Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2014
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
72
58
81
72
53
74
88
94
85
86
75
82
72
75
85
86
85
87
88
94
85
85
68
73
66
69
78
77
78
81
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
97
83
46
69
72
61
79
78
86
68
32
59
57
46
64
65
88
82
70
86
79
75
81
83
97
82
46
69
72
61
78
78
79
62
30
57
52
41
58
61
81
75
65
82
72
67
74
78
72
85
77
85
70
60
69
63
70
56
84
82
81
82
81
72
84
77
85
69
58
65
57
64
51
81
77
75
76
74
Full time .................................................................
Part time ................................................................
88
23
72
14
82
63
88
23
66
13
76
56
Union .....................................................................
Nonunion ...............................................................
95
68
85
54
89
79
94
68
79
49
83
72
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
22
77
88
94
95
24
13
61
74
81
84
64
58
79
85
86
88
38
22
77
88
94
95
22
12
56
69
74
75
59
54
73
79
79
80
Goods-producing industries ...................................
86
72
84
86
67
78
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
70
80
86
88
86
76
90
88
56
65
75
76
77
58
76
82
80
81
87
86
89
76
85
92
70
80
86
88
86
76
89
88
51
60
69
69
72
54
69
77
73
75
80
79
83
71
77
88
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2014—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
47
37
79
26
21
79
70
52
74
62
68
59
55
50
56
47
46
81
83
81
84
34
36
34
33
28
30
27
26
80
82
80
80
85
92
83
83
67
71
65
67
78
77
78
81
62
63
26
45
47
39
52
46
53
50
19
37
37
29
41
37
85
79
71
83
78
76
79
80
37
30
17
29
23
15
28
30
30
24
12
24
18
12
22
25
81
78
74
81
78
78
78
82
93
82
45
68
71
60
77
77
75
61
29
55
51
40
57
60
81
75
65
81
72
68
74
78
41
50
49
54
44
34
39
39
44
35
83
78
80
80
79
29
31
27
28
26
25
24
22
22
22
84
79
82
79
84
69
83
75
83
68
56
63
56
63
50
80
77
75
76
74
Full time .................................................................
Part time ................................................................
58
14
46
9
80
64
32
8
25
6
80
72
86
22
65
12
76
56
Union .....................................................................
Nonunion ...............................................................
74
43
63
33
86
77
57
21
49
16
85
76
93
67
77
48
83
72
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
19
11
47
58
70
76
12
6
36
48
58
63
65
57
77
82
83
83
10
6
23
33
42
46
7
4
18
27
34
38
68
62
78
82
81
82
36
21
75
87
92
93
21
11
54
68
72
74
59
53
73
78
79
79
Goods-producing industries ...................................
57
47
82
32
26
82
84
66
78
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
45
49
54
54
57
45
69
62
36
38
45
45
48
34
56
55
78
79
83
83
84
75
81
88
25
27
32
34
33
23
38
45
20
21
25
26
25
17
30
39
79
78
78
79
76
77
79
87
68
78
84
86
86
73
89
86
50
58
67
68
72
52
68
75
73
75
80
79
83
70
77
87
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2014—continued
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
58
54
70
85
81
90
44
41
54
71
64
78
76
75
78
84
80
87
58
54
70
85
80
90
41
38
51
64
58
71
72
71
72
76
72
79
72
70
73
73
73
74
73
73
74
71
70
68
71
58
55
59
58
58
59
58
58
58
58
59
56
61
81
79
82
79
79
79
79
80
79
81
84
82
85
72
70
72
73
73
74
73
72
73
71
70
67
71
54
50
55
53
53
55
53
52
53
52
54
51
56
75
71
76
73
73
74
73
72
72
73
78
76
78
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2014—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
31
27
42
61
55
69
23
21
32
50
43
57
75
76
75
81
78
83
17
14
26
35
27
43
13
10
19
28
21
35
75
75
76
81
80
82
56
52
68
84
79
89
40
37
49
63
57
70
71
71
72
76
72
79
49
48
50
41
43
37
40
48
48
47
53
47
56
39
38
40
32
33
27
31
37
38
37
44
39
46
79
78
79
76
77
73
78
78
78
79
83
83
83
27
17
31
21
24
16
18
24
25
20
36
24
42
22
12
25
16
17
13
14
18
20
15
31
20
35
80
73
81
75
72
80
78
78
78
78
84
83
84
70
67
71
72
71
73
72
71
72
69
69
66
70
52
47
54
52
52
54
52
51
52
51
53
50
54
74
71
76
73
73
74
73
72
72
73
77
76
78
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2014
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
81
19
69
31
83
81
83
87
17
19
17
13
70
70
70
68
30
30
30
32
87
80
80
85
78
73
81
80
13
20
20
15
22
27
19
20
67
70
65
75
67
63
69
67
33
30
35
25
33
37
31
33
82
79
80
79
80
18
21
20
21
20
68
67
72
73
72
32
33
28
27
28
Full time .................................................................
Part time ................................................................
81
74
19
26
69
64
31
36
Union .....................................................................
Nonunion ...............................................................
87
79
13
21
81
66
19
34
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
71
80
81
83
83
24
29
20
19
17
17
58
57
67
70
73
74
42
43
33
30
27
26
Goods-producing industries ...................................
80
20
73
27
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
81
83
86
86
85
81
82
88
19
17
14
14
15
19
18
12
68
67
66
64
71
68
74
77
32
33
34
36
29
32
26
23
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2014—continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
80
78
81
79
83
21
20
22
19
21
17
63
62
64
72
70
74
37
38
36
28
30
26
82
78
83
79
79
79
80
80
80
81
82
82
82
18
22
17
21
21
21
20
20
20
19
18
18
18
76
74
77
63
64
61
61
71
73
66
70
69
70
24
26
23
37
36
39
39
29
27
34
30
31
30
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2014
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$400.49
18
$505.75
82
$377.84
$113.24
100
100
100
100
422.68
402.56
431.82
476.68
19
14
21
31
496.82
501.29
495.44
516.97
81
86
79
69
405.23
385.96
414.74
458.54
111.59
110.05
112.34
115.36
100
100
100
100
100
100
100
100
479.63
410.20
396.49
467.15
373.82
317.85
396.13
412.68
33
11
19
24
15
9
18
27
518.31
536.67
503.89
519.14
485.05
408.93
499.34
590.92
67
89
81
76
85
91
82
73
460.92
393.87
371.89
451.24
353.90
309.47
373.64
357.40
120.06
113.75
108.92
107.09
117.05
126.00
113.07
120.94
100
100
100
100
100
434.37
396.89
385.56
383.65
387.71
37
19
15
14
17
610.64
567.41
498.70
515.96
482.74
63
81
85
86
83
356.79
357.79
366.22
363.49
369.40
119.13
122.07
110.63
111.32
109.83
Full time .................................................................
Part time ................................................................
100
100
403.37
352.36
18
15
507.21
472.80
82
85
380.62
333.91
111.78
136.21
Union .....................................................................
Nonunion ...............................................................
100
100
500.94
374.47
34
14
575.72
464.46
66
86
465.84
359.79
114.24
113.03
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
337.45
309.72
380.85
407.92
432.34
432.46
15
11
16
19
21
20
445.49
468.76
476.62
510.45
534.54
514.06
85
89
84
81
79
80
320.04
292.21
363.32
384.75
406.45
412.60
119.09
123.59
112.70
112.09
112.42
111.42
Goods-producing industries ...................................
