Table 1. Standard errors for establishments offering retirement and health care
benefits: private industry workers, National Compensation Survey, March 2015
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
1.9
0.6
1.9
1.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.5
2.9
4.3
0.9
1.5
1.1
2.5
2.9
4.2
3.3
3.4
7.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.1
2.9
4.7
2.6
11.1
13.4
5.6
4.1
3.8
4.6
6.2
8.1
4.9
7.4
7.0
7.6
9.0
4.7
8.3
2.6
2.8
5.2
0.7
0.8
1.4
1.1
4.4
–
11.4
2.9
3.3
3.9
5.0
–
–
–
–
–
–
–
–
–
–
–
2.1
2.9
4.7
2.6
10.8
14.6
5.6
4.1
3.7
4.6
6.2
8.0
4.9
7.4
6.9
7.6
8.8
5.2
8.3
2.6
2.8
4.8
1.9
2.9
3.4
2.7
12.0
13.0
5.4
3.8
3.3
4.1
6.7
7.5
5.0
7.4
8.1
6.9
11.0
0.8
7.4
4.1
4.5
6.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.0
2.1
3.1
1.3
1.6
2.1
0.6
0.6
1.7
5.9
6.8
5.3
2.0
2.1
3.0
1.4
1.7
2.2
1.9
1.9
1.5
1.2
1.3
2.3
Establishment characteristics
See footnotes at end of table.
Table 1. Standard errors for establishments offering retirement and health care
benefits: private industry workers, National Compensation Survey, March
2015—continued
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
5.1
6.0
6.5
2.6
3.7
3.7
4.9
4.7
6.4
4.8
3.8
7.9
3.3
1.3
2.5
1.3
0.9
1.1
–
1.4
1.7
2.0
–
1.1
1.7
1.4
5.1
5.8
6.5
2.6
3.7
3.7
4.9
4.7
6.3
4.7
3.8
8.0
3.2
4.3
4.6
5.4
2.5
3.1
3.1
5.6
4.0
5.8
3.9
3.8
8.1
3.4
1 Includes defined benefit pension plans and defined contribution retirement plans.
Note: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2015
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.7
0.6
0.6
0.5
0.7
0.7
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.2
1.6
1.9
5.2
0.9
1.6
1.4
1.9
1.2
1.4
1.5
1.2
3.6
0.8
1.4
1.2
1.7
0.9
1.0
1.2
2.4
5.7
0.7
1.1
0.7
1.2
1.2
1.6
1.4
0.6
2.2
0.7
0.8
0.9
1.6
1.1
1.6
1.3
0.6
2.0
0.6
0.6
0.9
1.6
1.2
2.1
1.2
1.9
6.5
1.5
2.6
1.4
0.6
1.2
1.3
1.5
1.9
5.6
1.0
1.5
1.4
1.9
1.1
1.4
1.4
1.1
4.0
0.8
1.2
1.1
1.7
0.9
0.9
1.2
2.4
6.1
0.7
1.2
0.8
1.3
2.9
2.3
1.5
1.8
2.0
2.8
2.2
1.3
1.8
1.7
2.2
1.3
1.0
1.3
1.3
2.9
1.9
1.2
1.4
1.6
2.9
1.8
0.9
1.0
1.3
0.8
0.9
1.5
2.3
1.7
2.8
2.2
1.4
1.8
1.8
2.6
2.2
1.2
1.9
1.4
2.7
1.5
1.0
1.5
1.5
Full time .................................................................
Part time ................................................................
0.6
1.4
0.7
0.8
0.6
1.5
0.7
0.5
0.6
0.4
0.7
2.0
0.6
1.3
0.6
0.8
0.6
1.6
Union .....................................................................
Nonunion ...............................................................
1.3
0.8
1.4
0.7
0.8
0.7
1.9
0.5
1.9
0.4
0.7
0.9
2.1
0.8
1.7
0.6
1.4
0.7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.5
2.2
1.1
1.0
0.9
1.3
0.8
1.0
1.1
0.9
0.9
1.4
1.4
2.6
1.1
0.7
0.7
0.9
0.4
0.5
0.7
1.0
1.3
1.8
0.3
0.3
0.6
0.9
1.2
1.8
2.3
4.2
1.3
1.1
1.0
1.7
1.4
2.2
1.1
1.0
0.9
1.4
0.8
1.0
1.1
0.8
0.9
1.4
1.5
2.8
1.2
0.7
0.7
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
2.5
1.3
1.1
2.3
1.3
0.8
1.8
1.0
1.2
2.0
1.6
1.1
2.0
1.3
1.0
1.2
1.2
1.2
2.3
1.5
1.1
2.0
1.4
0.9
2.0
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.0
1.8
1.2
2.5
1.7
0.8
1.0
1.9
1.2
2.4
2.1
0.8
0.8
1.4
1.1
2.2
1.6
0.6
0.8
1.6
1.0
2.8
5.8
0.5
0.7
1.4
0.7
2.3
5.4
0.9
1.4
2.4
2.4
2.5
1.3
0.8
1.1
1.9
1.4
3.0
1.9
0.7
0.9
2.0
1.2
2.6
2.3
0.8
0.8
1.4
1.2
2.6
2.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2015—continued
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.3
1.7
0.8
0.8
1.6
5.0
2.4
2.7
4.4
2.2
3.6
1.6
2.4
2.8
3.2
3.8
2.4
1.7
0.9
1.0
1.6
5.2
2.2
2.8
4.2
2.0
3.3
1.6
2.1
1.2
1.4
2.8
0.9
0.9
0.5
0.9
0.7
5.2
1.6
2.1
4.1
1.6
1.3
1.0
1.8
3.0
3.3
2.6
3.8
1.9
1.9
2.5
2.7
–
1.7
3.0
1.7
1.5
2.0
1.1
1.7
0.7
0.7
2.1
3.7
1.7
1.6
2.0
2.6
–
1.5
2.8
1.7
1.4
1.9
1.0
1.6
0.7
0.7
1.8
1.3
1.2
1.2
1.6
1.6
–
3.6
3.5
2.9
2.2
1.8
1.9
2.5
1.7
(4)
6.5
2.3
1.6
0.8
0.8
1.6
4.5
2.3
2.8
4.2
2.2
3.5
1.7
2.4
2.7
3.1
3.9
2.2
1.7
0.9
1.0
1.7
4.5
2.2
2.7
4.0
1.8
3.1
1.7
2.0
1.0
1.2
2.9
0.9
1.0
0.6
0.9
0.9
5.6
1.6
2.1
4.3
1.6
1.5
1.1
1.8
2.8
3.0
2.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.3
2.2
0.9
1.3
1.2
0.8
1.0
1.9
1.0
1.3
1.1
1.1
1.2
1.9
0.7
1.0
0.8
0.5
0.5
1.1
0.9
1.1
1.5
0.4
0.5
1.0
0.8
1.0
1.3
1.4
1.2
3.2
0.8
1.6
1.0
1.1
1.3
2.3
0.9
1.2
1.2
0.8
1.0
1.9
0.9
1.2
1.3
1.1
1.2
2.0
0.7
1.1
0.8
1.7
3.1
1.8
1.3
2.0
2.3
1.8
1.4
1.7
2.5
1.5
2.6
1.8
1.5
2.5
1.6
1.1
1.7
2.2
1.7
1.5
1.9
2.2
1.2
2.7
1.3
0.8
1.9
0.9
1.0
1.3
3.8
1.5
1.3
1.6
2.2
1.8
3.7
2.0
1.7
2.6
1.8
0.7
1.0
1.0
1.0
1.3
1.4
2.9
1.1
1.3
1.5
1.6
2.4
1.8
0.7
1.1
1.1
0.8
1.0
1.0
2.2
1.1
1.0
1.4
1.0
3.0
1.0
1.6
2.7
4.1
1.1
1.4
1.7
2.6
1.5
2.8
1.8
1.5
3.3
1.5
1.2
1.9
2.0
1.8
1.3
1.7
2.2
1.6
2.7
2.0
1.2
2.4
1.3
1.1
1.6
2.2
1.7
1.3
1.8
1.7
1.2
2.6
1.3
0.9
1.8
1.2
1.0
1.3
3.7
1.6
1.4
1.7
2.3
1.8
3.7
1.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating
in at least one of these plan types.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using wage data for March 2015.
4 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 3. Standard errors for retirement benefit combinations:
Access, private industry workers, National Compensation Survey,
March 2015
Characteristics
All workers .............................................................
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
0.5
0.3
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.5
1.2
0.4
1.2
0.6
0.6
0.8
1.5
0.4
0.5
0.5
0.3
1.7
0.4
0.5
0.4
0.8
1.3
1.7
1.6
1.9
5.8
0.9
1.4
1.3
1.9
2.6
1.8
1.1
1.4
1.3
1.5
0.7
0.7
0.7
1.1
2.4
2.4
1.5
2.0
1.9
Full time .................................................................
Part time ................................................................
0.6
0.3
0.3
0.5
0.8
1.2
Union .....................................................................
Nonunion ...............................................................
2.1
0.4
2.0
0.1
1.5
0.8
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.2
0.2
0.5
0.9
1.3
1.9
0.3
0.5
0.4
0.5
0.4
0.5
1.4
2.1
1.2
1.1
1.2
1.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
1.9
1.5
0.6
1.1
0.7
1.5
2.0
1.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
0.5
0.6
1.5
0.5
2.4
5.6
3.8
1.9
1.9
0.3
0.7
0.6
0.9
2.0
1.9
–
0.4
0.1
0.8
1.2
2.4
1.4
3.2
–
3.1
1.6
1.7
Establishment characteristics
See footnotes at end of table.
Table 3. Standard errors for retirement benefit combinations:
Access, private industry workers, National Compensation Survey,
March 2015—continued
Characteristics
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.5
2.7
–
1.6
3.0
1.7
1.0
1.0
0.8
1.1
–
–
1.8
0.2
–
–
0.5
–
0.4
0.8
1.7
1.0
0.9
0.5
0.5
1.1
2.5
2.6
3.8
2.7
3.3
4.2
2.2
3.4
1.6
2.6
2.7
3.1
3.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.5
0.9
0.8
1.0
1.4
0.2
0.2
0.8
0.5
0.6
0.8
1.1
1.3
2.3
1.1
1.4
1.5
1.7
2.7
1.8
0.6
0.9
1.3
0.9
1.0
0.8
2.5
1.0
1.1
1.4
0.7
0.8
0.9
0.3
0.5
0.6
0.4
0.6
0.8
0.7
0.6
0.8
0.8
1.6
2.7
1.7
1.1
1.6
2.7
1.7
1.5
2.0
2.0
1.9
3.0
2.3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions
of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard
freeze plans, private industry workers, National Compensation Survey, March 2015
(All workers participating in defined benefit plans = 100 percent)
Soft freeze2
Characteristics
All workers .............................................................
Open plans1
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze3
1.6
1.2
0.5
0.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.3
3.4
3.1
3.8
10.7
2.3
4.1
2.3
3.1
1.9
2.5
2.6
3.2
–
1.6
3.0
1.6
2.6
1.0
0.9
1.1
–
–
0.6
1.5
0.5
–
1.0
1.6
1.2
–
–
1.5
2.2
1.7
–
1.6
4.2
3.1
5.3
3.0
1.4
4.1
2.4
4.1
2.3
–
–
0.8
–
0.6
–
–
2.4
–
2.2
Full time .................................................................
Part time ................................................................
1.6
2.6
1.2
2.3
0.5
–
1.0
–
Union .....................................................................
Nonunion ...............................................................
1.8
1.9
1.7
1.5
–
0.7
–
1.2
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.5
4.5
2.3
2.1
2.0
3.0
3.1
4.2
1.7
1.7
1.7
2.7
0.4
–
0.7
0.6
0.9
1.5
1.8
–
1.8
1.5
0.8
1.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3.1
2.1
4.0
2.6
–
3.2
0.8
–
1.2
2.0
–
3.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
1.8
2.0
5.8
3.7
3.8
4.2
–
1.4
1.7
5.0
3.2
3.3
4.4
4.5
0.6
–
–
–
–
–
–
0.9
–
–
–
–
–
3.6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard
freeze plans, private industry workers, National Compensation Survey, March
2015—continued
(All workers participating in defined benefit plans = 100 percent)
Soft freeze2
Characteristics
Open plans1
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze3
Establishment characteristics
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.3
2.4
3.8
3.2
12.5
4.3
7.0
4.5
3.9
3.7
5.4
5.6
0.0
8.8
1.7
1.6
2.5
2.2
–
3.3
–
3.3
3.0
–
3.9
–
–
–
1.0
0.5
0.8
0.8
–
–
–
0.4
–
–
–
–
–
–
1.8
1.8
3.1
2.6
–
–
–
2.2
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.7
3.6
3.6
1.8
2.9
2.0
2.2
2.9
3.0
1.4
2.2
1.7
0.7
1.1
–
0.6
1.4
0.4
1.5
2.1
–
1.1
1.7
1.1
3.3
6.9
3.6
2.6
3.7
5.4
4.4
3.0
3.7
4.0
3.9
6.0
4.8
2.2
5.5
2.2
2.3
2.9
4.5
4.2
2.4
2.3
5.5
3.0
3.6
3.8
0.9
–
1.1
0.5
0.6
–
1.1
0.6
0.7
–
–
–
–
1.7
–
2.0
1.3
1.9
–
1.8
2.2
2.6
–
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans open to new participants.
2 New employees are not allowed in the plan. Benefit accruals may continue for existing participants.
3 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is
calculated as of the day the plan was frozen.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2015
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
0.8
1.9
2.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
–
0.6
–
–
0.9
–
1.1
0.8
2.8
–
3.5
–
–
2.6
2.0
3.0
7.1
2.9
2.9
3.5
10.5
3.0
2.6
2.0
3.1
7.1
–
0.8
–
–
–
–
7.3
–
–
–
17.6
7.4
2.5
3.3
1.9
Full time .................................................................
Part time ................................................................
0.7
–
2.0
–
2.1
3.4
Union .....................................................................
Nonunion ...............................................................
1.7
–
4.3
–
4.4
1.9
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
–
0.6
0.5
0.5
–
–
–
2.7
2.4
3.4
4.9
5.2
4.0
2.7
2.5
3.5
Goods-producing industries ...................................
Manufacturing ....................................................
0.6
0.7
3.4
3.5
3.4
3.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
1.0
0.8
–
–
2.2
1.8
–
–
2.4
2.0
6.8
3.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2015—continued
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
2 to 5 years
Greater than
5 years
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.8
–
–
–
–
–
8.4
–
–
20.8
1.8
8.8
5.0
2.7
2.8
3.8
4.5
0.0
6.1
8.6
6.5
8.4
6.4
7.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
0.5
0.8
0.7
–
–
6.5
2.1
3.6
2.8
4.3
5.6
6.5
2.2
3.7
2.9
–
–
–
0.6
–
–
–
0.6
–
0.7
1.6
–
2.1
–
–
–
2.4
–
–
–
3.1
–
5.8
5.1
–
6.3
4.3
7.7
5.2
2.5
3.5
8.7
3.2
3.3
4.1
5.7
5.4
5.8
6.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 The length of time is calculated based on the year the plan was modified. For example, plans frozen
after January 2014 are included in the "1 year" column. Those frozen between 2010 and 2013 are included in
the "2 to 5 year" column and plans frozen before 2010 are included in the "Greater than 5 years" column.
3 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private
industry workers, National Compensation Survey, March 2015
Alternatives to frozen plans
Characteristics
All workers .............................................................
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
1.1
1.1
0.7
1.8
2.2
1.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
1.4
2.0
1.8
3.7
1.9
3.9
2.0
1.5
1.5
3.3
2.6
1.4
2.0
1.8
3.7
1.9
3.9
2.0
1.5
1.5
3.3
2.6
0.8
1.2
1.0
–
1.1
1.6
1.3
2.3
–
1.2
1.7
3.2
3.4
3.7
2.8
1.8
–
2.1
5.3
5.6
3.3
5.6
3.2
3.5
3.7
6.3
2.8
5.1
3.0
6.1
6.3
2.7
5.0
3.1
2.9
4.0
9.2
2.5
4.8
2.5
2.6
2.9
3.9
6.4
Full time .................................................................
Part time ................................................................
1.1
3.2
1.1
3.2
0.7
1.8
2.0
4.3
2.3
3.3
2.0
5.1
Union .....................................................................
Nonunion ...............................................................
0.7
1.3
0.7
1.3
1.0
0.9
4.2
2.0
3.7
2.3
3.2
2.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.6
10.7
2.1
2.4
1.1
1.7
5.6
10.7
2.1
2.4
1.1
1.7
1.3
–
1.6
0.8
0.8
1.0
–
–
2.3
3.0
2.6
4.1
3.9
–
3.0
3.0
3.0
4.7
6.1
–
4.0
2.8
2.7
4.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
–
1.5
1.4
0.0
1.5
–
–
–
3.6
–
2.9
4.2
–
4.4
3.4
–
3.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Information .........................................................
1.3
3.0
4.8
3.3
1.3
3.0
4.8
3.3
0.8
1.8
1.2
2.1
2.2
3.6
1.6
5.5
2.4
3.4
3.8
5.3
2.3
4.1
5.2
1.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private
industry workers, National Compensation Survey, March 2015—continued
Alternatives to frozen plans
Characteristics
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and technical services ..............
Education and health services ...........................
Health care and social assistance .................
1.8
1.9
2.7
2.5
–
–
3.3
3.5
1.8
1.9
2.7
2.5
0.0
0.0
3.3
3.5
1.0
1.0
1.6
–
–
–
1.4
–
2.0
1.7
2.1
4.6
–
16.5
–
–
2.8
3.0
4.2
6.3
–
–
4.6
5.0
2.7
2.8
4.4
3.3
–
16.5
5.7
6.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.0
1.7
1.3
2.7
1.5
2.0
1.7
1.3
2.7
1.5
1.8
1.6
0.7
1.4
0.6
3.5
4.6
2.1
4.1
2.4
4.5
5.8
2.5
4.1
2.9
3.9
5.0
2.3
3.9
2.6
2.4
2.6
1.7
1.9
2.4
1.8
2.1
1.6
2.4
2.6
1.7
1.9
2.4
1.8
2.1
1.6
1.8
1.1
1.3
1.6
1.2
–
1.2
1.0
2.3
2.9
3.6
4.3
2.9
3.4
5.3
6.5
4.5
3.6
2.7
3.8
4.3
5.2
5.5
6.9
3.9
4.3
3.3
4.8
2.9
3.9
5.5
6.3
Geographic areas
Northeast ...............................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2015
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
0.8
0.8
0.7
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.5
1.4
3.0
4.0
0.8
1.3
1.1
2.3
1.2
1.5
1.4
3.0
4.0
0.8
1.3
1.1
2.3
1.0
1.2
1.2
3.3
–
0.9
1.4
1.1
2.4
1.0
1.2
1.2
3.3
–
0.9
1.4
1.1
2.4
3.5
3.1
1.4
1.8
2.1
3.5
3.1
1.4
1.8
2.1
4.2
3.0
1.3
1.6
1.8
4.2
3.0
1.3
1.6
1.8
Full time .................................................................
Part time ................................................................
0.8
1.9
0.8
1.9
0.8
1.8
0.8
1.8
Union .....................................................................
Nonunion ...............................................................
2.3
0.9
2.3
0.9
2.1
0.7
2.1
0.7
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
3.6
1.8
1.1
1.0
1.3
1.7
3.6
1.8
1.1
1.0
1.3
1.7
2.7
1.7
1.0
0.9
1.0
1.7
2.7
1.7
1.0
0.9
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
2.8
1.6
1.4
2.8
1.6
1.4
3.2
1.5
1.4
3.2
1.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.1
2.1
1.8
3.0
3.1
0.9
1.1
2.1
1.8
3.0
3.1
0.8
1.3
2.1
1.7
2.8
2.5
0.8
1.3
2.1
1.7
2.8
2.5
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2015—continued
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Other services ...................................................
2.6
1.2
1.2
1.5
2.3
5.4
3.1
3.3
8.3
2.1
1.9
2.0
2.5
4.9
5.9
2.6
1.2
1.2
1.5
2.3
5.4
3.1
3.3
8.3
2.1
1.9
2.0
2.5
4.9
5.9
1.8
1.3
1.2
1.7
2.0
–
3.0
2.5
–
1.9
1.8
1.3
2.2
–
3.8
1.8
1.3
1.2
1.7
2.0
–
3.0
2.5
–
1.9
1.8
1.3
2.2
–
3.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.7
2.1
0.9
1.2
1.2
1.4
1.7
2.1
0.9
1.2
1.2
1.3
1.7
2.0
0.8
1.1
1.2
1.3
1.7
2.0
0.8
1.1
1.2
1.5
2.2
1.8
1.2
1.6
3.7
2.1
1.9
1.9
4.3
1.6
2.9
1.9
1.5
2.2
1.8
1.2
1.6
3.7
2.1
1.9
1.9
4.3
1.6
2.9
1.9
1.2
1.3
1.5
1.0
1.1
4.2
1.6
1.8
1.9
3.9
1.5
2.9
1.7
1.2
1.3
1.5
1.0
1.1
4.2
1.6
1.8
1.9
3.9
1.5
2.9
1.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2015
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.4
0.7
0.6
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
0.9
1.3
1.7
5.2
1.0
1.4
1.3
1.6
1.0
1.0
1.3
1.4
4.6
0.9
1.2
1.1
1.6
0.6
0.8
0.8
1.9
5.3
0.6
0.9
0.8
1.0
1.0
0.9
1.3
1.7
5.2
1.0
1.4
1.3
1.6
0.9
1.2
1.3
1.3
4.2
0.9
1.3
1.1
1.6
0.7
1.0
1.0
1.9
4.8
0.7
1.1
0.9
1.1
2.8
1.9
1.5
1.6
2.2
2.6
1.8
1.3
1.5
2.0
1.5
1.2
0.9
1.1
1.3
2.8
1.9
1.5
1.6
2.2
2.5
1.8
1.2
1.5
1.9
1.5
1.4
0.9
1.1
1.4
Full time .................................................................
Part time ................................................................
0.5
1.0
0.5
0.7
0.4
1.6
0.6
1.0
0.5
0.6
0.5
1.6
Union .....................................................................
Nonunion ...............................................................
