National Compensation Survey: Employee
Benefits in the United States, March 2015
U.S. Department of Labor
Thomas E. Perez, Secretary of Labor
U.S. Bureau of Labor Statistics
Erica L. Groshen, Commissioner
September 2015
Bulletin 2782
Contents
Overview
Tables organized by ownership
Employee benefits data tables: United States, March 2015
● Civilian (includes private industry and state and local government establishments) ● Private industry (excludes agricultural establishments, private households, and the self‐employed) ● State and local government (excludes Federal employees) Technical note
Appendix table 1: Survey establishment response
Appendix table 2: Number of workers represented
Overview
The National Compensation Survey (NCS) provides comprehensive measures of compensation cost trends, the
incidence of benefits, and detailed benefit provisions. This bulletin presents estimates of the incidence and key
provisions of selected employee benefit plans. Estimates presented are on benefits for civilian workers—workers
in private industry and in state and local government—by various employee and employer characteristics. For the
purposes of the NCS, the Federal Government, agricultural, and household workers, and workers who are selfemployed, are excluded.
For more information on these data and recent and historical NCS benefits data, call the information line at (202)
691–6199, use the contact EBS link to send email, or visit the benefits home page. Information is made available
to sensory-impaired individuals upon request (Voice phone: (202) 691–5200; Federal Relay Service: 1 (800) 877–
8339). Data requests also may be sent to U.S. Bureau of Labor Statistics, Division of Compensation Data Analysis
and Planning, 2 Massachusetts Avenue NE, Room 4175, Washington, DC 20212. Material in this publication is in
the public domain and, with appropriate credit, may be reproduced without permission.
U. S. Bureau of Labor Statistics (BLS) field economists collected and reviewed the survey data. The Office of
Compensation and Working Conditions, in cooperation with the Office of Field Operations and the Office of
Technology and Survey Processing (all in the BLS National Office), designed the survey, processed the data, and
prepared the survey for publication. The survey could not have been conducted without the cooperation of the
many private businesses and state and local government agencies and jurisdictions that provided benefits data
included in this bulletin. BLS thanks these respondents for their cooperation.
Civilian Tables
Types of Benefits:
・ Retirement benefits
Healthcare benefits
Life, short-term, and long-term disability insurance benefits
Paid time-off benefits
Other benefits (Quality of life, financial, health-related, nonproduction
bonuses, and unmarried domestic partner)
・ Benefit combinations (Retirement, medical care and paid leave) ・
・
・
・
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2015
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
69
53
77
28
24
86
57
39
68
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
83
85
82
84
71
75
69
74
85
88
84
87
42
37
43
71
36
31
37
61
86
84
86
87
66
77
61
37
50
64
44
18
75
83
71
50
95
83
46
79
72
68
74
69
84
68
30
62
52
39
60
56
88
82
64
79
72
57
80
81
89
36
17
54
22
12
28
31
80
31
15
49
18
8
23
29
90
87
90
91
80
64
83
95
31
74
35
43
64
63
64
56
11
54
17
19
43
35
47
41
35
73
49
45
67
55
74
73
64
73
72
75
68
52
59
54
59
50
82
81
76
79
73
35
28
25
22
27
33
26
21
20
23
95
95
86
88
85
46
65
62
70
53
33
49
42
51
34
71
74
69
73
64
Full time .................................................................
Part time ................................................................
80
38
64
20
81
54
33
11
29
8
87
75
66
30
47
14
72
46
Union .....................................................................
Nonunion ...............................................................
94
65
85
48
90
74
83
19
75
15
91
82
46
59
29
41
64
69
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
42
31
71
81
89
90
22
12
53
68
79
80
52
40
75
83
88
90
8
4
22
36
50
49
6
3
19
31
44
42
73
58
86
87
87
86
37
28
60
66
71
75
17
10
40
49
56
60
46
37
67
74
79
80
Goods-producing industries ...................................
75
61
82
26
23
89
70
53
77
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
68
77
86
89
87
71
91
91
52
63
76
80
76
54
78
84
76
82
88
89
87
76
85
92
28
41
72
84
54
21
45
87
24
36
62
75
43
18
39
79
85
87
87
89
79
87
85
91
55
53
36
26
61
64
79
34
37
34
19
9
42
45
59
16
67
65
54
36
70
70
75
46
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2015—continued
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
52
46
67
86
81
91
36
33
46
69
61
79
70
71
69
81
75
87
11
8
17
44
29
60
9
7
14
38
24
52
86
88
82
86
84
87
47
44
59
66
69
64
32
30
38
46
46
46
67
68
65
69
68
72
70
71
70
69
70
72
67
73
71
75
64
65
64
57
56
57
52
53
52
50
57
56
58
50
46
51
80
79
81
75
75
72
75
78
78
78
77
71
80
32
28
34
27
28
26
26
27
28
27
27
22
29
28
24
30
23
23
22
22
23
24
22
23
18
25
88
87
88
85
84
84
88
85
86
81
87
82
88
56
57
56
59
62
56
55
62
61
64
50
53
49
40
42
39
38
40
36
37
43
42
46
36
35
36
71
73
70
65
65
63
67
69
68
71
71
66
74
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating
in at least one of these plan types.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2015
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.6
0.5
0.6
0.5
0.6
0.6
0.5
0.6
0.9
1.1
1.1
1.8
0.9
1.3
1.1
1.9
0.7
0.9
0.8
1.4
1.0
1.5
1.2
2.0
0.9
1.4
1.1
1.9
0.9
1.6
0.9
1.3
1.0
1.3
1.2
2.1
0.9
1.3
1.1
1.4
0.8
1.0
1.1
2.5
1.7
2.4
1.7
2.6
0.9
1.6
1.2
1.7
2.2
2.6
1.1
2.5
0.8
1.3
1.1
1.6
1.7
2.3
1.9
2.5
0.6
1.1
0.6
1.0
2.3
2.8
0.8
3.1
0.8
0.8
1.0
1.5
2.4
2.4
0.7
2.9
0.7
0.6
0.9
1.5
1.3
1.9
0.9
1.0
1.1
2.5
1.0
0.6
2.5
2.4
1.6
2.7
0.9
1.5
1.2
1.7
1.3
2.3
0.9
1.9
0.8
1.2
1.0
1.6
2.8
2.5
2.2
4.0
0.7
1.1
0.8
1.3
2.6
2.1
1.4
1.8
1.9
2.5
2.0
1.3
1.8
1.6
1.8
1.2
0.9
1.3
1.2
2.7
1.8
1.1
1.4
1.5
2.7
1.7
0.9
1.0
1.2
1.0
0.9
1.3
2.2
1.4
2.5
2.1
1.4
1.8
1.7
2.4
2.0
1.2
1.8
1.3
2.6
1.5
1.0
1.4
1.4
Full time .................................................................
Part time ................................................................
0.6
1.3
0.6
0.8
0.5
1.4
0.7
0.5
0.7
0.4
0.7
1.6
0.6
1.2
0.5
0.7
0.6
1.5
Union .....................................................................
Nonunion ...............................................................
0.7
0.7
0.8
0.6
0.6
0.6
1.1
0.6
1.1
0.5
0.6
0.8
1.4
0.7
1.3
0.6
1.6
0.6
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
2.1
0.9
0.8
0.7
1.1
0.9
0.9
1.0
0.8
0.7
1.2
1.3
2.4
0.9
0.6
0.5
0.7
0.6
0.5
0.8
1.0
1.1
1.6
0.5
0.3
0.7
0.9
1.1
1.6
1.7
3.4
0.7
1.0
0.8
1.1
1.3
2.0
1.0
0.9
0.9
1.3
0.7
0.9
1.0
0.8
0.9
1.3
1.4
2.6
1.1
0.7
0.7
0.9
Goods-producing industries ...................................
1.1
1.1
0.8
1.3
1.1
1.0
1.2
1.1
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.5
1.1
1.3
1.4
2.3
0.8
1.4
0.6
1.4
1.2
1.4
1.7
2.0
1.3
1.5
0.6
1.0
0.8
0.9
1.5
1.6
1.0
0.8
0.6
1.4
1.2
1.4
2.7
1.7
2.5
1.6
0.6
1.2
1.2
1.5
1.6
1.5
2.2
1.8
0.7
1.2
1.2
0.9
4.5
2.1
2.2
0.9
0.7
1.6
1.6
1.9
2.5
2.2
1.6
2.7
0.6
1.2
1.0
1.1
1.6
1.8
1.5
2.0
0.8
1.4
1.7
2.6
1.9
1.7
1.2
4.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2015—continued
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
1.1
1.3
2.1
0.7
1.2
0.8
0.8
1.0
1.9
0.8
1.2
0.8
1.0
1.2
1.7
0.5
0.9
0.6
0.6
0.5
1.4
0.9
1.1
1.2
0.5
0.5
1.2
0.8
1.0
1.0
1.1
1.1
2.3
0.7
1.1
0.9
1.0
1.3
2.1
0.8
1.2
1.1
0.8
1.0
1.8
0.7
1.1
1.0
1.1
1.2
1.9
0.7
1.0
0.9
1.5
3.0
1.5
1.1
1.7
2.4
1.6
1.2
1.5
2.0
1.3
2.4
1.6
1.3
2.7
1.3
1.0
1.5
2.5
1.6
1.3
1.7
1.9
1.1
2.6
1.1
0.7
1.7
0.8
0.9
1.1
3.1
1.2
1.1
1.4
2.0
1.5
3.2
1.7
1.7
2.9
1.7
0.8
1.1
2.5
1.0
1.3
1.3
3.1
1.1
2.3
1.1
1.6
3.0
1.6
0.8
1.2
2.5
0.9
0.9
1.0
2.1
1.0
2.1
1.1
1.0
3.0
1.1
1.1
1.7
3.4
1.1
1.6
1.2
4.0
0.9
1.5
1.2
1.2
2.7
1.2
1.0
1.6
2.0
1.5
1.2
1.5
2.0
1.5
2.8
1.8
1.0
2.1
1.0
0.8
1.3
1.6
1.4
1.2
1.6
1.7
1.0
2.3
1.1
1.0
1.8
1.2
1.0
1.4
3.3
1.4
1.4
1.7
2.4
1.7
3.5
1.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating
in at least one of these plan types.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 3. Retirement benefit combinations: Access, civilian
workers,1 National Compensation Survey, March 2015
(All workers = 100 percent)
Characteristics
All workers .............................................................
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
16
12
41
24
28
22
23
17
9
21
47
41
48
39
14
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
24
27
6
17
14
8
18
19
65
9
11
37
8
4
10
12
7
47
29
26
50
56
46
38
17
20
15
17
13
18
8
10
5
15
29
45
47
53
41
Full time .................................................................
Part time ................................................................
20
4
14
7
46
27
Union .....................................................................
Nonunion ...............................................................
34
13
49
6
11
46
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3
1
11
20
32
34
5
3
11
16
18
15
34
26
49
45
39
41
Goods-producing industries ...................................
20
6
49
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
15
17
22
21
28
14
33
30
13
24
50
63
26
7
13
57
40
36
14
5
33
50
46
4
Establishment characteristics
See footnotes at end of table.
Table 3. Retirement benefit combinations: Access, civilian
workers,1 National Compensation Survey, March 2015—continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
6
6
9
25
16
34
4
3
9
19
12
27
41
38
50
42
52
30
18
14
19
16
19
11
13
17
18
16
13
10
14
14
14
15
11
8
16
12
10
10
11
14
12
15
38
43
36
43
42
46
42
45
44
48
38
43
35
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 3. Standard errors for retirement benefit combinations:
Access, civilian workers,1 National Compensation Survey, March
2015
Characteristics
All workers .............................................................
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
0.5
0.4
0.7
0.9
1.3
1.0
1.8
0.7
0.6
0.9
2.0
1.1
1.5
1.2
1.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.0
2.4
0.5
1.9
0.6
0.6
0.8
1.4
2.6
1.2
0.6
2.5
0.4
0.5
0.6
0.9
1.9
3.0
1.6
2.9
0.9
1.4
1.2
1.7
2.3
1.7
1.0
1.4
1.3
1.8
0.8
0.7
0.6
1.1
2.1
2.3
1.4
2.0
1.7
Full time .................................................................
Part time ................................................................
0.6
0.2
0.5
0.5
0.8
1.1
Union .....................................................................
Nonunion ...............................................................
1.4
0.4
1.4
0.3
0.9
0.7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.2
0.2
0.6
0.8
1.1
1.6
0.5
0.5
0.5
0.7
0.6
0.8
1.2
1.9
1.1
1.0
1.0
1.5
Goods-producing industries ...................................
1.2
0.6
1.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
1.0
1.6
1.7
3.7
1.1
2.1
2.6
0.4
1.0
1.6
2.0
2.3
0.9
1.6
2.7
0.7
1.5
0.9
0.7
2.3
2.4
2.3
0.9
Establishment characteristics
See footnotes at end of table.
Table 3. Standard errors for retirement benefit combinations:
Access, civilian workers,1 National Compensation Survey, March
2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
0.5
0.5
0.9
0.7
0.9
1.1
0.4
0.3
1.1
0.6
0.7
1.0
1.0
1.2
2.2
0.9
1.3
1.2
1.4
2.3
1.5
0.7
1.0
1.5
0.8
1.1
0.9
2.8
0.9
0.8
1.2
0.6
1.2
0.7
0.6
0.7
2.9
0.8
0.7
0.8
1.2
1.0
2.2
1.0
1.4
2.4
1.6
0.9
1.4
2.3
1.3
1.5
1.7
2.7
1.6
3.0
1.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, civilian
workers,1 National Compensation Survey, March 2015
(All workers participating in defined benefit plans = 100 percent)
Soft freeze3
Characteristics
All workers .............................................................
Open plans2
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze4
53
40
1
6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
47
52
45
42
46
36
50
58
1
2
1
–
5
10
4
–
42
56
54
46
52
57
51
65
57
34
44
53
36
24
38
31
–
–
–
–
2
4
1
–
–
–
–
–
10
15
9
–
79
50
62
53
69
20
43
29
32
26
–
–
2
–
2
–
–
8
–
4
Full time .................................................................
Part time ................................................................
52
60
41
36
1
1
6
3
Union .....................................................................
Nonunion ...............................................................
55
50
43
38
(5)
2
1
10
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
57
69
55
55
49
46
37
28
36
38
44
46
1
–
1
1
2
2
5
–
7
6
5
7
Goods-producing industries ...................................
60
28
3
9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
51
45
40
40
38
59
56
41
42
52
60
59
60
32
35
59
1
(5)
(5)
–
–
–
–
–
5
3
(5)
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, civilian
workers,1 National Compensation Survey, March 2015—continued
(All workers participating in defined benefit plans = 100 percent)
Soft freeze3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Open plans2
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze4
63
62
65
50
53
49
28
27
29
43
37
46
1
2
–
1
3
1
8
9
–
6
7
5
52
47
53
53
58
45
48
57
59
53
48
51
47
39
44
38
42
36
52
47
35
33
39
45
39
47
2
1
2
1
1
–
1
1
1
–
–
–
–
7
8
7
4
5
–
4
7
8
–
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,
except the federal government. See Technical Note for further explanation.
2 Plans open to new participants.
3 New employees are not allowed in the plan. Benefit accruals may continue for existing participants.
4 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is
calculated as of the day the plan was frozen.
5 Less than 0.5.
6 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard
freeze plans, civilian workers,1 National Compensation Survey, March 2015
(All workers participating in defined benefit plans = 100 percent)
Soft freeze3
Characteristics
All workers .............................................................
Open plans2
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze4
1.1
1.0
0.3
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
2.5
1.6
1.9
1.3
2.2
1.6
1.9
0.4
0.6
0.4
–
0.4
1.0
0.4
–
1.9
5.2
2.1
2.3
1.8
3.7
1.8
2.2
2.0
3.8
2.1
2.3
1.5
2.7
1.6
1.9
–
–
–
–
0.4
1.4
0.3
–
–
–
–
–
0.9
2.1
1.0
–
2.0
3.1
2.7
5.1
2.4
1.9
3.1
2.1
3.9
2.0
–
–
0.7
–
0.5
–
–
2.1
–
1.7
Full time .................................................................
Part time ................................................................
1.1
2.3
1.0
2.1
0.3
0.3
0.5
0.5
Union .....................................................................
Nonunion ...............................................................
1.3
1.4
1.3
1.3
0.2
0.5
0.3
0.7
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.8
4.2
1.7
1.5
1.3
2.1
2.8
4.0
1.6
1.4
1.3
2.1
0.2
–
0.3
0.3
0.5
0.9
1.0
–
0.9
0.8
0.4
0.8
Goods-producing industries ...................................
3.0
2.5
0.8
1.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.2
1.8
1.6
1.6
2.3
4.5
3.5
1.8
1.1
1.7
1.5
1.6
2.3
3.7
3.1
1.8
0.3
0.1
0.1
–
–
–
–
–
0.4
0.5
0.1
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard
freeze plans, civilian workers,1 National Compensation Survey, March
2015—continued
(All workers participating in defined benefit plans = 100 percent)
Soft freeze3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Open plans2
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze4
2.2
2.8
3.1
1.2
2.2
1.2
1.9
2.3
2.9
1.1
1.9
1.2
0.5
0.8
–
0.3
0.9
0.2
1.1
1.6
–
0.5
1.1
0.5
2.5
4.8
2.8
1.9
2.9
3.9
2.2
1.9
2.4
2.8
2.4
4.0
2.9
2.0
3.9
2.1
1.9
2.8
4.1
2.4
1.6
1.8
3.2
2.3
4.2
2.7
0.6
0.5
0.7
0.2
0.3
–
0.5
0.4
0.4
–
–
–
–
1.0
1.8
1.2
0.6
1.0
–
0.9
1.3
1.5
–
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,
except the federal government. See Technical Note for further explanation.
2 Plans open to new participants.
3 New employees are not allowed in the plan. Benefit accruals may continue for existing participants.
4 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is
calculated as of the day the plan was frozen.
5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
civilian workers,2 National Compensation Survey, March 2015
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits3
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
2
46
51
2
1
2
1
49
42
51
61
49
57
47
38
2
4
5
–
2
–
2
3
60
42
61
73
44
–
49
46
39
55
35
–
54
88
48
51
3
2
3
–
2
64
38
21
–
25
32
59
76
78
74
Full time .................................................................
Part time ................................................................
2
–
46
–
51
50
Union .....................................................................
Nonunion ...............................................................
2
2
62
35
36
62
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2
–
4
2
2
1
35
–
51
45
47
46
63
78
46
53
51
53
Goods-producing industries ...................................
3
22
75
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
2
3
2
2
–
–
4
2
50
57
60
60
63
–
39
70
48
40
37
39
–
48
57
28
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
civilian workers,2 National Compensation Survey, March
2015—continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits3
Characteristics
1 year
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2 to 5 years
Greater than
5 years
–
–
–
2
1
3
–
–
–
47
38
52
56
55
56
50
61
46
–
–
–
4
4
–
–
1
–
1
2
–
3
–
52
–
39
55
–
–
41
–
38
62
54
65
53
–
54
57
41
52
83
58
57
61
35
–
32
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the
public sector, except the federal government. See Technical Note for further explanation.
3 The length of time is calculated based on the year the plan was modified. For example, plans frozen
after January 2014 are included in the "1 year" column. Those frozen between 2010 and 2013 are included in
the "2 to 5 year" column and plans frozen before 2010 are included in the "Greater than 5 years" column.
4 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, civilian workers,2 National Compensation Survey,
March 2015
Time since plan closed to new workers or
stopped accruing benefits3
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
0.5
1.4
1.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.3
0.5
0.5
1.8
2.5
2.0
2.7
1.8
2.5
1.9
2.7
0.5
1.3
2.2
–
0.5
–
0.6
0.6
2.9
4.3
2.7
2.6
2.1
–
2.2
4.2
2.8
4.4
2.5
–
2.2
3.1
2.3
4.3
1.2
0.7
0.5
–
0.4
5.6
5.3
2.2
–
2.5
5.5
5.3
2.4
3.2
2.7
Full time .................................................................
Part time ................................................................
0.5
–
1.4
–
1.4
3.7
Union .....................................................................
Nonunion ...............................................................
0.4
0.7
2.0
1.7
2.0
1.7
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
–
1.3
0.5
0.4
0.2
3.2
–
2.7
2.0
1.6
2.4
3.2
4.6
2.7
2.0
1.5
2.4
Goods-producing industries ...................................
0.6
3.0
3.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
1.0
0.8
0.4
–
–
1.5
0.6
1.6
2.2
2.3
2.4
3.9
–
4.3
3.0
1.6
2.1
2.2
2.4
–
5.2
4.8
3.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, civilian workers,2 National Compensation Survey,
March 2015—continued
Time since plan closed to new workers or
stopped accruing benefits3
Characteristics
1 year
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2 to 5 years
Greater than
5 years
–
–
–
0.4
0.5
0.5
–
–
–
1.5
2.6
1.6
4.0
4.7
6.4
1.4
2.7
1.6
–
–
–
1.1
0.8
–
–
0.3
–
0.4
0.7
–
0.9
–
2.9
–
2.7
3.4
–
–
3.3
–
6.7
3.5
4.9
4.3
2.0
–
2.4
2.5
3.2
8.6
1.8
3.3
3.7
6.5
3.6
–
4.5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the
public sector, except the federal government. See Technical Note for further explanation.
3 The length of time is calculated based on the year the plan was modified. For example, plans frozen
after January 2014 are included in the "1 year" column. Those frozen between 2010 and 2013 are included in
the "2 to 5 year" column and plans frozen before 2010 are included in the "Greater than 5 years" column.
4 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, civilian workers,2 National Compensation
Survey, March 2015
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives to frozen plans3
Characteristics
All workers .............................................................
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
Other
5
95
55
15
14
23
(4)
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers:
Primary, secondary, and special education
school teachers .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
3
6
3
97
94
97
62
39
69
15
21
12
12
21
10
22
24
21
(4)
–
(4)
–
3
2
10
22
8
2
3
9
6
100
97
98
90
78
92
98
97
91
94
96
82
91
44
10
49
41
26
22
38
4
5
6
14
7
15
26
32
24
22
–
3
–
19
33
16
25
32
17
–
18
22
22
23
34
21
13
14
38
36
–
–
–
1
–
1
–
–
–
–
Full time .................................................................
Part time ................................................................
5
10
95
90
55
57
15
10
14
8
23
22
(4)
–
Union .....................................................................
Nonunion ...............................................................
1
8
99
92
74
42
14
16
6
19
21
24
–
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
14
32
6
6
3
3
86
68
94
94
97
97
55
36
60
52
55
54
8
–
11
16
17
17
10
–
10
12
17
20
21
14
25
26
20
23
–
–
–
(4)
–
–
Goods-producing industries ...................................
6
94
7
28
33
34
–
Service-providing industries ..................................
Education and health services ...........................
Educational services:
Elementary and secondary schools .............
Health care and social assistance .................
Hospitals ....................................................
5
2
95
98
62
81
13
7
11
4
21
20
(4)
1
–
10
12
100
90
88
96
35
34
4
–
8
–
16
15
17
31
33
–
2
–
Establishment characteristics
See footnotes at end of table.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, civilian workers,2 National Compensation
Survey, March 2015—continued
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives to frozen plans3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
Other
6
7
6
5
9
3
94
93
94
95
91
97
35
29
46
59
46
64
18
18
18
14
21
11
22
28
–
12
15
11
23
22
24
23
24
23
–
–
–
(4)
–
–
5
6
5
5
6
5
4
7
6
3
3
95
94
95
95
94
95
96
93
94
97
97
57
57
58
59
52
69
63
45
46
58
57
8
8
8
16
16
–
16
20
19
16
17
16
25
13
10
14
5
8
13
11
17
19
27
10
33
25
40
–
11
25
29
15
14
–
–
–
–
–
–
–
–
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical
Note for further explanation.
3 The sum of the individual components may be greater than the total because some employers offer more than one alternative.
4 Less than 0.5.
5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, civilian workers,2
National Compensation Survey, March 2015
Alternatives to frozen plans
Characteristics
All workers .............................................................
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
Other
0.5
0.5
1.5
1.0
1.0
1.2
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers:
Primary, secondary, and special education
school teachers .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
0.5
1.2
0.5
0.5
1.2
0.5
1.8
2.3
1.8
1.5
2.3
1.5
1.3
2.2
1.2
1.6
2.2
1.7
0.2
–
0.1
–
0.5
0.7
1.3
3.9
1.1
0.8
1.1
2.7
1.6
0.0
0.5
0.7
1.3
3.9
1.1
0.8
1.1
2.7
1.6
0.8
2.5
2.0
2.2
2.5
2.3
3.5
3.5
2.3
4.3
0.7
1.0
1.7
1.2
2.8
1.3
3.1
4.1
2.7
3.6
–
1.0
–
1.6
4.5
1.6
4.2
5.4
2.1
–
2.1
2.6
3.2
1.6
4.4
1.6
1.8
2.3
3.2
4.1
–
–
–
0.2
–
0.2
–
–
–
–
Full time .................................................................
Part time ................................................................
0.5
1.5
0.5
1.5
1.5
3.3
1.1
2.1
1.1
1.5
1.3
3.0
0.2
–
Union .....................................................................
Nonunion ...............................................................
0.2
0.8
0.2
0.8
1.7
2.2
1.5
1.4
0.9
1.5
1.6
1.7
–
0.2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.4
7.5
0.9
1.0
0.5
0.8
2.4
7.5
0.9
1.0
0.5
0.8
4.8
7.9
2.3
2.1
1.8
2.7
2.2
–
1.3
1.6
1.5
2.4
1.8
–
1.2
1.3
1.6
2.5
3.3
3.8
2.3
1.8
1.4
2.4
–
–
–
0.1
–
–
Goods-producing industries ...................................
1.4
1.4
1.7
3.3
4.0
3.1
–
Service-providing industries ..................................
Education and health services ...........................
Educational services:
Elementary and secondary schools .............
Health care and social assistance .................
Hospitals ....................................................
0.5
0.5
0.5
0.5
1.5
1.9
1.1
1.3
0.9
0.8
1.3
1.6
0.2
0.3
–
2.2
2.9
0.0
2.2
2.9
0.7
5.1
6.2
0.6
–
1.7
–
3.3
3.0
1.8
4.3
4.9
–
1.0
–
Establishment characteristics
See footnotes at end of table.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, civilian workers,2
National Compensation Survey, March 2015—continued
Alternatives to frozen plans
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
Other
1.4
1.3
2.6
0.5
1.5
0.5
1.4
1.3
2.6
0.5
1.5
0.5
3.4
3.8
5.4
1.6
3.0
1.7
2.7
3.6
3.9
1.1
2.6
1.1
3.3
4.7
–
1.1
2.3
1.1
3.1
3.9
4.2
1.3
2.5
1.4
–
–
–
0.2
–
–
0.9
2.1
1.0
0.8
1.0
2.0
1.4
1.4
1.0
0.8
0.7
0.9
2.1
1.0
0.8
1.0
2.0
1.4
1.4
1.0
0.8
0.7
2.4
4.7
2.6
3.0
3.8
7.8
5.2
2.4
2.9
3.4
4.2
1.1
1.6
1.5
2.0
2.3
–
3.5
1.7
2.2
2.8
3.5
2.4
6.7
1.7
1.1
1.9
2.3
1.4
2.2
2.6
2.7
3.5
1.9
2.5
2.0
2.6
4.2
–
2.6
2.3
3.3
2.7
3.2
–
–
–
–
–
–
–
–
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical
Note for further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2015
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
67
33
82
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
69
72
67
60
31
28
33
40
84
85
83
81
16
15
17
19
59
60
61
76
68
74
66
63
41
40
39
24
32
26
34
37
–
81
78
87
82
83
81
78
–
19
22
13
18
17
19
22
50
71
68
69
67
50
29
32
31
33
70
82
83
83
82
30
18
17
17
18
Full time .................................................................
Part time ................................................................
68
63
32
37
82
80
18
20
Union .....................................................................
Nonunion ...............................................................
63
68
37
32
80
82
20
18
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
70
67
65
66
69
71
30
33
35
34
31
29
81
77
80
82
84
85
19
23
20
18
16
15
Goods-producing industries ...................................
67
33
80
20
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
67
59
62
62
62
58
64
56
33
41
38
38
38
42
36
44
82
80
83
–
82
79
79
83
18
20
17
–
18
21
21
17
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2015—continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
65
63
69
69
71
67
35
37
31
31
29
33
80
79
85
83
85
81
20
21
15
17
15
19
67
71
66
71
69
71
74
64
63
67
66
67
66
33
29
34
29
31
29
26
36
37
33
34
33
34
86
89
85
82
81
83
84
80
80
79
82
83
81
14
11
15
18
19
17
16
20
20
21
18
17
19
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March 2015
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
0.8
0.8
0.7
0.7
1.1
1.4
1.4
3.6
1.1
1.4
1.4
3.6
1.0
1.2
1.2
3.6
1.0
1.2
1.2
3.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
6.0
2.5
2.8
4.0
0.8
1.3
1.1
2.2
6.0
2.5
2.8
4.0
0.8
1.3
1.1
2.2
–
2.6
3.0
2.9
0.9
1.4
1.0
2.3
–
2.6
3.0
2.9
0.9
1.4
1.0
2.3
3.3
3.0
1.4
1.8
2.1
3.3
3.0
1.4
1.8
2.1
4.0
2.9
1.3
1.6
1.8
4.0
2.9
1.3
1.6
1.8
Full time .................................................................
Part time ................................................................
0.8
1.8
0.8
1.8
0.7
1.8
0.7
1.8
Union .....................................................................
Nonunion ...............................................................
2.5
0.8
2.5
0.8
1.8
0.7
1.8
0.7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
3.3
1.6
1.1
1.0
1.3
1.4
3.3
1.6
1.1
1.0
1.3
1.6
2.7
1.6
0.9
0.8
1.0
1.6
2.7
1.6
0.9
0.8
1.0
Goods-producing industries ...................................
1.4
1.4
1.3
1.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.9
1.9
2.8
5.4
3.1
2.3
1.5
6.9
0.9
1.9
2.8
5.4
3.1
2.3
1.5
6.9
0.8
1.7
2.4
–
2.3
2.1
1.7
3.5
0.8
1.7
2.4
–
2.3
2.1
1.7
3.5
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March
2015—continued
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
1.4
1.7
2.0
0.9
1.2
1.2
1.4
1.7
2.0
0.9
1.2
1.2
1.3
1.7
1.9
0.8
1.0
1.1
1.3
1.7
1.9
0.8
1.0
1.1
1.4
2.1
1.7
1.2
1.6
3.6
1.9
1.9
1.8
4.5
1.7
2.9
2.0
1.4
2.1
1.7
1.2
1.6
3.6
1.9
1.9
1.8
4.5
1.7
2.9
2.0
1.2
1.2
1.6
1.0
1.1
4.2
1.5
1.7
1.8
3.7
1.5
2.9
1.7
1.2
1.2
1.6
1.0
1.1
4.2
1.5
1.7
1.8
3.7
1.5
2.9
1.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2015
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
72
59
81
72
53
74
88
94
85
83
75
80
73
73
85
85
86
88
87
94
85
83
68
72
66
67
78
76
78
80
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
97
85
47
70
72
59
79
78
85
70
33
61
57
44
64
65
88
82
71
87
79
75
81
84
97
85
46
70
71
59
78
78
77
61
31
58
51
40
58
62
80
72
66
83
73
69
74
80
74
82
77
84
70
63
67
61
68
56
86
82
80
81
79
73
81
76
83
70
61
63
56
62
51
83
78
74
74
72
Full time .................................................................
Part time ................................................................
89
22
73
14
82
64
88
22
67
13
76
59
Union .....................................................................
Nonunion ...............................................................
95
69
85
54
90
79
95
68
79
49
84
72
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
24
78
88
94
95
24
13
61
75
82
83
65
54
79
84
87
88
37
23
77
88
94
94
22
12
56
69
74
75
60
51
73
78
79
80
Goods-producing industries ...................................
87
72
83
86
67
78
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
70
80
85
87
87
77
91
88
56
66
75
76
78
60
78
81
80
82
88
87
90
78
86
92
70
80
85
87
87
76
91
88
51
59
68
69
72
54
68
77
74
75
80
79
83
70
75
87
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2015—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
47
37
79
26
21
79
71
52
74
62
67
59
54
51
56
49
45
82
83
82
84
34
36
34
32
28
29
27
26
80
80
80
82
86
93
83
81
67
71
65
66
78
76
78
81
63
68
26
48
46
37
51
43
53
52
19
39
35
27
40
36
84
77
71
81
77
74
78
83
37
34
17
30
23
16
27
29
30
26
12
24
18
12
21
24
83
77
74
81
77
77
77
81
94
84
45
68
70
58
77
76
76
60
30
56
51
40
57
61
81
71
66
82
73
69
74
80
39
47
48
52
45
34
38
38
40
36
86
80
79
78
80
28
30
26
27
26
25
22
21
21
21
89
75
80
79
81
72
79
75
82
68
60
61
55
61
50
83
77
74
75
72
Full time .................................................................
Part time ................................................................
57
14
46
9
80
64
32
8
25
6
79
70
86
21
65
12
76
58
Union .....................................................................
Nonunion ...............................................................
75
42
64
32
85
77
58
21
48
16
84
76
93
67
78
48
84
72
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
18
11
47
57
70
74
12
6
36
47
58
61
64
56
76
82
83
83
10
6
24
32
42
44
7
4
18
26
34
36
67
59
76
82
81
81
36
23
75
87
93
93
21
12
55
68
73
75
60
51
73
78
79
80
Goods-producing industries ...................................
54
45
82
33
26
81
85
66
78
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
45
51
54
54
58
49
70
62
35
40
45
44
48
37
56
54
78
79
82
82
84
76
79
86
25
27
32
33
32
24
36
46
19
21
26
27
25
19
28
39
78
79
80
81
77
78
78
85
68
78
84
86
87
74
90
86
50
58
67
67
72
52
67
75
74
75
80
79
83
70
75
87
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2015—continued
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
58
53
71
86
82
90
44
41
54
72
66
78
76
76
76
84
81
87
58
53
71
85
81
90
41
38
50
65
60
71
71
72
71
76
73
79
73
71
73
73
73
75
73
73
73
72
70
69
71
59
55
60
58
58
59
58
58
58
59
59
57
60
81
77
82
79
79
79
79
80
80
81
84
83
85
72
71
73
73
73
75
72
72
73
72
70
68
71
54
50
55
53
52
56
53
53
53
53
54
52
55
75
70
76
73
72
75
73
73
73
73
78
77
78
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2015—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
30
26
43
62
55
69
23
20
32
50
43
57
75
77
74
81
79
82
17
14
27
34
28
42
13
10
21
28
22
34
74
74
75
80
80
81
56
52
69
84
80
89
40
37
49
64
59
70
71
72
71
76
74
79
49
46
50
42
45
35
39
48
47
49
51
46
54
39
36
40
32
34
27
30
37
37
38
42
38
44
80
78
80
77
77
75
77
79
79
79
82
83
82
27
15
32
21
24
17
19
23
25
21
36
25
41
22
11
25
16
18
13
14
18
19
16
30
20
34
79
78
80
74
73
75
76
77
78
75
83
82
83
70
69
71
71
71
73
71
71
71
70
69
68
70
53
48
54
52
51
55
52
52
52
51
54
52
55
75
70
76
73
72
75
73
73
73
73
78
77
78
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2015
Health care3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.5
0.4
0.6
0.5
0.4
0.7
0.9
0.9
1.5
0.8
1.0
1.0
1.5
0.5
0.7
0.6
0.7
0.7
0.9
0.9
1.5
0.8
1.1
1.0
1.5
0.6
0.9
0.7
1.2
0.7
2.0
1.5
2.9
1.0
1.4
1.2
1.4
1.0
2.1
1.3
2.8
0.8
1.2
1.1
1.4
0.8
1.2
1.5
1.6
0.6
0.9
0.7
0.9
0.8
2.0
1.5
2.9
1.0
1.4
1.2
1.4
1.6
2.0
1.2
2.7
0.9
1.2
1.1
1.4
1.5
1.4
1.5
1.6
0.7
1.0
0.8
1.0
2.5
1.7
1.5
1.5
2.1
2.3
1.7
1.3
1.5
1.9
1.3
1.1
0.8
1.1
1.2
2.5
1.7
1.4
1.6
2.1
2.2
1.7
1.2
1.4
1.8
1.3
1.2
0.8
1.1
1.3
Full time .................................................................
Part time ................................................................
0.5
0.9
0.5
0.6
0.4
1.5
0.5
0.9
0.5
0.5
0.4
1.5
Union .....................................................................
Nonunion ...............................................................
0.5
0.7
0.7
0.6
0.5
0.4
0.5
0.7
0.7
0.6
0.6
0.5
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.5
0.8
0.6
0.6
0.9
0.9
0.9
0.7
0.7
0.6
1.0
1.2
2.4
0.6
0.5
0.5
0.6
1.1
1.5
0.8
0.6
0.6
0.9
0.9
0.9
0.7
0.7
0.6
1.0
1.3
2.4
0.7
0.5
0.6
0.8
Goods-producing industries ...................................
0.8
0.9
0.7
0.8
0.9
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.1
0.8
0.9
1.6
1.7
0.7
1.5
0.6
1.1
0.9
0.9
1.8
1.5
1.0
1.5
0.4
0.7
0.5
0.6
0.7
1.1
0.7
0.9
0.6
1.1
0.8
0.9
1.6
1.7
0.8
1.5
0.5
1.0
0.9
0.9
1.8
1.4
1.1
1.5
0.5
0.8
0.7
0.8
0.9
1.1
1.0
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2015—continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.6
0.5
0.5
0.6
0.4
0.6
0.6
0.5
0.4
1.1
1.5
1.2
1.9
0.9
1.3
1.1
1.7
0.6
0.7
0.7
1.1
1.1
1.4
1.3
1.6
0.9
1.1
1.1
1.4
0.7
1.0
0.8
1.3
0.8
0.9
1.0
1.8
0.8
1.1
1.0
1.6
0.6
0.9
0.7
0.8
2.2
2.5
1.2
2.8
1.0
1.3
1.2
1.6
2.1
2.2
0.9
2.6
0.8
1.0
1.0
1.5
1.3
1.8
1.5
2.3
0.8
1.5
0.8
1.1
2.1
4.1
1.0
2.8
0.7
0.9
1.0
1.5
1.9
2.9
0.7
2.3
0.6
0.8
0.8
1.3
1.7
2.2
1.8
2.2
1.1
1.9
1.3
1.8
1.9
2.0
1.5
2.9
1.0
1.4
1.2
1.5
1.8
2.1
1.2
2.7
0.9
1.2
1.1
1.4
1.0
1.6
1.5
1.6
0.7
1.0
0.8
1.0
2.6
2.2
1.5
2.0
2.0
2.4
1.8
1.2
1.6
1.7
1.4
1.5
0.9
1.3
1.0
2.5
1.8
1.2
1.6
1.5
2.4
1.4
1.1
1.4
1.3
1.8
2.4
1.2
1.8
1.5
2.5
1.8
1.4
1.6
2.0
2.3
1.7
1.2
1.4
1.8
1.3
1.3
0.9
1.1
1.3
Full time .................................................................
Part time ................................................................
0.7
0.8
0.6
0.5
0.4
1.7
0.7
0.6
0.6
0.4
0.6
2.1
0.5
0.9
0.5
0.5
0.4
1.5
Union .....................................................................
Nonunion ...............................................................
1.2
0.6
1.2
0.5
0.7
0.5
1.2
0.6
1.2
0.5
0.9
0.7
0.7
0.7
0.8
0.6
0.6
0.5
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.9
1.0
1.1
1.0
0.9
1.5
0.5
0.6
0.9
0.9
0.9
1.5
1.5
2.2
0.8
0.5
0.6
1.0
0.6
0.7
0.9
0.9
1.1
1.8
0.4
0.4
0.7
0.8
0.9
1.5
1.6
3.4
0.9
0.8
0.6
0.9
1.1
1.5
0.8
0.7
0.6
1.0
0.9
0.9
0.7
0.7
0.7
1.1
1.3
2.5
0.7
0.5
0.6
0.8
Goods-producing industries ...................................
1.4
1.2
0.9
1.3
1.1
1.1
0.9
0.9
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.6
1.5
1.8
2.7
2.4
2.0
2.5
0.5
1.2
1.3
1.5
2.7
1.8
1.7
2.2
0.5
0.8
0.9
1.2
1.2
1.1
0.9
1.1
0.6
1.3
1.4
1.8
2.6
2.0
2.4
2.4
0.5
1.1
1.2
1.4
2.2
1.6
1.9
2.1
0.6
1.0
1.3
1.6
2.0
1.5
1.2
1.2
0.7
1.2
0.9
0.9
1.6
1.9
0.8
1.7
0.5
1.0
1.0
0.9
1.8
1.4
1.2
1.6
0.5
0.8
0.7
0.8
0.9
1.1
1.0
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2015—continued
Health care3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.1
1.9
0.5
0.9
0.7
0.8
0.9
1.7
0.6
0.9
0.7
0.7
0.8
1.3
0.3
0.6
0.4
0.9
1.1
1.9
0.5
0.9
0.6
0.8
0.9
1.6
0.6
1.0
0.7
0.7
0.8
1.2
0.4
0.7
0.5
1.2
2.1
1.4
0.9
1.2
2.5
1.7
1.3
1.4
2.9
1.3
1.6
1.7
1.0
1.9
1.2
0.9
1.0
3.1
1.9
1.0
1.2
1.9
1.2
1.6
1.5
1.0
1.2
1.3
0.6
0.8
1.8
1.3
0.6
0.7
1.1
0.9
1.8
1.0
1.2
2.0
1.4
0.9
1.1
2.6
1.7
1.3
1.4
2.9
1.3
1.7
1.7
1.0
1.8
1.2
0.9
1.2
3.1
1.7
1.0
1.2
1.7
1.1
1.8
1.3
1.2
1.5
1.6
0.7
0.9
1.9
1.4
0.6
0.6
1.1
1.0
1.6
1.2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2015—continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.0
2.0
0.8
1.2
1.1
0.7
0.8
1.6
0.7
1.0
1.0
0.9
1.0
1.8
0.5
0.8
0.5
0.7
0.8
1.6
0.9
1.2
1.1
0.6
0.6
1.3
0.7
1.1
0.9
1.0
1.4
1.9
0.6
1.1
0.7
1.0
1.1
1.9
0.6
1.0
0.7
0.8
0.9
1.6
0.6
1.0
0.7
0.7
0.8
1.2
0.4
0.7
0.5
1.4
2.9
1.4
0.9
1.3
1.9
1.6
1.7
1.6
4.0
1.1
1.7
1.3
1.1
2.3
1.1
0.8
1.1
1.3
1.7
1.3
1.3
3.0
1.2
1.7
1.5
1.1
1.7
1.3
0.8
1.1
2.1
1.7
0.7
0.8
1.4
0.9
1.3
1.2
1.5
1.1
1.8
0.7
1.0
1.3
1.0
1.3
1.5
2.2
1.4
3.2
1.3
1.2
0.9
1.4
0.5
0.7
1.2
0.9
1.0
1.2
1.8
1.2
2.7
1.2
1.6
2.2
2.0
1.0
1.4
2.3
1.7
1.1
1.0
2.7
0.8
1.6
0.9
1.3
2.0
1.5
1.0
1.3
2.5
1.9
1.4
1.4
3.0
1.3
1.6
1.7
0.9
1.7
1.1
1.0
1.3
3.0
1.8
1.0
1.2
1.8
1.0
1.7
1.3
1.2
1.6
1.6
0.7
1.0
2.0
1.2
0.6
0.6
1.2
1.0
1.6
1.2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2015
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
20
69
31
82
80
83
87
18
20
17
13
70
70
70
68
30
30
30
32
87
80
79
85
78
74
80
80
13
20
21
15
22
26
20
20
67
72
65
75
66
62
68
68
33
28
35
25
34
38
32
32
83
78
80
79
80
17
22
20
21
20
71
66
72
73
72
29
34
28
27
28
Full time .................................................................
Part time ................................................................
81
74
19
26
69
63
31
37
Union .....................................................................
Nonunion ...............................................................
87
78
13
22
81
65
19
35
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
75
71
79
81
82
82
25
29
21
19
18
18
59
57
66
70
73
74
41
43
34
30
27
26
Goods-producing industries ...................................
80
20
73
27
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
80
83
86
86
86
81
82
88
20
17
14
14
14
19
18
12
68
67
66
64
72
68
73
77
32
33
34
36
28
32
27
23
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2015—continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
79
78
81
79
83
21
21
22
19
21
17
63
63
63
72
69
74
37
37
37
28
31
26
82
78
83
79
79
80
80
79
79
79
82
81
82
18
22
17
21
21
20
20
21
21
21
18
19
18
76
74
77
63
64
62
61
70
72
67
69
67
70
24
26
23
37
36
38
39
30
28
33
31
33
30
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2015
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.3
0.3
0.4
0.4
0.3
0.3
0.4
0.5
0.3
0.3
0.4
0.5
0.4
0.6
0.5
1.1
0.4
0.6
0.5
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.6
0.8
0.8
0.9
0.3
0.5
0.4
0.9
0.6
0.8
0.8
0.9
0.3
0.5
0.4
0.9
1.2
1.5
1.2
1.4
0.5
0.8
0.7
1.1
1.2
1.5
1.2
1.4
0.5
0.8
0.7
1.1
1.3
1.1
0.5
0.6
0.7
1.3
1.1
0.5
0.6
0.7
1.6
1.4
0.6
0.7
1.1
1.6
1.4
0.6
0.7
1.1
Full time .................................................................
Part time ................................................................
0.3
0.8
0.3
0.8
0.4
1.0
0.4
1.0
Union .....................................................................
Nonunion ...............................................................
0.3
0.3
0.3
0.3
0.5
0.4
0.5
0.4
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
1.3
0.5
0.3
0.3
0.4
0.6
1.3
0.5
0.3
0.3
0.4
1.0
1.9
0.8
0.5
0.4
0.6
1.0
1.9
0.8
0.5
0.4
0.6
Goods-producing industries ...................................
0.5
0.5
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.3
0.4
0.5
0.5
0.8
0.6
0.6
0.5
0.3
0.4
0.5
0.5
0.8
0.6
0.6
0.5
0.5
0.8
1.0
1.0
2.1
1.0
0.6
0.8
0.5
0.8
1.0
1.0
2.1
1.0
0.6
0.8
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2015—continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.5
0.6
0.7
0.3
0.4
0.3
0.5
0.6
0.7
0.3
0.4
0.3
0.8
1.0
1.1
0.4
0.5
0.5
0.8
1.0
1.1
0.4
0.5
0.5
0.3
0.6
0.4
0.4
0.5
1.1
0.7
0.7
0.5
1.9
0.5
1.1
0.6
0.3
0.6
0.4
0.4
0.5
1.1
0.7
0.7
0.5
1.9
0.5
1.1
0.6
0.5
1.0
0.6
0.7
0.9
2.9
1.0
1.1
0.7
2.9
0.7
1.6
0.7
0.5
1.0
0.6
0.7
0.9
2.9
1.0
1.1
0.7
2.9
0.7
1.6
0.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2015
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$409.81
17
$518.39
83
$388.59
$119.11
100
100
100
100
432.89
414.81
441.27
486.10
17
12
20
30
509.89
515.92
508.11
515.86
83
88
80
70
417.02
400.63
425.27
473.62
116.12
115.58
116.39
113.08
100
100
100
100
100
100
100
100
489.60
436.07
408.97
480.07
382.08
332.53
402.50
414.21
32
11
18
25
14
10
15
28
522.18
576.57
514.89
525.75
503.96
446.16
518.59
578.44
68
89
82
75
86
90
85
72
474.54
419.56
386.45
464.92
363.51
321.08
382.18
364.07
118.20
118.55
123.60
111.63
119.00
128.19
114.95
135.10
100
100
100
100
100
428.96
403.54
393.84
389.85
398.38
39
19
15
12
19
580.90
575.56
514.60
498.63
526.21
61
81
85
88
81
363.89
364.18
373.17
375.62
370.15
132.52
136.71
115.20
115.81
114.47
Full time .................................................................
Part time ................................................................
100
100
412.19
370.05
17
14
518.51
515.72
83
86
391.03
350.01
117.68
141.69
Union .....................................................................
Nonunion ...............................................................
100
100
511.34
383.96
34
13
578.98
479.87
66
87
480.50
370.21
119.25
119.08
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
348.69
324.64
391.39
419.11
438.30
436.90
12
9
15
19
19
17
460.86
483.68
496.30
523.65
540.97
524.28
88
91
85
81
81
83
334.99
312.20
373.17
395.53
416.19
419.51
123.82
129.61
122.64
116.24
116.90
117.09
Goods-producing industries ...................................
100
393.48
17
526.26
83
370.75
112.42
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
413.42
449.40
469.55
477.75
459.65
432.16
431.91
509.04
17
19
26
29
17
13
14
24
516.87
519.35
513.36
518.99
512.41
529.50
538.67
537.45
83
81
74
71
83
87
86
76
392.64
433.29
454.54
460.70
449.04
417.75
414.92
500.02
120.63
115.04
113.39
118.84
97.91
116.26
114.00
100.98
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2015—continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$394.27
394.96
392.70
418.89
400.42
435.21
21
21
19
15
14
16
$502.73
498.53
513.45
530.96
539.47
525.12
79
79
81
85
86
84
$367.62
368.49
365.68
400.08
380.62
418.01
$130.20
130.88
128.68
113.03
116.94
109.43
100
100
100
100
100
100
100
100
100
100
100
100
100
453.86
444.49
456.99
382.45
392.11
362.99
376.63
400.32
403.98
392.99
425.78
403.60
435.36
21
12
23
14
12
10
20
14
13
17
22
19
23
560.57
593.75
554.59
482.03
498.13
438.62
477.00
521.90
528.03
512.81
521.45
490.62
532.43
79
88
77
86
88
90
80
86
87
83
78
81
77
428.36
424.56
429.79
366.24
377.84
355.07
351.54
382.15
387.65
370.55
400.11
383.95
407.44
126.47
139.46
121.58
113.85
115.86
103.71
116.27
121.86
119.76
126.28
118.56
110.51
122.21
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2015
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$2.79
0.6
$5.52
0.6
$2.62
$1.32
3.29
5.41
3.56
5.85
1.0
0.7
1.3
2.0
7.00
10.13
8.55
11.11
1.0
0.7
1.3
2.0
3.35
5.71
3.41
7.02
1.59
1.88
2.03
3.38
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
7.04
8.24
7.11
8.39
3.93
5.98
4.34
8.79
2.2
2.0
1.2
2.4
0.8
0.8
0.9
2.0
12.68
23.40
10.75
17.12
8.11
14.46
9.02
19.92
2.2
2.0
1.2
2.4
0.8
0.8
0.9
2.0
8.09
8.43
7.33
10.04
4.04
6.01
4.48
6.74
4.39
4.06
4.68
4.50
1.25
2.13
1.65
5.44
16.34
9.07
5.05
5.51
7.98
3.2
2.0
1.1
1.3
1.6
26.61
28.17
13.28
16.28
22.11
3.2
2.0
1.1
1.3
1.6
13.98
5.98
4.60
5.85
6.51
8.85
6.90
2.36
4.01
2.67
Full time .................................................................
Part time ................................................................
2.82
7.17
0.6
1.0
5.77
19.59
0.6
1.0
2.62
7.17
1.37
3.30
Union .....................................................................
Nonunion ...............................................................
5.41
2.65
1.5
0.6
9.48
6.04
1.5
0.6
5.65
2.56
2.09
1.54
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.13
9.10
4.39
4.11
3.11
4.26
1.1
1.6
0.8
1.0
0.9
1.4
13.86
27.00
8.04
9.18
7.69
8.44
1.1
1.6
0.8
1.0
0.9
1.4
5.01
8.87
4.43
4.02
3.59
4.86
2.48
4.88
3.39
1.50
1.56
2.20
Goods-producing industries ...................................
