(1)
–
–
(1)
(1)
–
1
Full time ...................................................................
Part time ..................................................................
100
100
92
95
30
–
1,000
–
61
52
–
1,000
1,500
1,500
–
–
1
–
8
–
(1)
–
Union .......................................................................
Nonunion .................................................................
100
100
91
93
28
–
800
–
61
61
750
1,800
800
–
500
–
1
–
9
7
(1)
(1)
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
94
93
92
90
93
93
–
–
–
–
–
–
–
–
–
–
–
–
61
63
62
61
61
67
1,500
2,000
–
–
1,000
900
–
–
1,500
1,500
1,000
750
–
–
–
500
–
–
–
–
–
–
–
–
–
–
8
10
7
–
–
–
( )
(1)
(1)
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
100
100
100
100
100
100
100
100
92
93
94
95
91
92
94
91
30
31
30
31
–
–
–
–
1,000
1,000
1,000
1,000
–
–
–
–
61
62
62
62
63
57
59
59
–
–
–
–
–
–
1,500
900
1,500
1,500
1,500
1,500
–
2,000
2,000
1,500
–
–
–
–
1,000
–
–
1,500
1
1
1
1
–
–
–
–
8
6
6
5
–
–
–
9
(1)
(1)
(1)
(1)
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
88
88
88
93
94
92
–
–
–
30
–
29
–
–
–
1,000
–
1,000
55
57
53
62
60
63
1,500
–
1,500
1,050
1,000
–
–
2,700
1,800
1,500
1,500
1,500
–
–
–
–
–
–
–
–
–
1
–
1
–
–
–
7
6
8
–
–
–
(1)
–
(1)
State government ....................................................
Local government ....................................................
100
100
88
94
–
32
–
1,000
61
61
–
1,200
1,500
1,500
3,000
–
–
1
–
6
–
(1)
All workers ...............................................................
Worker characteristic
1
Establishment characteristic
See footnotes at end of table.
Table 12. Fee-for-service plans: Type and amount of annual family deductible, state and local government workers, National Compensation Survey,
2011—Continued
(All workers participating in fee-for-service plans = 100 percent)
With deductible
With fixed deductible
Characteristics
Total
Total with
deductible
Total with
fixed
deductible
Median
deductible
amount
With variable deductible
Total with
variable
deductible
Median deductible amount
In-network
Out-ofnetwork
Other
deductible
With no
deductible
Not
determinable
Point-ofservice
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1
2
100
100
100
100
100
100
100
100
85
93
97
96
95
96
69
81
–
10
–
–
–
–
–
60
Less than 0.5.
The categories are based on the average wage for each occupation surveyed, which may include workers
with earnings both above and below the threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
–
–
–
–
–
–
–
$900
63
83
74
58
61
63
47
–
$750
500
600
1,200
1,800
1,050
1,000
–
$500
500
1,000
–
–
2,000
–
–
–
–
$700
–
–
–
–
–
–
–
–
–
–
–
–
–
–
7
2
–
–
4
–
19
–
(1)
1
–
–
–
–
–
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were
reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 12. Standard errors for fee-for-service plans: Type and amount of annual family deductible, state and local government workers,
National Compensation Survey, 2011
With deductible
With fixed deductible
Characteristics
All workers ...............................................................
Total with
deductible
Total with
fixed
deductible
With variable deductible
Median
deductible
amount
Total with
variable
deductible
Median deductible amount
In-network
Out-ofnetwork
Other
deductible
With no
deductible
Not
determinable
Point-ofservice
1.2
2.1
$0
2.0
–
$0
–
0.3
1.2
0.1
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
1.2
1.1
1.2
2.3
2.4
2.3
0
0
130
2.2
2.3
2.4
–
–
$263
0
0
69
–
–
$128
0.3
0.3
0.4
1.2
1.1
1.2
0.1
0.1
0.1
1.3
1.4
2.1
1.5
1.5
3.9
2.7
2.5
–
–
–
–
–
–
229
–
–
–
–
–
–
2.6
2.5
3.7
3.3
3.3
3.8
3.5
249
238
94
–
399
257
–
223
59
68
268
344
187
434
142
–
–
–
–
114
–
0.4
–
–
–
–
–
–
1.3
1.4
2.1
1.4
1.5
–
2.7
0.1
–
–
0.1
0.1
–
0.8
Full time ...................................................................
Part time ..................................................................
1.2
1.9
2.0
–
0
–
2.0
5.3
–
52
0
343
–
–
0.3
–
1.2
–
0.1
–
Union .......................................................................
Nonunion .................................................................
1.5
1.2
1.7
–
164
–
2.0
3.1
142
296
37
–
20
–
0.2
–
1.5
1.2
0.1
0.1
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
1.7
1.6
1.6
1.3
1.1
1.8
–
–
–
–
–
–
–
–
–
–
–
–
3.1
3.9
2.8
2.5
1.8
2.9
416
350
–
–
139
213
–
–
209
0
80
202
–
–
–
91
–
–
–
–
–
–
–
–
–
–
1.6
1.2
1.1
–
–
–
0.1
0.1
0.1
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
1.2
1.1
1.0
1.1
2.6
3.0
3.5
2.1
2.1
2.6
2.6
2.3
–
–
–
–
20
81
68
288
–
–
–
–
2.1
2.6
2.6
2.4
5.9
4.7
5.3
2.9
–
–
–
–
–
–
177
127
0
241
169
120
–
251
159
0
–
–
–
–
0
–
–
0
0.3
0.3
0.3
0.3
–
–
–
–
1.2
1.1
1.0
1.1
–
–
–
2.1
0.1
0.1
0.1
0.1
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
2.9
4.3
3.6
1.0
1.7
1.1
–
–
–
2.0
–
2.4
–
–
–
0
–
0
3.8
5.7
5.6
2.1
2.2
2.6
323
–
439
216
203
–
–
766
356
0
34
0
–
–
–
–
–
–
–
–
–
0.3
–
0.1
–
–
–
1.0
1.7
1.1
–
–
–
0.1
–
0.1
State government ....................................................
