Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2015
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
72
59
81
72
53
74
88
94
85
83
75
80
73
73
85
85
86
88
87
94
85
83
68
72
66
67
78
76
78
80
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
97
85
47
70
72
59
79
78
85
70
33
61
57
44
64
65
88
82
71
87
79
75
81
84
97
85
46
70
71
59
78
78
77
61
31
58
51
40
58
62
80
72
66
83
73
69
74
80
74
82
77
84
70
63
67
61
68
56
86
82
80
81
79
73
81
76
83
70
61
63
56
62
51
83
78
74
74
72
Full time .................................................................
Part time ................................................................
89
22
73
14
82
64
88
22
67
13
76
59
Union .....................................................................
Nonunion ...............................................................
95
69
85
54
90
79
95
68
79
49
84
72
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
24
78
88
94
95
24
13
61
75
82
83
65
54
79
84
87
88
37
23
77
88
94
94
22
12
56
69
74
75
60
51
73
78
79
80
Goods-producing industries ...................................
87
72
83
86
67
78
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
70
80
85
87
87
77
91
88
56
66
75
76
78
60
78
81
80
82
88
87
90
78
86
92
70
80
85
87
87
76
91
88
51
59
68
69
72
54
68
77
74
75
80
79
83
70
75
87
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2015—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
47
37
79
26
21
79
71
52
74
62
67
59
54
51
56
49
45
82
83
82
84
34
36
34
32
28
29
27
26
80
80
80
82
86
93
83
81
67
71
65
66
78
76
78
81
63
68
26
48
46
37
51
43
53
52
19
39
35
27
40
36
84
77
71
81
77
74
78
83
37
34
17
30
23
16
27
29
30
26
12
24
18
12
21
24
83
77
74
81
77
77
77
81
94
84
45
68
70
58
77
76
76
60
30
56
51
40
57
61
81
71
66
82
73
69
74
80
39
47
48
52
45
34
38
38
40
36
86
80
79
78
80
28
30
26
27
26
25
22
21
21
21
89
75
80
79
81
72
79
75
82
68
60
61
55
61
50
83
77
74
75
72
Full time .................................................................
Part time ................................................................
57
14
46
9
80
64
32
8
25
6
79
70
86
21
65
12
76
58
Union .....................................................................
Nonunion ...............................................................
75
42
64
32
85
77
58
21
48
16
84
76
93
67
78
48
84
72
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
18
11
47
57
70
74
12
6
36
47
58
61
64
56
76
82
83
83
10
6
24
32
42
44
7
4
18
26
34
36
67
59
76
82
81
81
36
23
75
87
93
93
21
12
55
68
73
75
60
51
73
78
79
80
Goods-producing industries ...................................
54
45
82
33
26
81
85
66
78
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
45
51
54
54
58
49
70
62
35
40
45
44
48
37
56
54
78
79
82
82
84
76
79
86
25
27
32
33
32
24
36
46
19
21
26
27
25
19
28
39
78
79
80
81
77
78
78
85
68
78
84
86
87
74
90
86
50
58
67
67
72
52
67
75
74
75
80
79
83
70
75
87
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2015—continued
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
58
53
71
86
82
90
44
41
54
72
66
78
76
76
76
84
81
87
58
53
71
85
81
90
41
38
50
65
60
71
71
72
71
76
73
79
73
71
73
73
73
75
73
73
73
72
70
69
71
59
55
60
58
58
59
58
58
58
59
59
57
60
81
77
82
79
79
79
79
80
80
81
84
83
85
72
71
73
73
73
75
72
72
73
72
70
68
71
54
50
55
53
52
56
53
53
53
53
54
52
55
75
70
76
73
72
75
73
73
73
73
78
77
78
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2015—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
30
26
43
62
55
69
23
20
32
50
43
57
75
77
74
81
79
82
17
14
27
34
28
42
13
10
21
28
22
34
74
74
75
80
80
81
56
52
69
84
80
89
40
37
49
64
59
70
71
72
71
76
74
79
49
46
50
42
45
35
39
48
47
49
51
46
54
39
36
40
32
34
27
30
37
37
38
42
38
44
80
78
80
77
77
75
77
79
79
79
82
83
82
27
15
32
21
24
17
19
23
25
21
36
25
41
22
11
25
16
18
13
14
18
19
16
30
20
34
79
78
80
74
73
75
76
77
78
75
83
82
83
70
69
71
71
71
73
71
71
71
70
69
68
70
53
48
54
52
51
55
52
52
52
51
54
52
55
75
70
76
73
72
75
73
73
73
73
78
77
78
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2015
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
20
69
31
82
80
83
87
18
20
17
13
70
70
70
68
30
30
30
32
87
80
79
85
78
74
80
80
13
20
21
15
22
26
20
20
67
72
65
75
66
62
68
68
33
28
35
25
34
38
32
32
83
78
80
79
80
17
22
20
21
20
71
66
72
73
72
29
34
28
27
28
Full time .................................................................
Part time ................................................................
81
74
19
26
69
63
31
37
Union .....................................................................
Nonunion ...............................................................
87
78
13
22
81
65
19
35
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
75
71
79
81
82
82
25
29
21
19
18
18
59
57
66
70
73
74
41
43
34
30
27
26
Goods-producing industries ...................................
80
20
73
27
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
80
83
86
86
86
81
82
88
20
17
14
14
14
19
18
12
68
67
66
64
72
68
73
77
32
33
34
36
28
32
27
23
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2015—continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
79
78
81
79
83
21
21
22
19
21
17
63
63
63
72
69
74
37
37
37
28
31
26
82
78
83
79
79
80
80
79
79
79
82
81
82
18
22
17
21
21
20
20
21
21
21
18
19
18
76
74
77
63
64
62
61
70
72
67
69
67
70
24
26
23
37
36
38
39
30
28
33
31
33
30
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2015
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$409.81
17
$518.39
83
$388.59
$119.11
100
100
100
100
432.89
414.81
441.27
486.10
17
12
20
30
509.89
515.92
508.11
515.86
83
88
80
70
417.02
400.63
425.27
473.62
116.12
115.58
116.39
113.08
100
100
100
100
100
100
100
100
489.60
436.07
408.97
480.07
382.08
332.53
402.50
414.21
32
11
18
25
14
10
15
28
522.18
576.57
514.89
525.75
503.96
446.16
518.59
578.44
68
89
82
75
86
90
85
72
474.54
419.56
386.45
464.92
363.51
321.08
382.18
364.07
118.20
118.55
123.60
111.63
119.00
128.19
114.95
135.10
100
100
100
100
100
428.96
403.54
393.84
389.85
398.38
39
19
15
12
19
580.90
575.56
514.60
498.63
526.21
61
81
85
88
81
363.89
364.18
373.17
375.62
370.15
132.52
136.71
115.20
115.81
114.47
Full time .................................................................
Part time ................................................................
100
100
412.19
370.05
17
14
518.51
515.72
83
86
391.03
350.01
117.68
141.69
Union .....................................................................
Nonunion ...............................................................
100
100
511.34
383.96
34
13
578.98
479.87
66
87
480.50
370.21
119.25
119.08
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
348.69
324.64
391.39
419.11
438.30
436.90
12
9
15
19
19
17
460.86
483.68
496.30
523.65
540.97
524.28
88
91
85
81
81
83
334.99
312.20
373.17
395.53
416.19
419.51
123.82
129.61
122.64
116.24
116.90
117.09
Goods-producing industries ...................................