5.75
1.3
14.59
1.3
5.00
2.04
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
3.01
4.58
4.64
6.09
6.63
7.10
5.50
9.65
0.7
1.5
2.0
2.1
3.9
1.8
2.6
1.7
5.89
9.39
9.34
11.98
6.90
20.24
14.20
8.59
0.7
1.5
2.0
2.1
3.9
1.8
2.6
1.7
2.88
4.58
5.29
6.65
7.01
6.59
5.07
11.90
1.57
2.20
3.30
3.94
4.34
2.68
2.85
3.10
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$4.84
5.68
8.49
2.87
4.30
3.30
0.9
1.1
1.8
0.7
0.9
1.2
$9.33
11.07
21.02
6.13
12.76
6.60
0.9
1.1
1.8
0.7
0.9
1.2
$4.68
5.75
7.34
2.69
3.84
3.10
$3.06
3.95
3.64
1.18
1.96
1.52
3.67
5.83
5.49
4.17
6.31
6.06
7.12
6.10
6.23
13.34
7.84
12.58
9.68
0.8
1.1
1.0
0.8
0.8
1.5
2.2
1.6
1.4
3.9
1.3
3.2
1.3
12.47
38.49
13.14
7.42
12.58
16.74
9.38
13.83
16.39
24.60
11.57
21.15
13.23
0.8
1.1
1.0
0.8
0.8
1.5
2.2
1.6
1.4
3.9
1.3
3.2
1.3
2.93
6.70
4.00
4.05
6.04
5.55
7.30
4.50
5.59
6.85
8.36
13.13
10.51
1.81
3.70
2.44
1.94
2.04
6.70
3.31
3.76
2.64
10.33
2.02
3.60
2.51
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2015
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
amount
unknown
Other3
100
72
15
12
2
100
100
100
100
73
75
72
73
14
12
15
17
10
11
10
7
2
2
3
3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
75
67
75
71
66
58
70
74
14
16
13
13
20
27
17
12
7
14
10
10
12
14
11
11
4
3
2
5
2
1
2
2
100
100
100
100
100
70
77
74
76
71
14
10
9
8
10
11
12
16
15
18
4
1
1
1
2
Full time .................................................................
Part time ................................................................
100
100
72
62
14
22
11
14
2
2
Union .....................................................................
Nonunion ...............................................................
100
100
72
72
10
15
12
11
6
1
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
71
74
70
72
73
74
17
16
16
13
13
13
11
–
12
12
11
11
1
–
2
2
3
2
Goods-producing industries ...................................
100
74
10
14
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
71
73
72
75
68
73
62
69
16
16
20
16
29
12
20
15
11
9
5
6
3
12
14
7
2
3
3
3
1
3
4
9
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2015—continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
amount
unknown
Other3
100
100
100
100
100
100
76
76
77
69
72
67
10
10
9
17
15
19
13
13
11
11
11
11
1
1
2
2
2
3
100
100
100
100
100
100
100
100
100
100
100
100
100
73
80
70
74
75
78
69
71
71
70
69
68
69
14
–
16
16
17
15
16
13
14
–
15
17
14
11
10
11
9
7
–
–
15
15
16
13
13
12
3
–
4
1
1
–
–
1
1
–
4
2
5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee
participation by type of contribution, civilian workers,1 National Compensation Survey,
March 2015
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
amount
unknown
Other3
0.0
0.8
0.5
0.5
0.2
0.0
0.0
0.0
0.0
1.1
1.4
1.3
2.2
0.9
0.9
1.1
2.1
0.7
1.2
0.8
1.3
0.3
0.4
0.4
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.3
2.8
1.8
3.2
1.1
1.9
1.4
2.1
1.9
2.0
1.2
2.1
0.9
1.6
1.0
1.2
1.5
2.1
1.3
2.8
0.8
1.6
0.8
1.5
1.3
0.9
0.3
0.9
0.3
0.3
0.4
0.6
0.0
0.0
0.0
0.0
0.0
3.9
1.9
1.6
1.6
2.6
2.4
1.1
1.0
1.1
1.6
2.5
1.6
1.1
1.4
1.8
1.6
0.3
0.4
0.2
0.8
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
2.3
0.5
2.0
0.6
1.4
0.2
0.6
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.6
0.9
0.9
0.6
1.3
0.6
0.7
0.2
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.9
2.9
1.3
1.0
1.1
1.4
1.5
2.5
1.0
0.7
0.7
1.0
1.2
–
0.8
0.8
0.8
1.2
0.1
–
0.4
0.3
0.3
0.2
Goods-producing industries ...................................
0.0
1.5
1.1
1.4
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.7
2.2
2.3
3.9
2.4
2.6
3.1
0.6
1.4
2.2
2.0
3.8
1.6
2.2
1.9
0.6
1.1
0.7
1.1
0.7
1.8
1.8
2.2
0.3
0.5
0.5
0.6
0.3
0.8
1.1
1.5
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee
participation by type of contribution, civilian workers,1 National Compensation Survey,
March 2015—continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
amount
unknown
Other3
0.0
0.0
0.0
0.0
0.0
0.0
1.3
1.7
2.1
0.9
1.1
1.5
0.9
1.2
1.3
0.8
0.9
1.1
0.9
1.2
1.4
0.7
0.9
0.8
0.3
0.2
1.0
0.3
0.3
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.5
2.9
1.7
1.4
1.9
3.9
2.2
1.6
1.6
3.8
1.5
2.9
1.8
1.0
–
1.2
1.1
1.5
3.4
1.7
1.0
1.1
–
1.2
1.8
1.6
1.3
2.9
1.4
0.8
0.9
–
–
1.3
1.5
2.3
1.2
2.0
1.5
0.6
–
0.6
0.3
0.3
–
–
0.3
0.3
–
0.7
0.9
0.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2015
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$976.22
8
$1,352.37
92
$946.22
$471.89
100
100
100
100
1,029.87
1,032.34
1,028.73
997.87
7
5
8
12
1,331.11
1,394.21
1,310.09
1,290.11
93
95
92
88
1,008.48
1,012.35
1,006.65
960.14
470.35
460.35
475.08
523.11
100
100
100
100
100
100
100
100
986.83
1,110.13
921.54
1,116.75
901.68
795.46
945.04
962.39
14
5
9
10
5
4
6
19
1,286.22
1,500.88
1,372.89
1,303.18
1,289.23
1,346.03
1,272.02
1,485.00
86
95
91
90
95
96
94
81
939.77
1,089.80
884.17
1,095.75
881.58
772.78
926.63
879.87
555.69
443.21
500.96
415.47
480.97
486.33
478.75
517.97
100
100
100
100
100
993.86
939.36
1,009.70
1,019.70
998.28
28
12
10
8
13
1,490.37
1,478.03
1,325.20
1,325.75
1,324.83
72
88
90
92
87
883.15
877.69
976.19
995.98
952.28
535.66
506.17
412.83
398.51
430.13
Full time .................................................................
Part time ................................................................
100
100
983.42
856.72
8
6
1,352.57
1,346.81
92
94
953.24
833.34
469.16
515.78
Union .....................................................................
Nonunion ...............................................................
100
100
1,227.47
912.25
24
4
1,435.82
1,237.43
76
96
1,171.79
899.06
407.45
485.37
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
769.55
714.66
911.65
1,003.67
1,076.90
1,099.90
4
4
6
10
11
10
1,320.87
1,445.93
1,297.32
1,274.97
1,445.10
1,404.65
96
96
94
90
89
90
755.28
699.42
888.30
977.99
1,038.97
1,069.65
530.39
540.44
488.48
458.37
447.79
435.97
Goods-producing industries ...................................
100
1,025.35
13
1,379.14
87
985.79
409.46
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
965.42
989.93
970.20
940.73
1,042.92
1,006.98
1,092.31
1,145.37
7
7
9
11
4
5
5
9
1,343.66
1,306.76
1,347.95
1,353.28
1,385.70
1,246.19
1,394.81
1,317.13
93
93
91
89
96
95
95
91
937.82
967.53
935.23
891.80
1,028.51
994.44
1,077.15
1,129.07
485.14
512.34
520.06
568.67
412.09
505.91
410.58
381.32
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2015—continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$881.52
879.32
886.58
1,030.22
979.01
1,075.20
9
10
8
8
6
9
$1,286.61
1,276.13
1,317.16
1,396.41
1,453.82
1,365.80
91
90
92
92
94
91
$845.53
841.43
854.79
1,002.88
953.14
1,048.17
$550.48
550.63
550.13
427.66
453.86
403.81
100
100
100
100
100
100
100
100
100
100
100
100
100
1,155.32
1,155.12
1,155.39
863.75
908.03
807.71
819.89
995.87
1,023.08
941.17
980.42
901.23
1,015.85
16
10
18
3
3
3
3
8
9
7
10
8
11
1,394.97
1,475.06
1,379.99
1,339.65
1,419.42
1,346.19
1,171.65
1,355.38
1,350.18
1,368.85
1,296.20
1,257.40
1,308.17
84
90
82
97
97
97
97
92
91
93
90
92
89
1,114.60
1,123.25
1,111.42
851.15
893.01
795.28
811.62
967.90
995.42
913.59
948.72
874.59
983.05
432.39
449.69
426.04
501.35
496.08
474.96
524.08
446.49
432.09
474.91
481.54
469.62
487.06
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2015
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$7.99
0.4
$21.42
0.4
$7.78
$5.03
9.03
13.51
11.13
19.87
0.5
0.5
0.7
1.5
27.13
57.20
32.87
51.33
0.5
0.5
0.7
1.5
9.18
12.77
11.21
20.05
6.15
8.12
7.84
12.29
22.98
37.36
24.40
28.75
10.43
17.08
12.34
25.31
1.9
1.7
1.1
1.9
0.4
0.6
0.5
1.7
54.98
128.60
41.53
90.15
37.84
50.59
47.88
58.29
1.9
1.7
1.1
1.9
0.4
0.6
0.5
1.7
23.56
37.63
24.18
30.74
10.34
16.72
12.55
22.38
13.48
20.96
12.23
18.08
8.15
9.92
10.93
13.70
47.34
26.26
14.17
19.04
19.71
2.7
1.8
1.1
1.1
1.7
95.74
48.73
30.66
22.62
47.56
2.7
1.8
1.1
1.1
1.7
43.86
24.17
14.56
20.19
19.87
24.07
15.66
8.89
12.67
11.69
Full time .................................................................
Part time ................................................................
8.16
20.87
0.4
0.7
21.91
37.12
0.4
0.7
7.98
21.69
5.24
13.22
Union .....................................................................
Nonunion ...............................................................
12.28
8.05
1.3
0.3
27.75
24.64
1.3
0.3
11.18
8.10
8.86
5.39
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
16.59
28.91
15.47
11.57
8.66
13.34
0.6
0.9
0.6
0.7
0.6
0.8
86.49
81.73
33.14
32.18
23.25
25.00
0.6
0.9
0.6
0.7
0.6
0.8
16.23
28.24
15.62
11.35
9.39
13.70
14.47
30.37
7.62
7.49
5.82
8.30
Goods-producing industries ...................................
16.01
1.2
44.26
1.2
15.49
8.41
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
8.76
15.15
17.09
20.96
28.69
21.39
16.45
18.38
0.4
0.6
0.6
0.9
0.9
0.9
0.8
0.8
19.65
40.92
32.54
38.61
36.31
88.35
40.72
32.58
0.4
0.6
0.6
0.9
0.9
0.9
0.8
0.8
8.81
15.67
17.60
20.76
29.88
21.97
16.93
19.52
5.71
11.29
11.12
11.95
22.37
17.26
8.96
10.43
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$14.76
17.95
22.99
7.66
11.19
8.94
0.7
0.9
1.0
0.4
0.5
0.6
$32.38
38.46
54.12
22.21
36.36
23.91
0.7
0.9
1.0
0.4
0.5
0.6
$14.44
17.54
22.18
7.68
10.80
9.17
$10.49
13.13
13.99
4.60
6.87
6.07
13.91
20.30
19.98
14.10
18.83
38.12
21.50
17.89
14.73
43.44
16.59
26.22
20.32
1.0
1.3
1.2
0.4
0.7
0.7
0.6
1.0
1.2
2.0
0.7
1.4
0.9
46.70
94.54
53.70
62.53
96.66
67.09
82.14
23.65
30.64
34.63
25.54
69.30
25.29
1.0
1.3
1.2
0.4
0.7
0.7
0.6
1.0
1.2
2.0
0.7
1.4
0.9
10.27
18.22
15.02
13.61
17.88
38.15
21.02
18.06
16.37
40.62
16.83
26.96
20.60
7.89
11.52
10.40
9.26
12.22
27.07
16.68
12.22
14.35
21.90
9.45
22.44
9.27
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2015
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
amount
unknown
Other3
100
72
14
12
2
100
100
100
100
74
75
73
75
13
12
14
15
10
11
10
7
2
2
3
3
100
100
100
100
100
100
100
100
76
67
76
74
67
58
70
74
13
15
12
12
19
26
16
11
8
15
10
9
12
14
11
12
3
3
2
5
2
1
2
2
100
100
100
100
100
70
77
73
75
71
14
10
10
10
10
12
12
16
14
18
4
1
1
1
2
Full time .................................................................
Part time ................................................................
100
100
73
65
14
21
12
13
2
1
Union .....................................................................
Nonunion ...............................................................
100
100
72
72
11
15
12
12
5
1
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
71
74
70
72
74
75
16
15
16
13
13
13
12
–
12
13
11
10
1
–
2
2
3
2
Goods-producing industries ...................................
100
74
11
14
2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
72
74
74
76
71
74
64
71
15
14
18
14
25
12
18
14
11
9
6
8
2
11
14
7
2
2
2
3
1
3
4
8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2015—continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
amount
unknown
Other3
100
100
100
100
100
100
76
75
77
70
73
68
9
10
9
17
14
19
13
14
12
11
11
10
1
1
2
2
2
3
100
100
100
100
100
100
100
100
100
100
100
100
100
73
82
70
74
76
79
70
71
71
69
69
69
69
13
8
15
15
16
14
13
13
14
–
14
15
14
11
10
11
10
7
–
15
15
14
17
13
14
12
3
1
3
1
1
–
1
1
1
–
4
2
5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee
participation by type of contribution, civilian workers,1 National Compensation Survey,
March 2015
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
amount
unknown
Other3
0.0
0.8
0.5
0.5
0.2
0.0
0.0
0.0
0.0
1.1
1.4
1.3
1.9
0.8
0.9
1.0
1.7
0.7
1.2
0.7
1.1
0.3
0.4
0.4
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.0
2.7
1.6
2.9
1.1
1.9
1.4
2.0
1.5
1.9
1.0
1.9
0.8
1.6
0.9
1.2
1.3
2.1
1.2
2.3
0.8
1.5
0.9
1.4
1.0
1.0
0.2
1.0
0.3
0.4
0.4
0.6
0.0
0.0
0.0
0.0
0.0
3.6
2.0
1.6
1.5
2.7
2.2
1.0
1.0
1.1
1.6
2.2
1.6
1.2
1.3
1.8
1.4
0.4
0.4
0.2
0.8
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
2.2
0.5
1.9
0.6
1.3
0.2
0.5
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.6
0.9
0.9
0.6
1.2
0.6
0.6
0.2
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.8
3.0
1.2
1.0
1.1
1.4
1.3
2.3
0.9
0.6
0.7
1.1
1.2
–
0.7
0.7
0.7
1.1
0.2
–
0.4
0.3
0.3
0.3
Goods-producing industries ...................................
0.0
1.4
1.1
1.3
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.6
1.9
2.0
3.6
2.3
2.6
2.7
0.6
1.2
1.8
1.7
3.5
1.5
2.2
1.7
0.6
1.0
0.7
1.1
0.6
1.7
1.8
1.9
0.2
0.5
0.4
0.5
0.2
0.8
1.4
1.2
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee
participation by type of contribution, civilian workers,1 National Compensation Survey,
March 2015—continued
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
amount
unknown
Other3
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.6
2.0
0.9
1.1
1.4
0.8
1.1
1.3
0.7
0.8
1.1
0.9
1.1
1.4
0.6
0.9
0.8
0.3
0.2
0.9
0.3
0.3
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.5
3.0
1.7
1.3
1.6
3.7
2.1
1.8
1.6
4.5
1.7
2.7
2.2
1.0
1.7
1.2
1.0
1.3
3.3
1.4
1.0
1.2
–
1.2
1.7
1.6
1.2
2.9
1.3
0.7
0.8
–
1.7
1.4
1.4
3.2
1.1
1.7
1.4
0.5
0.4
0.6
0.3
0.4
–
0.6
0.3
0.3
–
0.7
0.8
0.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2015
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$38.00
$65.00
$101.29
$146.88
$219.00
$156.92
$253.50
$390.30
$610.30
$925.00
35.00
38.66
32.80
22.76
62.32
65.64
60.91
50.00
99.32
102.81
97.49
85.85
143.65
147.79
140.82
141.92
221.49
205.79
229.21
245.67
162.25
161.88
162.25
144.80
256.42
257.90
256.04
240.48
390.46
388.12
392.90
462.17
596.78
570.15
610.75
714.00
920.00
873.90
939.00
1033.18
23.70
40.42
41.55
43.33
39.99
43.33
37.00
45.00
53.10
69.75
68.74
62.35
67.16
77.85
63.11
69.33
86.84
92.00
102.67
90.97
101.98
108.03
99.60
113.32
149.68
138.77
153.58
131.37
145.62
156.92
140.16
168.58
264.26
190.15
226.00
197.23
213.54
226.09
208.25
256.92
137.18
169.81
169.81
147.63
160.02
195.46
148.88
163.20
250.50
249.74
255.65
210.13
257.25
269.54
254.87
264.76
521.50
361.59
422.88
315.25
401.53
420.99
395.30
420.30
785.40
518.76
697.02
501.22
633.77
635.00
630.00
727.42
1078.26
863.77
951.70
801.00
951.83
930.70
955.01
990.03
40.00
46.76
36.92
40.00
32.42
59.68
74.67
63.52
65.00
59.98
103.34
117.00
100.00
102.35
97.51
154.22
177.14
142.45
145.00
140.87
228.64
300.00
197.97
196.54
201.14
158.92
170.41
129.99
134.32
119.07
259.36
280.90
208.61
203.08
216.11
420.30
420.85
335.68
335.57
340.00
758.79
721.80
500.94
459.36
552.43
1116.54
961.46
828.23
721.83
888.58
Full time .................................................................
Part time ................................................................
38.00
33.17
65.00
66.87
101.00
108.03
145.00
194.68
214.00
271.16
159.74
100.66
254.58
220.68
388.31
454.20
605.95
706.70
918.20
1019.82
Union .....................................................................
Nonunion ...............................................................
30.34
39.37
56.77
66.68
88.38
103.13
144.33
147.32
226.09
217.43
94.38
173.90
187.74
272.91
291.72
407.26
498.85
628.39
905.09
929.79
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
36.92
40.96
41.74
37.50
35.00
35.90
69.39
78.57
65.23
63.67
63.00
65.34
102.46
112.90
103.17
100.00
100.00
102.70
155.99
171.00
151.64
142.30
142.99
144.39
226.09
226.09
234.89
210.70
211.78
235.10
180.00
183.96
155.79
152.92
149.88
154.10
279.08
275.29
256.09
244.13
250.00
252.74
472.66
472.66
405.10
377.62
376.79
381.00
702.31
746.23
644.36
584.04
567.28
554.63
1020.22
1135.83
919.81
918.91
878.87
844.65
Goods-producing industries ...................................
40.00
64.88
100.00
142.02
197.97
147.06
230.20
340.00
503.65
783.00
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
37.30
29.95
20.22
20.81
20.00
43.71
39.43
29.25
65.00
58.21
47.71
49.00
40.00
65.47
65.66
50.00
101.83
93.12
86.24
86.79
79.94
98.92
96.00
80.83
148.00
140.00
138.90
146.36
127.00
140.00
135.17
116.62
226.09
225.44
234.32
261.82
181.94
215.94
188.66
160.91
160.00
162.49
148.04
125.44
179.00
169.81
154.64
129.99
255.16
267.00
241.00
256.04
232.00
280.28
254.37
215.60
400.00
421.86
459.52
534.07
362.33
399.34
358.70
316.50
640.00
675.07
685.00
786.12
562.94
654.34
495.74
486.48
949.84
1012.33
1001.92
1078.26
685.00
1017.61
704.31
666.18
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2015—continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$47.00
46.11
48.17
32.79
34.26
31.53
$74.59
75.83
73.10
59.68
60.91
57.31
$111.61
113.29
106.47
95.07
100.00
91.60
$160.63
163.22
157.50
138.26
145.19
133.92
$245.69
254.36
236.29
198.90
205.93
194.68
$184.15
183.80
184.69
142.54
149.48
133.13
$290.19
293.50
289.42
232.00
247.63
224.71
$463.44
463.63
462.11
359.43
384.57
334.84
46.13
55.91
42.25
35.00
42.23
20.00
35.00
43.28
42.83
44.00
30.48
35.00
30.33
74.64
89.59
71.97
60.01
65.00
46.78
62.00
72.14
72.34
71.94
55.53
56.33
55.10
108.33
121.32
104.40
99.60
101.48
86.60
100.00
104.64
101.26
111.20
92.18
90.30
94.75
154.62
168.20
146.86
142.45
142.08
135.00
149.72
149.86
145.22
163.74
141.20
132.12
150.39
225.88
240.18
218.28
205.47
206.18
200.00
220.05
236.11
210.82
–
213.05
183.47
234.32
152.15
202.81
140.00
170.92
166.25
172.89
175.00
152.92
140.21
178.95
134.73
171.79
116.89
246.59
286.70
227.26
275.29
268.67
249.39
307.52
241.43
230.00
276.06
234.75
244.59
227.00
355.33
385.16
340.27
428.42
415.07
429.98
446.60
362.83
336.98
401.97
390.17
389.00
396.05
$734.23 $1053.02
740.77 1065.15
717.04 1021.08
537.29
813.02
567.28
872.80
500.36
743.03
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
525.37
525.37
524.26
661.44
623.45
667.00
707.48
585.76
524.75
650.86
615.10
584.31
627.51
840.60
740.94
856.94
956.46
973.40
799.71
998.00
866.46
909.85
790.94
967.41
927.96
999.50
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2015
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.68
$1.68
$1.64
$2.61
$7.07
$5.42
$4.64
$5.69
$11.95
$17.77
2.85
2.58
2.89
3.56
2.41
3.64
2.62
4.16
2.09
2.35
2.63
4.15
3.15
4.58
3.79
7.22
10.16
7.51
11.22
15.69
6.54
9.43
7.21
22.29
6.05
7.06
7.90
17.26
8.21
9.08
9.32
32.04
17.18
15.52
26.19
37.55
24.09
49.47
31.55
38.28
3.61
4.20
3.35
3.70
2.59
2.59
2.84
2.79
6.72
5.21
4.01
3.73
2.68
3.00
3.72
3.80
4.67
4.87
4.29
6.23
2.07
5.02
2.32
4.73
8.02
4.08
11.31
5.85
3.73
5.67
3.28
10.93
11.34
20.37
28.81
27.12
4.41
7.80
6.25
36.81
27.31
5.15
7.49
31.84
12.90
9.08
15.76
9.25
27.07
26.51
12.12
16.80
5.45
11.33
5.57
7.75
26.64
14.86
19.77
16.23
7.16
8.63
7.82
19.70
29.20
29.37
39.83
47.64
16.97
17.64
24.96
50.88
30.94
112.71
74.29
84.06
34.65
48.97
40.38
34.74
6.72
3.11
2.89
3.10
3.27
4.94
3.53
2.49
2.74
4.17
7.75
4.94
2.21
3.83
4.91
11.47
18.06
4.31
5.99
2.95
9.03
71.20
5.08
6.79
9.55
11.27
10.59
6.50
7.11
11.67
17.49
11.33
12.17
19.10
11.53
33.98
22.49
7.58
8.66
18.26
75.82
76.67
19.66
23.58
30.38
98.91
63.61
63.17
96.18
61.30
Full time .................................................................
Part time ................................................................
1.49
2.22
1.72
7.61
1.50
7.34
2.98
5.57
6.38
14.48
4.03
7.21
3.59
23.09
5.18
32.97
12.18
66.68
19.20
46.69
Union .....................................................................
Nonunion ...............................................................
1.53
1.81
1.82
2.10
1.86
1.28
4.74
2.94
7.64
6.93
7.22
4.19
10.21
5.17
6.30
7.22
17.18
16.01
58.69
18.64
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.47
6.97
2.42
2.63
1.07
2.14
3.72
7.23
2.82
1.38
1.86
1.95
3.38
10.03
2.13
1.33
1.33
3.18
6.23
20.06
6.22
2.74
3.24
4.29
7.14
16.39
23.02
6.08
7.29
16.36
10.21
15.13
13.37
4.94
4.64
5.78
11.69
33.67
7.61
7.38
4.67
5.77
12.69
22.71
12.47
8.77
6.22
8.27
47.82
123.82
35.27
13.77
11.04
18.92
63.41
166.96
27.04
36.66
25.27
44.03
Goods-producing industries ...................................
1.37
2.22
2.59
3.67
4.72
8.90
13.11
9.98
16.65
35.97
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
2.70
3.40
3.48
2.58
5.54
2.25
3.36
5.08
2.06
2.34
6.39
6.29
9.49
4.03
4.25
1.30
1.77
2.70
4.85
4.86
7.69
3.15
4.77
5.98
2.90
2.47
5.02
7.32
5.25
3.16
5.38
4.57
9.84
11.66
10.39
10.73
6.73
16.34
8.50
4.64
5.13
12.30
16.63
16.08
8.37
22.57
11.91
20.34
3.32
13.13
18.08
24.35
8.69
15.61
9.15
17.98
7.16
12.82
30.35
25.37
40.10
22.80
7.38
12.46
19.39
19.86
12.47
26.08
77.90
47.32
16.71
26.27
21.41
35.86
24.27
28.75
5.17
57.29
33.53
39.60
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2015—continued
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$2.43
2.58
2.19
1.47
2.66
2.36
$3.02
4.40
4.26
1.92
3.17
2.64
$3.61
3.44
4.12
2.09
1.76
1.99
$5.87
9.06
7.28
2.12
4.92
2.27
$11.89
19.93
7.97
3.63
7.89
4.71
$7.77
10.50
11.86
7.35
3.81
5.58
$7.50
10.79
8.10
3.91
6.29
3.62
$11.19
17.62
25.30
5.65
5.87
8.18
$23.25
30.95
41.05
13.30
21.47
14.26
$37.73
44.07
44.57
16.93
25.41
25.43
3.06
3.59
3.65
4.09
2.37
1.23
5.07
2.71
2.25
4.74
0.86
5.88
0.41
2.00
3.58
2.24
3.29
2.71
13.71
4.27
3.17
3.59
4.76
1.85
5.94
1.73
2.83
6.25
2.78
2.64
2.28
10.02
1.90
2.81
2.51
5.37
3.20
4.66
5.19
5.29
7.47
5.46
3.17
3.33
10.97
6.57
5.93
5.43
22.32
4.22
2.45
5.91
12.43
16.72
9.33
5.25
7.37
8.64
15.33
25.06
13.15
–
8.80
7.24
10.59
10.51
12.74
8.64
7.12
9.63
16.58
14.45
4.79
11.24
15.56
13.86
9.20
8.41
6.11
13.03
3.80
10.54
14.55
34.36
25.05
9.66
7.41
27.04
8.75
12.11
10.03
12.31
4.99
7.25
12.98
13.57
63.74
15.08
15.71
8.92
27.79
11.81
19.79
14.89
13.83
17.66
22.57
16.13
33.35
29.16
52.67
42.87
34.77
56.10
21.04
38.25
32.24
20.63
57.64
34.34
27.88
33.63
29.66
39.53
83.14
106.14
84.98
57.45
147.79
51.20
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2015
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
60
59
97
38
37
98
34
33
96
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
78
85
75
72
77
84
74
71
99
99
98
98
46
61
39
23
45
60
39
22
99
98
99
98
53
61
49
40
51
59
48
39
97
97
97
96
82
77
35
71
58
45
65
60
81
76
33
68
56
43
64
58
98
99
95
96
98
96
98
97
21
38
21
26
37
29
42
38
20
38
20
25
36
27
41
38
98
99
96
97
97
94
98
99
41
51
13
22
33
21
41
28
40
49
13
21
32
19
39
27
97
96
97
98
96
94
97
97
53
66
66
72
60
52
64
63
70
57
98
97
96
97
95
32
44
46
53
40
32
43
44
52
37
100
99
96
98
94
20
35
31
35
28
19
34
30
33
26
97
97
94
96
93
Full time .................................................................
Part time ................................................................
75
14
74
12
98
89
45
14
44
13
98
93
44
5
42
5
96
96
Union .....................................................................
Nonunion ...............................................................
86
56
84
55
98
97
49
36
47
35
96
98
36
34
35
33
96
97
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
25
13
63
76
85
89
23
11
62
74
85
88
92
89
98
98
99
99
17
13
37
47
54
59
16
12
36
46
53
58
94
94
97
98
99
99
8
3
32
45
57
61
8
3
31
43
55
60
95
91
96
96
97
98
Goods-producing industries ...................................
71
70
98
53
53
99
38
37
97
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
58
69
76
76
84
64
88
83
57
67
74
74
81
63
87
81
97
98
98
98
97
98
99
98
35
30
26
23
30
33
45
26
34
30
25
23
29
33
45
25
97
99
98
98
97
99
99
97
34
41
42
37
55
41
60
30
32
40
40
35
52
39
58
29
96
97
95
97
94
97
96
95
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2015—continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
41
36
56
78
71
85
40
35
53
76
69
84
97
97
95
98
98
98
28
26
35
46
44
49
28
26
34
45
42
48
97
97
97
98
97
98
23
20
31
44
38
51
22
20
30
43
37
49
96
96
97
97
97
96
60
59
60
63
62
64
64
63
63
62
54
57
52
59
57
60
61
60
62
61
61
61
61
52
56
51
99
98
99
97
98
97
96
97
97
98
98
97
98
61
39
69
33
36
31
28
38
40
33
25
30
23
60
37
68
32
35
29
28
36
39
32
24
29
23
99
97
99
97
96
96
98
97
97
98
97
97
98
34
34
34
34
36
34
31
38
37
39
30
36
28
33
34
33
33
34
33
30
37
36
38
29
34
27
97
98
97
96
96
95
97
97
96
97
96
94
98
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2015
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.2
0.6
0.6
0.3
0.6
0.6
0.3
0.9
1.2
1.1
1.8
0.9
1.2
1.1
1.7
0.2
0.2
0.2
0.4
1.1
1.7
1.1
1.5
1.1
1.7
1.1
1.5
0.3
0.7
0.2
0.8
1.1
1.5
1.3
2.1
1.1
1.4
1.3
2.1
0.3
0.7
0.3
0.8
2.0
2.0
1.4
2.6
1.0
1.5
1.3
1.7
2.0
2.0
1.3
2.5
1.0
1.5
1.3
1.7
0.4
0.2
0.9
1.2
0.3
0.7
0.2
0.4
1.8
2.5
1.2
2.6
1.0
1.3
1.2
1.6
1.8
2.5
1.2
2.6
0.9
1.3
1.2
1.6
1.0
0.3
1.0
2.3
0.3
0.8
0.3
0.3
2.7
2.5
0.9
2.2
0.9
1.1
1.2
1.3
2.6
2.5
0.9
2.1
0.8
1.1
1.2
1.3
0.8
0.6
0.7
0.6
0.4
1.0
0.5
0.6
2.8
2.2
1.4
1.8
1.8
2.8
2.2
1.4
1.8
1.7
0.5
0.5
0.4
0.6
0.6
2.1
2.3
1.3
1.7
1.6
2.1
2.3
1.3
1.7
1.5
0.3
0.5
0.7
0.5
1.3
1.7
2.0
1.4
1.8
1.6
1.7
2.1
1.3
1.8
1.5
0.9
0.8
0.8
1.0
1.2
Full time .................................................................
Part time ................................................................
0.7
0.7
0.7
0.6
0.2
1.5
0.7
0.9
0.7
0.8
0.2
1.3
0.8
0.5
0.7
0.5
0.3
0.9
Union .....................................................................
Nonunion ...............................................................
1.0
0.7
1.0
0.7
0.3
0.2
1.4
0.7
1.4
0.7
0.7
0.3
1.3
0.7
1.3
0.7
0.6
0.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.2
1.1
0.8
0.7
1.0
1.0
1.0
1.1
0.8
0.7
1.0
0.9
2.5
0.2
0.2
0.2
0.2
0.9
1.0
1.1
1.0
1.2
1.7
0.9
0.9
1.0
1.0
1.2
1.7
1.1
1.7
0.3
0.3
0.3
0.2
0.6
0.5
1.1
1.0
1.1
1.5
0.6
0.4
1.1
1.0
1.1
1.5
1.0
4.5
0.4
0.4
0.3
0.3
Goods-producing industries ...................................
1.0
1.0
0.4
1.3
1.3
0.2
1.3
1.3
0.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.5
1.2
1.7
1.7
2.4
0.8
2.0
0.7
1.5
1.1
1.6
1.8
2.4
0.8
2.0
0.2
0.3
0.5
0.3
1.3
0.3
0.3
0.3
0.7
1.2
1.4
1.9
2.1
2.0
2.4
1.9
0.6
1.2
1.4
1.9
2.0
2.0
2.4
1.8
0.3
0.3
0.7
0.9
1.1
0.3
0.2
1.2
0.7
1.7
1.8
2.1
3.4
2.4
2.2
1.8
0.7
1.7
1.8
2.1
3.2
2.4
2.2
1.7
0.3
0.4
0.7
1.0
0.9
0.4
0.6
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2015—continued
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
1.0
1.1
2.2
0.6
1.1
0.8
0.9
1.1
2.2
0.6
1.0
0.8
0.4
0.4
0.9
0.2
0.3
0.2
0.8
0.9
1.8
0.9
1.3
1.2
0.8
0.9
1.8
0.8
1.3
1.2
0.5
0.6
0.6
0.3
0.4
0.4
0.9
1.0
1.8
0.9
1.2
1.1
0.9
1.0
1.8
0.8
1.2
1.1
0.6
0.8
0.7
0.3
0.3
0.4
1.2
2.2
1.4
1.1
1.7
2.8
1.7
1.8
1.8
3.9
1.1
2.0
1.3
1.2
2.0
1.4
1.1
1.6
2.7
1.8
1.7
1.7
3.7
1.1
2.0
1.3
0.3
0.6
0.4
0.3
0.4
0.9
0.7
0.5
0.6
0.8
0.3
0.5
0.3
1.7
2.3
2.3
1.0
1.2
2.9
1.7
1.3
1.5
2.6
1.2
2.4
1.4
1.8
2.3
2.4
1.0
1.2
2.9
1.8
1.3
1.4
2.6
1.2
2.5
1.3
0.4
0.8
0.4
0.5
0.7
1.7
0.5
0.6
0.8
0.5
0.8
1.6
1.0
1.5
2.6
1.8
1.1
1.7
2.5
1.5
1.4
1.6
3.0
1.1
2.8
1.0
1.5
2.6
1.8
1.1
1.6
2.9
1.4
1.4
1.5
2.9
1.1
3.0
0.9
0.6
0.5
0.7
0.6
0.7
2.5
0.5
0.5
0.6
0.8
0.5
1.4
0.3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 17. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2015
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
5
95
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
5
4
5
9
95
96
95
91
9
3
9
9
5
8
4
6
91
97
91
91
95
92
96
94
5
6
4
5
4
95
94
96
95
96
Full time .................................................................
Part time ................................................................
5
5
95
95
Union .....................................................................
Nonunion ...............................................................
5
6
95
94
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
8
7
6
5
5
5
92
93
94
95
95
95
Goods-producing industries ...................................
5
95
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
6
5
9
9
2
2
10
94
95
91
91
98
98
90
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2015—continued
(All workers with basic life insurance coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Employee
contribution not
required
7
8
5
5
5
5
93
92
95
95
95
95
5
10
3
6
5
12
5
5
6
4
4
7
3
95
90
97
94
95
88
95
95
94
96
96
93
97
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.7
0.6
1.5
0.5
0.7
0.6
1.5
1.0
0.9
1.2
1.5
0.5
1.1
0.4
0.8
1.0
0.9
1.2
1.5
0.5
1.1
0.4
0.8
1.0
1.1
0.6
0.9
0.6
1.0
1.1
0.6
0.9
0.6
Full time .................................................................
Part time ................................................................
0.4
0.7
0.4
0.7
Union .....................................................................
Nonunion ...............................................................
0.5
0.5
0.5
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
2.3
0.6
0.5
0.5
0.6
1.4
2.3
0.6
0.5
0.5
0.6
Goods-producing industries ...................................
0.7
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
0.8
1.7
1.3
0.4
0.6
1.2
0.5
0.8
1.7
1.3
0.4
0.6
1.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Employee
contribution not
required
0.8
1.0
0.9
0.5
0.5
0.7
0.8
1.0
0.9
0.5
0.5
0.7
0.7
1.7
0.7
0.9
0.9
3.6
1.2
0.7
0.9
0.9
0.7
1.8
0.5
0.7
1.7
0.7
0.9
0.9
3.6
1.2
0.7
0.9
0.9
0.7
1.8
0.5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2015
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
57
2
37
3
1
64
72
61
40
2
1
2
1
31
24
34
53
2
2
2
4
1
1
1
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
34
74
49
38
61
59
62
40
1
–
1
3
2
2
2
1
58
23
46
53
34
35
34
55
4
1
3
4
2
3
2
4
3
–
1
1
1
1
(2)
(2)
26
49
49
49
50
–
1
1
1
–
68
46
44
45
44
4
4
5
5
4
–
(2)
(2)
(2)
–
Full time .................................................................
Part time ................................................................
58
52
2
–
37
41
3
5
1
–
Union .....................................................................
Nonunion ...............................................................
37
63
1
2
52
34
9
1
1
1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
51
44
52
57
64
68
1
–
1
1
2
3
46
52
43
37
31
27
2
3
3
3
3
2
(2)
–
1
1
1
(2)
Goods-producing industries ...................................
50
2
44
4
(2)
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
59
56
43
34
60
66
77
36
2
1
1
1
2
–
–
3
36
39
50
59
34
31
19
52
3
3
4
4
3
2
2
7
1
1
2
3
1
–
–
2
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2015—continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
49
48
51
61
61
62
(2)
1
(2)
2
2
2
48
49
47
32
34
31
2
2
2
3
3
4
1
1
(2)
1
(2)
1
62
65
61
58
62
57
53
55
53
57
54
57
53
–
2
–
2
2
–
1
1
2
1
2
1
–
32
31
32
37
32
38
44
40
41
37
41
41
42
4
3
5
2
2
2
2
4
3
5
3
–
3
–
–
–
1
2
–
(2)
(2)
(2)
(2)
(2)
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2015
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
0.8
0.2
0.7
0.2
0.1
1.2
1.4
1.5
2.4
0.2
0.3
0.3
0.3
1.1
1.3
1.4
2.3
0.2
0.3
0.3
0.7
0.2
0.3
0.2
0.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.7
3.4
1.8
3.0
1.0
1.6
1.2
1.8
0.4
–
0.2
0.7
0.3
0.4
0.3
0.3
2.6
3.4
1.7
3.1
1.0
1.5
1.2
1.7
0.9
0.6
0.5
1.2
0.3
0.6
0.2
0.7
0.7
–
0.2
0.2
0.2
0.3
0.2
0.2
2.5
2.4
1.6
2.0
2.2
–
0.4
0.2
0.3
–
2.5
2.3
1.7
2.1
2.3
1.3
0.8
0.6
1.0
0.6
–
0.1
0.1
0.1
–
Full time .................................................................
Part time ................................................................
0.8
2.7
0.2
–
0.7
2.6
0.2
0.9
0.1
–
Union .....................................................................
Nonunion ...............................................................
1.4
0.8
0.2
0.2
1.3
0.8
0.7
0.2
0.2
0.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.8
4.3
1.4
1.1
1.1
1.6
0.2
–
0.2
0.2
0.3
0.6
1.8
4.3
1.4
1.0
1.0
1.4
0.4
0.8
0.4
0.3
0.3
0.4
0.1
–
0.2
0.2
0.1
0.1
Goods-producing industries ...................................
1.8
0.3
1.8
0.6
0.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.9
1.9
2.2
2.2
4.0
2.5
2.1
2.6
0.2
0.2
0.4
0.3
1.0
–
–
0.6
0.8
1.7
2.1
2.2
3.9
2.3
2.0
2.7
0.2
0.4
0.5
0.6
0.9
0.6
0.5
0.6
0.2
0.3
0.7
0.8
0.5
–
–
0.5
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2015—continued
Basic life insurance method of payment
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
1.4
1.5
2.7
0.9
1.3
1.1
0.1
0.2
0.2
0.2
0.3
0.4
1.4
1.4
2.7
0.8
1.2
1.0
0.3
0.4
0.4
0.3
0.4
0.4
0.1
0.2
0.1
0.2
0.1
0.3
1.2
2.0
1.5
1.3
2.0
3.3
2.1
1.9
2.4
2.9
1.5
2.7
1.9
–
0.6
–
0.3
0.4
–
0.4
0.3
0.3
0.3
0.3
0.5
–
1.3
2.0
1.7
1.2
1.7
3.0
2.0
1.8
2.4
2.5
1.4
2.7
1.6
0.5
0.9
0.5
0.3
0.4
0.8
0.4
0.6
0.5
1.4
0.3
–
0.4
–
–
–
0.3
0.6
–
0.1
0.1
0.1
0.1
0.1
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1
National Compensation Survey, March 2015
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts2
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
(3)
61
11
24
4
1.4
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
(3)
1
–
–
58
56
59
51
11
9
12
21
26
28
24
25
5
6
–
–
1.4
1.4
1.4
1.4
1.0
1.0
1.0
–
–
–
1
–
(3)
–
(3)
1
51
77
65
58
64
72
61
62
24
9
11
16
10
8
10
12
24
13
21
19
22
18
24
23
1
–
3
8
3
–
4
2
1.4
1.2
1.3
1.5
1.3
1.3
1.4
1.3
–
1.0
1.0
1.0
1.0
1.0
1.0
1.0
–
2
(3)
–
–
60
62
61
58
65
15
11
14
12
16
22
23
22
26
17
2
2
2
–
–
1.3
1.3
1.3
1.4
1.3
1.0
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
(3)
–
60
76
11
6
24
15
4
–
1.4
1.2
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
1
(3)
64
61
15
10
15
25
5
4
1.3
1.4
1.0
1.0
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
(3)
(3)
1
68
62
65
58
59
57
8
–
12
12
10
10
21
25
20
25
26
27
–
–
2
4
5
6
1.3
1.4
1.3
1.4
1.4
1.4
1.0
1.0
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
–
54
10
31
–
1.4
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1
–
–
–
–
–
1
–
62
63
48
47
48
70
74
56
11
12
19
24
13
9
10
19
22
22
29
28
31
18
14
18
4
–
–
2
–
–
1
–
1.3
1.3
1.4
1.4
1.5
1.3
1.2
1.4
1.0
1.0
–
1.5
–
1.0
1.0
1.0
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1
National Compensation Survey, March 2015—continued
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
(3)
–
–
(3)
(3)
1
60
62
56
62
63
60
11
9
15
11
9
13
25
24
27
23
23
24
4
–
–
4
4
3
1.4
1.4
1.4
1.4
1.4
1.3
1.0
1.0
1.0
1.0
1.0
1.0
–
–
–
(3)
–
–
–
–
–
–
–
–
–
57
63
55
62
64
59
60
58
60
55
67
72
64
16
15
16
8
8
9
8
12
12
13
9
14
6
22
20
23
25
23
28
28
25
24
28
20
12
25
–
–
–
3
–
–
–
–
–
–
–
–
–
1.4
1.3
1.4
1.4
1.3
1.4
1.4
1.4
1.4
1.4
1.3
1.2
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount.
3 Less than 0.5.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
civilian workers,1 National Compensation Survey, March 2015
Multiple of annual earnings amounts2
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
0.1
1.1
0.6
1.0
0.4
(3)
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.1
0.3
–
–
1.7
1.9
2.0
4.4
0.9
1.0
1.2
2.5
1.5
1.8
1.7
4.3
0.7
0.8
–
–
(3)
(3)
(3)
(3)
0.0
0.0
0.0
–
–
–
0.2
–
0.1
–
0.1
0.5
5.5
3.1
2.8
5.0
1.5
3.1
1.5
2.7
3.5
1.4
1.5
3.5
0.8
1.3
1.0
1.7
4.4
2.7
2.8
4.1
1.4
2.8
1.3
2.4
0.3
–
0.7
2.3
0.4
–
0.5
0.5
(3)
(3)
(3)
0.1
(3)
(3)
(3)
(3)
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.7
0.2
–
–
5.3
3.0
2.0
2.6
3.1
3.7
1.8
1.3
1.9
2.1
4.6
3.0
1.7
2.2
2.6
0.7
0.6
0.6
–
–
(3)
(3)
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.1
–
1.1
3.6
0.6
1.3
1.1
3.3
0.4
–
(3)
(3)
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.2
0.1
2.3
1.2
1.7
0.6
1.7
1.1
1.5
0.4
(3)
(3)
0.0
0.0
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.2
0.1
0.1
0.2
3.3
7.6
1.4
1.5
1.5
2.1
1.3
–
1.1
0.9
0.8
1.3
3.3
6.7
1.2
1.4
1.3
1.7
–
–
0.4
0.7
0.6
0.8
(3)
0.1
(3)
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
–
1.9
1.3
2.0
–
(3)
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.1
–
–
–
–
–
0.3
–
1.3
2.7
3.8
3.8
6.1
3.2
3.0
4.3
0.7
1.4
2.3
2.8
2.3
1.6
1.6
2.4
1.2
2.7
5.0
4.2
7.9
2.6
2.6
3.1
0.5
–
–
0.5
–
–
0.2
–
(3)
(3)
(3)
(3)
0.1
(3)
(3)
0.1
0.0
0.0
–
0.3
–
0.0
0.0
0.0
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
civilian workers,1 National Compensation Survey, March 2015—continued
Multiple of annual earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
0.2
–
–
0.1
0.1
0.2
2.3
3.0
3.3
1.3
1.6
2.0
1.4
1.6
2.6
0.7
0.9
1.0
1.8
2.1
3.2
1.3
1.5
2.0
0.7
–
–
0.5
1.0
0.4
(3)
(3)
(3)
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
0.2
–
–
–
–
–
–
–
–
–
2.1
3.2
2.8
1.9
2.0
6.8
3.6
2.6
2.7
5.2
2.5
4.4
2.9
1.3
3.0
1.3
0.8
1.1
2.7
1.0
1.4
1.5
2.8
1.5
3.9
1.2
1.9
2.3
2.7
1.7
1.3
7.2
3.6
2.4
2.3
5.2
1.9
1.7
2.7
–
–
–
0.7
–
–
–
–
–
–
–
–
–
(3)
(3)
(3)
(3)
(3)
0.1
(3)
(3)
(3)
0.1
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.2
0.0
0.0
0.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount.
3 Less than 0.05.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 20. Life insurance plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2015
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$500,000 $1,000,000
With no
maximum
benefit
amount
75
$50,000
$70,000
$200,000
25
76
78
75
64
50,000
50,000
50,000
50,000
100,000
100,000
100,000
50,000
300,000
300,000
300,000
100,000
750,000
750,000
600,000
–
–
–
1,000,000
500,000
24
22
25
36
55
79
75
56
80
82
78
63
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
100,000
50,000
50,000
50,000
50,000
70,000
–
100,000
–
200,000
100,000
200,000
100,000
200,000
200,000
–
750,000
500,000
–
500,000
500,000
500,000
500,000
500,000
1,000,000
1,000,000
750,000
1,000,000
1,000,000
1,000,000
–
45
21
25
44
20
18
22
37
64
63
67
64
71
50,000
50,000
50,000
50,000
50,000
100,000
50,000
70,000
100,000
–
170,000
200,000
200,000
250,000
–
–
–
500,000
500,000
450,000
1,000,000
2,000,000
1,000,000
1,000,000
1,000,000
36
37
33
36
29
Full time .................................................................
Part time ................................................................
76
67
50,000
50,000
70,000
50,000
200,000
–
500,000
400,000
1,000,000
750,000
24
33
Union .....................................................................
Nonunion ...............................................................
57
78
50,000
50,000
50,000
–
100,000
250,000
300,000
500,000
1,000,000
1,000,000
43
22
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
77
76
77
75
73
75
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
50,000
–
100,000
100,000
200,000
–
170,000
200,000
300,000
300,000
500,000
–
500,000
500,000
750,000
800,000
1,000,000
–
1,000,000
1,000,000
–
2,000,000
23
24
23
25
27
25
Goods-producing industries ...................................
67
50,000
100,000
300,000
600,000
1,000,000
33
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
77
75
65
51
80
80
78
48
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
–
50,000
50,000
50,000
100,000
–
50,000
200,000
200,000
–
100,000
–
250,000
400,000
–
500,000
500,000
300,000
200,000
400,000
500,000
–
250,000
1,000,000
1,000,000
500,000
350,000
500,000
1,000,000
1,000,000
500,000
23
25
35
49
20
20
22
52
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2015—continued
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
79
82
74
74
77
71
$50,000
50,000
50,000
50,000
50,000
50,000
–
–
–
–
$50,000
–
$200,000
200,000
200,000
250,000
200,000
300,000
73
73
73
78
75
84
80
71
73
69
77
83
74
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
100,000
100,000
–
–
–
–
–
–
100,000
–
50,000
–
50,000
200,000
200,000
250,000
–
255,000
–
250,000
250,000
250,000
250,000
200,000
150,000
200,000
75th
percentile
90th
percentile
$500,000 $1,000,000
500,000 1,000,000
500,000 1,000,000
500,000 1,000,000
500,000 1,000,000
–
–
With no
maximum
benefit
amount
21
18
26
26
23
29
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
500,000
500,000
500,000
–
750,000
500,000
500,000
500,000
500,000
500,000
500,000
–
500,000
1,000,000
1,000,000
1,000,000
1,500,000
2,000,000
1,000,000
–
1,000,000
1,000,000
1,000,000
1,000,000
1,000,000
1,000,000
27
27
27
22
25
16
20
29
27
31
23
17
26
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, civilian workers,1 National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
0.9
$0.00
$14,381.12
$32,614.53
$0.00
$0.00
0.9
1.2
1.7
1.4
3.5
0.00
0.00
0.00
0.00
0.00
0.00
10,363.40
0.00
25,977.49
9,460.44
69,651.62
26,907.94
149,395.66
21,154.20
163,415.31
–
–
–
101,231.17
0.00
1.2
1.7
1.4
3.5
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
5.3
1.9
2.3
4.7
1.0
1.7
1.1
3.0
0.00
0.00
0.00
13,814.19
0.00
0.00
0.00
0.00
0.00
16,198.65
0.00
0.00
0.00
0.00
20,930.90
–
21,670.82
–
58,125.94
18,897.22
9,460.44
20,618.56
0.00
25,821.99
–
178,091.44
22,862.20
–
0.00
0.00
0.00
62,753.49
148,531.98
0.00
33,447.72
188,438.65
76,857.01
72,048.59
135,452.94
–
5.3
1.9
2.3
4.7
1.0
1.7
1.1
3.0
5.4
3.3
2.4
3.2
3.0
0.00
0.00
0.00
0.00
0.00
4,335.32
0.00
3,724.58
8,192.98
–
26,217.55
19,503.20
0.00
12,262.14
–
–
–
0.00
118,160.91
96,644.81
0.00
94,604.44
0.00
0.00
182,711.52
5.4
3.3
2.4
3.2
3.0
Full time .................................................................
Part time ................................................................
0.9
3.3
0.00
0.00
12,389.21
3,065.53
49,561.35
–
14,958.28
114,310.98
0.00
40,690.91
0.9
3.3
Union .....................................................................
Nonunion ...............................................................
2.4
0.9
0.00
0.00
0.00
–
17,824.84
37,137.51
73,888.43
43,866.27
42,833.98
0.00
2.4
0.9
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.0
3.9
1.3
1.3
1.2
1.7
0.00
0.00
0.00
0.00
0.00
0.00
668.95
–
0.00
–
0.00
16,896.89
27,912.32
–
40,674.41
2,675.82
6,689.54
16,027.01
0.00
–
0.00
0.00
203,014.16
215,004.07
0.00
–
0.00
0.00
–
567,311.20
2.0
3.9
1.3
1.3
1.2
1.7
Goods-producing industries ...................................