100
394.01
18
548.66
82
365.59
109.37
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
401.89
434.23
461.23
470.61
447.35
410.97
427.62
495.33
18
20
26
30
17
15
14
27
497.80
501.69
508.32
518.21
487.78
491.64
536.79
549.41
82
80
74
70
83
85
86
73
380.58
417.12
444.40
449.92
438.79
396.77
409.54
475.89
114.11
112.10
114.06
119.68
99.34
110.64
109.82
98.31
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2014—continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$385.81
386.64
383.93
409.03
387.78
426.72
23
25
18
16
14
17
$495.14
493.02
502.00
514.79
508.92
518.56
77
75
82
84
86
83
$354.68
352.33
359.56
390.19
369.68
408.08
$121.67
121.80
121.40
108.74
110.89
106.86
100
100
100
100
100
100
100
100
100
100
100
100
100
440.59
418.90
447.86
373.21
383.16
353.15
366.72
393.80
401.03
378.79
415.52
402.46
420.97
21
11
24
15
13
12
21
16
15
17
23
22
24
541.86
521.61
544.63
464.06
487.41
435.12
447.54
511.81
524.11
489.17
516.41
488.50
527.08
79
89
76
85
87
88
79
84
85
83
77
78
76
414.91
407.90
417.69
357.33
367.93
342.98
346.02
372.96
380.30
357.37
385.59
378.90
388.45
121.55
128.05
118.96
110.77
112.63
103.34
111.58
110.51
113.01
105.19
113.16
107.12
115.74
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2014
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
unknown
Other3
100
72
15
12
2
100
100
100
100
72
74
72
73
15
13
16
17
10
12
10
7
3
2
3
4
100
100
100
100
100
100
100
100
74
66
75
76
66
58
69
76
13
19
12
12
21
27
18
10
8
11
11
8
12
14
11
13
5
4
2
4
2
1
2
2
100
100
100
100
100
74
76
76
78
74
12
8
8
9
–
11
14
15
13
18
3
1
1
(4)
–
Full time .................................................................
Part time ................................................................
100
100
72
64
14
22
12
12
2
2
Union .....................................................................
Nonunion ...............................................................
100
100
74
71
10
16
11
12
5
1
Average wage within the following categories5:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
69
75
70
74
72
71
18
13
17
13
13
14
13
–
11
12
12
13
1
–
1
2
3
2
Goods-producing industries ...................................
100
75
10
13
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
71
72
71
75
66
73
60
73
16
17
20
15
29
15
23
14
11
8
6
7
3
9
12
5
2
3
3
4
2
3
4
8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2014—continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
unknown
Other3
100
100
100
100
100
100
76
74
79
70
71
68
10
10
9
17
16
18
13
15
9
11
11
11
1
1
2
2
1
3
100
100
100
100
100
100
100
100
100
100
100
100
100
72
83
68
74
75
76
72
70
73
65
69
67
70
14
–
17
15
17
14
14
13
14
–
15
16
14
10
9
11
10
8
–
–
16
12
23
12
16
11
3
–
4
1
1
–
–
1
1
–
4
1
5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
4 Less than 0.5.
5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2014
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$942.25
9
$1,262.15
91
$913.77
$449.04
100
100
100
100
989.85
987.21
991.05
973.20
8
7
8
11
1,302.28
1,401.67
1,265.94
1,269.04
92
93
92
89
964.01
958.20
966.70
935.21
453.41
443.44
458.02
512.21
100
100
100
100
100
100
100
100
962.40
1,018.63
882.63
1,101.26
880.25
768.83
924.51
934.20
14
3
9
9
7
5
8
17
1,270.58
1,376.55
1,277.54
1,360.53
1,132.97
1,098.80
1,141.11
1,370.25
86
97
91
91
93
95
92
83
914.44
1,005.84
846.22
1,076.84
862.14
753.19
906.83
868.57
542.23
444.80
473.28
390.42
455.68
457.18
455.07
480.95
100
100
100
100
100
935.62
933.16
975.61
990.44
958.80
25
10
10
9
12
1,336.19
1,415.73
1,240.21
1,249.26
1,232.92
75
90
90
91
88
849.37
881.35
948.94
968.88
925.54
499.19
468.81
391.78
380.38
405.15
Full time .................................................................
Part time ................................................................
100
100
949.53
821.84
9
8
1,273.17
1,030.91
91
92
920.34
807.25
446.65
487.72
Union .....................................................................
Nonunion ...............................................................
100
100
1,171.45
882.83
24
5
1,318.04
1,192.45
76
95
1,130.03
867.96
389.49
461.65
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
723.22
650.47
890.07
968.70
1,038.09
1,062.47
5
6
6
9
12
11
1,019.05
849.57
1,170.28
1,215.57
1,365.28
1,344.82
95
94
94
91
88
89
712.41
642.62
871.48
944.85
998.49
1,028.19
509.41
499.73
454.36
432.95
435.74
425.65
Goods-producing industries ...................................
100
996.59
12
1,290.71
88
964.36
395.33
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
930.60
948.22
936.75
912.55
1,009.62
958.26
1,077.02
1,120.24
8
7
9
11
4
6
5
10
1,254.41
1,203.65
1,315.50
1,334.22
1,272.04
1,052.08
1,327.18
1,289.19
92
93
91
89
96
94
95
90
903.17
928.74
900.48
860.56
998.20
952.66
1,063.78
1,103.52
460.29
491.45
512.24
561.60
410.82
473.86
404.53
370.41
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2014—continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$841.74
824.49
880.92
999.37
940.85
1,047.67
10
11
8
8
7
10
$1,209.47
1,207.60
1,215.45
1,297.64
1,273.80
1,309.86
90
89
92
92
93
90
$805.02
782.08
855.50
974.63
920.59
1,020.96
$515.31
519.78
505.48
411.95
427.19
398.88
100
100
100
100
100
100
100
100
100
100
100
100
100
1,114.79
1,103.00
1,118.78
823.50
850.06
777.04
802.87
965.16
999.85
893.31
952.52
888.62
980.06
16
9
18
3
3
4
3
9
10
7
11
8
12
1,315.40
1,294.99
1,318.29
1,246.05
1,265.23
1,366.25
1,121.68
1,216.46
1,216.61
1,215.97
1,237.84
1,088.65
1,278.28
84
91
82
97
97
96
97
91
90
93
89
92
88
1,078.61
1,087.46
1,075.23
811.54
837.18
758.91
795.64
941.84
976.98
871.55
920.27
873.13
941.57
413.08
408.52
414.82
484.76
487.95
466.76
488.49
420.60
401.25
459.30
448.96
426.51
459.09
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2014
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
unknown
Other3
100
72
14
12
2
100
100
100
100
73
74
73
75
14
12
15
14
11
12
10
8
2
2
3
3
100
100
100
100
100
100
100
100
77
66
76
77
65
57
69
75
11
17
11
11
20
27
17
9
8
13
11
7
13
15
12
14
4
4
2
5
2
1
2
2
100
100
100
100
100
74
75
74
74
74
12
8
9
–
–
12
15
16
14
18
3
1
1
–
–
Full time .................................................................
Part time ................................................................
100
100
72
66
14
21
12
12
2
1
Union .....................................................................
Nonunion ...............................................................
100
100
73
72
11
15
12
12
5
1
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
70
74
69
74
73
72
16
–
17
12
13
13
14
14
13
12
12
12
1
–
1
2
3
2
Goods-producing industries ...................................
100
73
11
14
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
71
74
74
77
70
73
62
72
15
15
17
13
25
14
21
14
12
8
7
8
3
10
12
7
2
3
3
3
1
3
5
7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2014—continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
unknown
Other3
100
100
100
100
100
100
75
74
79
70
72
68
9
9
9
17
15
18
15
16
11
11
12
10
1
1
2
2
2
3
100
100
100
100
100
100
100
100
100
100
100
100
100
73
84
69
74
74
77
73
70
73
64
69
69
68
14
7
17
14
15
13
12
13
14
–
15
14
15
10
8
11
11
9
–
14
16
12
24
13
16
12
3
1
4
1
1
–
1
1
1
–
4
1
5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2014
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$37.28
$61.00
$97.06
$139.25
$201.85
$145.67
$238.01
$371.27
$576.00
$859.04
34.14
38.96
31.00
20.22
59.77
62.50
58.52
48.15
95.51
100.00
91.64
87.24
138.36
140.41
137.70
141.00
210.00
189.47
219.79
245.67
145.67
150.95
145.67
125.67
245.98
250.00
242.34
227.90
380.64
378.90
381.56
433.00
586.00
559.91
606.26
685.00
894.87
834.79
910.54
1028.00
20.22
34.44
35.01
39.00
39.75
42.00
37.64
43.33
45.87
65.82
58.80
60.00
62.83
70.61
60.66
68.72
87.77
95.33
93.16
88.38
100.00
106.16
97.27
104.88
148.07
139.37
137.15
131.71
138.01
151.55
135.06
160.63
273.36
225.61
187.54
162.29
201.11
221.64
193.79
222.00
124.52
132.57
156.09
135.66
149.88
150.71
149.52
160.48
226.07
244.34
240.00
207.98
243.71
247.26
241.65
256.24
475.99
368.95
385.53
311.57
382.21
396.49
374.72
408.05
744.46
588.86
600.00
480.88
583.76
595.77
577.10
641.33
1073.56
971.26
832.16
671.04
862.59
852.94
864.67
917.75
43.33
43.33
39.49
40.76
38.95
62.05
70.63
63.52
62.78
64.97
102.36
106.16
96.57
98.93
93.17
150.54
166.48
138.66
140.31
135.59
217.73
224.99
191.36
192.82
187.85
166.02
159.61
124.33
136.00
116.66
258.34
248.51
203.08
204.24
200.91
427.76
388.09
318.00
315.70
328.24
699.72
598.65
485.86
461.90
519.96
937.75
907.42
728.82
641.00
799.01
Full time .................................................................