0.9
0.7
1.0
0.6
0.8
0.4
0.9
0.7
1.0
0.6
1.0
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.6
0.9
0.8
0.7
1.0
0.9
1.0
0.9
0.8
0.7
1.2
1.4
2.5
0.8
0.5
0.5
0.7
1.1
1.6
0.9
0.8
0.8
1.1
0.8
1.0
0.9
0.8
0.7
1.2
1.4
2.5
0.9
0.6
0.7
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.8
2.3
1.0
0.9
2.1
1.1
0.7
1.6
0.8
0.9
2.3
1.0
0.9
2.1
1.1
0.7
1.6
0.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.1
1.2
1.2
2.5
0.5
0.6
0.9
1.5
1.0
2.4
1.7
0.5
0.6
1.1
0.8
1.8
1.7
0.8
1.1
1.2
1.2
2.5
0.5
0.6
0.9
1.5
1.0
2.4
2.3
0.5
0.7
1.3
0.9
2.1
2.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2015—continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.5
0.6
0.5
0.7
0.7
0.6
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.6
1.6
1.3
4.9
1.0
1.3
1.3
1.8
1.1
1.4
1.4
0.9
4.1
0.8
1.0
1.0
1.6
0.7
0.7
0.9
2.0
7.2
0.8
1.5
0.9
1.3
1.4
1.6
1.7
1.1
3.4
0.8
0.9
1.0
1.7
1.1
1.2
1.4
0.8
2.2
0.6
0.8
0.8
1.5
0.9
1.2
1.1
2.3
7.0
1.3
2.0
1.5
2.0
1.0
1.0
1.4
1.7
5.2
1.1
1.5
1.3
1.6
1.0
1.2
1.3
1.3
4.2
0.9
1.3
1.1
1.6
0.7
1.0
1.0
2.0
4.8
0.7
1.1
0.9
1.1
3.0
2.4
1.5
2.0
2.1
2.8
2.0
1.3
1.6
1.8
1.7
1.7
1.0
1.4
1.1
2.9
1.9
1.2
1.6
1.5
2.8
1.5
1.1
1.4
1.3
2.0
2.8
1.3
1.8
1.6
2.8
1.9
1.5
1.6
2.2
2.6
1.8
1.2
1.5
1.9
1.5
1.4
0.9
1.1
1.4
Full time .................................................................
Part time ................................................................
0.8
0.9
0.7
0.5
0.5
1.9
0.8
0.6
0.6
0.4
0.7
2.3
0.6
1.0
0.5
0.6
0.5
1.6
Union .....................................................................
Nonunion ...............................................................
1.7
0.7
1.7
0.6
1.1
0.5
1.8
0.6
1.8
0.5
1.5
0.8
1.0
0.8
1.0
0.6
0.9
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.9
1.2
1.3
1.1
1.1
1.8
0.5
0.7
1.0
0.9
1.1
1.8
1.6
2.4
0.8
0.6
0.7
1.1
0.7
0.9
0.9
1.0
1.3
2.2
0.4
0.5
0.7
0.9
1.0
1.7
1.8
3.8
1.3
0.9
0.8
1.1
1.2
1.6
1.0
0.8
0.8
1.1
0.8
1.0
0.9
0.8
0.8
1.3
1.4
2.6
0.9
0.6
0.7
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
2.3
1.6
1.2
2.1
1.4
0.9
2.0
1.1
1.3
2.3
1.7
1.1
2.2
1.5
1.1
1.5
1.4
0.9
2.2
1.1
0.9
2.1
1.1
0.7
1.6
0.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
1.2
2.5
1.3
3.1
4.0
0.6
1.0
2.2
0.9
2.7
3.8
0.6
0.9
1.3
1.2
1.6
1.5
0.7
0.9
2.3
1.0
2.8
5.4
0.5
0.8
2.0
0.8
2.4
4.9
0.8
1.3
1.6
2.2
2.1
1.7
0.8
1.1
1.2
1.2
2.4
0.8
0.6
0.9
1.6
1.0
2.4
2.2
0.5
0.7
1.4
0.9
2.1
2.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2015—continued
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.2
1.0
0.7
0.5
1.6
3.6
2.1
2.6
3.6
1.6
2.6
1.4
1.8
2.5
2.9
3.5
2.0
1.1
0.7
0.7
1.5
4.2
2.0
2.7
3.3
1.4
2.4
1.3
1.5
2.0
2.2
3.1
1.9
0.7
0.5
0.6
0.9
3.0
1.1
1.4
2.5
1.1
1.5
0.6
1.2
3.1
3.7
2.6
1.3
1.0
0.7
0.5
1.6
3.6
2.1
2.6
3.6
1.6
2.6
1.4
1.7
2.5
2.9
3.5
2.4
1.1
0.8
0.9
1.5
3.9
1.9
2.6
3.2
1.3
2.3
1.4
1.4
1.8
2.1
2.9
2.4
0.8
0.8
0.9
1.1
2.7
1.3
1.4
2.9
1.1
1.7
0.9
1.2
3.0
3.6
2.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
2.0
0.7
1.0
1.0
0.8
1.0
1.8
0.7
1.0
1.0
0.8
0.8
1.3
0.4
0.6
0.5
1.0
1.1
2.0
0.7
1.0
1.0
0.8
0.9
1.7
0.7
1.0
0.9
0.7
0.8
1.2
0.5
0.8
0.6
1.4
2.1
1.8
1.0
1.3
2.4
1.9
1.6
1.6
3.7
1.4
1.8
1.9
1.2
2.2
1.4
1.0
1.1
2.7
2.0
1.3
1.4
2.6
1.3
1.7
1.7
1.1
1.7
1.4
0.7
0.8
1.6
1.5
0.7
0.8
1.2
1.1
2.1
1.2
1.4
2.1
1.7
1.0
1.3
2.6
1.9
1.6
1.6
3.7
1.5
1.8
2.0
1.1
2.0
1.4
1.0
1.3
2.5
1.9
1.2
1.4
2.4
1.2
1.7
1.6
1.3
1.9
1.8
0.8
1.0
1.5
1.7
0.7
0.8
1.3
1.1
1.8
1.4
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2015—continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.2
1.6
1.1
1.7
1.9
5.2
2.1
3.4
2.8
2.2
2.1
2.3
2.5
1.9
2.1
3.4
2.1
1.4
1.1
1.6
1.6
4.2
1.8
3.1
2.2
1.7
1.9
1.7
1.9
1.4
1.4
2.7
2.3
0.9
0.8
1.0
0.8
3.5
1.2
1.4
3.0
1.0
1.6
1.5
1.2
3.4
3.7
3.4
3.0
1.4
1.6
2.4
2.4
4.0
2.0
3.3
2.3
1.9
2.2
2.2
2.1
1.8
1.9
2.9
2.4
1.1
1.3
2.1
2.1
3.2
1.6
2.9
1.7
1.5
1.7
1.8
1.7
1.3
1.3
2.5
2.7
1.3
1.3
1.8
2.0
5.1
1.8
2.0
4.6
1.6
2.6
2.2
1.7
3.4
4.0
5.5
1.4
1.0
0.7
0.7
1.6
3.6
2.2
2.7
3.6
1.7
2.5
1.5
1.9
2.5
2.9
3.4
2.4
1.1
0.9
0.9
1.5
4.0
1.9
2.7
3.2
1.3
2.3
1.4
1.5
1.8
2.1
2.8
2.4
0.8
0.8
0.9
1.1
3.0
1.4
1.5
3.0
1.1
1.7
0.9
1.2
3.2
3.8
2.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.0
2.1
0.9
1.3
1.5
0.7
0.8
1.7
0.8
1.1
1.3
0.9
1.1
1.9
0.5
0.8
0.6
0.8
0.8
1.6
1.0
1.3
1.5
0.6
0.6
1.3
0.8
1.1
1.2
1.0
1.5
2.1
0.8
1.1
1.0
1.0
1.1
2.0
0.8
1.1
1.0
0.8
0.9
1.6
0.7
1.1
0.9
0.8
0.8
1.2
0.5
0.8
0.6
1.6
3.3
1.8
1.0
1.4
2.2
1.9
1.8
1.7
4.2
1.3
1.6
1.7
1.3
2.7
1.3
0.8
1.0
1.6
1.9
1.3
1.4
3.0
1.3
1.7
1.8
1.2
2.1
1.5
0.9
1.2
1.5
1.7
0.8
0.9
1.4
1.1
1.5
1.4
1.8
1.5
2.2
0.8
1.1
1.7
1.2
1.3
1.6
2.4
1.3
2.6
1.4
1.4
1.3
1.7
0.6
0.8
1.5
1.0
1.0
1.2
1.9
1.2
2.3
1.3
2.0
2.7
2.4
1.1
1.7
2.5
1.8
1.3
1.3
2.7
1.0
1.8
1.2
1.6
2.2
2.0
1.1
1.5
2.4
2.1
1.6
1.6
3.7
1.4
1.7
1.9
1.1
2.0
1.3
1.0
1.4
2.5
2.0
1.2
1.3
2.3
1.2
1.7
1.5
1.4
2.0
1.8
0.8
1.1
1.6
1.5
0.7
0.7
1.4
1.1
1.8
1.4
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2015
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.3
0.3
0.4
0.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
0.4
0.4
1.1
3.2
0.3
0.5
0.4
1.0
0.3
0.4
0.4
1.1
3.2
0.3
0.5
0.4
1.0
0.4
0.7
0.5
1.6
4.8
0.6
0.8
0.7
1.2
0.4
0.7
0.5
1.6
4.8
0.6
0.8
0.7
1.2
1.6
1.2
0.5
0.6
0.8
1.6
1.2
0.5
0.6
0.8
1.9
1.6
0.7
0.7
1.2
1.9
1.6
0.7
0.7
1.2
Full time .................................................................
Part time ................................................................
0.3
0.9
0.3
0.9
0.4
1.2
0.4
1.2
Union .....................................................................
Nonunion ...............................................................
0.5
0.3
0.5
0.3
0.8
0.4
0.8
0.4
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
1.5
0.6
0.3
0.3
0.4
0.7
1.5
0.6
0.3
0.3
0.4
0.9
2.1
0.9
0.5
0.4
0.6
0.9
2.1
0.9
0.5
0.4
0.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.5
1.1
0.5
0.5
1.1
0.5
0.6
1.4
0.6
0.6
1.4
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
0.4
0.9
0.6
0.8
1.0
0.3
0.4
0.9
0.6
0.8
1.0
0.5
0.6
1.2
0.7
1.0
1.1
0.5
0.6
1.2
0.7
1.0
1.1
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2015—continued
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.7
0.5
0.3
0.5
0.5
2.2
1.0
0.9
2.7
0.5
0.9
0.5
0.6
1.4
1.7
1.5
0.7
0.5
0.3
0.5
0.5
2.2
1.0
0.9
2.7
0.5
0.9
0.5
0.6
1.4
1.7
1.5
1.1
0.8
0.5
0.6
0.7
3.8
1.2
1.1
3.5
0.9
1.2
0.7
1.1
2.1
2.5
1.8
1.1
0.8
0.5
0.6
0.7
3.8
1.2
1.1
3.5
0.9
1.2
0.7
1.1
2.1
2.5
1.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.7
0.7
0.3
0.4
0.3
0.5
0.7
0.7
0.3
0.4
0.3
0.8
1.0
1.1
0.3
0.5
0.4
0.8
1.0
1.1
0.3
0.5
0.4
0.4
0.9
0.5
0.4
0.5
0.8
0.8
0.7
0.5
1.9
0.6
1.2
0.7
0.4
0.9
0.5
0.4
0.5
0.8
0.8
0.7
0.5
1.9
0.6
1.2
0.7
0.6
1.2
0.7
0.6
0.8
1.7
1.1
1.1
0.8
3.0
0.8
1.9
0.8
0.6
1.2
0.7
0.6
0.8
1.7
1.1
1.1
0.8
3.0
0.8
1.9
0.8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$2.93
0.6
$7.48
0.6
$2.64
$1.45
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.80
6.08
4.32
9.42
25.43
4.12
6.00
4.64
10.27
1.0
0.7
1.5
1.6
–
0.8
0.8
0.9
2.2
11.29
13.05
15.03
17.80
–
8.72
15.04
10.19
23.13
1.0
0.7
1.5
1.6
–
0.8
0.8
0.9
2.2
3.63
6.14
3.86
9.17
–
4.33
6.04
4.94
7.65
1.86
1.97
2.49
6.19
–
1.34
2.12
1.76
5.94
20.28
10.14
5.25
5.58
8.66
3.7
2.1
1.1
1.2
1.8
32.17
31.64
14.66
17.06
24.81
3.7
2.1
1.1
1.2
1.8
16.97
6.45
4.81
5.93
7.03
10.43
7.46
2.45
4.05
2.83
Full time .................................................................
Part time ................................................................
2.98
7.73
0.6
1.1
7.85
17.01
0.6
1.1
2.63
7.92
1.52
3.58
Union .....................................................................
Nonunion ...............................................................
8.79
2.72
2.4
0.5
16.07
7.38
2.4
0.5
6.28
2.61
3.36
1.55
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.53
10.04
4.72
4.37
3.73
5.04
1.1
1.5
0.8
1.0
0.9
1.2
16.39
27.06
11.36
12.76
10.42
12.87
1.1
1.5
0.8
1.0
0.9
1.2
5.58
9.49
4.73
3.94
4.04
5.59
2.39
5.35
3.96
1.66
1.93
2.68
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
5.85
14.87
5.36
1.3
3.1
1.0
14.95
26.04
15.10
1.3
3.1
1.0
5.10
13.12
5.39
2.06
5.26
2.27
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
3.28
5.00
7.82
5.57
11.00
8.44
0.6
0.8
1.9
1.0
2.3
3.2
8.40
19.46
18.92
22.96
39.13
21.56
0.6
0.8
1.9
1.0
2.3
3.2
3.05
4.60
7.95
4.96
8.59
9.32
1.76
2.17
3.70
2.57
6.18
4.53
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2015—continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$11.29
6.84
3.29
5.47
5.66
31.47
7.04
9.49
13.40
6.74
9.08
6.05
7.93
13.85
15.82
14.11
2.7
1.3
0.9
1.4
1.7
5.7
1.6
2.6
–
1.5
2.5
1.3
1.8
3.2
2.6
4.0
$19.95
28.36
14.68
27.17
30.12
56.17
16.46
15.42
–
22.28
32.58
20.72
26.53
20.07
29.44
20.90
2.7
1.3
0.9
1.4
1.7
5.7
1.6
2.6
–
1.5
2.5
1.3
1.8
3.2
2.6
4.0
$8.99
4.54
3.06
4.35
5.36
22.90
7.43
11.01
–
6.37
11.07
6.32
7.35
15.49
16.99
14.75
$3.91
1.93
2.05
3.31
1.85
6.64
6.73
5.61
–
2.66
5.06
3.07
2.87
4.69
4.79
7.57
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
5.04
5.85
9.22
3.18
4.83
3.58
0.9
1.2
1.7
0.7
0.9
1.0
10.64
11.87
25.04
10.88
16.54
13.67
0.9
1.2
1.7
0.7
0.9
1.0
4.80
5.88
7.62
2.71
4.06
3.20
3.18
4.11
3.83
1.31
2.03
1.76
4.94
8.17
6.83
4.61
6.42
5.90
9.12
5.57
6.37
10.64
7.99
13.23
9.82
1.0
2.0
1.1
0.8
0.8
1.7
1.8
1.2
1.4
2.1
1.5
3.4
1.5
16.20
45.22
17.28
11.01
17.33
23.74
15.68
16.48
19.01
32.81
14.62
18.85
18.38
1.0
2.0
1.1
0.8
0.8
1.7
1.8
1.2
1.4
2.1
1.5
3.4
1.5
3.79
6.37
5.24
4.26
5.98
5.66
8.48
4.36
5.33
7.25
8.14
14.51
9.77
2.08
4.46
2.62
1.92
2.34
5.55
3.72
4.33
2.92
11.82
2.55
3.99
3.26
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee
participation by type of contribution, private industry workers, National Compensation
Survey, March 2015
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
0.0
0.8
0.6
0.6
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.5
1.5
2.2
9.0
1.2
1.9
1.6
2.4
0.9
1.0
1.2
1.3
2.8
0.9
1.7
1.1
1.4
0.9
1.3
1.0
1.8
–
0.9
1.6
0.9
1.7
0.3
0.2
0.5
0.4
–
0.3
0.3
0.4
0.7
0.0
0.0
0.0
0.0
0.0
4.7
2.2
1.7
1.6
2.8
2.9
1.2
1.0
1.1
1.7
2.9
1.8
1.2
1.4
1.9
1.9
0.3
0.4
0.2
0.8
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
2.4
0.5
2.0
0.6
1.5
0.2
0.7
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.1
0.9
1.1
0.6
1.8
0.7
1.0
0.2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
2.0
3.6
1.5
1.3
1.2
1.6
1.6
2.8
1.2
0.8
0.7
1.1
1.4
–
1.0
0.8
0.9
1.4
0.1
–
0.3
0.4
0.3
0.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.5
3.2
1.6
1.1
1.6
1.3
1.4
2.2
1.4
0.3
1.7
0.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.6
2.9
1.9
4.7
4.7
0.6
1.1
–
1.9
–
–
0.7
1.1
2.2
–
3.6
–
0.3
0.3
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee
participation by type of contribution, private industry workers, National Compensation
Survey, March 2015—continued
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.6
1.9
1.8
2.8
3.1
5.2
2.7
2.8
5.7
2.2
1.9
2.4
2.6
3.6
4.3
5.9
3.0
1.6
1.7
2.5
2.8
–
–
–
4.1
1.4
1.2
1.9
1.6
2.8
3.4
–
–
1.1
1.2
–
1.7
–
1.8
2.1
3.3
1.7
–
1.5
2.0
–
–
3.9
–
0.6
0.7
–
1.2
–
–
–
–
0.7
–
0.3
0.8
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.3
1.7
2.2
1.0
1.2
1.8
0.9
1.2
1.4
0.8
1.0
1.3
0.9
1.2
1.5
0.8
1.0
1.2
0.3
0.2
1.0
0.3
0.3
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.5
3.2
1.6
1.4
1.9
3.2
2.5
1.8
1.8
4.1
1.7
2.9
2.0
0.8
–
1.0
1.0
1.3
2.6
2.0
1.1
1.3
–
1.3
1.5
1.8
1.5
3.0
1.6
1.0
1.1
–
2.3
1.4
1.8
2.5
1.2
2.2
1.5
0.6
–
0.5
0.2
0.3
–
0.2
0.3
0.4
–
0.8
1.1
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$8.30
0.4
$26.19
0.4
$7.97
$5.47
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9.20
15.45
11.59
32.91
89.13
10.69
16.94
12.90
29.17
0.6
0.6
0.9
1.5
–
0.4
0.6
0.6
1.9
46.07
65.42
57.61
68.54
–
50.32
53.47
65.27
60.44
0.6
0.6
0.9
1.5
–
0.4
0.6
0.6
1.9
8.99
14.29
11.44
31.66
–
10.85
16.68
13.23
26.20
6.70
9.32
8.96
16.17
–
9.04
9.94
12.56
14.65
59.16
29.26
14.92
19.21
21.44
3.3
1.9
1.1
1.1
1.9
101.99
50.90
32.00
23.04
50.80
3.3
1.9
1.1
1.1
1.9
55.20
27.14
15.40
20.35
21.89
28.87
16.87
9.16
12.83
12.48
Full time .................................................................
Part time ................................................................
8.49
22.70
0.5
0.8
26.85
54.72
0.5
0.8
8.17
23.36
5.77
14.11
Union .....................................................................
Nonunion ...............................................................
