National Compensation Survey: Employee
Benefits in the United States, March 2014
U.S. Department of Labor
Thomas E. Perez, Secretary of Labor
U.S. Bureau of Labor Statistics
Erica L. Groshen, Commissioner
September 2014
Bulletin 2779
Contents
Overview
Tables organized by ownership
Employee benefits data tables: United States, March 2014
● Civilian (includes private industry and state and local government establishments) ● Private industry (excludes agricultural establishments, private households, and the self‐employed) ● State and local government (excludes Federal employees) Technical note
Appendix table 1: Survey establishment response
Appendix table 2: Number of workers represented Overview
The National Compensation Survey (NCS) provides comprehensive measures of compensation cost trends, the
incidence of benefits, and detailed benefit provisions. This bulletin presents estimates of the incidence and key
provisions of selected employee benefit plans. Estimates presented are on benefits for civilian workers—workers
in private industry and in state and local government—by various employee and employer characteristics. For the
purposes of the NCS, the Federal Government, agricultural, and household workers, and workers who are selfemployed, are excluded.
For more information on these data and recent and historical NCS benefits data, call the information line at (202)
691–6199, use the contact EBS link to send email, or visit the benefits home page at http://www.bls.gov/ebs/.
Information is made available to sensory-impaired individuals upon request (Voice phone: (202) 691–5200;
Federal Relay Service: 1 (800) 877–8339). Data requests also may be sent to U.S. Bureau of Labor Statistics,
Division of Compensation Data Analysis and Planning, 2 Massachusetts Avenue NE, Room 4175, Washington,
DC 20212. Material in this publication is in the public domain and, with appropriate credit, may be reproduced
without permission.
U. S. Bureau of Labor Statistics (BLS) field economists collected and reviewed the survey data. The Office of
Compensation and Working Conditions, in cooperation with the Office of Field Operations and the Office of
Technology and Survey Processing (all in the BLS National Office), designed the survey, processed the data, and
prepared the survey for publication. The survey could not have been conducted without the cooperation of the
many private businesses and state and local government agencies and jurisdictions that provided benefits data
included in this bulletin. BLS thanks these respondents for their cooperation.
Civilian Tables
Types of Benefits:
・ Retirement benefits
・
・
・
・
Healthcare benefits
Life, short-term, and long-term disability insurance benefits
Paid time-off benefits
Other benefits (Quality of life, financial, health-related, nonproduction
bonuses, and unmarried domestic partner)
・ Benefit combinations (Medical care and paid leave Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2014
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
68
53
78
28
25
88
56
38
68
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
83
85
82
86
71
75
70
76
86
88
85
89
43
39
44
72
37
34
39
63
88
87
88
88
65
76
60
37
49
62
43
20
75
82
72
54
95
79
44
79
71
67
73
70
86
65
29
61
52
39
59
56
90
83
65
77
74
59
81
81
88
39
17
51
22
11
28
30
80
34
15
47
18
7
24
28
90
89
91
92
83
66
86
93
31
69
34
45
63
63
63
57
13
49
16
20
43
36
47
42
43
71
49
44
68
57
74
73
64
75
71
75
67
51
60
54
59
49
80
81
76
79
73
32
28
25
23
28
31
26
22
21
24
94
91
88
92
86
48
66
60
69
51
34
49
41
50
32
70
74
68
72
63
Full time .................................................................
Part time ................................................................
78
37
64
21
81
56
34
11
30
8
89
78
65
30
46
14
71
47
Union .....................................................................
Nonunion ...............................................................
94
64
86
48
91
74
83
19
76
16
92
85
45
58
30
40
65
69
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
41
29
70
81
88
90
22
12
52
67
79
81
53
41
75
83
89
90
8
4
23
36
51
50
6
3
20
32
45
44
78
60
87
89
89
88
37
26
58
65
69
74
17
10
39
47
54
58
48
38
67
73
78
79
Goods-producing industries ...................................
76
62
82
26
24
92
70
54
76
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
67
77
87
91
87
70
90
91
52
63
77
81
76
54
78
84
77
82
89
89
88
77
86
92
28
42
72
85
53
22
49
85
25
37
63
76
44
20
44
78
87
88
88
90
82
89
89
91
54
52
36
26
61
63
76
37
36
34
20
10
43
43
56
18
67
65
56
39
70
69
73
49
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2014—continued
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
51
46
65
85
79
90
36
33
45
69
58
79
71
72
70
81
74
88
10
8
17
44
28
61
9
7
15
39
24
55
86
86
86
88
86
89
46
43
56
65
67
63
32
30
37
45
44
45
68
69
66
69
66
71
68
66
68
69
69
70
68
72
71
74
64
63
65
55
53
56
51
52
52
50
57
56
59
51
46
53
82
80
82
75
75
74
74
78
78
79
79
74
81
32
28
34
26
27
28
25
29
30
27
27
22
30
29
25
30
22
23
24
22
25
26
23
24
18
27
90
89
90
85
85
84
88
88
88
87
88
83
90
53
53
53
58
61
53
56
61
61
62
50
52
49
38
39
37
38
39
35
37
42
41
45
36
35
36
71
73
70
65
64
66
66
68
67
72
72
69
74
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating
in at least one of these plan types.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2014
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.5
0.6
0.5
0.5
0.6
0.5
0.6
0.8
1.2
1.0
1.5
0.8
1.3
1.0
1.5
0.6
1.0
0.7
0.9
1.0
1.3
1.2
1.8
0.9
1.4
1.1
1.7
0.7
1.6
0.8
1.1
1.0
1.3
1.2
2.1
0.9
1.4
1.1
1.6
1.0
1.2
1.2
2.5
1.6
2.6
1.5
2.9
1.0
1.6
1.2
1.7
1.7
2.3
1.2
2.8
0.8
1.2
1.1
1.6
1.0
1.8
1.7
2.7
0.7
1.2
0.7
1.2
2.3
3.1
0.9
2.9
0.8
0.8
0.9
1.6
2.3
2.9
0.8
2.6
0.6
0.6
0.8
1.6
1.0
1.5
0.9
0.9
1.0
2.3
0.9
1.2
2.5
2.5
1.4
3.0
0.9
1.5
1.2
1.8
1.8
2.0
0.8
1.9
0.8
1.1
1.1
1.6
3.5
2.2
2.0
3.6
0.8
1.3
0.9
1.4
2.8
2.1
1.6
1.5
2.2
2.7
2.0
1.3
1.5
1.8
1.9
1.4
0.9
1.2
1.3
2.6
1.8
1.1
1.3
1.5
2.6
1.8
1.0
1.2
1.3
1.5
1.7
1.0
1.1
1.5
2.7
2.2
1.5
1.6
2.0
2.4
2.1
1.2
1.5
1.5
2.4
1.7
1.1
1.3
1.7
Full time .................................................................
Part time ................................................................
0.6
1.4
0.6
0.9
0.5
1.4
0.7
0.5
0.7
0.5
0.5
1.8
0.6
1.3
0.5
0.7
0.6
1.5
Union .....................................................................
Nonunion ...............................................................
0.6
0.7
0.8
0.6
0.6
0.6
1.2
0.6
1.2
0.5
0.6
0.8
1.4
0.7
1.3
0.6
1.5
0.6
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
1.7
1.0
0.8
0.8
1.0
0.9
0.9
1.0
0.8
0.8
1.0
1.4
1.9
0.8
0.7
0.5
0.8
0.6
0.5
0.7
1.0
1.1
1.6
0.5
0.3
0.6
0.9
1.0
1.6
1.7
3.9
0.8
0.6
0.7
1.1
1.3
1.7
1.1
1.0
1.0
1.3
0.8
0.8
1.0
0.9
1.0
1.4
1.4
2.0
1.1
0.9
0.8
1.2
Goods-producing industries ...................................
1.3
1.2
0.9
1.4
1.2
0.9
1.4
1.3
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.5
0.9
0.6
1.4
2.5
1.0
1.4
0.7
1.5
1.1
0.8
2.2
2.3
1.2
1.4
0.6
1.0
0.8
0.8
1.8
1.7
1.0
0.8
0.6
1.7
1.1
0.9
2.5
2.2
3.0
1.6
0.6
1.5
1.1
1.0
2.2
2.0
2.8
1.5
0.6
0.9
1.0
0.8
3.4
1.6
1.9
0.9
0.7
1.6
1.5
1.9
2.3
2.2
1.6
2.7
0.6
1.2
1.0
1.2
1.5
1.8
1.8
2.0
0.7
1.5
1.7
2.9
2.0
1.8
1.8
4.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2014—continued
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
1.0
1.1
2.3
0.7
1.3
0.9
0.9
0.9
2.0
0.7
1.2
0.8
0.9
1.1
1.6
0.6
0.9
0.6
0.6
0.6
1.5
0.9
1.1
1.4
0.5
0.5
1.3
0.8
1.1
1.2
1.2
1.6
1.9
0.6
1.3
0.7
1.0
1.1
2.1
0.8
1.2
1.1
0.8
0.9
1.7
0.7
1.0
1.0
1.0
1.2
1.7
0.7
1.1
1.0
1.8
3.6
2.0
1.3
1.9
3.0
1.9
1.1
1.3
1.9
1.3
2.1
1.6
1.9
4.2
2.1
1.1
1.6
3.0
1.6
0.9
1.1
1.6
1.1
2.2
1.3
0.9
2.5
1.0
0.8
1.0
2.5
1.6
0.9
1.2
1.4
1.3
3.3
1.1
1.7
3.6
1.7
0.9
1.3
2.3
1.3
1.4
1.7
2.7
1.1
2.6
1.1
1.6
3.6
1.6
0.8
1.2
2.4
1.1
1.2
1.4
2.1
1.0
2.1
1.0
1.1
2.6
1.2
1.1
1.6
3.8
0.8
0.9
1.0
2.0
1.1
1.3
1.3
1.5
2.9
1.7
1.1
1.7
2.6
1.5
1.2
1.5
1.9
1.4
2.4
1.7
1.3
3.2
1.5
0.9
1.3
2.1
1.2
0.8
1.0
1.4
1.2
1.9
1.6
1.1
2.6
1.4
1.0
1.4
2.5
1.9
1.2
1.6
1.9
1.6
3.5
1.6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating
in at least one of these plan types.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 3. Retirement benefit combinations: Access, civilian
workers,1 National Compensation Survey, March 2014
(All workers = 100 percent)
Characteristics
All workers .............................................................
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
16
12
40
25
30
23
23
18
9
22
49
40
47
38
14
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
23
29
6
18
14
7
18
18
65
10
11
33
8
4
10
12
7
41
28
28
49
56
45
39
17
20
14
17
12
16
9
11
6
16
31
46
45
52
39
Full time .................................................................
Part time ................................................................
20
4
14
7
45
26
Union .....................................................................
Nonunion ...............................................................
33
13
49
6
12
45
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3
1
12
20
32
34
5
3
11
16
19
16
33
25
47
45
38
40
Goods-producing industries ...................................
21
6
49
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
15
17
22
21
28
14
36
31
13
25
51
65
25
8
14
54
39
35
14
5
34
48
40
6
Establishment characteristics
See footnotes at end of table.
Table 3. Retirement benefit combinations: Access, civilian
workers,1 National Compensation Survey, March 2014—continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
6
5
9
25
15
35
4
3
8
20
12
27
40
38
48
40
51
29
18
15
19
15
18
12
12
18
19
15
13
11
14
14
13
15
11
8
17
12
11
10
12
14
11
16
36
39
34
43
42
42
44
43
41
47
37
41
35
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 3. Standard errors for retirement benefit combinations:
Access, civilian workers,1 National Compensation Survey, March
2014
Characteristics
All workers .............................................................
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
0.5
0.4
0.7
1.0
1.3
1.1
1.8
0.7
0.6
0.9
2.0
1.1
1.4
1.4
1.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.9
3.1
0.5
1.9
0.6
0.6
0.7
1.4
2.5
1.2
0.7
2.3
0.5
0.5
0.6
0.9
2.0
3.5
1.3
3.1
0.8
1.4
1.1
1.7
2.2
1.7
1.0
1.3
1.2
1.5
0.9
0.8
0.7
1.2
2.2
2.4
1.6
1.9
1.9
Full time .................................................................
Part time ................................................................
0.6
0.3
0.5
0.5
0.7
1.2
Union .....................................................................
Nonunion ...............................................................
1.4
0.5
1.4
0.4
1.0
0.7
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.3
0.2
0.5
0.9
1.0
1.4
0.5
0.4
0.5
0.7
0.6
0.9
1.2
1.6
1.0
1.1
1.1
1.7
Goods-producing industries ...................................
1.3
0.6
1.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
1.2
1.6
1.7
3.5
1.6
3.2
2.7
0.4
1.2
1.6
1.8
2.3
1.1
1.6
2.6
0.7
1.5
0.9
0.9
2.5
2.3
3.0
0.8
Establishment characteristics
See footnotes at end of table.
Table 3. Standard errors for retirement benefit combinations:
Access, civilian workers,1 National Compensation Survey, March
2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
0.5
0.4
1.1
0.8
0.8
1.2
0.4
0.4
1.2
0.6
0.7
1.1
1.0
1.1
2.2
0.9
1.2
1.3
1.4
2.7
1.3
0.7
1.0
1.6
0.9
1.4
1.6
2.7
0.9
1.3
1.2
0.8
1.4
0.9
0.7
0.7
2.8
1.0
0.7
0.8
1.5
1.0
2.3
0.9
1.4
2.2
1.6
1.1
1.6
3.1
1.7
1.4
1.5
2.8
1.4
2.5
1.6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, civilian
workers,1 National Compensation Survey, March 2014
(All workers participating in defined benefit plans = 100 percent)
Soft freeze3
Characteristics
All workers .............................................................
Open plans2
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze4
56
38
1
5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
50
52
49
45
45
38
47
55
1
1
(5)
–
5
9
3
–
45
64
57
47
55
59
54
70
54
29
42
53
34
23
36
26
–
–
–
–
2
3
1
1
–
–
–
–
10
15
9
3
78
61
67
62
71
21
31
25
28
23
–
2
1
–
1
–
6
6
–
5
Full time .................................................................
Part time ................................................................
55
63
38
34
1
–
5
–
Union .....................................................................
Nonunion ...............................................................
60
53
39
38
(5)
1
1
8
Average wage within the following categories6:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
59
71
56
57
54
51
35
27
37
36
41
42
(5)
–
1
1
1
1
6
–
6
6
4
6
Goods-producing industries ...................................
66
25
2
7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
54
50
41
42
40
68
40
48
58
58
59
26
1
(5)
–
–
–
–
5
2
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, civilian
workers,1 National Compensation Survey, March 2014—continued
(All workers participating in defined benefit plans = 100 percent)
Soft freeze3
Characteristics
Open plans2
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze4
Establishment characteristics
Hospitals ....................................................
Public administration .........................................
65
40
29
59
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
67
65
70
53
56
52
24
22
25
41
37
43
2
3
–
1
1
1
8
10
–
5
6
4
57
48
60
52
53
51
50
59
61
55
56
54
57
35
42
33
43
42
45
45
34
32
38
38
36
39
2
1
2
1
1
–
1
–
–
–
1
–
–
6
9
5
4
4
–
3
–
–
–
5
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,
except the federal government. See Technical Note for further explanation.
2 Plans open to new participants.
3 New employees are not allowed in the plan. Benefit accruals may continue for existing participants.
4 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is
calculated as of the day the plan was frozen.
5 Less than 0.5.
6 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard
freeze plans, civilian workers,1 National Compensation Survey, March 2014
(All workers participating in defined benefit plans = 100 percent)
Soft freeze3
Characteristics
All workers .............................................................
Open plans2
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze4
1.2
1.1
0.2
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.5
2.6
1.6
1.6
1.4
2.2
1.6
1.6
0.2
0.3
0.1
–
0.4
1.0
0.4
–
1.7
5.2
2.3
2.2
1.9
3.8
1.9
2.2
1.7
4.4
2.2
2.2
1.5
2.8
1.6
1.7
–
–
–
–
0.4
1.4
0.3
0.5
–
–
–
–
0.9
2.2
1.0
1.0
2.4
3.3
2.0
3.0
2.6
2.3
2.8
1.7
2.9
2.0
–
1.0
0.6
–
0.4
–
1.9
1.5
–
1.8
Full time .................................................................
Part time ................................................................
1.2
2.4
1.1
2.3
0.2
–
0.4
–
Union .....................................................................
Nonunion ...............................................................
1.3
1.5
1.2
1.4
0.1
0.3
0.3
0.6
Average wage within the following categories5:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.6
4.1
1.8
1.5
1.4
2.1
3.1
4.0
1.6
1.4
1.4
2.1
0.1
–
0.3
0.3
0.2
0.3
1.2
–
0.7
0.7
0.4
0.7
Goods-producing industries ...................................
2.2
2.0
0.6
1.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
1.3
1.9
1.4
1.4
2.5
3.8
1.2
1.8
1.4
1.4
2.5
3.1
0.2
0.1
–
–
–
–
0.4
0.4
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard
freeze plans, civilian workers,1 National Compensation Survey, March
2014—continued
(All workers participating in defined benefit plans = 100 percent)
Soft freeze3
Characteristics
Open plans2
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze4
Establishment characteristics
Hospitals ....................................................
Public administration .........................................
4.2
1.9
3.8
1.9
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.5
3.2
3.0
1.3
2.2
1.4
2.0
2.3
2.9
1.1
1.9
1.3
0.6
1.0
–
0.2
0.4
0.1
1.1
1.8
–
0.4
0.9
0.4
2.7
3.5
3.4
1.9
3.0
5.0
2.1
1.9
2.3
2.9
2.5
5.3
2.7
2.2
3.2
2.7
1.9
2.9
4.5
2.2
1.7
2.0
3.1
2.4
5.0
2.8
0.5
0.4
0.7
0.2
0.2
–
0.6
–
–
–
0.4
–
–
1.0
1.8
1.0
0.4
0.6
–
0.6
–
–
–
0.8
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,
except the federal government. See Technical Note for further explanation.
2 Plans open to new participants.
3 New employees are not allowed in the plan. Benefit accruals may continue for existing participants.
4 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is
calculated as of the day the plan was frozen.
5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
civilian workers,2 National Compensation Survey, March 2014
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits3
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
12
45
43
13
8
15
15
43
46
43
47
44
47
43
38
14
9
18
17
10
–
11
12
47
44
49
61
52
–
54
47
39
47
33
21
38
54
35
40
–
10
5
–
6
54
43
29
–
38
–
47
65
75
56
Full time .................................................................
Part time ................................................................
12
20
45
38
43
42
Union .....................................................................
Nonunion ...............................................................
19
8
46
44
35
48
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
–
14
12
12
15
47
57
49
46
42
37
48
–
36
42
46
48
Goods-producing industries ...................................
7
27
65
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
13
16
17
16
18
11
47
46
47
46
51
44
40
38
37
39
31
45
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
civilian workers,2 National Compensation Survey, March
2014—continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits3
Characteristics
1 year
2 to 5 years
Greater than
5 years
Establishment characteristics
Hospitals ....................................................
Public administration .........................................
12
20
37
53
51
27
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7
7
–
13
7
15
52
52
52
44
45
43
41
41
–
43
48
42
1
–
1
8
4
–
6
10
11
–
33
–
43
44
50
42
48
70
–
24
48
43
58
36
59
29
55
–
57
44
25
55
69
42
46
–
31
–
28
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the
public sector, except the federal government. See Technical Note for further explanation.
3 The length of time is calculated based on the year the plan was modified. For example, plans frozen
after January 2013 are included in the "1 year" column. Those frozen between 2009 and 2012 are included in
the "2 to 5 year" column and plans frozen before 2009 are included in the "Greater than 5 years" column.
4 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, civilian workers,2 National Compensation Survey,
March 2014
Time since plan closed to new workers or
stopped accruing benefits3
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
1.1
1.3
1.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
1.1
1.7
2.3
1.6
2.3
1.8
2.3
1.6
2.5
1.8
2.1
2.2
2.4
2.4
2.9
1.2
–
1.4
2.8
2.3
4.6
2.4
2.7
1.9
–
1.9
3.5
2.3
4.4
2.8
2.7
2.1
5.2
2.1
3.3
–
1.7
0.8
–
1.5
5.4
4.1
2.8
–
3.9
–
4.2
2.9
3.7
4.0
Full time .................................................................
Part time ................................................................
1.1
3.9
1.3
3.1
1.4
3.5
Union .....................................................................
Nonunion ...............................................................
1.7
1.2
1.6
1.8
2.0
1.9
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.5
–
2.5
0.9
1.3
1.7
4.9
6.6
2.4
1.7
1.4
1.7
5.4
–
2.4
1.8
1.5
2.0
Goods-producing industries ...................................
1.5
3.0
3.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
1.2
1.8
2.0
1.8
3.8
2.6
1.4
1.8
2.0
2.0
4.1
4.2
1.5
1.6
1.8
1.9
3.7
4.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, civilian workers,2 National Compensation Survey,
March 2014—continued
Time since plan closed to new workers or
stopped accruing benefits3
Characteristics
1 year
2 to 5 years
Greater than
5 years
Establishment characteristics
Hospitals ....................................................
Public administration .........................................
3.3
2.3
4.3
2.8
4.6
3.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
1.8
–
1.1
1.5
1.4
4.1
4.1
6.7
1.2
2.5
1.4
3.8
4.2
–
1.3
2.4
1.6
0.3
–
0.4
1.9
0.8
–
0.9
1.8
1.1
–
3.2
–
3.6
1.4
2.0
1.8
2.2
3.1
–
1.7
3.5
3.8
6.8
2.4
4.0
2.3
1.4
–
1.7
2.6
2.8
9.0
1.8
2.7
3.7
–
3.6
–
4.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the
public sector, except the federal government. See Technical Note for further explanation.
3 The length of time is calculated based on the year the plan was modified. For example, plans frozen
after January 2013 are included in the "1 year" column. Those frozen between 2009 and 2012 are included in
the "2 to 5 year" column and plans frozen before 2009 are included in the "Greater than 5 years" column.
4 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, civilian workers,2 National Compensation
Survey, March 2014
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives to frozen plans3
Characteristics
All workers .............................................................
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
Other
4
96
57
16
13
22
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers:
Primary, secondary, and special education
school teachers .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3
5
2
97
95
98
63
37
71
14
22
12
13
23
9
21
24
20
1
–
1
–
3
2
9
21
8
2
6
5
7
100
97
98
91
79
92
98
94
95
93
94
83
90
43
8
48
49
23
8
38
6
6
7
16
7
17
29
28
29
27
–
2
1
21
40
18
12
17
21
–
19
22
23
22
26
21
17
34
39
29
–
–
–
1
–
1
–
–
–
–
Full time .................................................................
Part time ................................................................
4
10
96
90
57
58
16
11
13
11
23
18
1
–
Union .....................................................................
Nonunion ...............................................................
1
7
99
93
75
44
16
15
3
20
24
21
–
1
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
14
40
5
4
3
2
86
60
95
96
97
98
55
36
60
56
57
54
8
–
10
17
18
18
10
–
13
12
14
19
19
12
24
23
22
23
–
–
–
(5)
1
–
Goods-producing industries ...................................
5
95
8
30
29
33
–
Service-providing industries ..................................
Education and health services ...........................
Educational services:
Elementary and secondary schools .........
Health care and social assistance .................
Hospitals ....................................................
4
2
96
98
63
83
14
7
11
4
21
19
1
1
–
10
11
100
90
89
94
42
37
6
11
12
–
18
17
19
30
30
–
4
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
4
4
4
5
8
3
96
96
96
95
92
97
39
33
48
60
49
64
17
16
19
15
20
13
25
30
15
12
12
11
20
17
26
23
25
22
3
–
–
(5)
–
–
Establishment characteristics
See footnotes at end of table.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, civilian workers,2 National Compensation
Survey, March 2014—continued
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives to frozen plans3
Characteristics
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
Other
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
5
5
4
5
5
5
4
5
4
6
3
4
3
95
95
96
95
95
95
96
95
96
94
97
96
97
59
60
58
62
59
70
64
47
49
45
56
62
54
12
11
12
14
15
–
13
21
21
20
17
–
20
13
22
10
10
13
–
8
15
13
19
16
15
17
28
10
35
23
34
8
14
21
27
10
16
17
–
–
–
–
–
–
–
–
5
( )
–
–
–
–
–
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical
Note for further explanation.
3 The sum of the individual components may be greater than the total because some employers offer more than one alternative.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
5 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, civilian workers,2
National Compensation Survey, March 2014
Alternatives to frozen plans
Characteristics
All workers .............................................................
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
Other
0.4
0.4
1.4
1.1
0.8
1.4
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers:
Primary, secondary, and special education
school teachers .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
1.0
0.4
0.4
1.0
0.4
1.6
2.4
1.6
1.3
1.8
1.3
1.0
1.9
0.9
1.6
2.6
1.7
0.2
–
0.2
–
0.6
0.7
1.1
4.1
1.0
0.9
1.4
1.7
2.0
0.0
0.6
0.7
1.1
4.1
1.0
0.9
1.4
1.7
2.0
0.9
1.7
2.1
2.2
2.7
2.4
2.8
2.4
2.2
4.9
0.8
1.1
1.8
1.4
2.5
1.6
3.0
3.1
4.6
3.7
–
0.5
0.2
1.6
4.9
1.7
2.3
2.3
4.7
–
2.1
2.2
3.4
1.7
4.4
1.7
2.1
3.0
4.5
4.2
–
–
–
0.3
–
0.3
–
–
–
–
Full time .................................................................
Part time ................................................................
0.4
1.6
0.4
1.6
1.5
3.5
1.1
2.3
0.8
1.6
1.4
2.6
0.3
–
Union .....................................................................
Nonunion ...............................................................
0.2
0.6
0.2
0.6
1.9
2.0
1.8
1.2
0.5
1.3
2.0
1.6
–
0.3
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.0
8.0
0.8
0.6
0.4
0.5
3.0
8.0
0.8
0.6
0.4
0.5
4.5
6.8
2.2
2.0
1.7
2.3
2.4
–
1.1
1.6
1.5
2.1
1.8
–
1.3
1.1
1.3
2.1
3.3
3.1
2.2
1.9
1.4
2.2
–
–
–
0.2
0.3
–
Goods-producing industries ...................................
1.4
1.4
2.2
3.3
3.7
3.4
–
Service-providing industries ..................................
Education and health services ...........................
Educational services:
Elementary and secondary schools .........
Health care and social assistance .................
Hospitals ....................................................
0.4
0.5
0.4
0.5
1.4
1.4
1.1
0.8
0.7
0.6
1.5
1.5
0.3
0.3
–
2.4
2.9
0.0
2.4
2.9
0.8
4.8
5.8
0.8
2.3
2.9
–
2.9
3.4
1.9
3.8
4.2
–
1.6
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
0.8
1.7
0.4
1.2
0.5
0.8
0.8
1.7
0.4
1.2
0.5
3.4
3.9
6.0
1.5
2.8
1.7
2.7
3.1
4.5
1.0
2.2
1.1
2.9
3.9
3.0
0.9
1.7
1.0
3.1
3.4
5.5
1.3
2.5
1.5
1.3
–
–
0.2
–
–
Establishment characteristics
See footnotes at end of table.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, civilian workers,2
National Compensation Survey, March 2014—continued
Alternatives to frozen plans
Characteristics
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
Other
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
0.7
1.6
0.9
0.8
1.0
2.0
1.4
0.6
0.7
1.2
0.8
1.7
0.9
0.7
1.6
0.9
0.8
1.0
2.0
1.4
0.6
0.7
1.2
0.8
1.7
0.9
2.6
4.6
2.9
2.6
3.4
5.5
5.1
2.5
2.6
5.4
3.4
5.9
4.0
1.5
2.2
2.0
1.5
1.7
–
2.9
1.9
2.5
2.8
3.7
–
4.8
1.6
4.5
1.1
1.1
1.3
–
1.6
2.0
2.7
3.2
2.2
1.5
2.8
1.8
1.6
2.0
2.5
4.0
2.7
2.9
2.4
3.3
2.9
3.8
4.3
–
–
–
–
–
–
–
–
(4)
–
–
–
–
–
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical
Note for further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
4 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2014
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
68
32
82
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
69
71
68
60
31
29
32
40
84
85
83
79
16
15
17
21
56
65
65
77
68
74
66
63
44
35
35
23
32
26
34
37
77
82
79
88
82
84
81
79
23
18
21
12
18
16
19
21
50
71
67
69
66
50
29
33
31
34
74
82
82
83
82
26
18
18
17
18
Full time .................................................................
Part time ................................................................
68
68
32
32
82
82
18
18
Union .....................................................................
Nonunion ...............................................................
61
68
39
32
80
82
20
18
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
72
72
66
67
68
71
28
28
34
33
32
29
82
81
80
82
83
85
18
19
20
18
17
15
Goods-producing industries ...................................
67
33
81
19
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
68
63
60
54
63
63
66
60
32
37
40
46
37
37
34
40
82
80
80
77
83
81
80
84
18
20
20
23
17
19
20
16
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2014—continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
66
65
68
69
71
66
34
35
32
31
29
34
81
80
83
83
84
81
19
20
17
17
16
19
68
73
66
71
69
77
72
64
62
68
67
69
66
32
27
34
29
31
23
28
36
38
32
33
31
34
87
89
86
83
80
88
85
78
79
77
81
83
80
13
11
14
17
20
12
15
22
21
23
19
17
20
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March 2014
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
0.9
0.9
0.7
0.7
1.3
1.6
1.6
3.7
1.3
1.6
1.6
3.7
1.0
1.2
1.2
3.5
1.0
1.2
1.2
3.5
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
6.2
2.4
3.1
4.0
0.9
1.4
1.2
2.5
6.2
2.4
3.1
4.0
0.9
1.4
1.2
2.5
5.7
2.3
3.3
2.6
1.1
1.4
1.2
2.4
5.7
2.3
3.3
2.6
1.1
1.4
1.2
2.4
3.3
3.3
1.4
1.7
2.1
3.3
3.3
1.4
1.7
2.1
3.6
3.2
1.4
1.6
1.9
3.6
3.2
1.4
1.6
1.9
Full time .................................................................
Part time ................................................................
1.0
1.9
1.0
1.9
0.7
1.8
0.7
1.8
Union .....................................................................
Nonunion ...............................................................
2.6
0.9
2.6
0.9
1.8
0.8
1.8
0.8
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
2.8
1.6
1.1
1.2
1.5
1.7
2.8
1.6
1.1
1.2
1.5
1.8
2.9
1.5
0.8
1.0
1.2
1.8
2.9
1.5
0.8
1.0
1.2
Goods-producing industries ...................................
1.5
1.5
1.3
1.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.1
2.4
2.8
4.9
3.1
2.9
2.0
6.4
1.1
2.4
2.8
4.9
3.1
2.9
2.0
6.4
0.9
1.8
2.5
5.4
2.3
2.2
1.9
2.9
0.9
1.8
2.5
5.4
2.3
2.2
1.9
2.9
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March
2014—continued
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
1.7
2.1
2.5
0.9
1.1
1.3
1.7
2.1
2.5
0.9
1.1
1.3
1.4
1.7
2.2
0.8
1.1
1.1
1.4
1.7
2.2
0.8
1.1
1.1
2.5
1.5
3.0
1.2
1.8
2.1
2.3
2.1
2.2
4.5
2.0
3.3
2.6
2.5
1.5
3.0
1.2
1.8
2.1
2.3
2.1
2.2
4.5
2.0
3.3
2.6
1.2
1.1
1.6
1.1
1.6
2.6
1.8
1.9
2.0
4.1
1.5
2.8
1.7
1.2
1.1
1.6
1.1
1.6
2.6
1.8
1.9
2.0
4.1
1.5
2.8
1.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2014
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
72
58
81
72
53
74
88
94
85
86
75
82
72
75
85
86
85
87
88
94
85
85
68
73
66
69
78
77
78
81
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
97
83
46
69
72
61
79
78
86
68
32
59
57
46
64
65
88
82
70
86
79
75
81
83
97
82
46
69
72
61
78
78
79
62
30
57
52
41
58
61
81
75
65
82
72
67
74
78
72
85
77
85
70
60
69
63
70
56
84
82
81
82
81
72
84
77
85
69
58
65
57
64
51
81
77
75
76
74
Full time .................................................................
Part time ................................................................
88
23
72
14
82
63
88
23
66
13
76
56
Union .....................................................................
Nonunion ...............................................................
95
68
85
54
89
79
94
68
79
49
83
72
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
22
77
88
94
95
24
13
61
74
81
84
64
58
79
85
86
88
38
22
77
88
94
95
22
12
56
69
74
75
59
54
73
79
79
80
Goods-producing industries ...................................
86
72
84
86
67
78
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
70
80
86
88
86
76
90
88
56
65
75
76
77
58
76
82
80
81
87
86
89
76
85
92
70
80
86
88
86
76
89
88
51
60
69
69
72
54
69
77
73
75
80
79
83
71
77
88
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2014—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
47
37
79
26
21
79
70
52
74
62
68
59
55
50
56
47
46
81
83
81
84
34
36
34
33
28
30
27
26
80
82
80
80
85
92
83
83
67
71
65
67
78
77
78
81
62
63
26
45
47
39
52
46
53
50
19
37
37
29
41
37
85
79
71
83
78
76
79
80
37
30
17
29
23
15
28
30
30
24
12
24
18
12
22
25
81
78
74
81
78
78
78
82
93
82
45
68
71
60
77
77
75
61
29
55
51
40
57
60
81
75
65
81
72
68
74
78
41
50
49
54
44
34
39
39
44
35
83
78
80
80
79
29
31
27
28
26
25
24
22
22
22
84
79
82
79
84
69
83
75
83
68
56
63
56
63
50
80
77
75
76
74
Full time .................................................................
Part time ................................................................
58
14
46
9
80
64
32
8
25
6
80
72
86
22
65
12
76
56
Union .....................................................................
Nonunion ...............................................................
74
43
63
33
86
77
57
21
49
16
85
76
93
67
77
48
83
72
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
19
11
47
58
70
76
12
6
36
48
58
63
65
57
77
82
83
83
10
6
23
33
42
46
7
4
18
27
34
38
68
62
78
82
81
82
36
21
75
87
92
93
21
11
54
68
72
74
59
53
73
78
79
79
Goods-producing industries ...................................
57
47
82
32
26
82
84
66
78
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
45
49
54
54
57
45
69
62
36
38
45
45
48
34
56
55
78
79
83
83
84
75
81
88
25
27
32
34
33
23
38
45
20
21
25
26
25
17
30
39
79
78
78
79
76
77
79
87
68
78
84
86
86
73
89
86
50
58
67
68
72
52
68
75
73
75
80
79
83
70
77
87
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2014—continued
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
58
54
70
85
81
90
44
41
54
71
64
78
76
75
78
84
80
87
58
54
70
85
80
90
41
38
51
64
58
71
72
71
72
76
72
79
72
70
73
73
73
74
73
73
74
71
70
68
71
58
55
59
58
58
59
58
58
58
58
59
56
61
81
79
82
79
79
79
79
80
79
81
84
82
85
72
70
72
73
73
74
73
72
73
71
70
67
71
54
50
55
53
53
55
53
52
53
52
54
51
56
75
71
76
73
73
74
73
72
72
73
78
76
78
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2014—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
31
27
42
61
55
69
23
21
32
50
43
57
75
76
75
81
78
83
17
14
26
35
27
43
13
10
19
28
21
35
75
75
76
81
80
82
56
52
68
84
79
89
40
37
49
63
57
70
71
71
72
76
72
79
49
48
50
41
43
37
40
48
48
47
53
47
56
39
38
40
32
33
27
31
37
38
37
44
39
46
79
78
79
76
77
73
78
78
78
79
83
83
83
27
17
31
21
24
16
18
24
25
20
36
24
42
22
12
25
16
17
13
14
18
20
15
31
20
35
80
73
81
75
72
80
78
78
78
78
84
83
84
70
67
71
72
71
73
72
71
72
69
69
66
70
52
47
54
52
52
54
52
51
52
51
53
50
54
74
71
76
73
73
74
73
72
72
73
77
76
78
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2014
Health care3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.3
0.7
0.5
0.4
0.7
0.8
0.9
1.1
0.7
0.9
0.9
1.2
0.4
0.6
0.6
0.8
0.7
0.7
0.9
1.1
0.7
0.9
0.9
1.2
0.5
0.8
0.6
0.9
0.5
2.0
1.6
2.9
0.9
1.3
1.1
1.6
0.9
2.3
1.2
2.7
0.8
1.3
1.0
1.6
0.8
1.9
1.4
1.9
0.5
1.0
0.6
0.9
0.5
2.0
1.6
2.9
0.9
1.3
1.1
1.6
1.1
2.1
1.1
2.6
0.8
1.2
1.0
1.5
1.0
1.8
1.4
1.9
0.6
1.1
0.7
1.0
2.7
1.6
1.7
1.5
2.3
2.5
1.7
1.5
1.6
2.0
1.4
1.2
0.7
1.0
1.0
2.7
1.6
1.7
1.5
2.3
2.5
1.7
1.4
1.5
2.0
1.5
1.4
0.8
1.1
1.2
Full time .................................................................
Part time ................................................................
0.6
1.0
0.5
0.7
0.3
1.7
0.5
1.0
0.5
0.6
0.4
1.7
Union .....................................................................
Nonunion ...............................................................
0.5
0.8
0.6
0.7
0.5
0.4
0.5
0.8
0.7
0.6
0.6
0.5
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.5
0.9
0.7
0.5
0.7
1.0
1.0
0.8
0.7
0.6
0.9
1.4
2.4
0.6
0.5
0.4
0.6
1.2
1.5
0.9
0.7
0.5
0.7
0.9
0.9
0.8
0.7
0.6
0.9
1.4
2.5
0.6
0.6
0.5
0.8
Goods-producing industries ...................................
0.9
1.0
0.7
0.9
1.0
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.3
0.7
0.5
1.4
2.0
0.8
1.5
0.7
1.3
0.8
0.7
1.6
2.0
0.9
1.4
0.4
0.8
0.6
0.7
0.9
1.4
0.7
0.8
0.7
1.3
0.7
0.5
1.4
2.0
0.8
1.5
0.6
1.2
0.8
0.7
1.7
1.9
1.0
1.4
0.4
0.8
0.7
0.8
1.2
1.3
0.8
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2014—continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.5
0.6
0.5
0.5
0.7
0.6
0.4
1.1
1.4
1.3
1.8
0.9
1.2
1.1
1.6
0.6
0.7
0.7
1.1
1.1
1.4
1.3
1.7
0.9
1.3
1.1
1.4
0.6
0.8
0.8
1.9
0.8
0.8
1.0
1.6
0.7
0.9
0.9
1.5
0.5
0.8
0.6
0.9
2.2
2.9
1.3
2.7
1.0
1.2
1.3
1.8
2.0
2.6
0.9
2.4
0.8
1.1
1.0
1.5
1.3
1.9
1.7
2.3
0.6
1.0
0.7
1.2
2.3
3.3
0.9
2.7
0.8
1.0
1.1
1.6
1.9
2.8
0.7
2.2
0.7
0.8
0.9
1.4
2.3
1.5
1.8
2.3
1.0
2.1
1.1
1.4
1.9
2.0
1.5
2.9
0.9
1.4
1.1
1.6
1.8
2.0
1.1
2.6
0.8
1.3
0.9
1.5
1.0
1.8
1.4
1.9
0.6
1.1
0.7
1.1
2.8
2.4
1.5
2.0
1.8
2.4
2.0
1.4
1.8
1.7
2.0
1.7
1.1
1.3
1.5
2.7
1.9
1.3
1.7
1.5
2.4
1.6
1.1
1.4
1.4
2.1
2.1
1.2
2.1
1.1
2.7
1.7
1.7
1.5
2.3
2.4
1.7
1.4
1.5
1.9
1.5
1.5
0.8
1.1
1.2
Full time .................................................................
Part time ................................................................
0.8
0.8
0.7
0.5
0.4
1.8
0.8
0.6
0.6
0.4
0.5
2.4
0.6
1.0
0.5
0.6
0.4
1.7
Union .....................................................................
Nonunion ...............................................................
1.1
0.7
1.0
0.6
0.7
0.5
1.2
0.7
1.1
0.5
0.7
0.8
0.7
0.8
0.8
0.6
0.6
0.4
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.1
1.1
0.9
0.9
1.3
0.6
0.6
0.9
0.7
0.9
1.4
1.8
3.5
0.8
0.5
0.6
1.0
0.7
0.8
0.9
0.9
1.1
1.6
0.5
0.4
0.7
0.8
0.9
1.5
2.2
3.8
0.9
0.7
0.6
1.0
1.2
1.5
0.9
0.7
0.5
0.7
0.9
0.9
0.8
0.7
0.6
0.9
1.4
2.5
0.6
0.6
0.5
0.8
Goods-producing industries ...................................
1.4
1.2
0.9
1.4
1.2
1.2
0.9
1.0
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.7
1.4
1.8
2.3
2.6
2.2
2.6
0.6
1.3
1.3
1.5
2.1
2.0
2.0
2.3
0.5
0.8
0.9
1.2
1.0
1.3
0.9
0.9
0.7
1.3
1.4
1.9
2.3
2.1
3.4
2.4
0.5
1.1
1.2
1.4
2.0
1.7
2.8
2.2
0.6
1.0
1.5
1.9
2.3
1.2
1.2
1.3
0.7
1.4
0.7
0.7
1.4
2.1
0.9
1.7
0.6
1.2
0.8
0.8
1.7
1.8
1.0
1.6
0.4
0.8
0.7
0.8
1.2
1.2
0.9
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2014—continued
Health care3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
1.1
1.2
1.9
0.6
1.1
0.7
1.0
1.1
1.8
0.6
1.1
0.8
0.7
0.9
1.4
0.3
0.7
0.4
1.1
1.2
1.9
0.6
1.1
0.7
0.9
1.1
1.7
0.6
1.0
0.8
0.7
0.9
1.4
0.4
0.7
0.6
2.1
4.1
2.4
1.1
1.7
2.7
1.7
1.1
1.3
2.2
1.4
1.8
1.8
1.7
3.6
1.8
1.1
1.6
3.1
1.8
1.0
1.3
1.5
1.2
2.1
1.4
0.5
1.2
0.6
0.7
0.9
2.3
1.3
0.7
0.9
0.8
0.7
1.7
0.8
2.0
4.1
2.3
1.1
1.7
2.7
1.6
1.2
1.3
2.3
1.4
1.9
1.8
1.3
2.8
1.3
1.1
1.6
3.2
1.6
0.9
1.2
1.3
1.1
2.0
1.3
0.7
1.4
0.9
0.8
0.9
2.5
1.4
0.8
1.1
1.2
0.7
1.3
0.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2014—continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
1.0
1.1
2.1
0.9
1.2
1.2
0.8
0.9
1.8
0.7
1.1
1.1
1.0
1.2
1.7
0.4
0.9
0.6
0.8
0.8
1.8
0.9
1.2
1.3
0.6
0.6
1.4
0.7
1.1
1.0
1.0
1.4
1.4
0.6
1.0
0.7
1.1
1.2
2.0
0.6
1.1
0.7
0.9
1.1
1.8
0.6
1.0
0.8
0.7
0.9
1.4
0.4
0.7
0.6
1.8
3.8
2.0
1.2
1.7
2.0
2.1
1.4
1.5
2.9
1.2
2.4
1.4
1.5
3.3
1.6
1.0
1.5
1.2
1.6
1.0
1.1
1.9
1.2
2.0
1.4
0.9
1.7
1.0
1.0
1.3
1.5
2.1
0.7
0.7
1.5
0.8
1.2
1.1
1.5
1.2
2.0
1.0
1.5
1.4
2.0
1.1
1.4
1.6
1.6
4.0
1.1
1.2
1.2
1.5
0.7
1.0
1.3
1.4
1.0
1.2
1.5
1.3
3.4
0.9
0.9
3.1
1.0
1.4
1.9
2.2
2.5
1.0
1.2
2.1
0.6
1.2
0.7
1.9
3.4
2.4
1.1
1.7
2.6
1.9
1.2
1.4
2.1
1.4
1.9
1.8
1.2
2.2
1.4
1.1
1.6
3.3
1.7
0.9
1.3
1.3
1.1
2.1
1.2
0.7
1.4
0.8
0.8
0.8
2.6
1.4
0.9
1.1
1.3
0.8
1.4
0.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2014
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
81
19
69
31
83
81
83
87
17
19
17
13
70
70
70
68
30
30
30
32
87
80
80
85
78
73
81
80
13
20
20
15
22
27
19
20
67
70
65
75
67
63
69
67
33
30
35
25
33
37
31
33
82
79
80
79
80
18
21
20
21
20
68
67
72
73
72
32
33
28
27
28
Full time .................................................................
Part time ................................................................
81
74
19
26
69
64
31
36
Union .....................................................................
Nonunion ...............................................................
87
79
13
21
81
66
19
34
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
71
80
81
83
83
24
29
20
19
17
17
58
57
67
70
73
74
42
43
33
30
27
26
Goods-producing industries ...................................
80
20
73
27
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
81
83
86
86
85
81
82
88
19
17
14
14
15
19
18
12
68
67
66
64
71
68
74
77
32
33
34
36
29
32
26
23
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2014—continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
80
78
81
79
83
21
20
22
19
21
17
63
62
64
72
70
74
37
38
36
28
30
26
82
78
83
79
79
79
80
80
80
81
82
82
82
18
22
17
21
21
21
20
20
20
19
18
18
18
76
74
77
63
64
61
61
71
73
66
70
69
70
24
26
23
37
36
39
39
29
27
34
30
31
30
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2014
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.4
0.4
0.3
0.4
0.4
0.5
0.3
0.4
0.4
0.5
0.5
0.6
0.7
1.1
0.5
0.6
0.7
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.6
1.3
0.7
0.6
0.3
0.5
0.3
0.6
0.6
1.3
0.7
0.6
0.3
0.5
0.3
0.6
1.3
1.7
1.4
1.2
0.5
0.8
0.5
1.1
1.3
1.7
1.4
1.2
0.5
0.8
0.5
1.1
1.0
0.7
0.5
0.6
0.6
1.0
0.7
0.5
0.6
0.6
1.5
1.6
0.6
0.7
1.1
1.5
1.6
0.6
0.7
1.1
Full time .................................................................
Part time ................................................................
0.2
0.9
0.2
0.9
0.4
1.0
0.4
1.0
Union .....................................................................
Nonunion ...............................................................
0.4
0.2
0.4
0.2
0.4
0.5
0.4
0.5
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
1.4
0.3
0.4
0.3
0.4
0.7
1.4
0.3
0.4
0.3
0.4
1.0
1.7
0.7
0.6
0.5
0.6
1.0
1.7
0.7
0.6
0.5
0.6
Goods-producing industries ...................................
0.5
0.5
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.2
0.4
0.5
0.5
0.8
0.7
0.8
0.5
0.2
0.4
0.5
0.5
0.8
0.7
0.8
0.5
0.5
0.8
1.0
1.0
2.2
1.0
0.6
0.8
0.5
0.8
1.0
1.0
2.2
1.0
0.6
0.8
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2014—continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.4
0.5
0.7
0.3
0.3
0.3
0.4
0.5
0.7
0.3
0.3
0.3
0.8
1.2
1.0
0.4
0.5
0.4
0.8
1.2
1.0
0.4
0.5
0.4
0.5
0.4
0.7
0.4
0.4
1.4
0.6
0.5
0.5
1.1
0.4
1.0
0.5
0.5
0.4
0.7
0.4
0.4
1.4
0.6
0.5
0.5
1.1
0.4
1.0
0.5
0.6
0.8
0.8
0.7
0.9
2.5
1.2
1.2
0.7
3.2
0.7
0.7
0.9
0.6
0.8
0.8
0.7
0.9
2.5
1.2
1.2
0.7
3.2
0.7
0.7
0.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2014
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$400.49
18
$505.75
82
$377.84
$113.24
100
100
100
100
422.68
402.56
431.82
476.68
19
14
21
31
496.82
501.29
495.44
516.97
81
86
79
69
405.23
385.96
414.74
458.54
111.59
110.05
112.34
115.36
100
100
100
100
100
100
100
100
479.63
410.20
396.49
467.15
373.82
317.85
396.13
412.68
33
11
19
24
15
9
18
27
518.31
536.67
503.89
519.14
485.05
408.93
499.34
590.92
67
89
81
76
85
91
82
73
460.92
393.87
371.89
451.24
353.90
309.47
373.64
357.40
120.06
113.75
108.92
107.09
117.05
126.00
113.07
120.94
100
100
100
100
100
434.37
396.89
385.56
383.65
387.71
37
19
15
14
17
610.64
567.41
498.70
515.96
482.74
63
81
85
86
83
356.79
357.79
366.22
363.49
369.40
119.13
122.07
110.63
111.32
109.83
Full time .................................................................
Part time ................................................................
100
100
403.37
352.36
18
15
507.21
472.80
82
85
380.62
333.91
111.78
136.21
Union .....................................................................
Nonunion ...............................................................
100
100
500.94
374.47
34
14
575.72
464.46
66
86
465.84
359.79
114.24
113.03
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
337.45
309.72
380.85
407.92
432.34
432.46
15
11
16
19
21
20
445.49
468.76
476.62
510.45
534.54
514.06
85
89
84
81
79
80
320.04
292.21
363.32
384.75
406.45
412.60
119.09
123.59
112.70
112.09
112.42
111.42
Goods-producing industries ...................................
100
394.01
18
548.66
82
365.59
109.37
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
401.89
434.23
461.23
470.61
447.35
410.97
427.62
495.33
18
20
26
30
17
15
14
27
497.80
501.69
508.32
518.21
487.78
491.64
536.79
549.41
82
80
74
70
83
85
86
73
380.58
417.12
444.40
449.92
438.79
396.77
409.54
475.89
114.11
112.10
114.06
119.68
99.34
110.64
109.82
98.31
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2014—continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$385.81
386.64
383.93
409.03
387.78
426.72
23
25
18
16
14
17
$495.14
493.02
502.00
514.79
508.92
518.56
77
75
82
84
86
83
$354.68
352.33
359.56
390.19
369.68
408.08
$121.67
121.80
121.40
108.74
110.89
106.86
100
100
100
100
100
100
100
100
100
100
100
100
100
440.59
418.90
447.86
373.21
383.16
353.15
366.72
393.80
401.03
378.79
415.52
402.46
420.97
21
11
24
15
13
12
21
16
15
17
23
22
24
541.86
521.61
544.63
464.06
487.41
435.12
447.54
511.81
524.11
489.17
516.41
488.50
527.08
79
89
76
85
87
88
79
84
85
83
77
78
76
414.91
407.90
417.69
357.33
367.93
342.98
346.02
372.96
380.30
357.37
385.59
378.90
388.45
121.55
128.05
118.96
110.77
112.63
103.34
111.58
110.51
113.01
105.19
113.16
107.12
115.74
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2014
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$3.25
0.7
$7.15
0.7
$3.03
$0.90
3.09
5.19
3.50
5.68
1.1
1.1
1.3
1.9
7.55
17.54
7.88
12.39
1.1
1.1
1.3
1.9
3.44
5.43
3.92
6.16
1.57
1.56
2.08
3.82
6.77
10.18
10.62
7.83
3.72
5.10
4.12
9.01
2.1
2.0
1.5
2.2
0.8
0.9
1.0
1.7
12.44
26.23
16.17
15.79
11.24
18.05
11.72
24.63
2.1
2.0
1.5
2.2
0.8
0.9
1.0
1.7
7.34
9.93
10.44
8.90
3.64
5.03
4.23
7.16
4.82
4.45
2.15
3.18
1.26
2.28
1.62
2.95
16.71
9.53
5.00
6.34
7.81
2.6
1.9
1.3
1.5
1.5
32.65
33.25
16.32
22.02
24.86
2.6
1.9
1.3
1.5
1.5
15.36
6.61
4.92
6.81
7.40
4.38
4.00
1.88
2.91
2.25
Full time .................................................................
Part time ................................................................
3.32
7.04
0.7
1.3
7.40
24.90
0.7
1.3
3.05
7.06
0.91
3.17
Union .....................................................................
Nonunion ...............................................................
6.03
3.03
1.5
0.7
12.50
7.42
1.5
0.7
4.69
3.17
2.06
1.00
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.22
10.56
4.90
5.00
3.24
4.46
1.5
1.8
0.9
0.9
0.9
1.5
17.91
36.17
8.46
11.10
8.52
10.69
1.5
1.8
0.9
0.9
0.9
1.5
5.26
9.83
5.15
4.49
3.22
4.84
2.65
5.38
1.73
1.58
1.45
1.94
Goods-producing industries ...................................
