National Compensation Survey: Employee
Benefits in the United States, March 2013
U.S. Department of Labor
Thomas E. Perez, Secretary of Labor
U.S. Bureau of Labor Statistics
Erica L. Groshen, Commissioner
September 2013
Bulletin 2776
Contents
Overview
Tables organized by ownership
Employee benefits data tables: United States, March 2013 
Civilian (includes private industry and state and local government establishments) 
Private industry (excludes agricultural establishments, private households, and the self‐employed) 
State and local government (excludes Federal employees) Technical note
Appendix table 1: Survey establishment response
Appendix table 2: Number of workers represented
Overview
The National Compensation Survey (NCS) provides comprehensive measures of compensation cost trends, as
well as incidence and detailed provisions of employee benefit plans. This bulletin presents estimates of the
incidence and key provisions of selected employee benefit plans. Estimates presented are on benefits for civilian
workers—workers in private industry and in state and local government—by various employee and employer
characteristics. For the purposes of the NCS, Federal Government, agricultural, and household workers, and
workers who are self-employed, are excluded.
Questions regarding these data and recent and historical NCS benefits data can be addressed by calling the
information line at (202) 691–6199 or by e-mailing [email protected]. Information is available to sensoryimpaired individuals upon request, telephone: (202) 691–5200; Federal Relay Service: (800) 877–8339. Data
requests may also be sent by mail to the U.S. Bureau of Labor Statistics, Division of Compensation Data
Analysis and Planning, 2 Massachusetts Avenue, NE, Room 4175, Washington, DC 20212. Material in this
publication is in the public domain and, with appropriate credit, may be reproduced without permission.
U. S. Bureau of Labor Statistics (BLS) field economists collected and reviewed the survey data. The Office of
Compensation and Working Conditions, in cooperation with the Office of Field Operations and the Office of
Technology and Survey Processing (all in the BLS National Office), designed the survey, processed the data,
and prepared the survey for publication. The survey could not have been conducted without the cooperation of
the many private businesses and state and local government agencies and jurisdictions that provided benefits
data included in this bulletin. BLS thanks these respondents for their cooperation.
Civilian Tables
Types of Benefits:
・ Retirement benefits
・ Healthcare benefits
・ Life, short-term, and long-term disability insurance benefits
・ Paid time-off benefits
・ Other benefits (Quality of life, financial, health-related, nonproduction bonuses, and
unmarried domestic partner)
・ Benefit combinations (Medical care and paid leave)
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2013
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
68
54
80
28
26
90
55
38
69
83
85
82
86
73
76
72
81
88
89
88
94
43
38
45
73
39
35
41
68
92
90
92
94
64
75
59
36
48
61
43
19
75
81
72
54
95
78
45
79
70
67
73
69
91
66
30
63
54
43
60
56
96
84
67
80
77
64
83
82
89
40
17
52
23
11
29
30
86
36
16
49
19
8
25
29
96
90
94
95
84
69
88
96
28
66
34
44
62
63
62
57
11
47
17
20
44
39
47
41
41
71
50
45
71
63
75
73
65
73
69
73
65
53
60
52
57
48
81
82
76
78
74
33
27
26
22
29
33
26
23
20
25
98
95
89
93
86
49
64
57
66
48
34
48
38
47
30
70
75
67
71
62
Full time .................................................................
Part time ................................................................
78
37
65
21
83
57
34
12
31
9
92
80
63
29
46
14
72
47
Union .....................................................................
Nonunion ...............................................................
95
63
89
48
93
76
83
19
79
17
94
87
44
57
28
40
65
70
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
40
28
70
80
89
90
22
11
54
68
80
82
54
38
77
85
90
91
9
5
23
36
50
50
7
3
21
33
46
45
79
66
89
92
92
91
35
24
59
63
68
72
17
8
40
47
54
57
48
33
68
74
79
79
Goods-producing industries ...................................
75
61
81
25
24
93
69
52
75
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
67
76
86
90
87
68
90
91
53
65
80
86
78
54
77
87
79
86
93
95
89
79
86
96
29
43
72
84
54
23
49
85
26
40
66
81
44
21
44
82
90
93
93
96
83
92
90
95
53
50
35
25
62
60
76
35
36
33
20
9
43
42
55
17
68
66
56
38
70
70
72
50
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2013—Continued
(All workers = 100 percent)
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
50
45
65
85
80
89
36
33
46
71
61
80
72
73
71
84
76
90
10
8
16
45
28
62
9
7
15
41
25
56
90
90
90
90
89
91
45
42
56
64
67
61
31
29
36
45
46
44
68
69
65
70
68
71
68
67
70
73
67
72
68
66
65
55
55
56
58
52
57
52
51
53
81
83
81
79
77
80
77
77
82
29
33
31
27
26
31
23
22
30
26
30
28
23
22
29
21
20
28
90
91
91
86
88
92
92
91
93
53
52
58
60
59
53
57
55
48
39
36
40
43
38
36
39
38
36
73
70
68
72
64
69
68
69
74
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
4 Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2013
All retirement benefits3
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.5
0.6
0.5
0.7
0.7
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
1.2
0.8
1.5
0.7
1.1
0.8
1.3
0.6
0.9
0.6
0.6
0.9
1.2
1.2
1.6
0.8
1.2
1.1
1.5
0.7
1.1
0.8
1.0
1.0
1.3
1.1
2.0
1.0
1.3
1.1
1.5
0.9
1.1
1.2
2.5
1.6
2.6
1.5
2.5
0.9
1.3
1.3
1.6
1.5
2.5
1.1
2.5
0.8
1.2
1.1
1.6
0.6
1.6
1.6
2.4
0.7
1.3
0.7
1.2
1.5
2.9
0.9
3.0
0.6
0.6
0.9
1.5
1.6
2.8
0.9
2.8
0.6
0.6
0.8
1.5
0.6
1.7
0.7
0.8
1.5
3.4
1.3
0.9
2.2
2.4
1.4
2.7
0.9
1.2
1.2
1.7
1.5
2.1
0.8
1.7
0.8
1.1
1.0
1.6
3.5
2.0
1.8
3.4
0.8
1.3
0.9
1.5
2.5
2.1
1.8
1.8
2.3
2.4
2.3
1.4
1.6
1.8
2.0
1.5
1.2
1.5
1.6
2.3
2.0
1.3
1.5
1.6
2.3
2.0
1.0
1.4
1.3
0.8
1.4
1.5
1.6
2.1
2.6
2.2
1.6
1.8
2.1
2.2
2.3
1.2
1.5
1.6
2.5
1.8
1.3
1.5
2.1
Full time .................................................................
Part time ................................................................
0.6
1.5
0.6
0.8
0.5
1.5
0.7
0.6
0.6
0.4
0.7
2.3
0.6
1.3
0.6
0.6
0.6
1.6
Union .....................................................................
Nonunion ...............................................................
0.4
0.8
0.7
0.7
0.6
0.6
1.0
0.5
1.2
0.5
0.7
0.9
1.3
0.7
1.2
0.6
1.6
0.6
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
1.8
1.0
0.8
0.8
1.0
0.9
0.8
1.1
0.8
0.8
1.0
1.5
2.2
0.9
0.6
0.5
0.6
0.7
0.7
0.7
0.9
1.0
1.3
0.6
0.5
0.6
0.9
1.0
1.3
2.4
6.4
0.9
0.9
0.6
0.9
1.2
1.7
1.2
1.0
1.0
1.2
0.7
0.7
1.2
0.8
1.0
1.3
1.4
2.1
1.0
0.8
0.8
1.1
Goods-producing industries ...................................
1.1
1.2
1.0
1.2
1.2
1.1
1.4
1.3
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.7
1.5
1.0
0.7
1.4
2.4
0.9
1.4
0.7
1.4
0.9
0.7
1.5
2.2
1.3
1.4
0.6
0.9
0.5
0.5
1.0
1.6
1.0
0.7
0.6
1.7
1.2
0.8
2.4
2.1
3.0
1.6
0.5
1.5
1.1
0.9
1.5
2.0
2.8
1.6
0.8
1.2
1.3
0.6
4.8
1.5
2.0
0.7
0.8
1.5
1.6
1.9
2.3
2.2
1.6
2.5
0.6
1.2
1.0
1.1
1.6
1.8
1.7
1.7
0.7
1.5
1.8
3.0
1.9
1.9
1.8
4.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2013—Continued
All retirement benefits3
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.1
2.2
0.7
1.2
0.9
0.9
1.0
2.0
0.7
1.1
0.8
1.1
1.3
1.8
0.5
0.8
0.5
0.5
0.6
1.3
0.9
1.1
1.5
0.5
0.5
1.4
0.8
1.1
1.2
1.7
1.7
2.9
0.7
1.0
0.9
0.9
1.0
2.2
0.8
1.2
1.3
0.9
0.9
1.7
0.7
1.0
1.1
1.2
1.4
1.7
0.7
1.0
1.0
3.3
2.1
1.4
1.3
2.0
2.4
1.9
2.0
1.9
3.9
2.2
1.0
2.5
1.6
1.6
1.6
2.0
1.3
2.1
1.1
1.1
3.0
0.9
1.4
1.8
3.0
1.2
3.7
1.7
1.5
2.5
1.2
1.7
0.9
3.3
1.1
3.7
1.6
1.4
1.3
1.0
1.9
0.8
2.8
1.0
1.7
0.9
1.0
6.3
1.5
1.7
0.5
1.7
1.2
2.7
1.6
1.5
1.6
1.8
3.0
1.9
2.4
2.0
2.8
1.6
1.0
2.2
1.4
2.1
1.5
1.6
1.5
2.1
1.6
1.7
3.0
1.1
1.2
1.9
3.2
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
4 Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2013
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
67
33
82
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
67
69
66
60
33
31
34
40
83
84
83
80
17
16
17
20
53
67
62
78
67
73
65
62
47
33
38
22
33
27
35
38
80
82
78
86
81
84
80
79
20
18
22
14
19
16
20
21
48
71
69
69
70
52
29
31
31
30
73
82
84
83
85
27
18
16
17
15
Full time .................................................................
Part time ................................................................
67
67
33
33
82
80
18
20
Union .....................................................................
Nonunion ...............................................................
60
67
40
33
81
82
19
18
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
72
72
65
66
67
68
28
28
35
34
33
32
83
83
79
82
84
84
17
17
21
18
16
16
Goods-producing industries ...................................
66
34
82
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
67
61
60
52
65
61
66
60
33
39
40
48
35
39
34
40
82
80
83
81
85
80
81
83
18
20
17
19
15
20
19
17
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2013—Continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
63
63
64
69
72
66
37
37
36
31
28
34
79
78
82
84
85
82
21
22
18
16
15
18
69
66
63
65
66
75
71
69
65
31
34
37
35
34
25
29
31
35
88
87
80
77
80
86
84
83
80
12
13
20
23
20
14
16
17
20
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold. The categories were formed using
percentile estimates generated using data from the
National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may
not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March 2013
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
1.1
1.1
0.8
0.8
1.4
1.8
1.6
3.5
1.4
1.8
1.6
3.5
1.0
1.4
1.3
3.5
1.0
1.4
1.3
3.5
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
6.0
2.6
3.1
3.7
1.3
2.0
1.6
2.6
6.0
2.6
3.1
3.7
1.3
2.0
1.6
2.6
6.0
2.1
3.3
3.0
1.1
1.6
1.4
2.6
6.0
2.1
3.3
3.0
1.1
1.6
1.4
2.6
3.4
3.3
1.4
1.8
1.9
3.4
3.3
1.4
1.8
1.9
3.1
3.5
1.3
1.6
1.5
3.1
3.5
1.3
1.6
1.5
Full time .................................................................
Part time ................................................................
1.1
2.1
1.1
2.1
0.9
2.0
0.9
2.0
Union .....................................................................
Nonunion ...............................................................
2.6
1.1
2.6
1.1
1.9
0.9
1.9
0.9
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
2.6
1.9
1.3
1.3
1.8
1.6
2.6
1.9
1.3
1.3
1.8
1.6
2.6
2.0
0.9
0.9
1.3
1.6
2.6
2.0
0.9
0.9
1.3
Goods-producing industries ...................................
1.4
1.4
1.2
1.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.3
2.3
2.8
5.3
3.0
2.9
2.2
5.3
1.3
2.3
2.8
5.3
3.0
2.9
2.2
5.3
1.0
1.8
2.4
5.6
2.1
2.3
1.8
2.8
1.0
1.8
2.4
5.6
2.1
2.3
1.8
2.8
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, civilian workers,1 National Compensation Survey, March
2013—Continued
Employee contribution
Characteristics
Required
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Not required
Employee contribution
option
Pretax
Not pretax
1.9
2.4
2.2
0.9
1.2
1.3
1.9
2.4
2.2
0.9
1.2
1.3
1.6
2.1
2.3
0.8
0.9
1.2
1.6
2.1
2.3
0.8
0.9
1.2
3.4
4.9
1.7
5.7
1.7
1.5
2.7
3.3
2.4
3.4
4.9
1.7
5.7
1.7
1.5
2.7
3.3
2.4
2.4
2.4
1.7
5.6
1.7
2.8
2.3
3.4
1.7
2.4
2.4
1.7
5.6
1.7
2.8
2.3
3.4
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold. The categories were formed using
percentile estimates generated using data from the
National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2013
(All workers = 100 percent)
Healthcare3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
72
59
81
72
54
75
88
94
86
86
76
81
74
75
86
87
86
88
88
94
85
86
69
73
68
70
79
78
79
81
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
97
81
47
70
73
62
79
79
86
67
33
61
58
46
64
64
88
83
72
87
79
75
81
81
97
81
46
70
73
62
79
79
79
60
31
58
53
43
59
60
82
74
67
83
74
69
75
77
73
84
76
84
69
60
67
63
70
56
82
80
82
83
81
73
84
76
84
69
58
63
58
64
52
79
75
76
77
75
Full time .................................................................
Part time ................................................................
88
24
73
15
83
62
88
24
67
13
77
56
Union .....................................................................
Nonunion ...............................................................
95
69
85
54
89
79
95
68
79
50
83
73
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
21
78
88
94
95
25
12
62
75
82
84
65
55
80
85
87
89
38
21
78
88
94
95
23
11
58
70
75
76
60
52
74
79
80
80
Goods-producing industries ...................................
86
73
84
86
68
79
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
70
79
86
88
86
75
89
88
57
65
75
77
76
58
77
82
81
82
87
87
88
78
86
93
70
79
85
88
86
74
89
88
52
60
68
70
71
54
69
78
74
76
80
80
82
72
78
88
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2013—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
47
37
79
27
21
79
71
53
75
62
68
59
53
51
56
49
45
82
83
82
85
36
38
36
35
29
31
28
28
81
83
80
81
86
92
84
85
68
72
66
68
79
78
79
81
59
62
26
46
46
39
50
46
51
47
19
39
36
29
40
36
85
77
73
84
78
74
79
79
39
31
17
30
23
15
27
31
32
24
12
24
18
11
22
25
82
77
74
81
78
76
79
81
95
81
46
69
71
60
77
77
78
60
31
57
52
42
58
59
82
75
67
83
74
70
75
77
42
50
48
53
43
35
38
38
43
33
83
75
80
82
77
32
30
26
28
25
27
23
22
23
20
85
77
82
83
80
71
82
75
82
68
55
62
56
63
50
78
75
76
77
74
Full time .................................................................
Part time ................................................................
57
14
46
9
81
63
32
9
26
6
80
69
86
23
66
13
77
55
Union .....................................................................
Nonunion ...............................................................
74
42
63
33
86
77
57
21
48
16
84
77
93
67
77
49
83
73
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
18
10
47
58
70
76
12
6
36
48
59
64
65
58
76
82
84
84
10
6
24
33
43
46
7
4
18
27
35
38
70
62
77
82
81
82
37
21
76
87
92
93
22
11
57
68
73
74
60
51
74
79
80
80
Goods-producing industries ...................................
57
47
83
33
27
84
84
66
79
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
45
48
53
53
57
44
70
62
35
38
44
44
47
34
56
55
79
80
83
84
84
77
80
89
26
27
34
35
33
23
38
45
20
21
26
27
25
18
29
39
78
78
78
79
76
77
78
87
69
78
84
86
86
73
89
86
51
59
67
69
71
53
69
76
74
76
80
80
82
72
77
88
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Healthcare3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
58
54
70
86
83
89
44
41
54
73
67
78
76
76
76
84
81
87
57
53
70
86
83
89
41
38
50
66
62
70
72
72
71
77
75
79
73
72
74
70
73
77
73
70
71
59
60
58
57
58
62
59
56
61
82
83
79
81
80
82
80
80
85
73
72
73
70
73
76
73
69
71
52
56
53
51
54
60
55
51
56
72
77
72
73
74
78
75
74
79
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2013—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
30
26
43
62
55
69
23
20
31
50
44
56
77
78
73
80
79
82
17
13
28
36
28
44
13
10
21
29
22
35
76
77
75
80
80
80
56
52
69
84
81
88
40
37
49
65
61
70
72
72
71
77
75
79
51
50
49
47
42
38
38
48
55
41
41
38
37
32
28
30
38
46
79
82
78
78
76
74
78
80
83
19
32
26
21
23
17
18
25
43
14
26
19
16
17
14
15
20
35
75
83
76
77
73
82
82
79
83
69
71
72
68
71
74
72
68
70
49
55
52
50
53
58
54
50
55
71
77
72
73
74
78
75
73
78
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
4 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2013
Healthcare3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.3
0.7
0.6
0.4
0.6
0.8
0.8
1.0
0.7
0.9
0.8
1.0
0.5
0.6
0.6
0.8
0.6
0.8
0.8
1.0
0.6
1.0
0.8
1.1
0.5
0.8
0.6
0.8
0.6
2.2
1.5
2.7
0.8
1.1
1.1
1.5
1.0
2.1
1.2
2.5
0.8
1.2
1.2
1.5
0.8
1.4
1.4
1.4
0.6
1.1
0.8
0.9
0.6
2.2
1.5
2.7
0.8
1.1
1.1
1.5
1.1
2.0
1.1
2.4
0.8
1.1
1.2
1.4
0.9
1.6
1.5
1.5
0.7
1.2
0.9
0.9
2.7
1.8
1.9
1.7
2.5
2.4
1.9
1.6
1.7
2.0
1.6
1.3
0.6
1.0
1.0
2.7
1.8
1.9
1.6
2.5
2.3
1.8
1.4
1.4
1.9
1.5
1.3
0.8
1.1
1.3
Full time .................................................................
Part time ................................................................
0.6
1.1
0.5
0.6
0.3
1.7
0.6
1.1
0.5
0.6
0.4
1.7
Union .....................................................................
Nonunion ...............................................................
0.5
0.8
0.6
0.7
0.5
0.4
0.5
0.8
0.7
0.7
0.6
0.4
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.5
0.9
0.7
0.5
0.4
1.0
1.0
1.0
0.7
0.5
0.7
1.3
2.7
0.7
0.5
0.4
0.6
1.2
1.5
0.9
0.7
0.4
0.4
0.9
0.9
0.9
0.7
0.5
0.8
1.4
2.7
0.7
0.6
0.5
0.7
Goods-producing industries ...................................
0.9
1.0
0.8
0.9
1.0
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.8
1.3
0.8
0.5
1.4
2.1
0.8
1.5
0.7
1.2
0.9
0.7
1.7
1.9
0.9
1.4
0.4
0.8
0.7
0.8
1.1
1.4
0.6
0.6
0.8
1.3
0.8
0.5
1.4
2.1
0.8
1.5
0.6
1.2
0.9
0.8
1.8
1.8
0.9
1.4
0.4
0.9
0.8
0.9
1.4
1.4
0.7
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2013—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.4
0.7
0.6
0.5
0.7
0.6
0.4
1.1
1.4
1.2
1.6
0.9
1.2
1.0
1.3
0.5
0.7
0.7
1.0
1.1
1.4
1.2
1.7
0.9
1.2
1.1
1.4
0.7
0.9
0.9
1.8
0.7
0.8
0.8
1.0
0.7
1.0
0.8
1.2
0.5
0.8
0.6
0.8
2.1
2.7
1.2
2.7
0.9
1.1
1.1
1.9
1.8
2.3
0.9
2.4
0.7
0.9
0.9
1.5
1.3
2.0
1.3
1.9
0.6
1.2
0.8
1.4
2.3
3.3
1.0
2.7
0.8
1.0
1.0
1.7
1.9
2.8
0.8
2.1
0.7
0.9
0.8
1.4
2.1
1.9
1.4
2.4
0.9
2.4
1.1
1.7
0.7
2.2
1.5
2.8
0.8
1.1
1.1
1.4
1.1
1.9
1.1
2.5
0.8
1.2
1.2
1.4
0.9
1.4
1.5
1.5
0.8
1.2
1.0
0.9
2.7
2.6
1.7
2.2
2.0
2.3
2.2
1.6
2.0
1.7
1.9
2.0
1.1
1.5
1.6
2.6
1.9
1.4
1.8
1.6
2.4
1.6
1.2
1.5
1.4
2.0
2.2
1.2
2.1
1.5
2.6
1.8
1.9
1.8
2.4
2.2
1.8
1.4
1.6
1.9
1.5
1.3
0.8
1.1
1.3
Full time .................................................................
Part time ................................................................
0.8
0.8
0.7
0.5
0.4
1.6
0.8
0.6
0.7
0.4
0.5
2.0
0.6
1.0
0.5
0.6
0.4
1.8
Union .....................................................................
Nonunion ...............................................................
1.0
0.8
1.0
0.6
0.7
0.5
1.3
0.7
1.2
0.6
0.8
0.7
0.6
0.8
0.8
0.7
0.6
0.5
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.1
1.1
0.9
0.9
1.1
0.7
0.7
0.9
0.8
0.9
1.1
1.5
2.6
0.6
0.7
0.7
0.7
0.8
0.8
1.0
1.1
0.9
1.3
0.6
0.5
0.8
0.9
0.8
1.2
1.9
4.1
0.9
0.7
0.7
0.8
1.2
1.5
0.9
0.8
0.5
0.6
0.9
0.9
0.9
0.7
0.5
0.9
1.4
2.8
0.7
0.6
0.5
0.7
Goods-producing industries ...................................
1.4
1.1
1.0
1.6
1.5
1.4
0.9
1.0
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.8
1.6
1.4
1.8
2.3
2.3
2.3
2.6
0.6
1.2
1.3
1.5
2.2
1.8
1.9
2.3
0.5
0.7
0.8
1.2
1.0
1.1
0.9
0.9
0.7
1.4
1.4
1.8
2.3
2.1
3.1
2.4
0.6
1.1
1.2
1.4
2.0
1.7
2.6
2.2
0.6
1.0
1.4
1.8
2.1
1.5
1.3
1.1
0.8
1.3
0.8
0.6
1.4
2.0
0.9
1.6
0.6
1.1
0.9
0.9
1.8
1.7
1.0
1.6
0.5
0.9
0.7
0.8
1.4
1.4
0.8
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2013—Continued
Healthcare3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
1.1
1.2
2.1
0.6
1.0
0.7
0.9
1.1
1.8
0.5
1.1
0.8
0.7
0.9
1.4
0.4
0.6
0.6
1.1
1.2
2.1
0.6
1.0
0.7
0.9
1.0
1.7
0.5
1.0
0.9
0.8
0.9
1.4
0.5
0.7
0.8
4.1
2.3
1.5
1.9
2.1
3.2
1.6
1.4
1.9
3.2
1.9
1.5
1.6
1.7
3.6
1.8
1.9
1.3
0.7
0.8
0.7
1.6
0.6
2.0
1.2
2.0
0.8
4.2
2.3
1.6
1.9
2.1
3.2
1.5
1.5
1.8
3.5
1.4
1.3
1.5
1.6
3.5
1.6
1.9
1.2
0.9
1.2
0.7
1.5
0.7
1.9
1.2
1.9
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2013—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.0
2.1
0.8
1.3
1.1
0.8
0.8
1.5
0.7
1.2
1.0
1.0
1.2
1.6
0.4
0.8
0.7
0.7
0.7
1.9
1.0
1.3
1.3
0.6
0.6
1.5
0.8
1.1
1.1
1.2
1.7
1.8
0.6
1.3
0.8
1.0
1.2
2.1
0.6
1.1
0.7
0.9
1.1
1.7
0.6
1.1
0.9
0.8
1.0
1.4
0.5
0.7
0.8
3.6
2.4
2.0
2.4
1.6
2.3
2.1
2.4
1.1
2.4
2.1
1.5
1.4
1.3
1.8
1.7
1.6
1.0
1.7
0.8
0.7
1.8
1.1
2.4
1.4
1.7
0.7
1.2
2.6
1.6
1.4
1.2
2.1
2.0
4.7
1.0
0.9
2.0
1.2
1.1
1.0
1.8
1.7
3.7
0.8
3.0
1.4
1.4
1.9
1.5
1.4
2.6
1.7
0.7
3.7
2.3
1.6
1.8
1.9
3.2
1.5
1.8
1.7
3.1
1.3
1.3
1.6
1.5
3.6
1.6
2.1
1.1
0.9
1.3
0.8
1.6
0.7
2.1
1.3
1.9
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
4 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2013
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
81
19
69
31
82
81
83
87
18
19
17
13
70
70
70
67
30
30
30
33
87
80
80
85
78
72
81
82
13
20
20
15
22
28
19
18
66
71
64
74
67
62
69
69
34
29
36
26
33
38
31
31
84
80
80
79
80
16
20
20
21
20
71
67
72
73
71
29
33
28
27
29
Full time .................................................................
Part time ................................................................
81
74
19
26
69
64
31
36
Union .....................................................................
Nonunion ...............................................................
87
79
13
21
80
65
20
35
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
75
72
79
81
83
83
25
28
21
19
17
17
59
57
66
70
73
74
41
43
34
30
27
26
Goods-producing industries ...................................
81
19
74
26
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
81
83
85
86
85
81
82
88
19
17
15
14
15
19
18
12
67
66
66
64
71
67
74
77
33
34
34
36
29
33
26
23
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2013—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
80
78
81
79
83
21
20
22
19
21
17
63
63
64
72
68
74
37
37
36
28
32
26
78
83
80
81
79
80
80
82
82
22
17
20
19
21
20
20
18
18
74
75
74
67
64
61
62
68
69
26
25
26
33
36
39
38
32
31
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2013
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.4
0.4
0.4
0.4
0.4
0.6
0.4
0.4
0.4
0.6
0.5
0.6
0.6
1.1
0.5
0.6
0.6
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.8
0.6
0.7
0.3
0.5
0.4
0.6
0.7
0.8
0.6
0.7
0.3
0.5
0.4
0.6
1.3
1.5
1.3
1.6
0.5
0.7
0.6
1.2
1.3
1.5
1.3
1.6
0.5
0.7
0.6
1.2
1.0
0.7
0.5
0.6
0.7
1.0
0.7
0.5
0.6
0.7
1.5
1.7
0.6
0.7
1.0
1.5
1.7
0.6
0.7
1.0
Full time .................................................................
Part time ................................................................
0.2
0.9
0.2
0.9
0.4
0.8
0.4
0.8
Union .....................................................................
Nonunion ...............................................................
0.4
0.3
0.4
0.3
0.6
0.5
0.6
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
1.5
0.4
0.3
0.3
0.5
0.7
1.5
0.4
0.3
0.3
0.5
0.9
2.2
0.8
0.5
0.5
0.6
0.9
2.2
0.8
0.5
0.5
0.6
Goods-producing industries ...................................
0.5
0.5
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.3
0.5
0.5
0.6
0.8
0.7
0.7
0.5
0.3
0.5
0.5
0.6
0.8
0.7
0.7
0.5
0.5
0.8
0.9
1.0
2.1
1.1
0.6
0.8
0.5
0.8
0.9
1.0
2.1
1.1
0.6
0.8
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2013—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.5
0.6
0.7
0.3
0.4
0.4
0.5
0.6
0.7
0.3
0.4
0.4
0.8
1.1
1.1
0.4
0.6
0.4
0.8
1.1
1.1
0.4
0.6
0.4
0.4
0.6
0.4
0.9
0.6
1.5
0.7
1.0
0.7
0.4
0.6
0.4
0.9
0.6
1.5
0.7
1.0
0.7
1.0
0.4
0.8
2.9
0.9
2.5
1.2
0.8
1.2
1.0
0.4
0.8
2.9
0.9
2.5
1.2
0.8
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2013
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$387.58
19
$492.33
81
$362.85
$111.00
100
100
100
100
408.20
389.34
416.69
461.16
20
15
22
32
477.39
483.66
475.43
502.49
80
85
78
68
391.21
372.58
400.31
441.99
109.29
108.37
109.74
113.98
100
100
100
100
100
100
100
100
465.45
399.34
373.73
439.13
358.94
299.39
383.73
417.69
33
10
19
24
16
10
19
29
502.59
512.43
476.95
506.68
458.73
385.38
474.81
590.67
67
90
81
76
84
90
81
71
446.94
386.37
348.90
418.16
339.75
289.98
362.74
346.61
118.46
108.46
105.37
103.86
114.50
122.67
110.73
117.89
100
100
100
100
100
460.93
383.54
379.42
374.52
384.97
39
21
17
14
20
637.77
521.49
509.67
516.06
504.56
61
79
83
86
80
346.62
346.60
353.13
351.36
355.28
116.78
118.57
110.48
110.50
110.46
Full time .................................................................
Part time ................................................................
100
100
391.18
330.92
19
17
495.56
434.56
81
83
366.31
309.90
109.27
137.33
Union .....................................................................
Nonunion ...............................................................
100
100
491.72
359.78
36
15
572.20
440.88
64
85
447.37
345.79
113.25
110.54
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
324.54
310.42
363.03
398.09
421.08
426.46
15
16
17
20
22
21
421.95
458.28
459.19
494.95
528.88
522.33
85
84
83
80
78
79
307.00
282.93
344.02
373.39
391.55
400.79
119.20
124.58
109.41
109.90
110.07
108.34
Goods-producing industries ...................................
100
393.99
19
565.07
81
354.97
107.42
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
386.17
417.67
444.81
454.50
431.63
393.07
420.83
477.82
19
21
27
31
18
16
14
27
476.89
483.60
494.93
500.51
483.93
465.73
518.58
529.43
81
79
73
69
82
84
86
73
364.59
399.92
425.99
433.83
420.44
379.55
405.50
458.66
111.79
109.31
111.97
117.85
97.94
107.22
108.25
94.35
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2013—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$369.87
371.43
366.01
397.65
374.69
418.07
24
25
22
16
14
18
$486.58
484.31
493.07
497.16
491.83
500.98
76
75
78
84
86
82
$332.95
333.76
331.04
378.28
354.90
399.96
$118.05
116.61
121.46
107.35
110.52
104.41
100
100
100
100
100
100
100
100
100
416.00
422.76
390.53
369.63
366.29
353.95
358.63
390.88
408.03
12
26
17
18
13
13
21
23
24
584.29
509.82
489.31
484.61
470.59
461.04
434.77
469.28
529.08
88
74
83
82
87
87
79
77
76
393.29
391.85
370.92
343.92
351.16
337.28
338.33
367.90
368.75
124.33
115.91
106.76
100.57
111.52
100.73
109.52
110.39
116.30
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2013
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$2.93
0.6
$7.62
0.6
$2.40
$1.05
3.04
4.77
3.37
6.10
1.0
1.1
1.3
1.9
7.82
19.69
8.82
14.13
1.0
1.1
1.3
1.9
2.97
4.27
3.65
6.25
1.65
2.09
2.06
3.75
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
7.40
7.72
9.01
9.38
3.83
4.63
4.16
10.69
2.2
1.7
1.4
2.1
0.7
0.9
0.9
1.7
13.88
24.03
19.36
18.04
12.86
15.97
13.87
29.75
2.2
1.7
1.4
2.1
0.7
0.9
0.9
1.7
7.68
7.62
7.80
10.53
3.43
4.47
3.98
6.19
4.52
2.96
2.14
4.05
1.36
1.94
1.74
3.78
20.95
8.72
5.42
5.75
8.82
2.6
2.2
1.4
1.7
1.9
44.53
25.50
17.88
22.91
22.52
2.6
2.2
1.4
1.7
1.9
11.60
6.47
4.49
5.87
7.66
5.19
5.10
2.05
2.98
3.08
Full time .................................................................
Part time ................................................................
3.00
6.35
0.7
1.4
7.90
22.02
0.7
1.4
2.44
5.38
1.12
3.33
Union .....................................................................
Nonunion ...............................................................
6.29
2.54
1.5
0.6
13.39
6.73
1.5
0.6
4.17
2.60
2.10
1.15
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.86
10.76
4.64
4.51
3.84
6.46
1.3
2.1
1.0
0.9
0.9
1.5
17.95
32.72
9.51
12.06
11.10
22.52
1.3
2.1
1.0
0.9
0.9
1.5
4.45
9.05
4.94
3.45
2.68
3.73
2.84
6.40
1.96
1.59
1.71
2.22
Goods-producing industries ...................................
6.66
1.3
23.48
1.3
5.17
2.45
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
3.08
4.99
4.86
6.11
6.85
7.22
5.77
10.78
0.7
1.5
1.8
1.8
3.9
2.0
2.5
2.1
7.80
9.61
10.50
13.10
15.47
14.48
12.15
32.27
0.7
1.5
1.8
1.8
3.9
2.0
2.5
2.1
2.70
4.98
4.95
6.19
5.63
7.68
5.08
6.29
1.08
2.41
3.60
4.33
4.85
2.82
2.74
2.88
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2013—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$5.59
7.64
7.62
3.15
4.09
3.64
1.1
1.5
2.0
0.8
1.0
1.2
$12.61
15.33
22.49
8.83
12.68
10.04
1.1
1.5
2.0
0.8
1.0
1.2
$4.85
6.89
6.27
2.46
3.61
3.13
$1.87
2.38
3.67
1.22
1.78
1.58
14.14
6.55
7.02
10.43
6.43
6.43
6.16
9.75
11.53
0.6
1.7
1.9
3.2
0.9
2.0
1.6
3.6
1.3
100.65
14.00
21.74
21.66
11.57
22.53
10.52
23.45
21.13
0.6
1.7
1.9
3.2
0.9
2.0
1.6
3.6
1.3
9.60
3.96
5.15
7.13
7.30
6.60
7.27
7.90
7.95
1.60
2.06
2.02
3.76
2.52
7.66
2.54
3.32
2.85
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2013
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
71
(5)
15
1
(5)
12
(5)
100
100
100
100
72
74
71
74
(5)
–
1
–
15
13
15
16
1
2
1
1
(5)
–
1
1
11
11
11
6
(5)
(5)
1
–
100
100
100
100
100
100
100
100
74
65
73
77
65
57
69
75
–
–
–
–
(5)
(5)
(5)
–
14
20
11
11
22
30
17
8
–
1
1
3
1
–
1
–
2
–
1
2
(5)
–
(5)
(5)
7
11
12
7
11
12
11
15
–
–
–
–
(5)
–
(5)
1
100
100
100
100
100
75
75
75
77
74
–
–
–
–
–
9
8
8
9
7
–
–
(5)
–
–
–
(5)
–
–
–
12
16
15
13
18
–
1
–
–
–
Full time .................................................................
Part time ................................................................
100
100
72
60
(5)
–
14
24
1
(5)
(5)
–
12
13
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
73
71
–
–
10
15
2
1
2
–
11
12
–
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
70
82
69
73
72
71
–
–
–
–
(5)
–
18
7
17
12
14
14
–
–
1
1
1
1
–
–
–
1
1
1
12
11
13
12
11
12
–
–
(5)
–
1
–
Goods-producing industries ...................................
100
76
–
10
(5)
–
12
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
70
71
72
75
69
70
64
74
(5)
–
–
–
–
–
–
–
16
17
19
15
27
15
21
12
1
1
1
1
1
1
1
5
1
1
1
2
–
–
–
2
12
9
5
6
3
12
11
5
(5)
–
–
–
–
–
(5)
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2013—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
74
74
75
69
71
68
–
–
–
1
1
–
9
9
8
17
17
18
(5)
(5)
–
1
–
2
–
–
–
1
1
1
15
16
14
11
11
10
1
1
–
(5)
–
–
100
100
100
100
100
100
100
100
100
82
68
71
63
75
74
71
67
69
–
–
–
–
–
–
–
–
–
8
14
15
13
14
16
17
17
14
–
(5)
5
( )
–
–
–
–
1
3
–
3
–
–
–
–
–
–
–
–
13
13
22
10
9
11
15
10
–
–
( )
–
–
–
–
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5.
5
6 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2013
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.9
0.2
0.6
0.1
0.1
0.7
0.1
0.0
0.0
0.0
0.0
1.1
1.6
1.5
2.1
0.2
–
0.3
–
1.0
1.3
1.3
2.1
0.2
0.6
0.1
0.5
0.1
–
0.2
0.4
0.7
0.9
0.9
1.2
0.2
0.1
0.2
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.3
4.5
2.5
2.6
1.4
2.2
1.5
2.4
–
–
–
–
0.2
0.1
0.2
–
2.0
4.9
1.1
1.8
1.2
1.9
1.2
1.0
–
0.3
0.2
0.9
0.2
–
0.2
–
0.6
–
0.1
0.5
0.1
–
0.1
0.1
1.5
1.5
2.4
1.4
0.9
1.2
1.0
2.3
–
–
–
–
0.1
–
0.2
0.3
0.0
0.0
0.0
0.0
0.0
3.2
3.1
1.6
2.1
2.0
–
–
–
–
–
2.0
1.0
0.8
1.2
1.1
–
–
(5)
–
–
–
0.1
–
–
–
3.0
3.0
1.5
1.9
2.1
–
0.3
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
2.4
0.2
–
0.6
1.9
0.1
0.2
0.1
–
0.7
1.7
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.6
1.0
–
–
0.8
0.7
0.4
0.1
0.3
–
1.0
0.8
–
0.1
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.8
2.8
1.6
1.1
1.0
1.4
–
–
–
–
0.1
–
1.4
1.4
1.2
0.7
0.8
1.0
–
–
0.2
0.1
0.2
0.3
–
–
–
0.1
0.1
0.2
1.1
2.2
1.8
0.9
0.8
1.2
–
–
0.1
–
0.3
–
Goods-producing industries ...................................
0.0
1.5
–
1.1
0.2
–
1.4
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.9
2.1
2.2
3.9
3.1
4.5
2.5
0.2
–
–
–
–
–
–
–
0.8
1.8
2.1
1.9
3.9
2.7
4.6
1.8
0.1
0.1
0.3
0.4
0.2
0.1
0.2
1.3
0.1
0.2
0.3
0.5
–
–
–
0.4
0.8
0.9
0.8
1.2
0.6
1.5
1.7
1.1
0.2
–
–
–
–
–
0.1
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2013—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.8
2.4
2.7
1.1
1.5
1.6
–
–
–
0.2
0.3
–
1.0
1.1
1.4
0.9
0.9
1.3
0.2
0.2
–
0.2
–
0.3
–
–
–
0.1
0.2
0.1
1.6
2.3
2.3
0.6
1.1
0.8
0.2
0.2
–
0.1
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.7
2.6
2.2
4.2
1.4
4.2
2.4
3.4
2.1
–
–
–
–
–
–
–
–
–
1.1
1.6
1.8
2.1
1.6
3.2
2.3
2.3
1.2
–
0.2
0.1
–
–
–
–
0.3
0.7
–
0.5
–
–
–
–
–
–
–
–
1.2
1.2
5.9
1.4
1.7
2.0
2.1
1.6
–
–
0.1
–
–
–
–
–
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2013
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$901.06
9
$1,164.15
91
$874.44
$442.55
100
100
100
100
952.61
962.92
947.97
920.38
8
7
9
13
1,234.18
1,328.05
1,200.73
1,228.72
92
93
91
87
926.91
935.10
923.14
875.58
441.09
426.27
447.90
519.91
100
100
100
100
100
100
100
100
909.25
991.54
819.94
1,014.50
845.08
720.06
897.02
909.77
15
4
9
9
7
5
8
17
1,227.53
1,214.85
1,120.26
1,183.27
1,003.16
860.50
1,039.75
1,245.15
85
96
91
91
93
95
92
83
853.68
982.16
790.74
998.20
832.45
712.43
884.03
839.29
551.76
419.15
490.98
–
447.66
454.43
444.75
464.24
100
100
100
100
100
926.89
896.11
929.63
944.06
913.08
25
11
10
8
13
1,234.12
1,264.73
1,173.26
1,195.56
1,157.83
75
89
90
92
87
824.31
849.39
902.53
923.18
877.46
464.19
464.27
385.89
367.27
408.50
Full time .................................................................
Part time ................................................................
100
100
910.66
751.52
9
10
1,193.19
740.48
91
90
882.20
752.72
439.50
490.23
Union .....................................................................
Nonunion ...............................................................
100
100
1,102.64
847.24
25
5
1,194.11
1,124.90
75
95
1,072.58
832.51
385.56
454.60
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
693.27
619.94
835.41
928.65
1,004.74
1,047.71
6
8
7
9
12
12
803.09
638.39
1,083.72
1,115.14
1,301.11
1,309.71
94
92
93
91
88
88
686.64
618.30
816.28
909.09
965.04
1,011.51
526.89
–
446.41
423.49
423.60
405.63
Goods-producing industries ...................................
100
962.77
12
1,216.47
88
926.59
377.00
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
887.68
892.17
893.02
871.69
966.83
891.38
1,057.23
1,066.46
8
8
10
12
4
7
5
10
1,147.45
1,144.46
1,240.29
1,253.29
1,200.92
1,022.41
1,267.03
1,115.78
92
92
90
88
96
93
95
90
863.62
869.52
855.99
817.90
958.13
881.59
1,046.26
1,061.22
456.13
489.38
507.65
553.96
401.22
473.07
398.53
355.56
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2013—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$798.59
793.47
811.24
957.91
892.89
1,015.21
11
12
8
8
7
10
$1,123.20
1,125.99
1,113.14
1,193.19
1,135.65
1,227.11
89
88
92
92
93
90
$759.76
749.22
784.79
936.45
875.69
991.94
$497.01
501.98
485.23
413.09
438.23
390.13
100
100
100
100
100
100
100
100
100
1,052.17
1,035.86
968.76
859.18
817.18
761.48
784.69
867.45
925.24
9
19
11
8
3
5
3
8
12
1,248.87
1,226.42
1,130.91
1,101.17
1,178.96
1,228.67
998.03
1,020.48
1,155.65
91
81
89
92
97
95
97
92
88
1,033.86
989.93
948.34
839.37
804.06
739.17
777.60
853.92
894.53
398.33
416.96
381.20
431.64
471.46
465.85
487.49
447.02
462.68
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2013
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$7.51
0.5
$15.67
0.5
$7.69
$5.43
9.38
13.50
11.19
18.99
0.7
1.0
0.7
1.5
33.25
113.18
27.69
37.13
0.7
1.0
0.7
1.5
9.14
10.77
11.37
18.66
6.46
7.50
8.31
14.02
22.23
28.91
25.25
27.97
9.80
13.95
11.16
18.73
1.9
1.1
1.2
1.3
0.6
0.7
0.7
1.7
40.27
85.85
36.65
56.98
31.97
79.69
35.04
49.91
1.9
1.1
1.2
1.3
0.6
0.7
0.7
1.7
22.08
29.43
24.18
30.35
10.05
13.48
11.83
20.56
16.33
20.34
22.27
–
6.26
8.57
8.25
12.21
30.75
25.96
12.90
18.83
18.74
2.8
1.9
1.1
0.9
1.5
67.46
73.47
18.91
28.26
25.48
2.8
1.9
1.1
0.9
1.5
36.55
26.04
14.73
20.92
20.99
18.57
15.81
9.51
10.34
15.38
Full time .................................................................
Part time ................................................................
7.71
15.46
0.5
1.1
15.70
58.52
0.5
1.1
7.99
14.27
5.70
11.08
Union .....................................................................
Nonunion ...............................................................
13.19
7.98
1.4
0.5
27.69
41.21
1.4
0.5
11.25
8.15
7.55
6.10
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
13.17
23.47
14.62
10.65
8.39
12.40
0.8
1.9
0.7
0.7
0.8
1.1
59.45
124.93
31.81
27.00
20.62
35.77
0.8
1.9
0.7
0.7
0.8
1.1
13.31
23.20
15.61
10.55
8.14
11.06
22.88
–
8.70
5.20
5.53
7.75
Goods-producing industries ...................................
14.76
1.1
29.69
1.1
15.97
8.12
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
8.66
15.24
14.94
18.42
28.40
21.98
15.54
16.43
0.5
0.7
0.7
1.0
0.6
1.2
0.8
0.8
19.78
35.88
29.53
30.81
59.54
53.03
46.13
31.66
0.5
0.7
0.7
1.0
0.6
1.2
0.8
0.8
8.91
15.16
15.03
18.13
29.17
22.26
15.71
18.08
6.32
10.37
10.76
11.07
21.05
15.06
10.89
11.14
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2013—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$13.27
18.98
19.28
7.65
12.60
8.15
0.9
1.2
1.2
0.5
0.7
0.6
$31.28
41.30
59.93
18.74
39.88
18.54
0.9
1.2
1.2
0.5
0.7
0.6
$13.24
18.18
18.21
7.83
13.52
8.91
$8.86
11.25
14.11
6.61
11.80
6.52
24.22
16.71
17.50
41.26
14.39
31.71
21.12
19.80
23.31
1.2
1.3
1.6
1.3
0.9
1.1
0.8
2.2
1.5
102.33
17.79
30.78
46.89
129.53
89.11
99.42
57.49
27.59
1.2
1.3
1.6
1.3
0.9
1.1
0.8
2.2
1.5
29.90
21.21
17.63
40.64
16.05
30.64
20.95
22.47
22.92
12.39
7.60
8.04
26.00
12.59
27.79
28.48
10.10
9.39
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2013
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
71
(5)
14
1
(5)
12
(5)
100
100
100
100
73
74
72
76
(5)
–
1
–
14
12
14
14
1
2
1
1
(5)
(5)
1
1
11
11
11
7
(5)
–
(5)
–
100
100
100
100
100
100
100
100
76
66
75
79
66
56
70
75
–
–
–
–
(5)
(5)
(5)
–
12
20
11
9
21
30
17
8
–
1
1
3
1
–
1
–
1
–
1
2
(5)
–
(5)
(5)
8
11
12
6
12
13
12
15
–
–
–
–
(5)
–
(5)
1
100
100
100
100
100
75
74
73
73
74
–
–
–
–
–
9
8
10
12
7
–
–
(5)
–
–
–
(5)
–
–
–
13
17
16
14
18
–
1
–
–
–
Full time .................................................................
Part time ................................................................
100
100
72
63
(5)
(5)
13
23
1
(5)
(5)
–
12
13
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
72
71
–
–
11
15
2
1
2
–
12
13
–
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
70
81
68
74
73
72
–
–
–
–
(5)
–
17
7
17
11
13
13
(5)
–
1
1
1
1
–
–
–
1
1
1
12
12
13
13
12
12
–
–
(5)
–
1
–
Goods-producing industries ...................................
100
74
–
11
(5)
–
13
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
71
73
75
77
72
71
66
74
(5)
–
–
–
–
–
–
–
15
15
16
13
24
15
20
12
1
1
1
1
1
1
1
5
(5)
1
1
1
–
–
–
2
12
9
6
7
3
12
11
7
(5)
–
–
–
–
(5)
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2013—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
75
74
77
70
71
69
–
–
–
(5)
1
–
8
9
8
17
16
18
(5)
(5)
–
1
(5)
2
–
–
–
1
1
1
16
17
14
11
11
10
(5)
(5)
–
(5)
(5)
–
100
100
100
100
100
100
100
100
100
83
68
71
63
76
75
73
69
69
–
–
–
–
–
–
–
–
–
7
14
16
14
13
15
15
14
14
–
1
( )
–
–
–
–
1
3
–
3
–
–
–
–
–
–
–
–
13
13
22
10
9
11
16
12
–
–
( )
–
1
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5.
5
5
6 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2013
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.8
0.2
0.6
0.1
0.1
0.6
0.1
0.0
0.0
0.0
0.0
1.1
1.5
1.4
1.7
0.2
–
0.3
–
0.9
1.1
1.2
1.7
0.2
0.5
0.1
0.4
0.1
0.1
0.2
0.3
0.7
1.0
0.8
1.0
0.1
–
0.1
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.9
4.4
2.2
2.3
1.3
2.1
1.5
2.1
–
–
–
–
0.1
5
( )
0.2
–
1.6
4.7
1.0
1.6
1.0
1.9
1.0
0.9
–
0.3
0.2
0.9
0.1
–
0.2
–
0.5
–
0.1
0.4
0.1
–
0.1
0.1
1.2
1.5
2.1
1.2
0.8
1.2
0.9
2.0
–
–
–
–
0.2
–
0.2
0.3
0.0
0.0
0.0
0.0
0.0
2.7
2.8
1.6
2.1
2.0
–
–
–
–
–
1.8
1.1
1.0
1.7
1.0
–
–
(5)
–
–
–
0.1
–
–
–
2.6
2.7
1.5
1.9
2.0
–
0.2
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
2.2
0.2
0.1
0.6
1.8
0.1
0.1
0.1
–
0.7
1.5
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.7
1.0
–
–
1.0
0.7
0.3
0.1
0.3
–
1.2
0.8
–
0.1
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.6
3.1
1.6
1.1
1.0
1.3
–
–
–
–
0.1
–
1.3
1.4
1.1
0.7
0.7
1.1
(5)
–
0.2
0.1
0.2
0.3
–
–
–
0.1
0.1
0.2
1.1
2.5
1.7
0.9
0.7
1.2
–
–
0.1
–
0.2
–
Goods-producing industries ...................................
0.0
1.5
–
1.3
0.2
–
1.4
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.7
1.8
1.9
3.4
2.7
4.3
2.4
0.2
–
–
–
–
–
–
–
0.7
1.6
1.8
1.6
3.4
2.5
4.3
1.6
0.1
0.1
0.2
0.4
0.2
0.1
0.2
1.0
0.1
0.2
0.3
0.4
–
–
–
0.3
0.8
0.8
0.8
1.1
0.6
1.4
1.6
1.6
0.1
–
–
–
–
0.1
–
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2013—Continued
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.7
2.2
2.5
1.0
1.4
1.5
–
–
–
0.2
0.3
–
0.8
0.9
1.0
0.8
0.9
1.3
0.2
0.2
–
0.1
0.1
0.2
–
–
–
0.1
0.2
0.1
1.5
2.0
2.2
0.6
1.0
0.7
0.1
0.2
–
0.1
0.2
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.2
2.3
2.3
3.7
1.3
4.2
1.7
3.2
2.0
–
–
–
–
–
–
–
–
–
1.0
1.6
2.0
1.4
1.4
3.1
1.8
2.0
1.1
–
0.1
0.1
–
–
–
–
0.3
0.6
–
0.5
–
–
–
–
–
–
–
–
0.9
1.2
4.5
1.3
1.7
1.5
2.5
1.5
–
–
0.1
–
0.2
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2013
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$33.52
$59.80
$94.42
$135.21
$197.62
$139.44
$233.69
$363.44
$566.47
$844.04
31.88
37.18
28.46
22.76
56.46
61.69
54.94
46.41
92.20
98.74
88.53
82.23
133.10
132.36
133.58
139.34
200.40
190.65
202.71
227.94
145.48
157.87
144.02
138.36
239.00
250.80
233.55
241.00
366.96
363.70
373.14
459.17
569.31
540.47
577.75
667.00
848.76
791.60
865.00
991.44
22.76
37.22
29.26
–
34.98
39.88
32.71
37.99
44.24
62.83
54.16
52.39
60.00
70.43
55.57
62.83
84.15
88.01
89.31
85.00
98.50
104.99
95.00
97.29
142.32
132.72
133.02
125.10
136.22
150.00
133.00
152.37
235.00
190.94
181.99
181.11
197.77
216.33
190.00
217.73
122.88
144.02
147.63
130.20
136.54
154.32
136.54
144.57
244.32
237.30
246.98
209.65
240.43
256.09
235.46
237.24
491.00
352.60
383.32
306.56
370.97
370.97
370.92
383.00
737.01
496.13
622.51
449.44
559.00
574.97
558.02
633.15
1045.41
802.02
887.42
709.24
845.24
811.88
848.00
864.08
38.00
36.83
38.01
38.00
38.50
60.00
66.00
62.83
61.75
65.00
92.35
100.00
94.80
97.50
91.91
142.33
159.00
134.44
135.81
132.54
217.73
220.45
189.42
187.81
194.77
161.49
129.99
120.98
129.99
116.53
236.00
238.32
203.13
203.11
204.53
352.85
407.74
318.00
314.11
330.00
589.01
643.02
480.96
452.19
523.95
801.60
886.20
767.79
697.61
843.30
Full time .................................................................
Part time ................................................................
34.62
31.17
59.90
53.96
94.24
99.69
134.06
174.03
192.83
265.08
141.24
96.47
234.91
213.96
362.50
386.26
557.02
636.12
841.50
909.35
Union .....................................................................
Nonunion ...............................................................
30.33
34.67
54.11
60.22
83.87
96.63
132.54
135.68
192.79
197.81
95.66
155.58
171.04
253.29
272.11
378.92
460.61
584.39
811.16
848.00
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
32.00
31.43
35.00
32.50
34.67
35.00
59.68
62.21
60.22
59.00
59.00
58.31
99.48
108.00
93.51
91.29
94.96
96.35
151.46
171.63
132.98
133.02
134.92
136.87
217.74
233.98
197.69
191.02
195.66
202.26
169.09
175.96
140.00
136.49
138.00
138.36
273.74
268.77
232.35
225.49
228.06
224.98
449.90
451.67
364.33
351.00
351.00
343.75
673.23
663.00
572.72
536.27
526.49
506.47
960.26
1024.01
841.77
805.00
824.50
767.78
Goods-producing industries ...................................