21.92
7.87
2.3
0.3
35.89
27.26
2.3
0.3
19.80
7.86
16.34
5.43
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
16.14
32.57
17.66
12.51
9.73
15.17
0.6
1.0
0.6
0.8
0.8
1.0
113.58
89.91
42.72
42.35
23.98
42.94
0.6
1.0
0.6
0.8
0.8
1.0
15.69
31.71
18.06
12.08
10.20
14.83
13.03
34.82
9.52
8.54
6.76
9.62
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
16.26
47.07
16.18
1.2
2.9
1.0
44.80
91.70
18.88
1.2
2.9
1.0
15.74
43.35
16.51
8.46
17.95
8.72
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
9.24
12.87
23.82
11.83
23.42
27.05
0.5
0.8
1.6
0.6
2.4
3.8
26.75
33.45
64.60
56.38
59.50
43.93
0.5
0.8
1.6
0.6
2.4
3.8
9.17
12.72
24.10
11.41
23.67
29.87
6.47
7.83
14.49
11.61
17.54
13.78
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2015—continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$27.28
14.15
10.01
11.80
17.03
68.69
24.11
26.44
61.72
19.89
28.08
16.78
23.51
41.12
45.32
45.18
2.4
0.7
0.4
0.3
0.8
–
0.9
1.3
2.3
0.8
1.3
0.5
1.0
2.9
2.8
2.6
$34.16
72.20
62.49
74.62
86.41
–
76.93
94.58
145.71
84.65
100.37
66.17
99.10
85.35
108.87
134.66
2.4
0.7
0.4
0.3
0.8
–
0.9
1.3
2.3
0.8
1.3
0.5
1.0
2.9
2.8
2.6
$24.41
13.63
9.93
11.97
17.36
–
24.91
27.90
59.97
20.55
28.28
16.90
24.23
42.52
46.96
45.91
$18.75
10.13
7.53
10.31
10.18
–
14.14
20.93
34.18
16.49
14.73
10.50
19.28
21.72
27.47
25.26
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
15.39
18.14
25.07
7.87
11.17
10.21
0.7
1.0
1.0
0.5
0.6
0.9
34.34
39.81
58.44
30.02
40.12
37.20
0.7
1.0
1.0
0.5
0.6
0.9
15.07
17.78
24.14
7.61
10.64
9.74
10.82
13.47
14.76
4.75
6.93
6.21
17.20
23.27
24.06
13.49
19.46
22.17
24.29
18.07
14.28
46.63
18.51
30.10
22.92
1.2
1.9
1.4
0.5
0.8
0.9
0.7
1.1
1.3
1.8
0.8
1.7
0.8
64.49
99.84
79.75
63.50
98.01
70.44
83.11
30.37
36.11
54.29
33.54
78.70
36.19
1.2
1.9
1.4
0.5
0.8
0.9
0.7
1.1
1.3
1.8
0.8
1.7
0.8
12.98
18.72
18.47
12.94
18.28
22.25
24.31
18.78
16.42
45.34
18.66
30.32
23.19
8.93
11.51
11.75
9.54
12.41
23.70
18.51
13.35
16.09
23.14
11.53
27.72
11.08
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee
participation by type of contribution, private industry workers, National Compensation
Survey, March 2015
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
0.0
0.8
0.5
0.6
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.5
1.5
2.1
9.2
1.2
1.9
1.6
2.4
0.9
0.9
1.2
1.1
2.9
0.8
1.6
1.0
1.3
0.9
1.3
1.0
1.8
–
0.9
1.5
1.0
1.6
0.4
0.2
0.5
0.2
–
0.3
0.4
0.3
0.7
0.0
0.0
0.0
0.0
0.0
4.4
2.3
1.7
1.6
2.9
2.7
1.1
1.1
1.1
1.7
2.7
1.8
1.2
1.3
2.0
1.7
0.3
0.4
0.2
0.8
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
2.3
0.5
1.9
0.7
1.5
0.2
0.6
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.2
0.9
1.2
0.6
1.7
0.7
0.9
0.2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.8
3.5
1.4
1.2
1.2
1.6
1.4
2.8
1.1
0.8
0.8
1.2
1.4
–
0.9
0.8
0.9
1.3
0.2
–
0.3
0.4
0.4
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.4
3.3
1.6
1.1
1.5
1.3
1.3
2.3
1.5
0.3
1.5
0.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.7
2.8
1.9
4.5
4.6
0.6
1.1
–
1.9
–
–
0.7
1.1
2.0
1.4
3.5
–
0.3
0.3
–
0.4
–
–
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee
participation by type of contribution, private industry workers, National Compensation
Survey, March 2015—continued
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.4
1.9
1.7
2.8
3.0
5.0
2.7
2.8
5.8
2.1
2.0
2.3
2.5
3.9
4.8
5.4
–
1.5
1.6
2.4
2.6
–
–
–
–
1.3
1.1
1.9
1.5
2.6
3.5
–
1.8
1.1
1.1
–
1.7
–
1.9
2.1
3.7
1.7
–
1.4
1.9
3.0
–
3.7
–
0.6
0.7
–
1.1
–
–
–
–
0.8
–
0.3
0.9
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.3
1.6
2.2
1.0
1.2
1.8
0.8
1.1
1.4
0.8
0.9
1.2
0.9
1.1
1.5
0.8
1.0
1.2
0.3
0.2
1.0
0.3
0.3
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4
3.1
1.6
1.3
1.7
2.9
2.5
2.1
1.8
5.3
1.9
2.9
2.4
0.8
–
1.0
0.9
1.2
2.4
1.8
1.1
1.3
–
1.3
1.6
1.8
1.4
2.9
1.5
0.9
1.0
–
2.1
1.7
1.7
3.7
1.1
1.9
1.4
0.4
–
0.5
0.3
0.6
–
0.2
0.3
0.4
–
0.7
1.0
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2015
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.42
$1.35
$1.48
$2.14
$7.82
$5.36
$4.31
$5.27
$13.86
$22.78
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.13
1.29
1.69
3.85
7.78
1.83
2.79
2.51
3.10
1.98
1.83
2.72
2.55
9.16
2.76
3.11
4.16
4.16
2.16
2.89
2.99
5.12
18.78
1.69
5.11
3.29
4.45
3.51
6.01
4.64
12.25
37.04
3.16
5.89
4.28
15.11
12.16
9.29
14.09
49.50
28.45
5.75
8.31
6.60
50.21
6.04
7.74
7.37
6.09
11.36
14.57
9.52
22.43
8.59
6.52
8.41
8.43
14.38
67.38
8.25
12.03
9.44
12.76
6.31
9.20
5.97
28.54
–
9.45
9.43
7.39
18.74
11.73
17.96
15.41
19.42
–
18.63
20.04
28.05
19.12
36.04
52.19
53.01
56.78
215.95
39.93
52.61
46.46
29.98
6.10
2.70
3.10
3.27
3.59
7.97
5.91
2.55
2.79
4.73
9.78
5.92
2.57
3.84
5.26
16.74
20.26
4.73
6.07
4.12
11.82
63.32
5.55
6.79
12.34
14.13
9.85
6.47
7.70
12.81
10.69
11.42
11.96
19.82
11.01
43.08
28.16
8.41
8.18
20.15
25.99
53.77
19.87
23.97
30.99
99.25
51.56
76.84
102.71
66.09
Full time .................................................................
Part time ................................................................
1.65
2.97
1.47
7.51
1.57
7.83
2.55
9.25
7.27
16.89
4.83
12.45
5.15
32.95
5.08
38.65
14.76
88.99
24.94
57.62
Union .....................................................................
Nonunion ...............................................................
2.43
1.40
2.27
1.84
3.93
1.72
4.80
2.32
12.05
8.14
9.74
4.63
16.89
4.72
13.58
5.60
37.79
14.46
143.26
22.20
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.84
5.90
2.22
2.14
1.27
1.14
2.85
5.07
3.32
2.35
2.12
2.33
4.90
12.86
2.57
1.71
2.39
3.61
6.59
20.15
6.52
2.80
2.94
4.91
8.59
17.75
26.06
7.03
9.58
18.54
10.83
17.08
18.17
6.06
7.83
9.96
13.96
44.43
10.38
5.89
5.94
8.58
16.15
15.92
16.93
5.19
3.85
5.10
46.62
119.85
55.80
12.77
16.03
21.69
45.25
196.10
35.12
48.81
37.11
35.48
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.31
8.57
1.55
2.23
4.31
2.29
2.51
8.67
4.10
4.12
10.50
4.17
4.78
9.83
4.64
8.09
9.30
6.81
13.25
12.83
14.36
10.49
15.31
10.80
17.30
44.18
14.39
35.46
66.62
33.55
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.70
3.18
3.40
3.40
3.90
–
1.91
2.12
3.52
2.56
3.29
3.98
1.88
1.61
2.15
6.29
1.29
13.81
2.83
3.45
8.22
7.40
7.76
10.95
11.23
9.94
6.54
14.82
32.32
7.72
5.28
10.17
5.60
34.74
22.72
4.99
5.96
7.68
19.33
6.61
18.23
3.52
8.62
8.51
10.71
26.02
7.27
21.74
18.15
10.24
22.71
34.46
42.74
24.45
29.84
23.45
43.29
61.53
83.28
39.13
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2015—continued
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$3.11
2.25
1.57
3.12
3.03
5.88
3.41
3.95
5.93
2.35
7.02
4.91
2.70
4.95
11.29
9.82
$3.55
2.54
1.56
1.89
5.04
23.40
1.88
5.55
3.91
4.22
2.46
1.29
4.95
3.41
3.92
18.17
$5.17
2.62
3.58
4.24
4.44
10.98
5.62
5.15
19.36
3.43
6.83
3.52
3.81
4.09
9.76
18.23
$0.00
4.72
1.73
2.24
4.57
13.77
13.90
10.02
–
5.25
9.16
6.00
4.81
15.11
20.47
23.02
$9.33
7.66
8.50
9.87
6.34
36.05
33.58
32.49
0.00
14.98
20.73
9.55
17.32
6.97
9.11
29.32
$27.94
2.39
5.90
3.90
13.90
17.87
11.81
23.11
25.89
22.53
6.61
15.74
26.81
21.75
46.12
15.76
$12.73
9.35
4.90
9.89
18.55
39.49
18.73
17.63
64.47
13.31
23.54
8.53
15.97
27.86
58.17
25.55
$15.33
7.87
0.83
8.21
20.07
73.90
23.49
35.43
133.11
20.93
23.66
10.61
22.98
8.57
8.72
77.35
$37.32
19.77
6.25
20.12
21.67
36.35
40.92
59.87
48.62
59.64
35.32
21.83
72.85
82.30
95.15
153.66
$134.89
61.31
27.58
45.14
51.25
115.98
40.02
82.59
49.25
48.52
118.92
85.27
47.78
76.75
104.16
59.79
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.04
3.59
3.06
2.03
2.67
2.17
3.41
4.65
4.61
1.71
2.85
2.19
2.86
3.02
4.37
1.19
1.99
3.38
5.66
8.91
5.53
2.93
4.70
2.83
11.83
18.45
6.36
4.41
8.84
5.02
11.64
13.65
15.39
7.83
4.69
5.13
8.87
10.90
9.55
6.61
6.11
5.17
11.65
14.95
21.90
4.73
5.24
7.87
28.97
34.58
43.44
6.75
15.33
6.38
35.34
38.90
44.38
24.21
32.06
16.19
3.23
5.93
4.29
1.73
1.41
8.06
5.51
2.67
3.80
4.27
1.48
6.16
1.23
3.14
3.82
1.58
2.75
3.87
5.39
5.63
3.58
4.88
6.02
2.62
6.90
2.32
2.66
9.57
2.49
1.80
3.72
12.03
3.14
2.34
3.49
6.86
4.79
6.91
5.63
6.52
10.55
7.28
3.61
4.45
9.36
7.95
8.87
5.81
32.77
4.16
2.63
7.40
16.32
20.65
11.48
9.16
11.03
9.75
19.00
25.57
13.53
–
5.69
16.38
15.67
11.29
22.22
13.61
8.36
16.21
13.86
35.88
8.61
9.27
11.67
9.48
15.92
19.75
5.33
6.70
7.89
9.70
9.83
28.26
18.99
9.17
6.48
20.15
9.07
10.93
13.97
8.85
6.71
7.22
10.14
17.63
40.97
16.22
13.40
12.49
37.05
10.27
23.48
10.23
19.20
30.06
26.00
21.74
40.20
35.51
60.18
46.73
39.77
79.84
29.24
36.11
39.98
30.08
93.60
40.25
30.28
40.70
38.28
90.05
104.04
120.28
51.22
62.68
192.32
58.77
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2015
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.7
0.2
0.7
0.7
0.3
0.7
0.7
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.3
1.5
1.5
4.9
1.0
1.5
1.4
1.8
1.1
1.3
1.5
1.4
4.7
1.1
1.5
1.4
1.8
0.1
0.2
0.2
1.3
4.0
0.3
0.7
0.2
0.4
1.4
1.8
1.6
1.4
5.6
1.0
1.3
1.3
1.7
1.5
1.8
1.6
1.3
5.5
1.0
1.3
1.3
1.8
0.3
0.7
0.2
1.1
4.4
0.4
0.8
0.4
0.3
1.4
1.6
1.7
1.0
4.1
0.9
1.1
1.3
1.4
1.4
1.6
1.7
1.0
4.1
0.9
1.1
1.3
1.4
0.3
0.7
0.3
0.8
0.5
0.5
1.0
0.5
0.7
3.1
2.4
1.5
1.8
1.9
3.1
2.4
1.5
1.8
1.8
0.7
0.6
0.5
0.6
0.6
2.4
2.4
1.3
1.7
1.7
2.4
2.5
1.3
1.7
1.6
0.3
0.5
0.7
0.5
1.3
1.9
2.2
1.4
1.9
1.8
1.9
2.2
1.4
1.8
1.7
1.2
0.9
0.8
1.1
1.2
Full time .................................................................
Part time ................................................................
0.7
0.7
0.7
0.7
0.2
1.7
0.9
0.9
0.9
0.8
0.2
1.4
0.8
0.5
0.8
0.5
0.3
0.8
Union .....................................................................
Nonunion ...............................................................
1.3
0.8
1.3
0.8
0.5
0.2
2.2
0.7
2.1
0.7
0.9
0.3
2.1
0.7
2.1
0.7
0.7
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.4
1.2
1.0
0.9
1.1
1.0
1.2
1.2
1.0
0.9
1.1
1.1
2.9
0.4
0.2
0.2
0.2
1.0
1.0
1.2
1.2
1.6
2.0
0.9
0.9
1.2
1.2
1.6
2.0
1.1
1.9
0.5
0.3
0.3
0.1
0.5
0.5
1.2
1.2
1.2
1.6
0.5
0.4
1.2
1.1
1.2
1.7
1.2
5.4
0.4
0.5
0.4
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.0
2.5
1.3
1.0
2.4
1.3
0.4
0.6
0.5
1.3
2.2
1.7
1.3
2.1
1.7
0.2
0.3
0.3
1.4
1.6
1.7
1.4
1.6
1.7
0.4
1.1
0.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.1
1.9
1.4
2.4
2.4
0.8
1.1
1.9
1.3
2.3
2.4
0.3
0.3
0.3
0.7
0.9
0.6
0.7
1.1
2.6
1.4
3.1
5.4
0.7
1.0
2.4
1.4
2.9
5.4
0.4
0.8
1.4
1.1
2.1
0.2
0.7
1.0
2.7
0.9
3.2
3.5
0.7
0.9
2.5
0.9
2.9
3.6
0.3
0.9
1.6
1.6
1.5
1.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2015—continued
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.8
1.3
0.9
0.8
1.7
4.1
2.4
3.3
3.0
2.2
2.6
1.7
2.5
2.0
2.2
2.8
1.8
1.3
0.8
0.8
1.6
4.0
2.3
3.3
2.8
2.2
2.6
1.8
2.5
1.8
2.0
2.8
0.2
0.2
0.1
0.1
0.3
0.9
0.5
0.4
1.6
0.3
0.2
0.3
0.3
2.6
3.1
1.4
2.5
1.8
1.4
2.2
2.3
4.7
2.3
3.6
3.1
1.8
3.1
2.1
2.2
2.0
2.2
2.8
2.5
1.8
1.4
2.2
2.3
4.7
2.3
3.5
3.0
1.8
3.1
2.0
2.2
2.0
2.1
2.8
0.3
0.1
0.1
0.3
0.2
0.6
0.8
0.4
2.0
0.2
0.1
0.2
0.3
2.0
2.3
0.3
3.1
1.8
1.4
1.8
2.1
5.1
2.1
3.7
2.2
2.2
2.9
1.8
2.6
1.1
1.0
2.3
3.1
1.8
1.4
1.7
2.1
5.0
2.1
3.7
2.1
2.2
2.9
1.8
2.6
1.0
0.9
2.2
0.5
0.4
0.4
0.6
0.7
2.2
0.8
0.3
2.2
0.3
0.7
0.7
0.4
3.5
5.4
2.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
2.3
0.8
1.2
1.1
1.0
1.1
2.4
0.8
1.1
1.1
0.5
0.5
1.0
0.2
0.3
0.2
0.9
0.9
1.9
1.1
1.5
1.6
0.9
0.9
1.9
1.0
1.4
1.5
0.5
0.6
0.6
0.3
0.4
0.4
0.9
1.0
1.9
1.0
1.4
1.5
0.9
1.0
1.8
1.0
1.3
1.5
0.6
0.8
0.8
0.3
0.3
0.5
1.4
2.2
1.8
1.2
1.8
2.4
1.9
2.0
2.0
4.6
1.2
2.4
1.4
1.4
2.2
1.7
1.2
1.7
2.5
2.0
1.9
1.9
4.5
1.2
2.4
1.4
0.4
0.3
0.5
0.4
0.5
0.6
0.9
0.6
0.7
1.0
0.3
0.5
0.4
1.9
2.9
2.4
1.1
1.4
3.3
2.1
1.5
1.7
3.1
1.4
2.7
1.6
1.9
2.9
2.5
1.1
1.3
3.3
2.1
1.5
1.6
3.1
1.4
2.7
1.6
0.4
0.8
0.5
0.5
0.8
1.7
0.6
0.6
0.8
0.6
1.0
1.7
1.2
1.7
3.0
2.0
1.1
1.5
3.4
1.9
1.6
1.7
3.5
1.1
2.7
1.1
1.7
3.0
2.0
1.2
1.5
3.9
1.8
1.6
1.7
3.4
1.1
2.7
1.0
0.6
0.6
0.8
0.6
0.6
2.7
0.5
0.5
0.6
1.0
0.6
1.6
0.3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
0.4
0.7
0.4
1.6
0.5
1.1
0.4
0.9
0.4
0.7
0.4
1.6
0.5
1.1
0.4
0.9
1.2
1.3
0.6
0.6
1.2
1.3
0.6
0.6
Full time .................................................................
Part time ................................................................
0.4
0.6
0.4
0.6
Nonunion ...............................................................
0.4
0.4
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
2.4
0.7
0.4
0.5
0.6
1.1
2.4
0.7
0.4
0.5
0.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.7
1.0
0.7
0.7
1.0
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Information .........................................................
0.4
0.7
1.5
1.0
0.3
0.4
0.7
1.5
1.0
0.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2015—continued
Characteristics
Employee
contribution
required
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
0.6
0.6
1.2
0.6
1.2
1.1
0.3
0.5
0.3
0.4
0.6
0.6
1.2
0.6
1.2
1.1
0.3
0.5
0.3
0.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
1.0
0.9
0.3
0.5
0.4
0.8
1.0
0.9
0.3
0.5
0.4
0.6
0.7
0.8
0.8
1.1
2.0
1.4
0.6
0.8
0.9
0.8
2.1
0.5
0.6
0.7
0.8
0.8
1.1
2.0
1.4
0.6
0.8
0.9
0.8
2.1
0.5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2015
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
0.9
0.2
0.8
0.2
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
1.4
1.4
2.0
2.5
1.1
1.7
1.4
2.1
0.3
0.3
0.3
–
0.3
0.4
0.4
–
1.3
1.3
1.8
2.3
1.1
1.5
1.4
2.0
0.2
0.3
0.3
0.6
0.3
0.6
–
0.8
0.1
0.1
0.1
–
0.1
0.3
–
–
3.0
2.7
1.7
2.4
–
–
0.3
–
2.9
2.6
1.8
2.4
1.5
0.9
0.6
0.6
–
–
0.1
–
Full time .................................................................
Part time ................................................................
0.8
3.2
0.2
–
0.8
3.1
0.2
1.0
0.1
–
Nonunion ...............................................................
0.9
0.2
0.9
0.2
0.1
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.0
5.2
1.7
1.3
1.2
1.7
–
–
0.2
0.2
0.3
0.7
2.1
5.1
1.7
1.3
1.1
1.6
0.5
0.8
0.5
0.3
0.3
0.4
–
–
0.1
0.1
0.1
0.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.8
2.9
1.9
0.3
–
0.3
1.8
3.0
1.9
0.6
0.6
0.8
0.1
–
0.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.0
1.6
2.9
1.9
4.1
3.7
0.2
0.4
–
0.5
0.7
1.5
0.9
1.4
2.6
1.8
4.0
3.5
0.2
0.5
0.9
0.8
–
–
0.1
0.2
–
0.3
–
–
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2015—continued
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
2.1
1.8
1.4
1.7
2.4
7.1
2.1
3.2
2.5
2.6
2.7
2.7
5.0
5.3
–
0.2
0.2
0.3
0.5
–
0.8
–
–
0.3
0.5
–
–
–
1.7
1.8
1.3
1.4
2.4
7.2
1.9
3.0
2.2
2.6
2.7
2.5
5.0
5.4
–
0.5
0.6
–
–
–
–
–
0.6
0.3
0.4
0.7
–
–
–
0.2
0.2
–
–
–
–
–
–
0.1
0.1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.5
2.9
1.0
1.4
1.1
0.1
0.2
–
0.3
0.3
0.5
1.4
1.5
2.8
0.9
1.3
1.0
0.3
0.4
0.4
0.3
0.5
0.4
0.1
0.1
–
0.1
0.1
0.1
1.6
2.2
2.0
1.5
2.3
2.6
2.5
2.0
2.7
2.5
1.7
2.9
2.1
0.5
0.7
–
0.3
0.4
–
0.4
0.3
0.4
0.2
0.3
0.6
–
1.6
2.1
2.0
1.3
2.0
2.2
2.2
2.0
2.8
2.2
1.7
3.1
2.0
–
–
0.7
0.3
0.4
0.9
0.4
0.6
0.5
1.5
0.3
–
0.5
–
–
–
0.1
0.1
–
0.1
0.1
0.1
0.1
0.2
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2015
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
0.1
1.2
0.6
0.9
0.4
(2)
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
0.1
0.3
–
0.3
0.1
–
0.2
0.6
1.7
2.0
2.1
3.5
1.6
3.1
1.6
3.2
1.0
1.1
1.3
1.7
0.9
1.3
1.0
1.9
1.3
1.8
1.5
3.4
1.4
2.8
1.3
2.9
0.8
0.9
–
0.8
0.4
–
0.6
0.5
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.7
0.2
–
7.3
3.4
2.0
3.4
–
1.9
1.4
2.3
–
3.4
1.7
2.7
–
0.7
0.6
–
0.1
(2)
(2)
(2)
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.1
–
1.2
4.0
0.6
1.0
0.9
3.7
0.5
–
(2)
0.1
0.0
0.0
Nonunion ...............................................................
0.1
1.2
0.6
1.0
0.4
(2)
0.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.2
0.2
0.1
0.2
3.3
7.7
1.6
1.6
1.6
2.1
1.4
–
1.2
1.0
0.9
1.3
2.9
–
1.3
1.3
1.3
1.8
–
–
0.4
0.8
0.6
0.9
(2)
0.1
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
–
–
–
2.0
7.2
2.0
1.3
2.9
1.5
2.0
–
2.1
–
–
–
(2)
0.1
(2)
0.0
0.0
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.1
0.4
–
–
–
–
1.3
2.2
4.1
1.8
4.8
5.9
0.7
1.4
3.4
0.9
3.2
–
1.0
1.7
4.6
1.7
3.6
4.1
0.5
0.5
–
0.4
–
–
(2)
(2)
(2)
(2)
(2)
0.1
0.0
0.0
0.1
0.0
0.0
0.0
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2015—continued
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.8
1.5
1.6
2.3
2.7
7.9
3.6
4.5
2.9
3.2
2.7
3.4
6.2
5.8
1.5
1.1
1.3
2.4
1.5
–
2.0
3.0
1.5
2.8
2.3
1.7
–
–
2.2
1.3
1.3
1.7
2.5
–
2.8
3.0
2.3
2.4
2.7
2.7
–
–
–
–
–
1.1
–
–
–
2.7
–
–
–
–
–
–
(2)
(2)
(2)
(2)
(2)
0.1
(2)
0.1
(2)
(2)
(2)
(2)
0.1
(2)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
–
–
0.1
0.1
0.2
2.3
3.1
3.3
1.2
1.6
1.9
1.4
1.6
2.6
0.7
0.9
1.1
1.8
2.1
3.3
1.0
1.6
1.6
0.7
–
–
0.6
1.1
0.5
(2)
(2)
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
0.2
–
–
–
–
–
–
–
–
–
2.2
3.5
2.9
1.9
2.4
5.1
3.9
2.6
2.8
5.2
2.6
4.9
3.0
1.3
3.3
1.2
0.8
1.2
–
0.4
1.3
1.7
2.0
1.8
–
1.2
2.1
2.3
3.0
1.5
1.6
3.7
3.8
2.0
2.5
3.3
2.0
1.6
2.9
–
–
–
0.8
–
2.0
–
–
–
–
–
0.4
–
(2)
(2)
(2)
(2)
(2)
0.1
(2)
(2)
(2)
0.1
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount.
