Table 1. Establishments offering retirement and health care benefits: private industry workers, National Compensation Survey, March 2015 (All establishments = 100 percent) Retirement benefits Characteristics All plans1 All establishments .................................................. Defined benefit Defined contribution Health care benefits 48 8 47 60 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 45 34 58 9 10 7 43 31 57 58 46 72 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 49 57 71 52 50 77 81 62 75 88 55 41 44 46 34 56 48 94 57 20 20 26 8 9 6 8 15 – 50 24 33 44 18 – – – – – – – – – – – 48 56 71 50 47 65 81 62 75 88 55 40 44 46 34 55 40 93 57 20 20 24 61 67 87 59 56 83 82 77 83 93 65 67 57 60 45 73 59 99 74 28 28 40 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 46 45 74 89 89 95 7 7 17 36 34 52 45 44 71 86 85 94 59 57 89 94 94 95 Establishment characteristics See footnotes at end of table. Table 1. Establishments offering retirement and health care benefits: private industry workers, National Compensation Survey, March 2015—continued (All establishments = 100 percent) Retirement benefits Characteristics All plans1 Defined benefit Defined contribution Health care benefits Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 49 59 45 48 48 43 49 52 49 57 44 52 39 8 10 8 7 8 – 7 9 10 – 8 6 9 47 57 44 47 48 43 48 51 48 57 43 52 38 60 60 60 60 61 54 62 62 64 60 58 65 54 1 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the individual items because some employers offered both types of plans. Note: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2015 (All workers = 100 percent) All retirement benefits2 Characteristics Access All workers ............................................................. Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate 66 49 74 18 15 84 61 43 71 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 80 84 78 39 62 70 68 72 66 67 74 63 22 31 49 38 56 52 84 88 81 55 50 70 57 78 80 25 30 23 6 9 17 11 20 25 21 25 20 6 7 13 7 16 24 84 83 85 89 79 75 63 79 97 77 82 74 36 58 66 64 68 59 62 70 57 18 27 45 35 52 44 80 85 77 50 47 68 55 76 74 59 71 71 75 67 47 57 53 59 48 79 80 75 78 71 27 23 23 22 24 26 22 19 19 20 98 95 85 87 84 48 68 63 71 56 35 51 44 52 36 73 76 69 73 65 Full time ................................................................. Part time ................................................................ 76 37 59 19 78 51 22 9 19 6 86 70 72 33 53 15 74 46 Union ..................................................................... Nonunion ............................................................... 92 63 82 46 90 72 72 13 67 10 93 79 56 62 45 43 80 70 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 40 31 67 78 86 88 19 12 47 63 75 78 48 39 70 81 88 89 6 4 13 23 36 36 4 2 10 20 32 30 63 53 82 86 87 83 37 28 63 72 81 85 17 10 42 55 68 72 45 37 67 76 84 85 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 75 57 83 61 44 68 81 79 82 25 20 27 22 20 23 89 98 85 70 48 79 54 35 61 77 74 77 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 64 75 80 70 81 97 46 48 64 37 62 92 72 65 79 53 77 95 17 19 12 14 34 78 14 14 11 9 28 74 82 75 92 61 83 95 60 66 77 61 65 91 41 40 60 31 45 76 69 61 77 50 70 83 Worker characteristics Establishment characteristics See footnotes at end of table. Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) All retirement benefits2 Characteristics Access Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 88 83 92 95 88 54 62 73 44 69 69 87 69 30 29 47 81 75 85 87 82 41 48 60 30 53 59 76 52 13 11 35 92 90 93 92 93 76 78 83 68 77 86 88 75 42 37 75 47 42 51 51 48 – 14 14 6 16 16 16 16 3 2 9 43 34 40 38 43 – 12 12 5 14 14 12 14 3 2 8 93 81 79 76 89 – 82 88 94 87 87 74 87 98 100 88 87 82 91 95 87 52 61 72 43 64 61 83 65 28 28 43 75 71 81 83 77 37 46 58 28 46 50 72 46 11 9 31 86 86 89 88 88 72 76 81 66 72 82 87 71 37 33 72 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 51 46 66 84 80 89 35 32 44 65 58 76 69 70 67 78 72 85 8 7 13 30 21 43 7 6 11 25 17 37 85 88 80 83 81 85 48 44 60 77 74 82 32 30 39 56 51 65 67 68 64 73 69 79 67 69 67 66 67 67 63 70 69 73 60 61 59 53 52 53 46 48 45 44 53 53 55 44 42 45 78 76 79 71 72 67 70 76 76 75 74 68 76 24 19 25 16 17 12 15 19 20 18 17 13 19 21 16 22 13 14 10 13 16 17 14 14 11 16 88 86 88 82 81 81 84 83 84 81 83 80 84 60 65 59 63 64 63 61 66 64 70 55 58 54 45 47 44 43 44 41 41 47 46 50 39 38 39 74 73 75 68 69 65 67 72 72 72 70 66 73 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating in at least one of these plan types. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 3. Retirement benefit combinations: Access, private industry workers, National Compensation Survey, March 2015 (All workers = 100 percent) Characteristics All workers ............................................................. Defined Defined Defined benefit and benefit only contribution defined only contribution 14 4 47 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 22 28 20 3 4 13 7 17 18 3 2 3 3 4 4 4 4 7 55 54 55 33 54 53 56 52 41 15 19 15 17 12 12 4 8 4 11 32 48 48 54 43 Full time ................................................................. Part time ................................................................ 18 4 4 5 54 29 Union ..................................................................... Nonunion ............................................................... 36 12 36 1 20 50 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 3 1 8 18 31 33 3 3 4 5 5 3 34 27 55 55 50 52 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 20 12 24 5 9 4 50 36 55 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. 13 10 9 6 17 73 46 41 50 4 9 3 9 17 6 – 1 1 47 56 69 56 47 – 41 42 41 Worker characteristics Establishment characteristics See footnotes at end of table. Table 3. Retirement benefit combinations: Access, private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Characteristics Defined Defined Defined benefit and benefit only contribution defined only contribution Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 50 48 – 13 13 5 12 7 12 12 – – 5 1 – – 1 – 1 5 8 4 4 2 2 4 44 40 43 48 59 38 53 53 71 53 27 27 38 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 6 5 7 24 15 36 2 1 6 7 6 7 42 39 53 54 59 46 17 15 17 13 15 9 13 15 15 15 12 9 13 7 4 8 3 3 4 2 5 5 3 5 4 5 44 50 42 50 49 54 48 51 49 55 43 48 41 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, private industry workers, National Compensation Survey, March 2015 (All workers participating in defined benefit plans = 100 percent) Soft freeze2 Characteristics All workers ............................................................. Open plans1 All participants still accruing benefits Some participants still accruing benefits Hard freeze3 63 24 2 11 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 58 58 57 80 68 59 57 59 73 28 25 29 13 – 23 23 23 21 3 3 3 – – 3 4 2 – 12 15 10 – – 16 16 16 – 95 51 65 53 76 4 39 24 31 17 – – 2 – 2 – – 9 – 5 Full time ................................................................. Part time ................................................................ 62 74 24 21 3 – 11 – Union ..................................................................... Nonunion ............................................................... 78 54 19 27 – 4 – 16 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 70 78 66 65 60 56 22 19 17 22 28 29 1 – 2 2 3 3 8 – 14 11 10 12 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 61 96 48 27 – 35 3 – 4 10 – 14 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... 64 71 68 66 78 67 – 23 24 23 28 19 30 57 2 – – – – – – 11 – – – – – 21 Worker characteristics Establishment characteristics See footnotes at end of table. Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, private industry workers, National Compensation Survey, March 2015—continued (All workers participating in defined benefit plans = 100 percent) Soft freeze2 Characteristics Open plans1 All participants still accruing benefits Some participants still accruing benefits Hard freeze3 Establishment characteristics Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 57 56 47 70 75 69 75 67 82 68 65 93 100 78 16 17 18 15 – 18 – 21 12 – 23 – – – 4 3 2 3 – – – 1 – – – – – – 23 24 32 12 – – – 10 – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 67 64 73 62 61 62 21 21 20 25 24 26 2 3 – 3 4 1 10 12 – 11 11 11 67 59 69 63 64 63 61 61 64 53 60 63 60 19 27 16 25 23 30 29 25 23 32 26 18 29 2 – 3 2 3 – 2 2 2 – – – – 12 – 11 9 10 – 8 12 12 – – – – Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Plans open to new participants. 2 New employees are not allowed in the plan. Benefit accruals may continue for existing participants. 3 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is calculated as of the day the plan was frozen. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 6. Defined benefit frozen retirement plans:1 Selected attributes, private industry workers, National Compensation Survey, March 2015 (All workers participating in frozen defined benefit plans = 100 percent) Time since plan closed to new workers or stopped accruing benefits2 Characteristics 1 year All workers ............................................................. 2 to 5 years Greater than 5 years 3 23 74 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 – 2 – – 3 – 3 3 26 – 25 – – 27 7 33 29 73 73 73 58 97 70 93 63 68 – 3 – – – – 29 – – – 62 69 85 81 94 Full time ................................................................. Part time ................................................................ 3 – 24 – 73 81 Union ..................................................................... Nonunion ............................................................... 9 – 29 – 62 77 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – – 3 2 1 – – – 20 25 21 81 90 68 77 73 77 Goods-producing industries ................................... Manufacturing .................................................... 3 3 19 19 78 77 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... 3 2 – – 25 10 – – 72 88 83 93 Worker characteristics Establishment characteristics See footnotes at end of table. Table 6. Defined benefit frozen retirement plans:1 Selected attributes, private industry workers, National Compensation Survey, March 2015—continued (All workers participating in frozen defined benefit plans = 100 percent) Time since plan closed to new workers or stopped accruing benefits2 Characteristics 1 year 2 to 5 years Greater than 5 years Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... – – – – – – – – – – – – – – – – – – – – 44 – – – – – 51 – – 74 98 60 71 68 66 56 79 100 86 92 54 49 52 54 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... – – – 3 2 3 – – 30 22 18 24 67 66 70 76 80 72 – – – 1 – – – 2 – 2 6 – 7 – – – 18 – – – 18 – 21 32 – 36 68 66 69 81 78 78 88 80 82 78 62 76 57 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The length of time is calculated based on the year the plan was modified. For example, plans frozen after January 2014 are included in the "1 year" column. Those frozen between 2010 and 2013 are included in the "2 to 5 year" column and plans frozen before 2010 are included in the "Greater than 5 years" column. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers, National Compensation Survey, March 2015 (All workers participating in frozen defined benefit plans = 100 percent) Alternatives to frozen plans2 Characteristics All workers ............................................................. No Alternatives alternative to to frozen frozen plans plans Enhanced Modified existing New defined existing New defined defined contribution defined benefit plan contribution plan benefit plan plan 12 88 5 27 32 31 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Transportation and material moving .................. 10 10 9 18 18 23 17 4 4 11 10 90 90 91 82 82 77 83 96 96 89 90 4 4 4 – 6 4 7 6 – 4 5 30 30 30 9 19 – 23 38 40 28 32 35 35 35 23 33 35 33 43 43 21 17 31 27 33 50 26 35 24 13 13 42 44 Full time ................................................................. Part time ................................................................ 11 24 89 76 4 7 28 17 33 18 31 37 Union ..................................................................... Nonunion ............................................................... 3 15 97 85 4 5 45 21 28 33 24 33 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 34 54 16 13 8 7 66 46 84 87 92 93 3 – 8 4 4 3 – – 15 26 33 34 20 – 28 26 38 42 34 – 36 36 26 27 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 6 – 7 94 100 93 – – – 29 – 26 35 – 36 36 – 38 Service-providing industries .................................. Trade, transportation, and utilities ..................... Retail trade .................................................... Information ......................................................... 14 23 42 11 86 77 58 89 5 8 3 5 26 25 8 43 31 19 17 36 29 33 35 3 Worker characteristics Establishment characteristics See footnotes at end of table. Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers, National Compensation Survey, March 2015—continued (All workers participating in frozen defined benefit plans = 100 percent) Alternatives to frozen plans2 Characteristics No Alternatives alternative to to frozen frozen plans plans Enhanced Modified existing New defined existing New defined defined contribution defined benefit plan contribution plan benefit plan plan Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and technical services .............. Education and health services ........................... Health care and social assistance ................. 9 10 8 12 – – 15 15 91 90 92 88 100 100 85 85 4 4 7 – – – 4 – 15 15 11 26 – 60 – – 46 45 40 45 – – 24 26 26 27 34 16 – 64 43 44 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10 9 13 17 9 90 91 87 83 91 8 6 4 4 3 22 21 28 34 24 34 38 32 27 35 28 26 32 30 33 13 12 14 14 13 11 8 7 87 88 86 86 87 89 92 93 4 3 6 6 3 – 4 3 15 16 30 23 31 34 29 33 38 31 26 30 25 21 43 47 33 38 30 34 33 34 28 25 Geographic areas Northeast ............................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... Midwest ................................................................. East North Central ............................................. West ...................................................................... Pacific ................................................................ 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The sum of the individual components may be greater than the total because some employers offer more than one alternative. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 8. Defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2015 (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required All workers ............................................................. Not required Employee contribution option Pretax Not pretax 68 32 82 18 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 69 72 68 61 82 69 74 66 64 31 28 32 39 18 31 26 34 36 84 85 83 77 – 81 83 81 78 16 15 17 23 – 19 17 19 22 50 71 68 69 67 50 29 32 31 33 70 82 83 83 83 30 18 17 17 17 Full time ................................................................. Part time ................................................................ 68 63 32 37 82 79 18 21 Union ..................................................................... Nonunion ............................................................... 