6.11
1.1
17.53
1.1
5.35
2.24
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
3.37
5.61
4.86
6.07
6.68
8.29
6.10
10.16
0.7
1.5
1.9
1.8
3.9
2.2
2.7
2.2
7.71
8.37
9.64
12.36
8.50
13.75
13.74
30.10
0.7
1.5
1.9
1.8
3.9
2.2
2.7
2.2
3.34
5.99
5.46
6.17
7.19
8.80
5.14
6.62
1.07
2.17
3.59
4.24
4.95
2.85
2.61
2.80
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$5.30
6.46
9.37
3.11
4.19
3.42
1.1
1.5
1.7
0.7
0.8
1.2
$10.57
12.54
23.68
8.19
12.97
9.50
1.1
1.5
1.7
0.7
0.8
1.2
$5.76
6.63
8.65
2.70
4.03
3.17
$1.91
2.65
3.35
1.05
1.53
1.45
7.65
5.15
11.08
4.24
6.58
4.93
6.72
6.82
7.57
13.34
8.99
11.34
11.92
1.2
1.0
1.5
0.9
1.0
2.0
2.0
1.6
1.6
3.6
1.5
3.9
1.4
12.28
35.89
13.19
6.29
11.46
9.71
8.61
18.07
23.62
26.88
17.83
24.80
22.21
1.2
1.0
1.5
0.9
1.0
2.0
2.0
1.6
1.6
3.6
1.5
3.9
1.4
7.79
8.07
12.02
4.71
7.10
5.05
7.73
4.79
5.57
8.05
8.44
11.71
11.04
1.49
1.88
1.92
1.87
2.16
7.49
1.69
1.73
2.02
3.02
1.75
2.34
2.33
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2014
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
unknown
Other3
100
72
15
12
2
100
100
100
100
72
74
72
73
15
13
16
17
10
12
10
7
3
2
3
4
100
100
100
100
100
100
100
100
74
66
75
76
66
58
69
76
13
19
12
12
21
27
18
10
8
11
11
8
12
14
11
13
5
4
2
4
2
1
2
2
100
100
100
100
100
74
76
76
78
74
12
8
8
9
–
11
14
15
13
18
3
1
1
(4)
–
Full time .................................................................
Part time ................................................................
100
100
72
64
14
22
12
12
2
2
Union .....................................................................
Nonunion ...............................................................
100
100
74
71
10
16
11
12
5
1
Average wage within the following categories5:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
69
75
70
74
72
71
18
13
17
13
13
14
13
–
11
12
12
13
1
–
1
2
3
2
Goods-producing industries ...................................
100
75
10
13
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
71
72
71
75
66
73
60
73
16
17
20
15
29
15
23
14
11
8
6
7
3
9
12
5
2
3
3
4
2
3
4
8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2014—continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
unknown
Other3
100
100
100
100
100
100
76
74
79
70
71
68
10
10
9
17
16
18
13
15
9
11
11
11
1
1
2
2
1
3
100
100
100
100
100
100
100
100
100
100
100
100
100
72
83
68
74
75
76
72
70
73
65
69
67
70
14
–
17
15
17
14
14
13
14
–
15
16
14
10
9
11
10
8
–
–
16
12
23
12
16
11
3
–
4
1
1
–
–
1
1
–
4
1
5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
4 Less than 0.5.
5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee
participation by type of contribution, civilian workers,1 National Compensation Survey,
March 2014
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
unknown
Other3
0.0
0.8
0.6
0.7
0.2
0.0
0.0
0.0
0.0
1.1
1.6
1.4
2.1
1.1
1.2
1.4
2.0
0.7
1.1
0.8
1.2
0.3
0.4
0.4
1.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.2
4.8
2.4
2.7
1.1
1.8
1.4
2.5
1.8
5.0
1.2
2.0
0.9
1.6
1.1
1.2
1.5
1.6
2.3
1.6
0.7
1.4
0.7
2.4
1.3
1.0
0.4
0.7
0.3
0.2
0.4
0.5
0.0
0.0
0.0
0.0
0.0
3.1
3.5
1.4
1.7
2.0
2.5
1.1
0.8
1.2
–
2.4
3.4
1.2
1.5
1.7
1.2
0.3
0.4
0.1
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
2.5
0.6
2.1
0.7
1.5
0.2
0.7
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.4
0.9
0.8
0.7
1.1
0.8
0.7
0.2
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
2.0
2.8
1.4
1.0
1.0
1.6
1.4
2.0
1.2
0.8
0.8
1.2
1.7
–
1.2
0.7
0.7
1.3
0.2
–
0.3
0.3
0.4
0.3
Goods-producing industries ...................................
0.0
1.5
1.3
1.4
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.8
2.1
2.1
3.9
2.9
4.4
2.6
0.7
1.7
2.1
2.0
3.8
2.7
4.8
1.9
0.7
0.8
0.9
1.3
0.7
1.2
1.8
1.1
0.3
0.5
0.5
0.7
0.4
0.9
1.0
1.5
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee
participation by type of contribution, civilian workers,1 National Compensation Survey,
March 2014—continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
unknown
Other3
0.0
0.0
0.0
0.0
0.0
0.0
1.6
2.2
2.1
1.0
1.3
1.5
1.1
1.3
1.4
0.9
1.0
1.3
1.5
2.1
1.6
0.6
0.9
0.8
0.3
0.3
0.7
0.3
0.3
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.5
2.2
1.9
1.3
1.6
3.6
2.5
2.0
2.0
4.4
1.5
3.1
1.8
1.0
–
1.4
1.2
1.7
3.0
1.7
1.5
2.0
–
1.2
2.2
1.4
1.0
2.3
1.1
0.9
0.9
–
–
2.1
1.3
5.6
1.0
1.5
1.2
0.7
–
0.8
0.3
0.3
–
–
0.3
0.3
–
0.7
0.3
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2014
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$942.25
9
$1,262.15
91
$913.77
$449.04
100
100
100
100
989.85
987.21
991.05
973.20
8
7
8
11
1,302.28
1,401.67
1,265.94
1,269.04
92
93
92
89
964.01
958.20
966.70
935.21
453.41
443.44
458.02
512.21
100
100
100
100
100
100
100
100
962.40
1,018.63
882.63
1,101.26
880.25
768.83
924.51
934.20
14
3
9
9
7
5
8
17
1,270.58
1,376.55
1,277.54
1,360.53
1,132.97
1,098.80
1,141.11
1,370.25
86
97
91
91
93
95
92
83
914.44
1,005.84
846.22
1,076.84
862.14
753.19
906.83
868.57
542.23
444.80
473.28
390.42
455.68
457.18
455.07
480.95
100
100
100
100
100
935.62
933.16
975.61
990.44
958.80
25
10
10
9
12
1,336.19
1,415.73
1,240.21
1,249.26
1,232.92
75
90
90
91
88
849.37
881.35
948.94
968.88
925.54
499.19
468.81
391.78
380.38
405.15
Full time .................................................................
Part time ................................................................
100
100
949.53
821.84
9
8
1,273.17
1,030.91
91
92
920.34
807.25
446.65
487.72
Union .....................................................................
Nonunion ...............................................................
100
100
1,171.45
882.83
24
5
1,318.04
1,192.45
76
95
1,130.03
867.96
389.49
461.65
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
723.22
650.47
890.07
968.70
1,038.09
1,062.47
5
6
6
9
12
11
1,019.05
849.57
1,170.28
1,215.57
1,365.28
1,344.82
95
94
94
91
88
89
712.41
642.62
871.48
944.85
998.49
1,028.19
509.41
499.73
454.36
432.95
435.74
425.65
Goods-producing industries ...................................
100
996.59
12
1,290.71
88
964.36
395.33
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
930.60
948.22
936.75
912.55
1,009.62
958.26
1,077.02
1,120.24
8
7
9
11
4
6
5
10
1,254.41
1,203.65
1,315.50
1,334.22
1,272.04
1,052.08
1,327.18
1,289.19
92
93
91
89
96
94
95
90
903.17
928.74
900.48
860.56
998.20
952.66
1,063.78
1,103.52
460.29
491.45
512.24
561.60
410.82
473.86
404.53
370.41
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2014—continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$841.74
824.49
880.92
999.37
940.85
1,047.67
10
11
8
8
7
10
$1,209.47
1,207.60
1,215.45
1,297.64
1,273.80
1,309.86
90
89
92
92
93
90
$805.02
782.08
855.50
974.63
920.59
1,020.96
$515.31
519.78
505.48
411.95
427.19
398.88
100
100
100
100
100
100
100
100
100
100
100
100
100
1,114.79
1,103.00
1,118.78
823.50
850.06
777.04
802.87
965.16
999.85
893.31
952.52
888.62
980.06
16
9
18
3
3
4
3
9
10
7
11
8
12
1,315.40
1,294.99
1,318.29
1,246.05
1,265.23
1,366.25
1,121.68
1,216.46
1,216.61
1,215.97
1,237.84
1,088.65
1,278.28
84
91
82
97
97
96
97
91
90
93
89
92
88
1,078.61
1,087.46
1,075.23
811.54
837.18
758.91
795.64
941.84
976.98
871.55
920.27
873.13
941.57
413.08
408.52
414.82
484.76
487.95
466.76
488.49
420.60
401.25
459.30
448.96
426.51
459.09
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2014
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$8.92
0.4
$14.93
0.4
$8.95
$4.50
9.57
14.78
11.73
19.58
0.6
0.9
0.7
1.5
29.60
107.90
25.74
48.79
0.6
0.9
0.7
1.5
9.77
12.51
11.90
20.16
7.05
7.74
9.23
13.37
23.11
32.09
29.78
23.62
9.88
15.68
11.51
24.61
1.9
0.7
1.2
1.3
0.5
0.8
0.7
1.6
52.40
103.31
25.54
52.94
38.95
75.79
43.55
64.74
1.9
0.7
1.2
1.3
0.5
0.8
0.7
1.6
24.23
32.55
29.32
24.87
9.78
14.62
11.83
24.77
16.55
24.86
11.39
14.95
5.85
9.35
7.73
12.44
48.17
28.14
15.20
21.12
20.33
2.5
1.7
1.0
1.0
1.4
111.27
47.09
27.14
31.01
36.35
2.5
1.7
1.0
1.0
1.4
46.97
27.93
16.22
22.44
20.81
18.12
16.19
8.55
11.05
12.42
Full time .................................................................
Part time ................................................................
9.09
21.20
0.4
1.0
14.60
88.29
0.4
1.0
9.12
21.30
4.67
12.68
Union .....................................................................
Nonunion ...............................................................
15.28
9.04
1.3
0.5
32.40
37.57
1.3
0.5
12.20
9.66
6.87
4.98
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
16.74
23.56
13.84
14.47
7.88
13.12
0.7
1.4
0.6
0.7
0.7
1.0
84.07
147.27
35.52
34.44
16.87
33.67
0.7
1.4
0.6
0.7
0.7
1.0
16.59
23.36
14.37
13.84
7.82
12.35
12.19
26.17
8.49
6.29
6.06
8.62
Goods-producing industries ...................................
17.29
0.9
47.52
0.9
16.92
8.97
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
9.54
17.14
16.20
19.46
31.30
25.65
15.41
17.97
0.5
0.6
0.7
1.0
0.8
1.0
0.9
0.8
17.46
41.51
32.77
37.03
45.49
61.81
36.99
35.88
0.5
0.6
0.7
1.0
0.8
1.0
0.9
0.8
9.86
16.88
16.58
19.16
32.46
25.41
15.76
19.42
5.14
10.66
10.43
11.76
21.10
15.44
12.76
10.28
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
Percent of
Percent of
employer
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$15.18
19.35
26.67
7.81
12.63
8.27
0.8
1.2
1.1
0.5
0.6
0.7
$30.16
38.38
58.25
23.17
39.92
23.69
0.8
1.2
1.1
0.5
0.6
0.7
$16.64
19.53
26.51
7.66
13.03
8.71
$9.13
12.34
12.53
4.16
5.69
6.24
22.43
15.87
32.31
12.87
14.50
33.38
25.98
19.61
16.97
45.78
18.99
17.16
26.22
0.9
1.3
1.2
0.5
0.8
1.1
0.5
1.1
1.4
1.7
0.9
1.7
1.1
24.31
76.34
27.15
62.69
104.17
27.19
88.08
27.70
33.17
48.42
25.48
73.99
24.38
0.9
1.3
1.2
0.5
0.8
1.1
0.5
1.1
1.4
1.7
0.9
1.7
1.1
24.45
18.58
36.28
13.33
16.19
32.48
25.48
19.02
17.11
41.66
18.34
20.31
25.32
7.58
11.33
9.67
8.90
14.01
21.54
12.31
10.76
8.32
26.98
6.12
8.07
8.18
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2014
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
unknown
Other3
100
72
14
12
2
100
100
100
100
73
74
73
75
14
12
15
14
11
12
10
8
2
2
3
3
100
100
100
100
100
100
100
100
77
66
76
77
65
57
69
75
11
17
11
11
20
27
17
9
8
13
11
7
13
15
12
14
4
4
2
5
2
1
2
2
100
100
100
100
100
74
75
74
74
74
12
8
9
–
–
12
15
16
14
18
3
1
1
–
–
Full time .................................................................
Part time ................................................................
100
100
72
66
14
21
12
12
2
1
Union .....................................................................
Nonunion ...............................................................
100
100
73
72
11
15
12
12
5
1
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
70
74
69
74
73
72
16
–
17
12
13
13
14
14
13
12
12
12
1
–
1
2
3
2
Goods-producing industries ...................................
100
73
11
14
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
71
74
74
77
70
73
62
72
15
15
17
13
25
14
21
14
12
8
7
8
3
10
12
7
2
3
3
3
1
3
5
7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2014—continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
unknown
Other3
100
100
100
100
100
100
75
74
79
70
72
68
9
9
9
17
15
18
15
16
11
11
12
10
1
1
2
2
2
3
100
100
100
100
100
100
100
100
100
100
100
100
100
73
84
69
74
74
77
73
70
73
64
69
69
68
14
7
17
14
15
13
12
13
14
–
15
14
15
10
8
11
11
9
–
14
16
12
24
13
16
12
3
1
4
1
1
–
1
1
1
–
4
1
5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee
participation by type of contribution, civilian workers,1 National Compensation Survey,
March 2014
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
unknown
Other3
0.0
0.8
0.6
0.6
0.2
0.0
0.0
0.0
0.0
1.1
1.4
1.4
1.7
1.0
1.1
1.2
1.6
0.7
1.0
0.7
1.1
0.3
0.4
0.4
0.8
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.9
4.4
2.1
2.4
1.1
1.9
1.4
2.2
1.5
4.7
1.0
1.9
0.9
1.6
1.0
1.1
1.3
2.0
2.1
1.4
0.7
1.4
0.8
2.1
1.0
1.0
0.3
0.8
0.3
0.4
0.4
0.4
0.0
0.0
0.0
0.0
0.0
2.7
3.2
1.4
1.9
2.0
2.3
1.0
0.9
–
–
2.1
3.1
1.2
1.6
1.7
1.0
0.4
0.5
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
2.3
0.6
2.0
0.6
1.4
0.2
0.5
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.5
0.9
0.9
0.7
1.2
0.7
0.6
0.2
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.9
3.2
1.5
0.9
1.1
1.5
1.3
–
1.1
0.7
0.8
1.4
1.6
2.5
1.2
0.7
0.7
1.1
0.2
–
0.3
0.4
0.3
0.3
Goods-producing industries ...................................
0.0
1.6
1.4
1.4
0.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.8
1.9
1.8
3.5
2.9
4.2
2.5
0.7
1.5
1.8
1.7
3.4
2.4
4.5
1.7
0.7
0.9
0.9
1.2
0.7
1.4
1.8
1.8
0.3
0.5
0.4
0.5
0.3
0.9
1.5
1.2
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee
participation by type of contribution, civilian workers,1 National Compensation Survey,
March 2014—continued
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Varies2
Exists, but
unknown
Other3
0.0
0.0
0.0
0.0
0.0
0.0
1.6
2.1
2.0
0.9
1.1
1.4
0.9
1.1
1.2
0.8
0.9
1.2
1.4
1.9
1.6
0.6
0.9
0.8
0.3
0.3
0.7
0.3
0.3
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4
1.9
1.9
1.3
1.8
3.6
2.1
1.9
2.0
3.7
1.6
3.1
1.9
1.0
1.1
1.4
1.0
1.5
2.9
1.4
1.5
2.0
–
1.1
2.1
1.3
0.9
2.2
0.9
0.8
1.0
–
1.9
1.8
1.3
4.4
1.2
1.6
1.5
0.6
0.4
0.8
0.3
0.5
–
0.6
0.2
0.3
–
0.8
0.4
1.1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2014
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$37.28
$61.00
$97.06
$139.25
$201.85
$145.67
$238.01
$371.27
$576.00
$859.04
34.14
38.96
31.00
20.22
59.77
62.50
58.52
48.15
95.51
100.00
91.64
87.24
138.36
140.41
137.70
141.00
210.00
189.47
219.79
245.67
145.67
150.95
145.67
125.67
245.98
250.00
242.34
227.90
380.64
378.90
381.56
433.00
586.00
559.91
606.26
685.00
894.87
834.79
910.54
1028.00
20.22
34.44
35.01
39.00
39.75
42.00
37.64
43.33
45.87
65.82
58.80
60.00
62.83
70.61
60.66
68.72
87.77
95.33
93.16
88.38
100.00
106.16
97.27
104.88
148.07
139.37
137.15
131.71
138.01
151.55
135.06
160.63
273.36
225.61
187.54
162.29
201.11
221.64
193.79
222.00
124.52
132.57
156.09
135.66
149.88
150.71
149.52
160.48
226.07
244.34
240.00
207.98
243.71
247.26
241.65
256.24
475.99
368.95
385.53
311.57
382.21
396.49
374.72
408.05
744.46
588.86
600.00
480.88
583.76
595.77
577.10
641.33
1073.56
971.26
832.16
671.04
862.59
852.94
864.67
917.75
43.33
43.33
39.49
40.76
38.95
62.05
70.63
63.52
62.78
64.97
102.36
106.16
96.57
98.93
93.17
150.54
166.48
138.66
140.31
135.59
217.73
224.99
191.36
192.82
187.85
166.02
159.61
124.33
136.00
116.66
258.34
248.51
203.08
204.24
200.91
427.76
388.09
318.00
315.70
328.24
699.72
598.65
485.86
461.90
519.96
937.75
907.42
728.82
641.00
799.01
Full time .................................................................
Part time ................................................................
37.90
32.50
61.43
55.68
97.00
100.00
138.25
173.50
198.97
251.57
148.01
94.38
238.33
219.00
369.63
409.57
571.54
636.12
856.09
888.29
Union .....................................................................
Nonunion ...............................................................
29.77
38.66
55.00
63.05
84.62
99.23
134.90
139.55
201.12
202.29
93.81
164.80
176.13
259.22
271.87
389.98
461.99
591.93
856.90
859.04
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38.00
38.03
39.93
36.62
35.00
33.00
64.97
65.90
60.66
62.21
60.02
59.21
100.96
103.46
96.15
97.17
97.00
97.00
150.00
164.89
138.64
138.64
138.34
139.37
209.11
208.00
195.73
200.03
205.14
211.50
172.42
168.01
145.67
145.81
139.44
138.00
274.07
248.18
232.48
230.06
235.08
233.55
441.80
439.35
364.67
359.01
359.94
363.00
667.00
646.21
573.16
553.00
557.29
543.85
916.94
933.11
839.28
828.75
875.00
881.00
Goods-producing industries ...................................
39.22
62.05
99.30
139.48
194.45
138.11
220.00
333.85
499.94
736.74
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
36.21
28.25
20.00
20.00
–
41.02
39.13
26.02
60.66
57.12
45.64
43.96
46.84
64.65
59.75
49.21
96.80
90.84
85.06
86.53
79.94
95.33
88.81
76.93
139.24
137.00
139.06
147.85
128.00
135.55
128.92
114.34
204.86
211.90
236.07
271.52
189.00
192.93
196.54
156.00
146.95
145.59
132.00
120.20
175.18
145.67
147.33
124.27
243.71
254.13
241.19
251.27
231.85
259.68
245.86
207.00
382.25
408.71
441.58
520.73
366.96
381.87
350.14
304.76
591.30
664.59
681.79
756.09
562.94
606.26
480.88
467.00
874.61
973.91
996.92
1085.00
685.00
959.85
696.60
644.84
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2014—continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$43.33
43.33
43.33
32.50
34.40
31.12
$70.07
70.07
70.00
56.67
58.80
54.98
$104.29
105.42
103.31
91.64
94.80
88.68
$153.31
156.00
150.00
132.00
136.52
129.52
$220.23
219.57
222.04
189.61
191.36
186.69
$179.82
175.39
182.39
129.99
137.25
124.87
$277.46
278.43
277.00
220.67
222.74
219.23
$429.97
430.34
427.98
341.88
354.44
331.02
$677.46
693.22
656.16
507.50
532.27
489.63
$954.92
962.94
937.75
753.24
774.04
728.82
43.33
44.76
41.23
35.55
40.09
20.00
39.49
40.00
40.00
40.00
30.33
35.00
30.00
71.51
75.12
68.65
59.00
60.35
45.98
59.03
65.18
66.84
63.48
54.17
55.10
52.00
103.00
114.71
100.88
97.00
97.68
87.10
97.23
98.19
98.14
98.31
89.00
87.00
89.15
147.06
162.29
142.00
138.00
135.31
139.49
140.63
139.40
140.82
137.04
133.00
129.00
136.71
224.84
224.99
223.28
195.04
194.39
198.51
198.90
196.54
201.53
188.26
195.87
179.61
205.69
141.23
150.46
138.46
158.49
151.66
164.38
167.75
136.10
124.32
152.92
136.37
167.30
116.69
234.65
248.51
225.39
261.00
245.51
260.00
281.67
223.00
219.00
249.98
225.98
221.00
226.82
341.26
358.06
328.71
414.66
395.00
433.33
421.86
338.51
329.65
375.42
359.89
343.63
367.09
503.23
504.96
501.48
630.64
623.86
667.00
623.00
543.25
519.00
578.71
566.47
541.19
575.92
780.29
667.28
828.42
916.87
950.70
755.53
904.64
828.27
780.00
897.96
845.87
741.00
888.10
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2014
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.90
$1.20
$1.02
$1.20
$2.67
$3.98
$5.79
$6.36
$10.13
$12.59
3.55
2.43
3.12
3.36
2.47
3.38
3.53
4.74
2.29
2.16
2.43
5.95
2.09
2.63
3.23
8.02
6.66
8.46
9.09
19.55
3.90
9.17
3.89
13.61
9.19
5.73
11.81
14.05
6.67
7.48
10.23
33.64
15.52
16.00
19.79
25.95
26.72
52.22
30.24
44.67
2.55
4.81
4.57
6.34
2.29
2.31
2.39
3.76
4.78
6.88
2.59
4.73
2.34
5.28
2.57
5.04
6.81
8.13
4.10
5.31
1.93
3.31
1.52
3.85
9.51
4.11
4.53
10.40
2.30
5.81
2.40
6.66
16.33
33.56
4.02
8.92
4.71
6.16
6.40
7.44
4.60
33.83
11.48
18.38
9.09
21.51
10.49
13.13
24.93
21.30
13.03
14.86
5.02
7.70
7.08
11.21
40.25
25.53
11.15
14.28
6.28
11.68
11.57
17.93
22.94
94.16
21.82
22.87
15.49
24.53
18.99
33.45
30.30
187.56
27.43
77.14
16.71
38.37
18.65
38.12
5.23
4.37
1.02
2.90
4.58
5.52
4.42
2.27
2.23
4.44
7.11
4.52
2.33
3.09
3.24
10.20
6.24
3.07
6.60
3.39
13.17
13.16
5.92
5.80
9.88
19.35
16.87
6.42
5.76
5.02
12.69
11.93
7.02
10.91
10.22
22.95
28.24
9.22
9.27
14.64
79.39
41.54
14.58
12.34
19.21
89.54
67.70
36.97
47.15
34.12
Full time .................................................................
Part time ................................................................
2.08
0.70
1.42
4.52
1.01
6.75
1.61
9.46
3.99
7.53
4.24
9.60
5.84
22.39
6.52
27.40
10.51
52.44
13.61
38.52
Union .....................................................................
Nonunion ...............................................................
2.19
1.34
1.45
1.99
2.22
1.45
4.88
1.21
9.66
3.09
5.86
6.01
6.11
5.52
7.99
6.30
18.56
10.81
31.90
12.67
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.93
4.02
0.89
2.59
2.68
2.72
3.11
3.08
1.29
2.66
2.12
2.96
3.25
5.93
1.77
1.83
1.40
3.29
4.78
12.31
2.69
2.32
1.84
3.08
8.56
14.82
5.82
6.42
5.67
8.04
15.71
17.05
6.01
7.59
5.36
6.27
7.35
20.98
8.59
5.87
5.83
8.21
15.64
17.22
10.57
8.40
6.67
8.70
22.33
72.68
11.84
15.87
12.79
20.24
52.76
117.15
21.29
26.85
22.33
41.37
Goods-producing industries ...................................
1.29
2.05
2.67
3.25
3.90
6.70
7.69
12.61
17.06
31.13
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
2.43
3.58
2.87
1.90
–
3.78
4.05
5.41
1.15
2.16
5.99
5.25
10.81
5.91
5.17
4.71
1.30
2.49
6.63
7.70
9.86
4.99
5.04
3.81
1.51
3.99
5.95
7.70
6.86
5.84
4.01
4.94
4.10
7.02
12.35
10.78
6.38
12.89
8.25
7.32
4.23
6.02
14.53
7.19
9.87
14.68
11.72
15.60
5.68
13.56
16.01
20.71
11.34
15.79
14.12
21.86
5.58
12.27
30.09
26.90
37.50
18.82
13.16
9.46
11.19
18.77
18.19
24.87
76.77
41.35
9.97
16.26
13.90
28.54
26.25
23.98
5.44
41.25
33.06
36.92
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2014—continued
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$3.05
4.32
2.93
1.32
2.91
3.06
$3.06
4.22
4.89
1.65
2.31
1.89
$1.95
3.63
2.45
1.34
1.96
2.19
$3.56
5.69
6.70
2.06
3.39
2.33
$5.10
7.32
7.15
2.16
3.08
3.65
$17.03
23.93
17.90
4.36
9.05
5.54
$6.09
9.17
8.00
2.62
5.02
4.19
$12.46
18.92
14.56
5.88
7.47
7.11
$18.57
20.86
19.55
10.39
18.34
12.02
$19.68
23.11
39.23
12.79
24.33
18.54
2.35
3.06
2.35
4.32
2.27
0.39
0.67
1.07
1.43
2.72
1.48
5.87
2.04
1.62
2.68
3.08
2.74
3.32
13.35
4.18
2.35
3.21
3.20
2.14
3.17
2.37
1.62
3.96
2.68
1.73
1.96
12.78
2.09
3.04
4.18
3.82
2.03
5.10
1.72
4.22
7.19
2.96
3.60
4.66
10.84
6.27
3.25
3.61
6.23
3.71
5.82
4.36
9.62
11.57
12.38
5.65
7.00
12.61
8.73
6.79
8.44
9.53
6.29
4.71
8.61
11.72
41.84
10.84
13.00
14.81
12.99
38.67
9.40
9.52
6.19
13.55
4.33
9.16
7.23
6.97
7.67
10.78
19.01
29.64
9.40
5.17
6.83
26.25
7.48
10.81
9.25
7.16
11.15
10.51
9.93
18.57
54.31
10.06
7.05
8.72
15.71
9.50
16.09
12.81
12.39
9.95
27.06
23.94
35.77
53.08
30.44
16.64
16.52
22.78
17.26
45.54
25.81
25.49
16.69
29.71
33.20
39.96
47.16
38.11
50.33
48.92
69.29
18.93
30.71
26.30
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2014
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
60
59
97
37
36
97
34
33
97
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
78
86
75
74
77
86
74
72
99
99
98
98
45
61
39
22
45
59
39
22
98
98
99
98
53
62
49
40
51
60
47
38
97
98
96
96
82
76
34
70
59
46
66
60
80
75
33
67
57
44
64
59
98
99
94
96
97
95
98
98
20
37
21
26
37
29
42
39
20
36
20
25
36
27
40
38
98
99
95
96
96
95
97
99
40
51
13
22
34
21
41
29
39
49
12
21
33
19
40
28
98
96
97
97
96
93
97
97
53
66
66
74
59
52
65
64
72
57
98
98
97
97
97
34
43
46
53
39
33
42
44
53
37
99
98
98
99
96
22
35
31
35
28
21
34
30
34
27
97
96
97
97
97
Full time .................................................................
Part time ................................................................
75
14
74
12
98
88
45
14
44
13
98
91
43
6
42
5
97
95
Union .....................................................................
Nonunion ...............................................................
86
56
84
54
98
97
49
35
48
35
97
98
37
34
36
32
96
97
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
26
14
62
76
86
89
23
12
61
75
84
88
91
88
98
98
99
99
17
13
37
47
53
57
16
11
36
46
52
57
92
92
97
98
99
99
9
3
31
45
58
61
9
3
30
43
56
59
96
96
97
96
97
98
Goods-producing industries ...................................
73
71
97
53
53
99
38
37
97
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
58
68
76
76
83
63
87
83
57
67
74
75
80
61
85
81
97
98
98
98
97
98
98
99
35
29
25
22
31
31
46
26
34
28
25
21
30
31
46
25
97
98
98
99
97
98
99
98
34
39
41
35
55
37
60
30
32
37
39
34
52
36
57
29
97
96
95
97
94
97
96
96
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2014—continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
41
36
55
78
71
85
40
35
53
76
68
84
97
97
96
98
97
98
28
26
36
46
43
48
28
25
35
44
41
47
97
97
98
98
97
98
23
20
31
44
38
51
22
20
30
43
36
49
97
97
98
96
97
96
59
59
59
63
62
65
64
63
65
60
54
58
52
58
57
58
61
60
63
61
61
63
59
53
57
51
99
98
99
96
97
96
95
97
97
98
98
97
98
61
39
69
31
34
30
27
37
40
32
26
29
25
60
38
69
30
33
28
26
36
39
31
25
28
24
99
98
99
96
96
95
97
96
96
97
98
99
98
33
35
33
33
35
33
31
38
38
39
31
37
28
32
34
32
32
33
32
31
37
37
38
30
35
28
97
98
97
96
96
96
97
97
97
98
96
94
97
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2014
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.7
0.2
0.7
0.7
0.3
0.6
0.6
0.2
0.9
1.0
1.1
1.6
0.9
1.0
1.1
1.5
0.2
0.1
0.2
0.4
1.2
1.8
1.3
1.5
1.2
1.8
1.3
1.5
0.3
0.8
0.3
0.8
1.1
1.4
1.3
2.0
1.1
1.4
1.3
2.0
0.3
0.3
0.4
0.7
2.0
2.4
1.5
2.9
1.0
1.3
1.3
1.9
2.1
2.4
1.4
2.8
1.0
1.3
1.3
1.9
0.4
0.3
0.9
1.3
0.3
0.7
0.3
0.3
1.8
3.0
1.3
2.4
1.0
1.3
1.2
1.7
1.7
3.0
1.3
2.3
1.0
1.3
1.2
1.7
1.0
0.4
1.1
2.3
0.4
0.7
0.4
0.3
2.5
2.8
0.8
2.2
0.9
1.1
1.2
1.4
2.5
2.9
0.8
2.1
0.9
1.0
1.2
1.4
0.7
0.8
0.5
0.9
0.4
1.1
0.3
0.7
2.9
2.6
1.7
1.9
2.1
3.0
2.5
1.7
1.9
2.0
0.5
0.5
0.4
0.6
0.5
2.5
2.5
1.5
2.0
1.6
2.4
2.6
1.5
2.1
1.6
0.3
0.4
0.3
0.3
0.6
2.0
2.3
1.4
2.0
1.5
1.9
2.3
1.4
2.0
1.5
0.9
1.0
0.4
0.7
0.6
Full time .................................................................
Part time ................................................................
0.8
0.8
0.8
0.7
0.2
1.5
0.9
0.8
0.9
0.8
0.2
1.3
0.8
0.4
0.8
0.4
0.2
0.9
Union .....................................................................
Nonunion ...............................................................
1.1
0.8
1.1
0.8
0.3
0.2
1.3
0.8
1.3
0.8
0.5
0.3
1.3
0.7
1.3
0.7
0.6
0.2
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.3
1.2
0.8
0.7
0.9
1.0
1.1
1.2
0.9
0.7
0.9
0.9
2.2
0.2
0.2
0.1
0.2
1.2
1.2
1.3
1.1
1.1
1.6
1.2
1.1
1.2
1.1
1.1
1.6
1.2
1.8
0.3
0.2
0.3
0.8
0.6
0.4
1.1
1.0
1.0
1.4
0.6
0.4
1.0
1.0
1.0
1.4
0.5
1.8
0.2
0.4
0.3
0.3
Goods-producing industries ...................................
1.2
1.2
0.3
1.5
1.5
0.2
1.5
1.5
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.7
1.1
1.6
1.6
2.6
0.9
2.0
0.8
1.6
1.1
1.6
1.6
2.6
0.9
2.0
0.2
0.3
0.5
0.4
1.2
0.4
0.3
0.3
0.8
1.4
1.3
1.7
2.3
2.1
3.0
1.9
0.8
1.4
1.3
1.6
2.2
2.1
3.0
1.9
0.3
0.3
0.6
0.8
1.0
0.4
0.3
0.6
0.7
1.6
1.8
2.0
3.5
2.2
2.8
1.8
0.6
1.6
1.7
1.9
3.3
2.2
2.8
1.8
0.3
0.5
0.8
1.0
0.8
0.5
0.8
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2014—continued
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
1.1
1.2
2.3
0.7
1.1
0.9
1.1
1.2
2.2
0.7
1.1
0.9
0.4
0.5
0.8
0.2
0.4
0.2
1.0
1.1
2.3
0.9
1.3
1.4
1.0
1.1
2.3
0.9
1.2
1.3
0.5
0.6
0.5
0.3
0.4
0.3
0.9
1.0
1.8
0.8
1.2
1.2
0.9
1.0
1.8
0.8
1.2
1.1
0.3
0.5
0.4
0.3
0.4
0.3
1.8
3.5
2.1
1.4
2.2
3.6
1.5
1.5
1.5
3.4
1.4
2.2
1.7
1.7
3.2
2.0
1.3
2.2
3.5
1.4
1.5
1.5
3.3
1.3
2.3
1.6
0.3
0.7
0.4
0.4
0.5
1.1
0.7
0.3
0.4
0.3
0.3
0.5
0.4
2.1
2.1
2.8
1.1
1.6
2.1
2.0
1.4
1.5
2.9
1.4
2.8
1.6
2.1
2.1
2.8
1.1
1.6
1.9
2.0
1.4
1.4
2.8
1.4
2.7
1.6
0.2
0.7
0.2
0.6
0.8
2.5
0.6
0.5
0.7
0.7
0.7
0.6
1.0
1.4
2.3
1.9
1.1
1.8
2.9
1.2
1.4
1.5
3.0
1.2
2.4
1.4
1.4
2.2
1.8
1.1
1.8
2.9
1.2
1.4
1.5
2.9
1.2
2.5
1.4
0.4
0.4
0.5
0.4
0.6
1.4
0.5
0.4
0.5
0.5
0.6
1.3
0.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 17. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2014
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
6
94
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
5
5
5
9
95
95
95
91
9
2
9
9
6
9
5
6
91
98
91
91
94
91
95
94
4
7
4
5
4
96
93
96
95
96
Full time .................................................................
Part time ................................................................
6
6
94
94
Union .....................................................................
Nonunion ...............................................................
5
6
95
94
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
9
8
6
5
5
5
91
92
94
95
95
95
Goods-producing industries ...................................
5
95
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
6
6
9
9
3
2
10
94
94
91
91
97
98
90
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2014—continued
(All workers with basic life insurance coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Employee
contribution not
required
7
7
6
5
5
5
93
93
94
95
95
95
5
9
3
7
6
12
6
5
6
4
5
7
3
95
91
97
93
94
88
94
95
94
96
95
93
97
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2014
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.8
0.6
1.1
0.5
0.8
0.6
1.1
1.0
0.8
1.2
1.5
0.6
1.1
0.6
0.8
1.0
0.8
1.2
1.5
0.6
1.1
0.6
0.8
1.1
1.2
0.6
0.9
0.7
1.1
1.2
0.6
0.9
0.7
Full time .................................................................
Part time ................................................................
0.4
1.1
0.4
1.1
Union .....................................................................
Nonunion ...............................................................
0.5
0.5
0.5
0.5
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
2.0
0.5
0.5
0.5
0.7
1.4
2.0
0.5
0.5
0.5
0.7
Goods-producing industries ...................................
0.8
0.8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
0.9
1.7
1.4
0.7
0.6
1.3
0.5
0.9
1.7
1.4
0.7
0.6
1.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Employee
contribution not
required
0.9
1.0
1.3
0.5
0.6
0.7
0.9
1.0
1.3
0.5
0.6
0.7
0.6
1.9
0.5
0.9
1.0
3.2
1.5
0.7
0.9
0.8
0.9
1.5
1.0
0.6
1.9
0.5
0.9
1.0
3.2
1.5
0.7
0.9
0.8
0.9
1.5
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2014
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
57
2
38
3
1
63
70
60
41
2
2
2
1
32
25
35
52
2
2
2
4
1
1
1
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
34
71
47
38
62
60
62
39
1
2
1
3
2
2
2
1
58
25
48
54
34
34
34
55
4
–
3
5
2
3
2
4
2
–
1
1
1
1
(2)
(2)
25
49
49
47
50
–
1
1
1
2
69
45
44
46
43
3
4
5
6
4
–
(2)
(2)
(2)
(2)
Full time .................................................................
Part time ................................................................
57
53
2
1
38
40
3
4
1
1
Union .....................................................................
Nonunion ...............................................................
38
62
2
2
51
34
9
1
1
1
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
50
40
54
55
63
65
1
–
1
2
2
3
47
56
41
39
31
29
2
3
3
3
3
2
1
–
1
1
1
(2)
Goods-producing industries ...................................
48
1
46
5
(2)
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
59
54
43
34
60
63
78
36
2
1
1
1
2
1
2
3
36
41
50
59
33
34
17
53
3
2
4
4
3
1
2
7
1
1
2
3
1
(2)
1
2
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2014—continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
48
47
51
61
59
62
1
1
(2)
2
2
3
48
49
47
33
36
30
2
2
2
3
3
4
1
1
(2)
1
(2)
1
62
65
61
58
62
56
51
54
53
58
53
57
51
–
2
–
1
2
–
–
2
2
1
2
2
–
31
31
32
37
31
40
46
40
42
37
43
41
43
4
2
5
2
2
2
2
4
3
4
2
–
3
–
–
–
2
3
–
–
(2)
(2)
1
(2)
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2014
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
0.8
0.2
0.8
0.2
0.1
1.2
1.5
1.5
2.4
0.3
0.3
0.4
0.3
1.2
1.5
1.4
2.3
0.2
0.3
0.3
0.7
0.2
0.3
0.2
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.7
4.1
1.7
3.1
1.2
1.9
1.4
1.8
0.4
0.7
0.2
0.6
0.4
0.5
0.4
0.4
2.6
4.1
1.7
3.3
1.2
1.7
1.3
1.7
0.9
–
0.5
1.2
0.3
0.7
0.2
0.7
0.7
–
0.3
0.2
0.2
0.3
0.2
0.2
2.7
2.3
1.5
1.8
2.2
–
0.4
0.2
0.2
0.5
2.8
2.3
1.5
1.9
2.1
1.0
1.0
0.7
1.2
0.5
–
0.1
0.1
0.1
0.2
Full time .................................................................
Part time ................................................................
0.8
2.4
0.2
0.3
0.8
2.5
0.2
0.6
0.1
0.6
Union .....................................................................
Nonunion ...............................................................
1.4
0.9
0.2
0.3
1.2
0.9
0.7
0.1
0.2
0.2
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.9
3.9
1.4
1.1
1.1
1.6
0.2
–
0.2
0.3
0.4
0.8
1.9
4.0
1.3
1.1
1.0
1.5
0.3
0.8
0.5
0.3
0.3
0.3
0.2
–
0.2
0.2
0.1
0.1
Goods-producing industries ...................................
1.7
0.3
1.7
0.7
0.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.9
1.7
2.2
2.2
3.8
2.4
2.3
2.7
0.2
0.2
0.4
0.4
1.0
0.2
0.6
0.5
0.8
1.6
2.1
2.2
3.8
2.4
2.1
2.7
0.2
0.4
0.5
0.6
0.9
0.4
0.6
0.6
0.2
0.4
0.8
0.9
0.5
0.2
0.3
0.5
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2014—continued
Basic life insurance method of payment
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
1.5
1.9
2.5
0.9
1.4
1.3
0.1
0.2
0.1
0.3
0.4
0.5
1.5
1.9
2.5
0.8
1.3
1.1
0.3
0.4
0.5
0.3
0.4
0.4
0.2
0.2
0.2
0.2
0.2
0.3
1.3
1.4
1.7
1.5
2.0
4.0
3.0
2.0
2.5
3.6
1.3
2.7
1.5
–
0.4
–
0.3
0.4
–
–
0.3
0.5
0.3
0.5
0.4
–
1.4
1.3
1.8
1.4
1.8
3.6
3.0
1.8
2.3
2.8
1.3
2.3
1.5
0.4
0.8
0.5
0.3
0.4
0.8
0.5
0.6
0.6
1.3
0.4
–
0.5
–
–
–
0.4
0.7
–
–
0.1
0.1
0.3
0.1
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1
National Compensation Survey, March 2014
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts2
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
61
12
22
4
1.4
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
(3)
1
–
–
57
56
58
52
12
10
14
22
25
27
23
23
5
6
–
–
1.4
1.4
1.4
1.4
1.0
1.0
1.0
–
–
–
1
–
(3)
–
(3)
1
52
76
65
60
65
77
61
63
25
10
13
13
10
7
11
12
22
13
18
19
20
13
23
22
1
–
3
8
4
–
5
3
1.4
1.2
1.3
1.4
1.3
1.2
1.4
1.3
–
1.0
1.0
1.0
1.0
1.0
1.0
1.0
–
1
1
–
1
61
63
62
57
67
14
11
14
13
15
23
22
21
26
15
2
3
3
–
2
1.3
1.3
1.3
1.4
1.3
1.0
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
(3)
1
60
74
12
11
23
10
4
5
1.4
1.3
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
1
(3)
64
61
16
11
14
24
5
4
1.3
1.4
1.0
1.0
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
(3)
1
1
70
68
66
58
57
55
9
–
12
13
12
11
18
–
18
24
25
26
–
–
3
4
6
6
1.3
1.3
1.3
1.4
1.4
1.4
1.0
1.0
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
–
53
11
31
–
1.4
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1
1
–
–
–
1
1
–
62
63
48
46
50
71
74
56
12
15
20
26
14
12
12
19
21
20
27
26
28
16
12
19
4
2
–
2
–
1
1
–
1.3
1.3
1.4
1.4
1.4
1.2
1.2
1.4
1.0
1.0
–
1.5
–
1.0
1.0
1.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1
National Compensation Survey, March 2014—continued
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
–
–
–
1
(3)
1
59
62
54
62
64
60
12
11
14
12
10
13
23
21
28
22
22
22
–
–
–
4
5
3
1.4
1.4
1.4
1.3
1.4
1.3
1.0
1.0
1.0
1.0
1.0
1.0
1
–
–
(3)
–
–
–
–
–
–
1
–
1
57
64
55
64
65
60
64
57
59
52
66
71
63
17
16
18
9
10
9
9
13
12
15
9
14
7
19
17
20
23
22
26
24
26
25
27
19
13
23
5
–
–
3
–
–
–
–
–
–
5
–
6
1.4
1.3
1.4
1.3
1.3
1.4
1.3
1.4
1.4
1.4
1.3
1.2
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount.
3 Less than 0.5.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
civilian workers,1 National Compensation Survey, March 2014
Multiple of annual earnings amounts2
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
0.1
1.1
0.7
1.0
0.4
(3)
0.0
0.1
0.2
–
–
1.7
2.3
1.9
4.3
1.0
1.2
1.2
2.6
1.6
1.8
1.7
4.2
0.7
1.0
–
–
(3)
(3)
(3)
(3)
0.0
0.0
0.0
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
0.4
–
0.1
–
0.1
0.3
5.5
3.4
2.6
4.8
1.2
2.5
1.5
2.7
3.7
1.8
1.6
2.4
0.9
1.5
1.0
1.7
4.3
3.0
2.4
4.2
1.2
2.3
1.3
2.8
0.3
–
0.8
2.3
0.5
–
0.6
0.6
(3)
(3)
(3)
0.1
(3)
(3)
(3)
(3)
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.4
0.2
–
0.3
5.6
3.2
2.0
2.8
2.6
3.8
1.7
1.5
2.0
2.3
4.9
3.5
1.7
2.6
1.9
0.8
0.7
0.6
–
0.8
0.1
(3)
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.1
0.4
1.1
2.8
0.7
2.0
1.0
1.8
0.4
1.3
(3)
(3)
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.4
0.1
2.0
1.2
1.8
0.7
1.6
1.1
1.2
0.4
(3)
(3)
0.0
0.0
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.2
0.1
0.1
0.2
2.9
6.3
1.3
1.5
1.5
2.1
1.4
–
1.1
0.9
0.9
1.3
2.8
–
1.2
1.3
1.4
1.8
–
–
0.4
0.6
0.7
0.8
(3)
0.1
(3)
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
–
2.3
1.5
2.2
–
(3)
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.1
0.2
–
–
–
0.3
0.5
–
1.2
2.8
3.9
3.8
6.2
3.1
2.9
4.3
0.7
1.6
2.4
3.0
2.4
2.0
1.8
2.4
1.1
2.8
5.0
4.3
8.0
2.5
2.4
3.2
0.4
0.4
–
0.5
–
0.3
0.3
–
(3)
(3)
(3)
(3)
0.1
(3)
(3)
0.1
0.0
0.0
–
0.2
–
0.0
0.0
0.0
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
civilian workers,1 National Compensation Survey, March 2014—continued
Multiple of annual earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
–
–
–
0.1
0.1
0.2
1.8
2.4
3.4
1.2
1.7
1.9
1.6
2.0
2.5
0.7
1.0
1.0
1.8
1.9
3.2
1.2
1.4
1.8
–
–
–
0.5
0.9
0.4
(3)
(3)
(3)
(3)
(3)
(3)
0.0
0.0
0.1
0.0
0.0
0.0
0.1
–
–
0.2
–
–
–
–
–
–
0.3
–
0.4
1.9
2.3
2.7
1.7
1.7
7.2
3.0
2.4
3.2
3.1
2.5
4.2
3.1
1.4
2.7
1.6
0.9
1.2
3.0
1.6
1.5
1.7
3.2
1.6
3.9
1.0
1.9
1.9
2.7
1.7
1.4
7.8
3.0
2.3
2.3
4.9
1.7
2.3
2.3
0.8
–
–
0.7
–
–
–
–
–
–
1.1
–
1.6
(3)
(3)
(3)
(3)
(3)
0.1
(3)
(3)
(3)
(3)
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.3
0.0
0.0
0.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount.
3 Less than 0.05.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 20. Life insurance plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2014
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$500,000 $1,000,000
With no
maximum
benefit
amount
75
$50,000
$60,000
$200,000
25
75
80
73
63
50,000
50,000
50,000
50,000
100,000
100,000
–
50,000
300,000
300,000
300,000
–
700,000
750,000
500,000
–
1,000,000
–
1,000,000
500,000
25
20
27
37
54
70
72
55
79
82
78
69
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
100,000
50,000
50,000
50,000
50,000
–
–
–
400,000
200,000
100,000
200,000
100,000
200,000
200,000
–
–
500,000
280,000
500,000
500,000
500,000
–
–
1,000,000
1,000,000
–
1,000,000
1,000,000
–
2,000,000
46
30
28
45
21
18
22
31
64
71
68
63
74
50,000
50,000
50,000
50,000
50,000
100,000
–
75,000
100,000
70,000
170,000
–
–
250,000
100,000
–
1,000,000
500,000
500,000
–
1,000,000
2,000,000
1,000,000
1,000,000
–
36
29
32
37
26
Full time .................................................................
Part time ................................................................
75
71
50,000
50,000
–
–
200,000
–
500,000
500,000
1,000,000
750,000
25
29
Union .....................................................................
Nonunion ...............................................................
61
77
50,000
50,000
50,000
70,000
100,000
250,000
350,000
500,000
1,000,000
1,000,000
39
23
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
73
79
77
75
74
76
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
75,000
100,000
100,000
–
–
150,000
200,000
300,000
300,000
500,000
–
500,000
500,000
750,000
750,000
1,000,000
–
1,000,000
1,000,000
1,500,000
1,500,000
27
21
23
25
26
24
Goods-producing industries ...................................
66
50,000
100,000
300,000
700,000
1,000,000
34
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
76
72
64
49
79
76
72
49
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
–
50,000
200,000
200,000
100,000
100,000
–
250,000
400,000
100,000
500,000
500,000
265,000
200,000
400,000
500,000
–
250,000
1,000,000
1,000,000
500,000
350,000
500,000
1,000,000
1,000,000
500,000
24
28
36
51
21
24
28
51
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2014—continued
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
80
81
76
73
78
69
$50,000
50,000
50,000
50,000
50,000
50,000
–
–
–
$50,000
50,000
100,000
$200,000
200,000
200,000
–
200,000
300,000
73
72
73
77
74
87
78
68
67
70
81
86
77
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
–
–
–
–
–
–
100,000
100,000
–
50,000
–
50,000
200,000
–
250,000
200,000
250,000
–
200,000
250,000
250,000
250,000
200,000
–
200,000
75th
percentile
90th
percentile
$500,000 $1,000,000
500,000 1,000,000
500,000
–
500,000 1,000,000
500,000 1,000,000
750,000 1,000,000
With no
maximum
benefit
amount
20
19
24
27
22
31
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
500,000
500,000
500,000
–
750,000
500,000
–
500,000
500,000
500,000
500,000
500,000
500,000
1,000,000
1,000,000
1,000,000
–
–
1,000,000
–
1,000,000
1,000,000
1,000,000
1,000,000
1,000,000
1,000,000
27
28
27
23
26
13
22
32
33
30
19
14
23
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, civilian workers,1 National
Compensation Survey, March 2014
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.0
$0.00
$17,862.46
$12,727.73
$0.00
$0.00
1.0
1.4
1.5
1.8
3.6
0.00
0.00
0.00
0.00
3,344.77
0.00
–
0.00
21,133.03
6,689.54
59,246.86
–
144,136.00
11,586.63
82,474.24
–
93,892.23
–
0.00
0.00
1.4
1.5
1.8
3.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
5.3
5.8
2.6
4.7
1.3
2.3
1.4
2.8
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
29,916.55
0.00
0.00
0.00
0.00
–
–
–
76,222.65
28,776.24
24,669.82
11,586.63
0.00
0.00
4,013.73
–
–
0.00
79,276.04
0.00
0.00
0.00
–
–
0.00
46,826.81
–
0.00
0.00
–
0.00
5.3
5.8
2.6
4.7
1.3
2.3
1.4
2.8
5.3
3.4
2.1
2.8
2.7
0.00
0.00
0.00
0.00
0.00
13,528.77
–
17,533.75
10,384.97
12,604.07
10,534.70
–
–
55,163.39
0.00
–
253,585.78
6,689.54
127,628.37
–
149,582.75
0.00
87,668.77
0.00
–
5.3
3.4
2.1
2.8
2.7
Full time .................................................................
Part time ................................................................
1.0
3.4
0.00
0.00
–
–
29,174.39
–
0.00
23,173.26
0.00
197,766.28
1.0
3.4
Union .....................................................................
Nonunion ...............................................................
2.1
1.1
0.00
0.00
0.00
19,112.91
0.00
44,232.00
77,437.07
3,344.77
66,895.44
0.00
2.1
1.1
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.9
3.6
1.3
1.4
1.2
1.5
0.00
3,065.53
0.00
0.00
0.00
0.00
0.00
0.00
0.00
11,531.66
0.00
4,730.22
–
–
19,768.93
9,831.58
0.00
9,460.44
0.00
–
0.00
0.00
13,379.09
73,964.10
185,627.31
–
0.00
0.00
267,581.76
233,272.37
2.9
3.6
1.3
1.4
1.2
1.5
Goods-producing industries ...................................