36.94
61.75
95.33
135.00
189.42
133.94
216.65
316.97
478.56
705.48
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
32.50
25.00
22.48
22.03
22.76
33.06
37.60
22.76
58.02
51.67
43.76
41.92
46.06
56.97
56.15
46.30
94.24
86.66
79.26
81.22
77.00
88.83
85.85
72.76
135.28
133.02
136.04
140.72
125.98
131.18
125.66
108.09
200.40
204.90
218.00
235.00
189.35
190.94
193.96
152.36
140.82
139.60
138.36
120.62
173.13
141.46
132.57
115.78
238.32
247.98
246.08
255.54
232.00
249.94
236.11
186.48
373.58
409.57
441.50
501.30
377.24
376.62
340.57
295.36
585.54
666.18
667.00
714.00
548.71
626.90
452.04
449.44
865.00
961.25
925.00
1006.65
667.00
1000.51
684.06
657.53
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2013—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$40.00
38.59
43.33
31.25
32.50
28.43
$66.75
65.00
74.08
54.17
57.50
52.32
$102.72
101.76
104.60
89.31
92.94
85.23
$146.70
144.98
151.66
128.85
132.43
125.62
$213.49
209.00
219.28
186.32
189.26
182.50
$165.64
159.00
173.32
130.00
134.00
121.87
$267.15
262.56
277.68
215.68
224.97
209.65
$413.97
411.84
416.79
339.47
355.17
326.00
$661.26
673.98
642.56
506.47
540.44
476.58
$935.76
954.88
892.52
743.11
771.00
692.74
43.55
42.21
39.61
37.82
29.32
20.00
36.60
33.16
29.24
75.12
71.69
61.75
61.10
55.57
42.17
62.21
51.70
52.75
110.03
97.72
91.48
90.54
94.79
86.66
95.00
87.00
89.10
159.74
140.82
127.82
123.88
134.73
129.22
136.87
129.00
136.16
224.16
217.23
188.99
174.00
196.60
182.81
187.48
200.00
202.61
133.55
141.18
122.12
146.48
145.48
151.83
172.75
148.83
116.71
237.21
227.48
209.65
238.03
238.32
262.12
277.50
230.75
222.00
350.17
334.68
316.44
358.00
389.74
431.46
409.57
358.18
365.26
503.18
540.47
489.44
540.49
623.45
667.00
596.06
576.00
573.62
675.95
865.00
754.22
756.09
946.70
779.60
860.00
834.00
892.96
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2013
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.91
$2.16
$1.73
$1.68
$3.57
$3.89
$4.76
$5.50
$13.25
$12.92
3.24
2.10
3.44
0.89
2.07
3.43
2.45
5.47
2.73
2.31
1.32
6.18
3.74
5.21
4.04
8.44
5.15
7.78
6.34
9.87
4.47
7.35
6.20
14.61
7.78
5.96
8.09
17.94
7.73
3.49
12.58
26.58
16.20
18.16
20.43
13.22
20.47
33.21
27.19
62.56
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.69
4.14
3.76
–
2.56
3.26
3.55
6.11
4.85
6.32
2.56
4.34
3.33
4.75
1.89
2.13
7.91
4.37
2.67
7.26
2.03
2.42
2.63
3.19
11.44
11.29
3.03
4.56
2.20
4.37
2.40
5.96
8.00
12.66
4.24
20.97
7.14
7.85
7.03
5.97
17.46
22.74
11.26
8.63
7.59
20.18
4.28
16.34
24.17
8.66
9.35
13.52
7.87
9.24
8.87
13.11
25.16
19.18
8.88
18.38
6.49
11.56
7.85
20.07
44.56
37.61
32.15
17.65
24.83
41.64
27.08
24.53
63.33
141.07
25.50
57.98
20.54
70.97
20.86
42.07
4.90
6.90
1.87
1.96
4.16
3.01
3.33
2.09
1.71
2.52
5.88
3.16
2.66
3.05
2.39
14.63
9.17
3.64
5.15
4.79
18.86
16.60
5.93
8.69
13.64
6.08
20.17
8.03
10.73
10.21
14.17
20.09
6.40
9.06
12.73
35.56
32.20
7.57
10.41
15.32
24.82
18.68
17.11
11.39
25.67
83.82
55.71
51.21
27.68
31.15
Full time .................................................................
Part time ................................................................
2.84
1.64
2.08
6.46
1.85
5.73
1.75
9.11
3.42
12.15
5.31
16.06
4.84
15.80
5.71
14.64
16.11
16.48
16.41
42.57
Union .....................................................................
Nonunion ...............................................................
1.22
2.46
1.93
1.21
1.92
1.69
3.99
1.89
10.65
3.85
4.91
6.58
6.70
3.97
7.46
5.71
12.73
14.75
44.52
13.00
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.96
7.10
3.01
1.78
2.21
1.45
5.05
4.64
1.79
2.50
2.56
2.62
2.95
9.89
3.61
1.24
2.23
3.05
4.42
7.01
2.66
2.67
2.74
3.68
10.34
22.92
6.48
4.33
6.50
9.05
15.10
13.92
8.36
5.79
3.69
3.20
9.77
14.47
12.24
6.29
5.49
7.22
14.50
34.84
13.20
5.53
4.81
10.47
18.14
58.70
14.85
15.94
12.21
18.21
29.54
66.25
23.87
25.67
25.73
35.83
Goods-producing industries ...................................
1.75
1.07
2.83
4.29
6.13
5.66
8.47
7.62
16.45
24.48
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.69
2.74
2.91
2.78
4.68
4.00
2.32
1.42
2.53
2.42
5.84
4.86
10.55
3.33
2.41
5.99
2.27
2.51
5.21
7.75
5.29
4.62
3.14
1.12
1.82
3.83
6.28
7.81
5.94
5.57
4.74
6.22
3.52
5.73
8.40
9.71
14.55
6.49
8.06
8.22
5.29
7.13
9.65
6.59
11.46
8.79
4.60
13.45
5.22
11.56
13.42
19.49
15.53
15.57
6.87
17.85
6.01
6.73
27.16
19.72
34.15
20.18
11.32
14.60
15.31
19.51
0.70
34.47
80.59
32.73
15.58
7.94
19.86
38.14
24.85
35.62
21.69
41.84
24.42
34.53
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2013—Continued
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$2.70
4.02
1.22
2.09
1.87
2.61
$2.63
3.17
4.93
1.42
2.64
1.62
$2.09
2.72
2.79
1.43
2.37
1.77
$4.09
5.26
5.50
2.67
4.20
3.06
$3.74
5.93
6.38
3.11
4.99
4.33
$18.47
23.68
7.21
4.58
7.50
4.09
$10.27
11.17
13.20
4.66
7.79
3.76
$14.46
21.77
13.46
4.86
8.69
6.44
$16.54
25.43
19.19
9.42
21.99
18.39
$28.72
40.76
27.09
17.69
34.72
18.49
2.33
1.74
1.01
7.18
5.08
0.63
4.42
1.62
1.90
6.74
4.05
1.67
1.73
2.38
11.71
2.66
6.15
2.89
2.07
2.55
4.40
2.56
4.51
17.96
2.02
5.99
2.50
5.96
3.51
4.64
3.29
3.30
9.95
4.79
6.52
4.28
11.38
7.52
2.75
5.18
8.28
19.89
10.68
17.94
8.68
32.31
8.18
7.34
14.64
7.97
10.50
18.23
21.60
3.95
2.80
8.68
6.40
11.01
19.84
17.59
18.04
14.25
10.79
13.20
11.00
12.19
20.64
18.81
49.67
6.95
22.58
10.03
10.09
41.13
12.35
26.94
27.02
37.93
34.88
19.81
50.48
14.86
30.88
37.46
39.11
43.85
84.97
33.66
67.01
47.37
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2013
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
60
59
97
37
36
98
33
32
96
79
86
76
74
78
85
75
72
98
99
98
97
45
59
39
22
44
58
39
22
98
99
98
99
53
62
49
39
51
61
47
38
96
98
96
97
82
76
34
70
59
47
65
61
81
76
33
67
57
44
64
60
98
99
96
96
96
93
97
97
20
36
21
28
36
28
41
38
19
36
20
27
35
27
40
38
98
99
96
96
97
95
97
99
39
50
12
22
33
20
41
29
38
48
12
22
32
18
39
28
98
96
96
96
96
92
97
98
55
67
65
72
58
53
66
62
69
56
97
98
96
96
96
34
42
46
53
40
34
41
45
52
39
100
99
98
99
98
22
35
29
33
26
21
34
28
32
25
98
97
97
97
97
Full time .................................................................
Part time ................................................................
75
15
73
13
98
88
44
15
43
14
98
95
42
5
41
5
97
94
Union .....................................................................
Nonunion ...............................................................
86
56
85
54
98
97
48
35
48
34
98
98
34
33
33
32
97
96
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
26
12
63
76
86
89
23
11
61
74
85
88
91
89
97
98
99
99
18
14
36
47
52
55
17
13
35
46
51
55
95
96
97
99
99
99
8
2
30
44
57
60
8
2
29
42
55
58
96
92
96
97
97
97
Goods-producing industries ...................................
73
71
97
53
52
99
36
35
97
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
58
68
76
76
83
62
86
83
57
66
74
75
80
61
85
82
97
98
98
98
96
98
98
99
34
28
24
21
31
30
45
27
33
27
24
21
30
29
44
26
97
98
99
99
99
97
98
99
33
37
40
35
55
35
61
31
32
36
39
35
52
34
58
30
96
96
96
97
95
96
96
96
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,
March 2013—Continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
40
36
55
79
73
85
39
34
53
77
70
83
97
96
97
97
97
98
28
26
35
45
43
47
27
25
34
44
42
47
98
98
97
98
97
99
22
19
30
44
38
50
21
18
29
42
36
48
97
97
97
96
97
96
61
59
66
59
60
67
63
59
53
59
58
64
57
59
64
60
57
52
97
99
97
96
97
95
96
97
98
39
69
40
32
33
29
28
27
24
39
69
39
31
32
28
27
26
24
98
99
97
97
97
97
97
98
98
37
32
37
38
34
30
31
37
28
36
30
35
37
33
29
30
35
27
97
96
97
98
96
97
96
95
97
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2013
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.8
0.2
0.7
0.7
0.2
0.7
0.7
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
1.1
1.0
1.4
0.8
1.0
1.0
1.4
0.1
0.1
0.2
0.4
1.1
1.9
1.2
1.6
1.1
1.9
1.2
1.6
0.2
0.3
0.3
0.6
1.1
1.6
1.3
2.0
1.1
1.6
1.3
2.0
0.4
0.3
0.5
0.9
1.9
2.4
1.4
2.5
0.9
1.2
1.3
1.8
1.9
2.3
1.4
2.5
0.9
1.2
1.3
1.8
0.4
0.2
0.6
1.3
0.4
0.9
0.3
0.4
1.8
3.1
1.2
2.7
1.0
1.4
1.1
1.8
1.8
3.0
1.2
2.6
0.9
1.3
1.1
1.8
1.0
0.4
1.2
2.2
0.4
0.8
0.4
0.2
2.4
2.7
0.7
2.4
0.9
1.0
1.1
1.4
2.4
2.7
0.7
2.2
0.8
0.9
1.1
1.4
0.9
0.6
0.6
1.0
0.5
1.3
0.3
0.4
2.9
2.6
2.0
2.2
2.3
2.9
2.6
1.9
2.1
2.3
0.8
0.4
0.7
0.9
0.7
2.6
2.5
1.7
2.3
1.7
2.6
2.5
1.6
2.2
1.7
0.2
0.4
0.4
0.3
0.7
2.4
2.2
1.4
2.2
1.5
2.4
2.2
1.4
2.1
1.5
0.6
0.5
0.5
0.8
0.8
Full time .................................................................
Part time ................................................................
0.8
0.9
0.8
0.8
0.2
2.1
0.8
1.0
0.8
1.0
0.2
1.2
0.9
0.4
0.9
0.4
0.3
1.3
Union .....................................................................
Nonunion ...............................................................
1.2
0.9
1.1
0.9
0.2
0.3
1.3
0.8
1.2
0.8
0.4
0.3
1.3
0.7
1.3
0.7
0.5
0.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.3
1.4
0.8
0.8
0.7
1.1
1.2
1.3
0.8
0.8
0.7
0.9
1.3
0.4
0.2
0.1
0.2
1.1
1.5
1.3
1.1
1.2
1.6
1.1
1.4
1.2
1.1
1.2
1.6
0.9
1.3
0.6
0.2
0.2
0.2
0.6
0.4
1.1
1.1
1.1
1.4
0.5
0.3
1.1
1.1
1.1
1.5
0.6
3.7
0.5
0.4
0.4
0.4
Goods-producing industries ...................................
1.3
1.3
0.3
1.7
1.7
0.2
1.7
1.7
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.9
1.6
1.1
1.5
1.6
2.4
1.0
2.0
0.9
1.5
1.1
1.4
1.6
2.4
1.0
2.0
0.2
0.3
0.4
0.3
1.2
0.3
0.3
0.3
0.8
1.1
1.3
1.6
2.2
1.7
2.9
1.9
0.8
1.1
1.3
1.6
2.2
1.7
2.9
1.9
0.3
0.6
0.5
0.8
0.4
0.9
0.5
0.5
0.7
1.6
1.8
2.0
3.5
2.2
2.6
1.8
0.7
1.6
1.8
2.0
3.3
2.2
2.6
1.7
0.3
0.6
0.9
1.1
0.9
0.6
0.7
0.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2013—Continued
Life insurance
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
1.1
1.3
2.4
0.8
1.3
1.0
1.1
1.2
2.4
0.8
1.3
0.9
0.5
0.7
0.5
0.2
0.4
0.2
1.0
1.1
2.3
1.0
1.3
1.4
0.9
1.1
2.2
0.9
1.3
1.4
0.5
0.6
0.6
0.3
0.4
0.3
0.9
1.0
1.7
0.9
1.2
1.2
0.9
1.0
1.6
0.9
1.2
1.1
0.4
0.5
0.5
0.4
0.5
0.4
3.6
3.0
1.7
3.0
2.3
4.4
1.4
2.2
1.6
3.1
2.9
1.6
2.9
2.2
4.3
1.6
2.3
1.6
1.2
0.3
0.4
1.5
0.3
1.4
0.6
0.6
0.4
2.5
3.0
1.3
2.9
1.6
2.1
1.6
1.8
1.4
2.6
3.0
1.2
2.8
1.4
1.8
1.8
1.8
1.5
0.9
0.2
0.5
0.6
0.6
2.2
1.3
0.5
1.1
3.2
2.1
1.6
3.5
1.9
3.1
1.9
2.7
1.5
3.5
2.0
1.7
3.3
1.9
3.0
1.8
2.8
1.5
1.4
0.6
0.8
0.5
0.7
0.7
0.9
1.7
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
3 Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 17. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2013
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
6
94
5
4
5
9
95
96
95
91
9
2
8
10
6
8
6
7
91
98
92
90
94
92
94
93
6
8
4
4
4
94
92
96
96
96
Full time .................................................................
Part time ................................................................
6
5
94
95
Union .....................................................................
Nonunion ...............................................................
6
6
94
94
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
8
7
6
6
5
5
92
93
94
94
95
95
Goods-producing industries ...................................
4
96
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
6
6
9
9
3
2
10
94
94
91
91
97
98
90
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey,
March 2013—Continued
(All workers with basic life insurance coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
7
7
6
5
5
5
93
93
94
95
95
95
9
4
6
4
6
13
5
7
4
91
96
94
96
94
87
95
93
96
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the
National Compensation Survey publication,
"Employer Costs for Employee Compensation March 2013."
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of
major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2013
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.6
0.6
1.2
0.5
0.6
0.6
1.2
1.0
0.8
1.0
1.8
0.6
1.0
0.7
1.0
1.0
0.8
1.0
1.8
0.6
1.0
0.7
1.0
1.4
1.4
0.7
1.0
0.7
1.4
1.4
0.7
1.0
0.7
Full time .................................................................
Part time ................................................................
0.4
0.9
0.4
0.9
Union .....................................................................
Nonunion ...............................................................
0.5
0.5
0.5
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.8
0.6
0.6
0.4
0.5
1.1
1.8
0.6
0.6
0.4
0.5
Goods-producing industries ...................................
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.5
0.9
1.6
1.4
0.8
0.6
1.3
0.5
0.9
1.6
1.4
0.8
0.6
1.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, civilian workers,1 National
Compensation Survey, March 2013—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
0.8
1.0
1.3
0.5
0.6
0.7
0.8
1.0
1.3
0.5
0.6
0.7
1.7
0.8
1.1
0.9
0.7
3.3
1.3
1.6
0.8
1.7
0.8
1.1
0.9
0.7
3.3
1.3
1.6
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the
National Compensation Survey publication,
"Employer Costs for Employee Compensation March 2013."
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2013
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
56
2
39
3
1
63
70
60
38
2
2
2
1
31
25
34
54
2
2
2
5
1
1
1
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
32
74
46
38
61
58
61
38
1
2
1
3
2
–
2
1
60
23
49
54
34
35
34
56
5
–
3
4
2
3
2
4
2
–
1
1
(2)
–
(2)
1
21
50
46
45
47
–
1
1
1
–
72
45
47
47
47
4
4
6
7
4
–
(2)
(2)
(2)
–
Full time .................................................................
Part time ................................................................
56
55
2
2
39
38
3
4
1
1
Union .....................................................................
Nonunion ...............................................................
37
61
1
2
52
35
9
1
1
1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
47
32
52
54
62
65
–
–
1
2
3
3
51
65
42
40
31
29
2
2
3
3
3
2
–
–
1
1
(2)
(2)
Goods-producing industries ...................................
45
2
47
5
(2)
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
58
53
42
32
60
63
79
36
2
1
1
1
2
–
2
3
37
42
51
60
33
34
18
53
3
3
4
4
4
1
1
7
1
1
2
2
1
–
2
( )
2
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2013—Continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
46
45
48
60
59
61
1
1
1
2
2
3
50
51
49
33
36
31
2
2
2
4
3
4
1
1
(2)
1
(2)
1
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
64
59
50
58
61
57
52
55
51
–
–
–
1
2
–
–
–
3
32
33
44
37
33
39
44
43
43
3
5
4
4
2
2
2
–
3
–
–
–
(2)
2
–
–
–
(2)
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer
Employee Compensation - March 2013."
Geographic areas
Costs
for
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2013
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
0.8
0.2
0.8
0.2
0.1
1.1
1.6
1.3
2.2
0.3
0.3
0.3
0.3
1.1
1.5
1.3
2.1
0.2
0.3
0.3
0.8
0.2
0.2
0.2
0.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.3
3.3
1.7
3.2
1.2
1.9
1.3
1.8
0.3
0.6
0.2
0.6
0.4
–
0.4
0.4
2.3
3.5
1.7
3.3
1.1
1.8
1.3
1.8
1.0
–
0.4
1.2
0.3
0.7
0.2
0.7
0.7
–
0.3
0.2
0.2
–
0.2
0.2
2.3
2.4
1.7
2.0
2.4
–
0.2
0.3
0.2
–
2.4
2.4
1.7
2.1
2.4
1.2
0.9
0.8
1.5
0.4
–
0.1
0.1
0.2
–
Full time .................................................................
Part time ................................................................
0.8
2.3
0.2
0.6
0.8
2.3
0.2
0.6
0.1
0.5
Union .....................................................................
Nonunion ...............................................................
1.4
0.9
0.2
0.2
1.3
0.9
0.8
0.1
0.2
0.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.0
4.5
1.3
1.1
1.0
1.2
–
–
0.2
0.3
0.3
0.7
2.0
4.6
1.2
1.2
0.9
1.2
0.2
0.6
0.6
0.2
0.3
0.3
–
–
0.2
0.2
0.1
0.1
Goods-producing industries ...................................
2.0
0.5
1.9
0.9
0.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.9
1.6
2.1
2.2
3.8
2.2
2.2
2.7
0.2
0.2
0.4
0.3
0.9
–
0.5
0.5
0.8
1.5
2.1
2.3
3.8
2.2
2.2
2.7
0.2
0.4
0.6
0.7
0.9
0.5
0.5
0.6
0.1
0.4
0.7
0.9
0.5
–
0.2
0.5
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2013—Continued
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
1.4
1.7
2.3
0.9
1.3
1.2
0.2
0.3
0.3
0.3
0.3
0.5
1.4
1.8
2.3
0.8
1.3
1.1
0.3
0.4
0.6
0.3
0.4
0.4
0.2
0.2
0.2
0.2
0.1
0.3
1.3
1.7
2.3
3.4
1.7
4.6
2.9
2.9
1.5
–
–
–
0.2
0.4
–
–
–
0.5
1.3
1.9
2.2
2.2
1.4
4.1
2.9
2.4
1.5
0.8
0.5
0.7
1.7
0.3
0.7
0.6
–
0.4
–
–
–
0.2
0.6
–
–
–
0.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1
National Compensation Survey, March 2013
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts2
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
61
13
22
4
1.3
1.0
1
1
1
–
58
57
58
49
13
10
14
24
24
26
23
23
5
5
4
–
1.4
1.4
1.4
1.4
1.0
1.0
1.0
–
–
–
1
–
(3)
–
1
1
48
75
63
57
66
78
61
61
28
10
14
19
10
8
11
15
23
10
19
17
20
11
24
20
2
–
3
7
4
3
4
3
1.4
1.2
1.3
1.4
1.3
1.2
1.4
1.3
–
1.0
1.0
1.0
1.0
1.0
1.0
1.0
–
1
(3)
–
1
58
61
64
59
69
16
15
15
14
16
23
19
18
25
12
2
3
2
–
2
1.4
1.3
1.3
1.4
1.2
1.0
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
1
1
61
74
13
10
22
9
4
6
1.4
1.3
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
1
(3)
64
61
17
12
13
23
5
4
1.3
1.4
1.0
1.0
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
1
68
70
66
61
58
54
11
–
13
13
13
13
18
–
19
22
24
27
–
–
2
3
5
6
1.3
1.3
1.3
1.3
1.4
1.4
1.0
1.0
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
–
53
13
28
–
1.4
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1
1
1
–
2
1
2
–
63
62
48
45
51
71
73
59
13
15
21
28
14
11
12
18
20
19
26
25
28
15
11
17
4
3
4
2
4
2
1
–
1.3
1.3
1.4
1.4
1.4
1.2
1.2
1.4
1.0
1.0
–
1.5
–
1.0
1.0
1.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1
National Compensation Survey, March 2013—Continued
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
–
–
–
1
–
1
61
66
53
61
63
60
12
10
16
13
12
14
21
18
27
22
22
21
–
–
–
3
–
3
1.4
1.4
1.4
1.3
1.4
1.3
1.0
1.0
1.0
1.0
1.0
1.0
1
1
–
–
–
–
–
–
–
65
56
60
54
64
56
63
75
63
13
18
14
17
11
9
11
12
7
17
19
24
23
22
30
23
12
23
4
6
–
–
–
–
–
–
–
1.3
1.4
1.4
1.4
1.3
1.4
1.3
1.2
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
3 Less than 0.5.
4 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
civilian workers,1 National Compensation Survey, March 2013
Multiple of annual earnings amounts2
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
0.1
1.1
0.7
1.0
0.3
(3)
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.1
0.3
0.2
–
1.8
2.5
1.9
3.9
0.9
1.1
1.0
2.6
1.6
1.9
1.7
4.2
0.5
0.8
0.6
–
(3)
(3)
(3)
(3)
0.0
0.0
0.0
–
–
–
0.4
–
0.1
–
0.1
0.2
4.4
3.9
2.7
5.8
1.1
2.1
1.3
2.9
3.4
1.6
1.7
5.6
0.9
1.5
1.0
2.0
4.3
2.7
2.2
4.2
0.9
1.4
1.2
2.9
0.3
–
0.8
2.3
0.4
0.7
0.5
0.8
(3)
(3)
(3)
0.1
(3)
(3)
(3)
(3)
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.3
0.2
–
0.4
5.5
3.4
2.2
3.0
2.6
3.8
2.2
1.7
2.3
2.3
4.6
3.5
1.8
2.8
1.4
0.9
1.0
0.6
–
0.8
(3)
(3)
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.1
0.4
1.1
2.8
0.7
1.6
1.0
1.4
0.3
2.2
(3)
(3)
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.5
0.1
2.1
1.2
1.9
0.7
1.7
1.1
0.9
0.4
(3)
(3)
0.0
0.0
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.2
0.1
0.1
0.2
3.0
7.0
1.4
1.5
1.5
2.1
1.5
–
1.2
1.0
0.8
1.1
2.8
–
1.1
1.3
1.3
1.6
–
–
0.3
0.5
0.6
0.6
(3)
0.1
(3)
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
–
2.4
1.9
2.5
–
(3)
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.1
0.3
0.1
–
0.2
0.4
0.8
–
1.2
2.7
3.9
3.6
6.3
3.1
3.0
4.1
0.7
1.4
2.4
3.0
2.4
1.5
1.8
2.3
1.1
2.8
5.0
4.3
8.1
2.4
2.4
3.1
0.4
0.6
1.0
0.6
0.5
0.8
0.4
–
(3)
(3)
(3)
(3)
0.1
(3)
(3)
(3)
0.0
0.0
–
0.1
–
0.0
0.0
0.0
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
civilian workers,1 National Compensation Survey, March 2013—Continued
Multiple of annual earnings amounts2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
–
–
–
0.1
–
0.2
1.8
2.2
3.6
1.3
1.8
1.9
1.4
1.4
3.2
0.8
1.2
1.1
1.7
1.6
3.6
1.2
1.5
1.8
–
–
–
0.4
–
0.3
(3)
(3)
(3)
(3)
(3)
(3)
0.0
0.0
0.1
0.0
0.0
0.0
0.1
0.2
–
–
–
–
–
–
–
0.9
3.0
3.4
3.7
1.4
6.6
3.0
4.6
3.3
1.7
1.8
2.2
3.7
1.4
2.2
2.0
2.9
1.6
1.4
1.9
2.2
5.8
1.4
7.5
3.1
2.6
1.6
0.4
0.8
–
–
–
–
–
–
–
(3)
(3)
(3)
0.1
(3)
0.1
(3)
(3)
(3)
0.0
0.0
0.0
0.0
0.0
0.2
0.0
0.0
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
3 Less than 0.05.
4 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 20. Life insurance plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2013
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$500,000 $1,000,000
With no
maximum
benefit
amount
74
$50,000
$50,000
$200,000
26
75
80
72
59
50,000
50,000
50,000
50,000
100,000
100,000
–
50,000
250,000
300,000
250,000
100,000
600,000
750,000
500,000
250,000
1,000,000
–
1,000,000
400,000
25
20
28
41
49
69
68
49
79
83
77
67
–
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
50,000
50,000
50,000
50,000
–
–
–
300,000
–
–
200,000
–
200,000
200,000
–
500,000
500,000
280,000
500,000
500,000
500,000
–
300,000
1,000,000
1,000,000
–
1,000,000
1,000,000
–
2,000,000
51
31
32
51
21
17
23
33
59
69
68
65
71
50,000
50,000
50,000
50,000
50,000
–
–
–
100,000
–
170,000
200,000
200,000
250,000
100,000
–
–
500,000
500,000
400,000
–
2,000,000
1,000,000
1,000,000
–
41
31
32
35
29
Full time .................................................................
Part time ................................................................
74
69
50,000
50,000
50,000
–
200,000
–
500,000
500,000
1,000,000
850,000
26
31
Union .....................................................................
Nonunion ...............................................................
61
76
50,000
50,000
50,000
–
100,000
245,000
300,000
500,000
1,000,000
1,000,000
39
24
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
70
75
77
73
74
76
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
75,000
100,000
100,000
–
–
150,000
200,000
300,000
300,000
500,000
–
500,000
500,000
750,000
750,000
1,000,000
–
1,000,000
1,000,000
1,500,000
–
30
25
23
27
26
24
Goods-producing industries ...................................
68
50,000
100,000
300,000
700,000
–
32
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
75
69
63
48
78
73
70
49
50,000
50,000
50,000
–
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
100,000
50,000
200,000
200,000
100,000
–
–
250,000
350,000
100,000
500,000
500,000
250,000
200,000
–
500,000
500,000
200,000
1,000,000
–
500,000
300,000
500,000
1,000,000
1,000,000
500,000
25
31
37
52
22
27
30
51
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2013—Continued
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
76
77
73
73
79
68
$50,000
50,000
50,000
50,000
50,000
50,000
–
–
$100,000
50,000
50,000
100,000
$200,000
200,000
245,000
200,000
200,000
250,000
73
73
65
66
74
83
78
82
79
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
–
100,000
–
–
–
–
50,000
50,000
200,000
200,000
250,000
245,000
250,000
–
250,000
–
200,000
75th
percentile
90th
percentile
$500,000 $1,000,000
500,000 1,000,000
500,000
–
500,000 1,000,000
500,000 1,000,000
750,000 1,000,000
With no
maximum
benefit
amount
24
23
27
27
21
32
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
500,000
500,000
500,000
500,000
–
500,000
750,000
500,000
500,000
1,000,000
1,000,000
1,000,000
1,000,000
1,500,000
1,000,000
–
1,000,000
1,000,000
27
27
35
34
26
17
22
18
21
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, civilian workers,1 National
Compensation Survey, March 2013
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
With no
maximum
benefit
amount
90th
percentile
1.0
$0.00
$8,411.90
$0.00
$0.00
$0.00
1.0
1.4
1.5
1.9
3.4
0.00
0.00
0.00
0.00
4,418.14
0.00
–
0.00
55,820.07
61,991.93
46,978.51
8,411.90
118,448.30
31,241.00
78,004.81
25,726.45
0.00
–
0.00
15,620.50
1.4
1.5
1.9
3.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
4.9
5.6
2.6
5.4
1.2
2.2
1.4
3.3
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
–
–
–
61,497.97
–
–
13,883.80
–
10,878.42
3,124.10
–
0.00
84,812.26
66,027.80
0.00
0.00
6,718.63
–
36,633.32
0.00
134,372.62
–
23,430.75
0.00
–
0.00
4.9
5.6
2.6
5.4
1.2
2.2
1.4
3.3
5.5
3.8
2.3
3.3
3.1
0.00
0.00
0.00
0.00
0.00
–
–
–
15,620.50
–
35,327.89
50,760.61
37,659.66
37,456.64
0.00
–
–
11,045.36
103,614.67
80,031.24
–
0.00
287,921.86
0.00
–
5.5
3.8
2.3
3.3
3.1
Full time .................................................................
Part time ................................................................
1.0
3.9
0.00
0.00
9,629.12
–
15,756.59
–
0.00
60,497.93
0.00
201,861.34
1.0
3.9
Union .....................................................................
Nonunion ...............................................................
2.3
1.1
0.00
0.00
0.00
–
0.00
39,977.49
61,000.00
35,577.38
123,737.63
0.00
2.3
1.1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.2
4.8
1.2
1.4
1.1
1.3
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
13,254.43
0.00
0.00
–
–
16,557.73
3,905.12
3,220.25
27,055.50
0.00
–
0.00
0.00
11,045.36
60,497.93
59,991.67
–
0.00
0.00
378,947.65
–
3.2
4.8
1.2
1.4
1.1
1.3
Goods-producing industries ...................................
2.6
0.00
22,770.60
19,131.13
90,072.19
–
2.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.1
2.5
3.2
4.7
2.5
3.5
4.9
4.0
0.00
0.00
0.00
–
0.00
0.00
0.00
0.00
0.00
3,492.85
0.00
0.00
0.00
–
24,744.07
0.00
0.00
0.00
4,418.14
–
–
30,248.97
70,183.69
0.00
0.00
51,167.57
50,070.95
41,512.05
–
0.00
49,550.48
42,778.50
0.00
–
62,482.00
82,286.09
110,453.61
0.00
0.00
100,930.67
1.1
2.5
3.2
4.7
2.5
3.5
4.9
4.0
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, civilian workers,1 National
Compensation Survey, March 2013—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
2.1
2.4
3.3
1.1
1.4
1.7
$0.00
0.00
0.00
0.00
0.00
0.00
–
–
$25,844.73
1,562.05
0.00
23,155.78
$5,001.00
0.00
54,375.27
22,076.91
15,620.50
37,909.89
$0.00 $205,645.52
0.00 278,592.82
7,810.25
–
6,718.63
0.00
0.00
0.00
160,443.14
50,010.00
2.1
2.4
3.3
1.1
1.4
1.7
4.1
2.1
4.0
2.9
1.9
2.7
3.0
2.9
2.5
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
–
0.00
–
–
–
–
3,905.12
0.00
40,800.61
34,612.71
16,787.50
55,425.26
27,224.07
–
61,745.45
–
3,124.10
0.00
0.00
66,730.80
0.00
–
127,141.65
112,166.17
0.00
0.00
4.1
2.1
4.0
2.9
1.9
2.7
3.0
2.9
2.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and
half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit
shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the
0.00
0.00
0.00
0.00
191,311.26
0.00
–
0.00
0.00
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2013
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
$10,000
$20,000
$30,000
$50,000
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10,000
10,000
–
–
–
15,000
10,000
10,000
25,000
25,000
20,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
–
–
5,000
–
–
–
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
25,000
–
15,000
15,000
20,000
15,000
20,000
20,000
50,000
–
25,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
10,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
10,000
20,000
–
20,000
20,000
20,000
25,000
–
25,000
30,000
25,000
50,000
50,000
50,000
50,000
50,000
Full time .................................................................
Part time ................................................................
10,000
5,000
10,000
5,000
20,000
10,000
30,000
20,000
50,000
50,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
10,000
20,000
20,000
40,000
25,000
50,000
50,000
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
–
–
15,000
–
20,000
20,000
25,000
30,000
20,000
20,000
25,000
–
50,000
50,000
30,000
25,000
50,000
50,000
50,000
50,000
Goods-producing industries ...................................
10,000
15,000
20,000
30,000
50,000
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
–
–
5,000
–
5,000
–
5,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
20,000
20,000
20,000
20,000
20,000
15,000
20,000
20,000
30,000
–
45,000
50,000
30,000
25,000
25,000
25,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2
National Compensation Survey, March 2013—Continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts3
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
10,000
10,000
5,000
10,000
5,000
$10,000
–
10,000
10,000
10,000
10,000
$20,000
20,000
20,000
20,000
20,000
20,000
$25,000
25,000
25,000
35,000
25,000
40,000
$50,000
50,000
50,000
50,000
50,000
50,000
5,000
5,000
10,000
10,000
10,000
10,000
5,000
10,000
5,000
–
10,000
15,000
15,000
10,000
10,000
10,000
–
10,000
20,000
–
20,000
20,000
20,000
20,000
20,000
20,000
20,000
50,000
40,000
25,000
–
25,000
25,000
25,000
–
40,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
4 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2013
Flat dollar amounts3
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
$0.00
$0.00
$1,288.10
$0.00
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2,992.91
0.00
–
–
–
0.00
2,017.10
500.10
5,597.29
0.00
4,969.19
1,126.41
0.00
0.00
0.00
1,000.20
0.00
0.00
0.00
0.00
–
–
–
0.00
–
–
–
0.00
500.10
781.02
0.00
0.00
0.00
0.00
1,714.70
0.00
1,361.76
–
0.00
4,289.24
0.00
0.00
0.00
4,686.15
4,061.33
–
0.00
4,132.80
0.00
6,049.79
3,838.96
4,475.08
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
0.00
0.00
0.00
312.41
0.00
1,427.38
781.02
781.02
0.00
2,922.33
–
0.00
0.00
1,327.74
3,579.11
–
1,760.34
5,311.54
0.00
3,589.32
0.00
0.00
0.00
1,746.42
Full time .................................................................
Part time ................................................................
0.00
0.00
0.00
0.00
0.00
0.00
500.10
5,297.17
0.00
0.00
Union .....................................................................
Nonunion ...............................................................
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
917.50
552.27
0.00
0.00
2,199.22
0.00
0.00
0.00
0.00
0.00
–
–
0.00
–
312.41
0.00
0.00
8,172.28
3,548.30
2,066.40
0.00
–
0.00
0.00
6,476.39
0.00
0.00
0.00
0.00
0.00
Goods-producing industries ...................................
0.00
552.27
0.00
4,223.32
0.00
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
–
–
826.56
–
0.00
–
0.00
0.00
0.00
0.00
0.00
0.00
1,397.14
0.00
0.00
0.00
0.00
1,794.66
2,012.56
5,531.51
1,753.40
1,104.54
3,313.61
0.00
3,549.15
–
7,234.92
5,297.74
7,404.71
781.02
3,912.31
4,939.64
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
civilian workers,2 National Compensation Survey, March 2013—Continued
Flat dollar amounts3
Characteristics
10th
percentile
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
0.00
0.00
390.51
0.00
0.00
$2,792.10
–
1,377.35
0.00
0.00
0.00
$0.00
0.00
1,229.96
0.00
0.00
0.00
$0.00
1,104.54
5,056.80
5,174.77
2,171.47
5,344.17
$0.00
0.00
0.00
0.00
0.00
0.00
0.00
811.66
0.00
0.00
434.01
0.00
1,104.54
0.00
413.28
–
0.00
873.21
3,478.85
468.61
441.81
0.00
–
0.00
0.00
–
0.00
0.00
1,104.54
2,343.07
4,524.56
781.02
1,352.77
0.00
5,095.25
2,252.82
–
0.00
4,570.83
156.20
–
6,409.68
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
3 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
4 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 22. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2013
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
45
37
16
1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
50
52
49
45
36
36
36
37
–
11
13
16
–
1
2
2
43
52
33
38
47
47
47
42
40
31
31
43
35
33
36
44
14
–
35
–
17
19
16
11
3
–
1
–
1
1
1
2
35
47
43
38
49
48
42
43
51
33
13
–
13
10
16
4
–
2
1
2
Full time .................................................................
Part time ................................................................
46
40
39
18
14
40
1
2
Union .....................................................................
Nonunion ...............................................................
47
45
34
38
15
17
4
1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
32
29
43
46
52
53
32
–
41
39
35
33
35
49
16
–
12
13
1
–
1
–
2
2
Goods-producing industries ...................................
41
47
10
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
46
42
46
40
62
39
55
52
34
35
36
44
23
35
28
37
18
21
14
10
–
24
15
9
1
2
4
6
–
1
1
2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2013—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Noncommercially
insured2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Commercially
insured
Legally
required
Other
31
31
34
53
44
61
40
38
45
35
44
27
28
31
21
10
11
10
1
1
1
2
1
2
54
20
56
53
48
61
52
52
45
24
40
47
50
39
47
36
–
56
–
–
–
–
–
12
–
1
4
1
–
–
1
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Employer assumes all risks and expenses of
providing the benefit.
3 Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold. The categories were formed using
percentile estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 22. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2013
Characteristics
All workers .............................................................
Noncommercially
insured2
Commercially
insured
Legally
required
Other
1.3
1.1
1.1
0.2
1.8
2.2
2.1
3.2
1.7
2.1
2.0
3.8
–
0.8
1.5
2.7
–
0.3
0.5
0.5
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.7
5.7
2.9
5.6
1.4
2.5
1.6
2.7
4.2
4.5
1.8
6.9
1.4
2.5
1.5
2.9
3.1
–
2.3
–
1.4
2.2
1.3
1.3
0.9
–
0.2
–
0.2
0.4
0.3
0.7
4.3
3.3
1.7
2.5
2.4
4.5
3.9
1.8
2.6
2.3
3.4
–
1.3
1.2
1.7
1.6
–
0.5
0.5
1.0
Full time .................................................................
Part time ................................................................
1.3
3.0
1.2
2.1
1.0
2.6
0.3
0.6
Union .....................................................................
Nonunion ...............................................................
2.3
1.3
2.5
1.2
2.0
1.1
0.7
0.2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.0
3.7
1.9
1.6
1.7
2.2
2.2
–
1.7
1.4
1.5
2.0
2.9
3.1
2.1
–
1.1
0.9
0.2
–
0.3
–
0.5
0.9
Goods-producing industries ...................................
2.0
2.1
1.4
0.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.5
2.5
2.7
3.8
2.5
3.7
4.9
4.2
1.2
2.1
2.6
3.8
2.1
3.0
3.8
3.9
1.2
1.8
1.3
1.8
–
2.6
2.3
2.1
0.3
0.4
0.9
1.5
–
0.4
0.7
0.7
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding,
civilian workers,1 National Compensation Survey, March 2013—Continued
Characteristics
Noncommercially
insured2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Commercially
insured
Legally
required
Other
1.9
2.1
2.9
1.4
1.8
2.1
1.9
2.3
3.3
1.1
1.7
1.4
1.6
2.0
3.5
1.2
0.9
1.7
0.2
0.4
0.3
0.3
0.3
0.5
6.2
1.9
3.4
3.1
4.6
3.9
5.2
3.0
7.0
1.6
2.8
3.1
5.3
3.9
5.0
2.8
–
2.5
–
–
–
–
–
1.5
–
0.3
1.3
0.2
–
–
0.4
0.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Employer assumes all risks and expenses of
providing the benefit.
3 Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold. The categories were formed using
percentile estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 23. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2013
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
18
82
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
13
10
14
13
87
90
86
87
11
16
36
21
19
24
17
15
89
84
64
79
81
76
83
85
15
14
17
14
21
85
86
83
86
79
Full time .................................................................
Part time ................................................................
16
37
84
63
Union .....................................................................
Nonunion ...............................................................
17
18
83
82
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
40
51
18
15
12
12
60
49
82
85
88
88
Goods-producing industries ...................................
12
88
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
20
21
9
7
9
28
19
18
80
79
91
93
91
72
81
82
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2013—Continued
(All workers with short-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
26
29
20
14
16
11
74
71
80
86
84
89
4
47
7
7
8
5
5
13
96
53
93
93
92
95
95
87
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2013
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
1.2
1.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.5
0.9
2.1
2.9
1.5
0.9
2.1
2.9
2.7
3.1
4.1
5.1
1.2
2.3
1.1
2.4
2.7
3.1
4.1
5.1
1.2
2.3
1.1
2.4
4.5
2.2
2.2
1.9
3.0
4.5
2.2
2.2
1.9
3.0
Full time .................................................................
Part time ................................................................
1.0
3.1
1.0
3.1
Union .....................................................................
Nonunion ...............................................................
1.7
1.2
1.7
1.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.5
7.4
2.2
0.9
1.6
1.2
4.5
7.4
2.2
0.9
1.6
1.2
Goods-producing industries ...................................
1.6
1.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.4
1.9
1.4
1.6
0.9
3.1
2.9
2.7
1.4
1.9
1.4
1.6
0.9
3.1
2.9
2.7
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2013—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
1.8
2.3
3.4
0.9
1.1
1.4
1.8
2.3
3.4
0.9
1.1
1.4
1.8
2.7
1.3
1.4
1.6
1.9
1.9
2.1
1.8
2.7
1.3
1.4
1.6
1.9
1.9
2.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2013
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
6
2
70
22
1
2
2
1
–
1
1
1
–
67
59
71
84
30
37
25
8
1
1
1
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
2
4
–
3
4
3
16
–
–
1
–
1
–
1
–
85
83
88
82
68
71
68
60
6
13
6
14
27
25
28
18
–
–
1
–
1
–
1
–
29
7
16
18
13
–
–
–
–
–
54
64
69
62
76
8
25
11
13
8
–
–
–
–
–
Full time .................................................................
Part time ................................................................
6
4
2
–
68
85
23
10
1
–
Union .....................................................................
Nonunion ...............................................................
17
3
7
1
62
71
13
24
1
1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
1
7
7
4
2
2
–
1
2
2
1
84
94
74
68
62
62
9
4
17
22
31
33
1
–
1
(3)
1
2
Goods-producing industries ...................................
17
–
59
18
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
3
4
4
–
1
4
1
2
1
1
–
–
–
–
–
–
72
85
86
89
82
85
82
84
23
9
8
4
16
10
14
12
1
2
–
2
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1
National Compensation Survey, March 2013—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
6
6
6
6
7
4
2
–
–
2
1
3
75
74
77
66
71
62
16
17
14
25
20
29
(3)
–
–
1
(3)
2
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
5
4
11
6
9
6
4
2
–
–
4
1
–
–
–
2
65
85
60
68
65
58
68
69
27
10
25
25
21
34
27
24
–
–
(3)
3
( )
–
–
–
3
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
3 Less than 0.5.
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Geographic areas
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2013
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
0.4
0.3
1.2
0.9
0.2
0.4
0.8
0.5
–
0.4
0.5
0.3
–
1.8
2.5
1.8
2.8
1.8
2.5
1.8
1.0
0.2
0.2
0.3
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
0.9
1.3
–
0.4
0.9
0.5
2.4
–
–
0.5
–
0.3
–
0.4
–
4.8
3.3
1.7
4.2
1.4
2.2
1.5
2.8
2.0
2.7
0.8
3.8
1.4
2.1
1.5
1.8
–
–
0.2
–
0.2
–
0.2
–
4.4
1.5
1.6
1.9
2.3
–
–
–
–
–
5.2
2.6
2.2
2.9
2.9
2.4
2.3
1.2
1.9
1.4
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.5
1.0
0.3
–
1.2
1.4
1.0
1.2
0.2
–
Union .....................................................................
Nonunion ...............................................................
1.6
0.4
1.0
0.2
1.9
1.3
1.1
1.1
0.5
0.1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.8
0.7
0.9
0.7
0.6
0.6
0.8
–
0.3
0.5
0.3
0.3
2.5
1.5
1.6
1.4
1.7
2.0
1.5
1.2
1.3
1.2
1.5
1.9
0.2
–
0.2
0.1
0.3
0.5
Goods-producing industries ...................................
1.4
–
2.3
1.6
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.4
1.2
1.5
–
0.3
1.7
0.3
0.8
0.3
0.2
–
–
–
–
–
–
1.3
1.6
1.6
2.3
1.6
2.5
3.1
2.5
1.1
1.0
0.8
1.0
1.5
1.6
2.4
2.1
0.1
0.5
–
0.8
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
civilian workers,1 National Compensation Survey, March 2013—Continued
Characteristics
Flat dollar
amounts
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.7
0.9
1.2
0.6
0.9
0.6
0.5
–
–
0.3
0.3
0.6
1.4
1.8
2.0
1.3
2.0
1.7
1.1
1.4
1.6
1.1
1.5
1.6
0.1
–
–
0.3
0.2
0.4
2.5
0.7
1.1
1.0
2.8
1.1
1.2
0.7
–
–
0.5
0.3
–
–
–
0.5
5.9
1.4
2.5
3.2
5.8
4.7
4.7
2.6
4.4
0.8
2.2
2.5
6.0
4.8
4.1
2.6
–
–
0.2
0.1
–
–
–
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2013
(All workers with short-term disability coverage = 100 percent)
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
92
12
21
26
26
26
8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
90
92
89
83
12
12
12
12
18
18
20
22
26
26
26
26
26
26
26
26
26
26
26
52
10
8
11
17
80
93
95
92
93
91
93
90
88
92
92
93
13
12
13
12
12
12
12
13
13
13
13
13
22
18
26
24
18
13
20
24
24
25
–
26
26
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
26
26
26
26
26
26
26
26
52
26
52
26
26
26
26
36
–
26
26
26
20
7
5
8
7
9
7
10
12
8
8
7
Full time .................................................................
Part time ................................................................
91
95
12
18
20
26
26
26
26
26
26
52
9
5
Union .....................................................................
Nonunion ...............................................................
87
93
13
12
26
18
26
26
26
26
52
26
13
7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
94
97
94
92
88
87
12
21
12
12
13
12
25
26
20
20
22
21
26
26
26
26
26
26
26
26
26
26
26
26
–
52
26
26
26
26
6
3
6
8
12
13
Goods-producing industries ...................................
92
13
24
26
26
26
8
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
92
91
84
78
91
95
92
87
12
12
13
13
18
12
12
–
21
21
22
21
26
18
20
24
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
26
26
26
52
52
26
26
26
52
8
9
16
22
9
5
8
13
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation
Survey, March 2013—Continued
(All workers with short-term disability coverage = 100 percent)
Number of weeks2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
94
94
93
91
94
88
12
12
12
13
12
13
18
21
13
22
13
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
6
6
7
9
6
12
90
93
87
95
94
94
94
12
21
13
12
11
12
12
13
26
20
–
12
13
–
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
10
7
13
5
6
6
6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2013
Number of weeks2
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.6
0.0
1.1
0.0
0.0
0.0
0.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
1.0
1.1
2.0
0.0
0.7
0.0
0.9
2.5
3.4
2.7
1.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.2
0.0
0.0
0.0
0.0
0.9
1.0
1.1
2.0
2.9
1.4
0.8
2.4
0.7
1.2
0.7
2.4
2.6
1.0
1.2
1.5
0.0
0.4
0.5
1.0
0.0
0.0
0.0
0.0
0.5
0.0
0.2
0.2
2.0
4.2
0.0
4.6
2.2
0.0
1.5
3.4
3.4
1.0
–
1.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
8.4
1.6
0.0
0.0
0.0
4.0
–
0.0
0.0
0.0
2.9
1.4
0.8
2.4
0.7
1.2
0.7
2.4
2.6
1.0
1.2
1.5
Full time .................................................................
Part time ................................................................
0.6
0.8
0.0
5.1
1.9
0.0
0.0
0.0
0.0
0.0
0.0
4.1
0.6
0.8
Union .....................................................................
Nonunion ...............................................................
1.1
0.6
0.5
0.0
0.0
2.1
0.0
0.0
0.0
0.0
0.0
0.0
1.1
0.6
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
0.8
0.6
0.7
1.1
1.3
0.8
4.3
0.0
0.3
1.5
0.2
1.6
0.0
2.9
2.2
2.1
1.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
4.1
0.0
0.0
0.0
0.0
1.1
0.8
0.6
0.7
1.1
1.3
Goods-producing industries ...................................
1.2
0.0
1.1
0.0
0.0
0.0
1.3
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.7
0.9
1.8
3.0
1.1
0.9
1.6
2.1
0.0
0.2
0.0
0.0
5.1
0.7
1.3
–
1.2
1.8
0.5
1.4
0.0
3.0
2.9
3.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.8
0.7
0.9
1.8
3.0
1.1
0.9
1.6
2.1
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National
Compensation Survey, March 2013—Continued
Number of weeks2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.7
0.6
1.5
0.8
1.0
0.9
0.0
0.0
0.6
1.0
0.0
0.0
3.8
4.6
0.0
1.9
2.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.6
0.7
0.6
1.5
0.8
1.0
0.9
1.1
1.2
2.0
0.8
2.1
1.7
0.8
0.0
6.0
0.2
0.0
1.6
0.0
0.7
0.0
0.0
3.0
–
1.2
3.4
–
0.0
0.0
0.0
0.0
0.5
0.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
0.0
4.7
–
5.2
0.0
7.7
1.1
1.2
2.0
0.8
2.1
1.7
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation
Survey, March 2013
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
All workers .............................................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
1
19
2
39
26
13
62.7
60.0
1
1
1
–
19
17
20
28
2
2
2
4
39
41
39
30
21
20
21
16
18
19
17
22
63.7
64.5
63.3
64.6
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
2
–
–
1
1
1
1
34
21
27
41
19
16
20
16
3
2
–
–
2
2
2
1
27
51
33
29
36
39
35
44
16
15
33
25
28
29
28
28
20
9
4
4
14
13
14
9
62.5
60.0
60.1
58.6
62.8
63.0
62.7
62.2
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
–
–
–
–
–
14
18
15
13
16
–
–
–
–
–
37
48
44
43
45
35
23
26
27
25
–
7
14
14
13
64.2
61.0
63.2
62.6
63.8
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
19
24
2
–
40
32
25
35
14
5
63.0
61.1
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
1
1
18
19
5
1
32
40
33
25
10
14
61.8
62.9
60.0
60.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
1
22
24
19
21
17
18
–
–
2
2
2
2
33
29
40
39
40
38
35
42
26
23
23
20
5
2
12
14
18
21
61.0
60.9
62.5
62.5
64.1
64.9
60.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
1
12
1
44
24
17
63.9
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1
1
–
–
–
2
2
–
21
27
32
37
24
23
22
29
2
4
8
4
12
2
3
–
38
36
26
29
21
42
48
31
26
19
12
13
9
23
18
32
12
13
22
17
33
8
8
5
62.5
61.5
63.8
61.1
69.4
60.1
59.8
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
Establishment characteristics
See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation
Survey, March 2013—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
1
–
–
1
1
1
23
23
23
17
12
21
1
–
–
2
2
3
36
33
43
40
47
34
30
33
22
24
24
23
9
8
11
16
14
18
61.6
61.6
61.5
63.5
63.0
64.0
60.0
60.0
60.0
60.0
60.0
60.0
–
1
–
–
–
–
–
–
8
31
13
19
15
9
7
12
–
1
–
–
–
–
–
14
60
16
48
52
55
58
51
42
–
46
20
9
11
14
23
20
21
5
17
18
–
17
19
–
65.1
61.2
63.1
62.6
64.4
64.3
65.2
61.3
60.0
66.0
60.0
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1
National Compensation Survey, March 2013
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
0.2
0.9
0.2
1.5
1.5
0.7
0.2
0.0
0.1
0.3
0.2
–
1.6
2.1
2.6
3.1
0.3
0.6
0.3
0.6
1.9
2.3
2.3
3.6
2.0
1.9
3.1
2.3
1.1
1.7
1.4
2.5
0.5
0.6
0.6
0.9
0.0
0.0
0.0
0.0
–
0.7
–
–
0.4
0.5
0.5
0.5
4.5
3.4
2.3
6.2
1.1
1.5
1.3
2.3
0.7
0.5
–
–
0.4
0.8
0.4
0.7
2.9
6.8
3.6
6.9
1.6
3.2
1.7
3.6
2.9
2.9
3.7
7.3
1.8
3.3
1.7
2.6
3.1
2.6
0.7
1.2
1.1
2.2
1.2
1.8
1.2
0.5
0.4
1.0
0.3
0.6
0.4
0.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
–
–
2.7
3.5
2.0
2.6
1.9
–
–
–
–
–
6.1
4.2
2.8
3.5
3.6
5.5
4.3
1.9
2.8
2.0
–
1.4
1.5
2.5
2.1
1.5
0.7
0.5
0.5
0.7
3.5
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.2
–
1.0
2.8
0.2
–
1.5
3.4
1.5
3.5
0.7
1.0
0.3
0.5
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.3
0.2
1.6
1.0
0.8
0.2
2.2
1.6
2.4
1.4
1.2
0.8
0.4
0.3
0.0
0.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.3
0.2
0.1
0.1
2.1
6.0
1.7
1.3
1.0
1.7
–
–
0.6
0.3
0.3
0.3
2.8
4.5
2.7
1.8
1.8
2.5
3.7
7.6
3.5
1.1
1.8
1.6
1.0
0.8
1.4
1.1
1.0
1.5
0.4
1.1
0.5
0.4
0.4
0.7
0.0
3.2
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
0.4
2.0
0.4
2.5
2.6
2.0
0.5
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.2
0.3
–
–
–
0.5
0.6
–
1.0
2.1
2.8
3.6
2.7
2.6
3.8
4.4
0.2
0.6
1.5
0.8
0.8
0.3
0.4
–
1.7
3.3
2.2
3.3
2.2
4.7
6.4
5.3
1.7
2.0
1.2
1.6
1.0
3.1
2.8
3.7
0.7
1.7
2.3
2.8
3.8
2.3
1.8
1.3
0.3
0.4
0.9
0.9
1.7
0.4
0.6
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1
National Compensation Survey, March 2013—Continued
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
0.4
–
–
0.2
0.3
0.2
1.8
1.8
3.1
1.2
1.4
1.6
0.5
–
–
0.3
0.5
0.3
2.1
2.9
3.8
1.7
2.2
2.6
2.8
3.7
2.9
1.3
1.5
2.0
1.2
1.3
2.1
0.8
1.2
1.4
0.4
0.5
0.6
0.3
0.3
0.5
0.0
0.0
0.0
0.0
0.0
0.0
–
0.2
–
–
–
–
–
–
1.5
1.9
2.7
2.1
3.8
2.2
2.0
2.1
–
0.1
–
–
–
–
–
2.9
6.0
2.5
3.3
3.6
7.7
4.2
5.5
3.5
–
3.1
2.3
1.7
2.3
2.9
3.8
4.2
4.8
0.6
2.5
1.1
–
3.5
2.8
–
1.5
0.4
0.6
0.5
1.8
1.4
1.1
0.4
0.0
5.2
0.0
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2013
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
75
$170
$300
$572
$1,000
$2,307
25
71
73
71
73
170
170
170
170
500
500
–
500
692
750
692
692
1,500
1,500
1,500
831
2,500
2,500
2,500
1,500
29
27
29
27
73
59
85
76
76
77
76
76
170
170
170
135
170
170
170
200
500
–
200
185
250
–
220
500
692
600
524
–
561
561
572
572
831
–
584
–
1,250
1,500
1,155
1,000
–
2,800
1,300
2,500
2,500
4,615
2,309
–
27
41
15
24
24
23
24
24
74
77
73
68
78
200
200
170
170
170
500
500
300
250
385
550
584
500
515
500
–
1,000
600
–
584
1,500
1,730
1,500
1,500
1,385
26
23
27
32
22
Full time .................................................................