64 68 36 32 81 82 19 18 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 70 66 66 67 70 71 30 34 34 33 30 29 81 76 80 82 83 84 19 24 20 18 17 16 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 67 53 69 33 47 31 80 72 82 20 28 18 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 68 72 75 72 65 81 32 28 25 28 35 19 82 84 86 82 83 91 18 16 14 18 17 9 Worker characteristics Establishment characteristics See footnotes at end of table. Table 8. Defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2015—continued (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required Not required Employee contribution option Pretax Not pretax Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Other services ................................................... 82 66 67 63 73 64 70 70 66 59 64 59 59 82 63 18 34 33 37 27 36 30 30 34 41 36 41 41 18 37 93 78 77 72 85 – 83 85 – 80 86 84 80 – 82 7 22 23 28 15 – 17 15 – 20 14 16 20 – 18 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 65 62 70 70 71 68 35 38 30 30 29 32 80 78 85 83 85 81 20 22 15 17 15 19 67 70 66 71 70 72 73 64 63 66 68 68 67 33 30 34 29 30 28 27 36 37 34 32 32 33 86 89 85 82 81 84 84 79 80 78 81 83 81 14 11 15 18 19 16 16 21 20 22 19 17 19 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2015 (All workers = 100 percent) Health care2 Medical care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate 70 55 79 69 50 72 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 87 95 83 41 42 70 59 78 76 73 80 70 27 31 55 44 62 63 84 84 84 65 73 78 75 79 83 87 95 83 41 42 69 59 77 76 66 71 63 24 28 49 40 56 60 76 75 76 60 68 71 69 73 79 71 81 77 84 70 60 66 61 67 55 85 81 79 81 78 71 80 76 83 69 58 62 56 62 50 82 77 73 74 71 Full time ................................................................. Part time ................................................................ 86 22 70 14 80 62 86 21 64 12 74 57 Union ..................................................................... Nonunion ............................................................... 95 67 83 52 88 78 95 67 79 47 83 71 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 35 23 75 86 93 94 22 12 58 71 80 82 62 54 77 83 86 87 34 23 75 86 93 94 20 11 52 65 72 74 57 50 70 76 78 79 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 87 71 93 72 57 78 83 80 84 86 71 92 67 55 71 78 77 77 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 66 70 88 59 84 99 52 53 72 41 68 90 78 76 81 70 80 91 66 69 88 57 84 99 47 48 67 37 60 83 71 69 76 64 71 84 Establishment characteristics See footnotes at end of table. Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 45 35 78 24 19 77 68 49 72 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 63 68 60 22 30 44 37 49 41 51 57 49 14 20 34 27 38 34 81 83 80 66 66 76 73 77 82 33 35 32 13 13 21 15 25 28 26 28 26 9 9 16 12 19 22 79 79 79 70 72 75 77 75 80 85 93 81 39 42 68 58 75 74 65 70 62 24 28 49 40 55 59 76 75 76 60 68 71 69 73 79 36 45 48 51 44 31 36 37 40 35 86 79 79 78 79 27 28 26 27 25 24 21 21 21 20 90 73 79 78 80 70 78 75 81 68 57 60 54 61 48 82 77 73 75 71 Full time ................................................................. Part time ................................................................ 56 13 44 8 79 62 30 7 23 5 78 68 84 21 62 12 74 57 Union ..................................................................... Nonunion ............................................................... 74 42 63 32 84 77 59 21 49 16 83 75 94 65 78 46 83 71 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 17 11 45 55 70 74 10 6 34 45 58 61 62 56 75 80 82 82 10 7 22 30 40 42 6 4 16 24 32 33 67 58 74 81 80 80 33 22 73 85 92 93 19 11 51 64 72 74 57 51 71 76 78 79 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 54 35 62 44 29 51 82 82 82 32 23 37 26 20 29 81 90 78 85 70 91 66 54 70 78 77 78 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 43 44 50 35 61 77 33 33 41 25 49 70 77 76 81 69 80 91 22 21 27 14 31 52 17 16 23 11 25 46 76 79 83 74 81 89 65 68 86 56 83 98 46 47 65 36 59 83 71 69 75 64 71 84 Worker characteristics Establishment characteristics See footnotes at end of table. Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Health care2 Medical care Characteristics Access Participation Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 94 89 93 96 89 75 68 83 46 75 75 89 75 33 32 48 81 76 81 81 78 61 56 70 35 59 62 75 58 20 18 36 86 85 86 85 87 81 82 85 76 78 83 84 77 61 56 75 93 89 93 95 89 75 68 83 45 75 75 89 75 33 32 48 72 70 74 74 71 56 51 66 31 52 56 67 52 18 16 34 77 78 79 78 80 75 75 80 69 70 75 76 69 55 51 72 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 57 53 70 85 82 89 43 40 53 69 65 76 75 76 75 82 79 85 57 53 70 84 81 89 40 38 49 62 58 68 71 71 70 74 72 76 70 69 71 70 70 71 69 71 72 70 67 66 68 55 52 57 54 55 53 54 56 57 56 55 54 56 79 75 80 77 78 75 78 79 78 80 82 82 82 70 69 70 70 70 70 69 71 72 69 67 66 67 50 46 52 49 49 49 49 51 52 49 51 49 52 72 68 74 71 71 70 71 72 72 71 76 75 76 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ See footnotes at end of table. Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 80 68 76 79 68 41 42 53 22 49 51 62 48 19 19 25 62 54 61 62 57 33 35 45 17 36 38 47 36 12 11 19 77 80 80 78 83 79 83 86 74 75 75 76 75 62 59 76 60 29 31 31 32 22 24 33 13 23 24 30 23 14 14 17 42 22 23 23 24 18 19 27 9 18 17 21 18 9 9 13 71 77 76 75 75 82 78 81 71 76 69 69 77 67 64 78 93 88 92 94 89 75 66 82 44 73 74 88 73 31 30 46 72 69 73 73 70 55 50 65 30 51 55 67 51 18 16 33 77 78 79 78 79 74 75 80 69 70 75 76 69 56 52 71 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 30 26 42 62 55 73 22 20 31 49 43 60 75 76 72 79 78 81 17 13 26 33 27 42 12 10 19 26 21 33 74 74 74 79 79 80 55 51 68 83 79 88 39 36 48 61 57 67 71 71 70 74 72 76 46 44 47 42 44 37 42 45 44 47 47 43 48 36 34 37 32 34 29 32 35 34 36 37 35 39 78 77 78 76 76 77 76 77 78 76 80 81 80 24 14 28 21 23 19 20 22 21 23 31 23 34 18 11 21 16 17 14 15 17 16 17 25 19 28 77 77 76 75 75 73 75 76 76 75 81 82 81 68 66 69 68 68 68 67 70 70 68 66 65 67 49 45 51 48 48 48 48 50 50 49 50 49 51 72 67 74 71 71 70 71 72 72 72 76 75 77 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to or participating in health care. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 10. Medical care benefits: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2015 (In percent) Single coverage Characteristics All workers ............................................................. Employer share Family coverage Employee share Employer share Employee share 78 22 68 32 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 80 79 81 75 76 77 73 79 79 20 21 19 25 24 23 27 21 21 70 69 70 62 64 65 62 67 68 30 31 30 38 36 35 38 33 32 82 77 79 79 80 18 23 21 21 20 71 65 72 73 72 29 35 28 27 28 Full time ................................................................. Part time ................................................................ 79 73 21 27 68 63 32 37 Union ..................................................................... Nonunion ............................................................... 87 77 13 23 84 65 16 35 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 73 70 77 79 81 80 27 30 23 21 19 20 59 57 65 69 72 72 41 43 35 31 28 28 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 80 82 80 20 18 20 73 69 75 27 31 25 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 78 76 77 71 81 87 22 24 23 29 19 13 67 67 67 60 77 83 33 33 33 40 23 17 Worker characteristics Establishment characteristics See footnotes at end of table. Table 10. Medical care benefits: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2015—continued (In percent) Single coverage Characteristics Employer share Family coverage Employee share Employer share Employee share Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 82 80 80 79 81 80 77 81 70 80 81 80 80 76 73 80 18 20 20 21 19 20 23 19 30 20 19 20 20 24 27 20 75 69 71 69 73 61 64 67 56 67 66 69 67 60 58 66 25 31 29 31 27 39 36 33 44 33 34 31 33 40 42 34 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 78 78 77 79 78 80 22 22 23 21 22 20 62 62 62 72 69 76 38 38 38 28 31 24 80 77 82 77 77 76 78 77 78 75 81 80 81 20 23 18 23 23 24 22 23 22 25 19 20 19 74 72 75 63 64 65 62 69 71 66 69 68 69 26 28 25 37 36 35 38 31 29 34 31 32 31 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2015 (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $390.79 15 $516.25 85 $371.05 $121.92 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 410.09 401.61 415.32 374.94 386.94 368.45 330.63 386.67 404.61 13 10 15 14 – 12 9 13 28 498.34 514.86 491.03 510.99 – 500.35 446.22 517.95 583.46 87 90 85 86 – 88 91 87 72 396.95 388.42 402.46 354.81 – 351.62 319.84 367.65 351.77 119.03 118.89 119.12 131.17 – 120.80 128.78 116.78 139.90 100 100 100 100 100 417.66 396.01 389.22 387.76 391.02 40 19 14 11 18 582.08 584.98 514.42 497.05 528.13 60 81 86 89 82 346.91 354.50 368.92 374.04 362.15 142.81 138.27 115.66 115.98 115.22 Full time ................................................................. Part time ................................................................ 100 100 393.15 354.65 15 12 517.34 492.52 85 88 373.19 339.67 120.55 141.91 Union ..................................................................... Nonunion ............................................................... 100 100 496.96 375.09 38 11 597.07 478.66 62 89 446.51 362.74 115.02 122.68 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 335.61 317.07 376.34 396.54 416.40 410.83 10 9 13 16 16 13 460.94 512.75 488.65 520.97 542.25 512.65 90 91 87 84 84 87 323.61 302.99 360.41 373.54 395.18 396.63 128.60 131.50 125.51 120.30 117.95 116.90 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 392.82 409.69 390.06 17 40 10 526.20 560.35 509.37 83 60 90 369.91 342.44 377.10 112.75 135.55 107.54 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 390.21 360.19 356.74 323.28 420.05 466.11 14 12 15 10 13 19 513.09 492.57 472.34 457.36 572.77 489.48 86 88 85 90 87 81 371.37 342.76 336.27 310.96 398.51 460.58 124.52 127.84 119.04 142.29 115.13 87.31 Worker characteristics Establishment characteristics See footnotes at end of table. Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2015—continued (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 $424.26 394.43 380.72 377.28 388.62 454.18 381.32 403.52 347.40 429.64 450.67 444.59 425.85 351.00 330.82 408.77 23 12 9 9 10 24 13 18 – 11 15 7 11 21 15 29 $605.41 575.81 514.12 511.08 517.42 680.70 463.50 443.56 – 520.61 479.97 496.54 531.07 505.53 505.07 523.00 77 88 91 91 90 76 87 82 – 89 85 93 89 79 85 71 $369.81 369.30 366.85 364.13 374.44 382.04 368.74 394.95 – 418.01 445.41 440.77 413.32 320.12 306.26 362.09 $114.56 111.53 108.13 111.63 103.05 129.23 134.98 123.55 – 118.15 123.93 125.60 117.17 124.42 125.78 142.40 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 388.57 390.66 383.52 392.50 384.25 402.81 19 21 17 11 11 10 501.92 495.51 520.82 536.63 542.59 528.96 81 79 83 89 89 90 363.00 365.36 357.53 376.63 366.60 389.15 132.24 132.64 131.32 114.76 118.66 109.89 100 100 100 100 100 100 100 100 100 100 100 100 100 438.14 415.92 445.48 366.11 372.12 351.07 363.08 379.82 384.27 370.30 400.47 385.01 407.45 18 12 20 11 10 9 13 11 12 10 21 17 22 575.63 599.87 570.57 474.32 488.69 444.70 465.26 517.16 515.33 522.50 507.31 481.62 516.16 82 88 80 89 90 91 87 89 88 90 79 83 78 410.88 391.98 417.63 353.57 359.93 342.88 347.66 364.46 368.08 356.99 373.87 366.02 377.64 127.82 142.66 122.52 119.46 122.28 116.80 115.77 125.06 121.92 131.54 117.04 113.74 118.63 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2015 (All workers with contributory coverage = 100 percent) Single coverage Characteristics All workers ............................................................. Total with contributory coverage Flat dollar amount Varies1 Exists, but amount unknown Other2 100 72 13 13 1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 74 76 73 77 67 66 58 71 75 12 11 13 10 10 20 27 17 11 12 12 12 11 – 12 14 11 12 2 1 2 1 – 1 1 1 2 100 100 100 100 100 70 78 74 76 71 13 9 9 8 9 12 12 16 15 18 4 1 1 1 2 Full time ................................................................. Part time ................................................................ 100 100 73 62 13 21 13 14 1 2 Union ..................................................................... Nonunion ............................................................... 100 100 74 72 6 14 15 12 4 1 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 70 73 71 73 75 75 18 17 16 12 11 12 12 – 12 14 12 12 1 – 1 2 2 1 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 75 77 75 10 7 10 14 11 14 1 4 1 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 72 64 79 52 67 81 15 20 – 33 – – 12 16 13 – 22 – 1 1 – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2015—continued (All workers with contributory coverage = 100 percent) Single coverage Characteristics Total with contributory coverage Flat dollar amount Varies1 Exists, but amount unknown Other2 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 78 69 67 69 65 82 77 84 70 75 80 74 74 76 72 73 11 19 21 19 19 – – – 15 11 12 19 11 14 17 – – 10 10 – 12 – 11 8 15 11 – 6 12 – – 15 – 2 3 – 4 – – – – 2 – 1 2 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 77 76 78 69 72 66 10 10 9 16 15 18 13 13 11 13 12 14 1 1 2 2 1 2 100 100 100 100 100 100 100 100 100 100 100 100 100 75 77 74 74 77 80 67 70 70 70 70 67 71 12 – 13 15 14 11 18 12 13 – 14 17 13 11 11 11 10 8 – 15 17 16 18 13 14 13 2 – 2 1 1 – (4) 1 1 – 2 2 3 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. 4 Less than 0.5. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2015 (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $961.22 8 $1,358.53 92 $931.47 $475.84 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 1,032.40 1,026.08 1,036.29 856.51 971.16 880.58 792.86 922.57 948.58 6 5 7 8 – 5 4 5 21 1,318.35 1,422.32 1,266.77 1,416.11 – 1,284.14 1,357.58 1,255.57 1,490.87 94 95 93 92 – 95 96 95 79 1,014.68 1,004.91 1,020.79 818.58 – 862.36 770.95 906.52 855.74 467.83 470.29 466.29 532.68 – 487.40 488.12 487.05 536.79 100 100 100 100 100 977.13 929.58 1,009.78 1,016.67 1,001.26 32 12 10 7 13 1,492.61 1,488.74 1,332.91 1,328.30 1,336.16 68 88 90 93 87 846.75 861.09 975.51 992.59 953.06 576.90 512.88 411.59 399.33 427.69 Full time ................................................................. Part time ................................................................ 100 100 969.93 828.74 8 6 1,356.63 1,414.13 92 94 940.04 806.04 473.01 517.27 Union ..................................................................... Nonunion ............................................................... 100 100 1,263.16 916.99 32 4 1,484.63 1,235.86 68 96 1,181.75 903.54 375.03 487.09 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 765.25 717.21 894.26 978.26 1,066.44 1,066.51 4 5 6 9 10 7 1,324.96 1,452.16 1,289.20 1,269.29 1,469.03 1,452.19 96 95 94 91 90 93 752.41 700.71 870.78 953.06 1,027.76 1,039.07 524.71 530.14 501.04 466.74 445.45 439.47 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 1,024.89 930.24 1,055.82 13 30 8 1,379.88 1,462.15 1,372.40 87 70 92 984.97 798.96 1,030.97 410.54 580.89 368.96 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 942.96 904.56 905.32 753.08 1,129.39 1,297.28 7 7 9 5 9 14 1,348.33 1,375.05 1,380.06 1,317.61 1,391.97 1,426.27 93 93 91 95 91 86 916.80 871.58 858.11 735.77 1,103.14 1,276.72 493.75 464.05 462.04 517.31 382.53 304.51 Worker characteristics Establishment characteristics See footnotes at end of table. Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2015—continued (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 $1,085.25 980.84 981.14 929.16 1,027.51 979.46 918.66 978.42 765.04 1,004.66 1,054.24 1,088.33 995.76 781.88 741.23 901.80 15 5 3 2 4 – 5 5 6 5 4 1 5 12 10 14 $1,653.46 1,525.85 1,297.53 1,306.45 1,177.25 – 1,195.39 1,160.81 1,266.73 1,234.49 1,246.34 1,553.62 1,232.68 1,437.28 1,522.15 1,136.70 85 95 97 98 96 – 95 95 94 95 96 99 95 88 90 86 $988.54 953.87 970.33 922.84 1,021.97 – 904.49 967.88 731.76 993.18 1,045.96 1,082.70 983.64 733.52 689.70 868.03 $399.08 445.53 411.97 434.10 388.60 – 530.10 514.81 602.08 515.43 532.15 488.33 512.40 537.10 536.33 561.06 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 873.69 870.74 880.83 1,026.64 967.22 1,100.62 9 10 8 7 6 8 1,290.30 1,278.55 1,326.45 1,427.34 1,431.46 1,423.78 91 90 92 93 94 92 836.61 831.80 848.01 1,000.80 942.44 1,075.19 559.57 559.53 559.65 414.66 449.84 369.80 100 100 100 100 100 100 100 100 100 100 100 100 100 1,124.05 1,100.30 1,132.02 883.79 901.84 882.68 853.47 956.67 978.83 909.21 945.95 900.59 967.34 13 10 14 4 4 4 3 8 9 6 11 8 12 1,454.41 1,499.11 1,442.61 1,340.37 1,421.04 1,344.63 1,172.43 1,338.78 1,337.15 1,344.84 1,285.65 1,265.72 1,292.41 87 90 86 96 96 96 97 92 91 94 89 92 88 1,082.74 1,059.76 1,090.69 868.39 882.89 868.19 843.85 929.13 948.61 888.85 910.54 871.11 929.74 447.35 466.24 440.82 501.72 510.39 456.91 508.62 456.45 447.59 474.77 479.27 457.03 490.10 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2015 (All workers with contributory coverage = 100 percent) Family coverage Characteristics All workers ............................................................. Total with contributory coverage Flat dollar amount Varies1 Exists, but amount unknown Other2 100 72 13 13 1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 74 76 73 77 65 66 58 71 75 12 11 13 10 11 19 26 16 11 12 12 12 12 – 13 15 12 13 2 1 2 1 – 1 1 2 2 100 100 100 100 100 70 77 73 75 71 13 9 9 9 9 13 13 16 14 19 4 1 1 1 2 Full time ................................................................. Part time ................................................................ 100 100 73 65 13 20 13 14 1 1 Union ..................................................................... Nonunion ............................................................... 100 100 75 72 7 14 15 13 4 1 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 70 72 70 73 75 75 17 17 16 11 11 12 13 – 13 14 12 12 (4) – 1 2 2 1 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 74 76 74 10 7 11 14 13 14 1 4 1 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 72 63 77 52 67 82 14 19 – 32 – – 13 17 15 16 22 – 1 1 – 1 – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2015—continued (All workers with contributory coverage = 100 percent) Family coverage Characteristics Total with contributory coverage Flat dollar amount Varies1 Exists, but amount unknown Other2 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 78 70 68 70 66 82 77 84 68 76 79 74 75 75 72 75 – 18 20 19 18 – – – – 11 12 19 10 14 16 – 11 10 10 – 12 – 12 8 17 11 – 6 12 11 – 15 – 2 3 – 4 – – – – 2 – 1 2 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 76 75 77 70 73 66 9 9 9 16 14 18 14 15 12 13 12 14 1 1 2 2 1 2 100 100 100 100 100 100 100 100 100 100 100 100 100 75 80 74 74 76 80 67 70 71 68 70 67 72 12 – 13 14 14 11 16 12 13 – 13 16 12 11 11 11 11 9 – 16 17 16 19 14 15 13 2 – 2 1 1 – 1 1 1 – 3 2 3 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. 4 Less than 0.5. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2015 (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage1 Characteristics All workers ............................................................. Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $41.83 $69.71 $105.00 $150.40 $222.00 $163.20 $260.00 $394.31 $611.73 $938.15 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 40.00 40.00 40.00 54.04 65.96 42.29 43.71 41.36 48.05 69.04 68.77 69.12 79.88 79.88 70.00 78.38 67.16 74.40 104.48 105.69 103.09 115.00 125.82 103.65 108.33 102.79 117.64 147.06 153.63 145.19 171.50 204.42 148.56 158.96 142.99 178.33 222.36 210.91 227.91 248.93 237.00 214.89 226.09 208.61 275.80 170.77 167.09 173.79 194.92 197.02 164.61 195.46 148.11 180.00 272.40 271.32 272.91 290.34 287.29 261.34 270.49 257.81 281.15 388.33 397.03 385.92 465.35 – 405.10 421.53 399.01 438.00 581.27 580.89 581.27 727.42 – 643.00 636.06 645.00 727.42 912.68 905.66 919.50 1019.82 1279.52 962.20 930.70 974.93 1011.86 46.00 48.36 37.04 40.04 32.42 65.08 78.24 63.67 65.00 59.98 114.00 119.80 100.02 102.35 98.58 168.99 182.96 143.29 145.17 141.45 231.51 300.00 198.00 196.54 202.72 190.00 174.11 129.99 134.59 117.47 261.00 290.00 207.90 204.00 207.90 440.06 434.82 335.65 335.68 335.65 821.35 727.42 496.88 459.36 545.00 1138.96 961.46 828.23 715.01 888.58 Full time ................................................................. Part time ................................................................ 42.83 33.17 69.80 67.16 104.97 111.07 148.82 196.84 216.36 271.16 167.30 100.66 261.34 210.84 391.31 480.47 605.69 712.61 932.86 1019.82 Union ..................................................................... Nonunion ............................................................... 32.42 43.70 56.28 71.00 93.21 105.99 152.30 150.00 226.09 220.95 86.66 175.00 173.32 274.71 279.34 401.59 473.49 625.50 829.57 940.66 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 43.71 52.60 45.50 42.07 39.43 39.61 74.59 81.16 69.33 69.33 68.29 70.11 106.82 111.64 105.03 105.03 104.23 105.69 160.33 171.00 153.58 150.00 145.72 146.80 226.09 226.09 238.00 213.89 213.49 231.14 180.21 183.96 160.10 162.76 158.34 163.60 280.73 256.88 260.43 254.51 259.98 264.59 465.35 472.66 415.01 384.74 381.00 383.01 704.11 681.08 692.79 584.11 559.02 554.63 1020.66 1157.93 956.46 938.90 866.16 829.57 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 40.00 47.67 39.51 64.88 68.77 64.09 100.00 115.97 97.51 142.02 176.99 138.44 198.62 231.51 187.81 147.06 208.24 131.31 230.20 310.76 213.51 340.00 503.65 325.00 503.65 758.79 447.00 783.00 1114.97 639.02 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 42.36 37.68 44.38 40.96 28.17 – 71.64 70.61 70.26 79.50 55.00 50.98 106.88 102.25 100.76 125.00 89.80 84.00 152.03 153.46 142.90 186.90 144.33 117.84 231.22 227.15 210.11 266.62 206.75 138.42 169.81 140.92 175.84 171.25 93.34 113.70 269.82 243.12 275.40 256.09 185.17 149.88 408.25 388.47 396.68 460.02 276.62 280.00 649.00 600.43 585.03 715.85 475.06 370.25 971.00 886.78 826.30 1017.00 661.00 493.12 Worker characteristics Establishment characteristics See footnotes at end of table. Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2015—continued (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage1 Characteristics Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $43.96 45.09 43.91 48.33 40.00 51.22 40.96 37.41 52.60 43.71 42.00 42.00 43.71 54.16 65.30 39.64 $59.88 65.64 64.06 63.87 65.00 83.38 74.81 73.00 74.67 68.26 72.00 72.00 66.10 86.40 89.31 80.94 $104.59 109.11 104.65 109.11 100.00 124.56 115.09 112.84 136.14 100.52 103.04 109.41 100.11 116.76 116.76 135.02 $135.00 137.36 130.56 131.22 128.94 156.00 171.99 156.24 – 143.66 159.50 159.01 140.65 157.23 171.50 189.75 $178.83 188.66 180.32 184.21 163.71 239.72 272.68 227.27 300.00 221.00 220.01 227.76 221.00 196.84 202.48 277.56 $145.16 185.56 179.52 185.56 160.10 217.03 176.67 167.09 183.96 184.24 225.01 223.58 169.81 222.92 226.91 161.88 $235.17 260.79 249.98 280.32 244.16 327.30 296.73 296.73 324.91 289.77 324.00 303.52 283.76 325.67 348.24 294.12 $293.95 387.98 385.18 394.55 369.06 528.63 440.00 415.01 649.58 418.35 477.97 436.00 399.34 472.66 472.66 485.27 $461.44 552.00 502.00 517.73 470.12 915.74 727.42 620.67 741.51 680.69 695.56 589.00 675.07 740.77 681.08 737.40 $727.22 914.05 713.89 760.54 664.52 1101.75 990.76 992.90 997.43 1042.06 1031.27 859.00 1042.06 980.30 1019.82 1053.02 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 48.17 47.77 49.18 38.66 38.71 38.66 75.83 77.43 74.79 64.88 65.56 63.55 113.29 114.04 108.90 100.00 101.98 96.25 163.00 165.00 159.77 141.46 148.00 137.03 247.27 255.35 237.58 198.36 209.34 187.77 194.13 190.23 201.69 143.48 150.00 130.00 296.42 299.40 290.34 236.00 251.56 223.13 470.00 470.00 477.97 355.80 382.63 324.68 741.51 755.40 725.47 510.14 554.89 433.58 1064.58 1065.15 1037.47 779.74 869.30 607.06 47.70 57.38 45.16 43.71 48.00 43.70 38.00 44.41 43.41 45.43 32.14 37.00 32.00 76.90 93.93 72.85 67.35 70.68 68.26 62.05 74.99 74.99 73.79 59.75 65.00 56.33 112.03 126.25 106.59 103.13 105.10 95.00 100.00 109.11 106.61 114.31 96.19 94.01 96.89 158.00 170.29 148.75 149.76 148.79 151.66 148.75 156.81 149.85 175.00 139.80 132.12 149.99 227.27 251.31 219.00 211.79 218.84 205.90 205.50 239.64 211.01 – 208.25 179.83 227.76 165.07 225.32 149.98 169.86 181.92 169.46 140.92 164.65 154.08 185.56 145.65 167.30 132.20 254.58 300.23 232.54 273.39 283.07 245.86 272.98 258.49 250.00 289.08 245.05 245.86 245.05 374.59 391.27 350.57 423.27 431.23 394.06 424.00 379.69 354.29 416.86 398.41 378.42 403.96 541.30 541.72 541.30 654.33 682.75 607.06 681.38 590.56 542.73 655.89 606.67 565.44 635.89 869.42 813.78 881.93 977.00 990.76 813.02 1000.93 864.58 917.24 746.23 969.07 909.56 999.50 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2015 (All workers = 100 percent) Life insurance Characteristics Access All workers ............................................................. Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate 57 56 97 40 39 98 34 33 97 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 77 85 73 28 50 56 44 63 56 77 85 72 26 45 54 43 62 55 99 99 99 93 89 98 96 98 97 54 66 48 20 32 38 29 45 39 53 65 47 20 31 37 27 44 39 99 99 99 96 95 97 94 98 99 58 64 55 11 17 33 21 41 26 57 63 54 11 16 32 19 40 26 98 98 98 97 99 96 94 97 97 48 64 65 71 59 47 62 63 69 56 98 97 96 97 95 32 45 47 53 41 32 44 45 52 38 100 99 96 98 94 17 34 31 35 28 16 33 30 33 26 97 97 95 96 93 Full time ................................................................. Part time ................................................................ 72 13 71 11 98 88 49 14 48 13 98 92 44 5 43 5 97 97 Union ..................................................................... Nonunion ............................................................... 86 54 83 53 97 98 67 37 64 37 96 98 39 34 37 33 96 97 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 22 12 59 72 84 89 20 11 57 71 84 88 91 88 97 98 99 99 17 13 37 50 63 67 16 12 36 50 62 67 94 93 97 98 99 99 7 3 30 46 62 68 6 2 29 44 61 67 94 88 97 97 97 98 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 71 44 82 70 43 80 98 97 98 54 30 63 53 30 62 99 99 99 37 17 44 36 16 43 97 96 97 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 54 56 71 43 77 93 53 54 70 41 73 93 97 96 99 95 95 99 37 36 50 27 51 49 36 34 49 25 47 49 97 94 98 93 91 100 33 25 47 12 37 85 32 24 45 11 34 83 97 94 96 92 93 97 Worker characteristics Establishment characteristics See footnotes at end of table. Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Life insurance Characteristics Access Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 88 83 91 94 87 56 57 71 33 63 64 86 62 20 19 33 88 82 90 93 86 54 55 71 31 62 64 85 62 18 17 31 99 99 99 100 99 98 98 99 93 99 100 99 99 92 90 96 80 64 72 70 70 38 43 55 24 35 45 48 34 16 16 26 79 63 71 69 70 37 42 55 23 35 44 48 34 15 15 26 99 99 99 99 99 98 98 99 96 99 100 99 99 96 95 100 68 64 74 81 68 32 41 58 18 44 61 81 41 5 4 18 67 63 72 78 66 30 40 57 17 42 59 77 40 5 3 17 99 97 97 97 97 96 98 99 95 97 97 96 98 95 92 95 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 40 35 55 77 71 86 39 34 53 75 69 85 96 97 95 98 98 99 29 26 36 53 47 63 28 26 35 52 46 62 97 97 97 98 97 98 23 20 30 48 39 61 22 19 29 46 38 59 97 96 97 97 97 97 57 56 57 59 58 59 61 60 61 59 50 54 48 56 56 56 57 57 58 58 59 59 57 49 53 47 99 99 99 97 98 98 95 97 97 97 98 97 98 65 44 73 36 38 37 31 40 42 37 25 31 22 64 43 72 35 37 35 31 39 41 36 24 29 22 99 97 99 97 97 95 98 97 97 98 97 96 98 37 37 37 35 34 38 34 35 35 36 29 32 28 36 37 36 34 33 36 33 34 34 35 28 30 27 97 98 97 97 97 95 97 97 97 97 97 95 98 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 17. Life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2015 (All workers with basic life insurance coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 4 96 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Transportation and material moving .................. 3 4 2 7 5 8 3 6 97 96 98 93 95 92 97 94 6 6 4 4 94 94 96 96 Full time ................................................................. Part time ................................................................ 4 3 96 97 Nonunion ............................................................... 5 95 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 6 5 5 4 3 3 94 95 95 96 97 97 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 5 6 4 95 94 96 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Information ......................................................... 4 6 6 9 1 96 94 94 91 99 Worker characteristics Establishment characteristics See footnotes at end of table. Table 17. Life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2015—continued (All workers with basic life insurance coverage = 100 percent) Characteristics Employee contribution required Employee contribution not required Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. 3 3 4 3 3 4 1 2 1 1 97 97 96 97 97 96 99 98 99 99 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7 7 5 3 4 2 93 93 95 97 96 98 2 2 3 5 4 7 5 4 4 3 5 8 3 98 98 97 95 96 93 95 96 96 97 95 92 97 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 18. Life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2015 (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other 62 1 34 2 (1) Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Transportation and material moving .................. 75 77 73 53 64 60 66 40 2 1 2 – 2 2 2 – 22 20 23 43 32 35 31 55 1 1 1 2 2 3 – 4 (1) (1) (1) – (1) 1 – – 22 51 50 51 – – 1 – 72 45 44 43 4 4 5 4 – – (1) – Full time ................................................................. Part time ................................................................ 63 55 1 – 33 38 2 6 (1) – Nonunion ............................................................... 65 2 32 1 (1) Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 49 46 55 61 73 77 – – 1 1 2 3 47 51 41 36 23 18 3 3 3 2 2 2 – – (1) (1) (1) (1) Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 50 21 57 1 – 2 44 76 37 4 2 5 (1) – (1) Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 65 55 58 51 57 76 1 2 – 3 2 3 31 38 35 41 40 21 2 4 5 5 – – (1) 1 – 1 – – All workers ............................................................. Worker characteristics Establishment characteristics See footnotes at end of table. Table 18. Life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2015—continued (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ 88 76 81 86 75 46 70 72 68 69 73 68 53 50 – 1 1 1 1 – 2 – – 1 1 – – – 8 22 16 12 22 53 27 25 29 29 24 29 46 49 – 1 1 – – – – – 2 1 1 2 – – – (1) 1 – – – – – – (1) (1) – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 50 49 52 70 64 77 (1) (1) – 2 2 2 47 48 46 25 31 19 2 2 2 3 3 3 (1) (1) – (1) (1) (1) 69 74 67 62 64 59 61 56 55 59 63 61 64 2 2 – 1 2 – 1 1 2 1 1 2 – 27 23 28 34 32 37 36 38 40 36 34 37 32 – – 2 2 2 2 2 4 3 4 2 – 3 – – – (1) (1) – (1) (1) (1) (1) (1) – – Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry workers, National Compensation Survey, March 2015 (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts1 Characteristics All workers ............................................................. Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings 1 63 9 23 4 1.4 1.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Transportation and material moving .................. 1 1 – 1 (2) – (2) 1 60 57 62 69 66 73 63 64 9 8 9 9 9 8 9 10 25 28 23 20 22 18 24 22 5 6 – 2 4 – 4 2 1.4 1.4 1.4 1.3 1.3 1.3 1.4 1.3 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 – 2 1 – 64 64 62 66 – 9 13 15 – 22 22 17 – 3 2 – 1.3 1.3 1.3 1.3 1.0 1.0 1.0 1.0 Full time ................................................................. Part time ................................................................ 1 – 62 78 10 3 24 16 4 – 1.4 1.2 1.0 1.0 Nonunion ............................................................... 1 62 10 24 4 1.4 1.0 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 1 1 (2) 1 71 66 69 60 60 59 7 – 10 11 8 8 19 – 18 24 26 27 – – 2 4 5 5 1.3 1.4 1.3 1.4 1.4 1.4 1.0 1.0 1.0 1.0 1.0 1.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... – – – 54 73 53 10 7 10 31 – 32 – – – 1.4 1.2 1.4 1.0 1.0 1.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 1 1 – – – – 65 66 43 83 63 64 9 12 24 4 13 – 22 20 29 13 21 18 4 2 – 1 – – 1.3 1.3 1.5 1.2 1.3 1.4 1.0 1.0 1.5 1.0 1.0 1.0 Worker characteristics Establishment characteristics See footnotes at end of table. Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry workers, National Compensation Survey, March 2015—continued (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts1 Characteristics Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ – – – – – – – – – – – – – – 68 62 62 62 59 64 58 60 69 57 53 71 76 85 6 7 7 7 6 – 10 11 9 14 14 8 – – 19 26 26 24 31 – 25 20 18 21 22 18 – – – – – 6 – – – 9 – – – – – – 1.3 1.4 1.4 1.4 1.4 1.3 1.4 1.4 1.3 1.4 1.4 1.3 1.2 1.1 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... (2) – – 1 (2) 1 60 62 55 64 65 64 10 9 14 9 8 10 25 24 28 22 23 22 4 – – 4 4 3 1.4 1.4 1.4 1.3 1.4 1.3 1.0 1.0 1.0 1.0 1.0 1.0 – – – 1 – – – – – – – – – 60 63 59 66 67 66 62 59 58 59 66 73 62 13 15 12 7 7 – 6 11 12 8 9 – 6 23 20 25 23 21 18 28 26 25 27 21 12 26 – – – 4 – 5 – – – – – 1 – 1.4 1.3 1.4 1.3 1.3 1.3 1.4 1.4 1.4 1.4 1.3 1.2 1.4 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 Less than 0.5. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 20. Life insurance plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2015 (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $500,000 $1,000,000 With no maximum benefit amount 78 $50,000 $75,000 $250,000 22 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Transportation and material moving .................. 80 80 81 83 82 83 82 66 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 100,000 100,000 100,000 50,000 50,000 50,000 – – 300,000 300,000 300,000 200,000 200,000 100,000 200,000 200,000 750,000 750,000 750,000 500,000 500,000 500,000 500,000 – 1,500,000 – – 1,000,000 1,000,000 1,000,000 – – 20 20 19 17 18 17 18 34 73 64 68 72 – 50,000 50,000 50,000 – 50,000 70,000 – 200,000 200,000 200,000 – – – 500,000 500,000 1,000,000 2,000,000 1,000,000 1,000,000 27 36 32 28 Full time ................................................................. Part time ................................................................ 79 69 50,000 50,000 – 50,000 250,000 – 600,000 – 1,000,000 750,000 21 31 Nonunion ............................................................... 80 50,000 – 250,000 600,000 1,000,000 20 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 78 77 81 78 77 79 50,000 50,000 50,000 50,000 50,000 50,000 50,000 – 50,000 100,000 100,000 100,000 200,000 – 170,000 200,000 300,000 300,000 500,000 – 500,000 500,000 1,000,000 1,000,000 1,000,000 – 1,000,000 1,000,000 2,000,000 2,000,000 22 23 19 22 23 21 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 67 78 67 50,000 50,000 50,000 100,000 50,000 100,000 300,000 100,000 300,000 600,000 – 700,000 1,000,000 500,000 1,000,000 33 22 33 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 81 77 82 75 78 63 50,000 50,000 50,000 50,000 50,000 50,000 70,000 50,000 – 50,000 70,000 – 250,000 – 250,000 50,000 100,000 – 500,000 500,000 500,000 500,000 300,000 – 1,000,000 1,000,000 1,000,000 1,500,000 500,000 1,000,000 19 23 18 25 22 37 Worker characteristics Establishment characteristics See footnotes at end of table. Table 20. Life insurance plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2015—continued (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Characteristics With maximum benefit amount Maximum benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. 67 86 85 89 75 80 86 83 87 87 82 $50,000 50,000 50,000 50,000 – 50,000 50,000 50,000 50,000 50,000 50,000 – $100,000 100,000 100,000 – 100,000 100,000 100,000 50,000 50,000 100,000 $500,000 $2,000,000 – 250,000 600,000 $2,000,000 255,000 700,000 2,000,000 250,000 650,000 2,000,000 – 1,000,000 – – 1,000,000 2,000,000 – 750,000 1,000,000 250,000 500,000 1,000,000 200,000 400,000 500,000 200,000 500,000 500,000 250,000 500,000 1,000,000 33 14 15 11 25 20 14 17 13 13 18 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 81 83 76 77 79 76 50,000 50,000 50,000 50,000 50,000 50,000 – – – – 50,000 100,000 200,000 200,000 200,000 300,000 200,000 400,000 500,000 500,000 500,000 750,000 500,000 1,000,000 1,000,000 1,000,000 – 1,000,000 1,000,000 – 19 17 24 23 21 24 77 73 78 82 82 81 82 75 76 73 77 84 74 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 100,000 100,000 100,000 – – – – – 100,000 50,000 50,000 – 50,000 250,000 200,000 250,000 250,000 300,000 200,000 250,000 250,000 300,000 250,000 200,000 – 200,000 500,000 500,000 500,000 750,000 1,000,000 500,000 – 500,000 500,000 500,000 500,000 – 500,000 1,000,000 1,000,000 1,000,000 1,750,000 2,000,000 1,000,000 – 1,000,000 – 1,000,000 1,000,000 1,000,000 1,000,000 23 27 22 18 18 19 18 25 24 27 23 16 26 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2015 (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $10,000 $10,000 $20,000 $30,000 $50,000 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Transportation and material moving .................. 10,000 10,000 10,000 – – 5,000 10,000 10,000 15,000 15,000 15,000 10,000 10,000 10,000 15,000 10,000 25,000 25,000 25,000 15,000 20,000 15,000 25,000 20,000 50,000 50,000 50,000 20,000 – 20,000 50,000 25,000 50,000 50,000 50,000 – 50,000 50,000 50,000 50,000 10,000 10,000 10,000 10,000 10,000 15,000 – – 15,000 20,000 20,000 20,000 25,000 30,000 26,000 30,000 40,000 50,000 50,000 50,000 Full time ................................................................. Part time ................................................................ 10,000 5,000 12,000 5,000 20,000 10,000 30,000 25,000 50,000 50,000 Nonunion ............................................................... 10,000 15,000 20,000 30,000 50,000 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5,000 5,000 10,000 10,000 10,000 10,000 10,000 – – 15,000 15,000 15,000 15,000 – 20,000 20,000 25,000 – 20,000 20,000 25,000 35,000 50,000 50,000 25,000 – 50,000 50,000 50,000 – Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 10,000 10,000 10,000 – 10,000 15,000 20,000 15,000 20,000 30,000 25,000 30,000 50,000 50,000 50,000 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 10,000 – 10,000 5,000 10,000 10,000 10,000 10,000 15,000 10,000 15,000 10,000 20,000 20,000 20,000 15,000 25,000 – – 25,000 – 20,000 40,000 – 50,000 50,000 50,000 – 50,000 50,000 Establishment characteristics See footnotes at end of table. Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2015—continued (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ $10,000 – 15,000 – 15,000 10,000 10,000 – 10,000 10,000 10,000 10,000 10,000 10,000 $20,000 15,000 25,000 20,000 25,000 15,000 15,000 – 10,000 10,000 10,000 10,000 10,000 10,000 $25,000 25,000 50,000 25,000 50,000 15,000 25,000 – 20,000 20,000 – 20,000 15,000 15,000 $50,000 50,000 50,000 50,000 50,000 – 50,000 50,000 50,000 50,000 50,000 50,000 20,000 20,000 $50,000 50,000 – – – 40,000 50,000 50,000 50,000 50,000 50,000 50,000 – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 – 10,000 10,000 10,000 20,000 20,000 20,000 20,000 20,000 20,000 30,000 30,000 30,000 30,000 25,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 10,000 – 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 – 10,000 – – – – 15,000 15,000 12,500 10,000 10,000 10,000 20,000 25,000 20,000 20,000 20,000 – 20,000 20,000 20,000 20,000 20,000 20,000 20,000 50,000 50,000 50,000 30,000 25,000 50,000 25,000 25,000 25,000 – – 25,000 40,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the employee’s earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 22. Short-term disability plans: Method of funding, private industry workers, National Compensation Survey, March 2015 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Noncommercially insured1 Commercially insured Legally required Other 43 40 16 1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 47 50 46 – 47 48 46 40 46 42 44 39 39 38 41 40 36 34 36 45 45 46 47 44 12 12 – 34 – – – 13 – 12 – – 1 1 – – – – – 3 – 1 – – Full time ................................................................. Part time ................................................................ 44 33 41 – 13 41 1 – Nonunion ............................................................... 44 40 16 (2) Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 35 37 45 50 52 33 20 45 41 38 37 36 45 17 13 11 – – – (2) 1 1 – Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 42 26 46 47 46 47 9 24 7 1 4 1 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Information ......................................................... 44 42 36 44 72 38 40 50 40 23 18 – 13 – – 1 – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 22. Short-term disability plans: Method of funding, private industry workers, National Compensation Survey, March 2015—continued (All workers with short-term disability coverage = 100 percent) Characteristics Noncommercially insured1 Commercially insured Legally required Other Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 67 73 78 70 – 40 34 37 34 32 54 34 32 33 18 25 22 20 23 45 42 50 36 45 42 32 46 30 30 40 – – – 8 31 – – – – – – – 38 37 42 – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 32 33 30 51 46 56 43 39 52 38 44 33 25 28 – 10 10 10 (2) 1 – 1 1 1 25 49 20 52 50 50 58 56 54 43 39 45 28 51 23 48 50 50 42 42 43 48 61 39 46 – 56 – – – – – – – – – (2) – (2) – – – – 2 3 – – – Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Employer assumes all risks and expenses of providing the benefit. 2 Less than 0.5. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 23. Short-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2015 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 16 84 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 12 12 12 36 17 22 15 14 10 14 10 19 88 88 88 64 83 78 85 86 90 86 90 81 Full time ................................................................. Part time ................................................................ 15 37 85 63 Nonunion ............................................................... 16 84 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 37 42 17 14 11 11 63 58 83 86 89 89 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 11 24 9 89 76 91 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Information ......................................................... 18 20 20 15 6 82 80 80 85 94 Worker characteristics Establishment characteristics See footnotes at end of table. Table 23. Short-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2015—continued (All workers with short-term disability coverage = 100 percent) Characteristics Employee contribution required Employee contribution not required Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 8 5 4 5 29 16 13 27 17 7 19 44 43 38 92 95 96 95 71 84 87 73 83 93 81 56 57 62 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 23 25 18 13 14 11 77 75 82 87 86 89 39 6 46 6 7 3 5 5 5 10 14 61 94 54 94 93 97 95 95 95 90 86 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West ...................................................................... Pacific ................................................................ 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 24. Short-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2015 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Flat dollar amounts Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other 5 2 68 23 1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 – 1 6 2 3 2 17 5 13 17 9 1 1 1 – – – – – 3 4 5 – 67 61 71 86 69 66 70 56 59 66 58 76 30 36 25 5 27 29 26 23 33 16 20 11 1 – 2 – – – – – – 1 1 – Full time ................................................................. Part time ................................................................ 6 2 2 – 66 89 25 7 1 – Nonunion ............................................................... 3 1 71 24 1 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5 2 7 6 4 2 – – 2 – 2 – 84 90 74 68 60 61 9 6 16 23 33 35 – – (2) – 1 – Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 15 29 13 4 – – 56 54 57 23 12 25 1 – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Information ......................................................... 2 5 4 9 – 2 – 3 – – 72 73 73 72 29 23 19 20 15 69 1 – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 24. Short-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2015—continued (All workers with short-term disability coverage = 100 percent) Characteristics Flat dollar amounts Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 1 – – – – – – – 3 – – – 6 4 – – 1 – – – – – – – – – – – – – 53 48 39 57 84 72 74 79 88 85 79 88 86 87 93 46 51 60 41 – 27 25 – 7 12 19 5 – – – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 5 5 4 6 7 5 2 2 – 2 2 – 76 74 79 64 66 61 17 19 14 27 25 30 (2) (2) – 1 1 – 3 5 3 5 5 7 3 11 11 3 4 2 – (2) – – – – – 3 3 2 – 3 80 66 84 62 67 62 54 61 61 68 74 64 16 28 13 29 25 23 41 25 24 25 21 28 – – – – – – – (2) (2) 2 – 2 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. 2 Less than 0.5. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 25. Short-term disability plans: Duration of benefits, private industry workers, National Compensation Survey, March 2015 (All workers with short-term disability coverage = 100 percent) Number of weeks1 Characteristics All workers ............................................................. Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies 93 12 20 26 26 26 7 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 93 93 92 97 93 92 94 91 88 92 92 93 12 12 12 12 12 11 12 13 13 13 12 13 – 18 13 – 20 13 21 24 24 24 21 25 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 – 26 26 26 36 52 26 26 26 7 7 8 3 7 8 6 9 12 8 8 7 Full time ................................................................. Part time ................................................................ 93 96 12 13 18 26 26 26 26 26 26 – 7 4 Nonunion ............................................................... 