Local government ....................................................
3.0
1.1
–
1.9
–
0
4.4
1.7
–
328
0
82
0
–
–
0.3
–
1.1
–
0.1
Establishment characteristic
See footnotes at end of table.
Table 12. Standard errors for fee-for-service plans: Type and amount of annual family deductible, state and local government workers,
National Compensation Survey, 2011—Continued
With deductible
With fixed deductible
Characteristics
Total with
deductible
Total with
fixed
deductible
Median
deductible
amount
With variable deductible
Total with
variable
deductible
Median deductible amount
In-network
Out-ofnetwork
Other
deductible
With no
deductible
Not
determinable
Point-ofservice
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
5.3
1.2
0.7
4.7
1.8
1.1
9.4
4.9
–
2.8
–
–
–
–
–
4.5
–
–
–
–
–
–
–
$155
1 The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the estimates
published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See
Technical Note for more details.
6.7
2.3
2.5
8.9
5.0
3.1
4.8
–
$0
0
105
92
0
144
88
–
$90
0
88
–
–
184
–
–
–
–
$65
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.2
0.5
–
–
1.1
–
4.9
–
0.1
0.4
–
–
–
–
–
NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions
of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 13. Fee-for-service plans: Amount of annual family deductible, state and local government workers, National Compensation
Survey, 2011
(All workers participating in fee-for-service plans = 100 percent)
Amount of annual deductible
Characteristics
All workers ...............................................................
Total
With
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
deductible
Not
determinable
100
92
$400
$600
$1,000
$2,000
$3,000
8
(1)
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
100
100
100
93
93
94
400
400
400
600
600
500
1,000
1,000
1,050
2,000
2,000
2,000
3,000
3,000
3,000
7
7
6
(1)
(1)
(1)
100
100
100
100
100
100
100
94
93
91
92
91
92
85
300
–
300
400
400
400
–
500
500
500
500
600
–
690
1,200
1,000
900
1,000
1,000
900
1,425
2,000
2,000
1,500
2,000
2,000
1,800
2,400
–
3,000
2,500
3,000
3,000
3,000
3,000
5
7
9
8
9
–
14
(1)
–
–
1
( )
(1)
–
1
Full time ...................................................................
Part time ..................................................................
100
100
92
95
400
400
600
450
1,000
1,000
2,000
–
3,000
–
8
–
(1)
–
Union .......................................................................
Nonunion .................................................................
100
100
91
93
250
450
400
700
750
1,500
1,050
2,000
2,500
3,000
9
7
(1)
(1)
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
94
93
92
90
93
93
450
450
–
400
300
300
600
900
500
600
500
500
1,425
1,800
1,000
1,000
1,000
900
2,000
2,000
1,800
1,950
1,800
1,500
3,000
4,500
3,000
3,000
3,000
2,400
–
–
8
10
7
–
–
–
(1)
(1)
(1)
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
100
100
100
100
100
100
100
100
92
93
94
95
91
92
94
91
400
400
400
400
450
400
400
–
600
600
600
600
–
600
700
500
1,000
1,050
1,050
1,200
1,050
1,000
1,200
900
2,000
2,000
2,000
2,000
2,000
2,250
2,250
1,500
3,000
3,000
3,000
3,000
2,400
–
3,000
3,000
8
6
6
5
–
–
–
9
(1)
(1)
(1)
(1)
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
88
88
88
93
94
92
300
300
300
400
300
400
600
690
–
600
500
600
–
–
1,500
1,000
1,000
1,000
2,000
1,800
3,000
2,000
2,000
2,000
–
3,000
–
3,000
3,000
3,000
–
–
–
7
6
8
–
–
–
(1)
–
(1)
State government ....................................................
Local government ....................................................
100
100
88
94
400
400
500
600
900
1,000
1,800
2,000
2,400
3,000
–
6
–
(1)
Establishment characteristic
See footnotes at end of table.
Table 13. Fee-for-service plans: Amount of annual family deductible, state and local government workers, National Compensation
Survey, 2011—Continued
(All workers participating in fee-for-service plans = 100 percent)
Amount of annual deductible
Characteristics
Total
With
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
deductible
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
100
100
100
100
100
100
100
100
85
93
97
96
95
96
69
81
$200
200
200
300
450
750
–
–
1 Less than 0.5.
2 The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
–
–
$400
500
–
1,050
900
600
$750
500
600
1,000
–
1,500
1,000
900
–
$1,000
1,500
2,000
1,800
2,400
2,000
–
$3,000
2,000
4,400
–
2,750
4,000
3,000
2,600
–
7
2
–
–
4
–
19
–
(1)
1
–
–
–
–
–
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no
data were reported or that data do not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 13. Standard errors for fee-for-service plans: Amount of annual family deductible, state and local government workers,
National Compensation Survey, 2011
Amount of annual deductible
Characteristics
All workers ...............................................................
With
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
With no
deductible
90th
percentile
Not
determinable
1.2
$10
$96
$34
$131
$0
1.2
0.1
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
1.2
1.1
1.2
0
20
119
68
90
128
140
176
216
142
104
96
0
0
196
1.2
1.1
1.2
0.1
0.1
0.1
1.3
1.4
2.1
1.5
1.5
3.9
2.7
81
–
32
42
44
107
–
113
104
74
123
115
–
131
200
14
68
33
84
148
302
78
202
328
136
88
322
191
–
49
512
158
143
0
0
1.3
1.4
2.1
1.4
1.5
–
2.7
0.1
–
–
0.1
0.1
–
0.8
Full time ...................................................................
Part time ..................................................................