100
393.48
17
526.26
83
370.75
112.42
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
413.42
449.40
469.55
477.75
459.65
432.16
431.91
509.04
17
19
26
29
17
13
14
24
516.87
519.35
513.36
518.99
512.41
529.50
538.67
537.45
83
81
74
71
83
87
86
76
392.64
433.29
454.54
460.70
449.04
417.75
414.92
500.02
120.63
115.04
113.39
118.84
97.91
116.26
114.00
100.98
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2015—continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$394.27
394.96
392.70
418.89
400.42
435.21
21
21
19
15
14
16
$502.73
498.53
513.45
530.96
539.47
525.12
79
79
81
85
86
84
$367.62
368.49
365.68
400.08
380.62
418.01
$130.20
130.88
128.68
113.03
116.94
109.43
100
100
100
100
100
100
100
100
100
100
100
100
100
453.86
444.49
456.99
382.45
392.11
362.99
376.63
400.32
403.98
392.99
425.78
403.60
435.36
21
12
23
14
12
10
20
14
13
17
22
19
23
560.57
593.75
554.59
482.03
498.13
438.62
477.00
521.90
528.03
512.81
521.45
490.62
532.43
79
88
77
86
88
90
80
86
87
83
78
81
77
428.36
424.56
429.79
366.24
377.84
355.07
351.54
382.15
387.65
370.55
400.11
383.95
407.44
126.47
139.46
121.58
113.85
115.86
103.71
116.27
121.86
119.76
126.28
118.56
110.51
122.21
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2015
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
amount
unknown
Other3
100
72
15
12
2
100
100
100
100
73
75
72
73
14
12
15
17
10
11
10
7
2
2
3
3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
75
67
75
71
66
58
70
74
14
16
13
13
20
27
17
12
7
14
10
10
12
14
11
11
4
3
2
5
2
1
2
2
100
100
100
100
100
70
77
74
76
71
14
10
9
8
10
11
12
16
15
18
4
1
1
1
2
Full time .................................................................
Part time ................................................................
100
100
72
62
14
22
11
14
2
2
Union .....................................................................
Nonunion ...............................................................
100
100
72
72
10
15
12
11
6
1
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
71
74
70
72
73
74
17
16
16
13
13
13
11
–
12
12
11
11
1
–
2
2
3
2
Goods-producing industries ...................................
100
74
10
14
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
71
73
72
75
68
73
62
69
16
16
20
16
29
12
20
15
11
9
5
6
3
12
14
7
2
3
3
3
1
3
4
9
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2015—continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
amount
unknown
Other3
100
100
100
100
100
100
76
76
77
69
72
67
10
10
9
17
15
19
13
13
11
11
11
11
1
1
2
2
2
3
100
100
100
100
100
100
100
100
100
100
100
100
100
73
80
70
74
75
78
69
71
71
70
69
68
69
14
–
16
16
17
15
16
13
14
–
15
17
14
11
10
11
9
7
–
–
15
15
16
13
13
12
3
–
4
1
1
–
–
1
1
–
4
2
5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2015
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$976.22
8
$1,352.37
92
$946.22
$471.89
100
100
100
100
1,029.87
1,032.34
1,028.73
997.87
7
5
8
12
1,331.11
1,394.21
1,310.09
1,290.11
93
95
92
88
1,008.48
1,012.35
1,006.65
960.14
470.35
460.35
475.08
523.11
100
100
100
100
100
100
100
100
986.83
1,110.13
921.54
1,116.75
901.68
795.46
945.04
962.39
14
5
9
10
5
4
6
19
1,286.22
1,500.88
1,372.89
1,303.18
1,289.23
1,346.03
1,272.02
1,485.00
86
95
91
90
95
96
94
81
939.77
1,089.80
884.17
1,095.75
881.58
772.78
926.63
879.87
555.69
443.21
500.96
415.47
480.97
486.33
478.75
517.97
100
100
100
100
100
993.86
939.36
1,009.70
1,019.70
998.28
28
12
10
8
13
1,490.37
1,478.03
1,325.20
1,325.75
1,324.83
72
88
90
92
87
883.15
877.69
976.19
995.98
952.28
535.66
506.17
412.83
398.51
430.13
Full time .................................................................
Part time ................................................................
100
100
983.42
856.72
8
6
1,352.57
1,346.81
92
94
953.24
833.34
469.16
515.78
Union .....................................................................
Nonunion ...............................................................
100
100
1,227.47
912.25
24
4
1,435.82
1,237.43
76
96
1,171.79
899.06
407.45
485.37
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
769.55
714.66
911.65
1,003.67
1,076.90
1,099.90
4
4
6
10
11
10
1,320.87
1,445.93
1,297.32
1,274.97
1,445.10
1,404.65
96
96
94
90
89
90
755.28
699.42
888.30
977.99
1,038.97
1,069.65
530.39
540.44
488.48
458.37
447.79
435.97
Goods-producing industries ...................................
100
1,025.35
13
1,379.14
87
985.79
409.46
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
965.42
989.93
970.20
940.73
1,042.92
1,006.98
1,092.31
1,145.37
7
7
9
11
4
5
5
9
1,343.66
1,306.76
1,347.95
1,353.28
1,385.70
1,246.19
1,394.81
1,317.13
93
93
91
89
96
95
95
91
937.82
967.53
935.23
891.80
1,028.51
994.44
1,077.15
1,129.07
485.14
512.34
520.06
568.67
412.09
505.91
410.58
381.32
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2015—continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$881.52
879.32
886.58
1,030.22
979.01
1,075.20
9
10
8
8
6
9
$1,286.61
1,276.13
1,317.16
1,396.41
1,453.82
1,365.80
91
90
92
92
94
91
$845.53
841.43
854.79
1,002.88
953.14
1,048.17
$550.48
550.63
550.13
427.66
453.86
403.81
100
100
100
100
100
100
100
100
100
100
100
100
100
1,155.32
1,155.12
1,155.39
863.75
908.03
807.71
819.89
995.87
1,023.08
941.17
980.42
901.23
1,015.85
16
10
18
3
3
3
3
8
9
7
10
8
11
1,394.97
1,475.06
1,379.99
1,339.65
1,419.42
1,346.19
1,171.65
1,355.38
1,350.18
1,368.85
1,296.20
1,257.40
1,308.17
84
90
82
97
97
97
97
92
91
93
90
92
89
1,114.60
1,123.25
1,111.42
851.15
893.01
795.28
811.62
967.90
995.42
913.59
948.72
874.59
983.05
432.39
449.69
426.04
501.35
496.08
474.96
524.08
446.49
432.09
474.91
481.54
469.62
487.06
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2015
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
amount
unknown
Other3
100
72
14
12
2
100
100
100
100
74
75
73
75
13
12
14
15
10
11
10
7
2
2
3
3
100
100
100
100
100
100
100
100
76
67
76
74
67
58
70
74
13
15
12
12
19
26
16
11
8
15
10
9
12
14
11
12
3
3
2
5
2
1
2
2
100
100
100
100
100
70
77
73
75
71
14
10
10
10
10
12
12
16
14
18
4
1
1
1
2
Full time .................................................................
Part time ................................................................
100
100
73
65
14
21
12
13
2
1
Union .....................................................................
Nonunion ...............................................................
100
100
72
72
11
15
12
12
5
1
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
71
74
70
72
74
75
16
15
16
13
13
13
12
–
12
13
11
10
1
–
2
2
3
2
Goods-producing industries ...................................
100
74
11
14
2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
72
74
74
76
71
74
64
71
15
14
18
14
25
12
18
14
11
9
6
8
2
11
14
7
2
2
2
3
1
3
4
8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2015—continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
amount
unknown
Other3
100
100
100
100
100
100
76
75
77
70
73
68
9
10
9
17
14
19
13
14
12
11
11
10
1
1
2
2
2
3
100
100
100
100
100
100
100
100
100
100
100
100
100
73
82
70
74
76
79
70
71
71
69
69
69
69
13
8
15
15
16
14
13
13
14
–
14
15
14
11
10
11
10
7
–
15
15
14
17
13
14
12
3
1
3
1
1
–
1
1
1
–
4
2
5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2015
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$38.00
$65.00
$101.29
$146.88
$219.00
$156.92
$253.50
$390.30
$610.30
$925.00
35.00
38.66
32.80
22.76
62.32
65.64
60.91
50.00
99.32
102.81
97.49
85.85
143.65
147.79
140.82
141.92
221.49
205.79
229.21
245.67
162.25
161.88
162.25
144.80
256.42
257.90
256.04
240.48
390.46
388.12
392.90
462.17
596.78
570.15
610.75
714.00
920.00
873.90
939.00
1033.18
23.70
40.42
41.55
43.33
39.99
43.33
37.00
45.00
53.10
69.75
68.74
62.35
67.16
77.85
63.11
69.33
86.84
92.00
102.67
90.97
101.98
108.03
99.60
113.32
149.68
138.77
153.58
131.37
145.62
156.92
140.16
168.58
264.26
190.15
226.00
197.23
213.54
226.09
208.25
256.92
137.18
169.81
169.81
147.63
160.02
195.46
148.88
163.20
250.50
249.74
255.65
210.13
257.25
269.54
254.87
264.76
521.50
361.59
422.88
315.25
401.53
420.99
395.30
420.30
785.40
518.76
697.02
501.22
633.77
635.00
630.00
727.42
1078.26
863.77
951.70
801.00
951.83
930.70
955.01
990.03
40.00
46.76
36.92
40.00
32.42
59.68
74.67
63.52
65.00
59.98
103.34
117.00
100.00
102.35
97.51
154.22
177.14
142.45
145.00
140.87
228.64
300.00
197.97
196.54
201.14
158.92
170.41
129.99
134.32
119.07
259.36
280.90
208.61
203.08
216.11
420.30
420.85
335.68
335.57
340.00
758.79
721.80
500.94
459.36
552.43
1116.54
961.46
828.23
721.83
888.58
Full time .................................................................