2.3
0.00
0.00
20,068.63
87,732.55
0.00
2.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.1
2.4
3.1
4.4
2.5
3.2
5.0
4.1
0.00
0.00
0.00
10,764.97
0.00
0.00
0.00
0.00
1,892.09
8,381.97
0.00
0.00
0.00
–
–
0.00
0.00
0.00
26,268.37
13,057.47
–
55,740.40
34,958.87
8,192.98
0.00
0.00
69,436.05
8,849.44
73,961.07
0.00
–
65,009.15
0.00
67,891.46
0.00
78,012.82
43,866.27
0.00
0.00
38,428.51
1.1
2.4
3.1
4.4
2.5
3.2
5.0
4.1
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, civilian workers,1 National
Compensation Survey, March 2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.6
2.0
2.6
1.2
1.4
1.8
$0.00
0.00
0.00
0.00
0.00
0.00
–
–
–
$12,497.10
0.00
14,792.82
$0.00
0.00
37,977.53
–
0.00
55,828.64
$0.00
0.00
0.00
4,730.22
0.00
125,640.61
$95,545.80
115,866.30
–
0.00
0.00
6,689.54
1.6
2.0
2.6
1.2
1.4
1.8
1.8
3.7
2.0
1.4
1.9
2.3
3.1
2.7
3.9
2.4
1.9
2.4
2.7
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
–
–
–
–
–
–
24,910.99
0.00
–
0.00
–
0.00
19,708.63
–
62,842.56
20,607.70
35,233.01
–
50,059.96
23,613.24
33,958.91
56,762.66
11,586.63
–
0.00
0.00
0.00
0.00
–
16,723.86
119,479.08
–
0.00
45,370.70
0.00
0.00
74,791.38
0.00
0.00
139,200.40
0.00
–
–
78,868.56
–
0.00
0.00
0.00
0.00
0.00
0.00
1.8
3.7
2.0
1.4
1.9
2.3
3.1
2.7
3.9
2.4
1.9
2.4
2.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth
of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2014
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
$10,000
$20,000
$30,000
$50,000
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10,000
10,000
–
–
15,000
15,000
–
10,000
25,000
25,000
24,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
–
–
5,000
–
5,000
–
10,000
10,000
–
10,000
10,000
10,000
10,000
10,000
10,000
25,000
–
15,000
15,000
20,000
15,000
20,000
20,000
50,000
50,000
25,000
25,000
25,000
–
30,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
10,000
10,000
10,000
10,000
10,000
–
10,000
15,000
10,000
20,000
20,000
20,000
20,000
20,000
25,000
30,000
27,000
30,000
25,000
50,000
50,000
50,000
50,000
50,000
Full time .................................................................
Part time ................................................................
10,000
5,000
10,000
–
20,000
15,000
30,000
25,000
50,000
50,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
10,000
20,000
20,000
40,000
25,000
50,000
50,000
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
10,000
20,000
20,000
25,000
–
25,000
20,000
25,000
30,000
50,000
50,000
30,000
25,000
50,000
50,000
50,000
50,000
Goods-producing industries ...................................
10,000
15,000
20,000
30,000
50,000
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
–
–
5,000
–
5,000
10,000
5,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
20,000
20,000
20,000
20,000
20,000
15,000
20,000
20,000
30,000
40,000
45,000
50,000
27,500
25,000
25,000
30,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2014—continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
10,000
10,000
5,000
10,000
5,000
–
–
–
$10,000
10,000
10,000
$20,000
20,000
20,000
20,000
20,000
20,000
$27,000
–
30,000
–
25,000
40,000
$50,000
50,000
50,000
50,000
50,000
50,000
5,000
5,000
5,000
–
10,000
10,000
5,000
10,000
10,000
10,000
10,000
10,000
5,000
10,000
–
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
10,000
–
10,000
20,000
20,000
25,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
50,000
40,000
50,000
25,000
25,000
–
25,000
30,000
25,000
–
40,000
–
40,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as
or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount
shown. The remaining percentiles follow the same logic.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2014
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
$0.00
$0.00
$756.39
$0.00
567.15
0.00
–
–
3,030.30
0.00
–
0.00
2,771.12
0.00
5,493.99
1,934.19
0.00
1,337.91
535.16
1,759.74
0.00
0.00
0.00
0.00
–
–
–
0.00
–
1,379.08
–
0.00
1,423.79
–
0.00
2,037.84
0.00
0.00
1,897.99
0.00
0.00
–
0.00
2,847.58
0.00
946.04
0.00
1,495.83
1,638.60
10,638.19
0.00
2,218.67
668.95
–
6,353.98
3,726.38
0.00
0.00
535.16
0.00
0.00
5,379.99
0.00
0.00
–
0.00
0.00
0.00
0.00
0.00
–
1,863.49
0.00
0.00
3,602.43
2,115.42
0.00
0.00
0.00
0.00
3,973.95
3,683.50
3,268.99
1,915.59
9,777.72
0.00
0.00
0.00
0.00
Full time .................................................................
Part time ................................................................
0.00
299.17
0.00
–
0.00
2,884.85
980.03
6,727.51
0.00
0.00
Union .....................................................................
Nonunion ...............................................................
0.00
0.00
0.00
0.00
0.00
0.00
482.39
668.95
0.00
0.00
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2,069.44
0.00
267.58
3,430.63
2,738.63
0.00
1,638.60
463.47
0.00
0.00
–
5,233.26
0.00
0.00
5,940.88
0.00
0.00
6,722.91
4,069.09
0.00
0.00
0.00
3,784.18
Goods-producing industries ...................................
0.00
2,169.72
0.00
2,819.15
0.00
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
–
–
1,436.31
–
0.00
2,621.76
0.00
0.00
0.00
0.00
0.00
0.00
964.78
0.00
0.00
0.00
0.00
668.95
1,383.94
4,501.92
4,574.40
3,842.85
1,495.83
0.00
878.33
9,237.51
7,637.22
5,401.99
7,246.46
1,337.91
6,557.53
6,955.79
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2014—continued
Flat dollar amounts3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
0.00
0.00
378.42
665.60
0.00
–
–
–
$0.00
0.00
0.00
$0.00
0.00
0.00
0.00
0.00
0.00
$5,007.78
–
8,658.24
–
1,513.67
2,431.35
$0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1,422.22
–
1,337.84
0.00
0.00
0.00
0.00
0.00
1,956.05
0.00
267.58
0.00
–
0.00
0.00
567.63
463.47
0.00
0.00
0.00
2,490.45
0.00
–
0.00
3,985.19
5,516.34
3,838.77
0.00
668.95
0.00
5,150.51
0.00
0.00
2,361.32
0.00
0.00
0.00
4,215.47
8,094.35
668.95
0.00
0.00
–
0.00
2,723.89
1,411.16
–
9,214.01
–
5,392.11
0.00
0.00
0.00
0.00
0.00
0.00
668.95
0.00
0.00
0.00
0.00
0.00
0.00
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as
or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount
shown. The remaining percentiles follow the same logic.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 22. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2014
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
44
39
17
1
48
51
46
44
38
39
38
38
12
10
14
16
1
1
2
2
41
55
30
38
46
47
46
40
42
32
35
41
36
34
36
46
14
12
35
19
18
–
17
13
3
2
1
1
1
–
1
2
31
45
43
39
48
47
45
43
50
34
18
–
13
10
17
4
–
1
1
1
Full time .................................................................
Part time ................................................................
44
36
40
20
14
42
1
1
Union .....................................................................
Nonunion ...............................................................
44
43
37
39
16
17
3
1
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
31
30
40
45
49
50
34
–
42
40
37
36
34
48
17
14
12
12
1
–
1
1
2
2
Goods-producing industries ...................................
39
49
10
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
45
40
45
38
62
37
55
50
36
38
37
45
24
39
29
38
18
20
14
11
–
23
15
9
1
2
4
6
–
1
1
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2014—continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
30
29
32
51
44
57
42
38
49
37
44
31
28
32
19
–
10
10
(4)
(4)
(4)
–
1
2
25
50
20
53
52
47
58
55
54
58
48
45
49
27
48
23
47
48
52
42
42
42
42
43
54
37
47
–
57
–
–
–
–
–
–
–
9
–
13
1
–
(4)
–
(4)
–
–
3
4
–
1
1
1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,
except the federal government. See Technical Note for further explanation.
2 Employer assumes all risks and expenses of providing the benefit.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
4 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 22. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2014
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
1.1
1.0
1.0
0.2
1.6
2.0
2.0
3.3
1.6
2.1
1.9
3.5
1.0
1.0
1.3
2.1
0.4
0.3
0.5
0.5
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.7
5.5
2.7
4.8
1.4
2.3
1.7
2.7
3.9
4.5
2.3
5.5
1.4
2.6
1.5
2.8
2.8
2.1
3.2
4.1
1.4
–
1.7
2.4
0.8
0.8
0.2
0.6
0.2
–
0.3
0.5
4.2
3.4
1.7
2.4
2.1
4.5
3.5
2.3
2.8
2.7
4.4
–
2.0
2.1
2.2
1.1
–
0.4
0.5
0.4
Full time .................................................................
Part time ................................................................
1.1
3.0
1.1
2.5
0.9
3.0
0.2
0.4
Union .....................................................................
Nonunion ...............................................................
2.2
1.2
2.2
1.2
1.5
1.0
0.5
0.2
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.7
3.6
1.8
1.5
1.4
2.1
3.2
–
1.7
1.3
1.4
2.0
4.2
4.7
1.8
0.9
0.9
1.4
0.3
–
0.2
0.3
0.4
0.8
Goods-producing industries ...................................
1.8
1.9
1.1
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.3
2.7
2.7
3.7
2.8
4.0
5.1
4.4
1.1
2.3
2.6
3.8
2.2
3.2
3.8
4.2
1.1
1.7
1.4
1.7
–
2.4
2.3
2.3
0.3
0.4
0.8
1.5
–
0.3
0.3
0.8
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
1.6
1.8
2.9
1.4
1.5
2.1
1.6
2.1
4.2
1.1
1.6
1.6
1.6
2.0
4.5
–
0.8
1.6
0.1
0.1
0.2
–
0.3
0.5
1.4
4.5
1.3
1.9
2.6
4.8
3.3
2.4
3.0
3.4
2.4
4.2
2.9
1.6
5.1
1.4
1.9
2.6
5.2
3.3
2.1
2.6
3.5
2.4
4.0
3.1
1.9
–
1.9
–
–
–
–
–
–
–
1.3
–
1.9
0.2
–
0.2
–
0.1
–
–
0.8
1.1
–
0.2
0.4
0.3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,
except the federal government. See Technical Note for further explanation.
2 Employer assumes all risks and expenses of providing the benefit.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 23. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2014
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
17
83
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
12
10
14
11
88
90
86
89
10
15
37
21
17
22
16
16
90
85
63
79
83
78
84
84
18
14
15
12
20
82
86
85
88
80
Full time .................................................................
Part time ................................................................
16
37
84
63
Union .....................................................................
Nonunion ...............................................................
17
18
83
82
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
48
18
15
12
11
62
52
82
85
88
89
Goods-producing industries ...................................
12
88
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
19
19
8
7
8
25
18
18
81
81
92
93
92
75
82
82
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2014—continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Employee
contribution not
required
26
28
21
13
14
12
74
72
79
87
86
88
39
5
46
6
6
7
5
7
7
8
9
12
61
95
54
94
94
93
95
93
93
92
91
88
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in
the public sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2014
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
1.0
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
0.9
1.5
1.5
1.1
0.9
1.5
1.5
2.2
3.3
4.6
5.6
1.2
2.0
1.3
2.2
2.2
3.3
4.6
5.6
1.2
2.0
1.3
2.2
4.5
2.0
2.1
1.7
3.2
4.5
2.0
2.1
1.7
3.2
Full time .................................................................
Part time ................................................................
0.9
4.1
0.9
4.1
Union .....................................................................
Nonunion ...............................................................
1.4
1.1
1.4
1.1
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.3
7.5
1.8
0.8
1.2
1.0
5.3
7.5
1.8
0.8
1.2
1.0
Goods-producing industries ...................................
1.1
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.3
2.1
1.0
1.2
1.3
3.1
2.7
2.8
1.3
2.1
1.0
1.2
1.3
3.1
2.7
2.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Employee
contribution not
required
1.9
1.9
3.7
0.8
1.2
1.4
1.9
1.9
3.7
0.8
1.2
1.4
2.3
1.8
2.5
0.7
1.0
1.4
1.4
1.1
1.3
1.6
1.2
1.3
2.3
1.8
2.5
0.7
1.0
1.4
1.4
1.1
1.3
1.6
1.2
1.3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in
the public sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2014
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
5
2
70
22
1
1
1
1
–
1
1
1
–
69
60
75
87
28
37
22
6
1
(2)
1
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
2
5
–
3
3
2
16
–
–
3
1
1
–
1
–
87
85
86
81
68
67
69
59
4
11
6
15
28
29
27
20
–
–
(2)
–
(2)
–
(2)
–
29
7
14
17
11
–
–
4
–
–
58
60
67
60
77
8
29
14
17
10
–
–
1
–
–
Full time .................................................................
Part time ................................................................
6
3
2
1
68
86
23
9
1
1
Union .....................................................................
Nonunion ...............................................................
16
3
6
1
64
71
13
24
1
1
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
–
7
6
4
2
3
3
1
3
2
1
81
89
74
70
63
64
9
5
18
21
30
32
1
–
(2)
(2)
1
1
Goods-producing industries ...................................
16
5
58
21
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
3
3
3
–
1
3
–
2
1
(2)
–
–
–
–
–
–
73
88
87
90
83
89
85
84
22
7
7
4
15
7
11
12
1
1
–
2
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2014—continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
5
5
4
6
7
5
–
–
–
2
2
2
75
75
75
67
69
66
18
18
17
25
22
26
–
–
–
1
(2)
1
3
5
3
6
5
7
5
10
11
9
3
4
2
1
–
(2)
3
–
–
2
3
3
–
2
–
2
82
69
85
64
67
65
55
61
62
57
70
71
69
14
25
11
28
25
22
38
25
24
28
24
24
24
(2)
–
(2)
2
( )
–
–
–
1
(2)
–
2
–
2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2014
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.4
0.3
1.1
0.9
0.1
0.3
0.3
0.4
–
0.4
0.5
0.3
–
1.6
2.5
1.5
2.8
1.6
2.4
1.5
0.9
0.2
0.2
0.3
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
0.6
1.4
–
0.4
0.8
0.5
2.3
–
–
1.2
0.6
0.2
–
0.3
–
4.6
2.9
2.0
4.1
1.5
2.4
1.7
3.1
1.1
2.5
0.9
3.8
1.4
2.4
1.6
2.1
–
–
0.2
–
0.1
–
0.1
–
4.4
1.1
1.5
1.9
2.0
–
–
0.6
–
–
5.1
3.0
2.2
2.9
2.8
2.2
2.6
1.3
2.0
1.6
–
–
0.3
–
–
Full time .................................................................
Part time ................................................................
0.5
0.8
0.3
0.3
1.1
1.5
0.9
1.2
0.1
0.2
Union .....................................................................
Nonunion ...............................................................
1.4
0.4
0.8
0.3
1.9
1.2
1.2
1.1
0.3
0.1
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.9
–
0.8
0.6
0.5
0.4
1.3
1.2
0.2
0.4
0.3
0.3
2.5
1.9
1.7
1.3
1.6
2.1
1.3
1.3
1.3
1.2
1.5
2.1
0.2
–
0.2
0.1
0.2
0.2
Goods-producing industries ...................................
1.4
0.7
2.1
1.6
0.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.4
1.0
1.4
–
0.4
1.4
–
0.8
0.3
0.2
–
–
–
–
–
–
1.2
1.5
1.6
2.3
1.6
2.1
2.4
2.5
1.0
1.0
0.8
1.1
1.5
1.4
2.0
2.2
0.1
0.4
–
0.8
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.7
1.0
1.3
0.5
0.8
0.5
–
–
–
0.2
0.3
0.4
1.6
2.0
2.4
1.2
1.9
1.6
1.1
1.5
2.0
1.1
1.6
1.5
–
–
–
0.1
0.2
0.2
0.6
1.9
0.5
0.9
1.0
2.1
2.2
1.0
1.2
1.9
0.5
1.3
0.4
0.2
–
0.2
0.7
–
–
0.9
0.7
0.5
–
0.5
–
0.7
1.4
4.5
1.4
2.0
2.6
5.3
3.7
2.3
2.8
4.0
2.1
3.2
2.8
1.1
3.7
1.1
1.8
2.1
5.5
3.7
1.8
2.2
2.8
2.0
2.7
2.7
0.1
–
0.1
0.1
–
–
–
0.2
0.2
–
0.5
–
0.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2014
(All workers with short-term disability coverage = 100 percent)
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
92
12
21
26
26
26
8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
90
91
90
83
12
12
12
12
18
18
18
21
26
26
26
26
26
26
26
26
26
26
26
52
10
9
10
17
78
95
95
92
92
91
93
90
13
12
12
12
12
11
12
13
21
18
26
25
20
13
21
24
26
26
26
26
26
26
26
26
–
26
26
26
26
26
26
26
52
26
–
26
26
26
26
36
22
5
5
8
8
9
7
10
94
87
92
91
93
13
13
13
13
13
24
24
25
21
26
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
6
13
8
9
7
Full time .................................................................
Part time ................................................................
91
95
12
–
20
26
26
26
26
26
26
–
9
5
Union .....................................................................
Nonunion ...............................................................
87
93
13
12
26
18
26
26
26
26
52
26
13
7
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
95
97
94
92
89
88
12
–
12
12
12
12
24
26
21
20
22
21
26
26
26
26
26
26
26
26
26
26
26
26
26
52
26
26
26
26
5
3
6
8
11
12
Goods-producing industries ...................................
92
13
24
26
26
26
8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
92
92
84
78
90
97
94
86
12
12
13
13
14
12
12
–
21
20
22
21
26
18
20
24
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
26
26
26
52
52
26
26
26
52
8
8
16
22
10
3
6
14
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2014—continued
(All workers with short-term disability coverage = 100 percent)
Number of weeks2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
94
95
94
90
92
88
12
12
12
12
12
13
18
21
13
22
18
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
6
5
6
10
8
12
93
93
93
94
94
94
92
88
87
89
92
94
13
12
24
12
12
11
12
12
13
12
11
12
26
13
26
13
–
12
–
18
18
13
13
20
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
–
36
26
26
26
26
26
26
26
7
7
7
6
6
6
8
12
13
11
8
6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2014
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.6
0.0
1.1
0.0
0.0
0.0
0.6
0.8
1.1
0.9
2.0
0.0
0.0
0.0
1.0
2.1
4.5
2.8
1.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.9
0.0
0.0
0.0
0.0
0.8
1.1
0.9
2.0
2.9
1.1
0.8
2.3
0.7
1.2
0.7
1.9
0.0
0.1
1.0
1.3
0.0
1.3
0.1
0.1
1.6
5.2
1.3
2.7
2.0
0.2
1.6
2.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
1.6
0.0
0.0
0.0
4.5
2.9
1.1
0.8
2.3
0.7
1.2
0.7
1.9
1.9
2.7
1.0
1.4
1.3
0.0
1.5
0.4
1.0
0.4
3.6
4.2
0.4
5.9
0.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.2
–
0.0
0.0
0.0
1.9
2.7
1.0
1.4
1.3
Full time .................................................................
Part time ................................................................
0.6
0.9
0.0
–
1.7
0.0
0.0
0.0
0.0
0.0
0.0
–
0.6
0.9
Union .....................................................................
Nonunion ...............................................................
1.0
0.6
1.2
0.0
0.0
1.9
0.0
0.0
0.0
0.0
4.7
0.0
1.0
0.6
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
0.9
0.6
0.8
0.9
1.1
0.0
–
0.0
0.0
0.0
0.0
2.9
0.0
1.6
2.3
1.7
2.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.3
12.2
0.0
0.0
0.0
0.0
1.0
0.9
0.6
0.8
0.9
1.1
Goods-producing industries ...................................
1.1
1.5
4.3
0.0
0.0
0.0
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
0.7
1.8
3.0
1.1
0.7
1.3
2.1
0.0
0.0
0.0
0.0
3.0
0.5
1.1
–
0.9
2.3
0.0
1.4
0.0
3.8
2.9
3.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.9
0.0
0.0
1.6
0.7
0.7
1.8
3.0
1.1
0.7
1.3
2.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2014—continued
Number of weeks2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.7
0.8
1.4
0.7
1.1
0.8
0.0
0.0
0.6
0.4
0.0
0.0
3.3
4.5
3.1
1.6
4.2
1.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
0.7
0.8
1.4
0.7
1.1
0.8
0.8
1.8
0.9
0.8
1.0
1.8
1.9
1.5
2.0
1.6
1.3
0.8
0.4
0.0
4.6
0.0
0.0
0.2
0.0
0.2
1.3
0.0
0.9
0.8
0.0
0.0
0.0
2.7
–
1.2
–
2.3
2.4
3.9
1.0
4.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
8.3
1.2
0.0
0.0
0.0
0.0
0.0
5.0
0.8
1.8
0.9
0.8
1.0
1.8
1.9
1.5
2.0
1.6
1.3
0.8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation
Survey, March 2014
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
1
19
2
39
26
13
62.5
60.0
1
–
1
–
18
15
19
29
2
–
2
4
41
42
41
30
22
23
22
14
16
18
15
23
63.6
64.6
63.1
64.4
60.0
60.0
60.0
60.0
–
1
–
–
1
–
1
1
33
19
27
37
20
19
20
19
3
2
–
–
1
–
1
1
29
54
32
24
38
37
38
43
17
17
32
30
27
26
27
27
19
7
5
5
13
15
12
10
62.8
60.2
60.3
58.6
62.5
63.0
62.3
61.9
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
–
–
2
–
–
19
18
16
16
17
–
–
1
–
–
34
49
43
41
45
34
22
25
25
25
–
9
13
14
11
63.1
61.1
62.6
62.0
63.1
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
19
23
1
–
41
26
24
37
13
7
62.6
61.6
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
1
1
21
19
5
1
32
41
31
24
11
13
61.8
62.7
60.0
60.0
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2
–
2
1
1
–
22
23
19
21
16
17
3
4
1
2
2
–
35
30
40
38
42
40
32
39
27
25
22
19
6
4
11
13
17
21
60.8
61.2
62.0
62.3
64.0
65.0
60.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
2
13
1
42
24
17
63.6
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1
(3)
–
–
–
1
1
–
21
27
32
37
24
24
22
28
2
3
7
3
12
1
3
–
39
39
28
30
25
45
50
30
26
17
12
14
9
20
17
34
12
13
22
16
31
9
7
5
62.3
61.5
63.6
61.2
68.3
60.4
60.1
60.2
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation
Survey, March 2014—continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
–
–
–
1
1
1
22
24
19
18
12
22
–
–
–
2
1
3
37
33
45
41
48
35
30
33
25
23
24
21
8
8
9
15
14
17
61.6
61.5
61.8
63.1
63.0
63.3
60.0
60.0
60.0
60.0
60.0
60.0
1
–
1
2
–
–
–
–
–
–
1
–
1
28
7
31
17
19
16
10
13
14
10
11
–
13
1
–
1
(3)
–
–
–
–
–
–
10
–
15
24
57
19
53
51
54
57
46
46
45
46
59
40
39
12
43
12
11
10
15
22
22
21
19
18
20
8
22
5
16
15
–
17
18
16
22
12
15
11
61.7
65.6
61.0
62.7
61.7
64.1
64.2
64.2
63.5
66.2
62.2
63.9
61.3
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
3 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1
National Compensation Survey, March 2014
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
0.2
1.1
0.2
1.4
1.3
0.7
0.3
0.0
0.3
–
0.2
–
1.5
1.7
2.1
3.2
0.3
–
0.2
0.5
2.0
2.6
2.5
3.4
1.7
2.1
2.3
2.4
1.2
1.8
1.4
2.5
0.5
0.6
0.5
0.8
0.0
0.0
0.0
0.0
–
0.5
–
–
0.4
–
0.5
0.3
4.3
3.4
2.1
8.3
1.1
2.2
1.3
2.4
0.7
0.5
–
–
0.3
–
0.3
0.7
2.9
6.3
3.3
5.2
1.6
2.7
2.1
3.9
3.5
2.7
3.7
8.8
1.5
2.9
1.8
3.0
2.9
2.0
0.8
1.1
1.0
2.3
1.0
1.9
1.2
0.5
0.4
1.5
0.3
0.6
0.3
0.7
0.0
0.0
0.0
2.4
0.0
0.0
0.0
0.0
–
–
0.8
–
–
3.4
3.5
2.4
2.7
2.6
–
–
0.3
–
–
5.5
4.5
2.7
3.4
3.5
5.6
3.7
1.9
2.8
2.1
–
1.6
1.5
2.3
1.8
1.4
0.6
0.5
0.7
0.7
1.2
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.3
–
1.2
2.1
0.1
–
1.4
3.5
1.3
3.6
0.8
1.2
0.3
0.5
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.5
0.3
1.6
1.2
0.6
0.2
2.2
1.6
2.2
1.4
1.3
0.8
0.4
0.3
0.0
0.0
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.9
–
0.5
0.3
0.3
–
1.8
4.2
1.5
1.2
1.2
1.5
1.1
2.2
0.6
0.2
0.2
–
3.1
4.6
2.3
1.8
1.9
2.8
3.2
6.2
2.8
1.3
1.7
2.0
1.2
1.0
1.0
1.1
1.2
2.1
0.5
0.8
0.4
0.3
0.4
0.6
0.0
1.1
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
0.7
1.8
0.3
2.4
2.1
1.9
0.5
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.3
0.1
–
–
–
0.2
0.4
–
1.1
2.1
2.7
3.6
2.6
2.8
3.5
4.6
0.2
0.5
1.4
0.7
0.8
0.2
0.4
–
1.6
3.2
2.1
3.3
2.3
4.3
6.1
5.7
1.5
2.1
1.4
1.9
1.5
2.9
2.6
4.1
0.8
1.7
2.3
2.7
3.9
2.3
1.8
1.4
0.3
0.4
0.8
0.9
1.6
0.5
0.5
0.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1
National Compensation Survey, March 2014—continued
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
–
–
–
0.3
0.5
0.4
2.5
2.2
4.0
1.3
1.7
1.6
–
–
–
0.2
0.3
0.3
2.0
2.6
4.3
1.7
2.4
2.5
3.0
3.7
2.6
1.3
2.1
1.6
1.0
1.3
1.3
1.0
1.5
1.4
0.5
0.5
0.7
0.3
0.4
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.3
–
0.3
0.7
–
–
–
–
–
–
0.4
–
0.6
2.0
1.2
2.2
1.6
2.3
3.8
2.4
2.0
2.6
2.2
1.8
–
2.2
0.1
–
0.1
0.1
–
–
–
–
–
–
1.3
–
2.3
2.3
5.3
2.3
2.4
3.1
7.8
4.3
2.7
3.2
4.7
3.0
5.0
4.1
2.8
2.8
3.1
1.4
1.8
3.0
3.2
2.1
2.6
3.7
2.2
3.0
3.1
0.8
4.0
0.8
1.7
1.6
–
3.9
1.7
2.0
2.8
1.8
2.8
2.4
0.5
1.4
0.6
0.6
0.5
2.0
1.4
0.6
0.7
1.1
0.4
1.0
0.5
0.7
0.0
5.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2014
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
75
$170
$315
$595
$1,154
$2,309
25
70
71
70
74
170
170
170
170
500
500
500
500
750
917
700
692
1,662
1,500
1,662
1,000
2,500
2,500
2,500
1,662
30
29
30
26
73
59
84
71
77
79
76
76
170
201
170
135
170
170
170
170
500
500
–
–
250
–
250
500
692
1,000
546
–
595
584
595
584
831
2,307
595
692
1,500
1,666
1,385
1,000
–
2,800
1,500
–
2,500
4,615
2,500
–
27
41
16
29
23
21
24
24
73
77
72
67
77
170
200
170
170
170
–
500
300
250
475
546
600
500
500
500
600
1,200
600
750
595
1,250
2,000
1,500
1,500
1,500
27
23
28
33
23
Full time .................................................................
Part time ................................................................
73
85
170
170
350
200
595
500
1,385
595
2,400
750
27
15
Union .....................................................................
Nonunion ...............................................................
78
74
170
170
200
350
500
595
831
1,300
1,500
2,400
22
26
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
84
93
75
73
72
70
170
170
170
170
170
170
–
–
315
275
500
500
559
546
584
584
700
831
595
595
1,000
1,153
1,662
2,000
1,385
921
2,300
2,300
2,500
3,000
16
7
25
27
28
30
Goods-producing industries ...................................
69
170
350
595
1,000
2,000
31
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
76
70
69
72
62
70
60
72
170
170
170
170
170
170
170
170
315
300
–
500
185
300
–
200
595
595
692
692
595
595
750
595
1,250
1,100
1,000
831
1,153
1,250
2,307
–
2,350
2,310
2,000
–
2,000
2,500
2,500
1,662
24
30
31
28
38
30
40
28
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2014—continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
84
84
82
69
72
66
$170
170
170
170
170
170
–
–
$300
–
450
–
$561
561
559
600
650
595
$1,000
750
1,000
1,500
1,500
1,500
$1,800
1,500
2,308
2,500
2,500
2,500
16
16
18
31
28
34
87
67
91
70
74
63
66
53
53
54
79
75
81
170
315
170
315
315
315
300
215
215
200
185
–
170
170
500
170
500
500
500
500
450
–
450
500
–
–
559
1,000
559
–
1,000
1,000
692
750
750
–
1,000
1,500
–
595
1,000
595
1,500
1,750
1,500
1,500
1,250
1,250
1,385
2,076
2,300
2,076
–
2,309
1,000
2,500
2,500
2,800
2,650
2,500
2,500
–
2,500
2,500
2,500
13
33
9
30
26
37
34
47
47
46
21
25
19
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2014
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.2
$0.00
$30.67
$10.33
$132.47
$42.98
1.2
1.7
1.8
2.3
2.6
0.00
0.00
0.00
0.00
11.11
22.11
16.19
21.65
79.95
208.89
99.47
0.00
275.93
427.34
285.36
210.59
0.00
26.76
0.00
426.74
1.7
1.8
2.3
2.6
3.1
8.1
2.0
5.7
1.3
2.5
1.6
3.4
7.51
31.91
0.00
25.65
0.00
0.00
0.00
0.00
27.11
42.15
–
–
42.64
–
39.69
50.08
0.00
217.57
26.69
–
2.72
13.53
1.47
25.37
45.22
72.18
68.70
170.65
121.33
238.38
206.73
29.14
–
364.69
244.69
–
49.76
239.09
235.81
–
3.1
8.1
2.0
5.7
1.3
2.5
1.6
3.4
6.1
3.6
2.4
3.3
2.6
0.00
40.28
0.00
0.00
0.00
–
27.09
49.20
31.05
130.41
19.65
53.77
1.89
20.95
0.00
120.97
322.82
130.14
185.23
19.00
364.90
559.37
88.08
105.26
217.90
6.1
3.6
2.4
3.3
2.6
Full time .................................................................
Part time ................................................................
1.3
2.1
0.00
0.00
104.23
19.27
0.00
33.77
189.67
0.00
147.00
191.97
1.3
2.1
Union .....................................................................
Nonunion ...............................................................
1.9
1.3
0.00
0.00
20.53
65.72
13.73
0.00
132.92
187.58
223.15
136.75
1.9
1.3
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.4
1.4
1.7
1.6
1.4
2.1
0.00
0.00
0.00
0.00
0.00
0.00
–
–
56.40
46.35
0.00
12.80
21.86
50.47
14.97
15.98
84.66
143.29
34.36
0.13
0.00
177.08
281.82
220.34
210.85
248.56
289.65
193.52
0.00
640.10
2.4
1.4
1.7
1.6
1.4
2.1
Goods-producing industries ...................................
2.6
5.87
70.10
16.02
0.00
398.56
2.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.3
3.1
2.5
2.9
3.8
4.4
7.1
4.2
0.00
0.00
0.00
8.75
0.00
0.00
0.00
28.27
25.24
69.78
–
0.00
0.00
63.04
–
0.00
10.10
4.78
12.98
0.00
60.25
22.15
179.87
14.33
144.43
217.17
176.49
61.74
162.47
239.75
160.09
–
129.15
167.32
310.93
–
252.08
121.76
40.14
175.14
1.3
3.1
2.5
2.9
3.8
4.4
7.1
4.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.5
1.9
2.3
1.7
1.8
2.7
$0.00
0.00
0.00
2.20
5.55
6.69
–
–
$28.53
–
112.03
–
$13.39
13.72
35.73
36.67
103.92
20.50
$108.57
91.82
271.73
0.00
152.54
127.86
$318.98
59.03
378.19
0.00
13.38
61.99
1.5
1.9
2.3
1.7
1.8
2.7
1.1
3.8
1.1
2.2
2.1
9.9
3.4
3.8
4.8
4.6
2.2
3.8
2.8
0.00
8.11
0.00
13.53
19.79
65.36
71.99
38.01
48.75
52.81
9.43
–
13.73
0.00
0.00
0.00
0.00
52.42
128.59
0.00
106.65
–
66.90
10.70
–
–
7.47
134.79
23.66
–
244.79
163.86
111.34
81.76
80.27
–
134.12
378.10
–
0.00
20.74
0.00
302.36
232.49
0.00
314.34
174.82
186.82
218.57
194.52
393.31
298.03
–
262.86
167.94
40.51
20.60
486.64
378.49
201.52
221.08
–
13.38
0.00
133.29
1.1
3.8
1.1
2.2
2.1
9.9
3.4
3.8
4.8
4.6
2.2
3.8
2.8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2014
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
8
92
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9
7
10
18
91
93
90
82
21
7
10
16
7
8
7
10
11
6
6
5
79
93
90
84
93
92
93
90
89
94
94
95
Full time .................................................................
Part time ................................................................
8
7
92
93
Union .....................................................................
Nonunion ...............................................................
12
7
88
93
Average wage within the following categories2:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
9
7
8
8
9
91
93
92
92
91
Goods-producing industries ...................................
6
94
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
8
11
17
21
13
6
8
17
92
89
83
79
87
94
92
83
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2014—continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Employee
contribution not
required
6
5
8
9
7
11
94
95
92
91
93
89
6
6
6
7
7
7
5
10
11
8
10
7
94
94
94
93
93
93
95
90
89
92
90
93
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in
the public sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2014
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.7
1.0
2.7
0.7
0.7
1.0
2.7
3.7
1.6
1.3
3.6
0.7
1.5
0.9
2.0
2.3
0.8
1.3
1.0
3.7
1.6
1.3
3.6
0.7
1.5
0.9
2.0
2.3
0.8
1.3
1.0
Full time .................................................................
Part time ................................................................
0.7
1.2
0.7
1.2
Union .....................................................................
Nonunion ...............................................................
1.3
0.6
1.3
0.6
Average wage within the following categories2:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.0
1.0
0.8
0.6
0.8
2.0
1.0
0.8
0.6
0.8
Goods-producing industries ...................................
0.9
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.5
2.6
4.2
2.0
1.5
1.6
3.1
0.7
1.5
2.6
4.2
2.0
1.5
1.6
3.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution
required
Employee
contribution not
required
1.0
0.8
2.1
0.7
0.8
0.9
1.0
0.8
2.1
0.7
0.8
0.9
1.2
1.1
1.6
0.7
1.1
1.5
1.0
0.9
1.2
1.5
2.5
1.3
1.2
1.1
1.6
0.7
1.1
1.5
1.0
0.9
1.2
1.5
2.5
1.3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in
the public sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2014
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
95
3
1
1
97
96
97
97
3
4
3
2
(2)
(2)
–
–
(2)
(2)
–
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
97
98
95
94
95
90
97
91
–
1
3
5
4
9
2
5
–
–
–
–
(2)
–
(2)
2
–
–
–
–
(2)
–
(2)
2
87
93
92
91
94
6
4
2
2
2
–
1
4
6
2
–
2
2
2
2
Full time .................................................................
Part time ................................................................
95
89
3
8
1
–
1
–
Union .....................................................................
Nonunion ...............................................................
86
97
5
3
6
(2)
3
(2)
Average wage within the following categories3:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
95
96
94
95
95
4
3
3
3
4
–
1
2
1
(2)
–
1
1
(2)
(2)
Goods-producing industries ...................................
91
4
4
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
96
98
97
97
96
98
98
93
3
2
2
–
4
1
2
6
1
–
–
1
–
–
–
–
(2)
–
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2014—continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
95
95
96
95
95
95
4
4
4
3
3
3
–
–
–
1
1
1
–
–
–
1
1
1
95
97
95
96
96
93
97
94
92
96
95
94
96
3
2
3
3
3
6
–
3
4
2
4
5
3
1
–
–
–
–
–
–
2
3
–
1
–
1
1
–
–
–
–
–
–
1
1
–
(2)
–
1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March 2014
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.3
0.3
0.2
0.1
0.4
0.9
0.4
0.9
0.4
0.9
0.4
0.6
0.1
0.2
–
–
0.1
0.1
–
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
0.5
0.9
1.6
0.5
1.3
0.5
1.5
–
0.4
0.6
1.5
0.4
1.3
0.4
1.3
–
–
–
–
0.1
–
0.1
0.6
–
–
–
–
0.1
–
0.2
0.5
2.8
1.6
1.0
1.7
1.0
2.6
1.4
0.3
0.5
0.3
–
0.4
0.9
1.6
0.6
–
0.8
0.5
0.6
0.7
Full time .................................................................
Part time ................................................................
0.3
1.8
0.3
1.7
0.2
–
0.1
–
Union .....................................................................
Nonunion ...............................................................
1.4
0.3
0.7
0.3
1.2
0.1
0.7
0.1
Average wage within the following categories2:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
0.4
0.6
0.5
0.8
1.1
0.3
0.4
0.5
0.8
–
0.2
0.5
0.2
0.2
–
0.1
0.2
0.1
0.1
Goods-producing industries ...................................
1.4
1.1
0.9
0.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.3
0.5
0.9
1.0
1.5
0.4
0.8
2.0
0.3
0.4
0.7
–
1.5
0.4
0.8
1.9
0.2
–
–
0.6
–
–
–
–
0.1
–
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March
2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.6
0.6
1.3
0.4
0.7
0.6
0.6
0.5
1.2
0.4
0.6
0.4
–
–
–
0.2
0.2
0.4
–
–
–
0.2
0.3
0.1
0.6
0.7
0.8
0.6
0.6
2.3
1.3
0.7
0.8
1.4
0.9
1.6
1.0
0.3
0.6
0.5
0.6
0.6
2.3
–
0.6
0.8
0.5
0.9
1.6
1.0
0.6
–
–
–
–
–
–
0.5
0.6
–
0.2
–
0.2
0.2
–
–
–
–
–
–
0.3
0.5
–
0.2
–
0.2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2014
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
24
60
8
6
1
58.2
60.0
25
25
24
13
57
60
55
48
9
7
11
20
7
7
8
13
2
1
2
6
58.2
57.9
58.4
61.1
60.0
60.0
60.0
60.0
15
46
25
20
25
21
26
22
40
47
61
56
62
69
60
64
23
4
8
12
7
4
7
9
15
–
5
–
6
–
6
4
7
–
2
–
1
–
1
1
61.3
54.8
58.2
59.7
58.1
57.9
58.1
58.2
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
27
19
20
20
19
56
68
69
67
72
–
6
5
–
–
–
5
6
6
5
–
2
1
–
–
57.6
58.5
58.5
58.5
58.5
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
24
30
61
53
8
6
6
9
1
2
58.2
57.9
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
27
23
50
62
9
8
10
6
4
1
58.9
58.1
60.0
60.0
Average wage within the following categories2:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
25
23
23
25
25
65
63
60
58
58
6
8
9
8
8
4
5
7
7
7
1
1
1
2
1
57.7
58.1
58.4
58.3
58.1
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
20
67
7
6
(3)
58.5
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
25
26
13
16
9
35
48
18
59
57
50
37
69
62
46
44
8
9
20
26
13
2
3
22
6
6
12
16
6
–
–
13
1
2
5
6
3
–
–
3
58.2
58.1
61.0
61.4
60.4
56.1
54.8
60.5
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2014—continued
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
20
21
18
26
19
31
67
66
67
57
67
51
6
6
7
9
6
11
6
5
6
7
6
7
1
1
2
1
1
1
58.5
58.4
58.8
58.1
58.5
57.8
60.0
60.0
60.0
60.0
60.0
60.0
23
23
23
25
26
23
24
24
28
15
24
21
25
65
67
64
61
56
65
69
61
59
67
53
54
52
4
4
3
9
13
–
4
6
6
6
13
15
11
7
5
8
4
4
6
2
6
5
9
10
–
10
1
1
1
1
1
–
1
3
2
3
1
–
1
58.4
58.0
58.5
57.6
57.7
57.7
57.3
58.6
57.9
59.8
58.8
59.2
58.6
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
3 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian
workers,1 National Compensation Survey, March 2014
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.0
1.0
0.5
0.6
0.2
0.2
0.0
1.5
1.7
2.0
1.9
1.6
2.0
2.0
3.7
0.8
0.8
1.1
2.4
0.7
0.8
0.9
2.1
0.3
0.2
0.4
1.7
0.2
0.3
0.3
0.5
0.0
0.0
0.0
0.0
2.5
5.9
2.6
4.8
1.3
2.2
1.6
2.4
5.2
5.4
3.0
6.3
1.5
2.9
1.7
2.9
3.1
1.0
1.7
3.0
0.6
1.3
0.7
2.1
3.1
–
0.8
–
0.7
–
0.8
1.3
1.9
–
0.5
–
0.3
–
0.2
0.4
0.7
0.8
0.3
0.7
0.2
0.3
0.2
0.5
0.9
5.9
0.0
0.0
0.0
0.0
0.0
0.0
5.4
2.4
1.6
2.1
2.4
5.5
3.1
1.9
2.5
2.8
–
1.8
0.9
–
–
–
1.2
1.1
1.7
1.2
–
0.5
0.3
–
–
1.1
0.4
0.2
0.3
0.3
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
1.0
3.3
1.0
4.0
0.5
1.1
0.6
1.7
0.2
0.7
0.2
0.5
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
2.0
1.1
2.3
1.2
1.5
0.6
1.6
0.6
0.9
0.1
0.4
0.2
0.0
0.0
Average wage within the following categories2:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.3
1.6
1.5
1.2
1.8
3.7
1.9
1.5
1.5
2.5
1.3
0.9
0.7
0.7
1.1
1.0
0.8
0.9
0.7
1.1
0.4
0.2
0.2
0.3
0.3
0.4
0.2
0.2
0.2
0.3
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
1.7
2.3
1.4
1.1
0.1
0.2
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
1.2
2.4
1.7
2.6
1.3
3.6
4.8
3.4
1.2
2.4
2.6
3.8
2.3
3.6
4.5
4.0
0.6
1.2
2.2
3.2
1.4
0.5
0.8
3.6
0.6
0.8
1.7
2.7
1.5
–
–
3.2
0.2
0.4
1.0
1.5
1.1
–
–
1.2
0.2
0.4
0.4
0.6
0.2
0.4
0.5
0.6
0.0
0.0
0.0
2.0
0.0
0.0
8.8
0.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian
workers,1 National Compensation Survey, March 2014—continued
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.5
2.0
2.3
1.3
1.4
1.8
1.8
2.3
2.9
1.2
1.8
1.6
0.9
1.3
2.2
0.7
1.0
1.0
0.9
1.2
0.9
0.7
0.9
1.1
0.3
0.3
0.5
0.2
0.3
0.3
0.3
0.4
0.4
0.2
0.3
0.3
0.0
0.0
0.0
0.0
0.0
0.0
2.0
2.1
2.7
1.7
2.3
5.2
2.7
2.3
3.2
2.2
2.4
3.7
3.1
1.8
3.3
2.3
1.8
2.7
5.0
2.8
2.0
2.6
2.8
2.9
5.5
3.3
0.8
0.9
1.0
1.1
1.9
–
1.2
1.0
1.2
1.6
1.2
2.6
1.2
2.0
1.9
2.7
0.5
0.8
1.4
0.9
0.9
0.8
2.0
1.7
–
1.7
0.1
0.3
0.1
0.2
0.2
–
0.3
0.6
0.6
1.1
0.3
–
0.5
0.3
0.4
0.4
0.3
0.4
1.0
0.5
0.3
0.5
0.4
0.3
0.5
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
67 percent
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2014
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
85
$3,000
$5,000
$7,500
$10,000
$15,000
15
85
88
83
72
3,500
4,000
3,000
–
5,000
6,000
5,000
3,900
7,500
10,000
7,000
5,000
10,000
15,000
10,000
7,000
15,000
20,000
15,000
10,000
15
12
17
28
67
90
83
72
87
92
86
83
–
4,000
3,000
–
3,000
5,000
2,500
3,000
3,900
5,000
5,000
–
5,000
5,000
5,000
5,000
5,000
7,500
6,000
5,000
8,000
7,500
8,000
6,000
6,000
10,000
10,000
8,000
12,000
15,000
11,000
10,000
8,000
15,000
13,000
10,000
20,000
20,000
20,000
15,000
33
10
17
28
13
8
14
17
75
88
81
82
79
3,000
3,000
–
3,000
–
5,000
4,800
5,000
5,000
3,000
6,000
6,000
6,000
7,000
6,000
10,000
10,000
10,000
10,000
10,000
15,000
13,500
15,000
15,000
–
25
12
19
18
21
Full time .................................................................
Part time ................................................................
85
81
3,000
2,500
5,000
5,000
7,500
7,000
10,000
10,000
15,000
15,000
15
19
Union .....................................................................
Nonunion ...............................................................
74
87
–
3,000
3,200
5,000
5,000
7,500
7,500
10,000
10,000
15,000
26
13
Average wage within the following categories3:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
86
86
84
85
84
3,000
2,500
3,000
3,000
4,000
5,000
5,000
5,000
5,000
5,000
6,000
7,000
7,000
8,000
10,000
10,000
10,000
10,000
12,000
15,000
15,000
15,000
15,000
16,000
20,000
14
14
16
15
16
Goods-producing industries ...................................
84
3,000
5,000
7,500
10,000
15,000
16
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
85
84
72
67
79
92
90
67
3,000
3,000
–
–
–
–
–
–
5,000
5,000
3,900
3,900
5,000
5,000
5,000
3,900
7,500
6,000
5,000
5,000
7,000
6,000
7,500
5,000
10,000
10,000
7,500
6,000
10,000
10,000
10,000
6,500
15,000
15,000
10,000
8,000
14,500
15,000
15,000
10,000
15
16
28
33
21
8
10
33
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2014—continued
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
89
90
87
83
86
80
$3,000
3,000
4,000
–
3,000
2,500
$5,000
5,000
5,000
5,000
5,000
5,000
$7,000
6,000
7,500
7,500
7,500
8,000
$10,000
10,000
10,000
10,000
10,000
12,000
$15,000
15,000
15,000
15,000
15,000
16,667
11
10
13
17
14
20
89
94
88
88
88
89
89
78
79
78
83
81
84
2,800
3,000
2,500
3,000
2,500
3,000
–
3,000
3,000
3,200
3,000
–
3,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
7,500
7,500
7,000
7,500
8,000
7,000
7,500
6,000
6,000
7,000
9,000
7,500
10,000
11,000
11,000
12,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,500
12,000
10,000
15,000
15,000
15,000
15,000
15,000
15,000
15,000
15,000
15,000
16,666
18,000
20,000
17,300
11
6
12
12
12
11
11
22
21
22
17
19
16
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2014
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
0.8
$0.00
$0.00
$72.45
$0.00
$0.00
0.8
1.1
1.2
1.3
3.1
732.01
88.53
105.39
–
0.00
620.36
0.00
59.83
417.76
0.00
716.47
0.00
1,114.99
2,709.68
0.00
769.38
1,293.69
803.66
0.00
0.00
1.1
1.2
1.3
3.1
4.1
2.0
2.1
5.5
1.1
1.4
1.2
2.3
–
480.12
416.69
–
428.67
1,072.08
342.24
0.00
75.86
0.00
0.00
–
0.00
0.00
0.00
784.36
0.00
992.31
894.18
613.11
511.40
1,414.82
498.11
353.98
390.04
1,951.47
0.00
704.79
794.38
2,971.05
1,419.19
0.00
763.31
0.00
1,957.95
0.00
356.82
1,214.55
737.27
513.83
4.1
2.0
2.1
5.5
1.1
1.4
1.2
2.3
4.7
2.3
2.1
2.3
3.3
447.72
80.37
–
487.01
–
715.75
912.72
1,029.49
0.00
683.66
1,377.46
590.80
522.47
879.87
1,247.92
2,237.75
0.00
0.00
0.00
227.44
0.00
2,446.24
856.68
0.00
–
4.7
2.3
2.1
2.3
3.3
Full time .................................................................
Part time ................................................................
0.8
3.1
0.00
176.99
0.00
0.00
0.00
0.00
0.00
765.65
0.00
0.00
0.8
3.1
Union .....................................................................
Nonunion ...............................................................
2.0
0.8
–
180.23
703.06
0.00
0.00
544.17
688.73
879.30
668.95
704.02
2.0
0.8
Average wage within the following categories3:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.8
1.2
1.3
1.0
1.6
336.52
216.15
0.00
309.48
13.38
0.00
0.00
0.00
0.00
614.93
1,121.37
636.27
284.00
394.80
168.17
133.79
0.00
0.00
452.22
1,738.99
950.76
0.00
0.00
1,926.45
0.00
1.8
1.2
1.3
1.0
1.6
Goods-producing industries ...................................
1.7
0.00
0.00
645.12
468.22
0.00
1.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.9
2.1
3.3
4.3
5.2
1.4
2.4
3.9
0.00
428.34
–
–
–
–
–
–
0.00
0.00
128.42
178.07
0.00
0.00
0.00
565.23
193.26
178.06
107.01
0.00
168.17
1,224.22
842.32
0.00
0.00
300.96
704.79
977.34
0.00
0.00
0.00
872.21
189.21
1,915.78
0.00
1,385.61
701.61
223.03
0.00
133.79
0.9
2.1
3.3
4.3
5.2
1.4
2.4
3.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.2
1.4
1.8
1.0
1.3
1.5
$679.54
506.88
1,141.48
–
0.00
156.57
$0.00
0.00
0.00
0.00
0.00
0.00
$1,116.82
752.91
235.94
0.00
488.66
656.95
$0.00
0.00
471.96
376.29
0.00
618.59
$0.00
0.00
0.00
222.90
0.00
2,380.75
1.2
1.4
1.8
1.0
1.3
1.5
2.2
1.3
3.1
1.0
1.4
2.7
1.9
1.9
2.1
3.8
2.0
4.5
1.9
497.46
202.37
200.69
215.87
582.05
611.39
–
26.76
327.72
733.67
313.65
–
522.52
0.00
0.00
0.00
0.00
0.00
1,178.50
0.00
0.00
0.00
0.00
0.00
0.00
500.60
513.83
0.00
673.85
94.60
616.75
1,215.51
1,628.07
360.24
231.73
1,222.56
1,229.05
1,882.55
463.47
1,647.68
1,367.80
2,085.33
0.00
0.00
482.39
1,870.38
0.00
0.00
2,021.71
1,937.29
3,065.04
1,292.79
0.00
1,158.20
0.00
0.00
614.65
0.00
0.00
0.00
0.00
1,149.60
3,472.33
3,583.32
3,425.74
2.2
1.3
3.1
1.0
1.4
2.7
1.9
1.9
2.1
3.8
2.0
4.5
1.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2014
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave2
Paid
Unpaid
75
65
74
41
63
66
39
13
87
80
95
73
36
84
89
82
85
76
94
68
17
58
60
58
61
82
85
81
82
84
87
83
88
56
56
56
65
20
25
17
15
92
92
92
93
31
85
55
82
79
68
86
84
96
81
46
71
66
51
74
58
13
83
58
80
79
68
85
82
72
65
25
45
42
34
47
30
88
84
41
71
63
50
71
54
95
84
45
74
65
53
72
55
69
55
25
55
37
28
41
30
18
24
7
14
13
8
16
8
97
93
80
90
88
87
89
81
74
93
84
92
76
44
70
57
59
55
69
94
82
91
73
20
39
34
33
35
41
65
64
70
59
41
67
66
70
62
24
36
34
36
33
7
9
7
8
6
80
83
86
88
84
Full time .................................................................
Part time ................................................................
87
36
78
25
87
34
49
16
74
30
76
33
46
18
15
5
90
77
Union .....................................................................
Nonunion ...............................................................
81
74
83
62
75
74
60
38
86
60
89
62
61
35
16
12
94
85
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
50
36
83
90
83
82
34
21
68
78
87
90
51
39
82
89
79
79
18
10
42
49
61
62
34
23
66
75
85
88
37
27
68
78
87
91
17
11
37
47
59
65
5
4
11
15
21
22
78
75
87
91
93
94
Goods-producing industries ...................................