Part time ................................................................
74
86
170
170
350
170
584
–
1,200
572
2,310
584
26
14
Union .....................................................................
Nonunion ...............................................................
79
75
170
170
200
315
500
584
584
1,155
1,385
2,310
21
25
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
85
94
75
74
72
70
170
170
170
170
170
170
170
–
300
300
500
–
546
546
561
572
600
692
584
584
1,000
1,100
1,500
1,500
1,300
750
2,000
2,308
2,500
2,500
15
6
25
26
28
30
Goods-producing industries ...................................
68
170
350
572
1,000
2,000
32
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
77
70
67
70
58
72
61
72
170
170
170
185
170
170
170
135
300
300
–
500
185
300
–
200
572
584
692
692
584
561
700
584
1,000
1,000
831
831
1,000
1,000
1,500
–
2,309
2,307
1,500
–
1,500
2,308
2,423
1,662
23
30
33
30
42
28
39
28
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2013—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
83
85
79
70
75
65
$170
170
170
170
170
170
–
–
$300
350
315
350
$559
559
546
584
584
584
–
$750
1,000
1,500
1,500
1,200
$1,731
1,500
2,300
2,400
2,400
2,350
17
15
21
30
25
35
71
90
51
74
70
72
84
250
170
200
300
250
–
170
500
170
350
500
500
500
–
1,000
546
577
750
692
1,000
–
1,000
584
1,250
1,500
–
–
2,000
2,308
831
2,308
2,500
2,300
2,500
2,350
29
10
49
26
30
28
16
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2013
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.3
$0.00
$23.09
$9.46
$41.31
$172.57
1.3
1.8
2.0
2.4
2.7
0.00
0.00
0.00
10.99
17.73
8.32
–
0.00
67.66
76.41
60.22
14.37
77.18
395.45
49.98
6.64
86.39
115.17
129.86
206.65
1.8
2.0
2.4
2.7
3.2
8.4
2.1
5.2
1.3
2.7
1.6
2.9
16.06
0.00
0.00
27.88
0.00
0.00
0.00
19.34
52.01
–
58.39
52.06
24.47
–
49.69
7.82
0.00
157.95
34.56
–
18.76
9.44
12.69
16.52
0.00
–
2.21
–
176.66
169.27
137.25
31.24
–
500.27
238.45
140.63
140.26
1,288.08
60.24
–
3.2
8.4
2.1
5.2
1.3
2.7
1.6
2.9
5.7
3.6
2.4
3.3
2.5
30.37
31.53
0.00
0.78
0.00
0.00
34.31
40.33
33.46
111.74
17.01
26.64
5.17
29.42
0.00
–
214.94
86.81
–
4.16
343.02
493.85
91.20
257.04
396.20
5.7
3.6
2.4
3.3
2.5
Full time .................................................................
Part time ................................................................
1.3
2.4
0.00
0.00
61.02
23.36
7.63
–
137.11
6.45
61.91
68.07
1.3
2.4
Union .....................................................................
Nonunion ...............................................................
1.8
1.4
0.00
0.00
0.27
50.31
0.00
9.19
35.15
155.79
404.50
82.83
1.8
1.4
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.4
2.4
1.9
1.6
1.5
2.1
0.00
0.00
0.00
0.00
0.00
0.00
44.75
–
29.49
61.40
0.00
–
22.98
91.72
7.08
12.64
91.21
136.97
0.00
2.65
0.00
168.17
40.24
348.62
264.26
107.20
101.11
51.88
125.29
129.11
2.4
2.4
1.9
1.6
1.5
2.1
Goods-producing industries ...................................
2.6
19.38
32.46
16.17
0.00
335.80
2.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.4
3.2
2.6
3.1
3.7
4.9
7.4
4.0
0.00
0.00
0.00
12.83
0.00
0.00
0.00
29.44
22.88
63.51
–
0.00
0.00
53.48
–
0.00
10.89
19.95
54.00
0.00
4.00
25.13
101.62
11.07
106.33
10.47
5.94
2.97
100.73
130.57
391.51
–
57.82
331.72
152.43
–
390.10
67.77
145.75
78.84
1.4
3.2
2.6
3.1
3.7
4.9
7.4
4.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2013—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum weekly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.6
1.9
3.0
1.7
1.5
2.8
$0.00
0.00
0.00
0.00
5.00
0.00
–
–
$33.02
39.20
78.17
68.57
$16.01
12.58
45.95
2.94
17.04
2.66
–
$66.50
84.66
234.61
92.52
136.98
$340.09
220.32
412.49
136.44
151.46
172.09
1.6
1.9
3.0
1.7
1.5
2.8
4.8
1.2
5.4
2.7
2.7
4.9
1.7
61.89
0.00
33.51
26.73
46.15
–
0.00
135.36
0.00
61.80
26.06
3.49
0.00
–
206.64
4.58
105.65
52.39
200.93
107.73
–
0.00
0.00
229.49
70.61
–
–
445.83
304.28
181.17
307.49
67.13
608.12
580.01
75.50
4.8
1.2
5.4
2.7
2.7
4.9
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2013
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
10
90
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10
8
12
18
90
92
88
82
21
11
13
20
9
9
9
10
11
6
7
5
79
89
87
80
91
91
91
90
89
94
93
95
Full time .................................................................
Part time ................................................................
10
7
90
93
Union .....................................................................
Nonunion ...............................................................
13
9
87
91
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
11
6
9
9
10
10
89
94
91
91
90
90
Goods-producing industries ...................................
8
92
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
10
12
17
20
13
8
10
17
90
88
83
80
87
92
90
83
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2013—Continued
(All workers with long-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
7
6
8
11
9
12
93
94
92
89
91
88
5
8
12
9
10
8
9
6
95
92
88
91
90
92
91
94
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2013
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.7
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
0.9
1.3
2.7
0.9
0.9
1.3
2.7
3.8
3.1
1.7
4.5
0.8
1.6
0.9
1.9
2.4
0.8
1.4
1.1
3.8
3.1
1.7
4.5
0.8
1.6
0.9
1.9
2.4
0.8
1.4
1.1
Full time .................................................................
Part time ................................................................
0.8
1.2
0.8
1.2
Union .....................................................................
Nonunion ...............................................................
1.4
0.8
1.4
0.8
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.9
2.8
1.1
1.0
0.7
0.8
1.9
2.8
1.1
1.0
0.7
0.8
Goods-producing industries ...................................
1.2
1.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.9
1.7
2.8
4.4
2.1
1.8
1.9
2.8
0.9
1.7
2.8
4.4
2.1
1.8
1.9
2.8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2013—Continued
Employee
contribution
required
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee
contribution not
required
1.0
0.9
2.4
0.8
1.0
1.2
1.0
0.9
2.4
0.8
1.0
1.2
0.8
2.0
1.3
2.2
1.5
1.5
2.8
1.3
0.8
2.0
1.3
2.2
1.5
1.5
2.8
1.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2013
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
95
4
1
1
96
96
96
97
4
4
4
2
–
(2)
–
–
–
(2)
–
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
97
98
95
94
95
90
96
91
–
2
3
5
4
10
3
6
2
–
–
–
1
–
1
2
–
–
–
–
(2)
–
(2)
2
89
92
91
90
93
7
5
3
2
4
–
1
4
6
2
–
2
2
2
2
Full time .................................................................
Part time ................................................................
95
88
4
9
1
–
1
–
Union .....................................................................
Nonunion ...............................................................
85
96
6
3
6
(2)
3
(2)
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
95
87
95
94
95
95
4
–
3
4
4
5
–
–
1
2
1
–
–
–
1
1
(2)
–
Goods-producing industries ...................................
91
3
4
1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
95
97
96
97
96
98
97
93
4
2
2
–
4
2
2
6
1
–
–
1
(2)
–
–
–
(2)
–
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2013—Continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
95
95
96
94
95
94
4
4
2
4
4
4
1
–
–
1
1
2
(2)
–
–
1
1
1
96
94
92
95
96
93
97
95
94
4
3
4
3
4
6
3
5
4
–
–
3
–
–
–
–
–
1
–
–
1
–
–
–
–
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March 2013
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.3
0.3
0.2
0.1
0.4
0.5
0.5
0.9
0.4
0.5
0.5
0.7
–
0.2
–
–
–
0.1
–
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
0.6
0.9
1.6
0.4
1.2
0.5
1.4
–
0.6
0.7
1.6
0.4
1.2
0.4
1.3
0.9
–
–
–
0.1
–
0.2
0.5
–
–
–
–
0.1
–
0.1
0.5
2.4
1.7
1.2
2.1
1.1
2.5
1.5
0.5
0.6
0.8
–
0.5
1.2
2.0
0.5
–
0.8
0.5
0.6
0.7
Full time .................................................................
Part time ................................................................
0.4
1.9
0.3
1.8
0.2
–
0.1
–
Union .....................................................................
Nonunion ...............................................................
1.5
0.3
0.9
0.3
1.4
0.1
0.7
(2)
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
5.3
0.5
0.7
0.6
0.7
1.0
–
0.4
0.4
0.5
0.7
–
–
0.2
0.6
0.3
–
–
–
0.1
0.2
0.1
–
Goods-producing industries ...................................
1.4
0.8
1.1
0.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.3
0.5
0.9
1.0
1.7
0.5
0.7
2.0
0.3
0.4
0.8
–
1.7
0.5
0.7
1.9
0.2
–
–
0.6
(2)
–
–
–
0.1
–
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, civilian workers,1 National Compensation Survey, March
2013—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.5
0.7
0.8
0.5
0.7
0.7
0.5
0.6
0.7
0.4
0.6
0.5
0.3
–
–
0.3
0.2
0.5
0.1
–
–
0.1
0.2
0.1
0.7
0.9
0.8
1.5
0.7
2.2
1.0
1.0
1.2
0.7
0.5
0.8
0.8
0.7
2.2
0.7
0.9
1.1
–
–
0.9
–
–
–
–
–
0.2
–
–
0.5
–
–
–
–
–
0.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2013
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
22
61
8
7
2
58.6
60.0
23
23
23
14
58
61
56
47
10
7
11
20
8
9
8
14
2
1
2
6
58.6
58.5
58.6
61.0
60.0
60.0
60.0
60.0
16
45
26
19
24
22
24
18
38
48
59
56
60
67
59
66
24
5
9
13
8
5
8
8
16
–
4
–
7
4
8
5
6
–
2
–
1
2
1
3
61.2
55.2
58.4
59.9
58.4
58.6
58.4
59.1
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
22
16
18
17
20
63
68
71
70
71
–
7
5
5
4
–
6
5
7
–
–
4
1
1
–
58.7
59.4
58.5
58.9
58.1
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
22
29
61
50
8
–
7
7
1
–
58.6
58.5
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
26
22
50
62
10
8
10
7
4
1
59.1
58.5
60.0
60.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
24
28
22
21
24
25
64
63
63
62
58
59
6
–
9
9
8
8
5
–
6
7
8
8
1
–
1
1
2
2
58.1
58.3
58.5
58.6
58.6
58.3
60.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
19
70
5
6
1
58.7
60.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
23
24
13
16
10
33
46
19
59
56
50
38
68
61
50
45
9
10
19
25
12
3
2
22
7
7
12
15
7
–
–
12
2
2
5
6
3
–
–
3
58.5
58.5
60.9
61.3
60.2
56.5
54.9
60.3
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2013—Continued
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
18
20
15
25
18
29
67
66
67
58
66
52
6
6
7
9
7
11
7
7
9
7
6
7
2
1
2
1
2
1
59.1
58.8
59.8
58.3
58.7
58.0
60.0
60.0
60.0
60.0
60.0
60.0
20
23
27
15
23
23
23
19
23
69
62
61
65
58
63
68
54
53
4
5
4
7
14
–
4
16
12
5
9
6
9
4
6
5
–
11
1
1
2
3
1
–
1
–
1
58.6
58.9
58.0
59.9
58.1
57.9
57.7
59.6
59.1
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian
workers,1 National Compensation Survey, March 2013
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.1
1.1
0.5
0.6
0.2
0.2
0.0
1.6
1.6
2.0
1.8
1.7
1.8
2.0
3.4
0.8
0.7
1.0
2.6
0.8
1.2
0.8
1.9
0.3
0.2
0.5
1.7
0.2
0.3
0.3
0.5
0.0
0.0
0.0
0.0
2.5
5.3
2.4
4.6
1.2
2.4
1.5
2.3
4.5
4.8
2.8
6.2
1.4
2.7
1.7
2.5
3.4
2.7
1.9
2.9
0.7
0.9
0.8
1.8
2.7
–
0.7
–
0.8
1.0
0.8
1.7
1.9
–
0.6
–
0.2
0.7
0.2
1.2
0.7
0.6
0.4
0.7
0.2
0.4
0.2
0.5
1.2
1.7
0.0
0.0
0.0
0.0
0.0
0.0
4.2
2.3
1.8
2.4
2.6
4.5
3.3
2.2
3.2
2.9
–
2.0
0.9
1.3
1.2
–
1.9
1.1
1.8
–
–
1.4
0.3
0.5
–
0.9
0.5
0.3
0.3
0.4
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
1.1
3.1
1.1
3.5
0.5
–
0.6
1.7
0.2
–
0.2
0.5
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
2.1
1.1
2.1
1.2
1.7
0.6
1.6
0.6
1.1
0.2
0.4
0.2
0.0
0.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.5
8.1
1.4
1.4
1.4
1.8
3.9
8.4
1.8
1.6
1.4
2.1
1.5
–
1.0
0.8
0.7
0.7
1.0
–
0.8
0.8
0.8
1.0
0.5
–
0.2
0.3
0.4
0.3
0.5
1.3
0.2
0.2
0.2
0.2
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
1.9
2.5
0.9
1.1
0.4
0.3
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.2
2.3
1.7
2.6
1.4
3.7
4.6
3.3
1.2
2.4
2.7
3.9
2.5
3.7
4.5
3.8
0.6
1.4
2.4
3.7
1.5
1.0
0.6
3.5
0.6
0.9
1.5
2.0
1.8
–
–
2.8
0.3
0.5
1.1
1.7
1.1
–
–
1.1
0.2
0.3
0.4
0.7
0.2
0.4
0.5
0.6
0.0
0.0
0.0
1.3
0.0
0.0
1.6
0.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian
workers,1 National Compensation Survey, March 2013—Continued
Fixed percent of annual earnings
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.3
1.8
2.1
1.3
1.5
1.9
1.7
2.1
3.2
1.3
1.7
1.6
0.9
1.2
2.4
0.7
0.9
1.0
1.1
1.4
1.5
0.7
0.8
1.1
0.3
0.3
0.7
0.3
0.5
0.3
0.2
0.3
0.4
0.2
0.2
0.3
0.0
0.0
0.0
0.0
0.0
0.0
2.8
3.0
3.7
2.1
1.7
5.0
2.9
2.5
3.7
4.4
1.4
2.9
2.2
2.6
5.3
3.5
6.1
3.0
1.0
0.9
0.8
2.4
2.1
–
1.2
3.0
1.0
2.2
2.9
0.9
2.4
0.5
1.7
1.4
–
1.6
0.4
0.3
0.7
1.4
0.6
–
0.3
–
0.3
0.3
0.5
0.5
0.5
0.3
0.9
0.5
0.4
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2013
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
83
$3,000
$5,000
$7,500
$10,000
$15,000
17
83
87
80
70
3,000
3,900
3,000
–
5,000
5,000
5,000
3,900
8,000
10,000
7,500
5,000
10,000
12,250
10,000
7,000
15,000
20,000
15,000
10,000
17
13
20
30
65
88
80
73
87
91
85
83
–
–
3,000
–
3,000
4,000
3,000
3,000
3,900
5,000
5,000
–
5,000
5,000
5,000
4,000
5,000
7,500
6,000
5,000
8,000
7,500
8,000
5,000
6,000
10,000
10,000
8,000
12,000
12,000
11,200
10,000
8,000
15,000
10,000
10,000
20,000
20,000
17,500
15,000
35
12
20
27
13
9
15
17
76
86
83
82
84
–
3,000
–
2,500
–
–
4,000
5,000
5,000
3,000
5,000
6,000
6,000
7,000
5,000
–
10,000
10,000
10,000
10,000
15,000
12,500
15,000
15,000
13,000
24
14
17
18
16
Full time .................................................................
Part time ................................................................
84
76
3,000
2,500
5,000
5,000
7,500
6,000
10,000
10,000
15,000
15,000
16
24
Union .....................................................................
Nonunion ...............................................................
73
85
–
3,000
3,000
5,000
5,000
7,500
7,500
10,000
10,000
15,000
27
15
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
85
84
83
83
83
3,000
3,000
3,000
3,000
4,000
5,000
5,000
5,000
5,000
5,000
6,000
7,000
7,000
8,000
10,000
10,000
10,000
10,000
10,500
12,500
15,000
15,000
15,000
16,000
20,000
15
16
17
17
17
Goods-producing industries ...................................
83
3,000
5,000
7,000
10,000
15,000
17
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
84
82
71
66
79
90
89
65
3,000
2,500
–
–
–
3,000
3,000
–
5,000
5,000
3,900
3,900
5,000
5,000
5,000
3,333
7,500
6,000
5,000
5,000
7,000
6,000
7,000
5,000
10,000
10,000
7,500
6,000
10,000
10,000
10,000
6,000
15,000
12,500
10,000
8,000
14,000
15,000
15,000
9,000
16
18
29
34
21
10
11
35
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2013—Continued
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
88
89
84
82
87
77
$3,000
3,000
–
2,917
3,000
2,500
$5,000
5,000
5,000
5,000
5,000
5,000
$7,000
–
7,500
7,500
7,500
7,500
$10,000
10,000
10,000
10,000
10,000
12,000
$15,000
15,000
15,000
15,000
15,000
16,000
12
11
16
18
13
23
92
86
77
74
86
90
78
84
3,000
2,500
3,000
3,500
2,500
3,000
3,000
3,000
5,000
5,000
5,000
5,000
4,000
5,000
5,000
5,000
7,500
6,000
6,000
7,500
7,500
7,500
7,500
10,000
11,000
10,000
10,000
10,000
10,000
10,000
10,000
10,208
15,000
15,000
15,000
16,000
15,000
15,000
20,000
17,300
8
14
23
26
14
10
22
16
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2013
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
0.9
$0.00
$0.00
$234.31
$0.00
$0.00
0.9
1.1
1.4
1.3
3.1
860.84
381.90
347.95
–
0.00
373.65
0.00
15.62
694.19
0.00
641.40
0.00
0.00
584.20
0.00
466.27
341.47
441.81
0.00
0.00
1.1
1.4
1.3
3.1
4.1
3.1
2.3
5.2
1.2
1.6
1.2
2.3
–
–
408.66
–
12.97
1,141.13
135.90
66.11
325.53
0.00
0.00
–
0.00
0.00
0.00
977.57
0.00
1,190.92
312.41
680.88
512.11
649.90
417.31
1,335.16
174.64
1,259.36
932.78
773.18
1,409.67
1,868.45
1,566.48
0.00
302.09
0.00
653.45
0.00
1,721.13
853.25
4,324.66
3,252.29
4.1
3.1
2.3
5.2
1.2
1.6
1.2
2.3
4.2
2.7
2.2
2.8
3.0
–
107.29
–
644.05
–
–
1,175.94
923.59
0.00
896.10
0.00
545.49
349.28
594.81
1,448.59
–
0.00
0.00
174.64
234.31
3,689.88
2,024.65
487.75
0.00
3,182.84
4.2
2.7
2.2
2.8
3.0
Full time .................................................................
Part time ................................................................
0.9
4.0
0.00
135.28
0.00
0.00
139.12
399.15
0.00
0.00
0.00
340.44
0.9
4.0
Union .....................................................................
Nonunion ...............................................................
2.0
0.9
–
81.19
569.39
0.00
0.00
574.77
156.20
90.62
0.00
0.00
2.0
0.9
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.8
1.3
1.3
1.1
1.5
219.85
575.42
0.00
0.00
291.40
0.00
0.00
0.00
0.00
0.00
800.31
976.94
507.26
156.20
1,107.47
156.20
0.00
0.00
1,635.47
495.66
1,517.17
0.00
0.00
1,720.91
1,300.26
1.8
1.3
1.3
1.1
1.5
Goods-producing industries ...................................
2.0
106.12
0.00
732.67
599.87
0.00
2.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.0
2.2
3.5
4.4
5.2
1.8
2.3
3.9
0.00
529.72
–
–
–
357.91
420.59
–
0.00
0.00
102.43
421.06
0.00
0.00
0.00
864.49
209.18
504.80
0.00
0.00
982.41
697.51
928.20
0.00
0.00
653.55
0.00
174.64
0.00
0.00
0.00
493.96
0.00
1,548.72
0.00
1,114.31
1,302.23
406.70
0.00
1,168.93
1.0
2.2
3.5
4.4
5.2
1.8
2.3
3.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1
National Compensation Survey, March 2013—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
With
maximum
benefit
amount
Maximum monthly benefit amount2
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.5
1.6
2.4
1.0
1.3
1.5
$233.31
0.00
–
348.14
442.09
220.73
$0.00
0.00
0.00
0.00
0.00
0.00
$752.70
–
493.22
0.00
573.93
448.66
$0.00
0.00
0.00
194.05
0.00
460.13
$0.00
0.00
300.32
220.91
0.00
1,823.97
1.5
1.6
2.4
1.0
1.3
1.5
1.4
3.1
2.4
3.8
2.0
1.0
4.6
2.0
473.36
468.61
375.25
762.42
734.25
261.85
78.10
589.26
0.00
0.00
0.00
0.00
1,164.75
0.00
0.00
174.64
0.00
10.47
685.87
493.96
206.64
518.75
1,367.01
546.72
1,509.84
0.00
0.00
1,976.65
0.00
0.00
1,816.48
2,178.22
0.00
0.00
0.00
1,285.73
0.00
0.00
3,147.02
2,421.86
1.4
3.1
2.4
3.8
2.0
1.0
4.6
2.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2013
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave2
Paid
Unpaid
76
65
74
41
64
66
39
12
87
79
95
73
34
85
89
84
85
75
95
68
17
58
59
58
63
82
85
81
81
84
87
83
87
56
54
56
64
19
24
17
16
92
92
92
93
29
82
57
83
80
67
87
85
95
79
47
74
67
52
75
57
12
80
58
81
79
68
86
82
73
64
26
45
42
34
47
30
87
84
41
73
65
52
72
55
94
85
46
75
67
55
73
57
68
54
25
56
37
28
42
31
18
23
8
13
13
8
15
9
97
93
80
91
88
87
89
81
77
92
84
92
76
44
68
55
55
56
71
92
82
91
74
21
38
33
31
36
42
65
62
67
58
43
68
65
68
63
25
37
34
34
33
7
11
7
8
6
79
83
85
87
84
Full time .................................................................
Part time ................................................................
88
38
78
26
87
34
49
17
74
31
76
35
46
18
15
5
90
77
Union .....................................................................
Nonunion ...............................................................
81
75
84
62
75
74
59
38
87
60
90
62
62
35
15
12
94
85
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
51
37
84
90
82
81
34
21
69
79
87
90
51
39
83
89
79
78
19
10
42
49
60
61
35
23
66
76
85
88
39
28
68
79
86
90
18
11
37
48
58
64
5
4
11
15
20
22
79
75
86
90
93
93
Goods-producing industries ...................................
91
57
89
31
66
67
37
9
86
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
73
71
52
41
78
84
91
88
67
80
86
90
85
75
87
90
72
65
40
27
67
82
90
89
43
55
59
68
44
52
70
53
63
77
82
84
87
73
89
86
66
80
88
92
89
74
88
91
39
51
67
68
74
39
58
82
13
16
15
16
13
17
25
16
87
91
93
94
95
89
96
94
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave2
Paid
Unpaid
68
67
74
82
82
82
52
51
59
77
69
85
69
66
76
79
81
78
28
27
34
53
47
59
47
43
60
79
71
87
51
47
63
81
73
89
22
21
27
54
42
67
9
8
10
16
13
19
79
76
89
94
92
95
73
75
76
75
79
78
76
71
73
69
68
60
64
66
65
67
61
67
72
73
74
73
77
75
76
73
72
50
54
43
33
41
38
39
36
34
69
69
66
60
64
64
66
57
56
76
75
67
61
66
71
71
57
56
47
43
35
35
43
46
42
33
33
13
11
12
11
14
8
13
10
14
89
87
86
84
86
89
87
84
88
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 The sum of paid and unpaid family leave may exceed 100 percent because
some workers have access to both types of plans.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 32. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March
2013
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
0.7
0.6
0.7
0.7
0.8
0.7
0.7
0.5
0.5
0.8
0.8
1.0
1.9
0.7
1.1
0.9
1.0
0.8
0.8
1.1
1.8
1.0
1.6
1.1
1.6
0.8
1.4
0.8
1.3
0.9
1.2
1.0
1.3
1.0
1.4
1.2
1.5
0.9
1.3
1.0
1.2
0.7
1.1
0.8
0.9
2.3
1.6
1.9
2.5
0.7
1.2
0.9
1.3
1.0
1.8
1.7
2.4
0.8
1.2
1.1
1.7
2.1
1.8
1.7
2.4
0.8
1.1
1.1
1.3
1.9
3.0
1.2
2.8
1.1
1.3
1.3
1.3
1.6
1.6
1.7
2.6
0.8
1.2
1.0
1.7
1.6
1.8
1.7
2.6
0.9
1.4
1.1
1.5
1.8
3.3
1.2
2.9
0.8
1.2
1.1
1.6
1.7
2.9
0.7
1.6
0.6
0.7
0.8
0.8
0.6
1.6
1.5
1.9
0.8
0.9
0.9
1.7
2.3
1.4
1.4
1.1
2.0
2.5
2.4
1.5
2.0
1.9
2.3
1.3
1.4
1.1
1.9
1.9
1.9
1.5
1.6
1.9
2.2
2.8
1.8
2.0
2.2
2.1
2.3
1.7
2.0
2.2
1.9
2.2
1.4
1.7
2.0
1.1
1.1
0.8
1.2
0.8
2.0
2.6
1.5
1.4
2.2
Full time .................................................................
Part time ................................................................
0.5
1.3
0.6
1.1
0.5
1.6
0.9
0.8
0.9
1.3
0.7
1.2
0.8
0.8
0.6
0.4
0.5
1.0
Union .....................................................................
Nonunion ...............................................................
0.9
0.8
1.2
0.7
0.9
0.8
1.2
0.8
1.0
0.9
1.0
0.8
1.3
0.7
1.0
0.6
0.7
0.6
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.5
2.3
0.8
0.6
0.8
0.9
1.3
1.7
0.9
0.9
0.7
0.6
1.4
2.2
0.8
0.6
0.8
1.0
0.9
1.0
1.1
1.0
1.0
1.4
1.4
1.7
1.3
0.9
0.9
1.0
1.4
1.7
1.3
1.0
0.9
0.9
0.9
1.1
1.2
1.0
0.9
1.4
0.5
0.6
0.7
0.8
0.8
1.3
1.1
1.9
1.1
0.7
0.7
0.9
Goods-producing industries ...................................
0.8
1.6
0.9
1.3
1.4
1.2
1.4
0.9
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.8
1.4
1.3
1.4
1.5
1.9
0.8
1.4
0.7
1.3
0.8
0.8
1.4
2.1
1.1
1.4
0.8
1.4
1.3
1.2
2.1
1.9
0.7
1.4
0.8
1.4
1.6
1.5
2.5
2.3
2.6
2.3
0.9
1.0
1.0
1.3
1.3
1.8
1.5
1.6
0.8
1.4
0.8
0.7
1.1
2.1
1.7
1.4
0.8
1.7
1.2
1.2
2.6
2.6
2.9
1.8
0.5
1.1
1.0
1.3
1.6
1.7
2.4
1.9
0.6
1.0
0.7
0.7
0.9
1.7
0.7
1.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 32. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March
2013—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
1.1
1.2
2.0
0.7
1.0
0.9
1.1
1.3
1.9
0.6
1.2
0.9
1.1
1.3
1.8
0.6
1.0
0.8
1.1
1.4
1.9
0.9
1.4
1.1
1.1
1.2
2.0
0.8
1.3
1.1
1.0
1.3
2.3
0.7
1.3
0.9
0.7
0.9
1.7
0.9
1.2
1.2
0.7
0.7
1.1
0.7
0.8
1.0
1.0
1.2
1.5
0.5
0.8
0.7
2.8
1.5
1.9
1.4
1.7
1.2
1.5
1.7
2.6
1.9
2.0
1.8
2.2
1.5
3.2
1.8
1.8
1.6
2.6
2.2
1.4
2.2
1.3
2.7
1.6
1.7
2.6
1.5
2.4
1.9
1.7
1.7
2.5
2.2
2.0
1.8
4.2
2.3
1.6
3.5
1.7
4.8
1.4
2.8
1.3
3.0
1.9
1.5
2.4
1.9
4.4
1.7
3.1
1.3
4.1
2.4
1.6
2.9
1.5
0.8
1.7
3.6
1.2
1.2
1.4
1.0
3.3
1.0
1.6
1.8
1.7
1.6
3.8
0.8
1.1
2.8
1.1
3.0
1.1
1.3
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2013
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
8
3
22
12
12
9
14
8
6
3
2
2
8
8
3
1
3
8
1
1
1
2
15
10
18
10
10
9
10
6
13
15
12
6
11
12
10
10
18
23
15
13
11
11
10
12
9
9
9
8
5
4
6
7
2
2
2
6
3
3
4
12
9
9
9
10
9
10
9
10
11
5
17
3
10
21
5
5
2
–
3
(2)
2
4
2
4
15
41
26
12
26
37
21
30
6
13
13
10
14
12
15
14
–
10
9
7
12
11
12
10
7
7
6
10
8
5
9
8
11
5
7
10
14
6
17
11
12
5
6
17
6
3
7
8
5
4
5
13
4
1
6
5
–
–
4
12
2
(2)
3
2
–
1
2
3
1
–
1
1
–
–
2
2
1
–
2
2
10
8
7
10
8
6
8
8
10
7
7
10
7
6
8
7
7
3
6
3
8
4
4
4
3
5
30
31
22
19
25
13
15
11
9
13
11
9
16
15
17
10
7
10
13
7
10
12
14
17
11
7
8
7
9
6
5
5
5
6
4
1
2
2
–
2
(2)
1
1
–
1
1
2
2
3
1
8
8
8
9
8
7
7
8
9
7
Full time .................................................................
Part time ................................................................
5
27
2
5
21
30
12
11
13
9
10
4
15
7
8
3
6
1
4
2
2
1
2
1
9
6
8
6
Union .....................................................................
Nonunion ...............................................................
2
9
1
3
13
24
7
13
12
12
9
9
13
14
14
7
13
5
8
3
4
1
6
2
10
8
10
8
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
23
39
7
3
2
2
5
8
3
2
1
1
33
27
28
18
13
10
14
10
13
12
10
8
9
7
13
13
13
13
5
3
8
10
12
13
6
3
13
16
19
22
3
2
6
10
10
10
2
–
5
7
9
10
1
(2)
3
4
5
6
1
–
1
2
2
2
1
–
1
3
4
4
6
5
8
9
9
10
6
6
7
9
9
10
Goods-producing industries ...................................
3
3
18
10
13
14
18
9
6
2
1
2
9
9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
9
4
4
7
1
4
2
(2)
3
2
2
3
1
2
–
(2)
23
25
6
11
1
36
40
–
13
12
3
4
2
17
15
–
12
8
7
5
9
9
11
2
8
6
8
7
8
5
7
9
13
11
14
14
12
9
7
13
7
8
12
11
15
6
–
27
6
7
10
8
13
5
8
25
4
7
11
8
14
4
6
16
2
3
8
8
9
1
(2)
5
2
6
14
14
15
2
–
1
8
9
11
11
12
8
8
11
8
8
11
10
12
7
7
11
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March
2013—Continued
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
10
10
10
6
9
2
4
4
3
2
2
1
27
28
23
18
24
13
16
16
15
9
11
7
12
13
11
12
12
12
8
6
12
10
10
10
12
11
13
15
13
18
5
5
6
10
8
11
3
3
4
8
5
12
2
1
3
5
3
6
1
1
–
2
1
3
1
1
–
3
1
5
7
7
8
9
8
10
7
7
7
9
8
10
6
7
7
4
11
11
7
9
7
2
2
1
2
4
4
3
2
2
15
17
27
30
25
15
26
22
18
13
14
12
12
11
12
13
11
12
10
12
10
15
11
14
11
17
14
11
10
10
9
8
9
8
–
9
14
15
15
10
13
15
12
16
15
12
7
5
–
8
9
8
9
8
9
9
5
5
6
5
4
3
6
5
4
3
2
3
1
4
2
5
1
2
2
–
1
1
1
–
3
2
3
4
1
1
4
2
1
2
9
9
8
8
8
8
8
8
9
9
8
8
8
7
8
8
8
8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated
using data from the National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 33. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation
Survey, March 2013
Paid holidays
Characteristics
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
0.4
0.3
0.7
0.7
0.5
0.5
0.6
0.5
0.3
0.3
0.2
0.2
(2)
0.0
0.5
0.4
0.6
1.5
0.2
0.2
0.3
0.5
1.1
0.8
1.5
1.5
0.9
1.2
1.1
1.9
0.8
1.2
1.0
1.9
0.8
1.0
0.9
1.8
1.0
1.1
1.2
2.3
1.1
1.2
1.2
2.3
0.6
0.9
0.7
1.0
0.5
0.5
0.8
1.9
0.4
0.4
0.4
2.1
0.4
0.3
0.6
3.2
0.1
0.1
0.1
0.3
0.2
0.4
0.0
0.0
2.6
2.1
1.6
1.6
0.6
1.3
0.4
0.8
0.9
–
0.7
0.2
0.3
0.7
0.3
0.8
2.6
5.1
2.1
3.1
0.9
1.4
1.2
1.9
2.8
2.4
1.3
2.8
1.0
1.2
1.2
1.4
–
1.7
1.3
1.9
0.6
0.8
0.7
1.0
1.6
1.7
0.9
2.7
0.6
0.7
0.8
1.0
2.0
1.6
1.0
1.6
0.7
0.6
0.9
1.2
3.6
1.3
0.5
1.6
0.4
0.6
0.5
0.8
1.4
0.8
0.5
1.9
0.4
0.2
0.6
0.8
–
–
0.5
1.6
0.3
0.2
0.4
0.4
–
0.2
0.3
0.8
0.2
–
0.2
0.1
–
–
0.5
1.1
0.2
–
0.3
0.3
0.5
0.3
0.1
0.2
0.1
0.1
0.1
0.1
0.7
0.9
0.0
0.4
(2)
0.0
0.0
0.0
1.6
0.7
0.7
0.8
1.1
0.9
1.1
0.6
0.5
1.0
3.1
2.6
1.3
1.6
1.9
2.3
1.7
0.9
1.0
1.5
1.7
1.1
1.1
1.6
1.6
1.9
0.9
0.8
1.2
1.0
1.7
1.8
1.1
1.5
1.4
1.2
1.1
0.9
1.2
1.0
0.7
1.2
0.7
0.8
0.9
0.2
0.6
0.4
–
0.5
0.1
0.2
0.4
–
0.2
0.4
0.5
0.3
0.5
0.4
0.1
0.1
0.1
0.1
0.1
0.0
0.0
0.0
0.7
0.2
Full time .................................................................
Part time ................................................................
0.4
1.7
0.2
0.7
0.7
1.9
0.8
1.2
0.5
0.8
0.5
0.4
0.6
0.9
0.5
0.6
0.4
0.2
0.3
0.4
0.2
0.1
0.2
0.2
(2)
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.5
0.5
0.2
0.3
0.9
0.8
0.6
0.8
0.9
0.6
0.9
0.5
1.0
0.7
1.1
0.5
0.9
0.3
0.7
0.3
0.6
0.2
0.6
0.2
0.1
0.1
0.0
0.1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
2.9
0.5
0.4
0.4
0.7
0.7
1.6
0.3
0.3
0.2
0.1
1.4
2.8
1.4
0.9
0.7
1.0
1.0
1.4
0.9
1.0
0.8
0.8
0.8
1.5
0.7
0.8
0.6
0.8
0.7
1.5
0.5
0.8
0.9
1.1
0.8
1.0
0.7
0.8
0.9
1.2
0.6
0.8
0.5
0.7
0.9
1.2
0.6
–
0.4
0.5
0.7
0.9
0.2
0.1
0.3
0.4
0.6
1.0
0.2
–
0.2
0.3
0.4
0.4
0.2
–
0.2
0.5
0.4
0.6
0.1
0.2
0.1
0.1
0.1
0.1
0.0
0.3
0.6
0.0
0.5
0.0
Goods-producing industries ...................................
0.6
0.5
1.2
1.0
1.1
1.0
1.3
0.9
0.8
0.5
0.6
0.4
0.1
0.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.5
0.9
0.7
1.3
0.5
1.4
0.8
0.1
0.3
0.4
0.5
0.7
0.2
0.6
–
0.1
0.8
2.0
0.6
1.2
0.3
2.8
5.1
–
0.8
1.7
1.0
1.2
0.8
2.5
2.2
–
0.6
1.0
1.3
1.3
2.9
1.4
1.5
0.5
0.6
0.8
0.9
1.1
1.5
1.2
1.3
3.0
0.6
1.4
1.5
1.6
2.3
1.7
1.8
1.9
0.5
1.2
2.0
1.7
4.1
1.1
–
2.1
0.3
0.5
0.8
1.0
1.4
0.5
1.1
2.4
0.3
0.9
1.3
1.9
1.4
1.2
2.5
1.6
0.2
0.4
0.9
1.4
1.4
0.2
0.1
0.9
0.3
0.8
1.2
1.3
1.9
0.8
–
0.4
0.1
0.1
0.1
0.2
0.2
0.2
0.2
0.1
0.0
0.5
0.0
0.7
1.1
0.0
0.0
0.2
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 33. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation
Survey, March 2013—Continued
Paid holidays
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
0.7
0.8
1.2
0.5
0.7
0.7
0.5
0.7
0.4
0.2
0.4
0.2
1.2
1.6
1.5
0.8
1.0
1.1
1.4
1.6
1.4
0.6
1.0
0.8
0.7
0.8
1.1
0.7
0.9
0.8
0.6
0.7
1.3
0.7
1.0
0.9
0.7
0.7
1.7
0.9
1.1
1.1
0.6
0.8
0.8
0.7
0.7
1.3
0.4
0.5
0.8
0.5
0.6
0.7
0.4
0.4
0.9
0.4
0.5
0.5
0.2
0.3
–
0.3
0.3
0.4
0.3
0.4
–
0.2
0.2
0.4
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.0
1.1
0.0
0.0
0.0
1.8
1.5
0.9
0.7
0.8
2.5
1.0
2.1
1.0
0.7
1.0
0.5
0.4
0.7
0.7
1.0
1.0
0.3
3.1
1.2
1.7
5.3
1.4
1.8
1.9
1.4
1.0
2.9
2.6
1.2
2.8
1.0
2.3
1.2
1.5
1.9
1.1
0.9
1.1
2.3
1.1
1.7
1.3
2.0
2.0
3.0
0.8
1.1
1.1
1.3
1.2
1.4
–
1.2
3.2
1.3
1.0
1.4
1.3
4.4
1.8
3.0
1.3
1.6
0.5
0.7
–
0.8
2.5
1.9
1.3
1.4
0.8
0.6
0.8
1.1
0.7
1.1
1.3
0.4
1.3
1.4
0.4
0.7
0.4
0.6
0.4
1.1
0.6
0.9
0.2
0.6
0.5
–
0.4
0.2
0.3
–
0.6
0.4
0.5
0.9
0.2
0.2
1.2
0.5
0.6
0.7
0.2
0.1
0.1
0.2
0.1
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.4
1.0
0.2
1.0
0.0
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated
using data from the National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 34. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2013
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
72
6
22
69
68
69
83
6
8
6
5
25
23
25
12
84
45
70
78
74
80
72
72
73
4
1
5
5
5
5
5
10
11
12
54
24
17
21
15
23
18
16
76
2
22
Full time .................................................................
72
6
23
Union .....................................................................
Nonunion ...............................................................
83
69
3
6
14
24
Average wage within the following categories:5
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
73
73
72
70
70
5
5
4
8
9
22
22
23
22
20
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
72
69
86
86
87
56
48
82
5
3
3
2
5
2
1
4
23
28
11
12
8
42
51
15
1 to 99 workers ......................................................
70
9
21
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving:
Production ..........................................................
See footnotes at end of table.
Table 34. Paid sick leave: Type of provision, civilian workers,1 National
Compensation Survey, March 2013—Continued
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
68
75
73
75
72
11
4
4
3
4
21
21
23
21
25
74
76
72
63
70
71
71
69
76
7
7
6
–
4
5
3
4
6
19
17
23
–
26
23
26
28
18
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
3 Plan does not specify maximum number of
days.
4 A consolidated leave plan provides a single
amount of time-off for workers to use for multiple
purposes, such as vacation, illness, or personal
business.
5 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with
earnings both above and below the threshold. The
categories were formed using percentile estimates
generated using data from the National
Compensation Survey publication, "Employer Costs
for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 34. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2013
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
0.8
0.6
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving:
Production ..........................................................
1.0
1.3
1.3
1.3
0.6
1.1
0.7
1.2
0.8
1.0
1.1
1.0
1.7
3.5
2.2
2.7
1.1
1.7
1.4
2.4
3.3
1.6
0.4
2.3
1.1
0.5
0.8
0.6
2.1
3.2
1.3
3.6
1.7
2.6
1.0
1.3
1.3
1.4
1.7
2.2
0.5
2.1
Full time .................................................................
0.8
0.5
0.7
Union .....................................................................
Nonunion ...............................................................
0.9
1.0
0.4
0.7
0.8
0.8
Average wage within the following categories:5
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
1.6
1.0
1.0
1.6
1.1
1.5
0.5
0.6
0.9
1.6
1.2
0.9
0.8
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.9
1.5
1.0
1.2
1.3
2.7
3.3
1.5
0.7
0.5
0.5
0.5
0.9
0.9
0.2
0.7
0.8
1.4
0.8
1.1
1.0
2.6
3.3
1.3
1 to 99 workers ......................................................
1.6
1.4
1.3
Worker characteristics
See footnotes at end of table.
Table 34. Standard errors for paid sick leave: Type of provision, civilian
workers,1 National Compensation Survey, March 2013—Continued
Sick leave provision
Characteristics
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Fixed number
of days per
year2
As needed3
As part of
consolidated
leave plan4
2.0
2.2
1.0
1.7
1.3
1.8
0.8
0.4
0.7
0.4
1.6
2.3
0.8
1.4
1.3
2.3
1.3
2.4
4.6
2.3
2.6
2.1
2.0
1.8
1.0
0.8
1.2
–
0.6
1.2
0.6
1.0
1.1
3.0
1.0
2.0
–
2.0
3.3
2.5
1.8
1.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
3 Plan does not specify maximum number of
days.
4 A consolidated leave plan provides a single
amount of time-off for workers to use for multiple
purposes, such as vacation, illness, or personal
business.
5 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with
earnings both above and below the threshold. The
categories were formed using percentile estimates
generated using data from the National
Compensation Survey publication, "Employer Costs
for Employee Compensation - March 2013."
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2013
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 1 year
All workers .............................................................
18
45
30
6
1
8
6
Full time .................................................................
17
45
31
6
1
9
6
Union .....................................................................
Nonunion ...............................................................
13
20
26
50
48
25
13
4
1
1
10
8
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
25
24
26
14
18
12
55
56
52
39
51
29
17
17
18
37
25
47
2
2
–
8
5
11
1
1
–
1
1
2
7
7
7
9
8
11
5
5
5
9
6
10
All workers .............................................................
17
45
30
7
2
9
6
Full time .................................................................
15
45
31
7
2
9
7
Union .....................................................................
Nonunion ...............................................................
11
18
26
50
46
25
15
4
1
2
11
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
23
25
13
16
10
55
56
53
39
52
29
18
18
18
37
25
47
3
3
–
9
6
11
1
1
–
2
1
3
7
7
8
10
8
11
5
5
5
9
6
10
After 5 years
See footnotes at end of table.
Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National
Compensation Survey, March 2013—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 10 years
All workers .............................................................
17
45
30
7
2
9
6
Full time .................................................................
15
45
31
7
2
10
7
Union .....................................................................
Nonunion ...............................................................
11
18
26
50
46
26
15
5
1
2
11
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
23
25
13
16
10
54
55
52
39
52
29
18
18
19
37
25
46
3
3
–
9
6
12
1
1
–
2
1
3
7
7
8
11
9
12
5
5
6
9
6
10
All workers .............................................................
16
45
30
7
2
10
6
Full time .................................................................
15
45
31
7
2
10
7
Union .....................................................................
Nonunion ...............................................................
11
18
26
50
46
26
15
5
2
2
12
9
10
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
23
24
13
15
10
55
55
53
39
52
29
18
18
18
37
25
46
3
3
–
9
6
12
1
1
–
2
2
3
8
7
8
11
9
13
5
5
6
9
6
10
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2013
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.8
0.8
0.8
0.5
0.2
0.1
(4)
Full time .................................................................
0.8
0.8
0.9
0.5
0.2
0.2
(4)
Union .....................................................................
Nonunion ...............................................................
1.3
0.9
1.3
0.9
1.7
0.9
1.2
0.4
0.2
0.2
0.2
0.2
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.7
2.0
2.6
0.8
1.3
1.1
1.7
1.9
2.8
1.0
1.4
1.4
1.3
1.4
2.2
1.0
1.3
1.6
0.3
0.4
–
0.7
0.6
1.0
0.2
0.2
–
0.2
0.2
0.3
0.3
0.3
0.4
0.2
0.2
0.3
0.0
0.0
0.7
0.5
(4)
0.0
All workers .............................................................
0.7
0.8
0.8
0.4
0.2
0.2
0.1
Full time .................................................................
0.8
0.8
0.9
0.5
0.2
0.2
0.7
Union .....................................................................
Nonunion ...............................................................
1.1
0.9
1.3
0.9
1.6
0.9
1.2
0.4
0.3
0.2
0.3
0.2
(4)
(4)
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
2.0
2.6
0.8
1.3
1.0
1.7
2.0
2.8
1.0
1.4
1.5
1.3
1.4
2.2
1.1
1.4
1.7
0.3
0.5
–
0.6
0.6
0.9
0.3
0.3
–
0.3
0.4
0.4
0.3
0.4
0.8
0.2
0.3
0.3
0.3
0.1
1.2
0.4
(4)
0.0
After 5 years
See footnotes at end of table.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian
workers,2 National Compensation Survey, March 2013—Continued
Paid sick leave days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.7
0.8
0.8
0.5
0.2
0.2
0.4
Full time .................................................................
0.8
0.8
0.8
0.5
0.2
0.3
0.5
Union .....................................................................
Nonunion ...............................................................
1.1
0.9
1.3
0.9
1.6
0.8
1.2
0.4
0.3
0.2
0.4
0.3
(4)
(4)
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
2.0
2.6
0.7
1.3
1.0
1.7
1.9
2.8
1.0
1.4
1.5
1.3
1.4
2.2
1.0
1.4
1.6
0.4
0.5
–
0.7
0.6
1.0
0.3
0.3
–
0.3
0.4
0.4
0.4
0.4
1.2
0.2
0.4
0.4
0.5
0.2
0.9
0.5
(4)
0.0
All workers .............................................................
0.7
0.8
0.8
0.5
0.2
0.3
0.5
Full time .................................................................
0.8
0.8
0.8
0.5
0.2
0.3
0.5
Union .....................................................................
Nonunion ...............................................................
1.1
0.9
1.3
0.9
1.8
0.9
1.3
0.4
0.5
0.2
0.4
0.3
(4)
(4)
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
2.0
2.4
0.7
1.3
1.0
1.7
2.0
2.7
1.0
1.4
1.5
1.3
1.5
2.2
1.0
1.4
1.6
0.4
0.5
–
0.7
0.6
1.1
0.3
0.3
–
0.3
0.4
0.4
0.4
0.4
1.2
0.3
0.5
0.5
0.5
0.3
0.9
0.7
(4)
0.0
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
3 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
4 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 36. Paid sick leave: Carryover provisions, civilian workers,1 National
Compensation Survey, March 2013
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
56
23
33
44
65
51
71
86
32
21
37
54
33
31
34
32
35
49
29
14
88
84
58
75
52
53
52
43
44
55
29
25
49
16
10
19
16
12
33
55
33
26
36
43
33
28
32
12
16
42
25
48
47
48
57
56
33
8
26
67
Full time .................................................................
56
23
33
44
Union .....................................................................
Nonunion ...............................................................
72
52
41
18
32
34
28
48
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
45
55
58
60
64
12
21
24
28
31
33
35
34
32
33
55
45
42
40
36
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
59
79
87
88
89
68
85
95
25
40
55
57
54
22
31
67
35
38
32
31
35
46
54
29
41
21
13
12
11
32
15
5
1 to 99 workers ......................................................
36
11
25
64
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving:
Production ..........................................................
See footnotes at end of table.
Table 36. Paid sick leave: Carryover provisions, civilian workers,1 National
Compensation Survey, March 2013—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
carryover
provision
34
41
68
63
72
11
11
30
18
40
23
31
38
45
32
66
59
32
37
28
51
51
47
58
58
68
57
67
58
17
19
18
18
27
33
21
24
27
34
31
30
40
31
36
37
44
31
49
49
53
42
42
32
43
33
42
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Plans that allow employees to accumulate unused
sick leave from year to year.
3 Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold. The categories were formed using
percentile estimates generated using data from the
National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may
not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 36. Standard errors for paid sick leave: Carryover provisions, civilian
workers,1 National Compensation Survey, March 2013
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
1.0
0.9
0.8
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving:
Production ..........................................................
1.3
1.4
1.6
1.6
1.4
1.2
1.8
2.3
1.1
1.6
1.3
2.0
1.3
1.4
1.6
1.6
1.6
2.7
2.6
3.7
1.2
2.1
1.4
2.0
2.6
2.6
3.4
1.5
3.5
1.0
0.9
1.4
1.3
1.3
2.3
3.6
2.1
2.7
1.1
2.0
1.2
1.9
2.7
1.6
2.7
2.6
3.7
1.2
2.1
1.4
2.0
2.6
2.7
1.3
2.4
2.7
Full time .................................................................
1.0
1.0
0.8
1.0
Union .....................................................................
Nonunion ...............................................................
1.6
1.2
1.8
1.0
1.1
1.0
1.6
1.2
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.0
1.6
1.6
1.0
1.7
1.4
1.5
1.4
1.0
1.5
2.0
1.5
1.0
1.0
1.8
2.0
1.6
1.6
1.0
1.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.0
1.7
1.1
1.3
1.6
3.2
1.9
1.2
1.0
2.0
1.8
2.2
3.7
3.6
3.3
2.7
0.9
1.6
1.6
2.1
3.1
3.2
3.3
2.4
1.0
1.7
1.1
1.3
1.6
3.2
1.9
1.2
1 to 99 workers ......................................................
1.4
1.2
1.1
1.4
Worker characteristics
See footnotes at end of table.