Part time ................................................................
37.90
32.50
61.43
55.68
97.00
100.00
138.25
173.50
198.97
251.57
148.01
94.38
238.33
219.00
369.63
409.57
571.54
636.12
856.09
888.29
Union .....................................................................
Nonunion ...............................................................
29.77
38.66
55.00
63.05
84.62
99.23
134.90
139.55
201.12
202.29
93.81
164.80
176.13
259.22
271.87
389.98
461.99
591.93
856.90
859.04
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38.00
38.03
39.93
36.62
35.00
33.00
64.97
65.90
60.66
62.21
60.02
59.21
100.96
103.46
96.15
97.17
97.00
97.00
150.00
164.89
138.64
138.64
138.34
139.37
209.11
208.00
195.73
200.03
205.14
211.50
172.42
168.01
145.67
145.81
139.44
138.00
274.07
248.18
232.48
230.06
235.08
233.55
441.80
439.35
364.67
359.01
359.94
363.00
667.00
646.21
573.16
553.00
557.29
543.85
916.94
933.11
839.28
828.75
875.00
881.00
Goods-producing industries ...................................
39.22
62.05
99.30
139.48
194.45
138.11
220.00
333.85
499.94
736.74
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
36.21
28.25
20.00
20.00
–
41.02
39.13
26.02
60.66
57.12
45.64
43.96
46.84
64.65
59.75
49.21
96.80
90.84
85.06
86.53
79.94
95.33
88.81
76.93
139.24
137.00
139.06
147.85
128.00
135.55
128.92
114.34
204.86
211.90
236.07
271.52
189.00
192.93
196.54
156.00
146.95
145.59
132.00
120.20
175.18
145.67
147.33
124.27
243.71
254.13
241.19
251.27
231.85
259.68
245.86
207.00
382.25
408.71
441.58
520.73
366.96
381.87
350.14
304.76
591.30
664.59
681.79
756.09
562.94
606.26
480.88
467.00
874.61
973.91
996.92
1085.00
685.00
959.85
696.60
644.84
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2014—continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$43.33
43.33
43.33
32.50
34.40
31.12
$70.07
70.07
70.00
56.67
58.80
54.98
$104.29
105.42
103.31
91.64
94.80
88.68
$153.31
156.00
150.00
132.00
136.52
129.52
$220.23
219.57
222.04
189.61
191.36
186.69
$179.82
175.39
182.39
129.99
137.25
124.87
$277.46
278.43
277.00
220.67
222.74
219.23
$429.97
430.34
427.98
341.88
354.44
331.02
$677.46
693.22
656.16
507.50
532.27
489.63
$954.92
962.94
937.75
753.24
774.04
728.82
43.33
44.76
41.23
35.55
40.09
20.00
39.49
40.00
40.00
40.00
30.33
35.00
30.00
71.51
75.12
68.65
59.00
60.35
45.98
59.03
65.18
66.84
63.48
54.17
55.10
52.00
103.00
114.71
100.88
97.00
97.68
87.10
97.23
98.19
98.14
98.31
89.00
87.00
89.15
147.06
162.29
142.00
138.00
135.31
139.49
140.63
139.40
140.82
137.04
133.00
129.00
136.71
224.84
224.99
223.28
195.04
194.39
198.51
198.90
196.54
201.53
188.26
195.87
179.61
205.69
141.23
150.46
138.46
158.49
151.66
164.38
167.75
136.10
124.32
152.92
136.37
167.30
116.69
234.65
248.51
225.39
261.00
245.51
260.00
281.67
223.00
219.00
249.98
225.98
221.00
226.82
341.26
358.06
328.71
414.66
395.00
433.33
421.86
338.51
329.65
375.42
359.89
343.63
367.09
503.23
504.96
501.48
630.64
623.86
667.00
623.00
543.25
519.00
578.71
566.47
541.19
575.92
780.29
667.28
828.42
916.87
950.70
755.53
904.64
828.27
780.00
897.96
845.87
741.00
888.10
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2014
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
47
8
46
61
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
44
31
57
9
9
8
42
28
56
60
47
73
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
47
54
64
51
47
82
78
61
71
86
54
43
46
49
36
61
54
89
62
16
15
24
8
8
5
7
–
–
46
22
31
39
19
–
–
–
–
–
–
–
–
–
–
–
46
53
64
49
45
71
78
60
71
85
53
42
45
49
35
60
44
86
62
16
15
23
61
66
83
61
57
84
86
77
83
91
66
67
60
66
46
76
70
99
76
26
25
41
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
45
44
75
89
88
97
7
6
16
36
33
57
44
43
72
86
84
95
59
58
88
94
93
98
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2014—continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
41
46
39
47
47
40
50
53
49
59
46
53
42
8
–
8
7
8
5
7
10
11
–
7
–
8
39
45
37
47
47
40
49
52
48
58
45
53
40
57
51
60
61
61
53
64
62
63
61
62
67
59
1 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the
individual items because some employers offered both types of plans.
Note: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2014
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
70
55
79
69
50
72
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
95
83
40
43
71
61
77
77
73
82
69
25
29
55
45
62
62
84
86
83
63
68
78
75
80
81
87
95
83
40
43
71
61
77
76
66
72
63
23
28
50
41
56
59
76
76
76
59
65
71
67
73
77
69
83
77
85
69
56
67
62
69
55
82
81
81
82
80
69
83
76
84
69
54
63
57
64
50
80
76
75
76
73
Full time .................................................................
Part time ................................................................
86
23
69
14
80
60
86
23
63
12
74
54
Union .....................................................................
Nonunion ...............................................................
94
67
83
52
88
78
94
67
78
47
83
71
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
34
20
74
86
93
95
21
11
57
71
79
83
62
55
77
83
85
87
34
20
74
86
93
94
20
10
52
66
71
74
57
51
70
77
77
78
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
86
70
93
72
55
78
84
79
85
86
70
92
67
54
72
78
77
78
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
66
71
87
61
84
99
51
56
72
44
70
92
78
78
83
72
83
93
66
71
87
61
84
99
47
50
67
39
62
84
71
71
78
65
73
85
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2014—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
45
35
77
24
19
78
68
49
72
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
63
70
60
22
26
46
38
51
44
51
57
47
14
17
35
29
40
34
80
82
78
65
64
77
76
78
79
33
35
32
13
13
22
15
26
29
26
29
25
9
9
17
12
20
23
80
81
79
69
73
77
78
77
81
85
93
80
39
43
69
59
76
75
64
70
61
23
28
49
40
55
58
76
76
76
58
65
71
67
72
77
38
48
48
54
43
31
37
38
43
34
82
77
80
80
79
28
29
26
28
25
23
23
21
22
21
84
78
81
79
84
67
82
75
83
67
53
62
56
63
49
79
76
75
76
73
Full time .................................................................
Part time ................................................................
56
13
44
8
79
62
30
7
23
5
79
72
84
22
62
12
74
54
Union .....................................................................
Nonunion ...............................................................