90
59
89
32
67
67
37
8
86
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
73
72
53
42
78
84
91
88
66
80
87
90
85
75
86
89
71
66
40
27
67
84
91
89
43
56
59
68
43
53
69
54
63
78
83
84
87
74
88
86
65
81
89
92
89
75
89
91
39
51
68
68
73
39
57
82
13
16
15
16
14
16
25
16
87
92
93
94
96
91
96
94
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2014—continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave2
Paid
Unpaid
68
67
73
81
79
83
53
51
58
76
68
85
69
66
75
79
79
78
28
25
35
53
47
60
47
43
58
79
70
87
49
45
61
81
72
90
23
21
27
54
41
66
8
8
9
16
14
19
79
76
88
93
92
95
75
72
76
77
78
76
76
76
76
76
72
69
73
69
67
69
66
67
63
66
61
61
63
64
61
66
73
69
74
76
76
74
76
74
75
74
71
72
71
54
49
55
39
41
35
38
41
43
35
33
36
32
69
68
69
64
65
61
64
65
67
61
55
57
54
75
75
75
67
67
66
69
66
68
61
55
57
54
43
43
43
42
42
43
42
35
34
36
34
36
33
12
13
12
13
15
6
13
12
13
11
12
11
13
87
90
85
87
87
87
87
86
87
84
87
84
88
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical
Note for further explanation.
2 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 32. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March
2014
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
0.7
0.7
0.7
0.7
0.7
0.7
0.7
0.5
0.5
0.8
0.7
1.1
2.2
0.8
1.0
1.0
1.2
0.8
0.8
1.1
2.0
1.0
1.3
1.2
1.8
0.8
1.3
0.9
1.5
0.9
1.1
1.0
1.4
1.0
1.4
1.2
1.7
0.8
1.3
1.0
1.3
0.6
1.0
0.7
0.9
2.7
1.7
1.8
2.3
0.8
1.2
1.0
1.4
1.0
1.9
1.6
2.9
1.0
1.4
1.2
1.8
2.5
1.8
1.7
2.6
0.9
1.2
1.0
1.5
2.4
3.5
1.2
2.9
1.0
1.4
1.2
1.3
1.8
1.7
1.7
3.1
0.8
1.2
1.0
1.7
1.6
2.4
1.6
2.8
0.9
1.4
1.1
1.5
1.9
3.2
1.1
3.2
0.9
1.2
1.2
1.5
1.8
3.2
0.6
1.7
0.6
0.7
0.9
0.9
0.6
1.6
1.5
1.9
0.7
1.0
0.9
1.7
2.4
1.1
1.3
1.1
2.0
2.5
2.2
1.6
2.1
2.0
2.7
0.9
1.2
1.1
1.9
2.0
2.0
1.3
1.6
1.9
2.2
2.7
1.6
1.7
2.1
2.1
2.3
1.4
1.6
2.0
2.0
2.1
1.2
1.6
1.6
1.1
1.2
0.7
1.1
0.8
2.3
2.4
1.3
1.2
1.9
Full time .................................................................
Part time ................................................................
0.5
1.3
0.7
1.1
0.5
1.4
0.9
0.8
0.8
1.3
0.7
1.3
0.8
0.8
0.6
0.4
0.5
1.1
Union .....................................................................
Nonunion ...............................................................
0.8
0.8
1.2
0.8
0.8
0.8
1.3
0.8
1.1
0.8
1.0
0.7
1.4
0.7
1.0
0.5
0.7
0.6
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.5
2.2
0.9
0.7
0.8
0.9
1.3
1.6
1.0
0.9
0.7
0.8
1.4
2.1
0.7
0.6
0.8
0.9
0.9
1.0
1.1
1.0
0.9
1.4
1.4
1.7
1.1
1.0
0.8
0.9
1.4
1.9
1.1
0.9
0.8
0.8
0.9
1.1
1.1
1.1
0.9
1.4
0.5
0.7
0.6
0.8
0.7
1.2
1.2
2.1
0.9
0.6
0.6
0.8
Goods-producing industries ...................................
0.8
1.7
0.9
1.3
1.3
1.2
1.3
0.7
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.4
1.3
1.5
1.5
1.8
0.8
1.4
0.7
1.3
0.7
0.8
1.5
2.0
1.3
1.3
0.8
1.4
1.3
1.2
2.1
1.7
0.7
1.4
0.7
1.5
1.5
1.6
2.3
2.3
2.6
2.3
0.8
1.0
1.0
1.2
1.3
1.7
1.6
1.6
0.8
1.3
0.8
0.7
1.1
2.1
1.8
1.4
0.7
1.7
1.2
1.3
2.6
2.6
2.9
1.8
0.5
1.1
1.1
1.3
1.6
1.7
2.5
2.0
0.6
0.9
0.7
0.7
0.8
1.6
0.9
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 32. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March
2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
1.1
1.3
1.9
0.7
1.2
0.7
1.1
1.4
1.9
0.7
1.2
0.8
1.0
1.2
1.6
0.6
1.1
0.7
1.0
1.2
2.0
0.9
1.3
1.2
1.2
1.3
2.2
0.7
1.2
0.9
1.0
1.2
2.1
0.6
1.2
0.8
0.8
0.9
1.7
0.9
1.1
1.2
0.7
0.8
1.2
0.7
0.7
1.0
1.0
1.2
1.5
0.5
0.9
0.5
1.8
3.9
1.9
1.0
1.5
2.5
1.8
1.4
1.7
2.2
1.7
2.4
2.3
1.5
2.2
2.0
1.2
1.6
3.4
2.0
1.4
1.5
2.7
1.4
2.4
1.7
1.8
3.1
2.1
0.9
1.2
2.9
1.2
1.2
1.1
2.9
1.7
1.6
2.3
1.4
2.9
1.6
1.3
1.7
2.6
2.7
1.4
1.7
2.2
1.2
2.2
1.4
2.1
4.2
2.1
1.2
1.7
3.6
1.5
1.5
1.3
3.7
1.2
2.7
1.3
1.4
1.8
1.7
1.1
1.6
3.7
1.5
1.3
1.2
3.0
1.3
2.7
1.5
2.0
3.8
2.5
1.0
1.3
1.8
1.8
1.4
1.5
3.0
1.3
3.4
1.1
1.0
1.4
1.5
0.9
1.0
1.5
2.1
1.1
1.0
2.9
1.0
1.5
1.2
1.0
2.8
1.0
0.8
1.1
2.7
1.1
1.3
1.1
3.2
0.9
2.0
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical
Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2014
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
7
3
22
13
12
9
14
7
6
3
2
2
8
8
2
1
3
8
1
1
1
2
15
10
18
14
11
9
12
5
13
15
11
6
11
13
10
10
18
23
15
13
10
11
10
10
8
8
9
7
5
4
5
6
2
2
2
6
4
3
4
12
9
9
9
10
9
10
9
10
10
4
14
5
10
23
5
5
2
–
4
(2)
3
4
2
4
22
36
27
12
25
35
21
29
5
15
13
8
14
12
14
16
–
17
9
8
12
10
12
11
6
7
6
9
8
6
9
7
10
5
7
11
14
5
18
10
8
4
6
17
6
3
7
8
6
3
5
12
4
1
5
5
–
–
3
10
2
(2)
3
2
–
1
2
4
1
–
1
1
–
1
3
4
1
–
2
2
10
8
8
10
8
6
8
8
9
7
7
10
7
6
8
7
7
4
5
3
8
5
4
4
–
6
30
29
21
17
25
12
18
12
11
14
12
10
16
15
17
9
6
11
14
8
8
11
14
18
10
8
8
7
8
5
4
5
4
5
3
3
2
3
3
2
(2)
1
1
–
1
1
2
2
3
1
8
8
8
9
8
7
7
8
9
7
Full time .................................................................
Part time ................................................................
5
25
3
4
21
29
13
13
13
11
10
4
15
7
8
2
6
1
3
2
2
1
3
1
9
6
8
6
Union .....................................................................
Nonunion ...............................................................
2
8
1
3
12
24
8
13
11
12
8
9
13
14
13
6
13
4
8
2
4
1
6
2
10
8
10
8
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
22
35
6
3
2
2
6
8
3
2
1
1
33
27
27
17
13
10
13
10
14
13
11
8
9
9
13
12
13
14
5
2
8
11
11
13
6
4
13
17
18
21
2
1
6
10
10
9
2
1
4
6
9
11
1
–
3
4
5
6
1
–
1
2
2
2
1
–
2
3
3
4
6
5
8
9
9
10
6
6
7
9
9
10
Goods-producing industries ...................................
3
3
16
10
14
15
18
8
6
2
1
2
9
9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
8
4
4
7
1
4
3
(2)
3
2
2
3
1
2
–
(2)
23
25
6
11
1
34
39
–
13
13
4
4
2
18
17
–
12
9
7
5
9
9
11
2
8
7
8
7
9
6
7
9
13
10
14
14
12
8
7
13
7
8
13
11
15
6
–
27
6
7
10
8
12
5
7
25
4
6
10
8
13
4
5
14
2
3
8
8
9
1
1
5
3
7
14
14
15
3
–
4
8
9
11
11
12
8
8
11
8
8
11
10
11
7
7
11
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March
2014—continued
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
10
11
8
5
8
2
4
4
3
2
3
1
26
26
26
19
23
14
16
16
14
10
11
9
12
12
12
12
13
12
8
7
12
9
9
9
12
12
12
16
14
17
5
5
6
9
8
11
3
3
3
8
5
11
2
2
3
4
3
6
1
1
–
2
1
3
1
1
–
3
1
5
7
7
8
9
8
10
7
7
7
9
8
10
6
6
6
9
9
10
8
5
6
4
7
8
7
2
3
1
4
4
4
3
2
2
2
2
2
2
16
16
17
23
23
16
24
28
27
30
18
23
17
15
13
15
12
12
13
13
12
13
11
11
11
11
11
10
11
12
11
13
12
12
10
16
15
18
14
10
10
10
9
9
7
9
9
9
8
9
6
10
15
–
15
13
13
16
12
13
14
11
15
17
15
8
12
6
7
8
8
6
6
5
–
9
9
9
9
9
9
5
5
6
4
4
4
5
5
3
6
4
5
4
3
3
2
2
3
3
2
4
2
5
2
–
2
1
2
1
1
1
1
–
2
–
2
3
2
3
2
1
4
3
3
3
1
2
–
2
9
9
9
8
8
8
8
8
8
8
8
8
9
9
9
8
8
8
8
8
8
8
8
8
8
8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 33. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation
Survey, March 2014
Paid holidays
Characteristics
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
0.4
0.2
0.7
0.7
0.5
0.5
0.6
0.4
0.3
0.3
0.2
0.2
(2)
0.0
0.4
0.4
0.6
1.5
0.2
0.2
0.2
0.5
1.1
1.0
1.5
3.6
0.9
1.1
1.2
1.7
0.8
1.2
1.1
1.8
0.8
1.1
0.9
1.9
1.0
1.2
1.2
2.5
0.9
1.0
1.1
2.0
0.7
0.8
0.8
1.0
0.5
0.6
0.7
1.8
0.3
0.3
0.4
2.0
0.4
0.3
0.6
3.2
0.1
0.1
0.1
0.4
0.0
1.0
0.0
0.1
2.3
1.8
1.4
2.2
0.6
1.5
0.5
0.8
0.8
–
0.7
0.2
0.4
0.7
0.4
0.7
5.8
5.3
2.1
3.2
1.0
1.4
1.3
1.9
2.6
3.6
1.3
2.6
1.0
1.1
1.2
1.3
–
4.1
1.2
2.2
0.6
0.9
0.7
1.0
1.5
1.4
0.9
2.2
0.6
0.9
0.7
1.1
2.0
1.4
1.2
1.7
0.7
0.5
1.0
1.1
2.3
1.2
0.6
1.7
0.5
0.6
0.6
0.8
1.3
0.8
0.7
1.7
0.4
0.3
0.6
0.6
–
–
0.5
1.5
0.2
0.2
0.3
0.4
–
0.2
0.5
1.3
0.2
–
0.2
0.1
–
0.2
0.6
1.3
0.2
–
0.3
0.3
0.6
0.3
0.1
0.2
0.1
0.1
0.1
0.1
1.3
0.2
0.0
0.5
0.0
0.0
0.0
0.0
1.5
1.0
0.6
0.6
0.9
1.1
0.8
0.6
–
1.0
2.8
2.5
1.3
1.7
1.8
2.2
1.6
1.0
1.2
1.5
1.8
1.1
1.0
1.4
1.4
2.1
1.1
0.7
1.1
1.0
1.5
1.5
1.0
1.4
1.0
1.3
1.1
0.7
0.9
0.8
0.6
1.0
0.5
0.6
0.8
0.8
0.4
0.4
0.6
0.7
0.2
0.2
0.3
–
0.2
0.4
0.5
0.3
0.5
0.3
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.5
0.0
Full time .................................................................
Part time ................................................................
0.3
1.6
0.2
0.6
0.7
1.9
0.7
1.5
0.5
1.1
0.5
0.6
0.6
0.9
0.5
0.5
0.4
0.3
0.3
0.5
0.2
0.1
0.3
0.2
(2)
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.3
0.4
0.4
0.3
1.0
0.8
0.8
0.8
0.9
0.5
0.9
0.5
1.0
0.7
1.0
0.4
1.0
0.3
0.8
0.3
0.6
0.2
0.6
0.2
0.1
0.1
0.0
0.1
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
2.6
0.5
0.4
0.4
0.8
0.7
1.6
0.4
0.3
0.2
0.1
1.6
2.7
1.3
0.8
0.8
1.3
1.1
1.6
0.9
1.0
0.9
0.9
0.8
1.6
0.8
0.8
0.7
1.0
0.7
0.6
0.5
0.7
0.9
1.2
0.8
1.2
0.7
0.8
0.9
1.5
0.4
0.5
0.5
0.8
0.8
1.1
0.6
0.2
0.4
0.4
0.8
1.4
0.2
–
0.3
0.4
0.6
1.1
0.2
–
0.3
0.2
0.4
0.4
0.3
–
0.2
0.5
0.4
0.6
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.5
0.0
0.1
0.0
Goods-producing industries ...................................
0.5
0.5
1.1
0.9
1.1
1.1
1.3
0.8
0.6
0.5
0.5
0.3
0.1
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.4
0.9
0.7
1.3
0.5
1.4
0.9
0.1
0.3
0.4
0.4
0.7
0.2
0.6
–
0.1
0.9
2.0
0.9
1.6
0.2
2.8
5.2
–
0.8
1.8
0.9
1.2
0.8
2.6
2.4
–
0.5
1.1
1.3
1.3
3.0
1.6
1.6
0.6
0.5
0.8
1.0
1.0
1.6
1.1
1.2
3.0
0.6
1.2
1.5
1.6
2.3
1.4
1.5
1.9
0.5
1.3
2.0
1.7
4.2
1.4
–
2.2
0.4
0.6
0.8
0.9
1.4
0.8
1.3
2.4
0.3
0.9
1.3
1.8
1.4
1.2
2.6
1.5
0.2
0.4
1.0
1.3
1.4
0.2
0.1
1.1
0.3
0.8
1.2
1.3
1.9
0.9
–
0.6
0.1
0.1
0.1
0.2
0.2
0.2
0.2
0.1
0.0
0.2
0.0
0.9
0.9
0.0
0.0
0.2
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 33. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation
Survey, March 2014—continued
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
0.7
0.9
0.9
0.5
0.7
0.7
0.4
0.6
0.6
0.3
0.4
0.2
1.3
1.7
2.0
0.8
1.0
1.2
1.2
1.6
1.4
0.7
1.0
0.9
0.8
1.0
1.2
0.6
0.9
0.8
0.6
0.7
1.3
0.7
0.9
0.9
0.8
0.9
1.6
0.8
1.1
1.0
0.6
0.8
0.7
0.7
0.7
1.1
0.5
0.5
0.9
0.5
0.6
0.7
0.4
0.4
0.9
0.4
0.5
0.5
0.2
0.2
–
0.3
0.3
0.4
0.4
0.5
–
0.3
0.3
0.4
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.6
0.0
0.0
0.0
1.1
1.8
1.3
0.7
0.9
2.1
0.9
0.6
0.6
1.2
0.8
1.6
0.9
0.3
0.8
0.3
0.5
0.6
1.1
0.9
0.5
0.7
0.4
0.4
0.8
0.5
1.3
3.0
1.7
1.1
1.7
2.0
1.7
2.2
1.9
5.3
1.0
2.0
1.2
2.0
2.7
2.5
0.8
1.1
2.7
1.2
1.4
1.8
2.1
1.6
1.4
2.2
0.8
1.8
0.8
0.7
1.1
1.1
1.0
0.9
1.1
1.9
1.3
2.1
1.7
1.0
3.1
0.8
0.8
1.2
1.7
1.4
0.9
1.3
1.0
0.9
1.8
1.1
1.4
–
1.1
1.0
1.1
3.9
1.6
0.8
1.0
1.3
1.3
3.1
1.3
1.0
1.5
1.0
0.7
0.8
2.4
1.4
1.1
0.7
–
0.8
1.5
1.0
0.7
1.1
0.9
0.5
0.5
1.3
1.3
0.6
0.7
1.1
0.8
0.6
1.1
0.5
1.3
0.5
0.5
0.7
0.9
1.0
0.5
0.6
0.7
0.7
0.6
0.9
0.3
–
0.4
0.3
0.6
0.2
0.2
0.4
0.4
–
0.3
–
0.5
0.5
0.5
0.7
0.3
0.2
1.0
0.5
0.6
0.9
0.3
0.5
–
0.7
0.1
0.2
0.1
0.1
0.1
0.2
0.2
0.1
0.1
0.2
0.1
0.1
0.1
0.9
0.4
0.6
0.0
0.5
0.0
1.0
0.2
0.6
0.1
0.0
0.0
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 Less than 0.05.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 34. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2014
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
73
6
22
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
69
68
70
85
7
8
6
5
24
24
24
10
87
44
71
80
75
78
73
74
74
4
1
5
5
5
5
5
9
–
9
55
24
15
20
17
22
17
–
Full time .................................................................
72
6
22
Union .....................................................................
Nonunion ...............................................................
84
70
3
6
13
24
Average wage within the following categories5:
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
74
73
70
71
4
4
8
9
21
22
22
20
73
70
87
88
86
57
50
82
5
3
3
2
5
3
1
4
22
27
10
10
10
40
49
15
Establishment characteristics
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
See footnotes at end of table.
Table 34. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2014—continued
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
71
70
74
74
76
72
9
11
4
4
3
4
21
20
22
23
21
24
75
70
77
73
72
75
72
69
71
65
73
68
76
7
7
7
4
5
5
2
7
5
–
6
5
6
18
23
16
23
23
20
26
24
23
–
21
27
18
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the
public sector, except the federal government. See Technical Note for further explanation.
2 Employees earn or accrue a specified number of sick leave days per year. This number may vary by
length of service.
3 Plan does not specify maximum number of days.
4 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes,
such as vacation, illness, or personal business.
5 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 34. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2014
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
0.8
0.6
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
1.2
1.5
1.5
1.4
0.7
1.1
0.9
1.3
1.0
1.3
1.3
1.1
1.7
3.7
2.1
2.1
1.0
1.6
1.2
2.2
3.0
1.7
0.4
2.2
1.1
0.5
0.7
0.6
2.0
–
1.2
3.8
1.6
1.8
0.9
1.4
1.1
1.5
–
Full time .................................................................
0.8
0.5
0.7
Union .....................................................................
Nonunion ...............................................................
0.9
1.0
0.4
0.7
0.9
0.8
Average wage within the following categories5:
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.0
1.2
1.8
1.0
0.5
0.6
1.1
1.1
0.9
0.9
1.4
0.9
1.6
1.1
1.2
2.5
2.8
3.4
1.5
0.6
0.6
0.4
0.5
0.8
1.0
0.2
0.7
0.8
1.6
1.0
1.1
2.4
2.7
3.4
1.3
Worker characteristics
Establishment characteristics
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
See footnotes at end of table.
Table 34. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2014—continued
Sick leave provision
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
1.6
2.1
2.2
1.0
1.6
1.3
1.3
1.8
0.8
0.4
0.6
0.5
1.3
1.7
2.2
0.9
1.4
1.2
1.3
3.3
1.4
1.3
1.8
3.2
2.4
2.2
2.5
4.5
1.8
2.3
2.3
0.7
1.1
0.9
0.4
0.7
0.9
0.4
2.1
1.0
–
1.1
1.4
1.4
1.3
3.3
1.3
1.2
1.4
3.2
2.5
1.7
2.3
–
1.2
2.0
1.5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the
public sector, except the federal government. See Technical Note for further explanation.
2 Employees earn or accrue a specified number of sick leave days per year. This number may vary by
length of service.
3 Plan does not specify maximum number of days.
4 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes,
such as vacation, illness, or personal business.
5 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2014
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 1 year
All workers .............................................................
18
45
30
6
1
8
6
Full time .................................................................
17
45
31
6
1
8
6
Union .....................................................................
Nonunion ...............................................................
12
20
25
50
49
25
13
4
1
1
10
8
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
25
24
26
14
17
12
53
54
49
40
52
30
19
18
22
37
26
46
3
3
–
8
5
10
1
1
–
1
1
2
7
7
7
9
8
10
5
5
6
9
6
10
All workers .............................................................
17
45
30
7
2
9
6
Full time .................................................................
16
45
31
7
2
9
7
Union .....................................................................
Nonunion ...............................................................
11
18
25
50
47
26
15
4
1
2
11
8
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
23
25
13
16
11
53
54
50
40
52
29
19
18
21
37
26
46
4
4
–
8
6
11
1
1
–
2
1
2
7
7
8
10
8
11
6
5
6
9
6
10
After 5 years
See footnotes at end of table.
Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2014—continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 10 years
All workers .............................................................
17
44
30
7
2
9
7
Full time .................................................................
15
44
31
7
2
10
7
Union .....................................................................
Nonunion ...............................................................
11
18
25
49
47
26
15
5
1
2
11
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
23
24
13
15
11
52
54
49
40
51
30
20
19
22
37
26
46
4
4
–
9
6
11
1
1
–
2
2
2
8
7
8
10
9
12
6
6
6
9
6
10
All workers .............................................................
17
44
30
7
2
10
7
Full time .................................................................
15
44
31
7
2
10
7
Union .....................................................................
Nonunion ...............................................................
11
18
25
50
47
26
15
5
2
2
12
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
23
24
13
15
10
52
54
49
40
51
30
19
19
21
37
26
46
4
4
–
9
5
11
1
1
–
2
2
3
8
7
8
11
9
12
6
6
6
9
6
10
After 20 years
1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period.
The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do
not necessarily reflect individual provisions for progression.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2014
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.7
0.8
0.9
0.5
0.1
0.1
(4)
Full time .................................................................
0.7
0.9
0.9
0.5
0.2
0.1
0.4
Union .....................................................................
Nonunion ...............................................................
1.1
0.9
1.2
1.0
1.8
0.9
1.2
0.4
0.2
0.2
0.2
0.2
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.9
2.3
0.7
1.1
1.0
1.6
2.0
2.7
1.0
1.4
1.5
1.3
1.6
2.5
1.1
1.2
1.5
0.4
0.5
–
0.7
0.7
1.1
0.3
0.3
–
0.2
0.2
0.3
0.2
0.3
0.4
0.2
0.2
0.3
1.1
0.7
0.6
0.5
0.0
0.0
All workers .............................................................
0.7
0.8
0.8
0.4
0.2
0.2
0.5
Full time .................................................................
0.7
0.9
0.9
0.5
0.2
0.2
0.5
Union .....................................................................
Nonunion ...............................................................
1.0
0.9
1.3
1.0
1.7
0.9
1.2
0.4
0.3
0.2
0.2
0.2
0.0
(4)
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.9
2.3
0.7
1.0
1.0
1.6
2.1
2.7
1.0
1.4
1.5
1.3
1.5
2.5
1.0
1.2
1.5
0.4
0.6
–
0.7
0.7
1.0
0.3
0.3
–
0.2
0.3
0.4
0.3
0.3
0.7
0.2
0.2
0.3
1.0
1.3
0.2
0.2
0.0
0.0
After 5 years
See footnotes at end of table.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2014—continued
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.7
0.8
0.8
0.5
0.2
0.2
0.6
Full time .................................................................
0.7
0.9
0.8
0.5
0.2
0.2
0.1
Union .....................................................................
Nonunion ...............................................................
1.0
0.9
1.3
1.0
1.7
0.9
1.2
0.4
0.3
0.2
0.3
0.2
(4)
(4)
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.9
2.4
0.7
1.0
0.9
1.6
2.0
2.7
1.0
1.3
1.5
1.3
1.5
2.5
1.0
1.2
1.4
0.4
0.6
–
0.7
0.7
1.1
0.3
0.3
–
0.2
0.3
0.4
0.4
0.3
1.1
0.2
0.3
0.4
0.7
1.4
(4)
0.2
0.0
0.0
All workers .............................................................
0.7
0.8
0.8
0.5
0.2
0.2
0.6
Full time .................................................................
0.7
0.9
0.8
0.5
0.2
0.3
0.1
Union .....................................................................
Nonunion ...............................................................
0.9
0.9
1.3
1.0
1.8
0.9
1.4
0.4
0.5
0.2
0.4
0.3
(4)
(4)
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.9
2.4
0.7
1.0
0.9
1.6
2.0
2.7
1.0
1.3
1.5
1.3
1.5
2.5
1.0
1.2
1.4
0.5
0.6
–
0.8
0.7
1.1
0.3
0.3
–
0.3
0.4
0.4
0.4
0.4
1.1
0.3
0.4
0.4
0.6
1.4
0.0
0.3
0.0
0.0
After 20 years
1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period.
The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do
not necessarily reflect individual provisions for progression.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days.
4 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 36. Paid sick leave: Carryover provisions, civilian workers,1 National
Compensation Survey, March 2014
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
57
23
34
43
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
65
50
71
85
32
22
37
52
33
29
35
33
35
50
29
15
87
78
59
76
53
55
52
43
44
53
25
24
49
18
11
20
16
12
34
53
35
27
36
44
32
27
32
13
22
41
24
47
45
48
57
56
Full time .................................................................
57
23
33
43
Union .....................................................................
Nonunion ...............................................................
73
52
40
18
33
34
27
48
Average wage within the following categories3:
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
58
58
60
61
21
25
28
29
36
33
32
32
42
42
40
39
60
79
87
88
90
69
85
95
25
40
55
57
55
22
29
67
35
39
32
31
35
47
56
28
40
21
13
12
10
31
15
5
Establishment characteristics
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
See footnotes at end of table.
Table 36. Paid sick leave: Carryover provisions, civilian workers,1 National
Compensation Survey, March 2014—continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
carryover
provision
38
35
45
68
62
73
12
12
14
29
18
39
26
23
31
39
44
34
62
65
55
32
38
27
52
53
51
60
59
66
58
52
49
61
61
65
59
18
17
19
26
27
33
22
19
18
20
26
24
27
34
36
33
34
32
33
36
34
31
40
35
42
33
48
47
49
40
41
34
42
48
51
39
39
35
41
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Plans that allow employees to accumulate unused sick leave from year to year.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 36. Standard errors for paid sick leave: Carryover provisions, civilian
workers,1 National Compensation Survey, March 2014
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
0.9
0.9
0.8
0.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
1.2
1.5
1.4
1.6
1.4
1.4
1.7
2.3
1.1
1.4
1.4
2.3
1.2
1.5
1.4
1.6
1.6
4.7
2.4
3.9
1.2
2.2
1.6
2.0
2.4
2.8
2.9
1.4
3.4
1.1
1.0
1.5
1.5
1.3
2.7
4.4
2.1
2.8
1.1
1.9
1.2
1.9
2.4
1.6
4.7
2.4
3.9
1.2
2.2
1.6
2.0
2.4
Full time .................................................................
1.0
1.0
0.8
1.0
Union .....................................................................
Nonunion ...............................................................
1.4
1.1
1.6
1.0
1.5
0.9
1.4
1.1
Average wage within the following categories3:
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
1.3
1.2
1.6
1.6
1.4
1.0
1.5
1.5
1.0
1.1
1.7
1.6
1.3
1.2
1.6
1.0
1.7
1.1
1.3
1.8
3.3
2.2
1.2
1.0
2.1
1.8
2.2
3.7
3.7
3.5
2.7
0.9
1.7
1.6
2.0
3.2
3.2
3.3
2.4
1.0
1.7
1.1
1.3
1.8
3.3
2.2
1.2
Worker characteristics
Establishment characteristics
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
See footnotes at end of table.
Table 36. Standard errors for paid sick leave: Carryover provisions, civilian
workers,1 National Compensation Survey, March 2014—continued
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
carryover
provision
1.5
2.1
3.2
1.1
1.5
1.6
1.4
1.7
2.7
1.1
1.2
1.6
1.1
1.5
3.0
1.0
1.5
1.2
1.5
2.1
3.2
1.1
1.5
1.6
1.3
4.4
1.1
1.6
2.2
3.9
2.5
1.8
2.0
3.5
2.5
3.9
3.0
1.0
2.3
1.3
1.8
2.5
5.8
2.2
1.5
1.3
3.7
2.1
3.8
2.5
1.4
3.2
1.8
1.6
2.3
3.6
2.6
1.5
1.8
2.7
1.6
3.8
1.7
1.3
4.4
1.1
1.6
2.2
3.9
2.5
1.8
2.0
3.5
2.5
3.9
3.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2 Plans that allow employees to accumulate unused sick leave from year to year.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 38. Paid vacations: Number of annual days by service requirement,1 civilian workers,2 National Compensation
Survey, March 2014
(All workers with paid vacations = 100 percent)
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
Mean
number of
days
Greater
than 24
days
20 to 24
days
Median
number of
days
After 1 year
All workers .............................................................
6
34
37
14
7
2
10
10
Full time .................................................................
Part time ................................................................
4
24
32
47
40
18
15
5
7
4
2
1
11
8
10
5
Union .....................................................................
Nonunion ...............................................................
5
6
34
34
45
36
11
15
4
8
1
2
10
10
10
10
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
8
8
8
5
6
3
44
44
44
26
36
16
34
35
32
40
37
42
10
9
12
17
14
21
4
4
–
10
5
14
1
1
–
2
1
3
9
9
9
11
10
13
9
8
9
10
10
12
All workers .............................................................
2
9
35
35
13
6
14
15
Full time .................................................................
Part time ................................................................
1
8
7
21
34
41
37
19
14
7
7
4
15
12
15
10
Union .....................................................................
Nonunion ...............................................................
1
2
7
9
38
35
42
34
9
14
4
7
14
15
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
2
2
1
1
1
13
14
10
6
8
4
41
41
41
31
38
23
32
31
33
37
34
41
9
9
10
16
14
18
3
3
4
9
5
12
13
13
13
16
14
17
12
11
13
15
15
15
After 5 years
See footnotes at end of table.
Table 38. Paid vacations: Number of annual days by service requirement,1 civilian workers,2 National Compensation
Survey, March 2014—continued
(All workers with paid vacations = 100 percent)
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
1
6
16
41
23
13
17
15
Full time .................................................................
Part time ................................................................
1
7
5
15
15
23
42
38
25
10
13
7
18
14
15
15
Union .....................................................................
Nonunion ...............................................................
(4)
2
3
7
10
17
55
39
23
23
9
13
17
17
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
2
2
1
1
1
10
11
7
3
4
2
24
25
21
9
11
7
38
37
42
44
49
39
19
18
22
26
23
30
7
7
7
17
13
21
15
15
16
19
18
20
15
15
15
18
15
20
All workers .............................................................
1
6
13
19
35
27
20
20
Full time .................................................................
Part time ................................................................
1
7
5
13
12
18
18
21
36
23
28
17
20
16
20
16
Union .....................................................................
Nonunion ...............................................................
(4)
2
2
6
5
14
11
20
45
33
36
26
22
19
21
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
2
2
1
1
1
10
11
6
2
3
1
21
23
17
6
7
4
24
24
22
14
18
10
29
26
35
40
40
40
15
13
19
37
29
44
17
16
18
22
21
24
15
15
20
20
20
23
After 20 years
1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number
of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual
provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time off for workers to use for multiple purposes.
4 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2
National Compensation Survey, March 2014
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.3
0.7
0.7
0.5
0.4
0.2
0.1
0.0
Full time .................................................................
Part time ................................................................
0.3
1.6
0.7
2.1
0.7
1.5
0.6
0.8
0.5
0.8
0.2
0.3
0.1
0.3
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.6
0.3
1.6
0.8
1.9
0.8
1.0
0.6
0.5
0.5
0.2
0.2
0.2
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.6
1.1
0.3
0.5
0.5
1.3
1.5
2.1
0.8
1.2
1.0
1.2
1.4
2.0
0.8
1.2
1.1
0.7
0.9
1.5
0.8
0.9
1.2
0.7
0.8
–
0.6
0.7
1.0
0.3
0.3
–
0.3
0.4
0.3
0.2
0.2
0.3
0.1
0.2
0.2
1.5
2.1
1.5
0.0
0.0
0.5
All workers .............................................................
0.2
0.4
0.7
0.7
0.6
0.4
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.2
0.4
1.5
0.7
2.0
0.8
1.4
0.6
1.0
0.5
0.5
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
0.8
0.4
1.4
0.8
1.5
0.8
0.7
0.7
0.5
0.5
0.2
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.5
0.1
0.2
0.2
0.8
1.0
1.3
0.4
0.6
0.5
1.2
1.4
1.9
0.8
1.2
1.0
1.2
1.5
1.9
0.9
1.4
1.1
0.7
0.8
1.3
0.8
1.0
1.2
0.7
0.8
1.1
0.6
0.6
0.9
0.2
0.2
0.3
0.1
0.1
0.2
0.4
1.3
1.2
0.0
0.0
0.0
After 5 years
See footnotes at end of table.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2
National Compensation Survey, March 2014—continued
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.2
0.3
0.6
0.7
0.6
0.5
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.1
0.3
1.4
0.6
1.6
0.7
1.6
0.6
1.3
0.6
1.0
0.1
0.3
(4)
0.0
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
0.6
0.4
0.9
0.7
1.7
0.8
1.1
0.6
0.8
0.6
0.2
0.1
(4)
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.6
0.1
0.2
0.2
0.7
0.9
1.2
0.3
0.5
0.4
1.2
1.5
1.9
0.5
0.7
0.6
1.2
1.5
2.1
0.9
1.2
1.3
1.0
1.2
1.8
0.7
1.0
1.1
0.8
0.9
1.3
0.7
1.0
1.1
0.2
0.2
0.3
0.1
0.2
0.2
0.0
0.0
0.0
(4)
(4)
(4)
All workers .............................................................
0.2
0.3
0.6
0.5
0.7
0.6
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.1
0.3
1.4
0.7
1.5
0.6
1.8
0.7
1.7
0.7
1.3
0.1
0.3
0.0
0.8
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
0.6
0.3
0.5
0.7
0.9
0.7
1.6
0.7
1.4
0.7
0.3
0.2
0.8
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.6
0.1
0.2
0.2
0.7
0.8
1.2
0.3
0.4
0.3
1.2
1.5
1.8
0.4
0.5
0.4
1.1
1.3
1.7
0.6
1.0
0.8
1.1
1.3
2.0
0.9
1.1
1.2
0.9
1.1
1.7
0.9
1.2
1.3
0.2
0.3
0.3
0.2
0.3
0.2
0.7
0.0
0.0
(4)
0.0
0.5
After 20 years
1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number
of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual
provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time off for workers to use for multiple purposes.
4 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,
March 2014
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
1
5
10
20
year years years years
26
15
20
23
25
74
8
13
15
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
36
32
39
14
17
18
17
16
22
21
22
20
24
24
25
21
27
26
27
22
64
68
61
86
11
11
11
12
15
15
15
15
17
17
17
16
20
20
20
18
8
73
25
13
24
18
27
17
13
18
15
16
15
12
15
11
14
23
20
19
19
17
20
16
14
26
23
23
22
20
23
19
15
28
25
26
24
22
25
21
92
27
75
87
76
82
73
83
11
11
7
10
8
7
9
8
13
15
12
13
12
12
13
11
15
18
14
16
15
14
15
14
17
20
16
20
18
17
18
16
21
14
16
20
12
10
12
11
11
11
14
17
16
15
16
17
20
19
18
19
18
23
21
21
21
79
86
84
80
88
8
8
7
7
7
12
11
12
11
12
13
14
15
14
15
15
16
18
18
18
Full time .................................................................
Part time ................................................................
27
22
16
13
20
17
23
20
25
21
73
78
9
6
13
10
16
12
18
15
Union .....................................................................
Nonunion ...............................................................
13
29
14
15
20
20
24
23
28
25
87
71
9
8
13
12
16
15
21
17
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
21
16
25
26
33
33
13
11
14
15
17
17
18
16
19
20
21
22
20
19
22
23
24
24
22
21
24
25
26
26
79
84
75
74
67
67
6
5
8
9
11
12
11
10
12
13
15
15
13
12
15
16
17
18
14
13
17
19
20
21
Goods-producing industries ...................................
19
12
16
19
21
81
7
12
15
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
28
42
7
4
7
53
70
9
16
18
16
11
19
18
19
18
20
22
18
12
23
22
24
22
23
26
20
13
25
26
28
26
25
28
22
14
27
28
31
30
72
58
93
96
93
47
30
91
9
11
13
11
14
9
13
11
13
14
15
13
17
13
16
15
15
17
17
16
19
16
19
18
18
18
20
18
22
17
22
22
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,
March 2014—continued
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
5
10
20
year years years years
23
22
26
29
27
31
13
13
14
17
15
18
17
17
18
21
20
23
20
19
21
24
23
26
21
21
23
27
25
29
77
78
74
71
73
69
7
8
7
9
8
11
12
12
12
13
12
14
14
13
14
16
16
17
15
15
16
20
19
21
24
29
22
26
28
18
27
28
26
31
27
31
25
16
17
16
15
16
15
14
15
15
15
14
14
15
21
21
20
19
20
19
19
20
20
19
20
19
20
23
24
23
22
23
22
21
23
23
22
23
22
23
26
26
25
24
25
24
23
25
26
25
25
24
25
76
71
78
74
72
82
73
72
74
69
73
69
75
9
9
9
8
8
8
8
8
8
8
9
8
9
13
13
13
12
12
12
12
13
13
12
13
13
13
16
16
16
14
14
14
15
15
16
15
15
15
16
18
18
18
17
17
17
17
19
19
18
18
18
18
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate leave plans for different purposes.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 39. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National
Compensation Survey, March 2014
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
0.7
0.2
0.2
0.2
0.3
0.7
0.1
0.1
0.1
0.2
1.2
1.4
1.6
4.3
0.3
0.5
0.3
1.8
0.3
0.4
0.3
2.1
0.3
0.4
0.4
2.1
0.4
0.4
0.4
2.1
1.2
1.4
1.6
4.3
0.1
0.2
0.2
0.4
0.1
0.1
0.2
0.5
0.1
0.1
0.2
0.6
0.2
0.2
0.2
0.7
2.9
3.2
1.5
2.2
1.0
1.1
1.3
1.3
1.9
0.4
0.4
1.3
0.3
0.5
0.3
0.5
1.9
0.7
0.4
1.5
0.3
0.5
0.3
0.6
1.9
0.8
0.5
1.5
0.3
0.5
0.3
0.7
2.1
0.9
0.7
1.5
0.3
0.5
0.4
0.8
2.9
3.2
1.5
2.2
1.0
1.1
1.3
1.3
0.5
0.5
0.2
0.3
0.1
0.1
0.1
0.3
0.6
0.4
0.3
0.3
0.1
0.1
0.2
0.3
1.1
0.5
0.3
0.4
0.1
0.2
0.2
0.3
1.2
0.5
0.3
0.5
0.2
0.2
0.3
0.4
2.4
1.4
1.0
1.4
1.2
0.7
0.7
0.4
0.4
0.7
0.7
0.9
0.4
0.4
0.7
0.9
0.9
0.4
0.5
0.7
0.9
1.1
0.5
0.6
0.8
2.4
1.4
1.0
1.4
1.2
0.7
0.2
0.1
0.1
0.1
0.7
0.2
0.1
0.1
0.2
0.7
0.3
0.2
0.2
0.2
0.8
0.4
0.4
0.7
0.3
Full time .................................................................
Part time ................................................................
0.8
1.5
0.2
0.6
0.2
0.5
0.2
0.6
0.3
0.7
0.8
1.5
0.1
0.1
0.1
0.2
0.1
0.2
0.2
0.3
Union .....................................................................
Nonunion ...............................................................
0.9
0.8
0.5
0.2
1.2
0.2
1.4
0.2
1.5
0.3
0.9
0.8
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.2
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.5
1.0
0.9
1.2
1.8
0.5
1.0
0.4
0.3
0.3
0.5
0.4
1.0
0.4
0.3
0.3
0.5
0.5
1.1
0.4
0.4
0.3
0.5
0.6
1.2
0.4
0.4
0.4
0.6
1.2
1.5
1.0
0.9
1.2
1.8
0.1
0.2
0.1
0.1
0.2
0.3
0.2
0.3
0.1
0.1
0.1
0.3
0.2
0.3
0.1
0.1
0.1
0.3
0.3
0.4
0.3
0.2
0.2
0.3
Goods-producing industries ...................................
1.2
0.4
0.4
0.4
0.5
1.2
0.2
0.2
0.2
0.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
2.0
0.9
1.1
1.1
2.4
3.2
1.2
0.2
0.3
1.0
0.9
1.3
0.3
0.4
0.4
0.2
0.4
1.3
1.0
1.6
0.4
0.6
0.5
0.2
0.4
1.3
1.1
1.4
0.5
0.7
0.8
0.3
0.5
1.4
1.4
1.3
0.5
0.7
0.9
0.8
2.0
0.9
1.1
1.1
2.4
3.2
1.2
0.1
0.3
0.3
0.2
0.5
0.3
0.3
0.2
0.1
0.3
0.3
0.2
0.4
0.4
0.4
0.2
0.1
0.3
0.2
0.2
0.3
0.4
0.3
0.2
0.1
0.3
0.2
0.3
0.3
0.5
0.3
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 39. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National
Compensation Survey, March 2014—continued
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
1.2
1.5
2.1
1.0
1.4
1.5
0.4
0.5
0.6
0.2
0.4
0.3
0.4
0.5
0.6
0.2
0.3
0.3
0.5
0.6
0.5
0.2
0.3
0.4
0.5
0.6
0.6
0.3
0.3
0.4
1.2
1.5
2.1
1.0
1.4
1.5
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.2
0.2
0.1
0.1
0.2
0.2
0.2
0.2
0.1
0.2
0.1
0.2
0.2
0.3
0.2
0.3
0.2
1.6
3.1
1.8
1.3
1.6
1.7
2.8
1.5
2.0
2.0
1.5
2.5
1.8
0.5
1.1
0.6
0.4
0.5
0.8
1.0
0.3
0.4
0.5
0.3
0.5
0.4
0.5
1.0
0.6
0.4
0.4
0.7
0.9
0.3
0.4
0.4
0.5
0.7
0.6
0.5
1.1
0.6
0.4
0.4
0.6
1.1
0.3
0.4
0.4
0.6
0.9
0.8
0.6
1.1
0.7
0.5
0.5
0.8
1.1
0.4
0.5
0.4
0.7
1.1
0.9
1.6
3.1
1.8
1.3
1.6
1.7
2.8
1.5
2.0
2.0
1.5
2.5
1.8
0.2
0.3
0.2
0.1
0.2
0.6
0.2
0.2
0.2
0.4
0.2
0.3
0.2
0.2
0.5
0.2
0.1
0.2
0.5
0.2
0.2
0.2
0.4
0.2
0.3
0.2
0.2
0.5
0.2
0.2
0.2
0.5
0.2
0.2
0.2
0.6
0.1
0.3
0.2
0.2
0.7
0.2
0.2
0.3
0.5
0.3
0.5
0.2
1.6
0.2
0.4
0.2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate leave plans for different purposes.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2014
(All workers = 100 percent)
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
11
6
7
39
54
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
17
19
16
14
12
19
9
3
11
14
9
6
54
57
52
48
69
71
68
66
11
22
8
11
9
4
12
7
1
5
1
4
6
4
7
2
3
8
4
10
6
3
9
4
46
69
24
43
41
39
42
29
67
81
38
62
55
53
57
42
3
10
5
7
2
2
2
2
3
2
3
4
3
3
3
20
37
32
37
28
30
52
49
51
47
Full time .................................................................
Part time ................................................................
12
6
7
1
8
3
43
25
59
38
Union .....................................................................
Nonunion ...............................................................
16
10
2
6
9
6
50
37
77
50
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
5
8
12
18
19
1
(4)
3
7
13
17
2
1
5
8
12
14
22
16
36
45
57
61
33
26
52
61
73
77
Goods-producing industries ...................................
7
5
2
38
50
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
11
15
14
9
27
15
28
17
6
3
4
1
–
3
3
6
7
7
8
3
19
5
12
17
39
48
49
45
68
47
80
55
54
64
69
68
79
60
92
77
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2014—continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
4
4
5
16
9
23
4
4
3
7
6
9
3
3
4
9
5
14
20
17
28
57
47
66
30
26
44
75
65
85
13
15
12
9
11
9
8
10
11
10
10
11
10
6
6
6
7
7
7
5
5
6
5
4
4
5
9
7
9
4
5
3
3
5
6
5
10
8
11
38
39
38
41
42
39
39
39
39
38
37
34
39
54
55
54
54
56
50
53
53
54
52
52
52
53
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care
center, or a baby sitter in facilities either on or off the employer’s premises.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
4 Less than 0.5.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 40. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2014
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.4
0.3
0.4
0.7
0.7
0.8
1.4
0.9
1.6
0.7
1.6
0.7
0.7
0.7
1.2
0.7
0.9
1.1
1.4
1.4
2.0
1.1
1.4
1.4
1.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.0
2.1
0.9
1.6
0.5
0.5
0.8
0.7
0.3
2.3
0.3
0.9
0.4
0.6
0.5
0.5
0.7
1.3
0.6
1.5
0.5
0.5
0.7
0.3
2.2
3.3
1.1
3.1
1.0
1.6
1.2
1.4
2.0
3.1
1.3
3.5
1.1
1.6
1.3
1.7
0.6
1.1
0.5
0.9
0.3
0.7
0.7
0.4
0.5
0.5
0.5
0.5
0.4
0.6
0.5
1.7
2.3
1.1
1.7
1.4
2.1
2.4
1.5
2.0
1.9
Full time .................................................................
Part time ................................................................
0.5
0.6
0.4
0.2
0.5
0.4
0.7
1.0
0.7
1.2
Union .....................................................................
Nonunion ...............................................................
1.0
0.4
0.5
0.4
0.7
0.4
1.1
0.7
1.2
0.8
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
1.1
0.5
0.6
0.8
1.2
0.3
0.2
0.3
0.5
0.8
1.3
0.3
0.4
0.5
0.6
0.6
0.8
1.0
1.2
1.0
1.0
0.9
1.4
1.2
1.5
1.2
1.0
0.9
1.3
Goods-producing industries ...................................
0.8
0.6
0.4
1.4
1.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
1.1
1.5
1.0
4.5
1.4
2.1
2.1
0.3
0.6
1.1
0.4
–
0.8
1.4
1.8
0.5
0.8
1.1
0.5
3.1
0.7
1.9
1.3
0.7
1.7
1.7
1.7
3.9
2.5
2.4
2.4
0.8
1.7
1.6
1.7
3.8
2.6
1.9
2.2
Establishment characteristics
See footnotes at end of table.
Table 40. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.5
0.5
0.9
0.7
0.8
1.0
0.3
0.4
0.7
0.5
0.7
0.8
0.4
0.4
0.6
0.6
0.5
1.1
0.8
0.8
1.8
0.9
1.4
1.1
1.0
1.0
2.1
0.8
1.4
1.2
0.6
1.3
0.7
0.8
1.3
2.3
0.9
1.0
1.2
1.7
0.7
1.3
0.9
0.8
1.3
1.0
0.6
0.9
2.2
0.9
0.5
0.7
0.8
0.5
1.1
0.5
1.5
0.8
1.9
0.3
0.4
0.7
0.4
0.8
0.8
1.9
0.7
1.3
0.8
1.4
2.2
1.5
1.1
1.6
3.8
1.2
1.4
1.6
2.5
1.4
3.3
1.4
1.7
2.3
2.1
1.3
2.0
3.5
1.5
1.5
1.7
2.8
1.3
2.5
1.5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.
2 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care
center, or a baby sitter in facilities either on or off the employer’s premises.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March
2014
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Dependent
care
reimbursement
account
Savings
Health care
plans with Financial
reimburse- no employer planning
ment
contribution2
account
22
20
39
42
23
19
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
31
39
27
20
31
32
30
33
57
62
55
51
62
66
60
58
34
28
36
53
27
33
24
20
19
25
10
18
26
24
28
17
34
39
11
23
18
9
23
15
50
71
23
45
37
30
41
27
60
72
25
47
40
32
44
31
56
31
18
39
20
12
24
20
18
26
11
20
23
22
23
15
11
22
18
20
15
10
19
16
18
14
17
36
33
35
30
19
42
34
37
31
17
23
16
16
16
9
20
14
17
11
Full time .................................................................
Part time ................................................................
26
10
24
7
45
19
49
19
26
13
22
11
Union .....................................................................
Nonunion ...............................................................
19
22
23
19
50
37
55
39
43
20
26
18
Average wage within the following categories5:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
10
4
23
25
32
35
7
4
19
25
31
32
18
11
35
46
60
65
19
10
39
49
65
69
12
9
21
28
34
35
10
6
18
23
29
32
Goods-producing industries ...................................
21
18
34
36
16
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
22
22
23
20
33
21
25
23
20
29
33
35
35
26
43
32
39
49
54
50
69
46
74
58
42
55
61
57
76
51
77
59
24
36
55
54
64
24
33
62
20
20
21
18
31
19
32
30
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2014—continued
(All workers = 100 percent)
Stock options
Characteristics
Total3
All workers .............................................................
Performance
Signing
Other
7
2
1
5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9
14
7
–
4
6
3
–
2
4
1
–
6
10
4
–
–
1
2
–
9
9
9
5
–
1
1
(4)
2
2
3
2
–
–
–
–
1
1
2
–
–
1
2
–
8
8
7
3
2
8
7
6
8
–
4
1
2
1
–
–
1
1
1
2
5
6
5
6
Full time .................................................................
Part time ................................................................
8
4
3
1
2
(4)
6
4
Union .....................................................................
Nonunion ...............................................................
6
7
3
2
1
1
3
5
Average wage within the following categories5:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4
3
7
7
11
13
(4)
(4)
2
2
5
6
–
–
1
1
3
4
3
3
5
6
7
8
Goods-producing industries ...................................
8
4
1
5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
7
1
(4)
–
1
2
1
–
2
–
–
–
–
–
–
–
1
(4)
(4)
–
–
–
–
–
5
1
–
–
–
1
1
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March
2014—continued
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Dependent
care
reimbursement
account
Savings
Health care
plans with Financial
reimburse- no employer planning
ment
contribution2
account
14
12
20
29
27
31
10
8
16
29
21
37
20
18
26
56
44
67
22
20
29
59
47
72
13
12
18
32
22
42
9
8
14
29
26
32
16
17
15
23
24
24
21
25
25
23
23
23
23
15
15
15
24
23
28
23
21
19
26
16
17
16
36
42
34
39
40
31
43
38
37
41
39
40
39
40
45
38
42
42
33
45
43
41
47
42
43
41
27
26
28
23
23
25
23
21
23
18
21
19
22
19
19
20
19
21
16
19
20
20
21
18
18
18
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2014—continued
(All workers = 100 percent)
Stock options
Characteristics
Total3
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Performance
Signing
Other
4
4
6
9
8
10
1
1
2
3
3
4
1
1
1
2
1
2
3
3
5
7
6
7
7
6
8
7
7
7
6
7
6
8
7
6
8
2
2
2
2
2
2
2
2
2
3
3
2
4
2
1
2
1
1
1
1
1
1
(4)
2
1
2
6
4
6
5
6
5
4
5
5
5
5
5
5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the
public sector, except the federal government. See Technical Note for further explanation.
2 Savings plans established by the employer on behalf of the employee, but with no employer contribution.
These are cash or deferred arrangement plans or individual retirement accounts used to fund savings and
retirement plans authorized by section 401(k), 403(b), or 457 of the Internal Revenue Code. The employees’
contributions can be pre- and post-tax. Employees may authorize a payroll deduction by the employer to fund
the established plan.
3 The sum of the individual components may be greater than the total because some employees may have
access to more than one type of stock option.