1.2
1.9
10
71
79
94
104
91
113
–
0
–
1.2
–
0.1
–
Union .......................................................................
Nonunion .................................................................
1.5
1.2
53
46
69
97
0
31
212
0
307
0
1.5
1.2
0.1
0.1
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
1.7
1.6
1.6
1.3
1.1
1.8
10
78
–
10
39
33
139
202
80
133
98
32
330
409
10
83
20
145
0
442
302
179
198
393
91
1,293
0
0
49
140
–
–
1.6
1.2
1.1
–
–
–
0.1
0.1
0.1
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
1.2
1.1
1.0
1.1
2.6
3.0
3.5
2.1
0
0
0
102
49
52
44
–
96
40
55
36
–
79
82
34
46
200
239
212
234
104
233
78
119
55
88
68
204
429
362
386
0
0
0
720
472
–
525
59
1.2
1.1
1.0
1.1
–
–
–
2.1
0.1
0.1
0.1
0.1
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
2.9
4.3
3.6
1.0
1.7
1.1
60
90
84
0
44
10
149
91
–
116
54
63
–
–
361
29
52
73
272
248
510
167
355
169
–
403
–
0
0
0
–
–
–
1.0
1.7
1.1
–
–
–
0.1
–
0.1
State government ....................................................
Local government ....................................................
3.0
1.1
39
31
66
0
174
190
271
40
469
49
–
1.1
–
0.1
Establishment characteristic
See footnotes at end of table.
Table 13. Standard errors for fee-for-service plans: Amount of annual family deductible, state and local government workers,
National Compensation Survey, 2011—Continued
Amount of annual deductible
Characteristics
With
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
deductible
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
5.3
1.2
0.7
4.7
1.8
1.1
9.4
4.9
$0
33
23
0
0
157
–
–
1 The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation Survey: Occupational Earnings
in the United States, 2010." See Technical Note for more details.
–
–
$0
140
–
0
107
65
$0
0
135
0
–
0
98
161
–
$177
210
475
39
310
445
–
$0
49
1,207
–
170
807
843
524
–
1.2
0.5
–
–
1.1
–
4.9
–
0.1
0.4
–
–
–
–
–
NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 14. Fee-for-service plans: Coinsurance percentage, state and local government workers, National Compensation
Survey, 2011
(All workers participating in fee-for-service plans with coinsurance = 100 percent)
Fixed coinsurance
Characteristics
All workers ...............................................................
Total
Variable coinsurance
Median coinsurance percentage
Median
coinsurance
percentage
With fixed
coinsurance
With variable
coinsurance
In-network
Out-ofnetwork
With other
coinsurance
Point-ofservice
100
–
–
89
80
60
95
–
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
100
100
100
–
–
–
–
–
–
88
88
86
80
80
80
60
60
60
100
100
90
–
–
–
100
100
100
100
100
100
100
–
–
10
–
–
10
13
–
–
80
–
–
80
80
84
89
90
90
89
90
87
80
80
80
80
80
85
85
60
60
60
60
60
60
70
90
100
100
95
95
85
90
–
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
100
100
–
12
–
80
89
88
80
90
60
60
90
100
–
–
Union .......................................................................
Nonunion .................................................................
100
100
–
–
–
–
83
91
100
80
70
60
100
90
–
–
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
–
–
–
–
–
13
–
–
–
–
–
80
91
91
90
89
84
87
80
80
80
80
90
100
60
60
60
60
70
70
95
90
90
90
100
100
–
–
–
–
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
100
100
100
100
100
100
100
100
–
–
–
–
7
8
9
10
–
–
–
–
80
80
80
80
89
88
87
85
93
92
91
90
80
80
80
80
80
80
80
85
60
60
60
60
60
60
60
60
100
100
90
90
90
100
100
100
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
–
–
–
11
9
12
–
–
–
80
80
80
89
88
89
89
91
88
80
80
80
80
80
80
60
60
60
60
60
60
85
100
85
100
100
100
–
–
–
–
–
–
State government ....................................................
Local government ....................................................
100
100
–
–
–
–
92
87
80
80
60
60
100
90
–
–
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 14. Fee-for-service plans: Coinsurance percentage, state and local government workers, National Compensation
Survey, 2011—Continued
(All workers participating in fee-for-service plans with coinsurance = 100 percent)
Fixed coinsurance
Characteristics
Total
With fixed
coinsurance
Variable coinsurance
Median
coinsurance
percentage
Median coinsurance percentage
With variable
coinsurance
In-network
Out-ofnetwork
With other
coinsurance
Point-ofservice
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
100
100
100
100
100
100
100
100
–
–
–
–
12
–
–
11
1 The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation Survey: Occupational Earnings
in the United States, 2010." See Technical Note for more details.
–
–
–
–
80
–
–
80
73
63
94
84
88
97
76
89
100
100
90
80
80
80
80
80
80
70
70
60
60
60
60
60
100
100
80
90
90
100
85
100
–
–
–
–
–
–
–
–
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that
no data were reported or that data do not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 14. Standard errors for fee-for-service plans: Coinsurance percentage, state and local government workers,
National Compensation Survey, 2011
Fixed coinsurance
Characteristics
All workers ...............................................................
Variable coinsurance
Median coinsurance percentage
Median
coinsurance
percentage
With fixed
coinsurance
With variable
coinsurance
In-network
Out-ofnetwork
With other
coinsurance
Point-ofservice
–
–
1.7
2.4
0.0
8.7
–
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
–
–
–
–
–
–
2.1
2.3
2.8
1.4
2.4
3.8
0.0
0.0
0.0
14.3
12.8
1.0
–
–
–
–
–
2.8
–
–
2.3
2.5
–
–
12.2
–
–
0.0
0.0
3.1
2.1
2.8
2.1
2.3
2.3
2.5
2.4
1.4
4.5
2.9
3.3
5.7
7.5
0.0
0.0
0.0
0.0
0.0
5.5
8.2
4.8
0.0
0.0
6.1
6.2
8.4
5.4
–
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
–
2.6
–
0.0
1.8
2.6
1.7
10.6
0.0
0.0
10.4
1.7
–
–
Union .......................................................................