Part time ................................................................
38.00
33.17
65.00
66.87
101.00
108.03
145.00
194.68
214.00
271.16
159.74
100.66
254.58
220.68
388.31
454.20
605.95
706.70
918.20
1019.82
Union .....................................................................
Nonunion ...............................................................
30.34
39.37
56.77
66.68
88.38
103.13
144.33
147.32
226.09
217.43
94.38
173.90
187.74
272.91
291.72
407.26
498.85
628.39
905.09
929.79
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
36.92
40.96
41.74
37.50
35.00
35.90
69.39
78.57
65.23
63.67
63.00
65.34
102.46
112.90
103.17
100.00
100.00
102.70
155.99
171.00
151.64
142.30
142.99
144.39
226.09
226.09
234.89
210.70
211.78
235.10
180.00
183.96
155.79
152.92
149.88
154.10
279.08
275.29
256.09
244.13
250.00
252.74
472.66
472.66
405.10
377.62
376.79
381.00
702.31
746.23
644.36
584.04
567.28
554.63
1020.22
1135.83
919.81
918.91
878.87
844.65
Goods-producing industries ...................................
40.00
64.88
100.00
142.02
197.97
147.06
230.20
340.00
503.65
783.00
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
37.30
29.95
20.22
20.81
20.00
43.71
39.43
29.25
65.00
58.21
47.71
49.00
40.00
65.47
65.66
50.00
101.83
93.12
86.24
86.79
79.94
98.92
96.00
80.83
148.00
140.00
138.90
146.36
127.00
140.00
135.17
116.62
226.09
225.44
234.32
261.82
181.94
215.94
188.66
160.91
160.00
162.49
148.04
125.44
179.00
169.81
154.64
129.99
255.16
267.00
241.00
256.04
232.00
280.28
254.37
215.60
400.00
421.86
459.52
534.07
362.33
399.34
358.70
316.50
640.00
675.07
685.00
786.12
562.94
654.34
495.74
486.48
949.84
1012.33
1001.92
1078.26
685.00
1017.61
704.31
666.18
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2015—continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$47.00
46.11
48.17
32.79
34.26
31.53
$74.59
75.83
73.10
59.68
60.91
57.31
$111.61
113.29
106.47
95.07
100.00
91.60
$160.63
163.22
157.50
138.26
145.19
133.92
$245.69
254.36
236.29
198.90
205.93
194.68
$184.15
183.80
184.69
142.54
149.48
133.13
$290.19
293.50
289.42
232.00
247.63
224.71
$463.44
463.63
462.11
359.43
384.57
334.84
46.13
55.91
42.25
35.00
42.23
20.00
35.00
43.28
42.83
44.00
30.48
35.00
30.33
74.64
89.59
71.97
60.01
65.00
46.78
62.00
72.14
72.34
71.94
55.53
56.33
55.10
108.33
121.32
104.40
99.60
101.48
86.60
100.00
104.64
101.26
111.20
92.18
90.30
94.75
154.62
168.20
146.86
142.45
142.08
135.00
149.72
149.86
145.22
163.74
141.20
132.12
150.39
225.88
240.18
218.28
205.47
206.18
200.00
220.05
236.11
210.82
–
213.05
183.47
234.32
152.15
202.81
140.00
170.92
166.25
172.89
175.00
152.92
140.21
178.95
134.73
171.79
116.89
246.59
286.70
227.26
275.29
268.67
249.39
307.52
241.43
230.00
276.06
234.75
244.59
227.00
355.33
385.16
340.27
428.42
415.07
429.98
446.60
362.83
336.98
401.97
390.17
389.00
396.05
$734.23 $1053.02
740.77 1065.15
717.04 1021.08
537.29
813.02
567.28
872.80
500.36
743.03
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
525.37
525.37
524.26
661.44
623.45
667.00
707.48
585.76
524.75
650.86
615.10
584.31
627.51
840.60
740.94
856.94
956.46
973.40
799.71
998.00
866.46
909.85
790.94
967.41
927.96
999.50
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2015
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
70
55
79
69
50
72
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
95
83
41
42
70
59
78
76
73
80
70
27
31
55
44
62
63
84
84
84
65
73
78
75
79
83
87
95
83
41
42
69
59
77
76
66
71
63
24
28
49
40
56
60
76
75
76
60
68
71
69
73
79
71
81
77
84
70
60
66
61
67
55
85
81
79
81
78
71
80
76
83
69
58
62
56
62
50
82
77
73
74
71
Full time .................................................................
Part time ................................................................
86
22
70
14
80
62
86
21
64
12
74
57
Union .....................................................................
Nonunion ...............................................................
95
67
83
52
88
78
95
67
79
47
83
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
35
23
75
86
93
94
22
12
58
71
80
82
62
54
77
83
86
87
34
23
75
86
93
94
20
11
52
65
72
74
57
50
70
76
78
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
87
71
93
72
57
78
83
80
84
86
71
92
67
55
71
78
77
77
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
66
70
88
59
84
99
52
53
72
41
68
90
78
76
81
70
80
91
66
69
88
57
84
99
47
48
67
37
60
83
71
69
76
64
71
84
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2015—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
45
35
78
24
19
77
68
49
72
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
63
68
60
22
30
44
37
49
41
51
57
49
14
20
34
27
38
34
81
83
80
66
66
76
73
77
82
33
35
32
13
13
21
15
25
28
26
28
26
9
9
16
12
19
22
79
79
79
70
72
75
77
75
80
85
93
81
39
42
68
58
75
74
65
70
62
24
28
49
40
55
59
76
75
76
60
68
71
69
73
79
36
45
48
51
44
31
36
37
40
35
86
79
79
78
79
27
28
26
27
25
24
21
21
21
20
90
73
79
78
80
70
78
75
81
68
57
60
54
61
48
82
77
73
75
71
Full time .................................................................
Part time ................................................................
56
13
44
8
79
62
30
7
23
5
78
68
84
21
62
12
74
57
Union .....................................................................
Nonunion ...............................................................