73
43
61
32
84
76
58
21
50
16
85
76
93
65
77
46
83
71
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
17
10
46
56
70
77
11
5
34
45
57
62
63
55
75
81
81
81
9
6
22
30
40
43
6
3
17
24
32
35
68
57
77
80
80
81
33
20
72
84
91
93
19
10
50
65
70
73
57
51
70
76
77
78
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
56
38
64
46
31
52
82
83
82
32
24
36
26
21
29
82
87
80
84
68
90
65
52
70
78
77
78
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
43
45
51
37
58
80
33
35
42
27
48
74
76
77
82
71
82
92
22
21
28
15
31
55
17
17
24
11
26
50
77
82
84
78
84
90
65
70
85
59
84
98
46
49
66
39
61
83
71
71
78
65
73
85
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2014—continued
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
92
88
93
94
90
74
68
84
45
75
78
90
75
31
30
50
75
75
79
79
78
58
54
70
33
57
65
76
56
19
17
39
82
84
86
84
87
79
81
83
73
76
83
84
75
60
55
78
92
88
93
94
90
74
67
84
45
75
78
90
74
31
30
49
67
67
72
72
70
52
49
65
30
53
59
70
52
17
15
36
73
76
78
76
78
71
73
78
67
71
76
78
70
55
51
73
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
57
54
69
84
80
90
43
40
53
68
63
77
75
75
77
81
78
86
57
53
69
84
80
89
41
38
49
61
56
68
71
71
71
73
71
77
70
68
71
70
70
70
70
71
73
68
67
65
68
55
52
56
54
54
53
54
56
56
55
55
52
56
79
77
79
77
77
76
78
78
78
80
82
81
83
69
68
70
70
70
70
70
71
72
68
67
65
68
51
47
52
49
50
49
49
50
51
49
51
48
52
73
69
74
71
71
69
71
71
70
72
76
75
77
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2014—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
78
68
76
79
70
43
44
57
23
46
52
63
44
19
19
28
59
54
59
59
58
36
36
48
17
34
40
48
33
12
11
20
76
79
79
75
83
83
80
84
73
74
76
76
74
62
59
74
57
27
29
28
30
20
26
35
13
22
25
33
21
14
14
17
40
20
22
21
23
15
21
29
10
16
17
22
16
9
9
13
70
75
75
74
76
75
81
83
77
74
68
65
76
67
64
76
91
87
92
93
89
72
66
81
44
73
77
90
72
30
28
48
66
66
71
70
69
51
48
63
29
51
58
70
50
16
14
35
73
76
77
76
78
71
73
77
65
70
75
78
69
56
51
73
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
31
27
41
62
55
73
23
20
30
49
42
59
75
75
74
79
77
81
16
13
24
33
26
43
12
10
18
27
21
35
75
75
74
80
78
82
55
51
67
82
78
89
39
36
48
60
55
68
71
71
71
73
70
76
47
47
47
42
43
39
43
45
45
46
48
43
51
36
36
36
32
32
29
33
35
35
35
39
35
41
77
76
77
76
76
74
77
77
77
76
81
81
81
24
17
27
21
23
18
19
22
22
21
31
22
36
19
12
21
16
17
14
15
17
17
17
26
18
29
77
72
79
76
74
79
77
77
77
78
82
82
82
68
64
69
68
68
68
68
70
71
67
65
63
67
49
44
50
48
49
47
48
49
50
48
50
47
51
72
68
73
71
71
70
70
71
70
72
76
75
76
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2014
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
21
68
32
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
79
81
77
77
77
73
79
79
19
21
19
23
23
23
27
21
21
70
69
71
62
66
66
63
68
67
30
31
29
38
34
34
37
32
33
80
78
79
79
79
20
22
21
21
21
67
66
72
73
72
33
34
28
27
28
Full time .................................................................
Part time ................................................................
79
72
21
28
69
63
31
37
Union .....................................................................
Nonunion ...............................................................
86
78
14
22
84
66
16
34
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
74
70
78
79
81
81
26
30
22
21
19
19
58
57
66
70
72
72
42
43
34
30
28
28
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
80
80
80
20
20
20
72
64
75
28
36
25
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
79
76
78
71
80
85
21
24
22
29
20
15
67
67
67
60
76
82
33
33
33
40
24
18
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2014—continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
82
81
80
80
81
82
79
81
77
80
81
80
80
75
73
80
18
19
20
20
19
18
21
19
23
20
19
20
20
25
27
20
76
70
71
69
73
64
66
68
59
68
67
69
68
60
59
65
24
30
29
31
27
36
34
32
41
32
33
31
32
40
41
35
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
79
79
77
79
78
80
21
21
23
21
22
20
62
62
63
73
70
76
38
38
37
27
30
24
80
77
81
77
77
75
78
78
78
78
81
80
81
20
23
19
23
23
25
22
22
22
22
19
20
19
74
73
74
63
63
64
64
70
72
65
69
70
69
26
27
26
37
37
36
36
30
28
35
31
30
31
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2014
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$381.31
16
$498.33
84
$360.84
$115.04
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
398.48
387.44
405.20
361.42
395.94
360.60
315.74
381.43
404.64
15
12
17
14
–
14
8
16
26
472.81
490.49
464.66
503.16
–
474.54
404.32
490.61
604.28
85
88
83
86
–
86
92
84
74
385.43
372.78
393.49
338.44
–
343.15
308.24
360.90
345.32
112.93
112.91
112.95
111.32
–
118.78
126.55
114.83
125.04
100
100
100
100
100
428.62
388.70
380.86
381.57
380.00
38
18
15
14
16
626.38
579.08
496.84
515.97
477.45
62
82
85
86
84
341.55
347.44
362.13
361.88
362.44
127.13
123.87
110.97
111.49
110.31
Full time .................................................................
Part time ................................................................
100
100
384.21
336.89
16
12
500.96
441.94
84
88
363.36
324.14
113.56
136.55
Union .....................................................................
Nonunion ...............................................................
100
100
486.44
365.34
36
12
581.86
464.01
64
88
439.71
351.69
108.43
115.80
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
325.06
299.43
364.03
386.97
409.23
405.21
12
12
13
17
18
16
444.47
483.34
466.25
497.06
530.77
489.06
88
88
87
83
82
84
309.47
279.37
349.48
365.92
384.51
389.75
121.74
128.26
114.68
115.45
112.49
111.47
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
393.27
422.96
387.55
18
37
12
549.41
620.16
499.78
82
63
88
364.53
332.80
373.25
109.71
135.79
104.41
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
377.93
347.14
351.00
307.33
407.95
442.09
15
13
17
11
10
19
483.08
443.56
443.01
395.27
536.97
480.51
85
87
83
89
90
81
359.81
333.68
332.38
297.40
394.20
433.23
116.52
122.68
116.05
137.28
105.19
92.98
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2014—continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$404.57
390.66
374.66
369.53
381.05
463.30
377.18
393.02
353.42
409.28
440.50
433.23
403.61
342.19
324.70
397.98
24
14
12
12
10
26
16
21
–
13
15
8
12
20
14
27
$571.95
538.56
488.46
480.65
489.28
639.06
458.80
454.63
–
481.64
480.61
464.79
481.86
508.96
538.64
508.90
76
86
88
88
90
74
84
79
–
87
85
92
88
80
86
73
$353.26
366.20
359.79
354.50
368.50
401.05
361.66
376.94
–
398.62
433.57
430.42
392.44
302.43
291.46
357.13
$108.19
105.73
103.49
105.78
99.30
117.94
119.91
117.87
–
112.77
122.90
126.29
110.97
112.48
114.20
125.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
380.02
382.16
374.86
382.30
370.41
396.16
21
24
15
11
11
11
492.01
491.45
494.35
507.99
497.76
519.12
79
76
85
89
89
89
350.64
348.28
355.67
367.74
356.20
381.32
123.40
123.44
123.31
109.38
112.10
106.19
100
100
100
100
100
100
100
100
100
100
100
100
100
424.07
389.64
435.64
356.44
363.31
334.99
354.56
373.30
381.36
355.49
390.21
386.44
391.85
19
11
21
12
11
11
14
13
15
9
22
19
23
547.13
506.28
553.16
457.22
478.71
439.01
434.64
509.88
515.46
489.78
487.76
485.34
488.64
81
89
79
88
89
89
86
87
85
91
78
81
77
397.40
377.96
404.89
343.76
349.97
324.30
342.15
354.59
360.08
343.16
364.07
363.74
364.23
123.44
129.65
121.04
114.86
118.14
116.16
108.45
112.38
114.65
107.64
110.71
109.42
111.30
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March 2014
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
100
72
14
13
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
73
75
72
75
75
65
58
69
76
13
12
14
10
9
21
28
18
8
12
13
12
13
–
12
14
12
14
2
1
2
1
–
1
1
1
2
100
100
100
100
100
75
77
76
78
74
10
7
–
9
–
11
15
15
13
18
3
1
–
(3)
–
Full time .................................................................