Nonunion .................................................................
–
–
–
–
2.5
1.7
12.3
0.0
0.0
0.0
1.4
2.6
–
–
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
–
2.2
–
–
–
–
–
0.0
1.6
2.1
1.9
2.3
2.3
2.2
0.0
0.0
1.4
0.0
0.0
2.0
0.0
0.0
0.0
0.0
1.0
0.0
8.5
13.3
9.8
2.8
0.0
0.0
–
–
–
–
–
–
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
–
–
–
–
1.8
1.8
1.8
2.0
–
–
–
–
0.0
0.0
0.0
0.0
1.8
2.2
2.4
2.8
1.8
1.8
1.8
2.0
2.6
0.0
2.8
1.0
7.5
1.0
0.0
5.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
12.0
12.9
3.1
9.3
3.8
0.0
1.0
5.7
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
1.9
2.3
2.0
–
–
–
0.0
0.0
0.0
2.3
3.6
3.7
1.9
2.3
2.0
0.0
0.0
6.3
4.0
4.9
5.3
0.0
0.0
0.0
0.0
6.9
0.0
16.8
0.0
22.6
13.2
12.6
13.8
–
–
–
–
–
–
State government ....................................................
Local government ....................................................
–
–
–
–
1.7
1.9
2.8
4.2
0.0
0.0
7.6
8.6
–
–
Establishment characteristic
See footnotes at end of table.
Table 14. Standard errors for fee-for-service plans: Coinsurance percentage, state and local government workers,
National Compensation Survey, 2011—Continued
Fixed coinsurance
Characteristics
With fixed
coinsurance
Variable coinsurance
Median
coinsurance
percentage
Median coinsurance percentage
With variable
coinsurance
In-network
Out-ofnetwork
With other
coinsurance
Point-ofservice
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
–
–
–
–
2.1
–
–
2.4
1 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
–
–
–
–
0.0
–
–
0.0
20.4
14.8
0.9
6.6
2.1
0.9
6.0
2.4
0.0
0.0
0.0
0.0
0.0
0.0
7.0
5.4
0.0
7.7
0.0
5.4
0.0
0.0
7.1
0.0
0.0
0.0
6.1
0.0
2.8
6.0
10.2
2.8
–
–
–
–
–
–
–
–
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 15. Fee-for-service plans: Amount of annual individual out-of-pocket maximum, state and local government workers, National
Compensation Survey, 2011
(All workers participating in fee-for-service plans = 100 percent)
Amount of out-of-pocket maximum
Characteristics
Total
With out-ofpocket
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no out-ofpocket
maximum
Not
determinable
100
80
$500
$1,000
$1,750
$2,500
$2,750
20
(1)
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
100
100
100
81
80
80
500
500
500
1,000
1,000
1,000
1,900
1,850
1,850
2,500
2,500
2,500
2,750
2,750
3,000
19
19
20
(1)
(1)
(1)
100
100
100
100
100
100
100
79
78
78
81
81
78
75
500
500
500
600
550
500
500
1,000
1,000
1,000
1,000
1,000
1,000
900
1,850
1,500
1,500
1,750
1,750
1,500
1,500
2,500
2,500
2,250
2,500
2,500
2,000
2,000
3,000
2,750
2,750
2,750
2,750
2,750
3,000
21
21
21
19
19
20
25
(1)
1
1
1
1
1
1
Full time ...................................................................
Part time ..................................................................
100
100
80
78
500
–
1,000
1,000
1,750
1,650
2,500
2,150
2,750
3,250
20
22
1
(1)
Union .......................................................................
Nonunion .................................................................
100
100
65
91
400
800
750
1,200
1,400
2,000
2,000
2,500
2,500
2,900
34
9
1
(1)
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
86
89
79
80
75
64
800
900
500
600
400
400
–
1,150
1,000
1,000
900
750
2,000
2,000
1,700
1,850
1,500
1,500
2,500
2,500
2,300
2,500
2,250
2,150
2,750
2,750
2,750
2,750
3,000
2,750
13
11
21
20
25
36
(1)
(1)
1
1
1
( )
(1)
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
100
100
100
100
100
100
100
100
80
81
81
79
85
84
86
78
500
600
600
500
750
–
–
500
1,000
1,000
1,000
1,000
1,000
1,000
1,275
1,000
1,750
2,000
2,000
2,000
2,000
1,700
1,850
1,500
2,500
2,500
2,500
2,500
2,500
2,000
2,300
2,250
2,750
3,000
3,000
3,000
2,750
3,000
3,000
2,650
20
19
19
20
15
16
14
21
(1)
(1)
(1)
1
–
(1)
(1)
1
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
81
82
80
79
81
79
800
950
–
500
–
600
1,000
1,050
1,000
1,000
950
1,000
2,000
2,000
1,500
1,700
1,500
1,900
2,300
2,350
2,000
2,500
2,200
2,500
2,750
2,750
2,500
2,800
2,500
3,000
18
–
20
20
19
21
1
–
–
(1)
1
(1)
State government ....................................................
Local government ....................................................
100
100
82
79
750
500
1,000
1,000
1,750
1,750
2,300
2,500
2,500
3,000
18
20
(1)
1
All workers ...............................................................
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 15. Fee-for-service plans: Amount of annual individual out-of-pocket maximum, state and local government workers, National
Compensation Survey, 2011—Continued
(All workers participating in fee-for-service plans = 100 percent)
Amount of out-of-pocket maximum
Characteristics
Total
With out-ofpocket
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no out-ofpocket
maximum
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1
2
100
100
100
100
100
100
100
100
–
32
81
89
90
92
74
90
–
$400
400
500
1,200
1,000
1,000
950
Less than 0.5.