94 12 18 26 26 26 6 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 95 96 95 93 91 91 12 – 12 12 12 12 21 26 18 18 21 21 26 26 26 26 26 26 26 26 26 26 26 26 26 52 26 26 26 26 5 4 5 7 9 9 Goods-producing industries ................................... Manufacturing .................................................... 92 92 13 12 24 24 26 26 26 26 26 26 8 8 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Information ......................................................... 93 90 94 84 12 12 12 12 20 21 24 25 26 26 26 26 26 26 26 26 26 26 26 52 7 10 6 16 Worker characteristics Establishment characteristics See footnotes at end of table. Table 25. Short-term disability plans: Duration of benefits, private industry workers, National Compensation Survey, March 2015—continued (All workers with short-term disability coverage = 100 percent) Number of weeks1 Characteristics Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ 93 93 93 93 94 93 96 94 90 97 100 100 13 13 13 13 12 12 12 13 13 12 12 12 25 25 26 25 13 13 13 – 26 13 26 26 26 26 26 26 26 25 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 – 26 26 26 26 26 26 26 26 26 26 52 52 7 7 7 7 6 7 4 6 10 3 – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 95 94 96 92 92 91 12 12 12 12 12 13 13 13 – 21 18 25 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 5 6 4 8 8 9 94 92 95 93 94 95 91 90 90 94 93 95 13 12 – 12 12 12 12 12 12 12 11 12 26 – 26 13 13 12 – – 13 13 13 25 26 26 26 26 26 26 26 26 26 26 – 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 – 6 8 5 7 6 5 9 10 10 6 7 5 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2015 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics Greater than 69 percent 50 percent 1 20 1 40 24 14 62.7 60.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 1 (1) – 1 – 1 1 – 2 3 – 16 14 17 29 22 22 23 19 16 16 14 18 (1) (1) 1 – 1 – 1 2 – (1) (1) – 42 37 45 35 39 38 40 41 48 44 42 46 24 28 22 26 23 21 23 26 21 23 25 22 17 20 15 8 14 16 13 12 12 14 15 13 64.1 65.5 63.2 60.2 62.1 62.4 62.0 62.2 62.2 63.0 62.5 63.4 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 Full time ................................................................. Part time ................................................................ 1 – 18 30 1 – 42 27 23 31 15 8 63.0 60.9 60.0 60.0 Nonunion ............................................................... 1 19 1 41 24 14 62.8 60.0 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 2 – – 1 1 1 29 37 19 19 16 16 2 – – 1 (1) (1) 31 25 43 43 41 40 29 30 23 22 25 23 8 6 13 15 17 20 60.3 59.7 62.2 62.7 64.2 65.3 60.0 60.0 60.0 60.0 60.0 60.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... – – 2 14 24 13 – – (1) 42 33 42 25 36 22 18 4 21 63.6 60.7 64.2 60.0 60.0 60.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Information ......................................................... 1 1 – – – 21 20 16 21 13 1 1 – – – 40 42 51 41 57 24 21 19 16 – 13 16 10 21 16 62.5 63.4 61.7 65.6 62.7 60.0 60.0 60.0 60.0 60.0 60 percent 61 to 69 percent Median fixed percent of annual earnings Less than 50 percent All workers ............................................................. 51 to 59 percent Mean fixed percent of annual earnings Worker characteristics Establishment characteristics See footnotes at end of table. Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2015—continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics Less than 50 percent 50 percent 51 to 59 percent 60 percent 61 to 69 percent Greater than 69 percent Mean fixed percent of annual earnings Median fixed percent of annual earnings Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – – – – – – – – (1) – – 1 – – – 27 24 41 10 – 13 12 – 23 30 27 21 38 37 20 – – – – – – – – 1 – – (1) – – 5 31 27 22 36 44 44 43 48 43 32 33 46 29 29 27 18 21 21 25 – 33 32 34 19 16 10 19 27 – 45 23 27 14 28 – 9 13 – 14 21 30 13 4 4 3 64.3 65.7 60.9 66.6 59.0 62.9 64.5 60.2 61.6 64.3 68.9 61.1 59.4 59.8 61.5 60.0 60.0 60.0 66.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... (1) (1) – 2 – 2 22 23 20 18 13 23 1 1 – (1) – 1 37 34 44 43 47 37 27 30 21 22 23 21 12 11 14 16 15 16 62.3 62.3 62.2 63.1 63.0 63.1 60.0 60.0 60.0 60.0 60.0 60.0 – – – 1 – – – – – 1 – 2 31 9 35 13 14 17 9 12 12 15 9 19 – – – (1) – – – – – 5 – 8 24 49 20 54 54 50 57 48 46 45 59 35 36 18 39 14 14 – 16 19 21 19 16 21 7 20 5 17 17 – 17 21 20 15 – 15 61.2 65.3 60.5 63.4 62.9 63.1 64.8 64.8 64.7 62.2 63.4 61.3 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2015 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum weekly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 73 $170 $315 $595 $1,300 $2,500 27 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 69 66 70 83 75 78 74 77 76 71 66 77 170 170 170 170 170 170 170 170 200 170 170 170 500 559 500 170 270 – 270 350 476 300 250 385 900 – 1,000 520 600 595 600 572 600 524 559 500 1,730 1,500 1,800 604 1,500 1,666 1,385 1,000 1,200 1,000 1,000 – 2,500 2,500 2,500 1,500 2,500 4,615 2,500 2,000 2,000 1,500 2,000 1,500 31 34 30 17 25 22 26 23 24 29 34 23 Full time ................................................................. Part time ................................................................ 72 84 170 170 350 170 600 500 1,500 595 2,500 921 28 16 Nonunion ............................................................... 73 170 315 600 1,480 2,500 27 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 84 90 73 71 70 67 170 170 170 170 170 170 170 170 300 300 500 500 524 315 595 595 750 1,000 604 595 1,000 1,269 1,750 2,000 1,400 – 2,308 2,350 2,500 3,000 16 10 27 29 30 33 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 69 92 64 170 170 200 350 170 400 595 546 600 1,000 – 1,000 2,000 – 2,309 31 8 36 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Information ......................................................... 74 74 73 72 72 170 170 170 170 170 300 200 425 – – 595 561 572 500 1,846 1,500 1,000 1,000 – 2,500 2,500 2,500 2,500 1,385 3,464 26 26 27 28 28 Worker characteristics Establishment characteristics See footnotes at end of table. Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2015—continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics With maximum benefit amount Maximum weekly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 58 50 48 54 80 79 84 69 68 49 69 84 $170 170 – – 170 170 170 170 170 170 170 170 – $595 – 595 500 572 – – 170 170 – – – $1,385 1,500 1,000 – 1,000 590 595 595 – 595 590 $2,000 3,000 3,000 2,500 1,500 1,500 – 1,300 – 1,500 1,300 – $4,153 5,770 8,077 – 2,500 2,309 2,300 2,500 1,750 2,000 2,500 – 42 50 52 46 20 21 16 31 32 51 31 16 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 80 80 79 68 71 65 170 170 170 170 170 170 – 170 300 400 350 490 576 572 584 600 604 600 1,000 987 1,000 1,500 1,500 – 1,730 1,500 2,308 2,500 2,500 2,500 20 20 21 32 29 35 88 67 92 65 66 65 64 57 58 74 72 76 170 300 170 300 300 315 275 260 270 200 – 170 170 – 170 500 500 500 500 500 475 500 – 500 559 700 559 1,000 1,000 1,000 1,000 – 750 1,000 – – 604 1,500 595 1,750 1,800 1,500 1,750 1,500 1,400 2,000 2,000 2,076 1,500 2,500 – 2,500 2,500 2,500 2,771 2,500 2,500 2,500 2,500 2,500 12 33 8 35 34 35 36 43 42 26 28 24 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 28. Long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2015 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 7 93 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 7 6 7 6 7 9 7 9 9 6 6 6 93 94 93 94 93 91 93 91 91 94 94 94 Full time ................................................................. Part time ................................................................ 7 5 93 95 Union ..................................................................... Nonunion ............................................................... 10 7 90 93 Average wage within the following categories:1 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 10 6 7 7 7 90 94 93 93 93 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 6 7 6 94 93 94 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 7 9 8 7 10 18 93 91 92 93 90 82 Worker characteristics Establishment characteristics See footnotes at end of table. Table 28. Long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2015—continued (All workers with long-term disability coverage = 100 percent) Characteristics Employee contribution required Employee contribution not required Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 3 5 4 3 5 10 8 6 8 11 5 5 97 95 96 97 95 90 92 94 92 89 95 95 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 5 4 5 8 7 9 95 96 95 92 93 91 7 4 8 7 7 7 6 6 6 7 8 7 93 96 92 93 93 93 94 94 94 93 92 93 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Pacific ................................................................ 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 29. Long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2015 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other 95 4 1 1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 96 95 96 95 95 95 90 97 89 93 91 88 94 4 4 3 3 – 4 10 2 6 5 3 4 2 (1) – – – – (1) – (1) 4 – 4 5 2 (1) – – – – (1) – 1 1 – 2 2 2 Full time ................................................................. Part time ................................................................ 95 88 4 10 1 – 1 – Union ..................................................................... Nonunion ............................................................... 80 96 6 4 10 (1) 4 (1) Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 91 97 94 94 94 7 2 4 4 5 – 1 2 1 (1) – (1) 1 (1) (1) Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 89 88 90 6 – 5 4 7 4 1 – 2 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 96 90 92 82 97 82 3 8 5 16 1 13 (1) 1 – – – – (1) 1 – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 29. Long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2015—continued (All workers with long-term disability coverage = 100 percent) Characteristics Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 94 98 99 99 98 92 97 98 99 98 97 97 98 96 93 100 6 1 1 1 2 – 3 – – 2 – – 1 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 95 94 97 94 94 94 4 5 3 4 4 3 – – – 1 1 2 – – – 1 1 1 96 96 95 95 96 92 96 92 92 93 95 93 96 3 3 2 4 4 – 3 4 4 4 5 7 3 1 – 1 (1) – – – 3 3 – – – – 1 – 1 (1) – – – 1 2 – – – – Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2015 (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics Greater than 67 percent Median fixed percent of annual earnings Less than 60 percent 60 percent 25 64 5 5 1 57.8 60.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 26 27 25 24 – 27 22 28 21 20 22 22 21 62 60 63 69 74 63 67 62 71 74 70 67 72 6 6 5 5 – 5 4 5 4 3 – – 3 6 6 6 – – 5 5 5 3 3 4 5 4 (1) (1) 1 – – 1 2 1 1 1 – – – 57.7 57.4 57.9 57.9 59.3 57.7 58.1 57.6 57.9 58.1 58.1 58.0 58.2 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 Full time ................................................................. Part time ................................................................ 25 24 64 64 5 – 5 7 1 – 57.8 58.2 60.0 60.0 Union ..................................................................... Nonunion ............................................................... 30 25 61 65 6 5 2 5 1 1 57.5 57.8 60.0 60.0 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 21 25 24 27 27 72 67 66 61 59 4 4 5 6 7 – 4 5 6 6 – 1 1 1 1 58.0 57.6 58.1 57.7 57.9 60.0 60.0 60.0 60.0 60.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 21 – 22 66 84 63 7 – 8 6 – – 1 2 – 58.4 58.8 58.4 60.0 60.0 60.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 26 19 19 11 22 39 64 71 72 80 73 31 4 4 – – – 20 5 5 5 5 2 – 1 (1) – – – – 57.7 58.3 57.9 59.1 58.2 58.4 60.0 60.0 60.0 60.0 60.0 60.0 All workers ............................................................. 61 to 66 percent Mean fixed percent of annual earnings 67 percent Worker characteristics Establishment characteristics See footnotes at end of table. Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2015—continued (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics 61 to 66 percent Greater than 67 percent Mean fixed percent of annual earnings Median fixed percent of annual earnings Less than 60 percent 60 percent Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 27 35 38 41 29 – 25 27 28 28 – – 33 – – – 64 53 49 45 56 85 60 59 58 67 76 79 65 74 68 72 3 7 7 8 9 – – 7 – 2 7 8 – – – – 4 5 5 5 – – 7 – – 3 11 5 1 – – 14 2 1 1 1 – – – – – (1) – – – – – – 57.2 57.2 56.9 56.5 57.7 59.8 57.6 57.1 57.7 57.3 60.7 60.6 56.4 58.8 58.6 61.4 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 19 20 17 28 22 35 70 70 70 61 68 54 5 4 6 5 4 5 5 5 5 5 5 5 1 1 1 1 1 1 ( ) 58.6 58.5 58.7 57.4 58.0 56.8 60.0 60.0 60.0 60.0 60.0 60.0 25 27 24 26 28 22 26 20 22 17 29 30 29 66 63 67 65 64 70 66 69 69 69 55 59 53 3 6 – 4 4 – 4 5 5 5 9 8 10 6 3 7 4 4 4 – 5 4 7 6 – 8 1 1 – 1 1 – – 1 (1) 1 1 – 1 57.9 57.8 58.0 57.3 57.3 57.4 57.2 58.5 58.1 59.2 57.7 57.3 57.9 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 67 percent Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2015 (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum monthly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 89 $3,000 $5,000 $8,000 – $15,000 11 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 90 91 89 93 90 93 89 89 91 80 84 76 4,000 4,500 – 4,000 3,000 5,000 3,000 3,000 3,000 3,000 3,000 3,000 5,000 6,000 5,000 5,000 5,000 5,000 5,000 5,000 4,800 5,000 5,000 – 10,000 10,000 8,000 7,500 8,500 10,000 8,000 6,000 6,000 7,000 7,000 7,000 $12,500 15,000 12,000 10,000 12,500 15,000 12,000 10,000 10,000 10,000 10,000 10,000 17,300 20,833 15,000 12,500 20,000 20,833 20,000 15,000 12,500 15,000 15,000 12,500 10 9 11 7 10 7 11 11 9 20 16 24 Full time ................................................................. Part time ................................................................ 89 89 3,000 – 5,000 5,000 8,000 7,500 – – 15,000 15,000 11 11 Union ..................................................................... Nonunion ............................................................... 82 89 – – – 5,000 5,000 8,500 10,000 12,000 12,500 15,000 18 11 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 94 89 87 89 87 3,500 3,000 3,000 – 5,000 5,000 5,000 5,000 5,000 6,000 6,000 7,500 7,500 10,000 10,000 10,000 10,000 10,000 14,500 15,000 12,500 15,000 15,000 19,500 20,000 6 11 13 11 13 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 87 95 86 3,000 5,000 3,000 5,000 5,000 5,000 8,500 – 9,500 11,000 10,000 12,000 15,000 – 15,000 13 5 14 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 89 84 90 94 74 60 – – 5,000 3,000 – 5,000 5,000 5,000 5,000 5,000 – 7,000 8,000 7,000 7,500 6,000 7,000 12,000 – 10,000 10,000 10,000 10,000 15,000 – 15,000 15,000 – 10,000 15,000 11 16 10 6 26 40 Worker characteristics Establishment characteristics See footnotes at end of table. Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2015—continued (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics With maximum benefit amount Maximum monthly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. 