Part time ................................................................
100
100
73
64
13
22
13
13
1
2
Union .....................................................................
Nonunion ...............................................................
100
100
76
72
6
14
16
13
3
1
Average wage within the following categories4:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
67
70
74
74
72
18
16
11
12
12
–
12
14
13
14
–
1
1
2
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
76
77
77
10
10
10
14
10
13
1
3
(3)
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
71
65
75
54
73
90
15
18
–
32
–
–
13
16
17
–
21
7
1
1
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March
2014—continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
78
69
68
72
65
75
74
83
60
74
76
71
74
79
76
70
–
20
21
19
20
–
–
–
–
13
12
18
14
–
–
–
12
10
9
–
–
–
16
9
–
9
9
8
9
8
8
16
–
1
2
–
–
–
–
–
–
3
3
3
3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
76
75
80
69
71
67
9
9
–
16
16
17
13
15
10
13
12
13
1
1
–
1
1
2
100
100
100
100
100
100
100
100
100
100
100
100
100
75
82
72
74
75
78
70
70
72
64
69
66
71
13
–
15
14
15
–
16
12
13
–
15
–
14
10
9
11
11
9
11
14
17
14
25
14
17
13
2
–
2
1
1
–
(3)
1
1
–
2
–
3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1
2
3
4
Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
Less than 0.5.
Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2014
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$925.24
9
$1,248.25
91
$897.74
$448.60
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
987.13
975.22
994.38
809.30
999.42
860.62
766.58
904.33
922.51
7
6
8
8
–
7
5
8
18
1,290.50
1,434.54
1,213.65
1,267.92
–
1,105.64
1,094.86
1,108.65
1,368.63
93
94
92
92
–
93
95
92
82
964.17
943.47
976.90
771.64
–
844.17
751.69
888.47
851.78
444.65
452.04
440.11
499.04
–
459.92
457.93
460.87
494.55
100
100
100
100
100
920.98
923.54
973.67
986.72
957.78
27
11
10
8
12
1,318.49
1,431.12
1,242.35
1,250.93
1,235.00
73
89
90
92
88
827.75
866.21
946.83
964.90
924.05
525.96
475.70
389.73
380.76
401.05
Full time .................................................................
Part time ................................................................
100
100
933.95
793.51
9
8
1,260.58
993.54
91
92
905.62
781.08
446.12
485.31
Union .....................................................................
Nonunion ...............................................................
100
100
1,187.00
885.81
31
5
1,313.46
1,191.57
69
95
1,138.14
870.29
339.60
461.05
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
708.72
651.33
868.40
945.50
1,024.57
1,032.33
5
7
6
10
11
9
969.51
849.27
1,156.96
1,194.20
1,360.80
1,353.18
95
93
94
90
89
91
699.69
641.54
851.13
921.31
986.49
1,000.67
505.44
496.06
462.11
437.41
427.04
431.60
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
995.85
871.32
1,033.34
12
26
9
1,291.77
1,306.21
1,295.84
88
74
91
963.37
771.88
1,011.03
396.24
566.65
354.89
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
905.48
864.97
872.52
718.03
1,090.31
1,222.97
8
8
9
6
8
–
1,231.69
1,154.55
1,164.13
984.49
1,265.54
–
92
92
91
94
92
–
879.89
842.51
843.50
704.65
1,074.08
–
462.84
444.68
453.10
492.88
354.23
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2014—continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$1,074.35
961.15
957.75
907.93
993.57
977.54
902.11
943.71
739.29
951.21
982.45
1,048.08
945.51
721.36
697.35
835.55
16
5
4
2
4
–
8
10
7
5
4
–
6
12
–
13
$1,590.14
1,441.28
1,290.02
1,224.86
1,159.17
–
1,336.45
1,342.89
1,358.19
1,032.60
1,137.37
–
1,018.11
1,195.48
–
1,045.37
84
95
96
98
96
–
92
90
93
95
96
–
94
88
–
87
$980.87
934.97
945.41
901.55
987.28
–
865.50
900.63
689.58
946.63
975.66
–
941.25
666.08
–
806.76
$398.51
424.42
401.04
423.64
383.41
–
482.72
479.58
539.21
482.16
500.12
–
478.83
489.40
–
524.90
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
833.24
816.35
874.04
993.94
925.45
1,073.16
10
11
8
8
6
9
1,207.42
1,209.08
1,201.46
1,289.03
1,231.94
1,329.78
90
89
92
92
94
91
795.45
772.09
849.93
972.22
908.21
1,048.93
522.27
526.97
511.32
394.96
420.99
363.76
100
100
100
100
100
100
100
100
100
100
100
100
100
1,080.60
1,046.64
1,092.15
836.85
837.09
830.24
839.41
924.52
955.98
855.10
921.70
896.63
933.10
13
9
14
4
4
6
3
9
10
6
12
9
13
1,327.84
1,277.82
1,337.01
1,246.24
1,265.44
1,369.82
1,122.38
1,187.15
1,198.14
1,140.22
1,216.07
1,084.01
1,257.15
87
91
86
96
96
94
97
91
90
94
88
91
87
1,046.22
1,028.01
1,052.87
822.05
820.59
806.97
831.19
902.22
931.40
840.83
886.35
880.03
889.35
426.77
415.97
430.71
480.26
498.19
451.96
462.89
425.63
410.77
456.89
441.48
406.73
457.95
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March 2014
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
100
72
13
14
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
74
76
73
76
75
65
56
69
75
12
11
13
9
9
20
28
17
8
12
13
12
14
–
13
15
13
15
2
1
2
1
–
1
1
2
2
100
100
100
100
100
75
76
74
74
74
10
7
9
–
–
12
16
16
14
19
3
1
1
–
–
Full time .................................................................
Part time ................................................................
100
100
72
65
13
21
14
–
1
–
Union .....................................................................
Nonunion ...............................................................
100
100
74
71
7
14
16
13
3
1
Average wage within the following categories3:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
68
69
74
74
72
17
17
11
11
12
15
14
14
13
14
1
1
2
2
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
74
78
74
11
8
–
14
11
14
1
3
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
71
64
73
53
73
90
14
18
–
31
–
–
14
17
18
15
21
7
1
1
–
1
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March
2014—continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
79
69
69
72
66
73
74
82
61
74
76
72
74
80
78
73
–
19
20
19
19
–
–
–
–
13
11
18
13
–
–
–
12
10
9
–
13
–
16
10
–
10
10
8
10
9
8
16
–
1
2
–
1
–
–
–
–
3
3
3
3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
76
74
80
69
71
66
9
9
–
17
15
18
15
17
11
13
13
14
1
1
–
2
1
3
100
100
100
100
100
100
100
100
100
100
100
100
100
75
82
72
73
73
78
70
69
72
62
69
67
71
12
7
14
13
14
–
14
13
14
–
14
–
13
10
9
11
12
11
12
15
18
–
27
14
18
13
2
1
2
1
1
–
1
1
–
–
2
–
3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2014
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$40.16
$66.00
$100.66
$141.67
$202.57
$149.00
$245.57
$372.49
$571.39
$855.77
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
40.00
40.16
39.65
40.60
60.00
41.20
42.00
40.76
46.43
66.30
67.64
65.58
66.75
79.43
66.05
71.64
64.11
72.88
100.00
103.99
96.64
100.49
111.58
102.16
106.77
100.64
110.00
140.05
144.25
139.34
140.82
140.82
140.50
152.01
136.52
166.48
207.44
195.87
214.18
188.15
188.24
202.14
223.98
195.04
224.99
148.85
159.01
145.67
182.65
–
152.00
152.05
152.00
172.75
256.84
261.95
253.99
273.56
300.84
247.43
246.00
247.43
261.57
374.83
382.42
365.95
404.81
471.51
385.18
399.24
380.00
421.25
571.00
567.44
572.72
649.95
649.95
589.86
597.83
581.19
670.17
868.79
875.53
868.79
859.48
–
865.26
847.01
871.34
937.75
48.82
45.62
39.49
40.95
39.22
72.00
75.74
63.67
62.80
65.00
108.89
110.75
96.89
98.93
93.54
160.63
168.75
139.15
141.60
136.00
222.64
224.99
192.00
193.59
190.00
181.32
163.20
125.00
136.28
116.66
262.87
261.57
203.08
205.66
200.79
452.06
397.95
317.84
315.70
324.98
761.72
611.73
481.55
461.90
509.78
961.66
916.89
716.17
632.23
799.01
Full time .................................................................