74
42
63
32
84
77
59
21
49
16
83
75
94
65
78
46
83
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
17
11
45
55
70
74
10
6
34
45
58
61
62
56
75
80
82
82
10
7
22
30
40
42
6
4
16
24
32
33
67
58
74
81
80
80
33
22
73
85
92
93
19
11
51
64
72
74
57
51
71
76
78
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
54
35
62
44
29
51
82
82
82
32
23
37
26
20
29
81
90
78
85
70
91
66
54
70
78
77
78
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
43
44
50
35
61
77
33
33
41
25
49
70
77
76
81
69
80
91
22
21
27
14
31
52
17
16
23
11
25
46
76
79
83
74
81
89
65
68
86
56
83
98
46
47
65
36
59
83
71
69
75
64
71
84
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2015—continued
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
94
89
93
96
89
75
68
83
46
75
75
89
75
33
32
48
81
76
81
81
78
61
56
70
35
59
62
75
58
20
18
36
86
85
86
85
87
81
82
85
76
78
83
84
77
61
56
75
93
89
93
95
89
75
68
83
45
75
75
89
75
33
32
48
72
70
74
74
71
56
51
66
31
52
56
67
52
18
16
34
77
78
79
78
80
75
75
80
69
70
75
76
69
55
51
72
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
57
53
70
85
82
89
43
40
53
69
65
76
75
76
75
82
79
85
57
53
70
84
81
89
40
38
49
62
58
68
71
71
70
74
72
76
70
69
71
70
70
71
69
71
72
70
67
66
68
55
52
57
54
55
53
54
56
57
56
55
54
56
79
75
80
77
78
75
78
79
78
80
82
82
82
70
69
70
70
70
70
69
71
72
69
67
66
67
50
46
52
49
49
49
49
51
52
49
51
49
52
72
68
74
71
71
70
71
72
72
71
76
75
76
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2015—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
80
68
76
79
68
41
42
53
22
49
51
62
48
19
19
25
62
54
61
62
57
33
35
45
17
36
38
47
36
12
11
19
77
80
80
78
83
79
83
86
74
75
75
76
75
62
59
76
60
29
31
31
32
22
24
33
13
23
24
30
23
14
14
17
42
22
23
23
24
18
19
27
9
18
17
21
18
9
9
13
71
77
76
75
75
82
78
81
71
76
69
69
77
67
64
78
93
88
92
94
89
75
66
82
44
73
74
88
73
31
30
46
72
69
73
73
70
55
50
65
30
51
55
67
51
18
16
33
77
78
79
78
79
74
75
80
69
70
75
76
69
56
52
71
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30
26
42
62
55
73
22
20
31
49
43
60
75
76
72
79
78
81
17
13
26
33
27
42
12
10
19
26
21
33
74
74
74
79
79
80
55
51
68
83
79
88
39
36
48
61
57
67
71
71
70
74
72
76
46
44
47
42
44
37
42
45
44
47
47
43
48
36
34
37
32
34
29
32
35
34
36
37
35
39
78
77
78
76
76
77
76
77
78
76
80
81
80
24
14
28
21
23
19
20
22
21
23
31
23
34
18
11
21
16
17
14
15
17
16
17
25
19
28
77
77
76
75
75
73
75
76
76
75
81
82
81
68
66
69
68
68
68
67
70
70
68
66
65
67
49
45
51
48
48
48
48
50
50
49
50
49
51
72
67
74
71
71
70
71
72
72
72
76
75
77
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2015
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
78
22
68
32
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
79
81
75
76
77
73
79
79
20
21
19
25
24
23
27
21
21
70
69
70
62
64
65
62
67
68
30
31
30
38
36
35
38
33
32
82
77
79
79
80
18
23
21
21
20
71
65
72
73
72
29
35
28
27
28
Full time .................................................................
Part time ................................................................
79
73
21
27
68
63
32
37
Union .....................................................................
Nonunion ...............................................................
87
77
13
23
84
65
16
35
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
73
70
77
79
81
80
27
30
23
21
19
20
59
57
65
69
72
72
41
43
35
31
28
28
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
80
82
80
20
18
20
73
69
75
27
31
25
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
78
76
77
71
81
87
22
24
23
29
19
13
67
67
67
60
77
83
33
33
33
40
23
17
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2015—continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
82
80
80
79
81
80
77
81
70
80
81
80
80
76
73
80
18
20
20
21
19
20
23
19
30
20
19
20
20
24
27
20
75
69
71
69
73
61
64
67
56
67
66
69
67
60
58
66
25
31
29
31
27
39
36
33
44
33
34
31
33
40
42
34
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
78
78
77
79
78
80
22
22
23
21
22
20
62
62
62
72
69
76
38
38
38
28
31
24
80
77
82
77
77
76
78
77
78
75
81
80
81
20
23
18
23
23
24
22
23
22
25
19
20
19
74
72
75
63
64
65
62
69
71
66
69
68
69
26
28
25
37
36
35
38
31
29
34
31
32
31
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2015
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$390.79
15
$516.25
85
$371.05
$121.92
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
410.09
401.61
415.32
374.94
386.94
368.45
330.63
386.67
404.61
13
10
15
14
–
12
9
13
28
498.34
514.86
491.03
510.99
–
500.35
446.22
517.95
583.46
87
90
85
86
–
88
91
87
72
396.95
388.42
402.46
354.81
–
351.62
319.84
367.65
351.77
119.03
118.89
119.12
131.17
–
120.80
128.78
116.78
139.90
100
100
100
100
100
417.66
396.01
389.22
387.76
391.02
40
19
14
11
18
582.08
584.98
514.42
497.05
528.13
60
81
86
89
82
346.91
354.50
368.92
374.04
362.15
142.81
138.27
115.66
115.98
115.22
Full time .................................................................
Part time ................................................................
100
100
393.15
354.65
15
12
517.34
492.52
85
88
373.19
339.67
120.55
141.91
Union .....................................................................
Nonunion ...............................................................
100
100
496.96
375.09
38
11
597.07
478.66
62
89
446.51
362.74
115.02
122.68
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
335.61
317.07
376.34
396.54
416.40
410.83
10
9
13
16
16
13
460.94
512.75
488.65
520.97
542.25
512.65
90
91
87
84
84
87
323.61
302.99
360.41
373.54
395.18
396.63
128.60
131.50
125.51
120.30
117.95
116.90
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
392.82
409.69
390.06
17
40
10
526.20
560.35
509.37
83
60
90
369.91
342.44
377.10
112.75
135.55
107.54
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
390.21
360.19
356.74
323.28
420.05
466.11
14
12
15
10
13
19
513.09
492.57
472.34
457.36
572.77
489.48
86
88
85
90
87
81
371.37
342.76
336.27
310.96
398.51
460.58
124.52
127.84
119.04
142.29
115.13
87.31
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2015—continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$424.26
394.43
380.72
377.28
388.62
454.18
381.32
403.52
347.40
429.64
450.67
444.59
425.85
351.00
330.82
408.77
23
12
9
9
10
24
13
18
–
11
15
7
11
21
15
29
$605.41
575.81
514.12
511.08
517.42
680.70
463.50
443.56
–
520.61
479.97
496.54
531.07
505.53
505.07
523.00
77
88
91
91
90
76
87
82
–
89
85
93
89
79
85
71
$369.81
369.30
366.85
364.13
374.44
382.04
368.74
394.95
–
418.01
445.41
440.77
413.32
320.12
306.26
362.09
$114.56
111.53
108.13
111.63
103.05
129.23
134.98
123.55
–
118.15
123.93
125.60
117.17
124.42
125.78
142.40
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
388.57
390.66
383.52
392.50
384.25
402.81
19
21
17
11
11
10
501.92
495.51
520.82
536.63
542.59
528.96
81
79
83
89
89
90
363.00
365.36
357.53
376.63
366.60
389.15
132.24
132.64
131.32
114.76
118.66
109.89
100
100
100
100
100
100
100
100
100
100
100
100
100
438.14
415.92
445.48
366.11
372.12
351.07
363.08
379.82
384.27
370.30
400.47
385.01
407.45
18
12
20
11
10
9
13
11
12
10
21
17
22
575.63
599.87
570.57
474.32
488.69
444.70
465.26
517.16
515.33
522.50
507.31
481.62
516.16
82
88
80
89
90
91
87
89
88
90
79
83
78
410.88
391.98
417.63
353.57
359.93
342.88
347.66
364.46
368.08
356.99
373.87
366.02
377.64
127.82
142.66
122.52
119.46
122.28
116.80
115.77
125.06
121.92
131.54
117.04
113.74
118.63
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March 2015
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
100
72
13
13
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
74
76
73
77
67
66
58
71
75
12
11
13
10
10
20
27
17
11
12
12
12
11
–
12
14
11
12
2
1
2
1
–
1
1
1
2
100
100
100
100
100
70
78
74
76
71
13
9
9
8
9
12
12
16
15
18
4
1
1
1
2
Full time .................................................................
Part time ................................................................
100
100
73
62
13
21
13
14
1
2
Union .....................................................................
Nonunion ...............................................................