2.4
0.00
0.00
49,157.91
142,221.66
0.00
2.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.9
1.5
3.1
4.4
2.5
1.7
2.0
4.1
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
–
0.00
0.00
0.00
8,488.08
–
0.00
0.00
10,034.32
–
0.00
–
55,086.27
52,161.29
–
0.00
0.00
56,612.68
59,457.97
49,157.91
0.00
–
54,854.26
0.00
0.00
21,154.20
75,683.55
71,424.79
0.00
0.00
30,655.34
0.9
1.5
3.1
4.4
2.5
1.7
2.0
4.1
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, civilian workers,1 National
Compensation Survey, March 2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.4
1.6
2.7
1.1
1.5
1.4
$0.00
0.00
0.00
0.00
0.00
0.00
–
–
–
–
$2,675.82
–
$0.00
29,706.40
25,986.10
19,923.16
0.00
19,787.94
$0.00
0.00
0.00
114,211.11
0.00
–
$0.00
0.00
275,816.97
0.00
0.00
–
1.4
1.6
2.7
1.1
1.5
1.4
1.3
2.2
1.6
1.3
1.6
3.4
2.2
2.3
2.9
3.5
2.2
2.9
2.9
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
27,049.26
1,337.91
–
–
–
–
–
–
23,820.79
–
0.00
–
0.00
34,759.89
0.00
51,600.63
–
61,003.36
–
60,205.90
20,780.70
60,079.41
60,019.79
53,649.98
41,776.19
42,000.54
0.00
37,841.78
0.00
–
209,228.79
135,452.94
73,356.58
0.00
14,958.28
0.00
0.00
–
0.00
0.00
121,337.34
0.00
390,751.84
47,302.22
133,790.88
–
0.00
195,719.19
0.00
0.00
0.00
76,857.01
1.3
2.2
1.6
1.3
1.6
3.4
2.2
2.3
2.9
3.5
2.2
2.9
2.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth
of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2015
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
$10,000
$20,000
$35,000
$50,000
10,000
10,000
–
–
–
15,000
10,000
10,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
6,000
–
5,000
–
–
–
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
25,000
–
15,000
–
20,000
15,000
20,000
20,000
50,000
50,000
25,000
25,000
30,000
–
40,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
–
–
10,000
15,000
20,000
20,000
20,000
20,000
25,000
30,000
26,000
25,000
30,000
50,000
50,000
50,000
50,000
50,000
Full time .................................................................
Part time ................................................................
10,000
5,000
10,000
5,000
20,000
–
35,000
–
50,000
50,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
10,000
20,000
20,000
40,000
25,000
50,000
50,000
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5,000
5,000
10,000
10,000
10,000
–
10,000
10,000
10,000
10,000
10,000
15,000
15,000
–
20,000
20,000
25,000
30,000
20,000
20,000
25,000
35,000
50,000
50,000
25,000
–
50,000
50,000
50,000
–
Goods-producing industries ...................................
10,000
12,500
20,000
30,000
50,000
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
–
–
–
–
5,000
10,000
5,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
20,000
20,000
20,000
–
20,000
20,000
–
20,000
40,000
46,000
46,000
50,000
–
45,000
30,000
30,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Establishment characteristics
See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2015—continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
10,000
10,000
5,000
10,000
5,000
–
$15,000
–
10,000
10,000
10,000
$20,000
20,000
20,000
20,000
20,000
20,000
$30,000
30,000
30,000
40,000
25,000
50,000
$50,000
50,000
50,000
50,000
50,000
50,000
5,000
5,000
5,000
10,000
10,000
10,000
–
10,000
10,000
10,000
–
10,000
5,000
10,000
–
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
10,000
–
10,000
20,000
20,000
25,000
20,000
20,000
20,000
–
20,000
20,000
20,000
20,000
20,000
20,000
50,000
40,000
50,000
25,000
25,000
50,000
25,000
30,000
26,000
40,000
40,000
–
40,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as
or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount
shown. The remaining percentiles follow the same logic.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2015
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
$0.00
$0.00
$4,961.61
$0.00
1,608.05
0.00
–
–
–
334.48
334.48
0.00
1,892.09
0.00
4,457.97
1,901.53
0.00
0.00
0.00
1,824.66
0.00
0.00
0.00
0.00
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
1,750.82
–
0.00
–
–
–
0.00
987.70
668.95
0.00
1,158.66
0.00
0.00
2,202.48
0.00
231.73
–
0.00
–
0.00
3,602.43
1,638.60
3,831.19
1,804.94
668.95
0.00
2,317.33
6,840.04
–
9,863.98
1,218.89
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2,206.54
0.00
0.00
0.00
0.00
0.00
4,036.52
–
–
2,526.13
2,411.95
0.00
0.00
0.00
0.00
0.00
3,199.11
3,230.43
1,970.86
4,652.00
11,460.03
0.00
0.00
1,984.44
0.00
Full time .................................................................
Part time ................................................................
0.00
0.00
0.00
189.21
0.00
–
4,635.07
–
0.00
0.00
Union .....................................................................
Nonunion ...............................................................
0.00
0.00
0.00
799.95
0.00
0.00
365.73
4,425.73
0.00
0.00
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.00
0.00
0.00
0.00
2,304.51
–
0.00
1,057.71
1,018.92
707.95
2,701.62
0.00
0.00
–
0.00
0.00
0.00
6,663.59
4,550.86
3,065.53
0.00
5,905.77
0.00
0.00
2,411.95
–
0.00
0.00
0.00
–
Goods-producing industries ...................................
0.00
3,700.47
0.00
3,567.48
0.00
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
–
–
–
–
0.00
2,140.65
0.00
0.00
0.00
0.00
0.00
0.00
1,319.38
668.95
535.16
0.00
0.00
983.16
2,991.66
–
4,871.90
1,892.09
–
0.00
4,217.07
7,560.28
6,888.16
4,192.43
–
12,337.54
5,224.70
6,520.16
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2015—continued
Flat dollar amounts3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
0.00
1,158.66
1,290.23
668.95
0.00
–
$3,775.30
–
0.00
267.58
0.00
$0.00
0.00
0.00
0.00
0.00
780.13
$3,244.26
7,187.45
4,855.34
5,357.54
1,226.21
8,153.82
$0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1,189.16
1,771.05
2,902.58
0.00
–
0.00
0.00
0.00
–
0.00
627.53
0.00
–
0.00
0.00
0.00
2,325.04
0.00
0.00
0.00
3,674.38
0.00
–
0.00
2,604.63
2,991.66
3,886.85
668.95
917.83
0.00
–
0.00
0.00
2,834.98
0.00
0.00
668.95
0.00
9,202.68
0.00
0.00
267.58
8,461.68
0.00
2,666.60
5,272.45
11,505.24
365.73
–
2,406.31
0.00
0.00
0.00
0.00
0.00
0.00
1,189.16
0.00
0.00
0.00
0.00
0.00
0.00
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as
or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount
shown. The remaining percentiles follow the same logic.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 22. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2015
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
44
40
15
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
48
50
47
42
39
38
40
41
12
12
–
16
1
1
–
2
40
54
30
47
48
46
41
46
42
44
40
45
34
39
36
34
37
44
45
46
47
44
13
11
29
17
–
–
12
–
12
–
–
3
1
1
(3)
–
–
2
–
1
–
–
Full time .................................................................
Part time ................................................................
45
35
41
26
13
39
1
1
Union .....................................................................
Nonunion ...............................................................
42
45
42
39
–
15
–
1
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
34
40
46
50
52
35
–
44
41
38
36
33
43
16
12
11
–
–
–
1
1
1
–
Goods-producing industries ...................................
42
47
9
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Public administration .........................................
44
38
43
36
61
35
50
38
43
39
47
24
45
39
17
18
–
13
–
–
–
1
1
–
4
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2015—continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
32
33
30
51
46
55
43
39
52
38
43
33
24
27
17
10
10
–
1
(3)
1
1
1
–
25
49
20
53
51
50
58
56
54
46
37
51
29
50
25
47
48
49
42
42
43
45
62
35
45
–
54
–
–
–
–
–
–
9
–
14
1
–
1
–
3
( )
–
–
3
3
1
1
1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,
except the federal government. See Technical Note for further explanation.
2 Employer assumes all risks and expenses of providing the benefit.
3 Less than 0.5.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 22. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2015
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
0.9
0.9
0.6
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.9
1.6
3.4
1.2
1.8
1.7
4.1
0.7
1.4
–
2.8
0.4
0.2
–
0.4
4.1
2.9
2.6
1.6
2.0
1.9
2.4
3.3
1.9
2.5
2.5
4.5
3.0
2.8
1.3
2.2
1.5
2.5
3.2
2.2
2.5
2.8
3.4
1.6
2.5
1.3
–
–
1.5
–
1.5
–
–
0.7
0.5
0.2
0.2
–
–
0.6
–
0.3
–
–
Full time .................................................................
Part time ................................................................
0.9
2.7
1.0
2.7
0.6
3.0
0.2
0.3
Union .....................................................................
Nonunion ...............................................................
2.2
1.0
2.0
1.0
–
0.7
–
0.2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
3.5
1.8
1.3
1.2
1.8
2.3
–
1.7
1.5
1.1
1.8
2.2
3.3
1.5
0.8
0.8
–
–
–
0.2
0.3
0.4
–
Goods-producing industries ...................................
1.8
1.8
0.8
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Public administration .........................................
1.1
2.0
3.0
4.1
2.5
3.0
4.4
1.0
2.2
3.0
4.1
2.2
3.2
4.3
0.7
1.2
–
2.1
–
–
–
0.3
0.3
–
1.0
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
1.5
1.7
2.6
1.2
1.7
1.8
1.5
1.8
2.8
1.1
1.8
1.7
1.2
1.6
2.5
0.7
1.1
–
0.2
0.2
0.3
0.3
0.2
–
1.5
3.2
1.6
1.9
2.6
5.5
2.7
1.6
1.9
1.9
3.6
1.9
1.4
3.1
1.4
1.9
2.6
5.6
2.7
1.5
1.9
2.1
3.5
2.2
1.4
–
1.4
–
–
–
–
–
–
1.3
–
2.0
0.2
–
0.2
–
0.1
–
–
0.8
1.1
0.2
0.4
0.3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,
except the federal government. See Technical Note for further explanation.
2 Employer assumes all risks and expenses of providing the benefit.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 23. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2015
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
16
84
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
12
12
12
10
88
88
88
90
10
13
33
17
22
15
14
11
14
10
18
90
87
67
83
78
85
86
89
86
90
82
Full time .................................................................
Part time ................................................................
14
35
86
65
Union .....................................................................
Nonunion ...............................................................
16
16
84
84
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
35
40
17
13
11
11
65
60
83
87
89
89
Goods-producing industries ...................................
11
89
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Public administration .........................................
18
16
8
8
7
20
18
82
84
92
92
93
80
82
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2015—continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Employee
contribution not
required
22
24
17
13
15
11
78
76
83
87
85
89
38
5
44
5
6
4
5
6
6
9
12
62
95
56
95
94
96
95
94
94
91
88
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in
the public sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2015
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.9
0.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
1.5
0.9
1.9
0.7
1.5
0.9
1.9
2.6
3.2
3.7
1.1
1.7
1.3
1.5
1.3
2.0
1.3
3.3
2.6
3.2
3.7
1.1
1.7
1.3
1.5
1.3
2.0
1.3
3.3
Full time .................................................................
Part time ................................................................
0.9
2.5
0.9
2.5
Union .....................................................................
Nonunion ...............................................................
1.1
1.0
1.1
1.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.5
4.6
1.5
0.9
0.8
1.2
3.5
4.6
1.5
0.9
0.8
1.2
Goods-producing industries ...................................
1.0
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Public administration .........................................
1.1
2.5
1.0
1.4
0.9
3.8
2.7
1.1
2.5
1.0
1.4
0.9
3.8
2.7
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Employee
contribution not
required
1.8
1.9
2.5
0.7
1.3
0.9
1.8
1.9
2.5
0.7
1.3
0.9
2.3
1.9
2.4
0.6
0.8
1.4
1.1
0.7
0.8
1.1
1.2
2.3
1.9
2.4
0.6
0.8
1.4
1.1
0.7
0.8
1.1
1.2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in
the public sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2015
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
5
2
70
22
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
–
1
–
1
1
1
–
69
63
74
88
27
34
22
6
1
–
2
2
–
2
5
2
3
2
16
5
14
17
9
–
–
–
1
–
–
–
3
4
5
–
88
86
86
70
66
71
58
60
66
58
76
4
10
6
26
29
25
22
32
16
20
11
–
–
–
1
–
–
–
–
1
1
–
Full time .................................................................
Part time ................................................................
6
2
2
2
68
89
23
8
1
(2)
Union .....................................................................
Nonunion ...............................................................
16
3
6
1
62
72
14
24
1
1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
2
7
6
4
1
–
–
1
3
2
1
84
90
75
68
63
63
8
5
17
22
31
33
–
–
1
1
1
1
Goods-producing industries ...................................
15
4
57
23
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Public administration .........................................
3
3
3
–
1
–
2
1
–
–
–
–
–
–
74
88
88
90
82
88
83
22
6
7
4
16
6
13
1
–
–
2
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2015—continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
5
5
4
6
7
4
2
2
–
2
2
–
76
75
80
66
67
66
17
18
13
25
24
26
(2)
(2)
–
1
1
–
3
5
3
5
5
7
3
10
11
3
4
2
–
–
–
–
–
–
–
3
3
2
–
3
81
67
84
64
68
63
56
62
62
71
76
68
14
28
12
27
23
23
39
24
24
23
20
24
–
–
–
–
–
–
–
1
(2)
2
–
3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2015
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.4
0.3
0.9
0.8
0.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
–
0.4
–
0.3
0.5
0.3
–
1.4
2.0
1.5
2.8
1.4
2.0
1.4
0.9
0.5
–
0.8
0.7
–
1.1
1.4
0.3
0.8
0.3
2.2
1.0
1.2
1.8
1.3
–
–
–
0.2
–
–
–
0.6
0.6
1.0
–
4.5
3.3
2.2
1.3
2.1
1.5
2.7
3.0
2.0
2.8
2.0
1.2
2.1
1.0
1.4
2.1
1.5
2.1
3.0
1.7
2.5
1.7
–
–
–
0.3
–
–
–
–
0.3
0.5
–
Full time .................................................................
Part time ................................................................
0.4
0.4
0.3
0.6
1.0
1.1
0.9
0.9
0.3
0.1
Union .....................................................................
Nonunion ...............................................................
1.4
0.3
0.8
0.3
1.8
1.1
1.2
1.0
0.6
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
0.7
0.6
0.6
0.5
0.4
–
–
0.3
0.4
0.3
0.3
1.8
1.7
1.4
1.3
1.4
2.0
0.9
1.2
1.3
1.1
1.4
1.9
–
–
0.2
0.5
0.3
0.5
Goods-producing industries ...................................
1.3
0.6
1.9
1.6
0.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Public administration .........................................
0.3
1.0
1.4
–
0.4
–
0.8
0.3
–
–
–
–
–
–
1.0
1.7
1.5
2.2
1.8
2.4
2.7
0.9
0.8
0.8
1.1
1.7
1.3
2.3
0.3
–
–
0.7
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.6
0.7
0.9
0.5
0.9
0.5
0.5
0.6
–
0.2
0.3
–
1.3
1.8
2.0
1.1
1.9
1.4
1.1
1.4
1.6
1.0
1.6
1.4
0.1
0.1
–
0.4
0.4
–
0.5
1.8
0.5
0.7
0.9
2.4
0.6
1.0
1.3
0.5
0.9
0.6
–
–
–
–
–
–
–
0.7
0.4
0.5
–
0.7
1.3
4.0
1.3
1.8
2.6
5.1
2.7
1.9
2.3
2.0
3.0
2.6
1.1
3.7
1.1
1.8
2.5
4.9
2.8
1.4
1.8
1.6
2.8
2.1
–
–
–
–
–
–
–
0.2
0.2
0.6
–
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2015
(All workers with short-term disability coverage = 100 percent)
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
92
12
21
26
26
26
8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
91
93
90
84
12
12
12
12
18
18
–
20
26
26
26
26
26
26
26
26
26
26
26
52
9
7
10
16
79
94
95
93
92
93
90
88
92
92
93
13
12
12
12
11
12
13
13
13
12
13
20
–
24
20
13
21
24
24
24
21
25
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
26
26
26
26
26
26
26
52
26
–
26
26
26
–
52
26
26
26
21
6
5
7
8
7
10
12
8
8
7
Full time .................................................................
Part time ................................................................
92
95
12
13
20
26
26
26
26
26
26
–
8
5
Union .....................................................................
Nonunion ...............................................................
86
94
13
12
26
18
26
26
26
26
52
26
14
6
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
94
95
94
92
90
89
12
13
12
12
12
12
21
26
21
18
22
22
26
26
26
26
26
26
26
26
26
26
26
26
26
52
26
26
26
26
6
5
6
8
10
11
Goods-producing industries ...................................
92
13
24
26
26
26
8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Public administration .........................................
92
92
84
79
89
97
86
12
12
13
13
13
12
–
21
–
22
22
26
13
24
26
26
26
26
26
26
26
26
26
26
–
26
26
26
26
26
52
52
26
26
52
8
8
16
21
11
3
14
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2015—continued
(All workers with short-term disability coverage = 100 percent)
Number of weeks2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
95
94
95
91
92
89
12
12
12
12
12
13
13
13
–
22
20
24
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
5
6
5
9
8
11
93
92
93
93
94
95
91
88
88
93
92
94
13
12
22
12
12
12
12
12
12
11
11
12
26
–
26
13
13
12
13
16
15
13
13
25
26
26
26
26
26
26
26
26
26
26
21
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
–
36
26
26
26
26
26
26
–
7
8
7
7
6
5
9
12
12
7
8
6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2015
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.5
0.0
1.0
0.0
0.0
0.0
0.5
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
1.1
0.9
2.0
0.0
0.1
0.0
0.8
3.0
2.7
–
3.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.8
0.0
0.0
0.0
0.0
0.8
1.1
0.9
2.0
2.9
1.7
0.7
0.6
1.1
0.6
1.7
2.4
1.0
1.4
1.2
0.1
1.2
0.3
0.0
0.8
0.0
0.0
0.2
0.6
1.3
0.2
1.6
–
4.4
1.6
1.6
0.9
1.3
1.5
2.6
4.2
1.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
–
5.7
0.0
0.0
0.0
2.9
1.7
0.7
0.6
1.1
0.6
1.7
2.4
1.0
1.4
1.2
Full time .................................................................
Part time ................................................................
0.5
0.8
0.0
0.5
2.1
0.0
0.0
0.0
0.0
0.0
0.0
–
0.5
0.8
Union .....................................................................
Nonunion ...............................................................
1.1
0.5
0.0
0.0
0.0
2.0
0.0
0.0
0.0
0.0
2.1
0.0
1.1
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.9
1.3
0.6
0.7
0.8
1.2
0.0
0.0
0.0
0.0
0.1
0.0
1.8
0.9
1.5
3.1
2.0
2.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
10.5
0.0
0.0
0.0
0.0
0.9
1.3
0.6
0.7
0.8
1.2
Goods-producing industries ...................................
1.1
1.1
2.0
0.0
0.0
0.0
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Public administration .........................................
0.6
0.9
1.8
3.0
1.3
1.0
2.2
0.0
0.0
0.0
0.0
1.4
0.1
–
1.8
–
0.0
2.0
0.0
0.4
3.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.2
0.0
4.5
0.6
0.9
1.8
3.0
1.3
1.0
2.2
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2015—continued
Number of weeks2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.6
0.7
1.3
0.7
1.0
0.8
0.0
0.0
0.6
1.0
0.0
0.0
1.0
1.3
–
1.3
2.8
1.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.6
0.7
1.3
0.7
1.0
0.8
0.7
1.7
0.7
1.0
1.2
1.0
2.4
1.3
1.7
1.1
2.7
0.9
1.6
1.4
6.1
0.0
0.0
1.2
0.0
0.0
0.0
1.3
0.9
1.3
0.0
–
0.0
0.4
3.2
1.3
2.3
4.0
4.0
0.0
0.4
4.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
4.3
2.7
0.0
0.0
0.0
0.0
0.0
–
0.7
1.7
0.7
1.0
1.2
1.0
2.4
1.3
1.7
1.1
2.7
0.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation
Survey, March 2015
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
1
21
2
39
24
14
62.5
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
(2)
1
(2)
–
18
16
20
28
2
1
2
5
40
37
42
31
23
27
21
16
16
18
15
21
63.7
64.9
63.0
64.0
60.0
60.0
60.0
60.0
–
–
–
1
–
1
1
–
2
3
–
31
21
30
22
22
23
20
16
17
14
19
3
–
–
1
–
1
2
–
(2)
(2)
–
29
49
33
39
38
39
40
49
43
42
45
20
18
26
23
22
24
26
20
23
25
22
18
9
8
13
15
13
12
12
14
15
14
62.8
60.3
60.1
62.1
62.4
62.0
62.3
62.1
62.9
62.5
63.3
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
20
31
1
–
41
25
23
30
14
8
62.8
60.5
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
1
1
22
21
5
1
32
41
29
23
12
14
61.6
62.7
60.0
60.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2
–
1
1
(2)
(2)
28
36
21
20
17
18
2
–
2
1
1
2
34
28
40
40
40
39
27
27
23
22
24
21
8
6
12
15
17
20
60.5
59.6
61.9
62.6
64.1
64.9
60.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
–
14
–
42
25
18
63.5
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Public administration .........................................
1
(2)
–
–
–
(2)
–
22
25
32
36
24
21
27
2
3
7
3
12
1
–
39
39
27
28
25
45
30
24
18
15
19
9
20
34
13
15
19
14
30
12
5
62.3
61.7
63.0
61.1
68.1
61.0
60.3
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation
Survey, March 2015—continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
50 percent
50 percent
51 to 59
percent
60 percent
61 to 69
percent
Greater
than 69
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
(2)
(2)
–
1
–
1
23
24
20
20
14
25
1
1
–
2
–
3
37
34
44
40
47
34
27
30
21
22
22
21
11
11
13
15
14
16
62.1
62.1
62.1
62.8
62.7
62.9
60.0
60.0
60.0
60.0
60.0
60.0
1
–
1
1
–
–
–
–
–
1
–
2
30
9
33
17
20
17
11
14
15
16
10
19
(2)
–
(2)
(2)
–
–
–
–
–
9
–
15
24
48
21
51
49
48
57
46
44
43
56
35
37
18
40
14
13
–
15
19
20
17
18
17
7
21
5
17
16
21
17
20
20
13
16
12
61.3
65.5
60.6
63.1
62.3
64.1
64.6
64.6
64.3
61.6
63.7
60.3
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1
National Compensation Survey, March 2015
Fixed percent of annual earnings
Characteristics
All workers .............................................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
0.2
1.0
0.2
1.4
1.1
0.8
0.2
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.1
0.3
0.1
–
1.3
1.9
1.5
3.3
0.2
0.2
0.2
0.9
2.0
2.8
2.5
3.5
1.6
2.8
1.9
3.5
1.2
1.9
1.4
2.5
0.4
0.7
0.4
0.8
0.0
0.0
0.0
0.0
–
–
–
0.3
–
0.3
0.3
–
0.7
1.3
–
4.1
2.6
3.1
1.2
1.5
1.4
2.3
3.0
1.9
2.5
2.7
0.7
–
–
0.3
–
0.3
0.7
–
0.1
0.1
–
3.2
5.3
3.7
1.5
2.3
2.0
3.2
4.2
2.5
3.3
3.6
4.4
3.1
2.6
1.5
2.5
1.8
2.8
3.5
2.0
3.1
2.2
3.0
2.9
1.9
1.0
1.9
1.2
2.2
2.8
1.5
2.5
1.6
1.1
0.5
0.5
0.3
0.6
0.4
0.8
0.8
0.5
0.6
0.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.2
–
1.1
2.2
0.1
–
1.5
3.4
1.2
2.1
0.9
1.2
0.3
0.4
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.6
0.2
1.9
1.1
0.9
0.2
2.4
1.5
2.6
1.1
1.3
0.9
0.4
0.3
0.0
0.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
–
0.3
0.2
0.2
0.2
2.2
3.0
1.6
1.3
1.2
1.6
0.8
–
0.6
0.2
0.2
0.3
3.1
4.7
2.1
1.8
2.0
2.6
1.9
3.3
1.9
1.3
1.7
2.0
1.1
1.3
1.4
1.3
1.1
1.8
0.4
0.5
0.4
0.4
0.4
0.6
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
–
1.8
–
2.3
2.3
2.0
0.5
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Public administration .........................................
0.2
0.1
–
–
–
0.2
–
1.1
2.1
2.7
3.4
2.7
2.9
4.5
0.2
0.5
1.5
0.7
0.9
0.1
–
1.6
2.8
2.2
3.5
2.2
3.7
5.7
1.3
2.8
2.0
3.2
1.0
3.9
4.1
0.8
2.1
2.3
2.6
3.9
3.0
1.4
0.3
0.5
0.8
0.8
1.7
0.6
0.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1
National Compensation Survey, March 2015—continued
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
0.1
0.1
–
0.3
–
0.3
1.8
2.5
2.3
1.2
1.4
1.5
0.3
0.4
–
0.3
–
0.3
2.0
2.2
3.3
1.6
2.4
2.0
1.9
3.1
2.8
1.4
2.1
1.5
1.3
1.5
2.5
0.9
1.4
1.3
0.4
0.6
0.6
0.3
0.4
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.3
–
0.2
0.3
–
–
–
–
–
0.4
–
0.7
2.0
1.5
2.3
1.5
2.2
3.4
2.0
1.9
2.5
1.8
2.4
2.6
0.1
–
0.1
(3)
–
–
–
–
–
1.1
–
1.9
2.7
6.5
2.8
2.6
3.7
4.9
3.8
2.4
2.8
2.6
4.5
3.6
2.3
4.7
2.4
1.7
2.3
–
2.5
1.9
2.3
1.8
2.6
2.4
0.7
3.1
0.7
1.7
1.9
6.3
3.5
1.8
2.3
2.2
4.4
2.2
0.4
1.5
0.4
0.5
0.5
2.0
1.3
0.5
0.6
0.5
1.0
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
3 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2015
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
73
$170
$315
$595
$1,250
$2,325
27
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
69
67
71
75
170
170
170
170
500
546
500
500
750
750
750
692
1,500
1,500
1,500
1,000
2,500
2,500
2,500
1,750
31
33
29
25
75
61
81
75
78
74
76
76
71
66
76
170
201
170
170
170
170
170
200
170
170
170
500
524
185
270
–
270
350
490
300
250
385
692
–
520
600
595
600
572
600
559
559
510
831
2,307
604
1,500
1,666
1,250
1,000
–
1,000
1,000
750
–
2,800
1,500
2,500
4,615
2,500
2,000
2,000
1,500
2,000
1,500
25
39
19
25
22
26
24
24
29
34
24
Full time .................................................................
Part time ................................................................
72
83
170
170
364
170
604
500
1,500
595
2,500
987
28
17
Union .....................................................................
Nonunion ...............................................................
79
72
170
170
200
315
500
604
831
1,385
1,662
2,500
21
28
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
82
88
73
71
70
67
170
170
170
170
170
170
170
170
300
300
500
500
535
315
595
600
700
831
604
595
1,000
1,250
1,500
2,000
1,500
–
2,308
2,309
2,500
2,500
18
12
27
29
30
33
Goods-producing industries ...................................
69
170
350
595
1,000
2,000
31
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Public administration .........................................
74
70
71
74
61
69
71
170
170
170
170
170
170
170
300
300
–
500
185
–
200
595
595
692
692
600
595
595
1,300
1,075
831
831
1,039
1,300
–
2,423
2,310
2,000
–
2,000
2,500
1,662
26
30
29
26
39
31
29
Establishment characteristics
See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2015—continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
79
80
78
69
71
68
$170
170
170
170
170
170
–
–
$300
375
350
450
$584
576
595
604
604
600
$1,000
–
1,150
1,500
1,500
1,500
$1,730
1,500
2,308
2,500
2,500
2,500
21
20
22
31
29
32
88
68
91
66
68
63
65
55
55
76
72
78
170
300
170
300
315
315
300
270
270
170
–
170
170
–
170
500
500
500
500
500
500
500
–
–
559
700
559
1,000
1,000
1,000
750
–
750
1,000
–
595
604
–
600
1,730
1,750
1,500
1,500
1,500
1,500
2,000
2,000
1,662
1,300
2,500
1,000
2,500
2,500
2,500
2,650
2,500
2,500
2,500
2,500
2,350
12
32
9
34
32
37
35
45
45
24
28
22
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2015
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.0
$0.00
$21.74
$2.84
$95.02
$160.76
1.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
2.3
1.8
2.6
0.00
0.00
0.00
2.84
16.10
56.35
7.19
58.88
59.83
81.93
95.34
0.00
145.04
71.99
253.19
178.22
0.00
124.43
0.00
442.91
1.4
2.3
1.8
2.6
3.2
5.2
2.3
1.5
2.2
1.8
3.1
3.5
2.2
2.9
2.7
28.47
26.57
0.00
0.00
0.00
0.00
0.00
43.62
0.00
0.00
0.00
26.56
95.25
27.19
33.81
–
28.96
87.58
68.47
36.44
32.16
105.01
0.00
–
38.31
3.73
6.48
4.67
26.47
11.26
69.54
55.70
49.04
50.56
84.89
96.26
140.72
239.42
215.99
100.01
–
175.72
26.76
199.50
–
349.91
84.34
72.01
87.41
28.38
558.17
233.84
23.17
548.38
0.00
3.2
5.2
2.3
1.5
2.2
1.8
3.1
3.5
2.2
2.9
2.7
Full time .................................................................
Part time ................................................................
1.1
1.9
0.00
0.00
77.08
8.27
4.96
127.14
135.41
6.92
101.69
260.13
1.1
1.9
Union .....................................................................
Nonunion ...............................................................
1.9
1.1
0.00
0.00
3.93
47.68
7.68
4.04
86.45
160.60
301.35
153.56
1.9
1.1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
1.7
1.8
1.4
1.4
2.2
0.00
0.00
0.00
0.00
0.00
0.00
26.42
0.00
25.40
37.21
0.00
17.15
44.94
92.09
3.83
4.74
70.13
103.00
11.68
3.54
160.39
181.54
219.24
365.75
117.08
–
74.87
15.90
0.00
633.11
1.7
1.7
1.8
1.4
1.4
2.2
Goods-producing industries ...................................
2.2
0.00
68.30
7.56
0.00
280.22
2.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Public administration .........................................
1.2
2.2
2.5
3.3
3.7
3.3
4.2
0.00
0.00
0.00
3.48
0.00
0.00
28.43
22.14
64.90
–
124.87
0.00
–
0.00
3.14
58.14
79.16
39.80
75.22
30.65
13.07
222.72
273.49
210.95
23.59
226.36
325.85
–
159.50
212.43
244.96
–
253.24
152.58
207.23
1.2
2.2
2.5
3.3
3.7
3.3
4.2
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.7
2.1
3.1
1.3
1.9
1.9
$0.00
0.00
0.00
0.00
0.00
0.00
–
–
$39.95
77.99
82.12
84.44
$21.95
20.56
31.00
35.05
64.30
63.64
$0.00
–
244.39
0.00
129.19
0.00
$309.83
18.92
373.31
0.00
0.00
0.00
1.7
2.1
3.1
1.3
1.9
1.9
1.0
3.9
1.0
2.3
2.9
8.5
2.6
2.7
3.6
2.6
4.4
3.1
0.00
16.67
0.00
21.61
20.95
11.82
60.59
38.05
12.32
18.39
–
0.00
0.00
–
0.00
0.00
38.39
75.44
17.96
32.08
68.22
24.19
–
–
3.34
85.73
12.97
195.89
250.92
37.84
149.21
–
134.82
21.79
–
154.42
0.00
–
8.59
288.67
167.21
50.66
314.60
101.35
126.38
345.04
336.24
380.03
351.03
205.46
199.39
0.00
23.04
56.65
372.01
0.00
0.00
0.00
0.00
117.61
1.0
3.9
1.0
2.3
2.9
8.5
2.6
2.7
3.6
2.6
4.4
3.1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2015
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
8
92
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9
6
10
17
91
94
90
83
20
8
9
16
8
8
8
10
10
6
6
6
80
92
91
84
92
92
92
90
90
94
94
94
Full time .................................................................
Part time ................................................................
8
7
92
93
Union .....................................................................
Nonunion ...............................................................
13
8
87
92
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
11
8
8
9
9
89
92
92
91
91
Goods-producing industries ...................................
6
94
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
9
10
16
19
13
5
7
16
91
90
84
81
87
95
93
84
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2015—continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Employee
contribution not
required
5
4
7
10
8
11
95
96
93
90
92
89
7
4
8
7
7
8
6
10
11
8
11
7
93
96
92
93
93
92
94
90
89
92
89
93
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in
the public sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2015
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.7
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
0.8
1.0
2.6
0.8
0.8
1.0
2.6
3.6
1.9
1.4
3.6
0.9
1.6
1.1
1.6
1.7
0.9
1.0
1.2
3.6
1.9
1.4
3.6
0.9
1.6
1.1
1.6
1.7
0.9
1.0
1.2
Full time .................................................................
Part time ................................................................
0.7
1.5
0.7
1.5
Union .....................................................................
Nonunion ...............................................................
1.4
0.6
1.4
0.6
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.5
0.9
0.8
0.8
1.0
2.5
0.9
0.8
0.8
1.0
Goods-producing industries ...................................
0.9
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.4
2.6
4.1
2.1
1.4
1.7
3.0
0.8
1.4
2.6
4.1
2.1
1.4
1.7
3.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Employee
contribution not
required
0.9
0.8
1.9
0.8
1.0
1.1
0.9
0.8
1.9
0.8
1.0
1.1
1.8
1.2
2.3
0.8
1.2
2.4
1.0
0.9
1.2
1.4
2.4
1.6
1.8
1.2
2.3
0.8
1.2
2.4
1.0
0.9
1.2
1.4
2.4
1.6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in
the public sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2015
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
95
4
1
(2)
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
96
95
96
97
4
4
3
2
(2)
–
–
–
(2)
–
–
–
97
98
95
93
95
90
97
90
93
91
89
94
–
2
3
6
4
10
3
5
4
3
4
2
–
–
–
–
(2)
–
(2)
3
–
4
5
2
–
–
–
–
(2)
–
1
1
–
2
2
1
Full time .................................................................
Part time ................................................................
95
89
4
9
1
–
(2)
–
Union .....................................................................
Nonunion ...............................................................
87
96
4
4
6
(2)
2
(2)
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
94
96
94
95
94
5
3
4
4
5
–
1
2
1
–
–
(2)
1
(2)
–
Goods-producing industries ...................................
89
6
4
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
96
97
97
97
96
98
97
93
3
2
2
–
4
2
2
6
1
–
–
1
–
–
–
–
(2)
–
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2015—continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
95
94
97
95
95
95
4
5
3
4
4
3
–
–
–
1
1
1
–
–
–
1
1
1
96
96
96
96
96
92
97
92
92
94
95
95
96
2
3
2
4
3
–
3
4
4
4
4
5
3
1
–
2
2
( )
–
–
–
2
3
–
(2)
–
1
1
–
1
2
( )
–
–
–
1
1
–
(2)
–
1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March 2015
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.4
0.4
0.2
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.9
0.5
0.9
0.5
0.9
0.5
0.6
0.1
–
–
–
0.1
–
–
–
1.2
0.8
1.2
1.8
0.5
1.5
0.4
1.4
1.5
1.3
2.3
1.2
–
0.7
0.8
1.8
0.5
1.5
0.4
1.3
1.3
0.9
1.7
0.6
–
–
–
–
0.1
–
0.1
0.4
–
0.9
1.6
0.8
–
–
–
–
0.1
–
0.2
0.5
–
0.5
0.5
0.7
Full time .................................................................
Part time ................................................................
0.4
1.8
0.4
1.6
0.2
–
0.1
–
Union .....................................................................
Nonunion ...............................................................
1.4
0.4
0.7
0.4
1.1
(2)
0.6
(2)
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
0.5
0.7
0.6
0.9
1.2
0.5
0.6
0.6
0.9
–
0.2
0.4
0.1
–
–
0.1
0.3
0.1
–
Goods-producing industries ...................................
1.6
1.4
0.8
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.4
0.6
0.9
1.0
1.6
0.7
0.7
1.9
0.4
0.5
0.7
–
1.6
0.7
0.7
1.8
0.1
–
–
0.6
–
–
–
–
0.1
–
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March
2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.7
0.8
1.2
0.5
0.8
0.7
0.7
0.8
1.1
0.5
0.7
0.6
–
–
–
0.2
0.2
0.3
–
–
–
0.1
0.3
0.2
0.6
0.8
0.7
0.8
0.8
3.4
1.1
0.9
1.0
1.9
0.9
1.6
1.0
0.3
0.6
0.4
0.8
0.8
–
1.1
0.8
1.0
1.4
0.9
1.6
1.1
0.5
–
0.7
0.1
–
–
–
0.5
0.5
–
0.1
–
0.2
0.2
–
0.3
(2)
–
–
–
0.3
0.5
–
0.1
–
0.2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Less than 0.05.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2015
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
24
61
7
6
1
58.2
60.0
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
24
26
23
12
58
60
58
51
9
7
10
19
7
6
8
12
1
(2)
2
6
58.3
57.7
58.6
61.0
60.0
60.0
60.0
60.0
14
40
23
18
26
22
27
21
19
21
22
20
44
53
63
59
62
67
60
66
70
69
67
71
22
4
8
13
6
4
6
7
5
4
–
–
14
–
4
–
6
5
6
4
4
5
5
4
7
–
2
–
1
2
1
1
1
1
–
–
61.1
55.8
58.6
60.0
58.0
58.1
57.9
58.2
58.5
58.2
58.0
58.5
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
24
27
62
56
8
6
6
8
1
2
58.2
58.3
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
26
24
53
63
9
7
9
6
4
1
59.0
58.1
60.0
60.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
19
24
23
25
26
70
63
62
58
58
6
7
8
8
8
5
5
6
7
7
1
1
1
2
1
58.5
58.0
58.4
58.1
58.1
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
21
65
7
6
1
58.3
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
24
24
12
14
8
33
47
18
61
59
52
40
69
64
49
46
8
9
20
24
13
2
2
20
6
6
12
16
7
–
–
13
1
2
5
6
3
–
–
3
58.2
58.4
61.1
61.4
60.6
56.5
54.9
60.4
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
Establishment characteristics
See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2015—continued
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
19
20
17
26
22
30
68
69
68
58
66
52
6
5
8
8
5
10
6
6
6
6
6
6
1
1
2
1
1
1
58.8
58.7
58.9
58.0
58.2
57.8
60.0
60.0
60.0
60.0
60.0
60.0
24
25
23
24
24
22
25
22
26
16
26
25
26
66
63
67
63
59
69
67
63
60
67
53
53
52
3
7
2
8
12
–
4
6
6
7
12
12
11
7
5
7
4
4
4
3
6
5
8
9
–
9
1
1
1
1
1
–
1
3
2
3
1
–
1
58.2
58.1
58.3
57.7
58.0
57.5
57.4
58.7
58.1
59.7
58.5
58.7
58.4
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian
workers,1 National Compensation Survey, March 2015
Fixed percent of annual earnings
Characteristics
All workers .............................................................
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.0
1.1
0.5
0.5
0.2
0.1
0.0
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
2.1
1.4
1.8
1.6
2.3
1.7
3.7
0.8
0.7
1.0
2.4
0.6
0.8
0.7
1.9
0.3
0.1
0.4
2.0
0.2
0.4
0.2
0.5
0.0
0.0
0.0
0.0
2.3
3.2
3.0
3.8
1.5
2.1
1.7
2.4
2.5
1.5
1.9
2.4
5.1
3.1
3.4
6.0
1.7
3.2
1.7
2.6
2.8
1.8
2.2
3.0
3.2
0.9
1.7
3.1
0.6
1.2
0.7
1.6
1.2
0.7
–
–
2.7
–
0.8
–
0.6
1.3
0.6
1.3
1.2
1.0
1.5
1.2
2.2
–
0.5
–
0.3
0.8
0.2
0.4
0.4
0.4
–
–
0.7
0.4
0.4
0.7
0.2
0.3
0.2
0.4
0.4
0.2
0.3
0.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
1.0
3.3
1.1
4.6
0.5
1.2
0.5
2.0
0.2
0.6
0.2
0.4
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
1.9
1.1
2.1
1.2
1.5
0.6
1.5
0.5
0.9
0.1
0.4
0.2
0.0
0.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.6
1.6
1.3
1.5
2.2
3.6
1.9
1.3
1.7
2.5
1.5
0.9
0.7
0.7
1.0
1.1
0.7
0.7
0.7
1.0
0.4
0.3
0.2
0.3
0.4
0.3
0.2
0.2
0.2
0.3
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
1.7
2.0
1.3
1.0
0.3
0.3
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.1
1.9
1.6
2.5
1.3
2.9
2.7
3.4
1.3
2.1
2.6
3.8
2.4
3.0
2.8
4.1
0.6
1.1
2.2
3.3
1.5
0.5
0.7
3.5
0.5
0.8
1.7
2.5
1.5
–
–
3.5
0.2
0.5
1.1
1.7
1.2
–
–
1.2
0.2
0.3
0.4
0.6
0.2
0.3
0.4
0.6
0.0
0.0
0.0
0.7
0.0
0.0
0.9
0.0
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian
workers,1 National Compensation Survey, March 2015—continued
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.5
1.8
2.3
1.1
1.8
1.5
2.0
2.3
3.0
1.2
1.9
1.7
1.0
1.1
2.2
0.7
0.8
1.0
0.7
1.0
0.9
0.6
0.8
0.9
0.3
0.3
0.6
0.2
0.3
0.3
0.2
0.2
0.4
0.2
0.3
0.2
0.0
0.0
0.0
0.0
0.0
0.0
2.3
3.5
2.9
1.8
2.6
4.1
2.7
1.7
2.2
2.3
2.4
4.2
2.8
2.6
4.0
3.3
2.0
3.2
3.6
2.9
1.7
1.9
3.2
2.8
5.5
3.1
0.7
1.7
0.6
1.0
1.7
–
1.0
1.0
1.3
1.5
1.2
2.4
1.2
1.4
1.8
1.8
0.5
0.7
1.4
1.0
0.8
0.9
1.7
1.7
–
1.6
0.2
0.2
0.2
0.3
0.3
–
0.5
0.6
0.6
1.2
0.2
–
0.4
0.3
0.6
0.4
0.3
0.4
0.8
0.4
0.3
0.4
0.3
0.4
0.7
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
67 percent
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2015
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
85
$3,000
$5,000
$7,500
$10,000
$15,000
15
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
86
89
84
72
3,000
4,000
3,000
2,500
5,000
6,000
5,000
3,900
8,000
10,000
7,500
5,000
11,000
14,500
10,000
7,000
15,000
20,000
15,000
10,000
14
11
16
28
68
90
84
71
87
92
86
85
89
80
84
76
–
–
–
–
3,000
5,000
2,500
3,000
3,000
3,000
3,000
3,000
3,900
5,000
5,000
–
5,000
5,000
5,000
5,000
4,000
5,000
5,000
–
5,000
8,000
7,000
5,000
8,000
10,000
7,500
6,000
6,000
7,000
7,000
6,500
6,000
10,000
10,000
8,000
12,000
15,000
12,000
10,000
10,000
10,000
10,000
10,000
8,000
15,000
12,500
10,000
20,000
20,000
20,000
15,000
12,500
15,000
15,000
12,000
32
10
16
29
13
8
14
15
11
20
16
24
Full time .................................................................
Part time ................................................................
85
81
3,000
3,000
5,000
5,000
7,500
7,000
10,000
10,000
15,000
15,000
15
19
Union .....................................................................
Nonunion ...............................................................
72
87
2,333
3,000
3,500
5,000
5,000
8,000
8,000
10,500
10,000
15,000
28
13
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
88
86
84
85
85
3,000
3,000
3,000
–
4,000
5,000
5,000
5,000
5,000
6,000
6,000
7,000
7,500
8,500
10,000
10,000
10,000
10,000
12,250
15,000
12,500
15,000
15,000
17,000
20,000
12
14
16
15
15
Goods-producing industries ...................................
87
3,000
5,000
8,500
11,000
15,000
13
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
85
85
73
69
78
93
89
65
3,000
3,000
–
–
3,000
3,000
–
–
5,000
5,000
3,900
3,900
5,000
5,000
5,000
3,900
7,500
6,000
5,000
5,000
7,000
7,500
8,000
5,000
10,000
10,000
8,000
6,500
10,000
10,000
10,000
7,000
15,000
15,000
10,000
8,500
15,000
15,000
15,000
10,000
15
15
27
31
22
7
11
35
Establishment characteristics
See footnotes at end of table.
Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2015—continued
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
89
89
89
83
87
81
–
$3,000
4,000
3,000
3,000
–
$5,000
5,000
5,000
5,000
5,000
5,000
$7,000
7,000
7,500
8,000
7,500
8,000
$10,000
10,000
10,000
11,500
10,000
12,000
$15,000
15,000
15,000
15,000
15,000
15,000
11
11
11
17
13
19
90
92
89
90
89
90
91
78
77
79
83
81
83
3,000
3,000
2,500
3,000
–
3,000
3,000
3,000
3,000
4,000
3,333
–
3,333
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
6,000
7,500
7,500
7,500
7,500
7,500
7,000
7,500
6,000
6,000
7,500
10,000
9,000
10,000
–
11,000
10,000
10,000
10,000
10,000
10,625
10,000
10,000
12,000
–
12,000
–
15,000
15,000
15,000
15,000
15,000
15,000
–
15,000
15,000
17,000
17,300
15,000
20,000
10
8
11
10
11
10
9
22
23
21
17
19
17
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2015
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
0.9
$0.00
$0.00
$0.00
$0.00
$0.00
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.1
1.3
3.1
395.83
244.19
13.11
674.67
0.00
320.82
0.00
35.40
334.48
0.00
66.90
0.00
1,493.80
2,330.77
0.00
528.14
1,538.97
659.33
0.00
0.00
1.1
1.1
1.3
3.1
4.1
1.8
2.1
5.5
1.0
1.4
1.1
2.0
1.7
2.2
2.6
3.4
–
–
–
–
145.80
542.96
605.60
216.45
439.01
203.13
73.90
898.13
131.77
0.00
0.00
–
0.00
0.00
0.00
566.21
1,018.57
0.00
0.00
–
0.00
1,133.71
970.86
500.60
286.41
373.15
695.20
299.17
231.73
587.01
509.46
943.68
582.60
2,197.39
0.00
526.74
305.75
1,461.73
1,535.35
0.00
0.00
0.00
0.00
0.00
1,400.47
0.00
1,652.20
0.00
1,050.65
1,195.14
2,843.25
1,165.11
948.36
1,645.41
200.69
1,495.93
4.1
1.8
2.1
5.5
1.0
1.4
1.1
2.0
1.7
2.2
2.6
3.4
Full time .................................................................
Part time ................................................................
0.9
3.6
0.00
545.44
0.00
0.00
0.00
691.97
0.00
2,160.42
0.00
505.76
0.9
3.6
Union .....................................................................
Nonunion ...............................................................
2.2
0.8
315.84
251.37
760.76
0.00
0.00
242.10
1,358.96
1,428.55
756.84
133.79
2.2
0.8
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.3
1.2
1.4
1.0
1.6
581.93
390.52
0.00
–
273.00
0.00
0.00
0.00
0.00
983.73
306.55
614.76
163.86
1,380.05
0.00
0.00
0.00
0.00
488.15
1,523.99
1,366.04
0.00
0.00
1,670.99
803.46
2.3
1.2
1.4
1.0
1.6
Goods-producing industries ...................................
1.7
0.00
0.00
1,191.88
1,698.34
0.00
1.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.0
2.0
3.6
4.4
5.3
1.2
2.1
4.0
6.24
275.82
–
–
466.80
457.44
–
–
0.00
0.00
163.42
131.77
0.00
0.00
0.00
921.88
0.00
139.20
100.34
0.00
275.82
1,229.02
392.60
0.00
0.00
0.00
291.59
832.32
0.00
0.00
133.79
1,053.47
0.00
1,907.54
0.00
924.49
613.53
0.00
0.00
598.33
1.0
2.0
3.6
4.4
5.3
1.2
2.1
4.0
Establishment characteristics
See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.4
1.5
2.3
1.0
1.2
1.5
–
$398.09
365.54
22.21
203.65
–
$0.00
0.00
0.00
0.00
0.00
0.00
$743.50
1,386.57
616.75
665.60
555.68
487.01
$0.00
0.00
0.00
1,424.77
1,243.72
489.95
$0.00
0.00
334.48
0.00
0.00
1,678.40
1.4
1.5
2.3
1.0
1.2
1.5
1.8
1.8
2.4
1.0
1.4
2.6
1.5
2.1
2.1
4.6
2.2
5.1
1.8
387.76
71.85
665.60
126.13
–
41.55
890.14
27.79
353.98
715.59
906.50
–
808.02
0.00
0.00
0.00
0.00
0.00
703.77
0.00
0.00
0.00
0.00
115.87
0.00
1,183.50
241.19
0.00
652.02
291.92
691.97
1,150.29
962.84
949.79
0.00
540.36
360.24
2,035.16
189.21
–
1,661.51
2,399.86
0.00
0.00
133.79
1,545.22
0.00
0.00
1,900.23
–
2,441.31
–
0.00
315.22
0.00
0.00
0.00
0.00
–
0.00
0.00
1,964.39
4,352.66
2,855.64
4,406.73
1.8
1.8
2.4
1.0
1.4
2.6
1.5
2.1
2.1
4.6
2.2
5.1
1.8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2015
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave2
Paid
Unpaid
75
65
74
41
63
65
38
13
88
80
95
73
35
84
88
82
83
76
95
68
17
59
61
58
61
81
84
80
80
84
87
83
86
55
54
55
63
21
27
18
15
93
93
93
93
30
86
54
81
80
70
86
83
95
79
45
71
67
53
75
57
13
85
56
79
79
70
85
80
74
65
24
43
42
33
47
31
87
80
40
71
62
49
70
54
94
83
43
73
64
51
71
55
69
52
23
56
35
27
41
30
18
23
7
13
13
8
16
8
97
94
81
91
89
87
90
82
72
93
84
91
78
43
70
58
58
58
67
91
82
90
74
19
40
34
33
35
42
64
64
69
59
42
66
64
68
61
24
35
34
35
32
7
10
6
8
5
80
85
87
88
86
Full time .................................................................
Part time ................................................................
88
36
78
26
87
33
49
16
74
29
75
32
45
16
15
5
91
79
Union .....................................................................
Nonunion ...............................................................
80
74
85
62
74
74
59
38
85
59
88
61
59
34
15
12
94
87
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
50
37
84
89
83
83
34
22
69
78
87
89
50
39
83
88
79
79
18
10
42
49
61
61
34
22
66
75
84
87
35
24
68
77
86
90
17
11
36
46
58
64
5
4
11
15
21
24
80
76
88
91
93
95
Goods-producing industries ...................................
90
59
88
33
66
67
36
8
87
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
73
72
53
42
79
85
93
88
66
79
86
89
86
74
86
89
71
65
39
27
67
83
92
89
43
56
59
69
42
54
69
53
62
77
83
83
88
73
88
87
64
80
88
91
90
74
89
91
38
49
67
67
73
37
54
82
14
16
15
16
14
16
27
16
88
93
94
94
95
93
96
94
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2015—continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave2
Paid
Unpaid
68
66
74
82
81
82
53
50
60
77
70
84
68
65
76
79
80
78
28
26
36
53
47
60
46
42
60
78
71
86
48
44
62
80
72
89
21
19
27
53
42
65
8
8
10
17
14
20
81
78
90
94
93
95
75
73
76
77
78
76
75
75
74
77
73
69
75
69
66
71
66
67
65
64
62
61
65
64
60
66
73
70
75
76
76
76
76
74
74
74
70
70
70
54
47
57
39
42
33
39
40
42
36
34
37
33
68
66
68
65
67
61
64
64
65
62
55
55
54
75
74
75
67
67
66
68
64
65
61
54
56
53
42
42
42
42
43
40
43
33
32
35
32
35
32
14
13
14
13
15
7
13
12
13
10
12
10
14
88
92
86
88
90
84
86
88
88
87
88
85
89
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical
Note for further explanation.
2 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 32. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March
2015
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
0.6
0.7
0.6
0.6
0.7
0.7
0.6
0.4
0.5
0.9
0.8
1.2
2.2
0.8
1.2
1.0
1.5
0.8
0.8
1.1
2.0
1.0
1.6
1.1
1.8
0.8
1.1
1.0
1.9
0.8
1.0
1.0
1.7
1.1
1.6
1.2
1.9
0.8
1.4
0.9
1.2
0.6
0.9
0.6
0.9
2.5
1.6
1.7
2.3
0.7
1.2
0.9
1.3
1.2
2.0
1.6
2.9
1.0
1.3
1.2
1.8
2.4
1.6
1.5
2.8
0.8
1.3
0.9
1.5
2.4
2.4
1.1
3.1
1.0
1.2
1.2
1.3
1.9
2.5
1.6
3.3
0.9
1.5
1.1
1.7
1.7
3.0
1.7
3.4
0.9
1.4
1.3
1.6
2.0
3.3
1.1
3.2
0.8
1.0
1.2
1.5
1.7
2.9
0.6
1.8
0.6
0.7
0.8
0.9
0.5
1.0
1.4
1.5
0.6
0.9
0.7
1.6
2.2
1.0
1.2
1.0
1.9
2.5
2.1
1.7
2.3
2.1
2.6
1.3
1.2
1.2
1.7
1.6
2.0
1.3
1.6
1.9
2.3
2.4
1.5
1.7
2.1
2.0
2.1
1.3
1.7
1.8
1.9
1.8
1.2
1.6
1.6
1.0
1.3
0.6
1.0
0.7
2.3
2.1
1.0
1.1
1.4
Full time .................................................................