Table 36. Standard errors for paid sick leave: Carryover provisions, civilian
workers,1 National Compensation Survey, March 2013—Continued
Carryover provision2
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
No
carryover
provision
2.1
2.9
1.2
1.8
1.8
1.6
1.7
1.2
1.2
1.7
1.6
2.7
1.1
1.7
1.2
2.1
2.9
1.2
1.8
1.8
4.1
1.4
2.2
3.9
2.1
3.1
3.1
3.6
3.1
2.1
2.2
1.2
3.8
2.4
5.2
2.2
4.1
2.5
3.1
1.8
2.2
2.3
2.6
3.9
2.3
4.2
1.4
4.1
1.4
2.2
3.9
2.1
3.1
3.1
3.6
3.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Plans that allow employees to accumulate unused
sick leave from year to year.
3 Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold. The categories were formed using
percentile estimates generated using data from the
National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 38. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation
Survey, March 2013
(All workers with paid vacations = 100 percent)
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
Mean
number of
days
Greater
than 24
days
20 to 24
days
Median
number of
days
After 1 year
All workers .............................................................
6
35
38
13
7
2
10
10
Full time .................................................................
Part time ................................................................
4
21
33
48
40
20
14
5
7
4
2
1
10
8
10
5
Union .....................................................................
Nonunion ...............................................................
5
6
36
35
45
36
9
14
4
7
2
2
10
10
10
10
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
8
8
7
5
6
3
45
46
44
27
37
16
34
34
35
40
37
44
10
9
10
16
12
19
3
3
–
10
6
14
1
(4)
–
3
2
4
9
8
9
11
10
13
8
7
9
10
10
11
All workers .............................................................
2
9
36
35
12
6
14
15
Full time .................................................................
Part time ................................................................
1
8
7
20
35
42
37
20
13
6
7
4
15
12
15
10
Union .....................................................................
Nonunion ...............................................................
1
2
6
9
39
35
41
34
7
13
5
7
14
14
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
1
1
1
1
13
14
10
6
7
4
41
41
42
32
39
24
33
32
35
37
34
41
8
8
9
15
13
18
3
2
4
9
5
13
13
13
13
16
14
17
11
10
13
15
15
15
After 5 years
See footnotes at end of table.
Table 38. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation
Survey, March 2013—Continued
(All workers with paid vacations = 100 percent)
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
1
6
15
42
23
12
17
15
Full time .................................................................
Part time ................................................................
1
7
5
14
14
21
43
40
24
11
13
8
17
14
15
15
Union .....................................................................
Nonunion ...............................................................
(4)
2
3
7
10
16
56
40
22
23
9
13
17
17
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
1
1
1
1
11
12
7
3
4
2
23
24
21
9
11
7
39
38
44
45
50
39
18
17
21
26
23
30
7
7
7
16
12
21
15
15
16
19
17
20
15
15
15
18
15
20
All workers .............................................................
1
6
12
19
36
26
20
20
Full time .................................................................
Part time ................................................................
1
7
5
12
11
16
19
22
37
25
27
18
20
17
20
16
Union .....................................................................
Nonunion ...............................................................
(4)
2
2
6
5
13
12
20
45
34
36
24
22
19
20
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
1
1
1
(4)
10
12
6
2
3
1
20
21
16
6
7
4
24
25
22
15
19
10
29
26
37
41
41
41
14
13
17
35
28
43
16
16
18
22
20
23
15
15
20
20
20
23
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave
plan that provides a single amount of time-off for workers to use for multiple purposes.
4 Less than 0.5.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2
National Compensation Survey, March 2013
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.3
0.7
0.7
0.5
0.4
0.2
0.1
0.0
Full time .................................................................
Part time ................................................................
0.3
1.6
0.7
2.1
0.7
1.6
0.5
0.7
0.4
0.7
0.2
0.3
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.5
0.4
1.6
0.9
2.1
0.7
0.8
0.6
0.5
0.4
0.5
0.2
0.1
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.7
1.0
0.3
0.6
0.5
1.1
1.5
1.9
0.8
1.2
1.0
1.1
1.3
2.1
0.8
1.2
1.2
0.8
0.9
1.4
0.7
0.8
1.1
0.6
0.7
–
0.5
0.7
0.8
0.2
0.2
–
0.2
0.3
0.3
0.2
0.2
0.2
0.1
0.1
0.1
0.9
1.7
1.7
0.0
0.0
0.8
All workers .............................................................
0.2
0.4
0.7
0.7
0.5
0.4
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.2
0.4
1.6
0.7
2.1
0.7
1.6
0.6
0.8
0.4
0.6
0.1
0.2
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
0.7
0.4
1.3
0.8
1.6
0.8
0.5
0.6
0.8
0.5
0.2
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.6
0.3
0.2
0.3
0.1
0.8
1.0
1.3
0.4
0.6
0.5
1.1
1.3
1.8
0.8
1.2
0.9
1.1
1.5
1.8
0.9
1.4
1.1
0.7
0.8
1.3
0.8
1.1
1.2
0.6
0.7
1.1
0.6
0.6
0.9
0.1
0.2
0.2
0.1
0.1
0.2
1.3
0.8
1.4
0.0
0.0
0.0
After 5 years
See footnotes at end of table.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2
National Compensation Survey, March 2013—Continued
Paid vacation days by length of service3
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.2
0.3
0.5
0.7
0.5
0.5
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.2
0.3
1.4
0.5
1.6
0.7
1.8
0.6
1.2
0.5
1.0
0.1
0.3
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
0.6
0.4
0.8
0.6
1.5
0.8
1.0
0.6
1.1
0.6
0.2
0.1
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.3
0.2
0.3
0.1
0.7
1.0
1.2
0.3
0.5
0.4
1.1
1.5
1.6
0.5
0.7
0.6
1.3
1.6
2.0
0.9
1.2
1.2
0.9
1.0
1.9
0.7
1.0
1.1
0.7
0.9
1.2
0.7
0.8
1.1
0.2
0.2
0.3
0.1
0.2
0.2
0.0
0.0
0.0
0.7
0.0
(4)
All workers .............................................................
0.2
0.3
0.6
0.6
0.6
0.6
0.1
0.0
Full time .................................................................
Part time ................................................................
0.1
1.2
0.3
1.4
0.6
1.5
0.6
1.9
0.7
1.8
0.7
1.3
0.1
0.3
0.0
0.6
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
0.6
0.4
0.6
0.6
1.0
0.7
1.5
0.7
1.3
0.7
0.2
0.1
1.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
0.5
0.3
0.2
0.3
0.1
0.7
1.0
1.2
0.3
0.5
0.3
1.1
1.4
1.7
0.4
0.6
0.3
1.1
1.4
1.7
0.6
1.0
0.8
1.0
1.2
1.9
0.9
1.0
1.3
0.9
0.9
1.8
0.9
1.0
1.4
0.2
0.3
0.3
0.1
0.3
0.2
0.1
0.0
0.0
0.0
0.0
0.6
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave
plan that provides a single amount of time-off for workers to use for multiple purposes.
4 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,
March 2013
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
1
5
10
20
year years years years
25
15
20
23
25
75
8
12
15
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
35
30
38
21
69
25
14
23
17
26
15
17
17
17
15
18
15
15
15
12
15
11
21
21
21
18
23
20
17
20
17
20
16
24
24
24
19
26
23
21
23
20
23
19
27
26
27
21
28
25
24
25
22
26
21
65
70
62
79
31
75
86
77
83
74
85
11
11
11
13
11
7
10
8
7
9
7
14
15
14
15
15
12
13
12
11
13
11
17
17
17
16
18
14
16
15
14
15
13
20
20
20
18
20
16
19
18
17
18
16
18
14
15
17
13
11
12
11
12
10
15
17
16
16
16
18
20
19
18
19
19
23
21
22
21
82
86
85
83
87
7
8
7
7
7
11
11
11
11
11
13
14
14
14
15
14
16
18
18
18
Full time .................................................................
Part time ................................................................
26
21
15
13
20
18
23
20
25
22
74
79
9
6
13
10
15
13
18
15
Union .....................................................................
Nonunion ...............................................................
12
27
15
15
20
20
24
23
28
25
88
73
9
8
13
12
16
15
21
17
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
20
15
23
25
31
32
13
12
15
15
17
17
17
16
19
20
21
21
20
19
22
23
24
24
22
21
25
26
26
26
80
85
77
75
69
68
6
6
8
9
11
11
11
10
12
13
14
15
13
12
15
16
17
17
15
13
17
19
20
20
Goods-producing industries ...................................
17
12
16
19
22
83
7
12
14
17
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
27
41
8
6
7
53
70
8
16
18
15
11
19
18
20
18
20
22
17
12
22
22
24
22
23
25
19
13
25
26
28
26
25
28
20
14
26
28
31
29
73
59
92
94
93
47
30
92
9
11
13
11
14
9
12
12
13
14
15
13
17
14
16
15
15
17
17
16
19
16
19
18
18
19
20
18
22
18
21
22
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,
March 2013—Continued
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
5
10
20
year years years years
22
22
22
27
24
31
13
13
14
17
15
18
17
17
18
21
20
23
20
19
21
25
23
26
21
21
23
27
25
29
78
78
78
73
76
69
7
7
7
9
8
11
11
11
12
13
12
14
13
13
14
16
16
17
15
14
17
20
19
21
25
21
23
30
27
19
27
31
23
18
16
16
15
16
14
15
14
15
22
20
20
19
20
18
19
20
20
24
22
23
23
23
22
22
22
24
26
25
26
25
25
24
24
24
25
75
79
77
70
73
81
73
69
77
9
9
8
8
8
8
8
8
9
13
13
12
12
12
12
12
13
13
15
16
15
15
14
15
14
15
16
18
18
19
18
17
18
17
17
18
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A consolidated leave plan provides a single amount of time-off for
workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate
leave plans for different purposes.
2 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 Surveyed occupations are classified into wage categories based on
the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the National
Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal
totals. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 39. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National
Compensation Survey, March 2013
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
0.8
0.2
0.2
0.2
0.2
0.8
0.1
0.1
0.1
0.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.1
1.6
5.0
2.9
1.7
2.8
1.0
1.0
1.4
1.1
0.3
0.5
0.3
2.1
0.4
0.5
1.0
0.3
0.5
0.3
0.6
0.3
0.3
0.3
2.1
0.6
0.5
1.3
0.3
0.5
0.3
0.7
0.3
0.4
0.4
2.0
0.7
0.6
1.4
0.3
0.6
0.4
0.8
0.4
0.4
0.4
2.0
0.8
0.7
1.3
0.3
0.6
0.4
0.9
1.2
1.1
1.6
5.0
2.9
1.7
2.8
1.0
1.0
1.4
1.1
0.1
0.2
0.2
0.6
0.4
0.2
0.3
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.7
0.5
0.2
0.3
0.1
0.1
0.2
0.1
0.1
0.1
0.2
0.7
0.6
0.3
0.3
0.1
0.1
0.2
0.2
0.2
0.2
0.2
0.9
0.7
0.3
0.5
0.2
0.2
0.2
0.3
2.2
1.3
1.0
1.4
1.4
0.8
0.7
0.4
0.4
0.7
0.8
1.0
0.4
0.5
0.7
1.0
1.0
0.5
0.6
0.7
1.0
1.1
0.5
0.7
0.7
2.2
1.3
1.0
1.4
1.4
0.2
0.2
0.1
0.1
0.1
0.2
0.2
0.1
0.1
0.1
0.3
0.3
0.1
0.2
0.2
0.3
0.4
0.4
0.6
0.3
Full time .................................................................
Part time ................................................................
0.8
1.5
0.2
0.5
0.2
0.5
0.2
0.6
0.3
0.6
0.8
1.5
0.1
0.1
0.1
0.2
0.1
0.2
0.2
0.3
Union .....................................................................
Nonunion ...............................................................
0.9
0.9
0.5
0.2
1.3
0.2
1.6
0.2
1.7
0.2
0.9
0.9
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.2
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
1.6
1.1
0.9
1.2
1.4
0.5
1.2
0.4
0.3
0.3
0.4
0.5
1.2
0.3
0.3
0.3
0.4
0.6
1.4
0.4
0.4
0.3
0.5
0.6
1.5
0.4
0.4
0.4
0.6
1.3
1.6
1.1
0.9
1.2
1.4
0.2
0.2
0.1
0.1
0.1
0.2
0.2
0.3
0.1
0.1
0.1
0.1
0.2
0.4
0.2
0.1
0.1
0.1
0.2
0.5
0.3
0.2
0.1
0.2
Goods-producing industries ...................................
1.1
0.3
0.4
0.4
0.5
1.1
0.1
0.1
0.1
0.4
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.9
2.0
0.9
1.2
1.0
2.4
3.1
1.2
0.2
0.3
0.9
0.9
1.3
0.4
0.4
0.4
0.2
0.3
1.1
0.9
1.6
0.3
0.5
0.6
0.2
0.4
1.1
0.9
1.3
0.4
0.6
0.9
0.3
0.5
1.2
1.0
1.2
0.5
0.7
1.0
0.9
2.0
0.9
1.2
1.0
2.4
3.1
1.2
0.1
0.3
0.3
0.2
0.4
0.3
0.4
0.2
0.1
0.3
0.3
0.2
0.4
0.4
0.3
0.2
0.1
0.3
0.2
0.2
0.3
0.4
0.3
0.2
0.1
0.3
0.3
0.3
0.3
0.5
0.3
0.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 39. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National
Compensation Survey, March 2013—Continued
With consolidated leave plan
Characteristics
Access
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Access
1
5
10
20
year years years years
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Paid vacation days by
length of service
(Mean number of days)
1
5
10
20
year years years years
1.2
1.4
1.9
1.0
1.2
1.6
0.4
0.5
0.6
0.2
0.4
0.3
0.4
0.5
0.5
0.2
0.3
0.3
0.5
0.6
0.6
0.3
0.3
0.4
0.5
0.6
0.7
0.3
0.4
0.4
1.2
1.4
1.9
1.0
1.2
1.6
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.1
0.2
0.1
0.1
0.1
0.1
0.2
0.2
0.1
0.2
0.1
0.2
0.2
0.3
0.2
0.3
0.1
1.7
2.0
1.8
1.7
1.5
2.9
3.1
3.1
2.2
0.9
0.6
0.4
0.4
0.5
1.1
0.9
0.6
0.5
0.8
0.7
0.3
0.4
0.4
0.9
0.9
0.6
0.6
0.9
0.6
0.4
0.4
0.4
0.7
1.0
0.6
0.9
1.0
0.7
0.5
0.6
0.4
0.8
1.0
0.7
1.0
1.7
2.0
1.8
1.7
1.5
2.9
3.1
3.1
2.2
0.3
0.2
0.2
0.5
0.2
0.7
0.1
0.2
0.1
0.4
0.1
0.1
0.4
0.2
0.5
0.2
0.3
0.1
0.4
0.1
0.2
0.6
0.2
0.5
0.3
0.2
0.1
0.5
0.1
0.2
1.6
0.3
0.4
0.2
0.3
0.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A consolidated leave plan provides a single amount of time-off for
workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate
leave plans for different purposes.
2 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
3 Surveyed occupations are classified into wage categories based on
the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the National
Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2013
(All workers = 100 percent)
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
10
6
6
38
52
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
17
19
16
13
12
18
9
3
11
15
9
6
53
56
52
48
68
69
68
65
10
23
9
10
8
4
11
6
1
5
1
3
5
3
6
2
3
9
4
10
7
3
9
3
46
68
23
42
40
39
40
28
65
77
37
62
54
53
55
41
3
9
5
6
3
2
2
2
3
2
3
3
3
3
3
20
35
30
34
26
31
49
46
48
44
Full time .................................................................
Part time ................................................................
12
6
7
1
8
3
42
25
57
36
Union .....................................................................
Nonunion ...............................................................
15
10
2
6
9
6
50
36
78
48
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6
6
8
11
17
18
1
–
3
7
12
15
2
1
5
9
12
14
21
15
35
43
56
59
32
24
50
59
72
76
Goods-producing industries ...................................
7
5
3
37
49
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
11
15
13
9
26
15
27
17
6
3
4
1
–
3
3
6
7
6
8
3
18
6
13
17
38
47
49
44
67
45
79
54
53
61
67
66
78
57
90
77
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation
Survey, March 2013—Continued
(All workers = 100 percent)
Characteristics
Childcare2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
4
4
5
16
9
22
4
4
4
7
5
9
3
3
3
9
5
14
18
16
26
56
46
65
29
25
42
74
63
84
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
15
12
11
10
10
10
8
11
10
6
5
5
5
7
7
5
3
5
9
8
5
5
5
4
3
9
11
38
37
39
37
39
40
38
34
37
53
53
51
49
54
50
53
53
51
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 A workplace program that provides for either the full or
partial cost of caring for an employee’s children in a nursery,
day care center, or a baby sitter in facilities either on or off the
employer’s premises.
3 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
Geographic areas
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 40. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2013
Characteristics
All workers .............................................................
Childcare2
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.4
0.3
0.4
0.6
0.7
0.8
1.4
0.9
1.2
0.8
1.7
0.8
0.7
0.7
1.2
0.8
0.8
1.0
1.4
1.3
1.9
1.1
1.5
1.3
1.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
2.3
1.0
1.5
0.5
0.5
0.7
0.7
0.3
2.3
0.3
0.7
0.3
0.4
0.5
0.5
0.7
1.3
0.5
1.4
0.5
0.6
0.7
0.3
2.0
3.3
1.1
2.9
0.9
1.5
1.1
1.5
1.9
3.0
1.2
3.3
1.0
1.5
1.2
1.7
0.6
1.2
0.5
0.9
0.5
0.7
0.8
0.4
0.5
0.3
0.7
0.5
0.4
0.6
0.4
1.8
2.2
1.1
1.7
1.3
2.2
2.3
1.6
2.1
2.0
Full time .................................................................
Part time ................................................................
0.5
0.7
0.4
0.2
0.5
0.4
0.7
1.0
0.7
1.2
Union .....................................................................
Nonunion ...............................................................
0.9
0.5
0.4
0.4
0.6
0.5
1.2
0.7
1.1
0.8
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
1.2
0.5
0.6
0.7
0.9
0.2
–
0.4
0.6
0.8
1.1
0.3
0.4
0.5
0.6
0.7
0.9
0.9
1.2
1.0
0.9
0.9
1.1
1.1
1.4
1.1
1.0
1.1
1.3
Goods-producing industries ...................................
0.8
0.6
0.4
1.4
1.5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.5
1.0
1.4
1.0
4.4
1.4
2.1
2.1
0.4
0.6
1.1
0.4
–
0.7
1.3
1.8
0.5
0.7
1.1
0.4
3.1
0.7
1.9
1.3
0.7
1.6
1.7
1.7
3.9
2.4
2.5
2.3
0.7
1.6
1.6
1.8
3.8
2.3
2.0
2.3
Establishment characteristics
See footnotes at end of table.
Table 40. Standard errors for quality of life benefits: Access, civilian workers,1 National
Compensation Survey, March 2013—Continued
Characteristics
Childcare2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
0.4
0.5
0.8
0.7
0.8
1.1
0.4
0.5
0.8
0.5
0.6
0.8
0.3
0.4
0.6
0.7
0.6
1.1
0.7
0.8
1.7
0.9
1.3
1.2
0.9
1.0
1.9
0.8
1.5
1.1
0.8
0.8
1.1
2.0
1.3
2.8
1.3
1.6
0.9
1.2
0.8
0.9
0.9
1.1
2.3
1.0
0.7
0.6
1.6
1.9
0.7
2.0
0.3
0.8
0.3
1.6
0.8
1.9
1.5
1.5
2.2
1.6
4.0
1.2
3.7
1.3
2.0
2.1
1.5
2.6
2.2
3.7
1.4
2.3
1.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except
those in private households, and workers in the public sector,
except the federal government. See Technical Note for further
explanation.
2 A workplace program that provides for either the full or
partial cost of caring for an employee’s children in a nursery,
day care center, or a baby sitter in facilities either on or off the
employer’s premises.
3 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March
2013
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Dependent
care
reimbursement
account
Healthcare
reimbursement
account
Pre-tax
savings with Financial
no employer planning
contributions
21
20
38
40
24
19
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
29
37
25
20
31
32
31
33
57
60
56
49
61
64
60
57
34
29
37
52
27
32
25
19
20
24
9
18
25
23
25
17
34
38
11
24
18
9
23
16
48
68
23
45
36
29
40
27
58
69
24
47
39
31
43
31
53
32
18
39
21
15
25
20
18
25
11
20
23
22
23
15
11
21
17
18
16
12
19
15
18
13
17
35
29
32
26
20
41
31
35
27
17
22
16
16
16
9
20
13
15
10
Full time .................................................................
Part time ................................................................
24
10
24
7
44
19
48
18
27
14
22
11
Union .....................................................................
Nonunion ...............................................................
18
21
24
19
49
36
54
38
42
20
26
18
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
9
4
22
24
30
33
7
3
19
24
32
33
18
11
34
44
60
65
18
9
38
47
64
69
14
10
22
27
34
36
10
5
18
22
29
31
Goods-producing industries ...................................
19
18
33
36
16
17
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
21
20
22
20
30
19
22
23
20
28
33
34
35
24
41
32
39
47
53
49
66
44
73
58
41
52
60
57
74
47
75
58
25
37
54
53
64
25
33
62
20
18
20
18
29
17
29
31
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Stock options
Characteristics
Total2
All workers .............................................................
Performance
Signing
Other
7
2
1
5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9
13
7
–
3
6
2
–
2
4
1
–
6
10
5
–
–
2
2
2
9
9
8
5
–
(3)
–
–
2
1
3
2
–
–
–
–
1
1
1
–
–
–
2
2
7
8
6
3
2
8
7
6
7
–
4
1
2
1
–
–
1
1
1
2
4
6
5
6
Full time .................................................................
Part time ................................................................
7
4
2
1
1
(3)
6
4
Union .....................................................................
Nonunion ...............................................................
5
7
3
2
1
1
3
6
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4
4
6
7
11
12
(3)
–
2
2
4
5
–
–
1
1
2
3
3
3
5
6
7
9
Goods-producing industries ...................................
7
3
1
5
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
7
1
(3)
–
1
2
2
–
2
–
–
–
–
–
(3)
–
1
(3)
(3)
–
1
–
–
–
5
1
(3)
–
(3)
1
2
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March
2013—Continued
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Dependent
care
reimbursement
account
Healthcare
reimbursement
account
Pre-tax
savings with Financial
no employer planning
contributions
13
11
17
28
27
29
10
9
15
29
21
36
19
18
24
55
43
67
22
20
29
58
45
71
13
12
19
33
24
42
9
8
14
28
25
32
16
14
23
22
23
24
20
21
22
16
15
18
26
23
29
22
19
17
43
34
35
41
38
33
41
43
37
43
37
39
46
40
33
44
45
40
25
28
24
18
23
26
23
22
23
18
19
21
21
20
18
21
18
18
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Stock options
Characteristics
Total2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Performance
Signing
Other
4
4
6
9
8
10
1
1
1
3
2
4
1
1
1
1
1
2
3
3
5
7
6
7
7
7
7
8
6
8
6
5
7
2
1
2
2
2
3
1
2
3
1
2
1
(3)
1
1
1
1
2
6
6
5
6
5
6
5
4
4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 The sum of the individual components may be
greater than the total because some employees may
have access to more than one type of stock option.
3 Less than 0.5.
4 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated
using data from the National Compensation Survey
publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions
of major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 41. Standard errors for financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2013
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Dependent
care
reimbursement
account
Healthcare
reimbursement
account
Pre-tax
savings with Financial
no employer planning
contributions
0.8
0.6
0.6
0.7
0.7
0.6
1.1
1.8
1.1
1.5
1.1
1.3
1.3
1.8
1.1
1.6
1.3
1.9
1.1
1.6
1.3
2.0
1.2
1.3
1.4
2.1
1.0
1.9
1.0
1.3
1.7
2.9
0.9
2.0
1.0
1.3
1.2
1.3
2.3
3.3
0.7
2.1
0.8
0.8
1.1
1.0
2.3
3.0
1.0
2.8
0.9
1.3
1.2
1.4
2.4
3.1
1.3
3.0
0.8
1.3
1.1
1.8
2.6
2.7
1.0
2.6
0.8
1.0
1.0
1.3
1.7
2.2
1.1
2.1
0.8
1.2
0.9
1.0
1.6
1.6
1.2
1.8
1.3
1.3
1.6
1.0
1.4
1.1
1.6
2.0
1.5
1.8
1.9
1.5
2.9
1.5
1.9
1.8
1.7
1.8
1.0
1.1
1.4
1.3
1.5
0.9
1.4
1.0
Full time .................................................................
Part time ................................................................
0.8
0.7
0.7
0.5
0.7
0.9
0.8
0.7
0.8
0.8
0.7
0.6
Union .....................................................................
Nonunion ...............................................................
1.1
0.8
1.2
0.6
1.4
0.6
1.2
0.8
1.2
0.7
1.0
0.7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.6
0.7
1.0
1.1
1.1
1.4
0.5
0.4
0.9
0.8
1.0
1.5
0.9
1.1
0.9
0.9
1.0
1.3
0.8
0.7
1.2
0.9
1.1
1.3
0.9
1.1
0.9
0.9
1.1
1.4
0.7
0.9
0.9
0.8
0.9
1.4
Goods-producing industries ...................................
1.4
1.2
1.3
1.3
0.9
1.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.8
1.3
1.6
1.6
3.7
1.7
2.2
1.8
0.6
1.4
1.6
2.1
2.1
1.8
3.0
2.2
0.6
1.6
1.6
2.3
3.8
2.4
2.7
2.3
0.8
1.7
1.7
2.3
3.6
2.4
2.6
2.2
0.8
1.6
1.6
1.9
2.7
1.9
2.4
2.3
0.7
1.1
1.3
1.3
2.9
1.6
2.5
2.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1
National Compensation Survey, March 2013—Continued
Stock options
Characteristics
Total
All workers .............................................................
Performance
Signing
Other
0.3
0.1
0.1
0.3
0.5
0.9
0.6
–
0.3
0.6
0.2
–
0.2
0.3
0.2
–
0.5
0.7
0.5
–
–
0.8
0.5
1.1
0.5
0.8
0.6
0.7
–
0.1
–
–
0.3
0.3
0.4
0.3
–
–
–
–
0.2
0.3
0.2
–
–
–
0.4
1.1
0.5
0.7
0.5
0.7
0.7
1.2
0.7
0.9
1.0
–
0.6
0.3
0.5
0.3
–
–
0.2
0.3
0.2
0.7
1.1
0.6
0.9
0.9
Full time .................................................................
Part time ................................................................
0.4
0.4
0.2
0.1
0.2
0.1
0.3
0.4
Union .....................................................................
Nonunion ...............................................................
0.7
0.3
0.5
0.2
0.4
0.1
0.6
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.5
0.9
0.5
0.5
0.6
0.8
0.1
–
0.3
0.2
0.4
0.5
–
–
0.3
0.2
0.2
0.4
0.4
0.7
0.5
0.5
0.5
0.8
Goods-producing industries ...................................
0.7
0.4
0.2
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.3
0.3
0.1
–
0.1
0.6
0.5
–
0.1
–
–
–
–
–
0.2
–
0.2
0.1
0.1
–
(3)
–
–
–
0.3
0.3
(3)
–
(3)
0.5
0.5
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1 National
Compensation Survey, March 2013—Continued
Section 125 cafeteria benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Health
savings
account
Flexible
benefits
Dependent
care
reimbursement
account
Healthcare
reimbursement
account
Pre-tax
savings with Financial
no employer planning
contributions
0.8
0.9
1.5
0.9
1.1
1.4
0.6
0.7
1.3
0.9
1.0
1.2
0.7
0.8
1.5
0.9
1.2
1.1
0.9
1.0
1.6
0.9
1.1
1.1
0.7
0.8
1.5
0.9
1.1
1.4
0.6
0.6
1.4
0.8
1.2
1.1
2.5
2.2
2.0
2.8
1.3
4.1
1.8
1.6
2.5
2.6
1.8
1.4
2.6
1.7
3.0
1.9
2.4
0.8
2.6
0.9
2.0
1.8
1.6
2.6
1.9
2.7
1.2
2.2
1.7
1.8
3.1
1.6
3.1
1.9
2.8
1.2
1.7
2.3
1.7
1.1
1.7
4.1
1.7
2.0
0.9
1.0
0.9
1.5
1.7
1.8
2.3
2.4
1.6
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1
National Compensation Survey, March 2013—Continued
Stock options
Characteristics
Total
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Performance
Signing
Other
0.4
0.4
1.0
0.5
0.6
0.9
0.1
0.2
0.3
0.2
0.4
0.4
0.2
0.2
0.5
0.2
0.1
0.4
0.4
0.4
1.0
0.5
0.5
0.9
0.7
1.1
0.7
0.7
0.6
1.7
0.9
1.0
0.6
0.7
0.3
0.5
0.5
0.3
1.2
0.2
0.5
0.4
0.1
0.5
0.3
0.2
0.2
0.5
0.4
0.4
0.4
0.8
0.8
0.6
0.7
0.6
1.4
0.8
1.0
0.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.
2 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated
using data from the National Compensation Survey
publication, "Employer Costs for Employee
Compensation - March 2013."
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions
of major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2013
(All workers = 100 percent)
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree healthcare
benefits3
Under age Age 65 and
65
over
18
24
22
29
34
27
26
38
36
38
62
35
33
36
56
20
26
10
18
17
11
21
13
66
23
14
47
22
15
25
20
58
18
12
41
20
14
23
18
7
19
11
10
13
19
21
18
17
20
17
20
16
15
16
Full time .................................................................
Part time ................................................................
21
8
28
12
25
11
Union .....................................................................
Nonunion ...............................................................
24
17
59
18
52
17
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
5
14
21
32
37
8
5
21
29
42
45
7
5
18
26
39
42
Goods-producing industries ...................................
13
20
18
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
19
22
29
20
53
17
30
27
25
35
62
66
63
15
30
73
23
31
57
60
61
12
23
69
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Long-term
care
insurance2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Retiree healthcare
benefits3
Under age Age 65 and
65
over
8
7
12
27
18
35
8
6
12
39
25
53
7
6
11
36
23
49
16
15
16
15
22
22
18
17
19
25
25
24
22
24
29
26
21
23
25
23
22
18
20
24
22
21
23
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care. The plan, although
sponsored by the employer, may be fully paid for
by the employee.
3 A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws. The plan,
although sponsored by the employer, may be
fully paid for by the employee.
4 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the
National Compensation Survey publication,
"Employer Costs for Employee Compensation March 2013."
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 42. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March 2013
Characteristics
All workers .............................................................
Long-term
care
insurance2
Retiree healthcare
benefits3
Under age Age 65 and
65
over
0.4
0.5
0.5
0.8
1.1
1.0
1.4
1.0
1.6
1.1
1.4
1.0
1.4
1.1
1.6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
2.6
0.6
1.8
0.6
0.9
0.7
1.1
1.6
2.2
0.7
2.9
0.7
0.9
0.8
1.2
1.9
1.9
0.7
2.9
0.6
0.9
0.7
1.2
0.8
1.7
0.8
0.9
1.0
1.5
1.8
1.1
1.3
1.4
1.5
1.6
1.0
1.3
1.2
Full time .................................................................
Part time ................................................................
0.5
0.5
0.6
0.6
0.6
0.6
Union .....................................................................
Nonunion ...............................................................
1.1
0.5
1.7
0.5
1.5
0.5
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.5
0.8
0.6
0.8
0.8
1.3
0.5
0.7
0.7
0.9
0.9
1.3
0.5
0.6
0.7
0.9
0.8
1.2
Goods-producing industries ...................................
1.0
1.2
1.2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.5
1.1
1.5
1.2
3.8
1.5
2.7
1.9
0.6
1.4
1.5
1.6
2.4
1.2
2.4
2.0
0.6
1.3
1.5
1.7
2.4
1.1
2.2
2.1
Establishment characteristics
See footnotes at end of table.
Table 42. Standard errors for health-related benefits: Access,
civilian workers,1 National Compensation Survey, March
2013—Continued
Long-term
care
insurance2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Retiree healthcare
benefits3
Under age Age 65 and
65
over
0.6
0.6
1.1
0.7
0.9
1.2
0.5
0.4
1.3
0.7
0.9
1.3
0.4
0.4
1.2
0.7
1.0
1.2
1.9
0.7
0.9
1.3
1.1
2.5
1.7
1.5
1.1
1.9
1.6
1.2
1.4
1.4
2.1
1.3
3.0
1.1
1.9
1.3
1.3
1.6
1.3
2.1
1.3
2.9
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm
economy except those in private households,
and workers in the public sector, except the
federal government. See Technical Note for
further explanation.
2 A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care. The plan, although
sponsored by the employer, may be fully paid for
by the employee.
3 A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws. The plan,
although sponsored by the employer, may be
fully paid for by the employee.
4 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the
National Compensation Survey publication,
"Employer Costs for Employee Compensation March 2013."
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2013
(All workers = 100 percent)
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses2
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
39
4
3
9
7
6
4
5
11
45
55
41
26
6
8
5
–
5
6
4
2
10
16
7
–
5
6
4
1
9
8
10
13
2
3
2
2
7
7
6
(4)
15
18
14
10
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
29
43
26
38
42
35
47
38
–
1
1
–
4
3
5
5
2
3
2
6
3
1
4
3
–
5
5
2
10
7
12
10
–
–
6
4
11
12
10
10
14
14
3
10
4
2
6
3
2
3
3
9
7
12
4
2
–
13
3
3
6
3
7
4
11
18
7
13
9
5
11
11
33
42
41
47
35
3
7
6
9
4
1
5
2
2
1
12
9
9
12
6
10
9
9
10
9
2
4
5
5
5
2
3
2
3
2
1
8
5
5
5
8
14
13
16
11
Full time .................................................................
Part time ................................................................
45
21
5
1
4
2
10
4
8
5
7
2
4
3
6
3
14
4
Union .....................................................................
Nonunion ...............................................................
36
39
5
4
4
3
3
10
2
8
14
4
3
4
3
6
15
11
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
26
20
39
45
49
51
1
(4)
4
5
8
8
1
1
3
4
6
6
6
5
9
10
11
13
7
6
11
8
4
4
2
1
5
8
10
10
4
1
5
4
2
2
4
3
4
6
7
6
6
3
9
14
18
17
Goods-producing industries ...................................
49
10
2
14
10
5
2
5
16
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
37
32
24
25
22
38
45
40
3
1
–
–
–
1
2
–
3
3
2
1
4
3
3
6
8
5
1
1
(4)
9
4
1
7
4
1
1
–
6
1
2
6
9
11
13
8
8
17
15
4
2
3
3
2
2
3
9
5
5
(4)
–
1
8
13
–
11
10
8
10
7
11
17
16
Establishment characteristics
See footnotes at end of table.
Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses2
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus3
35
34
38
43
42
44
3
3
4
5
4
7
2
2
3
4
3
5
11
11
10
7
7
6
10
11
6
5
8
2
3
3
4
8
5
10
1
1
2
6
8
3
3
2
5
7
8
7
8
6
12
15
12
18
34
40
42
33
42
35
46
40
32
2
3
6
5
4
4
5
5
4
–
3
3
3
4
1
2
5
4
9
10
10
9
7
7
12
11
7
2
6
6
4
11
9
12
9
5
8
8
8
3
4
2
3
4
7
2
2
5
2
4
5
5
3
2
5
5
5
6
6
5
7
5
3
10
11
14
10
13
14
13
8
8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of nonproduction bonus.
3 Includes all other bonuses provided to employees and not published separately.
4 Less than 0.5.
5 Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 43. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2013
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
0.7
0.3
0.2
0.4
0.3
0.4
0.2
0.3
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.4
1.2
1.7
0.5
0.7
0.6
–
0.4
0.6
0.5
0.4
0.6
1.3
0.5
–
0.5
0.6
0.6
0.4
0.7
0.7
0.9
1.2
0.3
0.5
0.3
0.4
0.5
0.7
0.6
0.1
0.6
1.2
0.7
0.9
2.1
3.3
1.3
2.6
0.8
1.2
1.0
1.5
–
0.4
0.2
–
0.3
0.5
0.4
0.5
0.4
0.7
0.3
1.2
0.3
0.3
0.5
0.7
–
1.5
0.8
0.7
0.6
0.7
0.7
0.9
–
–
0.6
1.1
0.6
0.8
0.8
1.1
1.3
3.5
0.4
1.4
0.3
0.4
0.4
0.4
0.6
0.8
0.4
1.3
0.4
0.9
0.3
0.4
–
2.1
0.5
1.1
0.4
0.4
0.6
0.6
1.3
2.3
0.8
2.4
0.5
0.6
0.6
1.0
2.1
2.0
1.4
2.1
1.7
0.6
0.7
0.7
1.1
0.5
0.5
1.2
0.3
0.5
0.3
1.5
1.5
0.7
1.3
0.8
1.4
1.3
0.9
1.1
1.0
0.5
0.7
0.6
0.7
0.8
0.3
0.6
0.4
0.7
0.4
0.2
1.2
0.9
0.9
1.2
1.4
1.5
0.9
1.3
1.2
Full time .................................................................
Part time ................................................................
0.8
1.0
0.3
0.1
0.3
0.3
0.4
0.5
0.4
0.5
0.4
0.2
0.3
0.3
0.3
0.6
0.4
0.5
Union .....................................................................
Nonunion ...............................................................
1.1
0.7
0.4
0.3
0.4
0.2
0.5
0.5
0.2
0.4
0.9
0.3
0.3
0.3
0.4
0.4
0.9
0.4
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.6
1.2
1.0
1.0
1.3
0.2
0.1
0.4
0.4
0.5
0.8
0.2
0.3
0.3
0.4
0.5
0.6
0.6
1.2
0.6
0.5
0.8
1.2
0.6
0.9
0.6
0.5
0.3
0.7
0.3
0.2
0.4
0.6
0.6
0.7
0.3
0.3
0.4
0.3
0.2
0.2
0.6
0.8
0.4
0.4
0.5
0.5
0.6
0.7
0.5
0.7
0.6
1.0
Goods-producing industries ...................................
1.4
0.8
0.6
0.9
1.0
0.7
0.4
0.6
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.7
1.5
1.2
1.5
1.8
2.3
3.0
2.3
0.3
0.2
–
–
–
0.3
0.7
–
0.2
0.3
0.3
0.3
0.4
0.5
0.7
0.9
0.4
1.0
0.1
0.2
0.2
1.6
1.2
0.5
0.4
0.6
0.4
0.2
–
1.0
0.5
0.7
0.4
1.0
0.9
1.1
0.9
1.5
3.5
1.8
0.3
0.3
0.4
0.5
0.9
0.5
0.7
1.2
0.3
0.6
0.1
–
0.3
1.0
1.9
–
0.4
0.6
0.8
1.1
1.2
1.0
1.7
2.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 43. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March
2013—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
0.9
1.1
1.8
0.9
1.3
1.3
0.3
0.3
0.7
0.4
0.5
0.7
0.3
0.3
0.7
0.3
0.3
0.4
0.6
0.8
1.2
0.4
0.6
0.6
0.6
0.8
0.8
0.3
0.5
0.4
0.3
0.3
0.6
0.6
0.5
1.0
0.2
0.2
0.5
0.4
0.5
0.4
0.3
0.3
1.0
0.5
0.7
0.7
0.5
0.6
1.3
0.5
0.8
0.9
2.2
1.2
2.0
3.0
1.2
3.8
2.3
2.8
1.0
0.5
0.5
0.4
0.6
0.4
1.6
1.2
1.3
0.7
–
0.2
0.6
0.4
0.6
0.6
0.4
1.2
0.5
1.5
1.2
1.2
1.6
0.8
1.8
1.4
1.0
0.3
0.4
0.8
0.8
0.9
1.1
1.2
1.1
1.4
0.7
1.3
0.8
1.5
0.8
0.5
0.6
0.7
1.4
0.7
0.6
0.5
1.0
0.7
0.4
1.2
0.5
1.0
0.4
1.2
0.6
0.6
1.0
1.0
1.4
1.1
1.4
0.7
1.2
0.6
1.0
1.3
1.2
2.9
1.3
1.1
0.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 Includes all other bonuses provided to employees and not published separately.
3 Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2
National Compensation Survey, March 2013
(All workers = 100 percent)
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
All workers .............................................................
Healthcare benefits
Opposite
sex
Same sex
Opposite
sex
15
14
32
26
24
22
25
42
23
22
24
40
44
52
40
32
36
44
32
26
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
50
19
9
27
13
5
17
12
48
19
8
26
13
5
17
12
29
33
20
27
32
25
36
26
25
24
16
19
28
22
31
21
10
14
10
6
13
11
13
9
5
13
18
33
27
26
28
16
25
23
22
24
Full time .................................................................
Part time ................................................................
18
6
17
6
38
12
32
10
Union .....................................................................
Nonunion ...............................................................
39
11
37
11
51
28
40
24
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4
2
12
18
27
28
4
2
12
17
26
26
12
7
28
39
52
60
11
6
25
33
42
49
Goods-producing industries ...................................
7
6
29
25
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
16
25
43
49
36
12
23
48
16
24
42
47
35
12
23
47
32
30
34
28
49
27
34
38
27
25
28
25
38
23
25
31
Establishment characteristics
See footnotes at end of table.
Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2
National Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Healthcare benefits
Opposite
sex
Same sex
Opposite
sex
5
4
8
24
14
34
5
4
7
23
14
32
20
17
29
43
35
50
18
15
27
34
30
38
13
18
7
11
14
19
14
14
23
12
17
6
10
13
19
15
14
23
39
37
22
27
23
17
19
39
58
33
29
14
24
18
13
19
32
54
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentage of workers with access to the
benefit reflects both the availability of the benefit and
the employer’s policy on providing the benefit to
unmarried domestic partners. For more information, see
the Unmarried Domestic Partners Benefit Fact Sheet
at:www.bls.gov/ncs/ebs_domestic2012.pdf.
2 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
3 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,
civilian workers,2 National Compensation Survey, March 2013
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
All workers .............................................................
Healthcare benefits
Opposite
sex
Same sex
Opposite
sex
0.5
0.5
0.7
0.6
0.9
1.0
1.1
1.8
0.9
1.2
1.1
1.8
1.1
1.5
1.2
1.3
1.1
1.5
1.2
1.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.3
2.4
0.7
2.1
0.6
0.6
0.8
1.0
2.2
2.3
0.7
1.9
0.6
0.6
0.8
1.1
1.8
3.0
1.2
1.9
0.8
1.2
1.2
1.4
1.6
2.9
1.1
1.6
0.8
1.1
1.2
1.3
0.9
1.4
0.8
1.0
1.1
1.5
1.4
0.8
0.9
1.1
1.1
2.5
1.4
1.5
2.1
1.3
2.2
1.3
1.2
2.0
Full time .................................................................
Part time ................................................................
0.6
0.4
0.6
0.4
0.7
0.8
0.7
0.7
Union .....................................................................
Nonunion ...............................................................
1.3
0.5
1.2
0.5
1.4
0.7
1.3
0.6
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.5
0.4
0.6
1.0
0.8
1.2
0.5
0.4
0.6
0.9
0.7
1.2
0.7
0.9
1.2
1.0
1.0
1.4
0.6
0.8
1.2
1.0
1.0
1.4
Goods-producing industries ...................................
0.9
0.7
1.2
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.5
1.4
1.8
1.7
3.5
1.7
2.6
2.6
0.5
1.4
1.8
1.7
3.5
1.6
2.7
2.6
0.7
1.4
1.3
1.4
2.8
2.0
2.2
1.9
0.6
1.4
1.4
1.3
3.2
2.0
2.1
2.1
Establishment characteristics
See footnotes at end of table.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,
civilian workers,2 National Compensation Survey, March 2013—Continued
Characteristics
Defined benefit
retirement survivor
benefits
Same sex
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Healthcare benefits
Opposite
sex
Same sex
Opposite
sex
0.4
0.4
1.0
0.8
0.9
1.3
0.4
0.4
1.0
0.8
0.9
1.2
0.8
0.9
1.8
0.9
1.2
1.2
0.7
0.9
1.7
0.8
1.1
1.3
1.1
1.2
0.5
3.1
0.8
2.7
0.9
2.3
1.1
0.9
1.2
0.4
2.5
0.8
3.0
1.0
2.3
1.1
3.0
2.5
1.7
1.6
1.1
1.6
1.3
2.3
2.1
4.1
1.8
1.4
2.3
1.1
1.5
1.1
1.7
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentage of workers with access to the
benefit reflects both the availability of the benefit and
the employer’s policy on providing the benefit to
unmarried domestic partners. For more information, see
the Unmarried Domestic Partners Benefit Fact Sheet
at:www.bls.gov/ncs/ebs_domestic2012.pdf.
2 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
3 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2013
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
No medical
benefits
and no
care and no
medical
retirement
benefits
care
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
62
10
6
22
59
13
1
26
80
83
78
84
8
10
7
2
3
2
4
3
9
5
11
11
78
85
75
74
10
8
11
12
1
(2)
1
(2)
11
6
13
14
94
75
37
68
62
53
68
66
–
6
9
3
10
10
11
12
–
3
8
11
8
14
5
3
2
16
46
19
19
24
17
18
82
75
32
63
58
46
65
60
15
5
14
7
15
17
14
19
–
1
2
7
1
1
1
1
–
18
52
23
26
37
21
20
61
71
64
70
59
12
13
12
14
10
4
2
4
2
6
23
15
19
14
24
54
66
64
71
57
–
18
12
12
12
–
–
1
1
1
26
–
23
15
30
Full time .................................................................
Part time ................................................................
76
20
12
4
2
17
10
59
74
13
14
12
1
2
12
74
Union .....................................................................
Nonunion ...............................................................
93
57
2
11
2
6
3
25
85
55
10
14
1
1
4
30
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
28
14
65
77
87
88
9
8
13
11
7
6
12
14
5
2
2
2
50
64
17
10
5
4
24
11
61
75
85
88
14
10
17
13
9
7
2
1
1
1
1
1
61
77
21
11
5
4
Goods-producing industries ...................................
73
13
2
12
72
14
1
13
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
61
71
83
86
85
62
87
88
9
8
2
2
2
13
2
1
6
5
3
4
2
6
3
3
24
16
11
8
11
19
8
9
57
66
75
75
82
60
85
82
13
13
11
13
4
14
3
7
1
1
1
1
1
2
1
1
29
20
13
11
13
24
10
11
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2013—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
27
45
1
27
50
22
5
23
42
38
43
71
46
56
42
15
1
(2)
1
2
11
6
13
12
61
74
56
35
26
20
29
51
3
1
3
1
10
5
12
13
88
39
16
50
22
10
28
30
9
42
30
20
51
52
51
49
1
1
1
2
1
1
1
(2)
2
18
53
28
26
37
20
21
28
63
27
35
55
49
58
54
69
18
20
36
18
13
21
25
–
3
7
9
7
13
4
3
–
16
47
20
20
25
17
18
33
27
25
22
27
40
56
51
62
42
–
–
1
–
1
–
–
23
–
29
44
62
53
64
42
29
22
24
20
27
4
2
4
2
6
23
15
20
14
25
Full time .................................................................
Part time ................................................................
33
9
54
16
(2)
3
12
73
61
14
26
10
2
15
11
61
Union .....................................................................
Nonunion ...............................................................
82
18
13
50
1
1
3
31
43
51
52
17
1
6
4
26
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
3
22
36
50
49
30
18
56
53
44
45
1
1
1
2
( )
1
(2)
61
77
21
12
6
5
24
11
54
61
67
71
14
10
24
27
27
24
11
13
4
2
2
1
51
66
18
10
5
4
Goods-producing industries ...................................
25
61
(2)
14
66
20
2
12
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
28
42
69
81
52
23
49
83
42
37
17
7
34
52
40
5
1
1
3
4
1
(2)
1
2
29
20
12
9
12
25
11
9
47
46
34
24
60
54
73
34
23
33
51
64
26
21
16
54
6
4
1
1
1
6
3
1
25
17
14
11
13
19
8
11
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2013—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
43
38
57
80
74
87
15
15
13
6
8
2
7
7
8
4
6
2
35
39
22
10
11
8
39
35
53
77
71
84
18
19
17
9
12
5
1
1
2
1
2
1
42
46
28
13
15
10
64
61
63
64
62
67
62
60
60
9
11
10
6
11
9
11
9
11
4
6
7
9
5
4
6
6
5
23
22
20
21
22
19
21
25
24
60
58
64
58
59
66
62
58
52
13
15
9
12
14
–
11
12
19
1
1
1
1
1
–
1
1
1
26
27
26
29
26
22
26
30
28
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2013—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
10
8
15
44
27
60
48
46
55
42
55
29
(2)
(2)
1
1
1
1
42
46
29
13
16
10
39
35
49
61
62
59
19
18
21
25
21
30
7
7
7
3
5
2
36
40
23
11
12
9
28
32
29
26
25
31
23
–
29
44
40
44
45
48
45
50
48
42
1
1
2
1
(2)
–
(2)
–
1
27
27
25
28
27
–
27
30
28
50
47
53
53
54
49
51
49
44
23
25
20
18
19
28
22
20
27
3
5
6
8
5
4
6
6
4
24
23
21
22
22
20
21
25
25
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2013
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
0.7
0.3
0.3
0.7
0.8
0.5
0.1
0.7
0.8
1.2
0.9
1.3
0.7
1.1
0.8
1.0
0.4
0.4
0.5
0.4
0.5
0.7
0.6
1.0
0.8
1.1
1.0
1.4
0.6
0.6
0.8
1.4
0.2
0.1
0.2
0.2
0.6
0.8
0.8
1.0
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.6
2.5
1.4
2.8
0.9
1.2
1.3
1.8
–
2.1
0.8
0.7
0.5
0.7
0.6
1.0
–
0.7
0.8
2.5
0.5
0.9
0.5
0.6
0.6
2.2
1.7
2.5
0.8
1.1
1.1
1.4
1.9
2.4
1.4
3.1
0.9
1.1
1.3
1.9
1.9
1.3
1.2
1.5
0.6
0.9
0.8
1.6
–
0.4
0.4
2.1
0.2
0.3
0.2
0.5
–
2.2
1.6
2.4
0.8
1.1
1.1
1.4
2.8
2.2
1.8
1.8
2.3
1.7
1.4
0.9
1.2
1.2
1.1
0.5
0.5
0.4
0.9
2.8
1.7
1.8
1.5
2.4
2.9
2.6
2.0
2.3
2.3
–
2.4
0.7
1.2
0.9
–
–
0.2
0.3
0.3
2.8
–
1.8
1.6
2.5
Full time .................................................................
Part time ................................................................
0.6
1.0
0.4
0.7
0.2
1.0
0.5
1.6
0.9
0.8
0.6
0.7
0.1
0.3
0.5
1.2
Union .....................................................................
Nonunion ...............................................................
0.6
0.7
0.4
0.4
0.4
0.3
0.3
0.8
1.2
0.9
1.0
0.6
0.2
0.1
0.4
0.8
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.2
1.1
0.8
0.7
1.0
0.7
1.0
0.7
0.5
0.7
1.0
0.7
1.2
0.6
0.3
0.2
0.3
1.4
2.0
0.8
0.7
0.5
0.4
1.1
1.2
1.3
0.9
0.7
0.7
0.8
0.9
1.2
0.7
0.6
0.6
0.3
0.5
0.2
0.2
0.2
0.3
1.3
1.7
0.9
0.7
0.5
0.4
Goods-producing industries ...................................
1.2
1.0
0.4
0.9
1.3
1.0
0.2
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.7
1.5
0.9
0.7
1.4
2.4
1.0
1.5
0.4
0.9
0.4
0.3
0.4
1.6
0.5
0.3
0.3
0.6
0.3
0.4
0.5
0.9
0.4
0.5
0.8
1.3
0.9
0.5
1.3
2.1
0.8
1.3
0.9
1.5
1.1
1.5
1.6
2.4
1.0
2.0
0.5
1.2
1.0
1.4
0.7
1.9
0.7
1.5
0.1
0.3
0.3
0.2
0.2
0.5
0.2
0.2
0.8
1.3
0.8
0.5
1.4
2.0
0.8
1.4
Establishment characteristics
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2013—Continued
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
0.5
0.7
0.1
0.7
0.7
0.5
0.3
0.7
0.9
1.2
1.1
1.5
1.1
1.3
1.4
1.5
0.1
0.2
0.1
0.3
0.6
0.8
0.8
1.0
1.0
1.3
1.2
1.9
0.9
1.1
1.0
1.9
0.4
0.3
0.5
0.2
0.5
0.8
0.6
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.6
2.9
0.9
2.9
0.6
0.6
0.8
1.5
1.6
3.4
1.3
2.3
0.9
1.1
1.2
1.6
0.2
0.2
0.1
0.5
0.2
0.2
0.2
0.1
0.6
2.2
1.5
2.7
0.8
1.1
1.1
1.5
2.2
2.4
1.2
2.4
0.9
1.2
1.2
1.8
2.1
2.5
1.1
2.4
0.5
0.8
0.8
1.3
–
0.6
0.8
2.4
0.5
0.9
0.5
0.6
–
2.2
1.7
2.6
0.8
1.1
1.1
1.4
2.3
2.0
1.2
1.5
1.6
2.5
2.1
1.7
2.0
2.0
–
–
0.2
–
0.3
–
–
1.9
–
2.5
2.9
2.2
1.6
1.9
2.0
2.1
1.7
1.3
1.4
1.7
1.1
0.5
0.5
0.4
0.9
2.8
1.7
1.8
1.5
2.4
Full time .................................................................
Part time ................................................................
0.7
0.4
0.8
0.9
(2)
0.3
0.6
1.1
0.7
0.8
0.6
0.7
0.2
0.9
0.5
1.5
Union .....................................................................
Nonunion ...............................................................
1.0
0.5
1.0
0.8
0.2
0.1
0.4
0.8
1.2
0.7
1.2
0.5
0.3
0.3
0.4
0.8
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
0.5
0.7
0.9
1.0
1.3
1.1
1.3
1.1
1.0
1.1
1.3
0.2
0.4
0.1
0.1
0.1
0.1
1.3
1.6
0.9
0.7
0.4
0.4
1.0
1.1
1.2
1.0
0.9
1.2
0.9
1.1
0.8
0.8
0.8
1.2
0.7
1.2
0.5
0.3
0.3
0.3
1.4
2.0
0.8
0.7
0.5
0.4
Goods-producing industries ...................................