92 90 89 94 77 85 90 78 94 90 87 96 $4,000 2,500 2,500 2,500 5,000 – 5,000 2,500 – 4,000 5,000 3,000 $4,000 6,000 7,000 6,000 8,000 6,000 6,000 5,000 5,000 5,000 5,000 5,000 $9,340 10,000 12,000 12,000 10,000 10,000 10,000 – 7,500 7,500 8,000 7,500 $12,000 20,000 20,833 20,833 16,000 15,000 15,000 – 10,000 10,000 10,000 10,000 $17,500 30,000 30,000 30,000 30,000 20,000 – 17,300 15,000 15,000 17,000 15,000 8 10 11 6 23 15 10 22 6 10 13 4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 91 90 92 88 90 85 3,500 3,000 4,000 3,000 – 3,000 5,000 5,000 5,000 5,000 5,000 5,000 7,500 7,500 7,500 10,000 8,000 10,000 10,000 10,000 10,000 12,500 11,000 13,500 15,000 15,000 15,000 – 15,000 20,000 9 10 8 12 10 15 91 93 90 90 90 90 91 84 84 86 89 92 88 3,000 3,000 3,000 4,000 5,000 3,000 4,000 3,000 3,000 – 4,000 – 4,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 6,000 5,000 6,000 7,500 7,500 7,500 8,000 8,000 7,000 8,000 7,500 6,000 10,000 10,000 10,000 10,000 12,000 11,000 12,000 10,625 10,000 10,000 12,000 10,000 10,000 12,500 12,500 12,000 12,650 15,000 15,000 15,000 15,000 15,000 15,000 – 15,000 15,000 – 20,000 – 20,000 9 7 10 10 10 10 9 16 16 14 11 8 12 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March 2015 (All workers = 100 percent) Characteristics All workers ............................................................. Paid holidays Paid Paid sick Paid personal leave vacations leave Paid funeral leave Paid jury duty leave Paid military leave Family leave1 Paid Unpaid 77 61 76 38 59 60 32 12 87 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 89 97 84 50 73 80 69 86 82 81 88 78 39 43 65 53 73 53 88 96 83 53 65 79 70 85 78 57 62 54 20 30 41 33 46 29 79 84 76 34 45 60 49 68 50 81 86 78 36 46 61 51 68 50 47 51 45 15 20 32 26 35 24 22 28 19 6 – 13 8 16 8 92 93 92 79 82 88 87 89 81 69 92 85 91 78 36 67 56 57 55 63 91 83 90 75 17 39 33 33 33 36 62 63 69 58 35 63 63 68 59 15 31 32 34 30 6 9 6 7 5 78 84 87 88 86 Full time ................................................................. Part time ................................................................ 90 37 74 24 91 34 47 15 70 27 71 29 38 13 15 5 89 79 Union ..................................................................... Nonunion ............................................................... 90 75 73 60 89 75 50 37 77 57 79 58 40 31 11 12 91 86 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 48 36 84 90 92 93 31 22 66 73 84 86 48 40 84 89 91 92 16 9 39 47 58 59 30 21 62 71 82 85 32 23 63 72 83 88 14 10 28 38 51 59 5 3 10 14 23 25 80 76 87 90 92 94 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 90 75 97 58 41 65 88 68 96 33 18 40 66 36 78 66 38 78 36 14 44 7 5 9 86 75 91 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 74 79 94 70 87 99 62 61 77 50 74 89 74 78 92 70 88 98 39 36 41 30 46 62 58 59 70 50 71 89 59 60 72 50 75 88 31 30 31 24 44 68 13 7 9 7 5 16 87 89 87 89 92 98 Establishment characteristics See footnotes at end of table. Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Characteristics Paid holidays Paid Paid sick Paid personal leave vacations leave Paid funeral leave Paid jury duty leave Paid military leave Family leave1 Paid Unpaid Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 97 93 97 98 96 81 81 90 66 81 63 80 85 34 31 64 92 86 90 92 87 72 65 78 44 72 73 80 72 28 25 57 96 94 97 97 97 83 77 90 58 78 53 73 83 43 42 68 79 61 67 62 73 40 40 50 22 52 45 50 54 11 10 29 91 84 90 93 87 62 58 73 32 73 73 89 73 20 19 39 92 87 93 95 90 66 58 74 32 73 73 90 73 24 23 39 53 55 66 71 58 18 33 46 12 35 40 58 34 10 8 18 30 31 36 31 38 13 18 24 8 16 16 17 15 5 4 6 97 93 95 97 93 85 82 88 71 92 90 95 93 78 78 75 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 68 66 74 86 83 91 52 49 58 72 67 80 68 65 76 86 83 90 28 25 35 51 45 59 45 41 58 76 70 85 47 43 60 76 70 86 20 18 25 45 39 56 8 8 10 17 14 22 81 78 89 94 93 94 77 76 78 78 78 77 79 76 76 78 73 71 75 66 62 67 61 62 58 60 58 57 61 60 57 61 76 74 77 78 78 79 79 77 77 77 71 72 71 51 42 55 37 40 31 34 37 38 34 31 34 29 64 63 64 62 64 56 61 61 62 58 48 50 48 72 72 72 63 63 60 63 60 61 56 47 50 45 37 38 36 35 35 29 37 28 28 28 25 29 24 14 13 15 13 14 6 13 10 10 10 12 10 13 87 92 85 86 88 83 84 87 88 86 86 83 88 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2015 (All workers with paid holidays = 100 percent) Paid holidays Characteristics Less than 5 days Mean Median Greater number number 14 than 14 of days of days days days 5 days 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days 8 3 24 15 13 9 14 6 4 2 1 2 8 8 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 2 2 2 18 – 12 24 6 6 1 1 1 3 – 3 5 2 5 17 13 19 33 28 26 33 23 31 14 11 16 18 23 15 12 16 18 16 17 15 10 19 12 9 14 11 11 12 10 5 – 9 7 10 9 18 23 15 6 4 14 5 19 9 9 8 9 2 – 5 3 5 5 7 7 6 2 – 2 1 2 2 3 2 3 – (1) 1 (1) 1 2 1 1 1 – – (1) – 1 1 ( ) 3 2 3 1 – 1 – 1 1 9 9 9 6 7 7 6 8 7 9 9 8 6 7 7 6 8 7 8 5 5 3 7 6 5 4 2 5 33 31 21 17 26 13 21 13 12 15 14 9 15 13 18 12 7 12 15 8 7 11 15 18 11 3 6 8 10 5 (1) 3 3 4 2 – 2 – – 2 – (1) – – – 1 1 2 3 – 7 8 8 9 8 7 7 8 9 7 Full time ................................................................. Part time ................................................................ 5 29 2 5 23 28 15 14 14 9 10 4 15 8 7 2 4 1 2 1 1 – 2 – 8 6 8 6 Union ..................................................................... Nonunion ............................................................... 1 9 2 3 17 25 13 15 18 13 10 9 12 14 9 6 7 3 3 2 2 (1) 5 1 9 8 8 7 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 25 34 7 3 1 1 5 7 3 2 1 1 33 30 30 21 14 12 14 10 17 15 14 11 8 9 14 14 16 16 5 2 8 11 12 12 6 5 12 17 18 21 2 – 4 8 9 9 1 – 2 4 7 10 (1) – 1 2 3 3 – – (1) 1 1 1 – – 1 2 3 4 6 5 7 8 9 9 6 6 7 8 9 9 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 3 6 2 3 9 1 15 35 9 12 18 9 13 12 13 15 11 17 18 6 21 9 2 12 6 – 8 2 – 3 1 – 1 2 – 3 9 7 9 9 6 9 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 9 16 3 29 3 – 3 5 2 7 5 – 26 33 23 44 22 5 16 13 18 11 13 – 13 12 15 5 26 11 8 6 13 3 5 25 13 6 9 1 14 28 5 3 7 (1) 6 12 3 1 2 (1) 1 9 2 1 – – 2 5 1 (1) – – – – 2 1 3 – 2 – 8 7 8 5 8 10 7 6 8 6 8 10 All workers ............................................................. Worker characteristics Establishment characteristics See footnotes at end of table. Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2015—continued (All workers with paid holidays = 100 percent) Paid holidays Characteristics Less than 5 days 5 days 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days Mean Median Greater number number 14 than 14 of days of days days days Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – 1 ( ) – – 6 5 2 8 3 – – 4 30 35 9 – 1 ( ) – – – 1 – 1 – 2 – – 4 5 4 18 7 5 4 7 17 25 13 43 31 – 1 35 21 18 19 34 10 7 5 11 23 14 13 15 19 6 – 21 23 25 14 15 17 18 14 24 14 16 23 10 10 7 8 11 13 13 16 8 15 16 5 22 12 9 11 8 7 11 7 6 2 – 6 13 39 45 64 25 – 15 20 8 10 14 12 9 4 – 18 6 6 5 5 5 – 8 8 5 6 13 14 5 2 – 4 3 3 2 1 4 – 5 6 – 4 11 13 3 – – 1 – 1 1 – 1 – 1 – – 3 10 13 2 – – – – – – – – – – – – – 5 9 – – – – – – – – – – – – – 4 17 17 2 – – 3 8 9 9 9 9 8 8 9 7 8 12 12 8 6 5 8 7 9 10 10 9 8 8 8 6 7 11 12 7 6 6 8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 11 12 10 5 7 2 4 4 2 2 3 1 27 27 27 21 24 16 17 17 16 13 13 13 11 11 11 15 15 15 8 8 11 10 9 11 12 12 12 16 13 20 5 4 5 7 7 8 2 2 2 5 4 6 1 1 2 2 2 3 (1) (1) – 1 1 1 1 2 – 2 1 4 7 7 7 8 8 9 7 7 7 8 8 9 7 9 6 10 11 12 8 6 6 6 8 8 8 2 3 2 4 4 4 4 2 2 – 2 2 2 17 16 18 25 25 20 26 28 26 32 24 26 23 16 16 16 15 13 12 18 15 16 14 14 15 14 12 9 13 13 14 12 12 14 13 16 15 16 14 11 10 11 10 9 9 11 9 9 8 9 9 9 16 16 16 14 13 19 13 13 13 11 13 13 13 7 11 6 5 5 8 5 5 5 5 7 8 7 7 7 7 3 3 3 2 3 3 2 4 2 4 2 1 3 1 2 – (1) 2 – 2 – (1) – 1 1 (1) (1) (1) (1) (1) 1 – – – – – 2 2 2 1 1 – 1 3 4 2 2 – 2 8 8 8 7 7 8 7 8 8 8 8 8 8 8 8 8 7 7 8 7 7 7 7 8 7 8 1 1 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 34. Paid sick leave: Type of provision, private industry workers, National Compensation Survey, March 2015 (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics All workers ............................................................. Fixed number of days per year1 As needed2 As part of consolidated leave plan3 70 6 24 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. 63 63 63 69 74 78 71 74 75 8 10 8 – 5 5 5 11 12 29 27 29 – 22 17 24 15 13 Full time ................................................................. 69 7 24 Nonunion ............................................................... 68 6 25 Average wage within the following categories:4 Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 72 72 65 64 5 5 9 11 23 23 26 25 70 82 78 83 84 69 64 64 73 53 63 6 5 8 4 3 15 6 5 2 5 9 24 13 14 12 12 16 30 31 25 42 28 61 62 86 83 58 72 9 3 7 8 – 9 30 35 7 9 – 18 Worker characteristics Establishment characteristics Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services: Professional and technical services ............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... See footnotes at end of table. Table 34. Paid sick leave: Type of provision, private industry workers, National Compensation Survey, March 2015—continued (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ Fixed number of days per year1 As needed2 As part of consolidated leave plan3 71 69 75 69 72 9 11 3 4 4 21 20 22 26 24 70 60 74 70 70 73 67 8 9 8 5 6 7 3 21 30 18 25 24 20 30 72 71 61 75 4 6 6 6 24 24 33 20 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest: East North Central ........................................... West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 2 Plan does not specify maximum number of days. 3 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes, such as vacation, illness, or personal business. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2015 (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 1 year All workers ............................................................. 23 53 20 3 1 7 6 Full time ................................................................. 21 53 22 3 1 7 6 Nonunion ............................................................... 22 55 19 2 1 7 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 27 27 26 19 21 55 55 55 52 59 16 16 17 24 17 1 2 – 3 2 1 1 – 1 1 6 6 7 8 7 5 5 5 6 6 All workers ............................................................. 21 54 21 3 2 8 6 Full time ................................................................. 20 54 22 3 2 8 6 Nonunion ............................................................... 21 55 20 3 2 8 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 26 26 25 18 20 55 55 55 53 60 16 16 17 25 18 2 3 1 3 2 1 1 2 2 1 7 7 7 9 7 5 5 5 6 6 After 5 years See footnotes at end of table. Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2015—continued (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 10 years All workers ............................................................. 21 53 21 3 2 8 6 Full time ................................................................. 20 53 22 3 2 9 6 Nonunion ............................................................... 21 54 20 3 2 8 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 26 26 25 17 20 54 54 54 52 59 17 16 18 25 18 2 3 1 3 2 1 1 2 2 1 7 7 8 9 8 5 5 5 6 6 All workers ............................................................. 21 53 21 3 2 9 6 Full time ................................................................. 20 53 22 3 2 9 6 Nonunion ............................................................... 21 54 20 3 2 9 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 25 26 25 17 20 54 54 55 52 59 17 16 18 25 18 2 3 2 3 2 1 1 2 2 1 7 7 8 10 8 5 5 5 6 6 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. 2 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 36. Paid sick leave: Carryover provisions, private industry workers, National Compensation Survey, March 2015 (All workers with fixed number of days per year sick leave plans = 100 percent) Carryover provision1 Characteristics Unlimited Limit on days accumulation accumulated Total All workers ............................................................. No carryover provision 47 10 37 53 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. 52 44 57 49 47 52 44 33 34 15 12 16 6 10 9 11 6 6 38 32 41 43 37 44 33 27 29 48 56 43 51 53 48 56 67 66 Full time ................................................................. 47 11 36 53 Nonunion ............................................................... 47 11 37 53 Average wage within the following categories:2 Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 47 49 47 48 10 11 11 11 37 38 36 37 53 51 53 52 50 51 32 55 59 25 41 41 40 48 40 11 7 7 8 15 9 10 9 7 13 – 39 44 24 47 44 15 31 32 32 35 – 50 49 68 45 41 75 59 59 60 52 60 40 69 66 84 70 53 14 17 18 22 17 – 26 52 48 62 53 – 60 31 34 16 30 47 Worker characteristics Establishment characteristics Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services: Professional and technical services ............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... See footnotes at end of table. Table 36. Paid sick leave: Carryover provisions, private industry workers, National Compensation Survey, March 2015—continued (All workers with fixed number of days per year sick leave plans = 100 percent) Carryover provision1 Characteristics Unlimited Limit on days accumulation accumulated Total 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ No carryover provision 36 34 40 57 56 10 9 11 11 9 26 24 30 47 46 64 66 60 43 44 42 47 41 50 49 56 47 7 8 7 13 15 – 12 35 39 34 36 35 – 36 58 53 59 50 51 44 53 37 55 59 54 7 10 – 10 30 45 – 43 63 45 41 46 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest: East North Central ........................................... West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Plans that allow employees to accumulate unused sick leave from year to year. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 37. Paid sick leave: Limit on days accumulated, private industry workers, National Compensation Survey, March 2015 (Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated carryover days) Limit on paid sick leave days accumulated (in number of days)2 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Mean number of days 6 14 30 65 120 50 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. – 5 – 6 6 10 5 5 5 20 15 25 10 19 20 16 10 10 40 31 50 25 30 24 30 – 30 89 66 90 60 60 32 90 – – 130 120 130 90 120 80 120 120 130 59 53 61 38 47 35 54 47 50 Full time ................................................................. 6 15 30 63 120 49 Nonunion ............................................................... 6 13 30 60 120 44 Average wage within the following categories:3 Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 6 6 6 – 12 12 20 20 24 30 44 45 60 65 100 120 115 130 150 173 43 51 65 70 6 6 – 7 44 15 15 15 15 15 – 16 18 10 20 65 – 20 – – – – 30 24 15 24 90 60 50 60 50 60 – 72 80 30 30 120 90 90 90 90 – – 130 150 – 75 125 – 130 130 120 – – 53 52 30 31 95 57 66 73 64 87 33 – 10 14 15 10 – – 30 30 30 30 – 30 60 60 60 56 – 38 90 120 120 80 – – 130 130 130 130 – 32 64 77 80 61 44 Worker characteristics Establishment characteristics Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services: Professional and technical services ............