100
100
74
72
6
14
15
12
4
1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
70
73
71
73
75
75
18
17
16
12
11
12
12
–
12
14
12
12
1
–
1
2
2
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
75
77
75
10
7
10
14
11
14
1
4
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
72
64
79
52
67
81
15
20
–
33
–
–
12
16
13
–
22
–
1
1
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March
2015—continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
78
69
67
69
65
82
77
84
70
75
80
74
74
76
72
73
11
19
21
19
19
–
–
–
15
11
12
19
11
14
17
–
–
10
10
–
12
–
11
8
15
11
–
6
12
–
–
15
–
2
3
–
4
–
–
–
–
2
–
1
2
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
77
76
78
69
72
66
10
10
9
16
15
18
13
13
11
13
12
14
1
1
2
2
1
2
100
100
100
100
100
100
100
100
100
100
100
100
100
75
77
74
74
77
80
67
70
70
70
70
67
71
12
–
13
15
14
11
18
12
13
–
14
17
13
11
11
11
10
8
–
15
17
16
18
13
14
13
2
–
2
1
1
–
(4)
1
1
–
2
2
3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
4 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2015
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$961.22
8
$1,358.53
92
$931.47
$475.84
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
1,032.40
1,026.08
1,036.29
856.51
971.16
880.58
792.86
922.57
948.58
6
5
7
8
–
5
4
5
21
1,318.35
1,422.32
1,266.77
1,416.11
–
1,284.14
1,357.58
1,255.57
1,490.87
94
95
93
92
–
95
96
95
79
1,014.68
1,004.91
1,020.79
818.58
–
862.36
770.95
906.52
855.74
467.83
470.29
466.29
532.68
–
487.40
488.12
487.05
536.79
100
100
100
100
100
977.13
929.58
1,009.78
1,016.67
1,001.26
32
12
10
7
13
1,492.61
1,488.74
1,332.91
1,328.30
1,336.16
68
88
90
93
87
846.75
861.09
975.51
992.59
953.06
576.90
512.88
411.59
399.33
427.69
Full time .................................................................
Part time ................................................................
100
100
969.93
828.74
8
6
1,356.63
1,414.13
92
94
940.04
806.04
473.01
517.27
Union .....................................................................
Nonunion ...............................................................
100
100
1,263.16
916.99
32
4
1,484.63
1,235.86
68
96
1,181.75
903.54
375.03
487.09
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
765.25
717.21
894.26
978.26
1,066.44
1,066.51
4
5
6
9
10
7
1,324.96
1,452.16
1,289.20
1,269.29
1,469.03
1,452.19
96
95
94
91
90
93
752.41
700.71
870.78
953.06
1,027.76
1,039.07
524.71
530.14
501.04
466.74
445.45
439.47
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
1,024.89
930.24
1,055.82
13
30
8
1,379.88
1,462.15
1,372.40
87
70
92
984.97
798.96
1,030.97
410.54
580.89
368.96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
942.96
904.56
905.32
753.08
1,129.39
1,297.28
7
7
9
5
9
14
1,348.33
1,375.05
1,380.06
1,317.61
1,391.97
1,426.27
93
93
91
95
91
86
916.80
871.58
858.11
735.77
1,103.14
1,276.72
493.75
464.05
462.04
517.31
382.53
304.51
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2015—continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$1,085.25
980.84
981.14
929.16
1,027.51
979.46
918.66
978.42
765.04
1,004.66
1,054.24
1,088.33
995.76
781.88
741.23
901.80
15
5
3
2
4
–
5
5
6
5
4
1
5
12
10
14
$1,653.46
1,525.85
1,297.53
1,306.45
1,177.25
–
1,195.39
1,160.81
1,266.73
1,234.49
1,246.34
1,553.62
1,232.68
1,437.28
1,522.15
1,136.70
85
95
97
98
96
–
95
95
94
95
96
99
95
88
90
86
$988.54
953.87
970.33
922.84
1,021.97
–
904.49
967.88
731.76
993.18
1,045.96
1,082.70
983.64
733.52
689.70
868.03
$399.08
445.53
411.97
434.10
388.60
–
530.10
514.81
602.08
515.43
532.15
488.33
512.40
537.10
536.33
561.06
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
873.69
870.74
880.83
1,026.64
967.22
1,100.62
9
10
8
7
6
8
1,290.30
1,278.55
1,326.45
1,427.34
1,431.46
1,423.78
91
90
92
93
94
92
836.61
831.80
848.01
1,000.80
942.44
1,075.19
559.57
559.53
559.65
414.66
449.84
369.80
100
100
100
100
100
100
100
100
100
100
100
100
100
1,124.05
1,100.30
1,132.02
883.79
901.84
882.68
853.47
956.67
978.83
909.21
945.95
900.59
967.34
13
10
14
4
4
4
3
8
9
6
11
8
12
1,454.41
1,499.11
1,442.61
1,340.37
1,421.04
1,344.63
1,172.43
1,338.78
1,337.15
1,344.84
1,285.65
1,265.72
1,292.41
87
90
86
96
96
96
97
92
91
94
89
92
88
1,082.74
1,059.76
1,090.69
868.39
882.89
868.19
843.85
929.13
948.61
888.85
910.54
871.11
929.74
447.35
466.24
440.82
501.72
510.39
456.91
508.62
456.45
447.59
474.77
479.27
457.03
490.10
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March 2015
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
100
72
13
13
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
74
76
73
77
65
66
58
71
75
12
11
13
10
11
19
26
16
11
12
12
12
12
–
13
15
12
13
2
1
2
1
–
1
1
2
2
100
100
100
100
100
70
77
73
75
71
13
9
9
9
9
13
13
16
14
19
4
1
1
1
2
Full time .................................................................
Part time ................................................................
100
100
73
65
13
20
13
14
1
1
Union .....................................................................
Nonunion ...............................................................
100
100
75
72
7
14
15
13
4
1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
70
72
70
73
75
75
17
17
16
11
11
12
13
–
13
14
12
12
(4)
–
1
2
2
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
74
76
74
10
7
11
14
13
14
1
4
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
72
63
77
52
67
82
14
19
–
32
–
–
13
17
15
16
22
–
1
1
–
1
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March
2015—continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
78
70
68
70
66
82
77
84
68
76
79
74
75
75
72
75
–
18
20
19
18
–
–
–
–
11
12
19
10
14
16
–
11
10
10
–
12
–
12
8
17
11
–
6
12
11
–
15
–
2
3
–
4
–
–
–
–
2
–
1
2
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
76
75
77
70
73
66
9
9
9
16
14
18
14
15
12
13
12
14
1
1
2
2
1
2
100
100
100
100
100
100
100
100
100
100
100
100
100
75
80
74
74
76
80
67
70
71
68
70
67
72
12
–
13
14
14
11
16
12
13
–
13
16
12
11
11
11
11
9
–
16
17
16
19
14
15
13
2
–
2
1
1
–
1
1
1
–
3
2
3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
4 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2015
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$41.83
$69.71
$105.00
$150.40
$222.00
$163.20
$260.00
$394.31
$611.73
$938.15
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
40.00
40.00
40.00
54.04
65.96
42.29
43.71
41.36
48.05
69.04
68.77
69.12
79.88
79.88
70.00
78.38
67.16
74.40
104.48
105.69
103.09
115.00
125.82
103.65
108.33
102.79
117.64
147.06
153.63
145.19
171.50
204.42
148.56
158.96
142.99
178.33
222.36
210.91
227.91
248.93
237.00
214.89
226.09
208.61
275.80
170.77
167.09
173.79
194.92
197.02
164.61
195.46
148.11
180.00
272.40
271.32
272.91
290.34
287.29
261.34
270.49
257.81
281.15
388.33
397.03
385.92
465.35
–
405.10
421.53
399.01
438.00
581.27
580.89
581.27
727.42
–
643.00
636.06
645.00
727.42
912.68
905.66
919.50
1019.82
1279.52
962.20
930.70
974.93
1011.86
46.00
48.36
37.04
40.04
32.42
65.08
78.24
63.67
65.00
59.98
114.00
119.80
100.02
102.35
98.58
168.99
182.96
143.29
145.17
141.45
231.51
300.00
198.00
196.54
202.72
190.00
174.11
129.99
134.59
117.47
261.00
290.00
207.90
204.00
207.90
440.06
434.82
335.65
335.68
335.65
821.35
727.42
496.88
459.36
545.00
1138.96
961.46
828.23
715.01
888.58
Full time .................................................................
Part time ................................................................