2 Less than 0.05.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, private industry workers,
National Compensation Survey, March 2015
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
$12,262.14 $105,554.99
0.9
$0.00
$17,431.37
75th
percentile
90th
percentile
With no
maximum
benefit
amount
$13,379.09
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
1.2
1.8
1.3
2.4
1.0
1.7
1.1
3.4
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
6,822.02
0.00
0.00
–
–
46,826.81
48,354.81
54,448.94
11,586.63
0.00
23,173.26
10,724.15
4,013.73
39,006.41
34,759.89
131,938.43
0.00
0.00
0.00
0.00
–
405,697.55
–
–
0.00
171,987.64
72,048.59
–
–
1.2
1.8
1.3
2.4
1.0
1.7
1.1
3.4
7.4
3.6
2.5
3.1
–
0.00
0.00
0.00
–
5,983.31
4,177.62
–
36,123.54
27,581.70
8,849.44
–
–
–
0.00
124,159.09
0.00
0.00
0.00
148,832.96
7.4
3.6
2.5
3.1
Full time .................................................................
Part time ................................................................
0.9
3.4
0.00
0.00
–
10,889.79
7,479.14
–
121,245.10
–
58,318.09
44,874.83
0.9
3.4
Nonunion ...............................................................
0.9
0.00
–
7,479.14
119,103.95
13,379.09
0.9
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.1
4.3
1.3
1.5
1.3
1.8
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
0.00
12,152.16
0.00
3,344.77
25,029.98
–
44,594.73
43,011.22
74,542.66
87,351.72
0.00
–
0.00
0.00
173,283.73
105,770.98
53,516.35
–
0.00
0.00
267,581.76
241,194.94
2.1
4.3
1.3
1.5
1.3
1.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.4
6.4
2.4
0.00
0.00
0.00
0.00
0.00
3,344.77
47,302.22
8,566.80
26,758.18
142,849.57
–
99,221.97
0.00
13,379.09
0.00
2.4
6.4
2.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.6
3.3
2.3
4.4
5.1
0.00
0.00
0.00
0.00
0.00
0.00
13,807.06
0.00
–
0.00
10,703.27
–
58,202.88
–
58,856.58
1,158.66
0.00
–
64,076.61
0.00
0.00
0.00
84,086.27
–
114,701.79
0.00
0.00
430,320.23
40,828.15
205,968.44
0.8
1.6
3.3
2.3
4.4
5.1
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, private industry workers,
National Compensation Survey, March 2015—continued
Characteristics
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
$66,895.44
–
107,658.02 $250,299.82
116,636.19
0.00
99,447.22
0.00
0.00
–
205,315.61 275,816.97
170,550.58 200,686.32
0.00
0.00
20,068.63
0.00
11,586.63
93,653.62
0.00
0.00
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
2.5
1.1
1.2
1.4
2.5
2.2
2.5
1.6
2.8
2.3
1.9
$0.00
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
0.00
0.00
–
$0.00
0.00
0.00
–
15,659.82
27,115.36
16,358.64
0.00
0.00
7,943.39
$13,379.09
18,393.21
53,361.43
8,773.25
–
–
–
57,155.49
8,192.98
10,034.32
48,238.99
2.5
1.1
1.2
1.4
2.5
2.2
2.5
1.6
2.8
2.3
1.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.5
2.7
1.1
1.6
1.5
0.00
0.00
0.00
0.00
0.00
0.00
–
–
–
–
2,675.82
0.00
3,344.77
29,433.99
34,926.85
48,774.07
9,460.44
36,682.86
0.00
0.00
0.00
68,384.03
0.00
0.00
42,308.39
0.00
–
151,514.85
0.00
–
1.4
1.5
2.7
1.1
1.6
1.5
1.5
2.4
1.8
1.2
1.5
2.9
2.4
2.2
3.0
2.8
2.3
3.4
3.0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2,675.82
0.00
15,802.06
–
–
–
–
–
14,701.79
10,513.44
12,902.33
–
8,824.11
62,395.91
0.00
13,790.85
49,075.91
28,270.74
41,776.19
58,700.51
35,718.66
72,593.11
56,525.66
25,735.19
–
44,277.51
20,068.63
50,278.50
31,197.96
62,126.38
283,102.90
0.00
–
18,920.89
69,840.89
0.00
101,451.96
–
61,674.55
0.00
120,039.58
0.00
444,992.98
0.00
0.00
–
167,639.49
–
0.00
0.00
0.00
187,307.23
1.5
2.4
1.8
1.2
1.5
2.9
2.4
2.2
3.0
2.8
2.3
3.4
3.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth
of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2015
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
$0.00
$0.00
$2,332.72
$0.00
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
0.00
0.00
0.00
–
–
1,295.42
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3,323.30
1,237.11
0.00
0.00
668.95
0.00
0.00
2,503.00
6,067.60
4,868.22
0.00
0.00
0.00
5,138.34
–
4,682.68
5,113.89
946.04
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
2,732.09
0.00
0.00
0.00
0.00
1,156.73
–
–
1,396.82
0.00
0.00
267.58
0.00
4,437.34
2,741.90
6,248.55
5,779.39
0.00
0.00
0.00
Full time .................................................................
Part time ................................................................
0.00
283.81
3,340.09
0.00
0.00
946.04
3,714.96
7,047.87
0.00
0.00
Nonunion ...............................................................
0.00
771.48
0.00
4,007.03
0.00
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
–
1,922.59
579.33
0.00
0.00
–
0.00
0.00
0.00
–
4,634.65
4,634.65
0.00
5,007.78
0.00
0.00
668.95
–
0.00
0.00
0.00
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.00
378.42
0.00
–
0.00
3,227.66
0.00
1,495.83
0.00
3,664.01
3,208.19
1,434.75
0.00
0.00
0.00
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.00
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1,966.32
1,532.77
0.00
267.58
2,006.86
0.00
6,203.63
–
–
0.00
–
0.00
0.00
–
0.00
0.00
0.00
–
0.00
0.00
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2015—continued
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
$0.00
–
668.95
–
2,915.90
2,317.33
0.00
–
0.00
0.00
0.00
0.00
0.00
0.00
$1,769.89
0.00
5,181.70
4,915.79
3,208.19
1,158.66
2,115.42
–
668.95
0.00
0.00
2,411.95
0.00
0.00
$4,537.07
3,208.19
0.00
1,158.66
0.00
1,495.83
5,636.71
–
3,475.99
5,318.08
–
4,230.84
0.00
0.00
$7,568.36
0.00
0.00
0.00
0.00
–
12,639.52
0.00
8,461.68
5,793.32
3,344.77
12,745.29
3,602.43
4,586.12
$0.00
0.00
–
–
–
5,050.50
0.00
0.00
0.00
0.00
0.00
0.00
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.00
0.00
946.04
788.69
1,944.58
1,057.71
2,524.36
1,080.73
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
668.95
4,866.38
4,293.83
8,969.98
6,410.80
4,404.44
0.00
1,070.33
0.00
0.00
0.00
0.00
0.00
0.00
2,604.63
–
2,503.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
334.48
884.94
1,415.91
0.00
–
0.00
–
–
–
–
2,314.43
2,131.23
3,454.03
0.00
1,158.66
0.00
1,337.91
4,870.06
1,337.91
0.00
0.00
–
1,495.83
0.00
1,939.97
3,896.05
0.00
2,411.95
0.00
3,946.26
9,172.24
3,619.78
5,493.58
3,685.93
0.00
4,351.80
231.73
0.00
–
–
1,174.01
4,764.16
0.00
0.00
13,774.61
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as
or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount
shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 22. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March 2015
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
1.0
0.9
0.7
0.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
2.0
1.7
–
1.7
2.0
2.1
2.6
3.4
2.0
2.6
2.6
1.3
1.9
1.9
3.3
1.4
2.2
1.6
2.7
3.3
2.2
2.5
3.0
0.8
1.5
–
2.9
–
–
–
1.5
–
1.6
–
–
0.4
0.2
–
–
–
–
–
0.7
–
0.3
–
–
Full time .................................................................
Part time ................................................................
1.0
2.8
1.1
–
0.7
3.1
0.2
–
Nonunion ...............................................................
1.0
1.0
0.7
0.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
3.7
2.1
1.5
1.3
2.0
2.3
3.0
2.0
1.6
1.2
2.0
2.4
3.5
1.6
1.2
0.9
–
–
–
0.2
0.2
0.4
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.8
4.5
2.3
1.8
4.5
2.1
0.8
3.8
1.3
0.3
1.1
0.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
1.2
1.9
3.5
4.2
3.1
1.1
1.9
3.5
3.6
2.8
0.8
–
1.7
–
–
0.3
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March
2015—continued
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.1
1.5
1.7
2.9
–
3.6
4.4
7.1
2.4
3.5
2.4
3.2
6.4
7.2
4.4
2.1
1.5
1.8
2.7
9.0
2.7
3.9
4.6
2.6
4.0
3.0
3.3
5.5
5.6
5.5
–
–
–
1.6
6.4
–
–
–
–
–
–
–
6.4
7.0
7.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.7
2.7
1.3
1.8
2.1
1.5
1.8
2.9
1.2
1.9
1.9
1.3
1.6
–
0.7
1.2
1.3
0.2
0.2
–
0.3
0.2
0.6
1.6
3.5
1.7
2.0
2.8
5.5
2.7
1.6
2.0
2.1
4.0
2.1
1.6
3.5
1.6
2.0
2.8
5.6
2.7
1.6
2.0
2.4
4.0
2.6
1.5
–
1.5
–
–
–
–
–
–
–
–
–
0.2
–
0.2
–
–
–
–
0.8
1.1
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Employer assumes all risks and expenses of providing the benefit.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
1.0
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
1.6
1.1
4.3
1.2
1.7
1.4
1.6
1.4
2.0
1.3
3.5
0.8
1.6
1.1
4.3
1.2
1.7
1.4
1.6
1.4
2.0
1.3
3.5
Full time .................................................................
Part time ................................................................
1.0
2.7
1.0
2.7
Nonunion ...............................................................
1.0
1.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.9
5.9
1.6
1.1
0.8
1.3
3.9
5.9
1.6
1.1
0.8
1.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.0
4.3
1.0
1.0
4.3
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
1.3
1.2
2.3
3.0
1.8
1.3
1.2
2.3
3.0
1.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2015—continued
Characteristics
Employee
contribution
required
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.1
0.7
0.6
1.5
6.9
1.9
2.3
4.4
3.3
1.3
4.0
6.3
7.4
4.0
1.1
0.7
0.6
1.5
6.9
1.9
2.3
4.4
3.3
1.3
4.0
6.3
7.4
4.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.8
2.0
2.5
0.8
1.4
1.1
1.8
2.0
2.5
0.8
1.4
1.1
2.5
1.9
2.7
0.6
0.8
1.3
1.2
0.7
0.8
1.3
1.6
2.5
1.9
2.7
0.6
0.8
1.3
1.2
0.7
0.8
1.3
1.6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2015
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.4
0.3
1.0
0.9
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
–
0.3
1.6
0.3
0.8
0.3
2.3
1.0
1.2
1.8
1.3
0.4
0.5
0.4
–
–
–
–
–
0.6
0.7
1.1
–
1.6
2.1
1.8
2.5
1.5
2.1
1.7
2.7
3.2
2.0
2.8
2.0
1.5
2.1
1.6
0.9
1.5
2.1
1.7
2.2
3.1
1.8
2.5
1.7
0.5
–
0.9
–
–
–
–
–
–
0.3
0.5
–
Full time .................................................................
Part time ................................................................
0.4
0.4
0.3
–
1.1
1.2
0.9
0.9
0.3
–
Nonunion ...............................................................
0.3
0.3
1.1
1.0
0.3
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
0.8
0.7
0.6
0.5
0.4
–
–
0.6
–
0.4
–
1.8
1.9
1.5
1.4
1.5
2.0
1.0
1.3
1.4
1.3
1.4
2.0
–
–
0.2
–
0.4
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
4.3
1.3
0.6
–
–
1.9
4.8
2.3
1.6
3.4
1.8
0.4
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
0.3
0.6
1.0
2.3
–
0.3
–
1.0
–
–
1.1
1.4
3.1
3.4
3.2
1.0
1.3
2.8
3.6
3.2
0.4
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2015—continued
Characteristics
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.3
–
–
–
–
–
–
–
1.2
–
–
–
1.5
1.0
–
–
0.3
–
–
–
–
–
–
–
–
–
–
–
–
–
1.9
1.8
2.6
3.3
5.1
3.3
3.9
6.1
2.2
2.5
1.9
2.6
4.3
3.6
2.7
1.9
1.8
2.6
3.3
–
3.2
3.9
–
1.1
1.8
1.8
1.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.7
0.9
0.5
0.9
0.6
0.6
0.6
–
0.3
0.3
–
1.4
1.8
2.1
1.3
2.0
1.7
1.2
1.5
1.7
1.2
1.7
1.7
0.1
0.1
–
0.5
0.4
–
0.5
1.8
0.5
0.7
1.0
2.4
0.7
1.1
1.3
0.6
1.0
0.7
–
0.1
–
–
–
–
–
0.7
0.5
0.5
–
0.7
1.4
4.0
1.5
2.0
2.8
4.9
3.0
2.0
2.5
2.3
3.7
2.9
1.2
3.9
1.3
2.0
2.7
5.0
2.9
1.6
2.0
2.0
3.4
2.4
–
–
–
–
–
–
–
0.2
0.1
0.7
–
1.1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2015
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.5
0.0
1.8
0.0
0.0
0.0
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.1
1.1
0.6
0.6
1.1
0.6
1.8
2.5
1.0
1.4
1.3
0.0
0.1
0.0
0.1
0.0
0.8
0.0
0.0
0.3
0.7
1.3
0.4
–
3.3
2.2
–
1.8
1.5
1.2
1.6
1.4
2.7
4.1
1.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
7.9
9.2
0.0
0.0
0.0
0.9
1.1
1.1
0.6
0.6
1.1
0.6
1.8
2.5
1.0
1.4
1.3
Full time .................................................................
Part time ................................................................
0.6
0.7
0.0
0.1
2.1
0.0
0.0
0.0
0.0
0.0
0.0
–
0.6
0.7
Nonunion ...............................................................
0.5
0.0
2.0
0.0
0.0
0.0
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
1.2
0.7
0.7
1.0
1.3
0.0
–
0.0
0.0
0.0
0.0
4.2
0.0
3.5
3.7
2.8
3.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.3
10.1
0.0
0.0
0.0
0.0
0.7
1.2
0.7
0.7
1.0
1.3
Goods-producing industries ...................................
Manufacturing ....................................................
1.1
1.0
1.2
1.2
2.0
1.6
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Information .........................................................
0.6
1.1
1.6
2.8
0.0
0.2
0.4
0.6
2.5
0.4
4.4
1.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.6
1.1
1.6
2.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2015—continued
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
0.8
0.8
1.0
1.4
1.8
2.6
0.9
1.1
1.5
1.0
0.0
0.0
0.2
0.0
1.3
0.0
0.0
0.2
0.0
0.4
0.0
0.2
1.4
1.4
2.3
0.1
1.3
4.8
1.6
0.3
0.2
–
2.6
0.0
3.3
1.4
0.0
0.0
0.0
0.0
0.0
1.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.9
0.0
0.8
0.8
1.0
1.4
1.8
2.6
0.9
1.1
1.5
1.0
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.7
1.2
0.7
1.1
0.9
0.0
0.0
0.2
0.5
0.0
0.4
0.8
0.8
–
2.3
3.7
0.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.6
0.7
1.2
0.7
1.1
0.9
0.8
2.1
0.9
1.0
1.3
1.0
2.5
1.2
1.7
0.9
2.0
0.8
0.0
1.2
–
0.0
0.0
1.3
0.0
0.0
0.0
1.4
0.7
1.0
0.0
–
0.0
0.0
0.0
1.2
–
–
3.5
0.0
1.0
2.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.0
0.0
0.0
0.0
0.0
0.0
–
0.8
2.1
0.9
1.0
1.3
1.0
2.5
1.2
1.7
0.9
2.0
0.8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2015
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
0.2
1.0
0.1
1.5
1.3
0.8
0.3
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
0.4
0.1
–
0.3
–
0.3
0.3
–
0.7
1.3
–
1.3
2.0
1.6
3.6
1.2
1.6
1.5
2.4
3.1
1.9
2.6
2.7
0.2
0.1
0.3
–
0.3
–
0.2
0.8
–
0.1
0.1
–
2.3
3.0
3.0
4.5
1.6
2.3
2.2
3.4
4.4
2.5
3.3
3.7
1.9
3.1
2.3
3.1
1.5
2.3
1.9
3.2
3.8
2.1
3.1
2.3
1.4
2.0
1.7
2.2
1.1
1.9
1.4
2.2
3.0
1.6
2.5
1.7
0.5
0.7
0.5
0.6
0.3
0.6
0.4
0.7
0.9
0.5
0.6
0.8
0.0
3.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.2
–
1.1
2.3
0.1
–
1.6
3.6
1.3
2.3
1.0
1.3
0.3
0.5
0.0
0.0
Nonunion ...............................................................
0.2
1.1
0.2
1.6
1.2
0.9
0.3
0.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
–
–
0.2
0.2
0.2
2.4
3.5
1.6
1.3
1.3
1.7
1.0
–
–
0.2
0.1
0.1
3.3
5.0
2.3
1.9
2.3
3.0
2.0
3.6
2.1
1.5
2.0
2.3
1.2
1.3
1.6
1.4
1.2
2.1
0.4
0.6
0.5
0.4
0.4
0.7
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
–
–
0.8
1.8
3.5
2.0
–
–
0.1
2.3
4.3
2.7
2.3
4.8
2.6
2.0
1.4
2.5
0.5
0.8
0.6
0.0
0.0
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
0.2
0.5
–
–
–
1.2
1.5
2.5
4.8
3.6
0.2
0.4
–
–
–
1.8
1.9
3.9
4.3
5.7
1.5
1.5
2.2
3.9
–
0.9
1.4
2.3
3.7
4.1
0.3
0.6
1.0
1.9
1.1
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2015—continued
Fixed percent of annual earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
0.2
–
–
0.2
–
–
–
4.9
3.0
4.7
1.8
–
2.3
2.5
–
2.5
3.7
2.5
3.1
6.8
6.7
2.7
–
–
–
–
–
–
–
–
0.2
–
–
0.1
–
–
2.6
3.0
2.0
3.1
3.8
11.3
3.9
5.6
5.7
3.6
3.8
2.2
3.9
7.6
8.5
6.1
2.9
2.6
4.5
3.8
–
4.1
4.9
6.5
3.7
3.8
1.3
4.2
7.2
–
5.1
2.5
2.6
2.5
3.9
–
1.5
2.3
–
2.7
3.2
2.0
3.2
1.8
2.1
1.6
1.1
1.0
1.1
0.7
2.1
0.7
1.0
0.9
0.5
0.8
0.9
0.7
1.1
1.1
0.6
0.0
3.5
0.0
3.5
2.7
0.0
1.2
0.0
0.0
0.0
0.0
0.0
1.3
0.3
6.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.1
0.1
–
0.3
–
0.5
1.8
2.5
2.4
1.3
1.4
1.7
0.3
0.4
–
0.1
–
0.2
2.1
2.3
3.4
1.8
2.5
2.5
2.0
3.1
2.9
1.6
2.3
2.0
1.4
1.6
2.6
1.1
1.4
1.7
0.4
0.6
0.6
0.3
0.4
0.6
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
0.4
–
–
–
–
–
0.6
–
0.9
2.2
1.6
2.5
1.4
1.9
3.9
1.7
1.9
2.5
2.2
2.8
3.3
–
–
–
(2)
–
–
–
–
–
1.0
–
1.7
2.9
6.6
3.0
2.7
4.0
4.7
4.0
2.5
2.9
2.9
5.1
3.9
2.5
4.8
2.7
1.9
2.7
–
2.6
2.0
2.6
2.0
3.1
2.6
0.9
3.1
0.8
1.8
2.1
–
3.7
2.1
2.5
2.6
–
2.9
0.4
1.6
0.4
0.5
0.5
1.7
1.3
0.5
0.6
0.6
1.1
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
2 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2015
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.1
$0.00
$19.96
$0.95
$144.40
$143.59
1.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.6
2.5
2.1
2.6
1.6
2.2
1.9
3.3
3.7
2.3
2.9
2.9
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
45.80
0.00
0.00
0.00
28.10
63.87
14.18
45.90
38.97
–
35.14
88.10
78.11
36.60
32.16
107.83
224.34
–
262.75
45.83
3.54
6.16
5.08
27.51
9.13
51.02
57.85
47.22
342.94
160.07
359.26
12.67
80.80
246.85
182.91
99.84
351.35
173.86
26.76
–
0.00
0.00
104.15
136.12
283.83
61.81
0.00
415.72
223.67
29.92
560.91
0.00
1.6
2.5
2.1
2.6
1.6
2.2
1.9
3.3
3.7
2.3
2.9
2.9
Full time .................................................................
Part time ................................................................
1.2
1.9
0.00
0.00
67.28
4.01
4.03
86.43
40.87
6.92
19.78
246.65
1.2
1.9
Nonunion ...............................................................