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... See footnotes at end of table. Table 37. Paid sick leave: Limit on days accumulated, private industry workers, National Compensation Survey, March 2015—continued (Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated carryover days) Limit on paid sick leave days accumulated (in number of days)2 Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Mean number of days 6 5 – 6 6 14 13 15 15 10 30 30 30 30 24 45 36 60 80 60 90 90 130 130 110 40 35 49 55 41 – – – 5 6 – 5 20 – 20 11 14 – – 50 – 53 25 30 – 25 120 – 120 60 60 – 60 150 137 150 120 120 – 120 67 60 69 45 46 41 45 6 6 – 5 15 12 – 10 30 30 – 30 68 60 – 60 130 110 – 110 51 45 47 44 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest: East North Central ........................................... West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 38. Paid vacations: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2015 (All workers with paid vacations = 100 percent) Paid vacation days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days Mean number of days Greater than 24 days 20 to 24 days Median number of days After 1 year All workers ............................................................. 7 36 35 14 6 2 10 10 Full time ................................................................. Part time ................................................................ 5 24 35 48 37 18 15 5 7 3 2 1 10 7 10 5 Union ..................................................................... Nonunion ............................................................... 8 7 43 35 38 34 9 15 3 7 1 2 9 10 10 10 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 9 9 9 5 7 3 44 44 45 29 36 19 33 33 31 36 35 38 10 10 10 18 15 21 3 3 3 9 6 14 1 1 1 3 2 4 9 9 9 11 10 13 7 7 7 10 10 10 All workers ............................................................. 1 10 35 34 14 6 14 15 Full time ................................................................. Part time ................................................................ 1 6 8 24 34 39 36 20 14 7 6 3 15 12 15 10 Union ..................................................................... Nonunion ............................................................... (3) 2 8 10 44 34 36 34 8 14 3 6 14 14 12 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 2 2 1 1 1 14 15 11 6 8 4 40 40 40 30 36 22 31 30 36 37 34 40 10 10 9 17 15 19 2 2 3 9 6 14 13 13 13 16 15 17 11 10 13 15 15 15 After 5 years See footnotes at end of table. Table 38. Paid vacations: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2015—continued (All workers with paid vacations = 100 percent) Paid vacation days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days Mean number of days Median number of days After 10 years All workers ............................................................. 1 7 16 39 23 13 17 15 Full time ................................................................. Part time ................................................................ 1 6 5 17 15 24 40 38 25 9 14 7 17 14 15 15 Union ..................................................................... Nonunion ............................................................... (3) 1 3 7 11 17 58 37 20 24 7 14 17 17 15 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 2 2 1 1 – 11 12 7 3 4 – 24 26 19 9 10 6 37 36 40 42 47 35 20 17 25 27 24 31 7 7 6 19 14 25 15 15 16 19 18 21 15 15 15 18 15 20 All workers ............................................................. 1 6 13 19 33 27 19 20 Full time ................................................................. Part time ................................................................ 1 5 5 15 12 18 19 23 35 22 28 16 20 16 20 15 Union ..................................................................... Nonunion ............................................................... (3) 1 3 7 5 14 12 20 46 32 34 26 22 19 20 20 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 2 2 1 1 – 10 12 7 3 4 – 21 23 16 6 7 3 24 24 23 15 19 10 28 26 35 38 39 37 15 13 18 38 31 47 16 16 18 22 21 24 15 15 20 20 20 24 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time off for workers to use for multiple purposes. 3 Less than 0.5. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 39. Consolidated leave plans:1 Access, private industry workers, National Compensation Survey, March 2015 (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years All workers ............................................................. 1 5 10 20 year years years years 30 15 19 22 24 70 8 12 15 17 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 42 37 44 29 23 29 20 33 18 17 17 17 14 14 14 12 15 10 21 21 21 19 18 19 17 19 15 24 24 24 22 21 21 19 22 18 26 26 27 24 24 23 21 24 20 58 63 56 71 77 71 80 67 82 11 11 11 6 7 8 7 8 7 15 15 15 11 11 12 12 12 11 17 17 17 13 14 15 14 15 13 19 20 19 14 16 17 17 17 15 22 15 18 21 15 9 12 11 11 11 13 17 15 15 15 16 20 18 18 18 17 22 20 21 20 78 85 82 79 85 7 7 7 7 7 11 11 11 11 12 13 14 15 15 15 14 16 18 18 18 Full time ................................................................. Part time ................................................................ 31 24 15 12 20 16 22 19 25 20 69 76 8 6 13 10 15 12 18 15 Union ..................................................................... Nonunion ............................................................... 17 31 13 15 19 19 23 22 27 24 83 69 8 8 12 12 16 15 21 17 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 22 16 28 30 37 36 12 10 14 15 17 17 16 15 18 19 21 21 19 17 22 22 24 24 20 19 24 25 26 26 78 84 72 70 63 64 6 5 7 8 11 12 10 10 12 13 15 16 13 12 14 15 17 18 14 13 17 18 20 21 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 21 20 22 11 10 12 16 14 16 18 16 19 21 17 22 79 80 78 7 7 8 12 11 12 15 12 15 18 13 19 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 32 15 21 13 13 17 15 11 12 9 10 15 20 15 16 14 15 18 23 18 19 16 19 21 25 20 21 18 21 26 68 85 79 87 87 83 8 7 8 6 8 10 12 11 12 11 12 13 15 14 15 14 16 16 17 18 17 17 20 21 Worker characteristics Establishment characteristics See footnotes at end of table. Table 39. Consolidated leave plans:1 Access, private industry workers, National Compensation Survey, March 2015—continued (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years 1 5 10 20 year years years years Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 25 39 42 31 58 29 38 44 33 51 18 15 55 20 19 24 14 16 17 16 17 13 16 17 14 17 14 18 17 11 10 13 21 21 21 21 22 17 20 20 18 22 17 21 22 16 16 17 24 24 25 24 25 20 22 21 21 25 19 23 26 19 20 19 26 26 27 26 28 21 24 24 22 27 20 25 28 21 22 20 75 61 58 69 42 71 62 56 67 49 82 85 45 80 81 76 11 11 11 12 10 8 9 10 6 10 13 14 9 6 6 8 14 14 15 15 14 12 13 14 10 14 17 17 14 11 11 12 17 16 17 17 16 14 15 16 12 17 19 19 16 13 12 14 21 19 20 20 20 15 17 18 13 18 20 21 17 13 13 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 24 23 28 35 31 40 13 12 13 16 15 18 17 16 18 21 19 22 19 19 20 24 22 26 21 20 22 27 25 29 76 77 72 65 69 60 7 7 7 9 8 10 12 12 12 13 13 14 14 13 14 16 16 17 15 15 16 20 19 21 29 34 27 29 31 20 31 30 28 34 31 34 30 16 17 16 14 16 14 13 15 15 15 14 14 14 21 21 20 19 20 18 17 19 19 19 19 18 20 23 24 23 21 22 20 20 22 23 22 22 21 23 26 26 25 23 24 22 22 25 25 25 24 24 25 71 66 73 71 69 80 69 70 72 66 69 66 70 9 9 9 8 8 7 8 8 8 8 8 8 8 13 13 13 12 12 11 12 12 13 12 13 12 13 15 15 15 14 14 14 14 16 16 15 15 15 15 18 17 18 16 16 16 16 18 19 17 17 17 18 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes, such as vacation, illness, or personal business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 40. Quality of life benefits: Access, private industry workers, National Compensation Survey, March 2015 (All workers = 100 percent) Characteristics All workers ............................................................. Childcare1 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs 10 6 6 38 51 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 19 19 19 8 – 9 4 12 7 15 21 12 1 – 6 4 7 2 12 13 11 3 – 6 2 8 2 55 56 54 21 28 41 38 42 27 68 69 67 32 40 54 53 55 37 3 11 5 7 2 2 2 3 4 3 2 3 2 2 2 15 37 36 40 31 23 48 50 52 47 Full time ................................................................. Part time ................................................................ 12 5 8 2 7 3 43 24 56 36 Union ..................................................................... Nonunion ............................................................... 17 10 2 7 5 6 49 37 73 49 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 4 5 8 11 21 22 1 1 3 7 16 21 2 1 4 7 12 15 20 15 35 44 58 63 32 25 49 57 71 76 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 8 3 11 5 2 7 2 2 2 41 17 51 51 23 62 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 11 3 6 2 2 16 7 3 11 (3) 2 – 7 2 3 1 3 22 38 40 32 40 46 70 51 57 50 56 65 84 Worker characteristics Establishment characteristics See footnotes at end of table. Table 40. Quality of life benefits: Access, private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Characteristics Childcare1 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 43 22 27 29 17 – 11 15 5 17 19 28 17 7 6 4 12 16 20 13 26 3 15 26 5 4 10 11 3 – – 8 15 16 20 19 20 3 9 17 4 7 20 29 5 4 4 5 76 58 71 70 68 17 32 42 13 49 47 72 49 14 13 14 85 69 79 81 76 33 44 52 25 62 61 85 62 24 24 27 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 4 4 6 18 10 29 4 4 4 9 7 11 3 3 4 9 6 14 20 17 30 60 52 71 30 26 44 75 69 85 14 17 13 9 10 8 9 10 10 9 10 10 9 8 8 7 7 8 5 6 6 6 5 5 6 4 9 8 9 4 5 2 4 4 4 3 7 6 8 39 40 39 40 42 38 38 38 37 38 35 33 36 51 53 51 52 53 51 51 51 52 51 48 48 48 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care center, or a baby sitter in facilities either on or off the employer’s premises. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. 3 Less than 0.5. Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2015 (All workers = 100 percent) Section 125 cafeteria benefits Characteristics All workers ............................................................. Health savings account Flexible benefits Dependent care flexible spending account1 Savings Payroll Health care plans with Financial deduction flexible no employer planning 4 IRA spending contribution3 account2 24 17 38 40 18 6 20 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 36 44 32 8 15 29 25 31 16 28 29 27 8 12 16 10 21 11 59 62 57 19 26 37 32 40 25 62 66 61 20 29 40 34 45 29 25 24 26 11 7 16 11 19 16 10 10 10 3 3 5 3 6 4 29 32 27 10 12 22 21 23 15 9 22 20 24 16 6 16 17 20 14 12 35 36 38 34 14 41 37 39 35 12 20 17 17 18 4 5 5 7 3 8 21 14 17 12 Full time ................................................................. Part time ................................................................ 29 9 21 6 45 19 48 19 20 11 7 3 23 11 Union ..................................................................... Nonunion ............................................................... 20 24 14 18 47 37 50 39 29 16 7 6 25 19 Average wage within the following categories:7 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 10 5 23 29 37 43 6 3 16 22 28 30 17 11 34 45 62 70 17 10 38 48 66 72 9 7 16 21 26 27 2 2 6 7 10 11 10 6 17 23 32 34 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 24 12 29 18 8 23 37 12 47 39 16 48 17 11 19 6 4 7 19 8 24 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. 24 25 27 25 21 49 43 50 60 17 13 22 6 22 48 24 34 38 38 36 37 30 49 79 81 64 76 41 38 41 31 50 78 80 65 78 18 14 14 12 25 12 30 23 24 6 3 6 2 4 7 5 11 13 20 20 17 21 15 53 50 38 46 Worker characteristics Establishment characteristics See footnotes at end of table. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Stock options Characteristics Total5 All workers ............................................................. Performance Signing Other 8 3 1 6 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 12 17 9 3 – 10 9 11 6 5 7 4 1 – 3 2 3 3 2 4 1 – – 2 1 2 – 8 12 5 3 – 8 7 9 4 3 9 9 7 11 – 5 1 2 1 – – 1 1 1 2 5 8 6 10 Full time ................................................................. Part time ................................................................ 10 5 3 1 2 (6) 7 4 Union ..................................................................... Nonunion ............................................................... 13 8 6 2 2 1 7 6 Average wage within the following categories:7 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 4 3 8 9 14 17 (6) (6) 2 3 7 8 – – 1 1 3 4 3 2 7 7 9 10 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 8 3 11 3 – 5 1 – 1 6 2 7 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. 8 10 7 9 19 12 34 22 25 3 1 1 2 – – 22 8 10 1 1 1 (6) 2 – 2 7 8 7 9 6 8 17 9 14 20 23 Worker characteristics Establishment characteristics See footnotes at end of table. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Section 125 cafeteria benefits Characteristics Health savings account Flexible benefits Dependent care flexible spending account1 Savings Payroll Health care plans with Financial deduction flexible no employer planning 4 IRA spending contribution3 account2 Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 68 52 16 28 40 13 23 21 33 24 4 3 9 39 39 17 19 23 10 24 25 34 24 4 3 8 78 72 23 39 50 19 48 56 78 47 12 12 14 80 73 23 45 54 27 52 56 81 52 11 10 17 24 22 18 20 23 15 25 35 47 23 7 6 13 15 8 6 7 12 3 9 17 19 8 2 2 5 40 52 – 18 27 6 22 22 37 22 7 8 7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 15 14 21 34 32 36 10 8 16 26 20 35 21 18 30 58 49 72 23 20 32 61 51 76 13 11 17 23 20 29 4 3 6 8 8 9 9 9 12 32 27 38 20 19 20 24 25 23 22 27 27 25 25 26 24 14 14 15 19 18 20 21 21 20 24 12 13 12 40 44 38 38 38 32 41 39 39 39 36 35 36 43 48 41 39 39 32 43 42 41 45 38 37 38 22 23 22 16 17 15 15 18 20 13 15 12 17 8 8 8 6 8 6 3 5 5 4 5 3 7 19 19 19 21 22 19 21 19 19 18 19 22 17 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ See footnotes at end of table. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Stock options Characteristics Total5 Performance Signing Other Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 27 20 – 11 11 6 2 2 2 3 – – 2 12 6 – 4 4 – – – – – – – – 10 2 – 3 3 – (6) 1 – – – – – 26 16 – 7 7 5 2 – – 2 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 5 4 8 13 10 17 1 1 2 4 3 6 1 1 1 2 1 3 4 3 6 10 7 13 9 7 9 8 8 10 7 8 8 8 9 8 9 2 2 2 2 2 3 2 3 3 3 4 2 4 2 1 2 1 2 2 1 1 1 (6) 2 1 2 7 5 7 6 7 7 5 7 7 6 6 6 5 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Formerly referred to as Dependent care reimbursement account. 2 Formerly referred to as Health care reimbursement account. 3 Savings plans established by the employer on behalf of the employee, but with no employer contribution. These are cash or deferred arrangement plans or individual retirement accounts used to fund savings and retirement plans authorized by section 401(k), 403(b), or 457 of the Internal Revenue Code. The employees’ contributions can be pre- and post-tax. Employees may authorize a payroll deduction by the employer to fund the established plan. 4 An individual retirement plan that can be sponsored by the employer, but with no employer contributions. The employee establishes either a traditional (with tax-deductible contributions) or Roth (contributions are made post-tax but accumulate tax-free until retirement) IRA plan with a financial institution, and authorizes the payroll deduction by the employer. 5 The sum of the individual components may be greater than the total because some employees may have access to more than one type of stock option. 6 Less than 0.5. 7 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 42. Health-related benefits: Access, private industry workers, National Compensation Survey, March 2015 (All workers = 100 percent) Characteristics All workers ............................................................. Long-term care insurance1 Retiree health care benefits2 Under age Age 65 and 65 over 17 16 14 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 29 34 26 7 8 17 12 21 12 23 28 20 5 10 17 12 20 15 21 25 19 3 6 15 11 18 14 4 18 13 13 13 9 20 17 15 19 8 19 15 14 16 Full time ................................................................. Part time ................................................................ 