Part time ................................................................
0.5
1.3
0.7
1.1
0.5
1.3
0.7
0.8
0.7
1.2
0.7
1.3
0.7
0.9
0.5
0.4
0.5
1.1
Union .....................................................................
Nonunion ...............................................................
0.9
0.7
1.0
0.8
0.9
0.8
1.3
0.7
1.1
0.8
1.1
0.8
1.4
0.6
0.9
0.4
0.8
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
1.9
0.8
0.7
0.7
0.9
1.2
1.4
1.0
0.9
0.8
1.1
1.4
1.8
0.8
0.7
0.8
1.0
0.9
0.9
1.1
1.0
1.0
1.6
1.2
1.6
1.1
0.9
0.8
1.0
1.3
1.6
1.2
0.9
0.8
0.9
0.9
1.3
1.0
1.0
1.0
1.6
0.4
0.5
0.6
0.6
0.7
1.2
1.0
1.7
1.1
0.6
0.5
0.8
Goods-producing industries ...................................
0.8
1.6
0.9
1.2
1.1
1.1
1.2
0.7
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.3
1.3
1.5
1.6
1.7
0.7
1.5
0.8
1.3
0.8
1.1
1.5
2.1
1.4
1.4
0.7
1.3
1.4
1.2
2.3
1.7
0.7
1.5
0.7
1.4
1.4
1.6
2.8
2.1
2.4
2.3
0.7
1.2
1.2
1.6
1.4
1.8
1.8
1.6
0.8
1.3
1.1
1.4
1.1
1.9
1.6
1.4
0.7
1.4
1.2
1.6
2.2
2.1
2.7
1.8
0.5
0.9
1.0
1.2
1.5
1.4
2.2
1.9
0.5
0.8
0.7
0.7
0.8
1.3
1.0
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 32. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March
2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
1.1
1.2
2.1
0.6
1.0
0.8
1.2
1.3
2.0
0.7
1.2
0.7
1.0
1.1
2.0
0.7
1.0
0.7
0.9
1.0
1.7
0.8
1.2
1.1
1.1
1.2
2.1
0.7
1.2
0.9
1.1
1.3
2.2
0.6
1.1
0.8
0.8
0.9
1.6
0.9
1.3
1.1
0.5
0.6
1.1
0.7
0.8
0.9
0.9
1.1
1.1
0.4
0.7
0.5
1.2
2.2
1.3
1.0
1.2
3.0
1.7
1.5
1.4
3.6
1.5
2.2
2.0
1.4
2.1
1.8
1.1
1.4
3.3
1.8
1.6
1.5
4.0
1.5
2.2
2.0
1.2
2.3
1.4
0.8
1.2
2.1
1.3
1.8
1.9
3.7
1.5
1.6
2.0
1.3
2.1
1.7
1.1
1.7
1.7
1.7
1.4
1.5
2.7
1.1
2.3
1.2
1.3
2.5
1.5
1.0
1.3
3.4
1.5
1.5
1.4
3.6
1.4
3.0
1.5
1.2
2.2
1.6
1.0
1.2
3.9
1.7
1.5
1.4
3.4
1.3
2.8
1.4
1.5
2.5
1.9
0.9
1.0
3.3
1.8
1.3
1.5
2.5
1.1
2.7
1.1
1.1
1.0
1.5
0.7
0.9
1.6
1.2
1.0
0.8
2.4
0.8
1.5
0.9
0.6
1.9
0.6
0.8
0.7
2.9
1.5
1.2
0.9
3.0
0.9
2.2
0.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical
Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2015
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
7
3
21
13
12
9
14
8
6
3
1
3
8
8
2
2
3
8
1
1
1
3
15
12
16
13
12
10
13
5
13
15
13
7
11
12
10
10
17
22
14
13
10
10
10
10
8
8
8
7
4
4
5
5
2
2
2
7
4
3
4
12
9
9
9
10
9
9
9
10
11
–
14
3
11
24
5
5
–
1
3
–
3
5
2
5
22
28
27
11
24
32
20
28
5
16
15
9
13
12
14
16
–
24
9
8
11
9
12
11
6
11
6
9
8
7
9
8
10
4
8
11
14
5
19
10
8
5
6
18
6
3
7
7
6
3
5
13
4
1
5
4
2
–
3
10
2
(2)
3
3
–
1
2
–
1
–
1
1
–
1
3
5
1
–
2
2
10
8
8
10
8
6
8
8
9
8
7
10
7
6
8
7
7
4
5
3
8
5
5
4
–
5
28
28
20
17
24
11
19
13
12
15
13
9
15
13
17
11
7
11
15
8
8
11
15
18
11
7
7
8
10
6
5
4
4
5
3
4
2
2
2
2
(2)
1
1
–
1
2
2
2
3
2
8
8
8
9
8
7
7
8
9
7
Full time .................................................................
Part time ................................................................
5
27
2
5
21
26
13
13
13
10
10
4
15
8
9
2
6
1
3
2
1
(2)
3
1
9
6
8
6
Union .....................................................................
Nonunion ...............................................................
2
8
2
3
12
23
9
14
12
12
8
9
12
14
14
7
13
4
7
2
4
1
6
2
10
8
10
8
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
23
32
6
3
2
2
5
6
3
2
1
1
32
29
26
17
13
11
14
12
15
13
12
9
9
8
13
12
14
14
5
4
9
11
11
12
7
5
13
16
17
19
3
2
6
10
11
10
1
–
4
7
9
10
1
–
3
4
5
6
(2)
–
1
2
2
2
1
–
2
4
3
4
6
6
8
9
9
10
6
6
8
9
9
10
Goods-producing industries ...................................
3
3
15
11
13
15
17
9
7
2
1
2
9
9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
8
4
4
7
2
3
2
(2)
2
1
2
3
–
–
–
(2)
23
24
6
11
1
33
33
–
14
14
4
4
2
20
19
–
12
9
6
4
–
10
14
2
8
7
9
8
9
6
8
9
13
11
14
13
13
9
6
14
8
8
13
11
15
6
–
27
5
7
9
8
12
5
6
25
3
6
10
7
13
4
5
14
1
4
8
9
8
–
(2)
4
3
6
15
14
17
2
2
4
8
9
11
11
12
8
8
11
8
8
11
10
11
7
7
11
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March
2015—continued
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
11
11
9
5
7
2
4
4
2
2
2
1
26
26
26
17
22
12
17
17
15
11
12
9
11
11
11
13
14
11
9
8
11
10
9
10
12
12
12
15
13
18
5
5
6
10
8
12
3
2
3
8
6
10
2
2
2
4
3
5
(2)
(2)
(2)
2
1
3
1
2
1
4
2
6
7
7
8
9
8
10
7
7
7
9
8
10
6
8
6
9
9
11
7
6
6
6
7
7
7
2
3
2
3
3
4
4
2
2
–
2
2
2
16
14
16
22
23
17
24
25
23
28
21
23
19
14
14
14
13
12
10
16
14
15
13
13
14
12
11
8
12
12
12
13
11
13
12
14
13
15
12
10
9
10
9
9
8
10
9
10
8
9
8
9
15
15
15
14
13
17
12
13
15
12
14
16
13
8
12
7
7
8
8
6
7
6
8
10
9
10
10
9
10
4
5
5
3
4
4
5
5
3
6
4
4
4
2
3
2
2
3
3
2
4
2
5
1
1
1
1
2
(2)
1
1
1
–
2
–
3
3
3
3
2
1
4
3
3
4
2
2
–
3
9
9
9
8
8
8
8
8
8
8
8
8
9
9
9
9
8
8
8
7
8
8
8
8
8
8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 33. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation
Survey, March 2015
Paid holidays
Characteristics
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
0.4
0.2
0.7
0.7
0.4
0.4
0.6
0.4
0.3
0.2
0.2
0.2
(2)
0.0
0.4
0.4
0.5
1.5
0.2
0.2
0.2
1.0
0.9
1.1
1.2
3.5
0.9
1.1
1.2
1.7
0.9
1.2
1.1
1.9
0.7
1.0
0.8
2.0
0.9
1.0
1.2
2.6
0.8
0.9
1.1
2.1
0.7
1.1
0.8
1.0
0.5
0.5
0.7
1.4
0.4
0.3
0.5
2.0
0.4
0.4
0.5
2.9
0.1
0.1
0.1
0.4
0.0
0.2
0.0
0.2
2.4
–
1.6
1.5
0.6
1.4
0.4
0.8
–
0.7
0.6
–
0.3
0.7
0.3
0.8
5.7
3.1
1.8
2.6
0.9
1.4
1.1
1.8
2.4
3.3
1.6
2.5
0.9
1.1
1.2
1.3
–
5.4
0.9
2.2
0.5
0.8
0.7
0.9
1.4
2.0
0.9
2.2
0.6
1.0
0.7
1.0
2.1
0.8
1.1
1.7
0.7
0.6
1.0
1.2
2.4
1.4
0.5
1.9
0.5
0.6
0.6
0.7
1.3
0.8
0.6
1.9
0.3
0.3
0.5
0.6
0.6
–
0.5
1.4
0.2
0.2
0.3
0.6
–
0.2
0.3
–
0.1
–
0.2
0.1
–
0.2
0.6
1.5
0.2
–
0.3
0.3
0.5
0.2
0.1
0.2
0.1
0.1
0.1
0.1
1.1
0.7
0.0
0.7
0.0
0.0
0.0
0.0
1.6
0.9
0.5
0.6
0.9
1.2
0.9
0.5
–
0.9
2.5
2.3
1.4
1.8
1.7
1.7
1.8
1.1
1.2
1.7
1.6
1.0
1.0
1.2
1.4
2.1
0.8
0.7
1.1
1.0
1.5
1.6
1.0
1.4
1.2
1.2
0.8
0.7
0.9
0.9
0.6
0.9
0.4
0.5
0.5
1.3
0.5
0.4
0.4
0.7
0.2
0.2
0.2
–
0.2
0.4
0.5
0.4
0.5
0.4
0.1
0.1
0.1
0.1
0.1
1.2
0.0
0.0
0.0
0.2
Full time .................................................................
Part time ................................................................
0.3
1.5
0.2
0.7
0.7
1.7
0.7
1.6
0.4
1.1
0.5
0.5
0.6
1.1
0.5
0.4
0.4
0.2
0.3
0.5
0.2
0.1
0.2
0.2
(2)
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.3
0.4
0.4
0.2
0.9
0.7
0.7
0.8
1.1
0.5
0.9
0.5
1.0
0.6
1.2
0.4
0.9
0.3
0.8
0.2
0.7
0.1
0.7
0.2
0.1
(2)
0.0
0.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
2.5
0.5
0.3
0.3
0.5
0.6
1.4
0.3
0.3
0.2
0.1
1.5
2.6
1.5
0.8
0.8
1.3
1.3
2.1
1.0
0.8
0.8
1.0
0.7
1.6
0.8
0.6
0.9
1.2
0.7
1.6
0.6
0.7
0.7
1.1
1.1
1.7
0.7
0.8
0.8
1.3
0.4
0.8
0.5
0.8
0.8
1.1
0.3
–
0.4
0.4
0.8
1.5
0.2
–
0.4
0.3
0.6
1.0
0.2
–
0.1
0.3
0.2
0.3
0.3
–
0.2
0.6
0.4
0.7
0.1
0.2
0.1
0.1
0.1
0.1
0.0
0.0
0.8
0.0
0.0
0.5
Goods-producing industries ...................................
0.5
0.5
0.9
1.0
0.9
1.1
1.3
0.8
0.6
0.3
0.3
0.4
0.1
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.4
0.8
0.7
1.2
0.6
1.2
0.6
0.1
0.2
0.3
0.5
0.9
–
–
–
0.1
0.8
1.7
0.8
1.5
0.3
2.4
2.8
–
0.8
1.9
0.9
1.1
0.9
2.7
2.3
–
0.5
1.1
1.3
1.2
–
1.6
1.4
0.6
0.5
0.8
1.2
1.5
1.8
1.0
1.1
2.9
0.6
1.4
1.4
1.6
2.3
1.9
1.1
1.9
0.5
1.2
2.1
1.7
4.4
1.2
–
2.2
0.4
0.9
0.8
0.9
1.4
1.2
1.3
2.4
0.3
0.8
1.0
1.0
1.5
1.1
2.4
1.5
0.2
0.6
1.1
1.7
1.4
–
0.1
0.9
0.2
0.6
1.2
1.3
1.9
0.7
0.7
0.9
(2)
0.1
0.1
0.2
0.2
0.1
0.2
0.1
0.0
0.2
0.0
0.9
0.9
0.0
0.0
0.2
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 33. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation
Survey, March 2015—continued
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
0.7
0.9
1.3
0.4
0.5
0.5
0.4
0.5
0.4
0.2
0.4
0.2
1.1
1.4
1.8
0.7
1.1
0.9
1.2
1.5
1.5
0.6
1.0
0.8
0.8
0.9
1.2
0.6
0.9
0.8
0.6
0.7
1.2
0.6
0.8
0.9
0.7
0.9
1.4
0.8
1.0
1.1
0.5
0.6
0.8
0.7
0.7
1.2
0.3
0.3
0.8
0.5
0.8
0.7
0.3
0.4
0.8
0.3
0.5
0.5
0.1
0.1
0.2
0.3
0.4
0.4
0.3
0.5
0.1
0.3
0.3
0.5
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.8
2.2
0.9
0.6
0.9
2.1
0.8
0.6
0.7
1.1
0.8
1.6
1.0
0.4
0.9
0.5
0.4
0.4
1.0
0.8
0.4
0.5
–
0.4
0.6
0.5
1.7
2.9
2.0
1.0
1.3
1.6
2.3
1.7
1.6
3.9
1.1
2.5
1.2
1.8
2.4
2.1
0.8
0.9
2.0
1.7
1.7
2.3
2.3
1.4
2.2
1.8
0.7
1.5
0.9
0.8
1.3
1.3
1.0
0.9
1.0
1.9
0.8
1.8
0.9
0.9
1.4
1.0
0.8
1.0
1.7
1.5
0.6
0.9
0.9
1.0
2.0
1.1
1.2
3.6
1.2
1.1
1.2
3.9
1.8
0.9
1.2
1.3
1.2
3.1
1.0
0.8
1.9
0.8
0.6
0.7
2.2
1.1
1.1
0.6
3.0
1.0
1.4
1.2
1.1
1.4
1.4
0.4
0.5
1.0
0.5
0.6
0.6
1.2
0.7
0.3
1.0
0.5
1.2
0.5
0.4
0.5
1.1
0.9
0.4
0.5
0.7
0.6
0.6
0.9
0.2
0.4
0.2
0.2
0.3
0.1
0.2
0.3
0.4
–
0.6
–
0.8
0.4
0.8
0.5
0.2
0.3
1.0
0.4
0.7
0.9
0.5
0.5
–
0.7
0.1
0.2
0.1
0.1
0.1
0.2
0.1
0.1
0.1
0.2
0.1
0.1
0.1
0.7
0.6
0.9
0.0
0.0
0.0
0.8
0.0
0.0
0.4
0.0
0.0
0.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 Less than 0.05.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 34. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2015
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
73
5
21
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
70
66
71
86
7
9
6
5
24
25
23
10
88
53
73
81
75
78
73
76
75
4
1
5
5
5
5
5
9
11
8
46
22
13
21
17
22
15
13
Full time .................................................................
72
6
22
Union .....................................................................
Nonunion ...............................................................
85
70
4
6
11
24
Average wage within the following categories:5
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
74
74
70
70
5
5
8
9
21
21
22
21
73
72
88
89
86
60
54
82
5
2
3
2
4
2
1
4
21
25
9
9
10
38
44
14
Establishment characteristics
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
See footnotes at end of table.
Table 34. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2015—continued
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
71
69
76
74
75
74
8
11
3
4
3
4
20
20
22
22
22
23
74
67
77
73
73
77
71
73
75
68
73
65
76
7
8
7
4
5
5
3
6
3
–
5
5
5
19
25
16
23
22
18
26
22
22
–
22
30
19
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the
public sector, except the federal government. See Technical Note for further explanation.
2 Employees earn or accrue a specified number of sick leave days per year. This number may vary by
length of service.
3 Plan does not specify maximum number of days.
4 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes,
such as vacation, illness, or personal business.
5 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 34. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2015
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
0.7
0.5
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
1.0
1.5
1.3
1.7
0.7
1.1
0.8
1.2
0.9
1.5
1.1
1.4
1.7
2.8
2.1
2.0
0.9
1.5
1.2
2.1
3.0
1.6
0.3
2.2
1.1
0.3
0.6
0.4
2.0
3.0
1.1
2.8
1.4
1.7
0.9
1.5
1.2
1.4
1.6
Full time .................................................................
0.7
0.5
0.7
Union .....................................................................
Nonunion ...............................................................
1.0
0.8
0.4
0.6
0.9
0.7
Average wage within the following categories:5
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
1.0
1.1
1.6
1.4
0.5
0.7
1.1
1.0
0.9
0.9
1.4
0.8
1.4
1.1
1.1
2.5
2.4
2.7
1.5
0.6
0.5
0.4
0.4
0.7
0.8
0.3
0.7
0.7
1.4
1.0
1.1
2.5
2.3
2.6
1.4
Worker characteristics
Establishment characteristics
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
See footnotes at end of table.
Table 34. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2015—continued
Sick leave provision
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
1.4
1.8
2.0
0.9
1.5
1.3
1.3
1.8
0.7
0.3
0.4
0.5
1.2
1.5
1.9
0.9
1.5
1.1
1.6
2.7
1.9
1.1
1.7
2.3
2.0
1.9
1.8
4.4
1.4
1.8
1.8
0.7
0.9
0.9
0.6
1.0
1.2
0.5
2.0
0.6
–
0.9
1.3
1.1
1.4
2.3
1.7
1.1
1.4
2.6
2.2
1.5
1.8
–
1.1
1.8
1.3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the
public sector, except the federal government. See Technical Note for further explanation.
2 Employees earn or accrue a specified number of sick leave days per year. This number may vary by
length of service.
3 Plan does not specify maximum number of days.
4 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes,
such as vacation, illness, or personal business.
5 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2015
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 1 year
All workers .............................................................
19
44
30
6
1
8
6
Full time .................................................................
18
44
31
6
1
8
6
Union .....................................................................
Nonunion ...............................................................
14
20
25
50
48
25
12
4
1
1
10
8
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
25
26
24
15
19
12
53
53
53
39
50
29
18
18
20
37
25
47
3
3
–
8
5
10
1
1
–
1
1
1
7
7
7
9
8
10
5
5
6
8
6
10
All workers .............................................................
18
45
30
7
1
9
6
Full time .................................................................
17
44
31
7
1
9
6
Union .....................................................................
Nonunion ...............................................................
13
19
26
50
46
25
14
5
1
1
10
8
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
24
25
23
14
17
11
53
53
53
40
51
30
18
18
20
36
25
47
4
4
3
8
6
11
1
1
1
2
1
2
7
7
8
10
8
11
5
5
6
9
6
10
After 5 years
See footnotes at end of table.
Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2015—continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 10 years
All workers .............................................................
18
44
30
7
1
9
6
Full time .................................................................
17
44
31
7
2
9
7
Union .....................................................................
Nonunion ...............................................................
13
19
26
49
46
25
15
5
1
2
11
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
24
25
23
14
17
11
52
52
52
39
50
30
19
18
21
36
25
46
4
4
3
9
6
11
1
1
1
2
1
2
7
7
8
10
9
12
5
5
6
9
6
10
All workers .............................................................
18
44
30
7
2
9
6
Full time .................................................................
16
44
31
7
2
10
7
Union .....................................................................
Nonunion ...............................................................
12
19
26
49
46
25
14
5
2
2
11
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
24
25
23
14
17
11
52
52
52
39
50
30
19
18
21
36
25
46
4
4
3
9
6
11
1
1
1
2
2
2
8
7
8
11
9
12
5
5
6
9
6
10
After 20 years
1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period.
The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do
not necessarily reflect individual provisions for progression.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2015
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.9
0.9
0.8
0.4
0.1
0.1
(4)
Full time .................................................................
0.9
0.9
0.9
0.5
0.1
0.1
0.1
Union .....................................................................
Nonunion ...............................................................
1.3
1.0
1.2
1.0
1.7
0.9
1.3
0.3
0.2
0.1
0.2
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
2.1
2.0
0.9
1.3
1.1
1.6
1.9
2.7
1.1
1.5
1.4
1.3
1.4
2.5
1.1
1.2
1.5
0.4
0.6
–
0.7
0.6
1.0
0.3
0.2
–
0.1
0.2
0.2
0.2
0.2
0.3
0.2
0.2
0.3
0.2
(4)
0.4
0.5
(4)
0.0
All workers .............................................................
0.8
0.8
0.8
0.4
0.2
0.1
(4)
Full time .................................................................
0.9
0.9
0.9
0.5
0.2
0.2
0.7
Union .....................................................................
Nonunion ...............................................................
1.1
1.0
1.3
1.0
1.7
0.9
1.2
0.4
0.2
0.2
0.2
0.2
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
2.0
2.0
0.8
1.2
1.0
1.6
1.8
2.6
1.0
1.5
1.3
1.3
1.4
2.5
1.0
1.2
1.5
0.5
0.7
0.7
0.7
0.7
0.9
0.3
0.2
0.7
0.2
0.2
0.4
0.2
0.2
0.6
0.2
0.2
0.3
0.9
0.1
0.2
0.4
(4)
0.0
After 5 years
See footnotes at end of table.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2015—continued
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.8
0.9
0.8
0.5
0.2
0.2
0.3
Full time .................................................................
0.9
0.9
0.8
0.5
0.2
0.2
0.7
Union .....................................................................
Nonunion ...............................................................
1.1
1.0
1.3
1.0
1.7
0.8
1.3
0.4
0.2
0.2
0.3
0.2
0.0
(4)
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
2.0
2.0
0.8
1.2
1.0
1.6
1.9
2.6
1.1
1.4
1.5
1.3
1.4
2.5
1.0
1.2
1.4
0.5
0.6
0.7
0.7
0.7
1.0
0.3
0.3
0.7
0.2
0.2
0.4
0.3
0.3
1.0
0.2
0.2
0.4
1.1
0.4
0.0
0.4
0.0
0.0
All workers .............................................................
0.8
0.9
0.8
0.5
0.2
0.2
0.4
Full time .................................................................
0.9
0.9
0.8
0.5
0.2
0.3
0.7
Union .....................................................................
Nonunion ...............................................................
1.1
1.0
1.3
1.0
1.7
0.8
1.3
0.4
0.4
0.2
0.3
0.3
0.0
(4)
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
2.0
2.0
0.8
1.2
1.0
1.6
1.9
2.6
1.1
1.4
1.4
1.3
1.4
2.6
1.0
1.2
1.4
0.5
0.7
0.7
0.7
0.7
1.1
0.3
0.3
0.7
0.3
0.3
0.4
0.4
0.3
1.0
0.3
0.3
0.5
1.0
0.4
0.0
0.4
0.0
0.0
After 20 years
1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period.
The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do
not necessarily reflect individual provisions for progression.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days.
4 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 36. Paid sick leave: Carryover provisions, civilian workers,1 National
Compensation Survey, March 2015
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
58
23
35
42
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
66
52
72
85
31
22
35
51
35
31
36
34
34
48
28
15
86
84
62
79
53
53
53
44
41
51
30
25
50
17
9
20
16
11
34
54
37
29
36
43
32
28
29
14
16
38
21
47
47
47
56
59
Full time .................................................................
57
23
34
43
Union .....................................................................
Nonunion ...............................................................
72
54
39
18
33
36
28
46
Average wage within the following categories:3
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
56
60
61
62
21
24
28
28
35
35
33
34
44
40
39
38
61
80
86
86
90
73
86
95
24
39
54
55
55
22
30
67
37
41
32
31
35
50
56
28
39
20
14
14
10
27
14
5
Establishment characteristics
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
See footnotes at end of table.
Table 36. Paid sick leave: Carryover provisions, civilian workers,1 National
Compensation Survey, March 2015—continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
carryover
provision
39
37
45
69
62
75
13
12
15
29
17
39
27
25
30
40
45
36
61
63
55
31
38
25
53
59
52
59
58
66
58
53
49
62
64
67
63
19
19
19
26
27
26
23
18
17
20
26
23
27
35
41
33
33
31
39
34
35
31
42
39
45
36
47
41
48
41
42
34
42
47
51
38
36
33
37
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Plans that allow employees to accumulate unused sick leave from year to year.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 36. Standard errors for paid sick leave: Carryover provisions, civilian
workers,1 National Compensation Survey, March 2015
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
0.8
0.9
0.8
0.8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
1.2
1.6
1.4
1.4
1.4
1.5
1.7
2.3
1.2
1.5
1.5
2.2
1.2
1.6
1.4
1.4
1.6
3.3
2.1
3.8
1.2
2.0
1.6
2.1
2.4
2.7
3.7
1.3
3.2
1.1
0.8
1.5
1.5
1.2
2.6
3.2
2.1
3.1
1.0
1.8
1.3
1.8
2.2
1.6
3.3
2.1
3.8
1.2
2.0
1.6
2.1
2.4
Full time .................................................................
0.9
1.0
0.9
0.9
Union .....................................................................
Nonunion ...............................................................
1.3
1.0
1.6
1.0
1.6
0.9
1.3
1.0
Average wage within the following categories:3
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
1.3
1.2
1.8
1.4
1.3
1.0
1.5
1.4
1.2
1.2
1.8
1.4
1.3
1.2
1.8
1.0
1.7
1.2
1.4
1.9
3.0
1.9
1.2
1.0
2.0
1.8
2.2
3.8
3.5
3.6
2.6
0.9
1.9
1.6
2.0
3.3
3.4
3.4
2.4
1.0
1.7
1.2
1.4
1.9
3.0
1.9
1.2
Worker characteristics
Establishment characteristics
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
See footnotes at end of table.
Table 36. Standard errors for paid sick leave: Carryover provisions, civilian
workers,1 National Compensation Survey, March 2015—continued
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
carryover
provision
1.6
2.0
3.1
0.9
1.3
1.3
1.4
1.6
2.5
1.1
1.2
1.5
1.3
1.6
2.6
1.0
1.4
1.3
1.6
2.0
3.1
0.9
1.3
1.3
1.7
3.6
2.0
1.3
1.5
3.4
3.0
1.7
2.2
2.6
2.0
5.0
2.0
1.3
2.7
1.6
1.8
2.3
5.9
2.6
1.4
1.2
3.4
1.6
4.1
1.6
1.5
2.4
1.9
1.5
2.0
4.1
3.0
1.3
1.7
1.9
2.0
4.8
2.1
1.7
3.6
2.0
1.3
1.5
3.4
3.0
1.7
2.2
2.6
2.0
5.0
2.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Plans that allow employees to accumulate unused sick leave from year to year.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 38. Paid vacations: Number of annual days by service requirement,1 civilian workers,2 National Compensation
Survey, March 2015
(All workers with paid vacations = 100 percent)
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
Mean
number of
days
Greater
than 24
days
20 to 24
days
Median
number of
days
After 1 year
All workers .............................................................
7
33
37
15
7
2
10
10
Full time .................................................................
Part time ................................................................
4
23
31
47
40
20
16
5
7
4
2
1
11
8
10
5
Union .....................................................................
Nonunion ...............................................................
6
7
32
33
46
36
11
15
4
7
1
2
10
10
10
10
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
9
9
9
5
6
3
43
43
43
25
34
16
34
34
33
40
37
43
10
10
11
18
15
21
3
3
3
9
6
13
1
1
1
2
1
4
9
9
9
12
10
13
8
8
8
10
10
12
All workers .............................................................
1
9
34
36
14
6
15
15
Full time .................................................................
Part time ................................................................
1
7
7
24
33
39
38
21
14
7
6
3
15
12
15
10
Union .....................................................................
Nonunion ...............................................................
1
2
7
10
36
34
43
35
9
14
4
6
14
15
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
2
2
1
1
1
13
15
10
6
7
4
40
40
39
29
36
22
32
31
37
39
35
42
10
10
9
16
15
18
2
2
3
9
6
12
13
13
13
16
15
17
12
11
14
15
15
15
After 5 years
See footnotes at end of table.
Table 38. Paid vacations: Number of annual days by service requirement,1 civilian workers,2 National Compensation
Survey, March 2015—continued
(All workers with paid vacations = 100 percent)
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
1
6
15
41
24
12
17
15
Full time .................................................................
Part time ................................................................
1
6
5
16
14
24
41
39
26
9
13
7
18
14
15
15
Union .....................................................................
Nonunion ...............................................................
(4)
1
3
7
10
16
55
39
23
24
9
13
17
17
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
2
2
1
1
1
10
12
7
3
4
2
24
26
19
9
10
7
38
36
42
44
48
39
20
18
24
27
24
30
7
7
6
17
13
21
15
15
16
19
18
20
15
15
15
18
15
20
All workers .............................................................
1
6
12
19
35
27
20
20
Full time .................................................................
Part time ................................................................
1
5
5
14
11
18
18
23
36
23
29
16
20
16
20
16
Union .....................................................................
Nonunion ...............................................................
(4)
1
2
6
5
13
12
20
46
33
34
26
22
19
20
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
2
2
1
1
1
10
11
6
3
3
2
21
23
15
5
7
4
23
24
23
15
19
11
29
26
35
40
39
40
15
14
18
37
30
43
17
16
18
22
21
23
16
15
20
20
20
23
After 20 years
1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number
of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual
provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time off for workers to use for multiple purposes.
4 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2
National Compensation Survey, March 2015
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.4
0.7
0.6
0.5
0.4
0.2
0.1
0.0
Full time .................................................................
Part time ................................................................
0.3
1.7
0.7
2.0
0.7
1.5
0.6
0.7
0.4
0.7
0.2
0.3
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.7
0.4
1.5
0.8
1.7
0.7
1.0
0.6
0.6
0.4
0.3
0.2
0.2
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.6
1.3
0.4
0.6
0.4
1.3
1.5
2.1
0.7
1.2
1.1
1.1
1.3
2.0
0.8
1.3
1.2
0.8
0.9
1.4
0.7
1.0
1.0
0.5
0.5
0.9
0.6
0.8
0.8
0.2
0.2
0.6
0.2
0.3
0.4
0.1
0.1
0.3
0.1
0.2
0.1
1.4
1.6
1.8
0.0
0.0
(4)
All workers .............................................................
0.2
0.4
0.7
0.7
0.5
0.3
0.1
0.0
Full time .................................................................
Part time ................................................................
0.2
1.0
0.4
1.5
0.7
2.0
0.7
1.4
0.6
0.9
0.4
0.5
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
0.8
0.4
1.2
0.8
1.3
0.7
0.8
0.6
0.5
0.4
0.2
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.3
0.7
0.2
0.3
0.2
0.7
0.9
1.4
0.4
0.6
0.4
1.2
1.4
1.8
0.7
1.2
1.1
1.1
1.3
1.9
0.9
1.4
1.2
0.7
0.9
1.2
0.7
1.0
1.0
0.4
0.5
0.9
0.5
0.7
0.8
0.1
0.1
0.3
0.1
0.2
0.1
0.3
1.1
1.6
0.0
0.0
0.0
After 5 years
See footnotes at end of table.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2
National Compensation Survey, March 2015—continued
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.2
0.3
0.5
0.7
0.6
0.4
0.1
(4)
Full time .................................................................
Part time ................................................................
0.2
0.9
0.3
1.4
0.6
1.5
0.7
1.8
0.6
0.9
0.5
1.0
0.1
0.3
0.5
0.0
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
0.7
0.3
0.8
0.7
1.4
0.8
1.2
0.7
0.7
0.5
0.2
0.1
(4)
(4)
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.3
0.7
0.2
0.3
0.2
0.6
0.7
1.2
0.3
0.5
0.3
1.1
1.4
1.6
0.4
0.6
0.5
1.1
1.3
2.2
0.9
1.2
1.3
1.0
1.1
1.8
0.8
1.2
1.2
0.6
0.7
1.2
0.7
0.9
1.0
0.1
0.2
0.3
0.1
0.2
0.2
0.0
0.0
0.0
(4)
0.1
(4)
All workers .............................................................
0.2
0.3
0.6
0.6
0.6
0.5
0.1
0.0
Full time .................................................................
Part time ................................................................
0.2
0.9
0.3
1.5
0.6
1.3
0.6
1.9
0.6
1.6
0.6
1.2
0.1
0.3
0.0
0.6
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
0.6
0.3
0.5
0.7
1.0
0.6
1.5
0.7
1.3
0.6
0.3
0.1
1.1
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.3
0.3
0.7
0.2
0.3
0.2
0.6
0.7
1.2
0.3
0.5
0.3
1.1
1.4
1.6
0.3
0.6
0.4
1.0
1.2
1.8
0.6
1.0
0.8
0.9
1.2
1.7
0.8
1.2
1.1
0.7
0.8
1.6
0.8
1.1
1.1
0.2
0.2
0.3
0.1
0.2
0.2
1.0
0.0
0.0
(4)
0.0
0.6
After 20 years
1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number
of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual
provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time off for workers to use for multiple purposes.
4 Less than 0.05.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,
March 2015
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
1
5
10
20
year years years years
27
15
19
22
24
73
9
13
15
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
37
34
39
16
69
25
13
27
20
30
16
17
17
17
16
18
15
16
14
12
15
11
21
21
21
20
23
19
19
19
17
19
15
24
24
24
21
26
22
23
22
19
22
18
26
26
27
21
28
24
26
24
21
24
21
63
66
61
84
31
75
87
73
80
70
84
11
11
11
13
12
7
10
8
7
9
8
15
15
15
15
16
12
13
12
12
13
11
17
17
17
16
19
14
16
15
14
15
14
20
20
20
18
21
16
20
18
17
18
16
20
14
18
21
14
10
12
11
11
11
13
17
15
15
16
16
20
18
18
18
18
23
20
21
20
80
86
82
79
86
8
7
7
7
7
12
11
12
11
12
14
14
15
15
15
16
16
18
18
18
Full time .................................................................
Part time ................................................................
28
23
15
12
20
16
23
19
25
20
72
77
9
6
13
10
16
13
18
15
Union .....................................................................
Nonunion ...............................................................
13
30
14
15
20
19
24
22
27
24
87
70
9
8
13
13
17
15
21
17
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
22
16
26
27
33
33
12
10
14
15
17
17
17
15
19
19
21
21
19
17
22
22
24
24
21
19
24
25
26
26
78
84
74
73
67
67
6
6
8
9
11
12
11
10
12
13
15
16
13
12
15
16
17
18
15
13
17
19
20
21
Goods-producing industries ...................................
21
11
16
18
21
79
7
12
15
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
29
42
8
5
8
53
70
10
16
18
15
9
19
18
19
18
20
22
18
10
23
22
24
22
23
25
19
11
25
26
28
26
25
27
21
12
27
28
30
30
71
58
92
95
92
47
30
90
9
11
13
11
14
10
13
11
13
14
15
14
17
14
16
15
15
17
18
16
19
17
19
18
18
19
20
18
22
18
22
22
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,
March 2015—continued
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
5
10
20
year years years years
24
23
27
30
29
32
13
12
13
16
15
18
17
16
18
21
20
22
19
19
20
24
22
26
21
20
22
27
25
29
76
77
73
70
71
68
7
7
7
10
8
11
12
12
12
14
13
15
14
13
14
17
16
17
15
15
17
20
19
21
26
31
24
27
28
19
30
28
26
31
29
32
27
16
17
16
15
16
14
13
15
15
15
14
14
15
21
21
21
19
20
18
17
19
19
19
20
18
20
23
24
23
21
22
21
20
23
23
22
23
22
23
26
26
25
23
24
23
22
25
25
25
25
24
25
74
69
76
73
72
81
70
72
74
69
71
68
73
9
9
9
8
9
8
8
8
8
8
9
8
9
14
13
14
12
12
12
12
13
13
12
13
13
13
16
16
16
15
15
14
14
16
16
15
16
15
16
18
18
19
17
17
17
17
19
19
18
18
17
18
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate leave plans for different purposes.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 39. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National
Compensation Survey, March 2015
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
0.7
0.2
0.2
0.2
0.2
0.7
0.1
0.1
0.1
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.3
1.4
4.5
2.6
1.5
2.2
1.0
1.2
1.4
1.2
0.3
0.5
0.3
1.8
0.5
0.4
1.3
0.2
0.4
0.3
0.4
0.3
0.4
0.3
2.1
0.6
0.4
1.5
0.3
0.4
0.3
0.4
0.3
0.4
0.3
2.1
0.7
0.5
1.5
0.3
0.4
0.4
0.5
0.3
0.4
0.4
2.1
0.8
0.6
1.5
0.3
0.5
0.4
0.6
1.1
1.3
1.4
4.5
2.6
1.5
2.2
1.0
1.2
1.4
1.2
0.1
0.1
0.2
0.4
0.5
0.2
0.3
0.1
0.1
0.1
0.3
0.1
0.1
0.1
0.4
0.4
0.2
0.3
0.1
0.1
0.1
0.3
0.1
0.1
0.2
0.6
0.5
0.3
0.4
0.1
0.2
0.2
0.3
0.1
0.2
0.2
0.7
0.5
0.4
0.5
0.2
0.2
0.2
0.4
2.1
1.3
1.2
1.4
1.6
0.5
0.5
0.4
0.4
0.7
0.5
0.6
0.4
0.4
0.7
0.7
0.6
0.5
0.5
0.8
0.8
0.7
0.6
0.6
1.0
2.1
1.3
1.2
1.4
1.6
0.7
0.1
0.1
0.1
0.1
0.7
0.2
0.1
0.1
0.2
0.7
0.2
0.2
0.2
0.2
0.8
0.3
0.2
0.2
0.3
Full time .................................................................
Part time ................................................................
0.7
1.6
0.2
0.6
0.2
0.6
0.2
0.7
0.2
0.7
0.7
1.6
0.1
0.1
0.1
0.2
0.1
0.2
0.1
0.3
Union .....................................................................
Nonunion ...............................................................
1.0
0.7
0.5
0.2
1.2
0.2
1.4
0.2
1.5
0.2
1.0
0.7
0.2
0.1
0.1
0.1
0.1
0.1
0.2
0.1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
1.8
1.1
0.9
1.2
1.7
0.4
0.8
0.4
0.3
0.3
0.5
0.4
0.9
0.4
0.3
0.3
0.4
0.5
1.0
0.4
0.3
0.3
0.4
0.6
1.1
0.4
0.4
0.3
0.5
1.3
1.8
1.1
0.9
1.2
1.7
0.1
0.2
0.1
0.1
0.1
0.3
0.2
0.3
0.1
0.1
0.1
0.3
0.2
0.4
0.2
0.1
0.1
0.3
0.3
0.5
0.2
0.1
0.2
0.3
Goods-producing industries ...................................
1.2
0.3
0.3
0.4
0.5
1.2
0.1
0.2
0.2
0.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.8
0.9
1.2
1.1
2.3
2.8
1.5
0.2
0.4
1.1
1.0
1.2
0.4
0.3
0.4
0.2
0.4
1.3
1.0
1.4
0.4
0.5
0.6
0.2
0.4
1.3
1.2
1.2
0.4
0.6
0.8
0.3
0.5
1.4
1.5
1.1
0.5
0.7
0.8
0.8
1.8
0.9
1.2
1.1
2.3
2.8
1.5
0.1
0.3
0.3
0.2
0.5
0.3
0.3
0.2
0.1
0.2
0.3
0.2
0.4
0.3
0.3
0.2
0.1
0.3
0.2
0.2
0.3
0.5
0.4
0.2
0.1
0.3
0.2
0.3
0.3
0.5
0.3
0.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National
Compensation Survey, March 2015—continued
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
1.0
1.2
1.8
0.9
1.4
1.2
0.3
0.4
0.6
0.2
0.4
0.3
0.3
0.4
0.5
0.2
0.4
0.3
0.3
0.4
0.5
0.3
0.4
0.3
0.4
0.5
0.6
0.3
0.4
0.4
1.0
1.2
1.8
0.9
1.4
1.2
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.2
0.2
0.1
0.2
0.3
0.1
0.2
0.1
0.2
0.2
0.3
0.1
0.2
0.1
1.7
2.3
2.0
1.0
1.5
2.1
1.9
1.3
1.7
2.0
1.6
1.9
2.1
0.5
1.1
0.7
0.4
0.6
0.5
0.6
0.4
0.6
0.5
0.3
0.4
0.4
0.5
0.8
0.7
0.3
0.5
0.5
0.6
0.4
0.6
0.4
0.4
0.4
0.6
0.5
0.8
0.7
0.4
0.5
0.4
0.6
0.4
0.7
0.4
0.5
0.7
0.7
0.5
0.9
0.7
0.4
0.6
0.6
0.8
0.4
0.6
0.5
0.6
0.8
0.8
1.7
2.3
2.0
1.0
1.5
2.1
1.9
1.3
1.7
2.0
1.6
1.9
2.1
0.2
0.2
0.2
0.1
0.2
0.5
0.1
0.2
0.2
0.4
0.2
0.3
0.2
0.2
0.4
0.2
0.1
0.2
0.4
0.2
0.2
0.1
0.4
0.1
0.3
0.2
0.2
0.4
0.2
0.1
0.2
0.4
0.2
0.2
0.2
0.5
0.1
0.3
0.2
0.2
0.5
0.3
0.2
0.3
0.4
0.3
0.3
0.2
0.7
0.2
0.4
0.2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate leave plans for different purposes.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2015
(All workers = 100 percent)
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
11
6
7
40
54
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
18
19
17
14
12
19
9
4
11
14
10
7
55
56
54
48
69
70
69
66
11
24
8
11
9
4
13
8
2
5
1
4
6
4
7
2
3
9
4
10
6
2
9
3
47
69
25
44
41
38
44
30
68
80
38
64
56
53
57
41
4
11
5
7
2
2
2
3
3
3
3
4
2
2
2
20
38
36
40
32
29
51
51
53
49
Full time .................................................................
Part time ................................................................
13
5
8
2
8
3
45
25
60
37
Union .....................................................................
Nonunion ...............................................................
16
10
2
7
9
6
52
38
78
50
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
4
8
13
19
21
1
1
4
7
14
18
2
1
5
9
12
14
22
16
38
47
58
62
34
27
53
62
73
77
Goods-producing industries ...................................
8
5
2
41
52
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
11
16
14
10
28
17
32
16
6
4
5
2
–
3
3
5
7
7
9
4
20
6
13
17
40
50
50
45
67
50
79
55
55
66
70
68
80
63
92
77
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2015—continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
5
4
6
17
10
24
4
4
4
8
7
9
3
3
4
10
6
14
21
17
30
58
51
67
31
26
45
76
67
85
15
17
14
10
10
10
8
10
10
10
10
11
10
7
7
7
7
8
7
6
5
6
5
4
5
4
9
8
9
4
5
2
4
5
6
4
10
8
11
39
39
39
42
45
38
40
39
39
40
39
37
40
55
56
55
55
58
50
52
53
53
53
53
53
53
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care
center, or a baby sitter in facilities either on or off the employer’s premises.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 40. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.4
0.3
0.4
0.6
0.6
0.8
1.3
1.0
1.6
0.7
1.6
0.7
0.8
0.7
1.0
0.7
1.0
1.0
1.4
1.2
2.0
1.1
1.3
1.3
2.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.0
2.2
0.8
1.6
0.5
0.4
0.8
0.8
0.7
2.1
0.3
0.9
0.4
0.6
0.5
0.5
1.0
1.3
0.5
1.6
0.5
0.4
0.7
0.4
2.2
2.4
1.2
3.2
0.9
1.5
1.2
1.5
2.0
3.1
1.4
3.4
1.0
1.5
1.4
1.6
0.7
1.3
0.5
0.9
0.4
0.7
0.7
0.5
0.6
0.6
0.6
0.7
0.4
0.5
0.5
1.7
2.1
1.2
1.7
1.5
2.0
2.3
1.5
1.9
2.0
Full time .................................................................
Part time ................................................................
0.5
0.5
0.4
0.2
0.5
0.3
0.6
0.9
0.6
1.1
Union .....................................................................
Nonunion ...............................................................
1.2
0.5
0.4
0.3
0.7
0.4
1.2
0.6
1.2
0.7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
1.0
0.5
0.6
0.9
1.3
0.3
0.2
0.3
0.5
0.8
1.1
0.3
0.3
0.4
0.6
0.7
0.9
0.8
1.0
1.1
1.0
0.9
1.5
1.1
1.5
1.2
1.0
0.9
1.5
Goods-producing industries ...................................
0.8
0.7
0.4
1.4
1.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
1.1
1.5
1.0
4.6
1.5
2.0
1.9
0.3
0.7
1.2
0.7
–
0.7
1.4
1.7
0.4
0.8
1.2
0.8
3.3
0.6
1.7
1.3
0.6
1.4
1.7
1.7
4.0
2.2
2.2
2.4
0.7
1.7
1.5
1.6
4.0
2.6
1.7
2.3
Establishment characteristics
See footnotes at end of table.
Table 40. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.4
0.4
0.9
0.7
0.8
1.0
0.4
0.4
0.7
0.5
0.7
0.8
0.3
0.3
0.7
0.6
0.6
1.1
0.8
0.9
1.8
0.8
1.3
1.0
1.0
1.0
1.8
0.7
1.3
1.0
0.9
1.5
1.0
0.9
1.3
2.6
1.0
0.8
1.0
1.5
0.7
1.0
0.8
0.7
1.3
0.9
0.6
0.8
2.1
0.8
0.5
0.6
1.1
0.5
1.0
0.7
1.5
1.0
1.8
0.3
0.4
0.6
0.4
0.8
0.5
2.0
0.7
1.0
0.9
1.1
2.3
1.2
1.1
1.4
3.1
1.6
1.3
1.5
2.2
1.2
3.1
1.0
1.4
2.5
1.4
1.1
1.6
2.7
1.7
1.5
1.7
2.8
1.2
2.7
1.2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care
center, or a baby sitter in facilities either on or off the employer’s premises.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March
2015
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Dependent
care flexible
spending
account2
Savings
Health care
plans with Financial
flexible
no employer planning
spending contribution4
account3
24
20
40
43
24
20
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
33
42
29
21
30
30
30
33
58
62
57
50
63
65
61
58
35
29
37
54
28
32
26
21
20
26
10
20
28
25
30
17
34
39
11
22
18
10
22
14
51
69
24
45
39
32
42
28
60
72
25
48
42
34
47
32
57
32
17
39
19
11
24
21
19
33
12
22
23
21
24
16
11
22
20
23
17
9
18
18
20
15
17
37
36
38
34
19
43
37
39
36
18
23
19
17
20
10
22
14
17
12
Full time .................................................................
Part time ................................................................
28
10
24
7
47
20
51
20
27
13
23
11
Union .....................................................................
Nonunion ...............................................................
21
24
22
19
52
38
57
41
45
20
27
19
Average wage within the following categories:7
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
11
5
25
28
35
39
7
4
20
24
30
31
19
12
38
48
62
66
19
10
42
51
66
70
11
8
22
30
35
35
10
6
18
25
30
32
Goods-producing industries ...................................
24
18
37
39
17
20
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
24
24
25
21
36
23
27
23
20
29
33
34
35
25
46
32
41
51
55
50
70
48
75
58
44
56
61
57
77
52
79
59
25
37
54
54
63
25
35
63
20
22
22
19
32
23
38
30
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2015—continued
(All workers = 100 percent)
Stock options
Characteristics
Total5
All workers .............................................................
Performance
Signing
Other
7
2
1
5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9
14
6
–
4
6
3
–
2
4
1
–
6
10
4
–
–
1
2
–
9
9
9
6
–
1
1
–
2
2
3
3
–
–
–
–
1
1
2
–
–
(6)
2
–
7
7
8
3
2
9
8
7
10
–
4
1
2
1
–
–
1
1
1
2
5
8
6
9
Full time .................................................................
Part time ................................................................
8
4
3
1
1
(6)
6
4
Union .....................................................................
Nonunion ...............................................................
7
7
3
2
1
1
4
6
Average wage within the following categories:7
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4
3
7
8
11
13
(6)
(6)
2
2
5
7
–
–
1
1
2
3
3
3
6
6
7
8
Goods-producing industries ...................................
8
3
1
5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
7
2
(6)
–
1
2
1
–
2
–
–
–
–
–
–
–
1
(6)
(6)
–
–
–
–
–
5
1
–
–
–
2
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March
2015—continued
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Dependent
care flexible
spending
account2
Savings
Health care
plans with Financial
flexible
no employer planning
spending contribution4
account3
16
14
21
31
30
33
10
8
17
29
21
36
21
18
30
58
48
69
23
20
33
62
50
73
14
12
19
33
24
42
10
9
13
30
26
34
18
19
18
24
26
25
22
26
27
25
25
26
25
14
13
15
23
22
26
24
22
19
26
17
16
17
39
44
37
41
41
33
45
40
39
43
40
39
40
43
47
42
43
44
34
47
44
42
49
42
41
43
28
27
29
23
23
25
23
23
25
19
21
19
22
20
20
20
21
22
17
20
20
20
21
20
22
19
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2015—continued
(All workers = 100 percent)
Stock options
Characteristics
Total5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Performance
Signing
Other
5
4
7
10
9
10
1
1
2
3
3
4
1
1
1
1
1
2
4
3
6
7
6
8
8
6
8
7
7
8
6
7
7
7
7
7
8
2
2
2
2
2
2
2
2
2
2
3
2
4
1
1
2
1
1
1
1
1
1
(6)
1
1
2
6
4
6
5
6
6
4
6
6
5
5
6
5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the
public sector, except the federal government. See Technical Note for further explanation.
2 Formerly referred to as Dependent care reimbursement account.
3 Formerly referred to as Health care reimbursement account.
4 Savings plans established by the employer on behalf of the employee, but with no employer contribution.
These are cash or deferred arrangement plans or individual retirement accounts used to fund savings and
retirement plans authorized by section 401(k), 403(b), or 457 of the Internal Revenue Code. The employees’
contributions can be pre- and post-tax. Employees may authorize a payroll deduction by the employer to fund
the established plan.
5 The sum of the individual components may be greater than the total because some employees may have
access to more than one type of stock option.
6 Less than 0.5.
7 Surveyed occupations are classified into wage categories based on the average wage for the occupation,
which may include workers with earnings both above and below the threshold. The categories were formed
using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 41. Standard errors for financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2015
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Dependent
care flexible
spending
account2
Savings
Health care
plans with Financial
flexible
no employer planning
spending contribution4
account3
0.6
0.5
0.6
0.6
0.6
0.6
1.0
1.4
1.1
1.5
1.0
1.4
1.1
1.9
1.2
1.5
1.4
2.1
1.2
1.5
1.5
2.2
1.1
1.4
1.3
2.2
1.0
1.6
1.1
1.6
1.7
2.9
0.8
2.1
0.9
1.3
1.1
0.9
2.3
2.6
0.7
2.1
0.7
1.0
1.0
0.9
2.5
2.7
1.1
3.2
1.0
1.4
1.3
1.3
2.5
2.6
1.2
3.2
0.9
1.3
1.2
1.6
2.6
2.5
1.0
2.8
0.7
0.8
1.0
1.2
2.2
2.4
1.0
2.2
0.7
1.2
0.9
1.2
1.4
1.5
1.1
1.7
1.1
0.9
1.4
0.9
1.4
1.2
1.4
2.1
1.2
1.6
1.7
1.4
2.4
1.3
1.8
1.7
1.9
1.7
1.1
1.3
1.5
1.4
1.7
0.9
1.3
1.1
Full time .................................................................
Part time ................................................................
0.7
0.7
0.6
0.5
0.7
0.9
0.7
0.9
0.7
0.8
0.7
0.6
Union .....................................................................
Nonunion ...............................................................