The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
–
$400
600
900
1,400
2,000
1,500
1,000
–
$400
1,250
1,275
2,000
2,000
2,000
1,750
–
$750
2,000
2,000
2,750
2,300
2,500
2,500
–
$1,750
2,500
2,500
3,000
3,000
–
3,500
51
68
17
–
10
–
–
–
–
(1)
2
–
1
( )
–
–
–
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no
data were reported or that data do not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 15. Standard errors for fee-for-service plans: Amount of annual individual out-of-pocket maximum, state and local
government workers, National Compensation Survey, 2011
Amount of out-of-pocket maximum
Characteristics
All workers ...............................................................
With out-ofpocket
maximum
10th
percentile
50th
percentile
(median)
25th
percentile
75th
percentile
90th
percentile
With no out-ofpocket
maximum
Not
determinable
1.5
$25
$0
$150
$189
$81
1.5
0.2
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
1.5
1.6
1.9
93
25
0
0
0
0
225
233
282
136
126
71
202
250
337
1.6
1.6
1.9
0.1
0.1
0.2
2.2
1.9
3.1
2.4
2.3
3.2
4.2
57
0
28
115
85
14
85
0
0
35
29
0
20
83
327
206
88
218
257
50
45
96
188
205
252
211
410
251
170
75
148
161
247
72
355
2.2
1.9
3.0
2.4
2.3
3.2
4.3
0.2
0.4
0.7
0.3
0.3
0.5
0.5
Full time ...................................................................
Part time ..................................................................
1.5
3.7
22
–
0
57
147
431
184
430
53
362
1.5
3.7
0.2
(1)
Union .......................................................................
Nonunion .................................................................
2.7
1.5
0
108
51
216
121
0
0
0
0
219
2.6
1.5
0.3
0.1
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
2.2
3.0
2.3
1.6
1.7
2.8
92
108
38
99
0
0
–
331
0
0
112
40
55
151
226
248
0
101
86
0
258
90
222
343
121
311
29
57
181
180
2.3
3.0
2.3
1.6
1.7
2.8
0.2
0.1
0.3
0.2
0.2
0.2
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
1.5
1.6
1.8
2.2
3.1
2.6
1.9
2.1
37
114
134
0
10
–
–
20
0
0
0
0
55
285
136
16
153
277
216
243
338
216
261
20
189
86
55
0
139
278
321
249
105
235
310
69
242
208
708
182
1.5
1.6
1.8
2.2
3.1
2.6
1.9
2.0
0.2
0.2
0.2
0.3
–
0.1
0.1
0.4
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
4.4
5.1
5.0
1.4
2.3
1.7
189
45
–
0
–
149
0
277
0
0
146
89
335
98
363
188
39
250
159
161
260
158
305
52
180
0
0
221
0
126
4.4
–
5.0
1.3
2.3
1.7
0.5
–
–
0.1
0.4
0.1
State government ....................................................
Local government ....................................................
2.6
1.7
0
0
81
0
381
150
292
129
274
49
2.6
1.7
0.1
0.2
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 15. Standard errors for fee-for-service plans: Amount of annual individual out-of-pocket maximum, state and local
government workers, National Compensation Survey, 2011—Continued
Amount of out-of-pocket maximum
Characteristics
With out-ofpocket
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no out-ofpocket
maximum
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1
2
–
4.5
2.9
6.4
2.9
3.8
14.2
3.9
–
$0
20
0
199
92
184
91
Less than 0.05.
The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation Survey: Occupational Earnings
in the United States, 2010." See Technical Note for more details.
–
$0
129
247
0
147
202
260
–
$102
64
346
0
0
0
141
–
$98
382
364
108
73
486
0
–
$247
90
20
350
208
–
193
11.8
4.5
3.1
–
2.9
–
–
–
–
0.1
0.8
–
0.1
–
–
–
NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 16. Fee-for-service plans: Amount of annual family out-of-pocket maximum, state and local government workers, National
Compensation Survey, 2011
(All workers participating in fee-for-service plans = 100 percent)
Amount of out-of-pocket maximum
Characteristics
Total
With out-ofpocket
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
out-ofpocket
maximum
Not
determinable
100
64
$1,000
$2,200
$3,250
$5,300
$8,250
35
(1)
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
100
100
100
65
64
63
1,000
1,000
1,000
2,400
2,100
2,000
3,500
3,500
3,500
6,000
6,000
6,000
8,250
8,250
8,250
35
36
37
(1)
(1)
(1)
100
100
100
100
100
100
100
63
62
64
64
64
65
65
1,000
1,000
1,000
1,400
1,300
1,000
1,000
2,000
2,000
2,000
2,550
2,550
2,000
1,800
3,500
3,000
3,000
3,250
3,200
3,000
3,000
6,000
5,000
5,000
5,000
5,000
5,000
4,500
8,250
8,000
7,500
8,250
8,250
8,250
6,750
37
37
35
35
36
34
34
(1)
1
1
1
1
1
1
Full time ...................................................................
Part time ..................................................................
100
100
64
59
1,000
1,800
2,100
2,550
3,250
4,000
5,250
6,000
8,250
9,000
35
41
1
(1)
Union .......................................................................
Nonunion .................................................................