42.83
33.17
69.80
67.16
104.97
111.07
148.82
196.84
216.36
271.16
167.30
100.66
261.34
210.84
391.31
480.47
605.69
712.61
932.86
1019.82
Union .....................................................................
Nonunion ...............................................................
32.42
43.70
56.28
71.00
93.21
105.99
152.30
150.00
226.09
220.95
86.66
175.00
173.32
274.71
279.34
401.59
473.49
625.50
829.57
940.66
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
43.71
52.60
45.50
42.07
39.43
39.61
74.59
81.16
69.33
69.33
68.29
70.11
106.82
111.64
105.03
105.03
104.23
105.69
160.33
171.00
153.58
150.00
145.72
146.80
226.09
226.09
238.00
213.89
213.49
231.14
180.21
183.96
160.10
162.76
158.34
163.60
280.73
256.88
260.43
254.51
259.98
264.59
465.35
472.66
415.01
384.74
381.00
383.01
704.11
681.08
692.79
584.11
559.02
554.63
1020.66
1157.93
956.46
938.90
866.16
829.57
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
40.00
47.67
39.51
64.88
68.77
64.09
100.00
115.97
97.51
142.02
176.99
138.44
198.62
231.51
187.81
147.06
208.24
131.31
230.20
310.76
213.51
340.00
503.65
325.00
503.65
758.79
447.00
783.00
1114.97
639.02
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
42.36
37.68
44.38
40.96
28.17
–
71.64
70.61
70.26
79.50
55.00
50.98
106.88
102.25
100.76
125.00
89.80
84.00
152.03
153.46
142.90
186.90
144.33
117.84
231.22
227.15
210.11
266.62
206.75
138.42
169.81
140.92
175.84
171.25
93.34
113.70
269.82
243.12
275.40
256.09
185.17
149.88
408.25
388.47
396.68
460.02
276.62
280.00
649.00
600.43
585.03
715.85
475.06
370.25
971.00
886.78
826.30
1017.00
661.00
493.12
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2015—continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$43.96
45.09
43.91
48.33
40.00
51.22
40.96
37.41
52.60
43.71
42.00
42.00
43.71
54.16
65.30
39.64
$59.88
65.64
64.06
63.87
65.00
83.38
74.81
73.00
74.67
68.26
72.00
72.00
66.10
86.40
89.31
80.94
$104.59
109.11
104.65
109.11
100.00
124.56
115.09
112.84
136.14
100.52
103.04
109.41
100.11
116.76
116.76
135.02
$135.00
137.36
130.56
131.22
128.94
156.00
171.99
156.24
–
143.66
159.50
159.01
140.65
157.23
171.50
189.75
$178.83
188.66
180.32
184.21
163.71
239.72
272.68
227.27
300.00
221.00
220.01
227.76
221.00
196.84
202.48
277.56
$145.16
185.56
179.52
185.56
160.10
217.03
176.67
167.09
183.96
184.24
225.01
223.58
169.81
222.92
226.91
161.88
$235.17
260.79
249.98
280.32
244.16
327.30
296.73
296.73
324.91
289.77
324.00
303.52
283.76
325.67
348.24
294.12
$293.95
387.98
385.18
394.55
369.06
528.63
440.00
415.01
649.58
418.35
477.97
436.00
399.34
472.66
472.66
485.27
$461.44
552.00
502.00
517.73
470.12
915.74
727.42
620.67
741.51
680.69
695.56
589.00
675.07
740.77
681.08
737.40
$727.22
914.05
713.89
760.54
664.52
1101.75
990.76
992.90
997.43
1042.06
1031.27
859.00
1042.06
980.30
1019.82
1053.02
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
48.17
47.77
49.18
38.66
38.71
38.66
75.83
77.43
74.79
64.88
65.56
63.55
113.29
114.04
108.90
100.00
101.98
96.25
163.00
165.00
159.77
141.46
148.00
137.03
247.27
255.35
237.58
198.36
209.34
187.77
194.13
190.23
201.69
143.48
150.00
130.00
296.42
299.40
290.34
236.00
251.56
223.13
470.00
470.00
477.97
355.80
382.63
324.68
741.51
755.40
725.47
510.14
554.89
433.58
1064.58
1065.15
1037.47
779.74
869.30
607.06
47.70
57.38
45.16
43.71
48.00
43.70
38.00
44.41
43.41
45.43
32.14
37.00
32.00
76.90
93.93
72.85
67.35
70.68
68.26
62.05
74.99
74.99
73.79
59.75
65.00
56.33
112.03
126.25
106.59
103.13
105.10
95.00
100.00
109.11
106.61
114.31
96.19
94.01
96.89
158.00
170.29
148.75
149.76
148.79
151.66
148.75
156.81
149.85
175.00
139.80
132.12
149.99
227.27
251.31
219.00
211.79
218.84
205.90
205.50
239.64
211.01
–
208.25
179.83
227.76
165.07
225.32
149.98
169.86
181.92
169.46
140.92
164.65
154.08
185.56
145.65
167.30
132.20
254.58
300.23
232.54
273.39
283.07
245.86
272.98
258.49
250.00
289.08
245.05
245.86
245.05
374.59
391.27
350.57
423.27
431.23
394.06
424.00
379.69
354.29
416.86
398.41
378.42
403.96
541.30
541.72
541.30
654.33
682.75
607.06
681.38
590.56
542.73
655.89
606.67
565.44
635.89
869.42
813.78
881.93
977.00
990.76
813.02
1000.93
864.58
917.24
746.23
969.07
909.56
999.50
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local
government workers, National Compensation Survey, March 2015
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
88
79
90
87
73
83
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
89
89
88
80
79
78
89
89
89
89
89
88
74
73
72
82
82
82
98
82
89
88
88
96
83
86
74
82
80
80
87
76
88
90
92
91
91
91
91
98
82
89
88
88
94
82
79
69
78
74
74
81
70
81
85
88
84
84
85
85
Full time .................................................................
Part time ................................................................
99
25
89
21
90
83
99
24
83
18
84
73
Union .....................................................................
Nonunion ...............................................................
95
81
87
71
91
88
95
81
80
67
84
83
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
70
54
92
93
97
97
61
45
83
83
89
90
87
83
91
89
91
93
70
54
91
93
97
97
56
43
78
78
81
82
80
80
85
84
84
85
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
88
88
88
89
86
88
94
88
79
78
78
77
80
78
86
81
90
89
89
87
93
89
91
92
87
88
88
88
86
88
94
88
73
72
72
70
75
72
78
77
83
81
81
80
87
81
83
87
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
75
66
89
89
86
91
66
58
78
80
77
81
88
88
88
90
90
90
75
66
89
89
85
91
63
56
73
74
72
75
83
84
82
83
84
83
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2015—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
57
49
85
38
32
84
86
72
83
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
57
57
56
49
48
48
85
84
85
37
36
34
31
30
29
83
82
83
88
88
87
72
72
71
82
82
82
62
53
60
60
59
65
61
52
45
52
52
51
57
52
84
85
86
87
86
88
86
37
37
42
42
42
41
39
31
30
35
36
37
36
35
84
82
83
87
86
88
89
96
80
87
86
86
92
81
78
67
76
73
73
79
69
81
84
87
85
85
86
85
Full time .................................................................
Part time ................................................................
64
18
55
14
86
77
43
14
36
11
84
78
97
24
81
17
84
73
Union .....................................................................
Nonunion ...............................................................