Part time ................................................................
40.94
32.50
66.24
57.40
100.66
102.11
140.49
179.22
200.00
251.31
151.11
94.38
247.26
208.81
371.15
410.61
566.47
616.61
853.37
869.42
Union .....................................................................
Nonunion ...............................................................
34.22
40.95
57.87
66.84
86.49
101.76
139.88
141.94
195.00
203.82
87.56
164.11
164.02
260.12
257.41
385.18
417.73
583.72
702.31
862.19
Average wage within the following categories2:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
39.75
44.81
40.00
40.00
39.37
66.84
63.70
66.36
66.30
67.34
102.74
97.06
101.51
101.32
103.00
151.26
140.30
145.04
139.37
139.48
209.93
199.99
201.98
202.69
207.00
164.02
145.67
149.45
149.52
148.85
267.99
240.00
240.00
247.43
254.73
433.68
372.23
364.96
359.55
371.95
681.08
578.90
553.00
535.13
544.92
932.81
849.57
828.75
856.42
882.11
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
38.96
49.14
38.50
62.60
77.99
61.75
99.57
120.25
95.98
139.64
171.75
134.67
194.87
223.28
186.57
138.46
204.24
129.78
220.00
337.39
204.00
335.23
510.83
306.64
502.83
760.84
429.97
741.74
1083.82
609.86
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
40.76
39.49
47.70
32.50
38.95
–
67.16
70.00
71.72
76.43
57.40
51.42
101.10
100.66
100.76
112.96
87.04
93.27
142.50
151.55
142.90
179.78
132.33
125.00
206.62
218.05
211.84
238.32
168.75
149.89
150.03
121.50
163.95
119.17
116.66
119.41
251.96
228.85
255.09
243.09
200.00
174.11
384.61
356.08
400.71
430.21
276.95
301.80
589.27
565.64
577.10
665.83
424.45
399.56
874.28
841.77
816.03
951.79
622.64
513.24
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2014—continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$43.88
44.28
44.00
45.82
38.59
47.79
40.00
38.15
43.33
41.71
44.56
46.99
41.48
47.88
52.88
46.63
$64.52
61.94
62.68
61.64
62.35
60.00
65.25
64.00
65.18
66.84
70.00
72.00
65.58
75.74
75.74
72.29
$96.64
101.95
101.92
106.87
91.63
102.52
103.00
99.99
104.11
97.06
103.58
113.68
96.87
110.75
110.75
109.35
$130.95
128.23
125.64
127.71
125.00
142.80
142.60
137.85
177.65
139.37
159.43
170.61
138.19
151.40
160.09
180.07
$177.07
174.62
171.60
169.41
168.66
189.64
224.96
205.83
264.68
205.12
218.38
218.38
199.05
184.67
184.67
224.99
$174.34
183.63
177.09
186.41
160.10
207.14
165.75
165.75
166.25
145.67
208.00
208.00
145.67
226.82
195.44
187.67
$228.53
252.94
245.57
279.28
230.50
300.78
262.22
291.98
253.84
265.27
299.81
317.96
259.71
308.69
297.80
248.18
$320.65
384.36
368.31
388.33
331.51
455.00
390.40
400.00
489.41
387.36
435.59
441.00
380.23
431.25
430.14
432.99
$493.00
509.35
487.12
501.75
466.29
678.27
615.83
613.61
722.34
638.10
635.82
585.86
638.10
650.00
540.61
637.23
$736.60
768.27
693.00
715.37
632.31
978.67
891.81
882.11
987.02
968.28
941.23
805.25
969.25
811.20
751.00
992.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
44.87
44.87
45.50
38.76
38.75
38.76
71.80
71.43
73.54
61.75
63.41
60.66
105.96
107.82
104.09
96.12
97.27
93.85
155.38
158.13
152.53
134.91
138.33
131.97
221.63
219.79
223.98
188.15
192.02
180.00
182.65
180.80
188.95
130.00
137.90
126.94
281.67
282.05
280.00
220.00
222.74
214.63
431.25
437.50
430.97
336.89
350.63
321.72
685.66
698.48
652.02
484.00
516.62
432.99
959.85
968.28
940.94
711.95
759.46
596.09
43.33
43.33
43.33
41.91
45.33
39.65
39.75
41.30
40.95
42.00
32.50
39.96
32.50
73.66
78.83
71.48
65.00
67.40
67.64
58.69
69.11
69.33
65.18
57.60
60.66
55.10
104.48
115.56
103.00
100.35
102.23
101.10
95.54
103.26
103.58
100.49
90.69
95.22
89.31
150.66
168.58
144.20
141.84
139.88
151.67
137.60
140.98
144.00
139.02
132.75
130.00
134.46
229.54
238.32
226.49
198.13
200.97
207.51
184.77
199.93
201.98
194.00
190.71
178.89
202.29
159.61
–
159.61
151.81
157.19
165.00
137.25
140.92
136.27
168.61
141.88
165.75
130.75
243.71
259.98
230.75
260.00
269.20
243.71
257.59
239.32
232.44
259.14
229.93
220.00
239.72
351.28
369.63
343.13
406.94
408.71
399.24
405.00
347.85
338.51
381.10
361.17
329.44
381.00
515.69
513.20
520.21
619.91
662.50
595.16
595.16
543.44
527.55
560.14
557.74
493.14
583.72
798.12
671.04
829.57
930.15
987.72
799.71
851.65
793.02
765.68
886.42
811.20
651.19
856.26
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local
government workers, National Compensation Survey, March 2014
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
87
78
89
87
73
83
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
89
89
88
79
79
79
89
89
89
89
89
88
74
73
73
83
82
82
98
81
89
87
88
95
82
86
73
82
79
79
87
73
88
90
92
90
90
91
89
98
81
89
87
88
95
81
80
69
78
73
74
82
66
82
85
88
84
84
86
82
Full time .................................................................
Part time ................................................................
99
24
89
20
90
81
99
24
83
17
84
74
Union .....................................................................
Nonunion ...............................................................
95
81
87
70
91
87
95
81
80
67
84
83
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
68
54
92
94
97
97
58
43
84
83
88
90
86
81
91
89
91
93
68
53
92
94
97
97
55
42
78
78
81
82
80
78
86
84
83
84
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
87
88
88
89
84
89
94
88
78
77
77
77
78
77
86
82
89
88
88
87
92
87
91
92
87
88
88
88
84
88
94
88
73
71
71
70
73
71
78
77
83
81
81
80
87
81
82
88
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
74
65
87
89
86
90
66
57
78
80
76
81
88
87
90
90
89
90
74
65
87
89
86
90
63
54
75
74
71
75
85
84
86
83
83
83
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2014—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
57
49
86
38
32
83
85
71
83
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
57
57
56
49
49
48
86
85
85
38
37
35
31
30
28
82
81
82
88
88
87
73
72
72
83
82
82
62
52
59
59
58
66
59
53
45
52
51
51
57
50
85
87
88
87
87
86
85
38
36
41
41
42
42
39
31
30
34
36
36
37
33
82
83
83
86
86
87
85
96
79
86
86
86
93
79
78
66
75
72
73
80
65
81
84
87
85
85
86
81
Full time .................................................................
Part time ................................................................
64
18
56
14
87
77
43
14
36
10
84
74
97
23
81
17
84
74
Union .....................................................................
Nonunion ...............................................................