1.2
1.4
0.1
0.9
1.4
1.3
0.4
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.6
1.6
1.0
0.8
2.2
2.1
3.0
1.7
0.8
1.3
0.9
0.8
2.5
1.9
2.9
0.8
0.1
0.1
0.3
0.4
0.5
0.1
0.1
0.5
0.8
1.4
0.9
0.5
1.4
2.1
0.9
1.3
0.7
1.4
1.5
1.8
2.4
2.1
1.6
2.4
0.5
1.5
1.5
1.6
2.3
2.0
1.7
2.6
0.3
0.6
0.2
0.2
0.3
0.9
0.4
0.3
0.8
1.3
0.8
0.6
1.3
2.1
0.8
1.5
Establishment characteristics
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2013—Continued
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
0.9
1.0
2.3
0.7
1.2
0.9
0.6
0.8
1.2
0.4
0.7
0.4
0.6
0.7
0.9
0.3
0.6
0.3
1.1
1.2
2.0
0.6
1.0
0.7
1.1
1.3
2.5
0.8
1.3
1.0
0.9
1.1
1.5
0.5
0.9
0.5
0.2
0.2
0.4
0.2
0.4
0.1
1.1
1.2
2.0
0.6
1.0
0.7
3.1
1.8
1.6
1.6
2.0
2.9
2.0
1.5
1.7
1.5
0.7
0.7
1.3
0.8
1.1
1.2
1.0
0.9
0.6
0.7
1.1
1.6
0.4
1.0
0.7
1.6
0.6
4.4
2.5
1.4
1.5
2.1
2.9
1.5
1.4
2.1
3.9
2.8
1.8
3.0
2.5
4.8
1.4
2.1
1.5
1.5
1.1
1.0
3.4
1.4
–
1.0
1.2
0.9
0.3
0.3
0.3
0.2
0.2
–
0.5
0.5
0.4
3.9
2.5
1.6
1.8
2.0
2.8
1.5
1.6
2.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation
Survey, March 2013—Continued
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
0.5
0.5
1.4
0.9
1.1
1.4
1.0
1.1
2.1
0.8
1.3
1.4
0.1
0.1
0.3
0.1
0.2
0.1
1.1
1.2
2.0
0.6
1.0
0.7
0.9
1.0
2.2
0.8
1.2
1.2
0.8
0.9
1.4
0.6
0.9
1.0
0.5
0.7
0.9
0.3
0.6
0.2
1.1
1.2
2.1
0.6
1.0
0.7
3.9
1.6
1.5
2.0
1.1
1.6
0.9
–
1.1
2.0
1.3
1.8
3.3
2.1
4.1
1.5
2.4
1.7
0.3
0.2
0.3
0.7
(2)
–
(2)
–
0.1
3.9
2.4
1.6
1.9
2.1
–
1.5
1.6
1.8
2.4
1.2
1.8
2.1
1.8
3.4
1.8
2.1
1.9
2.5
1.4
0.9
1.9
0.8
2.5
1.3
2.2
1.2
0.7
0.7
1.0
1.3
0.4
0.9
0.7
1.6
0.6
4.6
2.4
1.3
1.4
2.1
3.0
1.5
1.4
2.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.05.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March 2013
(All workers = 100 percent)
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
Personal
leave, sick
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
36
36
59
70
71
82
83
46
57
42
11
54
55
54
58
70
87
62
16
73
94
65
15
90
93
88
89
93
97
91
90
90
97
88
76
8
60
23
43
41
32
46
30
71
59
22
42
37
27
43
25
12
76
42
71
64
50
73
56
10
79
50
77
75
62
83
79
98
86
51
78
72
59
80
63
98
87
64
85
83
72
89
85
82
87
67
88
85
75
90
89
20
38
31
31
32
16
33
25
22
27
41
68
53
55
51
66
90
78
89
69
50
74
65
66
64
75
93
86
92
81
83
94
89
95
83
Full time .................................................................
Part time ................................................................
44
12
44
11
71
19
83
26
83
32
94
45
95
49
Union .....................................................................
Nonunion ...............................................................
44
35
53
33
63
58
73
69
90
68
96
80
94
82
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
15
8
39
47
49
49
13
6
36
44
57
58
29
17
65
75
72
73
42
28
79
87
77
75
40
25
75
84
91
94
58
45
88
94
95
97
62
50
90
94
93
93
Goods-producing industries ...................................
30
23
56
86
66
91
94
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
37
39
23
18
34
50
67
51
38
51
56
64
41
47
64
51
59
59
39
26
66
74
86
88
67
61
37
24
65
79
89
87
72
85
90
94
88
81
93
91
81
88
90
94
89
86
94
91
82
86
82
82
86
89
94
91
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March
2013—Continued
(All workers = 100 percent)
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
26
25
32
45
42
48
24
22
29
47
40
54
49
47
55
67
64
71
62
60
69
77
77
76
58
55
65
83
76
90
73
71
81
90
87
94
76
74
82
90
89
91
41
48
38
28
37
32
33
31
30
44
47
36
28
36
33
34
32
32
59
61
54
57
60
57
60
55
61
69
70
70
69
72
70
72
65
67
75
75
68
70
71
70
73
65
70
83
83
82
82
84
84
85
80
79
83
83
83
82
86
87
86
83
79
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes workers with access to one or more of these leave benefits.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 46. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation
Survey, March 2013
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
0.7
0.6
0.6
0.7
0.7
0.7
0.7
1.0
1.5
1.2
1.5
1.0
1.5
1.1
1.7
0.9
1.2
1.1
1.8
0.8
0.8
1.0
1.7
0.7
0.9
0.8
1.0
0.6
0.7
0.7
1.0
0.6
0.7
0.8
1.5
1.5
2.9
1.2
2.8
1.0
1.3
1.3
1.3
2.1
3.0
1.0
2.9
1.0
1.2
1.3
1.1
2.1
2.0
1.5
2.4
0.8
1.2
1.2
1.7
2.0
1.8
1.6
2.6
0.8
1.3
1.1
1.4
0.7
1.8
1.7
2.4
0.8
1.3
1.0
1.7
0.7
1.7
1.9
2.2
0.8
1.2
0.9
1.2
1.8
1.7
2.0
2.0
0.8
1.1
0.9
1.1
1.9
1.9
1.4
1.6
1.8
1.5
1.8
1.2
1.4
1.6
2.5
2.4
1.5
2.1
1.9
2.5
1.5
1.5
1.3
1.9
2.4
2.1
1.6
2.0
2.0
2.1
1.2
1.5
1.1
2.2
1.9
1.1
1.4
0.9
2.0
Full time .................................................................
Part time ................................................................
0.8
0.7
0.8
0.6
0.6
1.0
0.5
1.3
0.6
1.3
0.5
1.6
0.5
1.7
Union .....................................................................
Nonunion ...............................................................
1.1
0.8
1.2
0.7
1.2
0.7
1.0
0.8
0.9
0.8
0.5
0.8
0.5
0.9
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
1.0
1.1
0.9
1.1
1.4
0.7
0.9
1.1
1.0
1.0
1.3
1.2
1.6
1.0
0.9
0.9
1.1
1.4
2.1
0.9
0.7
0.8
1.0
1.3
1.8
0.9
0.7
0.6
0.5
1.5
2.2
0.7
0.5
0.6
0.4
1.6
2.5
0.7
0.5
0.6
0.6
Goods-producing industries ...................................
1.3
1.2
1.7
0.9
1.5
0.8
0.7
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.7
1.4
1.2
1.1
2.4
2.3
2.5
2.2
0.7
1.4
1.6
1.6
2.4
2.2
2.7
2.3
0.7
1.4
1.3
1.2
2.1
2.0
1.2
1.5
0.8
1.4
1.2
1.2
1.6
2.1
0.8
1.5
0.8
1.3
0.8
0.6
1.4
2.0
0.8
1.3
0.8
1.2
0.7
0.6
1.4
1.9
0.7
1.3
0.9
1.1
1.1
1.2
1.3
1.7
0.7
1.3
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 46. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation
Survey, March 2013—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave2
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays2
vacation2
1.0
1.3
1.8
0.9
1.4
1.1
0.9
1.2
1.7
0.8
1.3
1.1
1.0
1.2
1.9
0.7
1.2
0.9
1.1
1.3
1.9
0.7
1.0
0.8
1.1
1.3
2.0
0.7
1.2
0.8
1.2
1.3
1.8
0.6
1.0
0.7
1.2
1.3
1.8
0.6
0.9
0.7
1.4
1.9
2.0
1.8
1.7
3.0
2.3
1.7
1.6
1.3
1.8
1.9
1.8
1.5
2.5
1.8
2.0
1.5
1.6
1.8
1.7
2.4
1.4
4.5
1.7
1.8
1.9
2.3
1.5
1.7
2.1
1.7
2.2
1.5
2.2
2.5
2.3
2.4
2.0
2.7
1.6
3.0
1.4
2.0
1.6
2.1
2.7
1.5
2.0
1.3
1.4
1.7
1.5
2.4
3.1
2.4
1.7
1.6
1.3
1.0
1.5
1.1
2.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Includes workers with access to one or more of these leave benefits.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Private Industry Tables
Types of Benefits:
・ Establishment data (Retirement and healthcare)
・ Retirement benefits
・ Healthcare benefits
・ Life, short-term, and long-term disability insurance benefits
・ Paid time-off benefits
・ Other benefits (Quality of life, financial, health-related, nonproduction bonuses, and
unmarried domestic partner)
・ Benefit combinations (Medical care and paid leave)
Table 1. Establishments offering retirement and healthcare benefits: private
industry workers, National Compensation Survey, March 2013
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Healthcare
benefits
46
8
44
60
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
46
33
62
8
9
8
43
30
61
62
52
76
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
46
51
61
47
47
91
79
60
72
87
55
40
46
48
36
57
48
91
59
18
18
25
8
7
5
6
–
69
36
23
33
44
21
–
–
–
–
–
–
7
–
–
–
–
44
50
60
46
45
76
79
60
72
86
55
40
45
47
35
56
45
90
58
18
18
23
59
67
81
62
58
93
82
75
82
90
66
63
63
69
45
69
60
96
70
25
25
40
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
44
42
75
90
89
96
7
7
16
31
29
49
43
41
72
86
85
93
58
57
90
95
95
98
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and healthcare benefits: private
industry workers, National Compensation Survey, March 2013—Continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Healthcare
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans. The total is less than the
sum of the individual items because some employers
offered both types of plans.
41
41
41
53
47
51
49
53
43
–
9
9
9
7
8
–
9
8
40
38
39
52
47
49
48
51
42
50
60
54
57
63
62
59
68
62
NOTE: Dash indicates no establishments in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 1. Standard errors for establishments offering retirement and healthcare
benefits: private industry workers, National Compensation Survey, March 2013
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Healthcare
benefits
1.7
0.7
1.7
1.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3.6
4.0
5.5
1.0
1.6
1.6
3.6
3.9
5.1
3.5
3.7
5.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.0
3.3
4.8
2.6
11.6
9.0
5.0
4.0
4.1
4.9
6.2
7.7
4.5
5.5
7.7
7.7
9.4
6.1
8.9
3.7
4.0
4.0
0.8
0.9
1.2
1.1
–
10.2
8.6
2.7
3.3
4.4
5.8
–
–
–
–
–
–
1.7
–
–
–
–
1.9
3.3
4.7
2.6
11.3
12.8
5.0
4.0
4.1
4.9
6.2
7.7
4.4
5.4
7.6
7.7
9.5
6.3
8.8
3.7
4.0
3.7
1.8
3.0
3.1
3.1
11.7
6.3
7.2
3.7
3.6
4.8
6.8
7.4
4.8
5.7
8.7
6.9
11.3
3.3
8.1
4.9
5.2
5.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.8
1.8
3.1
1.1
1.3
1.3
0.7
0.7
1.6
3.9
4.7
3.2
1.7
1.8
3.0
1.1
1.4
1.8
1.7
1.8
1.4
1.0
1.1
0.7
Establishment characteristics
See footnotes at end of table.
Table 1. Standard errors for establishments offering retirement and healthcare
benefits: private industry workers, National Compensation Survey, March
2013—Continued
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Healthcare
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans.
NOTE: Dash indicates no establishments in this category
7.0
4.0
3.4
4.7
4.8
8.5
5.8
7.9
3.2
–
1.9
1.7
2.1
1.1
2.1
–
1.6
1.2
7.0
3.3
3.3
4.6
4.8
8.3
5.7
8.0
3.2
4.8
4.3
3.5
4.4
3.8
9.7
5.1
6.3
4.6
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2013
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
64
49
76
19
16
87
59
42
71
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
79
84
77
38
62
69
67
70
66
68
74
64
21
29
51
43
57
53
85
88
83
56
46
74
64
81
79
26
31
23
7
7
17
11
21
24
23
27
21
6
4
14
7
18
23
89
88
90
91
62
80
67
84
96
76
81
74
34
59
64
63
66
59
61
68
58
17
27
46
39
51
44
80
83
78
51
46
71
62
77
74
61
71
68
72
64
47
57
51
56
46
77
81
75
78
72
26
22
23
21
25
25
21
20
20
21
98
95
88
93
84
51
66
58
66
50
36
50
39
47
32
71
76
67
71
63
Full time .................................................................
Part time ................................................................
74
37
59
20
80
53
22
9
19
7
89
74
69
31
51
15
75
47
Union .....................................................................
Nonunion ...............................................................
94
61
86
45
92
73
72
13
68
11
94
83
55
60
44
42
80
70
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
28
65
75
85
87
18
10
47
62
75
78
48
35
72
82
89
90
6
4
13
24
35
35
4
2
11
21
32
31
69
60
85
89
91
89
34
24
61
69
79
84
15
8
42
52
66
71
45
31
68
76
83
85
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
75
58
81
61
46
67
81
78
83
25
17
27
23
17
25
93
99
91
69
51
76
52
37
58
75
74
76
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
62
71
73
68
78
99
46
50
58
42
60
96
74
69
80
61
77
97
17
19
13
14
36
78
15
15
13
10
29
75
86
78
94
68
81
96
57
61
70
58
57
93
40
40
53
34
39
83
70
65
76
59
69
89
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2013—Continued
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
86
82
91
94
88
52
61
72
44
67
71
89
66
29
27
47
79
74
84
86
80
40
48
59
31
52
60
76
51
12
10
31
91
90
92
92
91
77
79
83
70
78
84
85
77
41
36
67
46
42
53
54
48
–
13
12
6
18
14
16
19
2
2
9
40
36
45
46
44
–
12
12
6
16
11
11
17
2
2
7
88
86
85
86
90
–
92
94
99
91
82
70
92
88
86
84
84
80
90
93
86
50
60
71
42
61
66
87
60
27
25
43
72
67
76
76
74
38
46
56
29
44
54
73
43
10
8
28
86
83
84
82
86
76
77
80
69
72
81
85
70
36
32
64
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
49
45
63
82
79
87
35
32
43
65
58
76
71
72
68
79
73
87
8
7
11
31
21
46
7
6
10
27
18
41
88
89
86
87
85
89
46
43
58
75
72
78
31
30
38
55
50
61
68
69
65
73
69
78
65
63
68
70
63
66
65
63
60
50
51
53
53
46
48
46
45
46
77
81
78
76
73
73
71
72
77
20
25
23
17
15
17
13
13
19
17
23
21
15
12
14
11
11
17
86
91
88
85
84
85
86
85
89
61
55
60
65
61
61
63
59
54
44
41
43
48
41
42
43
41
40
73
74
72
73
68
69
68
70
73
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
3 Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2013
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.7
0.7
0.6
0.5
0.9
0.7
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.3
1.2
1.7
5.2
1.0
1.3
1.4
1.8
1.0
1.2
1.3
1.2
3.4
0.9
1.2
1.2
1.8
0.8
1.0
1.0
2.1
4.9
0.9
1.3
0.9
1.4
1.1
1.3
1.3
0.7
1.8
0.6
0.7
0.8
1.6
1.0
1.3
1.3
0.7
1.2
0.6
0.6
0.8
1.7
0.8
1.5
0.9
1.7
6.9
1.9
3.5
1.6
1.1
1.1
1.4
1.3
1.5
5.5
0.9
1.3
1.3
1.8
1.1
1.3
1.4
1.0
3.5
0.8
1.1
1.1
1.7
0.9
1.1
1.2
2.1
4.9
0.8
1.3
0.8
1.6
2.9
2.3
1.8
1.8
2.4
2.7
2.5
1.4
1.6
1.9
2.4
1.7
1.3
1.5
1.7
2.6
2.1
1.3
1.5
1.7
2.6
2.1
1.0
1.4
1.3
1.0
1.8
1.7
1.7
2.6
2.8
2.3
1.6
1.8
2.2
2.4
2.4
1.2
1.5
1.7
2.7
1.9
1.4
1.5
2.1
Full time .................................................................
Part time ................................................................
0.7
1.6
0.7
0.9
0.6
1.6
0.7
0.6
0.6
0.4
0.7
2.9
0.7
1.4
0.7
0.7
0.6
1.7
Union .....................................................................
Nonunion ...............................................................
0.8
0.8
1.3
0.7
1.0
0.7
1.7
0.5
1.9
0.4
1.1
1.1
1.8
0.8
1.6
0.7
1.7
0.7
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.4
2.0
1.1
1.0
1.0
1.3
0.9
0.9
1.2
1.0
1.0
1.2
1.5
2.4
1.1
0.9
0.7
0.9
0.6
0.7
0.7
0.9
1.1
1.4
0.4
0.4
0.6
0.9
1.1
1.4
3.5
8.4
1.6
1.0
0.6
1.0
1.3
1.9
1.2
1.0
1.1
1.3
0.7
0.7
1.2
0.9
1.0
1.3
1.5
2.3
1.2
0.9
0.7
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.2
2.3
1.3
1.2
2.3
1.5
1.0
1.8
1.2
1.2
2.0
1.7
1.2
2.0
1.6
1.2
0.8
1.4
1.4
2.2
1.6
1.3
2.0
1.6
1.0
2.0
1.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.3
2.9
1.2
3.0
0.8
0.8
1.2
2.9
1.2
2.6
1.6
0.8
1.0
1.6
1.4
2.6
1.6
0.6
0.8
1.6
0.9
2.9
5.6
0.5
0.7
1.5
0.8
2.4
5.4
1.0
2.2
2.0
3.6
3.4
1.1
0.8
1.2
2.8
1.2
3.2
1.9
0.7
1.1
2.9
1.0
2.8
2.4
0.8
1.0
1.9
1.2
3.2
2.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2013—Continued
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.3
1.7
0.9
0.9
1.7
5.1
2.1
2.3
3.6
2.2
3.5
1.3
2.6
2.5
2.9
3.7
2.1
1.6
1.1
1.4
2.1
4.9
2.0
2.1
3.6
2.1
2.8
1.5
2.4
1.4
1.6
2.7
1.1
0.8
0.7
1.1
1.2
5.1
1.8
2.5
4.0
1.6
1.2
1.1
1.8
3.3
3.9
4.0
3.4
1.8
1.8
2.6
3.1
–
1.7
2.0
2.2
1.8
1.8
0.9
2.1
1.1
1.0
1.9
3.0
1.6
1.6
2.2
3.1
–
1.6
1.9
2.2
1.7
1.8
0.8
1.9
0.9
0.9
1.5
2.7
1.2
1.3
1.7
1.8
–
2.1
2.6
1.0
1.3
2.6
1.9
1.5
8.7
11.2
7.4
2.4
1.6
0.9
1.0
1.8
4.6
2.0
2.2
3.6
2.1
3.6
1.4
2.4
2.3
2.7
3.8
2.4
1.5
1.2
1.5
1.9
4.3
1.9
2.1
3.7
1.8
2.9
1.6
2.0
0.9
1.0
2.7
1.1
0.9
0.8
1.1
1.2
5.2
1.7
2.4
4.2
1.7
1.6
1.1
2.0
2.4
2.7
3.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.0
1.1
2.3
0.9
1.4
1.3
0.9
1.0
2.1
0.8
1.2
1.2
1.2
1.3
2.0
0.7
1.0
0.8
0.4
0.5
1.1
1.0
1.1
1.9
0.4
0.5
1.2
1.0
1.1
1.7
2.4
2.2
4.4
0.9
1.6
0.9
1.0
1.1
2.3
0.9
1.3
1.4
0.9
1.0
1.9
0.8
1.1
1.4
1.2
1.4
1.8
0.6
1.0
1.0
3.4
2.5
1.6
1.7
2.3
2.7
2.3
1.9
2.3
4.0
2.6
1.1
3.1
1.7
1.8
1.9
1.8
1.8
2.4
1.4
1.4
3.8
1.0
1.7
2.1
3.3
1.5
3.3
1.8
1.8
2.3
0.9
1.4
0.9
2.3
1.7
3.2
1.8
1.6
1.6
0.9
1.6
0.8
1.8
1.5
1.9
1.3
1.6
4.3
2.4
3.5
1.2
4.2
1.9
3.4
2.0
1.7
1.5
2.1
3.2
2.3
1.9
2.1
3.5
1.9
1.2
2.7
1.6
2.4
1.9
1.6
1.7
2.1
1.7
1.5
3.4
1.0
1.7
2.1
3.4
1.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
3 Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 4. Defined benefit retirement plans: Open and frozen plans,
private industry workers, National Compensation Survey, March
2013
(All workers participating in defined benefit plans = 100 percent)
Characteristics
All workers .............................................................
Open plans1
Frozen plans2
74
26
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
69
68
70
87
54
71
66
72
83
31
32
30
13
46
29
34
28
17
95
70
76
70
81
5
30
24
30
19
Full time .................................................................
Part time ................................................................
73
81
27
19
Union .....................................................................
Nonunion ...............................................................
85
67
15
33
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
81
75
78
70
67
24
19
25
22
30
33
Goods-producing industries ...................................
Manufacturing ....................................................
72
64
28
36
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
75
76
60
73
84
86
25
24
40
27
16
14
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Defined benefit retirement plans: Open and frozen plans,
private industry workers, National Compensation Survey, March
2013—Continued
(All workers participating in defined benefit plans = 100 percent)
Open plans1
Characteristics
Frozen plans2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
43
68
68
68
74
81
81
89
82
80
57
32
32
32
26
19
19
11
18
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
79
78
79
73
72
73
21
22
21
27
28
27
66
81
72
73
73
71
67
70
76
34
19
28
27
27
29
33
30
24
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans open to new participants.
2 Plans closed to new workers or plans that
Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
cease accruals for some or all plan participants.
3 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the National
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, private industry workers, National Compensation
Survey, March 2013
Characteristics
All workers .............................................................
Open plans1
Frozen plans2
1.3
1.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.3
3.4
2.6
2.4
10.4
1.8
3.7
1.8
2.4
2.3
3.4
2.6
2.4
10.4
1.8
3.7
1.8
2.4
1.1
4.5
2.1
2.8
2.6
1.1
4.5
2.1
2.8
2.6
Full time .................................................................
Part time ................................................................
1.4
2.1
1.4
2.1
Union .....................................................................
Nonunion ...............................................................
1.3
1.9
1.3
1.9
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.4
4.5
2.3
1.3
1.8
2.7
3.4
4.5
2.3
1.3
1.8
2.7
Goods-producing industries ...................................
Manufacturing ....................................................
2.0
2.5
2.0
2.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.6
2.0
8.5
3.1
3.0
3.2
1.6
2.0
8.5
3.1
3.0
3.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Standard errors for defined benefit retirement plans: Open
and frozen plans, private industry workers, National Compensation
Survey, March 2013—Continued
Open plans1
Characteristics
Frozen plans2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
5.7
2.2
2.3
3.5
2.9
5.4
3.1
2.9
1.3
3.6
5.7
2.2
2.3
3.5
2.9
5.4
3.1
2.9
1.3
3.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.3
2.9
3.5
1.7
3.2
1.9
2.3
2.9
3.5
1.7
3.2
1.9
4.9
3.0
2.3
4.9
3.9
5.0
3.5
6.9
3.0
4.9
3.0
2.3
4.9
3.9
5.0
3.5
6.9
3.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans open to new participants.
2 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
3 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March 2013
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
67
6
27
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
72
69
74
74
85
54
46
57
82
3
3
3
–
–
8
–
7
–
25
27
23
–
–
38
–
36
–
78
82
69
72
64
–
–
12
–
–
–
–
19
–
–
Full time .................................................................
Part time ................................................................
66
78
6
5
27
17
Union .....................................................................
Nonunion ...............................................................
79
64
6
6
16
29
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
63
74
57
63
73
70
–
–
10
8
4
3
–
–
33
29
23
27
Goods-producing industries ...................................
Manufacturing ....................................................
75
75
7
7
18
18
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
65
75
63
72
90
6
–
–
–
–
29
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March
2013—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
100
65
43
41
39
50
75
76
94
92
75
–
–
7
7
6
–
–
–
–
–
–
–
–
50
52
55
–
–
–
6
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51
44
66
71
72
71
–
–
–
5
4
5
–
–
–
24
24
24
58
63
68
68
68
79
72
52
74
1
–
7
–
7
–
–
–
–
41
–
25
–
25
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
3 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with
earnings both above and below the threshold. The
categories were formed using percentile estimates
generated using data from the National
Compensation Survey publication, "Employer Costs
for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, private industry workers, National Compensation
Survey, March 2013
Retirement benefit accrual2
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
2.1
1.2
1.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.8
3.5
3.5
7.9
6.1
2.7
4.6
3.0
5.8
0.7
1.0
0.8
–
–
1.9
–
2.0
–
2.6
3.3
3.3
–
–
3.2
–
3.2
–
11.7
6.4
4.6
6.1
6.6
–
–
3.3
–
–
–
–
4.0
–
–
Full time .................................................................
Part time ................................................................
2.2
3.9
1.2
1.8
2.1
3.1
Union .....................................................................
Nonunion ...............................................................
3.7
2.4
1.8
1.3
3.6
2.3
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.9
8.1
4.2
3.8
2.4
3.7
–
–
2.8
2.4
0.9
0.7
–
–
3.7
3.3
2.2
3.5
Goods-producing industries ...................................
Manufacturing ....................................................
4.0
4.0
2.3
2.4
3.7
3.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
2.2
4.5
9.8
5.8
7.0
1.2
–
–
–
–
2.0
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 5. Standard errors for defined benefit frozen retirement plans:1
Benefits accrual, private industry workers, National Compensation
Survey, March 2013—Continued
Retirement benefit accrual2
Characteristics
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
0.0
6.0
3.0
3.5
5.3
6.5
10.4
4.5
2.8
3.3
4.8
–
–
1.5
1.6
2.1
–
–
–
–
–
–
–
–
3.0
3.5
5.6
–
–
–
2.8
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
4.6
5.9
6.0
2.2
4.0
2.6
–
–
–
1.1
1.4
1.2
–
–
–
2.0
3.5
2.4
6.5
4.4
5.4
5.9
5.5
8.8
10.3
7.3
3.4
0.4
–
2.7
–
2.4
–
–
–
–
6.6
–
4.7
–
5.1
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
3 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with
earnings both above and below the threshold. The
categories were formed using percentile estimates
generated using data from the National
Compensation Survey publication, "Employer Costs
for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March 2013
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
1
43
56
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
–
1
–
1
–
–
53
–
–
–
54
54
54
–
51
–
55
66
61
45
–
45
56
–
–
–
–
–
–
–
–
–
–
85
51
78
81
76
Full time .................................................................
Part time ................................................................
1
–
44
–
55
58
Union .....................................................................
Nonunion ...............................................................
–
1
–
45
64
53
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
–
–
1
–
50
39
39
–
46
50
50
61
61
59
53
–
Goods-producing industries ...................................
Manufacturing ....................................................
–
3
–
22
74
74
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
–
–
–
–
50
–
–
45
–
61
54
55
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March
2013—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
2 to 5 years
Greater than
5 years
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services:
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
–
–
–
–
–
–
–
–
–
45
45
66
65
72
56
54
81
55
55
–
–
28
–
46
–
–
–
53
–
50
–
51
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
2
–
–
–
–
41
43
–
–
55
53
59
56
52
58
–
–
–
–
–
–
–
–
–
42
–
–
54
–
52
–
44
62
58
54
73
–
53
–
64
56
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 The length of time is calculated based on the
year the plan was modified. For example, plans
frozen after January 2012 are included in the "1
year" column. Those frozen between 2008 and
2011 are included in the "2 to 5 year" column and
plans frozen before 2008 are included in the
"Greater than 5 years" column.
3 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with
earnings both above and below the threshold. The
categories were formed using percentile estimates
generated using data from the National
Compensation Survey publication, "Employer Costs
for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2013
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
0.5
2.3
2.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
–
0.5
–
0.3
–
–
3.7
–
–
–
3.3
5.3
3.6
–
2.9
–
3.1
6.5
10.4
3.3
–
3.6
6.2
–
–
–
–
–
–
–
–
–
–
9.8
6.8
3.8
4.0
6.9
Full time .................................................................
Part time ................................................................
0.5
–
2.3
–
2.4
5.1
Union .....................................................................
Nonunion ...............................................................
–
0.5
–
2.5
4.3
2.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
–
–
0.6
–
7.3
10.7
4.0
–
2.6
3.6
7.3
10.7
4.0
3.9
2.5
–
Goods-producing industries ...................................
Manufacturing ....................................................
–
1.6
–
2.9
3.4
3.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
–
–
–
–
2.8
–
–
6.3
–
5.5
13.4
6.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1
Selected attributes, private industry workers, National Compensation
Survey, March 2013—Continued
Time since plan closed to new workers or
stopped accruing benefits2
Characteristics
1 year
2 to 5 years
Greater than
5 years
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services:
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
–
–
–
–
–
–
–
–
–
10.9
6.2
3.6
3.6
4.6
6.7
13.0
6.9
10.9
6.2
–
–
4.6
–
13.0
–
–
–
7.1
–
6.8
–
3.5
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
0.6
–
–
–
–
7.6
2.5
–
–
4.6
5.8
7.6
2.5
4.3
3.0
–
–
–
–
–
–
–
–
–
10.3
–
–
8.8
–
8.0
–
12.8
3.0
10.3
6.6
4.9
–
5.3
–
5.9
12.8
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 The length of time is calculated based on the
year the plan was modified. For example, plans
frozen after January 2012 are included in the "1
year" column. Those frozen between 2008 and
2011 are included in the "2 to 5 year" column and
plans frozen before 2008 are included in the
"Greater than 5 years" column.
3 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with
earnings both above and below the threshold. The
categories were formed using percentile estimates
generated using data from the National
Compensation Survey publication, "Employer Costs
for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers,
National Compensation Survey, March 2013
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives to frozen plans2
Characteristics
All workers .............................................................
No
Alternatives
alternative to to frozen
New defined
frozen plans
plans
benefit plan
Enhanced
New defined
existing
defined
contribution
plan
contribution
plan
Other
11
89
25
33
33
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
Production .........................................................
8
8
8
13
18
27
16
7
11
6
92
92
92
87
82
73
84
93
89
94
24
23
24
18
19
6
24
49
30
30
42
46
39
28
39
42
38
8
16
–
29
24
32
48
25
27
25
32
49
53
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
11
21
89
79
26
22
34
22
32
40
–
–
Union .....................................................................
Nonunion ...............................................................
9
12
91
88
49
19
–
39
38
31
–
1
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
34
41
19
11
6
7
66
59
81
89
94
93
4
–
14
25
32
25
–
–
30
34
36
46
48
45
39
36
27
24
–
–
–
–
–
–
Goods-producing industries ...................................
Manufacturing ....................................................
6
6
94
94
29
27
28
29
42
42
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Financial activities .............................................
13
26
47
9
87
74
53
91
24
22
5
21
35
18
15
60
29
38
37
10
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers,
National Compensation Survey, March 2013—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Alternatives to frozen plans2
Characteristics
No
Alternatives
alternative to to frozen
New defined
frozen plans
plans
benefit plan
Enhanced
New defined
existing
defined
contribution
plan
contribution
plan
Other
Finance and insurance ..................................
Insurance carriers and related activities ....
Educational services ......................................
Junior colleges, colleges, and universities
9
5
24
30
91
95
76
70
19
27
–
–
62
56
19
24
9
–
33
42
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
7
13
18
9
94
93
87
82
91
24
20
26
25
26
40
48
31
29
33
30
24
33
31
35
–
–
–
–
–
16
9
18
14
17
84
91
82
86
83
22
31
23
18
19
30
25
38
39
43
33
41
–
28
27
–
–
–
–
–
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
1 Plans closed to new workers or plans that cease accruals for some
or all plan participants.
2 The sum of the individual components may be greater than the total
because some employers offer more than one alternative.
3 Surveyed occupations are classified into wage categories based on
the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the National
Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private
industry workers, National Compensation Survey, March 2013
Alternatives to frozen plans
Characteristics
All workers .............................................................
No
Alternatives
alternative to to frozen
New defined
frozen plans
plans
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
1.2
1.2
1.9
2.2
1.9
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
Production .........................................................
1.4
2.0
1.9
3.4
2.4
6.5
2.0
2.6
2.7
2.0
1.4
2.0
1.9
3.4
2.4
6.5
2.0
2.6
2.7
2.0
2.7
2.9
3.3
3.3
2.3
2.6
2.9
6.3
3.2
4.8
3.4
3.8
3.7
8.1
3.3
5.8
3.4
2.4
4.3
–
2.9
3.6
3.3
7.2
2.5
4.5
2.6
5.6
4.5
5.8
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
1.2
4.0
1.2
4.0
2.0
4.6
2.3
3.9
2.0
5.7
–
–
Union .....................................................................
Nonunion ...............................................................
2.0
1.4
2.0
1.4
4.3
1.9
–
2.6
3.4
2.3
–
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6.8
10.7
3.5
2.0
0.9
1.1
6.8
10.7
3.5
2.0
0.9
1.1
1.6
–
2.5
2.7
2.8
3.5
–
–
4.0
3.9
2.7
3.9
7.6
9.3
4.5
3.0
2.5
3.8
–
–
–
–
–
–
Goods-producing industries ...................................
Manufacturing ....................................................
1.7
1.8
1.7
1.8
3.6
3.8
3.5
3.7
4.1
4.3
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Retail trade ....................................................
Financial activities .............................................
1.5
4.4
6.7
2.1
1.5
4.4
6.7
2.1
2.0
4.3
1.9
2.4
2.6
3.6
4.2
3.8
2.4
4.2
7.2
2.3
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private
industry workers, National Compensation Survey, March 2013—Continued
Alternatives to frozen plans
Characteristics
No
Alternatives
alternative to to frozen
New defined
frozen plans
plans
benefit plan
Enhanced
existing
New defined
defined
contribution
contribution
plan
plan
Other
Finance and insurance ..................................
Insurance carriers and related activities ....
Educational services ......................................
Junior colleges, colleges, and universities
2.3
0.9
5.3
2.0
2.3
0.9
5.3
2.0
2.2
5.5
–
–
3.5
6.8
4.3
2.5
2.1
–
6.9
3.8
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.1
2.8
1.4
3.1
1.4
2.1
2.8
1.4
3.1
1.4
3.8
5.0
2.0
3.7
2.5
6.1
8.1
2.3
4.4
2.5
5.2
6.0
2.2
4.1
2.5
–
–
–
–
–
2.7
2.9
3.6
2.7
5.1
2.7
2.9
3.6
2.7
5.1
3.5
3.7
4.8
3.8
4.8
3.3
4.5
9.6
6.5
9.2
5.6
4.6
–
4.1
7.5
–
–
–
–
–
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
1 Plans closed to new workers or plans that cease accruals for some
or all plan participants.
2 Surveyed occupations are classified into wage categories based on
the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the National
Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2013
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
67
33
82
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
68
70
67
62
87
67
73
65
63
32
30
33
38
13
33
27
35
37
83
84
83
78
–
81
84
80
79
17
16
17
22
–
19
16
20
21
48
71
70
69
70
52
29
30
31
30
75
82
84
83
85
25
18
16
17
15
Full time .................................................................
Part time ................................................................
67
67
33
33
82
80
18
20
Union .....................................................................
Nonunion ...............................................................
62
68
38
32
82
82
18
18
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
73
71
66
65
67
67
27
29
34
35
33
33
84
84
79
81
84
84
16
16
21
19
16
16
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
66
52
69
34
48
31
82
76
83
18
24
17
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
67
73
71
76
67
80
33
27
29
24
33
20
82
84
84
83
86
89
18
16
16
17
14
11
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2013—Continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
77
66
66
62
75
63
64
66
61
61
61
62
62
72
72
65
23
34
34
38
25
37
36
34
39
39
39
38
38
28
28
35
87
80
80
76
87
80
80
81
–
81
87
87
80
86
85
–
13
20
20
24
13
20
20
19
–
19
13
13
20
14
15
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
63
62
65
70
72
67
37
38
35
30
28
33
79
78
82
84
85
83
21
22
18
16
15
17
69
66
63
64
67
76
70
70
67
31
34
37
36
33
24
30
30
33
88
87
80
76
81
87
83
84
79
12
13
20
24
19
13
17
16
21
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold. The categories were formed using
percentile estimates generated using data from the
National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2013
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
1.1
1.1
0.9
0.9
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.5
1.8
1.7
3.3
3.6
1.3
2.1
1.6
2.6
1.5
1.8
1.7
3.3
3.6
1.3
2.1
1.6
2.6
1.1
1.4
1.3
3.7
–
1.1
1.6
1.4
2.7
1.1
1.4
1.3
3.7
–
1.1
1.6
1.4
2.7
3.7
3.5
1.4
1.8
1.9
3.7
3.5
1.4
1.8
1.9
3.3
3.6
1.3
1.6
1.5
3.3
3.6
1.3
1.6
1.5
Full time .................................................................
Part time ................................................................
1.1
2.1
1.1
2.1
0.9
2.0
0.9
2.0
Union .....................................................................
Nonunion ...............................................................
2.6
1.1
2.6
1.1
2.2
0.9
2.2
0.9
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.8
2.8
1.9
1.4
1.3
1.9
1.8
2.8
1.9
1.4
1.3
1.9
1.8
2.8
1.7
1.2
0.9
1.3
1.8
2.8
1.7
1.2
0.9
1.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
3.2
1.5
1.4
3.2
1.5
1.2
3.0
1.4
1.2
3.0
1.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.3
1.2
2.4
1.7
3.0
3.9
1.3
1.2
2.4
1.7
3.0
3.9
1.0
1.2
2.2
1.9
2.7
2.7
1.0
1.2
2.2
1.9
2.7
2.7
Establishment characteristics
See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected
attributes, private industry workers, National Compensation Survey, March
2013—Continued
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.0
1.4
1.3
1.7
2.7
6.5
3.0
2.5
8.1
2.6
2.3
1.8
3.1
5.0
5.4
5.4
3.0
1.4
1.3
1.7
2.7
6.5
3.0
2.5
8.1
2.6
2.3
1.8
3.1
5.0
5.4
5.4
2.9
1.3
1.3
2.2
1.9
4.9
3.4
2.3
–
2.0
2.0
1.0
2.4
3.7
4.1
–
2.9
1.3
1.3
2.2
1.9
4.9
3.4
2.3
–
2.0
2.0
1.0
2.4
3.7
4.1
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.9
2.5
2.3
0.9
1.2
1.2
1.9
2.5
2.3
0.9
1.2
1.2
1.7
2.1
2.3
0.9
1.0
1.3
1.7
2.1
2.3
0.9
1.0
1.3
3.3
5.0
1.8
5.2
1.8
1.5
2.8
3.1
2.6
3.3
5.0
1.8
5.2
1.8
1.5
2.8
3.1
2.6
2.5
2.4
1.8
5.7
1.8
2.4
2.4
3.3
1.7
2.5
2.4
1.8
5.7
1.8
2.4
2.4
3.3
1.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold. The categories were formed using
percentile estimates generated using data from the
National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2013
(All workers = 100 percent)
Healthcare2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
70
55
79
70
51
73
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
88
94
84
41
45
71
62
78
77
74
81
71
27
33
56
46
62
61
85
86
84
65
74
78
74
80
79
87
94
84
40
45
71
62
77
77
67
73
65
25
32
52
43
57
58
77
77
77
61
71
72
69
74
75
70
83
76
84
69
56
65
62
69
55
80
78
81
83
80
70
83
76
84
69
54
61
57
64
51
77
74
75
76
74
Full time .................................................................
Part time ................................................................
85
24
69
15
81
60
85
24
64
13
75
54
Union .....................................................................
Nonunion ...............................................................
95
67
84
53
88
78
95
67
79
48
83
72
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
35
20
75
86
93
94
21
10
57
71
80
82
62
52
77
83
86
88
34
20
74
86
93
94
20
10
53
66
72
74
57
50
72
77
78
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
86
71
92
73
56
79
84
78
85
86
71
92
68
53
73
79
75
79
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
67
72
84
62
85
99
52
56
70
46
70
92
78
79
83
74
83
93
66
71
84
62
84
98
48
52
67
43
62
83
72
73
80
69
73
85
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
45
35
78
24
19
78
68
50
73
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
64
69
61
22
27
45
39
49
44
52
57
49
15
19
34
29
38
34
81
83
80
68
69
76
74
78
77
35
36
35
13
13
21
15
25
30
28
30
27
9
8
16
11
20
24
80
82
79
69
61
77
76
77
80
85
92
82
40
45
70
60
76
75
66
71
63
24
32
51
42
56
57
77
77
77
60
72
72
69
74
75
38
49
47
53
42
32
36
37
43
32
82
74
79
81
77
31
29
26
27
24
26
22
21
23
19
85
75
81
83
80
68
81
74
82
67
52
60
56
63
49
76
74
75
76
74
Full time .................................................................
Part time ................................................................
56
13
44
8
79
60
30
8
24
5
79
68
84
23
63
13
75
54
Union .....................................................................
Nonunion ...............................................................
73
42
62
32
84
76
58
21
48
16
83
77
94
66
78
47
83
72
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
16
9
45
55
71
77
10
5
33
44
58
64
64
55
74
80
83
83
9
6
21
30
41
43
7
3
16
24
33
35
70
57
75
81
80
81
33
20
73
84
91
92
19
10
52
65
71
72
57
49
72
77
78
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
57
38
64
47
31
53
83
82
83
32
25
35
27
23
29
84
89
83
84
69
90
66
52
71
78
74
79
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
43
45
50
38
60
85
32
34
41
27
48
77
76
76
82
71
80
90
23
21
25
14
33
55
17
16
21
11
26
49
76
79
82
77
78
88
65
70
84
60
83
97
47
51
67
42
60
83
72
73
80
69
73
85
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Healthcare2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
91
88
93
94
90
71
70
84
49
74
77
90
73
31
30
51
73
72
78
78
77
53
57
71
36
57
62
73
56
18
16
40
80
83
85
84
85
74
81
85
74
77
80
82
77
58
53
79
91
88
92
94
90
71
69
84
48
74
77
90
73
31
30
50
66
65
70
70
67
50
52
67
33
52
57
68
52
17
15
38
72
74
75
75
75
70
75
79
68
71
74
76
71
55
50
76
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
57
53
69
85
83
89
43
40
52
70
66
76
75
75
75
82
80
86
57
53
69
85
82
88
40
38
48
63
61
67
71
71
70
75
74
76
70
70
72
68
70
72
70
67
68
56
56
56
54
54
56
55
52
56
80
81
78
79
77
78
79
77
83
70
70
72
67
70
72
70
67
68
49
52
51
48
50
53
51
48
52
70
75
71
72
72
74
74
72
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
77
67
75
78
70
41
44
59
22
44
51
64
43
18
17
26
57
53
60
60
57
31
35
49
16
33
39
48
32
11
10
21
74
79
79
77
81
74
80
84
72
76
75
76
76
63
60
79
56
29
31
26
36
22
28
37
14
23
27
34
22
12
11
17
37
22
24
20
28
17
22
30
11
17
19
23
17
8
7
14
66
77
78
77
78
75
80
81
77
76
69
66
77
66
62
82
90
86
91
93
89
70
68
82
48
72
76
90
72
30
29
48
65
64
68
69
66
49
51
65
32
51
56
68
51
17
14
37
72
74
75
74
74
70
74
79
67
71
74
76
70
55
49
75
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30
26
42
63
56
74
22
20
30
50
43
58
76
78
72
79
78
79
16
13
27
34
27
45
12
10
20
27
21
36
76
77
74
80
79
80
55
52
67
83
81
87
39
37
47
62
59
67
71
71
70
75
73
76
50
47
46
46
41
41
41
44
50
39
37
35
34
31
31
31
34
40
78
80
77
75
75
76
77
78
81
19
27
22
22
21
20
19
24
36
14
22
17
17
16
16
16
18
29
75
81
74
76
76
81
81
78
80
67
69
71
67
69
69
69
65
66
46
52
51
48
49
51
50
47
51
69
75
71
72
72
73
73
71
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2013
Healthcare2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.9
0.8
0.4
0.9
0.7
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
0.8
1.2
1.7
5.1
0.9
1.1
1.1
1.6
0.9
1.0
1.2
1.3
4.1
0.9
1.2
1.2
1.6
0.6
0.7
0.8
1.8
4.1
0.6
1.1
0.8
1.1
0.8
0.8
1.1
1.7
5.1
0.9
1.1
1.1
1.6
0.8
1.0
1.1
1.2
4.0
0.9
1.2
1.2
1.6
0.6
0.9
0.9
1.8
4.2
0.8
1.2
1.0
1.0
3.0
1.9
2.0
1.7
2.6
2.8
2.0
1.6
1.8
2.1
1.8
1.4
0.6
1.0
1.0
3.1
1.9
1.9
1.7
2.6
2.6
1.9
1.4
1.5
2.0
1.7
1.5
0.8
1.1
1.4
Full time .................................................................
Part time ................................................................
0.7
1.2
0.6
0.7
0.4
1.9
0.7
1.2
0.6
0.6
0.4
1.9
Union .....................................................................
Nonunion ...............................................................
0.8
0.9
1.0
0.8
0.8
0.5
0.8
0.9
1.1
0.7
1.0
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
1.6
1.0
0.9
0.5
0.6
0.9
1.0
1.1
0.8
0.6
0.9
1.4
3.0
0.8
0.5
0.5
0.6
1.3
1.5
1.0
0.9
0.5
0.5
0.9
0.9
1.0
0.8
0.6
0.9
1.5
2.9
0.8
0.6
0.6
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
2.4
0.9
1.0
2.2
1.1
0.8
1.8
0.8
0.9
2.4
0.9
1.0
2.1
1.1
0.9
1.7
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.0
1.3
1.5
1.4
3.0
0.6
0.8
1.1
1.7
1.2
2.6
1.0
0.5
0.6
1.3
0.9
1.6
1.0
1.0
1.2
1.5
1.4
2.8
1.1
0.7
1.0
1.6
1.1
2.4
2.0
0.5
0.7
1.3
1.0
2.1
2.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2013—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.7
0.4
0.8
0.6
0.6
0.8
0.7
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.4
1.5
1.4
3.5
0.9
1.1
1.2
2.1
1.0
1.3
1.3
1.0
2.9
0.7
1.0
1.0
1.6
0.7
0.8
0.9
1.6
6.5
0.7
1.3
0.8
1.6
1.3
1.6
1.7
1.2
3.1
0.9
1.0
1.1
1.9
1.2
1.4
1.5
0.9
1.6
0.7
1.0
0.9
1.6
0.8
1.0
1.2
2.0
4.3
1.0
2.5
1.3
1.9
0.9
0.9
1.1
1.7
5.1
0.8
1.2
1.1
1.6
0.8
1.1
1.1
1.2
4.0
0.9
1.2
1.2
1.5
0.6
0.9
0.9
1.9
4.2
0.8
1.2
1.0
1.0
3.1
2.8
1.8
2.2
2.1
2.6
2.4
1.6
2.0
1.8
2.3
2.3
1.1
1.5
1.7
3.0
2.1
1.4
1.8
1.7
2.8
1.7
1.2
1.5
1.4
2.3
2.6
1.3
2.1
1.6
3.0
1.9
2.0
1.8
2.6
2.5
2.0
1.5
1.6
2.0
1.7
1.5
0.9
1.1
1.4
Full time .................................................................
Part time ................................................................
0.9
0.9
0.7
0.5
0.4
1.8
0.9
0.7
0.8
0.4
0.6
2.4
0.7
1.1
0.6
0.7
0.4
2.0
Union .....................................................................
Nonunion ...............................................................
1.7
0.8
1.6
0.7
1.3
0.5
2.1
0.7
1.9
0.6
1.4
0.7
0.9
0.9
1.1
0.7
1.0
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.1
1.2
1.0
1.1
1.2
0.7
0.7
0.9
0.9
1.1
1.2
1.8
2.7
0.7
0.8
0.7
0.9
0.8
0.9
1.0
1.1
1.1
1.6
0.6
0.5
0.9
1.0
1.0
1.5
2.0
4.4
1.3
0.8
0.8
1.0
1.2
1.5
1.0
0.9
0.5
0.7
0.8
0.9
1.0
0.8
0.6
1.0
1.6
3.0
0.8
0.6
0.6
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
2.4
1.8
1.1
2.2
1.6
1.0
1.7
1.1
1.7
2.5
1.9
1.5
2.3
1.7
1.4
1.7
1.7
0.9
2.4
1.0
1.0
2.1
1.2
0.9
1.8
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.4
2.9
1.5
3.3
6.8
0.7
1.1
2.5
1.1
2.8
6.2
0.5
0.9
1.7
1.4
1.9
1.4
0.8
1.2
2.6
1.2
3.4
7.3
0.7
1.1
2.4
1.0
3.1
6.3
0.7
1.4
2.4
2.2
3.1
2.1
0.9
1.2
1.5
1.4
2.8
1.2
0.7
1.0
1.6
1.2
2.4
2.0
0.5
0.7
1.3
1.1
2.1
2.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2013—Continued
Healthcare2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.5
1.3
0.8
1.2
1.6
4.7
2.1
2.1
3.5
1.9
2.9
1.0
2.1
2.5
2.7
3.7
2.3
1.3
0.9
1.3
1.9
4.3
2.0
2.2
3.3
1.7
2.3
1.3
2.0
1.7
1.8
3.3
2.0
0.8
0.6
0.7
1.2
3.0
1.3
1.5
3.0
1.4
1.5
1.3
1.5
2.4
2.8
2.4
1.5
1.3
0.8
1.2
1.7
4.7
2.1
2.1
3.4
1.9
3.0
1.0
2.1
2.5
2.7
3.7
2.5
1.3
0.9
1.5
1.7
4.3
1.8
2.2
3.1
1.7
2.2
1.2
1.9
1.5
1.7
3.1
2.4
0.9
0.7
1.1
1.2
3.2
1.4
1.8
3.4
1.4
1.5
1.2
1.6
2.3
2.8
2.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.3
2.2
0.7
1.2
1.1
1.0
1.1
1.9
0.7
1.2
1.1
0.8
0.9
1.4
0.5
0.7
0.8
1.1
1.3
2.2
0.7
1.1
1.1
0.9
1.0
1.8
0.7
1.1
1.1
0.8
1.0
1.4
0.6
0.8
1.0
4.5
2.9
1.7
2.6
2.4
3.6
2.0
1.6
2.2
3.6
2.3
1.7
2.1
2.0
4.0
2.1
2.3
1.6
1.1
0.9
0.9
1.8
0.8
2.1
1.4
2.6
0.9
4.6
2.8
1.8
2.5
2.4
3.6
1.8
1.6
2.1
3.7
1.8
1.6
2.0
1.9
3.9
1.9
2.1
1.5
1.1
1.2
0.8
1.5
0.9
2.1
1.5
2.3
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2013—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.2
1.7
1.5
2.3
2.6
5.4
2.7
2.9
3.3
2.1
2.5
2.9
2.4
2.2
2.3
3.5
3.1
1.5
1.4
2.1
2.4
4.2
2.1
2.5
2.1
1.7
1.9
2.3
1.9
1.7
1.8
2.8
2.4
1.1
0.8
1.0
1.3
6.2
1.4
1.8
4.2
1.1
1.0
1.0
1.3
3.4
4.1
3.8
4.1
1.6
1.9
2.2
2.8
4.4
2.1
3.0
2.6
1.9
2.3
1.9
2.3
1.6
1.6
2.8
3.8
1.3
1.6
1.7
2.5
3.5
1.8
3.0
2.2
1.6
1.9
1.5
1.9
1.2
1.2
2.3
3.3
1.2
1.2
1.5
2.2
4.4
2.3
2.8
4.5
1.5
2.5
2.4
1.7
3.5
4.8
5.4
1.8
1.4
0.9
1.3
1.8
4.8
2.1
2.3
3.5
1.9
2.7
1.0
2.1
2.5
2.7
3.6
2.5
1.3
0.9
1.5
1.7
4.3
1.8
2.2
3.1
1.6
2.2
1.2
1.8
1.5
1.7
3.0
2.4
0.9
0.8
1.2
1.2
3.3
1.5
1.9
3.6
1.4
1.5
1.2
1.6
2.4
2.9
2.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.0
2.2
1.0
1.4
1.5
0.8
0.9
1.6
0.8
1.2
1.4
1.1
1.3
1.7
0.5
0.9
0.9
0.7
0.8
2.0
1.2
1.4
1.8
0.6
0.7
1.6
1.0
1.2
1.5
1.3
1.8
2.0
0.8
1.5
1.1
1.1
1.2
2.3
0.8
1.2
1.1
0.9
1.1
1.7
0.8
1.2
1.2
0.8
1.0
1.5
0.6
0.8
1.0
4.3
2.9
2.3
2.1
1.8
3.2
2.4
2.5
1.5
2.7
2.4
1.8
1.4
1.3
2.3
1.9
1.8
1.3
1.9
0.8
0.9
2.2
1.1
2.1
1.6
2.0
0.8
1.3
3.1
2.0
1.5
1.3
2.4
2.3
4.0
1.3
1.1
2.4
1.5
1.2
1.1
2.1
2.0
3.2
1.0
3.0
1.6
1.9
1.7
1.6
1.6
2.8
2.5
0.9
4.2
2.9
1.8
2.6
2.2
3.7
1.8
1.9
1.9
3.4
1.7
1.5
2.0
1.8
4.0
1.8
2.4
1.4
1.2
1.3
0.9
1.6
1.0
2.3
1.6
2.4
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2013
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
21
68
32
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
79
81
77
75
77
72
79
81
19
21
19
23
25
23
28
21
19
70
70
70
60
60
66
62
68
69
30
30
30
40
40
34
38
32
31
83
79
79
79
80
17
21
21
21
20
71
67
72
73
72
29
33
28
27
28
Full time .................................................................