1.1
0.7
1.1
0.6
1.4
0.6
1.3
0.7
1.4
0.6
1.3
0.6
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.7
0.9
0.9
1.0
1.3
0.5
0.5
0.8
0.8
0.9
1.4
0.8
0.9
1.0
0.9
1.0
1.5
0.8
0.8
1.2
0.9
1.0
1.4
0.8
0.9
0.9
1.0
1.0
1.3
0.6
0.7
0.8
0.9
1.0
1.7
Goods-producing industries ...................................
1.3
1.0
1.2
1.3
1.0
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.3
1.8
1.6
4.1
1.7
1.9
1.8
0.6
1.3
1.7
2.2
2.5
1.9
2.4
2.2
0.6
1.6
1.8
2.4
4.2
2.4
2.2
2.3
0.7
1.8
1.8
2.3
3.8
2.7
2.1
2.2
0.7
1.4
1.6
2.0
2.7
1.8
2.2
2.3
0.6
1.4
1.3
1.4
3.0
2.3
2.3
2.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1
National Compensation Survey, March 2015—continued
Stock options
Characteristics
Total
All workers .............................................................
Performance
Signing
Other
0.3
0.2
0.1
0.3
0.6
1.0
0.6
–
0.4
0.6
0.4
–
0.2
0.4
0.2
–
0.4
0.8
0.4
–
–
0.4
0.6
–
0.5
0.6
0.7
0.7
–
0.3
0.3
–
0.2
0.2
0.3
0.4
–
–
–
–
0.2
0.3
0.2
–
–
0.2
0.5
–
0.5
0.6
0.6
0.6
0.8
1.1
0.7
0.9
1.0
–
0.7
0.2
0.4
0.2
–
–
0.1
0.3
0.2
0.8
1.0
0.7
0.9
1.0
Full time .................................................................
Part time ................................................................
0.4
0.4
0.2
0.1
0.1
0.1
0.3
0.4
Union .....................................................................
Nonunion ...............................................................
0.8
0.3
0.6
0.2
0.4
0.1
0.6
0.3
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.4
0.7
0.5
0.6
0.7
1.2
0.1
0.1
0.3
0.2
0.5
0.8
–
–
0.3
0.1
0.2
0.4
0.3
0.5
0.5
0.5
0.4
0.7
Goods-producing industries ...................................
0.9
0.5
0.2
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.3
0.6
0.2
–
0.2
0.9
0.4
–
0.2
–
–
–
–
–
–
–
0.1
(6)
0.1
–
–
–
–
–
0.3
0.5
–
–
–
0.9
–
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2015—continued
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Dependent
care flexible
spending
account2
Savings
Health care
plans with Financial
flexible
no employer planning
spending contribution4
account3
0.7
0.8
1.6
1.0
1.2
1.3
0.6
0.6
1.7
0.8
1.0
1.2
0.8
0.8
1.7
0.8
1.2
1.0
0.9
0.9
1.9
0.8
1.2
1.0
0.7
0.8
1.6
0.8
1.0
1.2
0.6
0.7
1.3
0.8
1.2
1.0
1.1
1.1
1.4
1.1
1.4
3.8
1.8
1.4
1.6
2.6
1.4
2.0
1.9
1.1
2.0
1.5
1.0
1.5
2.5
1.7
1.1
1.2
2.5
0.9
1.8
1.0
1.1
2.5
1.3
1.0
1.2
3.0
1.9
1.4
1.9
2.1
1.2
1.9
1.4
1.1
2.8
1.1
1.1
1.4
3.3
2.1
1.4
1.7
2.3
1.2
1.7
1.5
1.3
2.1
1.6
1.2
1.6
4.3
1.4
1.0
1.4
1.1
1.2
2.1
1.4
1.3
2.3
1.6
1.1
1.5
3.1
1.9
1.0
1.3
1.7
1.0
2.6
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1
National Compensation Survey, March 2015—continued
Stock options
Characteristics
Total
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Performance
Signing
Other
0.5
0.5
1.0
0.6
0.6
0.9
0.1
0.2
0.3
0.3
0.5
0.4
0.2
0.2
0.4
0.2
0.1
0.3
0.4
0.4
1.0
0.5
0.5
0.8
0.8
1.0
0.8
0.4
0.6
0.9
0.7
0.5
0.7
1.0
0.9
1.9
0.9
0.3
0.5
0.4
0.2
0.3
0.9
0.3
0.3
0.4
0.5
0.5
0.4
0.7
0.3
0.3
0.5
0.2
0.2
0.5
0.4
0.2
0.3
0.1
0.3
0.3
0.4
0.8
1.2
0.8
0.4
0.6
1.1
0.5
0.4
0.5
0.7
0.6
1.8
0.5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the
public sector, except the federal government. See Technical Note for further explanation.
2 Formerly referred to as Dependent care reimbursement account.
3 Formerly referred to as Health care reimbursement account.
4 Savings plans established by the employer on behalf of the employee, but with no employer contribution.
These are cash or deferred arrangement plans or individual retirement accounts used to fund savings and
retirement plans authorized by section 401(k), 403(b), or 457 of the Internal Revenue Code. The employees’
contributions can be pre- and post-tax. Employees may authorize a payroll deduction by the employer to fund
the established plan.
5 Surveyed occupations are classified into wage categories based on the average wage for the occupation,
which may include workers with earnings both above and below the threshold. The categories were formed
using percentile estimates generated using wage data for March 2015.
6 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2015
(All workers = 100 percent)
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
19
24
21
29
33
27
26
36
34
37
60
33
31
34
55
21
23
10
19
18
12
22
13
66
24
13
47
21
12
26
20
58
18
11
42
19
11
24
19
7
19
13
13
13
15
24
19
16
22
15
22
17
14
19
Full time .................................................................
Part time ................................................................
22
8
28
11
25
10
Union .....................................................................
Nonunion ...............................................................
25
18
59
18
53
16
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
5
15
22
34
38
8
5
20
29
42
43
7
4
17
27
39
41
Goods-producing industries ...................................
14
18
16
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
19
22
30
21
55
16
30
27
25
34
62
66
63
15
34
73
22
30
58
61
61
12
25
69
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2015—continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
9
7
14
28
20
37
8
7
12
38
24
53
8
6
11
34
21
48
17
17
16
22
24
21
19
16
16
15
19
16
20
25
23
26
25
25
24
27
21
21
22
22
20
23
24
23
25
21
21
21
23
19
20
19
21
19
22
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.
2 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.
3 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.
4 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 42. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March 2015
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
0.5
0.5
0.5
0.9
1.4
1.0
1.4
0.8
1.3
0.9
1.7
0.9
1.3
1.0
1.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
1.7
0.8
1.9
0.8
1.0
1.0
1.1
2.0
1.8
0.6
3.0
0.8
0.9
1.0
1.2
2.1
1.9
0.5
2.9
0.7
0.7
1.0
1.2
0.8
1.8
0.8
1.2
1.1
1.3
1.7
1.0
1.4
1.5
1.4
1.6
1.1
1.5
1.4
Full time .................................................................
Part time ................................................................
0.6
0.6
0.5
0.6
0.5
0.6
Union .....................................................................
Nonunion ...............................................................
1.1
0.5
1.3
0.5
1.3
0.5
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.7
0.7
0.8
1.0
1.6
0.5
0.5
0.6
0.9
1.0
1.5
0.4
0.5
0.7
0.8
0.9
1.5
Goods-producing industries ...................................
1.1
1.0
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.1
1.5
1.3
3.7
1.6
2.4
1.9
0.5
1.1
1.4
1.6
2.6
1.1
2.3
2.0
0.5
1.1
1.5
1.7
2.6
1.0
2.2
2.1
Establishment characteristics
See footnotes at end of table.
Table 42. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March
2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
0.5
0.5
1.3
0.8
1.0
1.2
0.5
0.4
1.3
0.7
1.0
1.0
0.4
0.4
1.2
0.8
1.0
1.1
1.0
1.5
1.2
1.0
1.2
2.7
1.8
1.1
1.3
1.8
1.0
1.6
1.2
1.1
1.7
1.4
0.8
1.2
2.1
1.5
0.9
1.0
1.7
1.0
2.4
1.0
0.9
1.5
1.1
0.8
1.2
1.9
1.5
1.0
1.2
2.0
0.9
2.2
0.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.
2 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.
3 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.
4 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2015
(All workers = 100 percent)
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
2
bonuses
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
38
5
3
9
6
5
3
5
11
45
54
40
26
6
9
4
–
5
6
4
2
10
16
8
–
4
5
4
1
9
7
9
12
3
2
3
2
7
8
6
4
( )
14
17
13
11
31
44
23
39
41
33
45
36
–
2
1
–
5
4
6
6
1
5
2
7
3
1
4
3
–
7
4
2
10
7
12
10
–
5
5
3
9
9
9
8
14
10
3
10
4
2
5
4
2
3
2
8
5
7
3
2
–
14
3
3
6
4
8
5
14
15
7
14
9
7
10
10
30
42
42
46
38
3
8
8
10
5
1
5
2
2
1
11
9
8
10
7
8
8
8
8
7
2
5
5
5
5
2
3
2
2
2
1
8
5
5
5
7
13
16
17
14
Full time .................................................................
Part time ................................................................
44
19
6
1
4
1
10
3
7
5
7
1
3
2
6
4
14
3
Union .....................................................................
Nonunion ...............................................................
36
38
6
5
4
3
3
10
1
7
14
4
3
3
3
6
15
11
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
23
16
38
46
49
52
1
1
4
6
9
9
1
1
2
3
6
6
5
4
8
11
11
13
6
5
9
6
3
4
1
1
4
7
10
11
3
1
4
3
2
2
4
2
5
6
7
6
5
3
10
15
17
17
Goods-producing industries ...................................
47
10
3
12
9
5
1
3
16
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
36
31
24
26
21
36
45
42
4
1
–
–
–
1
3
–
3
2
2
1
4
3
4
6
8
5
1
1
–
8
5
1
6
4
1
–
1
6
2
2
5
9
12
13
9
6
13
17
3
3
2
3
2
4
4
9
6
5
(4)
–
1
9
17
–
10
10
9
11
6
10
17
16
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2015—continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
2
bonuses
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
34
34
35
41
41
42
4
3
4
6
5
7
2
1
3
4
3
6
11
12
9
6
7
5
9
10
5
4
6
2
3
2
4
8
5
10
2
1
2
4
5
3
3
2
5
8
8
7
7
7
10
15
13
17
38
36
39
42
43
36
43
37
38
33
33
35
32
3
3
3
5
5
3
5
7
7
6
4
5
4
3
4
3
3
4
1
4
2
2
3
4
2
4
11
11
11
9
8
8
10
8
9
7
8
12
6
4
2
4
10
9
8
11
5
5
3
5
6
4
8
7
8
3
4
2
3
5
6
3
7
3
8
2
2
2
4
4
5
3
3
3
3
2
3
1
5
5
5
6
6
6
7
6
5
7
3
2
4
11
8
12
13
13
11
14
11
12
10
8
8
8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 The sum of the individual components may be greater than the total because some employees may have access to more than one type of nonproduction bonus.
3 Includes all other bonuses provided to employees and not published separately.
4 Less than 0.5.
5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 43. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2015
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
0.6
0.3
0.2
0.3
0.3
0.3
0.2
0.3
0.4
1.0
1.7
1.2
1.7
0.4
0.8
0.4
–
0.4
0.7
0.4
0.3
0.6
1.2
0.6
–
0.5
0.5
0.7
0.3
0.5
0.8
0.6
1.2
0.4
0.3
0.5
0.4
0.5
0.7
0.5
(3)
0.7
1.2
0.8
1.0
2.1
2.6
1.4
3.0
0.9
1.1
1.2
1.6
–
0.4
0.2
–
0.4
0.6
0.5
0.6
0.4
1.0
0.3
1.9
0.4
0.2
0.5
0.6
–
2.1
0.5
0.8
0.5
0.7
0.7
0.8
–
2.2
0.7
1.1
0.5
0.7
0.7
0.7
1.3
1.2
0.3
1.4
0.3
0.4
0.4
0.5
0.5
0.6
0.3
1.5
0.4
0.6
0.3
0.6
–
1.6
0.4
1.1
0.4
0.4
0.6
0.6
1.3
1.7
0.7
2.3
0.5
0.8
0.6
0.9
2.0
2.3
1.3
1.7
1.7
0.7
1.0
0.7
0.9
0.8
0.4
1.1
0.3
0.5
0.2
1.3
1.2
0.7
1.0
1.0
1.3
1.2
0.7
0.9
0.9
0.5
0.8
0.5
0.6
0.8
0.7
0.6
0.3
0.4
0.4
0.2
1.1
0.8
1.1
0.9
1.1
1.3
1.0
1.4
1.2
Full time .................................................................
Part time ................................................................
0.7
0.9
0.3
0.2
0.2
0.2
0.4
0.3
0.3
0.5
0.3
0.1
0.2
0.3
0.3
0.4
0.5
0.4
Union .....................................................................
Nonunion ...............................................................
1.3
0.7
0.5
0.3
0.4
0.2
0.5
0.4
0.2
0.4
0.9
0.2
0.4
0.2
0.4
0.3
0.9
0.4
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.2
1.0
1.0
1.0
1.5
0.2
0.2
0.4
0.4
0.6
0.9
0.3
0.3
0.3
0.3
0.5
0.8
0.4
0.5
0.5
0.6
0.7
1.1
0.6
0.8
0.7
0.5
0.3
0.6
0.1
0.2
0.4
0.5
0.6
0.9
0.3
0.2
0.5
0.4
0.3
0.4
0.4
0.5
0.4
0.5
0.5
0.6
0.6
0.5
0.5
0.7
0.7
1.3
Goods-producing industries ...................................
1.3
0.8
0.5
0.7
0.7
0.6
0.2
0.5
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.4
1.2
1.5
1.8
2.1
2.6
2.3
0.3
0.1
–
–
–
0.2
0.7
–
0.2
0.3
0.2
0.3
0.5
0.4
0.7
0.9
0.3
0.8
0.1
0.2
–
1.3
1.2
0.5
0.3
0.7
0.3
–
0.3
1.3
0.6
0.8
0.3
0.6
0.9
1.1
1.0
0.8
1.5
1.8
0.2
0.6
0.4
0.5
0.9
0.9
0.5
1.2
0.3
0.5
0.1
–
0.2
0.9
1.4
–
0.4
0.7
0.7
1.0
1.2
1.0
1.7
2.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 43. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
0.9
1.1
1.7
0.9
1.2
1.1
0.3
0.4
0.6
0.4
0.5
0.6
0.3
0.3
0.7
0.3
0.3
0.4
0.6
0.7
0.9
0.3
0.5
0.4
0.6
0.7
0.7
0.3
0.5
0.3
0.3
0.3
0.6
0.4
0.5
0.7
0.3
0.3
0.5
0.3
0.4
0.4
0.3
0.3
0.7
0.4
0.7
0.5
0.5
0.6
1.1
0.5
0.8
0.8
1.3
2.0
1.6
0.9
1.0
3.2
1.8
1.5
1.5
3.1
1.5
3.0
1.7
0.6
0.5
0.7
0.4
0.6
0.9
0.8
0.6
0.7
1.0
0.5
1.1
0.6
0.5
1.5
0.3
0.4
0.6
0.5
0.7
0.2
0.2
0.5
0.3
0.3
0.5
0.7
2.1
0.6
0.5
0.6
1.3
1.2
0.6
0.8
1.0
0.6
1.6
0.5
0.5
0.4
0.6
0.7
1.0
1.3
1.1
0.5
0.7
0.5
0.5
0.7
0.7
0.7
0.8
0.9
0.3
0.4
0.5
0.7
0.5
0.7
0.7
0.7
1.0
0.9
0.4
0.5
0.5
0.4
0.6
1.7
0.5
0.5
0.6
0.7
0.3
0.9
0.3
0.7
1.1
0.9
0.5
0.7
1.5
0.9
0.5
0.4
1.4
0.4
0.4
0.6
0.8
1.5
0.8
0.8
1.2
1.5
1.2
0.8
0.9
1.5
0.6
1.1
0.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 Includes all other bonuses provided to employees and not published separately.
3 Less than 0.05.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2
National Compensation Survey, March 2015
(All workers = 100 percent)
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
All workers .............................................................
Health care benefits
Opposite
sex
Same sex
Opposite
sex
16
16
36
31
26
24
27
43
26
25
26
41
48
56
45
34
41
49
38
29
51
22
10
28
14
6
18
13
50
22
10
27
14
6
19
14
34
40
22
31
39
35
42
28
29
32
18
23
35
31
38
24
11
15
11
8
13
13
14
10
7
13
19
36
32
30
34
19
28
28
28
28
Full time .................................................................
Part time ................................................................
19
6
19
7
43
17
37
15
Union .....................................................................
Nonunion ...............................................................
41
12
39
12
54
33
43
30
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
2
13
19
30
31
6
3
13
19
29
30
17
9
34
43
55
63
15
8
31
37
46
54
Goods-producing industries ...................................
10
9
33
30
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
17
26
43
48
39
14
25
49
17
25
42
47
38
14
26
48
37
36
36
29
54
36
44
39
32
31
30
25
41
31
34
32
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2
National Compensation Survey, March 2015—continued
(All workers = 100 percent)
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health care benefits
Opposite
sex
Same sex
Opposite
sex
6
5
9
25
16
35
6
6
8
25
17
34
23
20
31
49
44
54
21
19
29
41
40
41
19
13
21
16
16
18
17
9
7
13
21
16
24
19
13
21
17
16
18
17
8
7
12
21
16
24
43
43
43
27
30
25
24
28
27
30
55
41
61
36
36
36
24
25
21
24
21
19
27
51
35
57
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the
employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried
Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,
civilian workers,2 National Compensation Survey, March 2015
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
All workers .............................................................
Health care benefits
Opposite
sex
Same sex
Opposite
sex
0.5
0.5
0.6
0.5
1.0
1.4
1.1
2.0
1.0
1.5
1.1
2.0
1.0
1.5
1.1
1.7
1.0
1.4
1.2
1.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.4
2.2
0.7
2.2
0.6
0.5
0.9
1.1
2.5
2.1
0.7
2.0
0.6
0.6
0.8
1.2
2.3
2.6
1.2
2.3
0.8
1.2
1.2
1.4
2.3
2.4
1.1
2.1
0.8
1.2
1.1
1.3
1.3
1.5
0.9
1.2
1.1
1.8
1.4
0.8
1.1
1.1
1.7
2.1
1.3
1.6
1.7
1.8
2.0
1.1
1.4
1.5
Full time .................................................................
Part time ................................................................
0.7
0.4
0.6
0.4
0.7
0.8
0.6
0.8
Union .....................................................................
Nonunion ...............................................................
1.4
0.5
1.3
0.5
1.3
0.7
1.5
0.6
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.5
0.6
1.0
1.0
1.5
0.6
0.5
0.6
0.9
1.0
1.5
0.8
1.0
1.0
0.9
1.1
1.6
0.7
0.8
1.0
1.0
1.1
1.6
Goods-producing industries ...................................
0.9
0.8
1.3
1.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.3
1.8
1.8
3.7
1.7
2.5
2.6
0.6
1.3
1.8
1.8
3.7
1.8
2.5
2.6
0.7
1.4
1.4
1.4
3.4
2.1
1.8
1.9
0.6
1.4
1.5
1.3
3.7
2.0
2.0
2.2
Establishment characteristics
See footnotes at end of table.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,
civilian workers,2 National Compensation Survey, March 2015—continued
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health care benefits
Opposite
sex
Same sex
Opposite
sex
0.5
0.5
1.1
0.9
1.1
1.3
0.5
0.5
1.2
0.9
1.1
1.2
0.8
0.9
1.8
0.8
1.2
1.2
0.8
0.9
1.8
0.8
1.2
1.1
1.0
1.4
1.1
0.8
1.0
3.1
1.2
1.1
0.5
3.2
1.1
1.6
1.4
0.9
1.4
1.1
0.8
1.0
3.0
1.3
1.0
0.5
3.0
1.1
1.6
1.4
1.5
2.3
1.8
0.9
1.2
2.2
1.5
1.2
1.5
1.7
1.5
2.2
2.0
1.1
2.6
1.4
0.9
1.4
2.1
1.4
1.0
1.0
1.9
1.3
2.2
1.6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the
employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried
Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2015
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
No medical
benefits
and no
care and no
medical
retirement
benefits
care
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
63
9
6
22
59
13
1
27
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
84
78
81
8
10
7
–
3
1
4
–
9
4
11
14
77
84
74
72
10
10
11
11
1
1
1
1
12
5
14
16
94
79
38
68
62
50
68
65
–
6
9
2
9
9
10
12
–
4
8
12
10
17
6
3
2
11
45
19
19
24
16
19
82
76
33
64
56
43
64
58
15
9
13
6
15
16
14
19
–
1
2
8
1
1
2
2
–
14
52
23
28
40
20
21
60
70
67
72
62
13
11
10
11
8
4
3
5
3
6
23
16
19
14
24
52
64
64
71
59
21
18
12
13
11
1
2
1
1
1
26
16
22
15
29
Full time .................................................................
Part time ................................................................
77
18
11
3
2
19
10
59
74
11
14
10
1
2
11
76
Union .....................................................................
Nonunion ...............................................................
92
58
3
10
2
7
3
25
85
55
10
14
1
1
4
30
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
28
15
66
78
88
88
9
8
11
10
6
6
14
15
5
3
2
2
49
62
18
9
4
4
23
11
62
75
85
88
14
12
16
14
9
6
2
2
1
1
1
1
61
75
21
11
6
5
Goods-producing industries ...................................
73
13
2
11
71
16
1
13
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
61
72
83
85
85
64
89
88
8
8
2
2
2
12
2
(2)
7
5
3
4
2
6
3
3
23
15
12
9
11
18
6
9
57
68
75
74
83
63
88
82
13
12
10
13
4
14
3
7
1
1
1
1
1
1
1
1
29
19
14
12
13
23
8
11
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2015—continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
27
45
1
27
52
20
6
22
41
37
42
69
47
57
42
15
1
–
1
2
12
–
14
15
63
75
58
36
24
19
27
48
3
1
3
1
10
5
12
16
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
88
36
16
52
21
10
27
31
9
49
31
18
50
49
51
47
1
1
1
2
1
2
1
(2)
2
14
53
28
28
39
21
22
31
70
28
33
54
47
59
53
66
15
19
37
16
12
19
25
–
4
7
10
9
17
5
3
–
11
46
20
20
25
17
19
34
28
24
22
26
39
54
52
61
44
(2)
–
1
–
1
26
–
23
17
29
43
62
57
67
48
31
19
19
16
22
3
3
4
3
6
23
16
19
14
24
Full time .................................................................
Part time ................................................................
33
8
55
14
(2)
3
12
75
64
13
24
8
2
17
10
61
Union .....................................................................
Nonunion ...............................................................
81
18
14
50
2
1
4
31
45
53
50
15
1
7
4
25
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
3
21
36
50
48
30
20
56
53
44
46
2
2
1
2
( )
(2)
(2)
61
75
22
11
6
5
24
13
56
63
70
73
13
10
21
25
24
21
13
14
5
2
1
1
50
63
18
9
5
4
Goods-producing industries ...................................
26
61
(2)
13
67
19
2
11
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
27
40
69
81
53
20
45
84
42
40
16
7
34
56
46
4
1
1
3
4
1
(2)
1
2
29
19
12
9
12
23
9
9
49
49
35
25
60
58
76
33
21
31
50
62
27
18
15
55
6
4
1
1
1
6
3
1
24
16
14
12
12
18
7
11
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2015—continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
44
39
60
81
74
88
14
15
11
5
7
2
8
8
8
5
7
3
35
39
21
10
12
7
40
35
55
77
69
85
18
18
16
9
12
5
1
1
1
1
2
1
41
46
28
13
17
9
64
64
64
64
64
67
62
65
64
67
59
58
60
9
7
9
9
9
8
11
7
9
5
10
10
11
7
7
7
6
6
5
5
8
7
9
5
6
4
21
22
20
21
21
21
22
20
20
20
25
26
25
59
57
59
61
60
63
62
62
62
61
52
56
51
14
14
14
12
13
12
10
11
11
11
17
12
20
1
2
1
2
2
1
2
1
1
1
1
1
1
26
27
26
26
26
24
26
26
26
27
29
31
28
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2015—continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
10
8
16
43
27
59
48
45
55
43
54
31
(2)
(2)
1
1
2
1
42
46
28
13
17
9
40
36
52
62
62
62
18
17
19
23
19
28
7
7
7
4
6
2
35
39
22
10
12
8
31
27
33
26
27
26
25
26
26
26
26
21
28
41
44
40
47
46
49
47
46
47
46
44
47
43
1
1
1
1
1
–
1
1
2
1
1
1
1
26
28
26
27
27
–
27
26
26
27
29
31
29
50
51
50
53
56
52
50
55
55
56
46
47
46
22
20
23
20
17
23
23
17
18
15
24
21
25
6
7
6
6
6
4
5
7
7
8
4
6
4
22
22
21
22
21
21
23
21
21
20
26
26
26
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2015
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
0.6
0.4
0.3
0.6
0.7
0.4
0.1
0.6
0.9
1.1
1.1
1.8
0.7
1.0
0.8
–
0.4
0.4
0.5
–
0.6
0.7
0.9
1.5
0.9
1.3
1.1
1.8
0.6
1.0
0.7
1.4
0.2
0.3
0.2
0.2
0.7
0.8
1.0
1.5
1.7
2.5
1.4
3.0
0.9
1.5
1.3
1.7
–
2.2
0.8
0.9
0.6
0.8
0.8
1.1
–
1.2
0.9
2.2
0.5
1.0
0.5
0.5
0.7
1.7
1.8
2.6
0.8
1.4
1.1
1.5
2.0
2.1
1.4
2.8
1.0
1.4
1.3
1.7
2.0
1.3
1.2
1.5
0.6
0.9
0.8
1.4
–
0.2
0.3
1.8
0.2
0.3
0.2
0.4
–
2.0
1.6
2.5
1.0
1.4
1.2
1.4
2.6
2.1
1.4
1.7
1.9
1.8
1.4
0.8
1.1
1.0
0.7
0.7
0.5
0.6
0.8
2.5
1.6
1.5
1.6
2.1
2.7
2.3
1.4
1.8
1.8
1.9
2.0
0.7
1.3
0.9
0.3
0.8
0.2
0.4
0.3
2.6
1.6
1.4
1.5
2.1
Full time .................................................................
Part time ................................................................
0.6
0.9
0.5
0.4
0.2
1.1
0.5
1.3
0.7
0.7
0.6
0.6
0.1
0.2
0.4
1.0
Union .....................................................................
Nonunion ...............................................................
0.8
0.6
0.5
0.5
0.3
0.3
0.5
0.7
1.0
0.7
0.9
0.5
0.2
0.1
0.5
0.7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.5
0.9
0.8
0.7
1.2
0.7
1.0
0.7
0.7
0.6
1.0
0.9
1.4
0.4
0.3
0.2
0.6
1.4
2.0
0.8
0.6
0.5
0.7
1.0
1.0
1.1
0.8
0.7
1.0
0.7
1.2
1.1
0.6
0.5
0.7
0.2
0.4
0.2
0.2
0.1
0.2
1.1
1.5
0.8
0.6
0.6
0.9
Goods-producing industries ...................................
1.0
1.0
0.3
0.8
1.0
0.9
0.2
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.5
1.1
1.3
1.6
2.2
0.9
1.5
0.4
1.0
0.5
0.6
0.4
1.6
0.5
0.2
0.3
0.4
0.3
0.4
0.5
0.6
0.4
0.5
0.7
1.1
0.8
0.9
1.4
1.7
0.7
1.4
0.7
1.5
1.2
1.6
1.7
2.3
0.8
2.0
0.5
1.1
1.1
1.5
0.8
1.7
0.6
1.5
0.1
0.1
0.2
0.2
0.2
0.2
0.2
0.2
0.6
1.1
0.8
0.9
1.5
1.7
0.7
1.5
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2015—continued
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
0.6
0.7
0.1
0.6
0.6
0.5
0.3
0.6
1.0
1.4
1.2
1.9
1.1
1.5
1.3
1.7
0.1
–
0.1
0.3
0.7
–
1.0
1.5
1.1
1.3
1.3
2.1
0.8
1.1
1.0
2.0
0.4
0.4
0.5
0.3
0.6
0.8
0.9
1.5
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.3
2.8
0.8
3.0
0.8
0.7
1.0
1.5
2.2
3.3
1.5
2.5
1.0
1.3
1.2
1.7
0.3
0.2
0.1
0.6
0.2
0.3
0.2
0.1
0.7
2.0
1.5
2.8
0.9
1.4
1.2
1.5
2.5
2.6
1.4
2.6
1.0
1.4
1.3
1.7
2.5
2.4
1.0
2.5
0.7
0.9
1.0
1.4
–
1.1
0.9
2.1
0.5
1.0
0.5
0.5
–
1.7
1.8
2.7
0.8
1.3
1.1
1.4
2.6
1.8
1.1
1.4
1.5
2.7
2.0
1.4
1.7
1.9
0.2
–
0.1
–
0.2
2.6
–
1.4
1.6
2.1
2.5
2.1
1.3
1.8
1.6
2.4
1.6
1.0
1.3
1.5
0.8
0.7
0.5
0.6
0.8
2.4
1.6
1.5
1.6
2.1
Full time .................................................................
Part time ................................................................
0.7
0.5
0.8
0.8
(2)
0.3
0.5
1.0
0.6
0.8
0.6
0.6
0.2
1.0
0.5
1.3
Union .....................................................................
Nonunion ...............................................................
1.1
0.5
1.0
0.7
0.2
0.1
0.5
0.7
1.4
0.7
1.4
0.6
0.2
0.3
0.5
0.7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.5
0.4
0.8
1.0
1.1
1.6
1.0
1.3
1.1
1.0
1.3
1.7
0.2
0.3
0.1
0.1
0.1
0.1
1.1
1.5
0.8
0.6
0.6
0.9
1.0
1.5
1.0
0.9
0.9
1.3
0.9
1.1
0.8
0.9
0.8
1.2
0.9
1.4
0.4
0.3
0.2
0.5
1.4
2.0
0.8
0.6
0.5
0.7
Goods-producing industries ...................................
1.3
1.4
0.1
0.8
1.1
1.1
0.3
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.4
1.2
1.4
2.7
1.7
2.4
1.7
0.7
1.3
0.8
0.8
2.3
2.0
2.0
0.8
0.1
0.1
0.3
0.4
0.3
0.1
0.2
0.5
0.6
1.1
0.8
0.9
1.5
1.7
0.8
1.4
0.7
1.5
1.5
1.8
2.6
2.2
1.6
2.6
0.6
1.3
1.4
1.7
2.3
1.8
1.7
2.7
0.3
0.4
0.2
0.2
0.3
0.6
0.4
0.3
0.7
1.1
0.8
0.9
1.4
1.7
0.7
1.5
Establishment characteristics
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2015—continued
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
1.0
1.1
2.2
0.7
1.1
0.7
0.7
0.9
1.1
0.4
0.6
0.4
0.5
0.5
0.9
0.3
0.5
0.3
1.0
1.1
1.8
0.6
1.0
0.7
1.0
1.1
2.2
0.7
1.1
0.8
0.8
1.0
1.4
0.4
0.7
0.5
0.2
0.2
0.3
0.1
0.2
0.2
1.0
1.1
1.9
0.5
0.9
0.6
1.4
2.3
1.5
1.1
1.4
2.1
2.1
1.1
1.3
2.0
1.1
1.9
1.4
0.8
0.9
0.9
0.7
1.0
1.8
1.3
0.8
1.0
1.1
0.9
1.5
1.1
0.8
1.9
0.7
0.5
0.7
1.2
1.1
0.7
0.9
1.1
0.6
1.3
0.6
1.4
2.5
1.5
0.9
1.3
2.1
1.5
1.5
1.7
2.7
1.4
1.9
1.8
1.2
2.2
1.4
1.1
1.6
3.0
1.8
1.8
1.8
3.9
1.1
1.9
1.3
0.5
1.1
0.6
0.7
1.2
1.4
0.9
1.1
1.0
2.7
1.0
1.1
1.3
0.2
0.4
0.2
0.2
0.3
0.6
0.5
0.2
0.3
0.3
0.2
0.4
0.3
1.1
1.9
1.4
0.9
1.2
2.3
1.6
1.3
1.4
2.9
1.3
1.7
1.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2015—continued
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
0.5
0.5
1.3
0.9
1.0
1.2
1.0
1.1
2.1
0.8
1.2
1.1
0.1
0.1
0.3
0.1
0.2
0.2
1.0
1.1
1.9
0.6
1.0
0.7
1.0
1.1
2.2
0.8
1.1
1.1
0.8
0.9
1.4
0.6
0.9
0.9
0.5
0.5
0.8
0.3
0.5
0.3
1.0
1.1
1.8
0.6
0.9
0.6
1.7
2.9
1.8
0.8
1.1
2.5
1.0
1.3
1.2
2.9
1.0
2.1
1.1
1.7
2.0
2.0
0.8
1.2
2.0
1.4
1.5
1.6
3.3
1.5
1.9
2.1
0.2
0.3
0.3
0.1
0.1
–
0.1
0.2
0.3
0.3
0.2
0.3
0.2
1.2
2.1
1.5
0.9
1.1
–
1.7
1.4
1.4
2.9
1.2
1.8
1.6
1.1
2.0
1.3
1.0
1.3
1.6
2.0
1.2
1.5
2.2
1.4
2.2
1.7
0.8
1.0
1.0
0.9
1.0
3.2
1.6
1.1
1.4
1.8
1.2
2.3
1.4
0.8
1.9
0.8
0.5
0.7
1.2
1.1
0.7
0.9
1.0
0.6
1.3
0.5
1.3
2.5
1.5
0.9
1.3
2.1
1.4
1.4
1.7
2.7
1.4
1.7
1.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.
2 Less than 0.05.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March 2015
(All workers = 100 percent)
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
Personal
leave, sick
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
36
36
59
69
71
82
83
47
60
41
10
53
57
52
56
69
87
61
16
74
94
66
14
90
93
88
88
93
96
91
88
90
97
88
77
7
61
22
41
41
31
46
30
70
56
21
39
37
27
43
26
12
76
40
68
65
51
73
56
10
83
47
75
75
63
83
76
98
89
49
75
72
59
80
63
98
91
63
83
82
73
88
82
85
91
65
86
85
77
89
87
19
40
32
33
32
15
34
26
23
29
41
69
55
57
54
60
90
78
88
69
47
77
67
70
64
69
93
85
91
79
79
94
89
94
84
Full time .................................................................
Part time ................................................................
45
11
44
10
72
19
84
25
84
32
94
44
94
48
Union .....................................................................
Nonunion ...............................................................
44
35
55
33
65
58
72
69
90
68
95
79
93
81
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
15
8
39
47
50
50
13
7
36
44
56
57
30
19
65
74
72
73
41
27
79
86
78
78
40
26
76
84
92
94
56
44
88
93
95
96
61
49
90
93
93
92
Goods-producing industries ...................................
33
25
58
86
68
89
93
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
37
40
22
18
33
52
67
51
38
50
56
65
40
46
62
52
59
58
39
27
66
72
85
88
67
63
37
24
65
80
91
87
72
85
90
93
89
82
93
91
80
88
91
93
89
87
95
91
81
87
83
83
86
89
95
91
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March
2015—continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
27
24
34
46
43
49
24
22
31
47
40
55
50
47
56
67
64
70
62
60
70
76
76
76
58
55
67
83
78
89
72
69
81
90
87
93
75
73
82
90
88
92
48
39
51
35
38
28
32
35
37
31
31
32
30
48
40
50
35
38
28
33
33
35
30
31
31
31
61
56
63
59
61
57
58
56
55
58
58
55
60
70
67
71
71
72
68
70
70
70
70
66
65
67
77
74
78
71
72
69
71
70
69
72
68
66
69
83
82
84
84
83
84
85
81
81
82
77
77
77
84
83
84
85
84
87
86
82
81
84
79
78
80
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Includes workers with access to one or more of these leave benefits.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 46. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation
Survey, March 2015
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
0.6
0.6
0.7
0.6
0.7
0.6
0.6
1.0
1.6
1.2
1.3
1.1
1.7
1.2
1.9
1.0
1.2
1.3
2.0
0.9
0.8
1.1
1.9
0.7
0.9
0.8
1.3
0.5
0.8
0.7
1.3
0.6
0.8
0.8
1.6
1.2
2.4
1.1
2.9
0.9
1.2
1.2
1.2
2.5
2.5
1.0
2.8
0.9
1.0
1.3
1.3
2.4
2.1
1.5
2.9
1.0
1.3
1.2
1.9
2.4
1.7
1.6
2.9
0.8
1.3
0.9
1.6
0.5
1.6
1.7
3.2
0.9
1.3
1.1
1.7
0.5
1.5
1.7
2.9
0.8
1.3
0.9
1.5
1.6
1.6
1.7
1.9
0.8
1.2
0.9
1.2
1.6
2.0
1.3
1.6
1.9
1.5
1.9
1.2
1.3
1.8
2.7
2.0
1.7
2.3
2.1
2.6
1.3
1.2
1.1
1.8
2.3
1.9
1.6
1.9
2.1
2.4
1.2
1.2
1.1
1.8
2.0
1.0
1.1
1.0
1.7
Full time .................................................................
Part time ................................................................
0.7
0.7
0.8
0.6
0.7
0.9
0.5
1.1
0.6
1.2
0.4
1.4
0.4
1.5
Union .....................................................................
Nonunion ...............................................................
1.3
0.7
1.3
0.7
1.1
0.8
0.9
0.7
0.8
0.8
0.7
0.7
0.6
0.8
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
0.8
1.2
1.0
1.0
1.6
0.8
0.7
1.2
0.9
1.1
1.7
1.2
1.5
1.1
0.9
1.0
1.3
1.3
1.7
0.8
0.7
0.8
1.0
1.3
1.5
0.9
0.8
0.6
0.9
1.4
1.8
0.7
0.6
0.5
0.6
1.5
1.9
0.7
0.6
0.5
0.7
Goods-producing industries ...................................
1.3
1.3
1.6
1.0
1.3
0.8
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.5
1.2
1.1
2.7
2.1
2.4
2.3
0.7
1.4
1.4
1.8
2.8
2.1
2.4
2.3
0.8
1.5
1.4
1.2
2.4
2.1
1.4
1.4
0.7
1.4
1.3
1.2
1.9
1.8
0.7
1.5
0.7
1.1
0.6
0.7
1.4
1.9
0.9
1.3
0.7
1.0
0.6
0.7
1.4
1.7
0.6
1.3
0.7
1.0
1.0
1.2
1.3
1.5
0.7
1.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 46. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation
Survey, March 2015—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
0.9
1.0
1.7
0.8
1.2
1.1
0.9
1.0
1.6
0.8
1.2
1.1
1.1
1.2
2.0
0.8
1.3
0.9
1.1
1.2
2.2
0.7
1.1
0.8
1.1
1.3
2.1
0.7
1.2
0.7
1.0
1.2
2.0
0.5
0.9
0.5
1.1
1.2
1.9
0.5
0.9
0.6
1.2
2.1
1.5
1.1
1.7
1.9
1.7
1.4
1.4
2.8
1.0
2.0
1.1
1.5
2.5
1.8
1.1
1.8
1.8
1.8
1.2
1.3
2.5
1.0
2.4
1.1
1.4
2.3
1.7
1.1
1.5
3.3
1.7
1.7
1.7
4.0
1.5
2.4
2.0
1.1
2.3
1.1
1.0
1.4
2.6
1.6
1.5
1.4
3.7
1.5
2.2
1.9
1.3
1.9
1.8
0.9
1.3
2.9
1.5
1.7
1.5
3.9
1.5
2.3
1.9
1.4
1.8
1.8
0.8
1.1
2.1
1.3
1.6
1.7
3.4
1.4
1.6
1.9
1.3
2.1
1.6
0.8
1.1
2.0
1.3
1.6
1.8
3.3
1.5
1.5
2.1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Includes workers with access to one or more of these leave benefits.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Private Industry Tables
Types of Benefits:
Establishment data (Retirement and healthcare)
Retirement benefits
Healthcare benefits
Life, short-term, and long-term disability insurance benefits
Paid time-off benefits
Other benefits (Quality of life, financial, health-related, nonproduction
bonuses, and unmarried domestic partner)
・ Benefit combinations (Medical care and paid leave) ・
・
・
・
・
・
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2015
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
48
8
47
60
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
45
34
58
9
10
7
43
31
57
58
46
72
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
49
57
71
52
50
77
81
62
75
88
55
41
44
46
34
56
48
94
57
20
20
26
8
9
6
8
15
–
50
24
33
44
18
–
–
–
–
–
–
–
–
–
–
–
48
56
71
50
47
65
81
62
75
88
55
40
44
46
34
55
40
93
57
20
20
24
61
67
87
59
56
83
82
77
83
93
65
67
57
60
45
73
59
99
74
28
28
40
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
46
45
74
89
89
95
7
7
17
36
34
52
45
44
71
86
85
94
59
57
89
94
94
95
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2015—continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
49
59
45
48
48
43
49
52
49
57
44
52
39
8
10
8
7
8
–
7
9
10
–
8
6
9
47
57
44
47
48
43
48
51
48
57
43
52
38
60
60
60
60
61
54
62
62
64
60
58
65
54
1 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the
individual items because some employers offered both types of plans.
Note: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 1. Standard errors for establishments offering retirement and health care
benefits: private industry workers, National Compensation Survey, March 2015
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
1.9
0.6
1.9
1.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.5
2.9
4.3
0.9
1.5
1.1
2.5
2.9
4.2
3.3
3.4
7.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.1
2.9
4.7
2.6
11.1
13.4
5.6
4.1
3.8
4.6
6.2
8.1
4.9
7.4
7.0
7.6
9.0
4.7
8.3
2.6
2.8
5.2
0.7
0.8
1.4
1.1
4.4
–
11.4
2.9
3.3
3.9
5.0
–
–
–
–
–
–
–
–
–
–
–
2.1
2.9
4.7
2.6
10.8
14.6
5.6
4.1
3.7
4.6
6.2
8.0
4.9
7.4
6.9
7.6
8.8
5.2
8.3
2.6
2.8
4.8
1.9
2.9
3.4
2.7
12.0
13.0
5.4
3.8
3.3
4.1
6.7
7.5
5.0
7.4
8.1
6.9
11.0
0.8
7.4
4.1
4.5
6.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.0
2.1
3.1
1.3
1.6
2.1
0.6
0.6
1.7
5.9
6.8
5.3
2.0
2.1
3.0
1.4
1.7
2.2
1.9
1.9
1.5
1.2
1.3
2.3
Establishment characteristics
See footnotes at end of table.
Table 1. Standard errors for establishments offering retirement and health care
benefits: private industry workers, National Compensation Survey, March
2015—continued
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
5.1
6.0
6.5
2.6
3.7
3.7
4.9
4.7
6.4
4.8
3.8
7.9
3.3
1.3
2.5
1.3
0.9
1.1
–
1.4
1.7
2.0
–
1.1
1.7
1.4
5.1
5.8
6.5
2.6
3.7
3.7
4.9
4.7
6.3
4.7
3.8
8.0
3.2
4.3
4.6
5.4
2.5
3.1
3.1
5.6
4.0
5.8
3.9
3.8
8.1
3.4
1 Includes defined benefit pension plans and defined contribution retirement plans.
Note: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2015
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
66
49
74
18
15
84
61
43
71
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
84
78
39
62
70
68
72
66
67
74
63
22
31
49
38
56
52
84
88
81
55
50
70
57
78
80
25
30
23
6
9
17
11
20
25
21
25
20
6
7
13
7
16
24
84
83
85
89
79
75
63
79
97
77
82
74
36
58
66
64
68
59
62
70
57
18
27
45
35
52
44
80
85
77
50
47
68
55
76
74
59
71
71
75
67
47
57
53
59
48
79
80
75
78
71
27
23
23
22
24
26
22
19
19
20
98
95
85
87
84
48
68
63
71
56
35
51
44
52
36
73
76
69
73
65
Full time .................................................................
Part time ................................................................
76
37
59
19
78
51
22
9
19
6
86
70
72
33
53
15
74
46
Union .....................................................................
Nonunion ...............................................................
92
63
82
46
90
72
72
13
67
10
93
79
56
62
45
43
80
70
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
40
31
67
78
86
88
19
12
47
63
75
78
48
39
70
81
88
89
6
4
13
23
36
36
4
2
10
20
32
30
63
53
82
86
87
83
37
28
63
72
81
85
17
10
42
55
68
72
45
37
67
76
84
85
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
75
57
83
61
44
68
81
79
82
25
20
27
22
20
23
89
98
85
70
48
79
54
35
61
77
74
77
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
64
75
80
70
81
97
46
48
64
37
62
92
72
65
79
53
77
95
17
19
12
14
34
78
14
14
11
9
28
74
82
75
92
61
83
95
60
66
77
61
65
91
41
40
60
31
45
76
69
61
77
50
70
83
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2015—continued
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
88
83
92
95
88
54
62
73
44
69
69
87
69
30
29
47
81
75
85
87
82
41
48
60
30
53
59
76
52
13
11
35
92
90
93
92
93
76
78
83
68
77
86
88
75
42
37
75
47
42
51
51
48
–
14
14
6
16
16
16
16
3
2
9
43
34
40
38
43
–
12
12
5
14
14
12
14
3
2
8
93
81
79
76
89
–
82
88
94
87
87
74
87
98
100
88
87
82
91
95
87
52
61
72
43
64
61
83
65
28
28
43
75
71
81
83
77
37
46
58
28
46
50
72
46
11
9
31
86
86
89
88
88
72
76
81
66
72
82
87
71
37
33
72
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51
46
66
84
80
89
35
32
44
65
58
76
69
70
67
78
72
85
8
7
13
30
21
43
7
6
11
25
17
37
85
88
80
83
81
85
48
44
60
77
74
82
32
30
39
56
51
65
67
68
64
73
69
79
67
69
67
66
67
67
63
70
69
73
60
61
59
53
52
53
46
48
45
44
53
53
55
44
42
45
78
76
79
71
72
67
70
76
76
75
74
68
76
24
19
25
16
17
12
15
19
20
18
17
13
19
21
16
22
13
14
10
13
16
17
14
14
11
16
88
86
88
82
81
81
84
83
84
81
83
80
84
60
65
59
63
64
63
61
66
64
70
55
58
54
45
47
44
43
44
41
41
47
46
50
39
38
39
74
73
75
68
69
65
67
72
72
72
70
66
73
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating
in at least one of these plan types.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2015
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.7
0.6
0.6
0.5
0.7
0.7
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.2
1.6
1.9
5.2
0.9
1.6
1.4
1.9
1.2
1.4
1.5
1.2
3.6
0.8
1.4
1.2
1.7
0.9
1.0
1.2
2.4
5.7
0.7
1.1
0.7
1.2
1.2
1.6
1.4
0.6
2.2
0.7
0.8
0.9
1.6
1.1
1.6
1.3
0.6
2.0
0.6
0.6
0.9
1.6
1.2
2.1
1.2
1.9
6.5
1.5
2.6
1.4
0.6
1.2
1.3
1.5
1.9
5.6
1.0
1.5
1.4
1.9
1.1
1.4
1.4
1.1
4.0
0.8
1.2
1.1
1.7
0.9
0.9
1.2
2.4
6.1
0.7
1.2
0.8
1.3
2.9
2.3
1.5
1.8
2.0
2.8
2.2
1.3
1.8
1.7
2.2
1.3
1.0
1.3
1.3
2.9
1.9
1.2
1.4
1.6
2.9
1.8
0.9
1.0
1.3
0.8
0.9
1.5
2.3
1.7
2.8
2.2
1.4
1.8
1.8
2.6
2.2
1.2
1.9
1.4
2.7
1.5
1.0
1.5
1.5
Full time .................................................................
Part time ................................................................
0.6
1.4
0.7
0.8
0.6
1.5
0.7
0.5
0.6
0.4
0.7
2.0
0.6
1.3
0.6
0.8
0.6
1.6
Union .....................................................................
Nonunion ...............................................................
1.3
0.8
1.4
0.7
0.8
0.7
1.9
0.5
1.9
0.4
0.7
0.9
2.1
0.8
1.7
0.6
1.4
0.7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.5
2.2
1.1
1.0
0.9
1.3
0.8
1.0
1.1
0.9
0.9
1.4
1.4
2.6
1.1
0.7
0.7
0.9
0.4
0.5
0.7
1.0
1.3
1.8
0.3
0.3
0.6
0.9
1.2
1.8
2.3
4.2
1.3
1.1
1.0
1.7
1.4
2.2
1.1
1.0
0.9
1.4
0.8
1.0
1.1
0.8
0.9
1.4
1.5
2.8
1.2
0.7
0.7
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
2.5
1.3
1.1
2.3
1.3
0.8
1.8
1.0
1.2
2.0
1.6
1.1
2.0
1.3
1.0
1.2
1.2
1.2
2.3
1.5
1.1
2.0
1.4
0.9
2.0
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.0
1.8
1.2
2.5
1.7
0.8
1.0
1.9
1.2
2.4
2.1
0.8
0.8
1.4
1.1
2.2
1.6
0.6
0.8
1.6
1.0
2.8
5.8
0.5
0.7
1.4
0.7
2.3
5.4
0.9
1.4
2.4
2.4
2.5
1.3
0.8
1.1
1.9
1.4
3.0
1.9
0.7
0.9
2.0
1.2
2.6
2.3
0.8
0.8
1.4
1.2
2.6
2.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2015—continued
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.3
1.7
0.8
0.8
1.6
5.0
2.4
2.7
4.4
2.2
3.6
1.6
2.4
2.8
3.2
3.8
2.4
1.7
0.9
1.0
1.6
5.2
2.2
2.8
4.2
2.0
3.3
1.6
2.1
1.2
1.4
2.8
0.9
0.9
0.5
0.9
0.7
5.2
1.6
2.1
4.1
1.6
1.3
1.0
1.8
3.0
3.3
2.6
3.8
1.9
1.9
2.5
2.7
–
1.7
3.0
1.7
1.5
2.0
1.1
1.7
0.7
0.7
2.1
3.7
1.7
1.6
2.0
2.6
–
1.5
2.8
1.7
1.4
1.9
1.0
1.6
0.7
0.7
1.8
1.3
1.2
1.2
1.6
1.6
–
3.6
3.5
2.9
2.2
1.8
1.9
2.5
1.7
(4)
6.5
2.3
1.6
0.8
0.8
1.6
4.5
2.3
2.8
4.2
2.2
3.5
1.7
2.4
2.7
3.1
3.9
2.2
1.7
0.9
1.0
1.7
4.5
2.2
2.7
4.0
1.8
3.1
1.7
2.0
1.0
1.2
2.9
0.9
1.0
0.6
0.9
0.9
5.6
1.6
2.1
4.3
1.6
1.5
1.1
1.8
2.8
3.0
2.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.3
2.2
0.9
1.3
1.2
0.8
1.0
1.9
1.0
1.3
1.1
1.1
1.2
1.9
0.7
1.0
0.8
0.5
0.5
1.1
0.9
1.1
1.5
0.4
0.5
1.0
0.8
1.0
1.3
1.4
1.2
3.2
0.8
1.6
1.0
1.1
1.3
2.3
0.9
1.2
1.2
0.8
1.0
1.9
0.9
1.2
1.3
1.1
1.2
2.0
0.7
1.1
0.8
1.7
3.1
1.8
1.3
2.0
2.3
1.8
1.4
1.7
2.5
1.5
2.6
1.8
1.5
2.5
1.6
1.1
1.7
2.2
1.7
1.5
1.9
2.2
1.2
2.7
1.3
0.8
1.9
0.9
1.0
1.3
3.8
1.5
1.3
1.6
2.2
1.8
3.7
2.0
1.7
2.6
1.8
0.7
1.0
1.0
1.0
1.3
1.4
2.9
1.1
1.3
1.5
1.6
2.4
1.8
0.7
1.1
1.1
0.8
1.0
1.0
2.2
1.1
1.0
1.4
1.0
3.0
1.0
1.6
2.7
4.1
1.1
1.4
1.7
2.6
1.5
2.8
1.8
1.5
3.3
1.5
1.2
1.9
2.0
1.8
1.3
1.7
2.2
1.6
2.7
2.0
1.2
2.4
1.3
1.1
1.6
2.2
1.7
1.3
1.8
1.7
1.2
2.6
1.3
0.9
1.8
1.2
1.0
1.3
3.7
1.6
1.4
1.7
2.3
1.8
3.7
1.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating
in at least one of these plan types.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using wage data for March 2015.
4 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 3. Retirement benefit combinations: Access, private industry
workers, National Compensation Survey, March 2015
(All workers = 100 percent)
Characteristics
All workers .............................................................