75
42
66
35
88
84
56
24
48
19
86
79
92
80
77
66
84
83
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
35
22
62
60
71
74
29
17
54
52
62
65
83
79
87
86
87
87
21
11
42
40
51
55
16
9
35
33
43
47
79
76
85
83
84
85
66
53
89
93
95
95
53
41
76
78
80
81
81
78
85
84
83
85
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
57
54
54
54
53
55
58
62
49
46
46
46
47
48
51
55
86
85
85
84
89
86
87
88
38
34
34
35
33
35
33
45
32
28
28
28
27
29
29
39
83
81
80
80
82
85
87
87
85
86
86
87
84
87
93
86
71
70
70
69
73
71
78
75
83
81
81
80
86
82
83
87
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
42
34
53
59
53
61
37
30
47
51
47
52
89
90
89
86
88
85
30
22
41
39
31
42
26
18
36
33
28
34
86
84
87
83
90
81
71
62
84
87
84
89
61
52
74
73
69
74
85
83
87
83
83
83
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local
government workers, National Compensation Survey, March 2014—continued
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
92
85
85
76
92
88
92
85
81
70
88
82
87
86
87
90
89
92
91
82
80
85
88
86
88
80
77
81
78
77
83
76
72
70
74
83
79
84
92
89
93
86
86
90
84
88
88
87
95
92
96
86
86
86
90
89
92
91
82
80
85
87
86
88
75
70
76
75
73
81
74
65
63
68
74
72
75
87
82
88
83
82
87
82
80
80
80
85
84
86
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2014—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
59
56
54
47
90
85
41
37
36
30
87
82
91
84
80
68
88
82
66
57
69
37
48
28
24
62
66
54
79
71
82
59
50
62
29
39
18
20
53
55
49
71
65
73
89
87
90
80
82
65
86
85
83
89
90
91
89
47
20
57
21
32
8
13
33
46
11
66
–
77
42
16
51
15
21
7
11
27
38
9
58
–
68
88
79
89
71
65
89
91
83
83
78
88
–
88
84
82
85
90
88
92
91
78
79
76
87
85
88
73
66
75
75
72
81
74
63
63
62
73
71
74
87
81
89
83
82
87
82
80
80
81
84
83
84
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2014
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
87
13
71
29
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
87
87
87
13
13
13
69
69
67
31
31
33
87
87
87
88
88
88
87
13
13
13
12
12
12
13
66
73
78
72
72
73
72
34
27
22
28
28
27
28
Full time .................................................................
Part time ................................................................
88
82
12
18
71
69
29
31
Union .....................................................................
Nonunion ...............................................................
87
88
13
12
77
64
23
36
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
87
89
88
88
87
88
13
11
12
12
13
12
63
56
73
71
74
79
37
44
27
29
26
21
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
87
87
87
86
88
88
88
88
13
13
13
14
12
12
12
12
71
67
66
64
73
71
71
77
29
33
34
36
27
29
29
23
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
91
92
91
87
88
87
9
8
9
13
12
13
71
73
69
71
69
71
29
27
31
29
31
29
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2014—continued
(In percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
87
87
13
13
74
69
26
31
88
84
89
87
88
88
87
89
87
91
86
89
85
12
16
11
13
12
12
13
11
13
9
14
11
15
85
79
87
60
67
55
54
77
81
70
72
63
75
15
21
13
40
33
45
46
23
19
30
28
37
25
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2014
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$476.39
29
$520.88
71
$458.33
$104.73
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
481.07
479.05
482.57
29
30
32
526.68
525.82
527.57
71
70
68
462.46
459.44
461.47
107.69
111.07
114.65
100
100
100
100
100
100
100
483.20
467.09
485.55
475.69
476.43
463.95
477.90
32
28
29
30
29
29
29
525.68
504.62
520.97
521.01
525.22
522.54
516.63
68
72
71
70
71
71
71
463.03
452.45
471.56
456.35
456.34
440.55
462.63
121.92
103.13
103.00
100.60
101.71
92.73
102.76
Full time .................................................................
Part time ................................................................
100
100
477.39
451.20
29
29
519.87
546.32
71
71
460.14
412.34
103.60
133.47
Union .....................................................................
Nonunion ...............................................................
100
100
516.14
436.95
31
27
568.90
465.85
69
73
492.47
426.37
120.17
90.28
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
436.36
418.18
481.82
477.24
498.54
509.45
30
30
28
30
28
33
467.64
417.18
535.22
524.53
544.02
546.26
70
70
72
70
72
67
423.29
418.60
460.91
456.88
480.81
491.72
95.96
87.32
99.97
100.24
118.12
114.86
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
476.76
466.48
466.00
470.77
455.30
469.52
469.40
495.33
29
30
29
31
23
35
40
27
521.07
512.87
511.56
515.45
492.44
519.70
520.55
549.41
71
70
71
69
77
65
60
73
458.61
446.81
447.39
450.47
444.39
442.91
435.07
475.89
105.02
111.04
111.62
121.19
81.32
107.11
111.48
98.31
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
477.15
486.98
467.40
476.30
484.67
473.62
44
40
47
27
30
26
518.48
513.57
522.67
521.36
530.06
518.22
56
60
53
73
70
74
444.78
468.80
418.04
459.60
465.63
457.75
83.17
74.52
92.80
106.75
102.30
108.12
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2014—continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$471.91
478.22
20
33
$546.83
514.34
80
67
$453.03
460.87
$87.75
112.89
100
100
100
100
100
100
100
100
100
100
100
100
100
509.46
541.82
498.69
430.88
459.69
396.17
409.58
490.73
505.84
467.00
516.52
477.94
529.87
30
12
36
28
22
15
45
29
18
46
30
34
29
528.93
570.04
524.38
473.59
503.26
429.43
461.10
515.61
558.70
488.75
597.33
496.50
640.53
70
88
64
72
78
85
55
71
82
54
70
66
71
501.00
537.93
484.02
414.61
447.44
390.25
367.48
480.55
494.04
448.52
482.12
468.03
486.54
112.24
121.11
108.16
93.47
88.24
70.89
128.90
99.53
103.76
89.47
124.13
93.62
133.70
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, State and local government workers, National Compensation Survey,
March 2014
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
100
70
20
5
5
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
69
70
71
20
20
19
5
5
6
5
5
4
100
100
100
100
100
100
100
73
73
76
69
68
70
69
15
18
13
22
22
19
18
7
5
5
4
4
7
–
5
4
6
5
6
4
–
Full time .................................................................
Part time ................................................................
100
100
70
63
19
28
5
–
5
–
Union .....................................................................
Nonunion ...............................................................
100
100
72
68
14
25
7
4
7
3
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
71
80
72
72
66
68
22
15
19
18
20
17
4
–
4
6
6
7
3
–
5
4
8
7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
70
69
70
73
64
62
65
73
20
23
22
16
36
28
25
14
5
5
5
7
–
4
–
5
5
3
3
4
–
5
–
8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
65
59
72
70
72
70
20
22
17
20
18
20
–
–
–
5
4
5
–
–
–
5
6
4
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, State and local government workers, National Compensation Survey,
March 2014—continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
100
100
65
72
32
14
–
8
–
6
100
100
100
100
100
100
100
100
100
100
100
100
100
60
87
47
74
72
71
82
73
75
68
68
72
67
23
–
31
20
25
–
–
19
19
–
17
–
16
10
–
11
–
–
–
8
6
–
–
4
–
3
8
–
11
–
–
–
–
2
–
–
11
–
14
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2014
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$1,008.50
10
$1,307.10
90
$977.34
$450.76
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
996.36
985.20
960.27
9
10
11
1,324.07
1,337.60
1,347.19
91
90
89
963.64
948.38
912.14
474.79
490.20
517.50
100
100
100
100
100
100
100
951.28
1,027.07
1,126.30
1,029.21
1,032.74
1,006.05
1,013.08
13
10
10
10
10
10
11
1,343.12
1,291.74
1,367.41
1,268.15
1,274.84
1,384.82
1,204.84
87
90
90
90
90
90
89
895.51
997.26
1,100.59
1,003.66
1,007.69
966.88
990.27
550.27
421.10
359.03
422.33
423.18
401.30
432.00
Full time .................................................................
Part time ................................................................
100
100
1,008.73
1,002.60
10
11
1,313.77
1,159.76
90
89
977.10
983.53
448.71
503.93
Union .....................................................................
Nonunion ...............................................................