Part time ................................................................
79
72
21
28
68
63
32
37
Union .....................................................................
Nonunion ...............................................................
87
78
13
22
83
66
17
34
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
73
71
78
80
81
81
27
29
22
20
19
19
58
56
66
69
73
73
42
44
34
31
27
27
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
81
81
80
19
19
20
74
68
75
26
32
25
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
78
76
80
71
81
85
22
24
20
29
19
15
67
66
68
60
76
81
33
34
32
40
24
19
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2013—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
82
81
80
80
81
84
79
81
76
80
81
79
80
74
70
79
18
19
20
20
19
16
21
19
24
20
19
21
20
26
30
21
76
70
71
69
73
64
67
68
60
66
65
69
66
57
58
64
24
30
29
31
27
36
33
32
40
34
35
31
34
43
42
36
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
79
79
77
79
78
81
21
21
23
21
22
19
63
63
63
72
68
77
37
37
37
28
32
23
77
81
79
78
76
77
79
81
81
23
19
21
22
24
23
21
19
19
73
73
72
66
63
64
65
69
68
27
27
28
34
37
36
35
31
32
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2013
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.3
0.3
0.4
0.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.5
0.5
0.9
2.2
0.4
0.5
0.4
0.7
0.4
0.5
0.5
0.9
2.2
0.4
0.5
0.4
0.7
0.5
0.7
0.7
1.8
3.6
0.6
0.7
0.8
1.3
0.5
0.7
0.7
1.8
3.6
0.6
0.7
0.8
1.3
1.2
0.8
0.5
0.6
0.8
1.2
0.8
0.5
0.6
0.8
1.7
1.9
0.6
0.7
1.1
1.7
1.9
0.6
0.7
1.1
Full time .................................................................
Part time ................................................................
0.3
0.9
0.3
0.9
0.4
0.9
0.4
0.9
Union .....................................................................
Nonunion ...............................................................
0.6
0.3
0.6
0.3
1.1
0.5
1.1
0.5
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
1.8
0.5
0.4
0.4
0.5
0.8
1.8
0.5
0.4
0.4
0.5
1.0
2.3
0.8
0.6
0.5
0.7
1.0
2.3
0.8
0.6
0.5
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.5
1.1
0.6
0.5
1.1
0.6
0.6
1.4
0.6
0.6
1.4
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
0.5
0.8
0.7
1.1
1.3
0.3
0.5
0.8
0.7
1.1
1.3
0.5
0.6
1.2
0.7
1.2
1.1
0.5
0.6
1.2
0.7
1.2
1.1
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2013—Continued
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.2
0.5
0.3
0.6
0.5
2.2
0.8
1.1
1.5
0.7
0.8
0.5
0.8
2.0
2.5
1.5
1.2
0.5
0.3
0.6
0.5
2.2
0.8
1.1
1.5
0.7
0.8
0.5
0.8
2.0
2.5
1.5
1.4
0.8
0.5
0.7
0.8
3.6
1.6
1.8
4.3
1.0
1.2
0.7
1.2
2.8
3.3
2.3
1.4
0.8
0.5
0.7
0.8
3.6
1.6
1.8
4.3
1.0
1.2
0.7
1.2
2.8
3.3
2.3
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.6
0.8
0.3
0.4
0.4
0.5
0.6
0.8
0.3
0.4
0.4
0.8
1.2
1.1
0.4
0.6
0.4
0.8
1.2
1.1
0.4
0.6
0.4
0.8
0.8
0.5
0.5
0.7
1.2
1.0
1.1
0.7
0.8
0.8
0.5
0.5
0.7
1.2
1.0
1.1
0.7
1.1
0.5
0.8
3.2
0.9
1.5
1.2
0.8
1.4
1.1
0.5
0.8
3.2
0.9
1.5
1.2
0.8
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2013
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$368.88
16
$485.70
84
$345.83
$112.63
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
383.88
374.05
389.83
336.88
335.33
345.20
297.00
368.59
412.66
16
13
17
15
4
14
9
17
29
447.33
468.60
437.33
468.30
512.59
444.10
381.95
460.74
606.08
84
87
83
85
96
86
91
83
71
372.21
359.72
380.12
313.80
328.50
328.62
288.30
349.95
333.51
110.07
111.50
109.17
107.56
113.12
116.10
123.15
112.38
122.26
100
100
100
100
100
463.99
374.86
375.24
372.52
378.54
41
20
16
14
19
659.26
526.55
510.56
517.71
504.41
59
80
84
86
81
328.09
336.45
349.27
349.74
348.64
126.10
120.18
110.77
110.64
110.93
Full time .................................................................
Part time ................................................................
100
100
372.61
315.71
17
15
490.64
408.99
83
85
349.17
298.98
110.90
136.89
Union .....................................................................
Nonunion ...............................................................
100
100
481.32
350.80
38
13
591.27
436.76
62
87
414.83
337.88
106.80
113.30
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
313.85
302.40
345.13
376.41
399.74
397.67
13
13
14
18
18
17
434.82
475.78
437.18
484.78
529.08
509.67
87
87
86
82
82
83
295.13
275.35
330.16
352.72
370.96
375.15
122.94
125.83
111.34
112.68
109.97
109.79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
393.33
448.72
376.68
19
39
13
565.74
649.50
492.41
81
61
87
353.81
320.29
359.95
107.78
133.51
102.71
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
361.87
334.83
351.93
290.63
404.09
419.45
16
15
19
12
15
18
458.68
427.13
431.58
356.30
548.75
472.55
84
85
81
88
85
82
343.62
318.33
332.66
281.30
377.80
407.51
113.98
119.49
108.13
132.36
106.75
89.51
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2013—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$378.15
377.59
369.09
364.18
376.07
416.32
364.03
378.74
339.75
390.23
411.37
413.73
386.30
321.86
296.22
384.19
22
15
12
13
9
31
16
19
14
14
18
8
13
19
–
24
$540.94
494.94
465.59
455.85
489.75
546.10
443.98
442.11
452.29
456.52
459.25
478.54
455.85
503.77
–
482.47
78
85
88
87
91
69
84
81
86
86
82
92
87
81
–
76
$331.93
356.20
355.99
350.14
364.49
357.37
348.75
363.41
321.10
379.57
401.20
407.95
375.75
278.95
–
352.35
$98.70
103.78
101.86
101.35
98.42
114.94
118.84
115.91
125.15
108.50
117.29
120.94
106.95
113.98
–
126.50
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
363.85
367.16
355.16
372.64
357.46
391.95
23
24
19
12
12
12
484.21
483.72
485.85
487.86
478.27
499.82
77
76
81
88
88
88
328.27
329.61
324.99
357.29
341.54
377.39
119.60
118.08
123.33
108.08
111.77
103.37
100
100
100
100
100
100
100
100
100
391.86
412.14
370.67
345.98
349.29
341.81
348.58
369.38
374.64
11
23
16
10
11
13
14
21
23
596.42
525.18
473.79
493.87
463.87
486.85
421.42
455.96
487.54
89
77
84
90
89
87
86
79
77
365.38
377.68
350.93
328.64
335.51
321.05
336.25
346.82
341.72
125.71
117.90
110.45
102.41
116.77
113.18
107.57
111.36
109.32
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2013
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$3.14
0.6
$9.35
0.6
$2.57
$1.09
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.17
4.91
3.57
12.30
16.94
4.35
4.74
4.87
12.37
1.1
1.2
1.6
2.1
1.3
0.8
0.9
1.0
1.9
6.47
23.99
8.21
36.07
36.97
13.60
16.70
14.97
33.94
1.1
1.2
1.6
2.1
1.3
0.8
0.9
1.0
1.9
3.09
4.36
4.36
9.15
18.19
3.79
4.48
4.61
7.13
1.83
2.26
2.40
2.56
11.05
1.47
1.93
1.94
4.30
25.27
9.79
5.62
5.78
9.60
3.2
2.4
1.5
1.7
2.1
50.41
29.60
19.52
24.18
25.15
3.2
2.4
1.5
1.7
2.1
15.14
7.01
4.70
5.94
8.32
6.22
5.60
2.10
3.06
3.25
Full time .................................................................
Part time ................................................................
3.21
6.27
0.7
1.5
9.77
22.44
0.7
1.5
2.62
6.03
1.18
3.60
Union .....................................................................
Nonunion ...............................................................
10.97
2.67
2.4
0.6
20.41
8.27
2.4
0.6
8.22
2.65
2.84
1.09
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.71
12.82
5.46
4.78
4.52
7.62
1.5
2.4
1.0
1.0
1.0
1.3
20.35
40.71
13.37
14.36
16.28
35.79
1.5
2.4
1.0
1.0
1.0
1.3
5.10
11.23
5.66
3.94
2.74
3.54
3.30
6.92
2.18
1.74
1.87
2.44
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
6.79
21.93
5.51
1.3
3.2
1.4
23.82
43.91
19.19
1.3
3.2
1.4
5.27
11.26
5.23
2.47
4.59
2.72
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
3.31
5.17
6.59
5.48
15.16
11.77
0.7
0.9
1.9
1.4
2.6
3.6
8.62
15.00
18.31
18.04
49.24
23.53
0.7
0.9
1.9
1.4
2.6
3.6
3.00
4.67
6.31
5.39
14.32
12.69
1.14
1.75
3.44
2.44
5.58
5.00
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2013—Continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$12.86
5.24
2.88
5.42
5.50
25.30
11.03
14.58
16.13
6.91
9.25
5.55
8.05
24.61
34.10
15.07
3.5
1.7
1.2
2.2
1.3
6.7
2.0
2.9
3.9
1.8
2.3
1.2
2.1
4.2
–
4.2
$21.55
21.92
9.67
19.66
31.37
53.38
18.27
22.98
40.49
14.43
18.10
14.58
17.29
57.97
–
43.01
3.5
1.7
1.2
2.2
1.3
6.7
2.0
2.9
3.9
1.8
2.3
1.2
2.1
4.2
–
4.2
$7.81
3.54
3.07
4.27
5.86
18.73
10.32
13.15
15.63
7.20
9.49
5.55
8.50
17.85
–
12.97
$3.80
2.35
1.41
2.11
3.02
13.01
3.91
4.50
11.67
2.72
3.20
2.98
3.05
4.08
–
7.12
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
5.89
8.06
8.44
3.29
4.50
4.01
1.1
1.5
2.0
0.7
1.0
1.1
13.97
16.29
26.23
12.30
15.59
18.39
1.1
1.5
2.0
0.7
1.0
1.1
4.99
7.04
6.59
2.64
3.89
3.42
1.94
2.48
3.85
1.20
1.81
1.52
20.74
8.40
7.14
8.88
7.27
9.91
8.23
11.09
9.71
1.3
2.2
1.9
1.9
1.0
2.3
1.6
4.2
0.9
132.68
19.27
23.11
40.80
14.90
31.77
18.07
24.50
17.45
1.3
2.2
1.9
1.9
1.0
2.3
1.6
4.2
0.9
10.43
4.43
4.99
7.22
7.98
10.71
8.45
8.72
8.14
2.13
2.43
2.39
4.05
3.09
4.77
2.56
2.83
3.20
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2013
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
71
1
14
(4)
(4)
14
(4)
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
72
74
71
73
79
65
57
69
75
–
–
–
–
–
(4)
(4)
–
–
13
13
13
9
9
22
31
17
7
1
1
(4)
–
–
(4)
–
1
–
–
–
–
–
–
–
–
–
–
13
12
14
15
–
12
12
12
16
(4)
(4)
(4)
–
–
–
–
–
–
100
100
100
100
100
76
75
76
77
74
–
–
–
–
–
7
7
8
9
6
–
–
–
–
–
–
–
–
–
–
13
17
16
13
19
–
1
–
–
–
Full time .................................................................
Part time ................................................................
100
100
72
60
1
–
13
24
(4)
–
(4)
–
14
14
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
75
71
1
–
6
14
–
(4)
–
–
15
13
–
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
69
69
72
73
73
–
–
–
(4)
–
17
17
11
12
12
–
(4)
1
1
1
–
–
–
(4)
–
13
13
15
13
13
–
(4)
1
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
77
76
77
–
–
–
10
10
10
(4)
–
(4)
–
–
–
12
11
13
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
70
63
77
53
66
95
(4)
(4)
–
(4)
–
–
15
21
6
35
7
–
(4)
–
–
–
–
–
(4)
–
–
–
–
–
14
15
16
12
26
–
(4)
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2013—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
81
72
70
75
65
79
72
78
62
72
79
76
70
80
78
62
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
9
20
21
19
22
–
9
8
–
13
10
15
13
9
11
6
–
1
–
–
–
–
–
–
–
(4)
1
2
4
( )
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
10
7
6
4
11
–
18
14
–
12
8
7
13
–
–
25
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
75
74
76
69
70
67
–
–
–
1
–
–
8
9
8
17
17
17
–
–
–
1
(4)
1
–
–
–
(4)
–
–
15
16
15
12
12
13
1
(4)
–
(4)
–
1
100
100
100
100
100
100
100
100
100
80
72
71
62
74
75
69
66
70
–
–
–
–
–
–
–
–
–
9
12
14
12
13
12
19
17
13
–
1
(4)
–
–
–
–
–
1
–
1
–
–
–
–
–
–
–
–
13
15
24
12
12
11
17
12
–
–
(4)
–
–
–
–
–
2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5.
5 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2013
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
1.0
0.2
0.7
0.1
0.1
0.9
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4
1.8
2.0
3.4
5.2
1.5
2.2
1.7
2.6
–
–
–
–
–
0.2
0.1
–
–
1.2
1.5
1.7
1.3
2.5
1.2
1.9
1.3
1.1
0.2
0.5
0.1
–
–
0.1
–
0.2
–
–
–
–
–
–
–
–
–
–
1.0
1.1
1.3
3.3
–
1.0
1.2
1.2
2.6
0.2
0.1
0.2
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
3.9
3.3
1.7
2.1
2.2
–
–
–
–
–
2.4
1.0
0.8
1.2
1.1
–
–
–
–
–
–
–
–
–
–
3.8
3.4
1.6
1.9
2.3
–
0.3
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
1.0
2.7
0.2
–
0.7
1.9
0.1
–
0.1
–
0.9
1.9
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.5
1.0
0.4
–
1.0
0.8
–
0.1
–
–
2.0
0.9
–
0.1
Average wage within the following categories:4
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
1.9
1.5
1.4
1.3
1.7
–
–
–
0.2
–
1.3
1.3
0.8
0.9
1.2
–
0.1
0.1
0.2
0.3
–
–
–
0.1
–
1.4
1.5
1.2
1.0
1.5
–
0.1
0.1
0.3
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.5
3.5
1.8
–
–
–
1.1
2.9
1.1
0.1
–
0.1
–
–
–
1.4
2.3
1.6
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.9
3.5
2.6
4.0
2.4
0.2
0.1
–
0.2
–
–
0.9
1.3
1.4
2.2
2.0
–
0.1
–
–
–
–
–
0.1
–
–
–
–
–
1.0
1.3
3.1
1.3
3.6
–
0.2
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2013—Continued
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.0
1.6
1.5
2.6
3.1
6.9
3.7
3.8
9.6
2.8
2.1
2.1
3.3
4.9
5.7
5.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.8
1.7
1.8
2.7
3.7
–
1.9
2.5
–
2.4
1.3
2.0
2.8
2.5
3.0
2.1
–
0.4
–
–
–
–
–
–
–
0.1
0.1
0.2
0.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.2
0.9
0.9
0.9
2.2
–
3.6
3.0
–
1.3
2.0
1.4
1.6
–
–
5.4
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.8
2.5
3.0
1.4
1.6
2.2
–
–
–
0.3
–
–
1.0
1.2
1.4
1.0
1.0
1.8
–
–
–
0.2
0.1
0.3
–
–
–
0.1
–
–
1.7
2.4
2.5
0.9
1.2
1.2
0.2
0.2
–
0.2
–
0.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.1
3.1
3.0
4.5
1.7
3.1
2.7
3.3
2.5
–
–
–
–
–
–
–
–
–
1.0
1.6
2.6
2.6
1.4
1.7
2.8
2.3
1.4
–
0.3
0.1
–
–
–
–
–
0.6
–
0.5
–
–
–
–
–
–
–
–
1.5
1.5
6.6
1.6
2.8
2.4
2.5
2.0
–
–
0.1
–
–
–
–
–
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2013
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$885.03
9
$1,152.38
91
$858.75
$442.26
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
952.95
955.19
951.59
741.87
821.46
826.38
717.28
879.35
903.73
8
7
8
8
2
7
5
8
19
1,227.78
1,359.38
1,158.26
1,107.39
1,494.46
976.33
852.77
1,012.61
1,247.25
92
93
92
92
98
93
95
92
81
930.12
924.68
933.46
710.80
805.08
814.81
710.19
867.41
824.89
429.93
434.51
427.11
–
–
452.67
454.57
451.72
476.44
100
100
100
100
100
925.29
887.71
927.99
940.45
912.62
28
12
10
8
13
1,231.78
1,274.77
1,176.41
1,199.53
1,159.56
72
88
90
92
87
805.92
836.38
900.74
919.31
876.45
485.75
470.81
383.04
367.41
403.48
Full time .................................................................
Part time ................................................................
100
100
896.77
719.74
9
10
1,187.83
692.51
91
90
868.34
722.65
439.06
487.69
Union .....................................................................
Nonunion ...............................................................
100
100
1,096.38
851.35
32
5
1,182.28
1,124.19
68
95
1,056.70
835.96
341.59
453.85
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
675.79
617.65
816.87
899.69
996.65
1,015.76
6
7
7
9
11
10
730.98
692.71
1,029.17
1,118.62
1,308.10
1,342.55
94
93
93
91
89
90
672.57
612.11
800.93
876.96
957.16
980.87
527.49
–
450.28
431.60
414.66
409.30
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
962.39
878.63
984.13
13
26
9
1,216.40
1,217.18
1,230.62
87
74
91
925.93
756.79
960.67
377.66
534.98
344.12
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
863.05
818.21
858.66
679.26
1,046.40
1,128.37
8
8
8
7
10
13
1,123.57
979.06
1,056.23
728.67
1,227.08
1,316.30
92
92
92
93
90
87
840.63
803.78
840.45
675.59
1,025.48
1,101.01
459.69
437.07
431.41
485.56
346.30
299.96
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2013—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$1,015.32
923.77
935.36
895.67
974.76
866.09
901.46
928.11
770.16
883.58
918.68
1,002.30
877.03
661.94
654.67
819.02
15
6
4
2
4
–
8
10
8
7
4
1
7
–
–
13
$1,487.70
1,354.87
1,262.26
1,163.79
1,311.52
–
1,275.45
1,263.14
1,352.80
1,012.22
1,100.92
1,448.90
1,003.42
–
–
961.72
85
94
96
98
96
–
92
90
92
93
96
99
93
–
–
87
$934.44
897.72
922.85
888.97
960.05
–
868.69
891.67
722.39
874.58
911.58
998.32
867.43
–
–
797.50
$358.91
424.49
402.52
413.68
378.37
–
467.53
470.53
515.50
481.16
496.51
456.38
478.19
–
–
522.95
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
789.92
787.05
797.54
954.20
877.05
1,051.52
11
12
8
8
6
9
1,120.87
1,127.80
1,093.87
1,185.50
1,090.00
1,266.40
89
88
92
92
94
91
749.47
740.85
771.36
935.35
862.98
1,029.68
503.05
507.99
490.50
399.66
435.01
353.57
100
100
100
100
100
100
100
100
100
1,005.26
1,008.50
921.46
822.03
811.97
823.34
824.93
873.65
869.31
8
15
11
6
4
6
4
9
12
1,247.35
1,266.86
1,094.39
1,005.43
1,181.01
1,228.95
1,009.94
1,038.87
1,124.23
92
85
89
94
96
94
96
91
88
983.03
961.76
900.10
809.61
795.03
795.17
817.40
856.94
835.09
405.70
435.01
394.96
421.84
477.64
451.27
–
431.94
459.75
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2013
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$7.87
0.6
$19.54
0.6
$8.18
$5.76
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10.67
15.59
13.27
33.37
73.71
10.70
13.90
12.70
20.79
0.8
1.3
1.0
1.8
0.9
0.7
0.7
0.9
1.9
57.92
125.47
45.61
54.40
115.45
34.76
82.20
39.84
52.13
0.8
1.3
1.0
1.8
0.9
0.7
0.7
0.9
1.9
9.81
12.49
13.07
30.29
76.42
10.93
13.47
13.28
23.53
6.98
8.52
9.49
–
–
6.76
8.57
9.30
13.65
36.62
29.07
13.39
19.05
19.95
3.4
2.2
1.1
0.9
1.7
70.60
78.84
20.33
29.94
26.02
3.4
2.2
1.1
0.9
1.7
46.54
29.59
15.35
21.11
22.57
24.20
18.34
9.67
10.52
16.35
Full time .................................................................
Part time ................................................................
8.04
15.43
0.6
1.2
20.17
65.16
0.6
1.2
8.47
13.95
6.16
11.33
Union .....................................................................
Nonunion ...............................................................
22.78
8.28
2.5
0.5
37.81
44.65
2.5
0.5
19.40
8.40
10.54
6.09
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
14.63
25.74
15.80
10.70
9.53
15.01
0.9
1.8
0.8
0.8
1.0
1.3
75.42
118.58
42.25
30.25
28.52
59.76
0.9
1.8
0.8
0.8
1.0
1.3
14.64
25.47
16.75
11.16
8.67
12.29
29.21
–
8.82
6.44
6.04
9.06
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
15.03
30.18
16.32
1.1
3.1
1.0
29.96
72.24
25.76
1.1
3.1
1.0
16.22
36.75
17.72
8.16
15.24
8.60
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
9.44
15.05
23.25
16.16
30.25
31.42
0.6
0.8
1.8
1.1
2.3
3.5
28.08
37.30
46.31
98.47
34.45
44.95
0.6
0.8
1.8
1.1
2.3
3.5
9.79
14.68
26.37
15.39
32.32
32.34
7.08
7.33
14.95
9.40
19.62
11.82
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2013—Continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$34.31
15.17
9.19
12.31
17.82
69.99
37.31
50.63
71.52
21.62
17.71
13.75
24.38
47.32
57.67
40.99
3.0
0.9
0.5
0.8
1.0
–
1.7
2.5
2.7
1.1
1.4
0.4
1.4
–
–
3.0
$35.97
65.24
87.48
120.62
155.83
–
101.05
154.84
58.78
55.63
91.78
243.23
56.56
–
–
106.11
3.0
0.9
0.5
0.8
1.0
–
1.7
2.5
2.7
1.1
1.4
0.4
1.4
–
–
3.0
$29.26
13.59
8.98
12.67
16.61
–
32.65
38.36
71.24
21.71
17.02
13.71
24.81
–
–
44.38
$15.13
9.91
7.61
10.59
11.84
–
14.42
18.63
39.00
14.18
17.69
11.18
16.98
–
–
29.72
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
13.80
19.81
20.05
8.59
13.38
9.00
1.0
1.3
1.3
0.6
0.8
0.9
32.39
43.14
65.03
25.59
48.02
28.64
1.0
1.3
1.3
0.6
0.8
0.9
13.88
18.96
18.84
8.83
14.30
9.82
9.07
11.44
15.29
7.67
12.25
7.02
29.22
18.86
17.62
43.10
16.73
20.32
25.39
21.87
26.10
1.5
1.8
1.7
1.7
1.2
1.7
0.8
2.7
1.5
117.37
32.76
36.95
49.20
132.23
91.87
97.02
53.40
37.86
1.5
1.8
1.7
1.7
1.2
1.7
0.8
2.7
1.5
33.31
24.17
17.40
43.75
18.92
17.49
25.63
23.86
25.27
10.85
7.51
8.04
28.91
13.31
27.44
–
8.21
10.65
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2013
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
100
71
(4)
14
(4)
(4)
14
(4)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
73
75
72
74
78
65
56
69
75
–
–
–
–
–
–
(4)
–
–
12
12
12
10
10
21
30
16
7
1
1
(4)
(4)
–
(4)
–
1
–
(4)
(4)
–
–
–
–
–
–
–
13
12
14
15
–
13
13
13
16
–
–
(4)
–
–
(4)
–
(4)
–
100
100
100
100
100
76
74
73
73
74
–
–
–
–
–
7
8
9
12
6
–
–
(4)
–
–
–
–
–
–
–
13
18
16
14
19
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
72
62
(4)
(4)
13
23
(4)
–
(4)
–
14
14
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
73
71
1
–
8
14
–
(4)
–
–
15
14
–
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
69
67
73
73
73
–
–
–
–
–
17
18
11
12
12
–
(4)
(4)
1
1
–
–
–
–
–
13
14
15
14
14
–
(4)
(4)
(4)
(4)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
74
78
73
–
–
–
11
7
12
(4)
–
(4)
–
–
–
13
12
14
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
70
63
75
52
66
95
(4)
(4)
–
(4)
–
–
14
20
6
34
7
–
(4)
–
–
–
–
–
(4)
–
–
–
–
–
14
17
17
13
27
–
(4)
–
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2013—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
81
72
71
75
66
80
73
79
63
72
79
75
71
80
78
64
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
8
19
21
18
22
–
8
7
–
13
9
15
13
10
11
7
–
1
–
–
–
–
–
–
–
1
1
2
4
( )
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
11
7
7
5
11
–
18
15
–
12
9
7
13
9
–
23
–
–
–
–
–
–
–
–
–
(4)
–
–
4
( )
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
75
74
77
68
70
66
–
–
–
1
1
–
8
8
7
17
17
18
–
–
–
1
(4)
1
–
–
–
(4)
–
–
16
17
15
13
12
13
(4)
(4)
–
(4)
–
1
100
100
100
100
100
100
100
100
100
81
72
70
60
74
75
70
66
71
–
–
–
–
–
–
–
–
–
8
12
15
14
13
11
18
15
13
–
1
(4)
–
–
–
–
–
–
–
1
–
–
–
–
–
–
–
–
14
14
25
13
13
12
18
12
–
–
–
–
1
–
–
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5.
5 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2013
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
0.9
0.2
0.6
0.1
0.1
0.8
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4
1.8
1.9
3.1
5.4
1.4
2.1
1.7
2.3
–
–
–
–
–
–
(4)
–
–
1.1
1.3
1.6
1.2
2.6
1.2
2.0
1.2
1.0
0.2
0.4
0.1
0.2
–
0.1
–
0.1
–
0.1
(4)
–
–
–
–
–
–
–
1.0
1.1
1.3
3.0
–
0.9
1.2
1.1
2.3
–
–
0.1
–
–
0.2
–
0.2
–
0.0
0.0
0.0
0.0
0.0
3.4
3.1
1.7
2.2
2.2
–
–
–
–
–
2.1
1.2
1.1
1.7
1.0
–
–
(4)
–
–
–
–
–
–
–
3.3
3.0
1.6
1.9
2.2
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
2.5
0.2
0.1
0.6
1.8
0.1
–
0.1
–
0.8
1.8
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.8
1.0
0.4
–
1.7
0.7
–
0.1
–
–
2.2
0.9
–
0.1
Average wage within the following categories:5
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
1.8
1.5
1.2
1.3
1.7
–
–
–
–
–
1.2
1.2
0.8
0.8
1.3
–
0.1
0.1
0.2
0.3
–
–
–
–
–
1.3
1.4
1.0
1.0
1.6
–
0.1
0.1
0.2
(4)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.6
2.9
1.9
–
–
–
1.3
1.8
1.5
0.1
–
0.1
–
–
–
1.4
2.4
1.6
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.8
3.4
2.5
3.9
2.3
0.2
(4)
–
0.1
–
–
0.8
1.3
1.5
2.3
1.9
–
0.1
–
–
–
–
–
0.1
–
–
–
–
–
0.9
1.3
2.9
1.2
3.6
–
0.1
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2013—Continued
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.0
1.8
1.6
2.6
3.1
6.4
3.5
3.7
9.2
2.4
2.1
2.1
2.9
4.4
5.6
5.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.7
1.5
1.7
2.6
3.6
–
1.8
2.3
–
2.2
1.4
2.1
2.6
2.4
2.9
2.0
–
0.4
–
–
–
–
–
–
–
0.1
0.1
0.2
0.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.1
1.2
0.9
1.0
2.1
–
3.4
2.8
–
1.3
2.0
1.3
1.6
2.7
–
5.0
–
–
–
–
–
–
–
–
–
0.1
–
–
0.1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.7
2.2
2.7
1.3
1.5
2.2
–
–
–
0.2
0.3
–
0.8
1.0
1.1
1.0
1.0
1.8
–
–
–
0.1
0.1
0.3
–
–
–
0.1
–
–
1.6
2.1
2.4
0.9
1.2
1.2
0.1
0.2
–
0.1
–
0.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.4
2.6
2.9
3.9
1.7
3.0
2.0
3.9
2.5
–
–
–
–
–
–
–
–
–
1.0
1.5
2.6
1.7
1.2
1.6
2.3
2.1
1.2
–
0.2
0.1
–
–
–
–
–
–
–
0.4
–
–
–
–
–
–
–
–
1.2
1.5
5.2
1.6
2.8
1.9
3.2
2.1
–
–
–
–
0.3
–
–
–
0.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.05.
5 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2013
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$38.00
$64.02
$98.53
$138.67
$198.92
$145.48
$243.15
$363.44
$555.17
$846.89
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
38.28
40.13
36.92
32.71
–
36.69
40.00
36.13
42.90
64.19
67.17
61.23
61.88
70.62
64.00
70.61
60.66
66.14
98.47
103.16
93.84
96.34
108.33
100.49
104.99
99.06
100.86
136.50
137.64
135.56
139.75
155.44
139.23
150.00
135.20
159.45
197.77
197.39
197.98
186.69
198.92
202.02
216.33
192.34
220.49
151.83
166.44
145.48
173.32
226.33
137.67
154.32
136.54
155.17
249.94
263.21
237.32
262.79
259.98
247.90
256.09
243.52
245.00
363.44
364.00
358.48
399.81
372.34
370.97
370.97
370.97
400.00
539.35
547.96
532.68
643.46
664.12
561.00
574.97
559.90
640.56
834.60
830.13
840.74
925.00
1012.22
850.00
797.67
851.95
886.20
49.14
40.80
38.33
38.00
39.28
63.85
68.11
63.62
61.75
66.14
98.19
101.00
95.47
97.53
92.90
155.70
161.94
135.21
136.57
132.98
219.63
220.49
189.42
187.81
194.86
168.00
134.41
122.63
130.23
114.16
243.48
245.00
203.11
203.13
200.00
372.71
416.25
317.03
314.51
325.18
592.90
648.50
474.23
452.19
513.42
852.12
893.44
750.10
696.63
841.69
Full time .................................................................
Part time ................................................................
39.13
31.17
64.34
54.09
98.50
100.94
136.87
181.61
194.99
266.22
147.93
103.22
244.28
214.22
362.50
386.26
549.00
636.12
843.30
891.64
Union .....................................................................
Nonunion ...............................................................
32.07
38.57
55.98
65.00
90.34
99.48
136.90
138.74
187.81
200.00
93.00
154.68
162.29
253.49
264.04
372.64
423.55
569.14
673.23
851.89
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
37.71
38.50
37.00
39.20
39.37
65.00
61.75
65.00
65.00
65.00
102.56
96.41
96.34
100.16
103.00
153.06
134.32
140.74
136.87
137.96
220.49
198.92
197.29
192.68
202.26
151.58
145.48
145.07
147.58
149.12
268.34
246.08
237.32
236.89
238.32
432.92
373.98
353.69
351.67
348.20
653.89
583.35
530.59
510.12
508.83
979.15
843.57
831.94
805.00
782.55
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
37.55
53.12
35.54
61.75
74.92
61.70
95.66
118.92
93.12
135.18
172.50
127.17
190.00
222.29
176.94
134.40
179.59
122.03
216.65
300.34
201.74
316.97
489.73
300.61
478.13
687.08
432.33
707.83
928.66
631.79
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
38.43
32.50
40.88
32.50
26.50
–
65.00
65.00
65.96
73.01
52.50
49.74
99.32
97.49
95.54
112.70
88.75
91.34
139.99
150.00
133.91
172.97
132.45
122.90
203.04
218.55
192.03
240.15
192.64
161.24
148.59
119.17
138.57
112.90
94.12
119.44
249.60
225.26
247.64
250.53
173.20
182.62
375.81
363.00
368.50
438.00
264.80
317.03
576.00
551.75
546.60
662.50
416.25
380.52
880.59
843.57
824.50
952.86
644.43
488.29
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2013—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$33.39
43.53
43.64
45.50
40.00
43.12
40.00
37.18
40.85
35.00
38.00
43.49
33.74
45.00
52.88
57.00
$60.23
62.14
61.32
62.97
60.58
64.37
68.22
67.17
68.11
60.00
65.56
68.29
57.46
70.07
75.74
83.98
$88.00
98.78
100.28
103.00
96.07
89.29
103.99
102.79
102.56
94.15
100.03
111.00
90.84
101.10
102.73
107.00
$118.33
122.99
121.40
121.02
124.99
135.28
141.92
133.43
169.40
136.57
155.00
168.11
133.02
150.00
143.21
161.71
$177.65
169.14
162.65
162.65
161.62
–
211.88
188.00
261.86
200.22
217.23
218.28
190.94
181.99
181.99
229.59
$130.67
169.98
161.00
176.98
134.28
203.96
173.32
175.49
–
145.48
208.00
206.73
136.70
214.22
214.22
202.04
$199.15
251.33
245.57
269.48
228.09
338.61
253.39
257.62
230.75
257.33
308.81
300.00
249.94
304.23
297.21
277.96
$302.18
362.44
356.97
363.97
341.26
461.04
378.06
378.38
415.40
393.23
435.31
425.23
376.13
431.25
403.38
474.93
$428.07
519.00
487.46
501.75
470.68
760.98
558.02
555.50
677.26
642.56
629.00
573.29
642.70
574.12
546.39
685.35
$654.00
784.00
707.48
735.96
669.14
1022.16
840.95
840.95
954.88
999.16
890.00
729.34
1024.01
898.04
744.93
921.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
42.07
40.00
43.80
35.31
34.62
37.00
68.75
66.75
75.10
60.82
62.52
59.19
103.99
103.16
106.00
93.28
95.46
90.86
149.45
146.61
154.96
132.43
135.07
130.83
214.00
210.52
220.49
186.32
190.00
181.00
175.49
170.46
180.00
130.00
136.23
120.14
276.85
268.50
287.66
216.65
228.43
201.96
418.00
421.07
418.00
336.09
351.00
317.50
661.26
685.00
642.56
477.41
520.22
418.28
945.99
971.32
892.52
707.56
762.39
592.91
43.33
43.08
40.69
38.10
38.62
36.87
36.60
34.71
30.33
79.52
73.06
66.07
61.75
65.00
65.00
62.21
62.26
54.17
111.01
100.38
99.27
93.85
101.79
98.94
94.63
95.33
89.31
167.48
142.02
133.00
124.73
144.15
149.56
134.39
129.00
130.29
229.59
217.91
191.06
175.66
207.75
209.91
174.79
191.02
192.68
–
162.04
134.83
156.85
145.48
151.58
155.64
139.42
123.93
249.22
234.91
229.55
246.01
255.66
251.60
247.19
236.00
241.28
359.12
347.66
328.30
345.13
395.47
389.22
374.24
356.97
373.58
516.83
570.93
505.28
519.14
618.12
576.12
569.00
513.66
589.70
675.95
879.82
760.98
736.91
968.02
844.15
820.83
822.12
862.29
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2013
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.47
$1.67
$1.39
$1.96
$3.37
$5.15
$6.22
$4.87
$10.34
$14.66
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.75
1.24
2.80
4.77
–
3.00
3.06
2.63
4.58
2.85
2.45
3.16
4.39
20.87
2.36
4.83
3.99
2.48
2.73
1.68
4.53
2.29
11.57
1.71
1.87
1.83
3.65
3.56
4.06
4.49
4.94
24.75
4.32
4.62
2.49
4.34
6.45
9.55
7.34
6.53
14.31
8.01
7.49
8.98
6.02
9.67
6.44
6.74
15.76
18.20
12.06
20.00
9.83
19.51
7.23
7.54
12.61
10.85
56.80
7.18
9.06
9.65
8.51
5.12
6.97
10.63
17.85
97.29
6.44
10.74
10.24
26.06
18.29
18.33
24.45
21.97
121.50
23.48
41.70
27.10
19.76
30.39
53.31
34.18
48.51
170.35
18.59
73.89
33.85
50.68
3.78
9.49
1.93
1.95
4.28
3.22
4.70
2.16
1.74
2.87
8.94
4.22
2.81
2.94
3.23
6.50
7.89
3.59
5.15
4.74
7.82
19.82
6.06
8.76
14.41
15.08
22.71
9.12
8.51
10.75
16.34
17.06
6.30
9.08
13.88
47.10
30.72
7.68
10.64
16.53
49.01
23.84
17.66
11.57
25.88
119.39
64.70
48.17
28.92
48.19
Full time .................................................................
Part time ................................................................
1.69
1.77
1.66
9.19
1.50
6.02
1.85
11.71
3.80
12.73
4.85
17.05
6.26
24.80
5.42
16.21
10.02
15.38
17.04
43.73
Union .....................................................................
Nonunion ...............................................................
2.73
1.71
5.45
1.49
3.93
1.24
5.50
2.04
10.11
3.31
4.97
7.82
8.54
3.95
12.42
4.45
18.33
9.78
60.16
16.57
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.76
2.63
1.47
2.39
1.00
2.78
2.52
1.55
1.81
1.98
2.19
3.34
1.95
2.38
4.64
7.04
3.22
3.94
2.34
3.11
14.94
6.15
5.90
5.20
10.08
22.54
11.01
8.13
7.53
11.75
11.49
13.91
5.88
6.63
12.16
15.83
14.24
5.44
4.88
8.37
35.68
16.97
16.65
10.92
22.95
33.96
21.15
24.88
34.34
54.98
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.94
1.23
0.93
1.24
5.40
2.73
2.91
8.10
3.09
3.95
7.70
4.59
5.95
4.06
9.74
5.38
29.42
9.50
8.21
23.45
7.36
7.91
25.80
5.64
15.94
21.22
13.25
25.18
99.30
22.96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.93
1.62
4.06
1.41
2.33
–
1.72
2.96
3.93
3.24
7.17
1.55
1.63
2.50
3.54
3.91
3.44
11.27
1.98
2.20
5.71
5.16
12.71
4.20
3.94
6.13
10.65
10.05
46.74
19.94
6.13
9.69
12.23
21.91
27.07
2.02
3.74
11.34
14.13
17.58
21.31
23.42
5.70
10.41
18.27
14.49
17.16
14.53
13.27
18.08
38.31
25.23
35.28
24.56
23.32
17.18
37.06
74.35
86.92
34.59
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2013—Continued
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$8.48
1.41
1.07
0.70
1.96
9.43
2.16
3.24
10.13
3.43
4.75
7.08
3.75
2.24
13.32
10.71
$4.29
2.56
2.85
2.55
5.03
7.08
3.43
5.31
4.01
2.79
3.96
2.40
3.92
7.14
11.80
6.41
$3.36
2.74
2.82
2.33
5.81
11.62
3.48
6.93
5.93
4.93
6.83
5.19
5.55
2.78
3.05
8.91
$2.69
3.81
2.60
3.45
5.90
26.37
8.21
7.31
24.88
4.70
11.45
10.40
5.49
9.14
13.60
11.20
$11.10
8.99
4.17
5.53
7.41
–
9.84
21.95
75.84
7.43
3.71
5.14
5.81
0.00
1.05
17.20
$23.98
3.64
9.05
5.15
18.19
18.75
9.86
15.53
–
11.77
8.20
8.32
11.07
54.11
47.31
13.50
$13.48
8.93
9.33
7.97
15.23
82.33
8.26
15.14
27.35
12.96
11.31
7.81
16.33
39.15
29.66
22.38
$13.92
7.44
0.30
7.49
14.82
79.98
16.85
22.57
50.63
18.00
13.04
9.08
19.06
14.46
22.23
43.58
$52.62
23.34
12.69
20.72
24.82
111.25
29.81
30.97
54.81
26.09
20.83
17.21
30.17
124.57
67.67
88.10
$90.49
41.61
35.22
54.39
66.73
89.62
33.64
34.29
83.32
37.31
92.79
18.43
42.78
38.97
84.82
121.30
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3.31
4.28
2.99
1.39
2.73
1.86
2.94
3.46
3.78
1.77
3.19
1.92
1.78
2.66
3.86
1.64
2.17
1.73
3.89
4.96
4.09
2.34
4.33
3.43
3.58
6.13
6.14
3.75
5.43
6.81
14.68
28.85
9.64
4.92
10.56
4.53
10.90
13.67
13.65
4.69
8.46
6.13
15.93
21.55
14.68
5.85
6.77
4.02
22.20
26.59
17.78
7.59
17.64
8.60
30.03
40.91
31.84
21.34
25.86
28.57
3.98
2.36
1.25
3.46
5.13
8.27
4.76
2.49
1.81
7.38
4.18
3.99
1.11
5.42
7.03
3.29
6.92
4.40
3.62
2.40
2.79
3.58
3.03
9.55
2.63
8.12
2.30
11.46
3.26
5.87
3.89
6.02
12.92
6.45
7.31
6.46
14.72
4.73
4.29
6.57
7.27
17.46
4.37
12.35
9.38
–
2.06
8.89
20.99
14.98
4.90
25.84
17.22
13.26
13.56
10.96
12.42
17.71
21.49
24.15
9.51
20.62
12.19
6.37
11.86
9.91
14.04
17.66
40.11
18.47
12.84
8.47
40.37
33.94
8.75
34.16
31.27
70.82
32.84
42.43
55.26
10.73
20.30
39.47
52.68
47.37
116.59
36.83
100.04
44.70
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2013
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
57
55
97
40
39
98
33
32
96
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
78
86
74
27
48
57
47
63
58
78
85
73
26
43
55
44
62
57
99
99
99
95
88
96
93
97
97
54
64
49
20
34
37
28
43
40
53
63
48
19
33
36
27
42
39
98
99
98
96
95
97
95
97
99
59
66
55
10
17
33
19
41
27
57
64
53
9
17
31
18
40
26
97
98
96
96
97
96
92
97
98
50
65
64
72
57
48
63
62
69
54
97
98
96
96
96
35
43
47
53
41
35
43
46
52
40
100
98
98
99
98
18
34
29
33
26
18
33
28
32
25
98
97
97
97
97
Full time .................................................................
Part time ................................................................
72
14
70
12
98
87
48
15
47
14
98
95
43
5
41
4
97
94
Union .....................................................................
Nonunion ...............................................................
86
54
85
52
98
97
67
37
66
36
98
98
35
33
34
32
96
96
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
22
11
58
72
84
89
20
10
56
71
83
88
89
90
96
98
99
99
18
14
35
50
61
65
17
14
34
49
60
65
94
96
97
99
99
99
7
2
27
43
63
68
6
2
26
41
61
66
96
95
96
96
97
97
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
72
48
82
71
46
80
97
96
98
53
30
62
53
30
62
99
100
99
36
16
43
35
15
41
97
96
97
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
54
56
68
44
76
95
52
53
67
40
75
94
97
95
98
91
98
99
37
35
50
26
48
51
36
34
49
24
46
50
97
96
99
95
95
99
33
25
43
13
38
87
31
24
42
12
36
83
96
95
96
92
96
96
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2013—Continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
87
81
89
92
86
55
58
72
36
61
67
85
60
18
17
37
86
81
89
91
86
54
56
71
32
60
66
84
59
17
15
36
99
99
99
99
99
99
97
100
89
98
99
99
98
94
93
96
73
64
73
73
71
35
43
53
27
32
42
51
31
18
19
28
71
64
72
72
70
35
42
53
26
32
42
51
30
17
18
27
98
99
99
99
98
99
98
99
97
97
100
99
97
96
95
98
65
67
76
80
73
39
43
57
20
38
58
80
35
4
3
18
64
65
73
77
70
36
41
56
19
37
56
78
34
4
3
18
98
96
96
96
96
94
97
98
96
96
96
97
96
100
100
99
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
39
35
54
78
72
85
38
34
52
76
70
84
96
96
97
97
96
99
28
26
36
53
47
61
28
25
35
52
45
60
98
98
97
98
97
99
21
19
29
47
39
60
20
18
28
45
37
57
97
97
97
96
96
96
59
55
63
56
56
63
60
56
49
58
54
62
53
55
60
57
54
48
98
98
97
95
97
96
95
97
98
45
73
42
36
34
36
31
28
23
44
73
41
35
33
35
30
27
22
98
99
97
97
97
97
96
98
97
40
34
35
34
33
33
34
33
28
39
32
34
33
31
32
33
31
27
97
96
97
98
96
97
96
94
97
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2013
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
1.0
0.9
0.2
0.8
0.8
0.3
0.8
0.8
0.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.1
1.4
1.4
4.7
1.0
1.2
1.3
2.0
1.1
1.1
1.4
1.4
4.7
1.0
1.2
1.4
2.0
0.1
0.1
0.2
0.8
4.5
0.4
0.9
0.4
0.4
1.5
2.1
1.6
1.4
5.6
1.1
1.4
1.2
1.9
1.4
2.1
1.6
1.4
5.5
1.0
1.3
1.2
1.9
0.3
0.3
0.3
1.4
4.2
0.4
0.8
0.5
0.3
1.2
1.7
1.5
0.8
4.5
0.9
1.0
1.2
1.6
1.2
1.7
1.5
0.8
4.5
0.9
0.9
1.2
1.6
0.4
0.3
0.6
0.7
1.9
0.5
1.3
0.4
0.5
3.3
2.8
2.1
2.3
2.4
3.3
2.8
2.0
2.1
2.4
1.0
0.5
0.7
0.9
0.7
2.9
2.7
1.7
2.3
1.9
2.9
2.7
1.7
2.2
1.9
0.2
0.4
0.4
0.3
0.8
2.8
2.4
1.5
2.2
1.7
2.7
2.3
1.5
2.2
1.6
0.8
0.6
0.5
0.8
0.8
Full time .................................................................
Part time ................................................................
0.9
0.9
0.9
0.8
0.2
2.4
0.9
1.1
0.9
1.0
0.2
1.3
0.9
0.4
0.9
0.4
0.3
1.5
Union .....................................................................
Nonunion ...............................................................
1.5
1.0
1.5
0.9
0.3
0.3
1.9
0.8
1.9
0.8
0.5
0.3
1.9
0.8
1.9
0.8
0.7
0.3
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.4
1.5
1.0
1.0
0.9
1.1
1.3
1.4
1.0
1.0
0.9
1.1
1.4
0.5
0.2
0.1
0.2
1.3
1.9
1.3
1.2
1.5
2.2
1.3
1.8
1.3
1.2
1.5
2.1
1.1
1.2
0.6
0.2
0.2
0.2
0.6
0.4
1.2
1.3
1.1
1.5
0.6
0.4
1.1
1.2
1.2
1.6
0.9
2.1
0.5
0.4
0.4
0.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.3
3.0
1.5
1.3
3.0
1.5
0.3
1.1
0.4
1.8
2.5
2.1
1.8
2.5
2.1
0.2
0.2
0.3
1.7
2.0
2.2
1.7
2.0
2.2
0.6
1.1
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.0
1.4
2.2
1.4
3.2
2.1
1.0
1.4
2.2
1.4
3.2
2.0
0.3
0.5
0.5
1.0
0.6
0.6
0.9
1.4
3.0
1.3
3.2
6.2
0.9
1.4
3.0
1.2
3.1
6.1
0.3
0.5
0.3
0.9
1.6
0.8
0.8
1.3
2.9
1.1
3.3
3.8
0.8
1.3
2.7
1.0
3.2
4.1
0.3
0.6
1.0
1.3
1.2
1.4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2013—Continued
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.1
1.8
1.1
1.3
1.9
5.0
2.6
2.7
3.5
2.3
2.7
1.3
2.6
2.4
2.7
3.4
2.0
1.7
1.1
1.3
1.9
5.0
2.6
2.8
3.3
2.3
2.7
1.3
2.6
2.3
2.6
3.3
0.5
0.1
0.2
0.2
0.3
0.3
1.0
0.2
3.3
0.3
0.3
0.3
0.3
2.0
2.5
1.3
3.6
2.0
1.7
2.2
3.0
5.1
2.7
3.5
3.2
1.6
2.3
2.2
1.8
2.8
3.1
3.2
3.6
2.1
1.8
2.3
3.0
5.1
2.7
3.4
3.1
1.6
2.3
2.2
1.9
2.7
3.1
3.2
0.7
0.3
0.4
0.3
0.7
0.6
0.7
0.7
1.7
0.8
0.2
0.3
1.0
2.0
2.3
1.6
3.5
1.7
1.4
2.1
2.4
5.7
2.3
3.0
3.1
2.0
2.6
1.6
2.4
0.9
0.8
2.6
3.5
1.7
1.3
2.0
2.4
5.5
2.3
3.0
2.9
2.0
2.6
1.7
2.3
0.9
0.8
2.6
0.6
0.5
0.4
0.6
0.7
2.8
0.8
0.8
2.7
0.6
1.5
0.4
0.7
0.0
0.0
0.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.3
2.6
1.0
1.5
1.2
1.1
1.2
2.5
1.0
1.5
1.2
0.6
0.8
0.5
0.2
0.4
0.2
1.0
1.1
2.5
1.2
1.5
1.7
0.9
1.1
2.4
1.2
1.4
1.7
0.5
0.6
0.7
0.3
0.4
0.4
0.9
1.0
1.7
1.0
1.3
1.5
0.9
1.0
1.7
1.0
1.3
1.5
0.4
0.6
0.6
0.4
0.6
0.4
3.7
3.6
1.9
3.5
2.5
4.7
1.7
2.6
2.0
3.3
3.5
1.9
3.3
2.4
4.8
1.9
2.8
2.0
1.1
0.4
0.5
1.9
0.4
1.5
0.7
0.6
0.5
3.0
3.3
1.5
3.3
1.7
2.0
2.1
2.0
1.7
3.2
3.3
1.4
3.2
1.6
2.0
2.3
1.9
1.9
0.9
0.2
0.5
0.7
0.6
2.2
1.4
0.5
1.4
3.6
2.2
1.9
4.0
1.8
4.2
2.3
3.1
1.6
3.9
2.1
1.9
3.8
1.8
4.3
2.2
2.9
1.6
1.7
0.6
0.9
0.6
0.6
0.6
1.0
1.4
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 17. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2013
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
5
95
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3
4
2
7
6
8
5
7
97
96
98
93
94
92
95
93
7
7
4
4
4
93
93
96
96
96
Full time .................................................................
Part time ................................................................
5
4
95
96
Union .....................................................................
Nonunion ...............................................................
3
5
97
95
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
5
6
5
3
3
93
95
94
95
97
97
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
4
7
4
96
93
96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Financial activities .............................................
5
7
7
9
4
95
93
93
91
96
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2013—Continued
(All workers with basic life insurance coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
4
5
3
5
4
2
8
3
4
4
2
7
96
95
97
95
96
98
92
97
96
96
98
93
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7
7
6
3
4
2
93
93
94
97
96
98
2
3
5
4
5
7
5
7
4
98
97
95
96
95
93
95
93
96
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the
National Compensation Survey publication,
"Employer Costs for Employee Compensation -
March 2013."
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of
major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2013
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.4
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.7
0.5
1.2
0.7
1.0
0.8
1.2
0.4
0.7
0.5
1.2
0.7
1.0
0.8
1.2
1.7
1.6
0.7
1.0
0.8
1.7
1.6
0.7
1.0
0.8
Full time .................................................................
Part time ................................................................
0.4
1.1
0.4
1.1
Union .....................................................................
Nonunion ...............................................................
0.5
0.4
0.5
0.4
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.1
1.3
0.7
0.6
0.4
0.6
1.1
1.3
0.7
0.6
0.4
0.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.6
1.7
0.7
0.6
1.7
0.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Financial activities .............................................
0.5
0.9
2.1
1.1
0.7
0.5
0.9
2.1
1.1
0.7
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2013—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
0.8
1.3
1.0
2.0
1.0
0.9
2.3
0.7
1.0
1.1
0.8
2.7
0.8
1.3
1.0
2.0
1.0
0.9
2.3
0.7
1.0
1.1
0.8
2.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
1.1
1.3
0.4
0.6
0.4
0.8
1.1
1.3
0.4
0.6
0.4
0.5
1.0
0.9
1.0
0.9
1.9
1.5
1.9
1.0
0.5
1.0
0.9
1.0
0.9
1.9
1.5
1.9
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the
National Compensation Survey publication,
"Employer Costs for Employee Compensation March 2013."
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 18. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2013
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
60
2
35
2
(1)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
74
76
73
48
42
63
59
66
38
2
2
3
–
–
2
3
2
–
22
21
23
48
56
32
35
31
57
1
2
1
2
–
2
–
1
4
(1)
(1)
(1)
–
–
(1)
–
(1)
–
17
51
46
45
48
–
–
1
1
–
77
44
47
47
46
5
4
5
7
3
–
–
(1)
(1)
–
Full time .................................................................
Part time ................................................................
61
58
2
–
35
34
2
4
(1)
–
Union .....................................................................
Nonunion ...............................................................