75
42
65
35
87
83
56
23
48
18
86
80
92
80
78
66
84
83
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
36
22
62
60
72
74
30
18
53
52
62
65
83
81
86
86
86
88
21
11
41
39
53
54
17
9
35
33
44
47
78
78
86
85
84
86
68
54
89
93
95
95
55
43
76
78
80
80
81
80
85
84
83
85
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
57
55
55
54
55
57
58
62
49
47
46
45
49
48
51
54
85
85
85
83
89
85
88
86
38
34
34
34
33
35
32
46
32
28
28
28
27
29
27
39
84
83
83
83
82
82
84
85
86
87
87
87
86
87
93
86
72
71
70
69
75
71
77
75
83
81
81
79
87
82
83
87
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
42
32
57
59
54
61
37
28
50
51
47
52
87
88
87
85
87
85
31
20
46
39
32
42
26
16
40
33
29
34
84
80
87
84
90
82
73
65
86
88
83
89
62
55
72
73
70
74
84
85
84
83
84
83
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local
government workers, National Compensation Survey, March 2015—continued
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
93
86
86
76
92
89
93
85
81
70
87
82
88
86
88
91
90
93
91
82
80
86
88
87
88
81
77
83
79
77
85
78
72
71
75
83
80
84
92
89
94
87
86
92
85
88
88
88
95
92
96
87
86
88
90
89
93
91
82
80
86
88
87
88
76
72
78
74
70
83
75
66
64
70
75
73
75
87
84
88
82
78
90
83
80
80
81
85
84
86
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2015—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
60
56
53
48
88
85
42
37
35
31
85
83
92
84
80
69
87
82
67
57
71
37
48
28
24
62
66
56
79
71
82
60
48
64
29
38
18
20
53
56
49
70
65
72
88
85
89
78
80
65
84
86
84
88
89
91
88
47
20
58
20
30
8
13
34
47
12
66
–
78
42
16
52
14
20
7
11
28
40
9
58
–
68
88
80
89
71
66
85
85
84
85
79
87
–
88
85
82
86
90
88
92
91
78
79
77
88
87
88
74
67
77
74
69
83
75
63
63
64
74
73
74
87
82
89
82
79
90
83
81
80
83
84
84
84
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2015
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
87
13
71
29
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
87
87
88
13
13
12
70
69
68
30
31
32
87
87
87
88
88
87
87
13
13
13
12
12
13
13
66
73
78
73
73
74
72
34
27
22
27
27
26
28
Full time .................................................................
Part time ................................................................
88
82
12
18
71
69
29
31
Union .....................................................................
Nonunion ...............................................................
87
88
13
12
78
64
22
36
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
87
88
88
88
86
88
13
12
12
12
14
12
64
56
73
71
74
78
36
44
27
29
26
22
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
87
87
87
87
89
87
88
88
13
13
13
13
11
13
12
12
71
67
66
64
73
71
71
77
29
33
34
36
27
29
29
23
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
91
91
91
87
87
87
9
9
9
13
13
13
72
75
69
71
69
72
28
25
31
29
31
28
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2015—continued
(In percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
87
87
13
13
75
70
25
30
87
84
89
88
88
88
87
88
86
91
86
89
85
13
16
11
12
12
12
13
12
14
9
14
11
15
85
79
86
60
68
54
54
77
81
71
72
65
75
15
21
14
40
32
46
46
23
19
29
28
35
25
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2015
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$486.38
28
$522.68
72
$472.66
$105.64
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
490.43
489.14
492.04
28
28
31
523.65
524.40
524.89
72
72
69
477.84
475.34
477.48
107.28
110.38
111.58
100
100
100
100
100
100
100
492.28
479.99
503.76
485.66
487.08
477.08
478.01
32
27
28
28
27
28
27
528.01
518.74
538.73
515.16
520.18
550.87
516.32
68
73
72
72
73
72
73
475.71
465.50
489.90
474.36
474.91
449.48
464.01
119.38
104.68
105.91
102.18
103.31
101.77
105.53
Full time .................................................................
Part time ................................................................
100
100
486.98
471.05
28
27
520.82
570.67
72
73
474.18
433.93
104.30
139.88
Union .....................................................................
Nonunion ...............................................................
100
100
526.21
446.32
29
26
557.38
483.39
71
74
513.45
433.45
123.34
88.62
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
450.73
429.65
489.48
488.12
507.93
515.74
27
28
28
29
26
33
482.39
439.29
531.34
518.23
549.47
535.94
73
72
72
71
74
67
439.09
425.98
473.37
475.71
493.37
506.14
95.26
88.86
103.82
99.02
119.93
117.67
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
486.85
475.09
473.89
477.03
467.50
482.59
476.89
509.04
28
28
28
30
22
31
36
24
522.63
518.70
517.55
517.58
515.01
525.18
526.37
537.45
72
72
72
70
78
69
64
76
473.21
457.87
457.01
459.57
454.19
463.51
448.69
500.02
105.89
110.04
110.53
119.88
80.68
106.86
112.57
100.98
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
487.44
488.34
486.42
486.25
492.93
484.05
41
40
43
26
27
26
508.55
530.23
485.34
525.40
532.70
522.91
59
60
57
74
73
74
472.58
460.15
487.21
472.67
478.65
470.72
84.00
79.45
89.35
107.69
104.89
108.61
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2015—continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$486.69
486.25
18
31
$518.98
523.56
82
69
$479.46
469.39
$88.10
114.08
100
100
100
100
100
100
100
100
100
100
100
100
100
517.69
556.57
504.24
440.49
473.29
392.72
424.39
498.04
509.93
479.94
530.68
494.81
543.46
31
–
37
27
22
13
44
27
15
45
26
27
26
527.28
–
521.84
492.62
514.96
429.32
489.26
530.28
577.99
506.24
566.06
516.34
585.67
69
–
63
73
78
87
56
73
85
55
74
73
74
513.49
–
494.12
421.38
461.82
387.20
372.86
486.08
497.89
458.08
518.12
486.35
529.03
119.85
–
116.58
89.41
85.78
69.17
119.03
103.10
107.64
92.36
125.37
92.07
136.80
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, State and local government workers, National Compensation Survey,
March 2015
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
100
69
20
6
5
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
69
70
71
20
20
19
6
5
6
5
5
4
100
100
100
100
100
100
100
73
71
73
66
66
69
67
16
18
14
22
22
20
19
7
6
6
6
6
7
10
4
5
7
6
6
4
4
Full time .................................................................
Part time ................................................................
100
100
69
62
20
29
6
6
5
2
Union .....................................................................
Nonunion ...............................................................
100
100
70
69
15
25
9
3
7
3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
71
78
69
70
67
67
21
17
20
19
20
19
4
–
5
8
6
7
4
–
5
4
7
7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
69
69
70
73
64
64
64
69
20
23
22
17
35
26
25
15
6
5
5
6
–
6
6
7
5
3
3
3
–
5
5
9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
64
61
68
70
74
68
19
22
16
20
16
21
–
–
–
5
5
5
–
–
–
5
5
5
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, State and local government workers, National Compensation Survey,
March 2015—continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
100
100
63
72
30
15
–
7
–
6
100
100
100
100
100
100
100
100
100
100
100
100
100
62
89
48
73
69
74
81
73
74
70
64
73
62
21
–
29
22
28
–
–
20
20
–
16
–
16
9
–
11
–
–
–
7
–
–
–
–
8
–
8
–
12
–
–
–
–
–
–
–
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2015
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$1,035.71
9
$1,333.59
91
$1,006.02
$455.88
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
1,023.55
1,014.88
989.32
9
9
11
1,352.72
1,365.28
1,369.48
91
91
89
992.50
979.99
943.15
476.85
491.66
516.34
100
100
100
100
100
100
100
982.24
1,053.66
1,151.51
1,059.56
1,062.95
1,049.91
1,008.22
13
10
10
10
9
8
10
1,360.20
1,318.69
1,398.32
1,306.53
1,315.35
1,411.73
1,189.12
87
90
90
90
91
92
90
929.63
1,023.28
1,124.14
1,033.63
1,037.50
1,020.91
988.59
547.61
433.70
372.61
430.12
433.02
407.99
435.14
Full time .................................................................
Part time ................................................................
100
100
1,035.52
1,040.67
9
10
1,340.10
1,180.48
91
90
1,005.29
1,025.25
453.99
505.34
Union .....................................................................
Nonunion ...............................................................