4 Less than 0.5.
5 Surveyed occupations are classified into wage categories based on the average wage for the occupation,
which may include workers with earnings both above and below the threshold. The categories were formed
using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 41. Standard errors for financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2014
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Dependent
care
reimbursement
account
Savings
plans with Financial
Health care
reimburse- no employer planning
contribution2
ment
account
0.7
0.6
0.6
0.6
0.6
0.6
1.0
1.6
1.2
1.5
1.1
1.2
1.3
1.9
1.2
1.4
1.4
2.1
1.2
1.3
1.4
2.1
1.1
1.3
1.4
2.2
1.1
1.9
1.1
1.6
1.6
3.3
0.9
2.1
0.9
1.3
1.2
1.1
2.4
3.5
0.7
2.0
0.8
0.8
1.1
1.1
2.5
3.1
1.1
3.1
0.9
1.3
1.2
1.3
2.5
3.4
1.3
3.4
0.9
1.2
1.1
1.8
2.6
3.0
1.0
2.7
0.8
1.0
1.0
1.4
2.2
2.6
1.0
2.1
0.8
1.2
1.0
1.0
1.4
1.6
1.1
1.7
1.0
1.1
1.7
0.9
1.4
1.1
1.5
2.0
1.2
1.6
1.7
1.5
2.7
1.3
1.7
1.6
1.7
1.9
0.9
1.0
1.3
1.3
1.5
0.9
1.4
1.0
Full time .................................................................
Part time ................................................................
0.7
0.7
0.7
0.5
0.7
0.9
0.8
0.8
0.8
0.8
0.7
0.6
Union .....................................................................
Nonunion ...............................................................
1.1
0.7
1.1
0.6
1.4
0.6
1.3
0.7
1.3
0.7
1.2
0.7
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.5
1.0
1.1
1.0
1.4
0.5
0.5
0.9
0.9
1.0
1.6
0.9
1.0
0.9
0.9
0.9
1.3
0.9
0.8
1.1
0.9
1.1
1.4
0.8
1.0
0.9
1.0
1.0
1.4
0.7
0.7
0.9
0.9
1.0
1.7
Goods-producing industries ...................................
1.4
1.1
1.3
1.3
0.8
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.3
1.7
1.6
3.8
1.8
2.4
1.8
0.6
1.5
1.6
2.2
2.2
2.0
3.2
2.2
0.6
1.7
1.7
2.4
3.9
2.6
2.8
2.3
0.7
1.8
1.8
2.3
3.6
2.6
2.6
2.2
0.7
1.6
1.6
1.9
2.7
1.8
2.6
2.3
0.7
1.4
1.3
1.4
2.9
2.0
2.7
2.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1
National Compensation Survey, March 2014—continued
Stock options
Characteristics
Total
All workers .............................................................
Performance
Signing
Other
0.3
0.2
0.1
0.3
0.5
0.9
0.6
–
0.4
0.7
0.4
–
0.2
0.4
0.2
–
0.4
0.7
0.4
–
–
0.4
0.5
–
0.5
0.8
0.6
0.7
–
0.3
0.3
0.1
0.2
0.3
0.3
0.4
–
–
–
–
0.2
0.3
0.2
–
–
0.2
0.5
–
0.5
0.7
0.6
0.7
0.7
1.2
0.6
0.8
1.0
–
0.6
0.3
0.4
0.2
–
–
0.2
0.4
0.3
0.7
1.1
0.5
0.8
0.8
Full time .................................................................
Part time ................................................................
0.3
0.5
0.2
0.1
0.2
0.1
0.3
0.5
Union .....................................................................
Nonunion ...............................................................
0.7
0.3
0.5
0.2
0.4
0.1
0.5
0.3
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.5
0.8
0.5
0.4
0.6
0.9
0.1
0.1
0.3
0.2
0.5
0.8
–
–
0.3
0.2
0.3
0.5
0.4
0.6
0.5
0.4
0.4
0.7
Goods-producing industries ...................................
0.8
0.6
0.3
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.3
0.3
0.1
–
0.2
0.6
0.4
–
0.2
–
–
–
–
–
–
–
0.2
(4)
0.1
–
–
–
–
–
0.3
0.3
–
–
–
0.5
0.4
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2014—continued
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Dependent
care
reimbursement
account
Savings
plans with Financial
Health care
reimburse- no employer planning
contribution2
ment
account
0.8
0.9
1.7
0.9
1.1
1.3
0.6
0.6
1.5
0.9
0.9
1.3
0.8
0.8
1.7
0.8
1.2
1.1
0.9
1.0
1.7
0.8
1.2
1.0
0.8
0.9
1.7
0.8
1.1
1.3
0.6
0.7
1.5
0.9
1.2
1.1
1.5
2.1
1.9
1.0
1.3
3.6
1.7
1.4
1.5
2.9
1.7
2.3
2.3
1.4
2.5
1.6
1.1
1.6
3.1
1.6
1.2
1.3
2.8
0.9
2.3
0.8
1.1
2.9
1.3
1.0
1.5
2.7
1.6
1.3
1.6
2.2
1.2
2.7
1.2
1.6
3.9
1.5
1.1
1.4
3.0
1.8
1.3
1.4
2.5
1.1
2.5
1.2
1.7
2.2
1.8
1.2
1.6
4.4
1.7
1.0
1.4
1.2
0.9
1.9
0.9
1.3
1.0
1.9
1.2
1.7
2.1
2.3
1.2
1.5
1.8
1.2
2.1
1.4
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1
National Compensation Survey, March 2014—continued
Stock options
Characteristics
Total
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Performance
Signing
Other
0.4
0.5
0.9
0.6
0.6
0.9
0.1
0.1
0.4
0.3
0.4
0.5
0.2
0.2
0.5
0.2
0.1
0.4
0.4
0.4
0.9
0.5
0.4
0.8
1.0
0.9
1.2
0.5
0.7
1.1
0.9
0.4
0.5
1.1
0.6
0.8
0.7
0.3
0.7
0.4
0.2
0.3
0.9
0.3
0.3
0.3
0.6
0.4
0.5
0.6
0.5
0.4
0.6
0.2
0.2
0.6
0.4
0.2
0.4
0.1
0.3
0.5
0.4
0.8
0.9
0.8
0.4
0.7
0.7
0.7
0.4
0.4
0.8
0.4
0.7
0.5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the
public sector, except the federal government. See Technical Note for further explanation.
2 Savings plans established by the employer on behalf of the employee, but with no employer contribution.
These are cash or deferred arrangement plans or individual retirement accounts used to fund savings and
retirement plans authorized by section 401(k), 403(b), or 457 of the Internal Revenue Code. The employees’
contributions can be pre- and post-tax. Employees may authorize a payroll deduction by the employer to fund
the established plan.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation,
which may include workers with earnings both above and below the threshold. The categories were formed
using percentile estimates generated using ECEC data for March 2014.
4 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2014
(All workers = 100 percent)
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
18
24
22
30
35
27
26
37
37
37
60
34
34
34
55
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
19
25
9
18
17
11
21
13
65
22
13
47
22
14
26
20
57
17
11
41
20
13
24
19
6
19
12
11
13
16
23
19
17
21
15
21
16
15
17
Full time .................................................................
Part time ................................................................
21
8
28
11
25
11
Union .....................................................................
Nonunion ...............................................................
25
17
59
18
52
17
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
5
14
22
33
38
8
5
20
29
43
45
7
5
18
27
39
42
Goods-producing industries ...................................
14
19
17
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
19
22
30
21
53
16
29
27
25
34
62
66
63
14
31
73
22
30
57
60
61
11
23
68
Establishment characteristics
See footnotes at end of table.
Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2014—continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
9
7
13
27
18
36
8
6
13
39
24
53
7
6
11
35
22
48
16
17
16
21
23
19
19
16
16
15
19
16
20
25
23
26
25
24
27
27
22
22
22
22
20
23
24
24
24
22
21
23
22
20
21
18
21
19
22
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.
2 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.
3 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.
4 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 42. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March 2014
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
0.5
0.5
0.5
1.0
1.2
1.1
1.4
1.0
1.5
1.1
1.6
1.0
1.5
1.1
1.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
2.7
0.7
1.9
0.8
1.0
0.9
1.0
2.0
2.1
0.7
3.0
0.7
0.9
0.9
1.2
2.1
1.9
0.7
3.0
0.7
0.8
0.8
1.2
0.9
1.6
0.7
0.9
1.0
1.3
1.7
1.0
1.2
1.5
1.3
1.6
0.9
1.2
1.3
Full time .................................................................
Part time ................................................................
0.6
0.6
0.6
0.6
0.6
0.6
Union .....................................................................
Nonunion ...............................................................
1.0
0.5
1.4
0.5
1.2
0.5
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.7
0.6
0.9
0.9
1.5
0.5
0.6
0.6
1.0
1.0
1.6
0.5
0.5
0.6
0.9
1.0
1.6
Goods-producing industries ...................................
1.0
1.2
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.2
1.5
1.2
3.8
1.5
2.8
1.9
0.6
1.3
1.4
1.6
2.4
1.3
2.6
2.0
0.6
1.3
1.4
1.7
2.5
1.1
2.2
2.1
Establishment characteristics
See footnotes at end of table.
Table 42. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March
2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Long-term
care
insurance2
Retiree health care
benefits3
Under age Age 65 and
65
over
0.7
0.7
1.4
0.7
0.9
1.1
0.5
0.5
1.4
0.7
1.0
1.2
0.5
0.4
1.3
0.7
0.9
1.1
0.8
1.6
0.9
1.0
1.3
2.2
1.9
0.9
1.0
1.8
0.9
1.6
1.2
1.3
2.0
1.5
0.9
1.4
1.7
1.6
1.0
1.1
1.9
1.1
2.5
1.2
1.1
1.7
1.3
0.9
1.4
1.6
1.5
1.0
1.1
1.9
1.0
2.3
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.
2 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.
3 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.
4 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2014
(All workers = 100 percent)
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
2
bonuses
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
39
4
3
9
7
6
3
5
11
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
45
56
40
25
5
8
4
–
5
7
4
2
10
16
8
–
5
5
5
1
9
8
10
12
2
2
2
2
7
7
6
4
( )
15
18
13
9
29
43
26
39
43
35
47
37
–
1
1
–
5
4
5
5
1
4
2
7
3
1
5
3
–
6
5
2
10
7
12
10
–
–
5
4
10
11
10
9
14
14
4
10
4
2
5
3
2
3
2
8
6
10
4
2
–
13
3
3
6
3
7
4
11
17
7
14
9
6
11
11
31
42
43
47
38
3
7
7
10
5
1
5
2
2
1
11
9
8
10
7
9
9
9
9
8
2
4
5
5
5
2
3
2
2
2
1
7
5
4
5
8
14
15
17
14
Full time .................................................................
Part time ................................................................
45
21
5
1
4
1
10
4
8
6
7
1
4
3
6
4
14
4
Union .....................................................................
Nonunion ...............................................................
36
40
5
4
4
3
3
10
1
8
14
4
3
3
3
6
15
11
Average wage within the following categories5:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
26
20
39
45
49
51
1
1
3
6
8
8
1
1
3
3
6
6
6
5
8
10
12
13
7
6
11
7
4
4
2
1
4
7
10
10
3
2
5
3
2
2
4
3
5
5
7
6
6
4
10
14
17
17
Goods-producing industries ...................................
48
10
2
13
9
5
1
4
16
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
38
31
24
25
21
36
47
41
3
1
–
–
–
1
2
–
3
2
2
1
4
2
4
6
8
5
1
1
–
8
5
1
7
4
1
(4)
–
6
2
2
6
9
12
13
9
8
16
16
4
3
3
3
2
3
3
9
6
5
(4)
–
1
8
16
–
11
10
8
10
6
11
17
16
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2014—continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
2
bonuses
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
35
35
37
43
42
43
3
3
4
5
4
7
2
2
2
4
4
5
11
12
8
7
7
6
10
11
7
5
7
2
3
3
5
8
5
10
1
1
2
5
7
3
3
2
6
8
8
7
8
6
11
15
13
17
39
35
40
42
44
35
44
39
41
35
35
40
32
3
3
3
4
4
4
4
6
6
6
4
5
4
3
3
3
3
4
1
3
3
3
3
4
3
4
10
11
10
9
8
7
11
9
9
8
8
12
6
4
2
5
11
11
8
12
6
6
4
6
8
5
8
7
8
3
4
2
3
7
8
3
6
4
7
2
2
3
5
5
5
4
4
4
2
2
3
2
5
5
5
6
6
6
6
6
5
7
4
4
4
11
9
12
13
13
12
13
12
13
10
8
8
8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 The sum of the individual components may be greater than the total because some employees may have access to more than one type of nonproduction bonus.
3 Includes all other bonuses provided to employees and not published separately.
4 Less than 0.5.
5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 43. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2014
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
0.7
0.2
0.2
0.4
0.4
0.3
0.2
0.3
0.4
1.1
1.6
1.3
1.7
0.4
0.6
0.4
–
0.4
0.8
0.4
0.3
0.6
1.2
0.6
–
0.6
0.6
0.8
0.3
0.7
0.7
0.9
1.2
0.4
0.4
0.5
0.4
0.5
0.7
0.6
(3)
0.6
1.0
0.7
0.9
2.1
3.3
1.4
2.6
0.9
1.3
1.2
1.5
–
0.5
0.2
–
0.3
0.5
0.4
0.5
0.4
0.7
0.3
1.8
0.3
0.1
0.5
0.7
–
1.5
0.7
0.8
0.6
0.7
0.7
1.0
–
–
0.7
1.1
0.6
0.8
0.7
1.1
1.4
3.6
0.4
1.3
0.3
0.4
0.4
0.4
0.6
0.6
0.4
1.4
0.4
0.8
0.4
0.4
–
2.0
0.5
1.1
0.4
0.4
0.6
0.6
1.3
2.3
0.8
2.4
0.5
0.7
0.7
1.0
2.1
2.1
1.4
1.9
1.6
0.7
0.7
0.7
1.0
0.8
0.4
1.2
0.3
0.5
0.3
1.4
1.4
0.8
1.1
1.0
1.5
1.3
0.8
1.0
1.0
0.4
0.7
0.5
0.6
0.7
0.3
0.6
0.4
0.6
0.5
0.3
1.1
0.9
0.8
1.2
1.4
1.6
1.0
1.4
1.3
Full time .................................................................
Part time ................................................................
0.8
1.0
0.3
0.2
0.2
0.2
0.4
0.4
0.4
0.6
0.4
0.2
0.2
0.3
0.3
0.6
0.5
0.4
Union .....................................................................
Nonunion ...............................................................
1.2
0.8
0.4
0.3
0.5
0.2
0.5
0.4
0.2
0.4
0.8
0.3
0.4
0.2
0.4
0.4
0.9
0.4
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.5
1.1
0.9
1.0
1.7
0.2
0.2
0.3
0.4
0.5
0.8
0.3
0.3
0.3
0.3
0.5
0.7
0.6
0.9
0.5
0.5
0.8
1.4
0.7
0.9
0.8
0.6
0.4
0.7
0.3
0.2
0.4
0.6
0.6
0.8
0.3
0.3
0.5
0.3
0.2
0.2
0.5
0.7
0.5
0.4
0.5
0.7
0.6
0.6
0.6
0.6
0.7
1.1
Goods-producing industries ...................................
1.4
0.9
0.4
0.8
0.8
0.6
0.3
0.6
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.8
1.5
1.2
1.5
1.8
2.3
3.0
2.3
0.2
0.2
–
–
–
0.3
0.7
–
0.2
0.2
0.2
0.3
0.4
0.3
0.7
0.9
0.4
0.9
0.1
0.2
–
1.4
1.2
0.5
0.4
0.9
0.3
0.2
–
1.5
0.6
0.8
0.4
1.0
0.9
1.1
1.1
1.4
3.7
1.8
0.2
0.5
0.4
0.5
0.9
0.7
0.6
1.2
0.3
0.6
0.1
–
0.2
1.0
1.8
–
0.4
0.7
0.8
1.1
1.1
1.1
1.6
2.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 43. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
1.0
1.1
1.7
0.9
1.3
1.2
0.3
0.3
0.6
0.4
0.5
0.5
0.3
0.3
0.4
0.3
0.4
0.4
0.6
0.7
0.9
0.4
0.6
0.5
0.7
0.9
0.9
0.3
0.5
0.4
0.3
0.3
0.8
0.6
0.4
1.0
0.2
0.3
0.4
0.3
0.5
0.4
0.3
0.3
1.0
0.5
0.8
0.6
0.5
0.6
1.3
0.5
0.8
0.7
1.3
2.5
1.5
1.1
1.4
3.5
2.0
1.9
2.2
3.4
1.2
3.3
1.0
0.5
0.6
0.6
0.4
0.5
1.3
0.6
0.5
0.5
1.2
0.6
1.3
0.6
0.4
1.3
0.3
0.4
0.7
0.5
0.6
0.3
0.4
0.6
0.4
0.5
0.5
0.9
2.0
0.7
0.6
0.8
1.4
1.2
0.9
1.2
1.3
0.6
1.4
0.6
0.6
0.4
0.8
0.8
1.4
1.5
1.2
0.7
0.9
0.8
0.7
1.5
0.7
0.7
1.1
0.8
0.3
0.4
0.6
0.6
1.1
1.5
0.8
0.7
1.4
0.7
0.4
0.4
0.5
0.4
0.7
1.0
0.6
0.5
0.7
0.6
0.4
1.0
0.3
0.7
1.4
0.9
0.6
1.0
1.4
0.9
0.5
0.6
1.1
0.6
1.1
0.6
0.6
1.4
0.7
0.8
1.2
2.6
1.3
0.8
1.0
1.5
0.4
1.0
0.4
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.
2 Includes all other bonuses provided to employees and not published separately.
3 Less than 0.05.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2
National Compensation Survey, March 2014
(All workers = 100 percent)
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
All workers .............................................................
Health care benefits
Opposite
sex
Same sex
Opposite
sex
15
15
35
30
25
23
26
43
24
23
25
41
46
54
42
34
38
47
35
28
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
51
20
9
27
13
5
18
13
49
20
9
26
13
5
17
13
32
36
21
29
38
36
40
28
28
27
17
21
34
32
35
24
11
15
10
8
13
12
14
10
6
13
19
37
31
29
32
18
28
27
26
27
Full time .................................................................
Part time ................................................................
18
6
18
6
41
16
35
14
Union .....................................................................
Nonunion ...............................................................
40
11
37
11
53
32
42
28
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4
2
13
18
28
30
5
2
13
18
27
28
16
8
33
41
54
62
15
8
29
35
43
52
Goods-producing industries ...................................
9
8
32
28
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
16
25
43
49
37
13
23
48
16
25
42
47
36
13
23
47
35
33
36
29
52
31
38
38
30
28
29
25
40
27
29
32
Establishment characteristics
See footnotes at end of table.
Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2
National Compensation Survey, March 2014—continued
(All workers = 100 percent)
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health care benefits
Opposite
sex
Same sex
Opposite
sex
6
5
8
24
14
34
6
5
8
23
14
33
21
18
30
47
42
52
20
17
28
39
38
40
18
13
20
15
14
18
15
8
7
11
21
15
23
17
13
19
16
14
19
16
7
6
11
20
15
23
41
41
41
26
28
25
22
27
26
29
54
40
60
34
35
33
22
23
20
23
20
17
26
49
33
56
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the
employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried
Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,
civilian workers,2 National Compensation Survey, March 2014
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
All workers .............................................................
Health care benefits
Opposite
sex
Same sex
Opposite
sex
0.5
0.5
0.6
0.6
0.9
1.2
1.1
1.9
0.9
1.3
1.1
1.9
1.1
1.5
1.2
1.6
1.0
1.4
1.2
1.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.4
2.2
0.7
2.1
0.6
0.5
0.8
1.0
2.4
2.2
0.7
1.9
0.6
0.5
0.8
1.2
2.2
3.2
1.2
2.0
1.0
1.5
1.3
1.4
2.1
2.9
1.1
1.9
0.9
1.4
1.2
1.3
1.1
1.5
0.7
1.0
1.0
1.7
1.4
0.7
0.8
1.0
1.5
2.3
1.4
1.6
2.0
1.7
2.1
1.3
1.4
2.1
Full time .................................................................
Part time ................................................................
0.6
0.4
0.6
0.4
0.7
0.8
0.7
0.8
Union .....................................................................
Nonunion ...............................................................
1.4
0.5
1.3
0.5
1.4
0.7
1.5
0.6
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.5
0.3
0.6
1.0
0.8
1.3
0.5
0.3
0.6
0.9
0.8
1.3
0.8
0.9
1.0
1.0
1.0
1.4
0.7
0.9
1.0
1.0
1.0
1.5
Goods-producing industries ...................................
1.0
0.9
1.3
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.5
1.4
1.7
1.7
3.6
1.7
2.7
2.6
0.6
1.4
1.7
1.7
3.6
1.7
2.7
2.6
0.7
1.6
1.3
1.4
2.9
2.4
2.6
1.9
0.6
1.6
1.4
1.3
3.1
2.3
2.5
2.2
Establishment characteristics
See footnotes at end of table.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,
civilian workers,2 National Compensation Survey, March 2014—continued
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health care benefits
Opposite
sex
Same sex
Opposite
sex
0.5
0.4
1.2
0.8
0.9
1.3
0.5
0.5
1.2
0.8
0.9
1.3
0.8
0.9
1.8
0.9
1.3
1.3
0.7
0.9
1.7
0.8
1.2
1.2
0.8
1.4
1.0
0.8
0.9
3.1
1.2
1.0
0.5
3.0
1.0
2.0
1.0
0.8
1.3
1.0
0.8
0.9
3.2
1.4
0.9
0.4
2.5
0.9
2.0
1.0
1.7
2.0
2.4
0.9
1.2
2.1
1.5
1.2
1.6
1.6
1.4
1.6
1.9
1.3
2.8
1.6
0.8
1.2
2.1
1.4
1.1
1.3
1.9
1.3
1.4
1.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the
employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried
Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf.
2 Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2014
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
No medical
benefits
and no
care and no
medical
retirement
benefits
care
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
63
9
6
22
59
13
1
27
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
84
78
83
8
10
7
2
3
1
4
3
9
4
11
12
77
86
74
73
10
8
11
12
1
1
1
1
12
5
14
14
94
76
37
67
62
52
68
67
–
6
9
2
10
9
11
12
–
3
8
11
9
15
5
3
2
15
46
19
19
24
17
19
81
75
33
63
57
45
65
59
16
8
13
6
15
16
14
20
–
1
2
7
1
1
1
1
–
16
52
24
27
38
21
21
60
73
66
73
60
11
12
10
11
9
4
2
4
2
6
25
14
19
14
24
52
65
65
73
58
–
19
11
11
11
–
1
1
1
1
27
14
22
15
30
Full time .................................................................
Part time ................................................................
76
19
11
3
2
18
10
60
74
12
14
11
1
2
11
75
Union .....................................................................
Nonunion ...............................................................
92
58
2
11
2
6
3
25
85
55
9
13
1
1
4
31
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
29
15
65
78
87
88
9
7
12
10
7
6
12
14
5
3
2
2
50
64
18
9
4
3
24
12
61
75
85
89
13
10
16
13
9
6
1
1
1
1
1
1
61
77
22
11
6
4
Goods-producing industries ...................................
74
12
2
12
72
14
1
13
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
61
72
83
87
85
64
87
88
9
8
2
1
2
12
2
–
6
5
3
4
2
6
3
–
24
15
11
8
12
18
8
9
57
67
75
75
82
61
86
81
13
13
11
13
4
14
3
7
1
1
1
1
1
1
1
1
29
19
13
11
13
23
10
11
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2014—continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
27
45
1
27
51
21
5
23
42
38
43
70
46
56
42
16
1
(2)
1
2
12
5
14
13
62
75
57
37
25
19
28
49
3
1
3
1
10
5
12
14
87
38
16
49
21
10
27
30
10
44
30
20
51
51
51
48
1
1
1
2
1
1
1
(2)
2
17
53
29
27
38
21
22
30
67
26
35
55
48
58
55
67
16
19
34
17
13
20
24
–
3
7
10
8
15
5
3
–
15
47
21
20
24
17
19
32
28
25
23
27
39
56
52
62
43
–
–
1
–
1
–
–
23
15
30
44
64
56
68
45
27
21
21
17
25
4
2
4
2
6
25
14
19
14
25
Full time .................................................................
Part time ................................................................
33
8
54
14
(2)
3
12
75
63
14
25
9
2
16
10
61
Union .....................................................................
Nonunion ...............................................................
81
18
13
50
2
1
4
31
44
52
51
16
1
6
4
26
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
3
22
36
50
49
31
18
55
52
44
45
1
1
1
2
( )
1
1
61
77
22
12
6
5
25
12
54
62
68
72
13
9
22
26
26
22
12
14
4
2
2
2
51
64
19
10
5
4
Goods-producing industries ...................................
26
60
(2)
14
68
18
2
12
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
28
41
69
82
52
22
49
83
42
39
16
6
34
54
40
5
1
1
3
4
1
(2)
(2)
2
29
19
12
8
12
24
10
9
48
48
35
25
60
56
73
35
22
32
51
63
26
19
16
53
6
4
1
1
1
6
3
1
25
16
13
11
13
18
8
11
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2014—continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
43
39
57
80
73
87
14
15
13
5
7
2
7
7
8
4
6
3
35
39
22
11
14
8
40
35
54
77
69
85
18
18
16
8
12
5
1
1
1
1
2
1
41
45
29
14
18
10
62
62
62
63
63
66
62
65
64
65
59
56
61
10
8
10
10
10
8
11
8
9
5
11
11
10
5
4
6
5
6
4
6
7
7
9
5
6
4
23
25
22
21
21
22
21
20
20
20
25
26
25
58
57
58
62
61
64
62
62
63
59
53
58
51
14
13
15
11
12
–
11
10
10
11
17
10
20
1
1
1
1
1
–
2
1
1
1
1
1
1
27
28
26
25
26
25
25
26
25
28
29
32
28
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2014—continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
10
8
16
43
27
60
48
46
54
42
54
29
(2)
(2)
1
1
1
1
42
46
29
14
19
9
39
36
49
61
61
61
18
18
21
24
19
28
7
7
7
4
5
2
35
39
23
11
14
8
31
27
32
26
26
28
24
28
29
26
26
–
29
41
43
40
47
47
46
49
45
45
45
43
46
42
1
1
1
(2)
(2)
–
(2)
1
1
1
1
–
1
27
29
26
26
27
–
27
26
25
28
29
32
28
49
49
48
53
55
50
50
55
55
54
46
46
45
23
21
24
20
18
25
22
18
19
16
24
21
26
5
4
5
5
5
4
6
7
6
8
4
6
4
23
26
23
22
22
22
21
21
21
21
26
27
25
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2014
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
0.6
0.4
0.3
0.7
0.8
0.5
0.1
0.7
0.9
1.2
1.1
1.4
0.7
1.1
0.8
1.1
0.4
0.4
0.6
0.4
0.6
0.7
0.7
1.1
0.9
1.0
1.1
1.6
0.7
0.7
0.8
1.5
0.1
0.2
0.2
0.2
0.7
0.8
0.9
1.1
1.6
2.6
1.4
2.9
1.0
1.4
1.2
1.8
–
2.3
0.8
0.7
0.6
0.8
0.7
1.0
–
0.5
0.8
2.2
0.5
0.9
0.5
0.6
0.5
2.0
1.7
2.9
0.8
1.4
1.0
1.5
2.0
2.4
1.4
3.0
0.9
1.3
1.3
1.9
2.0
1.9
1.2
1.5
0.6
0.9
0.9
1.5
–
0.4
0.4
1.7
0.2
0.3
0.2
0.5
–
2.0
1.6
3.0
0.9
1.3
1.1
1.5
3.0
2.1
1.6
1.6
2.1
1.7
1.5
0.8
1.0
1.1
1.0
0.5
0.5
0.4
0.9
2.7
1.6
1.7
1.4
2.4
2.9
2.6
1.7
1.9
2.1
–
2.3
0.7
1.1
1.0
–
0.6
0.2
0.3
0.3
2.6
1.6
1.6
1.4
2.3
Full time .................................................................
Part time ................................................................
0.6
1.0
0.4
0.4
0.2
1.0
0.5
1.5
0.8
0.7
0.6
0.7
0.1
0.2
0.5
1.1
Union .....................................................................
Nonunion ...............................................................
0.7
0.7
0.4
0.4
0.4
0.3
0.4
0.8
1.1
0.8
1.0
0.6
0.2
0.1
0.5
0.8
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.2
1.0
0.8
0.7
1.1
0.7
1.0
0.6
0.6
0.7
0.9
0.7
1.2
0.5
0.4
0.3
0.6
1.4
1.9
0.8
0.7
0.5
0.4
1.1
1.1
1.2
0.8
0.6
0.9
0.8
1.0
1.0
0.7
0.5
0.6
0.3
0.5
0.2
0.2
0.2
0.2
1.3
1.6
0.9
0.7
0.6
0.7
Goods-producing industries ...................................
1.3
1.0
0.4
0.9
1.2
0.9
0.2
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.5
0.8
0.6
1.4
2.5
1.0
1.5
0.4
1.0
0.4
0.3
0.4
1.7
0.6
–
0.3
0.6
0.3
0.4
0.4
0.9
0.4
–
0.8
1.3
0.8
0.5
1.3
2.0
0.8
1.4
0.8
1.6
1.1
1.6
1.6
2.6
1.0
2.0
0.5
1.3
1.1
1.5
0.7
2.1
0.6
1.5
0.1
0.3
0.2
0.2
0.2
0.5
0.2
0.2
0.8
1.3
0.7
0.5
1.4
2.0
0.8
1.5
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2014—continued
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
0.6
0.7
0.1
0.7
0.6
0.5
0.3
0.7
1.0
1.3
1.2
1.8
1.1
1.4
1.4
1.8
0.1
0.2
0.2
0.3
0.7
0.8
0.9
1.1
1.1
1.3
1.3
2.1
0.9
1.1
1.1
2.0
0.4
0.3
0.6
0.2
0.6
0.7
0.7
1.1
2.3
3.1
0.9
2.7
0.7
0.8
1.0
1.5
2.4
3.7
1.3
2.4
0.9
1.2
1.2
1.6
0.3
0.2
0.1
0.5
0.1
0.2
0.1
(2)
0.5
2.0
1.6
2.9
0.9
1.3
1.1
1.6
2.5
2.6
1.3
2.6
0.9
1.3
1.2
1.9
2.5
2.6
1.2
2.3
0.6
0.8
0.9
1.2
–
0.5
0.7
2.1
0.5
0.9
0.5
0.6
–
2.0
1.7
2.9
0.8
1.3
1.0
1.5
2.5
1.8
1.1
1.3
1.5
2.4
2.1
1.6
1.9
2.0
–
–
0.1
–
0.2
–
–
1.7
1.5
2.3
2.9
2.2
1.5
1.7
1.8
2.1
1.7
1.1
1.3
1.5
1.0
0.5
0.5
0.4
0.9
2.7
1.6
1.7
1.4
2.3
Full time .................................................................
Part time ................................................................
0.7
0.5
0.8
0.9
(2)
0.3
0.6
1.1
0.7
0.9
0.6
0.6
0.2
0.9
0.5
1.4
Union .....................................................................
Nonunion ...............................................................
1.1
0.5
1.1
0.8
0.2
0.1
0.5
0.8
1.4
0.7
1.4
0.6
0.4
0.3
0.4
0.8
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.4
0.7
1.0
1.1
1.6
1.1
1.3
1.1
1.1
1.2
1.6
0.1
0.2
0.1
0.1
0.1
0.2
1.2
1.5
0.9
0.7
0.5
0.7
1.1
1.2
1.1
1.0
0.9
1.3
0.9
1.1
0.7
0.9
0.8
1.2
0.7
1.2
0.5
0.4
0.3
0.6
1.4
1.9
0.8
0.7
0.5
0.5
Goods-producing industries ...................................
1.3
1.5
(2)
0.9
1.5
1.2
0.4
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.6
1.6
1.0
0.9
2.2
2.1
3.0
1.7
0.8
1.5
0.8
0.7
2.5
2.2
2.9
0.8
0.1
0.2
0.3
0.4
0.5
0.2
0.1
0.5
0.8
1.3
0.8
0.5
1.5
2.0
0.8
1.4
0.7
1.5
1.5
1.8
2.4
2.2
1.7
2.7
0.5
1.5
1.5
1.7
2.4
2.0
1.8
2.7
0.3
0.5
0.2
0.2
0.3
0.9
0.4
0.3
0.8
1.3
0.7
0.5
1.3
2.0
0.8
1.5
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2014—continued
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
1.0
1.1
2.2
0.7
1.2
0.8
0.7
0.8
1.2
0.4
0.7
0.4
0.5
0.6
0.9
0.3
0.6
0.3
1.1
1.2
1.9
0.6
1.1
0.7
1.1
1.2
2.3
0.7
1.1
0.9
0.9
1.1
1.4
0.4
0.7
0.5
0.1
0.1
0.3
0.2
0.4
0.1
1.1
1.2
1.9
0.6
1.0
0.7
1.6
3.2
1.8
1.3
1.9
2.9
2.1
1.1
1.5
1.7
1.2
1.8
1.6
0.8
1.3
1.0
0.6
0.9
1.1
1.1
0.7
0.9
1.1
0.8
1.2
1.1
0.6
0.8
0.7
0.4
0.6
0.7
0.6
0.7
0.9
1.3
0.6
1.6
0.6
2.2
4.5
2.5
1.1
1.7
2.8
1.4
1.1
1.2
2.3
1.5
1.8
2.0
1.8
3.6
2.0
1.4
2.3
3.6
1.6
1.5
1.5
3.4
1.3
2.1
1.6
0.7
1.8
0.8
0.9
1.5
–
0.9
1.2
0.8
3.1
1.0
1.3
1.4
0.2
0.5
0.2
0.3
0.2
–
0.7
0.2
0.3
0.3
0.2
0.4
0.3
2.0
3.9
2.4
1.1
1.7
2.7
1.4
1.1
1.3
2.1
1.5
2.0
1.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2014—continued
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
0.6
0.5
1.4
0.9
1.1
1.3
1.0
1.2
1.9
0.8
1.2
1.2
0.1
0.1
0.3
0.1
0.2
0.1
1.1
1.2
1.9
0.6
1.1
0.7
1.0
1.1
2.1
0.8
1.2
1.1
0.8
1.0
1.5
0.6
0.9
1.0
0.5
0.6
0.9
0.3
0.5
0.3
1.1
1.2
1.9
0.6
1.0
0.7
1.7
3.6
1.7
0.9
1.3
2.2
1.2
1.3
1.6
2.4
1.0
–
1.1
1.8
2.3
2.0
1.1
1.7
2.9
1.3
1.6
1.9
3.1
1.4
2.1
1.8
0.2
0.2
0.3
0.1
0.1
–
0.1
0.2
0.3
0.4
0.1
–
0.1
2.1
4.1
2.5
1.1
1.7
–
1.7
1.2
1.3
2.3
1.4
2.0
1.8
1.3
2.7
1.5
1.1
1.7
2.4
1.5
1.4
1.8
2.0
1.4
2.3
1.7
1.3
2.1
1.5
0.7
0.8
2.5
1.2
1.0
1.2
1.9
1.2
2.3
1.3
0.5
0.7
0.7
0.4
0.6
0.7
0.7
0.7
0.8
1.2
0.6
1.6
0.5
2.2
4.5
2.4
1.1
1.7
2.8
1.4
1.1
1.2
2.2
1.5
1.7
2.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.
2 Less than 0.05.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March 2014
(All workers = 100 percent)
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
Personal
leave, sick
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
36
36
58
69
71
82
83
46
59
41
10
54
56
53
57
69
87
61
17
74
94
65
15
89
93
88
90
93
97
91
90
91
97
88
77
7
61
23
43
41
32
46
30
69
59
21
41
37
28
43
25
13
77
41
69
64
49
72
57
11
82
48
76
75
61
82
78
98
87
51
75
71
58
79
64
98
89
65
83
82
71
88
84
84
90
66
87
84
76
89
89
20
39
32
32
31
16
34
26
23
28
42
69
54
58
51
62
92
78
89
68
49
77
66
69
63
72
95
85
92
79
82
95
88
95
83
Full time .................................................................
Part time ................................................................
44
11
44
10
71
18
83
25
83
32
94
44
94
48
Union .....................................................................
Nonunion ...............................................................
45
35
55
33
63
58
72
69
89
68
96
80
93
81
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
15
8
39
47
50
51
13
6
35
44
57
58
30
17
64
75
73
73
41
26
78
87
77
77
40
25
75
84
92
95
57
45
87
93
95
97
61
50
89
94
93
93
Goods-producing industries ...................................
31
24
58
85
67
90
93
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
37
39
22
17
33
51
67
52
38
51
56
65
40
47
63
52
58
59
39
27
66
73
84
88
66
63
37
24
65
80
90
87
71
85
90
94
88
81
92
91
81
89
91
94
89
88
94
91
81
87
83
83
86
90
94
91
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March
2014—continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
26
24
33
46
42
49
23
22
29
47
39
56
49
48
54
67
63
71
62
60
68
76
75
77
58
55
65
83
76
90
73
70
81
90
86
94
76
74
82
89
87
92
47
40
50
34
37
30
31
36
39
30
30
31
30
47
42
49
35
37
30
32
34
36
30
31
31
30
60
57
62
59
60
55
59
55
55
56
59
56
60
69
66
70
71
71
68
71
70
70
70
66
65
67
76
75
76
71
72
69
73
68
68
69
68
66
69
83
82
83
84
84
84
85
82
82
82
78
78
78
83
82
84
86
85
85
86
83
83
83
79
80
79
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Includes workers with access to one or more of these leave benefits.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 46. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation
Survey, March 2014
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
0.7
0.6
0.7
0.7
0.7
0.6
0.7
1.0
1.3
1.3
1.3
1.0
1.4
1.3
1.8
1.0
1.1
1.3
2.0
0.8
0.8
1.1
2.0
0.7
0.8
0.9
1.1
0.5
0.7
0.7
1.1
0.6
0.7
0.8
1.5
1.2
3.4
1.2
2.9
1.0
1.4
1.2
1.3
2.5
3.3
1.0
2.9
1.0
1.2
1.2
1.3
2.5
2.0
1.6
2.9
1.0
1.4
1.2
1.8
2.5
1.8
1.7
2.7
0.9
1.3
1.1
1.6
0.6
1.9
1.7
2.9
1.0
1.5
1.1
1.7
0.6
1.8
1.9
2.6
0.9
1.3
1.0
1.4
1.6
1.7
1.9
2.0
0.9
1.3
1.0
1.1
2.0
2.0
1.3
1.6
1.9
1.8
1.9
1.2
1.4
1.7
2.7
2.2
1.5
2.2
1.9
2.9
1.2
1.3
1.2
1.9
2.5
1.9
1.5
2.0
2.0
2.5
0.8
1.3
1.0
2.0
2.0
0.8
1.2
0.9
1.9
Full time .................................................................
Part time ................................................................
0.8
0.7
0.9
0.6
0.7
1.0
0.5
1.2
0.6
1.3
0.5
1.5
0.4
1.5
Union .....................................................................
Nonunion ...............................................................
1.3
0.8
1.4
0.7
1.2
0.8
0.9
0.8
0.9
0.8
0.6
0.8
0.5
0.8
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.9
0.9
1.1
1.0
1.0
1.5
0.7
0.8
1.1
1.0
0.9
1.4
1.2
1.5
1.1
0.9
1.0
1.2
1.5
2.0
0.9
0.7
0.8
1.0
1.3
1.7
0.9
0.8
0.6
0.6
1.5
2.1
0.7
0.6
0.5
0.4
1.6
2.3
0.7
0.6
0.6
0.6
Goods-producing industries ...................................
1.3
1.2
1.7
1.0
1.5
0.8
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
0.7
1.6
1.1
1.2
2.2
2.3
2.5
2.2
0.7
1.5
1.4
1.7
2.3
2.3
2.6
2.2
0.8
1.5
1.3
1.2
2.2
2.0
1.3
1.4
0.8
1.4
1.2
1.2
1.6
1.9
0.8
1.5
0.7
1.2
0.7
0.6
1.4
2.0
0.9
1.3
0.8
1.0
0.7
0.6
1.4
1.6
0.7
1.3
0.8
1.0
1.0
1.1
1.3
1.5
0.7
1.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 46. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation
Survey, March 2014—continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
1.0
1.2
1.9
0.9
1.2
1.2
0.9
1.1
1.9
0.9
1.1
1.2
1.1
1.3
1.9
0.7
1.2
1.0
1.1
1.2
2.0
0.7
1.2
0.8
1.2
1.4
1.8
0.6
1.2
0.7
1.1
1.3
1.5
0.6
1.1
0.6
1.1
1.3
1.6
0.6
1.0
0.6
1.3
2.8
1.4
1.3
1.8
2.9
2.7
1.4
1.7
2.3
1.1
1.9
1.3
1.2
2.6
1.4
1.2
1.6
2.5
2.3
1.4
1.8
2.2
1.1
2.1
1.4
1.6
2.4
1.9
1.3
1.7
4.1
1.9
1.4
1.5
3.0
1.6
2.3
2.0
1.6
3.3
1.8
1.1
1.7
2.9
1.6
1.3
1.5
2.6
1.7
2.2
2.2
1.6
2.5
2.1
1.1
1.6
2.7
1.6
1.5
1.8
2.7
1.4
2.5
1.6
2.0
2.3
2.5
0.8
1.3
1.9
1.2
1.2
1.3
2.6
1.5
1.5
2.1
2.1
3.9
2.2
0.8
1.1
1.9
1.3
1.3
1.5
2.3
1.6
1.8
2.2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Includes workers with access to one or more of these leave benefits.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Private Industry Tables
Types of Benefits:
・
・
・
・
・
・
Establishment data (Retirement and healthcare)
Retirement benefits
Healthcare benefits
Life, short-term, and long-term disability insurance benefits
Paid time-off benefits
Other benefits (Quality of life, financial, health-related, nonproduction
bonuses, and unmarried domestic partner)
・ Benefit combinations (Medical care and paid leave) Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2014
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
47
8
46
61
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
44
31
57
9
9
8
42
28
56
60
47
73
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
47
54
64
51
47
82
78
61
71
86
54
43
46
49
36
61
54
89
62
16
15
24
8
8
5
7
–
–
46
22
31
39
19
–
–
–
–
–
–
–
–
–
–
–
46
53
64
49
45
71
78
60
71
85
53
42
45
49
35
60
44
86
62
16
15
23
61
66
83
61
57
84
86
77
83
91
66
67
60
66
46
76
70
99
76
26
25
41
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
45
44
75
89
88
97
7
6
16
36
33
57
44
43
72
86
84
95
59
58
88
94
93
98
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2014—continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
41
46
39
47
47
40
50
53
49
59
46
53
42
8
–
8
7
8
5
7
10
11
–
7
–
8
39
45
37
47
47
40
49
52
48
58
45
53
40
57
51
60
61
61
53
64
62
63
61
62
67
59
1 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the
individual items because some employers offered both types of plans.
Note: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 1. Standard errors for establishments offering retirement and health care
benefits: private industry workers, National Compensation Survey, March 2014
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
1.9
0.6
1.9
1.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.9
3.3
4.8
1.0
1.5
1.3
2.9
3.1
4.7
3.1
3.7
5.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.0
3.4
4.5
2.7
11.8
12.7
7.7
3.9
4.2
4.9
6.4
7.9
4.7
7.8
7.6
6.1
7.8
8.1
6.6
2.5
2.7
4.7
0.7
0.9
1.1
1.2
–
–
9.3
2.3
3.0
4.2
5.5
–
–
–
–
–
–
–
–
–
–
–
2.0
3.4
4.5
2.7
11.5
13.7
7.7
3.9
4.2
4.9
6.4
7.8
4.7
7.8
7.5
6.2
8.1
8.2
6.6
2.5
2.7
4.4
2.0
3.4
3.4
3.0
13.0
12.3
6.4
3.8
3.5
4.3
6.7
7.2
4.8
7.5
8.5
5.4
9.0
0.9
6.0
4.5
4.9
5.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.0
2.0
2.7
1.5
1.8
0.8
0.5
0.6
1.5
6.1
7.2
4.3
2.0
2.0
2.7
1.5
1.9
1.2
1.9
2.0
1.6
1.1
1.2
0.7
Establishment characteristics
See footnotes at end of table.
Table 1. Standard errors for establishments offering retirement and health care
benefits: private industry workers, National Compensation Survey, March
2014—continued
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
4.5
11.9
4.8
2.9
4.4
4.8
4.2
3.5
4.5
5.0
4.1
8.5
3.5
1.4
–
1.3
0.8
1.2
1.1
1.5
2.0
2.6
–
1.0
–
1.1
4.4
12.0
4.8
2.8
4.4
4.7
4.2
3.5
4.5
4.9
4.1
8.6
3.5
4.4
10.2
4.6
2.9
4.1
7.2
4.8
3.0
3.7
5.0
4.0
8.3
3.6
1 Includes defined benefit pension plans and defined contribution retirement plans.
Note: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2014
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
65
48
75
19
16
86
60
42
70
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
84
77
38
62
69
67
70
67
67
74
63
21
28
49
39
56
53
84
87
82
56
45
71
59
79
79
26
31
24
7
6
17
11
21
24
23
27
20
6
5
13
7
17
23
86
86
87
91
76
79
65
84
95
77
82
74
34
60
65
64
66
60
61
68
57
17
26
45
36
50
44
80
83
77
50
43
69
57
76
74
60
73
70
75
65
47
58
53
59
47
78
80
75
78
72
25
23
23
22
24
24
21
20
20
21
97
92
88
92
85
50
68
61
70
53
36
51
42
50
34
72
75
68
72
64
Full time .................................................................
Part time ................................................................
74
37
58
19
79
52
22
8
19
6
88
73
70
32
52
15
74
47
Union .....................................................................
Nonunion ...............................................................
92
62
83
45
91
72
71
13
66
11
93
83
56
61
45
42
80
69
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
27
67
76
85
88
18
11
47
62
75
79
48
39
71
81
88
89
5
4
14
24
36
37
3
2
11
21
32
32
70
56
85
88
88
86
36
25
62
70
80
85
16
9
41
53
66
72
45
36
67
75
83
85
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
76
57
83
62
44
69
82
77
83
26
18
28
23
18
25
91
97
89
71
49
78
54
36
61
76
73
77
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
63
72
76
68
79
99
46
48
60
38
59
94
73
66
80
56
76
96
17
19
13
13
35
79
15
15
12
9
29
75
85
78
94
65
82
95
58
63
72
60
59
92
40
39
55
32
39
79
69
62
76
53
66
86
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2014—continued
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
88
84
92
94
89
56
60
71
41
69
72
89
69
28
26
47
79
75
85
86
82
44
47
59
27
53
61
78
52
12
10
33
91
90
92
91
92
78
78
83
65
77
85
88
76
42
39
70
44
41
51
50
48
–
14
14
6
17
15
15
18
3
2
8
38
35
43
42
44
–
12
12
6
16
13
11
16
3
2
7
87
84
84
83
91
–
86
85
98
90
87
77
90
98
100
92
86
83
91
94
88
54
59
71
40
64
64
85
64
26
24
43
72
70
79
81
76
41
44
57
25
45
52
74
44
10
8
29
84
85
87
86
87
75
75
80
63
71
81
87
70
37
34
67
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
50
45
63
82
78
89
35
32
43
64
55
77
70
71
68
78
71
86
8
7
12
31
20
46
7
6
11
27
17
41
86
87
85
86
83
88
47
44
58
75
72
80
32
30
38
54
48
63
68
69
65
72
67
78
64
63
64
65
65
64
64
70
69
71
60
59
60
51
49
52
46
47
45
44
53
52
54
45
42
46
80
77
81
71
72
70
69
76
75
76
75
71
77
23
19
25
15
16
14
15
21
23
17
17
13
19
21
17
23
13
13
12
12
18
20
14
14
10
16
90
87
91
84
83
81
85
87
88
85
84
80
85
57
60
56
62
62
61
62
65
63
68
55
56
54
42
43
42
42
43
40
41
46
44
49
39
39
40
74
73
75
67
69
66
65
71
70
72
71
69
73
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating
in at least one of these plan types.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2014
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.7
0.6
0.6
0.6
0.7
0.7
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.3
1.5
1.6
5.8
1.0
1.6
1.3
1.9
1.0
1.5
1.4
1.2
3.8
0.9
1.3
1.2
1.8
0.8
1.1
1.1
2.2
5.0
0.8
1.2
0.8
1.3
1.2
1.4
1.5
0.8
1.5
0.7
0.8
0.9
1.7
1.1
1.5
1.4
0.7
1.3
0.6
0.6
0.8
1.7
1.1
2.2
1.3
2.1
5.6
1.3
2.5
1.2
1.3
1.2
1.3
1.5
1.5
6.1
1.0
1.5
1.3
1.9
1.0
1.4
1.4
1.0
4.1
0.8
1.1
1.1
1.7
1.0
1.2
1.2
2.2
5.4
0.8
1.3
0.9
1.4
3.2
2.3
1.7
1.6
2.4
3.0
2.2
1.3
1.5
1.9
2.2
1.6
1.0
1.3
1.4
2.8
1.9
1.1
1.4
1.6
2.8
1.9
1.0
1.3
1.3
1.0
2.2
1.1
1.1
1.9
2.9
2.4
1.6
1.7
2.1
2.5
2.3
1.2
1.5
1.6
2.5
1.7
1.1
1.3
1.7
Full time .................................................................
Part time ................................................................
0.7
1.5
0.7
0.9
0.6
1.5
0.7
0.5
0.7
0.4
0.7
2.3
0.7
1.4
0.6
0.8
0.6
1.6
Union .....................................................................
Nonunion ...............................................................
1.1
0.8
1.3
0.7
0.8
0.6
2.0
0.5
1.9
0.5
0.7
0.9
2.0
0.8
1.7
0.6
1.4
0.6
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
1.8
1.1
1.0
1.0
1.2
0.9
0.9
1.1
1.0
1.0
1.3
1.5
2.2
1.0
0.8
0.7
1.0
0.4
0.4
0.7
1.0
1.2
1.7
0.3
0.3
0.7
0.9
1.2
1.7
2.6
5.0
1.3
0.9
0.9
1.7
1.3
1.8
1.1
1.0
1.0
1.3
0.8
0.8
1.1
0.9
1.1
1.3
1.5
2.3
1.1
0.8
0.9
1.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
2.7
1.3
1.2
2.5
1.4
0.9
2.1
1.0
1.3
2.2
1.7
1.2
2.1
1.5
1.0
1.2
1.1
1.4
2.5
1.5
1.3
2.1
1.6
1.0
2.1
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.3
2.5
1.4
3.0
0.7
0.8
1.1
2.4
1.1
2.6
1.6
0.7
0.8
1.4
1.1
2.3
1.5
0.6
0.9
1.9
1.0
2.8
5.6
0.6
0.7
1.7
0.7
2.3
5.3
0.9
1.4
1.7
2.3
2.7
1.6
0.8
1.2
2.5
1.4
3.3
2.2
0.7
1.0
2.4
1.0
2.8
2.4
0.8
0.9
1.5
1.2
3.0
2.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2014—continued
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.3
1.7
0.8
0.8
1.5
5.6
2.0
2.6
3.6
2.3
3.1
1.4
2.6
2.4
2.8
4.1
2.4
1.7
1.0
1.3
1.7
5.6
1.9
2.6
3.5
2.1
2.9
1.6
2.4
1.3
1.5
3.1
1.5
0.9
0.7
1.1
0.9
5.2
1.7
2.4
4.5
1.6
1.4
1.0
1.9
3.1
3.7
3.2
3.6
1.7
1.8
2.5
3.0
–
1.6
2.6
1.8
1.9
2.2
0.9
2.2
0.9
0.8
1.9
3.1
1.6
1.7
2.2
2.9
–
1.5
2.3
1.8
1.8
2.1
0.8
2.1
0.9
0.8
1.6
2.5
1.2
1.3
1.8
1.6
–
3.1
4.2
1.4
1.6
2.0
1.8
1.8
2.0
(4)
7.1
2.3
1.7
0.8
0.8
1.6
5.2
1.9
2.6
3.5
2.1
3.4
1.5
2.5
2.2
2.5
4.3
2.6
1.6
1.1
1.3
1.8
5.2
1.8
2.6
3.4
1.7
2.9
1.6
2.0
1.0
1.1
3.1
2.1
1.0
0.8
1.1
1.2
5.2
1.9
2.5
4.7
1.6
1.8
1.0
1.9
2.8
3.0
3.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.2
2.3
0.9
1.4
1.3
0.9
0.9
2.0
0.9
1.3
1.3
1.0
1.2
1.8
0.7
1.1
0.8
0.5
0.5
1.3
1.0
1.0
1.8
0.5
0.5
1.2
0.9
1.0
1.7
1.5
1.8
2.7
0.9
1.9
0.8
1.0
1.2
2.3
0.9
1.3
1.2
0.9
0.9
1.9
0.8
1.1
1.3
1.0
1.2
1.8
0.7
1.1
0.9
2.1
3.7
2.5
1.4
2.2
3.2
2.1
1.3
1.5
2.5
1.5
2.1
2.0
2.1
4.3
2.4
1.2
1.8
3.0
1.6
1.1
1.2
2.1
1.4
2.2
1.7
1.0
2.9
1.2
1.0
1.1
2.6
1.9
1.1
1.4
1.7
1.6
3.7
1.5
1.8
3.3
1.9
0.7
1.2
1.1
1.1
1.5
1.8
2.6
1.1
1.7
1.4
1.7
3.2
1.8
0.7
1.2
1.0
0.9
1.3
1.5
2.2
1.0
1.3
1.3
1.0
2.5
1.0
1.6
2.7
3.7
1.2
1.1
1.4
1.3
2.0
3.6
2.3
1.8
3.7
2.1
1.3
2.0
3.0
1.9
1.3
1.7
2.2
1.4
2.2
1.8
1.6
3.9
1.8
1.0
1.5
3.2
1.4
1.0
1.2
1.8
1.3
2.2
1.7
1.1
2.7
1.5
1.0
1.2
2.8
1.9
1.2
1.6
2.0
1.7
3.7
1.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating
in at least one of these plan types.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using ECEC data for March 2014.