40
64
–
2
48
33
10
1
–
(1)
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
46
32
55
57
71
75
–
–
2
2
3
4
52
66
40
38
23
20
2
2
3
2
2
–
–
–
(1)
(1)
(1)
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
45
17
52
2
–
1
48
80
40
5
–
6
(1)
–
(1)
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
65
56
57
52
60
75
2
3
–
5
2
–
31
37
37
39
38
22
2
–
5
–
–
–
(1)
–
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2013—Continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
78
83
88
75
51
69
70
57
65
66
73
65
48
46
45
–
2
2
1
2
–
2
–
–
1
2
2
–
–
–
–
13
19
14
9
22
46
28
27
43
32
30
23
32
49
51
51
–
–
–
–
–
–
–
–
–
1
–
–
1
–
–
–
–
–
–
–
–
–
–
–
–
(1)
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
47
47
49
68
63
74
1
–
–
2
2
3
49
50
47
26
33
19
2
2
2
3
2
3
(1)
–
–
(1)
1
( )
(1)
72
64
51
61
63
60
60
59
61
2
3
–
–
–
1
–
–
3
26
30
43
35
33
37
35
39
33
–
–
4
4
2
–
2
–
2
–
–
–
–
–
–
–
–
(1)
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5.
2 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2013
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
1.0
0.2
0.9
0.2
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.4
1.7
1.8
2.4
8.2
1.3
2.0
1.5
2.0
0.3
0.3
0.4
–
–
0.4
0.7
0.5
–
1.4
1.6
1.8
2.4
8.3
1.3
1.8
1.5
2.0
0.3
0.3
0.3
0.5
–
0.3
–
0.3
0.8
0.1
0.1
0.2
–
–
0.1
–
0.1
–
2.8
2.8
1.8
2.0
2.6
–
–
0.3
0.2
–
3.0
2.8
1.8
2.2
2.5
1.4
1.0
0.9
1.5
0.4
–
–
0.1
0.2
–
Full time .................................................................
Part time ................................................................
1.0
2.6
0.2
–
0.9
2.5
0.3
0.6
0.1
–
Union .....................................................................
Nonunion ...............................................................
2.1
1.0
–
0.3
1.9
1.0
1.3
0.2
–
0.1
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.3
5.3
1.4
1.4
1.1
1.5
–
–
0.2
0.4
0.4
0.8
2.4
5.4
1.3
1.3
1.1
1.3
0.3
0.7
0.7
0.3
0.3
–
–
–
0.1
0.1
0.1
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.0
2.9
2.2
0.5
–
0.3
1.9
2.8
2.2
0.9
–
1.2
0.1
–
0.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.0
1.7
3.7
2.0
3.8
4.0
0.2
0.5
–
0.8
0.9
–
1.0
1.6
3.4
1.9
3.6
3.8
0.2
–
1.0
–
–
–
0.1
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2013—Continued
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.7
1.6
1.7
2.0
3.5
6.8
2.3
3.4
5.4
2.1
2.5
2.0
2.4
5.0
6.1
4.4
–
0.3
0.3
0.6
0.5
–
1.0
–
–
0.2
0.7
0.2
–
–
–
–
3.5
1.5
1.6
1.6
3.5
6.7
2.3
3.1
5.4
2.1
2.3
2.0
2.5
5.1
6.2
4.7
–
–
–
–
–
–
–
–
–
0.5
–
–
0.5
–
–
–
–
–
–
–
–
–
–
–
–
0.2
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
1.8
2.5
1.0
1.5
1.5
0.2
–
–
0.4
0.4
0.6
1.5
1.9
2.4
1.0
1.4
1.3
0.4
0.4
0.6
0.4
0.4
0.6
0.1
–
–
0.1
0.1
0.1
2.0
2.0
2.9
3.0
1.9
5.4
3.5
3.5
1.7
0.4
1.1
–
–
–
0.2
–
–
0.6
2.1
2.1
2.8
1.4
1.6
4.5
3.4
3.0
1.9
–
–
0.8
1.8
0.4
–
0.7
–
0.3
–
–
–
–
–
–
–
–
0.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2013
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
63
11
21
4
1.3
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
1
1
1
–
(2)
–
1
–
60
58
60
66
54
67
78
62
63
11
10
12
12
–
9
8
9
14
24
26
22
18
–
20
11
24
20
5
6
5
2
–
4
3
4
–
1.4
1.4
1.4
1.3
1.3
1.3
1.2
1.4
1.3
1.0
1.0
1.0
1.0
–
1.0
1.0
1.0
1.0
–
–
1
–
1
59
63
65
59
71
–
14
14
14
15
–
19
18
25
11
–
–
2
–
2
1.3
1.3
1.3
1.4
1.2
1.0
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
1
1
63
75
11
9
22
9
4
6
1.3
1.3
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
2
(2)
69
63
10
11
14
22
5
4
1.3
1.3
1.0
1.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
1
70
72
69
62
59
56
10
–
11
12
11
10
16
–
17
22
24
27
–
–
2
4
5
6
1.3
1.3
1.3
1.3
1.4
1.4
1.0
1.0
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
–
–
–
53
58
53
13
–
13
28
30
28
–
–
–
1.4
1.4
1.4
1.0
1.0
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1
1
–
–
–
–
65
69
50
84
68
61
11
12
21
7
11
–
20
16
24
8
19
20
4
2
–
–
–
–
1.3
1.3
1.4
1.1
1.3
1.5
1.0
1.0
–
1.0
1.0
1.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2013—Continued
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
2
–
5
1
–
–
–
65
65
66
67
62
58
56
57
65
69
55
57
72
73
78
45
10
6
–
–
4
–
13
12
–
11
18
16
10
–
–
–
16
24
24
21
31
–
27
25
–
15
17
18
15
–
–
40
–
–
5
8
3
–
4
7
–
3
–
4
2
–
–
–
1.4
1.4
1.4
1.4
1.4
1.3
1.4
1.4
1.3
1.3
1.4
1.3
1.2
1.2
1.2
1.6
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
1
–
1
62
66
53
64
64
64
11
9
15
11
10
12
22
18
28
21
22
20
–
–
–
3
–
3
1.4
1.3
1.4
1.3
1.3
1.3
1.0
1.0
1.0
1.0
1.0
1.0
1
2
–
–
–
–
–
–
–
66
60
58
58
67
62
65
76
62
12
13
14
13
10
11
9
–
7
17
20
25
22
20
–
22
12
24
4
5
–
–
–
6
–
1
–
1.3
1.4
1.4
1.4
1.3
1.3
1.3
1.2
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
2 Less than 0.5.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2013
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
0.1
1.1
0.8
0.9
0.4
(2)
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.1
0.3
0.2
0.6
–
0.1
–
0.2
–
1.8
2.6
1.9
3.4
12.9
1.2
2.2
1.4
3.5
1.0
1.2
1.3
2.2
–
1.0
1.6
1.1
2.2
1.3
1.9
1.6
2.6
–
0.9
1.4
1.3
3.4
0.6
0.9
0.7
0.9
–
0.4
0.7
0.6
–
(2)
(2)
(2)
(2)
0.1
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
–
0.2
–
0.4
8.2
3.9
2.3
3.0
2.8
–
2.3
1.8
2.3
2.5
–
4.0
1.8
2.8
1.5
–
–
0.6
–
0.9
0.1
(2)
(2)
(2)
(2)
0.1
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.1
0.5
1.1
3.0
0.8
1.8
0.9
1.5
0.4
2.4
(2)
0.1
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.9
0.1
3.0
1.2
2.6
0.8
1.9
1.0
1.4
0.4
(2)
(2)
0.0
0.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.2
0.2
0.1
0.2
3.5
8.8
1.6
1.7
1.5
2.1
2.0
–
1.3
1.1
0.9
1.3
3.3
–
1.2
1.4
1.2
1.8
–
–
0.4
0.6
0.6
0.8
(2)
0.1
(2)
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
–
–
–
2.4
8.1
2.4
1.9
–
2.1
2.5
8.6
2.4
–
–
–
(2)
0.1
(2)
0.0
0.2
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.1
0.4
–
–
–
–
1.2
1.8
4.7
2.0
5.0
6.1
0.8
1.4
3.8
1.8
2.8
–
0.9
1.4
3.8
1.5
3.4
5.1
0.4
0.5
–
–
–
–
(2)
(2)
(2)
(2)
(2)
0.1
0.0
0.0
–
0.0
0.0
0.0
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,
private industry workers, National Compensation Survey, March 2013—Continued
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Greater
than 2.0
times
earnings
Mean
multiple of
annual
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
0.4
–
0.3
0.5
–
–
–
3.3
2.1
1.9
2.7
3.7
9.9
2.8
3.6
8.0
2.8
3.8
3.1
3.3
7.3
7.3
7.9
2.4
1.1
–
–
1.5
–
2.1
2.7
–
1.5
3.8
2.7
1.6
–
–
–
2.3
1.9
1.6
1.8
3.5
–
2.7
3.0
–
2.1
2.5
2.4
2.5
–
–
9.8
–
–
0.8
1.3
0.8
–
1.1
1.6
–
0.9
–
0.4
0.9
–
–
–
(2)
(2)
(2)
(2)
(2)
0.1
(2)
(2)
0.1
(2)
0.1
(2)
(2)
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
0.2
–
0.3
1.8
2.3
3.7
1.3
1.9
1.8
1.4
1.4
3.3
1.0
1.3
1.2
1.8
1.7
3.7
1.0
1.5
1.4
–
–
–
0.4
–
0.4
(2)
(2)
(2)
(2)
(2)
(2)
0.0
0.0
0.2
0.0
0.0
0.0
0.1
0.3
–
–
–
–
–
–
–
1.6
3.4
3.6
2.8
1.8
5.0
3.1
5.1
3.6
2.2
2.2
2.5
2.6
1.6
2.9
1.8
–
1.9
1.3
2.1
2.2
4.4
1.8
–
3.2
2.7
1.7
0.4
0.7
–
–
–
2.0
–
0.6
–
(2)
(2)
(2)
0.1
(2)
0.1
(2)
(2)
(2)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
2 Less than 0.05.
3 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 20. Life insurance plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2013
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$500,000 $1,000,000
With no
maximum
benefit
amount
77
$50,000
$70,000
$250,000
23
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
79
82
77
75
49
81
84
80
70
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
100,000
100,000
100,000
50,000
50,000
50,000
50,000
–
100,000
300,000
300,000
300,000
200,000
–
200,000
–
200,000
200,000
750,000
750,000
750,000
500,000
–
500,000
500,000
500,000
–
1,000,000
–
1,000,000
1,000,000
1,000,000
1,000,000
1,000,000
1,500,000
2,000,000
21
18
23
25
51
19
16
20
30
66
71
69
65
73
50,000
50,000
50,000
50,000
50,000
100,000
–
–
100,000
–
170,000
250,000
200,000
250,000
100,000
–
1,000,000
500,000
500,000
400,000
1,000,000
2,000,000
1,000,000
1,000,000
–
34
29
31
35
27
Full time .................................................................
Part time ................................................................
78
71
50,000
50,000
70,000
–
250,000
–
550,000
500,000
1,000,000
1,000,000
22
29
Union .....................................................................
Nonunion ...............................................................
70
78
50,000
50,000
70,000
–
100,000
250,000
500,000
600,000
–
1,000,000
30
22
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
73
80
79
77
78
80
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
75,000
100,000
–
200,000
–
150,000
250,000
300,000
350,000
500,000
–
500,000
500,000
750,000
800,000
1,000,000
–
1,000,000
1,000,000
1,500,000
–
27
20
21
23
22
20
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
68
82
68
50,000
50,000
50,000
100,000
–
–
300,000
–
300,000
700,000
–
750,000
–
500,000
–
32
18
32
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
79
79
78
81
56
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
50,000
–
200,000
100,000
200,000
50,000
–
500,000
500,000
500,000
500,000
750,000
1,000,000
900,000
1,000,000
–
1,000,000
21
21
22
19
44
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2013—Continued
(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
– $2,000,000 $2,000,000
$250,000
800,000 2,000,000
250,000
800,000 2,000,000
245,000 1,000,000 2,000,000
500,000 1,000,000
–
350,000 1,000,000 1,000,000
–
750,000 1,000,000
–
–
–
250,000
500,000 1,000,000
200,000
400,000
500,000
200,000
–
550,000
250,000
500,000 1,000,000
–
420,000
–
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Other services ...................................................
68
87
86
89
79
78
86
65
76
85
84
75
77
$50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
$200,000
100,000
100,000
100,000
100,000
–
–
–
–
50,000
50,000
–
–
32
13
14
11
21
22
14
35
24
15
16
25
23
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
78
79
76
77
82
73
50,000
50,000
50,000
50,000
50,000
50,000
–
–
–
–
50,000
100,000
200,000
200,000
250,000
250,000
200,000
350,000
500,000
500,000
500,000
600,000
500,000
1,000,000
1,000,000
–
–
1,000,000
1,000,000
1,500,000
22
21
24
23
18
27
74
79
68
69
81
80
80
84
79
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
–
100,000
50,000
–
–
–
–
50,000
–
250,000
300,000
200,000
250,000
200,000
250,000
200,000
200,000
500,000
500,000
600,000
500,000
750,000
–
750,000
–
500,000
1,000,000
1,000,000
1,000,000
1,000,000
1,500,000
–
–
1,000,000
1,000,000
26
21
32
31
19
20
20
16
21
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, private industry workers,
National Compensation Survey, March 2013
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.1
$0.00
$16,441.64
$28,940.11
$93,060.03
$0.00
1.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.5
1.6
2.1
3.0
13.0
1.3
2.2
1.4
3.8
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
16,063.31
0.00
0.00
0.00
0.00
–
18,663.07
0.00
18,300.00
34,044.09
11,045.36
–
0.00
–
45,157.83
53,754.72
34,044.09
11,045.36
162,050.92
0.00
–
0.00
0.00
140,419.51
–
51,807.34
–
0.00
0.00
56,859.48
123,490.89
0.00
358,846.76
0.00
1.5
1.6
2.1
3.0
13.0
1.3
2.2
1.4
3.8
8.4
4.2
2.4
3.3
3.3
8,732.12
0.00
0.00
0.00
0.00
12,951.83
–
–
16,568.04
–
24,400.00
72,970.47
24,698.18
42,059.48
0.00
–
245,991.87
0.00
109,343.50
76,124.90
170,220.45
0.00
278,498.65
0.00
–
8.4
4.2
2.4
3.3
3.3
Full time .................................................................
Part time ................................................................
1.1
4.1
0.00
0.00
18,416.30
–
14,757.03
–
88,597.29
28,160.26
0.00
244,374.71
1.1
4.1
Union .....................................................................
Nonunion ...............................................................
3.1
1.2
0.00
0.00
4,554.12
–
11,715.37
1,746.42
102,430.46
101,964.90
–
0.00
3.1
1.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.2
4.9
1.6
1.5
1.3
1.5
0.00
11,045.36
0.00
0.00
0.00
0.00
0.00
0.00
0.00
17,039.95
0.00
–
32,427.87
–
25,667.10
51,777.89
7,810.25
72,849.16
0.00
–
0.00
34,709.51
124,719.69
219,105.00
0.00
–
0.00
0.00
180,144.39
–
4.2
4.9
1.6
1.5
1.3
1.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.6
5.1
2.7
0.00
0.00
0.00
22,433.23
–
–
20,663.98
–
75,723.18
86,267.03
–
161,579.70
–
63,450.77
–
2.6
5.1
2.7
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
1.2
2.1
3.9
2.3
6.2
0.00
0.00
0.00
0.00
0.00
7,964.92
0.00
–
0.00
–
30,798.54
0.00
21,274.87
0.00
–
26,196.37
67,186.31
0.00
109,064.20
214,746.36
0.00
186,221.64
0.00
–
0.00
1.2
2.1
3.9
2.3
6.2
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, private industry workers,
National Compensation Survey, March 2013—Continued
Characteristics
With
maximum
benefit
amount
Maximum benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Other services ...................................................
3.4
1.2
1.2
1.7
2.8
2.6
2.5
7.2
3.2
2.4
2.1
3.8
4.6
$9,007.22
0.00
0.00
0.00
11,637.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
$7,810.25
0.00
0.00
0.00
17,464.25
–
–
–
–
0.00
0.00
–
–
–
$9,306.99
19,400.26
5,121.52
114,892.99
104,785.50
–
–
40,281.51
6,345.08
10,331.99
25,678.98
–
$0.00
152,249.79
213,892.50
287,497.83
31,241.00
249,683.80
42,240.38
–
0.00
106,517.60
–
0.00
31,435.65
$0.00
124,963.99
0.00
0.00
–
296,789.49
0.00
–
0.00
0.00
144,436.84
0.00
–
3.4
1.2
1.2
1.7
2.8
2.6
2.5
7.2
3.2
2.4
2.1
3.8
4.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.0
2.3
3.4
1.3
1.4
2.1
0.00
0.00
0.00
0.00
0.00
0.00
–
–
–
–
0.00
0.00
8,626.70
0.00
49,525.85
0.00
0.00
83,115.88
0.00
0.00
15,620.50
135,700.70
0.00
0.00
295,892.01
–
–
0.00
0.00
414,458.68
2.0
2.3
3.4
1.3
1.4
2.1
4.2
2.5
4.5
3.4
1.6
3.1
3.1
3.4
2.5
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
–
0.00
9,372.30
–
–
–
–
5,180.73
–
55,359.19
46,861.50
32,969.99
53,258.80
28,823.95
62,482.00
53,212.28
0.00
0.00
0.00
145,698.32
97,549.99
106,230.88
–
192,622.04
–
0.00
0.00
0.00
0.00
22,090.72
183,166.59
–
–
0.00
0.00
4.2
2.5
4.5
3.4
1.6
3.1
3.1
3.4
2.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and
half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit
shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2013
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$10,000
$10,000
$20,000
$25,000
$50,000
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10,000
10,000
10,000
10,000
–
10,000
–
10,000
10,000
15,000
15,000
15,000
10,000
10,000
10,000
10,000
15,000
10,000
25,000
25,000
25,000
15,000
–
20,000
15,000
20,000
–
50,000
50,000
50,000
–
25,000
25,000
20,000
25,000
25,000
50,000
50,000
50,000
40,000
25,000
50,000
50,000
50,000
50,000
–
10,000
10,000
10,000
10,000
10,000
12,000
10,000
15,000
10,000
20,000
–
20,000
20,000
20,000
25,000
25,000
25,000
30,000
25,000
50,000
50,000
50,000
50,000
50,000
Full time .................................................................
Part time ................................................................
10,000
–
10,000
5,000
20,000
10,000
27,000
17,500
50,000
25,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
–
15,000
20,000
30,000
25,000
45,000
50,000
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
20,000
15,000
–
–
20,000
25,000
–
20,000
–
25,000
30,000
50,000
50,000
25,000
25,000
50,000
50,000
50,000
50,000
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10,000
10,000
10,000
15,000
10,000
15,000
20,000
20,000
20,000
30,000
25,000
35,000
50,000
50,000
50,000
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
10,000
–
10,000
5,000
10,000
10,000
10,000
10,000
15,000
10,000
10,000
10,000
20,000
15,000
–
–
20,000
12,500
25,000
25,000
–
20,000
–
20,000
50,000
50,000
50,000
25,000
50,000
50,000
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2013—Continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
$10,000
–
–
–
10,000
10,000
–
–
10,000
10,000
10,000
10,000
10,000
10,000
10,000
–
$15,000
–
15,000
–
–
15,000
20,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
$20,000
–
50,000
–
50,000
–
25,000
25,000
20,000
15,000
–
–
15,000
–
–
15,000
$25,000
50,000
50,000
50,000
50,000
–
–
50,000
25,000
25,000
–
50,000
25,000
20,000
–
25,000
$50,000
50,000
50,000
50,000
50,000
50,000
50,000
–
–
50,000
50,000
50,000
50,000
–
25,000
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10,000
10,000
10,000
10,000
10,000
–
–
–
10,000
10,000
10,000
10,000
20,000
20,000
20,000
20,000
20,000
20,000
25,000
25,000
25,000
30,000
25,000
45,000
50,000
50,000
50,000
50,000
50,000
50,000
–
–
10,000
10,000
10,000
10,000
–
10,000
10,000
10,000
10,000
–
–
–
–
15,000
10,000
10,000
25,000
18,000
20,000
20,000
20,000
20,000
20,000
20,000
15,000
50,000
38,000
25,000
–
25,000
–
30,000
–
30,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
3 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2013
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$0.00
$0.00
$0.00
$3,195.53
$0.00
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.00
0.00
0.00
0.00
–
390.51
–
0.00
0.00
0.00
0.00
0.00
0.00
2,066.40
0.00
0.00
3,115.30
698.57
1,104.54
0.00
3,919.16
2,209.07
–
0.00
0.00
0.00
–
0.00
1,562.05
0.00
–
6,300.70
0.00
5,354.44
4,758.49
3,789.38
0.00
0.00
0.00
7,701.71
6,985.70
0.00
5,152.40
0.00
0.00
–
0.00
0.00
0.00
312.41
0.00
3,047.00
1,006.28
781.02
0.00
4,486.65
–
0.00
0.00
1,836.65
2,705.55
7,084.98
1,988.16
5,333.32
0.00
10,836.84
0.00
0.00
0.00
6,059.87
Full time .................................................................
Part time ................................................................
0.00
–
667.31
0.00
0.00
0.00
4,646.93
4,091.26
0.00
5,590.74
Union .....................................................................
Nonunion ...............................................................
0.00
0.00
0.00
–
781.02
0.00
2,959.66
1,104.54
6,758.46
0.00
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
390.51
1,408.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2,873.92
0.00
3,745.66
781.02
–
–
0.00
0.00
–
0.00
–
0.00
2,332.64
0.00
0.00
2,951.41
4,277.85
0.00
0.00
0.00
0.00
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.00
0.00
0.00
390.51
1,481.89
0.00
0.00
4,058.32
1,163.70
4,323.24
781.02
5,894.54
0.00
7,810.25
0.00
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.00
–
0.00
0.00
1,361.76
0.00
0.00
0.00
2,279.74
0.00
0.00
0.00
4,006.89
1,645.72
–
–
4,624.56
1,656.80
0.00
0.00
–
0.00
–
3,865.88
0.00
0.00
0.00
1,179.32
0.00
0.00
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1
private industry workers, National Compensation Survey, March 2013—Continued
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
$0.00
–
–
–
0.00
0.00
–
–
0.00
0.00
0.00
624.82
0.00
0.00
0.00
–
$0.00
–
1,352.77
–
–
3,124.10
3,905.12
1,746.42
0.00
1,913.11
0.00
0.00
0.00
0.00
781.02
$5,844.66
–
0.00
–
0.00
–
2,209.07
1,746.42
5,121.52
0.00
–
–
0.00
–
–
1,913.11
$7,012.28
0.00
0.00
0.00
0.00
–
–
0.00
1,104.54
0.00
–
0.00
781.02
4,348.56
–
1,352.77
$0.00
0.00
0.00
0.00
0.00
5,411.10
0.00
–
–
0.00
0.00
0.00
2,705.55
–
4,814.56
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.00
0.00
0.00
0.00
468.61
–
–
–
2,500.50
0.00
0.00
0.00
0.00
781.02
1,615.80
0.00
897.33
1,562.05
0.00
312.41
4,564.82
3,372.91
0.00
8,727.93
0.00
0.00
0.00
0.00
0.00
0.00
–
–
0.00
0.00
0.00
0.00
–
0.00
390.51
0.00
0.00
–
–
–
–
3,024.90
0.00
0.00
2,816.03
4,623.25
1,854.83
3,492.85
0.00
2,209.07
0.00
4,939.64
0.00
0.00
10,452.90
0.00
–
0.00
–
4,286.40
–
8,764.20
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
3 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 22. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2013
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
44
37
17
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
49
51
48
–
47
47
47
41
37
37
36
30
35
33
35
45
13
11
14
41
18
19
17
12
1
1
1
–
1
1
1
2
32
47
42
38
48
49
42
43
51
33
14
–
13
10
–
5
–
2
1
–
Full time .................................................................
Part time ................................................................
45
39
39
17
15
43
1
1
Union .....................................................................
Nonunion ...............................................................
47
44
33
38
16
18
4
1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
29
41
44
52
54
31
–
42
40
35
32
39
49
17
15
12
–
–
–
1
1
1
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
41
20
45
48
54
46
10
21
8
1
5
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
45
47
43
41
58
72
34
35
44
35
24
26
19
17
–
23
–
–
1
1
–
1
–
–
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2013—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
66
66
72
74
73
–
40
35
34
38
39
56
37
31
32
–
25
23
21
20
21
42
42
52
40
36
37
29
36
29
30
42
–
–
–
–
6
35
–
–
–
25
–
–
26
41
38
44
–
–
–
–
–
–
–
–
–
1
–
–
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
31
30
33
53
43
62
40
38
45
36
45
26
29
32
21
10
11
10
1
1
1
1
1
2
53
20
57
50
48
61
54
45
45
21
40
49
51
38
45
41
–
58
–
–
–
–
–
13
–
1
3
–
–
–
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employer assumes all risks and expenses of
providing the benefit.
2 Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold. The categories were formed using
percentile estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 22. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March 2013
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
1.4
1.2
1.2
0.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.0
2.3
2.5
–
1.5
2.5
1.8
2.8
1.9
2.3
2.3
2.2
1.4
2.4
1.6
3.1
1.3
0.9
1.8
2.6
1.5
2.2
1.4
1.3
0.5
0.3
0.7
–
0.2
0.4
0.2
0.7
4.6
3.5
1.8
2.5
2.5
5.1
4.1
1.9
2.6
2.4
3.8
–
1.3
1.2
–
1.8
–
0.5
0.5
–
Full time .................................................................
Part time ................................................................
1.4
3.3
1.3
2.2
1.1
2.8
0.3
0.5
Union .....................................................................
Nonunion ...............................................................
2.8
1.4
3.2
1.2
2.6
1.1
0.9
0.2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
4.6
2.1
1.8
1.8
2.4
2.4
–
2.1
1.6
1.6
2.1
3.7
3.6
2.4
1.5
0.9
–
–
–
0.2
0.4
0.5
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.0
4.6
2.1
2.1
5.2
2.0
1.4
4.9
1.0
0.4
1.7
0.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.6
1.8
3.9
3.0
3.5
6.8
1.4
1.8
3.7
2.9
3.2
6.2
1.4
1.1
–
1.9
–
–
0.3
0.4
–
0.4
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding,
private industry workers, National Compensation Survey, March
2013—Continued
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
5.2
3.6
2.4
2.7
4.3
–
4.8
5.4
8.2
3.3
2.1
2.5
4.1
7.7
8.6
–
4.2
2.7
2.1
2.7
3.6
11.6
3.6
5.4
5.8
2.6
2.8
2.3
3.2
4.2
4.5
5.6
–
–
–
–
1.9
9.2
–
–
–
2.4
–
–
2.9
7.1
7.9
6.2
–
–
–
–
–
–
–
–
–
0.4
–
–
0.4
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.9
2.2
3.0
1.5
1.8
2.5
2.0
2.3
3.4
1.2
1.8
1.5
1.6
2.1
3.6
1.3
0.9
2.1
0.2
0.4
0.3
0.3
0.2
0.6
6.8
2.1
3.5
3.4
4.0
3.9
6.2
2.9
7.6
1.6
3.1
3.3
4.6
3.9
6.2
3.1
–
2.6
–
–
–
–
–
1.7
–
0.4
1.2
–
–
–
–
0.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employer assumes all risks and expenses of
providing the benefit.
2 Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold. The categories were formed using
percentile estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 23. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2013
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
19
81
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
13
11
15
41
19
24
17
15
14
17
14
22
87
89
85
59
81
76
83
85
86
83
86
78
Full time .................................................................
Part time ................................................................
17
40
83
60
Union .....................................................................
Nonunion ...............................................................
18
19
82
81
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
44
50
18
16
12
12
56
50
82
84
88
88
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
12
20
11
88
80
89
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
21
21
17
27
16
14
79
79
83
73
84
86
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2013—Continued
(All workers with short-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
9
6
5
6
15
28
25
12
10
28
43
43
46
91
94
95
94
85
72
75
88
90
72
57
57
54
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
27
30
20
14
16
11
73
70
80
86
84
89
4
48
6
8
7
6
5
15
96
52
94
92
93
94
95
85
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2013
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
1.3
1.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.7
1.0
2.5
4.8
1.3
2.3
1.2
2.5
2.3
2.2
1.8
3.1
1.7
1.0
2.5
4.8
1.3
2.3
1.2
2.5
2.3
2.2
1.8
3.1
Full time .................................................................
Part time ................................................................
1.1
3.2
1.1
3.2
Union .....................................................................
Nonunion ...............................................................
2.2
1.3
2.2
1.2
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.9
10.1
2.7
1.3
1.5
1.4
5.9
10.1
2.7
1.3
1.5
1.4
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.6
5.8
1.1
1.6
5.8
1.1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
1.5
1.3
2.7
1.8
2.0
3.3
1.5
1.3
2.7
1.8
2.0
3.3
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2013—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.5
0.8
1.1
1.7
2.1
4.8
2.6
2.9
1.2
3.4
8.7
9.9
4.7
1.5
0.8
1.1
1.7
2.1
4.8
2.6
2.9
1.2
3.4
8.7
9.9
4.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.9
2.4
3.5
1.0
1.2
1.7
1.9
2.4
3.5
1.0
1.2
1.7
1.9
3.0
1.3
1.6
1.9
2.0
2.4
2.7
1.9
3.0
1.3
1.6
1.9
2.0
2.4
2.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 24. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2013
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
6
2
68
23
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
2
1
5
3
4
3
17
1
1
1
–
1
–
1
–
63
57
68
88
67
70
66
58
33
39
29
5
28
25
29
19
1
1
1
–
(1)
–
1
–
32
7
15
18
13
8
–
–
–
–
50
63
68
62
77
–
26
11
13
8
–
–
–
–
–
Full time .................................................................
Part time ................................................................
7
4
2
–
66
85
25
10
1
–
Union .....................................................................
Nonunion ...............................................................
22
4
–
1
54
70
14
25
–
1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
–
8
8
4
2
–
–
2
2
2
1
85
95
73
67
59
59
8
4
17
22
33
37
–
–
1
(1)
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
17
27
15
–
4
5
59
57
59
19
–
19
–
–
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
3
7
5
4
–
–
1
–
–
–
–
–
71
75
73
78
76
50
25
17
20
17
8
48
1
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2013—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
4
–
–
4
4
4
2
–
–
1
–
–
–
–
–
–
–
–
–
–
–
–
–
36
48
43
32
56
87
68
71
79
84
83
80
85
90
90
92
61
51
57
67
44
–
30
28
–
10
12
18
9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
6
6
6
8
5
–
–
–
2
1
4
75
74
77
63
70
56
17
18
14
27
21
34
–
–
–
1
(1)
1
5
4
12
6
9
6
5
3
–
–
4
1
–
–
–
2
65
84
59
66
64
56
66
65
28
11
25
27
21
36
29
28
–
–
(1)
(1)
–
–
–
3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5.
2 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2013
Characteristics
All workers .............................................................
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
0.5
0.3
1.3
1.0
0.2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.8
0.3
1.6
0.4
0.9
0.6
2.5
0.4
0.5
0.4
–
0.3
–
0.4
–
2.0
2.7
2.1
2.0
1.5
2.2
1.6
2.9
2.0
2.7
2.1
0.8
1.5
2.2
1.6
2.0
0.2
0.2
0.3
–
0.1
–
0.2
–
4.7
1.5
1.6
1.9
2.3
2.0
–
–
–
–
5.4
2.7
2.2
2.9
2.9
–
2.4
1.3
1.9
1.4
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.5
1.1
0.3
–
1.3
1.5
1.1
1.3
0.2
–
Union .....................................................................
Nonunion ...............................................................
2.0
0.4
–
0.2
2.4
1.4
1.4
1.2
–
0.1
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.1
–
1.0
0.8
0.6
0.7
–
–
0.4
0.5
0.3
0.3
2.8
1.7
1.8
1.6
1.7
2.1
1.5
1.2
1.4
1.4
1.6
2.1
–
–
0.2
0.1
0.3
0.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
4.6
1.4
–
1.7
1.0
2.2
5.8
2.3
1.7
–
1.8
–
–
0.4
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.4
1.3
1.5
1.2
–
–
0.3
–
–
–
–
–
1.5
1.7
3.2
2.7
4.5
8.7
1.3
1.3
3.1
2.1
2.4
9.0
0.1
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,
private industry workers, National Compensation Survey, March 2013—Continued
Characteristics
Flat dollar
amounts
Dollar
amount
varies
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
1.5
–
–
1.8
1.6
1.8
0.8
–
–
0.3
–
–
–
–
–
–
–
–
–
–
–
–
–
3.7
2.5
2.2
2.5
3.6
6.1
3.7
4.6
7.8
2.2
2.6
1.4
2.7
3.5
4.1
2.9
3.7
2.4
2.1
2.5
3.5
–
3.6
4.8
–
1.4
1.6
1.4
1.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.9
1.3
0.6
0.9
0.7
–
–
–
0.3
0.3
0.7
1.4
1.9
2.1
1.5
2.1
2.1
1.1
1.4
1.6
1.2
1.6
1.9
–
–
–
0.3
0.2
0.5
2.6
0.7
1.2
1.1
2.9
1.2
1.3
0.8
–
–
0.6
0.3
–
–
–
0.4
6.0
1.6
2.8
3.6
6.0
5.1
5.7
2.9
4.6
0.9
2.4
2.9
6.2
5.2
5.0
3.2
–
–
0.1
0.1
–
–
–
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories
based on the average wage for the occupation, which may
include workers with earnings both above and below the
threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2013
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
93
12
21
26
26
26
7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
91
92
91
97
94
91
94
90
89
93
92
93
12
12
12
13
12
12
12
13
13
13
13
13
18
–
18
26
18
13
20
24
24
25
–
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
–
26
26
26
36
–
26
26
26
9
8
9
3
6
9
6
10
11
7
8
7
Full time .................................................................
Part time ................................................................
92
96
12
–
18
26
26
26
26
26
26
52
8
4
Union .....................................................................
Nonunion ...............................................................
90
93
13
12
26
18
26
26
26
26
52
26
10
7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
96
98
94
94
89
89
12
24
12
12
12
12
26
26
18
18
22
21
26
26
26
26
26
26
26
–
26
26
26
26
–
52
26
26
26
26
4
2
6
6
11
11
Goods-producing industries ...................................
Manufacturing ....................................................
92
92
13
13
24
25
26
26
26
26
26
26
8
8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
93
92
93
89
97
95
12
12
12
11
21
–
20
21
–
13
26
24
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
36
7
8
7
11
3
5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2013—Continued
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Accommodation and food services ................
82
92
92
92
92
92
94
95
94
93
95
100
13
12
13
13
12
12
12
12
13
13
12
–
25
21
25
25
18
13
13
18
22
26
18
26
26
26
26
26
26
26
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
–
52
26
26
26
26
26
26
26
26
26
26
52
18
8
8
8
8
8
6
5
6
7
5
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
94
94
93
92
94
89
12
12
12
12
12
13
18
20
13
22
13
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
6
6
7
8
6
11
90
94
90
95
94
93
89
95
12
–
13
12
11
12
12
12
13
26
18
13
12
–
13
–
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
–
26
26
–
10
6
10
5
6
7
11
5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2013
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
0.6
0.0
1.8
0.0
0.0
0.0
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
1.1
1.3
0.7
0.6
1.2
0.6
2.4
2.7
1.0
1.2
1.6
0.0
0.7
0.0
0.9
0.0
0.0
0.0
0.0
0.6
0.0
0.2
0.3
4.6
–
4.5
0.0
2.3
0.0
1.8
4.1
4.1
1.1
–
1.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
5.3
–
0.0
0.0
0.0
1.0
1.1
1.3
0.7
0.6
1.2
0.6
2.4
2.7
1.0
1.2
1.6
Full time .................................................................
Part time ................................................................
0.6
0.7
0.0
–
1.8
0.0
0.0
0.0
0.0
0.0
0.0
4.1
0.7
0.7
Union .....................................................................
Nonunion ...............................................................
1.6
0.6
0.0
0.0
0.0
1.4
0.0
0.0
0.0
0.0
4.5
0.0
1.6
0.6
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
0.7
0.7
0.7
1.2
1.5
0.7
5.8
0.0
0.0
1.2
0.0
1.1
0.0
3.5
1.6
2.7
3.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
1.0
0.7
0.7
0.7
1.2
1.5
Goods-producing industries ...................................
Manufacturing ....................................................
1.3
1.2
0.0
0.0
1.0
3.3
0.0
0.0
0.0
0.0
0.0
0.0
1.3
1.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.7
0.9
1.6
1.8
1.1
1.9
0.0
0.0
0.5
0.6
4.8
–
2.1
1.5
–
0.0
0.0
2.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.5
0.7
0.9
1.6
1.8
1.1
1.9
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers,
National Compensation Survey, March 2013—Continued
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Accommodation and food services ................
3.6
1.0
1.0
1.7
1.7
2.0
2.5
0.8
1.1
1.0
0.9
0.0
0.6
1.1
0.6
0.2
0.8
0.0
0.0
0.0
1.2
0.3
0.8
–
1.7
4.6
2.0
1.6
5.1
0.0
0.0
3.8
5.2
0.0
3.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
0.0
0.0
0.0
0.0
0.0
7.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.6
1.0
1.0
1.7
1.7
2.0
2.5
0.8
1.1
1.0
0.9
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.6
1.5
0.9
1.0
1.1
0.0
0.0
0.2
1.3
0.0
0.0
4.7
5.4
0.0
2.3
1.6
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.7
0.6
1.5
0.9
1.0
1.1
0.8
1.4
2.0
0.9
2.2
1.8
2.7
0.7
0.0
–
0.4
0.7
1.7
0.0
0.0
0.0
0.0
0.0
4.0
0.0
1.2
–
0.2
–
0.0
0.0
0.0
0.0
0.8
0.0
0.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
–
0.8
1.4
2.0
0.9
2.2
1.8
2.7
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2013
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
All workers .............................................................
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
1
18
1
40
27
13
63.0
60.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
–
1
–
1
1
1
–
16
14
17
26
19
16
20
15
1
–
1
–
1
2
1
–
41
41
42
33
36
39
35
46
22
22
23
34
28
29
27
28
18
21
17
4
14
13
15
8
64.3
65.3
63.7
60.2
62.9
63.0
62.9
62.2
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
–
–
–
–
–
10
18
14
13
15
–
–
–
–
–
41
48
44
43
45
36
24
26
27
26
–
7
14
14
13
64.2
61.1
63.3
62.6
64.0
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
17
23
1
–
41
34
26
36
15
5
63.2
61.5
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
1
1
17
18
3
1
31
41
37
25
11
14
62.2
63.1
60.0
60.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
1
22
23
17
18
15
16
–
–
1
1
1
1
33
30
41
41
41
38
37
43
28
24
24
23
4
2
12
15
18
21
60.8
61.0
62.7
63.0
64.3
65.4
60.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1
–
–
12
14
11
1
–
–
44
41
44
25
39
23
17
3
20
63.9
61.7
64.4
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1
–
–
–
–
–
19
16
15
17
19
–
1
–
–
–
–
–
39
40
41
37
49
–
27
26
28
29
18
–
13
16
16
15
15
61
62.8
64.4
64.5
63.8
63.9
82.3
60.0
60.0
60.0
60.0
60.0
86.0
Establishment characteristics
See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2013—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
1
–
–
2
–
–
–
20
20
16
22
10
–
13
7
–
25
28
26
24
32
30
14
–
–
–
–
–
–
–
–
–
1
–
–
1
–
–
6
36
29
25
22
34
–
45
50
37
40
30
25
42
36
38
27
27
25
28
37
19
17
33
29
43
21
13
10
23
–
–
41
17
25
29
17
36
–
8
13
–
12
29
38
8
3
3
–
63.0
65.3
67.2
64.2
67.9
58.8
62.6
64.5
60.7
61.4
67.2
71.2
60.0
59.8
59.9
60.5
60.0
60.0
66.0
66.0
66.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
–
–
1
1
1
23
22
23
14
11
19
1
–
–
1
1
1
36
33
42
43
48
36
30
34
22
24
25
24
10
9
12
16
14
19
61.7
61.8
61.5
63.9
63.2
64.8
60.0
60.0
60.0
60.0
60.0
60.0
–
1
–
–
–
–
–
–
8
33
10
13
–
8
7
9
–
1
–
–
–
–
–
–
61
15
51
57
57
58
52
43
–
46
21
10
12
15
23
26
20
6
17
19
–
16
17
13
64.9
61.2
63.5
63.3
63.3
64.5
65.0
62.8
60.0
66.0
60.0
60.0
60.0
60.0
60.0
60.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2013
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
0.2
0.9
0.2
1.7
1.7
0.8
0.3
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
–
0.2
–
0.4
0.5
0.6
–
1.7
2.0
3.1
2.7
1.1
1.5
1.3
2.4
0.2
–
0.2
–
0.3
0.8
0.2
–
2.1
2.4
2.8
4.2
1.7
3.2
1.8
3.6
2.4
2.0
4.0
4.4
1.8
3.3
1.8
2.9
1.3
1.9
1.7
0.8
1.2
2.2
1.4
1.6
0.6
0.6
0.7
0.5
0.4
0.6
0.4
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
–
–
2.8
3.6
2.0
2.6
1.9
–
–
–
–
–
6.6
4.5
2.9
3.5
3.7
5.9
4.7
1.9
2.9
2.0
–
1.6
1.6
2.5
2.2
1.3
0.7
0.5
0.5
0.8
4.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.3
–
1.1
2.9
0.2
–
1.7
3.6
1.8
3.8
0.8
1.1
0.3
0.6
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.5
0.3
1.9
1.0
0.7
0.2
2.8
1.7
3.6
1.5
2.1
0.8
0.6
0.3
3.8
0.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
0.4
0.3
0.1
0.2
2.5
6.1
1.9
1.1
1.2
1.7
–
–
0.2
0.2
0.1
0.2
3.1
5.3
3.0
1.7
2.0
2.8
4.3
8.2
3.8
1.6
2.1
1.7
1.0
0.9
1.4
1.3
1.1
1.8
0.5
1.1
0.5
0.4
0.5
0.8
0.0
5.3
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.5
–
–
2.0
2.5
2.5
0.4
–
–
2.5
7.0
2.8
2.7
5.3
2.7
2.0
1.2
2.3
0.5
0.7
0.6
0.0
0.8
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
–
–
–
–
–
1.0
1.4
2.5
1.5
3.3
–
0.2
–
–
–
–
–
2.0
2.0
3.9
2.9
4.3
–
2.0
2.2
3.4
2.3
3.3
–
0.8
1.5
3.4
2.1
3.2
12.4
0.3
0.6
1.1
0.7
1.0
4.6
0.0
0.0
0.0
0.0
0.0
13.1
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,
National Compensation Survey, March 2013—Continued
Fixed percent of annual earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
0.4
–
–
0.5
–
–
–
5.8
3.8
1.8
3.6
2.6
–
3.8
2.6
–
2.4
3.3
2.9
2.8
5.5
6.4
2.5
–
–
–
–
–
–
–
–
–
0.2
–
–
0.3
–
–
2.6
6.5
3.7
2.7
4.7
4.9
–
4.6
6.3
6.4
4.3
3.3
2.5
5.1
7.9
9.0
6.1
5.0
1.5
2.5
4.8
2.9
3.8
3.3
5.1
9.3
2.7
2.0
1.3
3.3
–
–
6.4
3.7
2.7
2.8
2.7
4.9
–
1.2
2.1
–
2.2
3.2
3.4
2.5
0.9
1.2
–
1.0
0.8
0.6
0.9
1.1
1.9
0.9
1.1
1.7
0.5
1.3
1.5
0.5
1.0
1.2
1.8
1.2
8.6
0.4
2.5
2.8
2.2
0.0
0.0
2.2
0.0
0.0
4.6
0.0
0.0
0.0
3.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.4
–
–
0.2
0.3
0.2
1.8
1.7
3.2
1.3
1.4
2.0
0.5
–
–
0.2
0.3
0.2
2.1
3.0
3.8
2.0
2.3
3.4
2.9
3.7
3.0
1.5
1.7
2.7
1.2
1.4
2.2
1.0
1.3
1.9
0.4
0.5
0.6
0.3
0.3
0.7
0.0
0.0
0.0
0.0
0.0
0.0
–
0.2
–
–
–
–
–
–
1.5
2.1
2.6
1.8
–
1.7
2.6
2.3
–
0.1
–
–
–
–
–
–
5.9
2.7
3.5
3.8
6.4
4.4
5.6
4.1
–
3.5
2.5
2.1
2.4
3.1
4.5
4.9
4.8
0.7
2.8
1.4
–
3.7
2.9
1.9
1.7
0.4
0.6
0.7
0.9
1.5
1.1
0.5
0.0
5.7
0.0
0.0
0.0
0.0
0.0
0.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2013
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
76
$170
$315
$561
$1,000
$2,308
24
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
71
72
70
88
76
77
76
77
170
170
170
170
170
170
170
200
500
500
–
–
250
300
250
500
750
–
600
546
561
561
572
572
1,500
1,666
1,500
584
1,385
1,500
1,200
1,000
2,500
2,500
2,500
1,300
2,500
4,615
2,350
–
29
28
30
12
24
23
24
23
76
77
74
68
79
260
200
170
170
170
500
500
300
250
400
550
584
500
515
500
–
1,000
600
–
584
–
1,730
1,500
1,500
1,385
24
23
26
32
21
Full time .................................................................
Part time ................................................................
74
88
170
170
350
170
572
500
1,250
572
2,400
584
26
12
Union .....................................................................
Nonunion ...............................................................
79
75
170
170
225
315
500
572
572
1,200
1,000
2,350
21
25
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
87
76
74
72
70
170
170
170
170
170
170
300
300
500
500
546
559
572
600
–
584
1,000
1,150
1,500
2,000
1,000
2,000
2,309
2,500
2,500
13
24
26
28
30
Goods-producing industries ...................................
Manufacturing ....................................................
68
63
170
175
350
350
572
572
1,000
1,000
2,000
2,000
32
37
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
78
76
74
78
79
60
170
170
170
170
170
170
300
200
–
200
–
–
561
500
560
546
500
–
1,000
750
–
750
572
2,300
2,350
1,846
2,500
–
1,000
2,308
22
24
26
22
21
40
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2013—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
69
64
74
53
86
83
70
57
47
73
$170
170
170
–
–
–
170
170
170
170
–
–
$561
584
500
559
–
170
170
300
$1,000
1,153
1,385
–
–
1,000
561
561
584
561
$2,309
2,500
2,500
3,000
1,500
1,750
1,000
1,000
1,385
1,000
$4,039
5,769
–
3,456
2,500
2,350
2,307
1,500
1,500
2,310
31
36
26
47
14
17
30
43
53
27
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
84
85
80
70
76
62
170
170
170
170
170
170
–
–
300
350
315
–
550
559
524
584
584
584
–
750
1,000
1,500
1,500
1,500
1,800
1,500
2,307
2,500
2,500
2,650
16
15
20
30
24
38
71
91
54
73
73
71
71
84
250
170
200
260
300
250
–
201
475
170
320
500
500
500
500
500
1,000
546
560
1,000
1,000
–
1,000
–
1,000
584
1,250
1,500
–
1,500
–
2,080
2,309
–
2,500
2,500
2,500
2,500
3,000
2,400
29
9
46
27
27
29
29
16
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2013
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.5
$0.00
$18.75
$13.71
$128.57
$69.56
1.5
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.2
2.3
3.0
2.2
1.4
2.7
1.7
3.0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
32.01
60.86
10.46
–
–
21.63
85.75
31.70
4.06
85.91
–
173.67
34.22
18.72
10.80
13.02
16.99
399.19
472.10
304.99
0.00
208.21
180.17
146.87
73.88
23.43
129.76
36.26
256.13
71.33
1,199.11
133.94
–
2.2
2.3
3.0
2.2
1.4
2.7
1.7
3.0
5.9
3.9
2.5
3.4
2.7
38.43
28.63
0.00
0.78
0.00
0.00
48.80
40.80
33.56
117.79
16.56
26.38
3.89
28.66
0.00
–
203.80
60.47
–
2.50
–
493.73
100.10
237.66
407.80
5.9
3.9
2.5
3.4
2.7
Full time .................................................................
Part time ................................................................
1.5
2.5
0.00
0.00
54.96
33.55
14.39
143.46
179.71
4.77
116.72
58.62
1.5
2.5
Union .....................................................................
Nonunion ...............................................................
2.8
1.5
0.00
0.00
45.34
22.30
0.00
8.90
8.57
163.13
283.70
105.78
2.8
1.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.4
2.2
1.8
1.7
2.3
0.00
0.00
0.00
0.00
0.00
22.02
22.21
47.99
0.00
115.77
37.32
8.38
12.49
117.83
–
0.00
0.00
174.61
157.42
272.15
284.61
217.86
117.12
37.04
392.62
2.4
2.2
1.8
1.7
2.3
Goods-producing industries ...................................
Manufacturing ....................................................
2.6
2.9
23.26
35.22
31.85
53.23
17.15
19.57
0.00
24.06
312.58
201.02
2.6
2.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
1.6
1.7
3.8
2.2
3.0
6.7
0.00
0.00
0.00
0.00
0.00
12.15
22.10
41.07
–
42.31
–
–
11.81
51.62
21.94
12.12
0.00
–
250.82
155.28
–
213.51
19.47
428.60
100.22
340.80
545.45
–
114.01
263.35
1.6
1.7
3.8
2.2
3.0
6.7
Establishment characteristics
See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2013—Continued
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
3.9
3.4
4.2
5.6
2.1
2.4
4.3
4.0
3.7
5.3
$0.00
0.00
0.00
–
–
–
0.00
0.00
0.00
0.00
–
–
$52.09
145.79
21.12
52.98
–
0.00
0.00
55.39
$192.24
252.74
200.48
–
–
70.14
19.13
36.15
7.55
21.87
$371.25
619.01
235.80
713.75
301.76
316.48
115.97
218.98
248.12
109.61
$1,133.94
520.38
–
848.63
130.73
207.33
122.35
0.00
44.38
78.17
3.9
3.4
4.2
5.6
2.1
2.4
4.3
4.0
3.7
5.3
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.7
1.9
3.1
2.0
1.6
3.7
0.00
0.00
0.00
0.00
15.04
0.00
–
–
33.70
54.57
81.82
–
15.46
13.43
39.78
7.70
15.56
9.76
–
67.81
24.21
40.27
91.60
104.87
360.36
268.04
405.48
56.09
195.76
347.04
1.7
1.9
3.1
2.0
1.6
3.7
5.6
1.5
5.9
2.8
7.8
2.7
6.4
2.5
54.87
0.00
21.77
46.82
60.36
29.35
–
46.13
130.22
0.00
56.01
0.00
103.51
4.69
49.09
25.07
200.95
7.82
93.74
159.30
0.00
–
99.70
–
90.59
2.66
200.46
302.61
–
400.99
–
351.41
226.40
–
357.83
334.81
598.29
688.47
625.79
75.00
5.6
1.5
5.9
2.8
7.8
2.7
6.4
2.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2013
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
8
92
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
8
7
9
11
8
9
7
9
10
6
7
5
92
93
91
89
92
91
93
91
90
94
93
95
Full time .................................................................
Part time ................................................................
8
3
92
97
Union .....................................................................
Nonunion ...............................................................
8
8
92
92
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
8
8
9
8
8
92
92
91
92
92
Goods-producing industries ...................................
Manufacturing ....................................................
8
8
92
92
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
8
8
8
8
7
19
92
92
92
92
93
81
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2013—Continued
(All workers with long-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
4
7
6
5
8
10
6
8
9
10
7
96
93
94
95
92
90
94
92
91
90
93
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
6
7
9
7
10
94
94
93
91
93
90
5
8
6
9
11
7
6
95
92
94
91
89
93
94
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
Pacific ....................................................................
1 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2013
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
0.7
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
0.9
1.4
2.2
0.8
1.7
0.8
1.9
2.5
0.9
1.4
1.0
1.0
0.9
1.4
2.2
0.8
1.7
0.8
1.9
2.5
0.9
1.4
1.0
Full time .................................................................
Part time ................................................................
0.7
0.7
0.7
0.7
Union .....................................................................
Nonunion ...............................................................
1.4
0.7
1.4
0.7
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
0.9
1.0
0.7
0.8
1.7
0.9
1.0
0.7
0.8
Goods-producing industries ...................................
Manufacturing ....................................................
1.2
1.2
1.2
1.2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.8
1.1
2.3
1.6
1.5
3.5
0.8
1.1
2.3
1.6
1.5
3.5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, private industry workers, National
Compensation Survey, March 2013—Continued
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
1.5
1.1
0.9
1.2
1.7
2.1
1.5
1.6
1.7
1.6
1.9
1.5
1.1
0.9
1.2
1.7
2.1
1.5
1.6
1.7
1.6
1.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
0.9
1.5
0.9
1.1
1.4
0.8
0.9
1.5
0.9
1.1
1.4
0.9
2.1
0.9
2.2
1.7
1.5
1.4
0.9
2.1
0.9
2.2
1.7
1.5
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
Pacific ....................................................................
1 Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold.
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2013
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
94
4
1
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
96
96
96
95
98
95
90
96
90
4
3
4
3
–
4
10
3
6
–
–
–
–
–
1
–
1
2
–
–
–
–
–
(1)
–
(1)
2
86
92
91
90
92
–
5
3
2
4
4
1
4
6
2
–
2
2
2
2
Full time .................................................................
Part time ................................................................
95
87
4
10
1
–
1
–
Union .....................................................................
Nonunion ...............................................................
76
96
9
3
10
(1)
5
(1)
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
94
86
96
94
94
94
4
–
3
4
4
5
–
–
1
2
1
–
–
–
1
1
(1)
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
91
91
92
3
6
2
4
3
5
2
–
2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
95
88
90
81
97
75
4
10
7
17
–
20
1
1
–
–
–
–
(1)
2
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2013—Continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
92
97
97
97
97
94
97
98
98
98
97
96
98
100
100
100
8
2
2
3
2
–
3
–
–
1
3
4
1
–
–
–
–
–
–
–
–
–
–
–
–
(1)
–
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
95
95
97
94
95
93
3
4
2
4
4
4
1
–
–
1
1
2
(1)
–
–
1
1
1
95
94
92
95
95
93
96
94
94
4
4
3
3
4
6
3
5
5
–
–
3
–
–
–
–
–
–
–
–
2
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5.