1.2
0.00
21.54
3.40
169.67
68.40
1.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
1.7
2.1
1.7
1.6
2.3
0.00
0.00
0.00
0.00
0.00
0.00
6.98
0.00
25.89
35.49
0.00
39.45
42.45
84.26
9.37
6.22
152.21
63.59
3.88
1.28
229.03
172.04
361.76
298.82
211.42
–
102.66
189.92
0.00
622.10
1.7
1.7
2.1
1.7
1.6
2.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.2
2.8
2.7
0.00
0.00
14.17
69.41
44.19
80.30
7.47
63.87
3.51
0.00
–
0.00
308.37
–
417.22
2.2
2.8
2.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
1.3
2.0
3.5
4.8
5.1
0.00
0.00
0.00
0.00
0.00
20.86
52.64
99.35
–
–
0.95
17.82
25.01
2.68
414.96
132.12
30.39
256.25
–
113.53
62.67
145.31
269.77
212.13
621.89
1.3
2.0
3.5
4.8
5.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2015—continued
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
3.3
2.7
3.9
4.3
2.7
3.7
4.6
2.9
4.3
3.0
3.5
4.2
$0.00
42.92
–
–
0.00
38.59
0.00
0.00
0.00
0.00
0.00
0.00
–
$10.19
–
22.69
55.02
31.02
–
–
0.00
0.00
–
–
–
$287.57
221.87
88.93
–
28.95
15.64
10.93
67.39
–
18.31
28.17
$357.94
399.23
30.91
670.50
81.93
94.60
–
258.72
–
39.90
375.30
–
$1,222.67
178.44
681.08
–
178.51
352.53
392.48
206.52
398.97
30.91
265.25
–
3.3
2.7
3.9
4.3
2.7
3.7
4.6
2.9
4.3
3.0
3.5
4.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.7
2.2
3.1
1.5
2.0
2.3
0.00
0.00
0.00
0.00
0.00
0.00
–
49.52
42.93
89.26
83.89
62.75
20.20
19.94
27.54
25.63
64.98
35.35
0.00
259.38
227.55
162.85
175.45
–
347.77
18.92
376.91
0.00
26.76
48.10
1.7
2.2
3.1
1.5
2.0
2.3
1.1
4.4
1.1
2.4
3.2
8.8
2.6
2.8
3.7
3.1
5.1
3.9
0.00
17.75
0.00
14.06
19.88
14.19
55.10
34.48
21.49
35.39
–
23.23
0.00
–
0.00
0.00
8.03
97.19
51.49
52.99
85.50
3.08
–
82.00
5.17
119.15
15.95
0.00
0.00
43.02
287.96
–
100.57
60.05
–
–
1.07
373.05
9.35
121.33
245.78
43.68
322.87
137.97
141.74
231.88
449.70
373.15
229.22
209.52
–
184.92
250.37
52.08
387.70
0.00
0.00
20.07
0.00
196.23
1.1
4.4
1.1
2.4
3.2
8.8
2.6
2.8
3.7
3.1
5.1
3.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
0.8
1.0
1.6
0.9
1.6
1.0
1.6
1.8
0.9
1.0
1.2
0.8
0.8
1.0
1.6
0.9
1.6
1.0
1.6
1.8
0.9
1.0
1.2
Full time .................................................................
Part time ................................................................
0.6
1.3
0.6
1.3
Union .....................................................................
Nonunion ...............................................................
1.5
0.6
1.5
0.6
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.4
0.8
0.7
0.8
1.1
2.4
0.8
0.7
0.8
1.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
2.5
1.1
0.9
2.5
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
1.3
2.3
1.3
2.3
3.4
0.7
1.3
2.3
1.3
2.3
3.4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2015—continued
Characteristics
Employee
contribution
required
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
1.3
0.8
0.6
0.9
1.2
1.9
2.1
1.2
1.4
1.8
1.5
2.4
1.3
0.8
0.6
0.9
1.2
1.9
2.1
1.2
1.4
1.8
1.5
2.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.8
1.0
0.9
1.0
1.3
0.6
0.8
1.0
0.9
1.0
1.3
1.9
1.2
2.5
0.9
1.3
2.5
1.1
0.8
1.1
1.5
1.6
1.9
1.9
1.2
2.5
0.9
1.3
2.5
1.1
0.8
1.1
1.5
1.6
1.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2015
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.5
0.4
0.2
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.6
1.0
0.6
1.6
3.6
0.5
1.5
0.5
1.7
1.6
1.4
2.4
1.2
0.6
1.0
0.6
1.0
–
0.5
1.5
0.4
1.5
1.4
1.0
1.7
0.7
0.1
–
–
–
–
0.1
–
0.1
0.5
–
1.0
1.6
0.9
(1)
–
–
–
–
0.2
–
0.2
0.6
–
0.5
0.5
0.7
Full time .................................................................
Part time ................................................................
0.5
2.2
0.4
2.0
0.2
–
0.1
–
Union .....................................................................
Nonunion ...............................................................
2.3
0.5
1.0
0.5
1.9
(1)
1.1
(1)
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.8
0.5
0.8
0.7
1.0
1.7
0.5
0.7
0.7
1.0
–
0.2
0.4
0.2
0.1
–
0.1
0.2
0.1
0.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.6
2.9
1.8
1.4
–
1.4
0.8
1.3
1.0
0.3
–
0.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.4
1.1
2.1
2.3
1.3
3.8
0.4
1.0
1.7
2.1
0.7
3.6
0.2
0.4
–
–
–
–
0.1
0.4
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2015—continued
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.8
0.9
0.4
0.6
0.7
6.7
0.9
1.1
1.0
0.6
0.5
0.5
0.7
4.1
6.8
0.0
1.8
0.3
0.3
0.3
0.7
–
0.9
–
–
0.6
–
–
0.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.9
1.2
0.6
0.8
0.8
0.7
0.9
1.2
0.5
0.8
0.7
–
–
–
0.3
0.2
0.4
–
–
–
0.2
0.3
0.2
0.7
0.9
0.8
0.8
0.9
3.6
1.2
1.1
1.2
2.4
1.1
2.1
1.2
0.3
0.6
0.5
0.8
1.0
–
1.2
0.9
1.1
1.8
1.1
2.1
1.2
0.5
–
0.7
0.1
–
–
–
0.6
0.5
–
–
–
–
0.2
–
0.3
1
( )
–
–
–
0.4
0.5
–
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Less than 0.05.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2015
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.1
1.2
0.4
0.5
0.1
0.2
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.6
2.3
1.8
4.0
–
1.6
2.2
1.8
2.8
2.8
1.6
2.0
2.5
1.8
2.5
1.9
4.4
8.4
1.8
3.2
1.9
2.7
2.9
1.8
2.2
3.1
0.7
0.7
0.8
2.2
–
0.6
1.2
0.6
1.4
0.7
–
–
1.1
0.7
0.8
0.9
–
–
0.6
1.3
0.6
0.9
1.0
1.0
1.6
1.2
0.1
0.1
0.2
–
–
0.3
0.8
0.2
0.5
0.5
–
–
–
0.2
0.4
0.2
0.5
0.9
0.2
0.3
0.2
0.5
0.4
0.2
0.3
0.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
1.1
3.6
1.2
4.7
0.4
–
0.5
2.2
0.1
–
0.2
0.4
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
2.6
1.1
2.8
1.3
2.0
0.5
0.5
0.5
0.4
0.1
0.3
0.2
0.0
0.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.0
1.9
1.4
1.7
2.4
3.2
2.1
1.4
1.9
2.7
1.3
0.7
0.5
0.8
1.2
–
0.6
0.7
0.7
1.0
–
0.3
0.2
0.1
0.2
0.4
0.3
0.2
0.3
0.4
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.7
–
1.7
2.1
5.0
2.4
1.3
–
1.6
1.1
–
–
0.3
0.8
–
0.3
0.9
0.2
0.0
0.0
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.3
1.5
2.9
2.2
3.4
3.6
1.4
2.0
3.7
3.3
3.6
3.7
0.5
0.8
–
–
–
3.9
0.5
0.8
1.5
2.0
1.1
–
0.1
0.2
–
–
–
–
0.2
0.3
0.5
0.3
0.4
0.8
0.0
0.0
0.0
0.0
0.0
0.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2015—continued
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.7
2.1
2.2
2.4
2.6
–
3.5
4.3
7.5
2.5
–
–
3.1
–
–
–
3.6
2.1
2.0
2.3
3.0
5.1
3.9
4.9
8.6
2.6
2.4
1.6
3.2
7.1
10.6
5.9
1.3
1.0
1.0
1.3
2.4
–
–
2.1
–
0.4
1.3
1.1
–
–
–
–
1.8
0.8
0.9
1.1
–
–
1.6
–
–
0.7
2.4
1.0
0.3
–
–
4.1
0.7
0.2
0.3
0.2
–
–
–
–
–
0.2
–
–
–
–
–
–
0.5
0.3
0.3
0.3
0.4
0.4
0.5
0.7
1.0
0.3
0.2
0.2
0.3
0.7
1.1
0.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
1.9
2.4
1.3
1.9
1.9
1.9
2.3
2.8
1.4
2.1
2.1
0.8
1.1
1.5
0.5
0.7
0.8
0.6
0.9
0.9
0.7
0.8
1.1
0.3
0.3
0.5
0.1
0.2
0.1
0.2
0.2
0.4
0.2
0.3
0.3
0.0
0.0
0.0
0.0
0.0
0.0
2.5
4.0
3.1
2.0
3.1
4.4
2.9
1.6
2.1
1.8
2.8
5.6
3.1
2.8
3.8
3.6
2.1
3.4
3.9
3.1
1.9
2.2
3.8
2.9
5.3
3.4
0.6
1.9
–
0.6
0.8
–
1.1
1.1
1.5
1.8
1.1
1.8
1.3
1.4
1.3
1.9
0.6
0.8
1.5
–
0.9
0.9
2.1
1.2
–
1.8
0.2
0.3
–
0.2
0.3
–
–
0.2
0.2
0.3
0.3
–
0.4
0.3
0.6
0.4
0.3
0.4
0.8
0.5
0.2
0.3
0.2
0.4
0.6
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
67 percent
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2015
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
0.8
$101.61
$0.00
$178.94
–
$401.37
0.8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.1
1.1
2.3
0.9
1.4
0.9
2.1
1.9
2.2
2.7
3.6
464.69
914.10
–
889.96
0.00
466.61
549.47
695.54
780.84
181.80
99.68
871.01
346.89
0.00
0.00
0.00
0.00
0.00
0.00
97.40
661.96
0.00
0.00
–
388.34
0.00
376.78
209.31
956.53
189.21
551.57
512.87
0.00
463.47
605.76
1,105.29
$768.91
931.75
1,543.13
0.00
595.52
1,223.40
369.44
0.00
0.00
0.00
0.00
0.00
2,035.95
1,163.55
292.48
1,712.05
0.00
1,086.26
72.05
334.48
2,463.41
1,107.32
0.00
1,377.87
0.9
1.1
1.1
2.3
0.9
1.4
0.9
2.1
1.9
2.2
2.7
3.6
Full time .................................................................
Part time ................................................................
0.8
3.4
93.26
–
0.00
163.86
313.92
598.33
–
–
423.08
858.12
0.8
3.4
Union .....................................................................
Nonunion ...............................................................
2.7
0.8
–
–
–
0.00
1,075.52
817.42
0.00
370.31
2,026.67
1,889.10
2.7
0.8
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.5
1.3
1.2
1.0
1.6
765.34
133.12
29.11
–
1,234.08
0.00
0.00
0.00
0.00
215.01
334.48
211.54
716.67
0.00
0.00
0.00
0.00
152.15
2,250.38
0.00
1,954.90
0.00
0.00
3,121.01
0.00
1.5
1.3
1.2
1.0
1.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.7
2.1
2.0
26.76
26.76
26.76
0.00
0.00
0.00
1,418.55
–
1,363.50
1,698.34
1,366.04
1,401.91
0.00
–
0.00
1.7
2.1
2.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.8
2.1
1.7
4.3
7.2
–
–
482.39
645.90
–
1,017.88
0.00
0.00
518.17
0.00
–
2,067.82
142.75
327.72
1,059.82
1,423.79
1,708.13
887.47
–
0.00
0.00
1,706.71
720.49
0.00
–
0.00
0.00
–
2,182.06
0.00
0.8
1.8
2.1
1.7
4.3
7.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2015—continued
Characteristics
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
2.3
1.1
1.2
1.1
2.5
2.3
2.7
5.8
0.8
2.2
2.6
0.8
$0.00
94.60
0.00
0.00
688.73
–
401.37
733.61
–
826.25
691.97
620.16
$0.00
717.82
852.61
825.23
1,011.01
1,053.47
616.75
1,135.25
0.00
0.00
216.86
0.00
$2,396.98
244.15
922.27
362.06
526.82
0.00
0.00
–
453.10
133.79
613.11
890.27
$2,382.08
442.69
579.10
0.00
3,101.49
1,595.83
1,099.39
–
0.00
0.00
831.20
0.00
$3,684.11
1,638.60
0.00
0.00
6,394.03
2,648.69
–
3,248.88
0.00
1,500.72
3,443.60
0.00
2.3
1.1
1.2
1.1
2.5
2.3
2.7
5.8
0.8
2.2
2.6
0.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.2
1.5
1.5
1.0
1.3
1.4
684.47
463.91
904.41
15.22
–
24.83
0.00
0.00
0.00
0.00
0.00
133.79
384.29
1,107.31
241.19
382.65
798.84
0.00
0.00
0.00
0.00
173.80
1,785.21
2,033.65
0.00
303.35
0.00
–
469.73
2,008.83
1.2
1.5
1.5
1.0
1.3
1.4
1.8
1.9
2.5
1.1
1.6
2.7
1.5
1.8
1.9
3.8
1.6
1.9
2.1
184.90
69.42
551.65
708.27
1,041.60
98.26
667.09
27.12
390.06
–
637.57
–
360.98
0.00
0.00
0.00
0.00
613.11
1,031.13
0.00
0.00
0.00
160.83
149.58
668.95
482.39
0.00
381.61
200.69
487.49
1,189.42
1,391.75
2,257.42
463.47
535.16
1,499.83
0.00
0.00
0.00
2,000.49
1,695.10
2,194.08
1,612.46
2,335.57
1,638.60
1,621.22
1,350.01
0.00
2,807.22
2,353.51
1,985.37
3,475.75
0.00
772.13
577.96
670.50
746.18
1,247.92
–
133.79
0.00
–
2,881.91
–
2,152.23
1.8
1.9
2.5
1.1
1.6
2.7
1.5
1.8
1.9
3.8
1.6
1.9
2.1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 32. Standard errors for leave benefits: Access, private industry workers, National Compensation Survey,
March 2015
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
0.7
0.8
0.7
0.7
0.8
0.8
0.6
0.5
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
0.7
1.4
2.0
5.0
0.8
1.2
0.9
1.5
1.1
1.3
1.5
1.8
5.3
1.0
1.3
1.3
2.0
0.9
0.8
1.3
1.7
5.9
0.8
1.3
1.0
1.7
1.2
1.8
1.4
1.3
5.9
1.0
1.2
1.4
1.4
1.1
1.2
1.4
1.7
5.7
0.9
1.5
1.3
1.9
1.0
1.1
1.4
1.8
6.4
1.0
1.4
1.5
1.6
1.3
1.8
1.7
1.3
4.1
0.9
1.0
1.2
1.5
1.0
1.6
1.2
0.6
–
0.6
0.7
0.9
0.9
0.7
1.0
0.9
1.6
3.4
0.7
1.0
0.8
1.7
2.4
1.1
1.2
1.0
2.0
2.6
2.3
1.8
2.3
2.3
2.8
1.4
1.2
1.2
1.8
1.7
2.2
1.4
1.6
2.0
2.5
2.6
1.5
1.7
2.2
2.1
2.3
1.4
1.7
1.9
1.9
1.9
1.2
1.6
1.6
1.1
1.3
0.7
1.0
0.7
2.5
2.2
1.0
1.1
1.5
Full time .................................................................
Part time ................................................................
0.5
1.4
0.8
1.1
0.5
1.4
0.8
0.9
0.8
1.3
0.8
1.4
0.8
0.9
0.6
0.4
0.5
1.2
Union .....................................................................
Nonunion ...............................................................
1.2
0.8
1.7
0.9
1.3
0.8
2.0
0.7
1.8
0.8
1.9
0.8
1.9
0.6
1.0
0.5
1.5
0.6
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.5
2.1
0.9
0.8
0.7
0.8
1.2
1.5
1.2
1.2
1.1
1.3
1.4
2.0
0.8
0.8
0.7
0.8
0.9
0.9
1.2
1.1
1.2
1.8
1.3
1.8
1.3
1.0
1.0
1.2
1.3
1.8
1.3
1.1
1.0
1.1
0.9
1.4
1.1
1.1
1.2
1.8
0.4
0.5
0.6
0.8
0.9
1.6
1.0
1.9
1.2
0.7
0.7
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.8
1.8
0.6
1.6
2.1
2.1
0.9
2.3
0.8
1.3
1.7
1.7
1.1
2.1
1.4
1.1
2.0
1.5
1.2
1.5
1.5
0.7
0.9
1.0
0.9
2.4
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
0.9
0.9
1.2
2.7
0.3
0.9
1.3
2.0
1.3
3.4
5.9
0.9
0.9
1.0
1.1
2.0
0.9
0.8
0.9
2.2
1.2
3.1
5.4
0.9
1.1
2.0
1.3
3.1
3.3
0.9
1.0
2.2
1.2
2.5
3.3
0.7
0.9
2.5
1.0
3.0
4.6
0.5
0.6
1.3
0.7
1.5
3.6
0.6
0.8
1.6
0.8
2.6
1.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 32. Standard errors for leave benefits: Access, private industry workers, National Compensation Survey,
March 2015—continued
Characteristics
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.8
0.9
0.4
0.4
0.8
3.2
1.7
1.9
3.4
1.6
2.6
1.7
1.7
2.5
2.8
3.6
1.8
1.3
0.9
1.4
1.6
4.6
2.0
2.9
3.9
2.0
2.2
1.7
2.3
2.4
2.5
3.2
1.0
0.8
0.4
0.5
0.7
2.8
2.1
2.0
4.1
1.6
2.9
1.5
1.8
2.4
2.8
2.8
2.9
1.8
1.5
2.5
2.2
5.0
2.4
3.4
3.0
1.9
2.5
1.7
2.2
1.6
1.7
2.5
1.6
1.3
0.9
0.9
1.7
3.9
2.4
2.3
3.6
1.8
3.7
1.2
1.9
2.3
2.4
3.2
1.4
1.2
0.8
0.9
1.5
4.0
2.3
2.4
3.2
1.8
3.7
1.2
2.0
2.3
2.5
2.9
2.8
1.7
1.5
1.7
2.4
3.7
1.9
2.9
2.3
2.0
2.8
2.6
2.2
1.5
1.6
2.6
3.0
1.3
1.5
2.0
2.4
3.4
1.7
2.5
2.0
1.2
1.6
1.8
1.4
0.9
0.7
1.4
0.7
1.0
0.7
0.6
1.5
3.2
2.3
2.2
4.3
1.2
2.0
0.8
1.4
2.3
2.6
3.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.3
2.3
0.7
1.1
1.0
1.2
1.3
2.1
0.9
1.4
1.2
1.1
1.1
2.1
0.7
1.1
0.9
0.9
1.1
1.8
1.0
1.3
1.5
1.1
1.2
2.2
0.9
1.3
1.3
1.1
1.3
2.3
0.7
1.2
1.2
0.8
0.9
1.6
1.1
1.4
1.7
0.6
0.6
1.1
0.8
0.9
1.3
0.9
1.2
1.1
0.5
0.7
0.8
1.3
2.1
1.5
1.1
1.2
3.9
2.1
1.8
1.6
4.4
1.7
2.4
2.3
1.7
2.3
2.2
1.2
1.6
3.4
2.1
2.0
1.7
4.9
1.7
2.1
2.3
1.4
2.3
1.7
0.9
1.3
2.1
1.5
2.0
2.1
4.1
1.6
1.7
2.3
1.5
2.4
1.9
1.1
1.7
1.8
1.9
1.6
1.8
3.2
1.2
2.3
1.4
1.6
2.9
1.8
1.2
1.4
3.9
1.9
1.9
1.7
4.5
1.5
2.9
1.7
1.5
2.7
2.0
1.2
1.3
4.6
2.0
1.7
1.7
3.9
1.3
2.6
1.6
1.6
2.8
2.1
1.0
1.1
3.4
1.8
1.4
1.8
2.3
1.0
2.4
1.1
1.2
1.2
1.7
0.7
1.0
1.6
1.4
0.8
0.8
2.0
1.1
1.4
1.4
0.8
2.3
0.6
0.9
0.8
3.6
1.7
1.3
1.0
3.3
1.1
2.5
1.1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 33. Standard errors for paid holidays: Number of days provided, private industry workers, National
Compensation Survey, March 2015
Paid holidays
Characteristics
All workers .............................................................
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
0.4
0.2
0.8
0.8
0.5
0.4
0.6
0.3
0.3
0.2
0.2
0.2
(1)
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.5
0.6
1.9
–
0.6
1.4
0.4
0.9
0.2
0.3
0.2
0.8
–
0.3
0.7
0.3
0.8
1.1
1.2
1.6
2.3
7.1
0.9
1.4
1.3
1.9
1.1
1.3
1.5
2.1
6.4
1.0
1.1
1.3
1.5
1.1
1.4
1.4
1.2
5.3
0.6
0.8
0.8
1.0
0.8
1.1
1.0
1.1
–
0.6
1.0
0.7
1.1
1.0
1.1
1.4
1.2
1.6
0.7
0.6
1.0
1.3
0.8
0.9
1.0
0.5
–
0.5
0.6
0.6
0.6
0.9
1.3
1.0
0.6
–
0.3
0.3
0.4
0.6
0.5
0.5
0.7
–
0.1
0.2
0.2
0.3
0.5
0.4
0.3
0.5
–
–
0.1
–
0.1
0.1
0.5
0.4
0.7
0.5
–
0.2
–
0.2
0.3
0.1
0.1
0.1
0.1
0.3
0.1
0.1
0.1
0.1
1.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.9
1.0
0.6
0.6
1.0
1.4
0.9
0.5
0.5
1.0
3.0
2.5
1.4
1.9
1.8
2.0
2.0
1.1
1.2
1.8
1.9
1.1
1.0
1.3
1.5
2.5
0.9
0.7
1.1
1.0
1.7
1.7
1.1
1.5
1.3
0.9
0.8
0.7
0.9
0.9
0.1
0.9
0.4
0.5
0.4
–
0.5
–
–
0.7
–
0.2
–
–
–
0.4
0.4
0.4
0.5
–
0.1
0.1
0.1
0.1
0.1
0.3
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.4
1.6
0.2
0.7
0.8
1.8
0.8
1.7
0.5
1.1
0.5
0.6
0.6
1.2
0.4
0.3
0.4
0.2
0.2
0.3
0.2
–
0.3
–
(1)
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.4
0.5
0.6
0.2
1.4
0.8
1.1
0.8
1.8
0.5
1.1
0.5
1.5
0.6
1.2
0.3
1.2
0.3
0.7
0.2
1.0
0.1
0.9
0.2
0.1
(1)
0.3
0.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
2.8
0.5
0.4
0.3
0.5
0.7
1.6
0.4
0.3
0.2
0.1
1.7
2.8
1.6
0.9
0.9
1.4
1.3
2.0
1.2
1.0
1.0
1.1
0.8
1.8
0.9
0.7
1.0
1.3
0.8
0.8
0.6
0.8
0.7
1.2
1.2
2.0
0.7
0.9
0.9
1.4
0.4
–
0.4
0.7
0.7
1.1
0.3
–
0.4
0.4
0.9
1.6
0.2
–
0.2
0.3
0.6
0.8
–
–
0.1
0.3
0.2
0.2
–
–
0.2
0.5
0.4
0.7
0.1
0.2
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.5
1.3
0.6
0.5
1.8
0.4
1.0
2.5
1.1
1.0
2.0
1.0
0.9
1.6
1.2
1.1
1.9
1.3
1.3
1.4
1.6
0.8
0.6
1.0
0.6
–
0.9
0.4
–
0.5
0.3
–
0.5
0.4
–
0.5
0.1
0.1
0.1
0.0
1.1
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.5
0.8
0.9
1.3
1.4
–
0.2
0.6
1.2
0.9
1.6
–
0.9
1.3
2.2
1.6
3.2
2.7
0.9
1.0
2.0
1.1
2.7
–
0.6
0.8
1.8
0.9
2.8
3.4
0.5
0.5
1.6
0.5
1.4
4.4
0.6
0.7
1.6
0.3
2.1
5.9
0.4
0.5
1.4
0.1
1.4
2.7
0.4
0.2
0.6
0.2
0.6
2.6
0.3
0.3
–
–
1.0
2.1
0.2
0.1
–
–
–
–
0.3
0.3
1.0
–
0.5
–
0.1
0.1
0.1
0.1
0.1
0.2
0.0
0.0
0.2
0.0
0.0
0.4
Establishment characteristics
See footnotes at end of table.