100
100
56
70
1,000
1,650
1,500
2,600
3,000
4,000
4,000
6,000
6,000
8,250
43
30
1
(1)
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
64
59
64
65
63
54
1,500
1,800
1,200
1,200
1,000
1,000
2,550
2,550
2,500
2,550
1,650
1,500
3,500
4,000
3,000
3,500
3,000
3,000
6,000
6,000
5,000
6,000
5,000
5,000
8,250
8,250
8,250
8,250
7,000
6,700
35
41
35
35
36
46
(1)
(1)
1
1
1
( )
1
( )
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
100
100
100
100
100
100
100
100
64
63
62
63
57
71
68
66
1,000
1,200
1,000
1,000
1,500
1,900
2,190
1,000
2,100
2,200
2,000
2,000
2,300
2,600
2,800
2,000
3,250
3,600
3,600
3,600
3,850
3,500
4,000
3,000
5,300
6,000
6,000
6,000
6,450
5,300
6,000
4,500
8,250
8,250
8,250
8,250
8,250
9,000
10,000
7,000
36
37
38
36
43
29
32
33
(1)
(1)
(1)
1
–
1
( )
1
( )
1
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
68
67
68
63
65
63
1,800
1,800
–
1,000
1,000
1,100
2,600
2,600
2,800
2,100
1,800
2,500
3,250
3,250
3,000
3,200
3,000
3,600
4,500
–
4,000
5,500
4,500
6,000
8,250
8,250
6,000
8,250
7,500
8,250
32
–
32
36
34
37
1
–
–
(1)
1
(1)
State government ....................................................
Local government ....................................................
100
100
60
65
1,500
1,000
2,550
2,000
3,000
3,500
5,000
6,000
7,500
8,250
40
34
(1)
1
All workers ...............................................................
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 16. Fee-for-service plans: Amount of annual family out-of-pocket maximum, state and local government workers, National
Compensation Survey, 2011—Continued
(All workers participating in fee-for-service plans = 100 percent)
Amount of out-of-pocket maximum
Characteristics
Total
With out-ofpocket
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
out-ofpocket
maximum
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
100
100
100
100
100
100
100
100
–
29
77
86
85
61
–
79
–
$1,000
800
1,000
2,400
2,950
–
2,500
1 Less than 0.5.
2 The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are based on
the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
–
$1,000
1,500
1,800
2,950
3,900
–
3,000
–
$1,000
2,600
3,000
4,000
6,000
–
4,000
–
$1,500
4,000
4,000
8,250
6,450
–
5,100
–
$3,250
6,000
6,000
8,250
8,000
–
8,250
60
71
21
–
15
–
–
–
–
(1)
2
–
1
( )
–
–
–
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no
data were reported or that data do not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 16. Standard errors for fee-for-service plans: Amount of annual family out-of-pocket maximum, state and local
government workers, National Compensation Survey, 2011
Amount of out-of-pocket maximum
Characteristics
All workers ...............................................................
With out-ofpocket
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
out-ofpocket
maximum
Not
determinable
2.6
$76
$316
$244
$764
$317
2.6
0.2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
2.6
2.8
3.0
168
20
0
394
293
114
187
231
291
119
325
0
139
324
69
2.6
2.8
3.0
0.1
0.1
0.2
3.1
3.0
3.9
3.7
3.7
3.8
5.0
0
0
0
369
302
0
225
145
81
136
73
207
196
184
361
0
93
333
300
212
0
0
185
344
596
601
574
613
110
552
671
834
797
511
1,203
3.1
3.1
4.1
3.7
3.7
3.8
5.1
0.2
0.4
0.7
0.3
0.3
0.5
0.5
Full time ...................................................................
Part time ..................................................................
2.7
5.6
48
471
311
138
271
245
710
375
350
1,506
2.7
5.6
0.2
(1)
Union .......................................................................
Nonunion .................................................................
2.7
3.9
0
234
268
126
55
29
450
0
153
0
2.7
3.9
0.3
0.1
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
4.2
6.8
3.2
2.8
2.3
3.0
128
182
227
162
0
0
43
344
266
333
159
116
441
486
284
418
0
0
256
0
215
39
0
774
0
269
384
0
251
440
4.3
6.8
3.2
2.8
2.3
3.1
0.2
0.1
0.3
0.2
0.2
0.2
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
2.6
3.3
3.5
3.3
9.1
3.7
4.3
2.7
104
196
166
0
59
102
350
0
325
382
301
71
516
59
256
102
251
267
375
407
784
263
0
0
734
0
0
0
0
778
239
555
367
85
85
69
868
2,009
2,726
1,006
2.7
3.3
3.6
3.3
9.1
3.7
4.3
2.8
0.2
0.2
0.2
0.3
–
0.1
0.1
0.4
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
4.6
5.6
5.7
2.6
3.7
3.0
379
139
–
0
0
158
360
522
408
200
269
212
232
606
540
288
39
393
991
–
589
728
620
106
646
0
306
441
913
98
4.7
–
5.7
2.6
3.8
3.0
0.5
–
–
0.1
0.4
0.1
State government ....................................................
Local government ....................................................
5.1
2.5
0
0
158
86
243
333
372
717
951
184
5.1
2.5
0.1
0.2
Establishment characteristic
See footnotes at end of table.
Table 16. Standard errors for fee-for-service plans: Amount of annual family out-of-pocket maximum, state and local
government workers, National Compensation Survey, 2011—Continued
Amount of out-of-pocket maximum
Characteristics
With out-ofpocket
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
out-ofpocket
maximum
Not
determinable
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1
2
–
4.3
2.9
6.3
3.4
4.4
–
4.5
–
$0
97
0
287
341
–
287
Less than 0.05.
The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation Survey: Occupational Earnings
in the United States, 2010." See Technical Note for more details.
–
$0
198
487
179
548
–
0
–
$0
24
136
98
0
–
758
–
$0
477
675
1,907
108
–
519
–
$483
717
1,128
0
660
–
1,128
13.5
4.3
3.0
–
3.4
–
–
–
–
0.1
0.8
–
0.1
–
–
–
NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 17. Fee-for-service plans: Coverage for selected services, state and local government workers, National
Compensation Survey, 2011
(All workers participating in fee-for-service plans = 100 percent)
Characteristics
All workers ...............................................................