2 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2013
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
0.4
0.3
0.3
0.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.5
0.6
1.1
1.2
0.5
1.2
0.5
1.6
0.5
0.5
0.5
0.8
–
0.4
1.2
0.4
1.5
–
–
–
–
–
0.2
–
0.2
0.6
–
–
–
–
–
0.1
–
0.1
0.6
3.1
1.9
1.3
2.1
1.2
–
1.7
0.5
0.6
0.8
1.3
0.5
1.2
2.0
0.6
–
0.9
0.6
0.6
0.7
Full time .................................................................
Part time ................................................................
0.4
2.4
0.3
2.3
0.3
–
0.1
–
Union .....................................................................
Nonunion ...............................................................
2.7
0.3
1.4
0.3
2.7
0.1
1.2
0.1
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
5.7
0.5
0.8
0.6
0.9
1.4
–
0.5
0.5
0.6
0.8
–
–
0.2
0.7
0.3
–
–
–
0.2
0.2
0.2
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
3.1
1.5
0.8
2.9
0.4
1.1
1.2
1.3
0.4
–
0.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.4
1.2
2.8
2.5
1.3
5.3
0.4
1.1
2.5
2.4
–
4.9
0.2
0.3
–
–
–
–
0.1
0.4
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit
payment, private industry workers, National Compensation Survey, March
2013—Continued
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.7
0.9
0.4
0.6
0.9
5.6
0.8
0.9
1.9
0.4
1.1
1.5
0.4
0.0
0.0
0.0
1.7
0.3
0.4
0.6
0.6
–
0.9
–
–
0.4
1.0
1.5
0.4
–
–
–
–
–
–
–
–
–
–
–
–
0.2
–
(2)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.6
0.7
0.8
0.6
0.7
0.9
0.5
0.6
0.7
0.5
0.7
0.5
0.3
–
–
0.3
0.2
0.6
0.1
–
–
0.2
0.2
0.2
0.8
1.0
0.8
2.0
0.8
1.9
1.1
1.3
1.3
0.8
0.5
0.8
1.0
0.8
1.9
0.8
1.3
1.2
–
–
0.9
–
–
–
–
–
–
–
–
0.6
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
2 Less than 0.05.
NOTE: Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2013
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
24
64
6
6
1
58.2
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
25
24
25
28
–
24
22
25
18
62
62
62
64
73
62
67
60
71
5
5
5
5
–
7
5
7
5
7
9
6
–
–
6
4
7
3
1
1
1
–
–
1
2
1
3
58.0
58.2
57.9
57.6
59.6
58.3
58.5
58.2
58.9
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
22
16
18
17
20
70
71
71
70
73
–
4
4
5
4
–
4
5
7
–
–
3
1
1
–
58.6
59.0
58.4
58.9
57.8
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
23
26
64
57
5
–
6
5
1
–
58.2
58.4
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
31
23
58
64
7
5
3
6
1
1
57.6
58.2
60.0
60.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
23
–
23
21
25
25
70
60
65
65
62
61
3
–
6
6
5
6
2
–
5
6
7
7
1
–
(2)
1
1
1
57.9
56.6
58.0
58.4
58.1
58.2
60.0
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
18
–
19
70
87
68
4
–
–
6
–
7
1
–
–
58.7
59.9
58.7
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
25
19
17
13
23
42
63
69
71
74
72
27
6
6
7
–
–
23
6
4
4
7
3
–
1
1
2
–
–
–
58.1
58.4
58.0
59.2
57.9
58.6
60.0
60.0
60.0
60.0
60.0
60.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2013—Continued
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
20
34
37
40
28
–
21
22
–
29
9
8
34
–
–
–
61
51
48
43
56
75
62
64
61
65
75
77
62
75
62
62
–
8
8
9
8
–
–
–
15
2
5
7
–
–
–
–
6
6
6
–
–
–
9
7
–
4
9
5
3
–
–
–
–
1
1
–
–
–
–
–
–
(2)
2
2
–
–
–
5
59.1
57.5
57.2
56.8
58.1
59.9
58.3
57.8
58.2
57.2
60.2
59.9
56.4
60.6
60.8
60.5
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
18
20
15
26
18
34
68
68
69
62
70
54
5
5
5
6
6
6
7
6
9
5
5
6
1
1
2
1
1
2
( )
58.9
58.6
59.5
57.8
58.6
57.0
60.0
60.0
60.0
60.0
60.0
60.0
21
24
23
16
27
24
24
23
25
70
63
69
67
64
63
67
60
53
4
4
–
7
4
–
–
13
10
4
–
4
9
3
7
5
–
11
1
–
–
1
2
–
–
–
1
58.3
58.8
58.1
59.5
57.3
57.7
57.5
58.3
58.7
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
2 Less than 0.5.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2013
Fixed percent of annual earnings
Characteristics
All workers .............................................................
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
1.3
1.2
0.5
0.6
0.2
0.2
0.0
67 percent
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.9
1.7
2.6
3.2
–
1.4
2.4
1.7
2.6
2.0
2.0
2.6
3.6
9.6
1.5
2.7
1.9
2.9
0.7
0.7
0.8
2.5
–
0.8
0.9
0.9
1.8
0.9
1.3
0.9
–
–
0.8
1.0
0.9
1.3
0.1
0.2
0.2
–
–
0.2
0.7
0.2
1.4
0.3
0.3
0.3
0.5
0.9
0.2
0.4
0.3
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.9
2.5
1.8
2.4
2.7
6.6
3.6
2.3
3.2
2.9
–
1.9
1.0
1.4
1.2
–
1.8
1.2
1.8
–
–
1.6
0.3
0.5
–
1.3
0.5
0.3
0.3
0.4
0.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
1.2
3.7
1.2
4.5
0.5
–
0.7
2.1
0.2
–
0.2
0.6
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
3.0
1.3
3.3
1.3
2.7
0.6
0.8
0.7
0.6
0.2
0.4
0.2
0.0
0.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.1
–
1.9
1.5
1.5
2.1
4.1
11.0
2.1
1.5
1.7
2.4
1.3
–
0.9
0.9
0.7
0.9
0.8
–
0.8
1.0
0.9
1.1
0.6
–
0.2
0.3
0.2
0.3
0.6
1.2
0.3
0.2
0.2
0.3
0.0
1.6
0.0
0.0
0.0
0.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.0
–
2.2
2.6
4.9
3.0
0.9
–
–
1.1
–
1.4
0.4
–
–
0.3
0.8
0.3
0.0
0.0
0.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.5
1.7
2.7
3.2
3.6
4.8
1.3
1.9
3.7
4.2
3.8
4.5
0.6
1.2
2.2
–
–
6.3
0.7
1.0
1.5
2.4
1.4
–
0.2
0.4
0.7
–
–
–
0.2
0.3
0.5
0.7
0.4
1.3
0.0
0.0
0.0
0.0
0.0
0.0
Establishment characteristics
See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, National Compensation Survey, March 2013—Continued
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Greater
than 67
percent
Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.3
2.2
2.3
3.1
3.2
–
3.0
3.2
–
3.3
1.7
1.4
4.0
–
–
–
4.8
1.9
2.1
2.8
3.5
7.6
3.0
3.3
9.9
3.3
2.5
1.9
4.1
9.3
12.4
7.9
–
1.1
1.2
1.6
1.9
–
–
–
4.2
0.7
0.8
1.2
–
–
–
–
2.2
1.1
1.0
–
–
–
2.2
1.7
–
0.9
1.7
1.0
1.0
–
–
–
–
0.5
0.5
–
–
–
–
–
–
0.1
0.3
0.3
–
–
–
1.8
0.5
0.3
0.3
0.4
0.4
0.7
0.5
0.5
1.1
0.4
0.2
0.2
0.4
1.4
2.2
1.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.9
2.3
1.6
1.5
2.4
1.7
2.2
3.0
1.6
1.9
2.0
0.9
1.1
1.6
0.5
0.9
0.7
1.1
1.5
1.7
0.9
0.8
1.5
0.3
0.3
0.6
0.2
0.4
0.1
0.3
0.3
0.4
0.2
0.2
0.3
0.0
0.0
0.0
0.0
0.0
0.0
3.1
3.2
4.1
2.1
2.1
5.6
3.2
5.0
4.3
3.9
1.9
4.1
3.5
2.0
6.2
3.8
6.4
3.7
0.7
1.2
–
2.5
1.0
–
–
3.8
1.3
1.8
–
1.0
2.8
0.8
1.9
1.6
–
1.5
0.3
–
–
0.5
0.7
–
–
–
0.4
0.3
0.5
0.5
0.4
0.3
1.0
0.5
0.6
0.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2013
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
87
$3,000
$5,000
$8,000
$10,000
$15,000
13
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
89
86
87
89
92
88
86
87
83
82
84
4,000
4,000
4,000
3,000
3,000
4,000
3,000
3,000
3,000
–
2,500
–
5,000
6,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
–
10,000
10,000
8,000
6,000
8,000
7,500
9,000
6,000
6,000
6,000
7,500
6,000
12,000
13,000
10,000
10,000
12,000
12,000
12,000
10,000
10,000
10,000
10,000
10,000
16,000
20,000
15,000
12,500
20,000
20,000
20,000
15,000
14,000
15,000
15,000
15,000
13
11
14
13
11
8
12
14
13
17
18
16
Full time .................................................................
Part time ................................................................
87
84
3,000
2,500
5,000
5,000
8,000
7,000
10,000
10,000
15,000
15,500
13
16
Union .....................................................................
Nonunion ...............................................................
86
87
–
3,000
3,000
5,000
5,000
8,000
8,000
11,000
12,500
15,000
14
13
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
90
87
86
87
85
–
3,000
3,000
3,000
4,000
5,000
5,000
5,000
5,000
6,000
6,000
7,500
7,500
10,000
10,000
10,000
10,000
10,000
12,500
15,000
15,000
15,000
15,000
17,300
20,000
10
13
14
13
15
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
83
93
82
3,000
5,000
3,000
5,000
5,000
5,000
7,500
6,000
7,500
10,000
10,000
10,500
15,000
15,000
15,000
17
7
18
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
88
86
91
91
81
61
3,000
–
–
2,800
–
5,000
5,000
5,000
5,000
5,000
–
7,000
8,000
6,000
6,500
5,000
7,000
12,000
10,000
10,000
10,000
10,000
10,000
15,000
16,000
15,000
15,000
15,000
15,000
15,000
12
14
9
9
19
39
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2013—Continued
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
85
91
90
92
85
83
92
92
89
88
94
$4,000
2,500
2,500
2,500
5,000
5,000
5,000
3,000
4,000
5,000
3,000
$4,000
6,000
7,000
6,000
8,333
6,000
6,000
5,000
5,000
5,000
5,000
$7,500
10,000
10,208
10,000
11,000
10,000
10,000
6,667
7,000
7,500
6,000
$12,000
18,000
20,000
20,833
15,000
10,000
10,000
10,000
10,000
10,000
10,000
$15,000
25,000
27,000
30,000
25,000
17,300
20,000
15,000
14,000
15,000
15,000
15
9
10
8
15
17
8
8
11
12
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
89
90
88
86
90
81
3,000
3,000
4,000
3,000
3,333
2,917
5,000
5,000
5,000
5,000
5,000
5,000
7,500
7,000
8,000
8,500
7,500
10,000
10,000
10,000
10,000
12,000
10,000
15,000
15,000
15,000
15,000
16,667
15,000
20,000
11
10
12
14
10
19
93
87
84
79
86
91
88
3,000
2,500
3,000
4,000
3,000
–
3,500
5,000
5,000
5,000
5,000
5,000
5,000
6,000
7,500
6,000
6,000
10,000
8,000
7,560
10,000
12,000
10,000
10,000
12,000
10,000
10,000
12,650
15,000
15,000
15,000
16,667
15,000
15,000
17,300
7
13
16
21
14
9
12
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2013
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
1.0
$0.00
$0.00
$211.36
$891.29
$390.51
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.5
1.4
3.2
1.3
1.6
1.4
2.7
3.2
2.2
2.8
3.1
97.40
502.81
227.35
731.50
0.00
1,116.51
0.00
38.90
410.77
–
624.82
–
281.60
682.85
0.00
0.00
0.00
0.00
0.00
1,042.37
816.01
599.92
0.00
–
786.25
0.00
877.08
400.82
1,037.86
697.09
1,330.04
774.72
1,294.14
735.90
680.88
1,306.90
518.95
1,797.02
1,908.94
0.00
313.77
1,975.41
360.99
0.00
0.00
0.00
234.31
0.00
1,808.44
260.24
0.00
1,805.76
0.00
938.30
1,520.91
1,366.24
2,204.93
234.31
0.00
3,534.52
1.2
1.5
1.4
3.2
1.3
1.6
1.4
2.7
3.2
2.2
2.8
3.1
Full time .................................................................
Part time ................................................................
1.0
4.7
0.00
568.59
0.00
0.00
110.45
821.99
1,012.24
1,426.84
398.25
1,298.58
1.0
4.7
Union .....................................................................
Nonunion ...............................................................
3.2
1.0
–
705.62
393.06
0.00
0.00
681.40
1,669.01
1,457.96
2,116.54
921.93
3.2
1.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.2
1.5
1.4
1.2
1.6
–
187.45
0.00
791.87
642.48
0.00
0.00
0.00
0.00
708.64
604.98
174.89
340.44
353.49
0.00
0.00
0.00
0.00
566.88
985.03
1,500.30
0.00
0.00
2,270.52
0.00
2.2
1.5
1.4
1.2
1.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
2.0
1.6
2.3
99.59
1,482.98
25.93
0.00
0.00
0.00
606.24
1,405.84
935.77
937.08
0.00
1,580.00
0.00
3,441.83
0.00
2.0
1.6
2.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.0
2.2
2.6
2.8
4.4
7.7
106.26
–
–
797.89
–
0.00
0.00
0.00
0.00
0.00
–
1,395.33
114.88
853.21
883.63
1,316.94
1,853.17
2,604.46
1,239.11
0.00
0.00
410.02
0.00
0.00
1,362.86
0.00
406.13
3,240.08
1,295.18
0.00
1.0
2.2
2.6
2.8
4.4
7.7
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry
workers, National Compensation Survey, March 2013—Continued
Characteristics
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
3.1
1.2
1.3
1.4
2.6
3.0
2.3
1.2
2.3
2.0
1.4
$0.00
390.51
156.20
0.00
1,459.08
1,498.27
1,361.76
763.89
173.04
843.78
420.59
$220.91
162.70
1,088.39
748.63
1,460.91
1,297.54
349.28
0.00
0.00
0.00
0.00
$1,881.40
0.00
948.87
0.00
1,505.90
0.00
0.00
1,026.88
498.88
0.00
1,169.54
$1,126.41
3,478.64
431.56
290.95
416.11
2,717.09
1,922.19
0.00
0.00
0.00
0.00
$0.00
781.02
5,001.00
781.02
920.52
3,537.05
5,902.20
271.85
1,174.14
0.00
0.00
3.1
1.2
1.3
1.4
2.6
3.0
2.3
1.2
2.3
2.0
1.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.6
2.2
1.2
1.4
2.0
416.54
156.20
764.38
15.31
674.87
384.98
0.00
0.00
78.10
0.00
0.00
0.00
375.00
946.12
1,509.97
1,083.89
0.00
0.00
0.00
0.00
110.45
384.61
0.00
1,338.67
0.00
0.00
0.00
1,477.35
502.05
993.47
1.4
1.6
2.2
1.2
1.4
2.0
1.6
3.2
2.0
4.3
2.6
1.1
2.2
347.90
506.16
577.75
281.40
180.32
–
852.41
0.00
0.00
0.00
382.62
0.00
0.00
292.23
0.00
584.16
1,663.27
0.00
737.96
2,043.20
0.00
1,305.46
1,001.25
0.00
1,181.49
658.10
1,324.29
2,796.04
0.00
0.00
0.00
3,633.16
2,062.09
0.00
1,913.86
1.6
3.2
2.0
4.3
2.6
1.1
2.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold. The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March 2013
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave1
Paid
Unpaid
77
61
77
38
60
62
32
12
85
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
89
97
85
53
78
79
67
87
84
83
88
80
40
53
64
52
73
53
88
96
84
55
72
79
68
86
81
56
59
55
22
33
42
34
46
28
81
84
78
34
51
63
52
71
51
81
86
79
39
52
65
55
71
53
48
50
47
17
20
33
28
36
26
20
24
18
6
9
12
8
15
8
91
92
90
78
83
88
88
88
80
75
92
84
92
77
38
66
54
55
53
68
91
83
91
75
18
37
32
31
34
37
63
62
67
57
37
66
64
67
61
17
33
32
33
31
6
10
7
8
5
77
82
85
87
83
Full time .................................................................
Part time ................................................................
90
39
74
24
91
36
46
16
70
29
72
32
38
16
14
5
88
77
Union .....................................................................
Nonunion ...............................................................
92
76
71
60
91
75
50
37
81
58
83
60
44
31
11
12
91
85
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
49
36
84
90
92
92
30
20
63
74
84
87
49
39
83
90
91
92
16
9
39
45
58
59
31
21
62
71
82
85
35
26
64
74
83
87
15
10
30
39
50
59
5
4
10
14
21
22
78
76
85
89
92
92
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
91
77
96
57
41
63
89
70
96
31
17
36
66
35
78
67
38
78
36
14
44
8
6
10
86
73
91
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
74
77
92
68
83
100
62
59
75
48
73
91
74
77
90
69
85
99
40
36
37
32
46
61
59
61
69
53
72
94
61
63
72
55
78
91
32
33
33
28
42
69
12
7
10
5
7
17
85
89
85
89
91
98
Establishment characteristics
See footnotes at end of table.
Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March
2013—Continued
(All workers = 100 percent)
Characteristics
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave1
Paid
Unpaid
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
95
94
97
98
97
83
83
91
71
80
62
80
83
39
36
68
92
86
91
91
89
72
67
81
48
74
75
81
74
27
23
53
94
93
97
97
97
81
79
90
63
78
55
72
82
46
45
69
71
62
68
65
73
43
41
53
25
51
46
52
52
13
11
30
84
84
91
92
88
64
59
75
33
73
73
90
73
20
18
46
89
86
92
93
90
67
59
75
34
73
74
89
72
28
25
46
48
51
60
62
56
22
33
43
16
37
44
63
36
11
10
18
26
26
30
24
35
12
16
19
9
16
13
16
17
4
3
9
96
91
94
96
92
79
81
87
70
88
87
94
89
77
77
75
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
68
67
74
87
85
91
51
50
56
72
66
81
69
66
76
86
84
90
28
26
32
51
45
58
46
42
57
76
70
86
49
46
62
77
71
86
21
19
24
47
38
59
9
8
10
15
12
20
79
76
88
93
92
94
77
77
78
76
80
80
80
73
73
65
65
56
59
61
58
63
58
63
75
76
78
76
79
78
80
76
73
45
52
40
30
39
38
35
34
29
65
65
64
56
61
60
64
52
50
73
72
64
56
62
66
67
52
49
43
37
31
28
35
35
35
26
25
13
11
10
12
13
7
14
10
13
88
85
85
83
84
88
86
83
87
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of paid and unpaid family leave may exceed 100 percent because
some workers have access to both types of plans.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 32. Standard errors for leave benefits: Access, private industry workers, National Compensation Survey,
March 2013
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
0.8
0.7
0.8
0.8
0.9
0.8
0.7
0.6
0.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
0.8
1.2
2.2
5.2
0.7
1.2
0.9
1.4
1.0
1.2
1.4
1.8
5.3
0.8
1.2
1.2
1.9
0.8
0.7
1.1
1.9
5.2
0.8
1.2
1.1
1.4
1.3
1.7
1.5
1.4
5.3
1.2
1.3
1.5
1.3
1.1
1.6
1.2
1.9
5.1
0.9
1.2
1.1
1.9
1.2
1.3
1.5
1.8
5.4
1.0
1.5
1.2
1.7
1.2
1.5
1.5
1.3
3.9
0.9
1.3
1.1
1.6
1.2
1.5
1.4
0.8
2.0
0.6
0.7
0.9
0.9
1.0
1.2
1.1
1.7
4.3
0.8
0.9
1.0
1.9
2.6
1.5
1.5
1.1
2.1
2.7
2.6
1.6
2.1
2.0
2.6
1.4
1.5
1.1
2.0
2.1
1.9
1.6
1.7
2.0
2.4
3.1
1.8
2.0
2.3
2.4
2.5
1.8
2.0
2.3
2.1
2.4
1.4
1.7
2.0
1.2
1.1
0.8
1.3
0.8
2.2
2.8
1.5
1.4
2.3
Full time .................................................................
Part time ................................................................
0.6
1.5
0.8
1.1
0.5
1.7
1.0
0.9
1.1
1.4
0.8
1.3
0.9
0.9
0.7
0.4
0.6
1.1
Union .....................................................................
Nonunion ...............................................................
1.1
0.9
2.2
0.8
1.1
0.9
1.7
0.9
1.8
1.0
1.8
0.9
2.0
0.7
1.1
0.6
1.4
0.6
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.7
2.3
0.9
0.6
0.8
0.8
1.3
1.8
1.1
1.0
0.9
0.8
1.4
2.2
1.0
0.7
0.7
0.7
0.9
1.1
1.2
1.1
1.3
1.6
1.5
1.9
1.3
1.1
1.2
1.3
1.4
2.0
1.4
1.1
1.2
1.2
0.9
1.3
1.2
1.0
1.1
1.6
0.5
0.7
0.7
0.8
1.1
1.8
1.3
2.2
1.0
0.8
0.8
1.2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.8
2.1
0.7
1.6
2.1
2.0
0.9
2.2
0.7
1.3
1.7
1.6
1.4
2.0
1.6
1.3
2.0
1.6
1.4
1.5
1.8
0.8
1.1
1.1
1.1
2.6
1.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.0
1.0
1.2
2.7
0.2
0.8
1.1
2.2
1.3
3.1
5.4
1.0
1.0
1.2
1.2
1.9
0.4
0.9
1.1
2.8
1.3
3.6
7.4
1.1
1.3
2.6
1.3
3.3
2.6
1.0
1.2
2.2
1.4
2.9
2.6
0.9
1.1
2.4
1.4
3.0
5.1
0.6
0.6
1.7
0.5
1.7
4.5
0.7
0.7
1.8
0.9
2.9
1.0
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 32. Standard errors for leave benefits: Access, private industry workers, National Compensation Survey,
March 2013—Continued
Characteristics
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid
funeral
leave
Paid jury
duty
leave
Paid
military
leave
Family leave
Paid
Unpaid
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.4
0.9
0.3
0.5
0.7
3.3
2.1
1.5
4.1
1.8
2.8
1.4
2.0
2.8
3.0
4.3
1.6
1.3
0.6
1.3
1.6
4.9
2.3
2.4
5.0
1.9
2.9
1.4
2.1
2.4
2.6
3.1
1.1
0.9
0.4
0.5
0.7
3.3
2.0
1.7
3.5
1.8
2.7
1.3
2.0
2.8
3.2
3.7
2.9
2.3
2.2
2.8
2.3
5.2
3.0
3.8
3.8
2.1
3.9
2.2
2.4
2.0
2.2
3.0
2.5
1.5
0.9
1.5
1.8
5.4
2.8
3.3
3.8
1.6
3.4
1.1
1.9
2.4
2.6
3.5
2.1
1.5
1.0
1.7
1.7
5.1
2.6
3.0
4.0
1.9
3.0
1.1
2.2
2.4
2.6
3.6
3.3
1.9
1.8
2.5
3.4
3.8
2.0
3.0
3.4
2.3
2.1
2.1
2.6
1.5
1.7
2.4
2.8
1.4
1.5
1.8
3.0
3.4
2.0
2.6
2.3
1.6
1.2
1.8
1.8
1.0
0.9
2.1
1.0
1.2
0.8
0.8
1.5
3.9
2.4
3.1
4.3
1.5
2.5
1.3
1.8
2.6
3.0
2.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.2
1.2
2.2
0.8
1.1
1.0
1.1
1.3
2.0
0.9
1.3
1.3
1.1
1.3
1.9
0.7
1.1
1.0
1.1
1.4
2.0
1.1
1.6
1.6
1.1
1.3
2.1
1.0
1.4
1.6
1.0
1.3
2.4
0.9
1.4
1.4
0.7
0.9
1.6
1.1
1.2
1.7
0.7
0.7
1.2
0.8
0.9
1.4
1.0
1.2
1.6
0.7
0.9
1.0
3.3
1.8
2.1
2.0
1.8
1.8
1.8
2.2
2.9
2.1
2.3
2.1
3.2
1.7
4.0
2.2
1.9
1.8
2.8
2.6
1.7
2.3
1.5
2.3
2.0
1.7
2.8
1.7
2.8
2.3
1.8
1.7
3.6
2.4
2.2
2.3
4.9
2.8
2.0
4.5
2.0
6.0
1.9
2.8
1.7
3.6
2.2
1.9
2.7
2.1
5.7
2.0
3.0
1.7
4.4
2.6
2.2
2.6
1.4
1.2
1.7
3.4
1.6
1.6
1.6
1.0
2.9
1.1
1.1
2.1
1.6
2.2
4.4
0.9
1.4
3.3
1.3
3.9
1.3
1.6
1.3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March
2013
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
8
3
25
14
13
9
14
6
4
2
1
2
8
7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2
2
2
21
–
10
21
5
6
1
1
1
4
–
3
4
2
5
17
11
21
32
30
28
38
23
34
12
10
13
16
25
15
12
17
16
15
16
14
10
–
13
11
14
11
11
13
9
5
–
8
5
10
8
20
25
16
5
3
14
6
18
11
9
9
8
2
1
4
2
5
5
7
7
6
2
2
2
1
3
2
3
2
3
(1)
(1)
1
(1)
2
1
1
1
1
1
(1)
1
–
1
–
3
2
3
1
–
1
–
1
–
9
9
9
6
7
7
6
8
7
9
9
8
6
7
7
6
8
7
8
4
6
3
8
5
5
4
3
6
35
33
22
19
26
15
17
11
9
14
12
10
16
15
18
11
7
11
13
7
10
11
14
17
10
3
7
7
9
5
1
4
4
5
3
–
2
–
–
1
–
–
–
–
–
1
–
2
3
–
7
8
8
9
7
7
7
8
9
7
Full time .................................................................
Part time ................................................................
5
28
3
5
24
32
14
12
14
9
10
3
15
7
6
2
4
1
2
1
1
–
2
–
8
6
8
6
Union .....................................................................
Nonunion ...............................................................
2
9
1
3
18
26
11
14
19
13
10
9
14
14
10
5
6
4
3
2
2
1
4
1
9
8
8
7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
25
43
9
4
1
–
6
8
3
2
1
–
34
25
32
22
15
11
14
9
15
14
12
9
8
8
14
14
16
15
5
–
7
11
12
13
5
2
12
15
21
24
2
–
4
8
8
9
–
–
2
4
7
9
(1)
–
1
2
3
4
–
–
1
1
1
1
(1)
–
1
2
3
3
6
5
7
8
9
9
6
5
7
8
9
9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3
7
2
3
8
1
18
38
12
10
18
7
13
11
14
14
9
15
18
6
21
9
2
11
6
–
8
2
–
3
2
–
2
2
–
3
9
7
9
9
6
9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
10
15
4
25
4
–
3
5
2
6
5
–
27
34
22
48
17
–
15
12
19
9
13
–
13
13
18
7
26
–
8
6
11
4
5
21
13
6
7
1
16
34
5
4
9
–
7
–
3
2
3
–
–
9
2
1
–
–
–
–
1
(1)
–
–
–
–
1
1
2
–
–
–
8
7
8
6
8
10
7
6
8
6
8
10
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March
2013—Continued
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Less
than 5
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
1
1
1
–
–
3
–
4
4
(1)
1
5
41
48
7
–
1
1
( )
1
–
3
1
–
3
2
3
1
2
5
5
6
21
8
5
4
6
19
26
14
48
34
2
1
39
14
10
23
29
9
7
4
12
19
15
14
15
16
5
1
18
19
19
16
16
19
19
14
29
15
15
20
9
9
10
9
9
13
12
13
9
13
14
5
20
7
10
12
7
6
7
8
6
4
4
5
14
37
44
63
21
–
15
22
7
10
16
10
9
–
–
11
5
8
6
6
6
–
5
6
–
6
10
14
5
2
–
5
4
3
2
1
3
7
6
7
–
4
14
16
–
–
–
3
(1)
1
1
–
1
–
1
1
–
3
10
13
2
–
–
–
–
–
–
–
–
–
–
–
–
1
7
9
–
–
–
–
–
–
–
–
–
–
–
–
–
4
16
16
2
–
–
–
8
9
9
9
9
8
8
9
7
8
12
12
7
5
5
8
7
9
10
10
9
8
8
9
6
7
11
12
7
6
5
7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10
11
10
6
9
2
4
4
3
2
3
1
28
29
24
22
26
17
16
16
15
11
12
10
12
13
11
14
13
16
8
6
12
10
10
10
12
11
13
16
13
20
4
4
4
7
7
7
2
2
3
5
4
8
1
1
2
2
2
3
1
1
–
1
1
2
1
1
–
2
1
4
7
7
8
8
8
9
7
7
7
8
8
9
7
8
7
4
12
11
7
10
8
3
2
2
2
5
4
4
3
2
17
19
30
34
27
18
29
24
21
15
15
13
13
12
15
15
13
14
11
13
10
17
12
13
12
19
17
12
10
9
10
7
10
8
–
9
14
16
14
9
13
16
13
13
16
11
6
4
5
5
8
7
7
5
7
5
3
1
3
4
3
2
5
2
2
3
2
2
–
1
1
2
1
–
1
–
–
1
1
( )
–
–
2
–
4
–
–
–
1
–
–
8
8
8
8
7
8
8
8
8
8
8
7
7
7
8
7
8
8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5.
2 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated
using data from the National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 33. Standard errors for paid holidays: Number of days provided, private industry workers, National
Compensation Survey, March 2013
Paid holidays
Characteristics
All workers .............................................................
Less
than 5
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
0.5
0.3
0.7
0.8
0.6
0.5
0.6
0.4
0.3
0.2
0.2
0.2
>0
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.5
0.7
2.0
–
0.6
1.4
0.5
0.9
0.2
0.2
0.3
0.9
–
0.4
0.7
0.3
0.9
1.3
1.0
1.9
2.5
7.4
1.0
1.4
1.3
2.2
1.1
1.3
1.3
1.7
6.7
1.1
1.2
1.4
1.6
1.0
1.3
1.3
1.6
–
0.6
0.8
0.8
1.1
0.9
1.1
1.1
1.1
–
0.6
0.7
0.8
1.1
1.2
1.2
1.5
1.1
1.4
0.7
0.6
1.0
1.4
1.1
1.3
1.2
0.3
0.4
0.4
0.6
0.5
0.8
0.7
1.0
0.7
0.6
1.0
0.4
0.2
0.5
0.8
0.5
0.5
0.7
0.1
0.1
0.2
0.2
0.4
0.4
0.3
0.4
0.4
0.4
0.1
0.1
–
0.2
–
0.5
0.3
0.8
0.4
–
0.2
–
0.3
–
>0
>0
>0
>0
>0
>0
>0
>0
>0
>0
0
>0
0
0
0
0
0
0
1.9
0.8
0.7
0.8
1.1
1.0
1.2
0.6
0.6
1.0
3.7
2.9
1.3
1.7
1.9
2.7
1.8
1.0
1.0
1.5
1.9
1.2
1.1
1.6
1.7
2.2
1.0
0.8
1.2
1.1
2.1
1.9
1.1
1.5
1.5
0.9
1.2
0.9
1.2
0.9
0.4
1.3
0.7
0.8
1.0
–
0.6
–
–
0.5
–
–
–
–
–
0.2
–
0.3
0.5
–
>0
>0
>0
>0
>0
1
0
0
1
0
Full time .................................................................
Part time ................................................................
0.4
1.8
0.3
0.8
0.8
2.0
0.9
1.3
0.6
0.8
0.6
0.5
0.7
1.0
0.5
0.5
0.4
0.2
0.3
0.2
0.2
–
0.3
–
>0
>0
0
0
Union .....................................................................
Nonunion ...............................................................
0.7
0.5
0.3
0.3
1.4
0.8
1.0
0.9
1.5
0.6
1.1
0.5
1.5
0.6
1.3
0.5
0.9
0.4
0.8
0.2
0.8
0.1
0.8
0.2
>0
>0
1
0
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
3.5
0.7
0.5
0.4
–
0.8
1.8
0.4
0.3
0.2
–
1.7
3.1
1.3
1.2
0.8
1.1
1.1
1.5
1.0
1.1
0.9
0.9
0.9
1.7
0.8
0.9
0.7
1.0
0.8
–
0.5
0.8
1.0
1.2
0.8
0.7
0.8
0.9
0.9
1.3
0.5
–
0.4
0.7
0.9
1.4
–
–
0.3
0.5
0.7
1.0
0.1
–
0.3
0.5
0.5
0.7
–
–
0.2
0.3
0.3
0.4
0.1
–
0.2
0.5
0.4
0.6
>0
>0
>0
>0
>0
>0
0
1
0
0
0
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.6
1.5
0.7
0.5
1.6
0.4
1.2
3.1
1.5
1.0
2.8
0.9
1.2
1.8
1.4
1.0
1.6
1.3
1.3
2.1
1.6
0.9
0.7
1.2
0.8
–
1.1
0.5
–
0.8
0.7
–
0.9
0.4
–
0.5
>0
>0
>0
0
>0
>0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.6
0.9
0.8
1.3
1.6
–
0.3
0.7
0.7
1.0
1.7
–
1.0
1.2
2.2
1.5
2.5
–
0.9
1.0
2.3
1.0
2.5
–
0.7
0.9
2.1
0.9
3.1
–
0.6
0.6
1.7
0.7
1.3
3.8
0.7
0.7
1.3
0.3
2.2
6.7
0.5
0.6
2.0
–
1.7
–
0.4
0.6
0.9
–
–
2.5
0.2
0.4
–
–
–
–
0.2
0.2
–
–
–
–
0.3
0.2
0.9
–
–
–
>0
>0
>0
>0
>0
>0
0
0
>0
0
0
0
Establishment characteristics
See footnotes at end of table.
Table 33. Standard errors for paid holidays: Number of days provided, private industry workers, National
Compensation Survey, March 2013—Continued
Paid holidays
Characteristics
Less
than 5
days
5
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
Mean Median
Greater number number
14
than 14 of days of days
days
days
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
0.5
0.2
0.3
–
–
1.1
–
1.4
1.4
0.1
0.2
1.6
4.4
5.0
2.1
–
0.4
0.1
0.3
–
1.4
0.4
–
0.9
0.6
1.1
0.3
0.7
1.6
1.9
2.8
3.3
1.2
0.8
1.3
1.4
4.3
3.0
2.0
5.9
2.7
0.5
0.5
3.0
2.9
2.8
3.1
3.2
1.2
0.8
0.8
2.0
4.9
1.7
1.9
3.0
2.5
1.8
0.2
2.7
2.9
3.3
3.0
2.6
1.8
1.8
2.0
2.9
4.1
1.7
2.7
2.1
1.4
1.7
1.2
1.5
2.5
2.5
3.4
2.4
0.9
1.1
1.1
2.1
1.6
2.2
2.7
2.9
1.1
1.2
1.0
1.3
1.3
1.7
1.2
2.3
1.7
1.7
2.5
2.3
–
1.6
2.8
2.0
2.0
3.5
1.1
1.9
–
–
2.3
1.4
1.5
0.6
0.9
1.0
–
1.4
1.4
–
0.9
1.5
1.9
1.0
0.7
–
1.1
1.2
0.6
0.5
0.5
0.9
2.4
1.0
1.5
–
0.4
1.7
1.7
–
–
–
1.1
0.2
0.4
0.2
–
0.4
–
0.4
0.6
–
0.9
1.3
1.8
1.0
–
–
–
–
–
–
–
–
–
–
–
–
0.3
1.2
1.3
–
–
–
–
–
–
–
–
–
–
–
–
–
1.0
3.0
2.9
0.9
–
–
–
>0
>0
>0
>0
>0
>0
>0
>0
>0
>0
>0
>0
>0
>0
>0
>0
1
1
>0
0
1
1
0
1
1
0
>0
>0
>0
>0
1
>0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.7
0.9
1.3
0.6
0.8
1.0
0.5
0.7
0.4
0.3
0.5
0.3
1.2
1.6
1.7
0.9
1.2
1.6
1.4
1.7
1.5
0.8
1.0
1.2
0.8
0.9
1.2
0.8
1.0
1.1
0.6
0.7
1.4
0.8
1.1
1.1
0.7
0.7
1.8
1.0
1.1
1.4
0.6
0.8
0.8
0.7
0.7
1.3
0.4
0.5
0.8
0.5
0.6
0.8
0.4
0.4
0.9
0.3
0.3
0.5
0.2
0.3
–
0.3
0.3
0.4
0.3
0.4
–
0.3
0.2
0.4
>0
>0
>0
>0
>0
>0
0
0
0
0
1
0
2.0
1.7
1.0
0.9
1.0
2.9
1.1
2.5
1.1
0.7
1.1
0.5
0.4
0.8
0.8
1.1
1.1
0.3
3.5
1.4
1.8
5.8
1.7
2.2
2.4
1.6
1.0
3.1
2.9
1.4
2.6
1.2
3.1
1.3
1.8
2.2
1.2
1.0
1.3
2.4
1.2
1.1
1.3
2.4
2.5
3.4
0.9
1.1
1.1
1.3
1.4
1.4
–
1.3
3.4
1.3
1.1
1.5
1.3
3.5
1.9
3.1
1.6
1.8
0.6
0.7
1.5
0.6
2.6
2.0
1.6
1.1
1.4
0.5
0.9
0.4
0.8
1.3
1.5
0.4
1.3
0.7
0.4
0.7
0.5
0.6
–
0.4
0.2
0.8
0.2
–
0.4
–
–
0.3
0.2
–
–
0.3
–
1.0
–
–
–
0.5
–
–
>0
>0
>0
>0
>0
>0
>0
>0
>0
1
0
>0
>0
0
1
0
1
0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates generated
using data from the National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
>0 Value too small to display.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 34. Paid sick leave: Type of provision, private industry workers,
National Compensation Survey, March 2013
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year1
As needed2
As part of
consolidated
leave plan3
69
6
25
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving:
Production ..........................................................
62
65
60
66
71
73
79
70
70
72
8
9
7
–
–
5
5
5
12
–
29
25
32
–
–
22
15
25
19
–
75
2
22
Full time .................................................................
68
7
25
Nonunion ...............................................................
67
7
26
Average wage within the following categories:4
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
71
70
64
64
5
5
9
11
24
25
27
25
Goods-producing industries:
Manufacturing ....................................................
72
7
21
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
68
80
75
83
84
74
64
63
6
6
10
4
–
10
6
5
25
14
15
12
–
15
30
32
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 34. Paid sick leave: Type of provision, private industry workers,
National Compensation Survey, March 2013—Continued
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
Fixed number
of days per
year1
As needed2
As part of
consolidated
leave plan3
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Other services ...................................................
73
49
68
66
63
58
79
79
54
71
72
3
5
6
–
8
3
9
9
2
5
11
24
46
25
–
29
39
12
12
44
24
17
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
69
67
74
68
72
9
11
4
4
4
21
22
21
27
24
70
72
68
58
68
66
67
65
76
8
8
6
–
5
6
4
4
6
22
20
26
–
27
27
29
30
18
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
2 Plan does not specify maximum number of
days.
3 A consolidated leave plan provides a single
amount of time-off for workers to use for multiple
purposes, such as vacation, illness, or personal
business.
4 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with
earnings both above and below the threshold. The
categories were formed using percentile estimates
generated using data from the National
Compensation Survey publication, "Employer Costs
for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 34. Standard errors for paid sick leave: Type of provision, private
industry workers, National Compensation Survey, March 2013
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year1
As needed2
As part of
consolidated
leave plan3
1.0
0.7
0.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving:
Production ..........................................................
1.5
1.5
2.0
3.0
7.8
1.3
1.7
1.6
2.8
3.7
0.9
1.2
1.0
–
–
0.5
0.8
0.7
2.5
–
1.2
1.2
1.8
–
–
1.1
1.3
1.5
1.8
–
2.2
0.5
2.1
Full time .................................................................
1.0
0.6
0.9
Nonunion ...............................................................
1.1
0.8
1.0
Average wage within the following categories:4
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.6
1.2
1.3
2.1
1.3
0.8
0.8
1.1
1.3
1.1
1.0
1.5
Goods-producing industries:
Manufacturing ....................................................
2.3
1.0
1.8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
1.2
1.4
3.2
1.6
4.1
3.5
1.9
2.0
0.9
0.6
2.0
0.8
–
2.8
0.6
0.7
1.0
1.2
2.3
1.4
–
2.9
2.0
2.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 34. Standard errors for paid sick leave: Type of provision, private
industry workers, National Compensation Survey, March
2013—Continued
Sick leave provision
Characteristics
Fixed number
of days per
year1
As needed2
As part of
consolidated
leave plan3
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Other services ...................................................
2.3
3.6
5.2
3.6
3.6
2.5
2.3
1.7
2.9
4.9
4.9
0.7
1.2
1.5
–
2.1
0.8
1.4
1.8
1.0
1.4
2.9
2.3
3.7
5.6
–
3.2
2.5
1.9
1.1
2.8
4.7
4.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.7
2.1
2.4
1.4
2.0
1.5
1.9
0.9
0.6
0.8
1.4
1.6
2.5
1.1
1.7
2.4
1.9
2.7
4.7
2.9
3.9
3.0
2.6
2.2
1.5
1.1
1.4
–
0.8
1.8
0.6
1.5
1.3
3.5
1.3
2.5
–
2.5
5.0
3.3
2.1
1.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
2 Plan does not specify maximum number of
days.
3 A consolidated leave plan provides a single
amount of time-off for workers to use for multiple
purposes, such as vacation, illness, or personal
business.
4 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with
earnings both above and below the threshold. The
categories were formed using percentile estimates
generated using data from the National
Compensation Survey publication, "Employer Costs
for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category
or data did not meet publication criteria. For
definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2013
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 1 year
All workers .............................................................
21
55
20
2
1
7
6
Full time .................................................................
20
55
21
3
1
8
6
Nonunion ...............................................................
21
56
19
2
1
7
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
26
25
29
17
20
57
58
56
52
61
15
15
14
25
17
1
1
–
4
2
1
1
–
2
1
6
6
6
8
7
5
5
5
6
6
All workers .............................................................
20
55
21
2
2
8
6
Full time .................................................................
18
56
22
2
2
8
6
Nonunion ...............................................................
20
56
20
2
2
8
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
25
24
27
16
18
58
58
56
53
61
15
16
14
26
18
2
2
–
3
2
1
1
–
3
2
7
7
7
9
7
5
5
5
6
6
After 5 years
See footnotes at end of table.
Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2013—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 10 years
All workers .............................................................
20
54
21
3
2
9
6
Full time .................................................................
18
55
22
3
2
9
6
Nonunion ...............................................................
20
55
20
2
2
9
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
25
24
27
15
17
57
57
55
52
61
16
16
15
26
18
2
2
–
3
2
1
1
–
3
2
7
7
8
10
8
5
5
5
6
6
All workers .............................................................
19
55
21
3
2
9
6
Full time .................................................................
18
55
22
3
2
10
6
Nonunion ...............................................................
20
55
20
2
2
9
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
24
24
27
15
17
57
58
56
52
61
15
16
14
26
18
2
2
–
3
2
1
1
–
3
2
7
7
8
11
9
5
5
5
6
6
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 private
industry workers, National Compensation Survey, March 2013
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 1 year
All workers .............................................................
0.9
0.9
0.8
0.3
0.2
0.2
0.0
Full time .................................................................
1.0
1.0
0.8
0.4
0.2
0.2
0.0
Nonunion ...............................................................
1.0
1.0
0.9
0.4
0.2
0.2
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.8
2.1
2.8
1.1
1.6
1.8
1.9
3.1
1.2
1.7
1.3
1.4
2.2
1.0
1.5
0.3
0.4
–
0.5
0.6
0.3
0.2
–
0.3
0.2
0.3
0.4
0.5
0.2
0.2
0.0
0.0
0.0
(3)
0.0
All workers .............................................................
0.9
0.9
0.7
0.3
0.3
0.2
0.0
Full time .................................................................
1.0
1.0
0.8
0.3
0.3
0.2
0.0
Nonunion ...............................................................
1.0
1.0
0.9
0.3
0.3
0.2
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.7
2.1
2.8
1.0
1.6
1.8
2.0
3.1
1.2
1.7
1.3
1.5
2.2
1.1
1.6
0.3
0.4
–
0.4
0.4
0.3
0.3
–
0.4
0.5
0.4
0.4
0.9
0.2
0.3
0.0
0.0
(3)
(3)
0.0
After 5 years
See footnotes at end of table.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 private
industry workers, National Compensation Survey, March 2013—Continued
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 29
days
Greater
than 29
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
0.9
0.9
0.8
0.3
0.2
0.3
0.0
Full time .................................................................
1.0
1.0
0.8
0.3
0.3
0.3
0.0
Nonunion ...............................................................
1.0
1.0
0.9
0.3
0.3
0.3
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.8
2.1
2.9
1.0
1.6
1.8
2.0
3.1
1.3
1.7
1.3
1.5
2.2
1.0
1.6
0.3
0.4
–
0.4
0.4
0.3
0.3
–
0.4
0.5
0.5
0.4
1.4
0.4
0.4
0.0
0.0
(3)
(3)
0.0
All workers .............................................................
0.9
0.9
0.8
0.3
0.3
0.3
0.0
Full time .................................................................
1.0
1.0
0.8
0.4
0.3
0.4
0.0
Nonunion ...............................................................
1.0
1.0
0.9
0.3
0.3
0.3
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.8
2.2
2.7
1.0
1.6
1.8
2.0
3.0
1.3
1.7
1.3
1.5
2.2
1.0
1.6
0.4
0.5
–
0.4
0.4
0.3
0.3
–
0.4
0.5
0.5
0.4
1.4
0.5
0.6
0.0
0.0
(3)
(3)
0.0
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
3 Less than 0.05.
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 36. Paid sick leave: Carryover provisions, private industry workers,
National Compensation Survey, March 2013
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision1
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
44
10
35
56
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving:
Production ..........................................................
49
42
54
43
34
46
53
43
32
37
14
11
16
6
7
9
9
10
5
6
35
31
38
36
27
37
44
34
27
32
51
58
46
57
66
54
47
57
68
63
32
6
25
68
Full time .................................................................
44
10
34
56
Nonunion ...............................................................
45
10
35
55
Average wage within the following categories:2
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
47
45
45
48
10
10
11
12
37
35
34
35
53
55
55
52
Goods-producing industries:
Manufacturing ....................................................
32
9
24
68
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
47
52
31
56
61
32
40
40
10
9
7
9
22
9
9
9
37
43
24
47
39
23
31
31
53
48
69
44
39
68
60
60
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 36. Paid sick leave: Carryover provisions, private industry workers,
National Compensation Survey, March 2013—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Carryover provision1
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
No
carryover
provision
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Other services ...................................................
38
51
43
32
37
64
62
80
65
32
57
8
12
–
8
11
16
16
20
16
6
–
31
39
–
24
26
48
46
60
48
27
–
62
49
57
68
63
36
38
20
35
68
43
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
32
31
35
55
56
8
9
5
11
10
25
23
30
43
46
68
69
65
45
44
38
38
33
43
48
57
48
59
48
8
6
7
7
14
18
9
10
12
31
32
27
36
34
39
40
49
36
62
62
67
57
52
43
52
41
52
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans that allow employees to accumulate unused
sick leave from year to year.
2 Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold. The categories were formed using
percentile estimates generated using data from the
National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 36. Standard errors for paid sick leave: Carryover provisions, private
industry workers, National Compensation Survey, March 2013
Carryover provision1
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
All workers .............................................................
No
carryover
provision
1.2
0.8
1.0
1.2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving:
Production ..........................................................
1.8
1.6
2.5
3.3
8.2
1.3
2.2
1.6
2.2
2.9
1.4
1.1
2.1
1.1
2.9
1.0
0.9
1.5
0.9
1.0
1.6
1.9
2.1
3.0
7.6
1.2
2.0
1.4
2.2
3.0
1.8
1.6
2.5
3.3
8.2
1.3
2.2
1.6
2.2
2.9
2.7
1.3
2.4
2.7
Full time .................................................................
1.1
0.8
1.0
1.1
Nonunion ...............................................................
1.3
0.9
1.1
1.3
Average wage within the following categories:2
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
2.0
1.9
1.3
2.3
2.0
0.9
0.8
1.3
1.9
1.4
1.4
2.4
2.0
1.9
1.3
2.3
Goods-producing industries:
Manufacturing ....................................................
2.3
1.2
2.0
2.3
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
1.3
1.5
2.6
2.3
5.0
4.0
2.0
2.1
0.9
0.6
1.5
1.0
3.8
2.2
1.3
1.1
1.1
1.5
2.5
2.2
5.1
3.6
1.7
2.1
1.3
1.5
2.6
2.3
5.0
4.0
2.0
2.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 36. Standard errors for paid sick leave: Carryover provisions, private
industry workers, National Compensation Survey, March 2013—Continued
Carryover provision1
Characteristics
Unlimited
Limit on days
accumulation accumulated
Total
No
carryover
provision
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Other services ...................................................
3.2
4.2
6.9
3.5
4.2
3.2
3.9
2.4
3.6
4.2
5.5
1.4
2.4
–
1.5
2.0
3.3
2.4
1.5
4.1
1.4
–
3.1
4.2
–
3.0
4.3
3.1
3.9
2.5
3.6
4.0
–
3.2
4.2
6.9
3.5
4.2
3.2
3.9
2.4
3.6
4.2
5.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
1.4
2.1
3.0
1.5
2.2
1.2
1.6
0.8
0.8
1.1
1.1
1.7
2.8
1.4
2.1
1.4
2.1
3.0
1.5
2.2
5.0
1.8
2.6
3.2
3.0
4.1
3.2
4.6
3.6
1.9
1.7
1.0
0.8
3.1
4.0
1.3
3.0
2.2
4.7
2.1
2.8
3.1
3.1
4.5
3.0
3.8
2.5
5.0
1.8
2.6
3.2
3.0
4.1
3.2
4.6
3.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans that allow employees to accumulate unused
sick leave from year to year.
2 Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold. The categories were formed using
percentile estimates generated using data from the
National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 37. Paid sick leave: Limit on days accumulated, private industry workers, National
Compensation Survey, March 2013
(Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated carryover days)
Limit on paid sick leave days accumulated (in number of days)2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Mean
number of
days
6
15
30
60
120
48
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving:
Production ..........................................................
10
–
10
10
10
10
10
–
5
6
20
15
24
15
10
20
24
19
10
12
40
30
45
30
–
24
24
30
25
30
75
70
75
60
–
60
30
75
65
–
130
128
130
118
–
120
70
130
130
130
56
51
58
43
35
44
32
52
46
48
5
9
15
30
60
24
Full time .................................................................
–
15
30
60
120
47
Nonunion ...............................................................
6
15
28
60
120
43
Average wage within the following categories:3
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
8
–
–
15
15
19
20
24
30
40
42
60
60
90
100
110
130
144
150
41
48
61
64
Goods-producing industries:
Manufacturing ....................................................
5
5
10
25
–
24
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
10
–
5
–
65
–
14
14
19
–
10
–
87
15
20
20
30
24
–
24
110
–
40
45
65
56
30
27
120
90
87
90
130
135
–
33
125
130
90
100
51
48
32
26
101
57
52
55
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 37. Paid sick leave: Limit on days accumulated, private industry workers, National
Compensation Survey, March 2013—Continued
(Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated carryover days)
Limit on paid sick leave days accumulated (in number of days)2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Mean
number of
days
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Other services ...................................................
15
10
–
–
–
12
10
16
12
10
–
20
–
–
15
–
30
30
–
30
10
–
50
–
–
30
25
60
60
90
59
–
–
–
90
–
60
–
90
120
130
72
–
–
90
–
–
130
–
130
140
150
120
60
–
55
58
41
46
36
62
78
87
58
26
40
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
10
–
10
6
6
13
12
14
16
15
30
30
25
30
24
45
40
50
75
45
90
90
87
130
90
36
36
37
54
38
–
10
–
–
10
–
5
–
6
–
24
15
15
15
15
–
–
12
30
45
30
30
25
24
25
30
24
–
100
67
60
60
–
65
60
60
130
150
130
120
105
105
130
110
110
52
64
51
46
42
39
48
44
43
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employees earn or accrue a specified number of sick leave days
per year. This number may vary by length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the same as
or more than the amount shown, and half receive the same as or less
than the amount shown. At the 25th percentile, one-fourth of
participating workers receive the same or less than the amount shown.
The remaining percentiles follow the same logic.
3 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers
with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 37. Standard errors for paid sick leave: Limit on days accumulated, private industry
workers, National Compensation Survey, March 2013
Limit on paid sick leave days accumulated (in number of days)1
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Mean
number of
days
1.5
0.0
0.0
1.8
6.6
1.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving:
Production ..........................................................
0.3
–
1.9
0.3
0.0
2.9
0.0
–
0.7
1.4
1.0
2.1
3.2
2.7
0.0
2.1
6.1
3.3
1.7
3.0
4.0
3.2
7.5
4.5
–
0.2
0.0
0.0
6.6
7.6
12.1
9.3
16.3
2.3
–
1.6
0.0
15.8
17.5
–
10.8
12.2
9.5
24.0
–
11.0
13.0
13.9
3.5
3.5
2.4
2.9
2.8
3.4
9.5
2.1
2.7
2.6
4.1
4.6
0.0