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
14
4
47
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
22
28
20
3
4
13
7
17
18
3
2
3
3
4
4
4
4
7
55
54
55
33
54
53
56
52
41
15
19
15
17
12
12
4
8
4
11
32
48
48
54
43
Full time .................................................................
Part time ................................................................
18
4
4
5
54
29
Union .....................................................................
Nonunion ...............................................................
36
12
36
1
20
50
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3
1
8
18
31
33
3
3
4
5
5
3
34
27
55
55
50
52
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
20
12
24
5
9
4
50
36
55
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
13
10
9
6
17
73
46
41
50
4
9
3
9
17
6
–
1
1
47
56
69
56
47
–
41
42
41
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 3. Retirement benefit combinations: Access, private industry
workers, National Compensation Survey, March 2015—continued
(All workers = 100 percent)
Characteristics
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
50
48
–
13
13
5
12
7
12
12
–
–
5
1
–
–
1
–
1
5
8
4
4
2
2
4
44
40
43
48
59
38
53
53
71
53
27
27
38
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
5
7
24
15
36
2
1
6
7
6
7
42
39
53
54
59
46
17
15
17
13
15
9
13
15
15
15
12
9
13
7
4
8
3
3
4
2
5
5
3
5
4
5
44
50
42
50
49
54
48
51
49
55
43
48
41
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions
of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 3. Standard errors for retirement benefit combinations:
Access, private industry workers, National Compensation Survey,
March 2015
Characteristics
All workers .............................................................
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
0.5
0.3
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.5
1.2
0.4
1.2
0.6
0.6
0.8
1.5
0.4
0.5
0.5
0.3
1.7
0.4
0.5
0.4
0.8
1.3
1.7
1.6
1.9
5.8
0.9
1.4
1.3
1.9
2.6
1.8
1.1
1.4
1.3
1.5
0.7
0.7
0.7
1.1
2.4
2.4
1.5
2.0
1.9
Full time .................................................................
Part time ................................................................
0.6
0.3
0.3
0.5
0.8
1.2
Union .....................................................................
Nonunion ...............................................................
2.1
0.4
2.0
0.1
1.5
0.8
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.2
0.2
0.5
0.9
1.3
1.9
0.3
0.5
0.4
0.5
0.4
0.5
1.4
2.1
1.2
1.1
1.2
1.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
1.9
1.5
0.6
1.1
0.7
1.5
2.0
1.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
0.5
0.6
1.5
0.5
2.4
5.6
3.8
1.9
1.9
0.3
0.7
0.6
0.9
2.0
1.9
–
0.4
0.1
0.8
1.2
2.4
1.4
3.2
–
3.1
1.6
1.7
Establishment characteristics
See footnotes at end of table.
Table 3. Standard errors for retirement benefit combinations:
Access, private industry workers, National Compensation Survey,
March 2015—continued
Characteristics
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.5
2.7
–
1.6
3.0
1.7
1.0
1.0
0.8
1.1
–
–
1.8
0.2
–
–
0.5
–
0.4
0.8
1.7
1.0
0.9
0.5
0.5
1.1
2.5
2.6
3.8
2.7
3.3
4.2
2.2
3.4
1.6
2.6
2.7
3.1
3.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.5
0.9
0.8
1.0
1.4
0.2
0.2
0.8
0.5
0.6
0.8
1.1
1.3
2.3
1.1
1.4
1.5
1.7
2.7
1.8
0.6
0.9
1.3
0.9
1.0
0.8
2.5
1.0
1.1
1.4
0.7
0.8
0.9
0.3
0.5
0.6
0.4
0.6
0.8
0.7
0.6
0.8
0.8
1.6
2.7
1.7
1.1
1.6
2.7
1.7
1.5
2.0
2.0
1.9
3.0
2.3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions
of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, private
industry workers, National Compensation Survey, March 2015
(All workers participating in defined benefit plans = 100 percent)
Soft freeze2
Characteristics
All workers .............................................................
Open plans1
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze3
63
24
2
11
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
58
58
57
80
68
59
57
59
73
28
25
29
13
–
23
23
23
21
3
3
3
–
–
3
4
2
–
12
15
10
–
–
16
16
16
–
95
51
65
53
76
4
39
24
31
17
–
–
2
–
2
–
–
9
–
5
Full time .................................................................
Part time ................................................................
62
74
24
21
3
–
11
–
Union .....................................................................
Nonunion ...............................................................
78
54
19
27
–
4
–
16
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
70
78
66
65
60
56
22
19
17
22
28
29
1
–
2
2
3
3
8
–
14
11
10
12
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
61
96
48
27
–
35
3
–
4
10
–
14
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
64
71
68
66
78
67
–
23
24
23
28
19
30
57
2
–
–
–
–
–
–
11
–
–
–
–
–
21
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, private
industry workers, National Compensation Survey, March 2015—continued
(All workers participating in defined benefit plans = 100 percent)
Soft freeze2
Characteristics
Open plans1
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze3
Establishment characteristics
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
57
56
47
70
75
69
75
67
82
68
65
93
100
78
16
17
18
15
–
18
–
21
12
–
23
–
–
–
4
3
2
3
–
–
–
1
–
–
–
–
–
–
23
24
32
12
–
–
–
10
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
67
64
73
62
61
62
21
21
20
25
24
26
2
3
–
3
4
1
10
12
–
11
11
11
67
59
69
63
64
63
61
61
64
53
60
63
60
19
27
16
25
23
30
29
25
23
32
26
18
29
2
–
3
2
3
–
2
2
2
–
–
–
–
12
–
11
9
10
–
8
12
12
–
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans open to new participants.
2 New employees are not allowed in the plan. Benefit accruals may continue for existing participants.
3 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is
calculated as of the day the plan was frozen.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard
freeze plans, private industry workers, National Compensation Survey, March 2015
(All workers participating in defined benefit plans = 100 percent)
Soft freeze2
Characteristics
All workers .............................................................
Open plans1
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze3
1.6
1.2
0.5
0.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.3
3.4
3.1
3.8
10.7
2.3
4.1
2.3
3.1
1.9
2.5
2.6
3.2
–
1.6
3.0
1.6
2.6
1.0
0.9
1.1
–
–
0.6
1.5
0.5
–
1.0
1.6
1.2
–
–
1.5
2.2
1.7
–
1.6
4.2
3.1
5.3
3.0
1.4
4.1
2.4
4.1
2.3
–
–
0.8
–
0.6
–
–
2.4
–
2.2
Full time .................................................................
Part time ................................................................
1.6
2.6
1.2
2.3
0.5
–
1.0
–
Union .....................................................................
Nonunion ...............................................................
1.8
1.9
1.7
1.5
–
0.7
–
1.2
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.5
4.5
2.3
2.1
2.0
3.0
3.1
4.2
1.7
1.7
1.7
2.7
0.4
–
0.7
0.6
0.9
1.5
1.8
–
1.8
1.5
0.8
1.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3.1
2.1
4.0
2.6
–
3.2
0.8
–
1.2
2.0
–
3.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
1.8
2.0
5.8
3.7
3.8
4.2
–
1.4
1.7
5.0
3.2
3.3
4.4
4.5
0.6
–
–
–
–
–
–
0.9
–
–
–
–
–
3.6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard
freeze plans, private industry workers, National Compensation Survey, March
2015—continued
(All workers participating in defined benefit plans = 100 percent)
Soft freeze2
Characteristics
Open plans1
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze3
Establishment characteristics
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.3
2.4
3.8
3.2
12.5
4.3
7.0
4.5
3.9
3.7
5.4
5.6
0.0
8.8
1.7
1.6
2.5
2.2
–
3.3
–
3.3
3.0
–
3.9
–
–
–
1.0
0.5
0.8
0.8
–
–
–
0.4
–
–
–
–
–
–
1.8
1.8
3.1
2.6
–
–
–
2.2
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.7
3.6
3.6
1.8
2.9
2.0
2.2
2.9
3.0
1.4
2.2
1.7
0.7
1.1
–
0.6
1.4
0.4
1.5
2.1
–
1.1
1.7
1.1
3.3
6.9
3.6
2.6
3.7
5.4
4.4
3.0
3.7
4.0
3.9
6.0
4.8
2.2
5.5
2.2
2.3
2.9
4.5
4.2
2.4
2.3
5.5
3.0
3.6
3.8
0.9
–
1.1
0.5
0.6
–
1.1
0.6
0.7
–
–
–
–
1.7
–
2.0
1.3
1.9
–
1.8
2.2
2.6
–
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans open to new participants.
2 New employees are not allowed in the plan. Benefit accruals may continue for existing participants.
3 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is
calculated as of the day the plan was frozen.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March 2015
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
3
23
74
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
–
2
–
–
3
–
3
3
26
–
25
–
–
27
7
33
29
73
73
73
58
97
70
93
63
68
–
3
–
–
–
–
29
–
–
–
62
69
85
81
94
Full time .................................................................
Part time ................................................................
3
–
24
–
73
81
Union .....................................................................
Nonunion ...............................................................
9
–
29
–
62
77
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
–
3
2
1
–
–
–
20
25
21
81
90
68
77
73
77
Goods-producing industries ...................................
Manufacturing ....................................................
3
3
19
19
78
77
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
3
2
–
–
25
10
–
–
72
88
83
93
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March
2015—continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
2 to 5 years
Greater than
5 years
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
44
–
–
–
–
–
51
–
–
74
98
60
71
68
66
56
79
100
86
92
54
49
52
54
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
3
2
3
–
–
30
22
18
24
67
66
70
76
80
72
–
–
–
1
–
–
–
2
–
2
6
–
7
–
–
–
18
–
–
–
18
–
21
32
–
36
68
66
69
81
78
78
88
80
82
78
62
76
57
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 The length of time is calculated based on the year the plan was modified. For example, plans frozen
after January 2014 are included in the "1 year" column. Those frozen between 2010 and 2013 are included in
the "2 to 5 year" column and plans frozen before 2010 are included in the "Greater than 5 years" column.
3 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2015
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
0.8
1.9
2.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
–
0.6
–
–
0.9
–
1.1
0.8
2.8
–
3.5
–
–
2.6
2.0
3.0
7.1
2.9
2.9
3.5
10.5
3.0
2.6
2.0
3.1
7.1
–
0.8
–
–
–
–
7.3
–
–
–
17.6
7.4
2.5
3.3
1.9
Full time .................................................................
Part time ................................................................
0.7
–
2.0
–
2.1
3.4
Union .....................................................................
Nonunion ...............................................................
1.7
–
4.3
–
4.4
1.9
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
–
0.6
0.5
0.5
–
–
–
2.7
2.4
3.4
4.9
5.2
4.0
2.7
2.5
3.5
Goods-producing industries ...................................
Manufacturing ....................................................
0.6
0.7
3.4
3.5
3.4
3.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
1.0
0.8
–
–
2.2
1.8
–
–
2.4
2.0
6.8
3.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2015—continued
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
2 to 5 years
Greater than
5 years
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.8
–
–
–
–
–
8.4
–
–
20.8
1.8
8.8
5.0
2.7
2.8
3.8
4.5
0.0
6.1
8.6
6.5
8.4
6.4
7.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
0.5
0.8
0.7
–
–
6.5
2.1
3.6
2.8
4.3
5.6
6.5
2.2
3.7
2.9
–
–
–
0.6
–
–
–
0.6
–
0.7
1.6
–
2.1
–
–
–
2.4
–
–
–
3.1
–
5.8
5.1
–
6.3
4.3
7.7
5.2
2.5
3.5
8.7
3.2
3.3
4.1
5.7
5.4
5.8
6.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 The length of time is calculated based on the year the plan was modified. For example, plans frozen
after January 2014 are included in the "1 year" column. Those frozen between 2010 and 2013 are included in
the "2 to 5 year" column and plans frozen before 2010 are included in the "Greater than 5 years" column.
3 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers,
National Compensation Survey, March 2015
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives to frozen plans2
Characteristics
All workers .............................................................
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
12
88
5
27
32
31
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
10
10
9
18
18
23
17
4
4
11
10
90
90
91
82
82
77
83
96
96
89
90
4
4
4
–
6
4
7
6
–
4
5
30
30
30
9
19
–
23
38
40
28
32
35
35
35
23
33
35
33
43
43
21
17
31
27
33
50
26
35
24
13
13
42
44
Full time .................................................................
Part time ................................................................
11
24
89
76
4
7
28
17
33
18
31
37
Union .....................................................................
Nonunion ...............................................................
3
15
97
85
4
5
45
21
28
33
24
33
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
34
54
16
13
8
7
66
46
84
87
92
93
3
–
8
4
4
3
–
–
15
26
33
34
20
–
28
26
38
42
34
–
36
36
26
27
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
6
–
7
94
100
93
–
–
–
29
–
26
35
–
36
36
–
38
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Information .........................................................
14
23
42
11
86
77
58
89
5
8
3
5
26
25
8
43
31
19
17
36
29
33
35
3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers,
National Compensation Survey, March 2015—continued
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives to frozen plans2
Characteristics
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and technical services ..............
Education and health services ...........................
Health care and social assistance .................
9
10
8
12
–
–
15
15
91
90
92
88
100
100
85
85
4
4
7
–
–
–
4
–
15
15
11
26
–
60
–
–
46
45
40
45
–
–
24
26
26
27
34
16
–
64
43
44
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10
9
13
17
9
90
91
87
83
91
8
6
4
4
3
22
21
28
34
24
34
38
32
27
35
28
26
32
30
33
13
12
14
14
13
11
8
7
87
88
86
86
87
89
92
93
4
3
6
6
3
–
4
3
15
16
30
23
31
34
29
33
38
31
26
30
25
21
43
47
33
38
30
34
33
34
28
25
Geographic areas
Northeast ...............................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 The sum of the individual components may be greater than the total because some employers offer more than one alternative.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private
industry workers, National Compensation Survey, March 2015
Alternatives to frozen plans
Characteristics
All workers .............................................................
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
1.1
1.1
0.7
1.8
2.2
1.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
1.4
2.0
1.8
3.7
1.9
3.9
2.0
1.5
1.5
3.3
2.6
1.4
2.0
1.8
3.7
1.9
3.9
2.0
1.5
1.5
3.3
2.6
0.8
1.2
1.0
–
1.1
1.6
1.3
2.3
–
1.2
1.7
3.2
3.4
3.7
2.8
1.8
–
2.1
5.3
5.6
3.3
5.6
3.2
3.5
3.7
6.3
2.8
5.1
3.0
6.1
6.3
2.7
5.0
3.1
2.9
4.0
9.2
2.5
4.8
2.5
2.6
2.9
3.9
6.4
Full time .................................................................
Part time ................................................................
1.1
3.2
1.1
3.2
0.7
1.8
2.0
4.3
2.3
3.3
2.0
5.1
Union .....................................................................
Nonunion ...............................................................
0.7
1.3
0.7
1.3
1.0
0.9
4.2
2.0
3.7
2.3
3.2
2.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.6
10.7
2.1
2.4
1.1
1.7
5.6
10.7
2.1
2.4
1.1
1.7
1.3
–
1.6
0.8
0.8
1.0
–
–
2.3
3.0
2.6
4.1
3.9
–
3.0
3.0
3.0
4.7
6.1
–
4.0
2.8
2.7
4.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
–
1.5
1.4
0.0
1.5
–
–
–
3.6
–
2.9
4.2
–
4.4
3.4
–
3.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Information .........................................................
1.3
3.0
4.8
3.3
1.3
3.0
4.8
3.3
0.8
1.8
1.2
2.1
2.2
3.6
1.6
5.5
2.4
3.4
3.8
5.3
2.3
4.1
5.2
1.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private
industry workers, National Compensation Survey, March 2015—continued
Alternatives to frozen plans
Characteristics
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and technical services ..............
Education and health services ...........................
Health care and social assistance .................
1.8
1.9
2.7
2.5
–
–
3.3
3.5
1.8
1.9
2.7
2.5
0.0
0.0
3.3
3.5
1.0
1.0
1.6
–
–
–
1.4
–
2.0
1.7
2.1
4.6
–
16.5
–
–
2.8
3.0
4.2
6.3
–
–
4.6
5.0
2.7
2.8
4.4
3.3
–
16.5
5.7
6.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.0
1.7
1.3
2.7
1.5
2.0
1.7
1.3
2.7
1.5
1.8
1.6
0.7
1.4
0.6
3.5
4.6
2.1
4.1
2.4
4.5
5.8
2.5
4.1
2.9
3.9
5.0
2.3
3.9
2.6
2.4
2.6
1.7
1.9
2.4
1.8
2.1
1.6
2.4
2.6
1.7
1.9
2.4
1.8
2.1
1.6
1.8
1.1
1.3
1.6
1.2
–
1.2
1.0
2.3
2.9
3.6
4.3
2.9
3.4
5.3
6.5
4.5
3.6
2.7
3.8
4.3
5.2
5.5
6.9
3.9
4.3
3.3
4.8
2.9
3.9
5.5
6.3
Geographic areas
Northeast ...............................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2015
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
68
32
82
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
69
72
68
61
82
69
74
66
64
31
28
32
39
18
31
26
34
36
84
85
83
77
–
81
83
81
78
16
15
17
23
–
19
17
19
22
50
71
68
69
67
50
29
32
31
33
70
82
83
83
83
30
18
17
17
17
Full time .................................................................
Part time ................................................................
68
63
32
37
82
79
18
21
Union .....................................................................
Nonunion ...............................................................
64
68
36
32
81
82
19
18
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
70
66
66
67
70
71
30
34
34
33
30
29
81
76
80
82
83
84
19
24
20
18
17
16
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
67
53
69
33
47
31
80
72
82
20
28
18
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
68
72
75
72
65
81
32
28
25
28
35
19
82
84
86
82
83
91
18
16
14
18
17
9
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2015—continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Other services ...................................................
82
66
67
63
73
64
70
70
66
59
64
59
59
82
63
18
34
33
37
27
36
30
30
34
41
36
41
41
18
37
93
78
77
72
85
–
83
85
–
80
86
84
80
–
82
7
22
23
28
15
–
17
15
–
20
14
16
20
–
18
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
65
62
70
70
71
68
35
38
30
30
29
32
80
78
85
83
85
81
20
22
15
17
15
19
67
70
66
71
70
72
73
64
63
66
68
68
67
33
30
34
29
30
28
27
36
37
34
32
32
33
86
89
85
82
81
84
84
79
80
78
81
83
81
14
11
15
18
19
16
16
21
20
22
19
17
19
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2015
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
0.8
0.8
0.7
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.5
1.4
3.0
4.0
0.8
1.3
1.1
2.3
1.2
1.5
1.4
3.0
4.0
0.8
1.3
1.1
2.3
1.0
1.2
1.2
3.3
–
0.9
1.4
1.1
2.4
1.0
1.2
1.2
3.3
–
0.9
1.4
1.1
2.4
3.5
3.1
1.4
1.8
2.1
3.5
3.1
1.4
1.8
2.1
4.2
3.0
1.3
1.6
1.8
4.2
3.0
1.3
1.6
1.8
Full time .................................................................
Part time ................................................................
0.8
1.9
0.8
1.9
0.8
1.8
0.8
1.8
Union .....................................................................
Nonunion ...............................................................
2.3
0.9
2.3
0.9
2.1
0.7
2.1
0.7
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
3.6
1.8
1.1
1.0
1.3
1.7
3.6
1.8
1.1
1.0
1.3
1.7
2.7
1.7
1.0
0.9
1.0
1.7
2.7
1.7
1.0
0.9
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
2.8
1.6
1.4
2.8
1.6
1.4
3.2
1.5
1.4
3.2
1.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.1
2.1
1.8
3.0
3.1
0.9
1.1
2.1
1.8
3.0
3.1
0.8
1.3
2.1
1.7
2.8
2.5
0.8
1.3
2.1
1.7
2.8
2.5
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2015—continued
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Other services ...................................................
2.6
1.2
1.2
1.5
2.3
5.4
3.1
3.3
8.3
2.1
1.9
2.0
2.5
4.9
5.9
2.6
1.2
1.2
1.5
2.3
5.4
3.1
3.3
8.3
2.1
1.9
2.0
2.5
4.9
5.9
1.8
1.3
1.2
1.7
2.0
–
3.0
2.5
–
1.9
1.8
1.3
2.2
–
3.8
1.8
1.3
1.2
1.7
2.0
–
3.0
2.5
–
1.9
1.8
1.3
2.2
–
3.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.7
2.1
0.9
1.2
1.2
1.4
1.7
2.1
0.9
1.2
1.2
1.3
1.7
2.0
0.8
1.1
1.2
1.3
1.7
2.0
0.8
1.1
1.2
1.5
2.2
1.8
1.2
1.6
3.7
2.1
1.9
1.9
4.3
1.6
2.9
1.9
1.5
2.2
1.8
1.2
1.6
3.7
2.1
1.9
1.9
4.3
1.6
2.9
1.9
1.2
1.3
1.5
1.0
1.1
4.2
1.6
1.8
1.9
3.9
1.5
2.9
1.7
1.2
1.3
1.5
1.0
1.1
4.2
1.6
1.8
1.9
3.9
1.5
2.9
1.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2015
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
70
55
79
69
50
72
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
95
83
41
42
70
59
78
76
73
80
70
27
31
55
44
62
63
84
84
84
65
73
78
75
79
83
87
95
83
41
42
69
59
77
76
66
71
63
24
28
49
40
56
60
76
75
76
60
68
71
69
73
79
71
81
77
84
70
60
66
61
67
55
85
81
79
81
78
71
80
76
83
69
58
62
56
62
50
82
77
73
74
71
Full time .................................................................
Part time ................................................................
86
22
70
14
80
62
86
21
64
12
74
57
Union .....................................................................
Nonunion ...............................................................
95
67
83
52
88
78
95
67
79
47
83
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
35
23
75
86
93
94
22
12
58
71
80
82
62
54
77
83
86
87
34
23
75
86
93
94
20
11
52
65
72
74
57
50
70
76
78
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
87
71
93
72
57
78
83
80
84
86
71
92
67
55
71
78
77
77
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
66
70
88
59
84
99
52
53
72
41
68
90
78
76
81
70
80
91
66
69
88
57
84
99
47
48
67
37
60
83
71
69
76
64
71
84
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2015—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
45
35
78
24
19
77
68
49
72
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
63
68
60
22
30
44
37
49
41
51
57
49
14
20
34
27
38
34
81
83
80
66
66
76
73
77
82
33
35
32
13
13
21
15
25
28
26
28
26
9
9
16
12
19
22
79
79
79
70
72
75
77
75
80
85
93
81
39
42
68
58
75
74
65
70
62
24
28
49
40
55
59
76
75
76
60
68
71
69
73
79
36
45
48
51
44
31
36
37
40
35
86
79
79
78
79
27
28
26
27
25
24
21
21
21
20
90
73
79
78
80
70
78
75
81
68
57
60
54
61
48
82
77
73
75
71
Full time .................................................................
Part time ................................................................
56
13
44
8
79
62
30
7
23
5
78
68
84
21
62
12
74
57
Union .....................................................................
Nonunion ...............................................................
74
42
63
32
84
77
59
21
49
16
83
75
94
65
78
46
83
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
17
11
45
55
70
74
10
6
34
45
58
61
62
56
75
80
82
82
10
7
22
30
40
42
6
4
16
24
32
33
67
58
74
81
80
80
33
22
73
85
92
93
19
11
51
64
72
74
57
51
71
76
78
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
54
35
62
44
29
51
82
82
82
32
23
37
26
20
29
81
90
78
85
70
91
66
54
70
78
77
78
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
43
44
50
35
61
77
33
33
41
25
49
70
77
76
81
69
80
91
22
21
27
14
31
52
17
16
23
11
25
46
76
79
83
74
81
89
65
68
86
56
83
98
46
47
65
36
59
83
71
69
75
64
71
84
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2015—continued
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
94
89
93
96
89
75
68
83
46
75
75
89
75
33
32
48
81
76
81
81
78
61
56
70
35
59
62
75
58
20
18
36
86
85
86
85
87
81
82
85
76
78
83
84
77
61
56
75
93
89
93
95
89
75
68
83
45
75
75
89
75
33
32
48
72
70
74
74
71
56
51
66
31
52
56
67
52
18
16
34
77
78
79
78
80
75
75
80
69
70
75
76
69
55
51
72
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
57
53
70
85
82
89
43
40
53
69
65
76
75
76
75
82
79
85
57
53
70
84
81
89
40
38
49
62
58
68
71
71
70
74
72
76
70
69
71
70
70
71
69
71
72
70
67
66
68
55
52
57
54
55
53
54
56
57
56
55
54
56
79
75
80
77
78
75
78
79
78
80
82
82
82
70
69
70
70
70
70
69
71
72
69
67
66
67
50
46
52
49
49
49
49
51
52
49
51
49
52
72
68
74
71
71
70
71
72
72
71
76
75
76
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2015—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
80
68
76
79
68
41
42
53
22
49
51
62
48
19
19
25
62
54
61
62
57
33
35
45
17
36
38
47
36
12
11
19
77
80
80
78
83
79
83
86
74
75
75
76
75
62
59
76
60
29
31
31
32
22
24
33
13
23
24
30
23
14
14
17
42
22
23
23
24
18
19
27
9
18
17
21
18
9
9
13
71
77
76
75
75
82
78
81
71
76
69
69
77
67
64
78
93
88
92
94
89
75
66
82
44
73
74
88
73
31
30
46
72
69
73
73
70
55
50
65
30
51
55
67
51
18
16
33
77
78
79
78
79
74
75
80
69
70
75
76
69
56
52
71
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30
26
42
62
55
73
22
20
31
49
43
60
75
76
72
79
78
81
17
13
26
33
27
42
12
10
19
26
21
33
74
74
74
79
79
80
55
51
68
83
79
88
39
36
48
61
57
67
71
71
70
74
72
76
46
44
47
42
44
37
42
45
44
47
47
43
48
36
34
37
32
34
29
32
35
34
36
37
35
39
78
77
78
76
76
77
76
77
78
76
80
81
80
24
14
28
21
23
19
20
22
21
23
31
23
34
18
11
21
16
17
14
15
17
16
17
25
19
28
77
77
76
75
75
73
75
76
76
75
81
82
81
68
66
69
68
68
68
67
70
70
68
66
65
67
49
45
51
48
48
48
48
50
50
49
50
49
51
72
67
74
71
71
70
71
72
72
72
76
75
77
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2015
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.4
0.7
0.6
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
0.9
1.3
1.7
5.2
1.0
1.4
1.3
1.6
1.0
1.0
1.3
1.4
4.6
0.9
1.2
1.1
1.6
0.6
0.8
0.8
1.9
5.3
0.6
0.9
0.8
1.0
1.0
0.9
1.3
1.7
5.2
1.0
1.4
1.3
1.6
0.9
1.2
1.3
1.3
4.2
0.9
1.3
1.1
1.6
0.7
1.0
1.0
1.9
4.8
0.7
1.1
0.9
1.1
2.8
1.9
1.5
1.6
2.2
2.6
1.8
1.3
1.5
2.0
1.5
1.2
0.9
1.1
1.3
2.8
1.9
1.5
1.6
2.2
2.5
1.8
1.2
1.5
1.9
1.5
1.4
0.9
1.1
1.4
Full time .................................................................
Part time ................................................................
0.5
1.0
0.5
0.7
0.4
1.6
0.6
1.0
0.5
0.6
0.5
1.6
Union .....................................................................
Nonunion ...............................................................
0.9
0.7
1.0
0.6
0.8
0.4
0.9
0.7
1.0
0.6
1.0
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.6
0.9
0.8
0.7
1.0
0.9
1.0
0.9
0.8
0.7
1.2
1.4
2.5
0.8
0.5
0.5
0.7
1.1
1.6
0.9
0.8
0.8
1.1
0.8
1.0
0.9
0.8
0.7
1.2
1.4
2.5
0.9
0.6
0.7
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.8
2.3
1.0
0.9
2.1
1.1
0.7
1.6
0.8
0.9
2.3
1.0
0.9
2.1
1.1
0.7
1.6
0.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.1
1.2
1.2
2.5
0.5
0.6
0.9
1.5
1.0
2.4
1.7
0.5
0.6
1.1
0.8
1.8
1.7
0.8
1.1
1.2
1.2
2.5
0.5
0.6
0.9
1.5
1.0
2.4
2.3
0.5
0.7
1.3
0.9
2.1
2.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2015—continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.5
0.6
0.5
0.7
0.7
0.6
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.6
1.6
1.3
4.9
1.0
1.3
1.3
1.8
1.1
1.4
1.4
0.9
4.1
0.8
1.0
1.0
1.6
0.7
0.7
0.9
2.0
7.2
0.8
1.5
0.9
1.3
1.4
1.6
1.7
1.1
3.4
0.8
0.9
1.0
1.7
1.1
1.2
1.4
0.8
2.2
0.6
0.8
0.8
1.5
0.9
1.2
1.1
2.3
7.0
1.3
2.0
1.5
2.0
1.0
1.0
1.4
1.7
5.2
1.1
1.5
1.3
1.6
1.0
1.2
1.3
1.3
4.2
0.9
1.3
1.1
1.6
0.7
1.0
1.0
2.0
4.8
0.7
1.1
0.9
1.1
3.0
2.4
1.5
2.0
2.1
2.8
2.0
1.3
1.6
1.8
1.7
1.7
1.0
1.4
1.1
2.9
1.9
1.2
1.6
1.5
2.8
1.5
1.1
1.4
1.3
2.0
2.8
1.3
1.8
1.6
2.8
1.9
1.5
1.6
2.2
2.6
1.8
1.2
1.5
1.9
1.5
1.4
0.9
1.1
1.4
Full time .................................................................
Part time ................................................................
0.8
0.9
0.7
0.5
0.5
1.9
0.8
0.6
0.6
0.4
0.7
2.3
0.6
1.0
0.5
0.6
0.5
1.6
Union .....................................................................
Nonunion ...............................................................
1.7
0.7
1.7
0.6
1.1
0.5
1.8
0.6
1.8
0.5
1.5
0.8
1.0
0.8
1.0
0.6
0.9
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.9
1.2
1.3
1.1
1.1
1.8
0.5
0.7
1.0
0.9
1.1
1.8
1.6
2.4
0.8
0.6
0.7
1.1
0.7
0.9
0.9
1.0
1.3
2.2
0.4
0.5
0.7
0.9
1.0
1.7
1.8
3.8
1.3
0.9
0.8
1.1
1.2
1.6
1.0
0.8
0.8
1.1
0.8
1.0
0.9
0.8
0.8
1.3
1.4
2.6
0.9
0.6
0.7
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
2.3
1.6
1.2
2.1
1.4
0.9
2.0
1.1
1.3
2.3
1.7
1.1
2.2
1.5
1.1
1.5
1.4
0.9
2.2
1.1
0.9
2.1
1.1
0.7
1.6
0.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
1.2
2.5
1.3
3.1
4.0
0.6
1.0
2.2
0.9
2.7
3.8
0.6
0.9
1.3
1.2
1.6
1.5
0.7
0.9
2.3
1.0
2.8
5.4
0.5
0.8
2.0
0.8
2.4
4.9
0.8
1.3
1.6
2.2
2.1
1.7
0.8
1.1
1.2
1.2
2.4
0.8
0.6
0.9
1.6
1.0
2.4
2.2
0.5
0.7
1.4
0.9
2.1
2.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2015—continued
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.2
1.0
0.7
0.5
1.6
3.6
2.1
2.6
3.6
1.6
2.6
1.4
1.8
2.5
2.9
3.5
2.0
1.1
0.7
0.7
1.5
4.2
2.0
2.7
3.3
1.4
2.4
1.3
1.5
2.0
2.2
3.1
1.9
0.7
0.5
0.6
0.9
3.0
1.1
1.4
2.5
1.1
1.5
0.6
1.2
3.1
3.7
2.6
1.3
1.0
0.7
0.5
1.6
3.6
2.1
2.6
3.6
1.6
2.6
1.4
1.7
2.5
2.9
3.5
2.4
1.1
0.8
0.9
1.5
3.9
1.9
2.6
3.2
1.3
2.3
1.4
1.4
1.8
2.1
2.9
2.4
0.8
0.8
0.9
1.1
2.7
1.3
1.4
2.9
1.1
1.7
0.9
1.2
3.0
3.6
2.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
2.0
0.7
1.0
1.0
0.8
1.0
1.8
0.7
1.0
1.0
0.8
0.8
1.3
0.4
0.6
0.5
1.0
1.1
2.0
0.7
1.0
1.0
0.8
0.9
1.7
0.7
1.0
0.9
0.7
0.8
1.2
0.5
0.8
0.6
1.4
2.1
1.8
1.0
1.3
2.4
1.9
1.6
1.6
3.7
1.4
1.8
1.9
1.2
2.2
1.4
1.0
1.1
2.7
2.0
1.3
1.4
2.6
1.3
1.7
1.7
1.1
1.7
1.4
0.7
0.8
1.6
1.5
0.7
0.8
1.2
1.1
2.1
1.2
1.4
2.1
1.7
1.0
1.3
2.6
1.9
1.6
1.6
3.7
1.5
1.8
2.0
1.1
2.0
1.4
1.0
1.3
2.5
1.9
1.2
1.4
2.4
1.2
1.7
1.6
1.3
1.9
1.8
0.8
1.0
1.5
1.7
0.7
0.8
1.3
1.1
1.8
1.4
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2015—continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.2
1.6
1.1
1.7
1.9
5.2
2.1
3.4
2.8
2.2
2.1
2.3
2.5
1.9
2.1
3.4
2.1
1.4
1.1
1.6
1.6
4.2
1.8
3.1
2.2
1.7
1.9
1.7
1.9
1.4
1.4
2.7
2.3
0.9
0.8
1.0
0.8
3.5
1.2
1.4
3.0
1.0
1.6
1.5
1.2
3.4
3.7
3.4
3.0
1.4
1.6
2.4
2.4
4.0
2.0
3.3
2.3
1.9
2.2
2.2
2.1
1.8
1.9
2.9
2.4
1.1
1.3
2.1
2.1
3.2
1.6
2.9
1.7
1.5
1.7
1.8
1.7
1.3
1.3
2.5
2.7
1.3
1.3
1.8
2.0
5.1
1.8
2.0
4.6
1.6
2.6
2.2
1.7
3.4
4.0
5.5
1.4
1.0
0.7
0.7
1.6
3.6
2.2
2.7
3.6
1.7
2.5
1.5
1.9
2.5
2.9
3.4
2.4
1.1
0.9
0.9
1.5
4.0
1.9
2.7
3.2
1.3
2.3
1.4
1.5
1.8
2.1
2.8
2.4
0.8
0.8
0.9
1.1
3.0
1.4
1.5
3.0
1.1
1.7
0.9
1.2
3.2
3.8
2.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.0
2.1
0.9
1.3
1.5
0.7
0.8
1.7
0.8
1.1
1.3
0.9
1.1
1.9
0.5
0.8
0.6
0.8
0.8
1.6
1.0
1.3
1.5
0.6
0.6
1.3
0.8
1.1
1.2
1.0
1.5
2.1
0.8
1.1
1.0
1.0
1.1
2.0
0.8
1.1
1.0
0.8
0.9
1.6
0.7
1.1
0.9
0.8
0.8
1.2
0.5
0.8
0.6
1.6
3.3
1.8
1.0
1.4
2.2
1.9
1.8
1.7
4.2
1.3
1.6
1.7
1.3
2.7
1.3
0.8
1.0
1.6
1.9
1.3
1.4
3.0
1.3
1.7
1.8
1.2
2.1
1.5
0.9
1.2
1.5
1.7
0.8
0.9
1.4
1.1
1.5
1.4
1.8
1.5
2.2
0.8
1.1
1.7
1.2
1.3
1.6
2.4
1.3
2.6
1.4
1.4
1.3
1.7
0.6
0.8
1.5
1.0
1.0
1.2
1.9
1.2
2.3
1.3
2.0
2.7
2.4
1.1
1.7
2.5
1.8
1.3
1.3
2.7
1.0
1.8
1.2
1.6
2.2
2.0
1.1
1.5
2.4
2.1
1.6
1.6
3.7
1.4
1.7
1.9
1.1
2.0
1.3
1.0
1.4
2.5
2.0
1.2
1.3
2.3
1.2
1.7
1.5
1.4
2.0
1.8
0.8
1.1
1.6
1.5
0.7
0.7
1.4
1.1
1.8
1.4
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2015
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
78
22
68
32
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
79
81
75
76
77
73
79
79
20
21
19
25
24
23
27
21
21
70
69
70
62
64
65
62
67
68
30
31
30
38
36
35
38
33
32
82
77
79
79
80
18
23
21
21
20
71
65
72
73
72
29
35
28
27
28
Full time .................................................................
Part time ................................................................
79
73
21
27
68
63
32
37
Union .....................................................................
Nonunion ...............................................................
87
77
13
23
84
65
16
35
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
73
70
77
79
81
80
27
30
23
21
19
20
59
57
65
69
72
72
41
43
35
31
28
28
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
80
82
80
20
18
20
73
69
75
27
31
25
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
78
76
77
71
81
87
22
24
23
29
19
13
67
67
67
60
77
83
33
33
33
40
23
17
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2015—continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
82
80
80
79
81
80
77
81
70
80
81
80
80
76
73
80
18
20
20
21
19
20
23
19
30
20
19
20
20
24
27
20
75
69
71
69
73
61
64
67
56
67
66
69
67
60
58
66
25
31
29
31
27
39
36
33
44
33
34
31
33
40
42
34
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
78
78
77
79
78
80
22
22
23
21
22
20
62
62
62
72
69
76
38
38
38
28
31
24
80
77
82
77
77
76
78
77
78
75
81
80
81
20
23
18
23
23
24
22
23
22
25
19
20
19
74
72
75
63
64
65
62
69
71
66
69
68
69
26
28
25
37
36
35
38
31
29
34
31
32
31
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2015
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.3
0.3
0.4
0.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
0.4
0.4
1.1
3.2
0.3
0.5
0.4
1.0
0.3
0.4
0.4
1.1
3.2
0.3
0.5
0.4
1.0
0.4
0.7
0.5
1.6
4.8
0.6
0.8
0.7
1.2
0.4
0.7
0.5
1.6
4.8
0.6
0.8
0.7
1.2
1.6
1.2
0.5
0.6
0.8
1.6
1.2
0.5
0.6
0.8
1.9
1.6
0.7
0.7
1.2
1.9
1.6
0.7
0.7
1.2
Full time .................................................................
Part time ................................................................
0.3
0.9
0.3
0.9
0.4
1.2
0.4
1.2
Union .....................................................................
Nonunion ...............................................................
0.5
0.3
0.5
0.3
0.8
0.4
0.8
0.4
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
1.5
0.6
0.3
0.3
0.4
0.7
1.5
0.6
0.3
0.3
0.4
0.9
2.1
0.9
0.5
0.4
0.6
0.9
2.1
0.9
0.5
0.4
0.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.5
1.1
0.5
0.5
1.1
0.5
0.6
1.4
0.6
0.6
1.4
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
0.4
0.9
0.6
0.8
1.0
0.3
0.4
0.9
0.6
0.8
1.0
0.5
0.6
1.2
0.7
1.0
1.1
0.5
0.6
1.2
0.7
1.0
1.1
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2015—continued
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.7
0.5
0.3
0.5
0.5
2.2
1.0
0.9
2.7
0.5
0.9
0.5
0.6
1.4
1.7
1.5
0.7
0.5
0.3
0.5
0.5
2.2
1.0
0.9
2.7
0.5
0.9
0.5
0.6
1.4
1.7
1.5
1.1
0.8
0.5
0.6
0.7
3.8
1.2
1.1
3.5
0.9
1.2
0.7
1.1
2.1
2.5
1.8
1.1
0.8
0.5
0.6
0.7
3.8
1.2
1.1
3.5
0.9
1.2
0.7
1.1
2.1
2.5
1.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.7
0.7
0.3
0.4
0.3
0.5
0.7
0.7
0.3
0.4
0.3
0.8
1.0
1.1
0.3
0.5
0.4
0.8
1.0
1.1
0.3
0.5
0.4
0.4
0.9
0.5
0.4
0.5
0.8
0.8
0.7
0.5
1.9
0.6
1.2
0.7
0.4
0.9
0.5
0.4
0.5
0.8
0.8
0.7
0.5
1.9
0.6
1.2
0.7
0.6
1.2
0.7
0.6
0.8
1.7
1.1
1.1
0.8
3.0
0.8
1.9
0.8
0.6
1.2
0.7
0.6
0.8
1.7
1.1
1.1
0.8
3.0
0.8
1.9
0.8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2015
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$390.79
15
$516.25
85
$371.05
$121.92
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
410.09
401.61
415.32
374.94
386.94
368.45
330.63
386.67
404.61
13
10
15
14
–
12
9
13
28
498.34
514.86
491.03
510.99
–
500.35
446.22
517.95
583.46
87
90
85
86
–
88
91
87
72
396.95
388.42
402.46
354.81
–
351.62
319.84
367.65
351.77
119.03
118.89
119.12
131.17
–
120.80
128.78
116.78
139.90
100
100
100
100
100
417.66
396.01
389.22
387.76
391.02
40
19
14
11
18
582.08
584.98
514.42
497.05
528.13
60
81
86
89
82
346.91
354.50
368.92
374.04
362.15
142.81
138.27
115.66
115.98
115.22
Full time .................................................................
Part time ................................................................
100
100
393.15
354.65
15
12
517.34
492.52
85
88
373.19
339.67
120.55
141.91
Union .....................................................................
Nonunion ...............................................................
100
100
496.96
375.09
38
11
597.07
478.66
62
89
446.51
362.74
115.02
122.68
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
335.61
317.07
376.34
396.54
416.40
410.83
10
9
13
16
16
13
460.94
512.75
488.65
520.97
542.25
512.65
90
91
87
84
84
87
323.61
302.99
360.41
373.54
395.18
396.63
128.60
131.50
125.51
120.30
117.95
116.90
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
392.82
409.69
390.06
17
40
10
526.20
560.35
509.37
83
60
90
369.91
342.44
377.10
112.75
135.55
107.54
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
390.21
360.19
356.74
323.28
420.05
466.11
14
12
15
10
13
19
513.09
492.57
472.34
457.36
572.77
489.48
86
88
85
90
87
81
371.37
342.76
336.27
310.96
398.51
460.58
124.52
127.84
119.04
142.29
115.13
87.31
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2015—continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$424.26
394.43
380.72
377.28
388.62
454.18
381.32
403.52
347.40
429.64
450.67
444.59
425.85
351.00
330.82
408.77
23
12
9
9
10
24
13
18
–
11
15
7
11
21
15
29
$605.41
575.81
514.12
511.08
517.42
680.70
463.50
443.56
–
520.61
479.97
496.54
531.07
505.53
505.07
523.00
77
88
91
91
90
76
87
82
–
89
85
93
89
79
85
71
$369.81
369.30
366.85
364.13
374.44
382.04
368.74
394.95
–
418.01
445.41
440.77
413.32
320.12
306.26
362.09
$114.56
111.53
108.13
111.63
103.05
129.23
134.98
123.55
–
118.15
123.93
125.60
117.17
124.42
125.78
142.40
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
388.57
390.66
383.52
392.50
384.25
402.81
19
21
17
11
11
10
501.92
495.51
520.82
536.63
542.59
528.96
81
79
83
89
89
90
363.00
365.36
357.53
376.63
366.60
389.15
132.24
132.64
131.32
114.76
118.66
109.89
100
100
100
100
100
100
100
100
100
100
100
100
100
438.14
415.92
445.48
366.11
372.12
351.07
363.08
379.82
384.27
370.30
400.47
385.01
407.45
18
12
20
11
10
9
13
11
12
10
21
17
22
575.63
599.87
570.57
474.32
488.69
444.70
465.26
517.16
515.33
522.50
507.31
481.62
516.16
82
88
80
89
90
91
87
89
88
90
79
83
78
410.88
391.98
417.63
353.57
359.93
342.88
347.66
364.46
368.08
356.99
373.87
366.02
377.64
127.82
142.66
122.52
119.46
122.28
116.80
115.77
125.06
121.92
131.54
117.04
113.74
118.63
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$2.93
0.6
$7.48
0.6
$2.64
$1.45
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.80
6.08
4.32
9.42
25.43
4.12
6.00
4.64
10.27
1.0
0.7
1.5
1.6
–
0.8
0.8
0.9
2.2
11.29
13.05
15.03
17.80
–
8.72
15.04
10.19
23.13
1.0
0.7
1.5
1.6
–
0.8
0.8
0.9
2.2
3.63
6.14
3.86
9.17
–
4.33
6.04
4.94
7.65
1.86
1.97
2.49
6.19
–
1.34
2.12
1.76
5.94
20.28
10.14
5.25
5.58
8.66
3.7
2.1
1.1
1.2
1.8
32.17
31.64
14.66
17.06
24.81
3.7
2.1
1.1
1.2
1.8
16.97
6.45
4.81
5.93
7.03
10.43
7.46
2.45
4.05
2.83
Full time .................................................................
Part time ................................................................
2.98
7.73
0.6
1.1
7.85
17.01
0.6
1.1
2.63
7.92
1.52
3.58
Union .....................................................................
Nonunion ...............................................................
8.79
2.72
2.4
0.5
16.07
7.38
2.4
0.5
6.28
2.61
3.36
1.55
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.53
10.04
4.72
4.37
3.73
5.04
1.1
1.5
0.8
1.0
0.9
1.2
16.39
27.06
11.36
12.76
10.42
12.87
1.1
1.5
0.8
1.0
0.9
1.2
5.58
9.49
4.73
3.94
4.04
5.59
2.39
5.35
3.96
1.66
1.93
2.68
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
5.85
14.87
5.36
1.3
3.1
1.0
14.95
26.04
15.10
1.3
3.1
1.0
5.10
13.12
5.39
2.06
5.26
2.27
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
3.28
5.00
7.82
5.57
11.00
8.44
0.6
0.8
1.9
1.0
2.3
3.2
8.40
19.46
18.92
22.96
39.13
21.56
0.6
0.8
1.9
1.0
2.3
3.2
3.05
4.60
7.95
4.96
8.59
9.32
1.76
2.17
3.70
2.57
6.18
4.53
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2015—continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$11.29
6.84
3.29
5.47
5.66
31.47
7.04
9.49
13.40
6.74
9.08
6.05
7.93
13.85
15.82
14.11
2.7
1.3
0.9
1.4
1.7
5.7
1.6
2.6
–
1.5
2.5
1.3
1.8
3.2
2.6
4.0
$19.95
28.36
14.68
27.17
30.12
56.17
16.46
15.42
–
22.28
32.58
20.72
26.53
20.07
29.44
20.90
2.7
1.3
0.9
1.4
1.7
5.7
1.6
2.6
–
1.5
2.5
1.3
1.8
3.2
2.6
4.0
$8.99
4.54
3.06
4.35
5.36
22.90
7.43
11.01
–
6.37
11.07
6.32
7.35
15.49
16.99
14.75
$3.91
1.93
2.05
3.31
1.85
6.64
6.73
5.61
–
2.66
5.06
3.07
2.87
4.69
4.79
7.57
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
5.04
5.85
9.22
3.18
4.83
3.58
0.9
1.2
1.7
0.7
0.9
1.0
10.64
11.87
25.04
10.88
16.54
13.67
0.9
1.2
1.7
0.7
0.9
1.0
4.80
5.88
7.62
2.71
4.06
3.20
3.18
4.11
3.83
1.31
2.03
1.76
4.94
8.17
6.83
4.61
6.42
5.90
9.12
5.57
6.37
10.64
7.99
13.23
9.82
1.0
2.0
1.1
0.8
0.8
1.7
1.8
1.2
1.4
2.1
1.5
3.4
1.5
16.20
45.22
17.28
11.01
17.33
23.74
15.68
16.48
19.01
32.81
14.62
18.85
18.38
1.0
2.0
1.1
0.8
0.8
1.7
1.8
1.2
1.4
2.1
1.5
3.4
1.5
3.79
6.37
5.24
4.26
5.98
5.66
8.48
4.36
5.33
7.25
8.14
14.51
9.77
2.08
4.46
2.62
1.92
2.34
5.55
3.72
4.33
2.92
11.82
2.55
3.99
3.26
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March 2015
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
100
72
13
13
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
74
76
73
77
67
66
58
71
75
12
11
13
10
10
20
27
17
11
12
12
12
11
–
12
14
11
12
2
1
2
1
–
1
1
1
2
100
100
100
100
100
70
78
74
76
71
13
9
9
8
9
12
12
16
15
18
4
1
1
1
2
Full time .................................................................
Part time ................................................................
100
100
73
62
13
21
13
14
1
2
Union .....................................................................
Nonunion ...............................................................
100
100
74
72
6
14
15
12
4
1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
70
73
71
73
75
75
18
17
16
12
11
12
12
–
12
14
12
12
1
–
1
2
2
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
75
77
75
10
7
10
14
11
14
1
4
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
72
64
79
52
67
81
15
20
–
33
–
–
12
16
13
–
22
–
1
1
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March
2015—continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
78
69
67
69
65
82
77
84
70
75
80
74
74
76
72
73
11
19
21
19
19
–
–
–
15
11
12
19
11
14
17
–
–
10
10
–
12
–
11
8
15
11
–
6
12
–
–
15
–
2
3
–
4
–
–
–
–
2
–
1
2
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
77
76
78
69
72
66
10
10
9
16
15
18
13
13
11
13
12
14
1
1
2
2
1
2
100
100
100
100
100
100
100
100
100
100
100
100
100
75
77
74
74
77
80
67
70
70
70
70
67
71
12
–
13
15
14
11
18
12
13
–
14
17
13
11
11
11
10
8
–
15
17
16
18
13
14
13
2
–
2
1
1
–
(4)
1
1
–
2
2
3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
4 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee
participation by type of contribution, private industry workers, National Compensation
Survey, March 2015
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
0.0
0.8
0.6
0.6
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.5
1.5
2.2
9.0
1.2
1.9
1.6
2.4
0.9
1.0
1.2
1.3
2.8
0.9
1.7
1.1
1.4
0.9
1.3
1.0
1.8
–
0.9
1.6
0.9
1.7
0.3
0.2
0.5
0.4
–
0.3
0.3
0.4
0.7
0.0
0.0
0.0
0.0
0.0
4.7
2.2
1.7
1.6
2.8
2.9
1.2
1.0
1.1
1.7
2.9
1.8
1.2
1.4
1.9
1.9
0.3
0.4
0.2
0.8
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
2.4
0.5
2.0
0.6
1.5
0.2
0.7
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.1
0.9
1.1
0.6
1.8
0.7
1.0
0.2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
2.0
3.6
1.5
1.3
1.2
1.6
1.6
2.8
1.2
0.8
0.7
1.1
1.4
–
1.0
0.8
0.9
1.4
0.1
–
0.3
0.4
0.3
0.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.5
3.2
1.6
1.1
1.6
1.3
1.4
2.2
1.4
0.3
1.7
0.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.6
2.9
1.9
4.7
4.7
0.6
1.1
–
1.9
–
–
0.7
1.1
2.2
–
3.6
–
0.3
0.3
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee
participation by type of contribution, private industry workers, National Compensation
Survey, March 2015—continued
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.6
1.9
1.8
2.8
3.1
5.2
2.7
2.8
5.7
2.2
1.9
2.4
2.6
3.6
4.3
5.9
3.0
1.6
1.7
2.5
2.8
–
–
–
4.1
1.4
1.2
1.9
1.6
2.8
3.4
–
–
1.1
1.2
–
1.7
–
1.8
2.1
3.3
1.7
–
1.5
2.0
–
–
3.9
–
0.6
0.7
–
1.2
–
–
–
–
0.7
–
0.3
0.8
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.3
1.7
2.2
1.0
1.2
1.8
0.9
1.2
1.4
0.8
1.0
1.3
0.9
1.2
1.5
0.8
1.0
1.2
0.3
0.2
1.0
0.3
0.3
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.5
3.2
1.6
1.4
1.9
3.2
2.5
1.8
1.8
4.1
1.7
2.9
2.0
0.8
–
1.0
1.0
1.3
2.6
2.0
1.1
1.3
–
1.3
1.5
1.8
1.5
3.0
1.6
1.0
1.1
–
2.3
1.4
1.8
2.5
1.2
2.2
1.5
0.6
–
0.5
0.2
0.3
–
0.2
0.3
0.4
–
0.8
1.1
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2015
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$961.22
8
$1,358.53
92
$931.47
$475.84
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
1,032.40
1,026.08
1,036.29
856.51
971.16
880.58
792.86
922.57
948.58
6
5
7
8
–
5
4
5
21
1,318.35
1,422.32
1,266.77
1,416.11
–
1,284.14
1,357.58
1,255.57
1,490.87
94
95
93
92
–
95
96
95
79
1,014.68
1,004.91
1,020.79
818.58
–
862.36
770.95
906.52
855.74
467.83
470.29
466.29
532.68
–
487.40
488.12
487.05
536.79
100
100
100
100
100
977.13
929.58
1,009.78
1,016.67
1,001.26
32
12
10
7
13
1,492.61
1,488.74
1,332.91
1,328.30
1,336.16
68
88
90
93
87
846.75
861.09
975.51
992.59
953.06
576.90
512.88
411.59
399.33
427.69
Full time .................................................................