Table 33. Standard errors for paid holidays: Number of days provided, private industry workers, National
Compensation Survey, March 2015—continued
Paid holidays
Characteristics
Less
than 5
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
0.5
0.1
–
–
2.5
1.1
1.0
2.0
1.1
–
–
1.3
3.6
4.5
2.2
–
0.2
0.2
–
–
–
0.4
–
0.6
–
0.7
–
–
1.9
2.3
1.6
2.6
0.8
0.5
0.6
1.0
3.6
2.4
2.6
4.3
2.3
–
0.6
2.6
4.0
4.1
2.8
2.7
1.4
0.9
1.1
1.8
5.4
1.5
2.0
2.8
2.7
1.7
–
3.0
3.8
4.4
2.4
2.2
1.3
1.4
1.6
2.5
3.2
1.7
2.8
1.9
1.5
1.2
1.1
1.7
2.3
2.6
2.8
1.8
1.1
1.2
0.9
2.2
2.4
1.7
1.9
2.8
1.1
2.8
1.3
1.1
0.9
–
1.6
1.8
1.6
1.6
2.3
2.4
–
1.5
2.6
1.7
1.9
3.0
1.3
2.1
1.6
–
3.5
1.5
0.9
0.7
0.8
1.4
–
1.0
1.4
1.3
1.0
2.5
2.2
1.2
0.3
–
1.2
1.1
0.6
0.4
0.4
1.0
–
1.2
1.9
–
1.2
1.5
1.2
1.3
–
–
0.6
–
0.2
0.2
–
0.3
–
0.5
–
–
0.8
1.9
2.5
0.9
–
–
–
–
–
–
–
–
–
–
–
–
–
1.2
1.8
–
–
–
–
–
–
–
–
–
–
–
–
–
0.8
3.1
2.5
0.8
–
–
1.3
0.1
0.1
(1)
0.1
0.1
0.2
0.1
0.2
0.2
0.1
0.4
0.2
0.2
0.2
0.2
0.3
0.3
0.2
0.0
0.0
0.0
1.1
0.0
0.6
1.1
0.0
0.0
0.7
0.0
0.1
0.0
0.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.9
1.3
0.5
0.6
0.7
0.4
0.5
0.5
0.3
0.4
0.3
1.2
1.5
1.8
0.8
1.2
1.4
1.2
1.5
1.6
0.8
1.1
1.2
0.8
0.9
1.2
0.7
1.0
1.1
0.6
0.7
1.2
0.7
0.9
1.1
0.8
0.9
1.5
0.9
1.1
1.4
0.5
0.7
0.8
0.6
0.7
0.9
0.3
0.3
0.9
0.6
0.9
0.6
0.3
0.3
0.9
0.3
0.3
0.5
0.1
0.1
–
0.3
0.4
0.3
0.3
0.5
–
0.3
0.3
0.5
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.9
2.5
1.0
0.7
1.0
2.3
0.8
0.7
0.8
1.2
1.0
1.9
1.1
0.5
1.0
0.5
0.4
0.5
1.2
0.9
0.4
0.6
–
0.5
0.7
0.6
1.9
3.4
2.3
1.2
1.6
2.0
2.6
1.8
1.8
4.0
1.3
2.7
1.5
2.0
2.6
2.4
0.9
1.1
2.6
1.8
1.9
2.6
2.1
1.7
2.4
2.1
0.8
1.7
1.0
0.9
1.4
1.3
1.2
1.1
1.2
2.3
1.0
2.0
1.1
1.0
1.6
1.2
0.8
1.0
2.0
1.7
0.7
0.9
0.8
1.0
2.2
1.1
1.3
3.9
1.2
1.1
1.2
4.2
2.0
0.9
1.3
1.3
1.2
3.0
1.2
0.9
1.9
0.9
0.5
0.5
2.4
0.9
0.6
0.7
1.1
0.8
1.6
1.0
1.2
1.3
1.6
0.3
0.5
1.2
0.4
0.5
0.6
0.7
0.8
0.3
1.1
0.4
0.4
0.6
0.3
0.6
–
0.2
0.4
–
0.8
–
0.2
–
0.2
0.5
0.2
0.1
0.1
0.2
0.1
0.3
–
–
–
–
–
0.4
0.7
0.6
0.2
0.2
–
0.3
0.7
1.0
0.5
0.6
–
0.8
0.1
0.2
0.1
0.1
0.1
0.2
0.1
0.1
0.1
0.2
0.1
0.1
0.1
0.0
0.8
0.0
0.0
0.0
0.4
0.0
0.3
0.8
0.2
0.4
0.8
0.3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Less than 0.05.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 34. Standard errors for paid sick leave: Type of provision, private
industry workers, National Compensation Survey, March 2015
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year1
As needed2
As part of
consolidated
leave plan3
0.8
0.7
0.8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
1.3
1.7
1.8
2.7
1.0
1.5
1.4
2.5
3.3
0.9
1.3
1.2
–
0.4
0.6
0.5
2.4
3.3
1.2
1.7
1.6
–
1.0
1.5
1.4
1.7
1.8
Full time .................................................................
0.8
0.6
0.8
Nonunion ...............................................................
0.9
0.7
0.8
Average wage within the following categories:4
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
1.2
1.2
1.9
1.6
0.6
0.9
1.3
1.2
1.2
1.1
1.6
0.9
1.4
2.9
1.4
3.4
3.3
1.6
1.6
2.3
2.7
5.1
0.8
0.5
1.7
0.7
1.3
2.8
0.8
0.7
0.4
1.1
2.5
0.9
1.3
2.3
1.4
3.3
2.8
1.6
1.6
2.3
2.7
5.7
3.3
2.2
1.6
1.6
2.6
3.9
2.2
0.7
1.0
1.3
–
2.3
3.4
2.1
1.4
1.3
–
3.2
Worker characteristics
Establishment characteristics
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services:
Professional and technical services .............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
See footnotes at end of table.
Table 34. Standard errors for paid sick leave: Type of provision, private
industry workers, National Compensation Survey, March
2015—continued
Sick leave provision
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
Fixed number
of days per
year1
As needed2
As part of
consolidated
leave plan3
1.4
1.9
2.2
1.2
1.7
1.3
1.9
0.7
0.5
0.5
1.3
1.4
2.1
1.1
1.7
1.6
3.2
1.9
1.4
2.0
3.5
2.5
0.8
1.5
1.0
0.7
1.2
1.6
0.5
1.4
2.4
1.7
1.3
1.6
4.0
2.7
2.0
1.7
1.9
2.2
0.8
1.0
1.6
1.3
2.1
1.3
1.7
1.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest:
East North Central ...........................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by
length of service.
2 Plan does not specify maximum number of days.
3 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes,
such as vacation, illness, or personal business.
4 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 private
industry workers, National Compensation Survey, March 2015
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
1.1
1.1
0.8
0.3
0.1
0.1
0.0
Full time .................................................................
1.1
1.1
0.9
0.3
0.2
0.2
0.0
Nonunion ...............................................................
1.1
1.1
0.8
0.3
0.2
0.1
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.7
2.2
2.2
1.2
1.5
1.6
1.9
2.8
1.5
1.8
1.3
1.4
2.7
1.1
1.3
0.4
0.5
–
0.5
0.5
0.3
0.2
–
0.2
0.2
0.2
0.2
0.4
0.2
0.2
0.0
0.0
0.4
(3)
0.0
All workers .............................................................
1.0
1.0
0.8
0.2
0.2
0.2
0.0
Full time .................................................................
1.1
1.1
0.9
0.3
0.2
0.2
0.0
Nonunion ...............................................................
1.1
1.1
0.8
0.3
0.2
0.2
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.7
2.2
2.1
1.1
1.5
1.6
1.8
2.8
1.4
1.7
1.3
1.4
2.7
1.1
1.3
0.4
0.6
0.4
0.4
0.5
0.3
0.2
0.7
0.3
0.2
0.2
0.2
0.7
0.3
0.2
0.0
0.0
0.8
(3)
0.0
After 5 years
See footnotes at end of table.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 private
industry workers, National Compensation Survey, March 2015—continued
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
1.0
1.1
0.8
0.2
0.2
0.2
0.0
Full time .................................................................
1.1
1.1
0.9
0.3
0.2
0.3
0.0
Nonunion ...............................................................
1.1
1.1
0.8
0.3
0.2
0.3
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.7
2.2
2.1
1.1
1.4
1.6
1.9
2.8
1.4
1.7
1.3
1.4
2.7
1.2
1.3
0.4
0.5
0.4
0.4
0.5
0.3
0.3
0.7
0.3
0.3
0.4
0.3
1.1
0.4
0.3
(3)
0.0
1.2
(3)
0.0
All workers .............................................................
1.0
1.1
0.8
0.2
0.2
0.3
0.0
Full time .................................................................
1.1
1.1
0.9
0.3
0.2
0.3
0.0
Nonunion ...............................................................
1.1
1.1
0.8
0.3
0.2
0.3
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.7
2.1
2.1
1.1
1.4
1.6
1.9
2.8
1.4
1.7
1.3
1.3
2.8
1.2
1.3
0.4
0.5
0.5
0.4
0.5
0.3
0.3
0.7
0.3
0.3
0.4
0.3
1.1
0.5
0.3
(3)
0.0
1.3
(3)
0.0
After 20 years
1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period.
The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do
not necessarily reflect individual provisions for progression.
2 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days.
3 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 36. Standard errors for paid sick leave: Carryover provisions, private
industry workers, National Compensation Survey, March 2015
Carryover provision1
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
1.0
0.8
1.0
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
1.7
1.8
2.2
2.9
1.2
2.0
1.7
2.3
2.6
1.4
1.5
1.9
1.1
1.0
0.8
1.5
1.2
1.0
1.6
1.8
2.1
2.9
1.2
1.9
1.5
2.0
2.5
1.7
1.8
2.2
2.9
1.2
2.0
1.7
2.3
2.6
Full time .................................................................
1.0
0.8
1.0
1.0
Nonunion ...............................................................
1.0
0.9
1.0
1.0
Average wage within the following categories:2
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.8
1.5
1.5
2.5
1.7
0.9
1.0
1.2
1.7
1.5
1.5
2.3
1.8
1.5
1.5
2.5
1.2
1.3
2.3
2.0
5.0
3.4
2.2
2.3
3.0
3.9
6.8
0.9
0.6
1.6
0.8
3.0
2.3
1.1
1.1
1.3
2.6
–
1.2
1.2
2.6
1.9
5.7
2.4
2.2
2.5
3.0
4.1
–
1.2
1.3
2.3
2.0
5.0
3.4
2.2
2.3
3.0
3.9
6.8
4.4
3.1
4.0
2.1
3.4
4.6
3.1
3.1
2.5
3.1
3.9
–
3.5
3.2
3.3
3.3
3.8
–
4.4
3.1
4.0
2.1
3.4
4.6
Worker characteristics
Establishment characteristics
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services:
Professional and technical services .............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
See footnotes at end of table.
Table 36. Standard errors for paid sick leave: Carryover provisions, private
industry workers, National Compensation Survey, March 2015—continued
Carryover provision1
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
No
carryover
provision
1.7
2.0
3.3
1.2
1.5
1.4
1.6
2.6
0.8
1.0
1.4
1.7
2.8
1.3
1.6
1.7
2.0
3.3
1.2
1.5
2.0
4.4
2.5
1.6
2.2
3.3
3.3
1.2
1.9
1.5
1.8
2.7
–
2.3
1.9
3.5
2.2
1.7
2.0
–
3.9
2.0
4.4
2.5
1.6
2.2
3.3
3.3
2.5
2.5
6.0
2.6
1.1
1.3
–
1.3
2.2
2.5
–
2.7
2.5
2.5
6.0
2.6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest:
East North Central ...........................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans that allow employees to accumulate unused sick leave from year to year.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 37. Standard errors for paid sick leave: Limit on days accumulated, private industry
workers, National Compensation Survey, March 2015
Limit on paid sick leave days accumulated (in number of days)1
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Mean
number of
days
0.0
1.6
0.0
2.1
10.8
1.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
–
1.1
–
1.5
1.2
2.9
1.3
1.3
1.3
1.5
1.1
6.1
2.4
3.3
1.9
4.7
0.0
3.0
9.0
8.1
10.0
6.4
4.8
0.0
1.2
–
4.4
17.6
11.2
6.8
4.6
3.6
1.6
12.9
–
–
3.0
2.7
9.1
9.7
0.0
17.3
9.1
9.8
7.2
2.8
2.8
3.9
2.6
1.9
2.2
2.7
3.4
4.2
Full time .................................................................
0.9
1.5
0.0
4.3
6.7
1.6
Nonunion ...............................................................
0.2
2.2
0.0
0.0
4.9
1.4
Average wage within the following categories:2
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
0.5
0.9
–
2.7
2.2
4.6
5.6
2.5
0.0
8.2
11.5
0.0
6.2
13.2
14.4
11.0
12.7
2.6
43.3
1.8
1.9
3.1
6.4
1.6
0.7
–
2.1
10.2
0.4
3.1
0.0
0.7
2.3
–
3.7
4.2
2.0
4.9
12.3
–
2.6
–
–
–
–
0.0
2.5
2.5
0.0
14.6
5.7
5.7
5.7
10.5
4.2
–
7.4
16.5
3.4
0.0
0.0
24.0
0.0
0.0
0.0
–
–
8.9
22.8
–
17.9
8.3
–
5.5
0.0
22.3
–
–
1.8
2.6
4.3
1.5
4.2
5.5
4.1
4.9
5.2
8.4
5.9
–
2.2
2.1
3.7
3.0
–
–
1.4
5.7
0.6
2.0
–
7.4
5.1
9.8
6.5
9.7
–
7.4
4.6
0.9
1.6
16.6
–
–
12.7
4.8
0.0
19.7
–
4.7
4.1
3.3
2.9
5.0
6.6
Worker characteristics
Establishment characteristics
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services:
Professional and technical services .............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
See footnotes at end of table.
Table 37. Standard errors for paid sick leave: Limit on days accumulated, private industry
workers, National Compensation Survey, March 2015—continued
Limit on paid sick leave days accumulated (in number of days)1
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Mean
number of
days
1.6
1.1
–
0.1
1.0
2.0
1.9
2.6
1.8
2.8
0.1
0.0
4.7
2.7
1.8
9.4
8.6
14.4
10.8
0.0
13.6
8.6
26.1
1.6
18.2
3.0
2.1
8.1
1.9
1.8
–
–
–
1.0
1.1
–
0.5
2.5
–
3.7
2.4
1.6
–
–
8.3
–
9.4
6.2
3.9
–
5.4
23.2
–
19.9
0.6
1.3
–
7.5
9.6
16.3
13.0
3.9
6.0
–
2.8
5.1
8.6
6.1
2.2
3.0
4.6
4.2
1.4
1.3
–
0.2
1.6
2.5
–
2.1
0.0
0.3
–
3.3
9.1
0.9
–
2.2
12.6
8.9
–
9.0
3.9
2.4
4.4
2.8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest:
East North Central ...........................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median,
half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At
the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same
logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 private industry
workers, National Compensation Survey, March 2015
Paid vacation days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.4
0.7
0.7
0.5
0.4
0.2
0.1
0.0
Full time .................................................................
Part time ................................................................
0.4
1.8
0.8
2.1
0.7
1.5
0.6
0.6
0.4
0.7
0.2
0.4
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
1.0
0.4
2.2
0.8
2.3
0.7
1.4
0.6
0.6
0.4
0.4
0.2
0.2
0.1
2.6
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.7
1.3
0.5
0.6
0.5
1.3
1.5
2.3
0.9
1.3
1.4
1.1
1.3
2.0
0.9
1.4
1.5
0.8
1.0
1.5
0.8
1.0
1.2
0.5
0.5
1.0
0.7
0.9
1.0
0.2
0.3
0.6
0.3
0.3
0.5
0.1
0.1
0.3
0.1
0.2
0.2
1.3
1.4
1.8
0.0
0.0
1.0
All workers .............................................................
0.2
0.4
0.7
0.7
0.5
0.4
0.1
0.0
Full time .................................................................
Part time ................................................................
0.2
1.0
0.4
1.6
0.8
2.1
0.8
1.5
0.6
0.9
0.4
0.5
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
1.1
0.4
1.7
0.8
1.6
0.8
1.1
0.6
0.7
0.4
0.3
0.1
1.6
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.4
0.7
0.3
0.3
0.2
0.8
0.9
1.5
0.5
0.7
0.5
1.2
1.4
2.0
0.8
1.3
1.4
1.1
1.3
1.9
1.0
1.4
1.5
0.7
0.9
1.3
0.7
1.0
1.0
0.4
0.5
0.9
0.6
0.8
1.0
0.1
0.2
0.3
0.1
0.2
0.2
1.4
0.9
2.1
0.0
0.0
0.0
After 5 years
See footnotes at end of table.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 private industry
workers, National Compensation Survey, March 2015—continued
Paid vacation days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.2
0.3
0.6
0.7
0.7
0.5
0.1
0.0
Full time .................................................................
Part time ................................................................
0.2
1.0
0.3
1.5
0.7
1.6
0.8
1.9
0.7
1.0
0.5
1.0
0.1
0.3
(3)
0.0
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
0.8
0.3
1.2
0.7
2.0
0.8
1.8
0.7
0.9
0.6
0.3
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.3
0.7
0.3
0.3
–
0.6
0.7
1.3
0.4
0.5
–
1.2
1.4
1.7
0.5
0.7
0.7
1.1
1.3
2.1
1.0
1.3
1.5
1.0
1.1
1.9
0.9
1.3
1.4
0.6
0.7
1.3
0.8
1.0
1.2
0.2
0.2
0.3
0.1
0.2
0.2
0.0
0.0
0.0
0.3
(3)
0.0
All workers .............................................................
0.2
0.3
0.6
0.6
0.6
0.6
0.1
0.0
Full time .................................................................
Part time ................................................................
0.2
1.0
0.3
1.6
0.7
1.4
0.6
2.0
0.7
1.6
0.6
1.3
0.1
0.3
0.0
1.1
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
0.7
0.3
0.7
0.7
1.3
0.7
1.8
0.7
1.8
0.6
0.4
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.3
0.7
0.3
0.3
–
0.6
0.7
1.2
0.4
0.5
–
1.2
1.4
1.7
0.4
0.6
0.5
1.0
1.2
1.7
0.7
1.1
1.0
0.9
1.2
1.7
0.9
1.3
1.4
0.7
0.8
1.7
0.9
1.2
1.4
0.2
0.2
0.4
0.1
0.2
0.2
0.7
0.0
(3)
0.0
0.0
1.2
After 20 years
1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number
of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual
provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days.
2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time off for workers to use for multiple purposes.
3 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 39. Standard errors for consolidated leave plans:1 Access, private industry workers, National
Compensation Survey, March 2015
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
0.7
0.2
0.2
0.2
0.2
0.7
0.1
0.1
0.1
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.5
1.6
1.9
5.1
1.0
1.2
1.5
1.3
0.3
0.5
0.3
0.4
1.9
0.3
0.4
0.3
0.4
0.3
0.4
0.3
0.5
2.3
0.3
0.4
0.3
0.5
0.3
0.4
0.3
0.6
2.2
0.3
0.4
0.4
0.5
0.3
0.4
0.4
0.6
2.0
0.3
0.5
0.4
0.6
1.3
1.5
1.6
1.9
5.1
1.0
1.2
1.5
1.3
0.1
0.2
0.2
0.2
0.4
0.1
0.1
0.1
0.3
0.1
0.2
0.2
0.3
1.0
0.1
0.1
0.2
0.3
0.1
0.2
0.2
0.4
1.1
0.1
0.2
0.2
0.4
0.2
0.2
0.3
0.4
1.2
0.2
0.2
0.2
0.4
2.5
1.4
1.2
1.4
1.7
0.5
0.5
0.4
0.4
0.7
0.5
0.6
0.4
0.4
0.7
0.8
0.6
0.5
0.5
0.8
0.8
0.8
0.6
0.6
1.0
2.5
1.4
1.2
1.4
1.7
0.8
0.2
0.1
0.1
0.1
0.9
0.2
0.1
0.1
0.2
0.9
0.3
0.2
0.2
0.2
0.9
0.3
0.2
0.2
0.3
Full time .................................................................
Part time ................................................................
0.8
1.6
0.2
0.6
0.2
0.6
0.2
0.7
0.3
0.7
0.8
1.6
0.1
0.1
0.1
0.2
0.1
0.2
0.1
0.3
Union .....................................................................
Nonunion ...............................................................