4 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 3. Retirement benefit combinations: Access, private industry
workers, National Compensation Survey, March 2014
(All workers = 100 percent)
Characteristics
All workers .............................................................
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
14
5
46
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
23
29
20
3
4
13
7
17
17
3
2
3
4
2
4
3
4
7
53
53
54
31
56
52
56
50
43
15
19
14
17
12
10
5
9
5
13
35
50
47
53
41
Full time .................................................................
Part time ................................................................
18
4
5
5
52
28
Union .....................................................................
Nonunion ...............................................................
35
12
36
2
21
49
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2
1
9
18
31
33
3
2
5
6
5
3
33
24
53
52
49
51
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
21
11
24
5
8
4
50
38
54
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
13
10
10
5
16
73
42
40
50
5
9
3
8
19
6
2
1
1
45
54
62
55
43
20
44
42
41
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 3. Retirement benefit combinations: Access, private industry
workers, National Compensation Survey, March 2014—continued
(All workers = 100 percent)
Characteristics
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
50
48
–
13
13
5
12
7
12
13
–
–
4
1
–
–
1
–
1
6
8
3
5
2
2
3
44
40
46
46
57
36
52
57
74
51
25
24
39
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
5
8
24
14
37
3
2
5
7
6
9
42
39
50
52
58
43
16
15
17
13
13
11
12
16
17
14
12
10
13
7
4
8
3
3
4
2
5
6
3
5
3
6
41
44
39
49
49
50
50
49
47
54
43
46
41
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions
of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 3. Standard errors for retirement benefit combinations:
Access, private industry workers, National Compensation Survey,
March 2014
Characteristics
All workers .............................................................
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
0.5
0.3
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.4
1.4
0.4
1.0
0.6
0.6
0.8
1.5
0.3
0.4
0.4
0.6
0.9
0.4
0.5
0.4
0.8
1.4
1.6
1.8
1.5
6.2
0.9
1.4
1.2
1.8
2.4
1.8
1.0
1.3
1.3
1.3
0.9
0.8
0.7
1.2
2.5
2.5
1.6
1.9
2.1
Full time .................................................................
Part time ................................................................
0.7
0.3
0.3
0.4
0.8
1.3
Union .....................................................................
Nonunion ...............................................................
2.3
0.5
2.1
0.2
1.7
0.8
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.3
0.2
0.5
0.9
1.2
1.7
0.3
0.4
0.5
0.5
0.4
0.4
1.3
1.8
1.2
1.1
1.4
1.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
1.9
1.7
0.6
1.0
0.7
1.7
2.1
2.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
0.5
0.6
1.7
0.5
2.3
5.6
3.6
1.7
1.8
0.3
0.7
0.8
0.9
2.1
2.1
0.8
0.5
0.2
0.8
1.4
2.8
1.4
3.4
5.6
3.4
1.6
1.8
Establishment characteristics
See footnotes at end of table.
Table 3. Standard errors for retirement benefit combinations:
Access, private industry workers, National Compensation Survey,
March 2014—continued
Characteristics
Defined
Defined
Defined
benefit and
benefit only contribution
defined
only
contribution
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.5
3.0
–
1.5
2.6
1.8
1.5
0.9
0.7
1.7
–
–
1.7
0.2
–
–
0.4
–
0.4
0.9
2.0
0.6
1.1
0.7
0.7
1.0
2.7
2.8
4.5
2.1
3.0
3.6
2.2
3.3
1.6
2.5
2.1
2.5
4.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.4
1.1
0.9
0.9
1.7
0.3
0.4
0.7
0.5
0.6
1.0
1.0
1.2
2.4
1.1
1.4
1.7
1.6
3.2
1.6
0.6
0.9
1.3
1.0
1.4
1.6
2.4
1.1
1.6
1.4
0.9
0.6
1.2
0.3
0.5
0.9
0.5
0.6
0.8
0.9
0.5
0.8
0.7
1.6
2.3
1.7
1.4
2.0
3.7
2.2
1.5
1.8
2.2
1.5
2.3
1.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions
of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, private
industry workers, National Compensation Survey, March 2014
(All workers participating in defined benefit plans = 100 percent)
Soft freeze2
Characteristics
All workers .............................................................
Open plans1
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze3
68
21
2
9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
62
59
65
86
57
63
60
64
81
26
27
26
10
27
20
21
20
13
1
2
1
–
–
2
4
2
2
10
13
8
–
–
14
16
14
4
95
67
71
63
78
3
22
20
26
15
–
3
2
–
1
–
8
7
–
5
Full time .................................................................
Part time ................................................................
68
76
21
19
2
–
10
–
Union .....................................................................
Nonunion ...............................................................
84
60
14
25
–
2
–
13
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
73
78
70
70
66
60
18
18
17
19
24
29
–
–
2
2
2
1
–
–
11
10
8
10
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
68
97
58
23
–
29
2
–
2
8
–
10
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
69
72
62
70
79
71
38
20
23
29
25
16
29
40
2
–
–
–
–
–
–
10
–
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, private
industry workers, National Compensation Survey, March 2014—continued
(All workers participating in defined benefit plans = 100 percent)
Soft freeze2
Characteristics
Open plans1
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze3
Establishment characteristics
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
55
54
45
69
77
73
74
77
86
71
76
99
100
84
20
20
24
17
–
20
–
15
–
–
15
–
–
–
3
3
2
3
–
–
–
–
–
–
–
–
–
–
22
23
29
11
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
74
71
79
67
66
67
13
13
14
23
23
23
2
3
–
1
2
1
10
13
–
9
9
8
74
61
77
66
68
63
65
66
70
57
68
67
68
14
22
13
24
22
28
26
23
21
29
21
–
23
2
1
3
2
2
–
2
–
–
–
2
–
–
10
16
8
8
9
–
7
–
–
–
9
15
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans open to new participants.
2 New employees are not allowed in the plan. Benefit accruals may continue for existing participants.
3 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is
calculated as of the day the plan was frozen.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard
freeze plans, private industry workers, National Compensation Survey, March 2014
(All workers participating in defined benefit plans = 100 percent)
Soft freeze2
Characteristics
All workers .............................................................
Open plans1
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze3
1.5
1.1
0.3
0.8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.3
3.4
2.8
2.5
11.5
2.3
4.2
2.4
2.4
2.0
2.6
2.4
1.9
7.8
1.4
2.9
1.5
1.7
0.3
0.4
0.4
–
–
0.6
1.5
0.5
0.7
1.0
1.5
1.1
–
–
1.5
2.3
1.6
1.4
1.1
4.0
2.2
3.1
3.1
0.8
3.2
1.9
3.1
2.2
–
1.3
0.7
–
0.4
–
2.6
1.7
–
2.2
Full time .................................................................
Part time ................................................................
1.5
2.4
1.2
2.2
0.3
–
0.8
–
Union .....................................................................
Nonunion ...............................................................
1.4
2.1
1.3
1.6
–
0.4
–
1.1
Average wage within the following categories4:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.8
4.4
2.4
1.8
1.8
2.9
2.9
4.2
1.7
1.4
1.6
2.5
–
–
0.6
0.5
0.3
0.5
–
–
1.5
1.3
0.7
1.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.2
1.6
2.8
2.0
–
2.4
0.6
–
0.9
1.3
–
1.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
1.8
2.2
6.5
3.6
3.7
4.4
4.3
1.3
1.8
5.5
3.2
2.7
4.5
4.6
0.3
–
–
–
–
–
–
0.8
–
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard
freeze plans, private industry workers, National Compensation Survey, March
2014—continued
(All workers participating in defined benefit plans = 100 percent)
Soft freeze2
Characteristics
Open plans1
All
participants
still accruing
benefits
Some
participants
still accruing
benefits
Hard freeze3
Establishment characteristics
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.5
2.5
3.4
3.6
11.6
4.3
8.0
3.5
3.1
2.8
4.1
1.4
0.0
7.6
1.7
1.7
2.7
2.7
–
3.9
–
2.4
–
–
2.8
–
–
–
0.8
0.5
0.6
0.9
–
–
–
–
–
–
–
–
–
–
1.8
1.9
3.0
2.8
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.6
3.4
3.1
1.8
2.9
2.0
1.8
2.3
2.5
1.3
2.2
1.6
0.8
1.3
–
0.3
0.7
0.3
1.6
2.3
–
0.9
1.4
0.9
3.1
4.3
3.7
2.7
4.0
6.8
3.9
2.7
3.1
3.8
2.9
6.3
3.2
2.1
4.1
2.4
2.4
3.2
5.2
4.1
2.2
2.4
4.2
2.1
–
2.5
0.8
0.3
1.0
0.5
0.5
–
1.1
–
–
–
0.8
–
–
1.6
2.5
1.8
1.0
1.3
–
1.3
–
–
–
1.5
3.4
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans open to new participants.
2 New employees are not allowed in the plan. Benefit accruals may continue for existing participants.
3 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is
calculated as of the day the plan was frozen.
4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March 2014
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
4
38
58
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
5
2
7
–
–
2
–
3
4
34
40
29
–
–
55
–
59
37
61
58
64
51
59
43
56
39
59
–
4
–
–
2
–
39
–
–
29
73
57
74
78
69
Full time .................................................................
Part time ................................................................
4
–
38
–
58
61
Union .....................................................................
Nonunion ...............................................................
14
1
30
40
56
59
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
3
3
5
6
56
68
47
37
33
31
–
32
50
61
61
64
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
7
–
8
23
–
24
69
100
68
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
3
4
–
–
43
31
32
47
55
65
68
53
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March
2014—continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
2 to 5 years
Greater than
5 years
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
–
–
–
2
2
–
–
–
–
–
–
–
–
–
–
–
43
58
60
71
–
–
29
–
–
–
–
–
83
54
57
40
38
–
50
85
71
60
51
46
50
51
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
–
–
4
–
6
47
–
–
36
–
31
50
50
49
60
56
63
–
–
–
2
–
–
2
2
2
2
12
–
16
–
–
–
40
–
–
39
37
32
46
43
–
42
67
70
65
58
58
57
59
62
66
52
45
53
43
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 The length of time is calculated based on the year the plan was modified. For example, plans frozen
after January 2013 are included in the "1 year" column. Those frozen between 2009 and 2012 are included in
the "2 to 5 year" column and plans frozen before 2009 are included in the "Greater than 5 years" column.
3 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2014
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
0.7
1.9
2.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
0.8
1.9
–
–
0.7
–
0.8
1.7
2.6
3.2
3.4
–
–
2.9
–
2.8
5.2
2.9
3.4
3.7
5.6
14.3
3.0
5.6
2.8
5.2
–
1.6
–
–
0.8
–
5.7
–
–
5.6
12.1
5.7
3.1
4.1
5.8
Full time .................................................................
Part time ................................................................
0.8
–
1.9
–
2.1
4.2
Union .....................................................................
Nonunion ...............................................................
3.0
0.3
3.3
2.3
4.0
2.3
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1.1
0.6
1.2
1.7
7.2
8.0
3.9
2.7
2.3
2.9
–
8.0
3.8
2.7
2.7
3.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.7
–
1.7
3.1
–
3.2
3.8
0.0
3.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
0.8
1.5
–
–
2.3
3.3
8.9
5.2
2.5
3.7
8.9
5.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2014—continued
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
2 to 5 years
Greater than
5 years
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
–
–
–
0.9
0.9
–
–
–
–
–
–
–
–
–
–
–
6.0
2.6
2.8
3.8
–
–
7.6
–
–
–
–
–
6.3
10.5
6.0
2.7
2.9
–
6.3
7.8
7.6
14.9
5.6
5.3
3.9
6.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.2
–
–
0.8
–
1.3
4.1
–
–
2.1
–
2.5
4.0
5.0
6.6
2.4
4.0
2.9
–
–
–
0.8
–
–
0.9
0.5
0.7
0.8
2.9
–
3.6
–
–
–
3.8
–
–
6.0
3.6
4.1
7.8
4.4
–
5.3
3.2
5.2
4.0
3.6
5.2
9.2
6.0
3.7
4.3
7.7
6.1
7.4
7.5
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 The length of time is calculated based on the year the plan was modified. For example, plans frozen
after January 2013 are included in the "1 year" column. Those frozen between 2009 and 2012 are included in
the "2 to 5 year" column and plans frozen before 2009 are included in the "Greater than 5 years" column.
3 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers, National
Compensation Survey, March 2014
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives to frozen plans2
Characteristics
All workers .............................................................
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
New defined
existing
New defined
existing
defined
contribution
defined
benefit plan
plan
contribution
benefit plan
plan
Other
11
89
3
29
33
29
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9
8
9
23
17
23
15
4
8
6
12
91
92
91
77
83
77
85
96
92
94
88
3
3
4
–
2
–
3
4
4
–
5
28
30
27
13
22
8
27
50
34
31
39
37
38
37
20
39
44
38
22
21
23
19
28
25
30
44
24
28
23
18
37
41
31
1
–
2
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
10
24
90
76
3
8
29
19
34
26
28
29
1
–
Union .....................................................................
Nonunion ...............................................................
3
13
97
87
3
3
56
22
14
38
27
29
–
–
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
39
60
16
10
7
6
61
40
84
90
93
94
–
–
3
3
3
3
–
–
15
30
35
32
19
–
37
30
35
42
28
–
34
33
24
23
–
–
–
–
1
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
6
–
6
94
100
94
–
–
–
31
–
30
31
–
33
35
–
36
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Financial activities .............................................
13
25
46
7
87
75
54
93
3
7
–
1
28
28
3
20
34
21
22
54
26
27
33
18
2
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers, National
Compensation Survey, March 2014—continued
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives to frozen plans2
Characteristics
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
New defined
existing
New defined
existing
defined
contribution
defined
benefit plan
plan
contribution
benefit plan
plan
Other
Finance and insurance ..................................
Credit intermediation and related activities
Real estate and rental and leasing ................
Professional and business services:
Professional and technical services .............
Education and health services ...........................
Health care and social assistance .................
Other services ...................................................
8
6
–
92
94
100
1
–
–
19
21
–
54
50
–
18
22
–
–
–
–
–
17
17
–
100
83
83
100
–
4
–
–
–
13
14
–
55
31
32
–
–
44
46
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7
6
12
16
10
93
94
88
84
90
4
–
3
–
3
21
21
30
34
28
42
46
31
24
35
25
21
29
30
29
–
–
–
–
–
12
12
14
14
10
9
13
8
8
88
88
86
86
90
91
87
92
92
4
–
4
5
–
–
–
2
–
21
21
28
23
36
39
28
28
32
34
27
29
35
30
25
38
43
44
33
40
29
26
28
31
21
24
–
–
–
–
–
–
–
–
–
–
Geographic areas
Northeast ...............................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 The sum of the individual components may be greater than the total because some employers offer more than one alternative.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private industry
workers, National Compensation Survey, March 2014
Alternatives to frozen plans
Characteristics
All workers .............................................................
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
Other
0.9
0.9
0.6
1.7
1.9
1.8
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.7
1.8
4.5
1.9
4.2
2.0
2.1
1.8
1.8
3.4
1.3
1.7
1.8
4.5
1.9
4.2
2.0
2.1
1.8
1.8
3.4
0.8
1.1
1.1
–
0.7
–
0.8
2.0
1.3
–
1.6
2.3
2.7
2.7
2.8
2.0
2.8
2.5
5.4
3.8
5.0
5.1
2.8
3.2
3.4
4.1
2.6
5.6
2.8
4.6
3.1
5.0
5.6
2.9
3.5
3.6
5.2
2.4
4.5
2.4
3.4
3.7
4.9
6.5
0.7
–
1.0
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.9
3.5
0.9
3.5
0.6
2.7
1.8
4.8
2.0
3.6
1.9
4.3
0.6
–
Union .....................................................................
Nonunion ...............................................................
1.1
1.1
1.1
1.1
1.3
0.6
3.5
1.7
2.5
2.1
3.2
2.1
–
–
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7.2
9.1
2.3
1.5
1.0
1.1
7.2
9.1
2.3
1.5
1.0
1.1
–
–
0.8
0.7
0.8
1.0
–
–
2.3
2.8
2.5
3.9
3.9
–
3.1
2.7
2.7
4.2
5.9
–
3.5
2.8
2.7
4.1
–
–
–
–
0.6
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.5
–
1.6
1.5
0.0
1.6
–
–
–
3.6
–
3.7
3.9
–
4.0
3.8
–
3.9
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Financial activities .............................................
1.1
3.2
5.5
1.6
1.1
3.2
5.5
1.6
0.6
1.6
–
0.5
1.9
4.1
1.4
2.3
2.1
3.4
4.6
2.9
2.1
3.9
5.4
2.4
0.8
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private industry
workers, National Compensation Survey, March 2014—continued
Alternatives to frozen plans
Characteristics
No
Alternatives
alternative to to frozen
frozen plans
plans
Enhanced
Modified
existing
New defined
existing
New defined
defined
contribution
defined
benefit plan
contribution
plan
benefit plan
plan
Other
Finance and insurance ..................................
Credit intermediation and related activities
Real estate and rental and leasing ................
Professional and business services:
Professional and technical services .............
Education and health services ...........................
Health care and social assistance .................
Other services ...................................................
1.6
2.2
–
1.6
2.2
0.0
0.5
–
–
2.0
2.9
–
3.1
4.3
–
2.5
3.7
–
–
–
–
–
3.8
4.1
–
0.0
3.8
4.1
0.0
–
1.5
–
–
–
3.2
3.5
–
12.3
4.2
4.5
–
–
4.9
5.2
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.3
1.1
2.6
1.4
1.4
1.3
1.1
2.6
1.4
1.6
–
0.7
–
0.6
3.4
4.0
1.8
3.7
2.2
4.4
5.1
2.2
3.3
2.7
3.9
4.7
2.2
3.7
2.5
–
–
–
–
–
1.9
2.4
2.1
2.7
1.2
1.4
2.4
2.1
2.3
1.9
2.4
2.1
2.7
1.2
1.4
2.4
2.1
2.3
1.9
–
0.9
1.1
–
–
–
0.8
–
3.0
4.3
3.0
3.9
3.2
3.8
5.9
4.7
5.9
3.9
3.4
2.9
3.2
4.1
5.5
5.5
4.1
5.1
3.7
4.8
2.9
4.1
3.0
4.1
4.3
5.6
–
–
–
–
–
–
–
–
–
–
Geographic areas
Northeast ...............................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Plans closed to new workers or plans that cease accruals for some or all plan participants.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2014
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
68
32
82
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
70
71
69
66
83
69
75
66
64
30
29
31
34
17
31
25
34
36
84
84
84
78
–
81
84
80
79
16
16
16
22
–
19
16
20
21
50
72
68
69
67
50
28
32
31
33
75
82
83
83
83
25
18
17
17
17
Full time .................................................................
Part time ................................................................
68
68
32
32
82
82
18
18
Union .....................................................................
Nonunion ...............................................................
64
69
36
31
81
82
19
18
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
72
72
67
67
69
71
28
28
33
33
31
29
82
81
80
82
84
85
18
19
20
18
16
15
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
67
50
70
33
50
30
81
74
82
19
26
18
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
69
73
74
74
66
87
31
27
26
26
34
13
82
85
86
83
84
92
18
15
14
17
16
8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2014—continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
81
66
65
60
75
69
67
67
65
63
62
60
64
82
–
66
19
34
35
40
25
31
33
33
35
37
38
40
36
18
–
34
92
78
78
73
86
85
80
80
–
81
84
84
81
91
91
88
8
22
22
27
14
15
20
20
–
19
16
16
19
9
9
12
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
66
65
69
70
72
67
34
35
31
30
28
33
80
80
83
83
84
82
20
20
17
17
16
18
68
73
66
71
69
78
71
65
63
67
69
70
68
32
27
34
29
31
22
29
35
37
33
31
30
32
87
89
86
83
81
89
84
79
80
76
81
83
80
13
11
14
17
19
11
16
21
20
24
19
17
20
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2014
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
0.9
0.9
0.7
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
1.6
1.7
3.4
4.2
1.0
1.4
1.2
2.5
1.4
1.6
1.7
3.4
4.2
1.0
1.4
1.2
2.5
1.0
1.3
1.2
3.8
–
1.1
1.4
1.3
2.5
1.0
1.3
1.2
3.8
–
1.1
1.4
1.3
2.5
3.5
3.4
1.4
1.7
2.1
3.5
3.4
1.4
1.7
2.1
3.7
3.3
1.4
1.7
2.0
3.7
3.3
1.4
1.7
2.0
Full time .................................................................
Part time ................................................................
1.0
1.9
1.0
1.9
0.8
1.8
0.8
1.8
Union .....................................................................
Nonunion ...............................................................
2.4
0.9
2.4
0.9
2.1
0.8
2.1
0.8
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.8
3.7
1.7
1.0
1.2
1.5
1.8
3.7
1.7
1.0
1.2
1.5
2.2
3.5
1.5
0.8
0.9
1.2
2.2
3.5
1.5
0.8
0.9
1.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.5
3.0
1.5
1.5
3.0
1.5
1.3
3.1
1.6
1.3
3.1
1.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.1
1.2
2.3
1.6
3.2
2.9
1.1
1.2
2.3
1.6
3.2
2.9
0.9
1.3
2.1
1.8
3.0
2.4
0.9
1.3
2.1
1.8
3.0
2.4
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2014—continued
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.6
1.2
1.2
1.7
2.4
4.7
2.7
2.8
8.8
2.6
1.9
1.9
3.1
4.6
–
5.5
2.6
1.2
1.2
1.7
2.4
4.7
2.7
2.8
8.8
2.6
1.9
1.9
3.1
4.6
–
5.5
2.2
1.2
1.1
1.9
1.8
3.8
3.0
2.4
–
2.0
1.8
1.5
2.3
2.6
2.9
3.6
2.2
1.2
1.1
1.9
1.8
3.8
3.0
2.4
–
2.0
1.8
1.5
2.3
2.6
2.9
3.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.7
2.1
2.7
0.9
1.1
1.3
1.7
2.1
2.7
0.9
1.1
1.3
1.4
1.7
2.3
0.9
1.1
1.2
1.4
1.7
2.3
0.9
1.1
1.2
2.5
1.6
3.1
1.3
1.8
1.7
2.5
2.1
2.3
4.3
1.8
3.2
2.2
2.5
1.6
3.1
1.3
1.8
1.7
2.5
2.1
2.3
4.3
1.8
3.2
2.2
1.2
1.2
1.6
1.1
1.6
2.2
2.0
2.0
2.1
4.2
1.5
2.7
1.8
1.2
1.2
1.6
1.1
1.6
2.2
2.0
2.0
2.1
4.2
1.5
2.7
1.8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2014
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
70
55
79
69
50
72
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
95
83
40
43
71
61
77
77
73
82
69
25
29
55
45
62
62
84
86
83
63
68
78
75
80
81
87
95
83
40
43
71
61
77
76
66
72
63
23
28
50
41
56
59
76
76
76
59
65
71
67
73
77
69
83
77
85
69
56
67
62
69
55
82
81
81
82
80
69
83
76
84
69
54
63
57
64
50
80
76
75
76
73
Full time .................................................................
Part time ................................................................
86
23
69
14
80
60
86
23
63
12
74
54
Union .....................................................................
Nonunion ...............................................................
94
67
83
52
88
78
94
67
78
47
83
71
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
34
20
74
86
93
95
21
11
57
71
79
83
62
55
77
83
85
87
34
20
74
86
93
94
20
10
52
66
71
74
57
51
70
77
77
78
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
86
70
93
72
55
78
84
79
85
86
70
92
67
54
72
78
77
78
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
66
71
87
61
84
99
51
56
72
44
70
92
78
78
83
72
83
93
66
71
87
61
84
99
47
50
67
39
62
84
71
71
78
65
73
85
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2014—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
45
35
77
24
19
78
68
49
72
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
63
70
60
22
26
46
38
51
44
51
57
47
14
17
35
29
40
34
80
82
78
65
64
77
76
78
79
33
35
32
13
13
22
15
26
29
26
29
25
9
9
17
12
20
23
80
81
79
69
73
77
78
77
81
85
93
80
39
43
69
59
76
75
64
70
61
23
28
49
40
55
58
76
76
76
58
65
71
67
72
77
38
48
48
54
43
31
37
38
43
34
82
77
80
80
79
28
29
26
28
25
23
23
21
22
21
84
78
81
79
84
67
82
75
83
67
53
62
56
63
49
79
76
75
76
73
Full time .................................................................
Part time ................................................................
56
13
44
8
79
62
30
7
23
5
79
72
84
22
62
12
74
54
Union .....................................................................
Nonunion ...............................................................
73
43
61
32
84
76
58
21
50
16
85
76
93
65
77
46
83
71
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
17
10
46
56
70
77
11
5
34
45
57
62
63
55
75
81
81
81
9
6
22
30
40
43
6
3
17
24
32
35
68
57
77
80
80
81
33
20
72
84
91
93
19
10
50
65
70
73
57
51
70
76
77
78
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
56
38
64
46
31
52
82
83
82
32
24
36
26
21
29
82
87
80
84
68
90
65
52
70
78
77
78
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
43
45
51
37
58
80
33
35
42
27
48
74
76
77
82
71
82
92
22
21
28
15
31
55
17
17
24
11
26
50
77
82
84
78
84
90
65
70
85
59
84
98
46
49
66
39
61
83
71
71
78
65
73
85
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2014—continued
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
92
88
93
94
90
74
68
84
45
75
78
90
75
31
30
50
75
75
79
79
78
58
54
70
33
57
65
76
56
19
17
39
82
84
86
84
87
79
81
83
73
76
83
84
75
60
55
78
92
88
93
94
90
74
67
84
45
75
78
90
74
31
30
49
67
67
72
72
70
52
49
65
30
53
59
70
52
17
15
36
73
76
78
76
78
71
73
78
67
71
76
78
70
55
51
73
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
57
54
69
84
80
90
43
40
53
68
63
77
75
75
77
81
78
86
57
53
69
84
80
89
41
38
49
61
56
68
71
71
71
73
71
77
70
68
71
70
70
70
70
71
73
68
67
65
68
55
52
56
54
54
53
54
56
56
55
55
52
56
79
77
79
77
77
76
78
78
78
80
82
81
83
69
68
70
70
70
70
70
71
72
68
67
65
68
51
47
52
49
50
49
49
50
51
49
51
48
52
73
69
74
71
71
69
71
71
70
72
76
75
77
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2014—continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
78
68
76
79
70
43
44
57
23
46
52
63
44
19
19
28
59
54
59
59
58
36
36
48
17
34
40
48
33
12
11
20
76
79
79
75
83
83
80
84
73
74
76
76
74
62
59
74
57
27
29
28
30
20
26
35
13
22
25
33
21
14
14
17
40
20
22
21
23
15
21
29
10
16
17
22
16
9
9
13
70
75
75
74
76
75
81
83
77
74
68
65
76
67
64
76
91
87
92
93
89
72
66
81
44
73
77
90
72
30
28
48
66
66
71
70
69
51
48
63
29
51
58
70
50
16
14
35
73
76
77
76
78
71
73
77
65
70
75
78
69
56
51
73
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
31
27
41
62
55
73
23
20
30
49
42
59
75
75
74
79
77
81
16
13
24
33
26
43
12
10
18
27
21
35
75
75
74
80
78
82
55
51
67
82
78
89
39
36
48
60
55
68
71
71
71
73
70
76
47
47
47
42
43
39
43
45
45
46
48
43
51
36
36
36
32
32
29
33
35
35
35
39
35
41
77
76
77
76
76
74
77
77
77
76
81
81
81
24
17
27
21
23
18
19
22
22
21
31
22
36
19
12
21
16
17
14
15
17
17
17
26
18
29
77
72
79
76
74
79
77
77
77
78
82
82
82
68
64
69
68
68
68
68
70
71
67
65
63
67
49
44
50
48
49
47
48
49
50
48
50
47
51
72
68
73
71
71
70
70
71
70
72
76
75
76
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2014
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.7
0.4
0.8
0.6
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
0.8
1.3
1.7
5.2
0.9
1.3
1.2
1.8
0.9
0.9
1.3
1.3
4.0
0.9
1.3
1.0
1.7
0.5
0.6
0.8
1.8
5.6
0.5
1.0
0.6
1.0
0.9
0.7
1.3
1.7
5.2
0.9
1.3
1.2
1.8
0.9
0.9
1.2
1.2
3.8
0.8
1.3
1.0
1.7
0.6
0.8
0.8
1.8
5.4
0.6
1.2
0.7
1.2
3.0
1.8
1.8
1.5
2.5
2.8
1.9
1.6
1.6
2.1
1.6
1.3
0.7
1.0
1.0
3.1
1.8
1.8
1.5
2.5
2.8
1.8
1.5
1.5
2.1
1.7
1.6
0.9
1.1
1.3
Full time .................................................................
Part time ................................................................
0.7
1.1
0.6
0.7
0.4
1.8
0.6
1.1
0.5
0.6
0.4
1.8
Union .....................................................................
Nonunion ...............................................................
0.9
0.8
1.1
0.7
0.8
0.4
0.9
0.8
1.1
0.7
1.0
0.5
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.5
1.1
0.8
0.6
0.8
1.0
0.9
1.0
0.8
0.7
1.0
1.6
2.7
0.7
0.5
0.5
0.7
1.2
1.5
1.1
0.8
0.6
0.8
0.9
0.9
1.0
0.8
0.6
1.0
1.5
2.8
0.7
0.6
0.6
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
2.6
0.9
1.0
2.5
1.1
0.7
1.7
0.8
0.9
2.6
0.9
1.0
2.5
1.1
0.8
1.7
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.1
1.4
1.3
2.5
0.6
0.8
1.0
1.5
1.2
2.3
1.3
0.5
0.5
1.1
0.9
1.7
1.3
0.9
1.1
1.4
1.3
2.5
0.6
0.7
0.9
1.5
1.1
2.3
2.3
0.5
0.6
1.1
0.9
1.9
2.4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2014—continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.7
0.5
0.7
0.6
0.6
0.8
0.6
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.5
1.7
1.4
3.4
1.1
1.2
1.4
2.0
1.1
1.3
1.4
1.0
2.2
0.9
1.1
1.1
1.7
0.7
0.8
1.0
2.2
6.7
0.7
1.1
0.8
1.4
1.4
1.6
1.7
1.0
3.2
0.9
1.0
1.2
1.8
1.1
1.5
1.4
0.7
2.0
0.7
0.9
1.0
1.5
0.7
0.9
1.0
2.4
6.2
1.1
2.1
1.2
1.6
1.0
0.8
1.4
1.7
5.2
1.0
1.4
1.2
1.8
0.9
0.9
1.3
1.2
3.8
0.8
1.3
1.0
1.6
0.6
0.9
0.8
1.8
5.4
0.6
1.1
0.7
1.2
3.2
2.6
1.6
2.1
1.9
2.7
2.2
1.4
1.8
1.8
2.4
2.0
1.1
1.3
1.6
3.1
2.1
1.3
1.7
1.6
2.8
1.8
1.1
1.4
1.4
2.4
2.3
1.3
2.1
1.2
3.0
1.8
1.8
1.5
2.4
2.7
1.8
1.4
1.5
2.1
1.7
1.6
0.8
1.1
1.2
Full time .................................................................
Part time ................................................................
0.8
0.9
0.7
0.5
0.5
2.1
0.8
0.7
0.7
0.4
0.6
2.8
0.7
1.1
0.6
0.6
0.4
1.9
Union .....................................................................
Nonunion ...............................................................
1.8
0.8
1.6
0.6
1.1
0.6
1.9
0.7
1.7
0.6
1.1
0.8
1.0
0.8
1.2
0.7
1.0
0.5
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.1
1.2
1.0
1.1
1.5
0.6
0.6
1.0
0.9
1.1
1.6
2.0
3.8
0.9
0.6
0.8
1.2
0.7
0.9
1.0
1.0
1.3
2.0
0.5
0.5
0.8
0.8
1.1
1.8
2.3
4.6
1.2
0.8
0.7
1.1
1.2
1.5
1.1
0.8
0.7
0.8
0.9
0.9
1.0
0.8
0.7
1.1
1.6
2.9
0.7
0.6
0.6
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
2.5
1.8
1.2
2.3
1.5
0.9
1.8
1.0
1.5
2.4
1.8
1.2
2.3
1.5
1.2
2.2
1.5
0.9
2.6
1.0
1.0
2.4
1.1
0.8
1.7
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.3
2.7
1.4
3.0
6.5
0.7
1.1
2.4
1.1
2.7
6.1
0.6
0.9
1.6
1.1
2.0
1.2
0.7
1.1
2.7
1.0
3.1
6.8
0.6
0.9
2.3
0.9
2.5
6.0
0.7
1.2
1.9
2.1
2.9
1.8
0.9
1.2
1.5
1.4
2.5
0.8
0.7
1.0
1.6
1.1
2.4
2.3
0.5
0.6
1.2
1.0
1.9
2.4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2014—continued
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.5
1.3
0.8
1.2
1.7
4.8
2.2
2.4
3.5
1.9
2.5
1.1
2.1
2.3
2.6
4.3
1.9
1.3
0.8
1.3
1.6
4.9
2.1
2.6
3.0
1.8
2.1
1.1
2.1
1.7
1.7
3.6
1.7
0.8
0.5
0.7
0.8
3.6
1.2
1.6
2.9
1.3
1.1
0.8
1.5
2.8
3.0
2.4
1.5
1.3
0.8
1.2
1.7
4.8
2.1
2.4
3.6
1.9
2.5
1.1
2.1
2.3
2.6
4.2
2.2
1.3
0.8
1.4
1.7
4.5
1.9
2.5
2.9
1.7
2.0
1.1
1.9
1.6
1.6
3.5
2.4
0.8
0.7
1.1
1.2
3.0
1.3
1.8
3.1
1.2
1.2
0.9
1.4
2.7
3.0
2.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.3
2.0
0.8
1.2
1.0
1.0
1.1
1.8
0.7
1.1
1.2
0.7
0.9
1.5
0.4
0.7
0.6
1.1
1.3
2.0
0.8
1.2
1.0
0.9
1.1
1.7
0.7
1.1
1.1
0.7
0.9
1.5
0.5
0.8
0.7
2.4
4.5
2.9
1.3
2.0
2.6
1.9
1.3
1.4
2.9
1.6
2.1
2.1
2.0
4.0
2.3
1.2
1.9
2.9
1.9
1.1
1.4
2.1
1.4
2.4
1.6
0.6
1.7
0.6
0.8
1.0
2.1
1.4
0.8
1.1
0.9
0.8
2.0
0.8
2.3
4.5
2.8
1.3
2.0
2.6
1.8
1.4
1.5
2.9
1.6
2.1
2.1
1.5
3.1
1.6
1.2
1.8
2.9
1.7
1.1
1.3
2.0
1.3
2.1
1.6
0.7
1.8
0.8
0.9
1.1
2.2
1.7
0.9
1.2
1.3
0.8
1.4
1.1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2014—continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.4
1.7
1.4
2.2
2.2
5.6
2.5
3.2
3.0
2.4
2.4
2.7
2.7
2.1
2.2
3.9
2.9
1.5
1.2
1.9
2.1
5.2
2.0
2.9
2.0
1.9
1.9
2.1
2.1
1.6
1.6
3.0
2.0
0.8
0.7
1.2
1.1
3.1
1.3
1.7
4.0
1.3
1.6
0.9
1.4
3.9
4.3
3.9
4.2
1.4
1.7
2.4
2.5
4.7
2.1
3.7
2.3
1.9
2.4
2.1
2.2
1.6
1.6
3.3
3.5
1.1
1.4
2.0
1.9
4.1
1.8
3.3
1.9
1.6
1.8
1.7
1.8
1.2
1.2
2.4
2.7
1.3
1.2
1.9
1.9
6.9
1.8
2.1
3.7
1.4
2.3
2.5
1.4
3.5
3.9
5.2
1.7
1.3
0.8
1.3
1.8
4.8
2.1
2.5
3.6
1.9
2.4
1.1
2.2
2.2
2.4
4.1
2.3
1.3
0.8
1.4
1.7
4.6
1.9
2.5
2.9
1.7
2.0
1.2
1.9
1.5
1.6
3.4
2.4
0.8
0.7
1.2
1.1
3.4
1.4
1.8
3.4
1.2
1.2
1.0
1.4
2.8
3.1
2.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
2.2
1.1
1.3
1.6
0.8
0.9
1.9
0.9
1.2
1.5
1.0
1.3
1.9
0.5
1.0
0.8
0.8
0.8
1.8
1.1
1.3
1.7
0.6
0.6
1.4
0.9
1.1
1.5
1.1
1.5
1.5
0.7
1.2
0.9
1.1
1.3
2.1
0.8
1.2
1.0
0.9
1.1
1.7
0.7
1.1
1.1
0.7
0.9
1.4
0.5
0.8
0.8
2.2
4.3
2.6
1.3
1.9
2.9
2.5
1.5
1.7
3.1
1.5
2.5
1.8
1.8
3.7
2.0
1.1
1.6
1.6
1.9
1.2
1.3
2.3
1.4
2.1
1.8
1.1
2.0
1.1
1.1
1.5
2.0
2.2
0.8
0.9
1.7
0.9
1.4
1.2
1.9
1.6
2.5
1.1
1.5
1.7
2.3
1.3
1.8
1.7
1.5
3.3
1.4
1.5
1.4
1.9
0.8
1.1
1.6
1.7
1.1
1.5
1.6
1.3
2.9
1.1
1.0
3.6
1.1
1.5
2.1
2.4
2.7
1.2
1.5
2.0
0.7
1.4
0.9
2.3
3.9
2.9
1.3
1.9
2.5
2.1
1.4
1.5
2.9
1.5
2.0
2.0
1.5
2.6
1.8
1.2
1.9
2.8
1.8
1.1
1.4
1.9
1.2
2.1
1.5
0.7
1.8
0.7
0.9
1.1
2.3
1.7
1.0
1.3
1.3
0.8
1.5
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or participating in health care.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2014
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
21
68
32
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
79
81
77
77
77
73
79
79
19
21
19
23
23
23
27
21
21
70
69
71
62
66
66
63
68
67
30
31
29
38
34
34
37
32
33
80
78
79
79
79
20
22
21
21
21
67
66
72
73
72
33
34
28
27
28
Full time .................................................................
Part time ................................................................
79
72
21
28
69
63
31
37
Union .....................................................................
Nonunion ...............................................................
86
78
14
22
84
66
16
34
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
74
70
78
79
81
81
26
30
22
21
19
19
58
57
66
70
72
72
42
43
34
30
28
28
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
80
80
80
20
20
20
72
64
75
28
36
25
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
79
76
78
71
80
85
21
24
22
29
20
15
67
67
67
60
76
82
33
33
33
40
24
18
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2014—continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
82
81
80
80
81
82
79
81
77
80
81
80
80
75
73
80
18
19
20
20
19
18
21
19
23
20
19
20
20
25
27
20
76
70
71
69
73
64
66
68
59
68
67
69
68
60
59
65
24
30
29
31
27
36
34
32
41
32
33
31
32
40
41
35
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
79
79
77
79
78
80
21
21
23
21
22
20
62
62
63
73
70
76
38
38
37
27
30
24
80
77
81
77
77
75
78
78
78
78
81
80
81
20
23
19
23
23
25
22
22
22
22
19
20
19
74
73
74
63
63
64
64
70
72
65
69
70
69
26
27
26
37
37
36
36
30
28
35
31
30
31
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2014
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.4
0.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.5
0.5
1.1
1.1
0.3
0.5
0.3
0.7
0.4
0.5
0.5
1.1
1.1
0.3
0.5
0.3
0.7
0.6
0.8
0.7
1.9
2.5
0.5
0.8
0.6
1.2
0.6
0.8
0.7
1.9
2.5
0.5
0.8
0.6
1.2
1.3
0.8
0.5
0.6
0.6
1.3
0.8
0.5
0.6
0.6
1.8
1.8
0.7
0.7
1.1
1.8
1.8
0.7
0.7
1.1
Full time .................................................................
Part time ................................................................
0.2
0.9
0.2
0.9
0.4
1.1
0.4
1.1
Union .....................................................................
Nonunion ...............................................................
0.6
0.2
0.6
0.2
0.7
0.5
0.7
0.5
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.9
1.7
0.4
0.4
0.3
0.5
0.9
1.7
0.4
0.4
0.3
0.5
1.2
2.2
0.8
0.6
0.5
0.8
1.2
2.2
0.8
0.6
0.5
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.5
1.0
0.6
0.5
1.0
0.6
0.6
1.4
0.6
0.6
1.4
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
0.4
0.9
0.7
0.7
1.3
0.3
0.4
0.9
0.7
0.7
1.3
0.5
0.6
1.1
0.8
0.9
1.2
0.5
0.6
1.1
0.8
0.9
1.2
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2014—continued
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.9
0.5
0.4
0.6
0.6
2.0
0.8
1.1
1.5
0.6
0.9
0.5
0.8
1.8
2.1
1.4
0.9
0.5
0.4
0.6
0.6
2.0
0.8
1.1
1.5
0.6
0.9
0.5
0.8
1.8
2.1
1.4
1.3
0.6
0.5
0.7
0.8
2.7
1.4
1.5
4.1
0.9
1.2
0.8
1.2
2.2
2.8
2.3
1.3
0.6
0.5
0.7
0.8
2.7
1.4
1.5
4.1
0.9
1.2
0.8
1.2
2.2
2.8
2.3
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.6
0.7
0.3
0.3
0.3
0.4
0.6
0.7
0.3
0.3
0.3
0.8
1.2
1.1
0.3
0.5
0.4
0.8
1.2
1.1
0.3
0.5
0.4
0.6
0.6
0.9
0.4
0.5
1.1
0.8
0.4
0.5
0.6
0.5
1.1
0.5
0.6
0.6
0.9
0.4
0.5
1.1
0.8
0.4
0.5
0.6
0.5
1.1
0.5
0.6
0.9
0.9
0.7
0.9
1.5
1.3
1.2
0.7
3.4
0.8
1.0
1.1
0.6
0.9
0.9
0.7
0.9
1.5
1.3
1.2
0.7
3.4
0.8
1.0
1.1
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2014
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$381.31
16
$498.33
84
$360.84
$115.04
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
398.48
387.44
405.20
361.42
395.94
360.60
315.74
381.43
404.64
15
12
17
14
–
14
8
16
26
472.81
490.49
464.66
503.16
–
474.54
404.32
490.61
604.28
85
88
83
86
–
86
92
84
74
385.43
372.78
393.49
338.44
–
343.15
308.24
360.90
345.32
112.93
112.91
112.95
111.32
–
118.78
126.55
114.83
125.04
100
100
100
100
100
428.62
388.70
380.86
381.57
380.00
38
18
15
14
16
626.38
579.08
496.84
515.97
477.45
62
82
85
86
84
341.55
347.44
362.13
361.88
362.44
127.13
123.87
110.97
111.49
110.31
Full time .................................................................
Part time ................................................................
100
100
384.21
336.89
16
12
500.96
441.94
84
88
363.36
324.14
113.56
136.55
Union .....................................................................
Nonunion ...............................................................
100
100
486.44
365.34
36
12
581.86
464.01
64
88
439.71
351.69
108.43
115.80
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
325.06
299.43
364.03
386.97
409.23
405.21
12
12
13
17
18
16
444.47
483.34
466.25
497.06
530.77
489.06
88
88
87
83
82
84
309.47
279.37
349.48
365.92
384.51
389.75
121.74
128.26
114.68
115.45
112.49
111.47
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
393.27
422.96
387.55
18
37
12
549.41
620.16
499.78
82
63
88
364.53
332.80
373.25
109.71
135.79
104.41
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
377.93
347.14
351.00
307.33
407.95
442.09
15
13
17
11
10
19
483.08
443.56
443.01
395.27
536.97
480.51
85
87
83
89
90
81
359.81
333.68
332.38
297.40
394.20
433.23
116.52
122.68
116.05
137.28
105.19
92.98
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2014—continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$404.57
390.66
374.66
369.53
381.05
463.30
377.18
393.02
353.42
409.28
440.50
433.23
403.61
342.19
324.70
397.98
24
14
12
12
10
26
16
21
–
13
15
8
12
20
14
27
$571.95
538.56
488.46
480.65
489.28
639.06
458.80
454.63
–
481.64
480.61
464.79
481.86
508.96
538.64
508.90
76
86
88
88
90
74
84
79
–
87
85
92
88
80
86
73
$353.26
366.20
359.79
354.50
368.50
401.05
361.66
376.94
–
398.62
433.57
430.42
392.44
302.43
291.46
357.13
$108.19
105.73
103.49
105.78
99.30
117.94
119.91
117.87
–
112.77
122.90
126.29
110.97
112.48
114.20
125.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
380.02
382.16
374.86
382.30
370.41
396.16
21
24
15
11
11
11
492.01
491.45
494.35
507.99
497.76
519.12
79
76
85
89
89
89
350.64
348.28
355.67
367.74
356.20
381.32
123.40
123.44
123.31
109.38
112.10
106.19
100
100
100
100
100
100
100
100
100
100
100
100
100
424.07
389.64
435.64
356.44
363.31
334.99
354.56
373.30
381.36
355.49
390.21
386.44
391.85
19
11
21
12
11
11
14
13
15
9
22
19
23
547.13
506.28
553.16
457.22
478.71
439.01
434.64
509.88
515.46
489.78
487.76
485.34
488.64
81
89
79
88
89
89
86
87
85
91
78
81
77
397.40
377.96
404.89
343.76
349.97
324.30
342.15
354.59
360.08
343.16
364.07
363.74
364.23
123.44
129.65
121.04
114.86
118.14
116.16
108.45
112.38
114.65
107.64
110.71
109.42
111.30
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2014
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$3.51
0.6
$8.25
0.6
$3.24
$0.94
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.53
5.61
4.30
15.25
19.59
4.04
5.17
4.56
10.48
1.2
1.2
1.6
2.1
–
0.8
0.9
1.0
2.0
7.67
21.45
8.01
30.16
–
12.51
18.75
13.17
28.80
1.2
1.2
1.6
2.1
–
0.8
0.9
1.0
2.0
3.89
5.76
4.81
13.47
–
3.92
5.04
4.77
8.24
1.78
1.62
2.45
2.78
–
1.34
2.27
1.76
3.30
20.45
10.69
5.13
6.42
8.47
3.2
2.1
1.3
1.5
1.7
39.24
38.19
18.12
23.17
28.50
3.2
2.1
1.3
1.5
1.7
19.09
7.20
5.15
6.88
8.15
4.96
4.37
1.95
2.99
2.47
Full time .................................................................
Part time ................................................................
3.58
7.19
0.7
1.4
8.51
24.04
0.7
1.4
3.23
7.84
0.96
3.40
Union .....................................................................
Nonunion ...............................................................
9.80
3.15
2.5
0.7
18.15
9.32
2.5
0.7
8.03
3.24
2.99
0.92
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6.14
13.71
6.06
5.38
3.90
5.54
1.5
2.2
1.0
0.9
1.0
1.3
18.52
48.35
14.12
12.55
11.26
14.73
1.5
2.2
1.0
0.9
1.0
1.3
6.26
12.70
5.81
5.07
3.54
5.70
2.89
6.92
2.04
1.73
1.72
2.24
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
6.21
15.03
5.76
1.1
2.9
1.2
17.97
31.42
17.73
1.1
2.9
1.2
5.45
13.33
5.76
2.25
3.64
2.62
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
3.74
4.30
7.24
4.64
11.29
11.77
0.7
0.7
1.8
1.4
2.2
4.5
9.03
17.62
16.34
19.09
46.63
17.29
0.7
0.7
1.8
1.4
2.2
4.5
3.65
3.95
6.35
4.27
10.60
14.94
1.15
1.56
3.99
2.38
3.05
5.17
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2014—continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$11.68
6.61
3.39
5.28
6.77
28.91
8.55
11.58
13.90
8.17
11.14
6.20
9.38
22.98
28.64
14.37
3.2
1.5
1.2
2.0
2.0
5.6
2.1
3.0
–
1.9
1.9
1.3
2.2
3.5
3.9
4.2
$21.59
29.79
10.48
18.08
23.57
80.74
15.91
19.53
–
14.91
28.75
15.12
17.37
44.11
71.72
27.13
3.2
1.5
1.2
2.0
2.0
5.6
2.1
3.0
–
1.9
1.9
1.3
2.2
3.5
3.9
4.2
$7.00
4.84
3.30
4.23
6.45
21.93
8.03
11.48
–
8.39
12.15
6.67
9.61
19.19
19.85
14.03
$3.91
1.96
1.55
2.28
2.01
8.40
4.43
6.31
–
2.68
6.33
2.97
3.17
4.12
4.66
6.03
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
5.59
6.76
10.38
3.20
4.48
3.72
1.2
1.5
1.6
0.7
0.8
1.1
11.80
13.62
29.16
11.16
14.61
16.99
1.2
1.5
1.6
0.7
0.8
1.1
5.98
6.76
9.22
2.77
4.42
3.28
1.94
2.72
3.48
1.02
1.48
1.45
9.04
4.70
12.95
4.77
7.16
4.95
8.10
6.97
8.35
11.91
9.08
11.29
12.11
1.4
1.7
1.8
0.8
1.1
2.1
1.5
1.3
1.6
2.1
1.7
4.8
1.4
15.02
39.07
16.44
8.23
13.53
14.64
12.45
24.02
28.34
44.21
16.29
23.26
20.42
1.4
1.7
1.8
0.8
1.1
2.1
1.5
1.3
1.6
2.1
1.7
4.8
1.4
9.35
8.11
14.10
5.07
7.60
6.13
8.59
4.61
5.15
8.53
8.57
13.17
10.98
1.82
2.82
2.17
1.77
2.60
5.50
1.81
1.81
2.17
3.07
2.09
2.22
2.88
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March 2014
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
100
72
14
13
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
73
75
72
75
75
65
58
69
76
13
12
14
10
9
21
28
18
8
12
13
12
13
–
12
14
12
14
2
1
2
1
–
1
1
1
2
100
100
100
100
100
75
77
76
78
74
10
7
–
9
–
11
15
15
13
18
3
1
–
(3)
–
Full time .................................................................
Part time ................................................................
100
100
73
64
13
22
13
13
1
2
Union .....................................................................
Nonunion ...............................................................
100
100
76
72
6
14
16
13
3
1
Average wage within the following categories4:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
67
70
74
74
72
18
16
11
12
12
–
12
14
13
14
–
1
1
2
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
76
77
77
10
10
10
14
10
13
1
3
(3)
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
71
65
75
54
73
90
15
18
–
32
–
–
13
16
17
–
21
7
1
1
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March
2014—continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
78
69
68
72
65
75
74
83
60
74
76
71
74
79
76
70
–
20
21
19
20
–
–
–
–
13
12
18
14
–
–
–
12
10
9
–
–
–
16
9
–
9
9
8
9
8
8
16
–
1
2
–
–
–
–
–
–
3
3
3
3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
76
75
80
69
71
67
9
9
–
16
16
17
13
15
10
13
12
13
1
1
–
1
1
2
100
100
100
100
100
100
100
100
100
100
100
100
100
75
82
72
74
75
78
70
70
72
64
69
66
71
13
–
15
14
15
–
16
12
13
–
15
–
14
10
9
11
11
9
11
14
17
14
25
14
17
13
2
–
2
1
1
–
(3)
1
1
–
2
–
3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1
2
3
4
Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
Less than 0.5.
Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee
participation by type of contribution, private industry workers, National Compensation
Survey, March 2014
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
0.0
0.9
0.7
0.8
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4
1.7
1.9
3.2
6.0
1.2
1.9
1.5
2.7
1.3
1.3
1.8
1.4
2.4
1.0
1.6
1.2
1.3
0.8
1.3
1.0
3.2
–
0.7
1.4
0.8
2.6
0.3
0.2
0.5
0.5
–
0.3
0.2
0.4
0.5
0.0
0.0
0.0
0.0
0.0
3.7
3.8
1.4
1.8
2.1
3.0
1.1
–
1.2
–
2.9
3.8
1.3
1.6
1.8
1.3
0.2
–
0.1
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
2.7
0.7
2.1
0.8
1.7
0.2
0.7
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.0
0.9
1.1
0.8
1.9
0.8
0.9
0.2
Average wage within the following categories3:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
2.4
1.6
1.1
1.2
1.9
1.5
1.4
0.8
0.9
1.4
–
1.4
0.8
0.9
1.5
–
0.3
0.3
0.4
0.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.6
3.3
1.9
1.3
2.8
1.5
1.5
2.1
1.6
0.2
1.3
0.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.6
3.2
2.0
3.6
3.0
0.9
1.1
–
1.8
–
–
0.9
1.2
2.7
–
3.1
2.8
0.3
0.3
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee
participation by type of contribution, private industry workers, National Compensation
Survey, March 2014—continued
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.9
2.1
1.7
2.5
3.3
6.9
3.7
3.8
9.2
2.6
2.5
2.5
3.0
4.4
5.1
6.0
–
1.7
1.7
2.3
3.3
–
–
–
–
2.4
1.4
2.1
2.8
–
–
–
2.5
1.1
1.0
–
–
–
3.6
2.3
–
1.2
2.3
1.6
1.3
2.4
2.6
4.6
–
0.5
0.6
–
–
–
–
–
–
0.9
0.9
0.7
1.0
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.7
2.2
2.2
1.3
1.4
2.1
1.1
1.4
–
1.0
1.0
1.8
1.6
2.2
1.7
0.8
1.0
1.1
0.3
0.3
–
0.3
0.3
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.6
2.4
2.1
1.4
1.7
2.3
3.0
2.4
2.7
4.7
1.8
3.0
2.2
0.9
–
1.2
1.1
1.5
–
2.0
2.0
2.7
–
1.4
–
1.8
1.1
2.1
1.2
1.1
1.0
1.9
2.8
2.4
1.6
6.2
1.2
1.5
1.6
0.8
–
0.9
0.2
0.3
–
0.2
0.3
0.4
–
0.7
–
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2014
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$925.24
9
$1,248.25
91
$897.74
$448.60
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
987.13
975.22
994.38
809.30
999.42
860.62
766.58
904.33
922.51
7
6
8
8
–
7
5
8
18
1,290.50
1,434.54
1,213.65
1,267.92
–
1,105.64
1,094.86
1,108.65
1,368.63
93
94
92
92
–
93
95
92
82
964.17
943.47
976.90
771.64
–
844.17
751.69
888.47
851.78
444.65
452.04
440.11
499.04
–
459.92
457.93
460.87
494.55
100
100
100
100
100
920.98
923.54
973.67
986.72
957.78
27
11
10
8
12
1,318.49
1,431.12
1,242.35
1,250.93
1,235.00
73
89
90
92
88
827.75
866.21
946.83
964.90
924.05
525.96
475.70
389.73
380.76
401.05
Full time .................................................................
Part time ................................................................
100
100
933.95
793.51
9
8
1,260.58
993.54
91
92
905.62
781.08
446.12
485.31
Union .....................................................................
Nonunion ...............................................................
100
100
1,187.00
885.81
31
5
1,313.46
1,191.57
69
95
1,138.14
870.29
339.60
461.05
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
708.72
651.33
868.40
945.50
1,024.57
1,032.33
5
7
6
10
11
9
969.51
849.27
1,156.96
1,194.20
1,360.80
1,353.18
95
93
94
90
89
91
699.69
641.54
851.13
921.31
986.49
1,000.67
505.44
496.06
462.11
437.41
427.04
431.60
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
995.85
871.32
1,033.34
12
26
9
1,291.77
1,306.21
1,295.84
88
74
91
963.37
771.88
1,011.03
396.24
566.65
354.89
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
905.48
864.97
872.52
718.03
1,090.31
1,222.97
8
8
9
6
8
–
1,231.69
1,154.55
1,164.13
984.49
1,265.54
–
92
92
91
94
92
–
879.89
842.51
843.50
704.65
1,074.08
–
462.84
444.68
453.10
492.88
354.23
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2014—continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$1,074.35
961.15
957.75
907.93
993.57
977.54
902.11
943.71
739.29
951.21
982.45
1,048.08
945.51
721.36
697.35
835.55
16
5
4
2
4
–
8
10
7
5
4
–
6
12
–
13
$1,590.14
1,441.28
1,290.02
1,224.86
1,159.17
–
1,336.45
1,342.89
1,358.19
1,032.60
1,137.37
–
1,018.11
1,195.48
–
1,045.37
84
95
96
98
96
–
92
90
93
95
96
–
94
88
–
87
$980.87
934.97
945.41
901.55
987.28
–
865.50
900.63
689.58
946.63
975.66
–
941.25
666.08
–
806.76
$398.51
424.42
401.04
423.64
383.41
–
482.72
479.58
539.21
482.16
500.12
–
478.83
489.40
–
524.90
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
833.24
816.35
874.04
993.94
925.45
1,073.16
10
11
8
8
6
9
1,207.42
1,209.08
1,201.46
1,289.03
1,231.94
1,329.78
90
89
92
92
94
91
795.45
772.09
849.93
972.22
908.21
1,048.93
522.27
526.97
511.32
394.96
420.99
363.76
100
100
100
100
100
100
100
100
100
100
100
100
100
1,080.60
1,046.64
1,092.15
836.85
837.09
830.24
839.41
924.52
955.98
855.10
921.70
896.63
933.10
13
9
14
4
4
6
3
9
10
6
12
9
13
1,327.84
1,277.82
1,337.01
1,246.24
1,265.44
1,369.82
1,122.38
1,187.15
1,198.14
1,140.22
1,216.07
1,084.01
1,257.15
87
91
86
96
96
94
97
91
90
94
88
91
87
1,046.22
1,028.01
1,052.87
822.05
820.59
806.97
831.19
902.22
931.40
840.83
886.35
880.03
889.35
426.77
415.97
430.71
480.26
498.19
451.96
462.89
425.63
410.77
456.89
441.48
406.73
457.95
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2014
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$9.81
0.5
$18.11
0.5
$10.00
$4.83
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10.51
17.07
13.14
42.48
55.97
10.18
15.64
12.23
27.66
0.8
1.1
0.9
1.8
–
0.6
0.8
0.9
1.8
52.71
120.65
38.26
36.91
–
44.47
80.90
50.77
69.93
0.8
1.1
0.9
1.8
–
0.6
0.8
0.9
1.8
10.40
14.12
12.98
40.40
–
10.28
14.56
12.68
28.18
8.29
8.94
11.38
16.12
–
6.47
9.32
8.82
13.19
59.57
31.59
15.81
21.34
21.78
3.0
1.9
1.0
1.0
1.6
126.99
49.43
28.03
31.71
38.24
3.0
1.9
1.0
1.0
1.6
58.35
31.69
16.90
22.64
22.49
21.84
18.35
8.76
11.20
13.26
Full time .................................................................
Part time ................................................................
9.98
21.84
0.5
1.1
17.80
110.75
0.5
1.1
10.12
22.30
5.06
13.40
Union .....................................................................
Nonunion ...............................................................
26.55
9.45
2.4
0.5
44.54
41.48
2.4
0.5
21.42
10.14
10.01
5.05
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
19.68
29.48
16.46
15.46
9.14
15.44
0.8
1.6
0.7
0.8
0.9
1.2
99.01
161.00
35.56
39.55
22.76
57.03
0.8
1.6
0.7
0.8
0.9
1.2
19.67
28.73
16.43
15.47
9.08
14.16
14.89
36.29
10.16
7.23
7.12
10.68
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
17.55
45.12
17.66
0.9
2.7
0.9
48.31
112.40
28.30
0.9
2.7
0.9
17.16
45.41
18.44
9.06
16.12
8.18
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
10.74
10.85
20.75
11.31
18.21
34.32
0.6
0.8
1.8
1.2
2.2
–
24.78
41.47
58.77
99.46
43.57
–
0.6
0.8
1.8
1.2
2.2
–
11.31
10.42
21.52
10.14
20.05
–
5.74
7.07
15.79
10.41
12.67
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2014—continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$29.67
10.66
9.61
12.70
17.61
46.64
29.18
35.94
60.88
24.48
19.09
15.73
28.37
44.63
55.95
42.27
2.9
0.8
0.4
0.7
0.8
–
1.7
2.6
2.9
0.9
1.2
–
1.1
3.1
–
2.9
$32.71
73.13
89.57
79.11
86.86
–
81.37
117.97
73.09
60.20
70.08
–
65.92
32.27
–
89.71
2.9
0.8
0.4
0.7
0.8
–
1.7
2.6
2.9
0.9
1.2
–
1.1
3.1
–
2.9
$26.14
11.05
9.94
13.07
17.95
–
25.82
27.04
56.92
24.18
19.35
–
28.12
48.45
–
45.68
$17.91
8.07
7.36
9.68
10.71
–
15.54
19.03
38.53
14.48
14.50
–
17.11
25.12
–
30.61
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
16.20
20.00
29.52
8.67
13.02
9.37
0.9
1.2
1.1
0.6
0.7
0.9
32.15
40.27
64.79
29.34
42.72
33.07
0.9
1.2
1.1
0.6
0.7
0.9
17.73
20.18
29.16
8.47
13.44
9.64
9.45
12.61
13.79
4.27
5.67
6.85
26.68
15.56
38.03
13.23
15.48
22.69
30.80
20.52
17.83
50.00
22.44
23.51
30.90
1.2
1.7
1.5
0.6
1.1
1.5
0.6
1.1
1.4
1.6
1.1
2.2
1.2
30.53
75.22
36.47
63.87
106.52
28.92
89.34
37.37
42.92
78.30
30.02
79.19
29.84
1.2
1.7
1.5
0.6
1.1
1.5
0.6
1.1
1.4
1.6
1.1
2.2
1.2
29.77
18.59
42.86
14.02
17.98
22.07
30.65
19.69
17.05
46.54
21.73
24.99
29.82
8.67
10.91
11.29
9.44
15.46
17.09
11.75
11.42
8.32
30.07
6.87
10.61
9.21
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March 2014
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
100
72
13
14
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
74
76
73
76
75
65
56
69
75
12
11
13
9
9
20
28
17
8
12
13
12
14
–
13
15
13
15
2
1
2
1
–
1
1
2
2
100
100
100
100
100
75
76
74
74
74
10
7
9
–
–
12
16
16
14
19
3
1
1
–
–
Full time .................................................................
Part time ................................................................
100
100
72
65
13
21
14
–
1
–
Union .....................................................................
Nonunion ...............................................................
100
100
74
71
7
14
16
13
3
1
Average wage within the following categories3:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
68
69
74
74
72
17
17
11
11
12
15
14
14
13
14
1
1
2
2
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
74
78
74
11
8
–
14
11
14
1
3
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
71
64
73
53
73
90
14
18
–
31
–
–
14
17
18
15
21
7
1
1
–
1
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, private industry workers, National Compensation Survey, March
2014—continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
79
69
69
72
66
73
74
82
61
74
76
72
74
80
78
73
–
19
20
19
19
–
–
–
–
13
11
18
13
–
–
–
12
10
9
–
13
–
16
10
–
10
10
8
10
9
8
16
–
1
2
–
1
–
–
–
–
3
3
3
3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
76
74
80
69
71
66
9
9
–
17
15
18
15
17
11
13
13
14
1
1
–
2
1
3
100
100
100
100
100
100
100
100
100
100
100
100
100
75
82
72
73
73
78
70
69
72
62
69
67
71
12
7
14
13
14
–
14
13
14
–
14
–
13
10
9
11
12
11
12
15
18
–
27
14
18
13
2
1
2
1
1
–
1
1
–
–
2
–
3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee
participation by type of contribution, private industry workers, National Compensation
Survey, March 2014
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
0.0
0.9
0.7
0.7
0.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4
1.6
2.0
3.0
6.1
1.2
1.9
1.6
2.5
1.2
1.2
1.7
1.2
2.5
1.0
1.6
1.2
1.3
0.8
1.2
1.0
3.1
–
0.8
1.4
1.0
2.4
0.4
0.2
0.5
0.3
–
0.3
0.4
0.4
0.4
0.0
0.0
0.0
0.0
0.0
3.4
3.5
1.5
1.9
2.1
2.7
1.1
1.0
–
–
2.6
3.5
1.3
1.6
1.9
1.1
0.3
0.5
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
2.5
0.6
2.0
0.7
–
0.3
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.2
1.0
1.4
0.7
2.0
0.8
0.9
0.3
Average wage within the following categories3:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
2.3
1.7
1.2
1.2
1.9
1.4
1.2
0.8
0.9
1.5
2.1
1.4
0.8
0.8
1.4
0.2
0.3
0.4
0.4
0.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.6
2.8
1.9
1.4
1.8
–
1.4
2.0
1.6
0.4
1.1
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.7
3.3
1.9
3.6
3.0
0.8
1.1
–
1.9
–
–
0.9
1.2
2.6
1.3
3.1
2.7
0.3
0.3
–
0.3
–
–
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee
participation by type of contribution, private industry workers, National Compensation
Survey, March 2014—continued
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Varies1
Exists, but
unknown
Other2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.6
2.2
1.7
2.5
3.2
7.5
3.4
3.5
8.8
2.6
2.4
2.4
3.1
4.3
5.3
5.5
–
1.7
1.6
2.3
3.1
–
–
–
–
2.2
1.3
2.1
2.6
–
–
–
2.4
1.3
1.0
–
1.8
–
3.3
2.2
–
1.4
2.2
1.6
1.6
2.3
2.5
4.2
–
0.5
0.5
–
0.7
–
–
–
–
0.9
0.8
0.7
1.0
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.7
2.2
2.1
1.2
1.3
2.0
0.9
1.1
–
1.0
1.0
1.8
1.5
2.0
1.6
0.8
1.0
1.1
0.3
0.3
–
0.3
0.3
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.5
1.9
1.9
1.5
2.2
2.1
2.8
2.2
2.6
3.8
1.8
3.4
2.1
0.9
1.0
1.2
1.0
1.4
–
1.7
1.9
2.6
–
1.3
–
1.6
0.9
2.0
0.9
1.1
1.2
1.9
2.5
2.0
–
5.0
1.2
1.9
1.5
0.7
0.5
0.9
0.3
0.6
–
0.2
0.2
–
–
0.9
–
1.3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2014
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$40.16
$66.00
$100.66
$141.67
$202.57
$149.00
$245.57
$372.49
$571.39
$855.77
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
40.00
40.16
39.65
40.60
60.00
41.20
42.00
40.76
46.43
66.30
67.64
65.58
66.75
79.43
66.05
71.64
64.11
72.88
100.00
103.99
96.64
100.49
111.58
102.16
106.77
100.64
110.00
140.05
144.25
139.34
140.82
140.82
140.50
152.01
136.52
166.48
207.44
195.87
214.18
188.15
188.24
202.14
223.98
195.04
224.99
148.85
159.01
145.67
182.65
–
152.00
152.05
152.00
172.75
256.84
261.95
253.99
273.56
300.84
247.43
246.00
247.43
261.57
374.83
382.42
365.95
404.81
471.51
385.18
399.24
380.00
421.25
571.00
567.44
572.72
649.95
649.95
589.86
597.83
581.19
670.17
868.79
875.53
868.79
859.48
–
865.26
847.01
871.34
937.75
48.82
45.62
39.49
40.95
39.22
72.00
75.74
63.67
62.80
65.00
108.89
110.75
96.89
98.93
93.54
160.63
168.75
139.15
141.60
136.00
222.64
224.99
192.00
193.59
190.00
181.32
163.20
125.00
136.28
116.66
262.87
261.57
203.08
205.66
200.79
452.06
397.95
317.84
315.70
324.98
761.72
611.73
481.55
461.90
509.78
961.66
916.89
716.17
632.23
799.01
Full time .................................................................
Part time ................................................................
40.94
32.50
66.24
57.40
100.66
102.11
140.49
179.22
200.00
251.31
151.11
94.38
247.26
208.81
371.15
410.61
566.47
616.61
853.37
869.42
Union .....................................................................
Nonunion ...............................................................
34.22
40.95
57.87
66.84
86.49
101.76
139.88
141.94
195.00
203.82
87.56
164.11
164.02
260.12
257.41
385.18
417.73
583.72
702.31
862.19
Average wage within the following categories2:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
39.75
44.81
40.00
40.00
39.37
66.84
63.70
66.36
66.30
67.34
102.74
97.06
101.51
101.32
103.00
151.26
140.30
145.04
139.37
139.48
209.93
199.99
201.98
202.69
207.00
164.02
145.67
149.45
149.52
148.85
267.99
240.00
240.00
247.43
254.73
433.68
372.23
364.96
359.55
371.95
681.08
578.90
553.00
535.13
544.92
932.81
849.57
828.75
856.42
882.11
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
38.96
49.14
38.50
62.60
77.99
61.75
99.57
120.25
95.98
139.64
171.75
134.67
194.87
223.28
186.57
138.46
204.24
129.78
220.00
337.39
204.00
335.23
510.83
306.64
502.83
760.84
429.97
741.74
1083.82
609.86
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
40.76
39.49
47.70
32.50
38.95
–
67.16
70.00
71.72
76.43
57.40
51.42
101.10
100.66
100.76
112.96
87.04
93.27
142.50
151.55
142.90
179.78
132.33
125.00
206.62
218.05
211.84
238.32
168.75
149.89
150.03
121.50
163.95
119.17
116.66
119.41
251.96
228.85
255.09
243.09
200.00
174.11
384.61
356.08
400.71
430.21
276.95
301.80
589.27
565.64
577.10
665.83
424.45
399.56
874.28
841.77
816.03
951.79
622.64
513.24
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2014—continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$43.88
44.28
44.00
45.82
38.59
47.79
40.00
38.15
43.33
41.71
44.56
46.99
41.48
47.88
52.88
46.63
$64.52
61.94
62.68
61.64
62.35
60.00
65.25
64.00
65.18
66.84
70.00
72.00
65.58
75.74
75.74
72.29
$96.64
101.95
101.92
106.87
91.63
102.52
103.00
99.99
104.11
97.06
103.58
113.68
96.87
110.75
110.75
109.35
$130.95
128.23
125.64
127.71
125.00
142.80
142.60
137.85
177.65
139.37
159.43
170.61
138.19
151.40
160.09
180.07
$177.07
174.62
171.60
169.41
168.66
189.64
224.96
205.83
264.68
205.12
218.38
218.38
199.05
184.67
184.67
224.99
$174.34
183.63
177.09
186.41
160.10
207.14
165.75
165.75
166.25
145.67
208.00
208.00
145.67
226.82
195.44
187.67
$228.53
252.94
245.57
279.28
230.50
300.78
262.22
291.98
253.84
265.27
299.81
317.96
259.71
308.69
297.80
248.18
$320.65
384.36
368.31
388.33
331.51
455.00
390.40
400.00
489.41
387.36
435.59
441.00
380.23
431.25
430.14
432.99
$493.00
509.35
487.12
501.75
466.29
678.27
615.83
613.61
722.34
638.10
635.82
585.86
638.10
650.00
540.61
637.23
$736.60
768.27
693.00
715.37
632.31
978.67
891.81
882.11
987.02
968.28
941.23
805.25
969.25
811.20
751.00
992.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
44.87
44.87
45.50
38.76
38.75
38.76
71.80
71.43
73.54
61.75
63.41
60.66
105.96
107.82
104.09
96.12
97.27
93.85
155.38
158.13
152.53
134.91
138.33
131.97
221.63
219.79
223.98
188.15
192.02
180.00
182.65
180.80
188.95
130.00
137.90
126.94
281.67
282.05
280.00
220.00
222.74
214.63
431.25
437.50
430.97
336.89
350.63
321.72
685.66
698.48
652.02
484.00
516.62
432.99
959.85
968.28
940.94
711.95
759.46
596.09
43.33
43.33
43.33
41.91
45.33
39.65
39.75
41.30
40.95
42.00
32.50
39.96
32.50
73.66
78.83
71.48
65.00
67.40
67.64
58.69
69.11
69.33
65.18
57.60
60.66
55.10
104.48
115.56
103.00
100.35
102.23
101.10
95.54
103.26
103.58
100.49
90.69
95.22
89.31
150.66
168.58
144.20
141.84
139.88
151.67
137.60
140.98
144.00
139.02
132.75
130.00
134.46
229.54
238.32
226.49
198.13
200.97
207.51
184.77
199.93
201.98
194.00
190.71
178.89
202.29
159.61
–
159.61
151.81
157.19
165.00
137.25
140.92
136.27
168.61
141.88
165.75
130.75
243.71
259.98
230.75
260.00
269.20
243.71
257.59
239.32
232.44
259.14
229.93
220.00
239.72
351.28
369.63
343.13
406.94
408.71
399.24
405.00
347.85
338.51
381.10
361.17
329.44
381.00
515.69
513.20
520.21
619.91
662.50
595.16
595.16
543.44
527.55
560.14
557.74
493.14
583.72
798.12
671.04
829.57
930.15
987.72
799.71
851.65
793.02
765.68
886.42
811.20
651.19
856.26
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2014
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$0.73
$1.41
$1.32
$1.88
$3.40
$5.10
$4.00
$6.71
$8.59
$13.85
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.70
0.68
1.00
3.10
13.21
1.57
2.27
1.68
3.20
2.57
2.91
3.55
2.68
8.23
2.38
5.02
3.37
3.63
2.56
2.04
2.89
5.05
24.08
1.38
3.14
2.35
3.76
2.03
3.23
2.89
4.52
15.22
3.17
6.30
1.97
4.59
7.73
10.65
11.60
1.34
31.39
6.95
6.26
7.02
7.91
7.74
12.23
5.99
12.61
–
12.64
22.22
14.77
13.38
7.93
8.10
12.07
8.70
31.10
4.74
7.53
6.90
10.72
9.08
7.81
12.77
19.22
102.02
5.24
10.56
9.20
14.79
11.72
13.10
18.04
49.15
86.85
14.19
24.47
20.01
47.40
37.63
60.68
43.95
43.82
–
16.72
40.22
20.21
38.20
5.56
3.89
0.77
3.31
3.31
7.13
6.08
2.38
2.29
3.55
10.85
4.80
2.25
3.03
3.61
8.49
5.50
3.29
6.47
3.32
10.36
14.36
5.73
6.18
10.19
10.10
15.48
6.88
5.90
5.37
30.86
17.85
6.47
11.35
7.80
27.37
28.60
8.78
8.84
15.48
64.84
45.16
16.22
12.89
23.46
174.83
65.33
40.50
47.20
38.00
Full time .................................................................
Part time ................................................................
1.16
1.62
1.48
4.49
1.33
8.25
1.35
9.44
4.03
9.74
8.57
12.72
4.41
29.72
6.58
28.18
10.21
47.77
16.23
32.96
Union .....................................................................
Nonunion ...............................................................
5.16
1.27
3.50
1.50
2.18
1.27
6.73
1.91
14.02
3.34
7.23
7.64
10.91
5.16
5.36
4.14
13.46
10.08
93.97
13.49
Average wage within the following categories2:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.91
2.48
1.24
0.87
1.51
3.65
3.50
2.54
1.86
3.15
2.49
2.23
1.78
2.05
3.94
3.62
2.98
4.14
1.74
3.48
10.85
5.59
7.10
8.95
11.31
23.30
11.23
6.76
5.43
9.82
9.93
11.26
7.91
4.18
9.23
12.55
14.03
8.95
6.35
12.39
35.97
13.86
16.61
12.99
22.97
67.15
27.91
28.93
34.00
59.67
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.33
5.70
1.78
2.10
5.53
2.53
2.68
5.02
3.46
3.54
6.30
4.39
3.82
8.22
6.57
6.53
29.76
8.02
7.30
20.44
6.44
12.78
24.44
5.87
17.19
27.27
14.06
30.17
75.86
19.99
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.08
2.13
4.16
6.17
4.47
–
1.49
3.15
3.90
3.00
10.89
3.11
1.29
1.98
3.10
3.84
2.85
3.77
2.24
2.51
10.46
9.64
14.78
3.93
5.33
5.21
8.80
26.94
1.53
15.06
11.03
5.09
12.08
31.00
6.72
8.53
5.38
11.46
19.44
10.35
17.40
38.10
4.61
10.65
24.09
13.88
16.35
14.83
9.90
17.13
29.63
28.50
38.88
27.95
16.92
23.52
59.60
54.42
48.77
18.98
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2014—continued
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$4.47
2.06
1.51
1.26
4.51
8.44
1.21
4.17
6.83
3.96
4.14
4.63
4.39
8.18
13.01
8.47
$4.65
2.84
2.21
3.79
4.15
7.27
3.19
5.57
5.40
5.13
2.02
2.48
6.02
9.37
12.57
8.34
$2.31
2.75
2.84
3.70
5.46
4.50
4.79
7.18
11.95
3.64
6.18
3.50
5.08
9.70
10.18
7.24
$3.43
2.91
1.56
4.33
1.81
14.29
5.32
4.39
18.72
2.83
13.15
9.30
5.62
14.34
22.18
14.54
$10.67
4.00
4.15
4.60
7.02
36.37
14.42
27.94
41.58
7.53
18.48
6.62
12.93
5.07
4.81
13.29
$13.32
5.25
4.35
7.77
10.89
18.46
18.58
22.50
42.52
22.39
26.40
17.16
10.91
41.09
45.26
8.27
$12.53
11.42
6.89
8.65
17.32
33.10
17.95
24.97
31.19
12.52
24.04
10.32
17.48
26.21
34.63
26.46
$19.84
6.43
10.27
12.42
15.90
39.71
29.84
27.69
57.34
12.38
16.63
15.16
20.53
7.85
18.59
58.55
$30.13
19.34
21.16
13.01
26.86
139.03
28.72
31.44
39.45
33.26
38.97
18.37
37.53
105.68
68.38
55.18
$98.82
33.36
29.86
39.92
49.61
130.08
29.54
26.81
132.03
37.45
82.76
48.06
57.06
45.49
59.19
43.86
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3.18
5.20
5.31
1.44
2.50
1.27
3.32
4.67
4.30
1.20
2.94
1.34
2.83
3.92
2.28
1.51
1.70
2.84
3.68
5.58
6.15
2.53
2.84
2.02
5.24
7.81
7.11
2.11
3.69
6.05
13.65
20.65
17.51
5.62
9.95
10.81
6.29
10.08
9.40
4.74
6.24
8.84
13.53
19.76
16.79
5.31
6.53
5.83
18.85
20.15
19.99
7.15
11.13
7.20
20.55
24.17
36.71
21.89
20.59
22.99
1.98
4.37
2.81
2.61
2.30
9.81
0.85
1.71
2.54
3.26
1.42
6.10
1.16
2.54
7.13
2.25
2.49
4.51
5.96
4.89
2.36
3.36
4.92
2.54
2.68
2.04
1.92
2.95
1.58
2.14
2.68
8.27
3.38
2.51
2.50
4.58
2.72
6.54
2.37
5.75
7.38
4.12
4.15
4.63
5.65
7.01
3.03
4.89
5.64
3.47
5.83
4.81
12.12
12.64
15.58
5.64
9.22
7.08
7.78
7.78
9.45
12.58
5.99
2.84
10.76
15.39
–
10.12
15.20
22.15
7.83
23.22
8.52
10.15
20.31
10.87
12.61
18.48
8.77
16.88
9.84
12.12
22.44
22.91
9.49
9.66
9.29
17.36
12.91
10.21
15.39
5.31
12.50
9.91
10.26
18.46
32.15
12.51
8.67
9.70
14.67
11.89
13.72
11.85
25.45
30.15
30.77
19.42
48.03
35.53
21.16
15.24
19.71
15.35
24.89
43.36
25.40
22.26
15.39
23.47
31.32
48.46
16.82
43.55
46.07
46.55
106.66
24.93
53.68
35.39
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the
same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than
the premium shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2014
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
57
55
97
40
39
97
34
33
97
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
78
87
73
27
48
57
46
64
57
77
86
72
26
42
55
44
62
55
99
99
99
93
89
97
95
98
98
54
65
48
20
33
38
29
44
40
53
64
48
19
31
37
27
43
39
99
98
99
95
95
96
95
97
99
59
65
55
10
17
34
21
42
27
57
64
53
10
17
32
19
41
26
97
98
97
98
98
96
93
97
96
48
64
66
74
58
47
63
63
71
56
98
98
97
97
97
34
44
47
54
40
34
43
46
53
38
99
98
98
99
96
18
34
31
35
28
18
33
30
34
27
97
96
97
97
97
Full time .................................................................
Part time ................................................................
72
13
71
11
98
87
49
15
48
13
98
91
44
5
43
5
97
96
Union .....................................................................
Nonunion ...............................................................
86
54
84
53
98
97
68
37
66
36
96
98
41
33
39
32
96
97
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
22
13
58
73
84
89
20
11
57
71
84
89
89
87
97
98
99
99
16
12
37
50
62
67
15
11
36
50
61
66
92
93
97
98
99
99
7
3
29
45
63
69
7
3
28
43
61
67
96
95
97
97
97
98
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
73
45
83
71
44
81
97
97
97
54
29
63
53
29
62
99
100
99
37
17
44
36
16
43
97
96
97
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
54
56
69
43
76
96
52
53
68
40
74
95
97
95
99
92
97
99
37
36
50
26
48
51
36
34
50
24
45
51
97
95
99
91
94
100
33
26
44
15
37
85
32
25
42
14
35
81
97
95
95
93
96
95
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2014—continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
88
82
90
93
86
58
57
72
34
62
66
86
61
19
18
34
88
82
89
93
85
56
56
72
32
61
66
86
60
18
16
34
100
99
99
99
99
98
98
99
94
99
100
100
98
91
89
98
79
65
73
72
70
39
44
55
26
34
43
50
32
16
17
27
77
64
72
71
69
39
43
54
25
33
43
50
32
15
16
26
98
99
99
99
99
99
97
98
96
99
100
99
98
94
94
96
68
66
75
80
70
36
43
60
19
40
60
82
37
5
3
17
67
63
72
77
67
34
42
59
19
39
58
79
36
5
3
17
98
96
96
97
96
96
98
98
98
97
96
97
97
100
100
99
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
40
35
55
77
70
86
39
34
52
75
68
85
97
97
96
98
97
99
29
26
37
53
46
62
28
25
36
52
45
61
97
97
98
97
97
98
22
20
30
48
38
61
22
19
29
46
37
58
98
97
98
97
97
96
56
56
55
60
58
60
62
61
62
57
50
55
48
55
56
54
57
56
58
58
59
61
55
49
54
47
99
99
99
96
97
97
95
97
97
98
98
97
98
65
44
73
34
35
36
30
40
42
35
26
30
24
65
43
73
33
34
34
29
39
41
34
25
30
23
99
98
99
96
96
95
97
96
96
96
98
99
98
36
38
35
34
33
36
35
36
36
36
30
33
28
35
37
34
33
32
35
34
35
35
35
29
32
27
97
99
97
97
96
97
97
97
97
97
96
95
97
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2014
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.8
0.2
0.8
0.8
0.3
0.7
0.7
0.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.1
1.5
1.6
5.1
1.0
1.4
1.4
2.1
1.1
1.1
1.5
1.5
4.9
1.1
1.4
1.4
2.0
0.1
0.1
0.2
1.3
4.3
0.3
0.7
0.3
0.4
1.6
2.0
1.8
1.5
5.2
1.1
1.4
1.3
1.8
1.6
2.0
1.8
1.5
5.0
1.1
1.3
1.3
1.8
0.4
0.8
0.2
1.3
4.3
0.4
0.7
0.5
0.3
1.3
1.6
1.6
0.9
4.3
1.0
1.1
1.3
1.6
1.3
1.5
1.6
0.9
4.3
1.0
1.0
1.3
1.6
0.3
0.3
0.4
0.4
1.1
0.4
1.1
0.3
0.9
3.3
2.8
1.7
1.9
2.2
3.4
2.7
1.7
1.9
2.2
0.7
0.5
0.4
0.6
0.5
2.7
2.7
1.5
2.1
1.7
2.7
2.7
1.5
2.1
1.7
0.3
0.4
0.3
0.3
0.6
2.3
2.5
1.5
2.0
1.7
2.2
2.5
1.4
2.0
1.7
1.2
1.1
0.4
0.8
0.6
Full time .................................................................
Part time ................................................................
0.9
0.8
0.8
0.7
0.2
1.7
1.0
0.9
1.0
0.8
0.2
1.4
0.9
0.4
0.9
0.4
0.2
1.0
Union .....................................................................
Nonunion ...............................................................
1.4
0.9
1.4
0.9
0.5
0.2
2.1
0.9
2.0
0.9
0.6
0.3
2.1
0.7
2.1
0.7
0.8
0.2
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.4
1.3
1.0
0.8
1.1
1.0
1.2
1.3
1.0
0.8
1.0
1.2
2.8
0.3
0.2
0.1
0.1
1.2
1.4
1.4
1.2
1.5
2.1
1.2
1.4
1.3
1.2
1.5
2.1
1.4
1.7
0.4
0.3
0.4
0.8
0.6
0.4
1.2
1.1
1.1
1.5
0.6
0.4
1.2
1.1
1.2
1.5
0.7
1.6
0.3
0.4
0.3
0.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
2.7
1.4
1.2
2.7
1.4
0.4
0.7
0.4
1.5
2.4
1.8
1.6
2.4
1.9
0.2
0.3
0.3
1.5
1.8
2.0
1.5
1.7
2.0
0.5
1.2
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.4
2.3
1.4
2.6
1.8
0.9
1.3
2.3
1.4
2.5
1.7
0.2
0.4
0.4
0.9
0.6
0.8
0.9
1.3
2.8
1.3
3.2
5.9
0.9
1.2
2.8
1.2
3.1
5.9
0.3
0.6
0.3
1.0
1.3
0.2
0.7
1.2
2.9
1.0
3.1
3.5
0.7
1.1
2.9
1.0
3.0
3.9
0.3
0.6
1.6
1.2
0.9
1.6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2014—continued
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.2
1.6
0.9
1.0
1.8
5.0
2.5
2.9
3.4
2.4
2.7
1.3
2.8
2.1
2.3
3.5
2.2
1.6
0.9
1.0
1.8
4.9
2.5
2.9
3.3
2.4
2.7
1.3
2.7
2.0
2.1
3.5
0.2
0.2
0.1
0.2
0.3
1.0
0.4
0.3
1.6
0.4
0.1
0.1
0.4
2.7
3.3
0.9
3.1
1.9
1.5
2.1
2.7
5.2
2.6
3.6
3.0
2.0
2.7
2.5
2.3
2.5
2.8
3.0
3.1
1.9
1.5
2.1
2.7
5.1
2.6
3.5
2.9
2.0
2.7
2.5
2.3
2.5
2.8
2.9
0.6
0.2
0.2
0.3
0.2
0.5
0.9
1.4
1.9
0.3
0.1
0.3
0.4
2.5
2.9
2.1
3.2
1.8
1.3
2.0
2.5
6.0
2.2
3.4
2.6
2.1
2.6
1.5
2.4
1.0
0.8
2.9
3.1
1.8
1.3
1.9
2.5
5.8
2.2
3.3
2.5
2.1
2.6
1.5
2.4
1.0
0.8
2.8
0.6
0.4
0.4
0.7
0.7
2.2
0.5
0.7
0.9
0.5
1.3
0.2
0.5
0.0
0.0
0.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.2
1.2
2.4
0.8
1.2
1.2
1.1
1.2
2.3
0.8
1.2
1.2
0.4
0.5
0.8
0.2
0.4
0.2
1.0
1.1
2.5
1.1
1.4
1.6
1.0
1.1
2.5
1.1
1.4
1.6
0.5
0.6
0.5
0.3
0.4
0.3
0.9
1.0
1.9
1.0
1.3
1.4
0.9
1.0
1.8
1.0
1.3
1.4
0.3
0.5
0.4
0.3
0.5
0.3
2.1
3.5
2.6
1.5
2.4
3.4
1.7
1.8
1.7
4.1
1.6
2.7
2.0
2.0
3.4
2.4
1.4
2.3
3.6
1.6
1.7
1.7
4.0
1.5
2.8
1.9
0.3
0.4
0.5
0.4
0.6
1.2
0.8
0.3
0.4
0.4
0.3
0.6
0.4
2.3
2.7
2.9
1.3
1.7
2.0
2.5
1.6
1.7
3.5
1.7
3.1
2.1
2.3
2.6
3.0
1.3
1.7
2.0
2.5
1.6
1.6
3.4
1.7
3.0
2.1
0.2
0.7
0.2
0.7
0.9
2.5
0.7
0.5
0.6
0.7
0.8
0.6
1.2
1.6
2.7
2.1
1.2
1.7
4.4
1.7
1.6
1.7
3.7
1.4
2.8
1.6
1.5
2.7
2.0
1.2
1.7
4.4
1.7
1.6
1.7
3.6
1.4
2.8
1.5
0.4
0.4
0.5
0.4
0.5
1.3
0.5
0.4
0.6
0.6
0.7
1.5
0.8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 17. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2014
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
4
96
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2
4
2
8
6
9
4
5
98
96
98
92
94
91
96
95
5
6
4
4
4
95
94
96
96
96
Full time .................................................................
Part time ................................................................
4
5
96
95
Union .....................................................................
Nonunion ...............................................................
2
5
98
95
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
8
5
5
4
3
3
92
95
95
96
97
97
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
5
5
4
95
95
96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Information .........................................................
4
7
6
10
1
96
93
94
90
99
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2014—continued
(All workers with basic life insurance coverage = 100 percent)
Characteristics
Employee
contribution
required
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
3
3
4
2
2
4
10
2
2
1
2
97
97
96
98
98
96
90
98
98
99
98
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7
7
6
3
4
2
93
93
94
97
96
98
2
2
2
6
5
7
6
4
4
3
5
8
4
98
98
98
94
95
93
94
96
96
97
95
92
96
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2014
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.9
0.4
1.5
0.6
1.2
0.7
1.0
0.5
0.9
0.4
1.5
0.6
1.2
0.7
1.0
1.3
1.4
0.6
1.0
0.7
1.3
1.4
0.6
1.0
0.7
Full time .................................................................
Part time ................................................................
0.4
1.2
0.4
1.2
Union .....................................................................
Nonunion ...............................................................
0.4
0.5
0.4
0.5
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.5
1.5
0.6
0.5
0.5
0.9
1.5
1.5
0.6
0.5
0.5
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.8
1.4
0.7
0.8
1.4
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Information .........................................................
0.5
0.9
1.7
1.1
0.3
0.5
0.9
1.7
1.1
0.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2014—continued
Characteristics
Employee
contribution
required
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
0.6
0.7
1.3
0.8
1.2
0.9
2.7
0.6
0.5
0.3
0.7
0.6
0.7
1.3
0.8
1.2
0.9
2.7
0.6
0.5
0.3
0.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.1
1.4
0.4
0.6
0.4
0.9
1.1
1.4
0.4
0.6
0.4
0.5
0.8
0.7
0.9
1.2
1.9
1.7
0.6
0.7
0.8
1.0
1.8
1.3
0.5
0.8
0.7
0.9
1.2
1.9
1.7
0.6
0.7
0.8
1.0
1.8
1.3
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 18. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2014
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
61
2
34
2
(1)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
74
76
72
50
42
65
61
66
39
2
2
2
1
–
2
2
2
–
23
21
24
46
56
31
33
31
56
1
1
1
2
–
2
3
1
4
(1)
1
(1)
1
–
(1)
1
(1)
–
21
51
49
47
52
–
–
1
1
–
74
44
44
46
42
3
4
5
6
3
–
–
(1)
(1)
–
Full time .................................................................
Part time ................................................................
62
57
2
–
34
37
2
4
(1)
–
Union .....................................................................
Nonunion ...............................................................
43
64
1
2
46
32
10
1
1
(1)
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
48
40
57
58
72
75
1
–
1
2
2
4
48
55
39
38
24
19
2
3
3
3
2
2
1
–
(1)
(1)
(1)
(1)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
48
20
55
1
–
–
46
77
38
5
3
5
(1)
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
65
58
57
54
64
75
2
2
–
3
2
–
31
36
36
38
34
23
2
3
6
4
–
–
(1)
(1)
–
1
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2014—continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
85
77
82
86
77
51
68
69
53
66
71
74
65
49
47
47
–
–
–
2
2
–
3
–
–
1
2
2
1
–
–
–
12
20
15
11
20
48
28
26
45
32
27
23
33
48
50
51
–
1
1
–
–
–
–
–
–
1
1
1
1
–
–
–
–
–
–
–
–
–
–
–
–
(1)
(1)
(1)
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
50
48
52
69
62
76
(1)
1
–
2
2
3
48
49
46
26
33
18
2
2
2
3
2
3
(1)
(1)
–
(1)
1
( )
(1)
69
74
67
61
64
58
59
56
54
61
61
61
61
2
2
3
1
–
–
–
1
–
1
2
2
–
27
24
28
35
32
38
37
39
40
34
35
36
34
–
–
–
2
2
2
2
3
3
3
2
–
2
–
–
–
(1)
–
–
–
(1)
–
1
(1)
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Less than 0.5.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2014
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
1.0
0.2
0.9
0.2
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.6
1.7
2.0
2.3
6.9
1.4
2.0
1.6
2.0
0.4
0.4
0.5
0.2
–
0.4
0.5
0.5
–
1.5
1.6
2.0
2.2
7.1
1.3
1.7
1.5
2.0
0.2
0.3
0.2
0.6
–
0.3
0.7
0.3
0.8
0.1
0.2
0.1
0.4
–
0.1
0.3
(1)
–
3.3
2.6
1.6
1.8
2.4
–
–
0.3
0.2
–
3.3
2.6
1.6
1.9
2.3
1.1
1.1
0.7
1.2
0.5
–
–
0.1
0.1
–
Full time .................................................................
Part time ................................................................
1.0
2.9
0.3
–
0.9
3.0
0.2
0.7
0.1
–
Union .....................................................................
Nonunion ...............................................................
2.1
1.0
0.2
0.3
1.9
1.0
1.1
0.1
0.3
0.1
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.3
5.0
1.5
1.4
1.3
1.9
0.3
–
0.2
0.3
0.5
1.0
2.3
5.1
1.4
1.4
1.3
1.7
0.3
1.0
0.5
0.3
0.3
0.4
0.2
–
0.1
0.1
0.1
0.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.8
3.3
1.9
0.3
–
–
1.7
3.0
1.9
0.7
1.2
0.9
0.1
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.0
1.7
3.3
2.1
4.0
4.4
0.3
0.4
–
0.6
0.7
–
1.0
1.5
3.2
1.8
3.9
4.1
0.2
0.5
1.1
0.8
–
–
0.1
0.2
–
0.3
–
–
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2014—continued
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.7
1.5
1.5
2.2
2.6
6.3
2.3
3.5
4.9
2.4
2.4
2.3
2.7
5.3
5.7
5.2
–
–
–
0.5
0.5
–
1.2
–
–
0.2
0.8
0.5
0.2
–
–
–
3.5
1.4
1.4
1.8
2.6
6.0
2.3
3.5
4.6
2.3
2.2
2.3
2.7
5.4
5.9
5.3
–
0.5
0.6
–
–
–
–
–
–
0.4
0.3
0.4
0.4
–
–
–
–
–
–
–
–
–
–
–
–
0.2
0.1
0.2
0.3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.9
2.7
1.0
1.5
1.5
0.1
0.2
–
0.4
0.4
0.7
1.6
2.0
2.6
0.9
1.4
1.2
0.3
0.4
0.5
0.3
0.4
0.5
0.1
0.2
–
0.1
0.2
0.1
1.5
1.6
1.9
1.8
2.3
4.1
3.7
2.3
2.9
3.1
1.5
2.9
1.7
0.9
0.4
1.2
0.3
–
–
–
0.4
–
0.2
0.6
0.5
–
1.5
1.6
2.0
1.7
2.1
3.4
3.5
2.0
2.7
2.4
1.5
2.6
1.9
–
–
–
0.3
0.4
0.8
0.6
0.6
0.6
1.3
0.3
–
0.4
–
–
–
0.2
–
–
–
0.2
–
0.4
0.1
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Less than 0.05.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2014
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
63
10
22
4
1.3
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
1
–
1
–
(2)
–
1
1
59
56
61
70
69
66
77
62
65
11
9
12
10
–
9
7
10
11
24
27
22
16
–
20
13
23
21
5
7
–
2
–
4
–
5
3
1.4
1.4
1.4
1.2
1.2
1.3
1.2
1.4
1.3
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
–
1
1
–
1
64
65
63
58
69
–
10
13
13
13
–
21
20
26
14
–
3
3
–
2
1.3
1.3
1.3
1.4
1.3
1.0
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
1
1
62
75
11
9
22
10
4
5
1.4
1.3
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
2
(2)
69
62
9
11
15
22
5
4
1.3
1.4
1.0
1.0
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
1
72
68
70
60
59
57
8
–
10
12
10
9
17
–
16
23
25
27
–
–
2
4
6
6
1.3
1.3
1.3
1.4
1.4
1.4
1.0
1.0
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
–
–
–
53
70
52
11
–
11
31
23
31
–
–
–
1.4
1.3
1.5
1.0
1.0
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1
1
–
–
–
–
65
70
50
86
66
67
10
10
20
4
–
–
20
16
25
8
20
–
4
3
–
–
2
–
1.3
1.3
1.4
1.1
1.3
1.4
1.0
1.0
–
1.0
1.0
1.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2014—continued
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
1
–
–
1
–
–
–
64
62
63
64
57
56
56
55
67
69
56
57
72
76
83
50
8
6
5
–
5
–
13
12
–
12
16
16
11
–
–
–
21
27
27
24
34
–
23
21
–
16
17
18
15
–
–
39
–
–
–
7
–
–
8
12
–
2
–
–
1
–
–
–
1.4
1.4
1.4
1.4
1.4
1.4
1.5
1.5
1.3
1.2
1.4
1.3
1.2
1.2
1.1
1.6
1.0
1.0
1.0
1.0
1.0
–
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
1
2
( )
1
59
62
54
65
66
64
12
11
14
10
8
11
24
21
29
21
21
20
–
–
–
4
4
3
1.4
1.4
1.4
1.3
1.3
1.3
1.0
1.0
1.0
1.0
1.0
1.0
1
–
–
1
–
–
–
–
–
–
–
–
–
60
64
59
67
68
67
66
57
57
56
66
72
62
14
15
13
8
8
–
7
12
12
11
9
–
–
20
18
21
20
19
–
24
26
26
27
20
13
24
5
–
–
4
–
6
–
–
–
–
–
3
7
1.4
1.3
1.4
1.3
1.3
1.3
1.3
1.4
1.4
1.4
1.3
1.2
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2014
Multiple of annual earnings amounts1
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
0.1
1.1
0.7
0.9
0.4
(2)
0.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.1
0.2
–
0.5
–
0.1
–
0.1
0.3
1.7
2.4
1.9
3.3
6.0
1.3
2.5
1.5
3.2
1.1
1.3
1.3
1.9
–
1.0
1.6
1.1
1.9
1.4
1.8
1.5
2.8
–
1.2
2.3
1.3
3.4
0.8
1.0
–
1.0
–
0.5
–
0.7
0.6
(2)
(2)
(2)
(2)
0.1
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.4
0.3
–
0.3
7.6
3.7
2.1
2.8
2.8
–
1.9
1.6
2.0
2.6
–
4.0
1.7
2.6
2.0
–
0.8
0.6
–
0.8
0.1
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.1
0.5
1.1
3.0
0.7
2.2
0.9
1.8
0.5
1.5
(2)
(2)
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.6
0.1
2.8
1.1
2.2
0.7
1.8
1.0
1.9
0.4
(2)
(2)
0.0
0.0
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.2
0.2
0.1
0.2
3.4
8.1
1.4
1.6
1.5
2.2
1.7
–
1.3
1.1
0.9
1.4
3.0
–
1.1
1.4
1.3
1.9
–
–
0.5
0.6
0.8
0.9
(2)
0.1
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
–
–
–
2.3
7.3
2.4
1.5
–
1.6
2.2
7.0
2.3
–
–
–
(2)
0.1
(2)
0.0
0.0
0.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.1
0.4
–
–
–
–
1.3
2.0
4.5
1.7
5.0
6.5
0.8
1.4
3.8
1.0
–
–
1.0
1.5
4.4
1.5
3.3
–
0.5
0.6
–
–
1.2
–
(2)
(2)
(2)
(2)
(2)
0.1
0.0
0.0
–
0.0
0.0
0.0
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2014—continued
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
0.3
–
–
0.3
–
–
–
3.7
1.9
1.7
2.5
3.6
11.7
3.0
4.2
6.7
2.9
3.8
3.0
3.2
6.6
6.3
8.6
2.2
0.9
1.1
–
1.5
–
2.2
3.0
–
1.9
3.4
2.6
2.1
–
–
–
3.3
1.9
1.5
1.9
3.3
–
2.2
2.8
–
2.1
2.5
2.5
2.5
–
–
9.8
–
–
–
1.2
–
–
1.9
3.2
–
0.6
–
–
0.4
–
–
–
(2)
(2)
(2)
(2)
(2)
0.1
(2)
0.1
0.1
(2)
0.1
(2)
(2)
0.1
(2)
0.1
0.0
0.0
0.0
0.0
0.0
–
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
0.1
0.2
0.2
1.9
2.5
3.5
1.2
1.7
1.8
1.6
2.1
2.5
0.8
1.1
1.2
1.8
2.0
3.4
0.9
1.4
1.5
–
–
–
0.6
1.0
0.5
(2)
(2)
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
0.1
–
–
0.2
–
–
–
–
–
–
–
–
–
2.1
2.7
3.0
1.8
2.2
6.3
3.0
2.4
3.3
2.3
2.7
4.7
3.4
1.5
3.0
1.8
1.0
1.4
–
1.4
1.6
1.9
2.7
1.9
–
–
2.0
1.9
3.0
1.5
1.7
–
3.1
1.9
2.3
3.5
1.8
2.2
2.4
0.8
–
–
0.8
–
2.0
–
–
–
–
–
1.1
1.7
(2)
(2)
(2)
(2)
(2)
0.1
(2)
(2)
(2)
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount.
2 Less than 0.05.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 20. Life insurance plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2014
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$500,000 $1,000,000
With no
maximum
benefit
amount
78
$50,000
$70,000
$250,000
22
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
79
82
78
79
70
81
82
81
73
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
100,000
100,000
100,000
50,000
50,000
50,000
50,000
–
100,000
300,000
300,000
350,000
200,000
–
200,000
100,000
200,000
200,000
750,000
750,000
750,000
500,000
–
500,000
500,000
500,000
–
–
2,000,000
1,000,000
1,000,000
1,000,000
1,000,000
1,000,000
–
2,000,000
21
18
22
21
30
19
18
19
27
74
73
69
63
76
–
50,000
50,000
50,000
50,000
100,000
–
75,000
100,000
70,000
170,000
250,000
200,000
250,000
100,000
–
1,000,000
500,000
500,000
–
1,000,000
2,000,000
1,000,000
1,000,000
–
26
27
31
37
24
Full time .................................................................
Part time ................................................................
78
74
50,000
50,000
75,000
70,000
250,000
–
500,000
500,000
1,000,000
800,000
22
26
Union .....................................................................
Nonunion ...............................................................
68
79
50,000
50,000
70,000
75,000
100,000
250,000
500,000
500,000
–
1,000,000
32
21
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
74
79
80
78
78
80
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
75,000
100,000
100,000
200,000
–
150,000
200,000
300,000
300,000
500,000
–
500,000
500,000
800,000
800,000
1,000,000
–
1,000,000
1,000,000
–
–
26
21
20
22
22
20
Goods-producing industries ...................................
Manufacturing ....................................................