Part time ................................................................
100
100
969.93
828.74
8
6
1,356.63
1,414.13
92
94
940.04
806.04
473.01
517.27
Union .....................................................................
Nonunion ...............................................................
100
100
1,263.16
916.99
32
4
1,484.63
1,235.86
68
96
1,181.75
903.54
375.03
487.09
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
765.25
717.21
894.26
978.26
1,066.44
1,066.51
4
5
6
9
10
7
1,324.96
1,452.16
1,289.20
1,269.29
1,469.03
1,452.19
96
95
94
91
90
93
752.41
700.71
870.78
953.06
1,027.76
1,039.07
524.71
530.14
501.04
466.74
445.45
439.47
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
1,024.89
930.24
1,055.82
13
30
8
1,379.88
1,462.15
1,372.40
87
70
92
984.97
798.96
1,030.97
410.54
580.89
368.96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
942.96
904.56
905.32
753.08
1,129.39
1,297.28
7
7
9
5
9
14
1,348.33
1,375.05
1,380.06
1,317.61
1,391.97
1,426.27
93
93
91
95
91
86
916.80
871.58
858.11
735.77
1,103.14
1,276.72
493.75
464.05
462.04
517.31
382.53
304.51
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2015—continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$1,085.25
980.84
981.14
929.16
1,027.51
979.46
918.66
978.42
765.04
1,004.66
1,054.24
1,088.33
995.76
781.88
741.23
901.80
15
5
3
2
4
–
5
5
6
5
4
1
5
12
10
14
$1,653.46
1,525.85
1,297.53
1,306.45
1,177.25
–
1,195.39
1,160.81
1,266.73
1,234.49
1,246.34
1,553.62
1,232.68
1,437.28
1,522.15
1,136.70
85
95
97
98
96
–
95
95
94
95
96
99
95
88
90
86
$988.54
953.87
970.33
922.84
1,021.97
–
904.49
967.88
731.76
993.18
1,045.96
1,082.70
983.64
733.52
689.70
868.03
$399.08
445.53
411.97
434.10
388.60
–
530.10
514.81
602.08
515.43
532.15
488.33
512.40
537.10
536.33
561.06
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
873.69
870.74
880.83
1,026.64
967.22
1,100.62
9
10
8
7
6
8
1,290.30
1,278.55
1,326.45
1,427.34
1,431.46
1,423.78
91
90
92
93
94
92
836.61
831.80
848.01
1,000.80
942.44
1,075.19
559.57
559.53
559.65
414.66
449.84
369.80
100
100
100
100
100
100
100
100
100
100
100
100
100
1,124.05
1,100.30
1,132.02
883.79
901.84
882.68
853.47
956.67
978.83
909.21
945.95
900.59
967.34
13
10
14
4
4
4
3
8
9
6
11
8
12
1,454.41
1,499.11
1,442.61
1,340.37
1,421.04
1,344.63
1,172.43
1,338.78
1,337.15
1,344.84
1,285.65
1,265.72
1,292.41
87
90
86
96
96
96
97
92
91
94
89
92
88
1,082.74
1,059.76
1,090.69
868.39
882.89
868.19
843.85
929.13
948.61
888.85
910.54
871.11
929.74
447.35
466.24
440.82
501.72
510.39
456.91
508.62
456.45
447.59
474.77
479.27
457.03
490.10
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$8.30
0.4
$26.19
0.4
$7.97
$5.47
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9.20
15.45
11.59
32.91
89.13
10.69
16.94
12.90
29.17
0.6
0.6
0.9
1.5
–
0.4
0.6
0.6
1.9
46.07
65.42
57.61
68.54
–
50.32
53.47
65.27
60.44
0.6
0.6
0.9
1.5
–
0.4
0.6
0.6
1.9
8.99
14.29
11.44
31.66
–
10.85
16.68
13.23
26.20
6.70
9.32
8.96
16.17
–
9.04
9.94
12.56
14.65
59.16
29.26
14.92
19.21
21.44
3.3
1.9
1.1
1.1
1.9
101.99
50.90
32.00
23.04
50.80
3.3
1.9
1.1
1.1
1.9
55.20
27.14
15.40
20.35
21.89
28.87
16.87
9.16
12.83
12.48
Full time .................................................................
Part time ................................................................
8.49
22.70
0.5
0.8
26.85
54.72
0.5
0.8
8.17
23.36
5.77
14.11
Union .....................................................................
Nonunion ...............................................................
21.92
7.87
2.3
0.3
35.89
27.26
2.3
0.3
19.80
7.86
16.34
5.43
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
16.14
32.57
17.66
12.51
9.73
15.17
0.6
1.0
0.6
0.8
0.8
1.0
113.58
89.91
42.72
42.35
23.98
42.94
0.6
1.0
0.6
0.8
0.8
1.0
15.69
31.71
18.06
12.08
10.20
14.83
13.03
34.82
9.52
8.54
6.76
9.62
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
16.26
47.07
16.18
1.2
2.9
1.0
44.80
91.70
18.88
1.2
2.9
1.0
15.74
43.35
16.51
8.46
17.95
8.72
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
9.24
12.87
23.82
11.83
23.42
27.05
0.5
0.8
1.6
0.6
2.4
3.8
26.75
33.45
64.60
56.38
59.50
43.93
0.5
0.8
1.6
0.6
2.4
3.8
9.17
12.72
24.10
11.41
23.67
29.87
6.47
7.83
14.49
11.61
17.54
13.78
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2015—continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$27.28
14.15
10.01
11.80
17.03
68.69
24.11
26.44
61.72
19.89
28.08
16.78
23.51
41.12
45.32
45.18
2.4
0.7
0.4
0.3
0.8
–
0.9
1.3
2.3
0.8
1.3
0.5
1.0
2.9
2.8
2.6
$34.16
72.20
62.49
74.62
86.41
–
76.93
94.58
145.71
84.65
100.37
66.17
99.10
85.35
108.87
134.66
2.4
0.7
0.4
0.3
0.8
–
0.9
1.3
2.3
0.8
1.3
0.5
1.0
2.9
2.8
2.6
$24.41
13.63
9.93
11.97
17.36
–
24.91
27.90
59.97
20.55
28.28
16.90
24.23
42.52
46.96
45.91
$18.75
10.13
7.53
10.31
10.18
–
14.14
20.93
34.18
16.49
14.73
10.50
19.28
21.72
27.47
25.26
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
15.39
18.14
25.07
7.87
11.17
10.21
0.7
1.0
1.0
0.5
0.6
0.9
34.34
39.81
58.44
30.02
40.12
37.20
0.7
1.0
1.0
0.5
0.6
0.9
15.07
17.78
24.14
7.61
10.64
9.74
10.82
13.47
14.76
4.75
6.93
6.21
17.20
23.27
24.06
13.49
19.46
22.17
24.29
18.07
14.28
46.63
18.51
30.10
22.92
1.2
1.9
1.4
0.5
0.8
0.9
0.7
1.1
1.3
1.8
0.8
1.7
0.8
64.49
99.84
79.75
63.50
98.01
70.44
83.11
30.37
36.11
54.29
33.54
78.70
36.19
1.2
1.9
1.4
0.5
0.8
0.9
0.7
1.1
1.3
1.8
0.8
1.7
0.8
12.98
18.72
18.47
12.94
18.28
22.25
24.31
18.78
16.42
45.34
18.66
30.32
23.19
8.93
11.51
11.75
9.54
12.41
23.70
18.51
13.35
16.09
23.14
11.53
27.72
11.08
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March 2015
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
100
72
13
13
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
74
76
73
77
65
66
58
71
75
12
11
13
10
11
19
26
16
11
12
12
12
12
–
13
15
12
13
2
1
2
1
–
1
1
2
2
100
100
100
100
100
70
77
73
75
71
13
9
9
9
9
13
13
16
14
19
4
1
1
1
2
Full time .................................................................
Part time ................................................................
100
100
73
65
13
20
13
14
1
1
Union .....................................................................
Nonunion ...............................................................
100
100
75
72
7
14
15
13
4
1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
70
72
70
73
75
75
17
17
16
11
11
12
13
–
13
14
12
12
(4)
–
1
2
2
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
74
76
74
10
7
11
14
13
14
1
4
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
72
63
77
52
67
82
14
19
–
32
–
–
13
17
15
16
22
–
1
1
–
1
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March
2015—continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
78
70
68
70
66
82
77
84
68
76
79
74
75
75
72
75
–
18
20
19
18
–
–
–
–
11
12
19
10
14
16
–
11
10
10
–
12
–
12
8
17
11
–
6
12
11
–
15
–
2
3
–
4
–
–
–
–
2
–
1
2
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
76
75
77
70
73
66
9
9
9
16
14
18
14
15
12
13
12
14
1
1
2
2
1
2
100
100
100
100
100
100
100
100
100
100
100
100
100
75
80
74
74
76
80
67
70
71
68
70
67
72
12
–
13
14
14
11
16
12
13
–
13
16
12
11
11
11
11
9
–
16
17
16
19
14
15
13
2
–
2
1
1
–
1
1
1
–
3
2
3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
4 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee
participation by type of contribution, private industry workers, National Compensation
Survey, March 2015
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
0.0
0.8
0.5
0.6
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
1.5
1.5
2.1
9.2
1.2
1.9
1.6
2.4
0.9
0.9
1.2
1.1
2.9
0.8
1.6
1.0
1.3
0.9
1.3
1.0
1.8
–
0.9
1.5
1.0
1.6
0.4
0.2
0.5
0.2
–
0.3
0.4
0.3
0.7
0.0
0.0
0.0
0.0
0.0
4.4
2.3
1.7
1.6
2.9
2.7
1.1
1.1
1.1
1.7
2.7
1.8
1.2
1.3
2.0
1.7
0.3
0.4
0.2
0.8
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
2.3
0.5
1.9
0.7
1.5
0.2
0.6
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.2
0.9
1.2
0.6
1.7
0.7
0.9
0.2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.8
3.5
1.4
1.2
1.2
1.6
1.4
2.8
1.1
0.8
0.8
1.2
1.4
–
0.9
0.8
0.9
1.3
0.2
–
0.3
0.4
0.4
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.4
3.3
1.6
1.1
1.5
1.3
1.3
2.3
1.5
0.3
1.5
0.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.7
2.8
1.9
4.5
4.6
0.6
1.1
–
1.9
–
–
0.7
1.1
2.0
1.4
3.5
–
0.3
0.3
–
0.4
–
–
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee
participation by type of contribution, private industry workers, National Compensation
Survey, March 2015—continued
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
amount
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.4
1.9
1.7
2.8
3.0
5.0
2.7
2.8
5.8
2.1
2.0
2.3
2.5
3.9
4.8
5.4
–
1.5
1.6
2.4
2.6
–
–
–
–
1.3
1.1
1.9
1.5
2.6
3.5
–
1.8
1.1
1.1
–
1.7
–
1.9
2.1
3.7
1.7
–
1.4
1.9
3.0
–
3.7
–
0.6
0.7
–
1.1
–
–
–
–
0.8
–
0.3
0.9
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.3
1.6
2.2
1.0
1.2
1.8
0.8
1.1
1.4
0.8
0.9
1.2
0.9
1.1
1.5
0.8
1.0
1.2
0.3
0.2
1.0
0.3
0.3
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4
3.1
1.6
1.3
1.7
2.9
2.5
2.1
1.8
5.3
1.9
2.9
2.4
0.8
–
1.0
0.9
1.2
2.4
1.8
1.1
1.3
–
1.3
1.6
1.8
1.4
2.9
1.5
0.9
1.0
–
2.1
1.7
1.7
3.7
1.1
1.9
1.4
0.4
–
0.5
0.3
0.6
–
0.2
0.3
0.4
–
0.7
1.0
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2015
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$41.83
$69.71
$105.00
$150.40
$222.00
$163.20
$260.00
$394.31
$611.73
$938.15
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
40.00
40.00
40.00
54.04
65.96
42.29
43.71
41.36
48.05
69.04
68.77
69.12
79.88
79.88
70.00
78.38
67.16
74.40
104.48
105.69
103.09
115.00
125.82
103.65
108.33
102.79
117.64
147.06
153.63
145.19
171.50
204.42
148.56
158.96
142.99
178.33
222.36
210.91
227.91
248.93
237.00
214.89
226.09
208.61
275.80
170.77
167.09
173.79
194.92
197.02
164.61
195.46
148.11
180.00
272.40
271.32
272.91
290.34
287.29
261.34
270.49
257.81
281.15
388.33
397.03
385.92
465.35
–
405.10
421.53
399.01
438.00
581.27
580.89
581.27
727.42
–
643.00
636.06
645.00
727.42
912.68
905.66
919.50
1019.82
1279.52
962.20
930.70
974.93
1011.86
46.00
48.36
37.04
40.04
32.42
65.08
78.24
63.67
65.00
59.98
114.00
119.80
100.02
102.35
98.58
168.99
182.96
143.29
145.17
141.45
231.51
300.00
198.00
196.54
202.72
190.00
174.11
129.99
134.59
117.47
261.00
290.00
207.90
204.00
207.90
440.06
434.82
335.65
335.68
335.65
821.35
727.42
496.88
459.36
545.00
1138.96
961.46
828.23
715.01
888.58
Full time .................................................................
Part time ................................................................
42.83
33.17
69.80
67.16
104.97
111.07
148.82
196.84
216.36
271.16
167.30
100.66
261.34
210.84
391.31
480.47
605.69
712.61
932.86
1019.82
Union .....................................................................
Nonunion ...............................................................
32.42
43.70
56.28
71.00
93.21
105.99
152.30
150.00
226.09
220.95
86.66
175.00
173.32
274.71
279.34
401.59
473.49
625.50
829.57
940.66
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
43.71
52.60
45.50
42.07
39.43
39.61
74.59
81.16
69.33
69.33
68.29
70.11
106.82
111.64
105.03
105.03
104.23
105.69
160.33
171.00
153.58
150.00
145.72
146.80
226.09
226.09
238.00
213.89
213.49
231.14
180.21
183.96
160.10
162.76
158.34
163.60
280.73
256.88
260.43
254.51
259.98
264.59
465.35
472.66
415.01
384.74
381.00
383.01
704.11
681.08
692.79
584.11
559.02
554.63
1020.66
1157.93
956.46
938.90
866.16
829.57
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
40.00
47.67
39.51
64.88
68.77
64.09
100.00
115.97
97.51
142.02
176.99
138.44
198.62
231.51
187.81
147.06
208.24
131.31
230.20
310.76
213.51
340.00
503.65
325.00
503.65
758.79
447.00
783.00
1114.97
639.02
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
42.36
37.68
44.38
40.96
28.17
–
71.64
70.61
70.26
79.50
55.00
50.98
106.88
102.25
100.76
125.00
89.80
84.00
152.03
153.46
142.90
186.90
144.33
117.84
231.22
227.15
210.11
266.62
206.75
138.42
169.81
140.92
175.84
171.25
93.34
113.70
269.82
243.12
275.40
256.09
185.17
149.88
408.25
388.47
396.68
460.02
276.62
280.00
649.00
600.43
585.03
715.85
475.06
370.25
971.00
886.78
826.30
1017.00
661.00
493.12
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2015—continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$43.96
45.09
43.91
48.33
40.00
51.22
40.96
37.41
52.60
43.71
42.00
42.00
43.71
54.16
65.30
39.64
$59.88
65.64
64.06
63.87
65.00
83.38
74.81
73.00
74.67
68.26
72.00
72.00
66.10
86.40
89.31
80.94
$104.59
109.11
104.65
109.11
100.00
124.56
115.09
112.84
136.14
100.52
103.04
109.41
100.11
116.76
116.76
135.02
$135.00
137.36
130.56
131.22
128.94
156.00
171.99
156.24
–
143.66
159.50
159.01
140.65
157.23
171.50
189.75
$178.83
188.66
180.32
184.21
163.71
239.72
272.68
227.27
300.00
221.00
220.01
227.76
221.00
196.84
202.48
277.56
$145.16
185.56
179.52
185.56
160.10
217.03
176.67
167.09
183.96
184.24
225.01
223.58
169.81
222.92
226.91
161.88
$235.17
260.79
249.98
280.32
244.16
327.30
296.73
296.73
324.91
289.77
324.00
303.52
283.76
325.67
348.24
294.12
$293.95
387.98
385.18
394.55
369.06
528.63
440.00
415.01
649.58
418.35
477.97
436.00
399.34
472.66
472.66
485.27
$461.44
552.00
502.00
517.73
470.12
915.74
727.42
620.67
741.51
680.69
695.56
589.00
675.07
740.77
681.08
737.40
$727.22
914.05
713.89
760.54
664.52
1101.75
990.76
992.90
997.43
1042.06
1031.27
859.00
1042.06
980.30
1019.82
1053.02
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
48.17
47.77
49.18
38.66
38.71
38.66
75.83
77.43
74.79
64.88
65.56
63.55
113.29
114.04
108.90
100.00
101.98
96.25
163.00
165.00
159.77
141.46
148.00
137.03
247.27
255.35
237.58
198.36
209.34
187.77
194.13
190.23
201.69
143.48
150.00
130.00
296.42
299.40
290.34
236.00
251.56
223.13
470.00
470.00
477.97
355.80
382.63
324.68
741.51
755.40
725.47
510.14
554.89
433.58
1064.58
1065.15
1037.47
779.74
869.30
607.06
47.70
57.38
45.16
43.71
48.00
43.70
38.00
44.41
43.41
45.43
32.14
37.00
32.00
76.90
93.93
72.85
67.35
70.68
68.26
62.05
74.99
74.99
73.79
59.75
65.00
56.33
112.03
126.25
106.59
103.13
105.10
95.00
100.00
109.11
106.61
114.31
96.19
94.01
96.89
158.00
170.29
148.75
149.76
148.79
151.66
148.75
156.81
149.85
175.00
139.80
132.12
149.99
227.27
251.31
219.00
211.79
218.84
205.90
205.50
239.64
211.01
–
208.25
179.83
227.76
165.07
225.32
149.98
169.86
181.92
169.46
140.92
164.65
154.08
185.56
145.65
167.30
132.20
254.58
300.23
232.54
273.39
283.07
245.86
272.98
258.49
250.00
289.08
245.05
245.86
245.05
374.59
391.27
350.57
423.27
431.23
394.06
424.00
379.69
354.29
416.86
398.41
378.42
403.96
541.30
541.72
541.30
654.33
682.75
607.06
681.38
590.56
542.73
655.89
606.67
565.44
635.89
869.42
813.78
881.93
977.00
990.76
813.02
1000.93
864.58
917.24
746.23
969.07
909.56
999.50
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2015
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.42
$1.35
$1.48
$2.14
$7.82
$5.36
$4.31
$5.27
$13.86
$22.78
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.13
1.29
1.69
3.85
7.78
1.83
2.79
2.51
3.10
1.98
1.83
2.72
2.55
9.16
2.76
3.11
4.16
4.16
2.16
2.89
2.99
5.12
18.78
1.69
5.11
3.29
4.45
3.51
6.01
4.64
12.25
37.04
3.16
5.89
4.28
15.11
12.16
9.29
14.09
49.50
28.45
5.75
8.31
6.60
50.21
6.04
7.74
7.37
6.09
11.36
14.57
9.52
22.43
8.59
6.52
8.41
8.43
14.38
67.38
8.25
12.03
9.44
12.76
6.31
9.20
5.97
28.54
–
9.45
9.43
7.39
18.74
11.73
17.96
15.41
19.42
–
18.63
20.04
28.05
19.12
36.04
52.19
53.01
56.78
215.95
39.93
52.61
46.46
29.98
6.10
2.70
3.10
3.27
3.59
7.97
5.91
2.55
2.79
4.73
9.78
5.92
2.57
3.84
5.26
16.74
20.26
4.73
6.07
4.12
11.82
63.32
5.55
6.79
12.34
14.13
9.85
6.47
7.70
12.81
10.69
11.42
11.96
19.82
11.01
43.08
28.16
8.41
8.18
20.15
25.99
53.77
19.87
23.97
30.99
99.25
51.56
76.84
102.71
66.09
Full time .................................................................
Part time ................................................................
1.65
2.97
1.47
7.51
1.57
7.83
2.55
9.25
7.27
16.89
4.83
12.45
5.15
32.95
5.08
38.65
14.76
88.99
24.94
57.62
Union .....................................................................
Nonunion ...............................................................
2.43
1.40
2.27
1.84
3.93
1.72
4.80
2.32
12.05
8.14
9.74
4.63
16.89
4.72
13.58
5.60
37.79
14.46
143.26
22.20
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.84
5.90
2.22
2.14
1.27
1.14
2.85
5.07
3.32
2.35
2.12
2.33
4.90
12.86
2.57
1.71
2.39
3.61
6.59
20.15
6.52
2.80
2.94
4.91
8.59
17.75
26.06
7.03
9.58
18.54
10.83
17.08
18.17
6.06
7.83
9.96
13.96
44.43
10.38
5.89
5.94
8.58
16.15
15.92
16.93
5.19
3.85
5.10
46.62
119.85
55.80
12.77
16.03
21.69
45.25
196.10
35.12
48.81
37.11
35.48
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.31
8.57
1.55
2.23
4.31
2.29
2.51
8.67
4.10
4.12
10.50
4.17
4.78
9.83
4.64
8.09
9.30
6.81
13.25
12.83
14.36
10.49
15.31
10.80
17.30
44.18
14.39
35.46
66.62
33.55
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.70
3.18
3.40
3.40
3.90
–
1.91
2.12
3.52
2.56
3.29
3.98
1.88
1.61
2.15
6.29
1.29
13.81
2.83
3.45
8.22
7.40
7.76
10.95
11.23
9.94
6.54
14.82
32.32
7.72
5.28
10.17
5.60
34.74
22.72
4.99
5.96
7.68
19.33
6.61
18.23
3.52
8.62
8.51
10.71
26.02
7.27
21.74
18.15
10.24
22.71
34.46
42.74
24.45
29.84
23.45
43.29
61.53
83.28
39.13
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2015—continued
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$3.11
2.25
1.57
3.12
3.03
5.88
3.41
3.95
5.93
2.35
7.02
4.91
2.70
4.95
11.29
9.82
$3.55
2.54
1.56
1.89
5.04
23.40
1.88
5.55
3.91
4.22
2.46
1.29
4.95
3.41
3.92
18.17
$5.17
2.62
3.58
4.24
4.44
10.98
5.62
5.15
19.36
3.43
6.83
3.52
3.81
4.09
9.76
18.23
$0.00
4.72
1.73
2.24
4.57
13.77
13.90
10.02
–
5.25
9.16
6.00
4.81
15.11
20.47
23.02
$9.33
7.66
8.50
9.87
6.34
36.05
33.58
32.49
0.00
14.98
20.73
9.55
17.32
6.97
9.11
29.32
$27.94
2.39
5.90
3.90
13.90
17.87
11.81
23.11
25.89
22.53
6.61
15.74
26.81
21.75
46.12
15.76
$12.73
9.35
4.90
9.89
18.55
39.49
18.73
17.63
64.47
13.31
23.54
8.53
15.97
27.86
58.17
25.55
$15.33
7.87
0.83
8.21
20.07
73.90
23.49
35.43
133.11
20.93
23.66
10.61
22.98
8.57
8.72
77.35
$37.32
19.77
6.25
20.12
21.67
36.35
40.92
59.87
48.62
59.64
35.32
21.83
72.85
82.30
95.15
153.66
$134.89
61.31
27.58
45.14
51.25
115.98
40.02
82.59
49.25
48.52
118.92
85.27
47.78
76.75
104.16
59.79
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.04
3.59
3.06
2.03
2.67
2.17
3.41
4.65
4.61
1.71
2.85
2.19
2.86
3.02
4.37
1.19
1.99
3.38
5.66
8.91
5.53
2.93
4.70
2.83
11.83
18.45
6.36
4.41
8.84
5.02
11.64
13.65
15.39
7.83
4.69
5.13
8.87
10.90
9.55
6.61
6.11
5.17
11.65
14.95
21.90
4.73
5.24
7.87
28.97
34.58
43.44
6.75
15.33
6.38
35.34
38.90
44.38
24.21
32.06
16.19
3.23
5.93
4.29
1.73
1.41
8.06
5.51
2.67
3.80
4.27
1.48
6.16
1.23
3.14
3.82
1.58
2.75
3.87
5.39
5.63
3.58
4.88
6.02
2.62
6.90
2.32
2.66
9.57
2.49
1.80
3.72
12.03
3.14
2.34
3.49
6.86
4.79
6.91
5.63
6.52
10.55
7.28
3.61
4.45
9.36
7.95
8.87
5.81
32.77
4.16
2.63
7.40
16.32
20.65
11.48
9.16
11.03
9.75
19.00
25.57
13.53
–
5.69
16.38
15.67
11.29
22.22
13.61
8.36
16.21
13.86
35.88
8.61
9.27
11.67
9.48
15.92
19.75
5.33
6.70
7.89
9.70
9.83
28.26
18.99
9.17
6.48
20.15
9.07
10.93
13.97
8.85
6.71
7.22
10.14
17.63
40.97
16.22
13.40
12.49
37.05
10.27
23.48
10.23
19.20
30.06
26.00
21.74
40.20
35.51
60.18
46.73
39.77
79.84
29.24
36.11
39.98
30.08
93.60
40.25
30.28
40.70
38.28
90.05
104.04
120.28
51.22
62.68
192.32
58.77
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2015
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
57
56
97
40
39
98
34
33
97
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
77
85
73
28
50
56
44
63
56
77
85
72
26
45
54
43
62
55
99
99
99
93
89
98
96
98
97
54
66
48
20
32
38
29
45
39
53
65
47
20
31
37
27
44
39
99
99
99
96
95
97
94
98
99
58
64
55
11
17
33
21
41
26
57
63
54
11
16
32
19
40
26
98
98
98
97
99
96
94
97
97
48
64
65
71
59
47
62
63
69
56
98
97
96
97
95
32
45
47
53
41
32
44
45
52
38
100
99
96
98
94
17
34
31
35
28
16
33
30
33
26
97
97
95
96
93
Full time .................................................................
Part time ................................................................
72
13
71
11
98
88
49
14
48
13
98
92
44
5
43
5
97
97
Union .....................................................................
Nonunion ...............................................................
86
54
83
53
97
98
67
37
64
37
96
98
39
34
37
33
96
97
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
22
12
59
72
84
89
20
11
57
71
84
88
91
88
97
98
99
99
17
13
37
50
63
67
16
12
36
50
62
67
94
93
97
98
99
99
7
3
30
46
62
68
6
2
29
44
61
67
94
88
97
97
97
98
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
71
44
82
70
43
80
98
97
98
54
30
63
53
30
62
99
99
99
37
17
44
36
16
43
97
96
97
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
54
56
71
43
77
93
53
54
70
41
73
93
97
96
99
95
95
99
37
36
50
27
51
49
36
34
49
25
47
49
97
94
98
93
91
100
33
25
47
12
37
85
32
24
45
11
34
83
97
94
96
92
93
97
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2015—continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
88
83
91
94
87
56
57
71
33
63
64
86
62
20
19
33
88
82
90
93
86
54
55
71
31
62
64
85
62
18
17
31
99
99
99
100
99
98
98
99
93
99
100
99
99
92
90
96
80
64
72
70
70
38
43
55
24
35
45
48
34
16
16
26
79
63
71
69
70
37
42
55
23
35
44
48
34
15
15
26
99
99
99
99
99
98
98
99
96
99
100
99
99
96
95
100
68
64
74
81
68
32
41
58
18
44
61
81
41
5
4
18
67
63
72
78
66
30
40
57
17
42
59
77
40
5
3
17
99
97
97
97
97
96
98
99
95
97
97
96
98
95
92
95
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
40
35
55
77
71
86
39
34
53
75
69
85
96
97
95
98
98
99
29
26
36
53
47
63
28
26
35
52
46
62
97
97
97
98
97
98
23
20
30
48
39
61
22
19
29
46
38
59
97
96
97
97
97
97
57
56
57
59
58
59
61
60
61
59
50
54
48
56
56
56
57
57
58
58
59
59
57
49
53
47
99
99
99
97
98
98
95
97
97
97
98
97
98
65
44
73
36
38
37
31
40
42
37
25
31
22
64
43
72
35
37
35
31
39
41
36
24
29
22
99
97
99
97
97
95
98
97
97
98
97
96
98
37
37
37
35
34
38
34
35
35
36
29
32
28
36
37
36
34
33
36
33
34
34
35
28
30
27
97
98
97
97
97
95
97
97
97
97
97
95
98
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2015
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.7
0.2
0.7
0.7
0.3
0.7
0.7
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.3
1.5
1.5
4.9
1.0
1.5
1.4
1.8
1.1
1.3
1.5
1.4
4.7
1.1
1.5
1.4
1.8
0.1
0.2
0.2
1.3
4.0
0.3
0.7
0.2
0.4
1.4
1.8
1.6
1.4
5.6
1.0
1.3
1.3
1.7
1.5
1.8
1.6
1.3
5.5
1.0
1.3
1.3
1.8
0.3
0.7
0.2
1.1
4.4
0.4
0.8
0.4
0.3
1.4
1.6
1.7
1.0
4.1
0.9
1.1
1.3
1.4
1.4
1.6
1.7
1.0
4.1
0.9
1.1
1.3
1.4
0.3
0.7
0.3
0.8
0.5
0.5
1.0
0.5
0.7
3.1
2.4
1.5
1.8
1.9
3.1
2.4
1.5
1.8
1.8
0.7
0.6
0.5
0.6
0.6
2.4
2.4
1.3
1.7
1.7
2.4
2.5
1.3
1.7
1.6
0.3
0.5
0.7
0.5
1.3
1.9
2.2
1.4
1.9
1.8
1.9
2.2
1.4
1.8
1.7
1.2
0.9
0.8
1.1
1.2
Full time .................................................................
Part time ................................................................
0.7
0.7
0.7
0.7
0.2
1.7
0.9
0.9
0.9
0.8
0.2
1.4
0.8
0.5
0.8
0.5
0.3
0.8
Union .....................................................................
Nonunion ...............................................................
1.3
0.8
1.3
0.8
0.5
0.2
2.2
0.7
2.1
0.7
0.9
0.3
2.1
0.7
2.1
0.7
0.7
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.4
1.2
1.0
0.9
1.1
1.0
1.2
1.2
1.0
0.9
1.1
1.1
2.9
0.4
0.2
0.2
0.2
1.0
1.0
1.2
1.2
1.6
2.0
0.9
0.9
1.2
1.2
1.6
2.0
1.1
1.9
0.5
0.3
0.3
0.1
0.5
0.5
1.2
1.2
1.2
1.6
0.5
0.4
1.2
1.1
1.2
1.7
1.2
5.4
0.4
0.5
0.4
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.0
2.5
1.3
1.0
2.4
1.3
0.4
0.6
0.5
1.3
2.2
1.7
1.3
2.1
1.7
0.2
0.3
0.3
1.4
1.6
1.7
1.4
1.6
1.7
0.4
1.1
0.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.1
1.9
1.4
2.4
2.4
0.8
1.1
1.9
1.3
2.3
2.4
0.3
0.3
0.3
0.7
0.9
0.6
0.7
1.1
2.6
1.4
3.1
5.4
0.7
1.0
2.4
1.4
2.9
5.4
0.4
0.8
1.4
1.1
2.1
0.2
0.7
1.0
2.7
0.9
3.2
3.5
0.7
0.9
2.5
0.9
2.9
3.6
0.3
0.9
1.6
1.6
1.5
1.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2015—continued
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.8
1.3
0.9
0.8
1.7
4.1
2.4
3.3
3.0
2.2
2.6
1.7
2.5
2.0
2.2
2.8
1.8
1.3
0.8
0.8
1.6
4.0
2.3
3.3
2.8
2.2
2.6
1.8
2.5
1.8
2.0
2.8
0.2
0.2
0.1
0.1
0.3
0.9
0.5
0.4
1.6
0.3
0.2
0.3
0.3
2.6
3.1
1.4
2.5
1.8
1.4
2.2
2.3
4.7
2.3
3.6
3.1
1.8
3.1
2.1
2.2
2.0
2.2
2.8
2.5
1.8
1.4
2.2
2.3
4.7
2.3
3.5
3.0
1.8
3.1
2.0
2.2
2.0
2.1
2.8
0.3
0.1
0.1
0.3
0.2
0.6
0.8
0.4
2.0
0.2
0.1
0.2
0.3
2.0
2.3
0.3
3.1
1.8
1.4
1.8
2.1
5.1
2.1
3.7
2.2
2.2
2.9
1.8
2.6
1.1
1.0
2.3
3.1
1.8
1.4
1.7
2.1
5.0
2.1
3.7
2.1
2.2
2.9
1.8
2.6
1.0
0.9
2.2
0.5
0.4
0.4
0.6
0.7
2.2
0.8
0.3
2.2
0.3
0.7
0.7
0.4
3.5
5.4
2.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
2.3
0.8
1.2
1.1
1.0
1.1
2.4
0.8
1.1
1.1
0.5
0.5
1.0
0.2
0.3
0.2
0.9
0.9
1.9
1.1
1.5
1.6
0.9
0.9
1.9
1.0
1.4
1.5
0.5
0.6
0.6
0.3
0.4
0.4
0.9
1.0
1.9
1.0
1.4
1.5
0.9
1.0
1.8
1.0
1.3
1.5
0.6
0.8
0.8
0.3
0.3
0.5
1.4
2.2
1.8
1.2
1.8
2.4
1.9
2.0
2.0
4.6
1.2
2.4
1.4
1.4
2.2
1.7
1.2
1.7
2.5
2.0
1.9
1.9
4.5
1.2
2.4
1.4
0.4
0.3
0.5
0.4
0.5
0.6
0.9
0.6
0.7
1.0
0.3
0.5
0.4
1.9
2.9
2.4
1.1
1.4
3.3
2.1
1.5
1.7
3.1
1.4
2.7
1.6
1.9
2.9
2.5
1.1
1.3
3.3
2.1
1.5
1.6
3.1
1.4
2.7
1.6
0.4
0.8
0.5
0.5
0.8
1.7
0.6
0.6
0.8
0.6
1.0
1.7
1.2
1.7
3.0
2.0
1.1
1.5
3.4
1.9
1.6
1.7
3.5
1.1
2.7
1.1
1.7
3.0
2.0
1.2
1.5
3.9
1.8
1.6
1.7
3.4
1.1
2.7
1.0
0.6
0.6
0.8
0.6
0.6
2.7
0.5
0.5
0.6
1.0
0.6
1.6
0.3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 17. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2015
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
4
96
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
3
4
2
7
5
8
3
6
97
96
98
93
95
92
97
94
6
6
4
4
94
94
96
96
Full time .................................................................
Part time ................................................................
4
3
96
97
Nonunion ...............................................................
5
95
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6
5
5
4
3
3
94
95
95
96
97
97
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
5
6
4
95
94
96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Information .........................................................
4
6
6
9
1
96
94
94
91
99
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2015—continued
(All workers with basic life insurance coverage = 100 percent)
Characteristics
Employee
contribution
required
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
3
3
4
3
3
4
1
2
1
1
97
97
96
97
97
96
99
98
99
99
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7
7
5
3
4
2
93
93
95
97
96
98
2
2
3
5
4
7
5
4
4
3
5
8
3
98
98
97
95
96
93
95
96
96
97
95
92
97
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
0.4
0.7
0.4
1.6
0.5
1.1
0.4
0.9
0.4
0.7
0.4
1.6
0.5
1.1
0.4
0.9
1.2
1.3
0.6
0.6
1.2
1.3
0.6
0.6
Full time .................................................................
Part time ................................................................
0.4
0.6
0.4
0.6
Nonunion ...............................................................
0.4
0.4
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
2.4
0.7
0.4
0.5
0.6
1.1
2.4
0.7
0.4
0.5
0.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.7
1.0
0.7
0.7
1.0
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Information .........................................................
0.4
0.7
1.5
1.0
0.3
0.4
0.7
1.5
1.0
0.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2015—continued
Characteristics
Employee
contribution
required
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
0.6
0.6
1.2
0.6
1.2
1.1
0.3
0.5
0.3
0.4
0.6
0.6
1.2
0.6
1.2
1.1
0.3
0.5
0.3
0.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
1.0
0.9
0.3
0.5
0.4
0.8
1.0
0.9
0.3
0.5
0.4
0.6
0.7
0.8
0.8
1.1
2.0
1.4
0.6
0.8
0.9
0.8
2.1
0.5
0.6
0.7
0.8
0.8
1.1
2.0
1.4
0.6
0.8
0.9
0.8
2.1
0.5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 18. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2015
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
62
1
34
2
(1)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
75
77
73
53
64
60
66
40
2
1
2
–
2
2
2
–
22
20
23
43
32
35
31
55
1
1
1
2
2
3
–
4
(1)
(1)
(1)
–
(1)
1
–
–
22
51
50
51
–
–
1
–
72
45
44
43
4
4
5
4
–
–
(1)
–
Full time .................................................................
Part time ................................................................
63
55
1
–
33
38
2
6
(1)
–
Nonunion ...............................................................
65
2
32
1
(1)
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
49
46
55
61
73
77
–
–
1
1
2
3
47
51
41
36
23
18
3
3
3
2
2
2
–
–
(1)
(1)
(1)
(1)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
50
21
57
1
–
2
44
76
37
4
2
5
(1)
–
(1)
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
65
55
58
51
57
76
1
2
–
3
2
3
31
38
35
41
40
21
2
4
5
5
–
–
(1)
1
–
1
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2015—continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
88
76
81
86
75
46
70
72
68
69
73
68
53
50
–
1
1
1
1
–
2
–
–
1
1
–
–
–
8
22
16
12
22
53
27
25
29
29
24
29
46
49
–
1
1
–
–
–
–
–
2
1
1
2
–
–
–
(1)
1
–
–
–
–
–
–
(1)
(1)
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
50
49
52
70
64
77
(1)
(1)
–
2
2
2
47
48
46
25
31
19
2
2
2
3
3
3
(1)
(1)
–
(1)
(1)
(1)
69
74
67
62
64
59
61
56
55
59
63
61
64
2
2
–
1
2
–
1
1
2
1
1
2
–
27
23
28
34
32
37
36
38
40
36
34
37
32
–
–
2
2
2
2
2
4
3
4
2
–
3
–
–
–
(1)
(1)
–
(1)
(1)
(1)
(1)
(1)
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Less than 0.5.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2015
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
0.9
0.2
0.8
0.2
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
1.4
1.4
2.0
2.5
1.1
1.7
1.4
2.1
0.3
0.3
0.3
–
0.3
0.4
0.4
–
1.3
1.3
1.8
2.3
1.1
1.5
1.4
2.0
0.2
0.3
0.3
0.6
0.3
0.6
–
0.8
0.1
0.1
0.1
–
0.1
0.3
–
–
3.0
2.7
1.7
2.4
–
–
0.3
–
2.9
2.6
1.8
2.4
1.5
0.9
0.6
0.6
–
–
0.1
–
Full time .................................................................
Part time ................................................................
0.8
3.2
0.2
–
0.8
3.1
0.2
1.0
0.1
–
Nonunion ...............................................................
0.9
0.2
0.9
0.2
0.1
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.0
5.2
1.7
1.3
1.2
1.7
–
–
0.2
0.2
0.3
0.7
2.1
5.1
1.7
1.3
1.1
1.6
0.5
0.8
0.5
0.3
0.3
0.4
–
–
0.1
0.1
0.1
0.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.8
2.9
1.9
0.3
–
0.3
1.8
3.0
1.9
0.6
0.6
0.8
0.1
–
0.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.0
1.6
2.9
1.9
4.1
3.7
0.2
0.4
–
0.5
0.7
1.5
0.9
1.4
2.6
1.8
4.0
3.5
0.2
0.5
0.9
0.8
–
–
0.1
0.2
–
0.3
–
–
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2015—continued
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
2.1
1.8
1.4
1.7
2.4
7.1
2.1
3.2
2.5
2.6
2.7
2.7
5.0
5.3
–
0.2
0.2
0.3
0.5
–
0.8
–
–
0.3
0.5
–
–
–
1.7
1.8
1.3
1.4
2.4
7.2
1.9
3.0
2.2
2.6
2.7
2.5
5.0
5.4
–
0.5
0.6
–
–
–
–
–
0.6
0.3
0.4
0.7
–
–
–
0.2
0.2
–
–
–
–
–
–
0.1
0.1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.5
2.9
1.0
1.4
1.1
0.1
0.2
–
0.3
0.3
0.5
1.4
1.5
2.8
0.9
1.3
1.0
0.3
0.4
0.4
0.3
0.5
0.4
0.1
0.1
–
0.1
0.1
0.1
1.6
2.2
2.0
1.5
2.3
2.6
2.5
2.0
2.7
2.5
1.7
2.9
2.1
0.5
0.7
–
0.3
0.4
–
0.4
0.3
0.4
0.2
0.3
0.6
–
1.6
2.1
2.0
1.3
2.0
2.2
2.2
2.0
2.8
2.2
1.7
3.1
2.0
–
–
0.7
0.3
0.4
0.9
0.4
0.6
0.5
1.5
0.3
–
0.5
–
–
–
0.1
0.1
–
0.1
0.1
0.1
0.1
0.2
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2015
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
63
9
23
4
1.4
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
1
1
–
1
(2)
–
(2)
1
60
57
62
69
66
73
63
64
9
8
9
9
9
8
9
10
25
28
23
20
22
18
24
22
5
6
–
2
4
–
4
2
1.4
1.4
1.4
1.3
1.3
1.3
1.4
1.3
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
–
2
1
–
64
64
62
66
–
9
13
15
–
22
22
17
–
3
2
–
1.3
1.3
1.3
1.3
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
1
–
62
78
10
3
24
16
4
–
1.4
1.2
1.0
1.0
Nonunion ...............................................................
1
62
10
24
4
1.4
1.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
(2)
1
71
66
69
60
60
59
7
–
10
11
8
8
19
–
18
24
26
27
–
–
2
4
5
5
1.3
1.4
1.3
1.4
1.4
1.4
1.0
1.0
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
–
–
–
54
73
53
10
7
10
31
–
32
–
–
–
1.4
1.2
1.4
1.0
1.0
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1
1
–
–
–
–
65
66
43
83
63
64
9
12
24
4
13
–
22
20
29
13
21
18
4
2
–
1
–
–
1.3
1.3
1.5
1.2
1.3
1.4
1.0
1.0
1.5
1.0
1.0
1.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2015—continued
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
–
–
–
–
–
–
–
–
–
–
–
–
–
–
68
62
62
62
59
64
58
60
69
57
53
71
76
85
6
7
7
7
6
–
10
11
9
14
14
8
–
–
19
26
26
24
31
–
25
20
18
21
22
18
–
–
–
–
–
6
–
–
–
9
–
–
–
–
–
–
1.3
1.4
1.4
1.4
1.4
1.3
1.4
1.4
1.3
1.4
1.4
1.3
1.2
1.1
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
(2)
–
–
1
(2)
1
60
62
55
64
65
64
10
9
14
9
8
10
25
24
28
22
23
22
4
–
–
4
4
3
1.4
1.4
1.4
1.3
1.4
1.3
1.0
1.0
1.0
1.0
1.0
1.0
–
–
–
1
–
–
–
–
–
–
–
–
–
60
63
59
66
67
66
62
59
58
59
66
73
62
13
15
12
7
7
–
6
11
12
8
9
–
6
23
20
25
23
21
18
28
26
25
27
21
12
26
–
–
–
4
–
5
–
–
–
–
–
1
–
1.4
1.3
1.4
1.3
1.3
1.3
1.4
1.4
1.4
1.4
1.3
1.2
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2015
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
0.1
1.2
0.6
0.9
0.4
(2)
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
0.1
0.3
–
0.3
0.1
–
0.2
0.6
1.7
2.0
2.1
3.5
1.6
3.1
1.6
3.2
1.0
1.1
1.3
1.7
0.9
1.3
1.0
1.9
1.3
1.8
1.5
3.4
1.4
2.8
1.3
2.9
0.8
0.9
–
0.8
0.4
–
0.6
0.5
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.7
0.2
–
7.3
3.4
2.0
3.4
–
1.9
1.4
2.3
–
3.4
1.7
2.7
–
0.7
0.6
–
0.1
(2)
(2)
(2)
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.1
–
1.2
4.0
0.6
1.0
0.9
3.7
0.5
–
(2)
0.1
0.0
0.0
Nonunion ...............................................................
0.1
1.2
0.6
1.0
0.4
(2)
0.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.2
0.2
0.1
0.2
3.3
7.7
1.6
1.6
1.6
2.1
1.4
–
1.2
1.0
0.9
1.3
2.9
–
1.3
1.3
1.3
1.8
–
–
0.4
0.8
0.6
0.9
(2)
0.1
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
–
–
–
2.0
7.2
2.0
1.3
2.9
1.5
2.0
–
2.1
–
–
–
(2)
0.1
(2)
0.0
0.0
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.1
0.4
–
–
–
–
1.3
2.2
4.1
1.8
4.8
5.9
0.7
1.4
3.4
0.9
3.2
–
1.0
1.7
4.6
1.7
3.6
4.1
0.5
0.5
–
0.4
–
–
(2)
(2)
(2)
(2)
(2)
0.1
0.0
0.0
0.1
0.0
0.0
0.0
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2015—continued
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.8
1.5
1.6
2.3
2.7
7.9
3.6
4.5
2.9
3.2
2.7
3.4
6.2
5.8
1.5
1.1
1.3
2.4
1.5
–
2.0
3.0
1.5
2.8
2.3
1.7
–
–
2.2
1.3
1.3
1.7
2.5
–
2.8
3.0
2.3
2.4
2.7
2.7
–
–
–
–
–
1.1
–
–
–
2.7
–
–
–
–
–
–
(2)
(2)
(2)
(2)
(2)
0.1
(2)
0.1
(2)
(2)
(2)
(2)
0.1
(2)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
–
–
0.1
0.1
0.2
2.3
3.1
3.3
1.2
1.6
1.9
1.4
1.6
2.6
0.7
0.9
1.1
1.8
2.1
3.3
1.0
1.6
1.6
0.7
–
–
0.6
1.1
0.5
(2)
(2)
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
0.2
–
–
–
–
–
–
–
–
–
2.2
3.5
2.9
1.9
2.4
5.1
3.9
2.6
2.8
5.2
2.6
4.9
3.0
1.3
3.3
1.2
0.8
1.2
–
0.4
1.3
1.7
2.0
1.8
–
1.2
2.1
2.3
3.0
1.5
1.6
3.7
3.8
2.0
2.5
3.3
2.0
1.6
2.9
–
–
–
0.8
–
2.0
–
–
–
–
–
0.4
–
(2)
(2)
(2)
(2)
(2)
0.1
(2)
(2)
(2)
0.1
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount.
2 Less than 0.05.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 20. Life insurance plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2015
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$500,000 $1,000,000
With no
maximum
benefit
amount
78
$50,000
$75,000
$250,000
22
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
80
80
81
83
82
83
82
66
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
100,000
100,000
100,000
50,000
50,000
50,000
–
–
300,000
300,000
300,000
200,000
200,000
100,000
200,000
200,000
750,000
750,000
750,000
500,000
500,000
500,000
500,000
–
1,500,000
–
–
1,000,000
1,000,000
1,000,000
–
–
20
20
19
17
18
17
18
34
73
64
68
72
–
50,000
50,000
50,000
–
50,000
70,000
–
200,000
200,000
200,000
–
–
–
500,000
500,000
1,000,000
2,000,000
1,000,000
1,000,000
27
36
32
28
Full time .................................................................
Part time ................................................................
79
69
50,000
50,000
–
50,000
250,000
–
600,000
–
1,000,000
750,000
21
31
Nonunion ...............................................................
80
50,000
–
250,000
600,000
1,000,000
20
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
78
77
81
78
77
79
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
50,000
100,000
100,000
100,000
200,000
–
170,000
200,000
300,000
300,000
500,000
–
500,000
500,000
1,000,000
1,000,000
1,000,000
–
1,000,000
1,000,000
2,000,000
2,000,000
22
23
19
22
23
21
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
67
78
67
50,000
50,000
50,000
100,000
50,000
100,000
300,000
100,000
300,000
600,000
–
700,000
1,000,000
500,000
1,000,000
33
22
33
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
81
77
82
75
78
63
50,000
50,000
50,000
50,000
50,000
50,000
70,000
50,000
–
50,000
70,000
–
250,000
–
250,000
50,000
100,000
–
500,000
500,000
500,000
500,000
300,000
–
1,000,000
1,000,000
1,000,000
1,500,000
500,000
1,000,000
19
23
18
25
22
37
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2015—continued
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
67
86
85
89
75
80
86
83
87
87
82
$50,000
50,000
50,000
50,000
–
50,000
50,000
50,000
50,000
50,000
50,000
–
$100,000
100,000
100,000
–
100,000
100,000
100,000
50,000
50,000
100,000
$500,000 $2,000,000
–
250,000
600,000 $2,000,000
255,000
700,000 2,000,000
250,000
650,000 2,000,000
– 1,000,000
–
– 1,000,000 2,000,000
–
750,000 1,000,000
250,000
500,000 1,000,000
200,000
400,000
500,000
200,000
500,000
500,000
250,000
500,000 1,000,000
33
14
15
11
25
20
14
17
13
13
18
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
81
83
76
77
79
76
50,000
50,000
50,000
50,000
50,000
50,000
–
–
–
–
50,000
100,000
200,000
200,000
200,000
300,000
200,000
400,000
500,000
500,000
500,000
750,000
500,000
1,000,000
1,000,000
1,000,000
–
1,000,000
1,000,000
–
19
17
24
23
21
24
77
73
78
82
82
81
82
75
76
73
77
84
74
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
100,000
100,000
100,000
–
–
–
–
–
100,000
50,000
50,000
–
50,000
250,000
200,000
250,000
250,000
300,000
200,000
250,000
250,000
300,000
250,000
200,000
–
200,000
500,000
500,000
500,000
750,000
1,000,000
500,000
–
500,000
500,000
500,000
500,000
–
500,000
1,000,000
1,000,000
1,000,000
1,750,000
2,000,000
1,000,000
–
1,000,000
–
1,000,000
1,000,000
1,000,000
1,000,000
23
27
22
18
18
19
18
25
24
27
23
16
26
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, private industry workers,
National Compensation Survey, March 2015
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
$12,262.14 $105,554.99
0.9
$0.00
$17,431.37
75th
percentile
90th
percentile
With no
maximum
benefit
amount
$13,379.09
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
1.2
1.8
1.3
2.4
1.0
1.7
1.1
3.4
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
6,822.02
0.00
0.00
–
–
46,826.81
48,354.81
54,448.94
11,586.63
0.00
23,173.26
10,724.15
4,013.73
39,006.41
34,759.89
131,938.43
0.00
0.00
0.00
0.00
–
405,697.55
–
–
0.00
171,987.64
72,048.59
–
–
1.2
1.8
1.3
2.4
1.0
1.7
1.1
3.4
7.4
3.6
2.5
3.1
–
0.00
0.00
0.00
–
5,983.31
4,177.62
–
36,123.54
27,581.70
8,849.44
–
–
–
0.00
124,159.09
0.00
0.00
0.00
148,832.96
7.4
3.6
2.5
3.1
Full time .................................................................
Part time ................................................................
0.9
3.4
0.00
0.00
–
10,889.79
7,479.14
–
121,245.10
–
58,318.09
44,874.83
0.9
3.4
Nonunion ...............................................................