1.3
0.8
0.5
0.2
1.3
0.2
1.6
0.2
1.7
0.2
1.3
0.8
0.2
0.1
0.2
0.1
0.2
0.1
0.2
0.1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
2.0
1.2
1.0
1.3
1.8
0.4
0.9
0.3
0.3
0.3
0.5
0.4
1.0
0.4
0.3
0.3
0.4
0.5
1.2
0.4
0.3
0.3
0.4
0.6
1.2
0.4
0.4
0.3
0.4
1.4
2.0
1.2
1.0
1.3
1.8
0.1
0.2
0.1
0.1
0.2
0.3
0.2
0.2
0.1
0.1
0.2
0.3
0.2
0.4
0.2
0.1
0.2
0.3
0.3
0.5
0.2
0.1
0.2
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
2.3
1.3
0.3
0.6
0.4
0.3
0.6
0.4
0.4
0.6
0.5
0.5
0.8
0.6
1.2
2.3
1.3
0.1
0.5
0.1
0.2
0.6
0.1
0.2
0.7
0.2
0.2
0.7
0.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
0.9
1.9
1.1
2.5
3.7
0.2
0.4
0.4
0.4
0.9
1.1
0.2
0.4
0.5
0.5
0.9
0.9
0.2
0.3
0.5
0.4
1.0
1.2
0.3
0.5
0.7
0.5
1.2
1.8
0.9
0.9
1.9
1.1
2.5
3.7
0.1
0.1
0.1
0.1
0.2
0.2
0.1
0.1
0.2
0.1
0.3
0.4
0.1
0.1
0.2
0.1
0.4
0.3
0.1
0.1
0.3
0.2
0.5
0.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Standard errors for consolidated leave plans:1 Access, private industry workers, National
Compensation Survey, March 2015—continued
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.8
1.6
1.4
2.3
2.3
5.7
2.4
3.4
4.0
2.2
2.4
1.5
2.4
2.7
2.9
3.1
0.9
0.2
0.2
0.4
0.3
0.8
0.5
0.7
1.0
0.4
0.9
0.7
0.4
0.8
0.9
1.1
0.5
0.3
0.2
0.5
0.3
0.7
0.5
0.6
1.2
0.4
1.0
0.7
0.4
0.9
1.0
1.3
0.6
0.3
0.3
0.6
0.3
0.9
0.5
0.6
1.2
0.4
1.2
0.8
0.4
1.0
1.2
1.2
0.8
0.3
0.3
0.5
0.3
1.0
0.5
0.7
1.3
0.5
1.4
0.9
0.5
1.2
1.4
1.4
2.8
1.6
1.4
2.3
2.3
5.7
2.4
3.4
4.0
2.2
2.4
1.5
2.4
2.7
2.9
3.1
0.2
0.1
0.2
0.2
0.3
0.2
0.2
0.3
0.2
0.3
0.4
0.3
0.3
0.2
0.2
0.5
0.2
0.1
0.1
0.1
0.3
0.4
0.2
0.3
0.3
0.3
0.3
0.2
0.4
0.4
0.4
0.4
0.3
0.1
0.1
0.2
0.3
0.4
0.3
0.3
0.5
0.4
0.3
0.3
0.5
0.5
0.5
0.5
0.3
0.2
0.2
0.2
0.4
0.6
0.4
0.4
0.6
0.5
0.3
0.3
0.6
0.5
0.6
0.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.2
2.0
1.0
1.5
1.5
0.3
0.4
0.6
0.2
0.4
0.3
0.3
0.4
0.6
0.3
0.4
0.3
0.3
0.4
0.6
0.3
0.4
0.4
0.4
0.5
0.6
0.3
0.5
0.4
1.0
1.2
2.0
1.0
1.5
1.5
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.2
0.2
0.1
0.2
0.3
0.1
0.2
0.2
0.2
0.2
0.4
0.1
0.2
0.2
1.8
2.6
2.2
1.1
1.5
2.8
2.0
1.5
1.9
2.7
1.8
2.0
2.5
0.5
1.1
0.7
0.4
0.6
0.5
0.6
0.4
0.6
0.5
0.3
0.4
0.4
0.5
0.8
0.7
0.4
0.5
0.5
0.7
0.4
0.6
0.4
0.4
0.5
0.6
0.5
0.8
0.7
0.4
0.5
0.4
0.7
0.4
0.7
0.5
0.5
0.7
0.7
0.5
0.9
0.7
0.4
0.6
0.6
0.8
0.4
0.6
0.6
0.6
0.8
0.8
1.8
2.6
2.2
1.1
1.5
2.8
2.0
1.5
1.9
2.7
1.8
2.0
2.5
0.2
0.3
0.2
0.1
0.2
0.3
0.2
0.2
0.2
0.3
0.2
0.3
0.2
0.2
0.4
0.3
0.1
0.2
0.3
0.2
0.1
0.1
0.3
0.2
0.3
0.2
0.2
0.4
0.3
0.1
0.2
0.3
0.3
0.2
0.2
0.5
0.2
0.4
0.2
0.3
0.4
0.3
0.2
0.3
0.5
0.4
0.3
0.2
0.8
0.2
0.5
0.2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate leave plans for different purposes.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 40. Standard errors for quality of life benefits: Access, private industry workers,
National Compensation Survey, March 2015
Characteristics
All workers .............................................................
Childcare1
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.5
0.3
0.4
0.7
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.5
1.3
0.9
–
0.5
0.4
0.8
0.8
0.9
1.8
0.9
0.2
–
0.4
0.6
0.6
0.6
0.8
1.1
0.9
0.5
–
0.5
0.4
0.7
0.5
1.2
1.6
1.6
1.3
5.1
1.0
1.5
1.3
1.5
1.3
1.4
1.7
1.6
5.5
1.1
1.5
1.5
1.7
0.6
1.4
0.5
0.9
0.4
0.8
0.7
0.5
0.6
0.7
0.5
0.7
0.4
0.5
0.4
1.6
2.3
1.3
1.7
1.6
2.1
2.5
1.6
1.9
2.0
Full time .................................................................
Part time ................................................................
0.5
0.6
0.4
0.3
0.5
0.3
0.7
0.9
0.8
1.2
Union .....................................................................
Nonunion ...............................................................
1.7
0.5
0.6
0.3
0.8
0.4
1.8
0.7
1.8
0.7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
1.0
0.6
0.6
1.1
1.6
0.3
0.2
0.3
0.5
0.9
1.3
0.3
0.5
0.4
0.6
0.8
1.0
0.8
1.0
1.1
1.1
1.0
1.7
1.1
1.6
1.3
1.2
1.1
1.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.8
0.9
1.1
0.7
0.6
0.9
0.4
0.8
0.5
1.4
1.6
1.6
1.3
2.1
1.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.5
0.4
1.2
0.4
0.7
3.1
0.3
0.4
1.4
0.1
1.0
–
0.5
0.4
1.0
0.3
1.0
5.4
0.7
1.1
1.9
1.5
3.0
5.7
0.8
1.3
2.5
1.6
3.4
3.7
Establishment characteristics
See footnotes at end of table.
Table 40. Standard errors for quality of life benefits: Access, private industry workers,
National Compensation Survey, March 2015—continued
Characteristics
Childcare1
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.7
1.1
1.4
2.1
1.8
–
1.5
2.7
1.4
1.4
1.5
1.7
1.6
1.2
1.3
1.2
1.7
1.0
1.1
1.3
2.1
1.4
1.4
2.4
1.3
0.7
2.0
1.7
0.6
–
–
1.7
1.8
1.2
1.4
2.2
2.4
1.5
1.5
2.4
1.7
0.7
2.5
2.3
0.5
0.7
0.8
1.1
2.7
1.9
1.5
2.0
2.5
3.5
2.0
3.2
2.0
2.0
2.8
2.2
2.3
1.6
1.8
2.5
1.9
1.9
1.2
1.6
2.0
5.2
2.1
3.6
2.7
2.4
2.8
1.7
2.8
2.1
2.3
2.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
1.0
0.8
0.8
1.3
0.4
0.4
0.7
0.5
0.7
1.0
0.3
0.3
0.7
0.7
0.6
1.4
0.8
0.9
1.8
0.9
1.4
1.3
1.0
1.1
1.7
0.8
1.4
1.2
1.0
1.8
1.1
1.0
1.5
2.2
1.2
0.8
1.1
1.2
0.7
1.1
0.9
0.8
1.5
1.0
0.6
0.8
1.3
0.9
0.6
0.7
1.2
0.6
1.1
0.7
1.7
1.1
2.1
0.3
0.4
0.6
0.6
0.4
0.6
0.7
0.8
1.0
1.1
1.4
3.0
1.5
1.2
1.7
2.8
2.0
1.5
1.7
3.1
1.2
2.7
1.3
1.7
2.9
1.8
1.2
1.8
2.2
2.0
1.8
1.8
3.9
1.3
2.7
1.4
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care
center, or a baby sitter in facilities either on or off the employer’s premises.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 41. Standard errors for financial benefits: Access, private industry workers, National
Compensation Survey, March 2015
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Dependent
care flexible
spending
account1
Savings
Payroll
Health care
Financial
plans with
deduction
flexible
no employer
planning
4
IRA
spending contribution3
account2
0.7
0.5
0.7
0.7
0.6
0.4
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.6
1.4
0.9
4.2
1.0
1.3
1.2
1.0
1.2
1.6
1.3
0.8
3.6
0.7
1.0
1.0
1.0
1.4
1.7
1.8
1.2
4.5
1.1
1.4
1.5
1.4
1.4
1.6
1.9
1.3
5.0
1.0
1.3
1.3
1.7
1.3
1.6
1.6
1.0
1.6
0.7
0.8
1.0
1.2
0.9
0.8
1.2
0.5
1.0
0.4
0.4
0.6
0.6
1.3
1.9
1.5
1.1
3.1
0.8
1.2
1.0
1.1
1.5
1.6
1.1
1.7
1.1
0.9
1.5
1.0
1.4
1.2
1.5
2.2
1.2
1.6
1.8
1.5
2.5
1.3
1.8
1.8
1.8
1.7
1.1
1.3
1.5
1.0
0.8
0.6
1.0
0.6
1.2
1.8
0.9
1.3
1.2
Full time .................................................................
Part time ................................................................
0.7
0.7
0.6
0.5
0.8
0.9
0.8
0.9
0.7
0.8
0.4
0.5
0.8
0.6
Union .....................................................................
Nonunion ...............................................................
1.5
0.7
1.2
0.6
2.0
0.7
2.0
0.7
2.0
0.6
1.2
0.3
2.1
0.7
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.6
1.0
1.0
1.1
1.5
0.5
0.5
0.8
0.9
1.1
1.5
0.8
1.0
1.1
1.1
1.1
1.7
0.8
0.9
1.2
1.1
1.2
1.6
0.8
1.0
0.8
1.0
1.2
1.7
0.3
0.5
0.6
0.6
0.7
1.0
0.6
0.9
0.9
1.0
1.3
2.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
1.3
1.7
1.0
1.2
1.3
1.2
1.3
1.4
1.3
1.6
1.5
1.0
1.5
1.3
0.7
0.9
0.9
1.1
1.2
1.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
0.7
1.1
2.7
1.2
2.2
5.5
3.0
1.6
1.5
0.6
0.8
2.1
0.7
2.7
4.8
2.3
1.5
1.6
0.7
1.0
2.1
1.1
3.4
4.6
2.4
2.0
1.4
0.8
1.0
2.1
1.1
3.7
4.4
2.5
1.9
1.4
0.7
1.0
1.9
1.0
2.7
2.3
2.8
1.5
1.5
0.4
0.5
1.5
0.4
1.6
1.4
1.1
1.2
1.3
0.7
1.0
1.6
1.1
2.5
5.3
3.4
1.8
1.7
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, private industry
workers, National Compensation Survey, March 2015—continued
Stock options
Characteristics
Total
All workers .............................................................
Performance
Signing
Other
0.4
0.2
0.2
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
1.2
0.9
0.6
–
0.5
0.6
0.7
0.8
0.5
0.7
0.6
0.3
–
0.2
0.2
0.4
0.5
0.3
0.4
0.3
–
–
0.2
0.3
0.3
–
0.5
0.9
0.5
0.6
–
0.5
0.6
0.7
0.7
0.9
1.2
0.7
0.9
1.1
–
0.8
0.2
0.4
0.3
–
–
0.1
0.3
0.2
0.9
1.1
0.7
0.9
1.1
Full time .................................................................
Part time ................................................................
0.5
0.4
0.3
0.1
0.2
0.1
0.4
0.4
Union .....................................................................
Nonunion ...............................................................
1.4
0.4
1.1
0.2
0.8
0.1
1.1
0.4
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.4
0.8
0.5
0.7
0.8
1.4
0.1
0.1
0.3
0.3
0.6
1.0
–
–
0.3
0.2
0.3
0.4
0.3
0.5
0.5
0.6
0.5
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
0.9
1.3
0.5
–
0.7
0.2
–
0.3
0.8
0.8
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
0.4
0.5
1.0
0.7
2.4
2.9
3.6
1.6
1.6
0.2
0.2
0.4
0.3
–
–
3.1
0.8
1.0
0.2
0.2
0.3
0.2
0.9
–
0.9
1.1
1.0
0.4
0.5
1.0
0.8
2.3
1.9
1.9
1.7
1.6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, private industry workers, National
Compensation Survey, March 2015—continued
Section 125 cafeteria benefits
Characteristics
Health
savings
account
Flexible
benefits
Dependent
care flexible
spending
account1
Savings
Payroll
Health care
Financial
plans with
deduction
flexible
no employer
planning
4
IRA
spending contribution3
account2
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.0
2.5
4.1
2.2
3.5
2.3
1.6
2.1
2.7
1.8
1.0
1.0
1.3
2.3
2.8
2.8
1.9
3.2
2.1
1.7
2.5
3.0
2.0
0.9
0.9
1.5
2.0
2.2
5.0
2.2
3.4
2.5
2.2
2.7
2.2
2.6
1.5
1.7
2.0
1.9
2.3
4.6
2.1
3.7
3.5
2.4
2.2
1.7
2.9
1.3
1.4
2.1
2.2
2.5
3.7
1.4
2.7
2.7
1.8
2.4
2.5
2.0
1.2
1.4
3.1
2.0
1.8
2.3
1.0
1.8
1.0
1.3
2.2
1.9
1.4
0.6
0.7
1.9
2.4
2.3
–
1.8
3.4
1.4
2.0
2.0
2.0
2.4
1.0
1.2
1.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.8
1.6
1.0
1.4
1.5
0.7
0.6
1.8
0.8
1.0
1.5
0.8
0.8
1.8
0.9
1.3
1.4
0.9
0.9
2.0
0.9
1.3
1.3
0.7
0.8
1.5
0.8
1.0
1.3
0.3
0.4
0.9
0.7
0.8
1.0
0.6
0.7
1.3
1.0
1.3
1.4
1.3
1.4
1.6
1.2
1.5
3.7
2.1
1.5
1.7
2.9
1.4
2.3
1.8
1.2
1.9
1.7
1.0
1.5
2.9
1.7
1.1
1.2
2.5
0.8
1.6
0.9
1.3
2.5
1.5
1.1
1.5
3.1
2.1
1.7
2.0
3.2
1.2
1.5
1.6
1.2
2.9
1.3
1.3
1.7
3.4
2.4
1.6
1.9
2.8
1.3
1.6
1.7
1.6
2.6
1.9
1.0
1.3
3.6
1.3
1.1
1.3
1.5
1.2
1.5
1.5
0.9
1.6
0.9
0.7
1.0
2.1
0.5
0.5
0.6
0.8
0.8
0.8
1.2
1.5
2.4
1.8
1.2
1.6
3.6
2.0
1.2
1.5
1.7
1.1
2.9
1.1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, private industry
workers, National Compensation Survey, March 2015—continued
Stock options
Characteristics
Total
Performance
Signing
Other
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.1
2.2
–
1.5
1.9
2.1
0.9
0.7
0.6
1.0
–
–
1.0
1.4
1.0
–
0.7
1.1
–
–
–
–
–
–
–
–
1.6
0.6
–
0.6
0.9
–
0.1
0.4
–
–
–
–
–
2.1
2.2
–
1.3
1.7
2.0
0.8
–
–
1.0
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.5
1.1
0.7
0.7
1.4
0.1
0.2
0.3
0.4
0.5
0.7
0.2
0.2
0.4
0.2
0.2
0.5
0.4
0.4
1.1
0.7
0.5
1.3
0.9
1.1
1.0
0.5
0.7
1.1
0.7
0.6
0.8
1.1
1.0
2.1
1.1
0.3
0.6
0.4
0.3
0.3
1.0
0.3
0.4
0.4
0.6
0.6
0.4
0.8
0.4
0.3
0.5
0.2
0.3
0.6
0.5
0.3
0.4
0.2
0.4
0.4
0.5
0.9
1.3
0.9
0.5
0.7
1.3
0.5
0.5
0.6
0.9
0.8
2.1
0.6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Formerly referred to as Dependent care reimbursement account.
2 Formerly referred to as Health care reimbursement account.
3 Savings plans established by the employer on behalf of the employee, but with no employer contribution.
These are cash or deferred arrangement plans or individual retirement accounts used to fund savings and
retirement plans authorized by section 401(k), 403(b), or 457 of the Internal Revenue Code. The employees’
contributions can be pre- and post-tax. Employees may authorize a payroll deduction by the employer to fund
the established plan.
4 An individual retirement plan that can be sponsored by the employer, but with no employer contributions.
The employee establishes either a traditional (with tax-deductible contributions) or Roth (contributions are made
post-tax but accumulate tax-free until retirement) IRA plan with a financial institution, and authorizes the payroll
deduction by the employer.
5 Surveyed occupations are classified into wage categories based on the average wage for the occupation,
which may include workers with earnings both above and below the threshold. The categories were formed
using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 42. Standard errors for health-related benefits: Access,
private industry workers, National Compensation Survey, March
2015
Characteristics
All workers .............................................................
Long-term
care
insurance1
Retiree health care
benefits2
Under age Age 65 and
65
over
0.6
0.4
0.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.6
1.3
0.8
1.8
0.8
1.0
1.0
1.2
0.9
1.4
0.9
0.5
2.4
0.7
0.9
1.0
1.3
0.9
1.4
0.9
0.3
1.7
0.7
0.7
1.0
1.2
0.8
1.8
0.9
1.2
1.2
1.3
1.8
1.0
1.4
1.5
1.3
1.7
1.0
1.5
1.4
Full time .................................................................
Part time ................................................................
0.6
0.6
0.5
0.5
0.5
0.5
Union .....................................................................
Nonunion ...............................................................
1.6
0.6
1.9
0.4
1.9
0.4
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.8
0.7
0.8
1.1
1.8
0.4
0.6
0.5
0.8
1.1
1.6
0.4
0.5
0.5
0.8
1.0
1.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
0.7
1.3
1.0
1.1
1.5
1.1
1.2
1.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.6
0.9
2.0
0.9
2.5
5.2
0.5
0.9
1.8
1.0
2.6
5.4
0.5
0.9
1.5
0.9
2.6
4.6
Establishment characteristics
See footnotes at end of table.
Table 42. Standard errors for health-related benefits: Access,
private industry workers, National Compensation Survey, March
2015—continued
Characteristics
Long-term
care
insurance1
Retiree health care
benefits2
Under age Age 65 and
65
over
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.4
1.6
1.6
2.3
2.0
3.2
1.8
2.9
1.3
1.3
2.2
2.9
1.6
1.3
1.4
1.4
3.2
1.5
1.7
2.3
2.8
1.6
1.5
2.8
1.5
0.7
1.9
2.5
0.9
0.6
0.6
1.8
3.1
1.5
1.7
2.1
2.5
1.3
1.6
2.6
1.3
0.7
3.3
2.3
0.9
0.5
0.5
1.3
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.5
1.3
0.9
1.1
1.5
0.4
0.4
1.0
0.8
1.0
1.3
0.4
0.4
1.0
0.8
0.9
1.5
1.1
1.5
1.4
1.0
1.4
2.3
1.9
1.2
1.4
2.0
1.1
1.9
1.3
1.1
1.3
1.3
0.7
0.9
1.4
1.3
1.0
1.0
2.1
0.8
1.1
1.0
0.9
1.2
1.2
0.7
0.9
1.4
1.2
1.1
1.3
2.1
0.7
1.1
0.8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.
2 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.
3 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 43. Standard errors for nonproduction bonuses: Access, private industry workers, National Compensation Survey,
March 2015
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus1
0.7
0.3
0.2
0.4
0.4
0.3
0.2
0.3
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.8
1.5
1.6
6.1
1.0
1.1
1.3
1.7
0.6
0.9
0.6
0.2
–
0.4
0.6
0.5
0.7
0.5
0.8
0.5
0.3
–
0.4
0.2
0.6
0.7
0.8
1.4
0.9
0.6
–
0.6
0.7
0.8
0.9
0.7
0.6
1.0
0.8
–
0.5
0.7
0.8
0.8
0.7
0.8
0.8
0.3
1.1
0.3
0.4
0.4
0.5
0.5
0.3
0.7
0.4
–
0.4
0.6
0.4
0.3
0.7
0.8
0.8
0.5
1.5
0.4
0.4
0.6
0.7
0.9
1.3
1.1
0.8
–
0.6
0.8
0.7
0.9
2.1
2.4
1.3
1.7
1.8
0.8
1.1
0.7
0.9
0.8
–
1.2
0.3
0.5
0.3
1.5
1.2
0.7
1.0
1.1
1.5
1.3
0.7
1.0
0.9
0.3
0.8
0.5
0.6
0.8
–
0.6
0.3
0.4
0.5
0.3
1.2
0.9
1.1
1.0
1.2
1.4
1.0
1.4
1.3
Full time .................................................................
Part time ................................................................
0.8
1.0
0.4
0.2
0.3
0.2
0.4
0.4
0.4
0.6
0.4
0.1
0.2
0.3
0.4
0.4
0.5
0.5
Union .....................................................................
Nonunion ...............................................................