67
66
50,000
50,000
100,000
100,000
300,000
300,000
700,000
700,000
1,000,000
1,000,000
33
34
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
80
78
82
78
79
62
50,000
50,000
50,000
50,000
50,000
50,000
60,000
50,000
–
50,000
70,000
–
200,000
100,000
250,000
50,000
100,000
–
500,000
500,000
500,000
500,000
200,000
–
1,000,000
800,000
1,000,000
800,000
500,000
1,000,000
20
22
18
22
21
38
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2014—continued
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
73
86
85
88
76
81
87
72
79
85
86
78
83
$50,000
50,000
50,000
50,000
–
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
$200,000
100,000
100,000
100,000
–
–
–
–
–
50,000
50,000
–
–
– $2,000,000 $2,000,000
$250,000
650,000
–
250,000
700,000 2,000,000
200,000
600,000 2,000,000
500,000 1,000,000 1,000,000
400,000
–
–
–
750,000
–
–
–
–
250,000
500,000 1,000,000
200,000
–
500,000
200,000
500,000
500,000
250,000
500,000 1,000,000
–
–
–
27
14
15
12
24
19
13
28
21
15
14
22
17
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
81
83
78
77
80
73
50,000
50,000
50,000
50,000
50,000
50,000
–
–
–
70,000
50,000
100,000
200,000
200,000
200,000
250,000
200,000
400,000
500,000
500,000
500,000
650,000
500,000
1,000,000
1,000,000
1,000,000
–
1,000,000
1,000,000
–
19
17
22
23
20
27
77
73
79
81
81
85
80
72
70
74
81
88
78
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
–
100,000
–
–
50,000
–
100,000
100,000
50,000
–
–
50,000
250,000
200,000
250,000
250,000
300,000
200,000
–
250,000
300,000
200,000
200,000
–
200,000
500,000
500,000
500,000
750,000
750,000
500,000
–
500,000
550,000
500,000
500,000
–
500,000
1,000,000
1,000,000
1,000,000
1,500,000
1,750,000
1,000,000
–
1,000,000
1,000,000
1,000,000
1,000,000
1,000,000
1,000,000
23
27
21
19
19
15
20
28
30
26
19
12
22
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, private industry workers,
National Compensation Survey, March 2014
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.1
$0.00
$9,252.88
$24,850.55
$35,862.45
$0.00
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.5
1.5
2.0
3.1
7.4
1.3
2.3
1.4
3.2
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
9,808.80
0.00
0.00
0.00
0.00
–
15,588.22
49,755.10
25,908.49
69,077.44
0.00
–
9,460.44
0.00
20,168.73
36,640.14
18,920.89
11,586.63
120,086.17
0.00
–
0.00
0.00
0.00
–
–
598,331.01
57,545.63
0.00
129,844.38
0.00
0.00
–
0.00
1.5
1.5
2.0
3.1
7.4
1.3
2.3
1.4
3.2
7.2
3.7
2.2
2.8
2.8
–
0.00
0.00
0.00
0.00
24,045.17
–
21,175.34
13,790.85
11,985.30
22,744.45
66,223.11
54,756.28
61,310.68
0.00
–
87,732.55
0.00
137,746.14
–
66,895.44
0.00
69,439.27
0.00
–
7.2
3.7
2.2
2.8
2.8
Full time .................................................................
Part time ................................................................
1.0
3.6
0.00
0.00
10,889.79
19,952.79
7,656.53
–
72,042.38
0.00
0.00
217,590.21
1.0
3.6
Union .....................................................................
Nonunion ...............................................................
2.8
1.1
0.00
0.00
0.00
17,405.67
16,040.96
4,013.73
39,958.48
109,408.31
–
0.00
2.8
1.1
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.3
4.4
1.6
1.4
1.3
1.6
0.00
0.00
0.00
0.00
0.00
0.00
0.00
9,531.13
0.00
22,477.27
0.00
0.00
13,644.05
–
33,833.49
51,173.92
56,829.64
58,700.51
0.00
–
0.00
0.00
152,545.08
170,812.76
57,933.15
–
0.00
0.00
–
–
3.3
4.4
1.6
1.4
1.3
1.6
Goods-producing industries ...................................
Manufacturing ....................................................
2.3
2.3
0.00
0.00
0.00
21,154.20
18,920.89
20,068.63
85,928.75
157,168.70
0.00
0.00
2.3
2.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.1
1.9
3.8
2.0
5.2
6.1
0.00
0.00
0.00
0.00
0.00
0.00
17,862.46
0.00
–
0.00
0.00
–
49,858.42
0.00
47,302.22
0.00
0.00
–
13,379.09
39,575.88
0.00
80,830.07
53,499.63
–
0.00
237,054.45
0.00
208,452.03
73,280.28
0.00
1.1
1.9
3.8
2.0
5.2
6.1
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, private industry workers,
National Compensation Survey, March 2014—continued
Characteristics
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
3.1
1.1
1.2
1.6
2.3
2.4
2.5
6.1
3.1
2.6
2.0
3.6
4.0
$0.00
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
$26,758.18
0.00
0.00
2,675.82
–
–
–
–
–
0.00
3,344.77
–
–
–
$5,181.70
6,588.44
45,596.98
68,925.03
118,915.94
–
–
57,155.49
6,689.54
27,173.06
54,444.83
–
$0.00
149,220.32
136,604.36
120,782.86
0.00
–
3,344.77
–
0.00
–
0.00
0.00
–
$0.00
–
275,816.97
0.00
197,992.42
–
–
–
0.00
0.00
58,700.51
0.00
–
3.1
1.1
1.2
1.6
2.3
2.4
2.5
6.1
3.1
2.6
2.0
3.6
4.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
2.0
2.6
1.3
1.5
2.1
0.00
0.00
0.00
0.00
0.00
0.00
–
–
–
12,829.28
0.00
0.00
0.00
0.00
50,411.83
26,666.04
0.00
74,103.12
0.00
0.00
0.00
122,415.00
0.00
50,504.95
150,179.89
115,866.30
–
0.00
0.00
–
1.6
2.0
2.6
1.3
1.5
2.1
2.0
3.8
2.5
1.4
1.7
1.8
3.4
3.0
4.3
2.4
2.0
2.9
2.6
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
–
14,913.33
–
–
12,262.14
–
28,977.70
0.00
4,230.84
–
–
5,793.32
65,567.77
37,431.57
12,059.75
39,519.30
53,932.83
43,988.52
–
50,068.90
36,024.30
26,582.00
31,462.20
–
36,191.61
0.00
0.00
0.00
47,772.90
138,555.95
106,193.22
–
44,373.42
125,328.57
0.00
0.00
–
0.00
0.00
100,565.90
0.00
86,188.75
436,104.92
0.00
–
0.00
0.00
0.00
0.00
0.00
0.00
2.0
3.8
2.5
1.4
1.7
1.8
3.4
3.0
4.3
2.4
2.0
2.9
2.6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth
of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2014
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
$10,000
$20,000
$25,000
$50,000
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10,000
10,000
10,000
10,000
5,000
–
5,000
10,000
10,000
15,000
15,000
15,000
10,000
–
10,000
10,000
15,000
10,000
25,000
25,000
25,000
15,000
10,000
20,000
15,000
20,000
20,000
50,000
50,000
50,000
20,000
–
25,000
20,000
30,000
25,000
50,000
50,000
50,000
–
25,000
50,000
50,000
50,000
50,000
–
10,000
10,000
10,000
10,000
10,000
15,000
–
15,000
10,000
–
20,000
20,000
20,000
20,000
25,000
30,000
27,000
30,000
25,000
40,000
50,000
50,000
50,000
50,000
Full time .................................................................
Part time ................................................................
10,000
–
10,000
5,000
20,000
10,000
30,000
–
50,000
50,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
15,000
15,000
20,000
33,000
25,000
50,000
50,000
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5,000
5,000
10,000
10,000
10,000
10,000
10,000
–
10,000
–
15,000
–
15,000
10,000
20,000
20,000
25,000
–
20,000
–
25,000
30,000
50,000
50,000
25,000
25,000
50,000
50,000
50,000
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10,000
10,000
10,000
15,000
10,000
15,000
20,000
–
20,000
30,000
25,000
35,000
50,000
50,000
50,000
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
10,000
–
10,000
5,000
10,000
10,000
10,000
10,000
15,000
10,000
–
10,000
20,000
20,000
–
–
20,000
–
25,000
25,000
–
20,000
40,000
–
50,000
50,000
50,000
25,000
50,000
50,000
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2014—continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$10,000
10,000
15,000
–
–
10,000
10,000
15,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
–
$15,000
–
15,000
25,000
15,000
15,000
20,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
$20,000
25,000
50,000
25,000
50,000
–
25,000
25,000
20,000
15,000
–
18,000
15,000
15,000
15,000
15,000
–
$50,000
50,000
50,000
50,000
–
–
50,000
25,000
25,000
50,000
50,000
25,000
20,000
20,000
25,000
$50,000
50,000
50,000
50,000
–
50,000
50,000
50,000
–
50,000
50,000
50,000
50,000
–
25,000
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10,000
10,000
10,000
10,000
10,000
–
–
15,000
–
10,000
10,000
10,000
20,000
20,000
20,000
20,000
20,000
20,000
25,000
25,000
–
26,000
25,000
40,000
50,000
50,000
50,000
50,000
50,000
50,000
10,000
–
10,000
10,000
10,000
10,000
–
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
–
–
–
–
15,000
15,000
15,000
10,000
–
10,000
20,000
25,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
20,000
15,000
40,000
50,000
40,000
25,000
25,000
–
25,000
25,000
25,000
–
25,000
25,000
30,000
50,000
50,000
–
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as
or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount
shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2014
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
$0.00
$0.00
$6,300.97
$0.00
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.00
0.00
0.00
1,164.44
0.00
–
1,158.66
0.00
0.00
0.00
0.00
0.00
0.00
–
0.00
0.00
2,906.68
634.63
0.00
0.00
1,781.23
4,123.71
1,158.66
0.00
0.00
946.04
3,077.19
0.00
1,337.91
0.00
3,137.67
–
668.95
4,335.32
6,862.57
2,909.76
0.00
0.00
0.00
–
0.00
0.00
9,257.71
0.00
0.00
–
0.00
0.00
0.00
0.00
0.00
2,112.24
–
0.00
0.00
–
2,348.02
0.00
0.00
267.58
0.00
6,449.78
3,632.12
3,277.19
1,819.75
9,615.27
0.00
0.00
0.00
0.00
Full time .................................................................
Part time ................................................................
0.00
–
1,445.62
0.00
0.00
1,790.00
4,884.74
–
0.00
0.00
Union .....................................................................
Nonunion ...............................................................
0.00
0.00
0.00
4,465.49
2,590.85
0.00
5,227.70
2,952.51
0.00
0.00
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
668.95
–
0.00
–
2,838.13
0.00
5,563.19
0.00
0.00
–
2,991.66
–
0.00
3,347.45
0.00
0.00
668.95
0.00
0.00
0.00
0.00
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.00
1,560.26
0.00
1,436.31
0.00
0.00
0.00
–
668.95
2,952.51
0.00
6,466.75
0.00
12,902.33
0.00
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.00
–
0.00
0.00
668.95
0.00
0.00
0.00
668.95
0.00
–
2,798.44
0.00
5,178.24
–
–
3,784.18
–
3,065.53
0.00
–
0.00
9,341.44
–
0.00
0.00
0.00
983.16
0.00
0.00
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2014—continued
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$946.04
2,758.17
2,006.86
–
–
0.00
668.95
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
668.95
–
$668.95
–
0.00
2,006.86
4,013.73
1,158.66
4,961.10
668.95
0.00
0.00
0.00
0.00
0.00
0.00
946.04
$946.04
7,345.11
1,364.40
3,065.53
0.00
–
0.00
0.00
5,676.27
1,158.66
–
4,866.38
1,337.91
2,675.82
3,137.67
1,337.91
–
$0.00
0.00
1,337.91
0.00
–
–
0.00
0.00
5,224.70
12,425.28
0.00
1,769.89
2,915.90
3,724.58
668.95
$0.00
0.00
8,849.44
0.00
–
6,416.39
0.00
0.00
–
0.00
0.00
0.00
0.00
–
3,784.18
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.00
0.00
0.00
2,741.08
1,758.47
–
–
3,603.67
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
4,094.31
6,793.10
7,413.03
–
5,084.05
551.63
5,104.26
0.00
0.00
0.00
0.00
0.00
0.00
668.95
–
0.00
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
0.00
2,931.21
0.00
946.04
0.00
–
–
–
–
334.48
0.00
4,496.45
0.00
–
0.00
2,758.17
7,204.86
4,177.62
0.00
0.00
3,580.00
946.04
0.00
2,682.50
3,747.34
5,892.88
0.00
2,597.75
10,647.10
12,971.51
9,814.50
5,101.63
535.16
–
7,111.08
0.00
0.00
–
6,387.03
5,351.64
7,429.91
0.00
0.00
–
0.00
0.00
0.00
0.00
0.00
1,204.12
0.00
0.00
0.00
0.00
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as
or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount
shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 22. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2014
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
43
39
17
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
47
50
45
–
46
47
46
38
39
39
39
34
35
34
36
46
13
10
–
40
18
–
–
13
1
1
–
–
(2)
–
–
2
29
45
42
39
47
48
45
43
50
34
19
–
13
10
18
5
–
1
1
1
Full time .................................................................
Part time ................................................................
44
35
41
–
15
45
1
–
Union .....................................................................
Nonunion ...............................................................
45
42
35
40
17
17
3
(2)
Average wage within the following categories3:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
30
39
43
49
50
32
–
42
40
38
36
38
51
–
16
12
–
–
–
–
1
1
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
39
22
42
49
50
48
10
24
8
1
4
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
44
47
40
42
60
67
36
37
47
36
26
31
20
–
13
–
–
–
1
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2014—continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
69
64
71
74
72
–
37
31
33
36
38
55
36
27
29
–
23
25
21
20
20
49
43
51
38
39
38
30
40
31
32
36
–
–
–
–
8
29
–
–
–
24
–
–
24
42
39
49
–
–
–
–
–
–
–
–
–
1
–
–
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30
29
32
51
44
59
41
38
48
37
45
29
29
33
–
10
10
11
(2)
(2)
–
1
1
2
25
50
20
52
49
46
59
55
54
58
45
47
44
25
49
20
48
51
53
41
42
42
42
46
53
41
49
–
60
–
–
–
–
–
–
–
–
–
–
1
–
(2)
–
–
–
–
3
3
–
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Employer assumes all risks and expenses of providing the benefit.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 22. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March 2014
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
1.2
1.1
1.1
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.8
2.2
2.3
–
1.5
2.3
1.9
2.7
1.7
2.2
2.2
2.8
1.4
2.6
1.6
3.0
1.1
1.0
–
3.6
1.5
–
–
2.5
0.5
0.3
–
–
0.1
–
–
0.6
4.5
3.5
1.7
2.4
2.2
5.1
3.6
2.4
2.9
2.9
4.9
–
2.1
2.1
2.4
1.2
–
0.4
0.5
0.4
Full time .................................................................
Part time ................................................................
1.2
3.2
1.2
–
1.0
3.2
0.2
–
Union .....................................................................
Nonunion ...............................................................
2.5
1.2
2.7
1.2
1.9
1.1
0.6
0.2
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
4.2
2.0
1.7
1.5
2.2
3.4
–
1.8
1.5
1.5
2.2
4.3
4.7
–
1.3
0.9
–
–
–
–
0.3
0.4
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.8
4.6
2.1
1.9
5.4
2.1
1.1
5.4
1.3
0.3
1.1
0.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.4
1.9
3.4
2.4
3.8
7.5
1.3
2.0
3.5
2.9
3.4
7.0
1.3
–
2.1
–
–
–
0.3
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March
2014—continued
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.1
2.9
1.9
2.1
3.4
–
4.0
4.4
6.4
3.6
2.9
3.1
4.3
6.2
7.0
–
2.9
2.3
1.8
2.1
3.1
9.0
2.8
4.4
5.4
2.9
3.2
2.8
3.5
5.4
6.0
5.7
–
–
–
–
1.8
7.7
–
–
–
2.2
–
–
2.6
7.7
8.5
6.4
–
–
–
–
–
–
–
–
–
0.3
–
–
0.3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
1.8
3.0
1.5
1.5
2.5
1.7
2.1
4.3
1.2
1.7
1.8
1.6
2.0
–
1.2
0.9
1.9
0.1
0.1
–
0.3
0.3
0.6
1.6
5.0
1.5
2.0
2.8
4.5
3.4
2.5
3.2
3.4
2.4
4.6
2.8
1.8
5.7
1.5
2.0
2.8
4.7
3.4
2.3
3.0
3.4
2.8
4.6
3.6
2.1
–
2.1
–
–
–
–
–
–
–
–
–
–
0.2
–
0.1
–
–
–
–
0.8
1.1
–
–
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Employer assumes all risks and expenses of providing the benefit.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 23. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2014
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
18
82
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
13
10
14
42
18
22
16
16
87
90
86
58
82
78
84
84
19
13
15
12
20
81
87
85
88
80
Full time .................................................................
Part time ................................................................
16
40
84
60
Union .....................................................................
Nonunion ...............................................................
17
18
83
82
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
41
47
19
16
12
11
59
53
81
84
88
89
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
12
24
10
88
76
90
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
20
19
20
24
13
12
80
81
80
76
87
88
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2014—continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Employee
contribution
required
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
8
6
5
6
17
14
28
21
8
8
24
46
46
49
92
94
95
94
83
86
72
79
92
92
76
54
54
51
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
26
28
22
13
14
12
74
72
78
87
86
88
40
5
47
7
7
6
6
7
6
8
10
13
60
95
53
93
93
94
94
93
94
92
90
87
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2014
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
1.1
1.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.0
1.8
5.2
1.2
2.1
1.4
2.3
1.3
1.0
1.8
5.2
1.2
2.1
1.4
2.3
4.9
2.1
2.1
1.7
3.4
4.9
2.1
2.1
1.7
3.4
Full time .................................................................
Part time ................................................................
1.0
4.5
1.0
4.5
Union .....................................................................
Nonunion ...............................................................
1.7
1.2
1.7
1.2
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6.0
9.2
2.2
1.0
1.2
1.1
6.0
9.2
2.2
1.0
1.2
1.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
5.8
1.1
1.2
5.8
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
1.5
1.3
2.8
1.9
2.6
2.8
1.5
1.3
2.8
1.9
2.6
2.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2014—continued
Characteristics
Employee
contribution
required
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.0
0.7
0.9
1.5
2.4
3.9
4.0
2.7
1.0
1.9
3.3
8.8
10.2
4.8
1.0
0.7
0.9
1.5
2.4
3.9
4.0
2.7
1.0
1.9
3.3
8.8
10.2
4.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.9
1.9
3.8
0.9
1.3
1.7
1.9
1.9
3.8
0.9
1.3
1.7
2.5
1.8
2.8
0.8
1.1
1.6
1.5
1.1
1.4
1.8
1.5
1.7
2.5
1.8
2.8
0.8
1.1
1.6
1.5
1.1
1.4
1.8
1.5
1.7
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 24. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2014
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
6
2
68
23
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
1
1
5
3
3
3
17
1
1
1
3
1
–
1
–
66
58
72
86
67
67
67
57
31
39
25
5
29
29
29
21
1
(1)
1
(1)
(1)
–
(1)
–
32
7
14
17
11
–
–
4
–
–
54
59
67
60
77
8
30
14
17
10
–
–
1
–
–
Full time .................................................................
Part time ................................................................
6
3
2
1
66
86
25
10
(1)
1
Union .....................................................................
Nonunion ...............................................................
20
3
8
1
57
70
15
25
1
(1)
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6
2
7
7
4
2
3
–
1
3
2
1
81
91
73
68
61
60
9
5
18
22
32
36
1
–
(1)
(1)
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
16
29
14
5
4
5
58
58
59
21
–
22
1
–
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
3
6
4
3
–
–
1
2
3
–
–
–
71
73
72
74
75
46
24
19
21
20
12
52
(1)
(1)
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2014—continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
3
–
–
3
6
6
–
–
1
1
1
–
–
–
–
–
(1)
–
–
–
–
–
–
31
50
45
34
57
79
71
72
82
88
84
81
89
85
84
96
64
49
54
65
42
–
28
27
–
8
12
18
7
–
–
–
–
–
–
–
–
–
–
–
–
1
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
5
5
5
6
7
5
–
–
–
2
2
3
74
74
75
64
68
61
18
18
17
27
23
31
–
–
–
1
(1)
1
3
5
3
6
5
8
5
11
11
10
3
4
2
1
–
–
3
–
–
2
4
3
–
2
–
3
81
68
84
61
65
64
53
59
61
56
67
69
65
15
26
12
30
26
23
40
26
25
29
27
25
28
(1)
–
–
(1)
–
–
–
1
(1)
–
2
–
2
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Less than 0.5.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2014
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.4
0.3
1.2
0.9
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
0.3
0.2
1.7
0.4
0.8
0.5
2.5
0.4
0.5
0.4
1.5
0.2
–
0.3
–
1.8
2.6
1.8
2.3
1.6
2.4
1.9
3.2
1.8
2.6
1.7
0.9
1.5
2.5
1.7
2.2
0.2
0.2
0.3
0.2
0.1
–
0.1
–
4.7
1.2
1.5
1.9
2.1
–
–
0.7
–
–
5.4
3.1
2.2
2.9
2.8
2.4
2.8
1.4
2.0
1.6
–
–
0.3
–
–
Full time .................................................................
Part time ................................................................
0.5
0.9
0.3
0.4
1.2
1.6
1.0
1.3
0.1
0.3
Union .....................................................................
Nonunion ...............................................................
1.8
0.4
1.1
0.3
2.4
1.3
1.6
1.1
0.3
0.1
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.3
1.0
0.8
0.6
0.5
0.4
1.2
–
0.4
0.5
0.3
0.4
2.7
2.2
1.7
1.4
1.7
2.2
1.3
1.5
1.4
1.3
1.5
2.1
0.3
–
0.1
0.1
0.2
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
4.7
1.4
0.7
1.6
0.8
2.1
5.6
2.4
1.7
–
1.8
0.3
–
0.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.4
1.1
1.3
0.8
–
–
0.3
0.4
1.1
–
–
–
1.3
1.7
3.1
2.1
4.5
8.9
1.2
1.3
2.8
1.9
3.3
9.3
0.1
0.1
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2014—continued
Characteristics
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
1.2
–
–
1.4
2.1
2.5
–
–
0.3
0.3
0.6
–
–
–
–
–
0.1
–
–
–
–
–
–
3.2
2.1
1.9
2.2
3.2
6.0
3.4
4.1
5.4
1.9
2.5
1.5
2.2
4.2
4.8
2.1
3.6
2.0
1.9
2.2
3.2
–
3.3
4.3
–
1.3
1.5
1.4
1.5
–
–
–
–
–
–
–
–
–
–
–
–
0.5
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
1.0
1.3
0.5
0.8
0.6
–
–
–
0.3
0.3
0.5
1.6
2.0
2.5
1.4
2.0
2.0
1.2
1.5
2.0
1.2
1.7
1.8
–
–
–
0.2
0.2
0.3
0.6
2.0
0.5
0.9
1.0
2.2
2.3
1.1
1.3
2.0
0.6
1.4
0.5
0.2
–
–
0.8
–
–
1.0
0.7
0.6
–
0.5
–
0.7
1.6
4.6
1.6
2.2
2.9
5.3
4.0
2.4
3.0
3.6
2.5
4.0
3.3
1.2
3.8
1.2
1.9
2.3
5.6
3.9
2.0
2.5
2.8
2.5
3.4
3.4
0.1
–
–
0.1
–
–
–
0.2
0.1
–
0.5
–
0.8
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using
ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2014
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
93
12
21
26
26
26
7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
92
91
92
97
93
91
93
90
12
12
12
12
12
11
12
13
16
–
17
26
20
13
21
24
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
36
8
9
8
3
7
9
7
10
95
87
92
91
94
13
13
13
13
13
24
24
25
21
26
26
26
26
26
26
26
26
26
26
26
26
36
26
26
26
5
13
8
9
6
Full time .................................................................
Part time ................................................................
92
96
12
–
18
26
26
26
26
26
26
–
8
4
Union .....................................................................
Nonunion ...............................................................
91
93
13
12
26
18
26
26
26
26
–
26
9
7
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
96
98
94
93
91
90
12
–
12
12
12
12
25
26
20
18
21
20
26
26
26
26
26
26
26
26
26
26
26
26
26
52
26
26
26
26
4
2
6
7
9
10
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
92
96
92
13
12
12
24
–
24
26
26
26
26
26
26
26
26
26
8
4
8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
93
91
93
88
93
82
12
12
12
11
24
12
21
21
24
13
26
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
52
7
9
7
12
7
18
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2014—continued
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
91
90
87
92
93
93
96
95
92
97
100
100
12
13
13
12
12
12
12
13
13
12
12
13
21
25
25
18
13
13
18
–
26
18
26
26
26
26
26
26
26
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
52
52
9
10
13
8
7
7
4
5
8
3
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
95
95
95
91
93
90
12
12
12
12
12
13
18
20
13
22
16
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
5
5
5
9
7
10
94
93
94
93
94
94
91
90
90
90
93
91
94
13
12
–
12
12
11
12
12
12
12
11
11
12
26
13
26
13
13
12
18
17
18
13
13
12
–
26
26
26
26
26
26
26
26
26
26
26
24
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
6
7
6
7
6
6
9
10
10
10
7
9
6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2014
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.6
0.0
1.7
0.0
0.0
0.0
0.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.1
1.1
0.6
0.7
1.2
0.7
2.0
0.0
0.0
0.0
0.8
0.0
1.2
0.1
0.4
4.5
–
4.8
1.0
2.7
0.2
2.1
2.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
6.8
1.0
1.1
1.1
0.6
0.7
1.2
0.7
2.0
2.1
2.8
1.0
1.4
1.3
0.0
1.6
0.5
1.1
0.5
6.2
4.2
0.5
5.8
0.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.3
10.3
0.0
0.0
0.0
2.1
2.8
1.0
1.4
1.3
Full time .................................................................
Part time ................................................................
0.6
0.8
0.0
–
2.4
0.0
0.0
0.0
0.0
0.0
0.0
–
0.6
0.8
Union .....................................................................
Nonunion ...............................................................
1.4
0.6
0.4
0.0
0.0
1.5
0.0
0.0
0.0
0.0
–
0.0
1.4
0.6
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
0.7
0.7
0.8
1.0
1.3
0.0
–
0.0
0.0
0.0
0.0
2.0
0.0
2.7
2.3
2.7
4.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
9.8
0.0
0.0
0.0
0.0
0.8
0.7
0.7
0.8
1.0
1.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.1
1.9
1.2
1.5
1.1
1.0
4.6
–
5.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.9
1.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
0.7
1.1
1.7
1.7
3.0
3.7
0.0
0.0
0.6
0.1
4.5
1.0
2.0
2.8
4.5
1.4
0.0
0.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.7
1.1
1.7
1.7
3.0
3.7
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2014—continued
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
1.1
1.2
2.1
1.6
2.0
2.8
0.6
0.8
1.2
0.7
0.0
0.0
1.0
0.4
1.3
1.3
0.0
0.2
0.0
0.5
0.3
0.7
1.1
1.4
4.1
0.6
1.1
5.1
2.3
0.3
4.2
–
1.6
4.7
1.7
1.6
0.0
0.0
0.0
0.0
0.0
1.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
8.5
0.0
1.1
1.2
2.1
1.6
2.0
2.8
0.6
0.8
1.2
0.7
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.8
1.4
0.8
1.2
0.9
0.0
0.0
0.3
0.1
0.0
0.1
3.8
4.7
3.5
2.2
4.2
0.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.7
0.8
1.4
0.8
1.2
0.9
0.9
2.2
1.0
0.9
1.2
1.9
2.0
1.6
2.1
1.8
1.1
2.6
0.9
0.0
0.0
–
0.0
0.0
0.1
0.0
0.2
1.4
0.0
1.2
0.0
0.3
0.0
0.0
0.0
0.8
2.1
1.1
5.2
3.1
2.4
3.0
0.0
0.8
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.3
0.0
0.0
0.0
0.0
0.0
0.0
5.7
0.9
2.2
1.0
0.9
1.2
1.9
2.0
1.6
2.1
1.8
1.1
2.6
0.9
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2014
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
1
18
1
41
26
13
62.7
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
–
1
–
1
–
1
–
15
13
16
26
19
18
20
18
1
–
(1)
–
1
–
1
–
44
42
44
33
38
37
39
44
24
24
24
33
26
26
26
27
16
19
15
5
14
16
13
9
64.0
65.3
63.3
60.4
62.6
63.0
62.3
61.8
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
–
–
2
–
–
17
18
16
16
16
–
–
1
–
–
37
49
44
41
46
35
22
25
25
25
–
8
12
14
11
62.9
61.1
62.6
62.0
63.2
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
18
21
1
–
42
29
25
38
13
7
62.8
62.1
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
2
1
20
18
2
1
32
42
32
25
12
13
62.0
62.8
60.0
60.0
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
2
1
1
–
22
26
18
20
15
15
–
–
1
1
(1)
–
33
31
42
41
43
42
34
38
27
24
24
21
5
3
10
13
17
22
60.7
60.7
62.2
62.5
64.2
65.4
60.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2
–
2
13
18
13
1
–
1
42
41
42
25
34
23
17
4
20
63.6
61.3
64.0
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1
–
–
–
–
–
19
16
15
18
17
–
1
–
–
–
–
–
40
41
43
38
47
–
27
25
27
27
18
–
12
15
14
13
17
55
62.5
64.0
63.7
63.2
64.3
80.4
60.0
60.0
60.0
60.0
60.0
86.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2014—continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
1
–
4
1
–
–
1
–
–
–
20
20
16
21
11
–
12
9
–
25
27
27
24
32
29
18
–
–
–
–
–
–
1
–
5
(1)
–
–
1
( )
–
–
4
42
31
27
27
34
–
46
46
47
44
34
31
46
33
34
21
22
25
28
33
26
15
33
35
35
19
12
9
20
–
–
47
16
22
27
16
27
–
7
10
–
12
26
32
9
–
–
–
62.5
64.7
66.5
64.0
66.0
58.5
62.5
64.4
60.5
61.3
65.8
69.2
60.4
59.8
60.3
60.1
60.0
60.0
66.0
60.0
66.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
66.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
2
2
2
22
23
19
15
11
20
–
–
–
1
1
1
37
33
45
44
48
39
30
33
25
23
24
21
9
9
9
16
14
18
61.8
61.7
61.9
63.4
63.3
63.6
60.0
60.0
60.0
60.0
60.0
60.0
1
–
1
2
–
–
–
–
–
–
1
–
2
29
7
33
12
13
16
9
11
11
9
10
–
11
(1)
–
(1)
(1)
–
–
–
–
–
–
6
–
9
24
57
18
57
56
56
57
48
48
48
49
60
41
38
12
43
13
13
11
16
23
23
21
22
17
24
8
21
5
16
15
–
17
17
16
21
14
14
13
61.6
65.4
60.9
62.9
62.2
63.0
64.3
64.5
63.8
66.3
63.0
63.5
62.6
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Less than 0.5.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2014
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
0.3
1.1
0.2
1.5
1.5
0.8
0.3
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
–
0.2
–
0.4
–
0.5
–
1.5
1.5
2.3
2.5
1.2
2.2
1.3
2.6
0.2
–
0.1
–
0.3
–
0.2
–
2.3
2.7
2.9
4.0
1.8
2.7
2.3
4.0
2.1
2.3
2.9
4.4
1.6
2.8
2.0
3.2
1.5
2.0
1.7
1.0
1.1
2.3
1.2
1.7
0.5
0.6
0.6
0.5
0.3
0.6
0.4
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.8
–
–
3.7
3.6
2.4
2.8
2.7
–
–
0.3
–
–
5.9
4.7
2.7
3.4
3.5
5.9
4.0
2.0
2.8
2.2
–
1.8
1.6
2.4
1.9
1.1
0.6
0.5
0.7
0.8
1.9
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.3
–
1.2
2.1
0.1
–
1.5
3.7
1.6
3.9
0.9
1.3
0.3
0.6
0.0
1.8
Union .....................................................................
Nonunion ...............................................................
0.7
0.3
1.9
1.2
0.6
0.2
2.6
1.6
3.1
1.5
2.0
0.8
0.5
0.3
0.0
0.0
Average wage within the following categories1:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.6
0.3
0.3
–
2.0
5.9
1.5
1.2
1.3
1.6
–
–
0.2
0.2
0.1
–
3.2
5.2
2.6
1.7
2.1
3.1
3.4
6.8
2.9
1.5
2.0
2.2
1.3
1.1
1.1
1.1
1.4
2.4
0.5
1.0
0.4
0.4
0.5
0.7
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.7
–
0.9
1.8
2.7
2.3
0.3
–
0.3
2.4
6.3
2.8
2.2
5.5
2.1
1.9
1.5
2.2
0.6
0.6
0.7
0.0
0.0
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
–
–
–
–
–
1.1
1.7
2.6
1.6
4.9
–
0.2
–
–
–
–
–
1.8
1.9
3.7
2.9
4.6
–
1.8
1.8
2.8
2.2
4.2
–
0.9
1.5
2.9
1.8
3.3
13.9
0.3
0.6
1.1
0.6
1.3
5.3
0.0
0.0
0.0
0.0
0.0
21.3
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2014—continued
Fixed percent of annual earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
0.6
–
1.7
0.2
–
–
0.2
–
–
–
4.4
3.4
1.9
3.2
2.6
–
2.7
2.3
–
2.4
3.1
2.5
3.0
5.1
5.9
2.8
–
–
–
–
–
–
0.5
–
1.6
0.1
–
–
0.1
–
–
1.8
6.3
3.8
2.6
4.1
4.6
–
4.0
5.8
5.8
3.9
2.8
2.9
4.6
8.0
9.1
5.4
4.5
2.1
2.7
4.5
4.1
3.0
4.0
6.8
5.7
2.7
2.6
2.3
3.1
–
–
6.6
3.9
2.4
2.4
2.7
3.9
–
1.7
2.3
–
2.2
3.0
3.2
2.5
–
–
–
1.0
0.8
0.7
1.0
0.8
1.3
0.6
0.9
0.8
0.5
0.9
1.3
0.6
1.0
1.1
1.8
0.0
2.6
0.0
8.8
3.6
0.0
0.0
2.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
8.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
0.4
0.6
0.5
2.5
2.2
4.1
1.4
1.7
2.1
–
–
–
0.1
0.2
0.1
2.1
2.6
4.4
2.0
2.5
3.2
3.1
3.8
2.7
1.6
2.3
2.2
1.0
1.3
1.4
1.2
1.6
1.8
0.5
0.5
0.7
0.4
0.4
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.4
–
0.3
0.8
–
–
–
–
–
–
0.4
–
0.8
2.1
1.2
2.4
1.4
2.0
4.4
2.0
2.0
2.5
2.6
2.0
–
2.5
0.1
–
0.1
0.1
–
–
–
–
–
–
1.5
–
2.5
2.5
5.3
2.5
2.5
3.2
6.9
4.5
2.9
3.4
5.8
3.4
5.0
4.8
3.2
2.8
3.5
1.6
2.2
3.1
3.4
2.3
2.9
3.8
2.5
3.5
3.4
0.9
4.0
0.9
1.8
1.8
–
4.2
1.9
2.2
3.6
2.1
2.7
3.0
0.6
1.6
0.6
0.5
0.5
1.2
1.5
0.6
0.7
1.3
0.5
1.0
0.5
0.0
0.0
5.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2014
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
75
$170
$315
$584
$1,250
$2,400
25
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
69
70
69
88
77
79
76
77
170
170
170
170
170
170
170
170
500
500
500
–
250
–
250
500
1,000
1,000
900
546
595
584
595
577
1,923
1,800
2,000
595
1,500
1,666
1,385
1,000
2,500
2,500
2,500
1,300
2,500
4,615
2,500
–
31
30
31
12
23
21
24
23
76
78
73
68
78
170
200
170
170
170
–
500
300
250
488
546
600
500
500
500
600
1,200
600
750
595
–
2,000
1,500
1,500
1,500
24
22
27
32
22
Full time .................................................................
Part time ................................................................
73
87
170
170
350
–
595
500
1,500
595
2,500
750
27
13
Union .....................................................................
Nonunion ...............................................................
78
74
170
170
230
315
500
595
595
1,385
1,500
2,500
22
26
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
88
95
74
73
71
69
170
170
170
170
170
170
–
–
300
300
500
500
546
546
572
577
–
1,000
595
595
1,000
1,000
1,846
2,300
1,300
921
2,300
2,307
2,500
3,002
12
5
26
27
29
31
Goods-producing industries ...................................
Manufacturing ....................................................
68
64
170
170
350
350
595
595
1,000
1,000
2,000
2,000
32
36
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
76
75
72
78
75
65
170
170
170
170
170
170
315
–
400
200
–
–
584
523
572
572
500
–
1,300
1,000
–
1,000
577
2,500
2,500
2,308
2,500
4,615
1,167
3,464
24
25
28
22
25
35
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2014—continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
69
63
69
57
84
83
87
68
62
51
70
95
94
$170
170
170
–
170
–
170
170
170
170
170
170
170
–
–
$559
584
500
572
–
–
170
170
300
–
–
$1,000
1,000
1,400
1,000
–
1,000
559
584
584
595
584
–
–
$2,308
3,000
3,000
2,500
1,500
1,750
1,000
1,300
1,500
1,500
1,250
595
595
$4,153
5,769
–
3,000
2,400
2,309
2,000
2,500
2,000
1,650
2,500
–
–
31
37
31
43
16
17
13
32
38
49
30
5
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
84
85
83
68
73
63
170
170
170
170
170
170
–
170
300
450
488
–
559
561
559
600
650
595
1,000
750
1,000
1,500
1,500
1,500
1,800
1,500
2,308
2,500
2,500
2,500
16
15
17
32
27
37
87
66
91
70
73
65
66
55
56
54
78
75
81
170
315
170
300
300
300
300
200
200
–
–
–
–
170
500
170
500
500
500
500
400
–
500
500
500
500
559
1,000
559
1,000
1,000
1,000
–
700
700
–
–
1,500
–
595
1,000
595
1,750
1,800
1,500
1,731
1,250
1,250
1,385
2,192
2,000
2,300
1,300
2,309
1,000
2,500
2,500
2,800
2,771
2,500
2,500
–
2,500
2,500
2,500
13
34
9
30
27
35
34
45
44
46
22
25
19
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2014
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.4
$0.00
$30.46
$12.78
$130.81
$140.52
1.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.1
2.0
2.8
2.1
1.4
2.6
1.7
3.5
0.00
0.00
0.00
0.00
0.00
0.00
0.00
6.80
18.77
26.04
30.26
–
48.27
–
34.39
30.75
209.37
102.33
254.77
28.99
3.49
13.56
1.64
28.57
286.65
408.12
298.85
7.36
66.72
235.42
186.18
71.73
40.14
144.00
65.30
277.20
187.11
131.32
113.47
–
2.1
2.0
2.8
2.1
1.4
2.6
1.7
3.5
6.4
3.9
2.5
3.3
2.7
0.00
46.57
0.00
0.00
0.00
–
40.61
48.75
30.85
128.60
27.45
64.83
1.34
18.26
0.00
124.95
324.65
105.67
175.08
8.08
–
557.44
101.07
111.81
209.52
6.4
3.9
2.5
3.3
2.7
Full time .................................................................
Part time ................................................................
1.4
2.1
0.00
0.00
87.47
–
3.30
54.91
146.56
0.00
64.70
186.85
1.4
2.1
Union .....................................................................
Nonunion ...............................................................
2.8
1.4
0.00
0.00
51.78
63.65
2.54
3.02
37.00
188.25
272.27
142.27
2.8
1.4
Average wage within the following categories2:
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.1
1.3
2.1
1.8
1.6
2.3
0.00
0.00
0.00
0.00
0.00
0.00
–
–
29.41
35.45
0.00
48.37
25.49
163.59
13.65
12.56
–
182.01
0.67
0.13
28.38
211.49
276.65
379.32
327.31
268.32
280.75
136.44
183.15
635.06
2.1
1.3
2.1
1.8
1.6
2.3
Goods-producing industries ...................................
Manufacturing ....................................................
2.6
3.1
7.08
41.80
66.33
56.56
18.07
14.60
0.00
0.00
374.20
203.98
2.6
3.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
1.5
1.8
3.6
2.2
3.3
6.2
0.00
0.00
0.00
0.00
2.65
0.00
22.39
–
104.71
40.60
–
–
11.80
51.28
21.97
17.46
0.00
–
233.01
128.54
–
279.02
23.94
167.10
100.84
310.46
371.41
1,088.43
115.03
1,011.47
1.5
1.8
3.6
2.2
3.3
6.2
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2014—continued
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
3.5
3.0
4.3
4.5
2.3
2.3
3.9
4.0
3.9
3.9
4.7
2.4
2.9
$0.00
0.00
0.00
–
10.70
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
–
$56.25
36.85
30.45
21.93
–
–
0.00
0.00
71.92
–
–
$113.43
232.18
132.96
67.11
–
28.95
33.17
24.15
74.56
102.05
23.21
–
–
$372.00
464.38
561.57
628.64
284.84
342.10
251.60
185.45
190.73
155.06
268.74
0.00
0.00
$1,233.86
384.96
–
855.25
131.09
302.59
516.96
170.84
420.53
432.09
112.58
–
–
3.5
3.0
4.3
4.5
2.3
2.3
3.9
4.0
3.9
3.9
4.7
2.4
2.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.9
2.3
2.0
1.9
3.4
0.00
0.00
0.00
4.07
17.30
1.99
–
43.83
30.00
96.58
122.45
–
13.05
13.25
39.34
25.26
121.20
14.44
111.16
181.36
223.47
106.88
201.62
305.15
345.90
43.52
387.83
0.00
35.19
8.70
1.5
1.9
2.3
2.0
1.9
3.4
1.3
4.3
1.4
2.3
2.4
9.8
3.3
4.1
5.3
4.7
3.0
5.3
3.6
0.00
6.17
0.00
15.55
16.67
55.65
51.42
40.75
46.21
–
–
–
–
0.00
0.00
0.00
0.00
20.49
144.55
1.34
111.25
–
83.02
12.89
103.50
22.58
9.34
82.75
25.16
0.00
0.00
115.87
–
98.28
93.65
–
–
446.84
–
0.00
132.15
0.00
183.20
220.48
0.00
312.60
133.40
127.43
202.75
247.71
430.70
325.89
375.68
264.34
277.31
210.13
81.08
477.54
399.36
138.46
173.64
–
0.00
0.00
96.48
1.3
4.3
1.4
2.3
2.4
9.8
3.3
4.1
5.3
4.7
3.0
5.3
3.6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2014
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
6
94
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
6
6
6
7
6
8
6
10
10
6
6
4
94
94
94
93
94
92
94
90
90
94
94
96
Full time .................................................................
Part time ................................................................
7
4
93
96
Union .....................................................................
Nonunion ...............................................................
7
6
93
94
Average wage within the following categories1:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
6
7
6
7
93
94
93
94
93
Goods-producing industries ...................................
Manufacturing ....................................................
7
6
93
94
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
6
7
7
6
6
23
94
93
93
94
94
77
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2014—continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
Employee
contribution
required
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
4
6
5
3
8
7
5
6
9
10
5
96
94
95
97
92
93
95
94
91
90
95
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
5
5
6
7
6
9
95
95
94
93
94
91
6
6
6
7
8
7
5
6
5
7
7
6
94
94
94
93
92
93
95
94
95
93
93
94
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2014
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.5
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.7
0.9
1.5
0.7
1.6
0.8
2.0
2.5
0.8
1.3
1.0
0.7
0.7
0.9
1.5
0.7
1.6
0.8
2.0
2.5
0.8
1.3
1.0
Full time .................................................................
Part time ................................................................
0.5
0.7
0.5
0.7
Union .....................................................................
Nonunion ...............................................................
1.1
0.5
1.1
0.5
Average wage within the following categories1:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
0.8
0.7
0.6
0.8
1.3
0.8
0.7
0.6
0.8
Goods-producing industries ...................................
Manufacturing ....................................................
1.0
1.0
1.0
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.5
1.0
2.0
1.0
1.5
4.1
0.5
1.0
2.0
1.0
1.5
4.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2014—continued
Characteristics
Employee
contribution
required
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
1.3
0.9
0.8
1.0
1.6
1.2
1.4
1.3
1.5
1.5
1.6
1.3
0.9
0.8
1.0
1.6
1.2
1.4
1.3
1.5
1.5
1.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.8
1.3
0.7
0.9
1.1
0.7
0.8
1.3
0.7
0.9
1.1
1.3
1.1
1.7
0.8
1.2
1.4
1.1
0.7
0.8
1.5
1.5
1.6
1.3
1.1
1.7
0.8
1.2
1.4
1.1
0.7
0.8
1.5
1.5
1.6
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using ECEC data for March 2014.
Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2014
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
95
3
1
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
97
96
97
95
98
95
90
97
90
93
92
91
94
3
4
2
3
–
4
10
2
5
4
2
2
2
–
–
–
–
–
(1)
–
(1)
3
1
4
6
2
–
–
–
–
–
(1)
–
1
2
2
2
2
2
Full time .................................................................
Part time ................................................................
95
88
3
9
1
–
1
–
Union .....................................................................
Nonunion ...............................................................
80
97
7
3
9
(1)
4
(1)
Average wage within the following categories2:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
93
97
94
95
95
6
2
3
3
4
–
(1)
2
1
(1)
–
1
1
(1)
(1)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
91
89
93
4
6
1
4
6
4
2
–
2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
96
89
93
82
97
78
3
8
4
16
2
–
(1)
1
–
–
–
–
(1)
2
–
–
–
7
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2014—continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
94
97
98
99
97
92
98
98
98
99
98
97
99
100
100
100
5
1
1
1
2
–
2
–
–
1
–
–
1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
95
95
96
95
95
95
3
3
3
3
4
3
–
–
–
1
1
2
–
–
–
1
1
1
95
96
95
96
96
94
97
94
93
96
95
93
96
3
3
3
3
3
5
–
3
3
2
4
6
3
1
–
–
–
–
–
–
2
3
–
(1)
–
–
1
–
–
–
–
–
–
1
2
–
(1)
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Less than 0.5.
2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2014
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.4
0.3
0.2
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
1.0
0.4
1.2
1.3
0.5
1.4
0.5
1.7
1.8
1.1
1.7
1.1
0.5
1.0
0.4
0.7
–
0.5
1.3
0.4
1.6
1.5
0.3
0.5
0.3
–
–
–
–
–
0.1
–
0.2
0.7
0.4
0.9
1.6
0.6
–
–
–
–
–
0.2
–
0.2
0.6
0.9
0.6
0.6
0.7
Full time .................................................................
Part time ................................................................
0.4
2.2
0.3
2.0
0.2
–
0.1
–
Union .....................................................................
Nonunion ...............................................................
2.4
0.3
1.0
0.3
2.1
0.1
1.1
0.1
Average wage within the following categories1:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
0.4
0.7
0.6
0.9
1.5
0.3
0.5
0.5
0.9
–
0.2
0.6
0.2
0.1
–
0.2
0.3
0.1
0.1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.5
3.1
1.2
1.1
2.7
0.3
0.9
1.7
1.0
0.4
–
0.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
1.0
2.0
2.2
1.3
5.2
0.3
0.9
1.7
2.1
1.1
–
0.2
0.3
–
–
–
–
0.1
0.4
–
–
–
2.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2014—continued
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.4
1.0
0.5
0.6
1.0
6.1
0.7
0.8
1.1
0.3
0.4
0.5
0.4
0.0
0.0
0.0
1.4
0.3
0.3
0.3
0.7
–
0.8
–
–
0.3
–
–
0.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
(2)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.7
1.3
0.5
0.7
0.6
0.6
0.5
1.3
0.4
0.7
0.4
–
–
–
0.3
0.2
0.5
–
–
–
0.2
0.3
0.2
0.6
0.7
0.8
0.6
0.6
2.3
1.4
0.8
0.8
1.8
1.0
2.1
1.1
0.4
0.6
0.5
0.6
0.6
2.2
–
0.5
0.7
0.5
1.0
2.1
1.0
0.6
–
–
–
–
–
–
0.6
0.6
–
0.2
–
–
0.2
–
–
–
–
–
–
0.4
0.6
–
0.1
–
–
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using ECEC data for March 2014.
2 Less than 0.05.
Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2014
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
25
63
5
5
1
57.8
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
27
27
27
27
–
26
21
27
23
20
20
20
20
61
61
61
66
68
63
69
61
68
72
70
67
73
5
5
6
–
–
6
4
6
6
4
–
–
–
6
6
6
2
–
5
–
5
2
–
5
6
4
1
1
1
–
–
1
–
1
1
–
–
–
–
57.6
57.6
57.7
57.3
58.4
57.9
57.9
57.9
57.8
58.1
58.4
58.5
58.2
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
25
27
64
60
5
–
5
8
1
–
57.8
57.6
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
31
25
58
64
6
5
3
5
1
1
57.4
57.8
60.0
60.0
Average wage within the following categories1:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
23
26
24
26
25
71
65
64
61
60
3
5
5
6
7
–
4
6
6
6
–
1
1
1
1
57.3
57.6
58.1
57.8
58.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
20
8
21
67
90
64
7
–
7
6
–
7
(2)
–
(2)
58.6
59.6
58.4
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
26
19
16
14
23
39
63
71
72
76
74
27
5
5
6
–
–
23
5
4
–
6
2
–
1
1
–
–
–
–
57.6
58.4
58.2
58.9
58.0
59.0
60.0
60.0
60.0
60.0
60.0
60.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2014—continued
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
26
35
38
42
28
–
24
25
26
30
7
6
36
–
–
–
64
52
47
43
55
84
60
60
61
64
76
80
62
72
62
64
4
7
8
9
9
–
–
7
–
2
–
8
–
–
–
–
4
5
5
–
–
–
8
8
–
3
9
–
1
–
–
–
2
1
1
–
–
–
–
–
–
1
–
–
–
–
–
–
57.5
57.3
57.0
56.6
58.1
59.5
57.9
57.3
57.9
56.8
60.5
60.3
55.9
58.8
58.5
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
21
21
19
28
19
36
68
68
70
61
69
53
5
5
5
5
5
6
5
5
6
5
5
5
1
1
1
1
1
2
( )
58.3
58.2
58.6
57.5
58.2
56.8
60.0
60.0
60.0
60.0
60.0
60.0
24
24
24
27
30
23
25
22
24
17
26
26
27
66
68
65
64
61
66
68
67
67
69
55
59
53
3
3
3
4
4
–
4
5
5
5
10
11
10
6
3
7
4
4
6
–
5
–
8
7
–
9
1
1
1
1
1
–
–
1
–
1
1
–
1
58.1
57.7
58.3
57.0
56.8
57.5
57.1
58.3
57.9
59.3
58.1
58.0
58.2
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
Northeast ...............................................................
New England .....................................................
Middle Atlantic ...................................................
South .....................................................................
South Atlantic ....................................................
East South Central ............................................
West South Central ...........................................
Midwest .................................................................
East North Central .............................................
West North Central ............................................
West ......................................................................
Mountain ............................................................
Pacific ................................................................
1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2014.
2 Less than 0.5.
Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2014
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.2
1.2
0.5
0.6
0.1
0.2
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.7
1.9
2.5
3.4
–
1.4
2.2
1.8
2.9
2.6
1.7
2.1
2.5
1.9
2.1
2.5
3.8
10.0
1.7
2.9
1.9
3.4
3.3
1.9
2.5
2.9
0.7
0.7
1.0
–
–
0.6
1.3
0.7
2.2
1.7
–
–
–
0.8
0.8
1.0
0.6
–
0.8
–
0.8
0.7
–
1.2
1.7
1.2
0.2
0.2
0.2
–
–
0.3
–
0.2
0.5
–
–
–
–
0.3
0.3
0.4
0.4
1.1
0.2
0.3
0.2
0.6
0.5
0.2
0.3
0.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
1.1
3.9
1.1
4.5
0.5
–
0.6
1.8
0.1
–
0.2
0.6
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
3.0
1.2
3.3
1.3
2.1
0.5
0.7
0.7
0.5
0.1
0.4
0.2
0.0
0.0
Average wage within the following categories1:
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.9
2.0
1.5
1.4
2.0
4.0
2.2
1.6
1.7
2.6
1.2
0.8
0.7
0.8
1.2
–
0.6
1.0
0.8
1.2
–
0.3
0.2
0.1
0.2
0.5
0.3
0.2
0.2
0.3
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.7
2.8
1.9
2.4
3.0
2.8
1.4
–
1.5
1.1
–
1.3
0.1
–
0.1
0.2
0.4
0.3
0.0
0.0
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.4
1.6
2.7
2.9
3.7
4.9
1.3
2.0
3.9
3.5
3.8
4.5
0.5
1.0
2.0
–
–
6.2
0.6
0.8
–
1.6
1.0
–
0.1
0.3
–
–
–
–
0.2
0.3
0.5
0.5
0.4
1.1
0.0
0.0
0.0
0.0
0.0
0.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2014—continued
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.6
2.1
2.2
2.7
3.3
–
2.8
3.7
7.5
3.2
1.7
1.2
3.9
–
–
–
4.1
2.0
2.0
2