100
100
1,191.38
879.38
16
3
1,348.73
1,252.77
84
97
1,163.10
868.36
435.71
473.55
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
880.93
764.04
1,055.46
1,032.34
1,133.94
1,195.41
5
2
8
10
13
18
1,287.76
1,418.68
1,295.64
1,349.86
1,356.75
1,326.44
95
98
92
90
87
82
858.52
751.44
1,034.51
998.97
1,102.74
1,169.24
493.92
554.76
426.50
451.30
455.48
418.38
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
1,035.42
971.10
951.25
929.98
1,019.24
1,095.20
1,065.78
1,145.37
9
9
10
11
5
6
7
9
1,333.95
1,355.79
1,357.97
1,360.36
1,366.74
1,333.88
1,331.37
1,317.13
91
91
90
89
95
94
93
91
1,005.55
933.23
908.78
878.08
998.96
1,080.25
1,045.07
1,129.07
457.40
508.21
517.17
564.24
370.52
454.33
459.36
381.32
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
1,005.60
1,061.28
943.15
1,039.32
1,046.38
1,037.01
8
9
–
10
7
11
1,226.06
1,224.42
–
1,344.66
1,566.47
1,304.29
92
91
–
90
93
89
986.67
1,045.79
–
1,008.38
1,014.70
1,006.20
406.75
361.73
–
461.85
476.97
456.65
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2015—continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$1,092.82
1,012.41
2
12
$1,333.60
1,333.59
98
88
$1,086.89
969.52
$363.96
497.37
100
100
100
100
100
100
100
100
100
100
100
100
100
1,280.37
1,369.51
1,249.51
793.71
932.68
625.54
702.52
1,181.80
1,260.81
1,062.34
1,119.83
904.41
1,196.84
28
8
35
(2)
(2)
–
–
10
8
12
9
4
10
1,301.20
1,371.70
1,295.34
1,296.69
1,294.72
–
–
1,410.65
1,418.94
1,402.46
1,347.55
1,188.78
1,375.47
72
92
65
100
100
–
–
90
92
88
91
96
90
1,272.20
1,369.31
1,224.83
792.74
932.02
–
–
1,157.56
1,247.22
1,015.54
1,100.44
891.15
1,179.05
358.41
385.55
345.17
500.11
440.87
–
–
397.80
348.75
475.50
490.57
529.62
475.90
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
2 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, State and local government workers, National Compensation Survey,
March 2015
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
100
72
17
6
4
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
72
73
74
17
17
16
6
6
7
4
4
3
100
100
100
100
100
100
100
75
74
76
69
69
72
70
14
16
12
20
20
17
17
8
6
5
6
6
7
10
3
5
7
5
5
4
3
Full time .................................................................
Part time ................................................................
100
100
72
68
17
25
6
6
4
2
Union .....................................................................
Nonunion ...............................................................
100
100
70
74
14
20
9
4
7
2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
74
80
72
72
70
72
17
13
18
17
17
16
5
–
6
8
6
6
3
–
4
3
6
6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
72
72
73
75
70
68
73
71
17
19
19
15
29
22
19
14
6
6
5
7
–
–
–
7
4
3
3
3
–
–
–
8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
73
72
73
72
76
71
14
15
12
18
13
19
–
–
–
6
6
5
–
–
–
4
4
5
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, State and local government workers, National Compensation Survey,
March 2015—continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
100
100
66
75
28
13
–
8
–
5
100
100
100
100
100
100
100
100
100
100
100
100
100
62
89
49
77
75
76
81
75
75
75
66
79
62
20
–
28
17
22
–
–
17
19
–
17
13
19
9
–
11
4
–
–
10
6
5
–
7
–
–
8
–
12
2
–
–
–
2
2
–
9
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, State and local
government workers, National Compensation Survey, March 2015
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$21.89
$46.41
$79.00
$122.95
$197.74
$135.54
$222.93
$368.47
$609.00
$889.32
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
20.47
20.00
20.45
45.04
45.00
44.64
79.00
80.30
79.12
125.00
131.94
135.58
214.37
230.00
261.82
139.60
144.80
125.44
230.00
232.00
230.00
408.45
421.86
443.41
666.18
667.00
710.00
934.03
956.44
1019.18
21.95
22.52
39.99
20.02
21.61
29.25
–
48.15
50.00
55.84
41.86
42.88
43.33
50.00
84.74
76.93
84.26
79.18
79.00
82.00
90.27
148.93
120.00
119.99
121.18
121.18
120.32
123.23
272.00
167.81
159.49
187.30
191.25
156.32
182.03
125.44
121.10
121.10
149.23
149.48
120.00
120.44
237.30
214.94
197.76
230.00
229.22
183.80
233.70
501.00
330.85
297.67
347.67
362.03
324.02
365.32
775.62
562.24
436.48
600.00
602.78
499.92
600.39
1061.00
802.69
602.13
835.75
837.40
732.00
834.00
Full time .................................................................
Part time ................................................................
21.78
30.10
46.18
60.00
78.37
101.60
121.18
154.50
196.24
268.83
139.60
98.43
222.93
230.00
367.84
385.80
607.88
667.00
883.00
1023.55
Union .....................................................................
Nonunion ...............................................................
30.00
20.00
57.41
38.00
84.26
71.94
132.91
115.00
225.92
165.14
103.89
170.36
196.38
253.93
310.81
435.68
526.47
666.18
921.53
862.00
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
20.00
20.00
22.76
24.98
24.96
23.82
38.00
–
43.33
50.00
50.00
46.81
76.74
59.02
76.93
79.52
83.58
76.74
119.44
114.49
118.03
120.00
137.47
136.90
190.00
183.30
170.64
182.85
249.01
281.77
158.92
162.63
125.67
137.94
115.00
115.00
248.34
272.46
218.35
230.00
209.20
203.05
473.69
562.24
329.96
363.00
337.00
325.50
667.00
667.00
562.94
601.00
605.00
548.05
905.00
938.72
752.44
880.10
951.70
939.08
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
21.78
20.00
20.00
20.22
20.00
25.00
–
29.25
46.18
41.64
39.46
45.87
–
58.00
–
50.00
79.00
78.54
78.54
84.74
68.85
76.93
86.30
80.83
122.95
126.30
127.41
145.28
103.17
115.00
120.18
116.62
198.20
230.00
240.74
265.38
135.58
151.32
159.49
160.91
137.94
140.00
125.44
125.44
162.25
171.76
222.93
129.99
222.93
232.00
232.00
248.63
221.00
254.13
324.02
215.60
368.85
421.86
446.38
526.47
324.02
421.86
421.86
316.50
609.00
668.46
685.00
785.40
–
538.06
536.19
486.48
890.79
966.50
998.50
1064.00
667.00
746.23
688.22
666.18
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
22.76
22.76
–
21.67
20.00
24.11
46.74
46.74
49.00
46.18
39.99
47.87
79.52
82.18
75.00
79.00
76.93
79.29
102.36
102.49
101.96
123.83
122.94
125.00
137.49
150.00
133.83
200.13
190.00
203.09
120.25
140.21
–
139.04
142.18
137.94
180.00
172.49
180.63
229.22
230.00
228.78
321.84
316.88
–
372.16
421.86
362.03
609.00
562.94
625.04
607.88
667.00
599.02
862.00
720.89
907.41
892.80
920.00
889.00
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, State and local
government workers, National Compensation Survey, March 2015—continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
State government ..................................................
Local government ..................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
–
$21.78
$50.00
45.32
$76.93
84.04
$109.04
132.00
$139.66
226.00
$162.25
120.32
$222.93
233.56
$320.88
418.00
$435.74
667.00
$650.97
959.17
41.74
55.91
30.00
20.00
25.00
20.00
25.00
28.85
32.00
–
25.00
26.72
24.00
66.19
76.04
59.93
38.00
50.00
20.00
60.00
56.39
58.12
–
40.00
39.99
45.36
91.26
115.89
76.74
70.13
71.67
–
104.00
84.96
84.62
88.00
79.00
49.00
85.26
138.44
155.68
110.09
115.00
103.17
–
150.00
115.98
112.48
118.05
149.61
88.05
155.27
207.23
207.23
198.20
162.69
141.66
134.49
235.96
190.00
206.11
142.12
261.81
226.45
263.60
103.89
165.85
64.09
171.76
–
193.32
313.62
116.26
102.47
152.92
91.51
203.05
74.29
202.81
241.00
163.83
282.49
180.00
324.95
421.86
198.23
175.45
232.00
220.98
234.31
175.95
321.84
316.50
324.02
459.10
329.00
609.31
513.91
270.86
235.21
365.20
334.00
501.00
303.58
410.40
435.30
376.10
667.00
562.94
667.00
756.40
554.00
438.97
640.24
677.56
786.49
605.01
627.75
623.48
627.75
888.00
748.87
685.00
979.00
869.00
861.57
910.08
959.12
951.70
1019.18
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.