2.0
0.7
1.0
0.3
0.6
0.2
0.9
0.4
0.3
0.4
1.1
0.3
0.5
0.3
0.8
0.3
1.5
0.4
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.4
1.2
1.1
1.2
1.8
0.2
0.2
0.4
0.5
0.7
1.1
0.3
0.3
0.4
0.3
0.6
0.9
0.4
0.6
0.6
0.7
0.9
1.4
0.7
0.9
0.7
0.6
0.5
0.7
0.1
0.2
0.3
0.5
0.7
1.1
0.3
0.2
0.5
0.4
0.3
0.4
0.4
0.6
0.5
0.6
0.6
0.7
0.6
0.6
0.6
0.8
0.9
1.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
1.6
1.7
0.9
0.9
1.1
0.5
–
0.6
0.7
1.3
0.9
0.7
1.1
0.9
0.6
0.5
0.9
0.2
0.2
0.4
0.5
0.4
0.6
1.0
0.9
1.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.0
2.6
1.1
3.4
4.6
0.3
0.6
1.6
0.5
1.8
1.2
0.2
0.2
–
0.1
0.8
2.3
0.4
0.6
1.3
0.7
1.2
3.3
0.4
0.6
1.4
0.7
1.3
–
0.3
0.3
1.2
0.2
1.0
1.4
0.3
0.5
0.4
0.7
1.1
–
0.4
0.5
1.2
0.5
1.8
–
0.5
0.6
1.7
0.5
2.4
2.9
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 43. Standard errors for nonproduction bonuses: Access, private industry workers, National Compensation Survey,
March 2015—continued
Characteristics
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus1
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.5
1.6
1.5
1.9
2.0
5.3
2.0
3.0
3.0
2.0
2.3
1.8
2.3
2.1
2.2
2.7
2.9
1.0
1.2
1.6
1.4
1.6
1.0
1.6
0.9
0.2
–
–
0.2
–
–
–
2.4
0.8
1.0
1.4
2.1
–
0.9
1.5
1.2
0.4
0.6
0.5
0.4
0.6
0.7
–
2.3
1.2
1.4
1.6
2.2
3.5
1.3
2.2
1.1
1.2
0.6
–
1.4
1.0
1.0
2.0
1.0
0.7
0.5
0.7
1.0
3.0
0.8
1.3
1.1
1.2
1.0
0.7
1.4
1.2
1.1
1.7
2.1
0.7
0.6
0.7
0.8
–
0.9
1.8
0.5
0.8
1.6
1.6
0.8
–
–
0.9
–
0.5
0.6
0.4
1.5
–
0.4
–
–
0.9
–
–
1.0
–
–
–
3.3
1.0
1.1
1.8
1.4
2.5
1.2
1.3
1.8
0.8
0.4
0.4
0.9
0.5
0.5
0.7
2.9
1.0
1.1
1.5
2.0
2.9
1.2
2.3
1.6
0.9
1.1
0.2
1.0
1.2
1.4
0.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
1.8
1.0
1.3
1.6
0.3
0.4
0.6
0.5
0.6
0.9
0.3
0.3
0.7
0.4
0.4
0.6
0.6
0.7
1.0
0.4
0.6
0.6
0.6
0.7
0.8
0.4
0.6
0.5
0.3
0.3
0.6
0.5
0.6
0.9
0.2
0.3
0.5
0.4
0.5
0.6
0.3
0.3
0.7
0.5
0.8
0.7
0.5
0.6
1.2
0.6
0.9
1.1
1.4
2.1
1.8
1.0
1.3
3.4
2.0
1.6
1.6
3.3
1.7
3.3
1.9
0.7
0.6
0.8
0.5
0.6
0.8
0.9
0.7
0.8
1.2
0.6
1.3
0.7
0.5
1.7
0.4
0.4
0.6
0.6
0.8
0.3
0.3
0.7
0.4
0.3
0.5
0.8
2.5
0.7
0.6
0.7
1.5
1.4
0.7
0.9
1.1
0.7
1.9
0.6
0.6
0.5
0.7
0.8
1.2
1.6
1.3
0.6
0.9
0.6
0.6
0.7
0.8
0.8
0.8
1.0
0.3
0.5
0.6
0.7
0.5
0.7
0.6
0.8
1.2
1.0
0.4
0.2
0.5
0.5
0.7
1.9
0.6
0.5
0.6
0.7
0.4
1.0
0.3
0.8
1.3
1.1
0.6
0.8
1.8
1.1
0.6
0.5
1.6
0.4
0.4
0.6
0.8
1.6
1.0
0.9
1.3
1.7
1.3
0.9
0.9
1.8
0.6
1.0
0.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes all other bonuses provided to employees and not published separately.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,
private industry workers, National Compensation Survey, March 2015
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
All workers .............................................................
Health care benefits
Opposite
sex
Same sex
Opposite
sex
0.4
0.4
0.7
0.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.6
1.1
0.6
1.4
0.5
0.5
0.7
1.1
1.0
1.6
1.1
0.6
1.6
0.5
0.6
0.7
1.3
1.2
1.7
1.4
1.4
4.3
0.9
1.2
1.3
1.6
1.3
1.6
1.5
1.3
3.8
0.8
1.2
1.1
1.5
1.4
1.5
0.9
1.3
1.1
2.0
1.4
0.8
1.1
1.1
2.0
2.3
1.3
1.6
1.8
2.1
2.2
1.1
1.4
1.6
Full time .................................................................
Part time ................................................................
0.5
0.4
0.5
0.4
0.8
0.9
0.7
0.8
Union .....................................................................
Nonunion ...............................................................
1.7
0.4
1.6
0.4
2.1
0.7
2.3
0.6
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.4
0.5
0.6
0.7
1.0
1.6
0.4
0.5
0.6
0.7
1.0
1.6
0.8
0.9
1.1
1.1
1.3
1.8
0.8
0.8
1.1
1.1
1.2
1.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
1.4
1.1
0.8
1.7
0.9
1.3
1.7
1.7
1.3
1.5
1.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.5
0.7
1.1
0.8
2.2
4.1
0.5
0.8
1.0
0.9
2.3
4.6
0.8
1.0
2.2
1.2
3.3
4.0
0.7
1.0
2.0
1.3
3.0
4.2
Establishment characteristics
See footnotes at end of table.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,
private industry workers, National Compensation Survey, March
2015—continued
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
Health care benefits
Opposite
sex
Same sex
Opposite
sex
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.0
1.4
1.7
2.3
2.5
1.3
1.4
2.2
1.4
1.5
1.3
1.4
1.8
0.5
0.4
1.4
3.8
1.4
1.7
2.3
2.4
1.4
1.5
2.3
1.5
1.5
1.2
1.3
1.8
0.6
0.4
1.4
2.5
1.6
1.3
1.9
2.3
4.0
2.2
3.4
3.6
1.9
2.7
2.2
2.2
2.0
2.3
2.4
3.1
1.5
1.2
1.8
2.3
3.9
2.0
3.3
3.6
1.9
2.6
2.1
2.2
1.7
1.9
1.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.8
0.7
1.1
1.1
0.4
0.5
0.9
0.7
1.1
1.1
0.9
0.9
1.8
1.0
1.3
1.6
0.8
0.9
1.8
0.9
1.3
1.4
1.0
1.7
1.2
0.6
0.9
1.1
1.1
0.6
0.4
1.8
1.2
1.2
1.6
1.0
1.7
1.1
0.7
0.9
1.1
1.3
0.6
0.4
1.6
1.2
1.2
1.6
1.5
2.1
1.8
1.1
1.5
2.9
1.9
1.3
1.6
2.5
1.8
2.6
2.4
1.0
2.3
1.4
1.1
1.6
2.5
1.7
1.2
1.1
2.6
1.5
2.7
1.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the
employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried
Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 45. Standard errors for medical care benefit combinations: Access, private industry workers, National
Compensation Survey, March 2015
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
0.7
0.5
0.3
0.7
0.7
0.5
0.1
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.3
1.6
1.6
5.3
1.0
1.5
1.4
1.8
0.9
1.1
1.1
1.0
–
0.6
0.8
0.9
1.2
0.5
0.4
0.7
1.0
–
0.6
1.0
0.6
0.5
0.9
0.7
1.2
2.1
5.2
0.9
1.4
1.2
1.6
1.1
1.4
1.5
1.4
4.7
1.1
1.4
1.4
1.8
0.7
1.1
1.0
1.3
–
0.7
0.9
0.9
1.5
0.2
0.4
0.2
0.3
–
0.2
0.3
0.2
0.5
1.0
0.7
1.4
1.8
5.0
1.0
1.4
1.3
1.6
2.9
2.3
1.4
1.7
2.0
2.1
1.6
0.8
1.1
1.1
0.8
0.8
0.5
0.6
0.8
2.8
1.8
1.5
1.6
2.2
3.0
2.4
1.5
1.8
1.9
–
2.1
0.8
1.3
1.0
–
0.8
0.2
0.4
0.3
2.9
1.8
1.5
1.5
2.2
Full time .................................................................
Part time ................................................................
0.7
0.9
0.6
0.4
0.2
1.2
0.5
1.4
0.8
0.7
0.6
0.6
0.2
0.2
0.5
1.0
Union .....................................................................
Nonunion ...............................................................
1.4
0.7
0.9
0.5
0.4
0.4
0.8
0.8
1.3
0.8
1.1
0.5
0.2
0.1
0.9
0.7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.5
1.1
1.0
0.9
1.4
0.8
1.2
0.9
0.8
0.8
1.2
1.1
1.6
0.6
0.4
0.3
0.7
1.5
2.2
0.9
0.8
0.7
0.8
1.0
1.2
1.2
1.0
0.9
1.1
0.8
1.2
1.2
0.7
0.6
0.8
0.3
0.4
0.2
0.2
0.1
0.2
1.2
1.7
0.9
0.8
0.8
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
2.4
1.3
1.0
2.1
1.0
0.4
0.7
0.4
0.8
2.3
1.0
1.0
2.5
1.3
0.9
2.0
1.1
0.2
0.2
0.3
0.8
2.3
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.1
1.9
1.2
2.4
1.7
0.5
0.5
1.5
0.7
1.2
–
0.4
0.6
0.7
1.0
0.7
–
0.8
0.9
1.1
1.0
2.5
0.5
0.8
1.1
2.0
1.2
2.4
2.4
0.5
0.6
1.5
1.0
–
2.4
0.1
0.3
0.4
0.5
–
–
0.8
1.1
1.1
1.2
2.4
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, private industry workers, National
Compensation Survey, March 2015—continued
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
0.6
0.7
0.1
0.7
0.7
0.5
0.4
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.6
1.4
0.6
1.6
0.7
0.7
0.9
1.6
1.3
1.6
1.6
1.7
5.2
1.0
1.3
1.3
1.8
0.1
–
0.1
0.1
1.2
0.2
0.3
0.2
–
1.0
–
1.4
1.7
4.9
1.0
1.4
1.3
–
1.2
1.4
1.6
1.6
5.3
1.0
1.4
1.4
1.8
0.9
1.2
1.2
1.1
2.3
0.7
0.9
1.0
1.4
0.5
0.4
0.7
1.0
5.1
0.6
1.0
0.6
0.5
0.8
0.7
1.2
2.0
5.5
0.9
1.4
1.2
1.6
–
1.9
1.1
1.4
1.5
3.0
2.2
1.5
1.8
2.1
–
–
0.1
–
0.2
2.9
1.9
1.5
1.6
2.2
2.8
2.3
1.3
1.8
1.7
2.4
1.6
1.1
1.3
1.5
0.9
0.8
0.5
0.6
0.8
2.7
1.8
1.5
1.6
2.2
Full time .................................................................
Part time ................................................................
0.7
0.5
0.9
0.8
(1)
0.3
0.6
1.0
0.7
0.9
0.6
0.6
0.3
1.2
0.5
1.4
Union .....................................................................
Nonunion ...............................................................
1.9
0.5
1.7
0.7
0.1
0.1
0.9
0.7
2.1
0.7
2.0
0.5
0.4
0.4
0.8
0.8
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.4
0.4
0.7
1.0
1.3
1.8
1.1
1.4
1.2
1.1
1.5
2.0
0.2
0.3
0.1
0.1
0.1
–
1.2
1.6
0.9
0.8
0.8
–
1.1
1.4
1.1
1.0
1.0
1.5
0.9
1.3
0.9
0.9
0.9
1.3
1.1
1.6
0.6
0.4
0.3
0.7
1.5
2.2
0.9
0.8
0.7
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
–
1.6
1.4
2.4
1.8
–
–
–
–
2.3
–
1.1
2.3
1.5
1.1
2.1
1.3
0.4
0.7
0.4
0.8
2.2
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.6
0.8
–
0.8
2.7
5.7
0.8
1.1
1.7
1.1
3.4
5.8
0.1
0.3
–
0.4
–
–
0.8
1.0
1.2
1.2
–
–
0.8
1.1
2.0
1.2
2.9
1.9
0.6
0.9
1.7
1.1
2.2
1.8
0.4
0.6
0.7
1.0
0.7
–
0.8
0.9
1.1
1.1
2.5
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, private industry workers, National
Compensation Survey, March 2015—continued
Medical care and retirement benefits
Characteristics
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.4
1.7
0.9
0.8
1.7
4.9
2.2
2.8
3.6
2.1
3.6
1.7
2.3
2.3
2.7
3.3
1.9
1.3
0.5
0.6
0.7
4.5
1.3
2.0
1.7
1.5
1.8
1.0
1.8
1.4
1.5
1.7
0.6
0.3
0.3
0.3
0.7
1.2
1.0
1.1
2.0
0.6
0.8
0.5
0.7
1.4
1.6
2.2
1.0
1.0
0.6
0.5
1.4
3.5
2.3
2.4
4.3
1.6
2.6
1.3
1.8
2.8
3.3
3.6
1.8
1.3
0.9
0.8
1.7
4.3
2.4
3.3
3.0
2.2
2.5
1.7
2.5
2.0
2.1
2.8
–
1.1
0.5
0.6
0.8
–
1.8
–
3.4
1.6
–
–
1.8
–
–
2.3
–
0.3
0.3
0.2
0.7
–
0.5
–
0.9
0.2
–
–
0.2
–
–
0.6
1.2
0.9
0.6
0.5
1.5
3.4
2.1
2.5
3.5
1.6
2.6
1.4
1.8
2.5
2.9
3.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.2
2.3
0.9
1.2
1.1
0.8
0.9
1.2
0.5
0.7
0.6
0.5
0.6
1.0
0.4
0.6
0.5
1.0
1.1
1.9
0.8
1.1
1.0
1.0
1.1
2.4
0.8
1.2
1.1
0.8
1.0
1.4
0.5
0.7
0.5
0.2
0.2
0.3
0.2
0.2
0.3
1.0
1.1
2.0
0.7
1.0
0.9
1.6
2.3
1.8
1.2
1.6
1.6
2.4
1.3
1.5
2.7
1.3
2.0
1.6
0.9
0.9
1.1
0.9
1.2
2.2
1.5
0.9
1.1
1.3
1.1
1.7
1.3
0.9
2.2
0.8
0.6
0.8
1.5
1.3
0.8
1.0
1.2
0.6
1.5
0.6
1.6
2.8
1.9
1.0
1.5
2.0
1.7
1.7
2.0
3.4
1.6
2.0
2.1
1.5
2.1
1.8
1.2
1.7
2.6
2.0
2.1
2.1
4.7
1.2
2.3
1.4
0.6
1.3
0.7
0.8
1.3
1.4
1.0
1.2
1.1
3.0
1.0
1.2
1.4
0.2
0.5
0.2
0.3
0.3
0.7
0.5
0.2
0.3
0.4
0.3
0.4
0.3
1.4
2.0
1.7
1.0
1.4
2.2
1.8
1.6
1.6
3.7
1.4
1.9
1.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, private industry workers, National
Compensation Survey, March 2015—continued
Medical care benefits and defined benefit
retirement
Characteristics
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.8
1.9
1.9
2.4
2.7
–
–
3.0
–
1.5
–
1.1
1.7
0.7
–
–
3.5
1.8
1.8
2.5
2.5
4.5
2.6
3.7
3.5
1.7
2.7
1.5
2.1
2.4
2.8
3.8
–
–
–
–
–
–
–
–
–
0.1
–
–
0.1
0.1
–
–
–
–
–
–
–
3.6
2.1
2.6
3.6
1.6
2.6
–
1.8
2.5
2.9
3.5
2.4
1.6
0.9
0.8
1.8
4.4
2.1
2.9
3.5
2.1
3.5
1.7
2.4
2.3
2.6
3.5
1.8
1.3
0.6
0.6
0.9
4.4
1.4
2.0
1.8
1.7
2.2
1.2
1.9
1.5
1.6
1.8
0.6
0.3
0.3
0.3
0.7
1.1
1.0
1.1
2.0
0.6
0.8
0.5
0.7
1.4
1.6
2.0
1.0
1.0
0.6
0.5
1.4
3.6
2.3
2.4
4.3
1.6
2.6
1.3
1.8
2.8
3.3
3.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.5
1.1
0.9
1.0
1.4
1.0
1.1
2.2
0.9
1.2
1.5
0.1
0.1
0.3
0.1
0.2
0.2
1.0
1.1
2.0
0.7
1.1
1.1
1.0
1.2
2.4
0.8
1.2
1.2
0.8
0.9
1.3
0.6
0.9
0.9
0.5
0.6
0.9
0.4
0.6
0.4
1.0
1.1
1.9
0.7
1.1
1.0
1.8
–
1.9
0.6
1.0
–
0.9
1.3
1.3
2.9
1.1
1.1
1.6
1.9
1.9
2.2
1.0
1.4
2.3
1.8
1.6
1.8
3.0
1.7
1.8
2.4
0.2
–
0.3
0.1
0.1
–
0.1
0.2
0.3
0.2
0.2
0.4
0.2
1.5
2.2
1.8
1.0
1.3
2.4
1.9
1.7
1.7
3.6
1.4
1.9
1.9
1.3
2.5
1.5
1.2
1.6
1.6
2.4
1.3
1.6
2.3
1.4
2.2
1.8
1.0
1.0
1.3
0.9
1.3
1.8
1.6
1.2
1.6
1.7
1.2
1.7
1.6
0.9
2.2
0.9
0.6
0.8
1.5
1.3
0.8
1.0
1.2
0.6
1.5
0.6
1.6
2.8
1.9
1.0
1.5
2.0
1.6
1.7
2.0
3.3
1.6
1.9
2.2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Less than 0.05.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 46. Standard errors for paid leave combinations: Access, private industry workers, National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave1
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays1
vacation1
0.7
0.7
0.8
0.7
0.8
0.7
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.7
1.5
1.3
5.6
1.0
1.2
1.3
1.3
1.3
1.9
1.6
1.1
4.3
0.9
1.0
1.3
1.4
1.2
1.3
1.7
1.7
5.4
1.0
1.3
1.2
2.0
1.0
0.8
1.4
1.8
5.8
0.8
1.3
1.0
1.8
0.9
1.0
1.2
1.9
6.4
1.0
1.4
1.2
1.8
0.7
0.7
1.0
1.9
6.2
0.9
1.3
1.0
1.6
0.8
0.7
1.1
2.0
4.5
0.8
1.3
0.9
1.3
1.7
2.2
1.4
1.6
2.0
1.6
2.0
1.2
1.3
1.9
2.9
2.2
1.8
2.3
2.2
2.9
1.5
1.2
1.1
1.9
2.4
2.0
1.7
1.9
2.2
2.6
1.4
1.2
1.2
1.9
2.2
1.0
1.1
1.0
1.8
Full time .................................................................
Part time ................................................................
0.8
0.8
0.8
0.7
0.8
1.0
0.6
1.1
0.7
1.3
0.5
1.5
0.5
1.6
Union .....................................................................
Nonunion ...............................................................
1.9
0.7
2.0
0.7
1.7
0.9
1.3
0.8
1.4
0.8
1.2
0.8
1.1
0.8
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
0.9
1.2
1.1
1.1
1.7
0.7
0.7
1.2
1.1
1.3
1.9
1.2
1.6
1.2
1.2
1.1
1.3
1.4
1.9
0.9
0.8
0.7
0.8
1.3
1.6
1.0
1.0
0.8
1.1
1.4
1.9
0.7
0.7
0.6
0.8
1.6
2.1
0.7
0.7
0.6
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
1.6
1.7
1.3
1.5
1.7
1.6
2.3
2.1
1.0
2.2
0.8
1.3
2.0
1.7
0.8
2.2
0.7
0.6
1.8
0.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
0.9
2.2
1.2
3.0
5.4
0.8
0.9
2.1
0.9
3.1
5.2
0.9
1.3
2.0
1.2
3.1
5.8
0.8
1.0
1.0
1.2
2.4
0.9
0.9
1.2
1.6
1.2
3.1
5.8
0.9
1.0
0.9
1.2
2.3
0.2
0.9
0.8
0.7
1.1
2.3
0.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 46. Standard errors for paid leave combinations: Access, private industry workers, National
Compensation Survey, March 2015—continued
Characteristics
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave1
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays1
vacation1
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.9
1.7
1.5
2.5
2.2
5.0
2.3
3.4
2.8
2.0
2.1
1.6
2.3
1.5
1.6
2.4
3.2
1.6
1.5
2.4
2.2
4.4
2.4
3.5
2.7
2.0
2.4
1.7
2.2
1.3
1.4
2.4
1.8
1.3
0.9
1.4
1.6
4.7
1.9
2.9
3.2
2.0
2.7
1.7
2.2
2.4
2.5
3.1
1.1
1.0
0.4
0.5
0.8
3.3
1.7
2.0
3.1
1.7
2.6
1.5
1.9
2.3
2.5
3.5
1.2
1.3
0.5
0.5
1.0
4.4
1.9
2.3
3.9
1.7
1.8
1.4
1.9
2.5
2.6
3.3
0.9
0.7
0.3
0.3
0.6
2.6
2.1
1.9
4.4
1.5
1.8
1.2
1.7
2.5
2.8
2.9
0.5
0.7
0.3
0.3
0.6
2.5
2.0
1.8
4.1
1.4
2.2
1.4
1.6
2.7
3.1
2.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.1
1.7
1.0
1.3
1.5
0.9
1.1
1.6
1.0
1.3
1.5
1.1
1.2
2.1
1.0
1.4
1.1
1.1
1.2
2.4
0.8
1.2
0.9
1.2
1.3
2.2
0.8
1.3
1.1
1.1
1.2
2.1
0.7
1.0
0.9
1.1
1.2
2.0
0.7
1.0
0.8
1.4
2.4
1.7
1.2
1.8
1.9
1.9
1.6
1.7
3.2
1.2
2.2
1.4
1.7
2.8
2.1
1.2
1.8
2.1
2.0
1.4
1.6
2.9
1.1
2.2
1.3
1.6
2.6
2.0
1.2
1.7
3.1
2.1
2.0
1.8
4.8
1.7
2.4
2.3
1.2
2.2
1.4
1.1
1.5
2.9
1.9
1.8
1.6
4.3
1.7
2.4
2.2
1.5
2.1
2.1
1.1
1.5
2.8
1.7
2.0
1.7
4.9
1.7
2.4
2.3
1.6
2.1
2.1
0.9
1.2
2.5
1.6
1.9
2.0
4.2
1.6
1.8
2.2
1.5
2.3
1.8
0.8
1.1
2.5
1.5
1.9
2.1
4.1
1.7
1.7
2.4
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers with access to one or more of these leave benefits.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.