100
100
1,155.52
862.71
16
3
1,326.18
1,202.36
84
97
1,122.88
852.57
433.40
465.65
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
843.28
732.85
1,041.87
1,004.60
1,097.40
1,167.32
6
2
8
10
13
18
1,287.94
1,371.09
1,255.11
1,315.71
1,333.41
1,319.76
94
98
92
90
87
82
818.10
720.14
1,022.87
972.18
1,061.21
1,134.18
492.01
541.71
411.16
451.52
453.62
413.50
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
1,008.01
944.44
926.38
908.09
988.03
1,057.50
1,039.61
1,120.24
10
9
10
11
5
6
8
10
1,308.24
1,327.76
1,332.85
1,342.70
1,284.99
1,279.39
1,287.88
1,289.19
90
91
90
89
95
94
92
90
976.65
905.08
882.36
853.03
971.78
1,042.23
1,018.29
1,103.52
452.24
503.74
515.15
562.49
369.70
434.84
435.33
370.41
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
971.98
1,002.43
942.08
1,012.96
1,026.40
1,008.67
8
6
–
10
9
10
1,246.95
1,156.81
–
1,312.93
1,428.10
1,284.03
92
94
–
90
91
90
949.09
991.75
–
980.86
991.36
977.43
410.46
368.79
–
455.79
462.62
453.56
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2014—continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$1,057.23
988.58
3
13
$1,207.85
1,315.19
97
87
$1,053.44
942.74
$356.70
493.53
100
100
100
100
100
100
100
100
100
100
100
100
100
1,255.89
1,339.12
1,228.15
778.48
898.98
654.88
675.39
1,157.35
1,234.18
1,037.55
1,071.54
851.06
1,148.02
28
8
35
(2)
(2)
–
–
12
11
12
9
3
11
1,292.97
1,365.37
1,287.67
1,237.81
1,257.03
–
–
1,309.70
1,297.16
1,327.83
1,351.03
1,153.28
1,370.23
72
92
65
100
100
–
–
88
89
88
91
97
89
1,241.51
1,336.96
1,196.49
777.22
897.70
–
–
1,137.29
1,226.17
997.29
1,047.35
842.56
1,123.94
344.22
377.23
328.65
499.45
450.59
–
–
395.80
349.22
469.16
476.96
514.06
463.08
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
2 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, State and local government workers, National Compensation Survey,
March 2014
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
100
72
17
6
4
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
72
73
74
17
17
15
6
6
7
4
4
3
100
100
100
100
100
100
100
76
75
78
69
69
71
72
13
15
11
20
20
17
15
8
6
5
7
7
8
9
4
4
6
4
4
4
4
Full time .................................................................
Part time ................................................................
100
100
73
68
17
24
7
6
4
2
Union .....................................................................
Nonunion ...............................................................
100
100
72
73
14
20
8
5
6
2
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
75
82
73
73
70
72
17
11
18
16
17
15
6
–
6
8
6
7
2
–
4
3
7
6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
73
73
74
76
70
69
74
72
17
19
18
14
30
23
–
14
6
6
6
8
–
–
5
7
4
3
2
3
–
–
–
7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
72
71
74
72
74
72
13
14
11
18
15
19
–
–
–
6
7
6
–
–
–
4
5
4
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, State and local government workers, National Compensation Survey,
March 2014—continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
100
100
65
76
29
12
–
8
–
5
100
100
100
100
100
100
100
100
100
100
100
100
100
61
89
48
78
78
75
81
75
76
73
66
80
60
22
–
30
15
20
–
–
16
18
–
18
13
19
9
–
11
4
–
–
11
7
4
–
8
–
–
7
–
11
2
–
–
–
2
2
–
9
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, State and local
government workers, National Compensation Survey, March 2014
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$20.00
$43.33
$76.93
$118.80
$192.93
$128.98
$219.64
$367.14
$605.00
$873.71
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
20.00
20.00
20.00
42.39
42.03
40.62
75.46
76.93
75.00
123.00
128.12
139.66
217.78
232.00
270.00
129.99
132.00
124.52
222.93
231.08
219.23
409.57
411.52
446.33
666.18
667.00
717.45
940.66
976.14
1060.00
20.00
20.57
36.64
20.00
20.00
28.96
23.06
42.86
47.80
52.39
40.63
41.17
42.88
49.25
80.10
76.93
83.34
75.00
75.00
75.00
84.02
150.00
118.80
119.48
114.34
114.34
114.34
118.80
289.32
162.91
158.44
175.77
178.41
142.97
156.62
124.52
122.12
124.32
140.21
143.13
118.01
120.25
222.93
210.13
189.14
220.98
220.98
189.14
217.64
504.75
324.98
295.55
337.67
345.80
313.70
351.20
756.09
522.11
427.76
556.51
559.53
495.88
605.07
1088.44
768.91
573.87
786.49
785.40
769.38
834.00
Full time .................................................................
Part time ................................................................
20.00
–
43.33
46.04
75.46
97.68
117.69
149.61
190.96
251.57
129.99
98.17
219.64
222.93
367.14
400.30
601.00
669.72
868.50
1012.42
Union .....................................................................
Nonunion ...............................................................
25.00
20.00
52.00
38.42
78.08
71.00
124.81
114.49
203.70
168.79
100.00
170.30
183.34
250.46
302.72
431.03
526.47
644.84
957.24
834.92
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
20.00
20.00
22.76
24.00
20.00
20.00
38.00
20.00
43.02
48.77
45.00
45.96
71.34
50.00
76.93
79.00
75.46
73.90
115.50
105.85
114.34
114.49
131.94
127.83
183.46
168.79
160.80
183.27
236.07
270.04
154.00
164.18
129.99
131.00
111.00
115.28
242.19
272.46
210.13
222.93
198.21
198.38
474.99
556.51
321.00
362.37
351.56
330.55
667.00
667.00
517.92
590.08
605.07
547.78
886.00
925.00
744.62
886.00
938.92
938.92
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
20.00
20.00
20.00
20.00
20.00
–
–
26.02
43.33
40.00
38.02
40.62
–
47.40
46.04
49.21
76.93
75.98
75.16
82.73
68.85
76.93
76.93
76.93
118.80
126.30
131.43
148.93
103.17
114.28
114.34
114.34
194.39
235.00
246.85
274.22
135.47
149.15
153.00
156.00
129.99
129.99
124.52
114.60
160.78
181.99
222.93
124.27
220.00
232.00
227.00
244.13
219.23
257.90
310.78
207.00
368.00
426.56
446.33
522.33
321.00
409.57
409.57
304.76
606.16
667.00
685.00
756.40
–
513.20
487.70
467.00
877.40
989.22
1014.38
1088.44
667.00
714.35
667.00
644.84
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
22.76
22.76
–
20.00
20.00
22.27
40.63
–
40.00
43.96
38.42
45.87
71.00
–
77.90
76.93
69.10
78.37
101.54
98.09
105.03
121.83
118.80
122.58
136.80
131.94
–
197.21
185.24
201.85
140.21
140.21
–
127.87
129.99
124.52
185.52
170.36
253.72
220.98
221.07
220.98
338.48
236.00
427.92
368.16
409.57
359.13
609.00
539.00
667.00
600.00
625.10
593.00
862.47
746.23
895.09
876.83
871.17
877.82
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, State and local
government workers, National Compensation Survey, March 2014—continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
State government ..................................................
Local government ..................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
–
$20.00
$50.00
40.00
$76.93
75.00
$108.40
127.41
$137.04
229.00
$175.18
115.31
$220.98
216.65
$311.39
421.55
$434.68
667.00
$666.18
975.32
38.02
51.60
29.16
20.00
22.76
20.00
25.59
28.92
28.49
–
–
26.37
–
61.88
71.49
54.16
38.00
50.00
20.00
60.00
50.00
50.00
50.00
39.99
39.99
32.33
85.33
106.66
73.90
70.06
71.67
–
101.98
76.93
76.93
75.00
78.57
48.15
82.00
130.25
153.96
106.29
112.48
102.64
–
159.00
110.58
109.34
118.05
139.06
89.69
140.72
190.67
191.43
183.78
166.50
129.45
139.49
300.12
158.44
199.66
141.00
240.92
240.92
264.32
97.70
150.46
60.31
170.30
143.13
–
327.66
111.00
99.61
152.92
108.44
202.78
81.91
196.13
227.71
140.82
269.20
189.00
315.26
409.57
181.46
159.31
232.00
220.98
232.23
176.55
304.76
302.72
304.76
449.44
329.92
593.00
480.88
265.54
222.93
367.14
334.00
484.00
298.18
413.19
455.91
359.98
667.00
562.94
667.00
732.00
542.13
439.20
638.58
622.00
728.82
526.00
627.51
630.67
627.51
862.47
839.71
685.00
1001.92
904.38
879.32
904.87
973.13
930.69
1056.20
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.