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
Skilled
nursing
facility
Home health
Hospice care
care
99
99
99
100
81
84
82
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
99
100
99
99
99
99
99
99
99
100
100
100
81
81
79
83
84
82
82
82
80
99
99
98
99
99
98
97
98
98
98
98
98
98
97
98
98
98
98
98
98
97
100
100
100
100
100
100
100
78
82
82
82
82
71
74
80
86
86
86
86
80
76
78
84
81
83
83
78
–
Full time ...................................................................
Part time ..................................................................
99
100
99
99
99
99
100
100
81
72
84
84
82
84
Union .......................................................................
Nonunion .................................................................
99
99
99
98
99
98
100
100
82
80
81
86
79
84
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
99
97
99
99
99
100
98
97
99
99
99
99
98
97
99
99
99
99
100
100
100
100
100
100
80
80
80
83
80
82
86
87
85
84
81
82
84
86
81
82
80
83
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
99
99
99
99
100
100
100
98
99
99
99
98
100
100
100
98
99
99
99
98
100
100
100
98
100
100
100
100
100
100
100
100
81
80
80
80
82
79
78
83
84
84
83
81
93
85
86
85
82
82
82
79
90
87
85
82
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
96
97
–
99
99
100
96
97
–
99
99
99
96
97
–
99
99
99
100
100
100
100
100
100
–
79
–
82
83
82
80
82
–
84
84
85
78
81
–
82
83
82
State government ....................................................
Local government ....................................................
100
99
100
98
100
98
100
100
86
79
92
81
92
78
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 17. Fee-for-service plans: Coverage for selected services, state and local government workers, National
Compensation Survey, 2011—Continued
(All workers participating in fee-for-service plans = 100 percent)
Characteristics
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
Skilled
nursing
facility
Home health
Hospice care
care
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
99
100
98
99
99
100
100
99
1 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
99
99
98
99
99
99
100
98
99
99
98
99
99
99
100
98
100
100
100
100
100
–
100
100
85
90
73
–
89
82
–
–
84
84
80
83
91
85
–
81
81
92
–
–
86
83
–
–
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 17. Standard errors for fee-for-service plans: Coverage for selected services, state and local government
workers, National Compensation Survey, 2011
Characteristics
All workers ...............................................................
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
Skilled
nursing
facility
Home health
Hospice care
care
0.3
0.3
0.3
0.1
1.8
1.3
1.2
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.2
0.2
0.3
0.3
0.3
0.4
0.3
0.3
0.4
0.1
0.1
0.2
2.0
2.1
2.4
1.7
1.7
2.3
1.5
1.6
2.1
0.3
0.5
0.7
0.5
0.5
0.7
1.4
0.5
0.5
0.7
0.5
0.6
0.7
1.4
0.5
0.5
0.7
0.5
0.6
0.7
1.4
0.2
(1)
(1)
0.1
0.1
(1)
0.2
2.6
2.1
2.7
2.1
2.1
3.9
3.6
2.7
1.5
2.2
1.5
1.6
2.7
4.2
2.5
1.4
2.5
1.9
2.0
2.9
–
Full time ...................................................................
Part time ..................................................................
0.3
0.1
0.3
0.4
0.3
0.4
0.1
(1)
1.7
7.9
1.3
3.8
1.2
3.9
Union .......................................................................
Nonunion .................................................................
0.3
0.4
0.3
0.5
0.3
0.5
0.1
0.1
2.1
2.2
1.8
1.5
1.8
1.6
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.7
1.6
0.5
0.3
0.2
0.2
0.8
1.6
0.5
0.3
0.4
0.3
0.8
1.6
0.5
0.3
0.4
0.3
0.1
(1)
(1)
0.1
0.2
(1)
2.7
3.7
2.3
1.9
2.2
2.6
1.4
2.1
1.3
1.5
2.2
1.7
1.4
1.8
1.7
1.5
2.0
1.8
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.3
0.2
0.2
0.3
0.4
(1)
(1)
0.8
0.3
0.3
0.4
0.5
0.4
(1)
(1)
0.8
0.3
0.3
0.4
0.5
0.4
(1)
(1)
0.8
0.1
0.1
0.1
0.2
(1)
(1)
(1)
0.1
1.8
2.4
2.6
2.4
6.0
3.6
4.4
2.2
1.3
1.8
2.1
2.7
1.6
2.7
3.2
1.7
1.3
1.6
1.9
2.4
3.4
2.7
3.5
2.0
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
1.3
1.9
–
0.2
0.6
0.1
1.3
1.9
–
0.3
0.6
0.3
1.3
1.9
–
0.3
0.6
0.3
(1)
(1)
(1)
0.1
(1)
0.1
–
4.3
–
1.9
2.1
2.4
3.0
3.6
–
1.4
1.6
1.8
2.8
3.7
–
1.3
1.9
1.7
State government ....................................................
Local government ....................................................
0.2
0.4
0.2
0.5
0.2
0.5
(1)
0.1
3.4
1.8
0.9
1.7
2.0
1.6
Establishment characteristic
See footnotes at end of table.
Table 17. Standard errors for fee-for-service plans: Coverage for selected services, state and local government
workers, National Compensation Survey, 2011—Continued
Characteristics
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
Skilled
nursing
facility
Home health
Hospice care
care
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1
2
1.4
0.1
0.9
0.5
0.4
0.4
(1)
0.9
Less than 0.05.
The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
1.4
0.1
1.1
0.5
0.4
1.0
(1)
1.0
1.4
0.1
1.1
0.5
0.4
1.0
(1)
1.0
(1)
(1)
(1)
0.3
(1)
–
(1)
1
( )
3.2
2.3
4.0
–
1.6
3.0
–
–
2.8
1.3
3.4
3.8
1.6
3.3
–
2.9
4.7
2.0
–
–
1.6
3.8
–
–
details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 18. Fee-for-service plans: Coverage for mental health care and substance abuse treatment,
state and local government workers, National Compensation Survey, 2011
(All workers participating in fee-for-service plans = 100 percent)
Characteristics
All workers ...............................................................