20 7 19 7 17 7 Union ..................................................................... Nonunion ............................................................... 24 16 42 13 36 12 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 7 5 12 19 34 40 5 4 11 19 30 33 4 3 9 17 28 31 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 14 3 19 17 7 20 15 7 18 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 18 14 14 10 24 49 15 18 11 14 34 65 14 16 9 12 32 62 Establishment characteristics See footnotes at end of table. Table 42. Health-related benefits: Access, private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Characteristics Long-term care insurance1 Retiree health care benefits2 Under age Age 65 and 65 over Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 50 40 49 53 43 12 21 29 7 16 30 52 14 6 7 6 50 40 50 54 42 5 12 15 6 12 25 42 10 2 2 7 50 37 47 51 40 4 12 16 4 10 27 43 7 1 1 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 9 7 13 27 20 37 7 6 10 26 18 38 6 6 9 23 16 33 17 18 16 19 20 17 17 16 17 13 16 15 16 16 14 17 17 16 17 18 15 16 15 13 12 14 16 14 17 13 12 14 15 14 15 13 13 12 13 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing home care. The plan, although sponsored by the employer, may be fully paid for by the employee. 2 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the employee. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 43. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2015 (All workers = 100 percent) Characteristics All workers ............................................................. All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus 1 bonuses bonus bonus Payment in Longevity lieu of benefits bonus bonus Referral bonus Other bonus2 39 6 3 10 7 4 2 6 11 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 49 57 45 21 32 41 33 47 36 8 11 6 1 – 6 4 7 6 5 6 5 2 – 3 1 5 3 14 18 12 5 – 11 7 13 11 6 6 6 5 – 9 9 10 8 7 6 8 2 3 3 2 4 3 2 2 2 1 – 5 7 3 1 9 8 9 3 3 7 4 9 5 15 17 14 6 – 8 6 10 11 29 42 43 47 39 3 9 8 11 5 – 5 2 2 1 12 10 9 10 7 8 8 8 8 7 1 5 5 5 4 – 2 2 2 2 1 9 5 5 6 7 13 16 17 15 Full time ................................................................. Part time ................................................................ 46 20 7 1 4 1 12 4 8 5 5 1 3 2 7 4 14 4 Union ..................................................................... Nonunion ............................................................... 34 39 10 5 4 3 5 10 1 8 7 4 1 3 5 6 17 10 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 23 16 38 47 53 55 1 (4) 4 7 11 11 1 1 2 3 6 7 5 4 9 13 15 16 6 5 10 8 4 4 1 1 3 6 7 8 2 1 4 2 2 1 4 3 6 7 9 8 5 3 10 14 17 18 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 47 33 53 10 3 13 3 – 3 13 14 11 10 10 9 5 1 7 1 (4) 2 3 1 4 16 5 19 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 37 37 47 32 41 48 5 5 9 3 10 2 3 1 – 1 2 7 9 7 12 5 5 18 7 10 9 11 5 – 4 2 5 1 3 4 3 5 1 8 2 – 7 5 4 5 5 – 10 9 14 3 20 21 Worker characteristics Establishment characteristics See footnotes at end of table. Table 43. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Characteristics All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses1 bonus bonus Payment in lieu of Longevity benefits bonus bonus Referral bonus Other bonus2 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 71 67 74 73 74 44 44 57 26 33 21 20 35 17 16 25 23 13 15 14 14 3 6 10 2 1 – – 1 – – – 14 7 9 6 14 – 6 7 4 2 2 2 2 2 2 – 18 22 24 21 25 16 13 21 5 7 3 – 8 4 3 11 3 6 4 4 6 9 6 9 4 6 3 2 6 5 4 7 13 4 4 3 3 – 5 6 2 7 11 14 6 – – 3 – 3 3 1 7 – 1 – – 3 – – 4 – – – 26 11 13 16 11 5 8 6 8 8 1 2 9 1 1 2 29 18 20 21 18 10 12 15 6 9 4 2 10 6 6 3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 34 34 35 45 42 49 4 3 5 8 5 11 2 2 3 4 3 6 12 12 9 8 8 8 9 10 5 5 7 2 3 2 4 6 4 8 1 1 1 4 5 3 3 2 5 10 9 11 7 6 10 15 13 19 38 35 39 43 43 40 45 39 40 36 33 38 31 4 4 4 5 6 4 6 8 8 7 5 5 5 3 4 3 3 4 1 4 3 2 3 3 2 3 12 13 12 10 9 10 11 9 10 8 9 14 7 4 2 5 11 11 9 13 5 6 4 5 6 5 6 5 6 3 4 2 3 4 5 2 4 3 4 1 1 2 3 4 4 2 3 3 2 2 3 1 6 6 6 7 6 7 8 7 6 8 4 3 4 10 7 11 13 12 13 14 12 13 10 8 7 9 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 The sum of the individual components may be greater than the total because some employees may have access to more than one type of nonproduction bonus. 2 Includes all other bonuses provided to employees and not published separately. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. 4 Less than 0.5. Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 44. Unmarried domestic partner benefits: Access1, private industry workers, National Compensation Survey, March 2015 (All workers = 100 percent) Characteristics Defined benefit retirement survivor benefits Same sex All workers ............................................................. Health care benefits Opposite sex Same sex Opposite sex 10 10 37 32 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 16 20 14 4 5 10 5 13 10 17 21 14 4 5 11 6 14 10 53 59 50 20 25 40 35 42 28 45 51 42 17 20 35 31 38 24 7 13 10 8 11 8 12 9 7 11 17 36 32 30 34 18 28 28 28 28 Full time ................................................................. Part time ................................................................ 12 5 12 5 44 17 38 15 Union ..................................................................... Nonunion ............................................................... 31 8 28 9 54 35 41 31 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 3 2 8 12 21 22 4 2 8 11 21 22 17 9 35 44 57 66 15 7 32 38 47 56 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 9 6 9 9 8 8 33 19 39 30 20 34 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 11 9 6 7 19 39 11 9 6 7 18 37 37 39 33 37 53 69 32 34 28 33 42 62 Worker characteristics Establishment characteristics See footnotes at end of table. Table 44. Unmarried domestic partner benefits: Access1, private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Characteristics Defined benefit retirement survivor benefits Same sex Health care benefits Opposite sex Same sex Opposite sex Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 36 29 37 37 32 4 9 10 4 11 10 14 11 2 2 5 33 29 36 38 30 5 10 12 4 11 10 14 11 2 2 5 78 60 70 69 66 26 38 51 21 38 48 64 36 19 19 19 50 56 65 66 59 24 34 47 20 33 39 49 31 14 14 17 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 5 4 6 17 13 23 5 5 6 17 13 22 23 20 31 53 47 61 22 19 30 44 43 46 14 10 15 9 11 6 9 8 6 10 12 9 13 14 11 15 10 10 6 10 7 6 10 12 9 13 41 44 40 30 33 29 27 29 27 32 51 40 56 35 37 34 27 28 25 26 23 20 29 47 36 53 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2015 (All workers = 100 percent) Medical care and retirement benefits Characteristics All workers ............................................................. Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits 59 10 7 24 56 14 1 29 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 77 83 73 30 38 59 50 66 62 10 12 10 10 – 10 9 11 14 3 1 5 9 – 11 18 6 3 10 4 13 51 34 20 24 17 21 76 85 72 26 34 54 43 62 55 10 10 10 15 – 15 16 15 21 1 1 1 2 – 2 1 2 2 12 5 16 58 42 29 40 22 22 55 68 66 72 61 15 12 10 11 9 4 3 5 3 6 26 17 19 14 24 47 61 64 70 58 – 19 12 13 12 – 2 1 1 1 29 17 23 16 29 Full time ................................................................. Part time ................................................................ 73 18 13 3 2 19 11 59 71 11 15 11 1 2 13 77 Union ..................................................................... Nonunion ............................................................... 90 56 5 11 2 7 4 26 85 53 10 14 1 1 5 32 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 25 15 61 75 84 86 9 8 13 11 9 8 14 16 6 3 2 2 52 61 20 11 6 4 20 11 57 72 84 88 14 12 17 15 9 6 2 2 2 1 1 1 64 76 24 13 7 5 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 73 53 81 13 19 11 2 4 2 11 25 6 71 44 81 16 28 11 1 (1) 1 13 28 7 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 56 62 77 50 79 97 10 7 11 7 5 – 8 13 3 20 2 – 26 18 9 23 13 1 53 54 70 40 77 93 13 15 18 17 – 5 2 2 1 3 – – 33 29 11 40 15 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics All workers ............................................................. Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement 18 52 1 30 55 14 7 24 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 25 30 23 6 6 15 10 19 25 62 65 60 35 36 54 49 58 51 (1) – (1) 1 ( ) 3 1 2 1 – 13 – 17 59 56 29 40 22 – 74 81 70 28 36 56 47 63 55 13 14 13 13 6 13 12 14 21 3 1 5 8 22 10 17 6 3 10 4 13 51 36 21 25 18 21 – 23 22 22 23 44 58 54 62 47 – – (1) – 1 29 20 23 17 30 44 64 59 68 50 27 16 18 16 20 3 3 5 3 6 26 17 19 14 25 Full time ................................................................. Part time ................................................................ 22 6 64 15 (1) 2 14 76 69 14 17 7 2 18 11 60 Union ..................................................................... Nonunion ............................................................... 71 13 23 54 1 1 5 32 55 55 40 12 1 7 4 26 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 4 2 12 23 36 36 30 20 62 63 57 58 1 2 (1) (1) (1) – 64 76 25 14 7 – 23 13 57 70 79 83 11 10 17 17 14 11 14 15 6 3 2 2 52 62 20 11 6 4 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 25 – 27 61 51 65 – – – – 28 – 68 44 77 18 27 15 2 3 2 11 25 6 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 16 17 – 11 34 78 50 53 77 46 51 20 1 2 – 3 – – 33 29 12 40 – – 52 54 75 43 62 91 14 15 13 14 22 8 7 12 3 19 2 – 27 19 9 24 13 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Medical care and retirement benefits Characteristics Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 86 80 90 93 85 50 57 69 35 63 67 86 62 23 23 36 7 8 3 2 4 25 11 13 10 12 7 3 13 10 9 12 2 3 2 2 3 5 5 3 9 6 2 1 7 7 7 10 5 8 5 3 8 20 27 14 46 19 23 10 18 60 61 42 88 82 90 93 85 55 54 70 29 62 64 85 61 19 18 31 – 7 4 2 4 – 13 – 16 14 – – 14 – – 17 – 1 1 1 2 – 2 – 4 1 – – 1 – – 1 6 10 6 4 9 24 30 16 51 24 25 11 24 66 68 51 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 43 38 58 78 73 86 14 15 12 6 8 3 8 8 8 6 7 3 35 39 22 10 12 8 39 34 54 75 69 85 18 19 16 9 12 4 1 1 1 2 2 1 42 46 29 14 17 10 60 61 60 59 60 61 57 62 62 63 55 55 55 10 8 11 11 10 9 12 9 10 6 12 11 13 7 8 7 7 7 5 6 8 8 9 5 7 5 23 23 22 24 23 24 25 21 21 22 28 28 28 55 55 55 58 56 58 59 59 60 58 49 53 47 15 14 15 12 13 13 9 12 12 11 18 12 21 1 1 1 2 2 2 2 1 1 1 1 1 1 29 30 28 29 28 28 29 28 27 30 32 34 31 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ See footnotes at end of table. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 46 41 51 51 48 – – 14 – 16 – 16 16 3 – – 47 48 42 45 41 65 53 69 39 59 59 73 59 30 30 41 – – – – – – – – – (1) – – (1) (1) – – – – – – – 24 32 17 55 25 25 – 25 67 68 51 85 80 89 93 84 47 56 68 34 59 59 82 58 21 21 34 8 9 4 3 5 28 12 14 11 17 16 7 17 11 11 14 2 3 2 2 3 4 5 3 9 6 2 1 7 7 7 9 5 8 5 3 8 21 27 14 46 19 23 10 18 60 61 43 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 8 7 12 29 20 43 49 46 57 55 61 46 (1) (1) 1 1 1 1 43 47 29 15 18 10 41 37 53 72 67 79 16 16 17 12 14 10 8 8 7 5 7 3 35 39 23 11 12 8 23 – 24 15 17 – 15 18 19 17 16 13 18 47 50 46 54 53 58 54 52 52 52 51 53 50 1 – 1 (1) (1) – (1) 1 1 1 1 1 1 29 31 29 30 30 29 31 28 27 30 32 34 32 53 57 52 56 57 58 55 58 57 61 50 51 50 16 12 18 13 13 13 14 13 15 8 16 14 18 7 8 7 6 7 5 6 8 7 9 5 6 4 23 24 23 24 23 24 25 21 21 22 28 28 28 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm. Table 46. Paid leave combinations: Access, private industry workers, National Compensation Survey, March 2015 (All workers = 100 percent) Characteristics All workers ............................................................. Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave1 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays1 vacation1 37 32 59 71 68 80 82 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 54 61 51 19 28 40 32 46 29 50 57 47 16 21 36 27 41 23 78 87 73 35 40 63 51 71 52 86 96 81 43 61 75 63 83 74 88 93 86 43 52 71 59 78 60 92 97 90 59 69 81 73 87 80 92 97 90 61 77 84 77 89 86 16 39 32 32 32 12 33 25 22 27 34 67 55 56 54 56 90 79 88 71 41 75 66 69 62 65 92 84 91 78 76 94 89 94 83 Full time ................................................................. Part time ................................................................ 46 11 41 9 73 19 87 25 81 31 93 43 94 48 Union ..................................................................... Nonunion ............................................................... 49 36 43 31 72 57 87 70 82 66 91 79 93 81 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 14 8 38 46 56 58 11 6 33 40 52 54 28 19 63 71 81 84 39 27 79 87 89 91 36 25 73 80 90 92 53 44 87 92 94 95 59 50 89 93 95 95 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 32 17 39 25 14 29 58 40 65 86 63 95 68 45 77 89 70 97 93 80 98 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 38 35 41 29 46 60 34 30 36 23 42 59 59 59 76 48 73 88 68 73 91 63 84 98 68 67 82 58 79 91 78 81 93 73 90 100 80 84 95 78 91 100 Worker characteristics Establishment characteristics See footnotes at end of table. Table 46. Paid leave combinations: Access, private industry workers, National Compensation Survey, March 2015—continued (All workers = 100 percent) Characteristics Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave1 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays1 vacation1 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 78 60 67 61 73 39 39 50 20 48 31 42 51 11 9 27 76 57 63 59 65 37 35 44 18 44 40 45 45 9 8 26 91 86 90 92 87 71 62 78 40 68 50 69 71 23 21 54 94 92 97 97 96 77 74 89 53 76 50 71 80 29 27 60 95 92 96 97 95 77 70 85 49 81 79 86 81 31 27 60 97 95 98 99 98 86 80 91 63 86 80 88 86 48 47 72 99 96 98 99 97 87 84 92 72 87 76 86 89 48 46 73 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 26 24 33 49 44 58 23 21 29 44 37 53 49 47 55 70 65 78 62 59 70 82 79 88 57 54 66 80 76 86 72 69 80 89 86 93 75 73 82 90 88 94 48 38 52 36 39 30 33 36 37 33 30 34 29 44 34 48 32 35 27 29 29 30 26 27 29 27 62 58 64 59 60 56 58 56 55 58 58 55 59 72 70 73 73 73 70 74 72 72 72 67 67 67 74 71 75 67 68 64 67 67 66 68 64 62 65 82 81 82 82 81 82 83 80 80 80 74 75 74 83 83 83 84 84 86 85 82 81 83 78 77 79 Geographic areas Northeast ............................................................... New England ..................................................... Middle Atlantic ................................................... South ..................................................................... South Atlantic .................................................... East South Central ............................................ West South Central ........................................... Midwest ................................................................. East North Central ............................................. West North Central ............................................ West ...................................................................... Mountain ............................................................ Pacific ................................................................ 1 Includes workers with access to one or more of these leave benefits. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
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