0.9
0.00
–
7,479.14
119,103.95
13,379.09
0.9
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.1
4.3
1.3
1.5
1.3
1.8
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
0.00
12,152.16
0.00
3,344.77
25,029.98
–
44,594.73
43,011.22
74,542.66
87,351.72
0.00
–
0.00
0.00
173,283.73
105,770.98
53,516.35
–
0.00
0.00
267,581.76
241,194.94
2.1
4.3
1.3
1.5
1.3
1.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.4
6.4
2.4
0.00
0.00
0.00
0.00
0.00
3,344.77
47,302.22
8,566.80
26,758.18
142,849.57
–
99,221.97
0.00
13,379.09
0.00
2.4
6.4
2.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.6
3.3
2.3
4.4
5.1
0.00
0.00
0.00
0.00
0.00
0.00
13,807.06
0.00
–
0.00
10,703.27
–
58,202.88
–
58,856.58
1,158.66
0.00
–
64,076.61
0.00
0.00
0.00
84,086.27
–
114,701.79
0.00
0.00
430,320.23
40,828.15
205,968.44
0.8
1.6
3.3
2.3
4.4
5.1
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, private industry workers,
National Compensation Survey, March 2015—continued
Characteristics
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
$66,895.44
–
107,658.02 $250,299.82
116,636.19
0.00
99,447.22
0.00
0.00
–
205,315.61 275,816.97
170,550.58 200,686.32
0.00
0.00
20,068.63
0.00
11,586.63
93,653.62
0.00
0.00
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
2.5
1.1
1.2
1.4
2.5
2.2
2.5
1.6
2.8
2.3
1.9
$0.00
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
0.00
0.00
–
$0.00
0.00
0.00
–
15,659.82
27,115.36
16,358.64
0.00
0.00
7,943.39
$13,379.09
18,393.21
53,361.43
8,773.25
–
–
–
57,155.49
8,192.98
10,034.32
48,238.99
2.5
1.1
1.2
1.4
2.5
2.2
2.5
1.6
2.8
2.3
1.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.5
2.7
1.1
1.6
1.5
0.00
0.00
0.00
0.00
0.00
0.00
–
–
–
–
2,675.82
0.00
3,344.77
29,433.99
34,926.85
48,774.07
9,460.44
36,682.86
0.00
0.00
0.00
68,384.03
0.00
0.00
42,308.39
0.00
–
151,514.85
0.00
–
1.4
1.5
2.7
1.1
1.6
1.5
1.5
2.4
1.8
1.2
1.5
2.9
2.4
2.2
3.0
2.8
2.3
3.4
3.0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2,675.82
0.00
15,802.06
–
–
–
–
–
14,701.79
10,513.44
12,902.33
–
8,824.11
62,395.91
0.00
13,790.85
49,075.91
28,270.74
41,776.19
58,700.51
35,718.66
72,593.11
56,525.66
25,735.19
–
44,277.51
20,068.63
50,278.50
31,197.96
62,126.38
283,102.90
0.00
–
18,920.89
69,840.89
0.00
101,451.96
–
61,674.55
0.00
120,039.58
0.00
444,992.98
0.00
0.00
–
167,639.49
–
0.00
0.00
0.00
187,307.23
1.5
2.4
1.8
1.2
1.5
2.9
2.4
2.2
3.0
2.8
2.3
3.4
3.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth
of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2015
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
$10,000
$20,000
$30,000
$50,000
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
10,000
10,000
10,000
–
–
5,000
10,000
10,000
15,000
15,000
15,000
10,000
10,000
10,000
15,000
10,000
25,000
25,000
25,000
15,000
20,000
15,000
25,000
20,000
50,000
50,000
50,000
20,000
–
20,000
50,000
25,000
50,000
50,000
50,000
–
50,000
50,000
50,000
50,000
10,000
10,000
10,000
10,000
10,000
15,000
–
–
15,000
20,000
20,000
20,000
25,000
30,000
26,000
30,000
40,000
50,000
50,000
50,000
Full time .................................................................
Part time ................................................................
10,000
5,000
12,000
5,000
20,000
10,000
30,000
25,000
50,000
50,000
Nonunion ...............................................................
10,000
15,000
20,000
30,000
50,000
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5,000
5,000
10,000
10,000
10,000
10,000
10,000
–
–
15,000
15,000
15,000
15,000
–
20,000
20,000
25,000
–
20,000
20,000
25,000
35,000
50,000
50,000
25,000
–
50,000
50,000
50,000
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10,000
10,000
10,000
–
10,000
15,000
20,000
15,000
20,000
30,000
25,000
30,000
50,000
50,000
50,000
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
10,000
–
10,000
5,000
10,000
10,000
10,000
10,000
15,000
10,000
15,000
10,000
20,000
20,000
20,000
15,000
25,000
–
–
25,000
–
20,000
40,000
–
50,000
50,000
50,000
–
50,000
50,000
Establishment characteristics
See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2015—continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
$10,000
–
15,000
–
15,000
10,000
10,000
–
10,000
10,000
10,000
10,000
10,000
10,000
$20,000
15,000
25,000
20,000
25,000
15,000
15,000
–
10,000
10,000
10,000
10,000
10,000
10,000
$25,000
25,000
50,000
25,000
50,000
15,000
25,000
–
20,000
20,000
–
20,000
15,000
15,000
$50,000
50,000
50,000
50,000
50,000
–
50,000
50,000
50,000
50,000
50,000
50,000
20,000
20,000
$50,000
50,000
–
–
–
40,000
50,000
50,000
50,000
50,000
50,000
50,000
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
–
10,000
10,000
10,000
20,000
20,000
20,000
20,000
20,000
20,000
30,000
30,000
30,000
30,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
10,000
–
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
–
10,000
–
–
–
–
15,000
15,000
12,500
10,000
10,000
10,000
20,000
25,000
20,000
20,000
20,000
–
20,000
20,000
20,000
20,000
20,000
20,000
20,000
50,000
50,000
50,000
30,000
25,000
50,000
25,000
25,000
25,000
–
–
25,000
40,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as
or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount
shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2015
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
$0.00
$0.00
$2,332.72
$0.00
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Transportation and material moving ..................
0.00
0.00
0.00
–
–
1,295.42
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3,323.30
1,237.11
0.00
0.00
668.95
0.00
0.00
2,503.00
6,067.60
4,868.22
0.00
0.00
0.00
5,138.34
–
4,682.68
5,113.89
946.04
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
2,732.09
0.00
0.00
0.00
0.00
1,156.73
–
–
1,396.82
0.00
0.00
267.58
0.00
4,437.34
2,741.90
6,248.55
5,779.39
0.00
0.00
0.00
Full time .................................................................
Part time ................................................................
0.00
283.81
3,340.09
0.00
0.00
946.04
3,714.96
7,047.87
0.00
0.00
Nonunion ...............................................................
0.00
771.48
0.00
4,007.03
0.00
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
–
1,922.59
579.33
0.00
0.00
–
0.00
0.00
0.00
–
4,634.65
4,634.65
0.00
5,007.78
0.00
0.00
668.95
–
0.00
0.00
0.00
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.00
378.42
0.00
–
0.00
3,227.66
0.00
1,495.83
0.00
3,664.01
3,208.19
1,434.75
0.00
0.00
0.00
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.00
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1,966.32
1,532.77
0.00
267.58
2,006.86
0.00
6,203.63
–
–
0.00
–
0.00
0.00
–
0.00
0.00
0.00
–
0.00
0.00
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2015—continued
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
$0.00
–
668.95
–
2,915.90
2,317.33
0.00
–
0.00
0.00
0.00
0.00
0.00
0.00
$1,769.89
0.00
5,181.70
4,915.79
3,208.19
1,158.66
2,115.42
–
668.95
0.00
0.00
2,411.95
0.00
0.00
$4,537.07
3,208.19
0.00
1,158.66
0.00
1,495.83
5,636.71
–
3,475.99
5,318.08
–
4,230.84
0.00
0.00
$7,568.36
0.00
0.00
0.00
0.00
–
12,639.52
0.00
8,461.68
5,793.32
3,344.77
12,745.29
3,602.43
4,586.12
$0.00
0.00
–
–
–
5,050.50
0.00
0.00
0.00
0.00
0.00
0.00
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.00
0.00
946.04
788.69
1,944.58
1,057.71
2,524.36
1,080.73
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
668.95
4,866.38
4,293.83
8,969.98
6,410.80
4,404.44
0.00
1,070.33
0.00
0.00
0.00
0.00
0.00
0.00
2,604.63
–
2,503.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
334.48
884.94
1,415.91
0.00
–
0.00
–
–
–
–
2,314.43
2,131.23
3,454.03
0.00
1,158.66
0.00
1,337.91
4,870.06
1,337.91
0.00
0.00
–
1,495.83
0.00
1,939.97
3,896.05
0.00
2,411.95
0.00
3,946.26
9,172.24
3,619.78
5,493.58
3,685.93
0.00
4,351.80
231.73
0.00
–
–
1,174.01
4,764.16
0.00
0.00
13,774.61
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as
or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount
shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 22. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2015
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
43
40
16
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
47
50
46
–
47
48
46
40
46
42
44
39
39
38
41
40
36
34
36
45
45
46
47
44
12
12
–
34
–
–
–
13
–
12
–
–
1
1
–
–
–
–
–
3
–
1
–
–
Full time .................................................................
Part time ................................................................
44
33
41
–
13
41
1
–
Nonunion ...............................................................
44
40
16
(2)
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
35
37
45
50
52
33
20
45
41
38
37
36
45
17
13
11
–
–
–
(2)
1
1
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
42
26
46
47
46
47
9
24
7
1
4
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
44
42
36
44
72
38
40
50
40
23
18
–
13
–
–
1
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2015—continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
67
73
78
70
–
40
34
37
34
32
54
34
32
33
18
25
22
20
23
45
42
50
36
45
42
32
46
30
30
40
–
–
–
8
31
–
–
–
–
–
–
–
38
37
42
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
32
33
30
51
46
56
43
39
52
38
44
33
25
28
–
10
10
10
(2)
1
–
1
1
1
25
49
20
52
50
50
58
56
54
43
39
45
28
51
23
48
50
50
42
42
43
48
61
39
46
–
56
–
–
–
–
–
–
–
–
–
(2)
–
(2)
–
–
–
–
2
3
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Employer assumes all risks and expenses of providing the benefit.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 22. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March 2015
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
1.0
0.9
0.7
0.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
2.0
1.7
–
1.7
2.0
2.1
2.6
3.4
2.0
2.6
2.6
1.3
1.9
1.9
3.3
1.4
2.2
1.6
2.7
3.3
2.2
2.5
3.0
0.8
1.5
–
2.9
–
–
–
1.5
–
1.6
–
–
0.4
0.2
–
–
–
–
–
0.7
–
0.3
–
–
Full time .................................................................
Part time ................................................................
1.0
2.8
1.1
–
0.7
3.1
0.2
–
Nonunion ...............................................................
1.0
1.0
0.7
0.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
3.7
2.1
1.5
1.3
2.0
2.3
3.0
2.0
1.6
1.2
2.0
2.4
3.5
1.6
1.2
0.9
–
–
–
0.2
0.2
0.4
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.8
4.5
2.3
1.8
4.5
2.1
0.8
3.8
1.3
0.3
1.1
0.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
1.2
1.9
3.5
4.2
3.1
1.1
1.9
3.5
3.6
2.8
0.8
–
1.7
–
–
0.3
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March
2015—continued
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.1
1.5
1.7
2.9
–
3.6
4.4
7.1
2.4
3.5
2.4
3.2
6.4
7.2
4.4
2.1
1.5
1.8
2.7
9.0
2.7
3.9
4.6
2.6
4.0
3.0
3.3
5.5
5.6
5.5
–
–
–
1.6
6.4
–
–
–
–
–
–
–
6.4
7.0
7.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.7
2.7
1.3
1.8
2.1
1.5
1.8
2.9
1.2
1.9
1.9
1.3
1.6
–
0.7
1.2
1.3
0.2
0.2
–
0.3
0.2
0.6
1.6
3.5
1.7
2.0
2.8
5.5
2.7
1.6
2.0
2.1
4.0
2.1
1.6
3.5
1.6
2.0
2.8
5.6
2.7
1.6
2.0
2.4
4.0
2.6
1.5
–
1.5
–
–
–
–
–
–
–
–
–
0.2
–
0.2
–
–
–
–
0.8
1.1
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Employer assumes all risks and expenses of providing the benefit.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 23. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2015
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
16
84
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
12
12
12
36
17
22
15
14
10
14
10
19
88
88
88
64
83
78
85
86
90
86
90
81
Full time .................................................................
Part time ................................................................
15
37
85
63
Nonunion ...............................................................
16
84
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
37
42
17
14
11
11
63
58
83
86
89
89
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
11
24
9
89
76
91
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
18
20
20
15
6
82
80
80
85
94
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2015—continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Employee
contribution
required
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
8
5
4
5
29
16
13
27
17
7
19
44
43
38
92
95
96
95
71
84
87
73
83
93
81
56
57
62
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
25
18
13
14
11
77
75
82
87
86
89
39
6
46
6
7
3
5
5
5
10
14
61
94
54
94
93
97
95
95
95
90
86
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
1.0
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
1.6
1.1
4.3
1.2
1.7
1.4
1.6
1.4
2.0
1.3
3.5
0.8
1.6
1.1
4.3
1.2
1.7
1.4
1.6
1.4
2.0
1.3
3.5
Full time .................................................................
Part time ................................................................
1.0
2.7
1.0
2.7
Nonunion ...............................................................
1.0
1.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.9
5.9
1.6
1.1
0.8
1.3
3.9
5.9
1.6
1.1
0.8
1.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.0
4.3
1.0
1.0
4.3
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
1.3
1.2
2.3
3.0
1.8
1.3
1.2
2.3
3.0
1.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2015—continued
Characteristics
Employee
contribution
required
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.1
0.7
0.6
1.5
6.9
1.9
2.3
4.4
3.3
1.3
4.0
6.3
7.4
4.0
1.1
0.7
0.6
1.5
6.9
1.9
2.3
4.4
3.3
1.3
4.0
6.3
7.4
4.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.8
2.0
2.5
0.8
1.4
1.1
1.8
2.0
2.5
0.8
1.4
1.1
2.5
1.9
2.7
0.6
0.8
1.3
1.2
0.7
0.8
1.3
1.6
2.5
1.9
2.7
0.6
0.8
1.3
1.2
0.7
0.8
1.3
1.6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 24. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2015
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
5
2
68
23
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
–
1
6
2
3
2
17
5
13
17
9
1
1
1
–
–
–
–
–
3
4
5
–
67
61
71
86
69
66
70
56
59
66
58
76
30
36
25
5
27
29
26
23
33
16
20
11
1
–
2
–
–
–
–
–
–
1
1
–
Full time .................................................................
Part time ................................................................
6
2
2
–
66
89
25
7
1
–
Nonunion ...............................................................
3
1
71
24
1
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
2
7
6
4
2
–
–
2
–
2
–
84
90
74
68
60
61
9
6
16
23
33
35
–
–
(2)
–
1
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
15
29
13
4
–
–
56
54
57
23
12
25
1
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
2
5
4
9
–
2
–
3
–
–
72
73
73
72
29
23
19
20
15
69
1
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2015—continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1
–
–
–
–
–
–
–
3
–
–
–
6
4
–
–
1
–
–
–
–
–
–
–
–
–
–
–
–
–
53
48
39
57
84
72
74
79
88
85
79
88
86
87
93
46
51
60
41
–
27
25
–
7
12
19
5
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
5
5
4
6
7
5
2
2
–
2
2
–
76
74
79
64
66
61
17
19
14
27
25
30
(2)
(2)
–
1
1
–
3
5
3
5
5
7
3
11
11
3
4
2
–
(2)
–
–
–
–
–
3
3
2
–
3
80
66
84
62
67
62
54
61
61
68
74
64
16
28
13
29
25
23
41
25
24
25
21
28
–
–
–
–
–
–
–
(2)
(2)
2
–
2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
2 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2015
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.4
0.3
1.0
0.9
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
–
0.3
1.6
0.3
0.8
0.3
2.3
1.0
1.2
1.8
1.3
0.4
0.5
0.4
–
–
–
–
–
0.6
0.7
1.1
–
1.6
2.1
1.8
2.5
1.5
2.1
1.7
2.7
3.2
2.0
2.8
2.0
1.5
2.1
1.6
0.9
1.5
2.1
1.7
2.2
3.1
1.8
2.5
1.7
0.5
–
0.9
–
–
–
–
–
–
0.3
0.5
–
Full time .................................................................
Part time ................................................................
0.4
0.4
0.3
–
1.1
1.2
0.9
0.9
0.3
–
Nonunion ...............................................................
0.3
0.3
1.1
1.0
0.3
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
0.8
0.7
0.6
0.5
0.4
–
–
0.6
–
0.4
–
1.8
1.9
1.5
1.4
1.5
2.0
1.0
1.3
1.4
1.3
1.4
2.0
–
–
0.2
–
0.4
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
4.3
1.3
0.6
–
–
1.9
4.8
2.3
1.6
3.4
1.8
0.4
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
0.3
0.6
1.0
2.3
–
0.3
–
1.0
–
–
1.1
1.4
3.1
3.4
3.2
1.0
1.3
2.8
3.6
3.2
0.4
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2015—continued
Characteristics
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.3
–
–
–
–
–
–
–
1.2
–
–
–
1.5
1.0
–
–
0.3
–
–
–
–
–
–
–
–
–
–
–
–
–
1.9
1.8
2.6
3.3
5.1
3.3
3.9
6.1
2.2
2.5
1.9
2.6
4.3
3.6
2.7
1.9
1.8
2.6
3.3
–
3.2
3.9
–
1.1
1.8
1.8
1.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.7
0.9
0.5
0.9
0.6
0.6
0.6
–
0.3
0.3
–
1.4
1.8
2.1
1.3
2.0
1.7
1.2
1.5
1.7
1.2
1.7
1.7
0.1
0.1
–
0.5
0.4
–
0.5
1.8
0.5
0.7
1.0
2.4
0.7
1.1
1.3
0.6
1.0
0.7
–
0.1
–
–
–
–
–
0.7
0.5
0.5
–
0.7
1.4
4.0
1.5
2.0
2.8
4.9
3.0
2.0
2.5
2.3
3.7
2.9
1.2
3.9
1.3
2.0
2.7
5.0
2.9
1.6
2.0
2.0
3.4
2.4
–
–
–
–
–
–
–
0.2
0.1
0.7
–
1.1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2015
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
93
12
20
26
26
26
7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
93
93
92
97
93
92
94
91
88
92
92
93
12
12
12
12
12
11
12
13
13
13
12
13
–
18
13
–
20
13
21
24
24
24
21
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
36
52
26
26
26
7
7
8
3
7
8
6
9
12
8
8
7
Full time .................................................................
Part time ................................................................
93
96
12
13
18
26
26
26
26
26
26
–
7
4
Nonunion ...............................................................
94
12
18
26
26
26
6
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
95
96
95
93
91
91
12
–
12
12
12
12
21
26
18
18
21
21
26
26
26
26
26
26
26
26
26
26
26
26
26
52
26
26
26
26
5
4
5
7
9
9
Goods-producing industries ...................................
Manufacturing ....................................................
92
92
13
12
24
24
26
26
26
26
26
26
8
8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Information .........................................................
93
90
94
84
12
12
12
12
20
21
24
25
26
26
26
26
26
26
26
26
26
26
26
52
7
10
6
16
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2015—continued
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
93
93
93
93
94
93
96
94
90
97
100
100
13
13
13
13
12
12
12
13
13
12
12
12
25
25
26
25
13
13
13
–
26
13
26
26
26
26
26
26
26
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
26
26
26
26
26
26
26
52
52
7
7
7
7
6
7
4
6
10
3
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
95
94
96
92
92
91
12
12
12
12
12
13
13
13
–
21
18
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
5
6
4
8
8
9
94
92
95
93
94
95
91
90
90
94
93
95
13
12
–
12
12
12
12
12
12
12
11
12
26
–
26
13
13
12
–
–
13
13
13
25
26
26
26
26
26
26
26
26
26
26
–
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
–
6
8
5
7
6
5
9
10
10
6
7
5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2015
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.5
0.0
1.8
0.0
0.0
0.0
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.1
1.1
0.6
0.6
1.1
0.6
1.8
2.5
1.0
1.4
1.3
0.0
0.1
0.0
0.1
0.0
0.8
0.0
0.0
0.3
0.7
1.3
0.4
–
3.3
2.2
–
1.8
1.5
1.2
1.6
1.4
2.7
4.1
1.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
7.9
9.2
0.0
0.0
0.0
0.9
1.1
1.1
0.6
0.6
1.1
0.6
1.8
2.5
1.0
1.4
1.3
Full time .................................................................
Part time ................................................................
0.6
0.7
0.0
0.1
2.1
0.0
0.0
0.0
0.0
0.0
0.0
–
0.6
0.7
Nonunion ...............................................................
0.5
0.0
2.0
0.0
0.0
0.0
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
1.2
0.7
0.7
1.0
1.3
0.0
–
0.0
0.0
0.0
0.0
4.2
0.0
3.5
3.7
2.8
3.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.3
10.1
0.0
0.0
0.0
0.0
0.7
1.2
0.7
0.7
1.0
1.3
Goods-producing industries ...................................
Manufacturing ....................................................
1.1
1.0
1.2
1.2
2.0
1.6
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Information .........................................................
0.6
1.1
1.6
2.8
0.0
0.2
0.4
0.6
2.5
0.4
4.4
1.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.6
1.1
1.6
2.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2015—continued
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
0.8
0.8
1.0
1.4
1.8
2.6
0.9
1.1
1.5
1.0
0.0
0.0
0.2
0.0
1.3
0.0
0.0
0.2
0.0
0.4
0.0
0.2
1.4
1.4
2.3
0.1
1.3
4.8
1.6
0.3
0.2
–
2.6
0.0
3.3
1.4
0.0
0.0
0.0
0.0
0.0
1.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.9
0.0
0.8
0.8
1.0
1.4
1.8
2.6
0.9
1.1
1.5
1.0
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.7
1.2
0.7
1.1
0.9
0.0
0.0
0.2
0.5
0.0
0.4
0.8
0.8
–
2.3
3.7
0.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.6
0.7
1.2
0.7
1.1
0.9
0.8
2.1
0.9
1.0
1.3
1.0
2.5
1.2
1.7
0.9
2.0
0.8
0.0
1.2
–
0.0
0.0
1.3
0.0
0.0
0.0
1.4
0.7
1.0
0.0
–
0.0
0.0
0.0
1.2
–
–
3.5
0.0
1.0
2.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.0
0.0
0.0
0.0
0.0
0.0
–
0.8
2.1
0.9
1.0
1.3
1.0
2.5
1.2
1.7
0.9
2.0
0.8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2015
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
1
20
1
40
24
14
62.7
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
1
(1)
–
1
–
1
1
–
2
3
–
16
14
17
29
22
22
23
19
16
16
14
18
(1)
(1)
1
–
1
–
1
2
–
(1)
(1)
–
42
37
45
35
39
38
40
41
48
44
42
46
24
28
22
26
23
21
23
26
21
23
25
22
17
20
15
8
14
16
13
12
12
14
15
13
64.1
65.5
63.2
60.2
62.1
62.4
62.0
62.2
62.2
63.0
62.5
63.4
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
18
30
1
–
42
27
23
31
15
8
63.0
60.9
60.0
60.0
Nonunion ...............................................................
1
19
1
41
24
14
62.8
60.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2
–
–
1
1
1
29
37
19
19
16
16
2
–
–
1
(1)
(1)
31
25
43
43
41
40
29
30
23
22
25
23
8
6
13
15
17
20
60.3
59.7
62.2
62.7
64.2
65.3
60.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
–
–
2
14
24
13
–
–
(1)
42
33
42
25
36
22
18
4
21
63.6
60.7
64.2
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
1
1
–
–
–
21
20
16
21
13
1
1
–
–
–
40
42
51
41
57
24
21
19
16
–
13
16
10
21
16
62.5
63.4
61.7
65.6
62.7
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2015—continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Less than
50 percent
50 percent
51 to 59
percent
60 percent
61 to 69
percent
Greater
than 69
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
(1)
–
–
1
–
–
–
27
24
41
10
–
13
12
–
23
30
27
21
38
37
20
–
–
–
–
–
–
–
–
1
–
–
(1)
–
–
5
31
27
22
36
44
44
43
48
43
32
33
46
29
29
27
18
21
21
25
–
33
32
34
19
16
10
19
27
–
45
23
27
14
28
–
9
13
–
14
21
30
13
4
4
3
64.3
65.7
60.9
66.6
59.0
62.9
64.5
60.2
61.6
64.3
68.9
61.1
59.4
59.8
61.5
60.0
60.0
60.0
66.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
(1)
(1)
–
2
–
2
22
23
20
18
13
23
1
1
–
(1)
–
1
37
34
44
43
47
37
27
30
21
22
23
21
12
11
14
16
15
16
62.3
62.3
62.2
63.1
63.0
63.1
60.0
60.0
60.0
60.0
60.0
60.0
–
–
–
1
–
–
–
–
–
1
–
2
31
9
35
13
14
17
9
12
12
15
9
19
–
–
–
(1)
–
–
–
–
–
5
–
8
24
49
20
54
54
50
57
48
46
45
59
35
36
18
39
14
14
–
16
19
21
19
16
21
7
20
5
17
17
–
17
21
20
15
–
15
61.2
65.3
60.5
63.4
62.9
63.1
64.8
64.8
64.7
62.2
63.4
61.3
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Less than 0.5.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2015
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
0.2
1.0
0.1
1.5
1.3
0.8
0.3
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
0.4
0.1
–
0.3
–
0.3
0.3
–
0.7
1.3
–
1.3
2.0
1.6
3.6
1.2
1.6
1.5
2.4
3.1
1.9
2.6
2.7
0.2
0.1
0.3
–
0.3
–
0.2
0.8
–
0.1
0.1
–
2.3
3.0
3.0
4.5
1.6
2.3
2.2
3.4
4.4
2.5
3.3
3.7
1.9
3.1
2.3
3.1
1.5
2.3
1.9
3.2
3.8
2.1
3.1
2.3
1.4
2.0
1.7
2.2
1.1
1.9
1.4
2.2
3.0
1.6
2.5
1.7
0.5
0.7
0.5
0.6
0.3
0.6
0.4
0.7
0.9
0.5
0.6
0.8
0.0
3.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.2
–
1.1
2.3
0.1
–
1.6
3.6
1.3
2.3
1.0
1.3
0.3
0.5
0.0
0.0
Nonunion ...............................................................
0.2
1.1
0.2
1.6
1.2
0.9
0.3
0.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
–
–
0.2
0.2
0.2
2.4
3.5
1.6
1.3
1.3
1.7
1.0
–
–
0.2
0.1
0.1
3.3
5.0
2.3
1.9
2.3
3.0
2.0
3.6
2.1
1.5
2.0
2.3
1.2
1.3
1.6
1.4
1.2
2.1
0.4
0.6
0.5
0.4
0.4
0.7
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
–
–
0.8
1.8
3.5
2.0
–
–
0.1
2.3
4.3
2.7
2.3
4.8
2.6
2.0
1.4
2.5
0.5
0.8
0.6
0.0
0.0
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
0.2
0.5
–
–
–
1.2
1.5
2.5
4.8
3.6
0.2
0.4
–
–
–
1.8
1.9
3.9
4.3
5.7
1.5
1.5
2.2
3.9
–
0.9
1.4
2.3
3.7
4.1
0.3
0.6
1.0
1.9
1.1
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2015—continued
Fixed percent of annual earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
0.2
–
–
0.2
–
–
–
4.9
3.0
4.7
1.8
–
2.3
2.5
–
2.5
3.7
2.5
3.1
6.8
6.7
2.7
–
–
–
–
–
–
–
–
0.2
–
–
0.1
–
–
2.6
3.0
2.0
3.1
3.8
11.3
3.9
5.6
5.7
3.6
3.8
2.2
3.9
7.6
8.5
6.1
2.9
2.6
4.5
3.8
–
4.1
4.9
6.5
3.7
3.8
1.3
4.2
7.2
–
5.1
2.5
2.6
2.5
3.9
–
1.5
2.3
–
2.7
3.2
2.0
3.2
1.8
2.1
1.6
1.1
1.0
1.1
0.7
2.1
0.7
1.0
0.9
0.5
0.8
0.9
0.7
1.1
1.1
0.6
0.0
3.5
0.0
3.5
2.7
0.0
1.2
0.0
0.0
0.0
0.0
0.0
1.3
0.3
6.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.1
0.1
–
0.3
–
0.5
1.8
2.5
2.4
1.3
1.4
1.7
0.3
0.4
–
0.1
–
0.2
2.1
2.3
3.4
1.8
2.5
2.5
2.0
3.1
2.9
1.6
2.3
2.0
1.4
1.6
2.6
1.1
1.4
1.7
0.4
0.6
0.6
0.3
0.4
0.6
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
0.4
–
–
–
–
–
0.6
–
0.9
2.2
1.6
2.5
1.4
1.9
3.9
1.7
1.9
2.5
2.2
2.8
3.3
–
–
–
(2)
–
–
–
–
–
1.0
–
1.7
2.9
6.6
3.0
2.7
4.0
4.7
4.0
2.5
2.9
2.9
5.1
3.9
2.5
4.8
2.7
1.9
2.7
–
2.6
2.0
2.6
2.0
3.1
2.6
0.9
3.1
0.8
1.8
2.1
–
3.7
2.1
2.5
2.6
–
2.9
0.4
1.6
0.4
0.5
0.5
1.7
1.3
0.5
0.6
0.6
1.1
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
2 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2015
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
73
$170
$315
$595
$1,300
$2,500
27
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
69
66
70
83
75
78
74
77
76
71
66
77
170
170
170
170
170
170
170
170
200
170
170
170
500
559
500
170
270
–
270
350
476
300
250
385
900
–
1,000
520
600
595
600
572
600
524
559
500
1,730
1,500
1,800
604
1,500
1,666
1,385
1,000
1,200
1,000
1,000
–
2,500
2,500
2,500
1,500
2,500
4,615
2,500
2,000
2,000
1,500
2,000
1,500
31
34
30
17
25
22
26
23
24
29
34
23
Full time .................................................................
Part time ................................................................
72
84
170
170
350
170
600
500
1,500
595
2,500
921
28
16
Nonunion ...............................................................
73
170
315
600
1,480
2,500
27
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
84
90
73
71
70
67
170
170
170
170
170
170
170
170
300
300
500
500
524
315
595
595
750
1,000
604
595
1,000
1,269
1,750
2,000
1,400
–
2,308
2,350
2,500
3,000
16
10
27
29
30
33
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
69
92
64
170
170
200
350
170
400
595
546
600
1,000
–
1,000
2,000
–
2,309
31
8
36
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
74
74
73
72
72
170
170
170
170
170
300
200
425
–
–
595
561
572
500
1,846
1,500
1,000
1,000
–
2,500
2,500
2,500
2,500
1,385
3,464
26
26
27
28
28
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2015—continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
58
50
48
54
80
79
84
69
68
49
69
84
$170
170
–
–
170
170
170
170
170
170
170
170
–
$595
–
595
500
572
–
–
170
170
–
–
–
$1,385
1,500
1,000
–
1,000
590
595
595
–
595
590
$2,000
3,000
3,000
2,500
1,500
1,500
–
1,300
–
1,500
1,300
–
$4,153
5,770
8,077
–
2,500
2,309
2,300
2,500
1,750
2,000
2,500
–
42
50
52
46
20
21
16
31
32
51
31
16
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
80
80
79
68
71
65
170
170
170
170
170
170
–
170
300
400
350
490
576
572
584
600
604
600
1,000
987
1,000
1,500
1,500
–
1,730
1,500
2,308
2,500
2,500
2,500
20
20
21
32
29
35
88
67
92
65
66
65
64
57
58
74
72
76
170
300
170
300
300
315
275
260
270
200
–
170
170
–
170
500
500
500
500
500
475
500
–
500
559
700
559
1,000
1,000
1,000
1,000
–
750
1,000
–
–
604
1,500
595
1,750
1,800
1,500
1,750
1,500
1,400
2,000
2,000
2,076
1,500
2,500
–
2,500
2,500
2,500
2,771
2,500
2,500
2,500
2,500
2,500
12
33
8
35
34
35
36
43
42
26
28
24
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2015
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.1
$0.00
$19.96
$0.95
$144.40
$143.59
1.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.6
2.5
2.1
2.6
1.6
2.2
1.9
3.3
3.7
2.3
2.9
2.9
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
45.80
0.00
0.00
0.00
28.10
63.87
14.18
45.90
38.97
–
35.14
88.10
78.11
36.60
32.16
107.83
224.34
–
262.75
45.83
3.54
6.16
5.08
27.51
9.13
51.02
57.85
47.22
342.94
160.07
359.26
12.67
80.80
246.85
182.91
99.84
351.35
173.86
26.76
–
0.00
0.00
104.15
136.12
283.83
61.81
0.00
415.72
223.67
29.92
560.91
0.00
1.6
2.5
2.1
2.6
1.6
2.2
1.9
3.3
3.7
2.3
2.9
2.9
Full time .................................................................
Part time ................................................................
1.2
1.9
0.00
0.00
67.28
4.01
4.03
86.43
40.87
6.92
19.78
246.65
1.2
1.9
Nonunion ...............................................................
1.2
0.00
21.54
3.40
169.67
68.40
1.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
1.7
2.1
1.7
1.6
2.3
0.00
0.00
0.00
0.00
0.00
0.00
6.98
0.00
25.89
35.49
0.00
39.45
42.45
84.26
9.37
6.22
152.21
63.59
3.88
1.28
229.03
172.04
361.76
298.82
211.42
–
102.66
189.92
0.00
622.10
1.7
1.7
2.1
1.7
1.6
2.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.2
2.8
2.7
0.00
0.00
14.17
69.41
44.19
80.30
7.47
63.87
3.51
0.00
–
0.00
308.37
–
417.22
2.2
2.8
2.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Information .........................................................
1.3
2.0
3.5
4.8
5.1
0.00
0.00
0.00
0.00
0.00
20.86
52.64
99.35
–
–
0.95
17.82
25.01
2.68
414.96
132.12
30.39
256.25
–
113.53
62.67
145.31
269.77
212.13
621.89
1.3
2.0
3.5
4.8
5.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2015—continued
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
3.3
2.7
3.9
4.3
2.7
3.7
4.6
2.9
4.3
3.0
3.5
4.2
$0.00
42.92
–
–
0.00
38.59
0.00
0.00
0.00
0.00
0.00
0.00
–
$10.19
–
22.69
55.02
31.02
–
–
0.00
0.00
–
–
–
$287.57
221.87
88.93
–
28.95
15.64
10.93
67.39
–
18.31
28.17
$357.94
399.23
30.91
670.50
81.93
94.60
–
258.72
–
39.90
375.30
–
$1,222.67
178.44
681.08
–
178.51
352.53
392.48
206.52
398.97
30.91
265.25
–
3.3
2.7
3.9
4.3
2.7
3.7
4.6
2.9
4.3
3.0
3.5
4.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.7
2.2
3.1
1.5
2.0
2.3
0.00
0.00
0.00
0.00
0.00
0.00
–
49.52
42.93
89.26
83.89
62.75
20.20
19.94
27.54
25.63
64.98
35.35
0.00
259.38
227.55
162.85
175.45
–
347.77
18.92
376.91
0.00
26.76
48.10
1.7
2.2
3.1
1.5
2.0
2.3
1.1
4.4
1.1
2.4
3.2
8.8
2.6
2.8
3.7
3.1
5.1
3.9
0.00
17.75
0.00
14.06
19.88
14.19
55.10
34.48
21.49
35.39
–
23.23
0.00
–
0.00
0.00
8.03
97.19
51.49
52.99
85.50
3.08
–
82.00
5.17
119.15
15.95
0.00
0.00
43.02
287.96
–
100.57
60.05
–
–
1.07
373.05
9.35
121.33
245.78
43.68
322.87
137.97
141.74
231.88
449.70
373.15
229.22
209.52
–
184.92
250.37
52.08
387.70
0.00
0.00
20.07
0.00
196.23
1.1
4.4
1.1
2.4
3.2
8.8
2.6
2.8
3.7
3.1
5.1
3.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2015
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
7
93
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
7
6
7
6
7
9
7
9
9
6
6
6
93
94
93
94
93
91
93
91
91
94
94
94
Full time .................................................................
Part time ................................................................
7
5
93
95
Union .....................................................................
Nonunion ...............................................................
10
7
90
93
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
10
6
7
7
7
90
94
93
93
93
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
6
7
6
94
93
94
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
7
9
8
7
10
18
93
91
92
93
90
82
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2015—continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
Employee
contribution
required
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
3
5
4
3
5
10
8
6
8
11
5
5
97
95
96
97
95
90
92
94
92
89
95
95
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
5
4
5
8
7
9
95
96
95
92
93
91
7
4
8
7
7
7
6
6
6
7
8
7
93
96
92
93
93
93
94
94
94
93
92
93
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2015
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
0.8
1.0
1.6
0.9
1.6
1.0
1.6
1.8
0.9
1.0
1.2
0.8
0.8
1.0
1.6
0.9
1.6
1.0
1.6
1.8
0.9
1.0
1.2
Full time .................................................................
Part time ................................................................
0.6
1.3
0.6
1.3
Union .....................................................................
Nonunion ...............................................................
1.5
0.6
1.5
0.6
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.4
0.8
0.7
0.8
1.1
2.4
0.8
0.7
0.8
1.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
2.5
1.1
0.9
2.5
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
1.3
2.3
1.3
2.3
3.4
0.7
1.3
2.3
1.3
2.3
3.4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2015—continued
Characteristics
Employee
contribution
required
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
1.3
0.8
0.6
0.9
1.2
1.9
2.1
1.2
1.4
1.8
1.5
2.4
1.3
0.8
0.6
0.9
1.2
1.9
2.1
1.2
1.4
1.8
1.5
2.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.8
1.0
0.9
1.0
1.3
0.6
0.8
1.0
0.9
1.0
1.3
1.9
1.2
2.5
0.9
1.3
2.5
1.1
0.8
1.1
1.5
1.6
1.9
1.9
1.2
2.5
0.9
1.3
2.5
1.1
0.8
1.1
1.5
1.6
1.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2015.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2015
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
95
4
1
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
96
95
96
95
95
95
90
97
89
93
91
88
94
4
4
3
3
–
4
10
2
6
5
3
4
2
(1)
–
–
–
–
(1)
–
(1)
4
–
4
5
2
(1)
–
–
–
–
(1)
–
1
1
–
2
2
2
Full time .................................................................
Part time ................................................................
95
88
4
10
1
–
1
–
Union .....................................................................
Nonunion ...............................................................
80
96
6
4
10
(1)
4
(1)
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
91
97
94
94
94
7
2
4
4
5
–
1
2
1
(1)
–
(1)
1
(1)
(1)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
89
88
90
6
–
5
4
7
4
1
–
2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
96
90
92
82
97
82
3
8
5
16
1
13
(1)
1
–
–
–
–
(1)
1
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2015—continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
94
98
99
99
98
92
97
98
99
98
97
97
98
96
93
100
6
1
1
1
2
–
3
–
–
2
–
–
1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
95
94
97
94
94
94
4
5
3
4
4
3
–
–
–
1
1
2
–
–
–
1
1
1
96
96
95
95
96
92
96
92
92
93
95
93
96
3
3
2
4
4
–
3
4
4
4
5
7
3
1
–
1
(1)
–
–
–
3
3
–
–
–
–
1
–
1
(1)
–
–
–
1
2
–
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Less than 0.5.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2015
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.5
0.4
0.2
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.6
1.0
0.6
1.6
3.6
0.5
1.5
0.5
1.7
1.6
1.4
2.4
1.2
0.6
1.0
0.6
1.0
–
0.5
1.5
0.4
1.5
1.4
1.0
1.7
0.7
0.1
–
–
–
–
0.1
–
0.1
0.5
–
1.0
1.6
0.9
(1)
–
–
–
–
0.2
–
0.2
0.6
–
0.5
0.5
0.7
Full time .................................................................
Part time ................................................................
0.5
2.2
0.4
2.0
0.2
–
0.1
–
Union .....................................................................
Nonunion ...............................................................
2.3
0.5
1.0
0.5
1.9
(1)
1.1
(1)
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.8
0.5
0.8
0.7
1.0
1.7
0.5
0.7
0.7
1.0
–
0.2
0.4
0.2
0.1
–
0.1
0.2
0.1
0.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.6
2.9
1.8
1.4
–
1.4
0.8
1.3
1.0
0.3
–
0.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.4
1.1
2.1
2.3
1.3
3.8
0.4
1.0
1.7
2.1
0.7
3.6
0.2
0.4
–
–
–
–
0.1
0.4
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2015—continued
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.8
0.9
0.4
0.6
0.7
6.7
0.9
1.1
1.0
0.6
0.5
0.5
0.7
4.1
6.8
0.0
1.8
0.3
0.3
0.3
0.7
–
0.9
–
–
0.6
–
–
0.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.9
1.2
0.6
0.8
0.8
0.7
0.9
1.2
0.5
0.8
0.7
–
–
–
0.3
0.2
0.4
–
–
–
0.2
0.3
0.2
0.7
0.9
0.8
0.8
0.9
3.6
1.2
1.1
1.2
2.4
1.1
2.1
1.2
0.3
0.6
0.5
0.8
1.0
–
1.2
0.9
1.1
1.8
1.1
2.1
1.2
0.5
–
0.7
0.1
–
–
–
0.6
0.5
–
–
–
–
0.2
–
0.3
1
( )
–
–
–
0.4
0.5
–
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Less than 0.05.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2015
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
25
64
5
5
1
57.8
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
26
27
25
24
–
27
22
28
21
20
22
22
21
62
60
63
69
74
63
67
62
71
74
70
67
72
6
6
5
5
–
5
4
5
4
3
–
–
3
6
6
6
–
–
5
5
5
3
3
4
5
4
(1)
(1)
1
–
–
1
2
1
1
1
–
–
–
57.7
57.4
57.9
57.9
59.3
57.7
58.1
57.6
57.9
58.1
58.1
58.0
58.2
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
25
24
64
64
5
–
5
7
1
–
57.8
58.2
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
30
25
61
65
6
5
2
5
1
1
57.5
57.8
60.0
60.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
21
25
24
27
27
72
67
66
61
59
4
4
5
6
7
–
4
5
6
6
–
1
1
1
1
58.0
57.6
58.1
57.7
57.9
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
21
–
22
66
84
63
7
–
8
6
–
–
1
2
–
58.4
58.8
58.4
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
26
19
19
11
22
39
64
71
72
80
73
31
4
4
–
–
–
20
5
5
5
5
2
–
1
(1)
–
–
–
–
57.7
58.3
57.9
59.1
58.2
58.4
60.0
60.0
60.0
60.0
60.0
60.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2015—continued
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
27
35
38
41
29
–
25
27
28
28
–
–
33
–
–
–
64
53
49
45
56
85
60
59
58
67
76
79
65
74
68
72
3
7
7
8
9
–
–
7
–
2
7
8
–
–
–
–
4
5
5
5
–
–
7
–
–
3
11
5
1
–
–
14
2
1
1
1
–
–
–
–
–
(1)
–
–
–
–
–
–
57.2
57.2
56.9
56.5
57.7
59.8
57.6
57.1
57.7
57.3
60.7
60.6
56.4
58.8
58.6
61.4
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
19
20
17
28
22
35
70
70
70
61
68
54
5
4
6
5
4
5
5
5
5
5
5
5
1
1
1
1
1
1
( )
58.6
58.5
58.7
57.4
58.0
56.8
60.0
60.0
60.0
60.0
60.0
60.0
25
27
24
26
28
22
26
20
22
17
29
30
29
66
63
67
65
64
70
66
69
69
69
55
59
53
3
6
–
4
4
–
4
5
5
5
9
8
10
6
3
7
4
4
4
–
5
4
7
6
–
8
1
1
–
1
1
–
–
1
(1)
1
1
–
1
57.9
57.8
58.0
57.3
57.3
57.4
57.2
58.5
58.1
59.2
57.7
57.3
57.9
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Less than 0.5.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2015
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.1
1.2
0.4
0.5
0.1
0.2
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.6
2.3
1.8
4.0
–
1.6
2.2
1.8
2.8
2.8
1.6
2.0
2.5
1.8
2.5
1.9
4.4
8.4
1.8
3.2
1.9
2.7
2.9
1.8
2.2
3.1
0.7
0.7
0.8
2.2
–
0.6
1.2
0.6
1.4
0.7
–
–
1.1
0.7
0.8
0.9
–
–
0.6
1.3
0.6
0.9
1.0
1.0
1.6
1.2
0.1
0.1
0.2
–
–
0.3
0.8
0.2
0.5
0.5
–
–
–
0.2
0.4
0.2
0.5
0.9
0.2
0.3
0.2
0.5
0.4
0.2
0.3
0.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
1.1
3.6
1.2
4.7
0.4
–
0.5
2.2
0.1
–
0.2
0.4
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
2.6
1.1
2.8
1.3
2.0
0.5
0.5
0.5
0.4
0.1
0.3
0.2
0.0
0.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.0
1.9
1.4
1.7
2.4
3.2
2.1
1.4
1.9
2.7
1.3
0.7
0.5
0.8
1.2
–
0.6
0.7
0.7
1.0
–
0.3
0.2
0.1
0.2
0.4
0.3
0.2
0.3
0.4
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.7
–
1.7
2.1
5.0
2.4
1.3
–
1.6
1.1
–
–
0.3
0.8
–
0.3
0.9
0.2
0.0
0.0
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.3
1.5
2.9
2.2
3.4
3.6
1.4
2.0
3.7
3.3
3.6
3.7
0.5
0.8
–
–
–
3.9
0.5
0.8
1.5
2.0
1.1
–
0.1
0.2
–
–
–
–
0.2
0.3
0.5
0.3
0.4
0.8
0.0
0.0
0.0
0.0
0.0
0.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2015—continued
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.7
2.1
2.2
2.4
2.6
–
3.5
4.3
7.5
2.5
–
–
3.1
–
–
–
3.6
2.1
2.0
2.3
3.0
5.1
3.9
4.9
8.6
2.6
2.4
1.6
3.2
7.1
10.6
5.9
1.3
1.0
1.0
1.3
2.4
–
–
2.1
–
0.4
1.3
1.1
–
–
–
–
1.8
0.8
0.9
1.1
–
–
1.6
–
–
0.7
2.4
1.0
0.3
–
–
4.1
0.7
0.2
0.3
0.2
–
–
–
–
–
0.2
–
–
–
–
–
–
0.5
0.3
0.3
0.3
0.4
0.4
0.5
0.7
1.0
0.3
0.2
0.2
0.3
0.7
1.1
0.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
1.9
2.4
1.3
1.9
1.9
1.9
2.3
2.8
1.4
2.1
2.1
0.8
1.1
1.5
0.5
0.7
0.8
0.6
0.9
0.9
0.7
0.8
1.1
0.3
0.3
0.5
0.1
0.2
0.1
0.2
0.2
0.4
0.2
0.3
0.3
0.0
0.0
0.0
0.0
0.0
0.0
2.5
4.0
3.1
2.0
3.1
4.4
2.9
1.6
2.1
1.8
2.8
5.6
3.1
2.8
3.8
3.6
2.1
3.4
3.9
3.1
1.9
2.2
3.8
2.9
5.3
3.4
0.6
1.9
–
0.6
0.8
–
1.1
1.1
1.5
1.8
1.1
1.8
1.3
1.4
1.3
1.9
0.6
0.8
1.5
–
0.9
0.9
2.1
1.2
–
1.8
0.2
0.3
–
0.2
0.3
–
–
0.2
0.2
0.3
0.3
–
0.4
0.3
0.6
0.4
0.3
0.4
0.8
0.5
0.2
0.3
0.2
0.4
0.6
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
67 percent
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2015
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
89
$3,000
$5,000
$8,000
–
$15,000
11
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
90
91
89
93
90
93
89
89
91
80
84
76
4,000
4,500
–
4,000
3,000
5,000
3,000
3,000
3,000
3,000
3,000
3,000
5,000
6,000
5,000
5,000
5,000
5,000
5,000
5,000
4,800
5,000
5,000
–
10,000
10,000
8,000
7,500
8,500
10,000
8,000
6,000
6,000
7,000
7,000
7,000
$12,500
15,000
12,000
10,000
12,500
15,000
12,000
10,000
10,000
10,000
10,000
10,000
17,300
20,833
15,000
12,500
20,000
20,833
20,000
15,000
12,500
15,000
15,000
12,500
10
9
11
7
10
7
11
11
9
20
16
24
Full time .................................................................
Part time ................................................................
89
89
3,000
–
5,000
5,000
8,000
7,500
–
–
15,000
15,000
11
11
Union .....................................................................
Nonunion ...............................................................
82
89
–
–
–
5,000
5,000
8,500
10,000
12,000
12,500
15,000
18
11
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
94
89
87
89
87
3,500
3,000
3,000
–
5,000
5,000
5,000
5,000
5,000
6,000
6,000
7,500
7,500
10,000
10,000
10,000
10,000
10,000
14,500
15,000
12,500
15,000
15,000
19,500
20,000
6
11
13
11
13
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
87
95
86
3,000
5,000
3,000
5,000
5,000
5,000
8,500
–
9,500
11,000
10,000
12,000
15,000
–
15,000
13
5
14
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
89
84
90
94
74
60
–
–
5,000
3,000
–
5,000
5,000
5,000
5,000
5,000
–
7,000
8,000
7,000
7,500
6,000
7,000
12,000
–
10,000
10,000
10,000
10,000
15,000
–
15,000
15,000
–
10,000
15,000
11
16
10
6
26
40
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2015—continued
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
92
90
89
94
77
85
90
78
94
90
87
96
$4,000
2,500
2,500
2,500
5,000
–
5,000
2,500
–
4,000
5,000
3,000
$4,000
6,000
7,000
6,000
8,000
6,000
6,000
5,000
5,000
5,000
5,000
5,000
$9,340
10,000
12,000
12,000
10,000
10,000
10,000
–
7,500
7,500
8,000
7,500
$12,000
20,000
20,833
20,833
16,000
15,000
15,000
–
10,000
10,000
10,000
10,000
$17,500
30,000
30,000
30,000
30,000
20,000
–
17,300
15,000
15,000
17,000
15,000
8
10
11
6
23
15
10
22
6
10
13
4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
91
90
92
88
90
85
3,500
3,000
4,000
3,000
–
3,000
5,000
5,000
5,000
5,000
5,000
5,000
7,500
7,500
7,500
10,000
8,000
10,000
10,000
10,000
10,000
12,500
11,000
13,500
15,000
15,000
15,000
–
15,000
20,000
9
10
8
12
10
15
91
93
90
90
90
90
91
84
84
86
89
92
88
3,000
3,000
3,000
4,000
5,000
3,000
4,000
3,000
3,000
–
4,000
–
4,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
6,000
5,000
6,000
7,500
7,500
7,500
8,000
8,000
7,000
8,000
7,500
6,000
10,000
10,000
10,000
10,000
12,000
11,000
12,000
10,625
10,000
10,000
12,000
10,000
10,000
12,500
12,500
12,000
12,650
15,000
15,000
15,000
15,000
15,000
15,000
–
15,000
15,000
–
20,000
–
20,000
9
7
10
10
10
10
9
16
16
14
11
8
12
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2015
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
0.8
$101.61
$0.00
$178.94
–
$401.37
0.8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.1
1.1
2.3
0.9
1.4
0.9
2.1
1.9
2.2
2.7
3.6
464.69
914.10
–
889.96
0.00
466.61
549.47
695.54
780.84
181.80
99.68
871.01
346.89
0.00
0.00
0.00
0.00
0.00
0.00
97.40
661.96
0.00
0.00
–
388.34
0.00
376.78
209.31
956.53
189.21
551.57
512.87
0.00
463.47
605.76
1,105.29
$768.91
931.75
1,543.13
0.00
595.52
1,223.40
369.44
0.00
0.00
0.00
0.00
0.00
2,035.95
1,163.55
292.48
1,712.05
0.00
1,086.26
72.05
334.48
2,463.41
1,107.32
0.00
1,377.87
0.9
1.1
1.1
2.3
0.9
1.4
0.9
2.1
1.9
2.2
2.7
3.6
Full time .................................................................
Part time ................................................................
0.8
3.4
93.26
–
0.00
163.86
313.92
598.33
–
–
423.08
858.12
0.8
3.4
Union .....................................................................
Nonunion ...............................................................
2.7
0.8
–
–
–
0.00
1,075.52
817.42
0.00
370.31
2,026.67
1,889.10
2.7
0.8
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.5
1.3
1.2
1.0
1.6
765.34
133.12
29.11
–
1,234.08
0.00
0.00
0.00
0.00
215.01
334.48
211.54
716.67
0.00
0.00
0.00
0.00
152.15
2,250.38
0.00
1,954.90
0.00
0.00
3,121.01
0.00
1.5
1.3
1.2
1.0
1.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.7
2.1
2.0
26.76
26.76
26.76
0.00
0.00
0.00
1,418.55
–
1,363.50
1,698.34
1,366.04
1,401.91
0.00
–
0.00
1.7
2.1
2.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities .....................................................