Inpatient
Outpatient
Inpatient
Inpatient
Outpatient
mental health mental health substance abuse substance abuse substance abuse
care
care
detoxification
rehabilitation
rehabilitation
98
91
98
88
89
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
98
98
98
92
93
92
98
98
98
89
90
91
90
91
91
98
98
97
98
98
97
95
91
91
90
92
91
89
88
98
98
98
98
98
97
94
90
87
84
87
86
87
84
90
89
87
89
88
86
85
Full time ...................................................................
Part time ..................................................................
98
100
91
95
98
99
88
91
89
93
Union .......................................................................
Nonunion .................................................................
98
98
92
91
99
97
89
87
90
89
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
97
96
98
99
98
99
90
90
92
93
91
92
97
95
98
98
98
99
85
87
88
89
89
90
88
88
89
91
89
90
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
98
99
98
98
100
99
99
97
92
93
93
92
97
91
87
89
98
98
98
98
99
97
96
97
88
90
91
89
95
83
82
85
89
91
92
90
97
84
81
87
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
96
96
97
98
97
99
88
90
86
92
92
92
96
96
95
98
98
98
84
85
82
89
88
89
84
87
80
90
91
90
State government ....................................................
Local government ....................................................
100
97
95
90
100
97
92
86
95
87
Establishment characteristic
See footnotes at end of table.
Table 18. Fee-for-service plans: Coverage for mental health care and substance abuse treatment,
state and local government workers, National Compensation Survey, 2011—Continued
(All workers participating in fee-for-service plans = 100 percent)
Characteristics
Inpatient
Outpatient
Inpatient
Inpatient
Outpatient
mental health mental health substance abuse substance abuse substance abuse
care
care
detoxification
rehabilitation
rehabilitation
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
98
100
96
98
99
96
98
99
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
94
97
90
89
89
93
91
88
99
100
98
97
99
95
99
99
90
95
89
95
82
92
84
79
91
97
88
89
87
91
86
80
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 18. Standard errors for fee-for-service plans: Coverage for mental health care and substance
abuse treatment, state and local government workers, National Compensation Survey, 2011
Characteristics
All workers ...............................................................
Inpatient
Outpatient
Inpatient
Inpatient
Outpatient
mental health mental health substance abuse substance abuse substance abuse
care
care
detoxification
rehabilitation
rehabilitation
0.4
1.0
0.3
1.1
1.0
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Teachers ..........................................................
Primary, secondary, and special education
school teachers ..........................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Production, transportation, and material moving .....
0.4
0.5
0.5
1.2
1.1
1.2
0.4
0.5
0.5
1.3
1.2
1.3
1.3
1.1
1.2
0.6
0.6
1.0
0.7
0.8
1.0
1.8
1.5
1.2
1.8
1.3
1.3
2.1
2.6
0.7
0.6
0.9
0.7
0.8
1.0
2.1
1.6
1.9
3.2
1.5
1.5
2.0
3.1
1.5
1.2
1.9
1.4
1.5
2.2
2.9
Full time ...................................................................
Part time ..................................................................
0.5
0.2
1.0
1.7
0.4
0.6
1.1
2.7
1.0
1.9
Union .......................................................................
Nonunion .................................................................
0.5
0.7
1.1
1.3
0.4
0.5
1.2
1.6
1.1
1.3
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.9
1.5
0.5
0.4
0.5
0.3
1.4
2.1
1.2
1.1
1.5
1.4
0.8
1.5
0.4
0.4
0.4
0.3
2.0
2.3
1.4
1.2
1.4
1.3
1.3
2.1
1.4
1.2
1.5
1.3
Service-providing industries .....................................
Education and health services .............................
Educational services ........................................
Elementary and secondary schools .............
Junior colleges, colleges, and universities ...
Health care and social assistance ...................
Hospitals ......................................................
Public administration ............................................
0.4
0.4
0.5
0.6
0.4
0.8
1.1
1.0
1.0
1.0
1.2
1.5
1.2
2.8
4.3
1.9
0.4
0.5
0.5
0.6
0.4
2.1
3.1
0.9
1.1
1.3
1.3
1.6
1.7
3.5
5.1
2.1
1.0
1.1
1.2
1.5
1.2
3.7
5.5
2.0
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
1.4
2.1
1.6
0.4
0.9
0.4
2.5
2.8
3.9
1.1
1.3
1.3
1.5
2.1
2.2
0.4
0.7
0.5
2.5
3.2
4.2
1.3
1.8
1.5
2.7
3.2
5.0
1.1
1.4
1.4
State government ....................................................
Local government ....................................................
0.2
0.6
1.9
1.2
0.2
0.5
2.5
1.1
1.9
1.1
Establishment characteristic
See footnotes at end of table.
Table 18. Standard errors for fee-for-service plans: Coverage for mental health care and substance
abuse treatment, state and local government workers, National Compensation Survey,
2011—Continued
Characteristics
Inpatient
Outpatient
Inpatient
Inpatient
Outpatient
mental health mental health substance abuse substance abuse substance abuse
care
care
detoxification
rehabilitation
rehabilitation
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1.4
0.1
1.3
1.3
0.4
2.2
1.4
0.7
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
1.2
1.1
3.5
2.7
3.3
2.4
5.4
2.7
1.4
0.1
1.0
1.2
0.4
1.5
1.4
0.8
1.5
1.9
3.1
1.6
4.0
2.2
3.9
3.1
2.3
0.9
3.3
2.7
3.3
2.5
3.8
3.1
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.